Market Signal Briefing

Key Takeaways EnerSys' Q2 adjusted EPS of $2.56 beat estimates and rose 20.6% year over year.Net sales climbed 7.7% to $951.3M, driven by data centers and the Bren-Tronics acquisition.ENS guides Q3 EPS of $2.71-$2.81 on $920-$960M sales, signaling continued earnings momentum.
EnerSys (ENS - Free Report) reported second-quarter fiscal 2026 (ended Sept. 28, 2025) adjusted earnings of $2.56 per share, which surpassed the Zacks Consensus Estimate of $2.08. The bottom line increased 20.6% year over year.

EnerSys’ net sales of $951.3 million beat the consensus estimate of $928 million. The top line increased 7.7% year over year, driven by strength in data center and communications markets, along with the Bren-Tronics acquisition. While acquisitions boosted sales by 1%, pricing had a positive impact of 3%. Foreign currency translation had a positive impact of 1%. Organic sales increased 3%.

Segmental DiscussionThe Energy Systems segment’s sales (accounting for 45.7% of total sales) were $435 million, up 14% year over year. The Zacks Consensus Estimate for segmental net sales was $394 million. Net sales increased due to growth in data centers and a continued recovery in the U.S. Communications market. While volume increased 10%, price/mix and foreign currency translation had positive impacts of 3% and 1%, respectively, on sales.

The Motive Power segment generated net sales of $360 million (accounting for 37.9% of total sales), down 2% year over year. The consensus estimate for segmental net sales was $356 million. Volume declined 6% in the quarter, and foreign currency translation had a favorable impact of 1% on sales.

The Specialty segment’s sales were $157 million (accounting for 16.4% of total sales), up 16% year over year. The consensus estimate was $137 million. Results benefited from the strong contribution of the Bren-Tronics acquisition. While volume increased 7%, acquisitions had a positive impact of 7% on sales. Foreign currency translation positively impacted sales by 1%.

ENS’ Margin ProfileEnerSys' cost of sales increased 6.7% year over year to $674 million. Gross profit increased 10% year over year to $277.2 million while the gross margin was up 40 basis points (bps) to 29.1%.

Operating expenses were up 9% year over year to $164.1 million. Operating earnings decreased 7.4% to $92.0 million. The operating margin decreased 150 bps year over year to 9.7%.

Balance Sheet and Cash FlowAt the end of the fiscal second quarter, EnerSys had cash and cash equivalents of $388.6 million compared with $343.1 million at the end of fiscal 2025. Long-term debt (net of unamortized debt issuance costs) was $1.18 billion compared with $1.08 billion at fiscal 2025-end.

EnerSys generated net cash of $219 million from operating activities in the first six months of fiscal 2026 compared with $44 million in the year-ago period. Capital expenditure totaled $53.9 million compared with $66.4 million in the previous fiscal year.

In the first six months of fiscal 2026, EnerSys rewarded its shareholders with a dividend payout of approximately $18.9 million, up 1.7% year over year.

ENS’ GuidanceFor third-quarter fiscal 2026 (ending September 2025), EnerSys expects adjusted earnings to be in the range of $2.71–$2.81 per share, indicating growth of 36% at the mid-point. Net sales are expected to be in the band of $920–$960 million.

ENS’ Zacks RankPerformance of Other CompaniesDover Corporation (DOV - Free Report) reported earnings of $2.62 per share in third-quarter 2025, beating the Zacks Consensus Estimate of $2.50. This compares with earnings of $2.27 per share a year ago.

Dover posted revenues of $2.08 billion in the quarter, missing the Zacks Consensus Estimate by 0.6%. This compares with year-ago revenues of $1.98 billion.

Ardagh Metal Packaging S.A. (AMBP - Free Report) came out with earnings of eight cents per share in the third quarter of 2025, beating the Zacks Consensus Estimate of seven cents. This compares with earnings of eight cents per share a year ago.

Ardagh Metal posted revenues of $1.43 billion in the quarter, beating the Zacks Consensus Estimate by 2.7%. This compares with year-ago revenues of $1.31 billion.

Packaging Corporation of America (PKG - Free Report) reported earnings of $2.73 per share in the third quarter, missing the Zacks Consensus Estimate of $2.83. This compares with earnings of $2.65 per share a year ago.

