Market Signal Briefing

, /PRNewswire/ -- Neusoft Corporation, an industry-leading information technology, products and solutions company, and Cerence AI, a global leader pioneering conversational AI-powered user experiences, signed a Memorandum of Understanding to collaborate in the cutting–edge field of large language model-based voice AI. Through joint innovation and ecosystem integration, the two companies will work together to deliver pre–integrated, scenario–driven, intelligent interaction solutions for automotive partners worldwide.

As automotive technology continues to evolve toward greater intelligence and more natural engagement, user expectations for in–cabin interaction are rising. Drivers and passengers now seek more than basic voice responses—they want a companion that understands natural language, communicates smoothly, and resonates emotionally. The partnership between Neusoft and Cerence AI is designed to meet this rising demand, establishing humanlike intelligent interaction as the new standard for smart vehicles.

Through this collaboration, Neusoft will leverage its advanced intelligent cockpit software platform (NAGIC) as the core foundation, deeply integrating Cerence AI's expertise in conversational AI, generative AI, and large language models. Together, the companies will explore innovative applications of intelligent voice interaction.

By combining Neusoft's extensive global product development and delivery network with Cerence AI's technological strengths and leadership in automotive, the two companies will jointly expand into global target markets.

Looking ahead, Neusoft will continue to uphold its philosophy of "open collaboration and shared ecosystem success", working closely with more leading technology partners amid the accelerating trends of automotive intelligence and AI. Together, Neusoft and Cerence AI aim to help automakers break through market challenges and deliver safer, more natural and intelligent mobility experiences to users around the world. 

About Neusoft Corporation
Neusoft Corporation (SSE: 600718) is an industry-leading information technology, products and solutions company for the global market. Founded in 1991, Neusoft is the first listed software company in China. With insights into the latest market trends, Neusoft has always been exploring software technology innovation and applications, to help global customers achieve digital and intelligent transformation. Neusoft's business focuses on the fields of intelligent vehicle connectivity, healthcare, smart city, enterprise digital transformation, digital services, as well as global software business. In the field of intelligent vehicle connectivity, Neusoft has more than 30 years of R&D experience in automotive software, and has participated in formulating over 60 national/international industry standards and established a global product R&D and delivery network centered in China, Germany, USA, Japan and Malaysia. Neusoft's automotive products have been applied to 1800+ vehicle models, across 130+ countries and regions, for 50+ OEMs. For more information, visit www.neusoft.com

About Cerence Inc. 
Cerence Inc. (NASDAQ: CRNC) is a global industry leader in creating intuitive, seamless, AI-powered experiences across automotive and transportation. Leveraging decades of innovation and expertise in voice, generative AI, and large language models, Cerence powers integrated experiences that create safer, more connected, and more enjoyable journeys for drivers and passengers alike. With more than 525 million cars shipped with Cerence technology, the company partners with leading automakers, transportation OEMs, and technology companies to advance the next generation of user experiences. Cerence is headquartered in Burlington, Massachusetts, with operations globally and a worldwide team dedicated to pushing the boundaries of AI innovation. For more information, visit www.cerence.ai. 

SOURCE Neusoft Corporation

Vancouver, British Columbia--(Newsfile Corp. - January 22, 2026) - Herbal Dispatch Inc. (CSE: HERB) (OTCID: LUFFF) (FSE: HA9) ("Herbal Dispatch" or the "Company") a leading cannabis e-commerce and distribution platform, is pleased to announce that it has completed a 298kg export of medical cannabis that is destined for the German medical cannabis market. The export was exported through Portugal to a new export relationship that is expected to provide strong revenue opportunities for the Company in 2026 and beyond.

This marks the Company's inaugural shipment of medical cannabis to this European Union Good Manufacturing Practices (EU-GMP) licensed processor in Portugal. The Company anticipates multiple follow-on exports to this partner in the coming quarters. Following EU-GMP compliant processing in Portugal, the product is destined for Germany-the European Union's largest and most dynamic medical cannabis market, which saw record imports exceeding 140 tonnes in the first nine months of 2025 alone (with Q3 2025 reaching nearly 57 tonnes), driven by surging patient demand and an increased annual import quota to approximately 192.5 tonnes.

Germany continues to lead Europe's medical cannabis sector, with rapid patient growth, record import volumes, and projected market expansion significantly in 2025-2026, driven by increasing demand for high-quality, compliant products. This strategic partnership positions Herbal Dispatch to capitalize on Germany's position as the EU's premier market for medical cannabis, offering substantial long-term growth potential through recurring exports and strengthened European supply chain access.

"We are thrilled to achieve this milestone with our first export to our Portuguese partner, marking a key step in expanding our international footprint," said Philip Campbell, CEO of Herbal Dispatch. "Germany represents the most dynamic and largest medical cannabis opportunity in Europe, and we are excited about the future potential this new relationship unlocks. By leveraging euGMP processing in Portugal to supply this high-demand market, we anticipate building a robust, recurring revenue stream that will drive meaningful growth for the Company and deliver value to our shareholders in 2026 and beyond."

ABOUT HERBAL DISPATCH INC.

Herbal Dispatch Inc. (CSE: HERB) owns and operates leading cannabis e-commerce platforms in Canada, dedicated to providing top-quality cannabis and related products to informed consumers at affordable prices. The Company's flagship marketplace offers exclusive access to small-batch craft cannabis and a wide array of other products.For more information, please visit www.herbaldispatch.com or contact:

CAUTIONARY NOTE REGARDING FORWARD-LOOKING INFORMATION

Certain statements in this news release, including statements or information containing terminology such as "anticipate", "believe", "intend", "expect", "estimate", "may", "could", "will", and similar expressions constitute "forward-looking statements" within the meaning of applicable Canadian securities legislation. All statements, other than statements of historical fact, that address activities, events, or developments that the Company or a third party expect or anticipate will or may occur in the future, including the Company's future growth, results of operations, performance, and business prospects and opportunities are forward-looking statements. These forward-looking statements reflect the Company's current beliefs and are based on information currently available to the Company. These statements require the Company to make assumptions it believes are reasonable and are subject to inherent risks and uncertainties.

