Market Signal Briefing

Key Takeaways WTI crude hovers near $60, pressuring upstream earnings at ExxonMobil, which relies on upstream profits.XOM's Permian and Guyana assets have advantages, while a 13.6% debt ratio adds flexibility.XOM shares rose 21.7% over a year and trade at 8.20X EV/EBITDA, above the industry's 5.22X average. According to data from OilPrice.com, the price of West Texas Intermediate (WTI) crude is hovering around $60 per barrel, down significantly from the year-ago level. This is hurting the upstream business of integrated energy players like Exxon Mobil Corporation (XOM - Free Report) .

Notably, EIA projects the spot average West Texas Intermediate price for 2026 at $52.21 per barrel, lower than $65.40 for 2025. With XOM generating a king's size of its earnings from upstream operations, can it combat the prevailing softness in oil prices?

The advantageous assets where XOM is operating include the Permian, the most prolific basin in the United States, and offshore Guyana resources. Although the assets have cost advantages, lower oil prices are likely to hurt profits. However, unlike many other companies, ExxonMobil can rely on its strong balance sheet.

XOM’s debt-to-capitalization of 13.6% is significantly lower than 29.2% of the industry’s composite stocks. Thus, the integrated energy giant can lean on its robust financials to navigate the low pricing environment, such as securing debt capital on favorable terms when the business scenario turns unfavorable.

CVX & EOG Can Also Brave Business UncertaintyChevron Corporation (CVX - Free Report) and EOG Resources Inc (EOG - Free Report) are two leading energy companies with a strong presence in exploration and production activities. Thus, the softness in crude prices is also hurting the bottom line of both CVX and EOG.

However, like XOM, CVX and EOG also have strong balance sheets. Debt to capitalization of Chevron and EOG are 17.52% and 20.26%, respectively, suggesting a considerably lower exposure to debt capital. Hence, they can brave the uncertainty of the business environment.

XOM’s Price Performance, Valuation & EstimatesShares of XOM have gained 21.1% over the past year compared with the 16.5% improvement of the composite stocks belonging to the industry.

Image Source: Zacks Investment Research

From a valuation standpoint, XOM trades at a trailing 12-month enterprise value to EBITDA (EV/EBITDA) of 8.42X. This is above the broader industry average of 5.33X.

Image Source: Zacks Investment Research

The Zacks Consensus Estimate for XOM’s 2025 earnings has seen upward revisions over the past seven days.

Image Source: Zacks Investment Research

ExxonMobil currently carries a Zacks Rank #4 (Sell).

You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

SCOTTSDALE, AZ, Jan. 15, 2026 (GLOBE NEWSWIRE) -- Signing Day Sports, Inc. (“Signing Day Sports” or the “Company”) (NYSE American: SGN), the developer of the Signing Day Sports app and platform to aid high school athletes in the recruitment process, today announced that its app and platform will soon support student-athletes and coaches pursuing college basketball recruitment.

As part of the Company’s basketball launch, Signing Day Sports recently hosted its first basketball combine in Salt Lake City, Utah, in collaboration with former NBA player Thurl Bailey. Bailey, known for his long career with the Utah Jazz and his commitment to youth development, has been instrumental in the design and development of Signing Day Sports’ upcoming basketball recruiting app, leveraging his deep experience and passion for helping young athletes succeed.

This inaugural event marks the first of several planned initiatives aimed at providing basketball players with the same verified exposure, data-driven tools, and recruiting access that Signing Day Sports’ football athletes currently enjoy. By expanding into basketball, the Company seeks to broaden its mission to empower student-athletes across multiple sports with a standardized recruiting process that benefits both student-athletes and coaches.

Jeff Hecklinski, President of Signing Day Sports, stated, “Expanding into basketball represents a natural evolution for Signing Day Sports. Our technology and methodology have proven successful in football, and we are excited to bring the same verified exposure and data-driven recruiting tools to basketball student-athletes across the nation. Partnering with Thurl Bailey allows us to combine his on-court expertise and passion for youth mentorship with our platform, ensuring a powerful and authentic launch into this new sport.”

The Company plans to roll out additional basketball combines and its basketball recruitment technology features over the coming months, providing players, coaches, and recruiters with the opportunity to experience Signing Day Sports’ data-verified approach firsthand.

Signing Day Sports, Inc.

Signing Day Sports' mission is to help student-athletes achieve their goal of playing college sports. Signing Day Sports' app allows student-athletes to build their Signing Day Sports' recruitment profile, which includes information college coaches need to evaluate and verify them through video technology. The Signing Day Sports app includes a platform to upload a comprehensive data set including video-verified measurables (such as height, weight, 40-yard dash, wingspan, and hand size), academic information (such as official transcripts and SAT/ACT scores), and technical skill videos (such as drills and mechanics that exemplify player mechanics, coordination, and development).  For more information on Signing Day Sports, go to https://bit.ly/SigningDaySports.

Forward-Looking Statements

This press release contains "forward-looking statements" that are subject to substantial risks and uncertainties. All statements, other than statements of historical fact, contained in this press release are forward-looking statements. Forward-looking statements contained in this press release may be identified by the use of words such as "may," "could," "will," "should," "would," "expect," "plan," "intend," "anticipate," "believe," "estimate," "predict," "potential," "project" or "continue" or the negative of these terms or other comparable terminology. These statements are only predictions. You should not place undue reliance on forward-looking statements because they involve known and unknown risks, uncertainties, and other factors. These risks, uncertainties and other factors are described more fully in the section titled “Risk Factors” in the Company’s periodic and certain other reports which are filed with the Securities and Exchange Commission. These risks, uncertainties and other factors are, in some cases, beyond our control and could materially affect results. If one or more of these risks, uncertainties or other factors become applicable, or if our underlying assumptions prove to be incorrect, actual events or results may vary significantly from those implied or projected by the forward-looking statements. No forward-looking statement is a guarantee of future performance. Forward-looking statements contained in this announcement are made as of this date, and the Company undertakes no duty to update such information except as required under applicable law.

Investor Contacts:
Crescendo Communications, LLC
212-671-1020
[email protected]

HomeEarnings AnalysisFinancials 

SummaryMorgan Stanley delivered a strong Q4 2025, beating top- and bottom-line estimates with 10.4% revenue growth and robust segment performance.MS achieved a 32% consolidated pre-tax margin and improved efficiency ratio to 68%, reflecting disciplined expense management and operational gains.Wealth Management and Institutional Securities segments posted double-digit revenue growth, fueled by elevated M&A, underwriting, and asset management activity.Dividend was raised to $1.00 per share; MS repurchased $1.5B in Q4, supporting shareholder value and future EPS potential.Why there is more in the MS tank.Looking for more investing ideas like this one? Get them exclusively at BAD BEAT Investing. Learn More » ginton/iStock Editorial via Getty Images

Morgan Stanley (MS) is a bank stock that we have traded several times. Major bank reporting season is underway for Q4 2025, and as we know, 2025 was a great year for banking. Major global

Analyst’s Disclosure:I/we have a beneficial long position in the shares of MS either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Gold prices soared in 2025. The case for gold miners, some argue, isn't finished.

Sygma via Getty Images

Gold had a big year. The yellow metal surged from $2,600 per ounce to start the year to over $4,300 by the end of it for a 65% return. Gold mining stocks did even better. The VanEck Gold Miners ETF ($29 billion in assets) rose by 155%. After moves like that, a reasonable question comes up: is it too late to jump on board?

Daniel Oliver says no. Oliver runs the Myrmikan Gold Fund, which launched in 2010 and, as of a 2023 filing, managed about $30 million in assets. (Oliver, it should be noted, is a committed gold advocate, not a neutral observer.) In a research note published Thursday, he argues the gold trade is still early. More importantly, he says the usual problem for gold miners, rising costs that crush margins, aren’t a foregone conclusion.

His argument starts by looking backward. Gold didn’t lead markets during the bubble years. In 2024, speculative trades dominated returns. Big tech stocks surged. Bitcoin soared. Gold rose too, but it lagged riskier assets. Mining stocks lagged even more.

That pattern flipped in 2025. Speculative, “risk-on” assets cooled or retraced their prior moves. Gold, on the other hand, moved to the front. Mining stocks followed. Oliver says that shift matters because gold tends to perform best when credit is tightening (evidenced by the decline in speculative assets), not expanding. In those periods, gold prices often rise faster than most other commodities.

Oliver says that’s how this gold cycle is playing out. At least, so far.

