Market Signal Briefing

XBTO CEO Philippe Bekhazi told CoinDesk in an interview that ETFs, derivatives hedging, and corporate treasuries are compressing BTC swings, while metals absorb the macro stress trade.

Crypto could be in “optimal conditions” for a breakout as Bitcoin whales and sharks accumulated 36,322 Bitcoin over the past nine days while retail dumped, according to analysts from Santiment. 

“Bitcoin’s whales & sharks continue to accumulate,” Santiment said in an X post on Tuesday, after Bitcoin (BTC) dropped 4.55% over 24 hours, trading at $89,110 at the time of publication.

Between Jan. 10 and Jan. 19, Bitcoin wallets holding between 10 and 10,000 Bitcoin (also referred to as “smart money”) accumulated $3.21 billion in Bitcoin.

Retail wallets, described as those holding less than 0.01 BTC, offloaded 132 BTC ($11.66 million) over the same period, according to Santiment.

Bitcoin is up 0.93% over the past 30 days. Source: CoinMarketCap“Optimal conditions for a crypto breakout are when smart money accumulates and retail dumps,” Santiment said. “Geopolitical issues aside, this pattern continues to great a long-term bullish divergence.” 

Bitcoin tumbles on tariff threatsSince Donald Trump’s inauguration in January 2024, Bitcoin has experienced volatility whenever the US president has floated new tariffs. 

It happened again on Monday, as Trump discussed imposing tariffs on eight European countries as part of his push to claim Greenland, leading to Bitcoin falling almost 7%.

Last week, CryptoQuant CEO Ki Young Ju said that “retail has left Bitcoin markets and whales are buying.” 

However, Santiment pointed out on Tuesday that Bitcoin is seeing one of the highest increases in discussion rates on social media among the crypto community, including comparisons to metals like gold and silver, which reached new all-time highs on Monday amid rising geopolitical tensions.

Crypto sentiment down as markets remain BTC-focusedOther crypto indicators suggest that market participants are cautious and still heavily Bitcoin-focused compared to other cryptocurrencies.

Meanwhile, the Crypto Fear & Greed Index, which measures overall crypto market sentiment, posted a “fear” score of 32 in its Tuesday update.

The Altcoin Season Index, which is based on the performance of the top 100 altcoins relative to Bitcoin over the past 90 days, reads a “Bitcoin Score” of 29 out of 100.

Crypto analyst Will Clemente said in an X post, “Being objective, it’s tough to be excited about Bitcoin here based on price action.” 

Magazine: Here’s why crypto is moving to Dubai and Abu Dhabi

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Gold’s dramatic rally, rising nearly 70% in a year and marking its strongest performance in almost 50 years, has significantly boosted investor interest across both traditional and digital markets. As geopolitical tensions escalated and concerns over new tariffs resurfaced, demand for safe-haven assets intensified. Among the standout beneficiaries was tokenized gold, a fast-growing segment of the crypto market that combines blockchain technology with physical gold backing.

According to a report by crypto exchange CEX.io, gold-backed cryptocurrencies such as Tether Gold (XAUT) and Paxos Gold (PAXG) experienced explosive growth in 2025. Trading volume for tokenized gold reached an impressive $178 billion for the year, with $126 billion recorded in the final quarter alone. This surge pushed tokenized gold trading activity beyond that of most traditional gold exchange-traded funds, trailing only the SPDR Gold Shares (GLD), which manages $165 billion in assets.

The report noted that if tokenized gold were categorized as an ETF, it would already rank as the world’s second-largest by trading volume. However, the market remains highly concentrated, with Tether’s XAUT accounting for roughly 75% of fourth-quarter trading volume. Despite this concentration, overall market capitalization for tokenized gold jumped 177% year over year, surpassing $4.4 billion. While this figure is still small compared to the estimated $32 trillion global gold market, it highlights rapid adoption and growing investor confidence.

Retail investors have played a crucial role in driving this growth. Unlike some tokenized assets limited to accredited investors, tokenized gold allows fractional ownership with no minimum investment. This accessibility has been especially appealing in emerging markets, where traditional gold investment products may be difficult to access.

As gold prices climbed to around $4,750, nearly 10% higher since the beginning of the year, analysts remain bullish. Gracy Chen, CEO of crypto exchange Bitget, believes gold could soon approach the $5,000 mark, citing renewed tariff concerns and continued demand for defensive assets. With blockchain-based gold offering liquidity, transparency, and global access, tokenized gold is increasingly positioning itself as a compelling alternative to traditional gold investments.

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Bitcoin is trying to hold above the $91,000 level as the market searches for support, but demand remains fragile after weeks of volatility. While the recent decline has pressured sentiment, a CryptoQuant report suggests January is still shaping up as a recovery phase rather than a full breakdown. The analysis points to cautious optimism driven by institutional and whale-level accumulation, while retail participation remains hesitant and risk-averse.

According to Binance-related data, Bitcoin’s spot price action and funding rates have started to diverge in early 2026, signaling a spot-driven market environment. This setup is often viewed as constructive because it implies the latest move is being supported more by real spot buying than by excessive leverage in derivatives. In practice, a spot-led trend tends to reduce the risk of sudden liquidation cascades, which have recently amplified downside moves across the crypto market.

Bitcoin Binance Divergence BTC-USDT and Funding Rate | Source: CryptoQuant CryptoQuant notes that spot-driven conditions can also create more durable rallies, since they attract organic inflows and allow price to climb without relying on unstable speculative positioning. Historical comparisons to the 2021 and 2024 cycles show similar divergences between spot strength and muted funding rates often preceded extended upside expansions, ranging from 20% to 50%.

The CryptoQuant report raises a bigger question that many investors are now debating: is the traditional four-year Bitcoin cycle starting to fade? As the market matures, analysts argue that the old post-halving pattern may no longer apply in the same way. Since 2024, spot Bitcoin ETFs and corporate treasuries have been absorbing a growing share of supply, potentially creating steadier demand and reducing the boom-and-bust dynamics that defined prior cycles.