Actual results and developments may differ materially from the anticipated results and developments discussed in the forward-looking statements as certain of these risks and uncertainties are beyond the Company's control. These risk factors are interdependent and the impact of any one risk or uncertainty on a particular forward-looking statement is not determinable. Examples of forward-looking statements in this news release and the key assumptions and risk factors involved in such statements include, but are not limited to, the retention of key individuals to promote the success of the Company's business, as well as market and investor participation. The successful execution of these initiatives is subject to a number of risks and uncertainties, including industry competition, and future customer demand for the Company's products, among others. Consequently, all of the forward-looking statements made in this news release are qualified by these cautionary statements and other cautionary statements or factors contained herein, and there can be no assurance that the actual results or developments will be realized or, even if substantially realized, that they will have the expected effects on the Company. These forwardlooking statements are made as of the date of this news release. Except as required by applicable securities legislation, the Company assumes no obligation to update publicly or revise any forward-looking statements to reflect subsequent information, events, or circumstances.

THE CANADIAN SECURITIES EXCHANGE (THE "CSE") HAS NEITHER APPROVED NOR DISAPPROVED THE CONTENTS OF THIS NEWS RELEASE. NEITHER THE CSE NOR ITS MARKET REGULATOR (AS THAT TERM IS DEFINED IN THE POLICIES OF THE CSE) ACCEPTS RESPONSIBILITY FOR THE ADEQUACY OR ACCURACY OF THIS RELEASE.

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/281235

Source: Herbal Dispatch Inc.

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TLDR: WalletConnect integration connects over 600 wallets and 70,000 dApps directly to TRON’s payment network. TRON processed $7.9 trillion in USDT transfers in 2025, handling $21 billion in daily stablecoin settlements. Trust Wallet processed $20M in TRON transactions since October, with Binance Web3 Wallet adding $3 million. WalletConnect’s partnership with Ingenico enables stablecoin payments across 40 million global retail terminals. WalletConnect has integrated TRON network support, connecting over 600 crypto wallets and 70,000 decentralized applications to one of the blockchain industry’s largest payment networks. 

The integration enables direct access to TRC-20 token transfers and TRON’s DeFi, NFT, and GameFi ecosystem. 

This expansion reinforces stablecoins as a primary global payment infrastructure while extending institutional access to TRON’s high-throughput network.

Infrastructure Integration Connects Major Wallet Providers The WalletConnect integration now supports TRON across multiple leading wallet platforms in the cryptocurrency ecosystem. 

Trust Wallet has processed over $20 million in transactions since October through this connection. Binance Web3 Wallet has facilitated $3 million in transaction volume. SafePal has recorded $1.7 million in processed transactions.

The integration extends beyond consumer wallets to institutional infrastructure providers. Custodians and fintech applications like Fireblocks now support TRON without requiring additional development work. 

This streamlined approach reduces technical barriers for financial institutions entering the TRON ecosystem. 

According to WalletConnect CEO Jess Houlgrave, stablecoins demonstrate they can transfer money faster and more efficiently than traditional payment systems.

. @WalletConnect announced support for the TRON network, expanding institutional access to DeFi on TRON and extending payment connectivity across one of the world’s largest blockchain networks.

The integration connects over 600 WalletConnect-enabled wallets and 70,000 dApps… pic.twitter.com/fhl2ZEVniO

— TRON DAO (@trondao) January 21, 2026

“Stablecoins are proving they can move money faster and more efficiently than traditional payment rails; the next step is making them universally accessible,” Houlgrave stated. 

She added that each new integration provides more users with access to cryptocurrency and faster, cheaper payments. “Adding TRON expands the global stablecoin rails available to our ecosystem and strengthens everyday payment adoption,” she explained.

Applications including Sun.io, JustLend, Bridgers, Symbiosis Finance, and Debridge are rolling out TRON support. These platforms will enable faster payment processing and broader DeFi participation. 

The integration provides multi-wallet connectivity across mobile and desktop environments. Users can now execute seamless TRC-20 token transfers from any supported wallet interface.

WalletConnect recently announced a partnership with Ingenico to enable stablecoin payments across 40 million point-of-sale terminals worldwide. 

This represents one of the largest expansions of cryptocurrency into physical retail environments. 

The TRON integration complements this infrastructure by adding another major settlement network to WalletConnect’s supported blockchain options.

TRON Processes Billions in Daily Stablecoin Settlements TRON has established itself as the dominant settlement network for USDT transactions across global markets. The network processed an estimated $7.9 trillion in USDT transfer volume throughout 2025. 

Daily stablecoin transfers on TRON exceed $21 billion, reflecting the network’s role in mainstream digital payments. The network facilitates high-frequency value transfers for consumer and business applications.

TRON’s architecture supports peer-to-peer transfers, remittances, merchant settlements, and exchange payouts at scale. 

The network has gained adoption in emerging markets for cross-border payments. Its low-cost structure makes it suitable for “digital cash” transactions and everyday payment use cases. 

TRON operates under governance by the TRON DAO, a community-led organization focused on internet decentralization.

TRON founder Justin Sun emphasized the network’s mainstream stablecoin usage and scalability for payment operations.

 “Stablecoins have reached real mainstream use, with the TRON network handling more than $21 billion in stablecoin transfers each day,” Sun noted. He further explained that TRON was designed to operate at scale for widespread adoption.

“TRON was built to operate at scale, and integrations like WalletConnect help bring that scale directly into the wallets and applications people use for everyday payments,” Sun said. 

Stablecoins have transitioned from specialized cryptocurrency tools to mainstream digital payment instruments. The assets now serve consumer transfers, merchant settlement, cross-border payments, and digital commerce applications. 

WalletConnect’s integration expands ecosystem access for developers building on TRON’s infrastructure.

The sharp reversal showed how closely crypto prices remain tethered to macro headlines. Solana, XRP, Cardano and dogecoin followed a similar pattern of quick losses and partial recoveries

In brief ARK Invest forecasts Bitcoin could account for roughly 70% of a projected $28 trillion digital-asset market by 2030, driven by ETF adoption and corporate treasuries. DeFi value shifts from networks to applications, as fee-generating protocols scale faster and begin to rival fintech platforms in revenue efficiency and assets under management. Tokenized markets move toward the mainstream, with ARK projecting up to $11 trillion in tokenized real-world assets by 2030. Bitcoin, decentralized finance applications, and tokenized real-world assets are poised to dominate crypto development in 2026, with experts saying regulatory clarity will determine whether innovation translates into mainstream adoption.