The Federal Reserve is cutting short term rates, but the yield on 30-year Treasury bonds is now 50 basis points higher than it was in September 2024. That's when the Fed kicked off its latest round of easing monetary policy. That combination points to potentially weaker credit growth than what you’d typically expect, not a boom. And without a boom, industrial commodity prices tend to lag gold rather than race ahead of it, according to Oliver.

History supports that view. During the 1970s, gold prices rose 1,400%, far faster than most industrial commodities. Copper, for example, gained just 45% that decade.

Oliver thinks those dynamics are returning. He expects oil prices to stay contained as U.S. supply expands and long term demand growth weakens. Energy, as you’d expect, is one of the largest mining inputs. Slower energy inflation helps protect margins. He also argues that most industrial commodities will struggle to keep up with gold in a slow growth environment.

That leads to his core claim. Gold miners, he says, are not facing the usual cost squeeze. If gold continues to rise faster than inputs, margins should widen, not compress.

Gold mining stocks had a spectacular 2025. Oliver doesn’t see this as a warning sign. He argues those gains look more like the start of a longer bull market than the end of one.

BENSALEM, Pa.--(BUSINESS WIRE)--Law Offices of Howard G. Smith reminds investors of the upcoming March 9, 2026 deadline to file a lead plaintiff motion in the case filed on behalf of investors who purchased Ardent Health, Inc. (“Ardent” or the “Company”) (NYSE: ARDT) securities between July 18, 2024 and November 12, 2025, inclusive (the “Class Period”).

IF YOU ARE AN INVESTOR WHO SUFFERED A LOSS IN ARDENT HEALTH, INC. (ARDT), CONTACT THE LAW OFFICES OF HOWARD G. SMITH TO PARTICIPATE IN THE ONGOING SECURITIES FRAUD LAWSUIT.

Contact the Law Offices of Howard G. Smith to discuss your legal rights by email at [email protected], by telephone at (215) 638-4847 or visit our website at www.howardsmithlaw.com.

What Happened?

On November 12, 2025, after market hours, Ardent released its third quarter 2025 financial results, revealing a $43 million decrease in revenue. The Company explained it had “recently completed hindsight evaluations of historical collection trends” and as a result, had significantly negatively revised the collectability of certain accounts receivable.

Additionally, the Company reported a $54 million increase in professional liability reserves due to “recent settlements and ongoing litigations arising from a limited set of claims between 2019 and 2022 in New Mexico” as well as “broader industry trends, including social inflationary pressures.”

On this news, Ardent’s stock price fell $4.75, or 33.8%, to close at $9.30 per share on November 13, 2025, thereby injuring investors.

What Is The Lawsuit About?

The complaint filed in this class action alleges that throughout the Class Period, Defendants made materially false and/or misleading statements, as well as failed to disclose material adverse facts about the Company’s business, operations, and prospects. Specifically, Defendants failed to disclose to investors that: (1) Ardent did not primarily rely on “detailed reviews of historical collections” in determining collectability of accounts receivable nor did “management determine . . . [when an] account is uncollectible.”; (2) the Company’s accounts receivable framework “utilized a 180-day cliff at which time an account became fully reserved,” which allowed Ardent to report higher amounts of accounts receivable during the Class Period, and delay recognizing losses on uncollectable accounts; (3) Ardent did not maintain professional malpractice liability insurance in amounts “sufficient to cover claims arising out of [its] operations”; (4) Ardent’s professional liability reserves were insufficient to cover “significant social inflationary pressure in medical malpractice cases the past several years,” which had been an “increasing dynamic year-over-year” in the Company’s New Mexico market; and (5) as a result, Defendants’ positive statements about the Company’s business, operations, and prospects were materially misleading and/or lacked a reasonable basis at all relevant times.

If you purchased or otherwise acquired Ardent securities during the Class Period, you may move the Court no later than March 9, 2026 to ask the Court to appoint you as lead plaintiff if you meet certain legal requirements.

Contact Us To Participate or Learn More:

If you wish to learn more about this class action, or if you have any questions concerning this announcement or your rights or interests with respect to these matters, please contact us:

Law Offices of Howard G. Smith,
3070 Bristol Pike, Suite 112,
Bensalem, Pennsylvania 19020,
Telephone: (215) 638-4847
Email: [email protected],
Visit our website at: www.howardsmithlaw.com.

To be a member of the class action you need not take any action at this time; you may retain counsel of your choice or take no action and remain an absent member of the class action.

This press release may be considered Attorney Advertising in some jurisdictions under the applicable law and ethical rules.

More News From Law Offices of Howard G. Smith

Key Takeaways Palantir lifted U.S. commercial revenue guidance to over $1.433B, implying 104% YoY growth.PLTR raised Q4 revenues to a $1.329B midpoint and lifted full-year guidance to $4.398B.Palantir expects GAAP net income every quarter of 2025, plus higher income and free cash flow. One of the most influential drivers of Palantir’s (PLTR - Free Report) near-term outlook is the rapid acceleration of its commercial business, which has now emerged as the core pillar of its growth story.

While government relationships remain stable and supportive, the company’s decision to raise U.S. commercial revenue guidance points to a deeper, more durable shift in demand. Guidance was lifted to more than $1.433 billion from the prior outlook of over $1.302 billion, implying at least 104% year-over-year growth. This reflects a clear pattern of enterprises moving beyond pilot programs and committing to full-scale deployments, underscoring growing confidence in Palantir’s AI-powered decision platforms.

The strength of this commercial inflection is evident in Palantir’s upgraded revenue outlook for both the fourth quarter and full-year 2025. The company expects fourth-quarter revenues of $1.329 billion at the midpoint, indicating 13% sequential growth and 61% growth year over year. Full-year revenue guidance was raised to a midpoint of $4.398 billion, implying a 53% increase from 2024 and surpassing the previous forecast by $252 million.

Improved expectations for adjusted operating income and free cash flow further reinforce the central theme of disciplined execution. Palantir increased its adjusted income from operations forecast to a range of $2.151-$2.155 billion, up from earlier guidance of $1.912-$1.920 billion. Adjusted free cash flow is now projected between $1.9 billion and $2.1 billion compared with the prior range of $1.8 billion to $2.0 billion.

In contrast to many AI-focused peers that rely on heavy spending or struggle with inconsistent profitability, Palantir expects to generate GAAP operating income and net income in every quarter of 2025. This level of consistency adds credibility to its long-term operating model and strengthens investor confidence.

What truly differentiates Palantir is its ability to expand and diversify its revenue base without sacrificing the stability provided by government clients. The rapidly growing commercial pipeline gives PLTR a wider and more scalable growth runway, positioning the company as a reliable long-term compounder in enterprise AI. As organizations increasingly adopt AI-driven decision systems, Palantir’s strengths in data integration, security and real-world deployment experience become increasingly difficult for competitors to replicate.

Peer View: Snowflake and DatadogSnowflake (SNOW - Free Report) remains a relevant peer comparison, as both companies compete for high-value enterprise data workloads. Snowflake is aggressively embedding AI into its core cloud data platform and continues to position itself as a neutral data layer for enterprises. As its ambitions in advanced analytics expand, Snowflake’s commercial focus increasingly overlaps with Palantir’s, while pressure mounts for Snowflake to demonstrate improving profitability at scale.

Datadog (DDOG - Free Report) provides another useful benchmark. Specializing in observability and cloud intelligence, Datadog has been expanding its AI-driven monitoring capabilities to deepen enterprise adoption. As companies modernize their infrastructure, Datadog strengthens its role across cloud operations, indirectly competing with Palantir as customers seek unified intelligence platforms that combine monitoring, analytics and automation.

PLTR’s Price Performance, EstimatesThe stock has surged a whopping 158% over the past year, significantly outperforming the industry’s 2% rally.

                                                         Image Source: Zacks Investment Research

From a valuation standpoint, PLTR trades at a forward price-to-sales ratio of 67X, well above the industry’s 4.6X. It carries a Value Score of F.

                                                                 Image Source: Zacks Investment Research

The Zacks Consensus Estimate for PLTR’s 2025 earnings has remained unchanged over the past 60 days.

                                                                         Image Source: Zacks Investment Research

PLTR stock currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Analyst’s Disclosure:I/we have a beneficial long position in the shares of CAVA either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Inventiva S.A. (IVA) 44th Annual J.P. Morgan Healthcare Conference January 15, 2026 12:00 PM EST

Company Participants

Andrew Obenshain - CEO & Director

Presentation

Unknown Attendee

Welcome, ladies and gentlemen. Welcome to the last day of JPMorgan Healthcare Conference and today's presentation from Inventiva. It's my pleasure to introduce Andrew Obenshain, CEO of Inventiva. We'll first do the presentation after that, there is time for some questions. So feel free to save those to the end.

