Market Signal Briefing

Q3: 2025-10-21 Earnings SummaryEPS of $0.39 misses by $0.00

 |

Revenue of

$34.61M

(33.62% Y/Y)

beats by $414.00K

Bridgewater Bancshares, Inc. (NASDAQ:BWB) Q3 2025 Earnings Call October 22, 2025 9:00 AM EDT

Company Participants

Justin Horstman - Director of Investor Relations
Gerald Baack - CEO, Founder & Non Independent Executive Chairman
Joseph Chybowski - President & CFO
Nicholas Place - Chief Banking Officer
Katie Morrell - Chief Credit Officer

Conference Call Participants

Jeff Rulis - D.A. Davidson & Co., Research Division
Brendan Nosal - Hovde Group, LLC, Research Division
Nathan Race - Piper Sandler & Co., Research Division

Presentation

Operator

Good morning, and welcome to the Bridgewater Bancshares 2025 Third Quarter Earnings Results Call. My name is Megan, and I will be your conference operator today. [Operator Instructions] Please note that today's call is being recorded.

At this time, I would like to introduce Justin Horstman, Vice President of Investor Relations, to begin the conference call. Please go ahead.

Justin Horstman
Director of Investor Relations

Thank you, Megan, and good morning, everyone. Joining me on today's call are Jerry Baack, Chairman and Chief Executive Officer; Joe Chybowski, President and Chief Financial Officer; Nick Place, Chief Banking Officer; Katie Morrell, Chief Credit Officer; and Jeff Shellberg, Deputy Chief Credit Officer.

In just a few moments, we will provide an overview of our 2025 third quarter financial results. We will be referencing a slide presentation that is available on the Investor Relations section of Bridgewater's website, investors.bridgewaterbankmn.com. Following our opening remarks, we will open the call for questions.

During today's presentation, we may make projections or other forward-looking statements regarding future events or the future financial performance of the company. We caution that such statements are predictions and that actual results may differ materially. Please see the forward-looking statement disclosure in the slide presentation and our 2025 third quarter earnings release for more information about risks and uncertainties, which may affect us. The information we will provide today is

Recommended For You

-

CarePlus continues its commitment to affordable, high-quality care with expanded plan options, comprehensive benefits, and strong financial value for Florida’s Medicare beneficiaries.

MIAMI--(BUSINESS WIRE)--CarePlus Health Plans, Inc., a provider of Medicare Advantage plans in Florida, today announced its 2026 Medicare Advantage plan offerings. With up to 12 plan options in each of the 20 Florida counties it serves, CarePlus remains focused on delivering robust coverage, preventive services, and exceptional member support.

“At CarePlus, we strive to simplify healthcare and ensure our members can access high-value benefits to meet their needs,” said Steven Ruiz, President of CarePlus Health Plans. “For 2026, we are introducing new plan options and strengthening our core benefits to further support the well-being of Florida’s Medicare-eligible community.”

New for 2026:

New plan for people with Medicare and full Medicaid: CarePlus is introducing a new Dual Eligible Special Needs Plan (D-SNP) for full Medicaid-eligible beneficiaries. This is an addition to CarePlus’ existing D-SNP options for those who qualify for full or partial Medicaid.

New plan for chronic lung conditions: CarePlus is adding a second Chronic Condition Special Needs Plan (C-SNP) option for Medicare beneficiaries diagnosed with qualifying chronic lung conditions such as asthma, COPD, bronchitis, and emphysema. The new plan features the addition of the CareEssentials Allowance.** CarePlus also continues to offer C-SNPs for those diagnosed with diabetes, heart conditions or cardiovascular disorders.

Out-of-network flexibility added to some C-SNPs: In certain areas, this gives members even more options when seeing an out-of-network specialist to care for their condition.

Go365 member rewards: Beginning January 1, CarePlus members will be able to participate in the Go365® wellness program, earning rewards for completing eligible activities. Members can redeem rewards in the Go365 Mall for gift cards from retailers such as Walmart, CVS, Shell, and Applebee’s.

Mental health: Select plans now feature a $0 copay for in-network mental health visits.

Key Plan Features:

$0 premiums: All CarePlus plans feature a $0 monthly premium.

$0 copays: Members pay $0 for in-network primary care physician visits, dental services on select procedures (including new coverage for bridges on some plans), and on hundreds of prescriptions at in-network retail pharmacies (on plans with prescription drug coverage1).

$0 prescription drug deductibles: Select plans offer a $0 deductible for all covered medications.1

Part B premium giveback: Many plans include this benefit, helping to reduce out-of-pocket costs for Medicare Part B.*

Over-the-counter allowance2 or CareEssentials Allowance**: Available on many plans, offering spending power for eligible purchases.

Routine coverage: All plans include dental, hearing, and vision benefits.

Transportation: All plans provide transportation benefits, with unlimited rides on D-SNPs.***

SilverSneakers® exercise and fitness program: Available across all CarePlus plans to support active lifestyles.

For more information or to enroll during Medicare’s Annual Enrollment Period (Oct. 15–Dec. 7), Florida residents may visit CarePlusHealthPlans.com or call a licensed CarePlus sales agent at 855-450-1352 (TTY: 711).

About CarePlus Health Plans, Inc.

CarePlus Health Plans, Inc. has been serving Medicare beneficiaries in Florida for more than 25 years. CarePlus is dedicated to advancing health equity, supporting preventive care, and empowering members to lead healthier lives through innovative Medicare Advantage benefits and personalized service.

Through our partnership with the ACCESS Florida Department of Children and Families, CarePlus Health Plans, Inc.’s Social Services department assists members to apply for public assistance through a variety of state and federal programs. This assistance and guidance is completely voluntary and offered at no additional cost.

Available in South Florida, West Florida, Central Florida, North Florida and Atlantic Coast. CarePlus is a Medicare Advantage HMO organization with a Medicare contract. CarePlus is also a Dual Eligible Special Needs HMO SNP plan with a Medicare contract and a contract with the Florida Medicaid Program. Enrollment in any CarePlus plan depends on contract renewal. Quantity limits and other restrictions may apply. Out-of-network/non-contracted providers are under no obligation to treat CarePlus members, except in emergency situations. Please call our Member Services number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. In accordance with the federal requirements of the Centers for Medicare & Medicaid Services (CMS), no amounts on the gift cards shall be redeemable for cash and no amount may be applied toward the purchase of any prescription drug under your plan. Rewards (gift cards) must be earned and redeemed in the same plan year. Rewards not redeemed by 12/31 will be forfeited.

*The Part B Premium Reduction (Giveback) benefit pays part or all your Part B premium and the amount may change based on the amount you pay for Part B.