ARK Invest's latest research report, dubbed "Big Ideas 2026," forecasts the digital asset market could balloon to $28 trillion by 2030, with Bitcoin commanding 70% of that market at roughly $16 trillion.

The projections from Cathie Wood's investment management firm are “reasonable,” Joni Pirovich, founder and CEO of Crystal aOS, told Decrypt.

"Crypto-native financial platforms are scaling, but they're not seeking to become global centralized institutions—they're seeking global acceptance and navigating fragmented compliance requirements," she said.

The report highlights Bitcoin's maturation as an institutional asset class, with U.S. ETFs and public companies now holding 12% of total supply, up from 8.7% in early 2025.

The projections show how Bitcoin, DeFi, and tokenized assets are increasingly treated as functional components of global capital markets.

Sudhakar Lakshmanaraja, founder of blockchain education platform Digital South Trust, told Decrypt that "crypto's future in 2026 will be decided more by regulation than innovation." 

“Bitcoin may dominate as an asset, but DeFi and tokenized markets cannot scale until governments settle custody, compliance, and investor protection rules,” he added.

Tokenized assets tripled to $19 billion in 2025 and could reach $11 trillion by 2030 (about 1.38% of global financial assets), anchored by BlackRock’s $1.7B BUIDL fund (20% of tokenized Treasuries) and tokenized gold from Tether and Paxos, according to the report.

Decentralized finance applications, meanwhile, generated a record $3.8 billion in revenue in 2025, with January alone accounting for one-fifth of the total, as ultra-lean platforms like Hyperliquid topped $800 million in annual revenue with fewer than 15 employees, and 70 protocols now exceed $1 million in monthly recurring revenue, the report found.

"In 2026, the convergence of mature regulatory frameworks and interoperable institutional networks will allow sovereign digital securities to redefine global capital formation," Wook Lee, Founder and CEO of EDENA Capital Partners, told Decrypt, stressing the transformation underway.

Tokenized markets will be the “primary driver of real-world economic activity across the digital asset ecosystem,” Lee added.

The report also noted Bitcoin's declining volatility, with average drawdowns from all-time highs reaching their shallowest levels across all measured time horizons in 2025, and Bitcoin's risk-adjusted returns outperforming Ethereum and Solana throughout most of the year.

The world’s largest crypto is trading just below $90,000, up 0.5% in the last 24 hours but down more than 6% on the week, according to CoinGecko data. 

The crypto rebounded above the $90,000 level on Wednesday after President Donald Trump said he would not impose tariffs on European countries following a meeting with NATO's secretary general over the fate of Greenland, though prices have since retreated amid ongoing geopolitical uncertainty.

ARK’s report also examined AI infrastructure, autonomous vehicles, robotics, and distributed energy alongside its crypto analysis. 

In the prediction market Myriad, users are currently leaning toward crypto, not AI, as the likelier bubble to burst first, with traders assigning a nearly 55% chance.

(Disclaimer: Myriad is owned by Decrypt’s parent company, Dastan)

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XRP Retail Sentiment Shifts From Greed to Extreme Fear — A Bullish Signal?XRP retail sentiment plunged to extreme fear after sharp January price correctionNegative funding rates suggest crowded shorts that historically precede potential XRP reboundsBinance listing XRP/RLUSD pair improves liquidity and supports near term recovery outlookXRP’s price has dropped below $2, representing a roughly 19% decline from its January 5, 2026, peak. This pullback has unsettled many investors. However, analysts still see several constructive signals that could support a recovery.

This article examines the key factors behind that view. The analysis draws on social data, trading activity, and recent developments from exchanges.

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Retail Sentiment Turns Bearish Amid Price CorrectionXRP has experienced a sharp reversal in sentiment.

Positive/Negative Sentiment data from Santiment—a market sentiment analytics platform based on social media discussions—shows that XRP has fallen into the “Extreme Fear” zone. Just one week earlier, the same metric still reflected greed.

Santiment notes that, historically, sentiment extremes often mark potential reversal points. Markets tend to move against consensus expectations.

XRP Ratio of Positive/Negative Sentiment. Source: Santiment “Historically, this high level of bearish commentary leads to rallies. Prices move the opposite to retails’ expectations more often than not,” Santiment reported.

While this observation suggests a constructive scenario, the rapid sentiment swing over a short period highlights uncertainty and inconsistency among retail traders. Such instability typically does not support a sustained uptrend.

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Negative Funding Rates Signal a Potential Reversal PatternMarket data points to another possible reversal signal. An analyst at CryptoQuant has identified negative funding rates in perpetual futures contracts, indicating an excessive buildup of short positions.

Funding rates represent periodic payments between long and short holders in perpetual futures markets. Negative rates mean that short sellers are paying long positions. Historically, similar conditions have often preceded XRP price recoveries.

XRP Funding Rate. Source: CryptoQuant.CryptoQuant data shows that this pattern has appeared twice since 2024—during August–September 2024 and April 2025. In both cases, negative funding rates preceded notable price rebounds.

“Historically, the market tends to move against a late consensus. The accumulation of shorts creates short-term selling pressure, but it also builds latent buying pressure. If prices begin to rise, these positions could be liquidated, fueling the upward move,” CryptoQuant analyst Darkfost explained.

Binance Lists XRP/RLUSD Trading Pairs, Boosting VolumeA positive development in the exchange space is also strengthening XRP’s outlook. On January 21, 2026, Binance announced the listing of a new XRP/RLUSD trading pair.

Ripple CEO Brad Garlinghouse expressed optimism about the move. Trading RLUSD on Binance exposes the stablecoin to a broader user base. This expansion reinforces the XRP Ledger ecosystem and can indirectly support XRP’s price.

The listing also opens an additional liquidity channel for both XRP and RLUSD. Over the long term, under favorable market conditions, deeper liquidity can improve market depth, reduce price volatility, and attract new capital inflows.

BeInCrypto’s technical analysis further highlights a bullish divergence as XRP fell below $2. This signal adds to the short-term recovery outlook.

Disclaimer

In adherence to the Trust Project guidelines, BeInCrypto is committed to unbiased, transparent reporting. This news article aims to provide accurate, timely information. However, readers are advised to verify facts independently and consult with a professional before making any decisions based on this content. Please note that our Terms and Conditions, Privacy Policy, and Disclaimers have been updated.

Nearly equal losses across long and short positions showed traders were wrong-footed as crypto prices swung violently within hours.

