Market Signal Briefing

Q3: 2025-11-06 Earnings SummaryEPS of -$0.09 misses by $0.00

 |

Revenue of

$70.60M

(8.37% Y/Y)

misses by $48.16M

Applied Optoelectronics, Inc. (AAOI) Q3 2025 Earnings Call November 6, 2025 4:30 PM EST

Company Participants

Lindsay Savarese - Investor Relations
Chih-Hsiang Lin - Founder, Chairman, President & CEO
Stefan Murry - CFO & Chief Strategy Officer

Conference Call Participants

Simon Leopold - Raymond James & Associates, Inc., Research Division
George Notter - Wolfe Research, LLC
Michael Genovese - Rosenblatt Securities Inc., Research Division
Ryan Koontz - Needham & Company, LLC, Research Division
Timothy Savageaux - Northland Capital Markets, Research Division

Presentation

Operator

Good afternoon. I will be your conference operator today. At this time, I would like to welcome everyone to Applied Optoelectronics Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note, this call is being recorded.

I will now turn the call over to Lindsay Savarese, Investor Relations for Applied Optoelectronics. Ms. Savarese, you may begin.

Lindsay Savarese
Investor Relations

Thank you. I'm Lindsay Savarese, Investor Relations for Applied Optoelectronics. I'm pleased to welcome you to AOI's Third Quarter 2025 Financial Results Conference Call. After the market closed today, AOI issued a press release announcing its third quarter 2025 financial results and provided its outlook for the fourth quarter of 2025. The release is also available on the company's website at ao-inc.com. This call is being recorded and webcast live. A link to the recording can be found on the Investor Relations section of the AOI website and will be archived for 1 year.

Joining us on today's call is Dr. Thompson Lin, AOI's Founder, Chairman and CEO; and Dr. Stefan Murry, AOI's Chief Financial Officer and Chief Strategy Officer. Thompson will give an overview of AOI's Q3 results, and Stefan will provide financial details and the outlook for the fourth quarter of 2025. A question-and-answer session will follow our prepared remarks.

Before we begin, I would like to remind you to

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Main Street Capital Corporation (MAIN) Q3 2025 Earnings Call November 7, 2025 10:00 AM EST

Company Participants

Dwayne Hyzak - CEO & Member of the Board
David Magdol - President & Chief Investment Officer
Ryan Nelson - CFO & Treasurer
Nicholas Meserve - Managing Director

Conference Call Participants

Zach Vaughan - Dennard Lascar Associates, LLC
Arren Cyganovich - Truist Securities, Inc., Research Division
Cory Johnson - UBS Investment Bank, Research Division

Presentation

Operator

Greetings, and welcome to the Main Street Capital Third Quarter 2025 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.

It is now my pleasure to introduce your host, Zach Vaughan. Thank you. You may begin.

Zach Vaughan
Dennard Lascar Associates, LLC

Thank you, operator, and good morning, everyone. Thank you for joining us for Main Street Capital Corporation's Third Quarter 2025 Earnings Conference Call. Joining me today with prepared comments are Dwayne Hyzak, Chief Executive Officer; David Magdol, President and Chief Investment Officer; and Ryan Nelson, Chief Financial Officer. Also participating in the Q&A portion of the call is Nick Meserve, Managing Director and Head of Main Street's Private Credit Investment Group.

Main Street issued a press release yesterday afternoon that details the company's third quarter financial and operating results. This document is available on the Investor Relations section of the company's website at mainstcapital.com. A replay of today's call will be available beginning an hour after the completion of the call and will remain available until November 14. Information on how to access the replay was included in yesterday's release. We also advise you that this conference call is being broadcast live through the Internet and can be accessed on the company's homepage.

Please note that information reported on this call speaks only as of today, November 7, 2025, and therefore, you are advised that time-sensitive information may

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Analyst’s Disclosure:I/we have a beneficial long position in the shares of SG either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

HomeIndustriesAirlinesFor Wall Street, flight cancellations may not be the worst thing.Published: Nov. 7, 2025 at 1:19 p.m. ET

As thousands of would-be air-travel passengers scramble to find alternatives to their canceled or delayed flights, Wall Street is cheering all the way to the bank.

Maybe not exactly cheering, as the risk to U.S. airlines’ bottom lines is real. If the U.S. government shutdown continues into Thanksgiving week — historically the busiest for travel — “disaster” awaits. And the stakes are higher this year: Thanksgiving bookings are up about 2% relative to Thanksgiving 2024, according to aviation-analytics company Cirium.

Partner CenterMost Popular

SAN FRANCISCO, Nov. 07, 2025 (GLOBE NEWSWIRE) -- A pending class-action lawsuit targeting KBR, Inc. (NYSE: KBR) alleges that the company made misleading statements to investors in the weeks leading up to the abrupt cancellation of a major military contract which negatively impacted the company’s business prospects. The lawsuit seeks to represent investors who purchased or otherwise acquired KBR securities between May 6, 2025 and June 19, 2025.

National shareholders rights firm Hagens Berman urges KBR investors who suffered substantial losses to submit your losses now. The firm also encourages persons with knowledge who may be able to assist in the investigation to contact its attorneys.

Class Period: May 6, 2025 – June 19, 2025
Lead Plaintiff Deadline: Nov. 18, 2025
Visit: www.hbsslaw.com/investor-fraud/kbr
Contact the Firm Now: [email protected] | 844-916-0895

KBR, Inc. (KBR) Securities Class Action:

The legal action claims that KBR executives provided a falsely optimistic outlook on a crucial partnership just as it was on the verge of collapse.

The litigation stems from the Department of Defense U.S. Transportation Command (TRANSCOM) canceling its global household goods contract with HomeSafe Alliance LLC, a joint venture led by KBR. The decision, announced on June 20, 2025, caused KBR shares to fall over 7% as investors reacted to the loss of a contract valued at up to $20 billion over a potential nine-year term.

The suit highlights a key discrepancy: on May 6, 2025, during its Q1 earnings call, KBR assured investors that the HomeSafe partnership was "strong" and "excellent" and that the company was "very confident in the future of this program." Importantly, the company also assured investors that the HomeSafe JV would contribute a mid-point revenue contribution of about $400 million for 2025.

However, just weeks later, on June 19, 2025, HomeSafe disclosed that TRANSCOM had terminated the contract for cause. The termination reportedly came after months of operational issues, including chronic delays, missed pickups, and a rise in complaints about damaged goods. The complaint alleges that KBR was aware of TRANSCOM’s material concerns but chose to conceal them from investors. The lawsuit argues that this misrepresentation led to the significant financial losses suffered by shareholders.

KBR Revises Revenue Guidance Downward After TRANSCOM Partnership Termination

The adverse financial impact of TRANSCOM’s termination of the “strong” and “excellent” partnership became clear after the class period, when on July 31, 2025, KBR reported its Q2 2025 financial results. The company officially revised its low-end 2025 revenue guidance downward by about $900 million (-9%), in large part due to removal of the HomeSafe JV revenue contribution. During the earnings call that day, KBR management said, "we acknowledge there were operational challenges."

“We’re focused on whether KBR may have intentionally misled investors about the true status of the relationship with TRANSCOM and the contract,” said Reed Kathrein, the Hagens Berman partner leading the investigation.

If you invested in KBR and have substantial losses, or have knowledge that may assist the firm’s investigation, submit your losses now.

If you’d like more information and answers to frequently asked questions about the KBR case and our investigation, read more.

Whistleblowers: Persons with non-public information regarding KBR should consider their options to help in the investigation or take advantage of the SEC Whistleblower program. Under the new program, whistleblowers who provide original information may receive rewards totaling up to 30 percent of any successful recovery made by the SEC. For more information, call Reed Kathrein at 844-916-0895 or email [email protected].

