Retail investors are doubling down on a major XRP comeback in 2026 despite the token struggling to find its footing.
Cover image via U.Today Retail investors are placing bets on the XRP token staging a significant comeback in 2026.
There is a 73% chance of the Ripple-affiliated token breaking the $2.75 price level before the end of the current year, accordiong to the data from Robinhood Derivatives shows that
The data in question comes from Robinhood’s "Event Contracts," which is a binary options product that makes it possible to speculate on specific outcomes.
HOT Stories
A path to $3.00?Can XRP reclaim the $3 level? The market views a move above $3.00 as a literal coin flip, with contracts trading at roughly 53¢ (53% chance).
Even a push to $3.25 retains significant support, trading at 44¢. Nearly half the market believes XRP can pull off a massive price surge to the $3 range.
You Might Also Like
These "event contracts" are binary in nature. Traders buy a contract for a price between $0.01 and $0.99. If XRP hits the target price by the Dec. 31, 2026, deadline, the contract settles at $1.00. If the target is missed, the contract expires worthless.
XRP's price performance The popular altcoin has experienced a devastating retrace during the first month of the year.
The Ripple-linked token began the year with strong bullish momentum, opening around the $1.95–$2.00 level.
Buying pressure accelerated in the first week. The token eventually reached a year-to-date high of approximately $2.40.
However, the trend reversed violently immediately after hitting the $2.40 peak.
The price sliced back through the psychological $2.10 and $2.00 support zones without much resistance.
As of January 25, XRP is trading at $1.8942, which means it has erased 100% of its gains for 2026.
Solana has a lot of growth potential, but Bitcoin is a safer choice.
Bitcoin (BTC 1.24%) accounts for almost 60% of the total value of the crypto market and is, in some ways, the acceptable face of crypto. It has attracted significantly more institutional investment and, after regulatory changes last year, may also increasingly find its way into people's 401(k)s.
But it faces some serious challenges. For example, some argue it can act as a form of digital gold, a safe asset that hedges against economic turmoil and inflation. However, this doesn't really hold water when you consider Bitcoin's volatility and high correlation with tech stocks. Plus, it still consumes huge amounts of energy, and Bitcoin miners are starting to harness their machines for profitable artificial intelligence (AI) data centers.
So, is it time to focus on less established cryptos like Solana (SOL 0.28%)? That depends on what you want from your crypto investments.
Image source: Getty Images.
Where Solana shines No longer a newcomer, Solana combines the speed and low costs of third-generation cryptos with the resilience of almost six years in the game. What makes Solana much more attractive than Bitcoin as we enter the next wave of crypto adoption is that it's a programmable cryptocurrency. Its smart-contract capacities mean that other projects, including stablecoins, can be built on its ecosystem.
It isn't yet clear how the stablecoin market will evolve, particularly whether companies will use public blockchains like Solana and Ethereum (ETH 0.75%) or build their own private ones. Right now, about 4.5% of the stablecoins in circulation are issued on Solana, per rwa.xyz. Its total value locked (TVL) -- the amount of on-chain funds -- is $8.4 billion, according to DeFiLlama.
Citigroup (C 1.72%) predicts the stablecoin market could reach as much as $4 trillion by 2030 in a bull case. If Solana continues to hold the same share, that means its TVL could increase to $180 billion -- up more than 2,000% in a matter of years. That's important because there's often a close correlation between TVL and cryptocurrency prices. It's lot of ifs and maybes, but that potential use case shows Solana could have a lot of room to grow.
Solana is trading at about $130 as I write this (Jan. 21). It's just over a year since it set a new all-time high of $294.33 during a meme coin frenzy. While it is a significant drop during the past year, it also demonstrates Solana has gas in the tank. Several altcoins peaked in 2021 and failed to reclaim their glory days in last year's rally.
Today's Change
(
-0.28
%) $
-0.36
Current Price
$
126.53
Choosing between Bitcoin and Solana Bitcoin and Solana will suit different types of investors. For some people, investing in cryptocurrency is already risky enough without venturing into altcoins. Others are willing to take on more risk for the potential of higher returns.
Solana, which has a smaller market cap and a shorter track record than Bitcoin, also carries more risk -- particularly as when it first launched, it had a reputation for technical hiccoughs. That's something its developers have worked hard to improve -- its last outage was February 2024. Still, some cryptos boast no blackouts, ever.
If the stablecoin market surges, that could be good for Solana. Less so for Bitcoin, as stablecoins may eat into its role as, say, a currency in emerging markets. Another advantage Solana has over Bitcoin is that it pays staking yield. Unlike Bitcoin, you can lock up your coins to earn steady returns, contributing to network security in the process.
Bitcoin reached several all-time highs in 2025 and is currently down about 13% during the past year. It is a better choice for investors who are new to cryptocurrency and want to diversify their portfolios. It isn't as volatile as other digital assets and, with more than $120 billion invested in spot Bitcoin exchange-traded funds (ETFs), it has unparalleled institutional support.
Right now, Bitcoin is the unquestionable leader of the cryptocurrency market, which is reflected in its huge $1.8 trillion market cap. In addition to institutional and corporate adoption, several governments have included it in their strategic reserves. Ark Invest's recently published Big Ideas report predicts Bitcoin could reach over $760,000 by 2030.
Today's Change
(
-1.24
%) $
-1110.03
Current Price
$
88345.00
Consider your risk tolerance Bitcoin and Solana both have potential in different ways, and it isn't really a question of forgetting one and opting for the other. Rather, think about what aspects of crypto you want to get exposure to and how much risk you're comfortable with. That way you can develop a clear long-term investment thesis before you act.
Whether you add Bitcoin, Solana, or both to your portfolio, bear in mind that cryptocurrencies are relatively untested assets. There's a lot we don't know about how the next chapter might unfold, particularly in terms of regulation. As such, it's important to make sure crypto only makes up a small percentage of your wider investments.
2026-01-25 10:012mo ago
2026-01-25 04:262mo ago
Bitcoin Holders Realize Losses as Profit Dynamics Turn Negative: CryptoQuant
What are the implications in terms of cycle development?
For the first time in more than two years, Bitcoin holders are realizing losses on their investment in the leading digital asset. This change in dynamics comes as BTC and the broader crypto market are believed to be on the brink of a bear cycle.
According to a weekly CryptoQuant report, Bitcoin holders have not seen this shift since October 2023. The negative turn in profit dynamics has dominated the past 30 days.
Bitcoin Sees Change in Profit Dynamics CryptoQuant said Bitcoin holders have realized losses accumulating to 69,000 BTC since December 23. This is the first time network participants have realized net losses in a 30-day period since October 2023.
The Bitcoin network has witnessed a decline in realized profits since March 2024. The plunge came with prices losing momentum as the bull phase came to an end. Analysts found similarities between the current market dynamic and the 2021-2022 bull cycle. After realized net profits peaked in January 2021, they began to decline. February and November 2021 saw a series of lower local tops, followed by net losses. Notably, BTC holders realized lower net profits at higher prices at the time.
Following a similar trend, realized net profits peaked in January 2024. Since then, there have been a series of lower peaks in December 2024, July, and October 2025. Currently, the profit margin has turned negative, and holders are realizing net losses.
Early-stage Bear Market Signs Bitcoin net realized profits have fallen from 4.4 million BTC in October 2025 to 2.5 million BTC currently, a level not seen since March 2024. Analysts said this level is similar to that seen in March 2022, during the early stages of the last bear market.
Interestingly, current net realized losses are also following patterns similar to trends seen in March 2022. At the time, the bear market was already underway, and bitcoin’s price had lost its momentum. Considering investor sentiment and speculation surrounding the market, this dynamic confirms that the bear market has indeed begun.
You may also like: $47M Bitcoin Vanishes From South Korean Prosecutors’ Custody in Shocking Seizure Mishap GoMining Survey Shows 55% of Bitcoiners Never Use it for Real-World Payments Bitcoin Price in the Crosshairs Again as Trump Threatens Canada With 100% Tariffs Analysts have confirmed that most on-chain metrics and profit dynamics are consistent with early-stage bear market conditions. Last week, CryptoPotato reported that bitcoin’s demand conditions had improved; however, the improvement did not trigger any significant changes. There are no remarkable shifts in demand from exchange-traded funds or spot indicators. Instead, demand has contracted over the past 30 days.
Tags:
2026-01-25 10:012mo ago
2026-01-25 04:302mo ago
Report: ZBD Raises $40 Million to Power Bitcoin Payments for Video Games
ZBD secures $40 million Series C to expand bitcoin and blockchain payment rails for gaming. ZBD, a New Jersey‑based bitcoin payments startup, reportedly secured a $40 million Series C led by Blockstream Capital with $36 million committed, funding the company's expansion of video game payment software that processes bitcoin and other blockchain transactions.
2026-01-25 10:012mo ago
2026-01-25 04:302mo ago
Russia Bans WhiteBit Crypto Exchange Over Alleged $11M Ukraine Military Funding
TLDR: Russia designated WhiteBit and parent company W Group as undesirable organizations under new ruling. Exchange management allegedly transferred $11 million to Ukraine’s armed forces, including $0.9M for drone purchases. WhiteBit accused of running gray schemes that enabled illegal withdrawal of funds from Russia’s borders. Platform reportedly provides technical infrastructure support to United24’s cryptocurrency donation system. WhiteBit, a prominent Ukrainian cryptocurrency exchange, has been classified as an undesirable organization by Russia’s Prosecutor General.
The designation extends to W Group, the exchange’s parent company, and all associated affiliates.
Russian authorities allege the platform facilitated illegal fund transfers from Russia and provided financial support to Ukraine’s military operations. The action represents another escalation in the ongoing tension between the two nations.
Exchange Accused of Facilitating Illegal Fund Transfers Russia’s Prosecutor General’s Office claims WhiteBit enabled various unauthorized transactions through its platform. These activities allegedly included gray schemes designed to move money out of Russian territory.
The supervisory authority maintains that such operations violated current regulations governing financial transactions.
The designation affects not only WhiteBit but also encompasses W Group and its subsidiaries. Russian law enforcement believes the group’s websites served as channels for questionable financial activities.
Russia’s Prosecutor General has designated Ukrainian crypto exchange WhiteBit as an “undesirable organization,” alleging it was used to illegally move funds out of Russia and to finance Ukraine’s armed forces. The designation also covers WhiteBit’s parent company W Group and its…
— Wu Blockchain (@WuBlockchain) January 25, 2026
The platforms allegedly processed transactions that circumvented established legal frameworks. Such accusations form the basis of the undesirable organization classification.
WhiteBit began operations in 2018 under the leadership of Ukrainian entrepreneurs. The exchange has grown substantially since its inception.
Platform operators claim their user base exceeds 8 million individuals across various markets. Daily trading volumes reportedly reach $11 billion on spot markets and $40 billion on futures markets.
The exchange operates without registration in Russia under current cryptocurrency regulations. Russian authorities maintain that no crypto exchanges hold proper registration within their jurisdiction.
The Bank of Russia continues working on legislative amendments to regulate exchanges and crypto exchangers. These regulatory changes are expected to be finalized by July 1.
Alleged Military Support and Donation Platform Cooperation Russian authorities assert WhiteBit’s management transferred approximately $11 million to Ukraine since 2022. The funds allegedly supported various military initiatives undertaken by Ukrainian forces.
Among these transfers, roughly $0.9 million reportedly went toward drone procurement. These claims form a central component of the Prosecutor General’s justification for the designation.
The Russian agency also highlighted WhiteBit’s partnership with Ukraine’s Ministry of Foreign Affairs. This cooperation allegedly involved technical assistance to the United24 fundraising platform.
United24 operates as a donation channel accepting cryptocurrency contributions for Ukrainian needs. The platform collects digital assets to support various national initiatives.
Law enforcement officials believe WhiteBit provides ongoing technical infrastructure support to United24. This arrangement enables the fundraising platform to process cryptocurrency donations efficiently.
The collaboration between the exchange and government-affiliated entities raised concerns among Russian authorities. Such connections contributed to the decision to label the organization as undesirable.
Starting July 1, 2027, the Central Bank of the Russian Federation plans to implement penalties for unauthorized cryptocurrency intermediary activities.
These measures aim to establish accountability for platforms operating outside regulatory frameworks.
The initiative reflects broader efforts to control cryptocurrency-related operations within Russian borders. Authorities continue developing comprehensive oversight mechanisms for the digital asset sector.
2026-01-25 10:012mo ago
2026-01-25 04:342mo ago
Colombia's second-largest pension fund to offer Bitcoin exposure
Colombia’s second-largest private pension and severance fund manager, AFP Protección, is preparing to launch an investment fund with exposure to Bitcoin.
Juan David Correa, president of Protección SA, confirmed the initiative during an interview with local outlet Valora Analitik. According to Correa, access to the product will be limited and granted only through a personalized advisory process designed to assess each investor’s risk profile. Only clients who meet specific criteria will be able to allocate a portion of their portfolios to Bitcoin (BTC).
“The most important element is diversification,” Correa noted, adding that “those who can participate will find a space for a percentage of their portfolio, if they so wish, to be exposed to this type of asset.”
Protección’s move follows a similar step by Skandia Administradora de Fondos de Pensiones y Cesantías, which began offering Bitcoin exposure in one of its portfolios in September last year. With this launch, Protección becomes the second major pension fund administrator in Colombia to enter the digital asset space.
Bitcoin fund will not change core pension investmentsProtección said that the new Bitcoin-linked fund does not represent a shift in how the bulk of Colombian pension savings are managed. Fixed income instruments, equities and other traditional assets remain the core of pension portfolios. Instead, the product is positioned as an additional option for qualified investors seeking diversification.
Protección reveals Bitcoin fund plan. Source: Valora AnalitikFounded in 1991, AFP Protección manages more than 220 trillion Colombian pesos (approximately $55 billion) in assets for over 8.5 million clients across mandatory and voluntary pension plans and severance accounts.
The broader mandatory pension fund market in Colombia reached 527.3 trillion pesos as of November 2025, with nearly half of those assets invested abroad.
Colombia introduces mandatory crypto reporting rules Earlier this month, Colombia’s tax authority, DIAN, introduced a mandatory reporting framework for crypto service providers, requiring exchanges, custodians and intermediaries to collect and submit user and transaction data.
The resolution aligns Colombia with the OECD’s Crypto-Asset Reporting Framework (CARF), enabling the automatic exchange of crypto-related tax information with foreign authorities. Under the new regime, service providers must report identifying details and transaction data for reportable users, comply with due diligence and valuation standards, and face penalties if they fail to meet the requirements.