This argument gained traction in 2025. Despite being a post-halving year, Bitcoin failed to deliver the type of parabolic rally seen in previous cycles, while altcoins also struggled to produce a true “altseason.” That divergence has led some analysts to conclude that halvings are becoming less dominant as a driver, especially now that Bitcoin trades as a $2T+ macro asset.

Instead, market direction may be increasingly shaped by global liquidity conditions, including Federal Reserve policy, M2 growth, geopolitical risk, and large-scale institutional flows. Analysts like Raoul Pal have framed this as a shift toward longer liquidity cycles that could last five years or more, reinforcing the idea that the four-year framework may be outdated.

The report also highlights Binance as a critical reference point. Historically favored by whales, Binance remains a major leading indicator for broader crypto market positioning and flows.

Bitcoin Weekly Chart Signals Fragile Recovery Bitcoin is attempting to stabilize after weeks of heavy selling pressure, but the weekly structure still reflects a market fighting to reclaim lost ground. BTC is trading near $91,075 after printing a sharp weekly pullback, reinforcing that volatility remains elevated even as price tries to base. The recent rebound from the sub-$85,000 region shows buyers stepping in aggressively, yet the recovery still looks fragile while broader macro uncertainty keeps risk appetite limited across crypto.

BTC consolidates around key level | Source: BTCUST chart on TradingView From a technical perspective, Bitcoin is hovering around the zone where previous support has flipped into resistance. Price is currently sitting near the rising 100-week moving average (green), which is acting as a key pivot for bulls. Holding above this level would signal that demand is strong enough to absorb supply during dips. However, the 50-week moving average (blue) has rolled over and remains above price, highlighting that the broader trend has not fully reset bullish momentum.

The 200-week moving average (red) continues to trend higher far below current levels, confirming the long-term uptrend remains intact. For now, the market likely needs a clean weekly reclaim above $95,000 to shift sentiment. Until then, this bounce risks being treated as corrective rather than trend-confirming.

Featured image from ChatGPT, chart from TradingView.com 

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Trend Research has strengthened its Ethereum position with an additional purchase of 9,939 ETH, valued at $30.85 million, bringing its total holdings to 636,815 ETH, worth approximately $1.98 billion at current prices.

The Hong Kong-based firm transferred the newly acquired 9,939 ETH to Aave V3 and then borrowed $20 million in USDT to purchase more Ethereum, reinforcing its long-term accumulation strategy. Trend Research founder Jack Yi previously stated that the company remains bullish on Ethereum and intends to continue buying until the next bull market arrives.

Meanwhile, BitMine Immersions Technologies announced the purchase of an additional 35,268 ETH over the past week, raising its total holdings to 4,203,036 ETH, valued at $12.73 billion. According to BitMine Chairman Thomas Lee, the company stakes more ETH than any other entity globally, generating $374 million annually from staking. BitMine also holds 192 BTC, worth approximately $17.39 million.

Institutional demand is also evident in U.S.-listed spot Ethereum ETFs, which have accumulated $479.04 million in ETH over the past five days and hold $20.43 billion in Ethereum, representing roughly 5.14% of the cryptocurrency’s market capitalization.

Sources: Arkham Intelligence

Disclaimer: Crypto Economy Flash News relies on verified public and official sources. Its aim is to provide fast, factual updates on relevant events in the crypto and blockchain ecosystem. This information does not constitute financial advice or investment recommendations.

XRP is currently trading at a highly sensitive price zone, leaving little room for error as market pressure continues to build. The range between $1.90 and $2.00 has become the final major support level preserving XRP’s broader technical structure. Price action within this zone is noticeably weakening, turning what was once a comfortable support area into a decisive boundary between short-term stabilization and deeper downside risk.

Over the past several weeks, XRP has been locked in a controlled downtrend. Each attempted rebound has failed to reclaim key moving averages, signaling that bullish momentum remains absent. Sellers appear increasingly confident, consistently using even modest price strength as an opportunity to exit positions. As a result, every bounce has grown weaker, pushing XRP steadily toward the $1.90–$2.00 support range and forcing buyers into a defensive stance.

While this support is technically still holding, it is doing so with minimal conviction. Momentum indicators remain subdued, and trading volume has not expanded during rebound attempts. This behavior suggests that the market is reacting cautiously rather than aggressively accumulating XRP at these levels. In essence, the support zone is being tested rather than reinforced, raising concerns about its durability.

If XRP manages to remain above $1.90, a period of sideways consolidation is the most realistic near-term outcome. Such price action could allow the market to absorb selling pressure and potentially build a base for a future recovery attempt. However, for that scenario to gain credibility, XRP must show stronger follow-through on rebounds and improved buying interest.

Failure to hold $1.90 would be a significant technical breakdown. Below this level, technical reference points become scarce, often leading to faster and more emotionally driven selling. A clean break could open the door to a much deeper retracement, shifting market sentiment from manageable volatility to genuine drawdown concerns for investors.

As XRP hovers near this critical threshold, the coming sessions are likely to determine whether stabilization or accelerated downside lies ahead.

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Chainlink (LINK) price is showing resilience by holding above the key $12 support level, even as the broader cryptocurrency market experiences a notable pullback. Over the past 24 hours, the total crypto market has declined by around 3.8%, extending a weekly drop of approximately 2.65%. Despite this bearish environment, Chainlink has managed to post a modest 1% gain over the past month, highlighting relative strength compared to major assets like Bitcoin and Ethereum.

Bitcoin recently fell below the $90,000 level, while Ether continues to trade under $3,000, reflecting widespread market corrections. Part of this decline can be attributed to rising macroeconomic uncertainty, including the U.S. Supreme Court’s delay in delivering a verdict on the Trump-era tariffs issue. This hesitation has increased concerns about renewed trade tensions between the United States and its European allies, prompting investors to rotate funds into traditional safe-haven assets such as gold. In the crypto derivatives market, more than $150 million in Bitcoin long positions were liquidated, further amplifying selling pressure.