About Hagens Berman
Hagens Berman is a global plaintiffs’ rights complex litigation firm focusing on corporate accountability. The firm is home to a robust practice and represents investors as well as whistleblowers, workers, consumers and others in cases achieving real results for those harmed by corporate negligence and other wrongdoings. Hagens Berman’s team has secured more than $2.9 billion in this area of law. More about the firm and its successes can be found at hbsslaw.com. Follow the firm for updates and news at @ClassActionLaw.

Contact:
Reed Kathrein, 844-916-0895

Kennametal (KMT - Free Report) could be a solid choice for investors given the company's remarkably improving earnings outlook. While the stock has been a strong performer lately, this trend might continue since analysts are still raising their earnings estimates for the company.

Analysts' growing optimism on the earnings prospects of this engineered products maker is driving estimates higher, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. Our stock rating tool -- the Zacks Rank -- has this insight at its core.

The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008.

Consensus earnings estimates for the next quarter and full year have moved considerably higher for Kennametal, as there has been strong agreement among the covering analysts in raising estimates.

The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate:

12 Month EPS

Current-Quarter Estimate RevisionsFor the current quarter, the company is expected to earn $0.27 per share, which is a change of +8.0% from the year-ago reported number.

Over the last 30 days, one estimate has moved higher for Kennametal compared to no negative revisions. As a result, the Zacks Consensus Estimate has increased 40%.

Current-Year Estimate RevisionsFor the full year, the company is expected to earn $1.13 per share, representing a year-over-year change of -15.7%.

In terms of estimate revisions, the trend for the current year also appears quite encouraging for Kennametal. Over the past month, one estimate has moved higher compared to no negative revisions, helping the consensus estimate increase 38.89%.

Favorable Zacks RankThanks to promising estimate revisions, Kennametal currently carries a Zacks Rank #2 (Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision.

You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500.

Bottom LineWhile strong estimate revisions for Kennametal have attracted decent investments and pushed the stock 22.8% higher over the past four weeks, further upside may still be left in the stock. So, you may consider adding it to your portfolio right away.

Aurinia Pharmaceuticals (AUPH - Free Report) could be a solid choice for investors given the company's remarkably improving earnings outlook. While the stock has been a strong performer lately, this trend might continue since analysts are still raising their earnings estimates for the company.

Analysts' growing optimism on the earnings prospects of this biotechnology company is driving estimates higher, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. Our stock rating tool -- the Zacks Rank -- is principally built on this insight.

The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008.

Consensus earnings estimates for the next quarter and full year have moved considerably higher for Aurinia Pharmaceuticals, as there has been strong agreement among the covering analysts in raising estimates.

The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate:

12 Month EPS

Current-Quarter Estimate RevisionsThe earnings estimate of $0.21 per share for the current quarter represents a change of +133.3% from the number reported a year ago.

The Zacks Consensus Estimate for Aurinia has increased 21.57% over the last 30 days, as two estimates have gone higher compared to no negative revisions.

Current-Year Estimate RevisionsFor the full year, the earnings estimate of $0.78 per share represents a change of +1,850.0% from the year-ago number.

In terms of estimate revisions, the trend for the current year also appears quite encouraging for Aurinia. Over the past month, four estimates have moved higher compared to no negative revisions, helping the consensus estimate increase 20.34%.

Favorable Zacks RankThanks to promising estimate revisions, Aurinia currently carries a Zacks Rank #2 (Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision.

You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500.

Bottom LineAurinia shares have added 20.1% over the past four weeks, suggesting that investors are betting on its impressive estimate revisions. So, you may consider adding it to your portfolio right away to benefit from its earnings growth prospects.

Celestica (CLS - Free Report) appears an attractive pick given a noticeable improvement in the company's earnings outlook. The stock has been a strong performer lately, and the momentum might continue with analysts still raising their earnings estimates for the company.

The rising trend in estimate revisions, which is a result of growing analyst optimism on the earnings prospects of this electronics manufacturing services company, should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. Our stock rating tool -- the Zacks Rank -- is principally built on this insight.

The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008.

Consensus earnings estimates for the next quarter and full year have moved considerably higher for Celestica, as there has been strong agreement among the covering analysts in raising estimates.

The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate:

12 Month EPS

Current-Quarter Estimate RevisionsThe earnings estimate of $1.73 per share for the current quarter represents a change of +55.9% from the number reported a year ago.

Over the last 30 days, three estimates have moved higher for Celestica compared to no negative revisions. As a result, the Zacks Consensus Estimate has increased 17.03%.

Current-Year Estimate RevisionsFor the full year, the earnings estimate of $5.90 per share represents a change of +52.1% from the year-ago number.

The revisions trend for the current year also appears quite promising for Celestica, with three estimates moving higher over the past month compared to no negative revisions. The consensus estimate has also received a boost over this time frame, increasing 7.9%.

Favorable Zacks RankThe promising estimate revisions have helped Celestica earn a Zacks Rank #1 (Strong Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision.

You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500.

Bottom LineInvestors have been betting on Celestica because of its solid estimate revisions, as evident from the stock's 31.2% gain over the past four weeks. As its earnings growth prospects might push the stock higher, you may consider adding it to your portfolio right away.

NEW YORK, NY / ACCESS Newswire / November 7, 2025 / SMX (NASDAQ:SMX) isn't in the sustainability business. It's in the truth business.

BOSTON--(BUSINESS WIRE)--Today, Columbia Seligman Premium Technology Growth Fund, Inc. (NYSE: STK) (the Fund) declared a fourth quarter distribution, that is beyond its typical quarterly managed distribution, in the total amount of $1.3280 per share of common stock (which includes the Fund’s typical quarterly $0.4625 per share distribution). A federal excise tax of 4% applies to funds that do not distribute substantially all of their annual income (including net gains) before the end of their fiscal year. The Fund’s income for the 2025 fiscal year exceeds the amounts previously distributed pursuant to the Fund’s quarterly managed distribution policy. The Fund is including this excess income – beyond the Fund’s typical quarterly distribution – in the fourth quarter distribution so that it will not incur the 4% federal excise tax in 2025.

The distribution will be paid on December 9, 2025 (the Payment Date) to stockholders of record on November 17, 2025 (the Record Date). The ex-dividend date is November 17, 2025. Because all of the distribution is expected to be a special capital gain distribution, it will automatically be paid in stock except that any Record Date stockholder may elect to receive the distribution in cash by contacting, as applicable, their financial advisor (for shareholders who hold shares through a financial intermediary, such as a broker-dealer) or the Fund’s stockholder servicing agent, Equiniti Trust Company, LLC, whose contact information appears below (for shareholders who hold shares directly with the Fund), by 5 pm Eastern Time on December 2, 2025. It is anticipated that the Fund will make its next distribution under its managed distribution policy in the month of February.

The following table sets forth the estimated breakdown of the distribution noted above, on a per share basis, from the following sources: net investment income; net realized short-term capital gains; net realized long-term capital gains; and return of capital or other capital source.

Breakdown of Distribution

Sources

%

US Dollar

Net Investment Income

0.00%

$0.0000

Net Realized Short-Term Capital Gains

0.00%

$0.0000

Net Realized Long-Term Capital Gains

100.00%

$1.3280

Return of Capital or other Capital Source

0.00%

$0.0000

Total

100.00%

$1.3280

The following table sets forth the estimated breakdown, on a per share basis, of all distributions made by the Fund during the year-to-date period ended on the Payment Date of the above distributions (includes the distribution payment noted in the table above) from the following sources: net investment income; net realized short-term capital gains; net realized long-term capital gains; and return of capital or other capital source.