**This spending allowance is a special program for members with specific health conditions. Qualifying conditions include diabetes mellitus, cardiovascular disorders, chronic and disabling mental health conditions, chronic lung disorders, or chronic heart failure, among others. Some plans require at least two conditions and other requirements apply. See the plan's Evidence of Coverage for details. If you use this program for rent or utilities, Housing and Urban Development (HUD) requires it to be reported as income if you seek assistance. Contact your local HUD office if you have questions.

***Quantity limits and other restrictions may apply.

1 Prescription drug coverage can vary across plans. $0 copay may be limited to specific tiers, coverage stages, “Extra Help” eligibility, 3-month supply and/or certain pharmacies.

2 Available only through mail-order from CenterWell Pharmacy®.

More News From Humana Inc.

Back to Newsroom

The Zacks Oil and Gas - Exploration and Production - Canadian industry faces a tough stretch as global supply growth outpaces demand recovery. Rising output from OPEC+ and U.S. producers is weighing on prices, while economic uncertainty and sluggish consumption forecasts are curbing investor appetite for new exploration. Adding to the strain, inflation and volatile exchange rates continue to squeeze margins, making cash flow generation less predictable. Yet, amid these challenges, Canada’s long-awaited entry into the LNG export market offers a rare bright spot, unlocking access to premium Asian buyers and diversifying revenue streams. But even as the broader industry struggles to regain momentum, a few players like Canadian Natural Resources ((CNQ - Free Report) ), Arc Resources ((AETUF - Free Report) ) and Baytex Energy ((BTE - Free Report) ) remain better positioned to weather volatility.

About the Industry
The Zacks Oil and Gas - Canadian E&P industry consists of companies primarily based in Canada, focused on the exploration and production (E&P) of oil and natural gas. These firms find hydrocarbon reservoirs, drill oil and gas wells, and produce and sell these materials to be refined later into products like gasoline, fuel oil, distillate, etc. The economics of oil and gas supply and demand are the fundamental drivers of this industry. In particular, a producer’s cash flow is primarily determined by the realized commodity prices. In fact, all E&P companies' results are vulnerable to historically volatile prices in the energy markets. A change in realizations affects their returns and causes them to alter their production growth rates. The E&P operators are also exposed to exploration risks where drilling results are uncertain.

4 Key Investing Trends to Watch in the Oil and Gas - Canadian E&P Industry
Rising Global Supply Risks Pressuring Prices: A key challenge for Canada’s oil and gas producers is the mounting risk of a global oversupply. OPEC+ and non-OPEC producers, including the United States and Brazil, are boosting output, with total additions exceeding 2.7 million barrels per day in 2025. Meanwhile, demand growth remains modest and could slow further if global economic activity weakens. Analysts already warn of a potential glut extending into 2026, with forecasts of Brent crude dipping toward $50 per barrel. Such pricing pressure could erode margins for Canadian producers and discourage new investment.

Persistent Market Volatility and Cost Inflation: Canadian upstream operators face persistent volatility in crude prices, which have swung between the high $50s and mid-$70s in recent quarters. This instability, compounded by exchange rate fluctuations and rising input costs, strains planning and capital efficiency. Even with hedging programs, maintaining profitability becomes difficult when energy prices decline sharply while operational costs remain sticky. Cost pressures from labor, materials and regulatory compliance continue to rise, limiting free cash flow flexibility and constraining reinvestment across the sector.

Canada’s LNG Debut Opens a New Era for Energy Exports: The launch of LNG Canada marks a defining moment for the country’s energy sector. For decades, Canadian producers were tied to the U.S. pipeline network, facing steep price discounts and limited market access. The first LNG shipment to South Korea — part of the $40 billion Kitimat project — now changes that dynamic, giving Canada a direct route to premium Asian buyers. As exports ramp up to 14 million tons per annum and potentially double in Phase 2, this diversification is expected to narrow the long-standing price gap with U.S. hubs and support stronger natural gas prices over time.

Electric Vehicles and Green Policies Reshape Oil Demand: The pace of global oil demand growth is set to slow sharply after 2026. The rise of electric vehicles, cleaner fuel use in freight transport and a continued shift away from fossil fuels in power generation are key factors. Oil demand could peak as early as 2030, creating long-term uncertainty for prices. As gasoline and diesel consumption levels off in advanced economies, investors may become more cautious about financing large-scale oil projects. This trend could hurt oil producers that depend on high prices and steady output growth, potentially weighing on their stock valuations.

Zacks Industry Rank Indicates Bearish Outlook
The Zacks Oil and Gas - Canadian E&P is a nine-stock group within the broader Zacks Oil - Energy sector. The industry currently carries a Zacks Industry Rank #162, which places it in the bottom 33% of 243 Zacks industries.

The group’s Zacks Industry Rank, which is basically the average of the Zacks Rank of all the member stocks, indicates challenging near-term prospects. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

The industry’s position in the bottom 50% of the Zacks-ranked industries is a result of a negative earnings outlook for the constituent companies in aggregate. Looking at the aggregate earnings estimate revisions, it appears that analysts are becoming pessimistic about this group’s earnings growth potential. While the industry’s earnings estimates for 2025 have gone down 2% in the past year, the same for 2026 have fallen 19.4% over the same timeframe.

Despite the dim near-term prospects of the industry, we present a few stocks that you may want to consider for your portfolio. But it’s worth taking a look at the industry’s shareholder returns and current valuation first.

Industry Underperforms S&P 500 & Sector
The Zacks Oil and Gas - Canadian E&P industry has fared worse than the Zacks S&P 500 composite as well as the broader Zacks Oil – Energy sector over the past year.

The industry has moved down 13.7% over this period compared with the broader sector’s decrease of 0.1% and the S&P 500’s rise of 17.4%.

One-Year Price Performance

Industry's Current Valuation
Since oil and gas companies are debt-laden, it makes sense to value them based on the Enterprise Value/ Earnings before Interest, Tax, Depreciation and Amortization (EV/EBITDA) ratio. This is because the valuation metric takes into account not just equity but also the level of debt. For capital-intensive companies, EV/EBITDA is a better valuation metric because it is not influenced by changing capital structures and ignores the effect of non-cash expenses.

On the basis of the trailing 12-month EV/EBITDA ratio, the industry is currently trading at 4.99, significantly lower than the S&P 500’s 18.68. It is also slightly below the sector’s trailing 12-month EV/EBITDA of 5.04X.

Over the past five years, the industry has traded as high as 14.49X, as low as 2.95X, with a median of 5.13X, as the chart below shows.

Trailing 12-Month Enterprise Value-to EBITDA (EV/EBITDA) Ratio (Past Five Years)

3 Stocks in Focus
Canadian Natural Resources: It is one of the largest independent energy producers in Canada, with a diversified portfolio spanning crude oil, natural gas liquids, and natural gas. Its operations extend across Western Canada, the North Sea, and offshore West Africa, giving it a strong global footprint. Canadian Natural has built a reputation for effective, efficient operations and a balanced mix of long-life, low-decline assets that provide steady production and cash flow visibility.

