Market Signal Briefing

CEO Devin McGranahan first signaled the company was exploring stablecoin integrations as early as July, inspired by the GENIUS Act.

Trump Coin price has rebounded by double digits as whale buying continues and exchange balances retreat ahead of the Federal Reserve interest rate decision. 

Summary

Trump Coin price has jumped by 78% from this month’s low.
The rally happened as whales dumped and exchange balances fell.
It also jumped after the Hedera, Solana, and Litecoin ETF approvals.

Official Trump (TRUMP) jumped to a high of $8.17 on Monday, Oct. 27, up by 78% from its lowest level this month. This rebound happened in a high-volume environment, with the 24-hour figure rising to $2.2 billion, higher than its market cap of $1.42 billion. 

One reason why the Trump Coin price is rising is that whales have been accumulating the token in the past few weeks. They now hold 4.88 million tokens, up from last month’s low of 3.97 million. This is a sign that these investors expect the coin will rebound soon.

Whale buying has coincided with the ongoing decline of exchange reserves. There are now 129 million coins in exchanges, down from this month’s high of 132 million. Falling exchange reserves is a sign that investors are not selling their tokens despite the crash.

The other potential reason why the Trump token is rising is that the SEC has allowed the spot ETFs of popular coins like Hedera, Solana, and Litecoin. 

As such, there is a possibility that the agency will approve the Canary TRUMP ETF, a move that may lead to more demand. 

Trump Coin price rally is also because of the ongoing crypto market rebound as investors wait for the Fed interest rate decision. The expectation is that the bank will cut rates on Wednesday, a move that would boost the crypto market.

Trump Coin price technical analysis
TRUMP token price chart | Source: crypto.news
The daily chart shows that the Trump meme coin token has rebounded, moving from this month’s low of $4.63 to $7. It has moved slightly above the upper side of the falling wedge pattern. 

However, it is still too early to predict whether the ongoing gains will hold. It remains below the short and medium-term moving averages and the supertrend indicator. 

Also, top trend indicators like ADX and the True Strength Index are showing some weakness. Therefore, the token will likely give up some of these gains and possibly move back to $5.

TL;DR

MetaMask has introduced a new Rewards program that lets users earn points from trading, swapping, and referring friends, with additional credit for past activity.
Points can be redeemed for fee discounts, token allocations, and partner offers, and new incentives will be added each season.
Users progress through levels, unlocking increasingly valuable perks as they accumulate points, from Linea tokens to exclusive discounts and premium benefits for top participants.

MetaMask, one of the most widely used crypto wallets, has rolled out “MetaMask Rewards”, a program designed to give users more benefits from their everyday crypto activity. By participating, users earn points from swapping tokens, executing perps trades, referring friends, and even leveraging past activity, helping them climb through multiple reward levels that unlock greater perks. The program reflects MetaMask’s effort to create a more engaging and rewarding experience for active traders.

How MetaMask Rewards Levels Work
The system is structured into seven levels per season. Each level offers specific perks, starting with basic recognition at Origin and moving up to premium benefits at Utopia. For example, reaching Level 2 Frontier grants Linea token allocations proportional to points earned, while Level 4 Oceania offers 50% discounts on perps trading fees. Top-tier participants at Level 7 Utopia receive a one-year free MetaMask Metal Card, demonstrating the program’s commitment to rewarding the most engaged users. Points accumulation is based on measurable activity: swaps, trades, referrals, and historical transactions. Users can even link multiple accounts to maximize point earning.

Earning Points And Redeeming Rewards
Every activity translates into points that determine progression. Swaps earn 8 points per $10, perps trades give 1 point per $10, and referrals generate points from friends’ trading activity. Historical trading contributes up to 50,000 points, ensuring long-term users are recognized. Rewards vary: some, like fee discounts and points boosts, are applied automatically, while others, such as token allocations, become claimable at the end of the season. This approach provides both immediate and long-term incentives, encouraging consistent engagement throughout the season.

Getting started is simple. Users update their MetaMask mobile app to version 7.57 or higher, access the “Rewards” tab, and opt in. From there, trading crypto on MetaMask automatically increases points. The Rewards tab tracks levels, unlocked perks, and overall progress. As the program evolves, MetaMask plans to introduce additional seasonal incentives, making the wallet not only a hub for crypto management but also a platform for earning tangible benefits from active participation.

24 minutes ago

The expanded integration lets Coinbase Prime clients stake Solana, Avalanche and other proof-of-stake assets directly from custody.

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Institutional staking provider Figment has expanded its integration with Coinbase, allowing the exchange’s institutional clients to stake a broader range of proof-of-stake (PoS) assets directly from Coinbase Custody — a move that could drive adoption beyond Ethereum.

Through the integration, Coinbase Prime customers can now use Figment’s staking infrastructure to access additional PoS networks, including Solana (SOL), Sui (SUI), Aptos (APT), Avalanche (AVAX) and others, the companies announced Tuesday.

The partnership, which began in 2023, has already facilitated more than $2 billion in staked assets through Coinbase Prime.

Source: FigmentCoinbase Prime serves institutional investors with a full-service crypto prime brokerage, offering trading, financing and custody for over 440 digital assets across dozens of blockchains.

Figment currently has $18 billion in assets under stake across more than 40 protocols. 

Crypto ETFs come to the USThe announcement follows the launch of several staking-focused exchange-traded funds (ETFs) in the US this month, including the Bitwise Solana Staking ETF (BSOL), which offers exposure to Solana staking.

Grayscale has also announced plans to introduce staking for its Ethereum and Solana products. Earlier this month, the asset manager staked $150 million worth of Ether (ETH) as part of its effort to enable investors to earn staking rewards from their holdings.

These developments come just months after the US Securities and Exchange Commission (SEC) determined that certain liquid staking activities do not constitute securities transactions, placing them outside the agency’s jurisdiction. 

Before that ruling, asset managers including VanEck, Bitwise and Jito Labs had urged the securities regulator to clarify its stance and approve liquid staking mechanisms for Solana-based ETFs.

SEC Chair Paul Atkins said the decree marked a “significant step forward in clarifying the staff’s view about crypto asset activities that do not fall within the SEC’s jurisdiction.” 

Publicly traded companies that hold Bitcoin (BTC) and Ethereum (ETH) in their balance sheets have largely paused accumulation since the sharp crypto market downturn earlier this month, according to new data from Coinbase Institutional.

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure

Cardano founder Charles Hoskinson says the network is on the cusp of a significant shift, reacting to news that an HTTP-402–based payments standard—known as “x402”—is being brought to Cardano and integrated with Masumi, an agent-to-agent protocol built atop the chain. “This is very big for Cardano,” Hoskinson wrote on X on October 27, in response to the demo announcement.

The catalyst is a proof-of-concept published by Masumi cofounder Patrick Tobler showing a live x402 “pay-to-access” flow that ends in an on-chain action: a memecoin mint on Cardano. Tobler framed it as a milestone en route to standardizing how autonomous agents and web services exchange value via APIs without log-ins or OAuth.

“x402 is coming to Cardano (and Masumi)! … The first x402 Proof-Of-Concept Memecoin Mint,” he posted, adding that users can try the demo with 2 USDM for payment and a small amount of ADA for fees—and stressing that the token itself is strictly a technical showcase with “0 future plans.”