Breakdown of All Distributions Paid Through Year-To-Date Period Ended on the Payment Date of the Current Distribution

Sources

%

US Dollar

Net Investment Income

0.00%

$0.0000

Net Realized Short-Term Capital Gains

7.67%

$0.2082

Net Realized Long-Term Capital Gains

92.33%

$2.5073

Return of Capital or other Capital Source

0.00%

$0.0000

Total

100.00%

$2.7155

In certain years since the Fund’s inception, the Fund has distributed more than its income and net realized capital gains, which has resulted in Fund distributions substantially consisting of return of capital or other capital source. A return of capital may occur, for example, when some or all of the money that you invested in the Fund is paid back to you. A return of capital distribution does not necessarily reflect the Fund’s investment performance and should not be confused with “yield” or “income.” As of the payment date of the current distribution, all Fund distributions paid in 2025 (as estimated by the Fund based on current information) are from the earnings and profits of the Fund and not a return of capital. This could change during the remainder of the year, as further described below.

The amounts, sources and percentage breakdown of the distributions reported above are only estimates and are not being provided for, and should not be used for, tax reporting purposes. The actual amounts, sources and percentage breakdown of the distribution for tax reporting purposes, which may include return of capital, will depend upon the Fund’s investment experience during the remainder of its fiscal year and may be subject to changes based on tax regulations.

The following table sets forth (i) the average annual total return of a share of the Fund’s common stock at net asset value (NAV) for the 5-year period ended October 31, 2025 and (ii) the Fund’s annualized distribution rate for the year-to-date period ended October 31, 2025, expressed as a percentage of the NAV price of a share of the Fund’s common stock at October 31, 2025.

The following table sets forth (i) the cumulative total return (at NAV) of a share of the Fund’s common stock for the year-to-date period ended October 31, 2025, and (ii) the Fund’s distribution rate, for the same period, expressed as a percentage of the NAV price of a share of the Fund’s common stock at October 31, 2025

You should not draw any conclusions about the Fund’s investment performance from the amount of the distributions noted in the tables above or from the terms of the Fund’s distribution policy.

The Fund or your financial professional will send you a Form 1099-DIV for the calendar year that will tell you how to report these distributions on your US federal income tax return. For tax purposes, the Fund is required to report unrealized gains or losses on certain non-US investments as ordinary income or loss, respectively. Accordingly, the amount of the Fund’s total distributions that will be taxable as ordinary income may be different than the amount of the distributions from net investment income reported above.

The Board may change the Fund’s distribution policy and the amount or timing of the distributions, based on a number of factors, including, but not limited to, the amount of the Fund’s undistributed net investment income and net short- and long-term capital gains and historical and projected net investment income and net short- and long-term capital gains.

The Fund is a closed-end investment company that trades on the New York Stock Exchange.

Past performance does not guarantee future results.

Important Disclosures:

You should consider the investment objectives, risks, charges, and expenses of the Fund carefully before investing. A prospectus containing information about the Fund (including its investment objectives, risks, charges, expenses, and other information) may be obtained by contacting your financial advisor or the Fund’s transfer agent at 866-666-1532 or visiting columbiathreadneedleus.com. The prospectus can also be found on the Securities and Exchange Commission’s EDGAR database. The prospectus should be read carefully before investing in the Fund. There is no guarantee that the Fund’s investment goals/objectives will be met or that distributions will be made, and you could lose money.

The Fund expects to receive all or some of its current income and gains from the following sources: (i) dividends received by the Fund that are paid on the equity and equity-related securities in its portfolio; and (ii) capital gains (short-term and long-term) from option premiums and the sale of portfolio securities. It is possible that the Fund’s distributions will at times exceed the earnings and profits of the Fund and therefore all or a portion of such distributions may constitute a return of capital as described below. A return of capital is a return of your original investment. A return of capital distribution does not necessarily reflect the Fund’s investment performance and should not be confused with “yield” or “income.” You should not draw any conclusions about the Fund’s investment performance from the amount of this distribution or from the Fund’s distribution policy.

Distributions that qualify as a return of capital are a return of some or all of your original investment in the Fund. A return of capital reduces a stockholder’s tax basis in his or her shares. Once the tax basis in your shares has been reduced to zero, any further return of capital may be taxable as capital gain. Shareholders should consult their tax advisor or tax attorney for proper treatment.

Distributions may be variable, and the Fund’s distribution rate will depend on a number of factors, including the net earnings on the Fund’s portfolio investments and the rate at which such net earnings change as a result of changes in the timing of, and rates at which, the Fund receives income from the sources noted above. As portfolio and market conditions change, the rate of distributions on the shares and the Fund’s distribution policy could change.

Market risk may affect a single issuer, sector of the economy, industry or the market as a whole. The products of technology companies may be subject to severe competition and rapid obsolescence, and their stocks may be subject to greater price fluctuations. Investments in small- and mid-cap companies involve risks and volatility greater than investments in larger, more established companies. Foreign investments subject the fund to risks, including political, economic, market, social and others within a particular country, as well as to currency instabilities and less stringent financial and accounting standards generally applicable to U.S. issuers. As a non-diversified fund, fewer investments could have a greater effect on performance. The Fund’s derivatives strategies may not be successful and could result in significant Fund losses.

The Fund should only be considered as one element of a complete investment program. An investment in the Fund should be considered speculative. The Fund's investment policy of investing in technology and technology-related companies and writing call options involves a high degree of risk.

There is no assurance that the Fund will meet its investment objectives or that distributions will be made. You could lose some or all of your investment. In addition, closed-end funds frequently trade at a discount to their net asset values, which may increase your risk of loss.

The Fund is not insured by the FDIC, NCUA or any federal agency, is not a deposit or obligation of, or guaranteed by any financial institution, and involves investment risks including possible loss of principal and fluctuation in value.

Columbia Threadneedle Investments (Columbia Threadneedle) is the global brand name of the Columbia and Threadneedle group of companies.

Columbia Seligman Premium Technology Growth Fund is managed by Columbia Management Investment Advisers, LLC.

If your Fund shares are held directly by the Fund’s stockholder servicing agent and you wish to elect a cash distribution (in lieu of a distribution paid in stock) or otherwise want more information about the Fund, call Equiniti Trust Company, LLC, the Fund’s stockholder servicing agent, at 800-937-5449. Customer Service Representatives are available to answer your questions Monday through Friday from 8 a.m. to 8 p.m. Eastern time. Equiniti Trust Company, LLC, which is located at 28 Liberty Street, Floor 53, New York, New York, 10005, is not affiliated with the Fund, Columbia Management Investment Advisers, LLC.

If your shares are not held through Equiniti Trust Company, LLC and you wish to elect a cash distribution (in lieu of a distribution paid in stock) or otherwise want more information about the Fund, please call your financial advisor or other financial intermediary through which you own Fund shares.

© 2025 Columbia Threadneedle. All rights reserved.

columbiathreadneedleus.com

Adtrax: CTNA8573215.1-

LOS ANGELES, Nov. 07, 2025 (GLOBE NEWSWIRE) -- The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Synopsys, Inc. (“Synopsys” or “the Company”) (NASDAQ: SNPS) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.

Investors who purchased the Company’s securities between December 4, 2024 and September 9, 2025, inclusive (the “Class Period”), are encouraged to contact the firm before December 30, 2025.

If you are a shareholder who suffered a loss, click here to participate.

We also encourage you to contact Brian Schall of the Schall Law Firm, 2049 Century Park East, Suite 2460, Los Angeles, CA 90067, at 310-301-3335, to discuss your rights free of charge. You can also reach us through the firm's website at www.schallfirm.com, or by email at [email protected].

The class, in this case, has not yet been certified, and until certification occurs, you are not represented by an attorney. If you choose to take no action, you can remain an absent class member.

According to the Complaint, the Company made false and misleading statements to the market. The extent Synopsys increased its focus on AI customers negatively impacted its Design IP business. Due to these decisions by the Company, "certain road map and resource decisions" were unlikely to "yield their intended results.” Based on these facts, the Company’s public statements were false and materially misleading throughout the class period. When the market learned the truth about Synopsys, investors suffered damages.