Institutional investors aren’t likely to be the ones to push Bitcoin to new highs this year without a market-moving event, according to macro researcher and FFTT founder, Luke Gromen.

“If you’re counting on institutional investors to run it from you know 90 to you know 150, if that’s your plan, that’s probably not going to happen without some major catalyst,” Gromen told Natalie Brunell on an episode of Coin Stories published to YouTube on Wednesday. 

“That’s not how institutional investors act,” he said. “They’re going to sit there and just go, I'll wait. I’ll wait,” he said.

A rise from Bitcoin’s (BTC) current price of around $89,880 to $150,000 would be a 67% increase, and 18.86% above its all-time high of $126,198, according to CoinMarketCap.

Bitcoin is up 2.48% over the past 30 days. Source: CoinMarketCap“At the very least that suggests there's a whole lot of wood to chop for Bitcoin,” Gromen said.

Significant market catalysts currently under watch are the US CLARITY Act, which is now facing uncertainty over its rollou, and potential further quantitative easing through more rate cuts from the US Federal Reserve.

Institutions still interested in Bitcoin: CryptoQuant CEOCrypto market participants often see growing institutional interest as a signal that prices could rise in the near term. On Wednesday, CryptoQuant CEO Ki Young Ju said that “institutional demand for Bitcoin remains strong.” 

Ju pointed to the 577,000 Bitcoin bought up by institutional funds over the past year, which is equivalent to roughly $53 billion. “Still flowing in,” he reiterated.

In December, asset management company Grayscale pointed to institutional demand and clearer US regulations as the main catalysts behind its forecast for Bitcoin hitting new all-time highs in the first half of 2026.

Gromen plays with idea of Bitcoin dropping to $60KGromen said there is a possibility that Bitcoin “could easily” go to $60,000.

He floated the possibility of an “all-out trade war,” the US becoming isolated from the rest of the world, or even a recession, as scenarios that could trigger major Bitcoin sell-offs and dampen institutional interest.

“What happens to the cash flows of those businesses, do they have to turn sellers? Are the treasury companies of this cycle the forced sellers like we saw around FTX in 2022?” he said.

Treasury companies forced to sell would potentially flood the market with supply. 

Michael Saylor’s Strategy is the largest public Bitcoin treasury holder with 709,715 Bitcoin, worth approximately $63.77 billion, according to SaylorTracker.

Meanwhile, overall Bitcoin public treasury companies hold approximately 1.13 million Bitcoin, valued at approximately $101.56 billion, according to BitcoinTreasuries.NET data. 

Magazine: ‘If you want to be great, make enemies’: Solana economist Max Resnick 

Cointelegraph is committed to independent, transparent journalism. This news article is produced in accordance with Cointelegraph’s Editorial Policy and aims to provide accurate and timely information. Readers are encouraged to verify information independently. Read our Editorial Policy https://cointelegraph.com/editorial-policy

Journalist

Posted: January 22, 2026

Story’s (IP) prices have been exhibiting renewed strength after rebounding from a key support zone aligned with a fair value gap near $2.40. The aggressive bounce suggests that IP buyers may be actively defending this price level – Turning it into a short-term foundation for price stability.

That’s not all though as the Stochastic RSI appeared to be approaching the oversold zone at press time. This cemented the imbalance zone as a key turning point for the altcoin’s price action.

Source: TradingView

Institutional demand on the rise IP’s Open Interest climbed by $10 million over the last 24 hours, pointing to a hike in fresh capital volume flocking the market. Big players accumulate more long positions on the dip.

In fact, figures for the same were as high as $89 million at press time. This could be indicative of growing confidence in IP’s price action among investors and traders.

Source: Santiment

Whales take the biggest share of market supply Whale activity seemed to reinforce that positive sentiment too. In fact, the share of total IP supply held by large holders has risen to 55%, indicating that deep-pocketed investors may be accumulating during the dip rather than distributing.

As can be seen from similar whale and institutional alignments in the past, such behaviour often reflects expectations of higher prices ahead. Especially when it coincides with better derivatives activity.

Source: Santiment

What could be next for IP? With the support level holding, institutional positions rising, and whale control expanding, the market sentiment may be gradually shifting in favor of the bulls.

The big question now would be if there is any follow-through buying spree action that could kick in. If there is enough buying pressure, IP might gain enough strength to move past the press time levels and test the $4-zone – An intersection point of both the resistance levels and the liquidity.

Whether this level comes into effect in the near future will depend on market participation levels from larger players and whether the market can sustain above levels of $2.40.

In summary, the liquidity cluster summing up to the $290k placed at the psychological level of $4-resistance would be the most prominent target in line with IP’s price.

Source: Coinglass

Final Thoughts IP saw renewed momentum after defending the $2.40 fair value gap, with institutional positions strengthening rapidly. Hike in Open Interest and expanding whale control hinted at growing confidence across the market.

Inflation in the United States could climb above 4% this year, according to a new analysis by Adam Posen of the Peterson Institute and Peter R. Orszag of Lazard.

contributor

Posted: January 22, 2026

XRP, the trailblazer in cross-border payments, has kept its momentum going into 2026. On 21 January, Ripple announced RLUSD’s Binance listing. This move represented a crucial moment in the company’s expansion.

CEO Brad Garlinghouse didn’t shy away from showing his excitement, tweeting,

“eXtRemely Positive to see $RLUSD listed on Binance.”

The RLUSD listing—along with XRP/RLUSD and RLUSD/USDT trading pairs—has cemented Ripple’s dominance in digital payments. In fact, it has also solidified its market standing.

What made the RLUSD Binance listing critical to Ripple’s strategy though? Well, Ripple leveraged the RLUSD Binance listing to enhance its position in the stablecoin market. The listing elevated liquidity and granted broader access to Ripple’s financial ecosystem.

Users reaped rewards of multichain interoperability RLUSD isn’t just any stablecoin. It is built for multichain interoperability. Ripple’s design integrated both Ethereum and the XRP Ledger (XRPL), allowing users to harness the benefits of both. With its addition to Binance, the number 1 exchange, RLUSD became more accessible for seamless Ethereum and XRPL transactions.

This multichain strategy isn’t just about flexibility; it is locked-in mass adoption.

Thanks to the same, developers and users gained the ability to tap into a broader blockchain landscape, positioning Ripple [XRP] for success in decentralized finance (DeFi), payments, and remittances.