Magazine: Bitget’s Gracy Chen is looking for ‘entrepreneurs, not wantrepreneurs’
Cointelegraph is committed to independent, transparent journalism. This news article is produced in accordance with Cointelegraph’s Editorial Policy and aims to provide accurate and timely information. Readers are encouraged to verify information independently. Read our Editorial Policy https://cointelegraph.com/editorial-policy
Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
XRP trading volumes have plunged 52% in the last 24 hours as traders paused to assess the next move at the start of a new week.
XRP trading volumes came in at $1.06 billion, a 52% drop from the past day, according to CoinMarketCap data, suggesting lower activity.
The drop in volumes follows a broader trend in the crypto sector as analysts note a flat market often occurring on Sundays.
HOT Stories
According to Maartunn, a community analyst at CryptoQuant, typically Sundays are just flat, while he referred to the previous Sunday as "dead." While this might suggest lesser activity, Maartunn sounds a note of caution, volatility might come out of nowhere. "Don’t sleep on it, be prepared in case volatility kicks in," the analyst said.
XRP price actionAt the time of writing, XRP was down 1.15% in the last 24 hours to $1.81 as the crypto market saw selling pressure early Sunday session.
The cryptocurrency is down 7.82% in the last seven days amid continued profit taking in the market, aided by macro concerns.
XRP has steadily declined since reaching a high of $2.41 at the year's start. Since Jan. 6, XRP has only spent two days in the green, closing all other days in losses. The cryptocurrency subsequently lost the $2 level, which coincides with the daily MA 50, trading below it since Jan. 19.
The first task for bulls will be to regain the daily MA 50 and convert it into support. If this is done, XRP might target $2.18 and $2.41 next. Meanwhile, support is expected at $1.85 if selling pressure persists in the market.
What's coming?Five fix amendments are set to be activated on the XRP Ledger mainnet this week, with the impact of the fix upgrades ranging from AMM, token escrows, clawback feature and the overall network efficiency.
According to xrpscan data, five fix amendments included in XRPL version 3.0.0 are set to be activated on the XRP Ledger mainnet with the current countdown now 2 days 13 hours from now, with a potential date being Tuesday, Jan. 27.
These amendments include fixTokenEscrowV1, fixIncludeKeyletFields, fixMPTDeliveredAmount, fixAMMClawbackRounding and fixPriceOracleOrder.
2026-01-25 10:012mo ago
2026-01-25 04:432mo ago
Solana's Privacy Coin Jumps 60% After New Cross-Chain Swap Reveal
Solana’s Privacy Coin Jumps 60% After New Cross-Chain Swap RevealGHOST surged nearly 60% after GhostWare announced GhostSwap, a privacy-first cross-chain DEX and bridge.The 2026 roadmap outlines a full-stack privacy economy on Solana, including stealth payments and enterprise use cases.Despite momentum, scalability limits, Solana outages, and regulatory risks temper the sustainability of the rally.The price of GhostWareOS’s native token, GHOST, surged nearly 60% in the past 24 hours, as traders reacted to the project’s announcement of a major expansion of its privacy-focused product suite on Solana.
GhostWareOS is a Solana-based privacy infrastructure project that aims to provide anonymous payments, stealth transfers, and privacy-preserving liquidity tools on an otherwise fully transparent blockchain.
Sponsored
Sponsored
GhostSwap Launch Puts GhostWare at the Center of Solana’s Privacy PushAs of this writing, GHOST was trading for $0.003692, up by 58.3% in the last 24 hours.
GhostwareOS (GHOST) Price Performance. Source: CoinGeckoMomentum accelerated after GhostWareOS confirmed it will launch a new product next week.
“The Privacy Layer of Solana, GhostWareOS powered by $GHOST, will be releasing a new product this coming week. We call it GhostSwap,” read the announcement.
The announcement immediately fueled speculation that GhostWare is growing beyond private payments into a broader, multi-chain privacy stack.
GhostSwap is positioned as a cross-chain, privacy-first decentralized exchange and bridge. According to GhostWare, the product will allow users to swap assets from external blockchains into Solana. This is without exposing wallet identities, transaction histories, or asset paths.
Sponsored
Sponsored
Unlike traditional bridges and DEXs, which leave visible on-chain trails, GhostSwap is designed to break the link between deposits and withdrawals. It would route funds through shielded liquidity pools and atomic swap mechanisms.
GhostWare’s 2026 Roadmap Signals a Full-Stack Privacy Economy on SolanaThe launch builds on GhostWare’s longer-term vision outlined in its 2026 privacy roadmap, published on January 21.
“In 2025, we established GhostWare as Solana’s privacy layer, launching GhostPay to enable anonymous on-chain payments,” the team stated.
The roadmap expands that scope into what GhostWare calls a “full privacy economy” powered by the GHOST token.
Beyond GhostSwap, the roadmap includes GhostSend, a sender-initiated stealth transfer system that hides the sender’s identity even from the recipient.
Sponsored
Sponsored
The feature is aimed at private peer-to-peer payments, donations, and activist funding, where unlinkability is critical.
GhostWare also outlined plans for enterprise and NGO integrations in early 2026. This includes private payroll, B2B payments, and stablecoin remittances, with on-chain payroll provider Zebec already cited as a live pilot partner.
A series of planned upgrades to the Ghost Network underpins the ecosystem. It serves as the project’s privacy-preserving relay and encryption layer.
These include multi-hop routing, metadata scrubbing, stealth address enforcement, and future integration of zero-knowledge proofs and multi-party computation to reduce trust assumptions further and improve decentralization.
The sharp move in GHOST price reflects growing conviction that privacy infrastructure is becoming a strategic layer within Solana’s high-throughput ecosystem. This is particularly as institutional, enterprise, and humanitarian use cases come into focus.
Sponsored
Sponsored
Scalability, Technical, and Regulatory Risks Temper the GHOST RallyHowever, it is worth mentioning that while GhostWareOS touts GHOST as Solana’s privacy layer with GhostSwap, stealth transfers, and enterprise pilots, it overpromises on unproven tech.
Solana’s low real TPS, occasional outages, ZK verification struggles, and regulatory risks for privacy tools cast doubt on scalability and longevity.
Solana’s real TPS is around 700-1,400, which is far below the claimed 65,000. Historical outages (7 in 5 years, though stable in late 2025-2026) leave a lot to be said. ZK verification faces computational challenges and bugs. Privacy cryptos carry regulatory risks amid tightening rules. Therefore, the hype-driven pump presents as a common crypto pattern. The 60% surge is likely to be more hype than sustainable utility.
Disclaimer
In adherence to the Trust Project guidelines, BeInCrypto is committed to unbiased, transparent reporting. This news article aims to provide accurate, timely information. However, readers are advised to verify facts independently and consult with a professional before making any decisions based on this content. Please note that our Terms and Conditions, Privacy Policy, and Disclaimers have been updated.
Does the rate of SHIB have enough strength to drop to the $0.0000070 zone?
Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
The market is going down on the last day of the week, according to CoinMarketCap.
Top coins by CoinMarketCapSHIB/USDThe rate of SHIB has declined by 2% over the last 24 hours.
Image by TradingViewOn the hourly chart, the price of SHIB is falling after a breakout of the local support at $0.00000774. If the situation does not change by the end of the day, one can expect a test of the $0.00000760-$0.00000770 range soon.
Image by TradingViewOn the bigger time frame, the picture is also bearish. The rate is on the way to the support at $0.00000765.
You Might Also Like
If a breakout happens, the accumulated energy might be enough for an ongoing drop to the $0.00000750 zone.
Image by TradingViewOn the bigger time frame, the price of SHIB is approaching the support at $0.00000678. If bulls cannot seize the initiative, traders may witness a test of the $0.0000060-$0.0000070 range next month.
SHIB is trading at $0.00000774 at press time.
Related articles
2026-01-25 10:012mo ago
2026-01-25 04:502mo ago
Colombia's AFP Protección Launches Bitcoin Fund for Qualified Pension Investors
TLDR:Strategic Approach to Digital Asset IntegrationLimited Scope Within Traditional Investment FrameworkGet 3 Free Stock Ebooks AFP Protección manages $55 billion across 8.5 million customers in Colombia’s pension market Bitcoin fund requires personalized advisory and targets long-term diversification, not speculation Colombia’s mandatory pension market reached 527.3 trillion pesos with 48.8% invested abroad Protección follows Skandia as second major administrator offering Bitcoin pension exposure Colombia’s second-largest pension fund manager AFP Protección plans to launch a Bitcoin exposure fund focused on long-term diversification.
The fund will be available to risk-qualified investors via personalized advisory, allowing limited BTC allocation. Protección manages about $55 billion in assets.
The company becomes the second major administrator in Colombia to offer such products, following Skandia’s September 2025 initiative.
Colombia’s second-largest pension fund manager AFP Protección plans to launch a Bitcoin (BTC) exposure fund focused on long-term diversification. The fund will be available to risk-qualified investors via personalized advisory, allowing limited BTC allocation. Protección manages…
— Wu Blockchain (@WuBlockchain) January 25, 2026
Strategic Approach to Digital Asset Integration AFP Protección has designed its Bitcoin fund with a controlled and measured framework. Juan David Correa, president of the company, confirmed the initiative during a recent interview with Valora Analitik.
Access requires personalized advisory sessions to evaluate each investor’s risk tolerance and financial objectives. Only those meeting specific criteria can allocate portfolio percentages to Bitcoin.
The fund targets long-term diversification rather than short-term speculation or quick profits. Correa emphasized that “the most important element is diversification” when discussing the initiative.
Qualified participants will have the option to expose portions of their portfolios to digital assets. The approach reflects careful consideration of market volatility and regulatory requirements within Colombia’s financial system.
Protección manages approximately 8.5 million customers across mandatory pensions, voluntary pensions, and severance payments.
The company’s total assets under management exceed 220 trillion pesos. These figures position Protección as a major player in Colombia’s pension industry.
The new Bitcoin fund initially serves voluntary participants and customized allocations.
The mandatory pension market in Colombia reached 527.3 trillion pesos in November 2025. Nearly 48.8% of these funds are invested internationally.
Protección’s Bitcoin offering does not target mandatory savings at this stage. The company maintains focus on qualified investors with appropriate risk profiles.
Limited Scope Within Traditional Investment Framework The new fund represents measured progress in Colombia’s financial sector evolution. Skandia Administradora de Fondos de Pensiones y Cesantías launched similar Bitcoin exposure options in September 2025.
Protección’s entry confirms growing institutional interest in digital assets among pension managers. The trend suggests gradual acceptance within private pension management.
Colombian pension funds continue investing predominantly in traditional assets. Fixed income securities and equities remain the core holdings.
Bitcoin exposure accounts for a small fraction of overall portfolio allocations. This conservative approach balances innovation with fiduciary responsibility.
The personalized advisory requirement ensures investor protection. Each participant undergoes risk assessment before accessing Bitcoin exposure.
The process aligns with regulatory expectations and industry best practices. Correa stated that “those people who can participate will find a space for a percentage of their portfolio, if they wish, to be exposed to this type of asset.”
The initiative expands options for qualified Colombian investors seeking exposure to digital assets. It does not indicate wholesale transformation of pension savings strategies in the country.
Traditional asset classes maintain their dominant position in portfolio construction and allocation. Bitcoin serves as an additional diversification tool for appropriate investor segments who meet risk criteria.
2026-01-25 10:012mo ago
2026-01-25 04:512mo ago
Nigeria crypto sandbox setback after Quidax P2P halt
Nigeria has faced a significant setback in its effort to regulate its crypto industry after one of the companies participating in the sandbox halted its peer-to-peer (P2P) services. The company, which recently earned a provisional license, released a statement halting the service after five months of launching it.
The move comes as Nigeria’s Securities and Exchange Commission (SEC) tightens oversight of the crypto industry under its Accelerated Regulatory Incubation Program (ARIP). ARIP is a sandbox program designed to help crypto exchanges in the country transition from a largely informal market into a regulated industry. This way, the exchanges are integrated into Nigeria’s capital markets framework.
Nigeria faces challenges in its move to regulate the crypto industry According to its statement, Quidax claimed that the decision to halt its peer-to-peer (P2P) services was a result of user preference. Quidax informed users via email that its P2P marketplace would be shut down, removing ads, merchant chats, and other services. The exchange claimed that while it is shutting down its P2P marketplace and other services, products, including instant swaps and order book trading, would continue to operate without issues.
P2P trading has long been one of the most controversial segments of the crypto economy of Nigeria. It enables users to buy and sell digital assets directly with one another, while settling transactions through bank transfers offline. The structure has made P2P a liquidity channel, but also another headache for regulators. Analysts and experts have noted that regulating the marketplace will show the practical limits of what regulators are currently willing/able to do when it comes to the crypto industry.
While it remains very active, there have been a lot of issues concerning the service and other vices being carried out by users acting as merchants on several exchanges. In 2024, the SEC raised concerns about P2P crypto markets. The regulator highlighted several issues, including opaque transaction flows, difficulties in monitoring off-platform settlements, and the risks of exchange rate manipulation on platforms. The Nigerian regulator also noted the issue of foreign P2P platforms operating in legal grey areas in the country.
Platform licensing slows as regulators move to determine readiness According to reports, Quidax was supposed to correct all the issues and risks with its P2P service. Rather than allow P2P activity spill into informal channels, the exchange was supposed to create an internal structure that would put the service within a controlled and regulated environment. Users who sign up to become merchants would have to complete a full verification process, which includes a level 3 know-your-customer verification, two-factor authentication, and a minimum participation history. The applications were reviewed by Quidax, and approved merchants were awarded special badges.
Despite the slight success of the program and the safeguards put in place, the feature has now been discontinued, suggesting that the Nigerian regulator might even be looking into stricter models to control P2P in the future. The timing of Quidax’s announcement came at a time when things related to licensing have slowed. The exchange and fellow competitor Busha were expected to transition into full crypto licenses by August 2025, but things have since stalled, with the Nigerian regulator pausing approvals to determine its readiness.
Meanwhile, the crypto regulation in Nigeria is becoming more demanding. Earlier this year, the SEC raised minimum capital requirements for crypto platforms, slamming a N2 billion minimum balance on the platforms. Under the Investment and Securities Act (2025), digital assets are now classified as securities, bringing crypto activities under capital markets regulation. In addition, the Nigerian government recently sought to include the crypto population in its new tax regime.
The Nigerian government recently ordered crypto platforms to mandate their users to include their tax identification number in their accounts. While P2P platforms have not been provided with a standalone regulation, they are now treated as a Digital Assets Intermediary and are expected to maintain a minimum capital of N500 million. In a case where crypto services mix with P2P services, then the burdens are expected to increase.
The stock has averaged annual gains of more than 50% over the past three years.