And I'll leave it to Andrew to take us through.

Andrew Obenshain
CEO & Director

Thank you very much, and thank you for having us at this conference, and thank you for ordering up some beautiful weather this week. I'm glad to see there's a sellout crowd of hundreds of people in the audience for those people online. A lot of interest in Inventiva today.

So again, I'm Andrew Obenshain, I'm the CEO of Inventiva. Today, I'm going to talk about the company and our lead asset, lanifibranor, which has the potential to be best in disease for MASH as an oral therapy. This is my disclaimer. This presentation contains forward-looking statements. I will not read the whole thing.

And I want to start this presentation by just talking about the company a little bit instead of the product because Inventiva has really gone through a transformation in the last 18 months. We currently have a fully enrolled Phase III trial. That Phase III trial design was based off of a Phase IIb of well over 200 patients that was published in the New England Journal of Medicine with positive results and the design of the Phase III is largely similar, and we anticipate that readout in the second half of this year.

The company itself has received a substantial amount of funding

RICHMOND, Va., Jan. 15, 2026 (GLOBE NEWSWIRE) -- The board of directors of The Brink’s Company (NYSE:BCO) today declared a regular quarterly dividend of $0.255 cents per share on the company’s common stock. The dividend is payable on March 2, 2026, to shareholders of record on February 2, 2026.  

About The Brink’s Company

The Brink’s Company (NYSE:BCO), a leading global provider of cash and valuables management, digital retail solutions, and ATM managed services. Our customers include financial institutions, retailers, government agencies, mints, jewelers and other commercial operations. Our network of operations in 51 countries serves customers in more than 100 countries. For more information, please visit our website at www.brinks.com or call 804-289-9709.

Contact:

Investor Relations
804.289.9709

HomeStock IdeasLong IdeasTech 

SummaryNvidia Corporation delivered strong Q3 FY2026 results, with revenue up 26% to $57B and robust Data Center growth.NVDA maintains a dominant AI market position, justifying premium valuations despite a FWD P/E of ~40x and Price-to-Book of 29x.Key 2026 growth drivers include China’s H200 chip market reopening and the Rubin platform launch, with potential for significant incremental profits.Risks include AI infrastructure overspending and potential sector-wide revaluation if AI profitability lags, but I reaffirm a Strong Buy rating. BING-JHEN HONG/iStock Editorial via Getty Images

Nvidia Corporation (NVDA) reported solid fiscal third-quarter 2026 results that beat market expectations. Revenue outpaced estimates by 3.48% to $57.01 billion. Moreover, adjusted EPS reached $1.30, which is 3.46% above what analysts expected.

Analyst’s Disclosure:I/we have a beneficial long position in the shares of GOOGL, META, AMZN, MSFT, ORCL either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Have you been searching for a stock that might be well-positioned to maintain its earnings-beat streak in its upcoming report? It is worth considering Old National Bancorp (ONB - Free Report) , which belongs to the Zacks Banks - Midwest industry.

This holding company for Old National Bank has an established record of topping earnings estimates, especially when looking at the previous two reports. The company boasts an average surprise for the past two quarters of 4.64%.

For the last reported quarter, Old National Bancorp came out with earnings of $0.59 per share versus the Zacks Consensus Estimate of $0.56 per share, representing a surprise of 5.36%. For the previous quarter, the company was expected to post earnings of $0.51 per share and it actually produced earnings of $0.53 per share, delivering a surprise of 3.92%.

Price and EPS Surprise

Thanks in part to this history, there has been a favorable change in earnings estimates for Old National Bancorp lately. In fact, the Zacks Earnings ESP (Expected Surprise Prediction) for the stock is positive, which is a great indicator of an earnings beat, particularly when combined with its solid Zacks Rank.

Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Old National Bancorp currently has an Earnings ESP of +2.69%, which suggests that analysts have recently become bullish on the company's earnings prospects. This positive Earnings ESP when combined with the stock's Zacks Rank #2 (Buy) indicates that another beat is possibly around the corner. We expect the company's next earnings report to be released on January 21, 2026.

Investors should note, however, that a negative Earnings ESP reading is not indicative of an earnings miss, but a negative value does reduce the predictive power of this metric.

Many companies end up beating the consensus EPS estimate, but that may not be the sole basis for their stocks moving higher. On the other hand, some stocks may hold their ground even if they end up missing the consensus estimate.

Because of this, it's really important to check a company's Earnings ESP ahead of its quarterly release to increase the odds of success. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Looking for a stock that has been consistently beating earnings estimates and might be well positioned to keep the streak alive in its next quarterly report? M&T Bank Corporation (MTB - Free Report) , which belongs to the Zacks Banks - Major Regional industry, could be a great candidate to consider.

When looking at the last two reports, this company has recorded a strong streak of surpassing earnings estimates. The company has topped estimates by 8.31%, on average, in the last two quarters.

For the most recent quarter, M&T Bank was expected to post earnings of $4.4 per share, but it reported $4.87 per share instead, representing a surprise of 10.68%. For the previous quarter, the consensus estimate was $4.04 per share, while it actually produced $4.28 per share, a surprise of 5.94%.

Price and EPS Surprise

With this earnings history in mind, recent estimates have been moving higher for M&T Bank. In fact, the Zacks Earnings ESP (Expected Surprise Prediction) for the company is positive, which is a great sign of an earnings beat, especially when you combine this metric with its nice Zacks Rank.

Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

M&T Bank has an Earnings ESP of +0.54% at the moment, suggesting that analysts have grown bullish on its near-term earnings potential. When you combine this positive Earnings ESP with the stock's Zacks Rank #3 (Hold), it shows that another beat is possibly around the corner. The company's next earnings report is expected to be released on January 16, 2026.

Investors should note, however, that a negative Earnings ESP reading is not indicative of an earnings miss, but a negative value does reduce the predictive power of this metric.

Many companies end up beating the consensus EPS estimate, but that may not be the sole basis for their stocks moving higher. On the other hand, some stocks may hold their ground even if they end up missing the consensus estimate.

Because of this, it's really important to check a company's Earnings ESP ahead of its quarterly release to increase the odds of success. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Looking for a stock that has been consistently beating earnings estimates and might be well positioned to keep the streak alive in its next quarterly report? MasterCraft Boat Holdings, Inc. (MCFT - Free Report) , which belongs to the Zacks Leisure and Recreation Products industry, could be a great candidate to consider.

This sport boats maker has an established record of topping earnings estimates, especially when looking at the previous two reports. The company boasts an average surprise for the past two quarters of 98.61%.

For the most recent quarter, MasterCraft Boat Holdings, Inc. was expected to post earnings of $0.16 per share, but it reported $0.28 per share instead, representing a surprise of 75.00%. For the previous quarter, the consensus estimate was $0.18 per share, while it actually produced $0.4 per share, a surprise of 122.22%.

Price and EPS Surprise

For MasterCraft Boat Holdings, Inc., estimates have been trending higher, thanks in part to this earnings surprise history. And when you look at the stock's positive Zacks Earnings ESP (Expected Surprise Prediction), it's a great indicator of a future earnings beat, especially when combined with its solid Zacks Rank.

Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

MasterCraft Boat Holdings, Inc. has an Earnings ESP of +4.08% at the moment, suggesting that analysts have grown bullish on its near-term earnings potential. When you combine this positive Earnings ESP with the stock's Zacks Rank #1 (Strong Buy), it shows that another beat is possibly around the corner.

With the Earnings ESP metric, it's important to note that a negative value reduces its predictive power; however, a negative Earnings ESP does not indicate an earnings miss.

Many companies end up beating the consensus EPS estimate, though this is not the only reason why their shares gain. Additionally, some stocks may remain stable even if they end up missing the consensus estimate.

Because of this, it's really important to check a company's Earnings ESP ahead of its quarterly release to increase the odds of success. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Looking for a stock that has been consistently beating earnings estimates and might be well positioned to keep the streak alive in its next quarterly report? Lincoln National (LNC - Free Report) , which belongs to the Zacks Insurance - Life Insurance industry, could be a great candidate to consider.

When looking at the last two reports, this insurance and retirement business has recorded a strong streak of surpassing earnings estimates. The company has topped estimates by 17.21%, on average, in the last two quarters.

For the last reported quarter, Lincoln National came out with earnings of $2.04 per share versus the Zacks Consensus Estimate of $1.84 per share, representing a surprise of 10.87%. For the previous quarter, the company was expected to post earnings of $1.91 per share and it actually produced earnings of $2.36 per share, delivering a surprise of 23.56%.