RLUSD’s Binance Listing solidifies Ripple’s trust, regulatory status Ripple didn’t just stop at market expansion though. The RLUSD Binance listing boosted liquidity and cemented trust in Ripple’s ecosystem. RLUSD, fully backed by U.S. dollar deposits, short-term U.S. Treasuries, and cash equivalents, has delivered both stability and regulatory compliance.

Ripple’s regulatory milestones, such as New York DFS approval and a conditional OCC charter, have strengthened RLUSD’s position too.

These advances mark RLUSD as a trusted, enterprise-grade stablecoin, appealing to institutional and retail investors who prioritized transparency and security.

What this means for XRP and Ripple’s future On the price charts, XRP’s price recorded a dip, dropping from $2 to $1.90. However, this isn’t a death sentence, keeping in mind that whatever Ripple does revolves around the betterment of XRP’s future. 

Source:TradingView

Ripple’s relentless focus on RLUSD, paired with its strides in DeFi, keep it firmly in the cross-border payments leadership seat.

Despite short-term volatility, Ripple’s regulatory progress and RLUSD’s expansion set the company up for long-term success. The growing stablecoin and tokenized finance sectors are ripe for growth, and Ripple may be perfectly positioned to reap the benefits.

Final Thoughts Ripple’s growth is strengthened by the RLUSD Binance listing, increasing liquidity and boosting XRP’s future prospects. Ripple’s multichain strategy and regulatory wins set XRP up for long-term dominance in payments and DeFi.

Data shows the Bitcoin market sentiment has seen a sharp turnaround recently as the Fear & Greed Index has swung to extreme fear.

Bitcoin Fear & Greed Index Is Back In Extreme Fear Zone The “Fear & Greed Index” refers to an indicator created by Alternative that tells us about the average sentiment present among traders in the Bitcoin and wider cryptocurrency markets.

The index uses the data of the following five factors to determine the investor mentality: market cap dominance, trading volume, volatility, Google Trends, and social media sentiment. To represent the sentiment, it uses a numerical scale running from zero to hundred.

When the value of the Fear & Greed Index is greater than 53, it means a sentiment of greed is shared by the majority of traders. On the other hand, the indicator being below 47 implies the dominance of fear. All values lying between these two cutoffs correspond to a net neutral mentality.

Besides these three core regions, there are also two ‘extreme’ zones, known as the extreme fear (occurring at 25 and under) and extreme greed (above 75). At present, the market sentiment is in one of these zones, as the Fear & Greed Index’s latest value suggests.

The value of the metric is 24 | Source: Alternative As displayed above, the Bitcoin market sentiment is just inside the extreme fear territory right now, with the Fear & Greed Index sitting at 24. This level of despair among traders is a new development, as just earlier mood was much better.

How the Fear & Greed Index has changed over the past twelve months | Source: Alternative On January 15th, the index had a value of 61, putting the sentiment of the average investor firmly inside the greed territory. Only six days later, the situation has completely flipped.

The reason behind this shift lies in the bearish price action that the cryptocurrency has faced since US President Donald Trump announced tariffs on several European countries over Greenland.

The earlier greed sentiment also came after trader mentality saw a sharp swing. In fact, the shift was even faster back then, as the Fear & Greed Index went from a near-extreme fear level of 26 to the greedy value of 61 over just two days as Bitcoin witnessed a price surge beyond $97,000.

The latest drop back into the extreme zone may not entirely be a negative development for the cryptocurrency, though, if history is anything to refer to. Often, digital asset markets have tended to move in the direction that goes contrary to the expectations of the majority.

Since extreme fear is where a bearish mentality is the strongest, bottoms can be likely to occur in the zone. Similarly, extreme greed can lead to tops instead. With the sentiment currently in the former zone, it now remains to be seen how long it will take for Bitcoin to find back its footing.

BTC Price Bitcoin dropped under $88,000 earlier in the day, but the coin has since bounced back to $90,200.

The trend in the price of the coin over the last five days | Source: BTCUSDT on TradingView Featured image from Dall-E, chart from TradingView.com

8h15 ▪ 4 min read ▪ by Luc Jose A.

Summarize this article with:

XRP is once again worrying analysts. A rare technical signal, identical to the one that preceded a 68 % drop in 2022, has just reappeared. As tensions return to the crypto market, this alert intensifies fears of a major pullback. At the same time, massive outflows from XRP ETFs increase pressure on Ripple’s crypto. Is history repeating itself?

In Brief XRP triggers a rare technical signal, identical to the one that preceded a 68 % drop in 2022. Analysts observe a worrying fractal structure, supported by massive weekly losses below the $2 threshold. Psychological pressure is rising among long-term investors, whose purchase price exceeds that of new entrants. In case of a clear break below $2, some foresee a retreat toward $1.10 to $1.03, close to the 200-week moving average. The Return of a Worrying Fractal Signal According to Glassnode data, XRP shows an on-chain structure strongly similar to that observed in February 2022, a period which preceded a 68 % drop in the crypto, while an expert had revealed its practical use cases.

This technical correlation relies on several key elements that fuel analysts’ concerns.

The common points between the current configuration and that of 2022 include :

A rare fractal signal : the price and volume structure closely resembles the one that preceded a massive pullback from February to May 2022 ; The breach of critical levels : in 2022, the loss of the $0.78 support had forced XRP down to $0.30. Today, the $2 threshold plays a similar role ; High realized losses : each time XRP falls below $2 is accompanied by weekly losses of $500M to $1.2B, which fuels emotional pressure on investors ; A signal of imbalance between cohorts: long-term holders (6-12 months) see their purchase cost exceed that of new buyers, creating a risk of panic selling. Glassnode highlights that psychological pressure on bullish buyers continues to rise. This tension strengthens as XRP fails to defend the $2 threshold, which has become a strategic marker of confidence or break.

By comparison, breaking the $0.55 level in May 2022 led to a 48 % drop within weeks. If XRP were to break below $2, several analysts anticipate a retreat to the $1.10 to $1.03 area, close to the 200-week moving average. This is precisely the pattern that occurred during the last major bear cycle.

ETF Flows and Institutional Pressure Beyond chart considerations, recent movements in XRP ETFs are striking. On Tuesday, XRP ETFs recorded their second day of net outflows since their launch, with a total amount of $53.32M. This is the largest outflow since their market launch, even exceeding the $40M withdrawals recorded on January 7.