There aren't many truly unstoppable stocks, but take a look at the recent performance of Interactive Brokers (IBKR +0.54%):
Time period
Interactive Brokers
Past 3 years
54.05%
Past 5 years
33.56%
Past 10 years
24.17%
Past 15 years
20.71%
Source: Data from Morningstar.com as of Jan. 20, 2026.
See? That certainly looks unstoppable -- and the stock's gains have generally been accelerating, too. As I write this, the stock is already up around 11% so far in 2026.
Image source: Getty Images.
If you're intrigued and are considering snapping up some shares, you might be wondering whether the stock is crash-proof.
Meet Interactive Brokers This good brokerage has been around for close to 50 years and offers electronic trading services for stocks, options, futures, currencies, bonds, gold, crypto, and more. The company and its affiliates were recently executing more than 3,600,000 trades per day. Interestingly, some 84% of its customers are outside the U.S., positioning it well for international growth and leaving a lot of room for growth in the U.S.
Today's Change
(
0.54
%) $
0.42
Current Price
$
77.63
While many brokerages have numerous brick-and-mortar locations, Interactive Brokers operates mainly electronically. This helps keep down its costs, letting it offer low prices to customers while generating fat profit margins.
Is Interactive Brokers crash-proof? I don't think any stock is really crash-proof, but the best companies seem to be able to recover from pullbacks and to adapt and change as needed.
Like any company, Interactive Brokers does face some risks. For example:
If interest rates drop, as many expect them to over the coming years, that will put pressure on companies like Interactive Brokers that earn interest on cash sitting in customers' accounts. If there is a recession in the near future, or any kind of economic slowdown, there will likely be less stock-trading activity, as investors will be less enthusiastic. For just about any company you're interested in, you can find its own long list of risks it faces in its annual 10-K report. Here are some from Interactive Brokers' 2024 report:
"Macroeconomic, geopolitical and other challenges and uncertainties could have a negative impact on our business." "Our business could be harmed by a systemic market event." "The impact of a public health emergency may have a material adverse impact on our business and results of operations." "Our future success will depend on our response to the demand for new services, products and technologies." "The loss of our key employees would materially adversely affect our business." "We may not pay dividends on our common stock at any time in the foreseeable future." Should you buy? Overall, the company's risks wouldn't keep me from investing in Interactive Brokers -- because it's growing like gangbusters. But there's something that could: Its valuation.
Interactive Brokers' shares seem overvalued at recent levels, with a forward-looking price-to-earnings (P/E) ratio of 30 (well above the five-year average of 20), and a price-to-sales ratio of 3.1 (well above the five-year average of 1.9).
So depending on your risk tolerance, you may want to hold off, too. Maybe just add the stock to your watch list, hoping for a lower price, or perhaps buy into it gradually over time.
Selena Maranjian has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Interactive Brokers Group. The Motley Fool recommends the following options: long January 2027 $43.75 calls on Interactive Brokers Group and short January 2027 $46.25 calls on Interactive Brokers Group. The Motley Fool has a disclosure policy.
2026-01-25 09:002mo ago
2026-01-25 02:322mo ago
Looking to Expand Your Portfolio's Global Diversity? These ETFs May Help
Explore how differences in cost, risk, and global diversification set these two international ETFs apart for investors.
Both Vanguard FTSE Emerging Markets ETF (NYSEARCA:VWO) and iShares MSCI ACWI ex U.S. ETF (NASDAQ:ACWX) target international stocks, but their approaches diverge. VWO is dedicated to emerging markets, focusing on companies in countries such as China, Brazil, and Taiwan. ACWX, meanwhile, includes both developed and emerging non-U.S. equities, making it a more globally diversified option. This analysis compares their cost, performance, risk, and portfolio composition to help investors weigh which may better match individual goals.
Snapshot (cost & size)MetricVWOACWXIssuerVanguardISharesExpense ratio0.07%0.32%1-yr return (as of Jan. 25, 2026)28.53%31.86%Dividend yield2.64%2.7%Beta0.560.74AUM$112.62 billion$8.53 billionBeta measures price volatility relative to the S&P 500; beta is calculated from five-year weekly returns. The 1-yr return represents total return over the trailing 12 months.
VWO has a considerably lower expense ratio, while both funds currently offer identical dividend yields.
Performance & risk comparisonMetricVWOACWXMax drawdown (5 y)-34.31%-30.06%Growth of $1,000 over 5 years$1,069$1,267What's insideLaunched nearly 18 years ago, ACWX tracks non-U.S. large- and mid-cap stocks, holding 1,796 companies across developed and emerging markets, with a portfolio tilt toward financial services, industrials, and technology. The largest positions are Taiwan Semiconductor Manufacturing Co. (2330.TW), Tencent Holdings Ltd. (0700.HK), and ASML Holding N.V. (AMS:ASML).
By contrast, VWO tilts toward emerging markets, with substantial stakes in technology, financial services, and consumer cyclical sectors. Its largest positions are Taiwan Semiconductor (commonly referred to as TSMC), Tencent, and Alibaba Group Holding Ltd. (9988.HK). TSMC alone makes up over 10% of the fund’s assets. This concentration may introduce greater volatility than ACWI’s broader diversification.
What this means for investorsWith both ETFs holding little to no U.S. stocks, investors based in the U.S. should be aware of the risks associated with investing in these ETFs compared to U.S.-centered funds.
International stocks can move very differently from American stocks and exhibit volatility that U.S. investors may not be used to, as those foreign stocks may move more closely in line with the relevant country’s economic and political structures and events.
Most of the top holdings of both ACWI and VWO are companies based in Asia. U.S. investors may want to keep an eye on relevant data and events in the relevant foreign country or continent to better understand the companies and the stock associated with each ETF.
It is also important to note that ACWI pays its dividends semi-annually, while VWO pays quarterly. Investors should consider how often they want to receive dividends throughout the year.
GlossaryETF: Exchange-traded fund that holds a basket of assets and trades like a stock on exchanges.
Expense ratio: Annual fund operating costs expressed as a percentage of the fund's average assets.
Dividend yield: Annual dividends paid by a fund divided by its current share price, shown as a percentage.
Beta: Measure of how volatile an investment is compared with a benchmark index, often the S&P 500.
AUM: Assets under management; the total market value of all assets a fund manages.
Max drawdown: The largest peak-to-trough decline in an investment's value over a specific period.
Total return: Investment performance including price changes plus all dividends and distributions, assuming reinvestment.
Emerging markets: Economies transitioning toward developed status, often with faster growth and higher investment risk.
Developed markets: Economies with mature financial systems, higher incomes, and more established regulatory frameworks.
Sector exposure: The percentage of a fund's assets invested in specific industries, such as technology or financials.
Index fund: Fund designed to track the performance of a specific market index by holding similar securities.
Large-cap and mid-cap stocks: Shares of companies with large or medium market values, typically more established businesses.
For more guidance on ETF investing, check out the full guide at this link.
2026-01-25 09:002mo ago
2026-01-25 03:002mo ago
Bloom Energy, Lumentum, and Other Hot Stocks Set up for Earnings Beats
This semiconductor and networking specialist is increasingly the chip of choice for artificial intelligence (AI) processing in the data center space.
The dawn of artificial intelligence (AI) saw Nvidia (NVDA +1.53%) take the pole position, as its graphics processing units (GPUs) provided the computational horsepower necessary to handle the rigors of AI. The stock has risen 1,160% since early 2023, fueled by unprecedented demand for its AI-centric chips.
However, 2025 saw a changing of the guard. Broadcom (AVGO 1.61%) stock outpaced Nvidia, rising 49% compared to 39% gains for Nvidia. Let's take a look at what's driving Broadcom higher and why I predict we could see a repeat performance in 2026.
Image source: Getty Images.
The next big winner The speed and flexibility offered by GPUs made them the go-to for AI training and inference in the early days of the AI boom, but priorities have begun to shift. While Nvidia's chips are still best in class and demand remains high, the sheer magnitude of energy consumption has become a consideration.
That's where Broadcom's application-specific integrated circuits (ASICs) come in. These specialized AI chips can be customized, making them more energy-efficient for specific, repetitive tasks. As a result, data center and cloud operators are shifting the mix of their AI-capable chips, substituting Broadcom's ASICs for a portion of their GPUs to save energy and, ultimately, money. The trade-off is that these ASICs don't offer the same level of flexibility as GPUs, which can be deployed for a wide variety of high-performance computing tasks.
In the fourth quarter, Broadcom generated record revenue that accelerated 28% year over year to $18 billion, driving adjusted earnings per share (EPS) that jumped 37% to $1.95. The company left no doubt that AI was fueling the results, as its AI semiconductor revenue accelerated 74% year over year to $6.5 billion.
Management expects its AI-driven growth to continue. Broadcom's first-quarter forecast calls for AI semiconductor growth of over 100% to $8.2 billion, fueled by demand for AI accelerators and Ethernet AI switches.
Today's Change
(
-1.61
%) $
-5.24
Current Price
$
320.25
Don't take my word for it Ark Invest founder and CEO Cathie Wood just released the firm's Big Ideas 2026 report, which examines disruptive and groundbreaking technologies. In the report, Wood lays out the case for ASICs:
Our research suggests that ASICs designed by companies like Broadcom ... will continue to take share as AI labs and hyperscalers search for cost-effective compute.
In short, Wood predicts that Broadcom will continue to "chip" away at Nvidia's share of the AI data center market. Furthermore, the report states that AI infrastructure investment (read "data centers") could exceed $1.4 trillion by 2030, which helps illustrate the magnitude of the opportunity.
Perhaps more intriguing is the company's valuation. Broadcom stock is currently trading at 31 times forward earnings, cheaper than Nvidia's multiple of 39. While that's still a premium, these AI chipmakers are leaders in the AI chip space, which is expected to drive their growth for years to come. That's why I own both.
That said, I predict that Broadcom stock will outpace Nvidia in 2026.
E.l.f. Beauty's stock is down, but the company has a lot of opportunities.
Last year was a roller coaster ride for e.l.f. Beauty (ELF +0.76%), but also a transformational one. The company continued to take market share, but it did see its swift revenue growth stall after running into some industry headwinds and tariff pressures.
E.l.f. also acquired the prestige skincare brand Rhode, which helps set it up for its next leg of growth.
The growth stock is now down about 40% from its highs, but its long-term outlook remains strong. Let's see why the stock looks like a good buy on this dip.
Image source: Getty Images.
Taking market share E.l.f. has taken the mass cosmetics industry (with its widely available and affordable brands) by storm over the past several years, winning huge market share away from incumbents and gaining shelf space. It's done this primarily by using a fast-follower strategy and influencer marketing.
Taking a page out of the fashion industry, and popularized by clothing brands like Zara, e.l.f. would make copies of hot-selling prestige brands and sell them at a fraction of the price. Its product quality is generally considered good, although not to the same level as the originals.
At the same time, management targeted a younger demographic and pushed hard to attract Hispanic consumers. It leaned heavily into influencer marketing and has been one of the top companies to find success with social media campaigns, particularly on TikTok.
Much of the e.l.f. brand's growth has been fueled by increased distribution and shelf space. It has done particularly well at Target, and has a strong presence in other outlets like Ulta Beauty. E.l.f. has recently expanded into Dollar General, and management thinks it still has a lot of shelf space to gain at Walmart. E.l.f. has done well in international markets, but it's still in its very early stage of international expansion and getting into more stores.
E.l.f.'s 2% to 5% organic growth outlook for the second half of its fiscal year also doesn't capture the full picture because it is facing inventory stocking headwinds. The company has said that U.S. consumption growth is running closer to 12% for the e.l.f. brand, and globally it's at about 8% as it cycles through some big European launches. Notably, the company also has a history of conservative guidance.
The Rhode to recovery The biggest growth opportunity for e.l.f., though, is with its recent acquisition of premium skincare brand Rhode. It was founded by the model and TV personality Hailey Bieber and quickly grew to more than $200 million in sales in less than three years with little paid marketing, while selling just a handful of items on its website. E.l.f. will have a number of ways to drive sales of the Rhode brand in the coming years.
The first is through increased distribution, and the company was already scheduled to launch in LVMH's Sephora stores before the Rhode acquisition. All indications were that the debut was a huge success, with the company selling an estimated $10 million in products during the first two days in the U.S. and Canada.
E.l.f. will now start introducing the brand to other Sephora locations around the globe. And after an initial exclusivity period, e.l.f. is likely to bring the Rhode brand to other outlets where it has strong relationships.
Next, the company will likely expand Rhode's small product assortment and increase marketing to drive brand awareness, which should be a growth driver.
Time to buy the stock With e.l.f. about 40% off its highs, the stock now trades at an attractive valuation, with a forward price-to-earnings ratio (P/E) of 26.5 based on fiscal 2027 analyst estimates and a price/earnings-to-growth ratio (PEG) below 0.5. Stocks with positive PEG ratios under 1 are generally considered undervalued. Given its growth opportunities, especially with Rhode, now is a great time to buy the stock.
Geoffrey Seiler has positions in LVMH Moët Hennessy-Louis Vuitton and e.l.f. Beauty. The Motley Fool has positions in and recommends Target, Ulta Beauty, Walmart, and e.l.f. Beauty. The Motley Fool has a disclosure policy.
2026-01-25 08:002mo ago
2026-01-25 01:452mo ago
Why Wall Street Is Wrong About Taiwan Semiconductor Manufacturing Stock
Wall Street expects the company to gain about 25% this year.
Taiwan Semiconductor Manufacturing (TSM +2.29%) is coming off another solid year, gaining 54% in 2025. It has many tailwinds and an excellent business model, and Wall Street rates it a buy -- with 98% of 49 covering analysts calling it one.
However, the average consensus target price is $408.50, or a 25% increase over the next 12 to 18 months. While that might sound encouraging, I think Wall Street is wrong; I think TSMC can go much higher.
Image source: Taiwan Semiconductor.
AI needs TSMC TSMC is a foundry, and it makes the semiconductors that drive much of today's technology, from smartphones and autonomous vehicles to the all-important artificial intelligence (AI). The company works with nearly every high-profile AI developer, counting names like Nvidia, Amazon, and Apple as clients. It's not the only game in town, but TSMC has the dominant position, and its partners rely on it to keep their platforms competitive.
Companies like Amazon, Meta Platforms, and Alphabet all said they were planning to increase their AI spend this year, which altogether equals several hundred billion dollars. TSMC is also raising its capital expenditure (capex) spend to meet this increasing demand, and management said that increased spend correlated with increasing opportunities. It's guiding for sales to increase 30% in 2026.
Today's Change
(
2.29
%) $
7.50
Current Price
$
334.87
The stock will follow the results A stock could move based on a variety of factors, and sometimes it doesn't seem to make logical sense; that's what often creates opportunities for astute investors.