Packaging Corp. posted revenues of $2.31 billion in the quarter, surpassing the Zacks Consensus Estimate by 2.2%. This compares with year-ago revenues of $2.18 billion.

Key Takeaways OXY's Q3 revenues and EPS are expected at $6.72B and 48 cents, down 6.04% and 52% respectively, YoY.Q3 Production volumes are expected in the range of 1,415-1,455 Mboe/d. Higher Permian volumes and cost cuts may aid margins despite weaker pricing.
Occidental Petroleum Corporation (OXY - Free Report) is expected to report a year-over-year decline in both top and bottom lines when it reports third-quarter 2025 results on Nov. 10, after market close.

The company’s earnings beat estimates in the last four reported quarters, with an average surprise of 25.72%.

Let us focus how things are shaping up for the upcoming earnings release.

Factors Likely to Have Shaped OXY’s Q3 EarningsOXY’s third-quarter production volumes are expected to have improved compared with the previous quarter, primarily due to improvements in Permian activity levels and higher production volumes in all of its main operating areas.

The third-quarter earnings might have benefited from strong domestic demand for PVC, but oversupply in the market remains a concern. A muted contribution is expected from OXY’s Midstream and Marketing in the third quarter, assuming the Waha to Gulf Coast natural gas spread continues to narrow from previous levels.

Occidental has been generating cash flow and utilizing the same to reduce debts, which is likely to have a positive impact on earnings. The company retired debts worth $7.5 billion, which lowered annual interest expenses by $410 million; undoubtedly, it will have a positive impact on earnings per share.

Occidental’s cost management initiatives have been yielding positive results and are likely to have improved margins with a positive impact on earnings.

Q3 ExpectationThe Zacks Consensus Estimate for OXY’s third-quarter revenues is pegged at $6.72 billion, indicating a decline of 6.04% from the year-ago reported figure.

The consensus mark for earnings is pegged at 48 cents per share. The Zacks Consensus Estimate for OXY’s third-quarter earnings indicates a decline of 52% from the year-ago reported figure.

For the third quarter of 2025, Occidental expects production of 1,415-1,455 thousand barrels of oil equivalent per day (Mboe/d). Output from the Permian Resources segment is anticipated at 779-799 Mboe/d.

What the Zacks Model UnveilsOur model does not predict a likely earnings beat for OXY this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the chances of an earnings beat. That is not the case here, as you can see below.

Earnings Surprise by Others This SeasonHere are some stocks in the same sector that have reported positive earnings surprise this season.

Devon Energy Corp. (DVN - Free Report) reported third-quarter 2025 earnings per share (EPS) of $1.04, beating the Zacks Consensus Estimate of 93 cents by 11.8%.

Long-term (three to five years) earnings growth of the company is pegged at 3.28%. The Zacks Consensus Estimate of DVN’s 2025 earnings per share indicates a year-over-year decline of 18.46%.

Murphy Oil Corporation (MUR - Free Report) delivered third-quarter 2025 adjusted net earnings of 41 cents per share, which beat the Zacks Consensus Estimate of 16 cents by 156.3%.

The Zacks Consensus Estimate of MUR’s 2025 earnings per share indicates a year-over-year decline of 57.61%.

Chevron Corporation (CVX - Free Report) reported adjusted third-quarter earnings per share of $1.85, beating the Zacks Consensus Estimate of $1.66.

Long-term (three to five years) earnings growth of the company is pegged at 4.91%. The Zacks Consensus Estimate of CVX’s 2025 earnings per share indicates a year-over-year decline of 27.46%.

ANNOUNCEMENT SUBMISSION OF REQUEST FOR THE REVISION OF THE VOLUNTARY SHARE EXCHANGE TENDER OFFER MADE BY EURONEXT N.V. (“OFFEROR” OR “EURONEXT”) FOR THE ORDINARY REGISTERED SHARES OF HELLENIC EXCHANGES-ATHENS STOCK EXCHANGE S.A.

Key Takeaways COF stock has climbed 21.6% in 2025, outpacing peers and broader market benchmarks.The $35.3B Discover deal and strong NII growth boost COF's position in credit cards.Dividend hikes, $16B buyback and solid liquidity underscore COF's financial strength.
Capital One Financial (COF - Free Report) stock has risen 21.6% so far this year, outperforming its close peers — Ally Financial (ALLY - Free Report) and OneMain Holdings, Inc. (OMF - Free Report) . Moreover, it has outperformed the Zacks Finance Sector and the S&P 500 index, while underperforming the industry over the same time frame.