Against this backdrop, Chainlink has captured attention with the launch of its 24/5 on-chain data feeds for U.S. stocks and ETFs. This innovation makes a significant portion of the estimated $80 trillion U.S. equities market accessible on-chain. The new data feeds provide near real-time information, including stock prices, bid-ask spreads, trading volume, and market status across pre-market, regular, after-hours, and overnight sessions. The service is available on more than 40 blockchains and is already being integrated by platforms such as Lighter, BitMEX, ApeX, and Orderly Network.

This development strengthens Chainlink’s role in decentralized finance by enabling advanced use cases like stock perpetuals, synthetic equities, and prediction markets. It also supports the broader convergence of traditional finance and blockchain technology, improving transparency and expanding DeFi adoption.

From a technical perspective, LINK recently dipped to around $12.31 amid increased selling pressure. The Relative Strength Index sits near 21, indicating oversold conditions, while the MACD remains deeply negative. Key resistance levels are found at $14 and $15. If Chainlink price can maintain support above $12, a rebound toward these levels is possible, with a breakout above $13 potentially signaling a bullish reversal. Failure to hold support could open the door to a decline toward $11.20. Overall, despite short-term volatility, Chainlink’s fundamentals suggest a constructive long-term outlook.

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On Jan. 20, U.S. equities logged one of their roughest single-day pullbacks in three months as selling swept across every major index. The Dow Jones Industrial Average bore the brunt, chalking up the day's steepest decline with an 870.74-point slide. Crypto assets weren't spared either, as bitcoin-linked stocks also felt Tuesday's sting.

Bitcoin continues to dominate the global cryptocurrency market in 2026, reinforcing its position as the most influential digital asset. With a market capitalization exceeding $1.7 trillion, Bitcoin remains a cornerstone of the evolving financial landscape. Despite recent volatility that pushed the Bitcoin price down to around $89,628, daily trading volume remains strong at approximately $47.4 billion, highlighting sustained investor interest. Bitcoin currently has a circulating supply of about 19,978,465 BTC, with a hard cap of 21 million coins.

A key factor shaping Bitcoin’s market behavior is the concentration of ownership among a relatively small group of major holders, often referred to as the Bitcoin rich list. At the top is Bitcoin’s mysterious creator, Satoshi Nakamoto, who is estimated to control around 968,452 BTC, roughly 4.8% of the circulating supply. These early-mined coins have remained untouched, giving Satoshi an unparalleled symbolic and potential economic influence over Bitcoin’s future.

Among corporations, MicroStrategy stands out with approximately 709,715 BTC, representing about 3.4% of all Bitcoin in circulation. Led by Michael Saylor, the company has aggressively accumulated Bitcoin using debt financing, inspiring other firms to consider Bitcoin as a treasury reserve asset. BlackRock has also emerged as a major player through its IBIT product, holding around 780,410 BTC, or 3.9% of the supply, signaling growing institutional confidence in Bitcoin.

Cryptocurrency exchanges and governments also hold significant amounts. Binance controls about 647,246 BTC, enhancing market liquidity, while Grayscale manages roughly 164,933 BTC through its investment products. The United States government reportedly holds around 210,000 BTC, largely from asset seizures, making it one of the largest state-level Bitcoin holders.

Notable individual investors include the Winklevoss twins with around 70,000 BTC, venture capitalist Tim Draper with nearly 29,656 BTC, and Michael Saylor personally owning about 17,732 BTC. Together, these major Bitcoin holders play a crucial role in influencing market trends, liquidity, and long-term adoption of Bitcoin worldwide.

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Trove Markets confirmed it will retain funds from a token sale originally marketed for integration with Hyperliquid, despite shifting its perpetual decentralized exchange to Solana days before its token launch, according to statements from the company.

Summary

The TROVE token plunged roughly 95% on debut, sparking backlash from contributors over the repurposing of funds. Trove said retained proceeds would fund development, salaries, infrastructure, and marketing, issuing partial refunds to some participants Critics questioned the fund handling, raising trust and legal concerns, while on-chain analysis noted concentrated wallet activity in the presale that warranted scrutiny. The TROVE token plunged approximately 95% within minutes of trading launch, following the platform pivot announced shortly before the token generation event.

The company raised funds through a public token sale to build a perpetual decentralized exchange using Hyperliquid’s infrastructure. Days before the scheduled token generation event, the team announced a pivot to Solana, raising questions among contributors about the disposition of raised funds.

Trove stated it would retain a substantial portion of the proceeds to continue development on Solana, describing the decision as necessary to maintain product viability.

A Trove builder identified as Unwise attributed the pivot to the withdrawal of a key liquidity partner who had previously supported the Hyperliquid integration with a significant position, according to public statements. The team stated that without this support, continuing development on Hyperliquid was no longer feasible, prompting the decision to rebuild the perpetual exchange on Solana.

In social media statements, Trove acknowledged that its handling of the initial coin offering and subsequent decisions caused confusion and eroded trust among participants. The company stated it had issued refunds to some participants and planned additional automatic refunds. Remaining funds have been allocated or spent on developer salaries, frontend and backend infrastructure, a chief technology officer, advisory services, marketing, and operating costs, according to the company.

Some participants questioned the repurposing of funds raised specifically for Hyperliquid development. Critics called for refunds and raised the possibility of legal action.

On-chain analysis suggested a single entity appeared to control a notable portion of TROVE supply across multiple wallets funded through the same exchange within concentrated time periods, according to blockchain analysts. The analysis found no direct evidence linking the wallets to the Trove team, but noted the pattern warranted scrutiny regarding presale activity.

The controversy follows complications during the January initial coin offering. Trove initially announced the sale exceeded its target and committed to pro-rata refunds. The company then announced a five-day extension before reversing the decision hours later, citing an error.

HYPE, the Hyperliquid token, fell below $20 following strong selling pressure. On-chain data shows that the decline is not due to changes in the project’s fundamentals, but to excess supply from team token unlocks and sales by large holders.

The price continues a downtrend after reaching previous highs, with elevated volume indicating active participation from sellers. The market structure reflects a phase of distribution and inventory absorption, with no signs of deterioration in the project’s operations or community.

Analysts from Altcoin Sherpa note that HYPE established itself in 2025 as a reliable asset, with consistent cash flows and wide adoption among traders, making it a recurring allocation during market pullbacks.