However, in general, a stock moves along with performance. Wall Street has certain expectations for each company, and how well the company grows as well as how well it meets expectations will generally dictate where the stock goes. That's where valuation fits in, since the higher a company's earnings, for example, the higher the stock can grow without exceeding a reasonable P/E ratio.
In TSMC's case, it trades at a P/E ratio of 31, which is quite attractive for a company growing as fast as it is and with as many opportunities. The stock has gained 54% over the past year while the P/E ratio has remained essentially flat.
TSM data by YCharts
That means it should easily jump higher with increased sales and earnings.
Wall Street expects 2026 earnings per share (EPS) of $13.05 on average, up from $10.65 in 2025, a 23% increase. It's also looking for a 31% increase in sales, in line with management's guidance. However, the company beat on EPS for the past four quarters, and by quite a bit, including $0.16 in the fourth quarter.
The highest price target for TSMC stock is $520, which is 59% higher than today's price, and I think there's a good chance that it can reach that price over the next 12 to 18 months.
Jennifer Saibil has positions in Apple and Taiwan Semiconductor Manufacturing. The Motley Fool has positions in and recommends Alphabet, Amazon, Apple, Meta Platforms, Nvidia, and Taiwan Semiconductor Manufacturing. The Motley Fool has a disclosure policy.
2026-01-25 08:002mo ago
2026-01-25 01:472mo ago
3 Boring but Beautiful Dividend Stocks Perfect for Income-Focused Portfolios
Boring can be very beautiful, and the three stocks in this report offer safe, steady, growing dividends.
Some investors are built to be day traders. They have keen instincts and a computer that can rival what NASA has at its disposal.
That's not me, though. I like investments that I don't have to worry about or watch like an excitable puppy with access to an espresso machine.
Dividend stocks are more my speed, particularly when paired with a dividend reinvestment plan (DRIP). I can buy shares, flip the DRIP switch on, and forget I even bought the stock.
Boring? Maybe. But boring can be beautiful and very profitable if you know where to look. The three stocks in this article are perfect examples.
Image source: Getty Images
Oil must flow Despite my and many other investors' bullishness on alternative energy sources, such as wind, solar, or nuclear; oil is still king and is likely to remain so for decades to come. And while it technically pays a distribution and not a dividend, Enterprise Products Partners (EPD 0.45%) is a strong contender to help you profit from oil's continued dominance in the energy sector.
Today's Change
(
-0.45
%) $
-0.15
Current Price
$
33.04
The company operates a network of oil and natural gas pipelines across the United States, ensuring all that black gold gets where it needs to go. At present, the company pays an annual distribution of $2.20 per share for a yield of 6.69% at current prices. And the company has grown that dividend every year for the past 27 years. When a company achieves a growth streak that long, it is very reluctant to break it.
Enterprise is one to buy and hold for the long haul.
Bullish on the ram Baltimore-based T. Rowe Price Group (TROW 1.37%) has been providing financial and investing services to Charm City and beyond since 1937. It turns 89 this year, but its dividend growth streak is almost 40.
Today's Change
(
-1.37
%) $
-1.47
Current Price
$
105.63
At present, the dividend yields 4.77%, and the company has grown it at a rate of 7.13% over the past five years. And with negligible debt of $489.5 million, cash reserves of $3.63 billion, and a net income margin of 28.89%, I don't think its growth streak is in any danger of going anywhere. T. Rowe Price's logo might be a ram, but I'm bullish on it all the same.
Pepsi is more than OK I'm sure we've all been to a restaurant at some point and ordered a Coke, only to be asked by the server, "Is Pepsi OK?" Whatever your preference for soda might be, PepsiCo (PEP +0.13%) is more than OK. And when it comes to which one I want in my portfolio, I prefer PepsiCo to its perennial rival, Coca-Cola (KO +1.41%), any day.
Today's Change
(
0.13
%) $
0.18
Current Price
$
144.58
I'm fairly certain you're familiar with what Pepsi does, so I'll skip to the good stuff. Right now, Pepsi pays a dividend of $5.69 per share annually for a yield of 3.89% at current prices. And Pepsi has grown that dividend for 53 years running. Over the past five years, it has grown at a rate of 6.93%.
Coca-Cola's dividend, on the other hand, yields only 2.9% at current prices. And while it has grown that dividend for 63 years, its growth rate in the last five years has been only 4.46%.
With that in mind, we ought to be asking, "Is Coke OK?" Because Pepsi is fine, thank you.
Tesla's stock outlook hinges on the rollout of its robotaxi and its regulatory approvals. Management's ambitious projections often face delays and skepticism.
For crypto investors, 2025 was a year to forget. Nearly every major cryptocurrency ended the year in the red, and all the pro-crypto euphoria from the beginning of the year has long since evaporated.
But all that could change in 2026. Two longtime market bellwethers could be on the verge of a breakout, and one high-risk, high-upside altcoin could be poised to double, triple, or even quadruple in value. Let's take a closer look at 3 potential breakout candidates.
1. Bitcoin The most likely cryptocurrency to skyrocket in value this year is Bitcoin (BTC 1.04%). While the world's most popular cryptocurrency continues to struggle to break through the $100,000 price level, plenty of analysts think that it could more than double in value in 2026 from its current price of $90,000.
Image source: Getty Images.
According to a CNBC roundup of Bitcoin predictions, the upside potential for Bitcoin could be as high as $225,000. In part, that's due to the rising pace of institutional adoption. Wall Street banks are creating new Bitcoin financial products, big institutional investors are ratcheting up their asset allocations to Bitcoin, and prominent Bitcoin treasury companies -- led by Michael Saylor's Strategy (MSTR +1.32%) -- continue to load up on Bitcoin.
Today's Change
(
-1.04
%) $
-926.70
Current Price
$
88586.00
Perhaps even more importantly, the White House continues to promote a pro-crypto, pro-Bitcoin agenda. Plans are afoot to buy new Bitcoin for the Strategic Bitcoin Reserve, and new crypto market legislation due later this year could make it much easier for banks to hold Bitcoin on their balance sheets. Both of those could be tremendous catalysts for sending the price of Bitcoin higher.
2. Ethereum If there's been one clear beneficiary of the Trump administration's pro-crypto push, it's Ethereum (ETH 0.50%). That's because the world's second-most popular cryptocurrency is involved in just about every major area of the blockchain and crypto world.
Ethereum is especially strong in decentralized finance (DeFi), which is arguably the most attractive (and most lucrative) sector of the crypto industry. As the lines between traditional finance and blockchain finance continue to blur, Ethereum should see its valuation soar.
Today's Change
(
-0.50
%) $
-14.69
Current Price
$
2938.03
Case in point: After passage of major new stablecoin legislation last summer, Ethereum went on an epic rally, finally topping out around the $5,000 mark. That's because Ethereum remains the top blockchain for stablecoins.
If stablecoins powered Ethereum's growth last year, then tokenized assets will likely power Ethereum's growth this year. Quite simply, real-world asset (RWA) tokenization is shaping up to be a multitrillion-dollar market opportunity, and Ethereum remains the blockchain of choice for new asset tokenization initiatives.
3. XRP The third cryptocurrency likely to skyrocket in value this year is XRP (XRP 1.15%). Admittedly, XRP is in the doldrums right now, trading for a bargain-basement price of just $2.
Today's Change
(
-1.15
%) $
-0.02
Current Price
$
1.89
But plenty of analysts think XRP has considerable upside ahead. Last year, for example, Standard Chartered predicted that XRP would hit a price of $8 by the end of this year, and a price of $12.50 by the end of 2028. Given today's prices, that implies a potential quadrupling in price for XRP in 2026.
Admittedly, buzz and hype have fueled XRP's rallies in the past. But this time, there are real catalysts in place. For example, new spot XRP ETFs launched in November. Already, they have been a runaway success, pulling in more than $1 billion from investors in the first 50 days.
In addition, Ripple (the company behind the XRP token) recently embarked on a $2.5 billion acquisition spree, picking up a handful of companies in the blockchain and crypto space. The big idea here is to use these acquisitions for the creation of a new blockchain-powered financial infrastructure, with XRP at the core. That's the type of big idea that can help XRP at least double in value.
Important caveats for crypto investors Just keep in mind that there are no guarantees in crypto, and investing is best done over the long term. Last year, Bitcoin looked like a slam-dunk investment opportunity, and it disappointed everyone. The same goes for Ethereum and XRP.
In a best-case scenario, though, these three cryptocurrencies will skyrocket in value, fueled by powerful new catalysts and a rising pace of crypto adoption across the globe.
2026-01-25 08:002mo ago
2026-01-25 02:502mo ago
Duolingo Speaks The Language Of Long-Term Compounding
SummaryDuolingo is a highly profitable, rapidly growing leader in online language learning, now trading at a bargain valuation for the first time since its IPO.AI is an accelerator for DUOL, enhancing its product and growth opportunities, while its first-mover advantage and gamified platform create a strong moat against competition.Adjusted EV/FCF of 36.5, paired with 38% top line and 86% FCF growth for 2025, positions DUOL as cheaper and faster-growing than comparable tech peers.stockcam/iStock Unreleased via Getty Images
Introduction Duolingo (DUOL) is the leader in language teaching and a household name that needs no introduction. As a highly profitable and rapidly growing consumer tech app, Duolingo has long enjoyed a large premium. That has finally
Analyst’s Disclosure: I/we have a beneficial long position in the shares of DUOL either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
In twin columns last month, I argued that two of the most popular quantum computing stocks, Rigetti Computing (RGTI 6.05%) and D-Wave Quantum (QBTS 6.56%), are both best avoided. As 2026 begins, I still think this today.
Here's why.
Image source: Getty Images.
1. Rigetti Computing
Today's Change
(
-6.05
%) $
-1.51
Current Price
$
23.45
Rigetti calls itself a "pioneer in full-stack quantum computing," having developed, sold, and operated quantum computers for clients "since 2017." But as I argued last month, while "Rigetti's a real business, with real revenue. It's just not a business with a lot of revenue."
Rigetti's not a big enough business that it actually needs to break out its revenue by business divisions. But if Rigetti had divisions, then selling quantum computers would be its biggest business (bigger than developing or operating systems, at least). Over the three quarters of 2025 reported so far, Rigetti generated $5.2 million in revenue, 39% less than it collected in the first three quarters of 2024.
In October 2025, Rigetti announced two sales of quantum computing systems that, combined, would generate more revenue than it generated in all of the first three quarters of 2025 combined -- $5.7 million. Problem is, Rigetti won't book that revenue until the first half of 2026. Thus, when Rigetti finally gets around to reporting its Q4 2025 results in March, those sales won't be part of the results. They won't show up before Q1, or more likely Q2 of fiscal 2026, in fact.
Long story short, when Rigetti reports its Q4 2025 numbers at the start of calendar year 2026, it's probably going to "miss" analyst forecasts for $7.6 million in revenue. With sales continuing to decline, it'll probably also miss forecasts for a halving of its net losses to $0.03 per share.
Misses on both top and bottom lines won't be good news for Rigetti stock. You're better off avoiding it for now.
2. D-Wave Quantum
Today's Change
(
-6.56
%) $
-1.80
Current Price
$
25.63
Somewhat larger than Rigetti in market capitalization, D-Wave Quantum (QBTS 6.56%) is still quite small in size as a business. After years of plugging away in the single-digit millions-of-dollars for revenue, D-Wave sales surged in 2025 -- but still totaled less than $22 million through the first three quarters of that year.
D-Wave calls itself "a leader in the development and delivery of quantum computing systems, software, and services." The sizable improvement in sales this year -- more than a three-fold increase -- suggests the stock has some momentum behind it as well.
That said, most analysts agree D-Wave probably ended 2025 with less than $26 million in total revenue, and no profit at all. That's not a lot of revenue to support the stock's ultra-optimistic $9.7 billion market capitalization -- especially given that Wall Street analysts don't forecast D-Wave turning profitable before 2030 at the earliest.
Much like Rigetti, I view D-Wave as more hype than substance, and I think most of the stock's gains are attributable to momentum. Until I see D-Wave earn some real profits, D-Wave stock remains a sell for me.
Global betting companies are increasingly looking to secure a foothold in Africa's fast-growing gambling market. Super Group has been among those moving early and investing heavily in the continent.
2026-01-25 07:002mo ago
2026-01-25 01:132mo ago
Forget Tech Stocks: The Power Stock That AI Can't Live Without
Planned data center build-outs are working in its favor.
As artificial intelligence (AI) has gone mainstream, the tech sector has rightfully been the biggest beneficiary. These companies are responsible for building high-power hardware, developing and training AI, and creating the apps that people interact with daily. AI is largely why nine of the world's 10 most valuable public companies are tech companies.
However, with the expansion and adoption of AI has come a growing demand in nontech sectors, especially energy and industrials. If you're looking for a nontech stock making its mark and benefiting from AI, consider Vertiv (VRT +0.76%).
Image source: Getty Images.
Where Vertiv fits in the AI supply chain Have you ever been using your laptop and noticed it getting hot? That's because the hardware inside is creating heat as it works. Now, imagine a huge data center with thousands of servers. That's a lot of heat being generated.
Aside from being uncomfortable for workers, excessive heat can also deteriorate and break equipment. That's money companies have to spend on replacing equipment and time spent without full computing capacity.
There isn't a simple "turn on the air conditioning and let it do its job" solution, either. It requires specialized cooling infrastructure because even the most powerful air conditioning units aren't powerful enough to pull heat away. That's where companies like Vertiv come into the picture.
Vertiv makes the cooling systems and power management tools that ensure data centers don't overheat. Its liquid cooling system pulls heat away from servers more efficiently than air by a long shot, and its power management tools act as a backup power source.
Today's Change
(
0.76
%) $
1.37
Current Price
$
182.49
High demand is reflected in Vertiv's financials Vertiv stock had a good 2025, finishing the year up 42%. It has been, and should continue to be, a beneficiary of increased data center spending from some of the world's largest tech companies. There are no new data centers without cooling technology.
Vertiv also secured a partnership with Nvidia. When Nvidia designs a chip, it works with Vertiv to ensure a cooling system is ready for it once it's manufactured.
In the third quarter of 2025, Vertiv had $2.67 billion in revenue, up 29% year over year. Its operating income (profit from core operations) grew faster, increasing 39% year over year to $517 million. Vertiv's profit growing faster than revenue is a sign that it's becoming more efficient.
Vertiv's backlog -- orders that haven't been completed -- at the end of the third quarter was $9.5 billion. This puts plenty of work ahead for the company, and to help meet demand, Vertiv is investing in new manufacturing plans.
You'd be paying a premium for Vertiv's stock if you bought right now, and if performance falls short of its high expectations, there could be high volatility and a pullback. That said, its crucial role and strategic partnerships give it plenty of growth opportunities and it's worth a look.