Join the case to recover your losses

The Schall Law Firm represents investors around the world and specializes in securities class action lawsuits and shareholder rights litigation.

This press release may be considered Attorney Advertising in some jurisdictions under the applicable law and rules of ethics.        

CONTACT:

The Schall Law Firm
Brian Schall, Esq.,
www.schallfirm.com
Office: 310-301-3335
[email protected]

SOURCE:

The Schall Law Firm

Key Takeaways EnerSys' Q2 adjusted EPS of $2.56 beat estimates and rose 20.6% year over year.Net sales climbed 7.7% to $951.3M, driven by data centers and the Bren-Tronics acquisition.ENS guides Q3 EPS of $2.71-$2.81 on $920-$960M sales, signaling continued earnings momentum.
EnerSys (ENS - Free Report) reported second-quarter fiscal 2026 (ended Sept. 28, 2025) adjusted earnings of $2.56 per share, which surpassed the Zacks Consensus Estimate of $2.08. The bottom line increased 20.6% year over year.

EnerSys’ net sales of $951.3 million beat the consensus estimate of $928 million. The top line increased 7.7% year over year, driven by strength in data center and communications markets, along with the Bren-Tronics acquisition. While acquisitions boosted sales by 1%, pricing had a positive impact of 3%. Foreign currency translation had a positive impact of 1%. Organic sales increased 3%.

Segmental DiscussionThe Energy Systems segment’s sales (accounting for 45.7% of total sales) were $435 million, up 14% year over year. The Zacks Consensus Estimate for segmental net sales was $394 million. Net sales increased due to growth in data centers and a continued recovery in the U.S. Communications market. While volume increased 10%, price/mix and foreign currency translation had positive impacts of 3% and 1%, respectively, on sales.

The Motive Power segment generated net sales of $360 million (accounting for 37.9% of total sales), down 2% year over year. The consensus estimate for segmental net sales was $356 million. Volume declined 6% in the quarter, and foreign currency translation had a favorable impact of 1% on sales.

The Specialty segment’s sales were $157 million (accounting for 16.4% of total sales), up 16% year over year. The consensus estimate was $137 million. Results benefited from the strong contribution of the Bren-Tronics acquisition. While volume increased 7%, acquisitions had a positive impact of 7% on sales. Foreign currency translation positively impacted sales by 1%.

ENS’ Margin ProfileEnerSys' cost of sales increased 6.7% year over year to $674 million. Gross profit increased 10% year over year to $277.2 million while the gross margin was up 40 basis points (bps) to 29.1%.

Operating expenses were up 9% year over year to $164.1 million. Operating earnings decreased 7.4% to $92.0 million. The operating margin decreased 150 bps year over year to 9.7%.

Balance Sheet and Cash FlowAt the end of the fiscal second quarter, EnerSys had cash and cash equivalents of $388.6 million compared with $343.1 million at the end of fiscal 2025. Long-term debt (net of unamortized debt issuance costs) was $1.18 billion compared with $1.08 billion at fiscal 2025-end.

EnerSys generated net cash of $219 million from operating activities in the first six months of fiscal 2026 compared with $44 million in the year-ago period. Capital expenditure totaled $53.9 million compared with $66.4 million in the previous fiscal year.

In the first six months of fiscal 2026, EnerSys rewarded its shareholders with a dividend payout of approximately $18.9 million, up 1.7% year over year.

ENS’ GuidanceFor third-quarter fiscal 2026 (ending September 2025), EnerSys expects adjusted earnings to be in the range of $2.71–$2.81 per share, indicating growth of 36% at the mid-point. Net sales are expected to be in the band of $920–$960 million.

ENS’ Zacks RankPerformance of Other CompaniesDover Corporation (DOV - Free Report) reported earnings of $2.62 per share in third-quarter 2025, beating the Zacks Consensus Estimate of $2.50. This compares with earnings of $2.27 per share a year ago.

Dover posted revenues of $2.08 billion in the quarter, missing the Zacks Consensus Estimate by 0.6%. This compares with year-ago revenues of $1.98 billion.

Ardagh Metal Packaging S.A. (AMBP - Free Report) came out with earnings of eight cents per share in the third quarter of 2025, beating the Zacks Consensus Estimate of seven cents. This compares with earnings of eight cents per share a year ago.

Ardagh Metal posted revenues of $1.43 billion in the quarter, beating the Zacks Consensus Estimate by 2.7%. This compares with year-ago revenues of $1.31 billion.

Packaging Corporation of America (PKG - Free Report) reported earnings of $2.73 per share in the third quarter, missing the Zacks Consensus Estimate of $2.83. This compares with earnings of $2.65 per share a year ago.

Packaging Corp. posted revenues of $2.31 billion in the quarter, surpassing the Zacks Consensus Estimate by 2.2%. This compares with year-ago revenues of $2.18 billion.

Key Takeaways OXY's Q3 revenues and EPS are expected at $6.72B and 48 cents, down 6.04% and 52% respectively, YoY.Q3 Production volumes are expected in the range of 1,415-1,455 Mboe/d. Higher Permian volumes and cost cuts may aid margins despite weaker pricing.
Occidental Petroleum Corporation (OXY - Free Report) is expected to report a year-over-year decline in both top and bottom lines when it reports third-quarter 2025 results on Nov. 10, after market close.

The company’s earnings beat estimates in the last four reported quarters, with an average surprise of 25.72%.

Let us focus how things are shaping up for the upcoming earnings release.

Factors Likely to Have Shaped OXY’s Q3 EarningsOXY’s third-quarter production volumes are expected to have improved compared with the previous quarter, primarily due to improvements in Permian activity levels and higher production volumes in all of its main operating areas.

The third-quarter earnings might have benefited from strong domestic demand for PVC, but oversupply in the market remains a concern. A muted contribution is expected from OXY’s Midstream and Marketing in the third quarter, assuming the Waha to Gulf Coast natural gas spread continues to narrow from previous levels.

Occidental has been generating cash flow and utilizing the same to reduce debts, which is likely to have a positive impact on earnings. The company retired debts worth $7.5 billion, which lowered annual interest expenses by $410 million; undoubtedly, it will have a positive impact on earnings per share.

Occidental’s cost management initiatives have been yielding positive results and are likely to have improved margins with a positive impact on earnings.

Q3 ExpectationThe Zacks Consensus Estimate for OXY’s third-quarter revenues is pegged at $6.72 billion, indicating a decline of 6.04% from the year-ago reported figure.

The consensus mark for earnings is pegged at 48 cents per share. The Zacks Consensus Estimate for OXY’s third-quarter earnings indicates a decline of 52% from the year-ago reported figure.

For the third quarter of 2025, Occidental expects production of 1,415-1,455 thousand barrels of oil equivalent per day (Mboe/d). Output from the Permian Resources segment is anticipated at 779-799 Mboe/d.

What the Zacks Model UnveilsOur model does not predict a likely earnings beat for OXY this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the chances of an earnings beat. That is not the case here, as you can see below.

Earnings Surprise by Others This SeasonHere are some stocks in the same sector that have reported positive earnings surprise this season.

Devon Energy Corp. (DVN - Free Report) reported third-quarter 2025 earnings per share (EPS) of $1.04, beating the Zacks Consensus Estimate of 93 cents by 11.8%.

Long-term (three to five years) earnings growth of the company is pegged at 3.28%. The Zacks Consensus Estimate of DVN’s 2025 earnings per share indicates a year-over-year decline of 18.46%.

Murphy Oil Corporation (MUR - Free Report) delivered third-quarter 2025 adjusted net earnings of 41 cents per share, which beat the Zacks Consensus Estimate of 16 cents by 156.3%.

The Zacks Consensus Estimate of MUR’s 2025 earnings per share indicates a year-over-year decline of 57.61%.

Chevron Corporation (CVX - Free Report) reported adjusted third-quarter earnings per share of $1.85, beating the Zacks Consensus Estimate of $1.66.