This dynamic reflects a change in institutional investors’ stance. The current context, marked by a general pullback in the crypto market, favors a cautious, even defensive, attitude. ETF net outflows are seen as a signal of gradual disengagement, which could weigh more on the price, especially if it continues over multiple sessions.

The XRP price is evolving under high tension, caught between a worrying technical signal and massive institutional withdrawals. If the $2 zone is permanently broken, the market could witness a new correction phase. Attention is focused on on-chain indicators and ETF flows to anticipate the next moves.

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Diplômé de Sciences Po Toulouse et titulaire d'une certification consultant blockchain délivrée par Alyra, j'ai rejoint l'aventure Cointribune en 2019. Convaincu du potentiel de la blockchain pour transformer de nombreux secteurs de l'économie, j'ai pris l'engagement de sensibiliser et d'informer le grand public sur cet écosystème en constante évolution. Mon objectif est de permettre à chacun de mieux comprendre la blockchain et de saisir les opportunités qu'elle offre. Je m'efforce chaque jour de fournir une analyse objective de l'actualité, de décrypter les tendances du marché, de relayer les dernières innovations technologiques et de mettre en perspective les enjeux économiques et sociétaux de cette révolution en marche.

DISCLAIMER

The views, thoughts, and opinions expressed in this article belong solely to the author, and should not be taken as investment advice. Do your own research before taking any investment decisions.

2 mins mins

Key Points:

Binance lists RLUSD with zero-fee trading starting January 22, 2026.Ripple’s RLUSD is a USD-backed stablecoin impacting market liquidity.Trading volumes for RLUSD surge following its addition to Binance. Binance will list RLUSD, a Ripple Labs stablecoin, on January 22, 2026, offering spot trading and zero-fee exchanges, enhancing its crypto trading options.

The launch strengthens RLUSD’s market position, backed by Ripple’s blockchain expertise, potentially affecting liquidity and trading strategies for related cryptocurrencies like XRP and USDT.

Binance’s Zero-Fee Listing of RLUSD Begins January 22, 2026 Binance introduces the RLUSD spot product on its platform, allowing users to trade with zero fees. The listing will be available on January 22, 2026, through Binance’s “Buy Crypto” feature, making it convenient for users to transact using credit cards or account balances.

The introduction of RLUSD on Binance will impact overall market liquidity and trading volumes. Starting January 23, 2026, RLUSD becomes a borrowable asset in cross-margin and isolated-margin trading, enhancing its utility for traders and institutional investors alike.

eXtRemely Positive to see $RLUSD listed on @binance, said Brad Garlinghouse, CEO of Ripple. Trading Volumes Surge as RLUSD Gains Market Traction Did you know? Ripple’s RLUSD stablecoin utilizes a decade of blockchain expertise to facilitate cross-border payments, leveraging Ripple’s longstanding presence in the financial technology sector.

CoinMarketCap data indicates Ripple USD’s price remains stable at $1.00 with a market cap of $1.34 billion. It shows minimal fluctuations with a 0.05% change over 24 hours. The stablecoin maintains a market dominance of 0.04% with a circulating supply of over 1.33 billion. The 24-hour trading volume is $173.05 million, evidencing increased interest and liquidity.

Ripple USD(RLUSD), daily chart, screenshot on CoinMarketCap at 07:38 UTC on January 22, 2026. Source: CoinMarketCap Coincu researchers note that the listing of RLUSD on Binance could significantly impact its trading volumes and market presence. The move may enhance the stablecoin’s adoption in various financial sectors, driven by Ripple’s established reputation in blockchain technology.

DISCLAIMER: The information on this website is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing.

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All three of these stocks have done well; investors' perception is the only thing holding them back.

Back in December 2024, I named my top 10 stocks for 2025. That group included:

Taiwan Semiconductor Manufacturing ASML Meta Platforms (META +1.47%) Alphabet Amazon (AMZN +0.17%) CrowdStrike dLoca PayPal (PYPL +1.41%) MercadoLibre Nvidia This list wasn't given in any particular order, and for the most part, these stocks crushed it. In fact, only three lost to the market. Considering the S&P 500 (^GSPC +1.16%) had a great 2025, that's not too shabby a call. But are the three that lost still buyable in 2026?

Image source: Getty Images.

The underperformance ranges There's one large item that stands out when all 10 stocks are graphed versus the broader market: PayPal's terrible performance.

TSM data by YCharts

The S&P 500 had an impressive year, rising 16.4%. However, Meta Platforms, Amazon, and PayPal all underperformed. The reasons for their underperformance vary.

Meta Platforms was beating the market until it announced its third-quarter results, giving guidance that it would increase its data center capital expenditures again in 2026. Investors didn't like that and sold the stock off as a result.

Amazon underperformed pretty much throughout the entire year, and its underperformance mostly came from the fact that it had a high premium heading into 2025. Now that the premium has disappeared, it trades at the same price as other big tech stocks. With how strong Amazon's business has looked over the past few quarters, it could be set up for a huge 2026.

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Last is PayPal. PayPal is a turnaround story, and it isn't delivering much growth. However, the stock is incredibly cheap at less than 10 times forward earnings. At some point in time, stocks just become too cheap to ignore, especially one that has as much exposure to global payments as PayPal does.

So, which of these three stocks are buys for 2026?

All three could make a comeback in 2026 I think all three of these stocks are poised to beat the market in 2026. Meta can soar on solid returns on investments in its data center spending. If Amazon maintains the strength of its financial results that it ended 2025 with, then it should also bounce back.

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I have the least confidence in PayPal, as it will take a serious change in market perception for it to do well. However, if PayPal continues repurchasing shares and growing its diluted earnings per share (EPS) at a double-digit pace, I think a turnaround is inevitable.

These three all make for solid picks in 2026, but they are far from a surefire bet.

Keithen Drury has positions in Alphabet, Amazon, CrowdStrike, DLocal, MercadoLibre, Meta Platforms, Nvidia, PayPal, and Taiwan Semiconductor Manufacturing. The Motley Fool has positions in and recommends ASML, Alphabet, Amazon, CrowdStrike, MercadoLibre, Meta Platforms, Nvidia, PayPal, and Taiwan Semiconductor Manufacturing. The Motley Fool recommends DLocal and recommends the following options: long January 2027 $42.50 calls on PayPal, long January 2027 $7 calls on DLocal, short January 2027 $10 calls on DLocal, and short March 2026 $65 calls on PayPal. The Motley Fool has a disclosure policy.