2026-01-25 06:002mo ago
2026-01-24 22:372mo ago
DIA vs. VOOG: How Dow Jones Stability Compares to S&P 500 Growth
Explore how sector focus and risk profiles set these two popular ETFs apart for investors seeking either growth or stability.
The Vanguard S&P 500 Growth ETF (VOOG +0.40%) and the SPDR Dow Jones Industrial Average ETF Trust (DIA 0.56%)are both large, highly liquid U.S. equity ETFs, but they take distinct approaches.
While VOOG tracks the S&P 500 Growth Index, emphasizing fast-growing companies, the Dow Jones Industrial Average represents 30 established blue chip stocks.
This comparison highlights where their strategies, costs, and risk profiles diverge for investors weighing growth versus blue chip stability.
Snapshot (cost & size)MetricVOOGDIAIssuerVanguardSPDRExpense ratio0.07%0.16%1-yr return (as of Jan. 19, 2026)19.31%13.50%Dividend yield0.49%1.43%AUM$22 billion$44 billionBeta (5Y monthly)1.080.89Beta measures price volatility relative to the S&P 500. The 1-yr return represents total return over the trailing 12 months.
VOOG is more affordable on fees, with an expense ratio less than half that of DIA. However, DIA’s significantly higher dividend yield may appeal to income-focused investors.
Performance & risk comparisonMetricVOOGDIAMax drawdown (5 y)-32.74%-20.75%Growth of $1,000 over 5 years$1,965$1,601What's insideDIA tracks the Dow Jones Industrial Average, holding just 30 blue chip U.S. companies and offering exposure heavily tilted toward financial services (making up 28% of assets), technology (20%), and industrials (15%).
Its largest positions include Goldman Sachs, Caterpillar, and Microsoft. With a 28-year track record and roughly $44 billion in assets under management (AUM), DIA is a long-established, highly liquid ETF, with no notable structural quirks or leverage resets.
VOOG, meanwhile, tracks the S&P 500 Growth Index and holds 140 stocks, heavily weighted toward technology (49%), with communication services and financial services also heavily represented.
Its top holdings are Nvidia, Apple, and Microsoft. Compared to DIA, VOOG is more concentrated in high-growth tech names and has a broader roster of holdings, leading to different sector and risk profiles.
For more guidance on ETF investing, check out the full guide at this link.
What this means for investorsBoth VOOG and DIA target major indexes. VOOG contains growth stocks within the S&P 500, while DIA focuses on the Dow Jones Industrial Average.
VOOG is far broader, with nearly five times as many holdings as DIA. However, it’s also much more targeted toward technology stocks. Tech makes up close to half of VOOG’s portfolio, compared to just 20% for DIA.
Tech stocks often experience greater volatility than more established industries, as evidenced by VOOG’s higher beta and much deeper max drawdown. However, tech can also be more lucrative, as seen with VOOG’s higher one- and five-year total returns compared to DIA.
Those willing to take on more risk for greater earning potential may prefer VOOG, while investors seeking a more stable ETF might opt for DIA.
The two funds also have distinct advantages in terms of fees and dividend income. DIA charges more than double the fees of VOOG, with an expense ratio of 0.16% compared to 0.07%. This means investors will pay $16 or $7 per year in fees, respectively, for every $10,000 invested.
Despite its higher fee, DIA has the edge with a much higher dividend yield. For those seeking long-term passive income, this fund’s relative stability and higher dividend yield could be a selling point.
GlossaryETF (Exchange-traded fund): A fund holding a basket of securities that trades on an exchange like a stock.
Index: A rules-based basket of securities used to track and measure a segment of the market.
Expense ratio: Annual fund operating costs expressed as a percentage of the assets you invest.
Dividend yield: Annual dividends paid by a fund or stock divided by its current share price.
Total return: Investment performance including price changes plus all dividends and distributions, assuming reinvestment.
Beta: A measure of an investment’s volatility compared with a benchmark index, often the S&P 500.
Max drawdown: The largest peak-to-trough decline in value over a specified period.
AUM (Assets under management): Total market value of all assets a fund or manager oversees.
Blue-chip: Shares of large, established companies with stable earnings and strong reputations.
Sector weighting: The percentage of a fund’s assets invested in each industry sector.
Growth investing: Strategy focusing on companies expected to grow earnings or revenues faster than the market.
Liquidity (in ETFs): How easily ETF shares can be bought or sold without significantly affecting their price.
2026-01-25 06:002mo ago
2026-01-24 23:002mo ago
This Small-Cap Growth Stock Has Been Hit Hard By the Rise of Artificial Intelligence. But It Could Turn Into a Vibe Coding Giant.
A new acquisition could make this cheap stock a smart buy.
Artificial intelligence has the power to disrupt many industries. Software companies, in particular, have seen investors turn against them, as powerful AI tools such as Anthropic's Claude Code threaten to render many other software solutions unnecessary.
One company that's seen its stock plummet on that fear is Wix (WIX +4.65%), the leading software-as-a-service (SaaS) solution for website builders. But as the saying goes, "If you can't beat 'em, join 'em." Wix has made several AI-powered enhancements to its products over the last few years, and a major acquisition could push it into entirely new territory for the business based around vibe coding, or AI-powered programming. And investors can buy the stock on the cheap right now.
Image source: Getty Images.
Moving beyond simple websites Wix got its start in the mid-2000s helping individuals and small businesses set up simple websites. It became the largest SaaS website builder thanks to its marketing prowess. Its ability to scale the software business more than offsets the added cost of marketing, especially if it maintains high net retention rates (and it does).
The company introduced more powerful tools for website creators, called Wix Studio, in 2023, targeting agencies and freelancers who build websites for businesses. That's driven strong growth in Wix's partners segment, which climbed 24% year over year last quarter. Partners are also a driving force behind the adoption of business solutions, including payments.
The next evolution for Wix is its push into vibe coding for websites and apps. Vibe coding is the practice of using an AI agent to generate code from natural-language prompts. Last June, Wix acquired Base44, an AI company specializing in vibe coding apps. It quickly put its marketing expertise to work and successfully grew active users more than sevenfold to 2 million by November.
Today's Change
(
4.65
%) $
3.93
Current Price
$
88.49
Wix is incurring high operating and scaling costs for the AI service. However, the addressable market is massive, and it expands the company's operations beyond simple websites. If it can execute its playbook, it should see strong revenue growth, and its operating margin should rise over the long run as it offers more high-end services.
While Claude Code and other AI agents pose a challenge for Wix, the company has a proven track record of carving out significant market share in large markets through strong marketing performance and customer retention. We're already seeing that play out in the professional website design market, and it could repeat itself in the app development market, which is set to explode with advancements in vibe coding.
What makes the opportunity even more attractive is Wix's stock price. At just 13 times forward earnings expectations, the stock is an absolute bargain.
2026-01-25 06:002mo ago
2026-01-24 23:082mo ago
AGG vs. BND: Comparing Two of the Most Widely Traded Bond Funds
BlackRock and Vanguard are both known to be heavy investors in the bond market. How do their bond funds stack up against each other?
This comparison looks at two leading U.S. bond market ETFs: Vanguard Total Bond Market ETF (BND +0.11%) and iShares Core U.S. Aggregate Bond ETF (AGG +0.09%). Both aim to provide broad, investment-grade exposure to taxable U.S. bonds, making them core options for investors seeking income and portfolio diversification.
Snapshot (cost & size)MetricBNDAGGIssuerVanguardISharesExpense ratio0.03%0.03%1-yr return (as of Jan. 24, 2026)3.11%3.2%Dividend yield3.85%3.88%Beta0.270.27AUM$384.63 billion$136.5 billionBeta measures price volatility relative to the S&P 500; beta is calculated from five-year weekly returns. The 1-yr return represents total return over the trailing 12 months.
BND and AGG have similar expense ratios and dividend yields, but AGG actually pays considerably more in dividends, because its current price per share is $100.11 (as of Jan. 24, 2026), while BND’s is $74.25.
Performance & risk comparisonMetricBNDAGGMax drawdown (5 y)-17.93%-17.83%Growth of $1,000 over 5 years$852$857What's insideWith a 22-year track record, AGG is an established ETF that tracks the total U.S. investment-grade bond market, with 13,067 holdings. About 74% of the ETF’s holdings are AA-rated bonds, the second-highest rating a bond can receive for safety from debt default.
BND is very similar to AGG, as both ETFs have around 50% of their total bond holdings comprised of U.S. government bonds. However, approximately 72% of BND’s bonds are AAA-rated, the highest rating.
What this means for investorsWith BND having a higher concentration of higher-rated bonds, it will be a less risky investment because it’s tied to bonds that are less likely to default. AGG, on the other hand, has more lower-rated bonds that have more potential to default, but there’s also more potential for yields to compensate for the increased risk it carries. Although AA bonds are very unlikely to default, so the risk gap isn’t significant.
When choosing between these two ETFs, it’s more about whether investors prefer a higher-risk/higher-reward approach to the bond market or a safer one.
Regardless, investors have to exercise more patience with bond ETFs, as the bond market arguably experienced its worst year in U.S. history in 2022, and it has been a slow climb back up in prices since then. Also, both ETFs pay dividends monthly, which may be a positive for investors who prefer more frequent payouts than the common quarterly frequency.
GlossaryETF (Exchange-traded fund): A fund that trades on stock exchanges, holding a basket of underlying assets like bonds or stocks.
Expense ratio: Annual fund operating costs expressed as a percentage of the fund’s average assets.
Dividend yield: Annual cash distributions from a fund divided by its current share price, shown as a percentage.
Assets under management (AUM): The total market value of all assets managed within a fund or investment product.
Beta: A measure of how much an investment’s price moves relative to a benchmark, often the S&P 500.
Max drawdown: The largest peak-to-trough decline in an investment’s value over a specific period.
Total return: Overall investment performance including price changes plus all interest and dividend payments, assuming reinvestment.
Investment-grade bonds: Bonds rated as relatively low risk of default by major credit rating agencies.
Yield: The income generated by a bond or fund, usually expressed as an annual percentage of its price.
Diversification: Spreading investments across many securities to reduce the impact of any single holding’s performance.
Taxable bond: A bond whose interest payments are subject to federal income tax, and sometimes state or local taxes.
Inflation-protected bonds: Bonds whose principal and interest payments adjust with inflation, helping preserve purchasing power.
For more guidance on ETF investing, check out the full guide at this link.
2026-01-25 06:002mo ago
2026-01-24 23:152mo ago
Meet the Under-the-Radar AI Stock and Palantir Partner That's Up 219%
Two recent deals with Palantir and GE Aerospace are transforming this growth stock's growth prospects.
Palantir's (PLTR +2.23%) valuation may look a little rich, but there are plenty of ways to invest in its technology without buying the stock. One way is through FTAI Aviation (FTAI 0.47%), a stock that's up a remarkable 219% over the past year. Its recent deals with Palantir and GE Aerospace (GE 0.38%) have significantly strengthened the investment case for the stock. Here's why.
FTAI Aviation latest updates The company's core activity is owning and maintaining aircraft engines for airlines, cargo companies, and leasing companies. It offers a relatively lower-cost way for airlines to maintain engines, notably the V2500 and the CFM56, when their long-term service agreements signed with engine manufacturers on the initial sale run out. The CFM56 comes from CFM International, a GE Aerospace joint venture with Safran, and is used on the legacy Airbus A320 family and the legacy Boeing 737.
Today's Change
(
-0.47
%) $
-1.39
Current Price
$
292.10
FTAI maintains a competitive yet collaborative relationship with GE Aerospace, competing in engine servicing while also supporting demand for CFM engines and extending their operational lifespan.
Partnerships with Palantir and GE Aerospace The relationship with CFM International was solidified into a strategic partnership with the recent signing of a multiyear agreement, under which FTAI "secures OEM replacement part supply, thrust performance upgrades, and component repair" from CFM International.
It's a great deal for FTAI, as GE Aerospace management has pushed out the timeline for when it expects CFM56 shop visits, when engines are brought in for major overhauls and maintenance, to start declining from 2025 to 2027, on the back of strong airline demand.
Image source: Getty Images.
However, FTAI's dealmaking doesn't stop there; in November, it signed a multiyear strategic partnership with Palantir to use its artificial intelligence (AI) technology to achieve "faster production turnaround times and improved unit economics, aiming to bring further cost savings to its customers globally."
FTAI Aviation and AI Shortly after, FTAI announced the launch of FTAI Power, a business that will convert the CFM56 into power turbines used to deliver energy to data centers. Management believes it can deliver more than 100 units every year "by applying its modular maintenance model to power turbines." That model is highly likely to rely on Palantir's AI platform to digitally model the power turbines and predict when they need servicing and parts available.
As a result, FTAI benefits from increased productivity through AI and the growing demand for data center power driven by AI applications.
Image source: Getty Images.
Is FTAI Aviation stock a buy? Trading at 43 times forward earnings, the stock isn't exactly a compelling value, but it definitely has a long growth path ahead, both in servicing aircraft engines and in FTAI Power. Moreover, the inking of strategic partnerships with Palantir and GE Aerospace, both global leaders in their industries, reduces risk and could lead to future earnings estimate upgrades.
While now may be an opportune time to consider investing, FTAI is also worth monitoring for potential opportunities during any market-driven pullback.
2026-01-25 06:002mo ago
2026-01-24 23:442mo ago
These Two Crypto ETFS Offer Strong Exposure to Bitcoin
Investing in cryptocurrencies can be tricky, but these ETFs may make it simpler for investors to get involved in the booming market.
Both the Fidelity Wise Origin Bitcoin Fund (FBTC +0.12%) and CoinShares Bitcoin Mining ETF (WGMI +4.71%) offer exposure to Bitcoin (BTC 1.00%), but their approaches differ: FBTC tracks spot Bitcoin itself, while WGMI holds shares of companies tied to Bitcoin mining and infrastructure. This comparison unpacks their costs, performance, risks, and what’s inside to help clarify which ETF may appeal to a crypto-focused portfolio.
Snapshot (cost & size) MetricFBTCWGMIIssuerFidelityCoinSharesExpense ratio0.25%0.75%1-yr return (as of Jan. 24, 2026)-14.53%92.48%AUM$17.41 billion$341.93 millionBeta measures price volatility relative to the S&P 500; beta is calculated from five-year weekly returns. The 1-yr return represents total return over the trailing 12 months.
WGMI has a higher expense ratio, but it has shown significant price gains over the last 12 months, while FBTC has fallen in price.