Selling pressure could extend the decline while unlocks are executed and supply is absorbed. The project’s fundamentals remain intact, and the price is expected to stabilize once inventory clearance is complete, before a more stable structure forms.

Source: https://x.com/AltcoinSherpa/status/2013603669032284572

Disclaimer: Crypto Economy Flash News are based on verified public and official sources. Their purpose is to provide fast, factual updates about relevant events in the crypto and blockchain ecosystem.

This information does not constitute financial advice or investment recommendation. Readers are encouraged to verify all details through official project channels before making any related decisions

00:25Bitcoin collapses to $86K as $360M in longs get wiped out and Nasdaq flips red for 2026

Bitcoin is falling fast again. The price dropped $2,000 in just minutes, now sitting at $86,888 on Coinbase, after $360 million worth of levered longs were liquidated in the last hour.

The crash puts Bitcoin down 9% in 48 hours, and altcoins are bleeding too. Ethereum is down 7.4%, now at $2,939, while Solana is off 5.4%, at $126.01. XRP and BNB are also down over 4% each.

Gold is still rallying hard. Futures are now trading at $4,820, inching closer to that $5,000 level as panic spreads across risk assets.

U.S. equities got slammed after Donald Trump doubled down on his Greenland tariffs, just before his Davos appearance on Wednesday.

The Dow sank 870 points, or 1.8%, while the S&P 500 dropped 2.1%, and the Nasdaq fell 2.4%. All three just had their worst day since October 10. The drop pushed both the S&P 500 and Nasdaq into negative territory for 2026.

After hours, stock futures are holding slight gains. Dow futures are up 85 points, the S&P 500 is up 0.2%, and the Nasdaq 100 is up 0.1%. But the bleeding in crypto hasn’t stopped, and gold keeps rising.

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Trader Cryptollica (@Cryptollica) is arguing that an old relative-value signal is “back” in crypto markets, pointing to the DOGE/NVIDIA ratio and an unusually depressed Dogecoin RSI reading as evidence that capital could rotate from AI-linked equities into high-beta meme coins.

In a post on X, Cryptollica said the DOGE/NVIDIA chart has returned to a long-term support zone that previously preceded outsized Dogecoin outperformance versus Nvidia in prior cycles. “THE SIGNAL IS BACK. IT’S HAPPENING AGAIN (2017… 2021… NOW),” the trader wrote.

“The last two times this specific signal flashed on the DOGE/NVIDIA chart, we saw the biggest wealth transfer in history. The crowd is chasing the AI top. The algorithm is loading the Meme bottom. (Altcoin bottom).”

Dogecoin vs Nvidia chart | Source: X @Cryptollica The core claim is less about Dogecoin in isolation and more about positioning on a ratio between what Cryptollica framed as two cultural extremes: “You are watching the wrong chart. This is the ratio of ‘The World’s Most Valuable Company’ (AI) vs. ‘The World’s Most Famous Meme’.” From that framing, the trader leans into a cycle-rhymes narrative, asserting that the ratio has repeatedly found channel support before a DOGE-led surge.

“Structure is repeating history,” Cryptollica wrote, attaching specific historical comparisons. “2017: Ratio hit channel support – DOGE outperformed NVDA by 100x. 2021: Ratio hit channel support – DOGE outperformed NVDA by 50x. NOW: We are back at the exact same support line.”

The posts also attach a broader liquidity-rotation story that has circulated in various forms across risk markets: when one trade stops working, capital seeks the next high-beta outlet: “When the AI Bubble exhales, that liquidity doesn’t vanish. It rotates into High-Beta Speculation,” the trader wrote. “The crowd is buying NVDA at the top. The algorithm is positioning for the DOGE reversal.”

Is Dogecoin An ‘Epic Buying Opportunity’? In another post, Cryptollica shifted from the ratio to Dogecoin’s weekly momentum indicator, sharing a second chart highlighting RSI levels and labeling prior cycle lows. “Here you are witnessing an opportunity that only comes around once every 12 years,” the trader wrote. “Over the past 12 years (2014–2026), Dogecoin’s RSI has dropped this low only 4 times. Every single one was an epic buying opportunity.”

The post describes those four moments as a sequence of cycle bottoms, including an “all-time low” first cycle bottom, a “cycle bottom + COVID crash,” a “last cycle bottom,” and “RIGHT NOW!” Cryptollica concluded with a blunt decision frame: “Math or emotions — which one decides for you?”

Dogecoin weekly RSI | Source: X @Cryptollica While neither post includes an explicit price target, the analyst said in early December that he expects Dogecoin to reach $1.30 over the medium term, citing a parallel channel top on the 3-day DOGE/USD chart.

At press time, DOGE traded at $0.12581.

DOGE continues to fall after 200-week EMA rejection, 1-week chart | Source: DOGEUSDT on TradingView.com Featured image created with DALL.E, chart from TradingView.com

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Jake Simmons has been a Bitcoin enthusiast since 2016. Ever since he heard about Bitcoin, he has been studying the topic every day and trying to share his knowledge with others. His goal is to contribute to Bitcoin's financial revolution, which will replace the fiat money system. Besides BTC and crypto, Jake studied Business Informatics at a university. After graduation in 2017, he has been working in the blockchain and crypto sector. You can follow Jake on Twitter at @realJakeSimmons.

The Cardano Foundation has announced the delegation of 220 million tokens to 11 Delegate Representatives (DReps), meaning Cardano distributes $77 million in ADA to strengthen its governance system. The entity stated that these representatives were selected across adoption and operations categories to ensure voting power is distributed equitably among prominent figures and active members chosen by the community.

This initiative expands the program launched in 2025 and brings the total community delegation to 360 million ADA, drastically reducing the foundation’s self-delegation to mitigate centralization risks. By empowering diverse DReps, the ecosystem seeks to ensure that critical decisions regarding the treasury and technical upgrades reflect a plurality of perspectives, consolidating the network’s resilience against models controlled by venture capital.