Price and EPS Surprise

For Lincoln National, estimates have been trending higher, thanks in part to this earnings surprise history. And when you look at the stock's positive Zacks Earnings ESP (Expected Surprise Prediction), it's a great indicator of a future earnings beat, especially when combined with its solid Zacks Rank.

Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Lincoln National currently has an Earnings ESP of +0.12%, which suggests that analysts have recently become bullish on the company's earnings prospects. This positive Earnings ESP when combined with the stock's Zacks Rank #3 (Hold) indicates that another beat is possibly around the corner. We expect the company's next earnings report to be released on February 12, 2026.

Investors should note, however, that a negative Earnings ESP reading is not indicative of an earnings miss, but a negative value does reduce the predictive power of this metric.

Many companies end up beating the consensus EPS estimate, but that may not be the sole basis for their stocks moving higher. On the other hand, some stocks may hold their ground even if they end up missing the consensus estimate.

Because of this, it's really important to check a company's Earnings ESP ahead of its quarterly release to increase the odds of success. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Looking for a stock that has been consistently beating earnings estimates and might be well positioned to keep the streak alive in its next quarterly report? Corning (GLW - Free Report) , which belongs to the Zacks Communication - Components industry, could be a great candidate to consider.

This specialty glass maker has an established record of topping earnings estimates, especially when looking at the previous two reports. The company boasts an average surprise for the past two quarters of 3.39%.

For the most recent quarter, Corning was expected to post earnings of $0.66 per share, but it reported $0.67 per share instead, representing a surprise of 1.52%. For the previous quarter, the consensus estimate was $0.57 per share, while it actually produced $0.6 per share, a surprise of 5.26%.

Price and EPS Surprise

Thanks in part to this history, there has been a favorable change in earnings estimates for Corning lately. In fact, the Zacks Earnings ESP (Expected Surprise Prediction) for the stock is positive, which is a great indicator of an earnings beat, particularly when combined with its solid Zacks Rank.

Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Corning currently has an Earnings ESP of +1.72%, which suggests that analysts have recently become bullish on the company's earnings prospects. This positive Earnings ESP when combined with the stock's Zacks Rank #2 (Buy) indicates that another beat is possibly around the corner. We expect the company's next earnings report to be released on January 28, 2026.

With the Earnings ESP metric, it's important to note that a negative value reduces its predictive power; however, a negative Earnings ESP does not indicate an earnings miss.

Many companies end up beating the consensus EPS estimate, though this is not the only reason why their shares gain. Additionally, some stocks may remain stable even if they end up missing the consensus estimate.

Because of this, it's really important to check a company's Earnings ESP ahead of its quarterly release to increase the odds of success. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Have you been searching for a stock that might be well-positioned to maintain its earnings-beat streak in its upcoming report? It is worth considering Capital One (COF - Free Report) , which belongs to the Zacks Financial - Consumer Loans industry.

This credit card issuer and bank has an established record of topping earnings estimates, especially when looking at the previous two reports. The company boasts an average surprise for the past two quarters of 42.37%.

For the most recent quarter, Capital One was expected to post earnings of $4.2 per share, but it reported $5.95 per share instead, representing a surprise of 41.67%. For the previous quarter, the consensus estimate was $3.83 per share, while it actually produced $5.48 per share, a surprise of 43.08%.

Price and EPS Surprise

With this earnings history in mind, recent estimates have been moving higher for Capital One. In fact, the Zacks Earnings ESP (Expected Surprise Prediction) for the company is positive, which is a great sign of an earnings beat, especially when you combine this metric with its nice Zacks Rank.

Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Capital One has an Earnings ESP of +2.07% at the moment, suggesting that analysts have grown bullish on its near-term earnings potential. When you combine this positive Earnings ESP with the stock's Zacks Rank #3 (Hold), it shows that another beat is possibly around the corner. The company's next earnings report is expected to be released on January 22, 2026.

When the Earnings ESP comes up negative, investors should note that this will reduce the predictive power of the metric. But, a negative value is not indicative of a stock's earnings miss.

Many companies end up beating the consensus EPS estimate, though this is not the only reason why their shares gain. Additionally, some stocks may remain stable even if they end up missing the consensus estimate.

Because of this, it's really important to check a company's Earnings ESP ahead of its quarterly release to increase the odds of success. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

If you are looking for a stock that has a solid history of beating earnings estimates and is in a good position to maintain the trend in its next quarterly report, you should consider T. Rowe Price (TROW - Free Report) . This company, which is in the Zacks Financial - Investment Management industry, shows potential for another earnings beat.

When looking at the last two reports, this financial services firm has recorded a strong streak of surpassing earnings estimates. The company has topped estimates by 7.19%, on average, in the last two quarters.

For the last reported quarter, T. Rowe came out with earnings of $2.81 per share versus the Zacks Consensus Estimate of $2.55 per share, representing a surprise of 10.20%. For the previous quarter, the company was expected to post earnings of $2.15 per share and it actually produced earnings of $2.24 per share, delivering a surprise of 4.19%.

Price and EPS Surprise

With this earnings history in mind, recent estimates have been moving higher for T. Rowe. In fact, the Zacks Earnings ESP (Expected Surprise Prediction) for the company is positive, which is a great sign of an earnings beat, especially when you combine this metric with its nice Zacks Rank.

Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

T. Rowe has an Earnings ESP of +0.62% at the moment, suggesting that analysts have grown bullish on its near-term earnings potential. When you combine this positive Earnings ESP with the stock's Zacks Rank #2 (Buy), it shows that another beat is possibly around the corner. The company's next earnings report is expected to be released on February 4, 2026.

When the Earnings ESP comes up negative, investors should note that this will reduce the predictive power of the metric. But, a negative value is not indicative of a stock's earnings miss.

Many companies end up beating the consensus EPS estimate, but that may not be the sole basis for their stocks moving higher. On the other hand, some stocks may hold their ground even if they end up missing the consensus estimate.

Because of this, it's really important to check a company's Earnings ESP ahead of its quarterly release to increase the odds of success. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Key Takeaways CLOV delivered 53% YoY growth in Medicare Advantage PPO membership during the 2026 AEP.CLOV retained over 95% of members by keeping plan benefits stable and expanding presence across core markets.CLOV expects GAAP net income profitability in 2026, supported by retention, CA use and SG&A efficiency. Clover Health Investments(CLOV - Free Report) has reported strong results from the 2026 Annual Enrollment Period (AEP), delivering 53% year-over-year growth in Medicare Advantage PPO membership. After a strong enrollment period, the company is starting 2026 with total membership increasing to 153,000, reflecting growth in core markets where Clover Health has broad Clover Assistant (CA) coverage and an integrated Home Care model. As a result, Clover Health believes it will achieve full-year GAAP net income profitability in 2026.

Per management, the company is starting 2026 in a strong financial position to show the robustness of Clover Health’s model, with strong growth in new members, high retention of existing members, improving performance across member groups and continued benefits from the Clover Assistant. This disciplined growth approach, coupled with strong retention, positions the company to achieve GAAP net income profitability for the first time in 2026.

CLOV Stock’s Trend Following the NewsFollowing the announcement, shares of Clover Health rallied 10.6% at yesterday’s closing. Over the past six months, the stock has lost 7% compared with the industry’s 16.6% decline, However, the S&P 500 has risen 13.7% during the same time frame.

In the long run, achieving full-year GAAP net income profitability would mark an important inflection point for Clover Health Investments. Membership growth and retention, improved cohort performance, operating leverage from SG&A efficiency and the scaling impact of Clover Assistant could drive margins and earnings. These dynamics position Clover Health to demonstrate the scalability of its technology-enabled MA model while laying the foundation for sustainable growth beyond.

CLOV currently has a market capitalization of $1.45 billion.

Image Source: Zacks Investment Research

More on the AEP Performance & Profitability OutlookClover Health expects multiple tailwinds to support profitability, including improvement in the performance of new members and continued strong results from returning members, alongside sustained membership growth. This outlook is supported by higher payments from its 4.0-star-rated PPO plans in 2026, a favorable CMS rate update and increased Part D subsidies, strong member retention, expanded use of the Clover Assistant by PCP and improved operating efficiency as SG&A costs decline with scale.

By maintaining stable plan benefits year over year, Clover Health retained more than 95% of its members during the enrollment period and built a stronger presence in local communities. This shows the durability of the company’s membership base and its plans to continue to offer strong value to members. CLOV saw intentional growth in its PPO plans, with new members switching from other Medicare Advantage plans within Clover’s core markets.

Clover Health’s 2026 AEP results underscore the effectiveness of its focused growth strategy. More than 97% of its Medicare Advantage members are enrolled in its main PPO plan. For the second consecutive year, this plan is ranked the number one PPO plan in the country based on HEDIS quality measures. Clover Health’s AI-enabled, industry-leading quality highlights the strong quality of care it provides and the solid financial performance of its model.