Long-term (three to five years) earnings growth of the company is pegged at 4.91%. The Zacks Consensus Estimate of CVX’s 2025 earnings per share indicates a year-over-year decline of 27.46%.

ANNOUNCEMENT SUBMISSION OF REQUEST FOR THE REVISION OF THE VOLUNTARY SHARE EXCHANGE TENDER OFFER MADE BY EURONEXT N.V. (“OFFEROR” OR “EURONEXT”) FOR THE ORDINARY REGISTERED SHARES OF HELLENIC EXCHANGES-ATHENS STOCK EXCHANGE S.A.

Key Takeaways COF stock has climbed 21.6% in 2025, outpacing peers and broader market benchmarks.The $35.3B Discover deal and strong NII growth boost COF's position in credit cards.Dividend hikes, $16B buyback and solid liquidity underscore COF's financial strength.
Capital One Financial (COF - Free Report) stock has risen 21.6% so far this year, outperforming its close peers — Ally Financial (ALLY - Free Report) and OneMain Holdings, Inc. (OMF - Free Report) . Moreover, it has outperformed the Zacks Finance Sector and the S&P 500 index, while underperforming the industry over the same time frame.

Capital One’s YTD Price Performance

Image Source: Zacks Investment Research

Capital One’s adjusted earnings increased 47.3% to $16 per share in the first nine months of 2025 on a year-over-year basis. Further, its revenues rose 30.9% to $37.9 billion, driven by higher net interest income (NII) and non-interest income alongside an increase in loans held for investments. On the other hand, non-interest expenses rose 37.4% during the same period.

Despite an impressive performance this year, tariff policies, government shutdown, stretched valuations and fears of an artificial intelligence (AI) bubble burst have led to a volatile and tough macroeconomic backdrop.

Let us assess whether COF stock is worth adding to one’s portfolio amid the ongoing concerns.

Factors That Support Capital One StockStrategic Buyouts: Capital One has been pursuing opportunistic acquisitions to drive its revenues. In May 2025, the company acquired Discover Financial in an all-stock transaction valued at $35.3 billion, reshaping the landscape of the credit card industry, creating a behemoth and unlocking substantial value for shareholders. In the third quarter of 2025, net interest margin (NIM) rose 74 basis points (bps) sequentially on the back of a full-quarter impact of the Discover buyout.

Additionally, it acquired Velocity Black in 2023 to enhance customer experience. Other notable acquisitions include ING Direct USA, HSBC's U.S. Credit Card Portfolio and TripleTree. These have been instrumental in transforming the company from a monoline credit card issuer into a diversified financial services firm with a significant presence in retail banking, commercial lending and digital banking platforms.

Rate Path & Revenue Growth: Though the Federal Reserve reduced interest rates by 50 basis points (bps) this year and 100 bps in 2024, the rates are still relatively high compared to the 2020 and 2021 levels of near-zero. This will likely continue to support COF’s net interest income (“NII”) and net interest margin (“NIM”).

 Capital One’s NII recorded a compound annual growth rate (CAGR) of 6% over the five years ended 2024. The momentum for NII continued during the first nine months of 2025. Likewise, NIM expanded to 7.69% in the first nine months of 2025 from 6.83% in the prior year quarter.

 Though the company’s revenues declined marginally in 2020, the metric witnessed a five-year (2019-2024) CAGR of 6.5%. In the same time frame, net loans held for investment recorded a CAGR of 4.3%. The uptrend continued for revenues and loans during the first nine months of 2025.

Quarterly Revenue Trend

Image Source: Zacks Investment Research

Rising demand for credit card loans and online banking businesses is expected to drive NII and NIM growth. The company plans to continue to offer Discover credit card products as Discover-branded cards, along with the other consumer cards currently offered by Capital One. This will solidify its presence in an intensely competitive environment.

 COF continues to show strong momentum in its Domestic Credit Card segment, which contributed 93.7% of Credit Card net revenues in the first nine months of 2025. Segment net revenues grew 33.5% year over year, while domestic credit card loans surged 70% during the same period.

Further, Capital One's "Digital First" banking model, characterized by its iconic customer experience and fee-free offerings, will be bolstered by Discover Financial's national direct savings bank. This synergy will increase the combined company's ability to compete with the nation's largest banks while accelerating national banking growth.

Sales Estimates

Image Source: Zacks Investment Research

Solid Balance Sheet: As of Sept. 30, 2025, Capital One had a total debt (securitized debt obligations plus other debt) of $51.5 billion. The total cash and cash equivalents balance was $55.3 billion. Additionally, the company holds investment-grade long-term senior debt ratings of Baa1, BBB and A- from Moody’s Investor Service, the Standard and Poor’s and Fitch Ratings, respectively. This renders the company favorable access to the debt market.

 As of Sept. 30, 2025, Capital One’s common equity tier 1 ratio and the total capital ratio of 14.4% and 17.4%, respectively, were well above the regulatory requirements. Further, the company has an average liquidity coverage ratio of 161%.

Average Liquidity Coverage Ratio

Image Source: Capital One Financial Corp.

Capital One’s focus on maintaining strong capital and balance sheet positions supports its capital distribution activities. Earlier this week, the company hiked its dividend by 33.3% to 80 cents per share. The bank has hiked dividends thrice during the last five years, with a dividend payout ratio of 13%.

Dividend Yield

Image Source: Zacks Investment Research

Similarly, Ally Financial and OneMain increased their dividends twice and six times over the past five years, respectively.

Further, in October 2025, its board of directors replaced the previous share repurchase program, authorizing up to $16 billion of shares. Given its earnings strength and solid liquidity position, the company’s enhanced capital distribution plans look sustainable.

Bullish Analyst Sentiments for Capital OneOver the past month, the Zacks Consensus Estimate for 2025 and 2026 earnings of $18.64 and $19.79 has been revised upward by 8.9% and 2.8%, respectively.

Estimate Revision Trend

Image Source: Zacks Investment Research

The projected figures imply year-over-year growth of 33.5% and 6.2% for 2025 and 2026, respectively.

How to Approach Capital One Stock NowCapital One is well-positioned to capitalize on the Discover acquisition and expand its presence in the growing credit card market. Its revenue diversification efforts, relatively higher interest rates and a solid balance sheet will continue to support its financials.

However, steadily rising expenses are a headwind. The company recorded a five-year CAGR of 6.8% (ended 2024) in non-interest expenses, mainly due to higher marketing costs and inflationary pressures. The uptrend persisted during the first nine months of 2025. Expense levels are expected to remain elevated, given the company’s investments in technology and infrastructure, as well as inorganic expansion efforts. The rise in the cost of modern technology talent and continued investments in growth opportunities will strain annual operating efficiency in the near term.

 Deteriorating asset quality is another concern. Capital One’s provisions and net charge-offs (NCOs) recorded a CAGR of 13.4% and 11.4% over the five years ended 2024. The trend persisted for both during the first nine months of 2025. Amid a challenging macroeconomic backdrop, provisions and NCOs are likely to remain elevated in the near term.

In terms of valuation, COF’s price-to-book ratio (P/B) of 1.22X is higher than the industry's 0.81X. Thus, the stock is trading at a premium.

P/B Ratio

Image Source: Zacks Investment Research

Meanwhile, its peers Ally Financial and OneMain have a P/B ratio of 0.93X and 2.14X, respectively. This indicates that Capital One is trading at a premium to Ally Financial and at a discount relative to OneMain.

Capital One has been allocating capital efficiently. This is demonstrated by the company’s return on equity (ROE) of 10.94% compared with the industry’s ROE of 10.22%.

ROE

Image Source: Zacks Investment Research

Additionally, rising credit card demand will continue to drive its revenues. This is reflected in the bullish analyst sentiments regarding the company’s long-term prospects. Thus, Capital One remains an attractive bet at the moment.

Currently, COF sports a Zacks Rank #1 (Strong Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.