From now on, the market will closely monitor the execution of the recently ratified 70 million ADA budget for critical infrastructure, including top-tier stablecoins and oracles. The speed with which delegates approved this fund marks a milestone in Cardano’s era of decentralized governance, laying the groundwork for sustained institutional growth and deeper integration with the global blockchain economy during 2026.

Source:https://cardanofoundation.org/blog/roadmap-governance-update

Disclaimer: Crypto Economy Flash News is compiled from official and public sources verified by our editorial team. Its purpose is to provide quick information on relevant events within the crypto and blockchain ecosystem. This information does not constitute financial advice or investment recommendations. We recommend always verifying the official channels of each project before making related decisions.

TenX Protocol added XTZ to its staking portfolio through an agreement with the Tezos Foundation. The company acquired 5,542,935.08 XTZ at an average price of $0.58 via a mix of open-market and OTC operations, funded with cash from a round completed in August 2025.

The tokens will be used for TenX’s validator operations on the Tezos network. The Tezos Foundation will contribute additional token reserves to the validators operated by TenX after the deal closes. The partnership aims to strengthen validation infrastructure and align the company with the long-term health of Tezos.

Tezos has operated without downtime since its launch nearly a decade ago. It currently holds $35 million in value locked across DEXs and continues to implement upgrades through on-chain governance. The network seeks to increase revenues and rewards for holders, promoting participation and staking within the ecosystem.

TenX provides institutional-grade staking infrastructure and maintains a portfolio of tokens generating recurring revenue. The addition of XTZ reinforces its strategy in networks with long-term potential and confirms its role as an infrastructure operator for the Tezos network.

Source: https://x.com/TenXprotocols/status/2013601153494269970

Disclaimer: Crypto Economy Flash News are based on verified public and official sources. Their purpose is to provide fast, factual updates about relevant events in the crypto and blockchain ecosystem.

This information does not constitute financial advice or investment recommendation. Readers are encouraged to verify all details through official project channels before making any related decisions

Key Takeaways Markets Sold Off on a Switch to "Risk Off" SentimentPresident Trump Addresses the World Economic Forum in Davos WednesdayNetflix Beats but Guides Lower in Q4, Considers WBD PurchaseUnited Airlines and Interactive Brokers Also Report Q4 Beats Tuesday, January 20th, 2026

Major market indexes began the initial trading session of this holiday-shortened week today in negative territory, and slid lower from there. Off session lows by a whisker, the Dow shed -870 points, -1.76%, while the S&P 500 lost -43 points, -2.06%, and the tech-heavy Nasdaq dropped -561 points, -2.39%. The small-cap Russell 2000 was the relative outperformer, 32 points or -1.22%.

We appear to have switched to “risk off” upon President Trump’s fresh threats to slap new tariffs on European countries not in favor of the U.S. annexation of Greenland, which currently flies under its own flag by way of Denmark. Both the U.S. and Denmark are NATO allies, so this rift — while apparently just verbal at this stage — does have real-world consequences apparent, which are keeping investors with cooled heels.

Thus, despite a robust first two trading weeks of calendar 2026, the S&P 500 and Nasdaq have now dipped into the red year-to-date. We don’t see this as any particular reason for concern; in fact, if this becomes another tempest in a teapot, it may actually be a decent entry point, especially as economic reports and Q4 earnings reports depict a favorable economic environment overall. But the prudent move at this point is to wait and see what happens. We can start with President Trump’s appearance at Davos tomorrow.

Q4 Earnings After the Close: Netflix, United Airlines & More
Streaming leader Netflix (NFLX - Free Report) posted better-than-expected results in its Q4 report after today’s closing bell. Earnings of 56 cents per share improved over estimates by a mere penny, while revenues of $12.05 billion inched above the $11.97 billion analysts were looking for. Earnings-wise, this is consistent with the average +1.2% beat per quarter over the previous four — one of which was a miss.

Why shares have fallen off a table nearly -5% directly following the Q4 release may have to do with next-quarter guidance: Netflix now expects earnings of 76 cents per share, a solid nickel below the Zacks consensus, with revenues now at $12.16 billion versus the $12.18 billion previously projected. The company no longer reports quarterly subscription numbers, though it did point out it has surpassed 325 million subscribers as of Q4 2025.

Keep in mind Netflix is usually pretty conservative with its guidance. Combine this with the ongoing wrangling over the assets of Warner Brothers Discovery (WBD - Free Report) , which is still likely to wind up in Netflix’s hands but is still hotly contested by Paramount Skydance (PSKY - Free Report) , whose hostile bid remains on the table. Netflix has suspended its share buyback program until the WBD issue is behind it.

United Airlines (UAL - Free Report) also outperformed expectations on both top and bottom lines this afternoon. Earnings of $3.10 per share bettered the $2.98 in the Zacks consensus, while $15.40 billion in revenues narrowly outpaced the $15.38 billion estimate. Revenue per Seat Mile came down -1.6% quarter over quarter, but International and Premium flights both grew +9% year over year. Shares are up +4.5% at this hour in late trading.

Interactive Brokers Group (IBKR - Free Report) posted even more impressive beats on both earnings and revenues, with the automatic brokerage platform bringing in earnings of 65 cents on revenues of $1.67 billion, compared with expectations of 52 cents per share and $1.49 billion, respectively. Higher trading volumes and Net Interest Income helped the Zacks rank #2 (Buy)-rated company outperform in Q4.

What to Expect from the Stock Market TomorrowWe’ll stay relatively quiet on the economic report front, with just a delayed Construction Spending update for October and up-to-date Pending Home Sales for December are anticipated a half hour after Wednesday’s opening bell. For earnings, Johnson & Johnson (JNJ - Free Report) , Charles Schwab (SCHW - Free Report) and Dow component The Travelers Companies (TRV - Free Report) all are expected to deliver Q4 numbers ahead of the open.

Questions or comments about this article and/or author? Click here>>

In the latest close session, Alphabet (GOOGL - Free Report) was down 2.42% at $322.00. This move lagged the S&P 500's daily loss of 2.06%. Elsewhere, the Dow lost 1.76%, while the tech-heavy Nasdaq lost 2.39%.