Performance & risk comparisonMetricFBTCWGMIMax drawdown (2 y)-32.64%-62.79%Growth of $1,000 over 2 years$1,922$2,604What's insideWGMI currently invests in 25 companies, primarily in the technology sector. Its top holdings include IREN Ltd. (IREN +8.30%), Cipher Mining (CIFR +1.03%), and Hut 8 Corp. (HUT +5.62%) The fund has been trading for nearly four years and has increased in price by approximately 87.56% within that span.
FBTC, by contrast, is a single-asset trust that tracks the daily price of BTC using a Bitcoin price feed. Barely two years old, the ETF’s price has risen 85.57% since its inception.
What this means for investorsAs with most cryptocurrencies, investors must be aware of the risks associated with crypto-related ETFs. FBTC especially carries a higher risk because it’s been on the market for only 2 years and holds BTC solely. So the fund’s price can be highly volatile and reliant on the coin’s success, as cryptocurrencies are generally more volatile than stocks.
And while WGMI’s holdings are actual stocks, many of its top holdings are tied to the crypto market, so it can carry a higher risk than many other ETFs.
It should also be noted that no beta measurement is provided for either ETF. The beta measures price volatility relative to the S&P 500, and is often calculated from five-year weekly returns. And since both funds are less than five years old, that type of measurement isn’t applicable at the moment. They also don’t offer dividends.
What’s interesting with WGMI is that it may gradually become less of a Bitcoin mining ETF, as many mining companies, including those in the ETF, are actively transitioning to or incorporating high-performance computing (HPC) and AI data center operations.
Common reasons for transitions include diversifying revenue streams and/or moving away from mining, which has become increasingly controversial due to concerns about environmental impact. So if investors don’t mind the transition that WGMI is undergoing, it’s still a great option for indirect exposure to crypto.
GlossaryETF (Exchange-traded fund): A fund that trades on stock exchanges like a stock, holding a basket of assets.
Spot bitcoin ETF: An ETF that holds actual bitcoin, aiming to track its market price directly.
Bitcoin mining: The process of validating bitcoin transactions and creating new coins using specialized computing hardware.
Crypto-infrastructure companies: Businesses providing hardware, software, or services that support cryptocurrency networks and mining operations.
Expense ratio: Annual fund operating costs expressed as a percentage of the fund’s average assets.
Assets under management (AUM): The total market value of assets a fund or manager oversees for investors.
1-year return: The fund’s total percentage gain or loss over the most recent 12-month period.
Total return: Investment performance including price changes plus any income or distributions, assuming reinvestment.
Beta: A measure of an investment’s volatility compared with a benchmark index, typically the S&P 500.
Max drawdown: The largest peak-to-trough percentage loss over a specified time period.
Volatility: The degree to which an investment’s price moves up and down over time.
Diversification: Spreading investments across different assets to reduce the impact of any single holding’s performance.
For more guidance on ETF investing, check out the full guide at this link.
Microsoft's stock is up just 1% over the past year.
Microsoft (MSFT +3.45%) is set to announce its second-quarter fiscal 2026 earnings on Jan. 28. All eyes are on the tech giant as AI enthusiasm, cloud demand, and peak earnings season culminate next week. Let's dive in as to why investors should consider buying Microsoft before Wednesday.
Today's Change
(
3.45
%) $
15.55
Current Price
$
466.69
Microsoft's growth led by Azure First, Microsoft is experiencing significant growth across its businesses, led primarily by Azure. Where many companies are still in a "hype" phase with AI and cloud computing, Microsoft is generating real, significant revenue. The company also boasts substantial free cash flow, healthy margins, and a balance sheet that few can match.
Image source: Getty Images.
Last quarter, Microsoft saw an 18% increase in revenue across all businesses. Gross margin on the $77.7 billion of revenue was an impressive 69%.
Still, Microsoft's stock has been relatively flat over the past 12 months, up just 1% as of Jan. 22. The stock is arguably somewhat expensive, trading with a forward price-to-earnings (P/E) ratio of around 28. Year-to-date, the stock is down over 6%.
Buy Microsoft for the long haul If you're going to buy the stock, it really looks like much of the optimism surrounding Microsoft's cloud computing, AI strategy, and overall growth potential has already been baked in. The tech behemoth does pay a solid $0.91 quarterly dividend.
I wouldn't buy Microsoft based only on what happens during its earnings call next week. However, investors should absolutely invest in Microsoft for what it offers over the long term. The company is elite and part of the Magnificent 7. If you're looking for exponential stock price appreciation, you may be disappointed. If you're on the hunt for a solid growth and income mix with a fundamentally excellent company, Microsoft is a premier choice for long-term investors.
Catie Hogan has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Microsoft. The Motley Fool recommends the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool has a disclosure policy.
2026-01-25 06:002mo ago
2026-01-25 00:002mo ago
Palantir Stock for the Next 10 Years: Buy, Hold, or Avoid?
Palantir has recently been a top performer, with shares up 130% over the last 12 months. The company will need to overcome rising competition and a high valuation to stay relevant.
2026-01-25 06:002mo ago
2026-01-25 00:172mo ago
Why This AI Stock Could Be the Biggest Surprise of 2026
The chip manufacturer is capitalizing on a supply and demand imbalance in the memory market.
Behind every AI company is a memory provider working overtime to keep up with demand. That's why Micron Technology (MU +0.52%), a manufacturer of computer memory, could be the biggest surprise of 2026.
Today's Change
(
0.52
%) $
2.08
Current Price
$
399.66
Of course, we know Micron stock has shot up by more than 260% over the past 12 months, but the surprise is that the company will be in the driver's seat for high-bandwidth memory (HBM) for the next several years. Micron specializes in this type of memory that is vital for artificial intelligence processing. Supply is so far outpacing demand that Micron is already completely sold out through 2026.
Remember, AI is nothing without memory Memory is essential to AI's cognitive function. According to Micron's latest investor presentation, AI relies heavily on advanced memory for real-time contextual processing. This has applications from AI data centers to self-driving cars and even medical diagnostics.
A visual of a network with 'AI' written in the middle of the center computer chip.
In its first-quarter fiscal 2026 earnings, Micron reported revenue rose 57% year over year to $13.6 billion. Gross margin was nearly 57%, but the company anticipates it expanding to 68% in Q2. This top-line growth means greater profitability and potentially higher rewards for shareholders through stock buybacks and dividends. In the past couple of years, Micron has spent $1 billion repurchasing 13 million shares and paid out $1.7 billion in dividends.
The memory market could hit 12 figures soon The HBM market is expected to grow at a 40% compound annual growth rate (CAGR) through 2028. Micron expects the total addressable market to reach $100 billion by then. That milestone could be reached two years earlier than Micron originally anticipated.
Of equal importance is the leverage Micron holds in HBM pricing. Since supply is so limited, Micron can capitalize on unprecedented demand and raise prices accordingly.
The biggest risk to Micron right now is a faltering market for HBM. If AI overall plateaus or adoption slows, this would directly impact Micron. That seems somewhat unlikely, as the company is making plans to open new plants and expand existing ones in order to fulfill customer orders.
The stock has room to keep growing Micron's stock is up 38% year-to-date as of Jan. 22. Even with this substantial rise in price so early in the year, Micron is still fairly valued. Its forward price-to-earnings (P/E) ratio is currently around 12. This multiple is much lower than the tech industry average, which ranges in the mid-20s. The company's market cap has exploded to over $400 billion as of Jan. 22.
I still think there's a lot of room for Micron to grow, and the company says it is working to secure more multiyear contracts that'll lock in growth for the foreseeable future. While the headlines focus on the world's major AI players, the biggest surprise could be the behind-the-scenes memory makers like Micron.
Catie Hogan has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Micron Technology. The Motley Fool has a disclosure policy.
2026-01-25 06:002mo ago
2026-01-25 00:532mo ago
Exail Technologies: Europe's Defense Autonomy Push Creates A Compelling Buy
Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
2026-01-25 05:002mo ago
2026-01-24 20:002mo ago
Analyst Says You're Not Bullish Enough On Ethereum – What Does He Mean?
A growing number of analysts believe Ethereum’s current price action is being misunderstood. Although frustration is growing due to Ethereum’s inability to hold above $3,000, some technical analysts are quick to point out that the structure forming beneath the surface tells a very different story. According to one analyst, the real risk right now is not being bullish on Ethereum and trying to short in anticipation of a downside breakout.
Higher Lows And A Structure That Keeps Tightening The analyst’s technical view on Ethereum is focused less on short-term momentum and more on the structure developing on the chart, which he argues is even clearer than what is currently visible on Bitcoin’s chart.
Notably, Ethereum’s price action is carving out a series of higher lows on the daily candlestick timeframe chart to form a tightening triangular pattern since December 2025. This kind of behavior shows that each pullback is being absorbed at progressively higher levels, which is how strong trends reset before continuation.
Ethereum needs to avoid a breakdown below key support zones in order for this trend continuation setup to still be valid. According to the analyst, a dip under $2,860 would begin to weaken the pattern, while a close below $2,780 would invalidate the higher-low structure.
At the time of writing, Ethereum is trading around $2,950, which is dangerously close to the lower boundary of this setup. Therefore, some traders will be tempted to short Ethereum at this level, but the analyst called it the dumbest thing to do here.
As long as those levels ($2,860 and $2,780) hold, the analyst sees no technical justification for betting against ETH, especially near the lower boundary of the channel where buyers have repeatedly stepped in.
ETHUSD now trading at $2,946. Chart: TradingView If support holds, the next move would be a gradual return to the upper trendline of the channel, which is just below $3,340. A move into that region would bring price back into direct contact with overhead resistance and set the stage for a breakout if buying pressure continues to increase.
Ethereum Price Chart. Source: @Tryrexcrypto on X
The Bigger Picture Behind Ethereum’s Price Action Ethereum is entering 2026 without clear bullish momentum, a reality that has dampened sentiment across the spot and derivatives markets. Spot ETF inflows into Ethereum and Bitcoin have slowed down, and issuers have been highlighted with consistent days of outflows.
Nonetheless, major asset managers are still holding huge amounts of Ethereum and are working on diversifying their activities on Ethereum. BlackRock, for example, filed with the SEC in December to launch a staked Ethereum exchange-traded fund, a move that will bring in more institutional investors into the Ethereum ecosystem.
Speaking of staking, BitMine Technologies recently amped up its ETH staking to over $5.71 billion worth of Ethereum. On-chain data from Arkham Intelligence shows that the firm has staked an additional 171,264, worth $503.2 million, pushing its total stake to over 1.94 million ETH.
Featured image from Unsplash, chart from TradingView
2026-01-25 05:002mo ago
2026-01-24 20:002mo ago
Render holds above $2 – Will bulls face one more shakeout?
Render [RENDER] saw a good start to 2026. It saw a price growth of 85% in the first week of January, far outstripping its artificial sector peers Chainlink [LINK] and Bittensor [TAO].
Since then, the Open Interest has tailed off by nearly 30%, Coinalyze data showed. While the breakout past the psychological $2 former resistance was encouraging, the price has come back to the same demand zone.
A recent AMBCrypto report measured the on-chain metrics of RENDER against another AI token, Artificial Superintelligence Alliance [FET]. The report found that Render metrics did not measure favorably to FET.
Moreover, the longer-term downtrend on the price chart remained unbroken.
Can RENDER bulls turn this situation around?
Source: RENDER/USDT on TradingView
The positive signs were there. The OBV made a new high when RENDER rallied to $2.71 two weeks ago, showing buyers were dominant in the market. The daily RSI also remained above neutral 50, showing upward momentum was not fully expunged by the retracement.
While the indicators and the stability above $2 in recent days were promising, they also warned of a precarious position for the bulls. The $2.94 swing high from November was not breached during the recent rally, which meant the long-term downtrend was unbroken.
Why traders should wait for a dip The liquidation map showed that the cumulative short liquidation leverage nearby could drag prices lower. The $1.86-$1.88 area could be a key short-term liquidity target that RENDER prices would be drawn to.
This area lies within the higher timeframe former supply zone from $1.68-$1.86 from November.
Therefore, traders can wait for a sweep of this region before looking to buy Render tokens. The cumulative long liquidation leverage above $2.15 could attract prices higher after a dip toward $1.80.
Final Thoughts Render’s early January rally measured just over 85%, but the token was unable to shift the 1-day swing structure bullishly. Traders should anticipate a price dip below $2 in the coming days, which would likely be followed by a rebound back above $2.15. Disclaimer: The information presented does not constitute financial, investment, trading, or other types of advice and is solely the writer’s opinion.
Akashnath S is a Senior Journalist and Technical Analysis expert at AMBCrypto. He specializes in dissecting price action, identifying key market trends through advanced chart patterns, and forecasting both short-term and long-term asset trajectories. His distinct analytical method is grounded in his academic training as a Chemical Engineer. This background provides him with a systematic, process-oriented approach to market data, enabling him to analyze the complex dynamics of financial markets with precision and objectivity. Having actively covered the cryptocurrency space since the landmark 2017 market cycle, Akashnath possesses years of experience navigating both bull and bear markets. This seasoned perspective is critical to his insightful reporting on market volatility and evolution. As an active market participant, Akashnath enhances his analysis with crucial, hands-on experience. This practical application of his technical skills ensures his insights are not merely theoretical, but are also relevant and actionable for an audience looking to understand and navigate trading opportunities. He is dedicated to educating readers on the nuances of technical analysis, empowering them with the knowledge to make more informed financial decisions.
2026-01-25 05:002mo ago
2026-01-24 20:282mo ago
US Bitcoin ETFs bleed $1.72B in five-day outflow streak
US-based spot Bitcoin exchange-traded funds (ETFs) have extended their outflow streak to five days as crypto market sentiment continues to wane.
Spot Bitcoin (BTC) ETFs posted $103.5 million in net outflows on Friday, continuing an outflow streak that began the previous Friday.
Over the five days, including the four-day trading week in the US shortened by Martin Luther King Jr. Day on Monday, total outflows reached approximately $1.72 billion, according to Farside data.
The spot price of Bitcoin is $89,160 at the time of publication, having not been above the psychological $100,000 price level since Nov. 13, according to CoinMarketCap.
Bitcoin is up 2.40% over the past 30 days. Source: CoinMarketCapMarket participants often watch spot Bitcoin ETF flows to gauge retail investor sentiment and look for clues on where the trend might head for Bitcoin in the coming weeks.
The crypto market is in a “phase of uncertainty,” says SantimentIt comes as broader crypto market sentiment has been declining in recent times.
The Crypto Fear & Greed Index, which measures overall crypto market sentiment, posted an “Extreme Fear” score of 25 in its update on Sunday.
The Index has been in “Extreme Fear” territory since Wednesday. Source: alternative.meCrypto sentiment platform Santiment said in a report on Saturday that the crypto market is in “a phase of uncertainty.”