IONQ rallies 7.6% as revenues surge 222% and milestones pile up, even amid steep Q3 losses and a lofty valuation.

Q3: 2025-11-06 Earnings SummaryEPS of -$0.03 beats by $0.00

 |

Revenue of

$42.05M

(67.57% Y/Y)

beats by $1.57M

SoundHound AI, Inc. (SOUN) Q3 2025 Earnings Call November 6, 2025 5:00 PM EST

Company Participants

Scott Smith - Head of Investor Relations
Keyvan Mohajer - Co-Founder, CEO, President & Director
Nitesh Sharan - Chief Financial Officer

Conference Call Participants

Gil Luria - D.A. Davidson & Co., Research Division
Caden Dahl - Piper Sandler & Co., Research Division
Scott Buck - H.C. Wainwright & Co, LLC, Research Division
Leo Carpio - Joseph Gunnar & Co., LLC, Research Division

Presentation

Operator

Good day, and thank you for standing by. Welcome to SoundHound's Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded.

I would now like to hand the conference over to your first speaker today, Scott Smith, Head of Investor Relations. Please go ahead.

Scott Smith
Head of Investor Relations

Good afternoon, and thank you for joining our third quarter 2025 conference call.

With me today is our CEO, Keyvan Mohajer; and our CFO, Nitesh Sharan. We will begin with some short remarks before moving to Q&A.

We'd also like to remind everyone that we will be making forward-looking statements on this call. Actual results could differ materially from those suggested by our forward-looking statements. Please refer to our filings with the SEC for a detailed discussion of the risks and uncertainties that could affect our business and for discussion statements that qualify as forward-looking statements.

In addition, we may discuss certain non-GAAP measures. Please refer to today's press release for more detailed financial results and further details on the definitions, limitations and uses of those measures and reconciliations from GAAP to non-GAAP. Also note that the forward-looking statements on this call are based on information available to us as of today's date. We undertake no obligation to update any forward-looking statements, except as required by law.

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The company's five new varieties deliver on taste, texture, convenience and affordability

, /PRNewswire/ -- When temperatures cool and daylight wanes, it's a great opportunity to get reacquainted with your stovetop and oven. Natural Grocers®, the nation's largest family-operated natural and organic grocery retailer, is introducing five new items in its cooking oil line to make things tastier and easier. Bake, sauté, drizzle—you name it—Natural Grocers® Brand Organic Cooking Oils are ready for every culinary adventure!

Since 2016, Natural Grocers Brand Products has grown to over 900 high-quality items—now including five new organic cooking oils, available exclusively at Natural Grocers stores.

"When it comes to everyday cooking, simple ingredients make all the difference," said Raquel Isely, vice president of marketing at Natural Grocers. "Natural Grocers Brand Organic Cooking Oils, are always organic and Always AffordableSM—because great cooking starts with great oil."

ORGANIC COOKING SPRAYS
Natural Grocers Brand Organic Cooking Oil Sprays are certified organic, non-GMO, kosher and aerosol-free. The nonstick sprays are also purity-tested and made without chemicals or solvents.

The Organic Avocado Oil Spray is expeller-pressed and made for high-heat tasks, from frying eggs to prepping egg rolls for the air fryer.
The Organic Extra Virgin Olive Oil Spray adds flavor and convenience anywhere it's applied, whether coating a cake pan or finishing roasted vegetables.
ORGANIC AVOCADO OILS & OLIVE OIL BLENDS
These oils are certified organic, non-GMO and kosher. Each product is expeller-pressed, purity tested and made without chemicals or solvents.

Not every oil can take the heat, but Natural Grocers Brand Organic Avocado Oil can. With a 500-degree smoke point, and mild flavor, it's a wholesome fat that complements everything from brownies to broccoli.
Versatility and flavor meet in Natural Grocers Brand Organic Avocado & Olive Oil Blend. This 50/50 blend is sure to be a kitchen mainstay for dressings, marinades and baking.
NEW PRODUCTS & PRICING
Customers are invited to try these new cooking oil varieties at a special introductory prices (listed below) through Nov. 29, 2025.

Organic Avocado Oil Spray (5 oz) – $4.49 introductory price
Organic Avocado Oil (8.5 oz) - $6.29 introductory price
Organic Avocado Oil (16.9 oz) - $9.99 introductory price
Organic Expeller Avocado & Olive Oil Blend (16.9 oz) – $9.49 introductory price
Organic Extra Virgin Olive Oil Spray (5 oz) – $4.49 introductory price
Beginning Nov. 30, the company's Always AffordableSM price will be as follows:

Organic Avocado Oil Spray (5 oz) – $4.99
Organic Avocado Oil (8.5 oz) - $6.99
Organic Avocado Oil (16.9 oz) - $10.99
Organic Expeller Avocado & Olive Oil Blend (16.9 oz) – $10.49
Organic Extra Virgin Olive Oil Spray (5 oz) – $4.99
RECENT ADDITIONS AND COMING SOON
Since its launch in 2016, Natural Grocers Brand Products has grown to more than 900 high-quality items, available exclusively at Natural Grocers stores. Learn more about Natural Grocers' Standards here. Recent additions to the private-label line include four new varieties of Organic Tortillas and Organic Whole Milk Yogurt, with even more premium-quality, Always Affordable products on the way.

Click here for a media kit, courtesy of Natural Grocers.
Contact Katie Macarelli: [email protected] for any press-related questions or sample requests.
ABOUT NATURAL GROCERS BY VITAMIN COTTAGE
Founded in 1955, Natural Grocers by Vitamin Cottage, Inc. (NYSE: NGVC) is an expanding specialty retailer of natural and organic groceries, body care products, and dietary supplements. The grocery products sold by Natural Grocers must meet strict quality guidelines and may not contain artificial flavors, preservatives, or sweeteners (as defined by its standards), synthetic colors, or partially hydrogenated or hydrogenated oils. The Company sells only USDA-certified organic produce and exclusively pasture-raised, non-confinement dairy products, and free-range eggs. Natural Grocers' flexible smaller-store format allows it to offer affordable prices in a shopper-friendly, clean, and convenient retail environment. The Company also provides extensive free science-based Nutrition Education programs to help customers and Crew make informed health and nutrition choices. Natural Grocers is committed to its Five Founding Principles—including its "Commitment to Community" and "Commitment to Crew". In fiscal year 2024, the Company invested more than $15 million in incremental compensation and discretionary payments for Crew. Headquartered in the Union Square neighborhood of Lakewood, CO, Natural Grocers has 168 stores in 21 states. Visit www.naturalgrocers.com for more information and store locations. 

SOURCE Natural Grocers by Vitamin Cottage, Inc.

Key Takeaways SoFi reported record Q3 adjusted net revenues of $950M, up 38% year over year, beating estimates.Membership grew to 12.6M, with fee-based revenues reaching a record $409M, up 57% from last year.Management raised 2025 guidance across all metrics, citing strong momentum and innovation-led growth.
Investors had been eagerly awaiting SoFi Technologies’ (SOFI - Free Report) third-quarter results to gauge whether its strong business momentum could translate into further stock gains. However, the reaction surprised many; shares have fallen roughly 14% since the earnings release, even though both earnings and revenues handily beat estimates. This pullback appears more like a short-term sentiment correction rather than a reflection of fundamentals, as the company’s performance and outlook continue to strengthen.

SOFI delivered a stellar third quarter, underscoring its transformation from a digital lender to a diversified financial services platform. The company reported record adjusted net revenue of $950 million, up 38% year over year, beating the Zacks Consensus Estimate by 6.6%,marking its eighth consecutive profitable quarter. Net income reached $139 million, translating to earnings per share of 11 cents, beating the consensus estimate by 22%.

                                                                  Image Source: SoFi Technologies

SoFi’s membership base continues to expand rapidly, with 905,000 new members added in the quarter, bringing the total to 12.6 million.