Capital One’s YTD Price Performance

Image Source: Zacks Investment Research

Capital One’s adjusted earnings increased 47.3% to $16 per share in the first nine months of 2025 on a year-over-year basis. Further, its revenues rose 30.9% to $37.9 billion, driven by higher net interest income (NII) and non-interest income alongside an increase in loans held for investments. On the other hand, non-interest expenses rose 37.4% during the same period.

Despite an impressive performance this year, tariff policies, government shutdown, stretched valuations and fears of an artificial intelligence (AI) bubble burst have led to a volatile and tough macroeconomic backdrop.

Let us assess whether COF stock is worth adding to one’s portfolio amid the ongoing concerns.

Factors That Support Capital One StockStrategic Buyouts: Capital One has been pursuing opportunistic acquisitions to drive its revenues. In May 2025, the company acquired Discover Financial in an all-stock transaction valued at $35.3 billion, reshaping the landscape of the credit card industry, creating a behemoth and unlocking substantial value for shareholders. In the third quarter of 2025, net interest margin (NIM) rose 74 basis points (bps) sequentially on the back of a full-quarter impact of the Discover buyout.

Additionally, it acquired Velocity Black in 2023 to enhance customer experience. Other notable acquisitions include ING Direct USA, HSBC's U.S. Credit Card Portfolio and TripleTree. These have been instrumental in transforming the company from a monoline credit card issuer into a diversified financial services firm with a significant presence in retail banking, commercial lending and digital banking platforms.

Rate Path & Revenue Growth: Though the Federal Reserve reduced interest rates by 50 basis points (bps) this year and 100 bps in 2024, the rates are still relatively high compared to the 2020 and 2021 levels of near-zero. This will likely continue to support COF’s net interest income (“NII”) and net interest margin (“NIM”).

 Capital One’s NII recorded a compound annual growth rate (CAGR) of 6% over the five years ended 2024. The momentum for NII continued during the first nine months of 2025. Likewise, NIM expanded to 7.69% in the first nine months of 2025 from 6.83% in the prior year quarter.

 Though the company’s revenues declined marginally in 2020, the metric witnessed a five-year (2019-2024) CAGR of 6.5%. In the same time frame, net loans held for investment recorded a CAGR of 4.3%. The uptrend continued for revenues and loans during the first nine months of 2025.

Quarterly Revenue Trend

Image Source: Zacks Investment Research

Rising demand for credit card loans and online banking businesses is expected to drive NII and NIM growth. The company plans to continue to offer Discover credit card products as Discover-branded cards, along with the other consumer cards currently offered by Capital One. This will solidify its presence in an intensely competitive environment.

 COF continues to show strong momentum in its Domestic Credit Card segment, which contributed 93.7% of Credit Card net revenues in the first nine months of 2025. Segment net revenues grew 33.5% year over year, while domestic credit card loans surged 70% during the same period.

Further, Capital One's "Digital First" banking model, characterized by its iconic customer experience and fee-free offerings, will be bolstered by Discover Financial's national direct savings bank. This synergy will increase the combined company's ability to compete with the nation's largest banks while accelerating national banking growth.

Sales Estimates

Image Source: Zacks Investment Research

Solid Balance Sheet: As of Sept. 30, 2025, Capital One had a total debt (securitized debt obligations plus other debt) of $51.5 billion. The total cash and cash equivalents balance was $55.3 billion. Additionally, the company holds investment-grade long-term senior debt ratings of Baa1, BBB and A- from Moody’s Investor Service, the Standard and Poor’s and Fitch Ratings, respectively. This renders the company favorable access to the debt market.

 As of Sept. 30, 2025, Capital One’s common equity tier 1 ratio and the total capital ratio of 14.4% and 17.4%, respectively, were well above the regulatory requirements. Further, the company has an average liquidity coverage ratio of 161%.

Average Liquidity Coverage Ratio

Image Source: Capital One Financial Corp.

Capital One’s focus on maintaining strong capital and balance sheet positions supports its capital distribution activities. Earlier this week, the company hiked its dividend by 33.3% to 80 cents per share. The bank has hiked dividends thrice during the last five years, with a dividend payout ratio of 13%.