This is very big for cardano https://t.co/hb9ahzCXAD

— Charles Hoskinson (@IOHK_Charles) October 27, 2025

What This Means For Cardano
In a series of follow-ups, Tobler described x402 as a revival of the web’s long-dormant HTTP 402 “Payment Required” status code, generalized for modern machine-to-machine commerce. “Built around the HTTP 402 status code, x402 enables users to pay for resources via API without registration, emails, OAuth, or complex signatures,” he wrote, noting that Coinbase developed the protocol and that it is integrated into Google’s Agent Payments Protocol (AP2).

The Masumi implementation pairs that transport-level payment primitive with smart-contract guarantees for identity, refunds, and decision logging—“turning Cardano into the financial backbone of the agent economy,” as he put it.

The demo itself makes the flow concrete. When a user hits the endpoint, the server responds with “402: Payment Required.” The front end prompts a connected Cardano wallet to construct the payment. The payment proof is then transmitted in the 402 header; the server relays it on-chain, waits for finality, and only then returns the protected resource—in this case, minting the demo memecoins. “Please note: This is NOT a real memecoin. It is ONLY a proof-of-concept intended to showcase the technology!” Tobler emphasized.

Context matters for why Hoskinson’s enthusiasm resonated. x402 has been positioned by Coinbase as an “internet-native payment protocol” for AI agents and APIs, with instant, stablecoin-settled micropayments and merchant tooling. Separately, Google introduced AP2 as an open agent-payments layer designed to support multiple rails—including stablecoins—and to standardize authorization and auditability for agentic commerce. An x402 integration at the chain and smart-contract level gives Cardano a clear line into that emerging stack.

The choice of USDM for the demo highlights another Cardano-specific ingredient: a fiat-backed USD stablecoin native to the network, launched by Moneta (formerly Mehen). USDM’s role in the x402 flow is straightforward—precise, low-friction settlement per request—while ADA remains necessary for network fees. For agent-to-agent use cases, the combination is pragmatic: deterministic fees plus dollar-denominated pricing.

Tobler said the team is now drafting the x402 standard for both Cardano and Masumi, and explicitly not limiting the spec to simple address-to-address transfers. “By not only doing Address-To-Address like most other blockchains do but actually writing the standard to work with the Masumi Smart Contract, we’re making our x402 implementation the most powerful one out there,” he wrote.

At press time, ADA traded at $0.6659.

ADA remains below key resistance, 1-week chart | Source: ADAUSDT on TradingView.com
Featured image created with DALL.E, chart from TradingView.com

Editorial Process for bitcoinist is centered on delivering thoroughly researched, accurate, and unbiased content. We uphold strict sourcing standards, and each page undergoes diligent review by our team of top technology experts and seasoned editors. This process ensures the integrity, relevance, and value of our content for our readers.

Journalist

Posted: October 28, 2025

Key Takeaways 
What triggered the latest stablecoin inflows?
Rising market optimism and dip-buying pushed $6.6B in stablecoin deposits, led by Binance’s $3.6B inflow.

Which tokens stand to benefit?
Myx Finance [MYX], Aster Network [ASTER], and Humanity Protocol [H] outperformed peers.

The crypto market began recovering after a sharp mid-October sell-off. Total market capitalization rebounded from $3.54 trillion to $3.85 trillion within a week.

Rising Stablecoin Reserves suggest that more upside could be ahead as traders reload exchange balances for potential accumulation.

Binance leads stablecoin inflows
In the past 30 days, stablecoin inflows surged significantly, reaching $6.58 billion.

Data from CryptoQuant confirmed that this is the second-largest inflow of the year, trailing only the $7.23 billion recorded on the 4th of February.

Investors funneled most of this capital into centralized exchanges, with Binance receiving the largest share at $3.63 billion and Bybit following with $1.30 billion.

The timing of this inflow coincided with the market-wide decline that began around the 10th of October.

Crypto analyst Maartunn noted that the surge in stablecoin deposits may reflect renewed “buy-the-dip” sentiment among traders, positioning capital on exchanges for potential accumulation.

The recent rise in inflows led by Binance could also be linked to the outperformance of altcoins listed on the exchange.

CryptoQuant confirmed this trend, noting that altcoins listed on Binance Futures over the past 90 days have outperformed those on other platforms.

Where stablecoins are flowing
AMBCrypto’s earlier analysis showed that the stablecoin market has entered a stabilization phase and may be gearing up for a broader rally.

According to the report, there’s a high probability that a full altseason could recover if the Altcoin Season Index continues to rise and Bitcoin [BTC] dominance declines.

Source: Lookonchain

Lookonchain data revealed that the Ethereum [ETH] network captured the majority of new stablecoin liquidity — around $1.24 billion in seven days.

TRON [TRX] followed with $477 million, while Avalanche [AVAX] attracted $114 million.

At the same time, Solana [SOL] and Plasma [XPL] recorded outflows of $470 million and $501 million, respectively, showing capital rotation away from non-EVM chains.

Which altcoins could rally next
According to CoinMarketCap’s 90-day data, ERC-20 compatible tokens have led the recovery. They include Myx Finance [MYX], Aster [ASTER], and Humanity Protocol [H].

These tokens have significantly outperformed the broader market in the last 90 days. For instance, MYX surged by over 2,400%, ASTR gained 1,160%, and H rose by roughly 570%.

Source: CoinMarketCap

This trend could likely extend to other ERC-20 tokens, especially those with strong utility and active community interest.

TL;DR:

SIP-3 introduces multi-wallet support and faster transactions.
The upgrade enhances cross-chain compatibility for Sei.
Sei positions itself as a leading hub for scalable DeFi infrastructure.

Sei has rolled out its SIP-3 wallet upgrade, a highly anticipated update designed to simplify how users interact with the Sei ecosystem. The new implementation marks a major step toward seamless interoperability, improved transaction speed, and a better developer experience, aligning with the blockchain’s vision of enabling scalable, high-performance applications across multiple ecosystems.

Wallet integration gets smarter and more interconnected
SIP-3 introduces native support for multiple wallet providers, expanding user access to Sei’s rapidly growing network. Wallets such as Compass, Keplr, Leap, and Ledger are now integrated directly with the Sei blockchain, reducing friction for both newcomers and experienced users. This upgrade standardizes wallet connectivity and creates a consistent interface that developers can build upon, fostering faster onboarding and user adoption.

The upgrade also enhances Sei’s transaction framework, providing faster confirmation times and smoother asset management. SIP-3 improves signature verification and key handling, allowing wallets to process operations more efficiently and securely. Users can now switch between wallets without manual configuration, while developers gain new APIs to integrate Sei functionalities directly into applications with minimal code adjustments.

According to Sei, the SIP-3 update also lays the foundation for greater cross-chain compatibility. By adopting more flexible data structures and standardized wallet metadata, the upgrade enables Sei wallets to interact more effectively with other Cosmos-based chains and Ethereum Virtual Machine (EVM) environments. This development positions Sei as a more connected hub within the expanding multi-chain landscape, bridging decentralized apps and liquidity sources across ecosystems.

Ultimately, SIP-3 represents a strategic leap in Sei’s roadmap toward user-focused scalability. The chain’s design—optimized for speed, parallel execution, and low-latency trading—now pairs with wallet functionality that matches its performance goals. Sei’s team emphasized that this release is just the beginning of broader interoperability efforts planned for future network versions, underscoring its long-term mission to make decentralized technology feel as intuitive and responsive as Web2 systems.