Industry Prospects Favoring MarketGoing by data provided by Precedence Research, the individual health insurance market is valued at $150.05 billion in 2025 and is expected to witness a CAGR of 6.43% through 2035. Factors like the changing landscape of healthcare and the need for protection against medical expenses, the integration of technology to enhance customer experiences through digital platforms, telehealth services and data-driven insights improving service efficiency and customer satisfaction influence market growth.

Other NewsCounterpart Health, a subsidiary of Clover Health, reported strong 2025 results, showing how its AI-powered Counterpart Assistant (CA) improves care quality and lowers costs. Adoption of the platform grew rapidly, with live third-party clinicians increasing by more than 450% year over year across multiple states.

Data showed that returning Clover members whose primary care physicians (PCPs) use CA achieved about a 1,500 basis point improvement in medical cost ratios compared to those without CA. Counterpart’s technology also supported the nation’s top-ranked PPO Medicare Advantage HEDIS quality scores for the second consecutive year.

Clinical studies released in 2025 showed earlier diagnosis of chronic diseases like COPD, fewer hospitalizations and readmissions for conditions such as heart failure and COPD and better outcomes in underserved communities. In addition, Counterpart expanded its platform with ambient scribing, natural-language search, proactive visit summaries and enterprise-level tools, positioning it as a full clinical operating system for value-based care.

CLOV’s Zacks Rank & Stocks to ConsiderCurrently, CLOV carries a Zacks Rank #3 (Hold).

Some better-ranked stocks from the broader medical space are AtriCure (ATRC - Free Report) , Phibro Animal Health (PAHC - Free Report) and Omnicell (OMCL - Free Report) .

AtriCure, currently flaunting a Zacks Rank #1 (Strong Buy), reported a third-quarter 2025 adjusted loss per share of 1 cent, 90.9% narrower than the Zacks Consensus Estimate. Revenues of $134.3 million beat the Zacks Consensus Estimate by 2.1%. You can see the complete list of today’s Zacks #1 Rank stocks here.

ATRC has an estimated earnings growth rate of 64.2% for 2025 compared with the industry’s 12.2% rise. The company beat earnings estimates in the trailing four quarters, the average surprise being 67.06%.

Phibro Animal Health, carrying a Zacks Rank #2 (Buy) at present, reported third-quarter 2025 adjusted earnings per share (EPS) of 73 cents, which surpassed the Zacks Consensus Estimate by 23.7%. Revenues of $363.9 million beat the Zacks Consensus Estimate by 2.6%.

PAHC has an estimated long-term earnings growth rate of 12.8% compared with the industry’s 13.9% rise. The company beat earnings estimates in the trailing four quarters, the average surprise being 20.77%.

Omnicell, carrying a Zacks Rank #2 at present, reported third-quarter 2025 adjusted EPS of 51 cents, which surpassed the Zacks Consensus Estimate by 41.7%. Revenues of $311 million beat the Zacks Consensus Estimate by 5.6%.

OMCL has an estimated long-term earnings growth rate of 9.4% compared with the industry’s 27.9% rise. The company beat earnings estimates in the trailing four quarters, the average surprise being 38.65%.

Talen Energy Corporation (TLN) M&A Call January 15, 2026 8:30 AM EST

Company Participants

Sergio Castro - Vice President & Treasurer
Mark McFarland - CEO & Director
Terry Nutt - President
Cole Muller - Chief Financial Officer
Christopher Morice - Chief Commercial Officer

Conference Call Participants

Shahriar Pourreza - Wells Fargo Securities, LLC, Research Division
Michael Sullivan - Wolfe Research, LLC
Agnieszka Storozynski - Seaport Research Partners
Alexandre Zimmermann - Morgan Stanley, Research Division
Julien Dumoulin-Smith - Jefferies LLC, Research Division
Craig Shere - Tuohy Brothers Investment Research, Inc.
Ross Fowler - BofA Securities, Research Division

Presentation

Operator

Ladies and gentlemen, thank you for standing by. Welcome to Talen Energy Business Update Call. [Operator Instructions] Please be advised that today's conference is being recorded. I would like now to turn the conference over to Sergio Castro, Vice President and Treasurer. Please go ahead.

Sergio Castro
Vice President & Treasurer

Thank you, Michelle. Good morning, everyone, and thank you for joining Talen's conference call. Participating on today's call are Chief Executive Officer, Mac McFarland; President, Terry Nutt; and Chief Financial Officer, Cole Muller. We issued a press release this morning, along with the presentation, all of which can be found in the Investor Relations section of Talen's website, talenenergy.com, which provides additional information and which we will refer to on this call. Today, we are making some forward-looking statements based on current expectations and assumptions. Actual results could differ due to risk factors and other considerations described in our financial disclosures and other SEC filings.

With that, I will now turn the call over to Matt.

Mark McFarland
CEO & Director

Great. Thanks, Sergio. Good morning, everyone, and thank you for joining us on short notice. 2025 was an exciting time in the IPP space, and Talen was no exception. We expanded our nuclear relationship with Amazon to 2 gigawatts. FERC approved the RMR settlement for Brandon Shores

Key Takeaways UnitedHealth launched a six-month Rural Payment Acceleration Pilot for rural hospitals in select states.UNH plans to cut MA reimbursement timelines by about 50%, reducing payment cycles to under 15 days.UNH says faster MA payments can stabilize cash flow and reduce borrowing risks for rural providers. UnitedHealth Group Incorporated (UNH - Free Report) recently launched the Rural Payment Acceleration Pilot, a targeted initiative aimed at easing persistent cash-flow pressures faced by independent rural hospitals. This six-month program aims to speed up Medicare Advantage (MA) reimbursement timelines by about 50%, cutting down the average payment cycles from less than 30 days to under 15 days in select markets across Oklahoma, Idaho, Minnesota and Missouri.

For rural hospitals that often find themselves with tight budgets, the timing of payments can be just as important as the total amount they receive. Operating expenses such as staffing, medical supplies and facility maintenance are incurred upfront, while reimbursements arrive later. By speeding up the payment process, UNH is tackling a significant challenge that has long affected the cash flow of rural healthcare providers.

The initiative also showcases a wider strategic approach. By speeding up payments, it can help stabilize cash flow, reduce reliance on short-term borrowing and lower the risk of service disruptions, particularly important in communities where hospital closures can significantly limit access to care.

The pilot positions payment speed as a strategic lever rather than an administrative detail. If the program delivers measurable improvements in financial stability and continuity of care, faster MA payments might turn into a model that can be scaled up. In that case, UNH’s initiative may signal a more sustainable, payer-led approach to strengthening rural health systems.

How Are Competitors Faring?Some of UNH’s major competitors in the healthcare service provider space are Elevance Health, Inc. (ELV - Free Report) and Humana Inc. (HUM - Free Report) .

Elevance Health continues to expand its Medicare Advantage presence while emphasizing value-based care and digital care coordination through its Carelon platform. ELV focuses on whole-health models and localized networks that support performance in complex and underserved markets, including rural geographies.

To support continued growth in its Medicare Advantage business and expand healthcare services capabilities, Humana is prioritizing internal efficiency initiatives. HUM is focusing on cost discipline, productivity improvements and extracting greater returns from prior investments.

UnitedHealth’s Price Performance, Valuation & EstimatesShares of UNH have risen 14.5% over the past six months compared with the industry’s rise of 10.1%.

Image Source: Zacks Investment Research

From a valuation standpoint, UnitedHealth trades at a forward price-to-earnings ratio of 18.90, above the industry average of 15.74. UNH carries a Value Score of A.

Image Source: Zacks Investment Research

The Zacks Consensus Estimate for UnitedHealth’s 2025 earnings is pegged at $16.30 per share, implying a 41.1% drop from the year-ago period.

Image Source: Zacks Investment Research

The stock currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

– Norwegian Aura™ Now Available to Book with First Voyages Setting Sail in May 2027 –

– NCL's Next Cutting-Edge Ship Will Homeport in Miami, Offering Seven-Day Caribbean Sailings with Calls to Great Stirrup Cay, the Brand's Newly Enhanced Private Island in the Bahamas –

– Ocean Heights™, an Open-Air Activities Complex, to Debut as the Hallmark Onboard Attraction Curated for Multi-Generational Families with the Most Slides of any NCL Ship, Thrilling Ropes Course, Overhanging Cabanas and More –

– Additional images available for media download here –

, /PRNewswire/ -- Norwegian Cruise Line (NCL), the innovator in global cruise travel, today unveiled and opened for sale Norwegian Aura™, the longest and largest vessel in its fleet, which will homeport in Miami beginning in June 2027 following her debut in Europe in late May 2027.