“Retail traders are heading for the exits, while money and attention are flowing to more traditional assets,” Santiment said, arguing that a turnaround from the current downside may be a near-term possibility.
“At the same time, quieter signals like supply distribution and the lack of social chatter hint that a bottom may be taking shape,” Santiment said.
“The best move is probably patience.”Meanwhile, global macro research company The Bitcoin Layer founder, Nik Bhatia, said in an X post on Saturday that the dwindling sentiment may be partly driven by recent surges in metal prices.
“With gold practically $5,000 and silver at $100, the sentiment in Bitcoin is so poor due to being left out of the metals rally that it almost feels like post-FTX $17,000 bear vibes,” Bhatia said.
“I am bullish but the painful type where fear dominates and you have to push through it,” Bhatia added.
Crypto analyst Bob Loukas said that “sentiment is in the gutter and we could argue overdue some type of strong countertrend rally.”
Magazine: A ‘tsunami’ of wealth is headed for crypto: Nansen’s Alex Svanevik
Cointelegraph is committed to independent, transparent journalism. This news article is produced in accordance with Cointelegraph’s Editorial Policy and aims to provide accurate and timely information. Readers are encouraged to verify information independently. Read our Editorial Policy https://cointelegraph.com/editorial-policy
2026-01-25 05:002mo ago
2026-01-24 20:302mo ago
Ripple Secures Access to Millions as ‘Massive' Crypto Infrastructure Partnership Extends
Ripple's renewed custody deal with Garanti BBVA expands secure crypto storage and transfers to millions of retail banking customers, signaling that institutional-grade digital asset infrastructure is moving from pilot programs to mainstream adoption.
2026-01-25 05:002mo ago
2026-01-24 20:542mo ago
Hedera Expands U.S. Government Blockchain Integration Through FedNow and Defense Applications
TLDR; Dropp from Hedera ecosystem becomes one of the few blockchain integrations in the Federal Reserve’s FedNow system The Taekion platform receives funding from the Department of Energy and usage from the Department of Defense White House Digital Asset Report references Hedera among only four distributed ledger networks Hedera transitions Taekion operations to HashSphere private ledger for enhanced security standards Hedera’s role in U.S. government blockchain infrastructure continues to expand through practical implementations rather than promotional narratives.
The network has established operational integrations with federal payment systems and defense applications. Recent developments demonstrate a methodical approach to institutional adoption.
These implementations span payment processing, data integrity platforms, and formal recognition in government reports. The progression reflects a calculated shift from experimental projects to functional infrastructure.
Federal Payment Infrastructure and FedNow Integration The Federal Reserve’s FedNow service represents a substantial upgrade to U.S. payment infrastructure. This system enables instant payment settlement across all hours and days.
Traditional banking systems typically require one to three business days for transaction completion. FedNow eliminates these delays through real-time processing capabilities.
FedNow incorporates ISO20022 payment messaging standards that financial institutions have pursued for several years. Hedera’s ecosystem includes Dropp, a micropayment solution integrated into this federal system.
This integration marks one of the limited blockchain implementations within FedNow’s operational framework. Such developments indicate deliberate selection of compatible networks.
Industry observers have taken note of these developments. Web3Alert, a cryptocurrency-focused account on platform X, highlighted the payment infrastructure advancement. The account stated, “The U.S. Federal Reserve’s FedNow system enables instant payments, 24/7, with immediate settlement.”
Web3Alert emphasized that Dropp represents one of the few official blockchain implementations for FedNow. This connection shows measured deployment strategies between federal and distributed systems.
The progress of $HBAR x US Government isn't hype
It's gradual implementation of infrastructure.
There's been a lot of noise lately around US crypto adoption from GENIUS to CLARITY to US White House's reports on digital assets.
But what's changing isn't direction, it's posture.… pic.twitter.com/YWER1sNjab
— Web3Alert (@theweb3alert) January 24, 2026
The payment integration demonstrates technical compatibility between government systems and blockchain networks. Rather than replacing existing frameworks, the implementation adds capabilities to the current infrastructure.
Financial institutions can leverage both traditional and distributed technologies. This approach maintains continuity while introducing enhanced functionality.
Defense Applications and Global Government Engagement Taekion operates as a secure file storage platform with connections to U.S. defense agencies. The Department of Defense has utilized this service, while the Department of Energy has provided funding support.
The platform focuses on tamper-proof storage and verification protocols for sensitive government data. These applications require immutable record-keeping capabilities.
Initially, Taekion combined Hedera Consensus Service with Hyperledger Sawtooth for its operations. The company recently announced a transition toward Hedera HashSphere, a private permissioned distributed ledger.
Consolidating operations within a single technology stack reduces integration complexity. This architectural decision maintains security standards while streamlining operations.
The United States White House Digital Asset Report included Hedera among four distributed ledger networks referenced in the document. This inclusion does not constitute an endorsement but indicates relevance within policy discussions.
Projects appearing in official government reports typically undergo legal and technical review processes. Such recognition places Hedera within formal consideration frameworks.
Beyond U.S. borders, Hedera has engaged with public institutions across multiple continents. Central banks and government agencies in Asia, Europe, Africa, and Australia have explored the network.
Hedera’s operational headquarters in the United States provides geographic proximity to federal agencies. Therefore, continued alignment with U.S. institutions represents an expected development pattern.
2026-01-25 05:002mo ago
2026-01-24 21:002mo ago
$1,410,000,000 DOGE in 24 Hours: Key Dogecoin Signal Just Flashed
Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
Dogecoin is now trading sideways after dropping for seven consecutive days from Jan. 14 to 20. Since Jan. 20, Dogecoin's price has traded in a range between $0.12 and $0.129. This stabilization is reflected in the derivatives market as seen in the open interest.
According to CoinGlass data, Dogecoin's open interest came in at $1.41 billion, a 0.2% increase in the last 24 hours.
Although the increase seems small, it remains significant as it might point to stabilization after a massive sell-off since the past week.
HOT Stories
The price drop in the market saw derisking across the derivatives market, with open interest falling as a result.
The slight increase in open interest remains significant as leverage gets flushed out from the market, which might yield the stabilization needed for the price to aim for the next move.
At the time of writing, Dogecoin was still trading in the red, down 0.3% in the last 24 hours to $0.1242 and down nearly 10% weekly.
The broader crypto market is mostly trading in the red early Saturday with $292 million in liquidations in the last 24 hours, according to CoinGlass data.
The Federal Reserve's interest rate decision is awaited Jan. 28, which might spark volatility in the markets. Traders expect the Fed to hold rates steady, with only two quarter-point cuts anticipated in 2026.
Dogecoin newsCyber Hornet has filed for an S&P Crypto 10 ETF, which could be the first S&P-linked spot basket and includes Dogecoin.
The 21Shares Dogecoin ETF (TDOG) was listed on Nasdaq this week. This milestone builds on 21Shares' partnership with House of Doge, which began in April 2025.
In late 2025, 21Shares launched the 21Shares 2x Long Dogecoin ETF (TXXD), offering U.S. investors twice the daily exposure to Dogecoin, and introduced a Dogecoin ETP in Europe — the only one endorsed by the Dogecoin Foundation.
The developer team at Dogecoin Foundation and House of Doge has announced the "Such" app, expected in the first half of 2026. The Such app is anticipated to bring new ways to interact with and further utility to Dogecoin.
2026-01-25 05:002mo ago
2026-01-24 21:042mo ago
Bitcoin Acts Like Cash in Market Turmoil While Gold Reasserts Its Safe-Haven Role
Bitcoin is often promoted as sound, censorship-resistant money designed to thrive during periods of global uncertainty. Yet recent market behavior tells a different story. As geopolitical tensions intensified over the past week, bitcoin became one of the first assets investors sold, while gold surged to fresh record highs.
Market volatility spiked after U.S. President Donald Trump threatened tariffs against NATO allies over Greenland and as speculation grew about potential military activity in the Arctic. Instead of benefiting from the uncertainty, bitcoin declined. Since Jan. 18, when the tariff threats first emerged, bitcoin has fallen about 6.6%, while gold has climbed roughly 8.6%, pushing close to the $5,000 level.
The divergence highlights how bitcoin and gold function differently within investment portfolios during risk-off environments. Bitcoin trades 24/7, settles instantly, and offers deep liquidity, making it easy to sell when investors need quick access to cash. Gold, on the other hand, is less liquid in the short term and is typically held rather than sold during periods of stress. This dynamic has led analysts to describe bitcoin as behaving more like an “ATM” in moments of panic rather than as “digital gold.”
According to NYDIG’s Global Head of Research Greg Cipolaro, liquidity preference dominates during periods of uncertainty. Bitcoin’s higher volatility and widespread use as a leveraged asset mean it is often sold to reduce risk, unwind leverage, and manage portfolio volatility, even if its long-term narrative remains intact. Gold, by contrast, continues to act as a true safe-haven and liquidity sink.
Structural factors reinforce this gap. Central banks are accumulating gold at record levels, creating persistent demand. Meanwhile, on-chain data suggests long-term bitcoin holders are moving older coins to exchanges, signaling ongoing selling pressure that weighs on prices.
The difference also reflects how investors perceive current risks. Today’s turbulence is viewed as episodic, driven by tariffs, policy shocks, and geopolitical threats rather than systemic collapse. Gold excels as a hedge against immediate confidence shocks and war risk. Bitcoin, however, may be better suited for longer-term concerns such as fiat debasement, sovereign debt crises, and slow-moving erosion of trust in financial systems.
<Copyright ⓒ TokenPost, unauthorized reproduction and redistribution prohibited>
2026-01-25 05:002mo ago
2026-01-24 21:102mo ago
Dogecoin Price Stabilizes as Open Interest Signals Market Reset
Dogecoin (DOGE) is showing signs of stabilization after experiencing seven consecutive days of price declines between January 14 and January 20. Following this sell-off, Dogecoin’s price has entered a consolidation phase, trading within a narrow range between $0.12 and $0.129 since January 20. This sideways movement suggests that selling pressure may be easing, allowing the market to reset after a volatile week.
This stabilization is also visible in the derivatives market. According to CoinGlass data, Dogecoin’s open interest currently stands at $1.41 billion, marking a modest 0.2% increase over the past 24 hours. While the rise may appear minor, it is notable in the context of a broader market derisking event, during which leverage was significantly flushed out. The slight uptick in open interest could indicate renewed confidence among traders and a potential foundation for Dogecoin’s next price move.
Despite these early signs of balance, Dogecoin remains under pressure in the short term. At the time of writing, DOGE is trading at approximately $0.1242, down 0.3% over the last 24 hours and nearly 10% on a weekly basis. The broader cryptocurrency market is also largely in the red, with around $292 million in liquidations recorded in the past day, according to CoinGlass. This cautious market sentiment reflects ongoing uncertainty as traders await macroeconomic signals.
One major catalyst on the horizon is the U.S. Federal Reserve’s interest rate decision scheduled for January 28. While markets widely expect rates to remain unchanged, any deviation from expectations could introduce fresh volatility across risk assets, including cryptocurrencies. Current projections suggest only two quarter-point rate cuts may occur in 2026, keeping monetary conditions relatively tight.
On the fundamental side, Dogecoin continues to gain institutional and ecosystem momentum. Cyber Hornet recently filed for an S&P Crypto 10 ETF that would include Dogecoin, potentially marking the first S&P-linked spot crypto basket. Meanwhile, the 21Shares Dogecoin ETF (TDOG) has been listed on Nasdaq, expanding regulated exposure for investors. Looking ahead, the Dogecoin Foundation and House of Doge plan to launch the “Such” app in the first half of 2026, aiming to enhance Dogecoin’s utility and user engagement.
<Copyright ⓒ TokenPost, unauthorized reproduction and redistribution prohibited>
The crypto market showed resilience after former U.S. President Donald Trump warned that Canada could face sweeping 100% tariffs if it deepens trade relations with China. Despite the heightened geopolitical tension and renewed trade war rhetoric, Bitcoin price remained stable around the $89,000 level, signaling muted market reaction and sustained liquidity in digital assets.
Trump issued the warning via Truth Social, stating that Canada should not become a gateway for Chinese goods entering the United States. He argued that closer Canada–China trade ties could expose Ottawa to Beijing’s influence and weaken domestic industries in North America. Trump added that any formal trade agreement between Canada and China would trigger automatic 100% tariffs on all Canadian products entering the U.S., framing the issue as both an economic and national security concern.
The comments followed reports highlighting Canada’s evolving relationship with China, which added credibility to Trump’s warning and briefly raised uncertainty across global markets. However, cryptocurrency prices showed limited volatility. Bitcoin hovered near $89,300 with only minor hourly and daily declines, while Ethereum traded around $2,950, posting small gains amid intraday fluctuations. Major altcoins such as XRP, BNB, and Solana recorded mixed performance, while TRON outperformed in the short term but lagged on a 24-hour basis.
Institutional interest in crypto remains strong despite macro uncertainty. Ark Invest, led by Cathie Wood, recently filed for a crypto index ETF that would include Bitcoin alongside major altcoins such as ETH, SOL, XRP, and ADA. This move reflects growing confidence in digital assets even as geopolitical risks rise.
Market participants appear to be treating Trump’s tariff threat as policy rhetoric rather than an immediate economic shock. Analysts note that traditional markets typically react first to trade escalations, with crypto following only if risk-off sentiment intensifies. For now, steady liquidity conditions and ongoing institutional participation are helping Bitcoin and the broader crypto market maintain stability despite rising U.S.–Canada–China trade tensions.
<Copyright ⓒ TokenPost, unauthorized reproduction and redistribution prohibited>
2026-01-25 05:002mo ago
2026-01-24 21:202mo ago
Bitcoin ETFs See $1.72B Outflows as Market Sentiment Turns Bearish
Bitcoin ETFs experienced a sharp reversal in momentum as significant outflows erased much of the recent gains, according to data from SoSo Value. Over a five-day period, nearly $1.72 billion exited spot Bitcoin ETFs, pushing total net asset value down to $115.88 billion from $124.56 billion recorded on January 16. This sustained withdrawal trend reflects a cooling sentiment among investors rather than a single-day shock.
BlackRock’s iShares Bitcoin Trust (IBIT) emerged as one of the largest contributors to the outflows, reporting $101.62 million in redemptions. Fidelity’s Wise Origin Bitcoin Fund (FBTC) followed as the second-largest contributor, with $1.95 million in net outflows. As a result, cumulative net inflows across all Bitcoin ETFs declined to $56.49 billion from $57.82 billion, highlighting the impact of consistent redemptions over multiple sessions.
The outflow trend began on January 16, when $394.68 million left Bitcoin ETFs, ending a four-day inflow streak that had added $1.81 billion. After markets reopened on January 20 following the weekend, redemptions resumed immediately with $483.38 million in net outflows. Selling pressure intensified on January 21, which marked the largest single-day outflow at $708.71 million. Although outflows briefly slowed to $32.11 million on January 22, they accelerated again the following day.