Vancouver, BC – TheNewswire - October 28, 2025 – Global Stocks News - Sponsored content disseminated on behalf of Argenta Silver. On October 28, 2025, Argenta Silver (TSXV: AGAG) (OTCQB: AGAGF) (FSE: T1K) CEO Joaquin Marias sent a message to AGAG shareholders, talking about the history, financing, culture, geology and future goals of the company.

Full Transcript of 1st Anniversary Address by Argenta CEO Joaquin Marias:

Vancouver.

Late Friday evening.

I’m still in the office, phone pressed to my ear — Frank Giustra and Shawn Khunkhun, two of my advisors and mentors, are on the line. The discussion is intense: geology, financing, scalability, upside, we’re covering it all. Questions fly back and forth, each one sharper than the last.

After a long, thoughtful pause, Frank says, “I’ve been waiting a long time for an opportunity like this. This is it.”

Then he asks me, “Are you confident?”

I don’t hesitate.

“Yes,” I tell him, “I am.”

Sixty days later, on October 24, 2024, Argenta Silver Corp.  was trading on the TSX Venture Exchange (TSX.V: AGAG) with the El Quevar Project in its hands. In just two months, we ran full technical and legal due diligence, negotiated the deal, mobilized consultants to Argentina, assembled a compact but highly effective team, filed every regulatory document required to complete the transaction and raised C$15.3 million through a private placement to capitalize the company with a lead order from Giustra, who remains a significant shareholder of Argenta.

That day marked the beginning of Argenta’s story and, in many ways, the continuation of mine.

Growing up, I was surrounded by geologists. My neighbours were pioneers of exploration across the Andes, famous for legendary discoveries such as the Vicuña, Mercedario, El Seguro, and Las Águilas districts, among others. Their wild stories shaped me and propelled me to become a geologist, with dreams to explore, to build and to lead.

My first experience at the El Quevar project was in 2010, as a university summer-intern. Of course, I didn’t know then that the immense alteration footprints I observed that summer would one day define the foundation of a company I would lead.

Since then, I’ve worked from the deserts of South America to offshore rigs in the southern seas, sometimes as an employee, sometimes as manager, and even sometimes as the owner of my own enterprises. During the industry’s tougher years, I joined Weatherford International and later Schlumberger. There, I received rigorous training within one of the most disciplined organizations in the natural resources sector. Those years taught me the value of structure, precision, and execution. And those lessons continue to shape how Argenta operates today.

During the last week of October 2025, Argenta Silver will celebrate its first year. In that short time, we have built a technically strong, culturally diverse team and established a global reputation for partnership, transparency, and results. Major institutions and investors from multiple nationalities have taken notice. Recognized high net worth individuals, including renowned Argentine businessman Eduardo Elzstain, are also supporting our vision.

Click Image To View Full Size

Joaquin Marias, first visit to El Quevar in 2010.

Our 100%-owned subsidiary, Silex Argentina S.A., holds the project locally in Salta, where we have earned the trust of communities and government alike, not just by following the written regulations, but by respecting the unwritten idiosyncrasy and codes that define success in the region.

As an Argentine leading an international company, I’ve had the privilege of bridging both worlds, connecting local understanding with global vision.

And speaking of vision, ours is ambitious. Argenta was created to become a leading Latin American silver company, focused on exploration and production across multiple operations. It is a vision that is supported by our major shareholders, whose careers have been defined by ventures that were ahead of their time.

Silver itself has entered a new era. The metal has surpassed historic resistance levels, and its use has expanded far beyond the traditional, becoming increasingly industrial, increasingly essential, and increasingly scarce.

Our valuation has steadily strengthened, driven not only by favourable market conditions but also by our team consistently and diligently delivering results.  

From the beginning, my team has delivered. So far, we have raised C$35 million, of which only C$12 million has been spent (C$5 million on the acquisition of the project and C$8 million on operations). Funds for operations (C$8 million spent) have supported general, administrative and marketing expenses; camp and road reconditioning; re-logging   ̴29,000 meters of historical drill core; database compilation; 3D modeling; detailed mapping of  133 km2; alteration studies over 6,000 samples; collection and assay of  1,400 surface samples plus preparation of   6900̴ TerraSpec-Density-pH samples; construction of 8 kilometers of new access roads; and 4,244 meters of new drilling with its respective   4̴ ,200 samples. We completed the majority of this work through the harsh conditions of the Andean winter, thanks to the merit of a world-class team in Argentina.

Click Image To View Full Size

Silex Argentina management and senior team at site. Field work kick-start, January 03, 2025.

Our shareholders and the funds entrusted to us are among our greatest assets. Every team - marketing, accounting, legal, and technical - operates under a single guiding principle: spend each dollar only if it generates value and a measurable return on investment.

Now we are embarking on a larger season that will define Argenta’s next chapter, with the expectation that we are fully funded from November 2025 until May/June 2026.

We have planned 12,000 to 15,000 meters of drilling, complemented by additional surface work. For the first time, we will carry out geophysical surveys across vast areas that have never been walked before. Our skilled in-house teams, who know both the terrain and the science behind it, will execute these programs.

Capital allocation for this campaign is expected to be split by approximately 40% toward resource expansion and 60% toward exploration. This balanced approach ensures we continue to add value through infill and step-out drilling on the mineralized trend. We will also venture into completely new ground - areas that have never been explored - as well as historical targets that have never had followup work completed.

This strategy addresses the historical unbalanced approach the project has experienced. Most of the previous efforts focused on the resource area, leaving substantial untapped potential. Today, geological, structural, geochemical, spectral, and lithological evidence collected and reviewed by us is directing exploration towards areas with high probability of hosting new deposits.

Our constant educational approach has enabled us to reintroduce the El Quevar project to the market after ten years of dormancy under the previous operator. And we continue to work systematically to unlock the available potential of this project, which we believe is significant.

I am a believer in step-by-step approaches, science, and that well-executed actions always outperform endless planning or abrupt emotional decisions. We recognize that exploration will be challenging, but we must be bold. Drilling within the resource area will help mitigate risk and add immediate value, while exploration drilling provides the upside that could redefine the scale of El Quevar.

So far, surface results have topped the upper detection limits of 20,000 g/t Ag. We’ve seen record breaking drill intercepts, such as 1.05 meters @ 18,467 g/t Ag. These findings send us a clear geological message: the hydrothermal fluids were saturated in silver. Wherever those fluids circulated, a deposit could have formed, possibly close to or even beneath the existing resource. It is time to look for it.

A new year lies ahead. Your support and conviction remain essential to this enterprise. I thank you sincerely for continuing to support our vision and engaging with our journey as we move forward into this exciting next chapter together. On behalf of my team, I thank you for standing with us, for encouraging us to keep advancing, and for helping us become stronger every day.

Happy Birthday, Argenta Silver Corp.

Best regards,  

Joaquín Marias

President & CEO

Argenta Silver Corp

October 28, 2025

On October 27, 2025, Joaquin Marias discussed Argenta’s One-Year Recap & Next Catalysts on a webinar hosted by Romeo Maione, 6ix VP Business Solutions.