Heading into today, shares of the internet search leader had gained 6.53% over the past month, outpacing the Computer and Technology sector's gain of 1.71% and the S&P 500's gain of 1.63%.

Investors will be eagerly watching for the performance of Alphabet in its upcoming earnings disclosure. The company's earnings report is set to be unveiled on February 4, 2026. The company is predicted to post an EPS of $2.59, indicating a 20.47% growth compared to the equivalent quarter last year. Simultaneously, our latest consensus estimate expects the revenue to be $94.6 billion, showing a 15.9% escalation compared to the year-ago quarter.

Looking at the full year, the Zacks Consensus Estimates suggest analysts are expecting earnings of $10.58 per share and revenue of $340.26 billion. These totals would mark changes of +31.59% and 0%, respectively, from last year.

It is also important to note the recent changes to analyst estimates for Alphabet. These revisions help to show the ever-changing nature of near-term business trends. Therefore, positive revisions in estimates convey analysts' confidence in the business performance and profit potential.

Our research demonstrates that these adjustments in estimates directly associate with imminent stock price performance. To exploit this, we've formed the Zacks Rank, a quantitative model that includes these estimate changes and presents a viable rating system.

The Zacks Rank system, which varies between #1 (Strong Buy) and #5 (Strong Sell), carries an impressive track record of exceeding expectations, confirmed by external audits, with stocks at #1 delivering an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has shifted 0.03% upward. At present, Alphabet boasts a Zacks Rank of #3 (Hold).

Looking at valuation, Alphabet is presently trading at a Forward P/E ratio of 29.88. This expresses a premium compared to the average Forward P/E of 17.85 of its industry.

Meanwhile, GOOGL's PEG ratio is currently 1.82. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. The average PEG ratio for the Internet - Services industry stood at 1.76 at the close of the market yesterday.

The Internet - Services industry is part of the Computer and Technology sector. With its current Zacks Industry Rank of 67, this industry ranks in the top 28% of all industries, numbering over 250.

The Zacks Industry Rank is ordered from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

You can find more information on all of these metrics, and much more, on Zacks.com.

In the latest close session, Dell Technologies (DELL - Free Report) was down 7.85% at $111.07. The stock trailed the S&P 500, which registered a daily loss of 2.06%. Elsewhere, the Dow lost 1.76%, while the tech-heavy Nasdaq lost 2.39%.

Prior to today's trading, shares of the computer and technology services provider had lost 4.8% lagged the Computer and Technology sector's gain of 1.71% and the S&P 500's gain of 1.63%.

The investment community will be paying close attention to the earnings performance of Dell Technologies in its upcoming release. The company is slated to reveal its earnings on February 26, 2026. The company is predicted to post an EPS of $3.51, indicating a 30.97% growth compared to the equivalent quarter last year. Alongside, our most recent consensus estimate is anticipating revenue of $31.62 billion, indicating a 32.12% upward movement from the same quarter last year.

Regarding the entire year, the Zacks Consensus Estimates forecast earnings of $9.95 per share and revenue of $111.76 billion, indicating changes of +22.24% and +16.95%, respectively, compared to the previous year.

Investors should also pay attention to any latest changes in analyst estimates for Dell Technologies. Such recent modifications usually signify the changing landscape of near-term business trends. As a result, upbeat changes in estimates indicate analysts' favorable outlook on the business health and profitability.

Our research reveals that these estimate alterations are directly linked with the stock price performance in the near future. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.

Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the last 30 days, the Zacks Consensus EPS estimate has remained unchanged. At present, Dell Technologies boasts a Zacks Rank of #3 (Hold).

Looking at valuation, Dell Technologies is presently trading at a Forward P/E ratio of 12.11. This expresses a premium compared to the average Forward P/E of 11.13 of its industry.

Also, we should mention that DELL has a PEG ratio of 0.74. The PEG ratio is akin to the commonly utilized P/E ratio, but this measure also incorporates the company's anticipated earnings growth rate. DELL's industry had an average PEG ratio of 1.57 as of yesterday's close.

The Computer - Micro Computers industry is part of the Computer and Technology sector. This group has a Zacks Industry Rank of 237, putting it in the bottom 4% of all 250+ industries.

The Zacks Industry Rank assesses the strength of our separate industry groups by calculating the average Zacks Rank of the individual stocks contained within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.

Amazon (AMZN - Free Report) closed at $231.00 in the latest trading session, marking a -3.4% move from the prior day. This change lagged the S&P 500's daily loss of 2.06%. On the other hand, the Dow registered a loss of 1.76%, and the technology-centric Nasdaq decreased by 2.39%.

Coming into today, shares of the online retailer had gained 4.68% in the past month. In that same time, the Retail-Wholesale sector gained 5.12%, while the S&P 500 gained 1.63%.

Market participants will be closely following the financial results of Amazon in its upcoming release. It is anticipated that the company will report an EPS of $1.97, marking a 5.91% rise compared to the same quarter of the previous year. In the meantime, our current consensus estimate forecasts the revenue to be $211.45 billion, indicating a 12.6% growth compared to the corresponding quarter of the prior year.

Looking at the full year, the Zacks Consensus Estimates suggest analysts are expecting earnings of $7.17 per share and revenue of $714.92 billion. These totals would mark changes of +29.66% and 0%, respectively, from last year.

Investors should also pay attention to any latest changes in analyst estimates for Amazon. These latest adjustments often mirror the shifting dynamics of short-term business patterns. With this in mind, we can consider positive estimate revisions a sign of optimism about the business outlook.

Our research demonstrates that these adjustments in estimates directly associate with imminent stock price performance. To benefit from this, we have developed the Zacks Rank, a proprietary model which takes these estimate changes into account and provides an actionable rating system.

Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate has shifted 0.2% upward. Amazon is currently sporting a Zacks Rank of #2 (Buy).

With respect to valuation, Amazon is currently being traded at a Forward P/E ratio of 30.4. This denotes a premium relative to the industry average Forward P/E of 16.94.

It is also worth noting that AMZN currently has a PEG ratio of 1.5. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. The average PEG ratio for the Internet - Commerce industry stood at 1.09 at the close of the market yesterday.