CNQ’s disciplined capital allocation, operational excellence and commitment to low-cost production have been central to its success. With a focus on maximizing free cash flow and shareholder returns, Canadian Natural continues to maintain financial flexibility and resilience across commodity cycles. The Zacks Rank #1 (Strong Buy) operator has a market capitalization of around $63 billion. Canadian Natural carries a Value Score of B, while the stock has lost 14.9% in a year. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Price and Consensus: CNQ

Arc Resources: ARC Resources is Canada’s largest pure-play Montney producer and the country’s third-largest natural gas supplier. Known for its reliable operations and strong financial discipline, the company holds an investment-grade credit rating. ARC continues to prioritize cost efficiency, organic condensate growth and exposure to expanding LNG markets. Its large, high-quality asset base underpins steady long-term production. Looking ahead, ARC plans to triple its free funds flow per share by 2028 by enhancing operational efficiencies and scaling its business for higher profitability.

Notably, the Zacks Consensus Estimate for AETUF’s 2025 earnings per share indicates 11% year-over-year growth. It has a trailing four-quarter earnings surprise of roughly 24.5%, on average. Arc Resources shares have gone up 8.2% in a year. The stock carries a Zacks Rank #3 (Hold).

Price and Consensus: AETUF

Baytex Energy: It is a Canadian exploration and production company with a strong oil-weighted portfolio spread across Canada and the United States. Baytex Energy’s key Canadian assets include the Duvernay, Viking, Peace River, Peavine and Lloydminster areas, while its U.S. operations are concentrated in Texas’ Eagle Ford basin — now accounting for roughly 60% of total production. This balanced footprint allows Baytex to leverage both light and heavy oil opportunities while maintaining operational flexibility.

The company remains focused on disciplined capital management, using free cash flow to strengthen its balance sheet and reward shareholders through dividends and buybacks. A conservative hedging program supports stability amid commodity price swings, while low leverage and prudent debt reduction underscore financial resilience. With a mix of strong assets and sound execution, Baytex continues to navigate the energy cycle with an eye toward sustainable returns and growth. The #3 Ranked company carries a Value Score of A and also a VGM Score of A. With a market capitalization of around $1.7 billion, BTE has decreased 22.8% in a year.

Price and Consensus: BTE

Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Key Takeaways WHR's results likely hurt by sluggish demand, weak home sales and cautious consumer spending.Intensified competition and higher raw material costs have pressured WHR's volumes and margins.Cost-takeout actions and new product launches remain key levers supporting WHR's performance.
Whirlpool Corporation (WHR - Free Report) is slated to release third-quarter 2025 results on Oct. 27, after the closing bell. The household appliance company’s bottom and top lines are expected to have declined.

For third-quarter revenues, the Zacks Consensus Estimate is pegged at $3.92 billion, indicating a 1.7% drop from the prior-year quarter’s figure. The consensus estimate for quarterly earnings has increased 2.9% in the past 30 days to $1.42 per share. However, the consensus mark for earnings indicates a 58.6% fall from the year-ago quarter’s figure.

 The company delivered a negative earnings surprise of 13% in the last reported quarter. The bottom line has surpassed estimates by 0.6%, on average, over the trailing four quarters.

Key Points to NoteSluggish global demand trends from negative consumer sentiments, stemming from a tough macro environment including inflationary pressures and market uncertainty, are likely to hurt its quarterly results. Weak home sales and overall discretionary spending have been weighing on its performance. In addition, higher promotional activity, adverse price/mix and foreign currency translations have been acting as headwinds.

The company has been facing volume pressure from intensified competition, with foreign rivals pre-loading Asian imports ahead of tariff implementations, leading to a highly promotional environment. In addition, higher raw material expenses are likely to have added to costs and impacted margins in the to-be-reported quarter. Fluctuations in the cost of key materials like steel, resins and base metals are expected to have been a concern. These shortcomings are likely to mar the company’s bottom and top-line results in the to-be-reported quarter.

The Zacks Consensus Estimate for MDA Asia and MDA Latin America is currently pegged at $235 million and $818 million, respectively, indicating declines of 1.7% and 3.3%.

On the flip side, management has been taking cost-takeout and pricing actions to offset high-cost concerns. Its cost-cutting actions and organization-simplification moves have been intact. WHR has reduced structural and discretionary costs, capitalized on opportunities from raw material deflation, effectively managed working capital and aligned supply-chain.  It has also been focusing on the successful introduction of new products and launches.

What the Zacks Model Unveils for WHROur proven model doesn’t conclusively predict an earnings beat for Whirlpool this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat. But that’s not the case here. You can uncover the best stocks before they’re reported with our Earnings ESP Filter.

Whirlpool currently has an Earnings ESP of +8.64% and a Zacks Rank #4 (Sell).

Valuation Picture of WHR StockWith a forward 12-month price-to-earnings ratio of 5.25x, which is below the five-year high of 13.51x and the Household Appliances industry’s average of 8.50x, the stock offers compelling value for investors seeking exposure to the sector.

The recent market movements show that WHR’s shares have lost 4.1% in the past three months compared with the industry's 7.1% decline.

Stocks Poised to Beat Earnings EstimatesHere are some companies, which according to our model, have the right combination of elements to post an earnings beat:

Carnival Corp. (CCL - Free Report) currently has an Earnings ESP of +1.45% and sports a Zacks Rank of 1. CCL is likely to register top and bottom-line growth when it reports fourth-quarter fiscal 2025 results. You can see the complete list of today’s Zacks #1 Rank stocks here.

The Zacks Consensus Estimate for its quarterly revenues is pegged at $6.36 billion, indicating a 7.1% increase from the figure reported in the year-ago quarter. The consensus estimate for CCL’s fiscal fourth-quarter earnings is pegged at 24 cents per share, implying a 71.4% surge from the year-ago quarter’s actual. The consensus mark has risen 20% in the past 30 days.

Ralph Lauren Corporation (RL - Free Report) currently has an Earnings ESP of +1.98% and a Zacks Rank of 2. RL is likely to register top and bottom-line growth when it reports second-quarter fiscal 2026 results. The Zacks Consensus Estimate for its quarterly revenues is pegged at $1.90 billion, indicating 9.9% growth from the figure reported in the year-ago quarter.

The consensus estimate for Ralph Lauren’s fiscal second-quarter earnings is pegged at $3.44 a share, implying 35.4% growth from the year-earlier quarter. The consensus mark has moved up 1.5% in the past 30 days.