Key milestones achieved in the last 12 months:

Oct. 24, 2024 - AGAG Closes El Quevar Project Acquisition

November 4, 2024 - AGAG Engages With Indigenous & Gov Leaders

January 20, 2025 - AGAG Identifies New Targets At El Quevar

January 29, 2025 - Frank Giustra Increases Position In AGAG To 15.09%

April 28, 2025 – AGAG Appoints Joaquin Marias CEO

May 2, 2025 – Business Tycoon Eduardo Elsztain Invests $5 Million in AGAG

May 20, 2025 – AGAG Lists in Germany

May 26, 2025 – AGAG Mobilises Drills, Appoints Vanessa Bogaert

July 21, 2025 – AGAG Drills 533 g/t Silver over 20.20 meters

August 12, 2025 – AGAG Raises $15 Million from Bought Deal

August 13,  2025 – AGAG Drills 1,026 g/t Silver over 40 Meters

September 23, 2025 – AGAG Drills 545 g/t Ag over 43.20 Meters, Defines New Exploration Target

October 27, 2025 – AGAG Validates Yaxtché Deposit Continuity

Rob van Egmond, P.Geo., a “qualified person” as defined by National Instrument 43-101 Standards of Disclosure for Mineral Projects, has reviewed and approved the scientific and technical information contained in this release. Rob van Egmond, P.Geo. has visited the El Quevar Project and is not independent of the Company.

The foundational Mineral Resource Estimate of the Yaxtché deposit boasts an indicated mineral resource of 45.3 million ounces of silver from 2.93 million tonnes grading 482 g/t Ag, and an inferred resource of 4.1 million ounces of silver from 0.31 million tonnes grading 417 g/t Ag [1.]

[1.] Refer to NI43-101 technical report with effective date of September 30, 2024, titled “NI 43-101 Technical Report on the Mineral Resource Estimate of the El Quevar Project Salta Province, Argentina”, posted on www.SEDAR.com under Argenta Silver Corp.

Contact: [email protected]

Disclaimer: Argenta Silver paid Global Stocks News (GSN) $1,750 for the research, writing and dissemination of this content.

Full Disclaimer: GSN researches and fact-checks diligently, but we cannot ensure our publications are free from error. Investing in publicly traded stocks is speculative and carries a high degree of risk. GSN publications may contain forward-looking statements such as “project,” “anticipate,” “expect,” which are based on reasonable expectations, but these statements are imperfect predictors of future events. When compensation has been paid to GSN, the amount and nature of the compensation will be disclosed clearly.

McKesson (MCK - Free Report) could be a solid choice for investors given its recent upgrade to a Zacks Rank #1 (Strong Buy). This upgrade is essentially a reflection of an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.

The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.

Since a changing earnings picture is a powerful factor influencing near-term stock price movements, the Zacks rating system is very useful for individual investors. They may find it difficult to make decisions based on rating upgrades by Wall Street analysts, as these are mostly driven by subjective factors that are hard to see and measure in real time.

As such, the Zacks rating upgrade for McKesson is essentially a positive comment on its earnings outlook that could have a favorable impact on its stock price.

Most Powerful Force Impacting Stock PricesThe change in a company's future earnings potential, as reflected in earnings estimate revisions, has proven to be strongly correlated with the near-term price movement of its stock. The influence of institutional investors has a partial contribution to this relationship, as these big professionals use earnings and earnings estimates to calculate the fair value of a company's shares. An increase or decrease in earnings estimates in their valuation models simply results in higher or lower fair value for a stock, and institutional investors typically buy or sell it. Their bulk investment action then leads to price movement for the stock.

Fundamentally speaking, rising earnings estimates and the consequent rating upgrade for McKesson imply an improvement in the company's underlying business. Investors should show their appreciation for this improving business trend by pushing the stock higher.

Harnessing the Power of Earnings Estimate RevisionsEmpirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock movements, so it could be truly rewarding if such revisions are tracked for making an investment decision. Here is where the tried-and-tested Zacks Rank stock-rating system plays an important role, as it effectively harnesses the power of earnings estimate revisions.

The Zacks Rank stock-rating system, which uses four factors related to earnings estimates to classify stocks into five groups, ranging from Zacks Rank #1 (Strong Buy) to Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record, with Zacks Rank #1 stocks generating an average annual return of +25% since 1988. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here >>>> .

Earnings Estimate Revisions for McKessonThis prescription drug distributor is expected to earn $38.05 per share for the fiscal year ending March 2026, which represents no year-over-year change.

Analysts have been steadily raising their estimates for McKesson. Over the past three months, the Zacks Consensus Estimate for the company has increased 2.3%.

Bottom LineUnlike the overly optimistic Wall Street analysts whose rating systems tend to be weighted toward favorable recommendations, the Zacks rating system maintains an equal proportion of "buy" and "sell" ratings for its entire universe of more than 4,000 stocks at any point in time. Irrespective of market conditions, only the top 5% of the Zacks-covered stocks get a "Strong Buy" rating and the next 15% get a "Buy" rating. So, the placement of a stock in the top 20% of the Zacks-covered stocks indicates its superior earnings estimate revision feature, making it a solid candidate for producing market-beating returns in the near term.

You can learn more about the Zacks Rank here >>>

The upgrade of McKesson to a Zacks Rank #1 positions it in the top 5% of the Zacks-covered stocks in terms of estimate revisions, implying that the stock might move higher in the near term.

QuantumScape Corporation (QS - Free Report) could be a solid addition to your portfolio given its recent upgrade to a Zacks Rank #2 (Buy). This rating change essentially reflects an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.

A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years.

The power of a changing earnings picture in determining near-term stock price movements makes the Zacks rating system highly useful for individual investors, since it can be difficult to make decisions based on rating upgrades by Wall Street analysts. These are mostly driven by subjective factors that are hard to see and measure in real time.

As such, the Zacks rating upgrade for QuantumScape is essentially a positive comment on its earnings outlook that could have a favorable impact on its stock price.

Most Powerful Force Impacting Stock PricesThe change in a company's future earnings potential, as reflected in earnings estimate revisions, and the near-term price movement of its stock are proven to be strongly correlated. The influence of institutional investors has a partial contribution to this relationship, as these big professionals use earnings and earnings estimates to calculate the fair value of a company's shares. An increase or decrease in earnings estimates in their valuation models simply results in higher or lower fair value for a stock, and institutional investors typically buy or sell it. Their transaction of large amounts of shares then leads to price movement for the stock.

Fundamentally speaking, rising earnings estimates and the consequent rating upgrade for QuantumScape imply an improvement in the company's underlying business. Investors should show their appreciation for this improving business trend by pushing the stock higher.

Harnessing the Power of Earnings Estimate RevisionsAs empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock movements, tracking such revisions for making an investment decision could be truly rewarding. Here is where the tried-and-tested Zacks Rank stock-rating system plays an important role, as it effectively harnesses the power of earnings estimate revisions.

The Zacks Rank stock-rating system, which uses four factors related to earnings estimates to classify stocks into five groups, ranging from Zacks Rank #1 (Strong Buy) to Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record, with Zacks Rank #1 stocks generating an average annual return of +25% since 1988. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here >>>> .

Earnings Estimate Revisions for QuantumScapeFor the fiscal year ending December 2025, this company is expected to earn -$0.74 per share, which is unchanged compared with the year-ago reported number.

Analysts have been steadily raising their estimates for QuantumScape. Over the past three months, the Zacks Consensus Estimate for the company has increased 6.8%.