Dividend Yield

Image Source: Zacks Investment Research

Similarly, Ally Financial and OneMain increased their dividends twice and six times over the past five years, respectively.

Further, in October 2025, its board of directors replaced the previous share repurchase program, authorizing up to $16 billion of shares. Given its earnings strength and solid liquidity position, the company’s enhanced capital distribution plans look sustainable.

Bullish Analyst Sentiments for Capital OneOver the past month, the Zacks Consensus Estimate for 2025 and 2026 earnings of $18.64 and $19.79 has been revised upward by 8.9% and 2.8%, respectively.

Estimate Revision Trend

Image Source: Zacks Investment Research

The projected figures imply year-over-year growth of 33.5% and 6.2% for 2025 and 2026, respectively.

How to Approach Capital One Stock NowCapital One is well-positioned to capitalize on the Discover acquisition and expand its presence in the growing credit card market. Its revenue diversification efforts, relatively higher interest rates and a solid balance sheet will continue to support its financials.

However, steadily rising expenses are a headwind. The company recorded a five-year CAGR of 6.8% (ended 2024) in non-interest expenses, mainly due to higher marketing costs and inflationary pressures. The uptrend persisted during the first nine months of 2025. Expense levels are expected to remain elevated, given the company’s investments in technology and infrastructure, as well as inorganic expansion efforts. The rise in the cost of modern technology talent and continued investments in growth opportunities will strain annual operating efficiency in the near term.

 Deteriorating asset quality is another concern. Capital One’s provisions and net charge-offs (NCOs) recorded a CAGR of 13.4% and 11.4% over the five years ended 2024. The trend persisted for both during the first nine months of 2025. Amid a challenging macroeconomic backdrop, provisions and NCOs are likely to remain elevated in the near term.

In terms of valuation, COF’s price-to-book ratio (P/B) of 1.22X is higher than the industry's 0.81X. Thus, the stock is trading at a premium.

P/B Ratio

Image Source: Zacks Investment Research

Meanwhile, its peers Ally Financial and OneMain have a P/B ratio of 0.93X and 2.14X, respectively. This indicates that Capital One is trading at a premium to Ally Financial and at a discount relative to OneMain.

Capital One has been allocating capital efficiently. This is demonstrated by the company’s return on equity (ROE) of 10.94% compared with the industry’s ROE of 10.22%.

ROE

Image Source: Zacks Investment Research

Additionally, rising credit card demand will continue to drive its revenues. This is reflected in the bullish analyst sentiments regarding the company’s long-term prospects. Thus, Capital One remains an attractive bet at the moment.

Currently, COF sports a Zacks Rank #1 (Strong Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.

IONQ rallies 7.6% as revenues surge 222% and milestones pile up, even amid steep Q3 losses and a lofty valuation.

Q3: 2025-11-06 Earnings SummaryEPS of -$0.03 beats by $0.00

 |

Revenue of

$42.05M

(67.57% Y/Y)

beats by $1.57M

SoundHound AI, Inc. (SOUN) Q3 2025 Earnings Call November 6, 2025 5:00 PM EST

Company Participants

Scott Smith - Head of Investor Relations
Keyvan Mohajer - Co-Founder, CEO, President & Director
Nitesh Sharan - Chief Financial Officer

Conference Call Participants

Gil Luria - D.A. Davidson & Co., Research Division
Caden Dahl - Piper Sandler & Co., Research Division
Scott Buck - H.C. Wainwright & Co, LLC, Research Division
Leo Carpio - Joseph Gunnar & Co., LLC, Research Division

Presentation

Operator

Good day, and thank you for standing by. Welcome to SoundHound's Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded.

I would now like to hand the conference over to your first speaker today, Scott Smith, Head of Investor Relations. Please go ahead.

Scott Smith
Head of Investor Relations

Good afternoon, and thank you for joining our third quarter 2025 conference call.

With me today is our CEO, Keyvan Mohajer; and our CFO, Nitesh Sharan. We will begin with some short remarks before moving to Q&A.

We'd also like to remind everyone that we will be making forward-looking statements on this call. Actual results could differ materially from those suggested by our forward-looking statements. Please refer to our filings with the SEC for a detailed discussion of the risks and uncertainties that could affect our business and for discussion statements that qualify as forward-looking statements.