Boyd Gaming (BYD - Free Report) currently has an Earnings ESP of +1.25% and a Zacks Rank of 3. BYD is likely to register a top-line decline when it reports third-quarter 2025 results. The Zacks Consensus Estimate for its quarterly revenues is pegged at $865.8 million, indicating a 9.9% decline from the figure reported in the year-ago quarter.

The consensus estimate for Boyd Gaming’s third-quarter earnings is pegged at $1.55 a share, implying 2% growth from the year-earlier quarter. The consensus mark has risen 0.6% in the past seven days.

Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

The information contained herein is for informational purposes only. Nothing in this article should be taken as a solicitation to purchase or sell securities. Before buying or selling any stock, you should do your own research and reach your own conclusion or consult a financial advisor. Investing includes risks, including loss of principal.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Q3: 2025-10-21 Earnings SummaryEPS of $1.12 misses by $0.07

 |

Revenue of

$1.23B

(-12.56% Y/Y)

beats by $54.51M

Weatherford International plc (NASDAQ:WFRD) Q3 2025 Earnings Call October 22, 2025 8:30 AM EDT

Company Participants

Luke Lemoine - Senior VP of Corporate Development & Investor Relations
Girish Saligram - President, CEO & Director
Anuj Dhruv - Executive VP & CFO

Conference Call Participants

John Anderson - Barclays Bank PLC, Research Division
Scott Gruber - Citigroup Inc., Research Division
Saurabh Pant - BofA Securities, Research Division
Phillip Jungwirth - BMO Capital Markets Equity Research
James West - Melius Research LLC
James Rollyson - Raymond James & Associates, Inc., Research Division
Derek Podhaizer - Piper Sandler & Co., Research Division
Doug Becker - Capital One Securities, Inc., Research Division
Joshua Jayne - Daniel Energy Partners, LLC

Presentation

Operator

Ladies and gentlemen, thank you for standing by. Welcome to the Weatherford International Third Quarter 2025 Results. [Operator Instructions] As a reminder, today's event is being recorded.

I would now like to turn the conference over to Luke Lemoine, Senior Vice President of Corporate Development. Please go ahead, sir.

Luke Lemoine
Senior VP of Corporate Development & Investor Relations

Welcome, everyone, to the Weatherford International Third Quarter 2025 Earnings Conference Call. I'm joined today by Girish Saligram, President and CEO; and Anuj Dhruv, Executive Vice President and CFO. We'll start today with our prepared remarks and then open it up for questions. You may download a copy of the presentation slides corresponding today's call from our website's Investor Relations section.

I want to remind everyone that some of today's comments include forward-looking statements. These statements are subject to many risks and uncertainties that could cause our actual results to differ materially from any expectation expressed herein. Please refer to our latest Securities and Exchange Commission filings for risk factors and cautions regarding forward-looking statements. Our comments today also include non-GAAP financial measures. The underlying details and a reconciliation of GAAP to non-GAAP financial measures are

Recommended For You

The online retail giant plans to implement the robots by 2033. Transcript: Amazon could soon be replacing workers with robots.

Key Takeaways Amphenol's Q3 adjusted EPS of $0.93 beat estimates by 17.7%, soaring 86% year over year.
Net sales climbed 53% to $6.19B, driven by IT datacom growth and acquisition gains.
Gross margin expanded 450 bps to 38.1%, with Q4 revenues expected to increase to 41%.

Amphenol’s (APH - Free Report) third-quarter 2025 adjusted earnings of 93 cents per share beat the Zacks Consensus Estimate by 17.7%. The earnings figure jumped 86% year over year.

Net sales surged 53% year over year to $6.19 billion, beating the consensus mark by 12.9%. Organically, net sales increased 41% year over year.

This exceptional top-line performance was driven by strong organic growth in the IT datacom end-market and strong contribution from acquisitions.

APH shares jumped more than 7.8% at the time of writing this article following the impressive third-quarter 2025 results.

APH’s Q3 Top-Line DetailsHarsh Environment Solutions’ (24.5% of net sales) sales were $1.52 billion, up 27% year over year.

Communications Solutions’ (53.4% of net sales) sales were $3.31 billion, which jumped 96.4% year over year.

Interconnect and Sensor Systems Solutions’ (22.1% of net sales) sales were $1.37 billion, up 18% year over year.

Gross margin, on a GAAP basis, expanded 450 basis points (bps) year over year to 38.1%.

Selling, general and administrative expenses, as a percentage of revenues, decreased 160 bps on a year-over-year basis to 10.6%.

Adjusted operating margin expanded 560 bps on a year-over-year basis to 27.5%.

APH’s Balance Sheet & Cash FlowAs of Sept. 30, 2025, Amphenol had cash and cash equivalents worth $3.89 billion, up from $3.23 billion as of June 30, 2025.

Total debt was $8.07 billion as of Sept. 30, 2025, compared with $8.06 billion as of June 30, 2025.

During the third quarter, the company purchased 1.4 million shares for $153 million. It also paid dividends of $201 million.

APH generated $1.47 billion in cash from operations in the third quarter, up from $1.4 billion in the previous quarter.

The company generated a non-GAAP free cash flow of $1.22 billion in the third quarter, up from $1.1 billion in the second quarter.

Amphenol’s Q4 Guidance PositiveAmphenol expects fourth-quarter 2025 earnings between 89 cents and 91 cents per share, indicating growth between 62% and 65% year over year. Revenues are anticipated between $6 billion and $6.1 billion, suggesting growth in the 39-41% range.

For 2025, Amphenol expects earnings between $3.26 per share and $3.28 per share, indicating growth between 72% and 74% from 2024’s reported figure. Revenues are anticipated between $22.66 billion and $22.76 billion, suggesting growth in the 49-50% range.

Zacks Rank & Upcoming EarningsCurrently, Amphenol sports a Zacks Rank #1 (Strong Buy).

Commvault (CVLT - Free Report) , Corning (GLW - Free Report) , and Meta Platforms (META - Free Report) are some top-ranked stocks that investors can consider in the broader Zacks Computer & Technology sector. Each of the three stocks sports a Zacks Rank #1 (Strong Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.

Commvault is set to report its second-quarter fiscal 2026 results on Oct. 28, while Corning is scheduled to report its third-quarter 2025 results on the same day. Meta Platforms is set to report its third-quarter 2025 results on Oct. 29.

Key Takeaways SoFi has launched Konecta, an AI chatbot powered by Galileo to enhance customer engagement.Konecta boosts service metrics with 65% faster responses and a 50% drop in chat abandonment.SOFI shares have surged 87% this year as earnings estimates climb and AI efficiency deepens.
SoFi Technologies, Inc. (SOFI - Free Report) is not just deploying another AI feature; it’s transforming its customer engagement model through Konecta, an AI chatbot powered by Galileo.