Bottom LineUnlike the overly optimistic Wall Street analysts whose rating systems tend to be weighted toward favorable recommendations, the Zacks rating system maintains an equal proportion of "buy" and "sell" ratings for its entire universe of more than 4,000 stocks at any point in time. Irrespective of market conditions, only the top 5% of the Zacks-covered stocks get a "Strong Buy" rating and the next 15% get a "Buy" rating. So, the placement of a stock in the top 20% of the Zacks-covered stocks indicates its superior earnings estimate revision feature, making it a solid candidate for producing market-beating returns in the near term.

You can learn more about the Zacks Rank here >>>

The upgrade of QuantumScape to a Zacks Rank #2 positions it in the top 20% of the Zacks-covered stocks in terms of estimate revisions, implying that the stock might move higher in the near term.

Skyworks Solutions (SWKS - Free Report) could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 (Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.

A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years.

Individual investors often find it hard to make decisions based on rating upgrades by Wall Street analysts, since these are mostly driven by subjective factors that are hard to see and measure in real time. In these situations, the Zacks rating system comes in handy because of the power of a changing earnings picture in determining near-term stock price movements.

As such, the Zacks rating upgrade for Skyworks is essentially a positive comment on its earnings outlook that could have a favorable impact on its stock price.

Most Powerful Force Impacting Stock PricesThe change in a company's future earnings potential, as reflected in earnings estimate revisions, has proven to be strongly correlated with the near-term price movement of its stock. The influence of institutional investors has a partial contribution to this relationship, as these big professionals use earnings and earnings estimates to calculate the fair value of a company's shares. An increase or decrease in earnings estimates in their valuation models simply results in higher or lower fair value for a stock, and institutional investors typically buy or sell it. Their transaction of large amounts of shares then leads to price movement for the stock.

Fundamentally speaking, rising earnings estimates and the consequent rating upgrade for Skyworks imply an improvement in the company's underlying business. Investors should show their appreciation for this improving business trend by pushing the stock higher.

Harnessing the Power of Earnings Estimate RevisionsEmpirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock movements, so it could be truly rewarding if such revisions are tracked for making an investment decision. Here is where the tried-and-tested Zacks Rank stock-rating system plays an important role, as it effectively harnesses the power of earnings estimate revisions.

The Zacks Rank stock-rating system, which uses four factors related to earnings estimates to classify stocks into five groups, ranging from Zacks Rank #1 (Strong Buy) to Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record, with Zacks Rank #1 stocks generating an average annual return of +25% since 1988. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here >>>> .

Earnings Estimate Revisions for SkyworksFor the fiscal year ending September 2025, this chipmaker is expected to earn $5.58 per share, which is unchanged compared with the year-ago reported number.

Analysts have been steadily raising their estimates for Skyworks. Over the past three months, the Zacks Consensus Estimate for the company has increased 0.9%.

Bottom LineUnlike the overly optimistic Wall Street analysts whose rating systems tend to be weighted toward favorable recommendations, the Zacks rating system maintains an equal proportion of "buy" and "sell" ratings for its entire universe of more than 4,000 stocks at any point in time. Irrespective of market conditions, only the top 5% of the Zacks-covered stocks get a "Strong Buy" rating and the next 15% get a "Buy" rating. So, the placement of a stock in the top 20% of the Zacks-covered stocks indicates its superior earnings estimate revision feature, making it a solid candidate for producing market-beating returns in the near term.

You can learn more about the Zacks Rank here >>>

The upgrade of Skyworks to a Zacks Rank #2 positions it in the top 20% of the Zacks-covered stocks in terms of estimate revisions, implying that the stock might move higher in the near term.

Farmers National Banc (FMNB - Free Report) could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 (Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.

The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.

Since a changing earnings picture is a powerful factor influencing near-term stock price movements, the Zacks rating system is very useful for individual investors. They may find it difficult to make decisions based on rating upgrades by Wall Street analysts, as these are mostly driven by subjective factors that are hard to see and measure in real time.

Therefore, the Zacks rating upgrade for Farmers National basically reflects positivity about its earnings outlook that could translate into buying pressure and an increase in its stock price.

Most Powerful Force Impacting Stock PricesThe change in a company's future earnings potential, as reflected in earnings estimate revisions, has proven to be strongly correlated with the near-term price movement of its stock. The influence of institutional investors has a partial contribution to this relationship, as these big professionals use earnings and earnings estimates to calculate the fair value of a company's shares. An increase or decrease in earnings estimates in their valuation models simply results in higher or lower fair value for a stock, and institutional investors typically buy or sell it. Their transaction of large amounts of shares then leads to price movement for the stock.

Fundamentally speaking, rising earnings estimates and the consequent rating upgrade for Farmers National imply an improvement in the company's underlying business. Investors should show their appreciation for this improving business trend by pushing the stock higher.

Harnessing the Power of Earnings Estimate RevisionsAs empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock movements, tracking such revisions for making an investment decision could be truly rewarding. Here is where the tried-and-tested Zacks Rank stock-rating system plays an important role, as it effectively harnesses the power of earnings estimate revisions.

The Zacks Rank stock-rating system, which uses four factors related to earnings estimates to classify stocks into five groups, ranging from Zacks Rank #1 (Strong Buy) to Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record, with Zacks Rank #1 stocks generating an average annual return of +25% since 1988. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here >>>> .

Earnings Estimate Revisions for Farmers NationalThis bank is expected to earn $1.60 per share for the fiscal year ending December 2025, which represents no year-over-year change.

Analysts have been steadily raising their estimates for Farmers National. Over the past three months, the Zacks Consensus Estimate for the company has increased 0.6%.

Bottom LineUnlike the overly optimistic Wall Street analysts whose rating systems tend to be weighted toward favorable recommendations, the Zacks rating system maintains an equal proportion of "buy" and "sell" ratings for its entire universe of more than 4,000 stocks at any point in time. Irrespective of market conditions, only the top 5% of the Zacks-covered stocks get a "Strong Buy" rating and the next 15% get a "Buy" rating. So, the placement of a stock in the top 20% of the Zacks-covered stocks indicates its superior earnings estimate revision feature, making it a solid candidate for producing market-beating returns in the near term.

You can learn more about the Zacks Rank here >>>

The upgrade of Farmers National to a Zacks Rank #2 positions it in the top 20% of the Zacks-covered stocks in terms of estimate revisions, implying that the stock might move higher in the near term.

MasterCraft Boat Holdings, Inc. (MCFT - Free Report) appears an attractive pick, as it has been recently upgraded to a Zacks Rank #1 (Strong Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.

The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system.

Since a changing earnings picture is a powerful factor influencing near-term stock price movements, the Zacks rating system is very useful for individual investors. They may find it difficult to make decisions based on rating upgrades by Wall Street analysts, as these are mostly driven by subjective factors that are hard to see and measure in real time.

As such, the Zacks rating upgrade for MasterCraft Boat Holdings, Inc. is essentially a positive comment on its earnings outlook that could have a favorable impact on its stock price.

Most Powerful Force Impacting Stock PricesThe change in a company's future earnings potential, as reflected in earnings estimate revisions, and the near-term price movement of its stock are proven to be strongly correlated. That's partly because of the influence of institutional investors that use earnings and earnings estimates for calculating the fair value of a company's shares. An increase or decrease in earnings estimates in their valuation models simply results in higher or lower fair value for a stock, and institutional investors typically buy or sell it. Their bulk investment action then leads to price movement for the stock.

For MasterCraft Boat Holdings, Inc., rising earnings estimates and the consequent rating upgrade fundamentally mean an improvement in the company's underlying business. And investors' appreciation of this improving business trend should push the stock higher.