January 22, 2026 01:00 ET  | Source: Nokia Oyj

Press Release
Nokia to publish fourth-quarter and full-year 2025 financial report on 29 January 2026

22 January 2026
Espoo, Finland – Nokia will publish its fourth-quarter and full-year 2025 financial report on 29 January 2026 at approximately 8 a.m. Finnish time (EET). The report will be made available on the Nokia website immediately after publication.

Nokia only publishes a summary of its financial reports in stock exchange releases. The summary focuses on Nokia Group's financial information as well as on Nokia's outlook.

The detailed, segment-level discussion will be available in the complete financial report hosted at www.nokia.com/financials. Investors should not solely rely on summaries of Nokia's financial reports, but should also review the complete reports with tables.

Analyst webcast

Nokia's webcast will begin on 29 January 2026 at 11.30 a.m. Finnish time (EET). The webcast will last approximately 60 minutes.
The webcast will be a presentation followed by a Q&A session. Presentation slides will be available for download at www.nokia.com/financials. A link to the webcast will be available at www.nokia.com/financials. Media representatives can listen in via the link, or alternatively call +1-412-317-5619. About Nokia
Nokia is a global leader in connectivity for the AI era. With expertise across fixed, mobile, and transport networks, we’re advancing connectivity to secure a brighter world.

Media inquiries
Nokia Press Office
Email: [email protected]

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By Reuters

January 22, 20266:08 AM UTCUpdated ago

A man walks next to the logo of the DTAC Public Company Limited and the logo of True Corporation at a department store in Bangkok, Thailand, November 22, 2021. REUTERS/Athit Perawongmetha Purchase Licensing Rights, opens new tab

OSLO, Jan 22 (Reuters) - Norway's Telenor (TEL.OL), opens new tab said on Thursday it had agreed to sell its stake in Thailand's True Corporation (TRUE.BK), opens new tab for a total value of about 39 billion Norwegian crowns ($3.92 billion).

Telenor Group said it signed an agreement with Arise Digital Technology Company, owned by Khun Suphachai Chearavanont, to sell 24.95% in True, and agreed to a sale of its remaining 5.35% two years after the closing of the initial sale.

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($1 = 9.9484 Norwegian crowns)

Reporting by Terje Solsvik; Editing by Jamie Freed

Our Standards: The Thomson Reuters Trust Principles., opens new tab

I upgraded Oklo to a Buy after Meta's January 9 agreement to advance the Pike County 1.2 GW campus. The Meta deal adds a prepay mechanism to fund fuel procurement and early Phase 1 work. Timelines are long: phase 1 targeted "as early as 2030", with full 1.2 GW deployment not expected until 2034. However, the Meta deal validates the tech behind the Aurora powerhouse.

Investigational ARC-BCI® Therapy is being developed to restore thought-driven movement in people living with spinal cord injuries and other movement disabilitiesARC-BCI is the world’s first and most advanced purpose-designed platform pairing a brain-computer interface with an implantable spinal cord stimulation system Seven study participants have now received ARC-BCI Therapy to restore movement of their own paralyzed limbs
EINDHOVEN, the Netherlands, Jan. 22, 2026 (GLOBE NEWSWIRE) -- ONWARD Medical N.V. (Euronext: ONWD – US ADR: ONWRY), the neurotechnology company pioneering spinal cord stimulation therapies to restore movement, function, and independence, announces that two additional individuals living with spinal cord injuries (SCI) have received the Company’s investigational ARC-BCI® Therapy. These groundbreaking procedures bring the total number of human implants to seven, extending the Company’s leadership in the development of brain-computer interface (BCI) platforms to restore thought-driven movement for people living with paralysis.

Both procedures were performed at the Centre Hospitalier Universitaire Vaudois (CHUV) in Lausanne, Switzerland, under the direction of Jocelyne Bloch, MD, Chief of Neurosurgery. They involved a 35-year-old woman who sustained a spinal cord injury two years ago and a 39-year-old man who sustained a spinal cord injury seven years ago. Study participants received ARC-BCI Therapy for upper- and lower-limb movement restoration, respectively.

“We continue to learn from this groundbreaking clinical feasibility research, leveraging our unique understanding of spinal cord stimulation to restore movement after paralysis, and exploring the potential advantages offered by the addition of a brain-computer interface,” said Dave Marver, CEO of ONWARD Medical. “We look forward to sharing more details in a peer-reviewed forum, continuing our commitment to scientific rigor.”

The Company’s BCI platform comprises an implant placed epidurally on the motor cortex, designed to record brain signals associated with movement intention. The system uses Artificial Intelligence (AI) to decode these signals and translate them into instructions that are wirelessly transmitted to an implanted neurostimulator, which precisely stimulates targeted regions of the spinal cord via purpose-designed leads. The Company’s BCI is supported by more than eight years of human safety data. The ARC-BCI System was awarded Breakthrough Device Designation (BDD) by the US Food and Drug Administration (FDA) in 2024. ARC-BCI is also included in the FDA’s Total Product Life Cycle Advisory Program that provides early regulatory guidance to support the development of innovative technologies.

These latest implants are part of ongoing clinical feasibility studies supported by grants from the European Union’s Horizon Europe research and innovation program through the European Innovation Council (EIC, under grant agreements No 101057450 and 101070891), the Christopher & Dana Reeve Foundation, and the Swiss State Secretariat for Education, Research and Innovation (SERI).

About ONWARD Medical

ONWARD Medical is the leading neurotechnology company pioneering therapies to restore movement, function, and independence in people with spinal cord injuries (SCI) and other movement disabilities. Building on decades of scientific discovery, preclinical research, and clinical studies conducted at leading hospitals, rehabilitation clinics, and neuroscience laboratories, the Company developed its proprietary ARC Therapy. It has subsequently been awarded 10 Breakthrough Device Designations from the FDA. The Company’s ARC EX® System is cleared for commercial sale in the US and Europe. The Company is also developing an investigational implantable system called ARC-IM®, designed to address several unmet needs including blood pressure instability after spinal cord injury. It can also be paired with a brain-computer interface (BCI) and artificial intelligence (AI) to restore thought-driven movement.