More than a service enhancement, Konecta represents SoFi’s move toward scalable efficiency and sustained customer retention in a financial sector rapidly shaped by artificial intelligence. The early numbers are telling: a 65% faster average response time, a 7% lift in service performance, and a 50% reduction in chat abandonment. By managing 5% more interactions without escalation, Konecta enables SoFi to scale while freeing human agents for high-value, complex queries, resulting in direct cost efficiency and stronger brand loyalty.

Meanwhile, Wells Fargo (WFC - Free Report) continues to reinforce how AI can redefine service delivery. Its AI assistant, Fargo, has processed over 245 million interactions, showcasing the scalability and security demanded by modern banking. WFC’s success with Fargo emphasizes the need to blend innovation with data privacy, a lesson SOFI must heed as it expands Konecta. Wells Fargo has proven that trust and technology can coexist; a framework that SoFi can emulate to cement its position among fintech leaders.

Also, Bank of America (BAC - Free Report) offers a clear benchmark through its widely successful digital assistant, Erica. BAC has integrated Erica as a growth enabler, not just a service tool, helping drive cross-selling, user engagement and customer trust. The success of Erica highlights how well-executed chatbots can evolve into profit levers. SOFI seems to be charting a similar course, using Konecta as both an operational and strategic catalyst. Just as Erica strengthened Bank of America’s digital ecosystem, Konecta could become central to SoFi’s ecosystem-wide efficiency and customer satisfaction.

Ultimately, SoFi’s AI push through Konecta puts it squarely in the same digital league as Bank of America and Wells Fargo. With proven performance gains and growing operational leverage, Konecta isn’t just helping SoFi catch up; it’s setting the company apart in the banking chatbot race. For investors, the message is clear: SoFi’s integration of Konecta is a step toward higher efficiency, deeper engagement and a durable competitive moat in the evolving AI-driven financial landscape.

SOFI’s Price Performance, Valuation and EstimatesThe stock has gained 87% year to date compared with the industry’s 3% rise.

                                                     Image Source: Zacks Investment Research

From a valuation standpoint, SOFI trades at a forward price-to-earnings ratio of 56X, well above the industry’s 24X. It carries a Value Score of F.

                                                            Image Source: Zacks Investment Research

The Zacks Consensus Estimate for SOFI’s 2025 earnings has been on the rise over the past 60 days.

                                                                         Image Source: Zacks Investment Research

SOFI stock currently carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Beyond Meat Inc (NASDAQ:BYND) shares continued to skyrocket as part of a meme stock rally, having surged about 650% in the last five trading days.

The plant-based food company has seen its shares jump from about $0.60 last Thursday to $5.20 on Wednesday morning.

Driving the surge is retail investors on social media, coupled with short squeezes.

Beyond Meat is one of the most shorted stocks in the US, with about 81.8% of its free-float shares sold short, up from 64% the previous week.

Investors have been betting against Beyond Meat amid financial challenges and a significant stock dilution after the company proposed a debt swap exchanging over $1 billion in convertible notes for shares, which increased the total share count from about 76.6 million to over 316 million shares.

Shares of donut chain Krispy Kreme Doughnuts Inc (NASDAQ:DNUT) also benefited from the meme stock enthusiasm, up almost 14% at about $4 on Wednesday morning. 

Its surge is more modest compared to Beyond Meat but still significant, driven by retail investors and plans for international expansion into Spain, Brazil, and Uzbekistan.

The UK Financial Conduct Authority (FCA) launched a lawsuit against HTX and related entities, for alleged unlawful promotion of crypto services and assets.

16h05 ▪
4
min read ▪ by
Eddy S.

Summarize this article with:

This October 22, 2025, the crypto market suffers a new shock. Bitcoin and Ethereum, the two main digital currencies, see their prices fall, extending a period of volatility marked by the recent flash crash. While investors scrutinize economic indicators, what are the reasons for this decline and what outlooks are shaping for the end of October?

In brief

Bitcoin and Ethereum fall this October 22 to $108,326 and $3,866 respectively, in a market marked by volatility after a record flash crash.
The causes of the fall of Bitcoin and Ethereum include massive liquidations, capital rotation from gold, and persistent geopolitical uncertainties.
The outlooks for Bitcoin and Ethereum depend on upcoming economic data, notably the US CPI, with a risk of prolonged decline in case of tensions.

Bitcoin and Ethereum Falling… Numbers That Worry
This morning, Bitcoin is trading around $108,326, recording a 0.4% drop in the last hour and nearly 4% over the week. After attempting to exceed the $114,000 resistance, the crypto queen retreated towards $108,500, reflecting persistent fragility. Edul Patel, CEO of Mudrex, highlights that the market remains vulnerable due to the lack of clear macroeconomic signals and geopolitical uncertainties.

On the other hand, Ethereum is not spared. The second-largest crypto by market capitalization trades at $3,866, down 0.5% on the day and over 6% on the week. Despite this downward trend, Ethereum ETFs recorded inflows of $99 million, a sign of persistent interest from institutional investors. However, volatility remains high, and the market struggles to regain positive momentum.

Why Are Bitcoin and Ethereum Falling Today? 
The drop of Bitcoin and Ethereum observed this morning occurs in a context marked by the flash crash at the beginning of October. Indeed, the market saw more than $19 billion of positions liquidated in a single day! An event triggered by the announcement of new tariffs on Chinese imports, causing a wave of massive sales on risky assets, including cryptos. Nervous investors reacted with caution, amplifying market volatility.

Another explanatory factor is the capital rotation observed in recent days. Gold, often considered a safe haven, has fallen more than 5% from its recent highs. This decline has pushed some investors to reallocate their funds, but without stabilizing the crypto market. This dynamic shows how sensitive cryptocurrencies remain to movements in other financial markets.

Outlook for BTC and ETH: Between Caution and Hope for a Rebound
The next few days will be crucial for the crypto market. Several factors must be closely monitored, notably the release of data on US inflation (CPI). Lower-than-expected inflation could strengthen hopes for interest rate cuts, which would be beneficial for risky assets like Bitcoin and Ethereum. Conversely, an unexpected rise in inflation could extend the current downward trend. Technically speaking:

BTC has strong support around $108,000 but will need to exceed the resistance between $111,000 and $113,000 to consider a sustainable rebound;
For Ethereum, the $3,800 level is a key support to watch. Analysts remain divided: some anticipate a gradual stabilization, while others fear an aggravation of volatility in case of new geopolitical tensions.

The morning drop of Bitcoin and Ethereum this October 22, 2025, illustrates the persistent fragility of the crypto market. As investors await clearer macroeconomic signals, the end of the month promises to be decisive. One question remains: is this volatility a simple correction or the beginning of a more durable downward trend?