Harnessing the Power of Earnings Estimate RevisionsEmpirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock movements, so it could be truly rewarding if such revisions are tracked for making an investment decision. Here is where the tried-and-tested Zacks Rank stock-rating system plays an important role, as it effectively harnesses the power of earnings estimate revisions.

The Zacks Rank stock-rating system, which uses four factors related to earnings estimates to classify stocks into five groups, ranging from Zacks Rank #1 (Strong Buy) to Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record, with Zacks Rank #1 stocks generating an average annual return of +25% since 1988. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here >>>> .

Earnings Estimate Revisions for MasterCraft Boat Holdings, Inc.For the fiscal year ending June 2026, this sport boats maker is expected to earn $1.28 per share, which is unchanged compared with the year-ago reported number.

Analysts have been steadily raising their estimates for MasterCraft Boat Holdings, Inc.. Over the past three months, the Zacks Consensus Estimate for the company has increased 13.5%.

Bottom LineUnlike the overly optimistic Wall Street analysts whose rating systems tend to be weighted toward favorable recommendations, the Zacks rating system maintains an equal proportion of "buy" and "sell" ratings for its entire universe of more than 4,000 stocks at any point in time. Irrespective of market conditions, only the top 5% of the Zacks-covered stocks get a "Strong Buy" rating and the next 15% get a "Buy" rating. So, the placement of a stock in the top 20% of the Zacks-covered stocks indicates its superior earnings estimate revision feature, making it a solid candidate for producing market-beating returns in the near term.

You can learn more about the Zacks Rank here >>>

The upgrade of MasterCraft Boat Holdings, Inc. to a Zacks Rank #1 positions it in the top 5% of the Zacks-covered stocks in terms of estimate revisions, implying that the stock might move higher in the near term.

Nordea Bank AB (NRDBY - Free Report) could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 (Buy). This rating change essentially reflects an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.

A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years.

Since a changing earnings picture is a powerful factor influencing near-term stock price movements, the Zacks rating system is very useful for individual investors. They may find it difficult to make decisions based on rating upgrades by Wall Street analysts, as these are mostly driven by subjective factors that are hard to see and measure in real time.

Therefore, the Zacks rating upgrade for Nordea Bank basically reflects positivity about its earnings outlook that could translate into buying pressure and an increase in its stock price.

Most Powerful Force Impacting Stock PricesThe change in a company's future earnings potential, as reflected in earnings estimate revisions, has proven to be strongly correlated with the near-term price movement of its stock. The influence of institutional investors has a partial contribution to this relationship, as these big professionals use earnings and earnings estimates to calculate the fair value of a company's shares. An increase or decrease in earnings estimates in their valuation models simply results in higher or lower fair value for a stock, and institutional investors typically buy or sell it. Their transaction of large amounts of shares then leads to price movement for the stock.

Fundamentally speaking, rising earnings estimates and the consequent rating upgrade for Nordea Bank imply an improvement in the company's underlying business. Investors should show their appreciation for this improving business trend by pushing the stock higher.

Harnessing the Power of Earnings Estimate RevisionsAs empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock movements, tracking such revisions for making an investment decision could be truly rewarding. Here is where the tried-and-tested Zacks Rank stock-rating system plays an important role, as it effectively harnesses the power of earnings estimate revisions.

The Zacks Rank stock-rating system, which uses four factors related to earnings estimates to classify stocks into five groups, ranging from Zacks Rank #1 (Strong Buy) to Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record, with Zacks Rank #1 stocks generating an average annual return of +25% since 1988. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here >>>> .

Earnings Estimate Revisions for Nordea BankThis company is expected to earn $1.64 per share for the fiscal year ending December 2025, which represents no year-over-year change.

Analysts have been steadily raising their estimates for Nordea Bank. Over the past three months, the Zacks Consensus Estimate for the company has increased 0.9%.

Bottom LineUnlike the overly optimistic Wall Street analysts whose rating systems tend to be weighted toward favorable recommendations, the Zacks rating system maintains an equal proportion of "buy" and "sell" ratings for its entire universe of more than 4,000 stocks at any point in time. Irrespective of market conditions, only the top 5% of the Zacks-covered stocks get a "Strong Buy" rating and the next 15% get a "Buy" rating. So, the placement of a stock in the top 20% of the Zacks-covered stocks indicates its superior earnings estimate revision feature, making it a solid candidate for producing market-beating returns in the near term.

You can learn more about the Zacks Rank here >>>

The upgrade of Nordea Bank to a Zacks Rank #2 positions it in the top 20% of the Zacks-covered stocks in terms of estimate revisions, implying that the stock might move higher in the near term.

Acadia Pharmaceuticals (ACAD - Free Report) could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 (Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.

A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years.

Since a changing earnings picture is a powerful factor influencing near-term stock price movements, the Zacks rating system is very useful for individual investors. They may find it difficult to make decisions based on rating upgrades by Wall Street analysts, as these are mostly driven by subjective factors that are hard to see and measure in real time.

As such, the Zacks rating upgrade for Acadia is essentially a positive comment on its earnings outlook that could have a favorable impact on its stock price.

Most Powerful Force Impacting Stock PricesThe change in a company's future earnings potential, as reflected in earnings estimate revisions, has proven to be strongly correlated with the near-term price movement of its stock. That's partly because of the influence of institutional investors that use earnings and earnings estimates for calculating the fair value of a company's shares. An increase or decrease in earnings estimates in their valuation models simply results in higher or lower fair value for a stock, and institutional investors typically buy or sell it. Their bulk investment action then leads to price movement for the stock.

Fundamentally speaking, rising earnings estimates and the consequent rating upgrade for Acadia imply an improvement in the company's underlying business. Investors should show their appreciation for this improving business trend by pushing the stock higher.

Harnessing the Power of Earnings Estimate RevisionsAs empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock movements, tracking such revisions for making an investment decision could be truly rewarding. Here is where the tried-and-tested Zacks Rank stock-rating system plays an important role, as it effectively harnesses the power of earnings estimate revisions.

The Zacks Rank stock-rating system, which uses four factors related to earnings estimates to classify stocks into five groups, ranging from Zacks Rank #1 (Strong Buy) to Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record, with Zacks Rank #1 stocks generating an average annual return of +25% since 1988. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here >>>> .

Earnings Estimate Revisions for AcadiaFor the fiscal year ending December 2025, this drugmaker is expected to earn $0.53 per share, which is unchanged compared with the year-ago reported number.

Analysts have been steadily raising their estimates for Acadia. Over the past three months, the Zacks Consensus Estimate for the company has increased 7.3%.

Bottom LineUnlike the overly optimistic Wall Street analysts whose rating systems tend to be weighted toward favorable recommendations, the Zacks rating system maintains an equal proportion of "buy" and "sell" ratings for its entire universe of more than 4,000 stocks at any point in time. Irrespective of market conditions, only the top 5% of the Zacks-covered stocks get a "Strong Buy" rating and the next 15% get a "Buy" rating. So, the placement of a stock in the top 20% of the Zacks-covered stocks indicates its superior earnings estimate revision feature, making it a solid candidate for producing market-beating returns in the near term.

You can learn more about the Zacks Rank here >>>

The upgrade of Acadia to a Zacks Rank #2 positions it in the top 20% of the Zacks-covered stocks in terms of estimate revisions, implying that the stock might move higher in the near term.

Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Q3: 2025-10-27 Earnings SummaryEPS of $1.20 misses by $0.09

 |

Revenue of

$204.94M

(24.29% Y/Y)

beats by $23.67M

Enterprise Financial Services Corp (NASDAQ:EFSC) Q3 2025 Earnings Call October 28, 2025 11:00 AM EDT

Company Participants

James Lally - President, CEO & Director
Douglas Bauche - Senior EVP & Chief Banking Officer
Keene Turner - Senior EVP, CFO & COO

Conference Call Participants

Jeff Rulis - D.A. Davidson & Co., Research Division
Damon Del Monte - Keefe, Bruyette, & Woods, Inc., Research Division
Nathan Race - Piper Sandler & Co., Research Division
Brian Martin - Janney Montgomery Scott LLC, Research Division

Presentation

Operator

Thank you for standing by. My name is Carly, and I will be your conference operator today. At this time, I would like to welcome everyone to the Enterprise Financial Services Corp. Third Quarter 2025 Earnings Conference Call. [Operator Instructions] I will now turn the call over to Jim Lally, President and CEO. Please go ahead.

James Lally
President, CEO & Director

Good morning, and thank you all very much for joining us for our 2025 third quarter earnings call. Joining me this morning is Keene Turner, our company's Chief Financial Officer and Chief Operating Officer; and Doug Bauche, our company's Chief Banking Officer.

Before we begin, I would like to remind everybody on the call that a copy of the release and accompanying presentation can be found on our website. The presentation and earnings release were furnished on SEC Form 8-K yesterday. Please refer to Slide 2 of the presentation titled Forward-Looking Statements and our most recent 10-K and 10-Q for reasons why actual results may vary from any forward-looking statements that we make today.

The third quarter was another very solid quarter for our company. As we expected, we saw loan growth return to an annualized level of 6% while deposit growth continued well above this level. This was a continuation of our intentional strategy to lean into our diversified geography

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Amerant Bancorp Inc. (NYSE:AMTB) Q3 2025 Earnings Call October 28, 2025 8:30 AM EDT

Company Participants

Laura Rossi - Senior VP, Head of Investor Relations & Sustainability
Gerald Plush - Chairman, President & CEO
Sharymar Yepez - Senior EVP & CFO

Conference Call Participants

Michael Rose - Raymond James & Associates, Inc., Research Division
Russell Elliott Gunther - Stephens Inc., Research Division
Stephen Scouten - Piper Sandler & Co., Research Division
Wood Lay - Keefe, Bruyette, & Woods, Inc., Research Division

Presentation

Operator

Greetings, and welcome to the Amerant Third Quarter 2025 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.

I would now like to turn the conference over to your host, Laura Rossi, Head of Investor Relations. You may begin.

Laura Rossi
Senior VP, Head of Investor Relations & Sustainability

Thank you, Kate. Good morning, everyone, and thank you for joining us to review Amerant Bancorp’s third quarter 2025 results.

On today's call are Jerry Plush, our Chairman and CEO; and Sharymar Calderon, our Senior Executive Vice President and CFO.

As we begin, please note that discussions on today's call contain forward-looking statements within the meaning of the Securities Exchange Act. In addition, references will also be made to non-GAAP financial measures. Please refer to the company's earnings release for a statement regarding forward-looking statements as well as for information and reconciliation of non-GAAP financial measures to GAAP measures.

I will now turn it over to our Chairman and CEO, Jerry Plush.

Gerald Plush
Chairman, President & CEO

Thank you, Laura. Good morning, everyone, and thank you for joining us today to discuss Amerant's third quarter 2025 results. First, I want to thank everyone for adjusting their schedules to accommodate the rescheduling of our earnings call this quarter. We intend to establish this new time frame as when Amerant will report going forward. So our

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SummaryGrab Holdings Limited strong brand popularity and value propositions ensure its solid market positioning.From delivery to mobility to fintech features, GRAB has already built its own ecosystem to sustain user and GMV growth.Its robust performance and intact fundamentals support its capacity to expand, acquire, and innovate.The stock is still cheap with reasonable upside potential since it has already priced in growth expectations.Technicals reflect new buying opportunities as the uptrend still holds despite recent price dips. Lemon Photo/iStock via Getty Images

In Southeast Asian countries, even in my own country, the Philippines, the public transportation system remains a big challenge to labor and goods productivity and mobility. In Metropolitan areas, population density can be twice as large as in suburban

Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, but may initiate a beneficial Long position through a purchase of the stock, or the purchase of call options or similar derivatives in GRAB over the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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Chairman and CEO Mark Smith's presentation will be webcast live at 3 PM on Oct. 30, 2025 FRANKLIN, INDIANA / ACCESS Newswire / October 28, 2025 / IBC Advanced Alloys Corp. ("IBC" or the "Company") (TSX-V:IB)(OTCQB:IAALF) announces that it will participate in the ThinkEquity Investor Conference on Thursday, October 30, 2025 in New York City. Chairman and CEO Mr.

Apple Passes $4 Trillion Market Value—Joining Microsoft And Nvidia Ty Roush is a breaking news reporter based in New York City.

Oct 28, 2025, 11:40am EDT

ToplineApple became the third company in history to be valued at $4 trillion, joining AI giant Nvidia and Microsoft as the only firms to reach the milestone, with Apple’s shares surging in recent weeks since unveiling its latest line of iPhones.

The iPhone maker's stock has surged in recent weeks after unveiling its latest products.

AFP via Getty Images

Key FactsShares of Apple rose as much as 0.4% Wednesday morning, briefly pushing the company’s market capitalization above $4 trillion for the first time.

Apple’s stock has since pared back earlier gains, falling from an all-time high of $269.20 to around $268.60 as of 11:35 a.m. EDT.

Microsoft, which hit the milestone for the first time in July, similarly rose above the $4 trillion threshold as shares climbed 2% as of 11:30 a.m. EDT, raising Microsoft’s market cap to around $4.04 trillion.

This is a developing story.

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Key Takeaways NextEra Energy's Q3 adjusted EPS of $1.13 beat estimates and rose 9.7% year over year.FPL's revenues climbed 7% on continued investments, while Energy Resources added 3 GW to backlog.NextEra signed a long-term deal with Google to supply clean nuclear power from the Duane Arnold facility.
NextEra Energy, Inc. (NEE - Free Report) reported third-quarter 2025 adjusted earnings of $1.13 per share, which beat the Zacks Consensus Estimate of $1.04 by nearly 8.7%. The bottom line was also up nearly 9.7% year over year.

 The year-over-year improvement in earnings per share was due to solid financial and operational performance at two of its businesses.

GAAP earnings per share for the third quarter were $1.18 compared with 90 cents in the year-ago period.

NEE’s Total RevenuesIn the third quarter, NextEra Energy’s operating revenues were $7.96 billion, which missed the Zacks Consensus Estimate of $8.11 billion by 1.86%. However, the top line improved 5.3% year over year.

Segment Results of NEEFlorida Power & Light Company: The segment’s revenues amounted to nearly $5.29 billion, up 7% from the prior-year figure of $4.94 billion. Its earnings were 71 cents per share compared with 63 cents in the year-ago quarter.

NextEra Energy Resources: Its revenues amounted to $2.56 billion compared with the prior-year figure of $2.58 billion. The segment’s earnings were 53 cents per share compared with 47 cents in the year-ago quarter.