Experience the full interactive Multichannel News Release here: https://www.multivu.com/norwegian_cruise_line/9361351-en-norwegian-cruise-lines-largest-most-illuminating-ship-norwegian-aura 

Norwegian Aura™ Norwegian Cruise Line

Featuring a design 10% larger than its predecessors, Norwegian Aqua® and Norwegian Luna™, Norwegian Aura™ sets a new standard in size and scale for the NCL fleet and was designed to deliver curated experiences for families and guests of all ages.

Norwegian Aura™ features signature hull art, designed by international artist Rosie Woods, that was inspired by celestial light and bioluminescent seas to create a modern interpretation of how light interacts with water.

Norwegian Aura™ will boast more slides than any NCL ship with its premier attraction - the all-new Ocean Heights™. The open-air activity complex is an innovative, multi-generational hub of entertainment featuring a variety of slides, a thrilling 82-foot Aura Ropes Course, a 25-foot Rock Climbing Wall and more.

Ocean Heights™, Norwegian Aura’s all-new multi-generational open-air activity complex will feature an outdoor bar perfect for guests to enjoy their favorite beverages.

Norwegian Aura’s Ocean Heights™ will feature an amusement park-style outdoor area, the Aura Midway, where friends and families will enjoy a variety of carnival games.

Guests will soak up the sun on board Norwegian Aura™, featuring the largest pool deck in the NCL fleet with expansive seating and lounging space as well as three infinity hot tubs.

Norwegian Aura™ will offer an expanded Vibe Beach Club, the signature NCL adults-only outdoor lounge area, making it the largest in NCL’s fleet.

Norwegian Aura’s all new Ocean Heights™ is a multi-level, open-air environment designed to transition seamlessly from fun by day to a vibrant, laid-back atmosphere at night, creating a lively space for the whole family.

Norwegian Aura’s inaugural season will sail seven-day Caribbean voyages with visits to Great Stirrup Cay, the Company’s private island in the Bahamas, which recently debuted a new pier as well as the Great Life Lagoon - a 1.4 acre pool area complete with swim-up bars, lounge seating and a kid’s splash zone.

The all-new Norwegian Aura™ features 36 suites, including the Aft-Facing Suite with Large Balcony, accommodating up to four guests - perfect for family getaways.

Norwegian Aura™ will boast 159 suites within the keycard access-only complex, The Haven by Norwegian™, including the Haven Three-Bedroom Duplex Suite with Large Balcony. Amenities include a 24-hour butler and concierge service, priority embarkation and disembarkation and much more.

The all-new Norwegian Aura™ will feature an array of balcony staterooms that will accommodate up to two and four guests with select connecting rooms to allow families to travel together in comfort and ease. Setting a new standard in size and scale for NCL's fleet, Norwegian Aura will be almost 1,130 feet long, 169,000 gross tons and will accommodate 3,840 guests at double occupancy. Norwegian Aura will be 10% larger than her predecessors Norwegian Aqua® and Norwegian Luna™ and has been thoughtfully designed to deliver curated, family-focused experiences, complemented with reimagined guest favorites. At the center of the action is the all-new Ocean Heights, an open-air activities complex that shifts from fun by day to a vibrant, laid-back atmosphere at night, creating a lively space for the whole family.

Offering seven-day cruises to the Caribbean, each of Norwegian Aura's voyages in the region will visit either Harvest Caye, NCL's resort-style destination in Belize, or Great Stirrup Cay, the Company's private island in the Bahamas, which recently received several enhancements.  As of late 2025, all-new guest experiences opened on Great Stirrup Cay, including the Great Life Lagoon – a sprawling pool area with swim-up bars, premium loungers and a dedicated kids' splash area – as well as Vibe Shore Club, an adults-only area with a private bar and premium lounge seating. Later in 2026, ahead of Norwegian Aura's 2027 sailings, the island will debut the nearly six-acre Great Tides Waterpark with 19 waterslides, industry-first cliffside jumps and a dynamic river, as well as new adventure excursions.

"We are proud to introduce the newest, and largest, addition to our fleet, Norwegian Aura," said Harry Sommer, president and chief executive officer of Norwegian Cruise Line Holdings Ltd. "Norwegian Aura represents the evolution of Norwegian Cruise Line and the celebration of bringing together families, friends and travelers from around the world. With brilliance and connection at her core, the ship was created to give all guests the freedom to vacation their very own way – offering the chance to exhale, connect and effortlessly escape into the moment. We look forward to this next milestone and can't wait for guests to experience all that Norwegian Aura has to offer."

Norwegian Aura is currently being built by renowned Italian shipbuilder Fincantieri with interior designs across the ship created by world-class architects such as AD Associates, Piero Lissoni, Rockwell Group, SMC Design and Studio Dado.

Norwegian Aura's stand-out features and itineraries include:

OCEAN HEIGHTS: MULTI-GENERATIONAL FUN AND ADVENTURE
Spanning decks 18 to 21, the first-in-the-fleet Ocean Heights will be the ultimate hub for fun, action and relaxation for the whole family. The sprawling activity zone will combine brand-new attractions for NCL with reimagined favorites, transforming from day to night using immersive lighting and LED projections.

Norwegian Aura will boast the most slides of any NCL ship, with five located in the sweeping open-air complex, Ocean Heights. Eclipse Racers are the Brand's first dueling mat racer waterslides, stretching over 400 feet for an exciting head-to-head competition for illuminating wet-and-wild fun in tubular slides. For more thrills, guests can head over to the Aura Free Fall, a drop-in body waterslide where the floor opens up below and plunges guests down 250 feet of exhilarating twists and turns. The Wave is a lotus waterslide, a pendulum-style raft attraction that accommodates groups of up to four guests to ride together through 300 feet of pure fun. Lastly, the returning guest favorite, The Drop, is the Prima Class signature dry slide that rushes guests down 10 decks – from deck 18 to eight.

Designed for adventure seekers, Ocean Heights will also feature an 82-foot Aura Ropes Course complete with exhilarating challenges paired with breathtaking top-deck ocean views. Additional experiences include a 25-foot Rock Climbing Wall; Aura Midway, an amusement park-style outdoor area where guests will enjoy a variety of carnival-like games; a nine-hole mini golf course; NCL's first-ever overhanging private cabanas overlooking Vibe Beach Club; and a bar for guests to sip on their favorite beverages.

OCEAN BOULEVARD: CATERS TO ALL – FROM HOT TUBS TO KID AND TEEN HUBS
Located on deck eight, Ocean Boulevard is the signature Prima Class outdoor promenade that wraps around the entirety of the ship and provides guests opportunities to relax while enjoying endless water views. Aboard Norwegian Aura, the area has been extended by 11% compared to Norwegian Aqua and Norwegian Luna, offering additional space, more seating, as well as debuting activities and amenities, including new hot tubs and a brand-new bar. An expanded Infinity Beach will provide the ultimate hub for relaxation with luxe day beds and wading pools, perfect for afternoon siestas.  

Additionally, Ocean Boulevard will feature dedicated activities for children and teenagers flanked on either side of the forward end of the ship. Located port side, Adventure Alley is designed for kids aged six to 10 and offers stimulating crawl spaces and twisting tunnels in an imaginative seascape setting overlooking the ocean; while starboard side, the Teen Hangout provides an exclusive retreat for teenagers to relax, socialize and capture memories at the striking wave and surf photo wall. Lastly, for younger guests aged two to six, Little Explorer's Cove playground is situated at the bow and features a playhouse with two slides and more.

NEXT-LEVEL POOLSIDE AND SUNDECK EXPERIENCES
Guests aboard Norwegian Aura will enjoy more ways than ever to relax, refresh, and soak up the sun in the ship's expanded and enhanced spaces. Over 20% larger than Norwegian Aqua's and Norwegian Luna's pool decks, that of Norwegian Aura's will be the largest in the NCL fleet with more seating capacity, an additional infinity hot tub, a larger LED entertainment screen and extra open lounge areas to ensure every guest enjoys the heart of the ship in comfort.

The adventure continues on the top decks with Norwegian Aura's Kids' Aqua Park, with splash pad and interactive water features within proximity to Ocean Heights on deck 18. Nearby are two family-fun waterslides – the Party Slide, a wide and shallow slide perfect for families and friends to enjoy together, and the Infinity Loop, a figure-eight slide that wraps around the Party Slide. On deck 19, guests will enjoy outdoor lawn games and seating at Horizon Park.