Maximize your Cointribune experience with our "Read to Earn" program! For every article you read, earn points and access exclusive rewards. Sign up now and start earning benefits.

Join the program

A

A

Lien copié

Eddy S.

The world is evolving and adaptation is the best weapon to survive in this undulating universe. Originally a crypto community manager, I am interested in anything that is directly or indirectly related to blockchain and its derivatives. To share my experience and promote a field that I am passionate about, nothing is better than writing informative and relaxed articles.

DISCLAIMER

The views, thoughts, and opinions expressed in this article belong solely to the author, and should not be taken as investment advice. Do your own research before taking any investment decisions.

flash news

Bitcoin Forecast Updated as Peter Brandt Highlights Bear and Bull Scenarios

Veteran trader Peter Brandt shared a new analysis today suggesting that Bitcoin (BTC) could either rally to $250,000 or correct to $60,000, depending on how

flash news

Four Spot Trading Pairs Set for Removal on Binance After Market Evaluation

Binance announced today that four spot trading pairs will be delisted on October 24, following a routine market review aimed at maintaining liquidity and trading

CryptoCurrency News

Crypto ETP Filings Surge to 155 as Market Access Expands to 35 Assets

TL;DR Crypto exchange-traded product (ETP) filings in the United States have surged to 155, now covering 35 digital assets, with Bitcoin, Solana, and XRP leading

Bitcoin News

Bitcoin ETFs Break Four Day $1B Outflow Streak as BTC Trades Near $108K

TL;DR After four consecutive days of heavy withdrawals totaling over $1.2 billion, U.S. Bitcoin ETFs recorded $477 million in net inflows on October 21. Major

CryptoCurrency News

Russia Pushes Forward on Crypto Plans to Boost International Commerce

TL;DR Russia’s Finance Ministry has officially approved the use of Bitcoin for international trade, marking a bold shift in financial policy. This move follows years

Bitcoin News

Bitcoin Loses Strength After Two Failed Rallies and Shows Signs of Exhaustion

TL;DR Bitcoin fails in two attempts to regain momentum and retreats to the $104,000‑$110,000 range, showing exhaustion in buying pressure. Whale flows on Binance increased

The XRP price is showing encouraging signs of stabilization after enduring heavy selling pressure throughout the first half of October. According to CryptoQuant insights, a wave of large whale deposits began on October 1 and continued until October 17, peaking on October 11 when the Whale-to-Exchange Transactions surged to over 43,000. These activity signals that whales have secured their profits.

As the inflows increased at those times, the XRP price chart data also faced a decline, which confirmed an accelerated decline due to whales, as a result, it dropped from above $3 to nearly $2.40. 

However, since October 17, these large transfers have subsided, suggesting the odds that whales might have completed their selling phase. This shift has coincided with a calmer market tone, where institutions now appear to be absorbing retail-driven panic selling, helping XRP price maintain a steady footing above the $2.20 mark.

On-Chain Data Points to Institutional Absorption Amid Retail CapitulationRecent metrics from Santiment indicate that after experiencing such a shock, the retail sector has been massively spooked. As a result, XRP cryptocurrency is experiencing crowd selling at a loss, which remains a dominant theme. 

Retail traders have been offloading their holdings amid growing fear and uncertainty, even as institutional players quietly accumulate. This behavior highlights a typical market reversal setup, where prices begin to consolidate as stronger hands absorb weak-hand selling pressure.

Interestingly, this market reversal could be true because just 10 days after the XRP price dropped below $1.90 in USD, and only three days after rebounding to $2.20, it managed to rise above $2.40 once again. It is holding on to this level, which is a good sign for XRP.

Additionally, such rapid recoveries often indicate that selling pressure is waning and that a potential reversal may be underway. Historically, when retail traders panic-sell their assets, most of those are absorbed by smart money. As a result, the price tends to move against the crowd’s expectations, signaling a possible bullish turn ahead.

Technical Setup Hints at Major Breakout PotentialFrom a technical standpoint, XRP price prediction 2025 could gain traction as a symmetrical triangle pattern continues to develop on the daily chart. 

This formation is defined by a rising trendline connecting June and October’s swing lows and a descending resistance line linking July and October’s swing highs. The trading range within this setup spans between $1.90 and $3.66, marking a crucial area for upcoming price action.

If a bullish catalyst emerges, possibly through improving macro conditions or renewed institutional inflows, the Ripple XRP price prediction suggests a potential retest of the $3.66 level before year-end. 

In a stronger scenario, the token could even challenge a new all-time high near $5 as momentum builds into early 2026. While consolidation remains the near-term trend, the combination of declining whale sell-offs and ongoing institutional interest paints a structurally bullish picture for the months ahead.

Trust with CoinPedia:CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto & blockchain, right from startups to industry majors.

Investment Disclaimer:All opinions and insights shared represent the author's own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.

Sponsored and Advertisements:Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.

Dogecoin price has plummeted to a local bear market after falling by over 38% from its highest point in September, and an emerging risky pattern points to further downside.

Summary

Dogecoin price is about to form a death cross pattern on the daily chart.
The recently launched DOGE ETF has lost momentum in terms of inflows.
DOGE futures open interest has crashed in the past few weeks.

Dogececoin price death cross pattern forms
Dogecoin (DOGE) price has crashed from the September high of $0.3066 to $0.1900 today. This performance happened because of the recent crypto market crash that led to substantial liquidations.

DOGE price also dropped after the token formed a rising wedge pattern, which is made up of two ascending and converging trendlines. It often leads to a bearish breakout, which occurs when the two lines near confluence.

Dogecoin is now about to form a death cross, which happens when the 50-day and 200-day Exponential Moving Averages cross. It will be the first time that the token has formed this cross since March.

DOGE price has also moved below the ultimate support of the Murrey Math Lines tool. It has also moved below the Supertrend indicator and the Ichimoku cloud.

Therefore, the token will likely continue falling as sellers target this month’s low of $0.1515. Such a move would point to a 20% plunge from the current level. On the flip side, a move above the strong pivot and reverse point at $0.2150 will invalidate the bearish outlook.

DOGE price chart | Source: crypto.news
DOGE ETF inflows and futures open interest falls
Third-party data shows that the recently launched REX-Osprey DOGE ETF growth has stalled. According to its website, the DOGE ETF has accumulated $32 million in assets, much lower than the REX-Osprey XRP ETF, which has crossed the $100 million milestone. The two funds were started on the same day.

Data by ETF.com shows that the fund has not had any inflows in the past two trading days. That is likely because investors are staying on the sidelines as the Crypto Fear and Greed Index remains in the red.

DOJE ETF inflows | Source: ETF
Meanwhile, more data shows that Dogecoin’s futures open interest has plunged to $1.85 billion, the lowest level since June 25. It has moved from the year-to-date high of $6 billion, a sign that its demand is waning.