Headquartered in the Netherlands, the Company has a Science and Engineering Center in Switzerland and a US office in Boston, Massachusetts. The Company is listed on Euronext Paris, Brussels, and Amsterdam (ticker: ONWD) and its US ADRs can be traded on OTCQX (ticker: ONWRY).

To learn more about ONWARD Medical’s commitment to partnering with the spinal cord injury community to develop innovative solutions for restoring movement, function, and independence after spinal cord injury, please visit ONWD.com.

To be kept informed about the Company’s technologies, research studies, and the availability of therapies in your area, please complete this webform.

For Media Inquiries:
Sébastien Cros, VP Communications
[email protected]  

For Investor Inquiries:
[email protected]

Disclaimer  

Certain statements, beliefs, and opinions in this press release are forward-looking, which reflect the Company’s or, as appropriate, the Company directors’ current expectations and projections about future events. By their nature, forward-looking statements involve several risks, uncertainties, and assumptions that could cause actual results or events to differ materially from those expressed or implied by the forward-looking statements. These risks, uncertainties, and assumptions could adversely affect the outcome and financial effects of the plans and events described herein. A multitude of factors including, but not limited to, delays in regulatory approvals, changes in demand, competition, and technology, can cause actual events, performance, or results to differ significantly from any anticipated development. Forward-looking statements contained in this press release regarding past trends or activities should not be taken as a representation that such trends or activities will continue in the future. As a result, the Company expressly disclaims any obligation or undertaking to release any update or revisions to any forward-looking statements in this press release as a result of any change in expectations or any change in events, conditions, assumptions, or circumstances on which these forward-looking statements are based. Neither the Company nor its advisers or representatives nor any of its subsidiary undertakings or any such person’s officers or employees guarantees that the assumptions underlying such forward-looking statements are free from errors nor does either accept any responsibility for the future accuracy of the forward-looking statements contained in this press release or the actual occurrence of the forecasted developments. You should not place undue reliance on forward-looking statements, which speak only as of the date of this press release.

Trademarks: ONWARD, ARC-EX, ARC-IM, ARC-BCI, and the stylized O-Logo are proprietary and registered trademarks of ONWARD Medical. Unauthorized use is strictly prohibited.

ARC-EX Indication for Use: The ARC-EX System is intended to deliver programmed, transcutaneous electrical spinal cord stimulation in conjunction with functional task practice in the clinic and with take-home exercises in the home to improve hand sensation and strength in individuals between 18 and 75 years old that present with a chronic, nonprogressive neurological deficits resulting from an incomplete spinal cord injury (C2-C8 inclusive). The ARC-EX System is intended to be operated in medical centers by rehabilitation professionals and at home by patients and persons providing assistance to patients, as needed.

Other Investigational Products: All other ONWARD Medical devices and therapies including ARC-IM and ARC-BCI are investigational and not available for commercial use.

Sandfire Resources Limited (SFRRF) Q2 2026 Earnings Call January 21, 2026 9:00 PM EST

Company Participants

Brendan Harris - CEO, MD & Director
Megan Jansen - Chief Financial Officer
Jason Grace - Chief Operating Officer

Conference Call Participants

Levi Spry - UBS Investment Bank, Research Division
Kaan Peker - RBC Capital Markets, Research Division
Paul Young - Goldman Sachs Group, Inc., Research Division
Mitch Ryan - Jefferies LLC, Research Division
Adam Baker - Macquarie Research
Hamish Wiltshire - Jefferies LLC, Research Division

Presentation

Operator

Thank you for standing by, and welcome to the Sandfire Resources December 2025 Quarterly Report. [Operator Instructions] I would now like to hand the conference over to Mr. Brendan Harris, Chief Executive Officer and Managing Director.

Brendan Harris
CEO, MD & Director

Good morning, everyone, and welcome to our quarterly call. Our executive team is here with me today for the Q&A as always. But before we start, I'd like to acknowledge the traditional custodians of the land on which we stand, the Whadjuk People of the Noongar Nation as well as the First Nations peoples of the lands on which Sandfire conducts its business. We pay our respects to their elders and leaders, past, present and emerging. I'd also like to acknowledge that today's National Day of Mourning in Australia for the victims of the Bondi Beach terrorist attack. Our thoughts and prayers are also with our Spanish team and the local community following the tragic train accident that occurred when 2 trains collided between Madrid and Huelva on Sunday.

As we always do, let's start with safety. We finished the period with a group TRIF of 1.3, down from the 1.4 reported at the end of September. While a pleasing outcome, we must continue to learn from every injury and high potential incident to further raise awareness of the risks in our workplace and

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Ulaanbaatar, Mongolia--(Newsfile Corp. - January 21, 2026) - Steppe Gold Ltd. (TSX: STGO) (OTCQX: STPGF) (FSE: 2J9) ("Steppe Gold" or the "Company") is pleased to provide a corporate update.

Investors can buy a highly profitable and growing digital bank at a compelling valuation.

Investing in fintech enterprises could add upside to investors' portfolios. This is a powerful secular trend that continues to disrupt the traditional banking sector. And there is a thriving business in this space that deserves a closer look.

This could be one of the best fintech stock buying opportunities I've seen in years.

Image source: Getty Images.

Growth and profits continue to soar Nu Holdings (NU +1.59%) is a fintech powerhouse that operates in Latin America, with 110 million customers in Brazil (its biggest market), 13 million in Mexico, and 4 million in Colombia. The company runs a massive digital banking platform, providing customers with a broad range of financial services.

The company's growth has been spectacular, with revenue up 42% year over year in Q3 (ended Sept. 30). Nu reported a stellar net profit margin of 18.8% that quarter. On a consensus basis, sell-side analysts expect sales and earnings per share to increase at compound annual rates of 30% and 37%, respectively, between 2025 and 2027.

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An opportunity like this is rare If a business is putting up the financial gains Nu is, investors might think the valuation is too expensive. That's simply not the case. It's quite the opposite actually.

As of Jan. 20, Nu shares trade at a forward price-to-earnings ratio of 20.7. This is a bargain compared to the 22.3 multiple of the S&P 500 index. Investors are being presented with a very favorable setup to buy this top fintech stock.

Neil Patel has no position in any of the stocks mentioned. The Motley Fool recommends Nu Holdings. The Motley Fool has a disclosure policy.

Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.