Vibe Beach Club, NCL's exclusive adults-only retreat, will be 15% larger than those found aboard Norwegian Aqua and Norwegian Luna, providing increased seating, infinity hot tubs, expanded decompressing areas and a waterfall feature. With additional sun loungers, daybeds and a bar as its focal point, Vibe Beach Club will provide the ultimate setting for relaxation at sea.

THE HAVEN BY NORWEGIAN® OFFERS ELEVATED EXCELLENCE AT SEA
Norwegian Aura will boast 1,976 staterooms ranging from studios to suites, of which 159 make up the keycard access-only complex, The Haven by Norwegian. The luxury offering aboard Norwegian Aura will include 30% more suites than previous Prima Class ships and the most in the fleet. Designed by renowned Italian designer Piero Lissoni, The Haven suites blend sophisticated design with sweeping sea views and are crafted for optimal privacy and convenience with exclusive private elevator access. The Haven complex features a dedicated sundeck complete with a panoramic infinity pool, two hot tubs and an outdoor sauna and cold room. It also offers the dedicated The Haven bar and lounge, and The Haven Restaurant, serving breakfast, lunch and dinner. Notably, Studio DADO, longtime partners of Norwegian Cruise Line, designed the private lounge, restaurant and outdoor deck to emulate a tranquil oasis that immerses guests into the world's natural beauty with earth tones, a lush canopy of trees and delicate finishes.

Beyond luxury accommodations and spaces, guests staying in The Haven will enjoy unmatched service and amenities, including 24-hour butler and concierge service, priority embarkation and disembarkation, exclusive invitations to onboard events, priority onboard reservations and much more.

BRILLIANTLY DESIGNED HULL ART
Signature to the NCL fleet, Norwegian Aura will feature a standout hull art design created by international artist Rosie Woods, known for her large-scale murals and collaborations with global brands. Woods' work is defined by flowing, light-driven forms that explore movement, energy and illumination. Her design for the vessel draws inspiration from celestial light and bioluminescent seas, creating a modern interpretation of how light interacts with water.

Reflecting on her work for Norwegian Aura, Rosie Woods said, "I'm thrilled to partner with Norwegian Cruise Line, who has been known for showcasing beautiful, cutting-edge hull art designs. I'm so excited to see my large-scale piece of artwork come to life, sail across the seas and illuminate day and night."

FROM THE MEDITERRANEAN TO MIAMI
Prior to homeporting in Miami for her inaugural season in June 2027, Norwegian Aura will sail a seven-day Mediterranean voyage from Trieste, Italy to Barcelona, Spain on May 21, 2027 with calls to Valletta, Malta; as well as Salerno and Rome (Civitavecchia), Italy. Following her 14-day transatlantic voyage, she will commence her season of Caribbean cruises from Miami. From June 2027 through October 2027, Norwegian Aura will sail seven-day Eastern Caribbean voyages with calls to quintessential island destinations, including Puerto Plata, Dominican Republic; St. Thomas, U.S. Virgin Islands; Tortola, British Virgin Islands; and the Brand's newly enhanced private island in the Bahamas, Great Stirrup Cay. In winter 2027/28, Norwegian Aura will offer seven-day Western Caribbean voyages taking guests to lush, tropical destinations like Roatan (Islas de la Bahia), Honduras; Costa Maya and Cozumel, Mexico; as well as Harvest Caye, NCL's resort-style private destination off the Belizean coast.

For images and b-roll of Norwegian Aura, visit the press kit here.

For more information about the Company's award-winning fleet and worldwide itineraries, or to book a cruise, please contact a travel professional, call 888-NCL-CRUISE (625-2784) or visit www.ncl.com.

About Norwegian Cruise Line
As the innovator in global cruise travel, Norwegian Cruise Line® has been breaking the boundaries of traditional cruising for 59 years. Its tagline, "It's Different Out Here," reflects the emotional connection guests experience aboard and pays tribute to the company's history of pioneering the cruise experience. Most notably, NCL revolutionized the industry by offering guests the freedom and flexibility to design their ideal vacation on their preferred schedule with no assigned dining and entertainment times and no formal dress codes. Today, the company continues to deliver curated, effortless experiences that cater to every type of traveler – from seasoned cruisers to families of every size. With award-winning entertainment, globally inspired dining and thoughtfully designed accommodations, including solo staterooms, Club Balcony Suites and The Haven by Norwegian®, the company's exclusive ship-within-a-ship concept, NCL ensures every guest enjoys a seamless and personalized journey that allows them to enjoy the moment and connect with those who matter most. To further deliver guests with more value, the company's signature Free at Sea™ package provides added benefits and inclusions such as unlimited open bar; specialty dining credits; high-speed Wi-Fi; shore excursions credits; and with select sailings guests can enjoy free airfare as well as third and fourth guests sail free (terms and conditions apply). NCL guests sailing to the Caribbean can also enjoy exclusive experiences at Harvest Caye, the company's resort destination in Belize, along with new and enhanced experiences at Great Stirrup Cay, NCL's expanded private island in the Bahamas. NCL sails to nearly 350 of the world's most desirable destinations with its fleet of 20 contemporary ships.

For additional nformation or to book a cruise, contact a travel professional, call 888-NCL-CRUISE (625-2784) or visit www.ncl.com. For the latest news and exclusive content, visit the NCL Newsroom and follow Norwegian Cruise Line on Facebook, Instagram, TikTok and YouTube @NorwegianCruiseLine; and Twitter @CruiseNorwegian.

Norwegian Cruise Line is a wholly owned subsidiary of Norwegian Cruise Line Holdings Ltd. To learn more, visit www.nclhltd.com.

SOURCE Norwegian Cruise Line

Key Takeaways RIO's Pilbara iron ore production rose to 84.1M tons despite earlier weather disruptions.Gudai-Darri achieved record quarterly output at 51M tpa, boosting shipments and efficiency.Major projects like Rhodes Ridge and Simandou advance, supporting RIO's long-term growth. Rio Tinto Group (RIO - Free Report) reported solid growth in iron ore production in the third quarter of 2025. During the quarter, Pilbara iron ore shipments reached 84.3 million tons, increasing 6% from the previous quarter. The company’s total Pilbara iron ore production stood at 84.1 million tons, reflecting robust output despite weather-related disruptions earlier in the year.

The robust performance was primarily supported by Rio Tinto’s Pilbara operations in Western Australia. The Gudai-Darri project achieved its highest-ever quarterly production in the third quarter, operating at a run rate of 51 million tons per annum, while shipments rose on a sequential basis despite planned maintenance and infrastructure works. The successful rollout of the new Pilbara Blend product strategy also contributed to improved product mix, with lower SP10 volumes as planned.

Also, several major growth projects of the company are progressing. In December 2025, RIO’s Rhodes Ridge joint venture approved a $191 million feasibility study to develop one of the world’s major undeveloped iron ore deposits in Western Australia, aiming for an initial annual production of 40-50 million tons. The study is expected to conclude in 2029. In October 2025, at the Simandou iron ore project in Guinea, the first ore was loaded and transported, marking the start of commissioning across the mine, rail and port infrastructure.

The strong quarterly performance, supported by record output at the Gudai-Darri facility and improved system efficiency across the Pilbara, highlights Rio Tinto’s operational strength in iron ore. Major growth projects, such as Rhodes Ridge and Simandou, are advancing steadily, positioning the company well for long-term growth.

Snapshot of RIO’s PeersAmong its major peers, Vale S.A.’s (VALE - Free Report) Iron Solutions segment generated net operating revenues of around $8.42 billion in the third quarter of 2025, which marked 5.7% growth from last year’s comparable quarter. Vale’s total iron ore shipments were up 5% from the year-ago quarter. Vale’s average realized iron ore fines price increased 4% year over year to $94.40 per ton.

Its other peer, BHP Group Limited (BHP - Free Report) , produced a record 263 Mt of iron ore in fiscal 2025. This came within BHP Group’s guidance of 255-265.5 Mt and was up 1% year over year. Production at BHP Group’s Western Australia Iron Ore was a record of 257 Mt (290 Mt on a 100% basis).

RIO's Price Performance, Valuation & EstimatesShares of Rio Tinto have gained 43.8% in the past six months compared with the industry’s growth of 27.3%.

Image Source: Zacks Investment Research

From a valuation standpoint, RIO is trading at a forward price-to-earnings ratio of 12.13X, below the industry’s average of 17.56X. Rio Tinto carries a Value Score of B.

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The Zacks Consensus Estimate for RIO’s 2026 earnings has been on the rise over the past 60 days.