The Internet - Commerce industry is part of the Retail-Wholesale sector. At present, this industry carries a Zacks Industry Rank of 185, placing it within the bottom 25% of over 250 industries.

The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.

Super Micro Computer (SMCI - Free Report) ended the recent trading session at $31.42, demonstrating a -3.75% change from the preceding day's closing price. The stock's change was less than the S&P 500's daily loss of 2.06%. Meanwhile, the Dow lost 1.76%, and the Nasdaq, a tech-heavy index, lost 2.39%.

Prior to today's trading, shares of the server technology company had gained 5.05% outpaced the Computer and Technology sector's gain of 1.71% and the S&P 500's gain of 1.63%.

The investment community will be paying close attention to the earnings performance of Super Micro Computer in its upcoming release. The company's earnings per share (EPS) are projected to be $0.48, reflecting a 21.31% decrease from the same quarter last year. Simultaneously, our latest consensus estimate expects the revenue to be $10.43 billion, showing a 83.76% escalation compared to the year-ago quarter.

Regarding the entire year, the Zacks Consensus Estimates forecast earnings of $2.11 per share and revenue of $36.46 billion, indicating changes of +2.43% and +65.94%, respectively, compared to the previous year.

Any recent changes to analyst estimates for Super Micro Computer should also be noted by investors. Such recent modifications usually signify the changing landscape of near-term business trends. As a result, we can interpret positive estimate revisions as a good sign for the business outlook.

Our research demonstrates that these adjustments in estimates directly associate with imminent stock price performance. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.

The Zacks Rank system, running from #1 (Strong Buy) to #5 (Strong Sell), holds an admirable track record of superior performance, independently audited, with #1 stocks contributing an average annual return of +25% since 1988. Within the past 30 days, our consensus EPS projection remained stagnant. As of now, Super Micro Computer holds a Zacks Rank of #3 (Hold).

Valuation is also important, so investors should note that Super Micro Computer has a Forward P/E ratio of 15.49 right now. This expresses a discount compared to the average Forward P/E of 22.21 of its industry.

Meanwhile, SMCI's PEG ratio is currently 0.55. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. The Computer- Storage Devices industry had an average PEG ratio of 1.85 as trading concluded yesterday.

The Computer- Storage Devices industry is part of the Computer and Technology sector. At present, this industry carries a Zacks Industry Rank of 22, placing it within the top 9% of over 250 industries.

The Zacks Industry Rank gauges the strength of our industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.

PulteGroup (PHM - Free Report) closed the most recent trading day at $126.81, moving -2.63% from the previous trading session. The stock fell short of the S&P 500, which registered a loss of 2.06% for the day. Meanwhile, the Dow experienced a drop of 1.76%, and the technology-dominated Nasdaq saw a decrease of 2.39%.

Heading into today, shares of the homebuilder had gained 9.34% over the past month, outpacing the Construction sector's gain of 7.13% and the S&P 500's gain of 1.63%.

The investment community will be paying close attention to the earnings performance of PulteGroup in its upcoming release. The company is slated to reveal its earnings on January 29, 2026. The company's earnings per share (EPS) are projected to be $2.78, reflecting a 20.57% decrease from the same quarter last year. In the meantime, our current consensus estimate forecasts the revenue to be $4.31 billion, indicating a 12.42% decline compared to the corresponding quarter of the prior year.

For the full year, the Zacks Consensus Estimates project earnings of $11.34 per share and a revenue of $17.01 billion, demonstrating changes of -22.8% and 0%, respectively, from the preceding year.

Investors should also pay attention to any latest changes in analyst estimates for PulteGroup. These recent revisions tend to reflect the evolving nature of short-term business trends. Hence, positive alterations in estimates signify analyst optimism regarding the business and profitability.

Our research shows that these estimate changes are directly correlated with near-term stock prices. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.

The Zacks Rank system, which varies between #1 (Strong Buy) and #5 (Strong Sell), carries an impressive track record of exceeding expectations, confirmed by external audits, with stocks at #1 delivering an average annual return of +25% since 1988. Over the last 30 days, the Zacks Consensus EPS estimate has moved 0.79% lower. PulteGroup presently features a Zacks Rank of #4 (Sell).

In terms of valuation, PulteGroup is presently being traded at a Forward P/E ratio of 11.7. This signifies a discount in comparison to the average Forward P/E of 12.2 for its industry.

We can additionally observe that PHM currently boasts a PEG ratio of 1.06. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. As of the close of trade yesterday, the Building Products - Home Builders industry held an average PEG ratio of 1.79.

The Building Products - Home Builders industry is part of the Construction sector. This industry currently has a Zacks Industry Rank of 242, which puts it in the bottom 2% of all 250+ industries.

The Zacks Industry Rank assesses the vigor of our specific industry groups by computing the average Zacks Rank of the individual stocks incorporated in the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

To follow PHM in the coming trading sessions, be sure to utilize Zacks.com.

In the latest trading session, IBM (IBM - Free Report) closed at $291.35, marking a -4.68% move from the previous day. The stock trailed the S&P 500, which registered a daily loss of 2.06%. Elsewhere, the Dow lost 1.76%, while the tech-heavy Nasdaq lost 2.39%.

Coming into today, shares of the technology and consulting company had gained 0.95% in the past month. In that same time, the Computer and Technology sector gained 1.71%, while the S&P 500 gained 1.63%.

Market participants will be closely following the financial results of IBM in its upcoming release. The company plans to announce its earnings on January 28, 2026. The company's earnings per share (EPS) are projected to be $4.33, reflecting a 10.46% increase from the same quarter last year. Alongside, our most recent consensus estimate is anticipating revenue of $19.21 billion, indicating a 9.45% upward movement from the same quarter last year.

For the entire fiscal year, the Zacks Consensus Estimates are projecting earnings of $11.38 per share and a revenue of $67.06 billion, representing changes of +10.16% and 0%, respectively, from the prior year.