Corporate and Other: Operating revenues for the reported quarter were $115 million compared with $43 million in the year-ago period. The operating loss in the third quarter was 11 cents per share, which was wider than the year-ago loss of 7 cents.

Highlights of NEE’s ReleaseFlorida Power & Light Company’s (“FPL”) growth in the reported quarter was largely fueled by ongoing business investments. FPL recorded capital expenditures of around $2.5 billion during the quarter, with full-year capital investments projected to be between $9.3 billion and $9.8 billion.

NextEra Energy Resources had a strong quarter for new renewables and storage origination, adding 3 gigawatts (“GW”) to its backlog. With these additions, NextEra Energy Resources' backlog now totals 29.6 GW after taking into account more than 1.7 GW of new projects placed into service as of Oct. 28, 2025.

Key Developments After Third-Quarter EndNextEra Energy announced that it has signed two transformative agreements with Google, which will strengthen U.S. nuclear leadership and help meet growing energy demand from artificial intelligence with clean, reliable nuclear energy.

To meet 24x7 clean energy requirements, NextEra Energy plans to restart its 615-MW nuclear facility, Duane Arnold Energy Center. Google will purchase carbon-free nuclear energy produced from the Duane Arnold for 25 years.

Financial Update of NEENEE had cash and cash equivalents of nearly $2.39 billion as of Sept. 30, 2025, compared with $1.49 billion on Dec. 31, 2024.

Long-term debt, as of Sept. 30, 2025, was $84.17 billion, up from $72.4 billion on Dec. 31, 2024.

Cash flow from operating activities in the first nine months of 2025 was $9.98 billion compared with $11.27 billion in the first nine months of 2024.

NextEra Energy’s GuidanceNEE reaffirmed its 2025 earnings guidance. The metric is expected in the range of $3.45-$3.70 per share. The midpoint of the guided range is $3.575 per share, a tad lower than the Zacks Consensus Estimate of $3.68.

NextEra Energy expects adjusted earnings per share for 2026 and 2027 to be in the range of $3.63 to $4.00 and $3.85 to $4.32, respectively. The company also continues to expect its earnings per share to grow at a roughly 6-8% range through at least 2026, off a 2024 base.

NEE’s unit, Energy Resources, currently aims to add 36,500-46,500 MW of renewable power projects to its portfolio in the 2024-2027 span.

NEE’s Zacks RankNextEra Energy carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Upcoming ReleasesXcel Energy (XEL - Free Report) is set to release third-quarter 2025 results on Oct. 30. The Zacks Consensus Estimate for earnings per share is pegged at 35 cents.

XEL’s long-term (three-to-five years) earnings growth rate is 7.44%. The Zacks Consensus Estimate for third-quarter earnings per share indicates year-over-year growth of 4.8%.

WEC Energy (WEC - Free Report) is scheduled to announce third-quarter 2025 results on Oct. 30. The Zacks Consensus Estimate for earnings per share is pegged at 79 cents.

WEC’s long-term earnings growth rate is 6.78%. The Zacks Consensus Estimate for second-quarter earnings per share indicates a decline of 3.66% from the prior-year actual.

Dominion Energy (D - Free Report) is scheduled to announce third-quarter 2025 results on Oct. 31. The Zacks Consensus Estimate for earnings is pegged at 93 cents per share.

Dominion’s long-term earnings growth rate is estimated at 8.13%. The Zacks Consensus Estimate for third-quarter earnings per share indicates a decline of 5.1% from the year-earlier level.

SummaryVertex Pharmaceuticals Incorporated remains a leader in cystic fibrosis treatments, fueling robust cash flow and funding a promising pipeline expansion.VRTX is seeing early but accelerating revenue from new products Casgevy and Journavx, with non-CF revenue projected to reach 16-20% by 2032.The VRTX pipeline includes potential blockbusters in kidney disease, with key FDA decisions expected in 2026, supporting long-term growth prospects.Shares are fairly valued after a recent run-up, but with strong fundamentals and pipeline momentum, I rate VRTX stock a Buy with further upside likely. Solskin/DigitalVision via Getty Images

Background Vertex Pharmaceuticals Incorporated (NASDAQ:VRTX) is a leading biotech company, headquartered in Boston, MA, that specializes in tackling serious conditions. They have brought to market several transformative treatments for cystic fibrosis (CF), sickle cell disease (SCD), transfusion-dependent beta thalassemia (TDT), and chronic/acute pain, and are

Analyst’s Disclosure:I/we have a beneficial long position in the shares of VRTX, CRSP, NVO either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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Practical, Easy-to-Follow Advice to Keep Your Home and Family Safe While Celebrating Halloween

, /PRNewswire/ -- Halloween can be full of fun and fright, but for homeowners, it sometimes brings more tricks than treats. Mercury Insurance (NYSE: MCY) wants to help protect policyholders, their families and their property during the spookiest time of the year.

"Halloween is a fun night, but it also brings unique risks for homeowners. From increased foot traffic to potential vandalism, it's smart to double-check your homeowners insurance coverage," said Bonnie Lee, Vice President of Property Claims at Mercury Insurance. "Make sure your property is well-lit, walkways are clear, and your policy covers common holiday mishaps like damage to decorations or property caused by pranks."

Lee offers these 10 practical safety tips to help homeowners steer clear of unwanted mayhem this Halloween:

1. Clear your walkways
Remove items like garden tools, hoses and toys from the paths leading to your home. Keeping the area clutter free reduces both trip hazards for visitors and the chance of something being stolen.

2. Secure your backyard
While the front door is busy with trick-or-treaters, burglars may target more secluded areas. Lock gates, back doors and garage entrances to discourage anyone from sneaking onto your property unnoticed.

3. Keep your exterior well-lit
A bright yard is not only safer for trick-or-treaters, but also less appealing to vandals. Make sure pathways, porches and side areas remain illuminated throughout the night.

4. Lock your front door between visitors
It might be tempting to leave the door unlocked for convenience but always relock it after handing out candy. It only takes a few seconds and can prevent unwanted intrusions.

5. Team up with your neighbors
Halloween is a great time to connect with your community. When neighbors are out and about, keep an eye on their property to help deter suspicious activity.

6. Choose safe costumes
Make sure costumes don't create hazards. Avoid long outfits that can cause trips, masks that block vision or props with sharp edges. Opt for visible, reflective materials or accessories so children can be easily seen in the dark.

7. Heading out of town? Keep it discreet
If you'll be away, turn on motion sensor lights and arm your security system. Let a trusted neighbor know you'll be gone so they can monitor your property.

8. Drive cautiously
Children are more than twice as likely to be injured on Halloween, according to Safe Kids Worldwide. Slow down in residential areas, stay alert for pedestrians and make sure your own family crosses streets safely at crosswalks.

9. Park smart
Vehicles are frequent targets for Halloween pranks. If you can, park in your garage. Otherwise, choose a well-lit area and activate your car alarm before leaving.

10. Review your insurance coverage
Halloween can lead to an uptick in vandalism and minor property damage. Check in with your insurance agent ahead of time to ensure your current policy provides the protection you need.

For more Halloween safety tips, visit Mercury's blog. 

About Mercury Insurance

Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home-sharing, ride-hailing and mechanical protection insurance

Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For the latest news, please visit the new Mercury Insurance Newsroom at https://newsroom.mercuryinsurance.com/. For further assistance, contact us at [email protected]. For more information, visit www.MercuryInsurance.com or follow the company on X, Instagram or Facebook.

SOURCE Mercury Insurance

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