Ethereum trades at $3,846, struggling to reclaim $4,000 as long-term holders (LTHs) increase selling and weaken accumulation trends.Exchange inflows are rising while outflows slow, signaling profit-taking and hesitation among investors.If ETH fails to hold $3,742, a drop to $3,489 is possible; reclaiming $4,000 could target $4,221 and restore short-term bullish momentum.Ethereum (ETH) continues to face resistance at the $4,000 mark after multiple failed recovery attempts. Despite broader market stability, the second-largest cryptocurrency struggles to flip this key psychological level into support. 

The selling pressure from long-term holders (LTHs) remains a major obstacle, limiting Ethereum’s ability to regain upward momentum.

Ethereum Holders Are SellingExchange net position data reveals a notable shift in trader behavior over the past 10 days. Outflows from exchanges, typically signaling accumulation, have dropped sharply. This slowdown suggests investors are pulling back from buying, reflecting uncertainty in Ethereum’s near-term performance as the market digests recent price swings.

Sponsored

Sponsored

As outflows decline, inflows are gaining momentum, indicating more ETH is moving onto exchanges for potential selling. This shift often precedes increased bearish pressure, as traders look to secure profits or mitigate losses.

Want more token insights like this? Sign up for Editor Harsh Notariya’s Daily Crypto Newsletter here.

Ethereum Exchange Net Position Change. Source: GlassnodeEthereum’s on-chain data highlights weakening macro momentum. The Age Consumed metric—an indicator of dormant coins being moved—recorded a significant spike within the past 24 hours. This surge marks the third-largest movement in over three months, suggesting that previously inactive long-term holders are beginning to sell their assets.

Such a rise in Age Consumed typically signals a wave of profit-taking or loss prevention. As LTHs move their holdings back into circulation, it shows growing impatience with stagnant prices. 

Ethereum Age Consumed. Source: SantimentETH Price Can’t Flip This ResistanceEthereum’s price trades at $3,846 at press time, slipping below the $3,872 support level. The altcoin king has remained stuck under $4,000 for nearly a week, reflecting fading momentum and tightening volatility in the broader crypto market.

Given the prevailing selling pressure and weak inflows, Ethereum’s price could fall further toward the $3,742 support zone. If this level fails to hold, a deeper correction could follow, pushing ETH down to $3,489. Such a decline would reinforce the current bearish outlook.

ETH Price Analysis. Source: TradingViewHowever, if Ethereum holders curb their selling and demand strengthens, ETH could rebound above $4,000. A decisive break of this resistance could lift prices toward $4,221, signaling renewed optimism and invalidating the prevailing bearish setup.

Disclaimer

In line with the Trust Project guidelines, this price analysis article is for informational purposes only and should not be considered financial or investment advice. BeInCrypto is committed to accurate, unbiased reporting, but market conditions are subject to change without notice. Always conduct your own research and consult with a professional before making any financial decisions. Please note that our Terms and Conditions, Privacy Policy, and Disclaimers have been updated.

Wed, 22/10/2025 - 14:35

"Black Friday" on Oct. 10 flipped the script for XRP, as the popular altcoin demonstrates unusual strength versus Bitcoin worth 7% right now, and the Bollinger Bands confirm the outperformance.

Cover image via U.Today

Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.

Since the collapse on Oct. 10 that financial markets participants are already calling "Black Friday " XRP has done what most crypto enthusiasts did not expect — the altcoin outpaced Bitcoin.

Right now, the XRP/BTC pair is at 0.00002222 BTC, not a big number by itself, but it stands out when you put it next to the chart of the leading cryptocurrency, where losses rose to almost 5% against the dollar in the same 11 days.

While BTC kept losing support levels, XRP held ground and managed to gain, and that simple relative strength tells more than most indicators.

HOT Stories

BTC/USD by TradingViewThe monthly chart perfectly mirrors the situation, with XRP being in the upper range of its Bollinger Bands against Bitcoin, a zone that cements the bullish bias and makes the case to test the upper band more likely. 

Weekly candles confirm the strength as the flush earlier in October was absorbed quickly, and XRP came back inside the range and is now pressing toward the middle band near 0.0000243 BTC, while Bitcoin’s structure still points lower.

XRP outperforms Bitcoin against dollar, tooFinally, the performance of both XRP and BTC in dollar terms back the strength thesis. Since Crypto Black Friday, the altcoin has gained more than 3.4%, while the leading cryptocurrency lost as much as 4.6% — that is a 7% gap in less than two weeks. 

XRP and Bitcoin vs USD by TradingViewAs it stands, the Bollinger Bands show XRP trading from a position of strength, holding the upper zone on the long-term chart and doing what Bitcoin failed to do since the crash — outperform.

However, taking XRP's relative strength for granted and going all in would be no less a mistake than making risky investment decisions with Bitcoin given the current market position. It may simply be that XRP is lagging behind its main counterpart and the downturn is just delayed.

Related articles

Featured

Argentina LIBRA Meme Coin Scandal Deepens as US Court Verdict Exposes Hidden Details

TL;DR A NY judge denied the seizure of LIBRA assets requested by international investment funds. The court determined there is insufficient evidence that the funds

Cardano News

Charles Hoskinson Slams ‘Baseless’ Claims of Diverting Cardano Funds

TL;DR A stake pool operator accused Hoskinson of taking money from the Cardano treasury. Hoskinson criticized the Cardano Foundation for proposing cuts to IOG’s development

Bitcoin ranged between major levels of support and resistance in its recent trading session and is currently trading at $108,365.

The Market Structure Bill has been a central focus in crypto regulation discussions. Although it has faced delays, the momentum appears to be building now, as it gains attention from both lawmakers and crypto industry leaders.

Cover image via www.freepik.com

Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.

XRP, the digital asset connected to Ripple Labs, has shown fading momentum in burn activity. The declining burn rate suggests no significant reduction in token supply. 

Meanwhile, the XRP price is still experiencing a downtrend, shifting farther away from the $3 target.

XRP burn rate activity plummetsAccording to CryptoQuant data, XRP has fallen drastically in burn rate activity. Notably, the burn rate metric dropped to approximately 741 XRP on Tuesday, Oct. 21.

This marked a sharp decline from the 4,506.9 XRP burnt on Aug. 8, 2025. The XRP burn rate decline this year signals a sharp drop in on-chain activity.

XRP Burn Rate Chart | Source: CryptoQuantIn the first quarter (Q1) of 2025, the burn rate activity held steady, with an average of 2,500 to 8,300 XRP burnt daily. This spike follows hype around institutional partnerships, such as the approval of Ripple’s RLUSD stablecoin in Dubai.

The burn rate spike continued in Q2, with an average of 3,000-4,000 XRP scorched in a day. However, in Q3, the metric crashed to near-zero, with only 163 XRP burned on Sept. 21. 