Investors should also note any recent changes to analyst estimates for IBM. These revisions help to show the ever-changing nature of near-term business trends. Consequently, upward revisions in estimates express analysts' positivity towards the business operations and its ability to generate profits.

Empirical research indicates that these revisions in estimates have a direct correlation with impending stock price performance. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.

The Zacks Rank system, spanning from #1 (Strong Buy) to #5 (Strong Sell), boasts an impressive track record of outperformance, audited externally, with #1 ranked stocks yielding an average annual return of +25% since 1988. Over the last 30 days, the Zacks Consensus EPS estimate has witnessed a 0.38% decrease. IBM currently has a Zacks Rank of #3 (Hold).

Digging into valuation, IBM currently has a Forward P/E ratio of 25.07. For comparison, its industry has an average Forward P/E of 24.1, which means IBM is trading at a premium to the group.

One should further note that IBM currently holds a PEG ratio of 2.96. Comparable to the widely accepted P/E ratio, the PEG ratio also accounts for the company's projected earnings growth. The average PEG ratio for the Computer - Integrated Systems industry stood at 1.09 at the close of the market yesterday.

The Computer - Integrated Systems industry is part of the Computer and Technology sector. At present, this industry carries a Zacks Industry Rank of 55, placing it within the top 23% of over 250 industries.

The Zacks Industry Rank evaluates the power of our distinct industry groups by determining the average Zacks Rank of the individual stocks forming the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.

ServisFirst Bancshares, Inc. (SFBS) Q4 2025 Earnings Call January 20, 2026 5:15 PM EST

Company Participants

Davis Mange - Vice President Investor Relations Accounting Manager
Thomas Broughton - Chairman, President & CEO
Jim Harper - Senior VP & Chief Credit Officer
Rodney Rushing - Executive VP & COO
David Sparacio - Executive Vice President & Chief Financial Officer

Conference Call Participants

David Bishop - Hovde Group, LLC, Research Division
Stephen Moss - Raymond James & Associates, Inc., Research Division

Presentation

Operator

Greetings, and welcome to ServisFirst Bancshares' Fourth Quarter and Year-End Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions].

As a reminder, this conference is being recorded. I would now like to turn the call over to Jim Harper. Thank you. You may begin.

Davis Mange
Vice President Investor Relations Accounting Manager

Good afternoon, and welcome to our year-end earnings call. Today's speakers will cover some highlights in the quarter and then take your questions. We'll have Tom Broughton, our CEO; Jim Harper, our Chief Credit Officer; and David Sparacio, our CFO.

I'll now cover our forward-looking statements disclosure. Some of the discussion in today's earnings call may include forward-looking statements. Actual results may differ from any projections shared today, due to factors described in our most recent 10-K and 10-Q filings. Forward-looking statements speak only as of the date they are made, and ServisFirst assumes no duty to update.

With that, I'll turn the call over to Tom.

Thomas Broughton
Chairman, President & CEO

Thank you very much, Davis, and good afternoon, and thank you for joining our fourth quarter earnings call. I'll give you a few highlights, and then Jim Harper will give a credit update and then David Sparacio will give financial update. So let's start with loans in the quarter.

For the quarter ended December 2025, Comerica Incorporated (CMA - Free Report) reported revenue of $850 million, up 0.7% over the same period last year. EPS came in at $1.46, compared to $1.20 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $850.07 million, representing a surprise of -0.01%. The company has not delivered EPS surprise, with the consensus EPS estimate being $1.28.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Comerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Efficiency Ratio: 72.3% compared to the 71% average estimate based on four analysts.Net interest margin: 3.1% versus the four-analyst average estimate of 3.1%.Net charge-offs (recoveries)/Average total loans: 0% compared to the 0.2% average estimate based on four analysts.Average Balance - Total earning assets: $72.4 billion versus the three-analyst average estimate of $72.11 billion.Total nonperforming assets: $251 million versus the two-analyst average estimate of $253.53 million.Total noninterest income: $273 million compared to the $273.78 million average estimate based on four analysts.Net interest income: $577 million versus $577.24 million estimated by four analysts on average.Service charges on deposit accounts: $48 million versus $47.15 million estimated by three analysts on average.Fiduciary income: $55 million versus $55.08 million estimated by three analysts on average.Commercial lending fees: $16 million compared to the $17.45 million average estimate based on three analysts.Bank-owned life insurance: $11 million compared to the $9.05 million average estimate based on two analysts.Capital markets income: $36 million versus the two-analyst average estimate of $45.26 million.View all Key Company Metrics for Comerica here>>>

Shares of Comerica have returned +3.2% over the past month versus the Zacks S&P 500 composite's +1.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

For the quarter ended December 2025, Peoples Bancorp (PEBO - Free Report) reported revenue of $117.32 million, up 5.1% over the same period last year. EPS came in at $0.93, compared to $0.82 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $118.15 million, representing a surprise of -0.7%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.88.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Peoples Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Balance - Total earning assets: $8.71 billion versus the three-analyst average estimate of $8.73 billion.Net Interest Margin: 4.1% versus the three-analyst average estimate of 4.1%.Efficiency ratio: 57.8% versus the three-analyst average estimate of 59.6%.Net charge-offs as a percent of average total loans (annualized): 0.4% versus 0.4% estimated by two analysts on average.Mortgage banking income: $0.54 million versus the three-analyst average estimate of $0.2 million.Total Non-interest income: $26.27 million compared to the $27.03 million average estimate based on three analysts.Electronic banking income: $6.33 million compared to the $6.53 million average estimate based on two analysts.Bank owned life insurance income: $1.17 million versus the two-analyst average estimate of $1.18 million.Insurance income: $4.52 million versus $4.55 million estimated by two analysts on average.Deposit account service charges: $4.62 million versus the two-analyst average estimate of $4.33 million.Net Interest Income: $91.05 million versus $91.23 million estimated by two analysts on average.Net interest income on a fully tax-equivalent basis: $91.32 million compared to the $91.42 million average estimate based on two analysts.View all Key Company Metrics for Peoples Bancorp here>>>

Shares of Peoples Bancorp have returned +0.8% over the past month versus the Zacks S&P 500 composite's +1.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.