In addition, we may discuss certain non-GAAP measures. Please refer to today's press release for more detailed financial results and further details on the definitions, limitations and uses of those measures and reconciliations from GAAP to non-GAAP. Also note that the forward-looking statements on this call are based on information available to us as of today's date. We undertake no obligation to update any forward-looking statements, except as required by law.

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Key Takeaways SoFi reported record Q3 adjusted net revenues of $950M, up 38% year over year, beating estimates.Membership grew to 12.6M, with fee-based revenues reaching a record $409M, up 57% from last year.Management raised 2025 guidance across all metrics, citing strong momentum and innovation-led growth.
Investors had been eagerly awaiting SoFi Technologies’ (SOFI - Free Report) third-quarter results to gauge whether its strong business momentum could translate into further stock gains. However, the reaction surprised many; shares have fallen roughly 14% since the earnings release, even though both earnings and revenues handily beat estimates. This pullback appears more like a short-term sentiment correction rather than a reflection of fundamentals, as the company’s performance and outlook continue to strengthen.

SOFI delivered a stellar third quarter, underscoring its transformation from a digital lender to a diversified financial services platform. The company reported record adjusted net revenue of $950 million, up 38% year over year, beating the Zacks Consensus Estimate by 6.6%,marking its eighth consecutive profitable quarter. Net income reached $139 million, translating to earnings per share of 11 cents, beating the consensus estimate by 22%.

                                                                  Image Source: SoFi Technologies

SoFi’s membership base continues to expand rapidly, with 905,000 new members added in the quarter, bringing the total to 12.6 million.

                                                           Image Source: SoFi Technologies

Product adoption also surged; the firm reported 1.4 million new products, with 40% of them opened by existing members, demonstrating increasing cross-sell strength. This momentum reflects the success of SoFi’s integrated financial ecosystem, where members use multiple services across lending, investing and banking.

                                                       Image Source: SoFi Technologies

The company’s Financial Services and Technology Platform segments, which include SoFi Money, SoFi Invest, Galileo and Technisys, generated a combined $534 million in revenues, up 57% year over year. These businesses now contribute 56% of total revenues, showcasing progress toward a more capital-light, fee-driven model. Fee-based revenues hit a record $409 million in the quarter and are now annualizing at over $1.6 billion, a crucial milestone for long-term stability and profitability.

Product Innovation and Strategic ExpansionManagement’s focus on innovation continues to drive SoFi’s competitive advantage. The launch of SoFi Pay, enabling fast and low-cost international payments through blockchain, represents a strategic step into global financial connectivity. Plans for a SoFi USD stablecoin in 2026 further underscore its intent to capitalize on blockchain technology’s potential in mainstream finance.

The relaunch of crypto trading features, including buy, sell and hold options, within the SoFi app aligns with growing investor interest in digital assets. Meanwhile, the forthcoming AI-driven SoFi Coach, an expansion of its existing Cash Coach, promises to provide personalized, AI-powered financial guidance across users’ accounts.

Adding to its lineup, SoFi unveiled the SoFi Smart Card, combining 5% cash back on food purchases, credit-building features, and access to competitive deposit and borrowing rates. These moves not only strengthen SoFi’s ecosystem but also deepen customer engagement and brand loyalty.

Marketing partnerships are amplifying this momentum. A new collaboration with NFL MVP Josh Allen to promote SoFi Plus, the company’s premium product offering, highlights its growing brand strength. SoFi’s unaided brand awareness has now reached an all-time high of 9.1%, confirming its rising profile among U.S. consumers.

Financial Strength and Upbeat 2025 OutlookManagement reaffirmed SoFi’s operational discipline and growth trajectory. Adjusted EBITDA came in at a record $277 million with a 29% margin, while nonlending revenues surged 57% year over year. The lending segment also performed robustly, with $481 million in revenues, up 23% from last year. Total loan originations reached a record $9.9 billion, up 57% year over year, driven by strong demand for personal and home loans.

SoFi also strengthened its balance sheet, raising $1.7 billion in new capital and increasing total deposits by $3.4 billion to $32.9 billion. This growing deposit base enhances funding stability and supports lending expansion without excessive reliance on external financing.

Encouraged by the strong third performance, management raised its 2025 guidance across all metrics. The company now expects to add about 3.5 million members for the full year, indicating 34% growth, up from the earlier forecast of 30%. Adjusted net revenues are now projected at $3.54 billion, up 36% year over year and above the prior guide of $3.375 billion. Adjusted EBITDA guidance rose to $1.035 billion, while adjusted net income and EPS are now expected at $455 million and 37 cents, respectively, both meaningfully above previous estimates. Tangible book value growth is forecast at approximately $2.5 billion, far exceeding prior guidance of $640 million.