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Rio Tinto currently sports a Zacks Rank #1 (Strong Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.

Key Takeaways AG trades at a forward P/E far above the silver mining industry and peers, raising valuation concerns.First Majestic faces rising costs, higher debt, and ongoing taxation and regulatory challenges in Mexico.AG posted record Q3 production and cash flow, supported by higher silver output and stronger prices. The precious metals mining First Majestic Silver Corp. (AG - Free Report) is currently trading at a forward 12-month price-to-earnings (P/E) ratio of 55.84X compared with the Zacks Mining - Silver industry’s 20.03X. With a Value Score of F, AG stock may not present a compelling value proposition at these levels.

The current valuation is above its five-year median of 29.91X. In comparison with the AG’s valuation, its peers Hecla Mining Company (HL - Free Report) and Pan American Silver Corp. (PAAS - Free Report) are trading at 41.03X and 15.25X, respectively. The company’s premium valuation compared with the broader industry and peers raises concerns.

Valuation Remains an Overhang for First Majestic
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AG Stock’s Price PerformanceIn the past three months, First Majestic stock has gained 29.4% compared with the industry’s 36.1% growth. In comparison, the S&P 500 has returned 6.4% in the same period. The company has also underperformed its key rivals like Hecla Mining and Pan American Silver. Over the same time frame, Hecla Mining and Pan American Silver have returned 56.2% and 33.5%, respectively.

AG’s 3-Month Price Performance
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Ongoing Challenges Faced by AGFirst Majestic has been dealing with the adverse impacts of the high cost of sales and operating expenses. In the first nine months of 2025, its cost of sales surged 52.8% year over year to $390 million, while general and administrative expenses increased 27.3% to $35.9 million. The company has been incurring high costs and expenses related to an increase in production, labor, and other selling costs, along with a rise in integration costs associated with its acquisitions, such as Gatos Silver.

Also, the company has been grappling with long-running issues in Mexico, primarily related to a major tax conflict with the Mexican government. The company currently owns     four operating mines in the country that includes the likes of Santa    Elena Silver/Gold mine, Los Gatos Silver mine, San Dimas Silver/Gold mine, and La Encantada Silver mine. However, the ongoing legal and regulatory issues present a financial and operational risk to these sites despite their healthy production performances.

Rise in long-term debt remains a concern for AG. Exiting the third quarter of 2025, the company’s overall consolidated indebtedness was $216.8 million. The figure reflects an increase of 3.5% on a year-over-year basis. Although the current liquidity level safeguards the company from immediate financial risks, a further rise in debt might affect its margins and profitability going forward.

First Majestic also operates in the highly competitive silver and gold markets, comprising well-recognised precious metals mining companies. One of its peers, Hecla Mining, is a leading low-cost U.S. silver producer with operating mines in Alaska and Idaho, and is a growing gold producer with an operating mine in Quebec, Canada. It’s another peer, Pan American Silver, which is a well-known explorer, developer, and operator of silver, gold, zinc, lead, and copper mines across Canada, Mexico, and several countries in South America.

What’s Aiding First Majestic?AG’s total production reached 7.7 million silver-equivalent (AgEq) ounces in third-quarter 2025. The figure includes a record 3.9 million silver ounces and 35,681 gold ounces. It also includes 13.9 million pounds of zinc and 7.7 million pounds of lead. The AgEq ounces produced marked a solid 39% year-over-year increase, attributed to a 96% surge in silver production.

First Majestic achieved a record quarterly free cash flow in the third quarter. The company’s cash flow surged 67.5% year over year to $98.8 million, with liquidity reaching $682 million. AG reported a record working capital of $542.4 million.

Also, silver prices have increased significantly over the past year, supported by strong safe-haven demand, geopolitical tensions and escalating trade conflicts. Silver has benefited from resilient industrial demand and mounting supply deficits. Demand for solar energy, electronics and electrification now accounts for more than half of global silver demand.

Earnings Estimate RevisionsThe Zacks Consensus Estimate for First Majestic’s 2025 earnings has been stable at 25 cents per share over the past 60 days. The consensus mark for 2026 earnings decreased 2.9% to 34 cents per share.

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Final Take on AGFirst Majestic’s market leadership position, diversified assets and strong liquidity position provide it with a competitive advantage to leverage the long-term demand prospects in silver and gold markets. However, AG has been facing several challenges, including taxation issues in Mexico and rising operational expenses.

The downward estimate revision activity in earnings and expensive valuation warrants a cautious approach for existing investors. Potential investors should consider waiting for clearer signs of recovery before investing in this Zacks Rank #4 (Sell) stock.

You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Key Takeaways WTW targets margin improvement, cash flow strength and sustainable revenue growth across core areas. Strong performance in Health, Wealth & Career and Risk & Broking continues to lift WTW's top line. Strategic acquisitions and a solid balance sheet support WTW's capital deployment and expansion. Shares of Willis Towers Watson Public Limited Company (WTW - Free Report) have gained 4.7% in the past year, outperforming its industry’s decline of 24.6%.

The insurer has a market capitalization of $32.01 billion. The average volume of shares traded in the last three months was 0.6 million.

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Willis Towers’ bottom line surpassed earnings estimates in three of the last four quarters and missed in one, the average being 2.39%.

WTW Shares are AffordableWTW shares are trading at a discount compared with the Zacks Brokerage Insurance industry. Its forward price-to-earnings multiple of 16.96X is lower than the industry average of 17.64X, the Finance sector’s 17.22X and the Zacks S&P 500 Composite’s 23.51X.

Shares of other insurers like Aon plc. (AON - Free Report) and Arthur J. Gallagher & Co. (AJG - Free Report) are trading at a multiple higher than the industry average, while Brown & Brown, Inc. (BRO - Free Report) is trading at a discount.

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WTW Trading Above 50-Day and 200-Day Moving AveragesShares of WTW closed at $328.19 on Thursday, and the stock is trading above the 50-day and 200-day simple moving averages (SMA) of $324.65 and $321.14, respectively, indicating solid upward momentum. SMA is a widely used technical analysis tool to predict future price trends by analyzing historical price data.

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WTW’s Growth Projection EncouragesThe Zacks Consensus Estimate for Willis Towers’ 2026 earnings per share and revenues indicates an increase of 13.9% and 5.9%, respectively, from the corresponding 2025 estimates.

Average Target Price for WTW Suggests UpsideBased on short-term price targets offered by 20 analysts, the Zacks average price target is $369.30 per share. The average suggests a potential 12.79% upside from the last closing price.

Factors Impacting WTWWillis Towers’ growth strategy encompasses a focus on improving operating margins, increasing free cash flow conversion and driving sustainable revenue growth. Focus on core opportunities with the highest growth and return, which include gaining market share in Risk and Broking and Individual Marketplace, should spur long-term growth and return more value to shareholders.

Well-performing Health, Wealth & Career and Risk & Broking segments, driven by solid customer retention levels, growing new business and geographic diversification, continue to fuel the top line. Most of the company's operating regions experienced revenue growth for 15 straight quarters.

Strategic acquisitions have expanded its geographical footprint in the last few years in countries like Italy, Canada, the United Kingdom and France, as well as ramped up its product portfolio.

Willis Towers has been improving its liquidity while maintaining a solid balance sheet. A solid balance sheet and steady cash flow are expected to help the company engage in capital deployment for buybacks, dividend payouts, debt repayments, acquisitions and investments that drive and support growth.

Distribution of WealthBanking on its capital position, WTW distributes wealth to shareholders in the form of dividend hikes and share repurchases. Its dividend has witnessed a six-year CAGR (2019-2025) of 5.7%. The insurer continues to expect to allocate approximately $1.5 billion to share repurchases in 2025.

HeadwindsDespite the upside potential, Willis Towers’ expenses have been rising over the last several quarters. Higher salaries and benefits, other operating expenses, transaction and transformation, and increased consulting and compensation costs related to the Transformation program result in the contraction of margins. Willis Towers estimates to deliver an expansion in margin over the long term.

WTW’s trailing 12-month ROE of 21.4% is weak when compared with the industry average of 24.8%, reflecting its inefficiency in using shareholders' funds.

ConclusionWillis Towers boasts a strong product portfolio and has a solid track record of strategic acquisitions, as well as favorable growth estimates. The Health, Wealth & Career and Risk & Broking segments should continue to witness significant growth from increases in most lines of business. A robust capital position over the years reflects its financial flexibility.

Given the escalating expenses and poor return on equity, it is better to stay cautious about this Zacks Rank #3 (Hold) stock. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Jason Goldberg, analyst at Barclays, joins 'Money Movers' to discuss bank earnings, public policy, and more.