                                                           Image Source: SoFi Technologies

Product adoption also surged; the firm reported 1.4 million new products, with 40% of them opened by existing members, demonstrating increasing cross-sell strength. This momentum reflects the success of SoFi’s integrated financial ecosystem, where members use multiple services across lending, investing and banking.

                                                       Image Source: SoFi Technologies

The company’s Financial Services and Technology Platform segments, which include SoFi Money, SoFi Invest, Galileo and Technisys, generated a combined $534 million in revenues, up 57% year over year. These businesses now contribute 56% of total revenues, showcasing progress toward a more capital-light, fee-driven model. Fee-based revenues hit a record $409 million in the quarter and are now annualizing at over $1.6 billion, a crucial milestone for long-term stability and profitability.

Product Innovation and Strategic ExpansionManagement’s focus on innovation continues to drive SoFi’s competitive advantage. The launch of SoFi Pay, enabling fast and low-cost international payments through blockchain, represents a strategic step into global financial connectivity. Plans for a SoFi USD stablecoin in 2026 further underscore its intent to capitalize on blockchain technology’s potential in mainstream finance.

The relaunch of crypto trading features, including buy, sell and hold options, within the SoFi app aligns with growing investor interest in digital assets. Meanwhile, the forthcoming AI-driven SoFi Coach, an expansion of its existing Cash Coach, promises to provide personalized, AI-powered financial guidance across users’ accounts.

Adding to its lineup, SoFi unveiled the SoFi Smart Card, combining 5% cash back on food purchases, credit-building features, and access to competitive deposit and borrowing rates. These moves not only strengthen SoFi’s ecosystem but also deepen customer engagement and brand loyalty.

Marketing partnerships are amplifying this momentum. A new collaboration with NFL MVP Josh Allen to promote SoFi Plus, the company’s premium product offering, highlights its growing brand strength. SoFi’s unaided brand awareness has now reached an all-time high of 9.1%, confirming its rising profile among U.S. consumers.

Financial Strength and Upbeat 2025 OutlookManagement reaffirmed SoFi’s operational discipline and growth trajectory. Adjusted EBITDA came in at a record $277 million with a 29% margin, while nonlending revenues surged 57% year over year. The lending segment also performed robustly, with $481 million in revenues, up 23% from last year. Total loan originations reached a record $9.9 billion, up 57% year over year, driven by strong demand for personal and home loans.

SoFi also strengthened its balance sheet, raising $1.7 billion in new capital and increasing total deposits by $3.4 billion to $32.9 billion. This growing deposit base enhances funding stability and supports lending expansion without excessive reliance on external financing.

Encouraged by the strong third performance, management raised its 2025 guidance across all metrics. The company now expects to add about 3.5 million members for the full year, indicating 34% growth, up from the earlier forecast of 30%. Adjusted net revenues are now projected at $3.54 billion, up 36% year over year and above the prior guide of $3.375 billion. Adjusted EBITDA guidance rose to $1.035 billion, while adjusted net income and EPS are now expected at $455 million and 37 cents, respectively, both meaningfully above previous estimates. Tangible book value growth is forecast at approximately $2.5 billion, far exceeding prior guidance of $640 million.

These raised targets indicate growing confidence in the company’s long-term profitability and its ability to scale its fee-based businesses efficiently.

SoFi is a Buy After Q3SoFi Technologies’ third quarter reaffirmed its status as one of the most dynamic digital finance companies in the United States. The combination of record revenue, accelerating membership growth, expansion into AI and blockchain, and rising nonlending income highlights a maturing business model built for sustainable growth.

With a Zacks Rank #2 (Buy), SoFi stands well-positioned for continued momentum into 2025 and beyond. The company’s emphasis on innovation, brand building, and diversification across capital-light revenue streams sets it apart in the evolving fintech landscape. For investors seeking exposure to a fast-growing, technology-forward financial platform, SoFi stock appears attractive for accumulation following its strong third-quarter earnings performance. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Other Stocks to Watch in Fintech

Block (XYZ - Free Report) , Robinhood (HOOD - Free Report) and PayPal (PYPL - Free Report) are three fintech names to keep on the radar. Block is deepening its ecosystem via Cash App and Square, aiming to unify consumer and merchant services. Robinhood is expanding beyond trading into full-scale financial services, with HOOD users growing steadily. Meanwhile, PayPal is leaning into branded checkout and expanding Venmo’s capabilities. Block, Robinhood and PayPal each face competitive pressure but continue to innovate across digital payment rails and user engagement models.

Peloton Interactive Inc (NASDAQ:PTON) shares jumped nearly 5% on Friday afternoon after the company reported stronger-than-expected fiscal first quarter 2026 earnings and issued an upbeat outlook for the coming quarters.

For the September quarter, Peloton posted revenue of $550.8 million, beating Wall Street estimates of $539.6 million.

Adjusted earnings per share (EPS) came in at $0.03, surpassing analyst expectations of breakeven ($0.00).

Net income rose to $14 million, up $15 million year-over-year, and adjusted EBITDA reached $118 million, a 2% increase from the prior year.

Free cash flow climbed to $67 million, up $57 million from the same period in 2024.

Ending paid connected fitness subscriptions totaled 2.732 million, slightly above the company’s guidance but down 6% year-over-year.

Looking ahead, Peloton issued a better-than-expected outlook for fiscal Q2, projecting revenue between $665 million and $685 million, a modest 0.2% increase year-over-year at the midpoint.

Gross margin is expected to rise to 49%, up 180 basis points from last year, and adjusted EBITDA is forecasted at $55 million to $75 million, up 11% at the midpoint.

Paid connected fitness subscriptions are projected to range from 2.64 million to 2.67 million, reflecting an 8% year-over-year decline at the midpoint.

For the full fiscal year 2026, Peloton expects total revenue of $2.4 billion to $2.5 billion, roughly in line with analyst estimates, while EPS is projected to turn positive at $0.17, improving from a prior negative estimate of $0.29 per share.

Adjusted EBITDA is forecasted at $425 million to $475 million, with free cash flow expected to reach at least $250 million.

SummaryOpendoor Technologies is a high-risk, high-reward play aiming to disrupt the real estate market by streamlining home buying and selling.OPEN's fundamentals show strong recent cash flow and revenue, but current margins are unsustainable, and further restructuring is likely.OPEN trades at a compelling 1x revenue multiple, making it attractive despite volatility and the potential for significant price swings.We rate OPEN a Buy for risk-tolerant investors, but suggest careful position sizing due to the possibility of substantial losses.DISCLAIMER: This note is intended for U.S. recipients only and, in particular, is not directed at, nor intended to be relied upon by, any U.K. recipients. Nothing in this note is intended to be investment advice, nor should it be relied

Analyst’s Disclosure:I/we have a beneficial long position in the shares of OPEN either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Cestrian Capital Research, Inc staff personal accounts hold long position(s) in, inter alia, OPEN

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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TL;DR:

Evernorth reports a $78M unrealized loss on XRP holdings.
XRP price drops below $2.20, down 40.1% from its peak.
Ripple achieves a $95B market capitalization despite token volatility.

XRP faced a sharp decline this week, falling below $2.20 amid market turbulence. Evernorth, the Ripple-backed digital asset treasury, now reports an unrealized loss of $78 million following its recent investments in XRP, a stark reminder of the volatility surrounding major cryptocurrencies. Investors and institutions closely monitor these movements as Ripple‘s broader ecosystem remains under scrutiny.

🚨 🚨 🚨 🚨 🚨 🚨 🚨 🚨 🚨 🚨 126,791,448 #XRP (280,200,797 USD) transferred from unknown wallet to unknown wallethttps://t.co/C3qJfwTRVW

— Whale Alert (@whale_alert) November 6, 2025

Institutional Investments and Market Repercussions
Ripple-backed Evernorth aims to acquire 473M XRP tokens for $1B but has encountered immediate market challenges, as CryptoQuant reports a $78 million loss in less than three weeks. The firm initially purchased an additional $214 million worth of XRP on Nov. 4, showing aggressive expansion despite heightened volatility. Such losses underscore the risks inherent in large-scale treasury strategies in crypto markets.