Trading activity also weakened alongside the ETF outflows. Daily trading volume fell to $3.36 billion by January 23, down from $5.51 billion recorded just two days earlier, signaling reduced investor engagement.
Broader market indicators have reinforced the bearish outlook. A Coinbase Institutional survey revealed that 26% of institutional investors now believe the crypto market is in a bear phase, a sharp rise from September levels. On-chain data from CoinGlass showed the Coinbase Bitcoin Premium Index remained negative for nine consecutive days, while the Fear and Greed Index registered extreme fear at 25. Glassnode data further indicated persistent selling pressure, with much of Bitcoin’s circulating supply currently held at a loss, adding to downside risk despite Bitcoin trading around $89,400 at press time.
<Copyright ⓒ TokenPost, unauthorized reproduction and redistribution prohibited>
Crypto markets are flashing historic warning signs as 1929-era parallels revive debate over valuation stress and downside risk, with bitcoin emerging as a potential catalyst in a fragile global market moment.
Bitcoin [BTC] treasuries, led by Michael Saylor’s Strategy, scooped up 494,000 BTC in 2025, bringing their collective holdings to 1.13 million coins.
According to Bitcoin For Corporations (BFC), corporate treasury firms scaled holdings despite BTC closing 2025 in the red, down 6.4%, and underperforming every asset class, including silver and gold.
Source: X/BitcoinForCorps
The report added that although major Bitcoin buys slowed later in 2025 as market correction deepened, the treasury firms didn’t offload their stash. In fact, overall holdings climbed steadily, as shown by the chart.
According to BFC, capital raising for BTC by the treasuries shifted to preferred stocks or the so-called ‘digital credit’ that offers variable interest rates.
In fact, Strategy deployed five of its preferred stocks, which have since surpassed its convertible debt offerings, thereby reducing overall bankruptcy risk. Metaplanet also unveiled Mars and Mercury, while Strive issued SATA preferred stock to advance its capital-raising war chest.
Treasuries hit 5% of total BTC supply Overall, the newly deployed mechanics allowed the corporate treasury firms to scale their holdings to 5.1% of the total BTC supply, according to Bitbo data. Out of this, Strategy represents two-thirds, or about 3.3%, at 709,715 BTC.
Source: BitBo
In contrast, ETFs control 7.1% or nearly 1.5 million BTC as of early 2026, underscoring their lead in institutional demand. This has made the BTC price extremely sensitive to ETF flows.
The collective demand from treasury firms and ETFs, as tracked by the 30-day average Apparent Demand Growth (ADG) metric, has been negative since December. This meant that even if treasury firms increased their holdings, the potential sell-off from ETFs could drag the market.
Source: CryptoQuant
In fact, even the selling pressure from long-term holders (LTHs) or investors who have held BTC for more than 5 months had eased significantly in the past few months (blue line).
But the ADG remained negative, underscoring that steady ETF demand had yet to pick up momentum.
In the Q2 2025 bull run, the explosive recovery from $74K to over $120K occurred when the Apparent Demand Growth metric turned positive (green bars). Put differently, the BTC price may remain muted below $100k until overall demand improves.
Final Thoughts BTC treasuries crossed 1 million coins, reaching 5% of the total BTC supply Apparent Demand Growth has remained negative since December and continues to decline, suggesting prolonged price weakness for BTC.
2026-01-25 05:002mo ago
2026-01-24 22:302mo ago
Ark Files SEC Registration for Crypto ETF Benchmark Led by BTC, ETH, XRP
Ark Investment Management has filed with the SEC for a broad, futures-based crypto ETF led by bitcoin, ethereum, and XRP, aiming to offer scalable, diversified exposure to the digital asset market without direct token ownership.
2026-01-25 05:002mo ago
2026-01-24 23:402mo ago
$47M Bitcoin Vanishes From South Korean Prosecutors' Custody in Shocking Seizure Mishap
Authorities have not confirmed the exact amount missing, but a local report put the loss at $47.7 million, possibly stolen after an agency worker clicked a phishing link.
The Gwangju District Prosecutors’ Office recently discovered that the Bitcoin it had confiscated in a criminal case and stored as part of an investigation was no longer accessible, according to a report by a South Korean news outlet.
It is estimated that the losses are at “hundreds of billions of won,” though the exact figure has not been publicly confirmed.
Bitcoin Missing From Government Storage The incident reportedly came to light during a routine internal inspection of seized financial assets, a process that includes checking passwords and access information kept on removable storage devices such as USB drives. A prosecution official cited in local coverage said the loss may have occurred after someone accidentally accessed a so-called “fake site” while conducting the inspection. This has raised the possibility that the BTC was compromised through a scam link rather than a direct breach of a secured system.
Meanwhile, another local media, “The Chosun Daily,” reported that roughly 70 billion won (about $47.7 million) worth of Bitcoin was missing, and that the suspected cause was a phishing attack triggered when an agency worker visited a fraudulent website. The report stated that the wallet password or access credentials may have been exposed externally, which enabled attackers to drain the seized holdings.
Authorities are reportedly working to determine the circumstances of the loss and trace the whereabouts of the seized assets, but could not disclose specifics.
Phishing Threats Persist Phishing remains one of the most common tactics used to steal crypto, and they rely on spoofed websites or messages designed to trick victims into entering sensitive information such as private keys or login details. These scams threaten both individual and institutional crypto holders across the world.
Earlier this year, users of Ledger, the prominent France-based crypto hardware wallet company, were targeted in a phishing scam following a data breach at its e-commerce partner, Global-e. After Ledger confirmed that customer contact and order details were exposed, scammers sent personalized emails claiming a fake merger between Ledger and Trezor.
You may also like: GoMining Survey Shows 55% of Bitcoiners Never Use it for Real-World Payments Bitcoin Price in the Crosshairs Again as Trump Threatens Canada With 100% Tariffs Robert Kiyosaki Ignores BTC and ETH Prices – Here’s Why You Should Too The messages instructed users to “migrate” their wallets by entering 24-word recovery phrases on a spoofed site.
In December, Bitget CEO Gracy Chen warned of a rise in phishing scams using fake Zoom and Microsoft Teams meetings to steal crypto. Hackers send bogus links via Telegram or fake Calendly pages, then claim audio or connection issues during calls to trick victims into downloading malware. Chen urged users to verify meeting links, avoid installing software during calls, and report suspicious contacts immediately.
Tags:
2026-01-25 04:002mo ago
2026-01-24 21:452mo ago
3 Brilliant Dividend Stocks to Buy Now and Hold for the Long Term
If you like dividends, you'll want to look at W.P. Carey, Realty Income, and Ares Capital.
Dividend stocks come in all shapes and sizes, from boring and safe to highly risky. There are good investment options all across the range. Here's why you might want to buy Realty Income (O 0.18%), W.P. Carey (WPC +1.08%), and Ares Capital (ARCC 0.57%) to collect yields of up to 9.1%.
Image source: Getty Images.
Realty Income keeps it boring Realty Income is the largest net lease real estate investment trust (REIT), with a portfolio of more than 15,500 properties. It is more than three times the size of runner-up W.P. Carey. The size difference is an advantage in that it allows the investment-grade-rated real estate investment trust easier access to capital markets. That, in turn, leads to a lower cost of capital.
Today's Change
(
-0.18
%) $
-0.11
Current Price
$
60.74
Realty Income has been focusing on increasing the number of growth paths it has. For example, it has expanded into Europe, started investing in casinos, and just recently entered the Mexican market. That's all good news, but there's one overriding fact that you have to accept if you buy the stock: Realty Income is a slow-growing business because of its vast size. However, if you are a conservative dividend investor, that could be just what you are looking for.
With a 5.3% yield and a 30-year history of annual dividend growth, Realty Income could be a cornerstone investment for your retirement portfolio.
A dividend reset sets W.P. Carey up for growth While Realty Income boasts decades of dividend growth, peer W.P. Carey cut its dividend in 2023. However, it has increased the dividend every quarter since the cut. That's important because it shows that the dividend cut was actually a business reset, precipitated by the REIT's decision to exit the troubled office sector.
Today's Change
(
1.08
%) $
0.74
Current Price
$
69.29
Today, W.P. Carey invests in industrial, warehouse, and retail assets in the United States and Europe. The capital raised from the office exit was used to buy new properties. Meanwhile, W.P. Carey's smaller size relative to Realty Income means it will have an easier time growing its portfolio. For example, in the third quarter of 2025, Realty Income's adjusted funds from operations (FFO) increased just under 3%, while W.P. Cary's adjusted FFO expanded nearly 6%.
With a 5.3% yield, investors willing to accept that the dividend cut was merely a reset may find W.P. Carey an appealing choice.
Ares Capital's dividend will vary Last up is Ares Capital and its huge 9.1% dividend yield. Ares is one of the largest business development companies (BDCs). Like REITs, BDCs pay out at least 90% of their taxable income as dividends to avoid corporate-level taxation. However, BDCs make high-interest-rate loans to smaller companies, which is an inherently riskier business model. There are positives and negatives to consider.
Today's Change
(
-0.57
%) $
-0.12
Current Price
$
20.78
The positive is that the company's average loan yield of 10.6% generates more than enough income to cover its hefty dividend. The negative is that recessions often lead to BDCs having a large number of troubled loans. That usually forces a dividend cut. However, the BDC structure means that dividends are likely to recover alongside the economy.
With an ultra-high yield, Ares Capital could be a good addition for those with the financial leeway to accept a variable dividend.
Three options to consider across the risk spectrum Realty Income is slow and boring, but it is also a reliable dividend payer. W.P. Carey offers more opportunities for growth, which should support a long-term return to reliable dividend growth. And Ares Capital is a high-yield and high-risk dividend stock that could be a complement to lower-yielding investments. Do a deep dive, and there's likely to be one dividend stock here that will serve you well as a long-term investment.
2026-01-25 04:002mo ago
2026-01-24 22:002mo ago
The 5 Most Popular Stocks on Robinhood to Begin 2026
The Robinhood Investor Index details which sectors and specific stocks investors are buying to start 2026.
Following the end of each calendar quarter, the Securities and Exchange Commission (SEC) requires firms managing over $100 million in stocks to file a form 13F. This document itemizes which positions institutional investors bought and sold during the most recent quarter. While this can help everyday investors learn where the "smart money" is flowing, it's also a backward-looking analysis.
If you're looking for more real-time insight, you may want to check out the investor index on Robinhood Markets. Below, I'll detail the top five stocks held across Robinhood accounts and explain how these stocks can help you manage a well-balanced, diversified portfolio.
Image source: Getty Images.
1. Nvidia According to Robinhood's data, the top opportunity investors are choosing right now is large-cap electronic technology stocks. With that in mind, is it any surprise that the top allocation in this category is Nvidia (NVDA +1.53%)?
Over the last three years, Nvidia has blossomed into a full-stack artificial intelligence (AI) giant across both hardware and software ecosystems. The company's graphics processing units (GPUs) and CUDA software platform are heavily utilized by major hyperscalers across the artificial intelligence (AI) value chain.
Considering capital expenditure (capex) budgets are expected to accelerate in 2026 and through the remainder of the decade, I suspect growth investors will not only continue holding Nvidia stock, but choose to double down on the AI infrastructure king.
Today's Change
(
1.53
%) $
2.83
Current Price
$
187.67
2. Amazon The top position in Robinhood's retail category is Amazon (AMZN +2.12%). While most investors may view Amazon through the lens of e-commerce or cloud computing, the company has many more layers.
Amazon also operates across streaming, advertising, consumer electronics, subscriptions, grocery delivery, gaming, robotics, medical and pharmacy services, and even autonomous vehicles and broadband services.
In addition to AI-driven tailwinds, Amazon could witness a surge from its cost-friendly marketplace given some murky economic headlines featuring stubborn inflation and high unemployment.
To me, Amazon is a unique balance between growth and value right now and has proven to be a durable, resilient moneymaker during any economic cycle.
3. Tesla The top stock in the consumer durables vertical on Robinhood is Tesla (TSLA 0.07%). As you likely know, Tesla is a pioneer in both the electric vehicle (EV) and sustainable energy markets.
What investors may not understand, however, is that Tesla's EV business is headed for declining sales for a second straight year. Rising competition overseas in combination with some diminishing brand equity given Elon Musk's political rhetoric has taken its toll on the core business.
This raises the question: Why is Tesla stock so popular? I see two primary reasons.
First, Tesla tends to exhibit characteristics of a meme stock -- often witnessing pronounced volatility based on the latest headline or social media post from Musk.
Broadly speaking, retail investors -- which is Robinhood's primary end user -- have a higher appetite for risk given their lack of a fiduciary responsibility. This is all to say that, in my eyes, Tesla might be a popular choice among day traders using the Robinhood app.
In addition, Musk is on a mission to transform Tesla from a car business to a tech-enabled services platform. His plan is to build a fleet of autonomous systems spanning cars and robots.
While Tesla's ambitions in these fields, often referred to by codenames Optimus (for its robotics) and Cybercab (for its autonomous vehicle), have so far been limited, each of these moonshots could usher in additional trillions in value should the company pull off its mission.
All told, I think Tesla is a speculative stock that investors are willing to hold given its asymmetric risk-reward profile.
4. Apple Following Nvidia in the electronic technology category is Apple (AAPL 0.13%). Unlike Nvidia, however, Apple shouldn't be viewed as a hypergrowth AI play.
Instead, Apple's 2 billion+ install base provides the company with nearly unmatched customer lock-in. While the company's growth profile isn't as robust as it once was, Apple remains an enormously profitable enterprise.
If you're looking for a safe haven stock in an otherwise volatile sector such as technology, I can't think of a better example than Apple. The company is basically a royalty play on the consumer electronics industry, earning higher fees and margins every few years as customers upgrade their devices.
To me, Apple is a great blue chip stock to own and serves as a complement to less predictable growth stocks.
5. Ford The second-largest position in the consumer durables category behind Tesla is Ford Motor Company (F 1.09%). While Ford is not the name that often surfaces when you think about market-beating returns, the company still has plenty of compelling attributes.
In particular, Ford offers investors a generous 4.5% dividend yield and often supplements this distribution through special dividends. In addition, the company's forward price-to-earnings (P/E) ratio of 9 is well below that of the broader market -- with the S&P 500's forward P/E hovering around 24 at the time of this writing.
Given the company's reasonable price point and reliable passive income stream, Ford is a solid choice for value investors.
2026-01-25 04:002mo ago
2026-01-24 22:002mo ago
BlackRock's Jay Jacobs: We're seeing a lot of resilience