Just a few days later, XRP burns surged 91% to 749 XRP on Sept. 26, before the recent lows. The decline in the XRP burn rate in Q3 followed faded momentum as Bitcoin surged past $110,000.

Essentially, the burn rate is a direct proxy for transaction volume. This means fewer transactions equate to fewer tokens destroyed.

How XRP price reactedSo far, the XRP price has reacted negatively to the low burn activity. As of press time, XRP is down 0.6% over the previous day to $2.40. 

The Ripple-backed coin also decreased by 3.27% and 15.54% over the past week and month, respectively.

Low burns mean minimal deflationary pressure, potentially reducing price upside without volume rebound. At current rates, it would take over 100 years to burn just 10% of the total XRP circulating supply.

Therefore, the XRP price risks dipping to the $2.00 support if burn activity remains low.

Crucially, investors and analysts had anticipated the $3 mark as the next bullish XRP target. Now, with the plummeting burn activity, XRP has bounced from $2.50 but remained under the descending resistance.

Additionally, the price is carving a lower-high sequence, making the $3 target difficult to reach. This move aligns with previous bearish sentiments released based on unusual cycle moves.

Robinhood is expanding its crypto footprint beyond trading, leaning into tokenization and prediction markets as new growth drivers.

TL;DR:

Whale tied to Garrett Jin sold over 5,200 BTC and opened new shorts on Hyperliquid.
BTC fell below $108,000, triggering fear and renewed selling pressure.
Analysts warn of potential market manipulation as traders remain divided on BTC’s next move.

Bitcoin’s latest dip below $108,000 has revived anxiety across the market, with traders once again pointing fingers at a familiar name. A notorious whale, linked to former Bitforex founder Garrett Jin, has reportedly sold thousands of BTC while opening fresh short positions on Hyperliquid. The move comes amid growing liquidations and widespread spot selling that have shaken confidence in Bitcoin’s fragile recovery.

Whale Activity Drives Market Fear
BTC briefly slipped below $108,000 after touching highs near $113,000 earlier this week. The whale sent more than 5,200 BTC to Binance and Coinbase, marking another wave of coordinated selling activity. Simultaneously, the trader opened a 2,100 BTC short on Hyperliquid, with an unrealized loss of $6.87 million and a liquidation price of $123,780. Despite that, the position remains active, suggesting strong conviction in a continued downturn.

In past cycles, similar trades preceded significant market corrections. The same whale reportedly shorted BTC and ETH ahead of the October 11 crash, closing positions with substantial profits. Earlier this month, the trader realized up to $200 million from short positions, reinforcing their reputation as one of the market’s most influential players.

Speculation has intensified around Jin’s possible role in market manipulation. Analysts view the whale’s strategy as deliberate timing during low-liquidity periods to maximize downward pressure on BTC. Few participants possess the capital to maintain such large short positions without liquidation risk, further fueling suspicions of orchestration.

Despite mounting criticism, Jin’s alleged account, @garrettbullish, has remained silent since October 17. Yet his trading footprint persists. The market’s fear index plunged to 25 points, signaling “extreme fear,” even as over 70% of traders continue to bet long, hoping for a sharp rebound. For now, Bitcoin hovers around $108,013, its price pinned between speculation and manipulation.

Short-term holders increased their share by 26%, showing fresh Solana accumulation near $184.Long-term outflows dropped 59%, hinting at easing sell pressure as buying absorbs supply.Solana price needs a 15–20% rise above $213–$222 to confirm a breakout.Solana price has had a tricky few weeks. Each attempt to break resistance has ended in a short-lived bounce. The token is down 10% over the past seven days but still holds a small three-month gain of about 2%, keeping its broader uptrend intact.

Now, another bounce looks possible — and this time, both on-chain and chart data suggest it could build into something stronger, provided the Solana price clears key resistance levels.

Sponsored

Sponsored

Short-Term Buyers Step Up as Long-Term Pressure EasesBlockchain data from HODL Waves shows that short-term holders are back to accumulating. This metric tracks what percentage of a token’s total supply is held by different age groups of holders.

Over the past two weeks, wallets holding SOL for one to three months have increased their share from 14.61% on October 7 to 18.46% on October 21, a gain of roughly 26%, showing clear accumulation near recent lows.

Short-Term Holders Add SOL: GlassnodeWant more token insights like this? Sign up for Editor Harsh Notariya’s Daily Crypto Newsletter here.

Meanwhile, long-term holders are still selling, but at a slower pace. The Hodler Net Position Change metric — which measures how much long-term investors are increasing or reducing holdings — remains negative.

This means coins are still leaving older wallets. However, the outflows have dropped sharply by about 59%, from -10.52 million SOL on October 7 to -4.33 million SOL on October 21.

Solana Holders Are Selling Fewer Tokens: GlassnodeSponsored

Sponsored

The shift signals that short-term buyers are now absorbing most of what long-term holders are selling. The slowing sell pressure, paired with active dip buying, supports the case for a stronger bounce. If resistance levels are cleared, that could evolve into a breakout.

However, the Solana price bounce theory could get a bigger push if the net-selling turns into net-buying.

Solana Price Structure Points to a Breakout Window Opening SoonOn the daily chart, the Solana price continues to move inside a falling wedge, a setup that often resolves upward. The Relative Strength Index (RSI), which measures the speed and strength of price movements, shows a bullish divergence, where RSI has made higher lows while price made lower lows between September 25 and October 21.

This pattern usually leads to a trend reversal, but the SOL price has been settling for mere bounces.

A bullish divergence means momentum is improving even though price hasn’t yet reacted, hinting that sellers are losing control. A similar pattern between September 25 and October 17 triggered a 13.4% rebound (bounce), lifting Solana from $174 to $197.

Solana Price Analysis: TradingViewIf the same behavior repeats, a 15% rise from the current level near $184 could take Solana to $213, breaking its lower-high price pattern. A further 20% move to $222 would confirm a wedge breakout and possibly extend the rally toward $236–$253.

However, if Solana drops below $172, the bullish structure would break down and could trigger a deeper slide. As the lower trendline of the wedge is formed using two touchpoints, it could be weaker. Therefore, a dip under $172 is something that bullish Solana traders might be wary of.

For now, improving momentum and easing sell pressure show that this bounce might finally have enough strength. Even for a Solana price rally to start.

Disclaimer

In line with the Trust Project guidelines, this price analysis article is for informational purposes only and should not be considered financial or investment advice. BeInCrypto is committed to accurate, unbiased reporting, but market conditions are subject to change without notice. Always conduct your own research and consult with a professional before making any financial decisions. Please note that our Terms and Conditions, Privacy Policy, and Disclaimers have been updated.