XRP’s intraday low hits $2.16, down 40.1% from its record high, emphasizing how quickly sentiment can shift. This drop coincided with Ripple reaching a $95 billion valuation, highlighting the contrast between corporate growth and individual asset volatility. Analysts note that XRP’s rapid decline, even as Ripple hits milestones, may impact investor confidence.

Evernorth has already purchased 388.7M XRP for around $947 million, yet market fluctuations have created significant unrealized losses. The treasury structure positions the firm as a major XRP holder, reflecting institutional confidence, but also exposing it to extreme price swings that could affect both liquidity and strategic plans.

Ripple’s market capitalization reaches $95B, showing that despite token-level losses, corporate valuation can continue to grow. This divergence reflects investor optimism in Ripple’s network and strategic developments, including partnerships and adoption across financial ecosystems.

Market observers caution that large treasury positions in volatile tokens like XRP require risk management and timing strategies, as high exposure to price swings can quickly erode gains, even in a strong network with growing adoption.

Cover image via U.Today

Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.

Bears are dominating on the last working day of the week, according to CoinStats.

Top coins by CoinStatsBTC/USDThe price of Bitcoin (BTC) has declined by 1.18% over the last 24 hours.

Image by TradingViewOn the hourly chart, the rate of BTC is in the middle of the local channel, between the support of $99,192 and the resistance of $102,463. 

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As most of the daily ATR has passed, there are low chances of seeing sharp moves by the end of the day.

Image by TradingViewOn the longer time frame, the picture is also bearish. If the breakout of the support of $98,898 happens, the correction may continue to the $96,000-$98,000 zone until the end of the week.

Image by TradingViewFrom the midterm point of view, one should focus on the weekly candle's closure in terms of the $100,426 level. If the bar closes below that mark, traders may see an ongoing dump to the $90,000-$95,000 area.

Bitcoin is trading at $100,611 at press time.

Recent price action shows institutional accumulation signals as volume surges 78% above average during resistance test. Nov 7, 2025, 3:49 p.m.

Market OverviewStellar (XLM) posted modest declines in a volatile 24-hour session ending Nov. 7 at 14:00. Prices dropped from $0.2705 to $0.2702 while trading within a tight $0.0109 range.

The session's critical development emerged at 12:00 UTC when 45 million tokens changed hands. This volume surge exceeded the 24 hour moving average of 25.4 million tokens by 78%. The spike confirmed resistance near $0.2777 while establishing solid support at $0.2663. These levels now frame institutional trading activity.

STORY CONTINUES BELOW

Without clear fundamental catalysts, technical levels dominated as institutional flows drove price action. Morning distribution patterns gave way to afternoon accumulation signals. The high-volume rejection at $0.2777 marked the session's turning point.

Volume concentration reveals institutional positioning strategies. Buyers accumulated 2.5 million tokens during the 13:20-13:22 advance. Another 1.5 million token spike occurred during the 14:07-14:09 rally. This coordinated buying reversed earlier bearish momentum and established new technical parameters for near-term trading.

XLM/USD (TradingView)

Key Technical Levels Signal Continuation Potential for XLMSupport/Resistance:

- Primary resistance established at $0.2777 (24-hour high)

- Intermediate resistance levels at $0.2690, $0.2700, and $0.2705 successfully cleared

- Strong support confirmed at $0.2663 during volume surge

- Broader range target identified at $0.2720-$0.2730

Volume Analysis:

- Peak institutional activity at 45.09M tokens (78% above 25.4M SMA)

- Accumulation signals in 13:20-13:22 window (2.5M tokens)

- Breakout confirmation during 14:07-14:09 spike (1.5M tokens)

Chart Patterns:

- Range-bound consolidation with $0.0109 total volatility

- Institutional distribution pattern followed by accumulation reversal

- Progressive resistance level clearing suggests continuation momentum

Targets & Risk/Reward:

- Immediate target zone: $0.2720-$0.2730 range

- Primary objective: Test of 24-hour high near $0.2777

- Key support maintained at $0.2663 for risk management

- Progression through resistance levels indicates potential for extended advance

Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk's full AI Policy..

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Inside Zcash: Encrypted Money at Planetary Scale

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A deep dive into Zcash's zero-knowledge architecture, shielded transaction growth, and its path to becoming encrypted Bitcoin at scale.

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In 2025, Zcash evolved from niche privacy tech into a functioning encrypted-money network:

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BNB Drops to Key Support Level Above $930 as Markets React to Liquidity Pressures

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BNB's ability to stay above its key $930 support may reflect confidence in the network's adoption, but a break above $975 could be needed to reopen the path toward recent highs.

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BNB's price slipped slightly over the last 24 hours, moving to $933 after briefly surging to $974.Despite market headwinds, BNB Chain saw 82 million active addresses in October, a new all-time high, and DEX volumes neared $120 billion.BNB's ability to stay above its key $930 support level may reflect confidence in the network's adoption, but a break above $975 could be needed to reopen the path toward recent highs.Basahin ang buong kwento

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TLDR:Funds Target Bitcoin Acquisition and Corporate ExpansionDividend and Redemption Terms Outline a Long-Term StrategyGet 3 Free Stock Ebooks

Strategy expands its Stream Preferred Stock deal from €350M to €620M.
Funds will support Bitcoin purchases and general operations.
The STRE stock offers a 10% annual dividend, compounded if unpaid.
Settlement of the €620M offering is set for November 13, 2025.

Strategy Inc (Nasdaq: MSTR) announced the pricing of its €620 million Stream Perpetual Preferred Stock offering, expanding from an initial €350 million target. The company priced 7.75 million shares of its 10% Series A Stream Preferred Stock (STRE) at €80 per share. 

Settlement is scheduled for November 13, 2025, pending customary closing conditions. The firm expects net proceeds of about €608.8 million, according to its official release.

Funds Target Bitcoin Acquisition and Corporate Expansion
According to the company’s statement, proceeds from the offering will be used for general corporate purposes, including Bitcoin acquisitions and working capital. This move aligns with Strategy’s ongoing crypto investment strategy, widely associated with Michael Saylor’s continued focus on digital asset accumulation.

Based on Bloomberg’s €1.00/$1.1534 exchange rate, the proceeds equal roughly $715.1 million in gross capital raised.

The STRE Stock carries a 10% annual dividend rate, paid quarterly in arrears beginning December 31, 2025. Dividends will be distributed in cash when declared by the board, with compounded dividends applied to any unpaid amounts. 

The compounded rate can rise by 100 basis points per quarter if deferred, capped at 18% annually.

Dividend and Redemption Terms Outline a Long-Term Strategy
If Strategy fails to declare dividends by the record date, it will issue a notice of deferral and may sell other securities to cover missed payments. These may include the company’s Stride, Strike, or Strife preferred stock series, alongside other equity classes. The firm retains the right to redeem all outstanding STRE shares if their total falls below 25% of initial issuance or if certain tax events occur.

The redemption price equals the liquidation preference per share plus accrued dividends. The liquidation preference starts at €100 per share but can adjust daily based on trading activity or market pricing. Such flexibility allows the firm to maintain alignment with market value fluctuations.

Barclays, Morgan Stanley, Moelis & Company, SG Americas Securities, TD Securities, Canaccord Genuity, and StoneX Financial are acting as joint book-running managers for the offering. 

The company’s offering will not target retail investors within the European Economic Area or the U.K. Regulatory filings confirm that sales are restricted to professional and institutional investors under regional securities laws. The move ensures compliance with the Prospectus and PRIIPs regulations governing financial offerings in both markets.