These raised targets indicate growing confidence in the company’s long-term profitability and its ability to scale its fee-based businesses efficiently.

SoFi is a Buy After Q3SoFi Technologies’ third quarter reaffirmed its status as one of the most dynamic digital finance companies in the United States. The combination of record revenue, accelerating membership growth, expansion into AI and blockchain, and rising nonlending income highlights a maturing business model built for sustainable growth.

With a Zacks Rank #2 (Buy), SoFi stands well-positioned for continued momentum into 2025 and beyond. The company’s emphasis on innovation, brand building, and diversification across capital-light revenue streams sets it apart in the evolving fintech landscape. For investors seeking exposure to a fast-growing, technology-forward financial platform, SoFi stock appears attractive for accumulation following its strong third-quarter earnings performance. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Other Stocks to Watch in Fintech

Block (XYZ - Free Report) , Robinhood (HOOD - Free Report) and PayPal (PYPL - Free Report) are three fintech names to keep on the radar. Block is deepening its ecosystem via Cash App and Square, aiming to unify consumer and merchant services. Robinhood is expanding beyond trading into full-scale financial services, with HOOD users growing steadily. Meanwhile, PayPal is leaning into branded checkout and expanding Venmo’s capabilities. Block, Robinhood and PayPal each face competitive pressure but continue to innovate across digital payment rails and user engagement models.

Peloton Interactive Inc (NASDAQ:PTON) shares jumped nearly 5% on Friday afternoon after the company reported stronger-than-expected fiscal first quarter 2026 earnings and issued an upbeat outlook for the coming quarters.

For the September quarter, Peloton posted revenue of $550.8 million, beating Wall Street estimates of $539.6 million.

Adjusted earnings per share (EPS) came in at $0.03, surpassing analyst expectations of breakeven ($0.00).

Net income rose to $14 million, up $15 million year-over-year, and adjusted EBITDA reached $118 million, a 2% increase from the prior year.

Free cash flow climbed to $67 million, up $57 million from the same period in 2024.

Ending paid connected fitness subscriptions totaled 2.732 million, slightly above the company’s guidance but down 6% year-over-year.

Looking ahead, Peloton issued a better-than-expected outlook for fiscal Q2, projecting revenue between $665 million and $685 million, a modest 0.2% increase year-over-year at the midpoint.

Gross margin is expected to rise to 49%, up 180 basis points from last year, and adjusted EBITDA is forecasted at $55 million to $75 million, up 11% at the midpoint.

Paid connected fitness subscriptions are projected to range from 2.64 million to 2.67 million, reflecting an 8% year-over-year decline at the midpoint.

For the full fiscal year 2026, Peloton expects total revenue of $2.4 billion to $2.5 billion, roughly in line with analyst estimates, while EPS is projected to turn positive at $0.17, improving from a prior negative estimate of $0.29 per share.

Adjusted EBITDA is forecasted at $425 million to $475 million, with free cash flow expected to reach at least $250 million.

SummaryOpendoor Technologies is a high-risk, high-reward play aiming to disrupt the real estate market by streamlining home buying and selling.OPEN's fundamentals show strong recent cash flow and revenue, but current margins are unsustainable, and further restructuring is likely.OPEN trades at a compelling 1x revenue multiple, making it attractive despite volatility and the potential for significant price swings.We rate OPEN a Buy for risk-tolerant investors, but suggest careful position sizing due to the possibility of substantial losses.DISCLAIMER: This note is intended for U.S. recipients only and, in particular, is not directed at, nor intended to be relied upon by, any U.K. recipients. Nothing in this note is intended to be investment advice, nor should it be relied

Analyst’s Disclosure:I/we have a beneficial long position in the shares of OPEN either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Cestrian Capital Research, Inc staff personal accounts hold long position(s) in, inter alia, OPEN

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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TL;DR:

Evernorth reports a $78M unrealized loss on XRP holdings.
XRP price drops below $2.20, down 40.1% from its peak.
Ripple achieves a $95B market capitalization despite token volatility.

XRP faced a sharp decline this week, falling below $2.20 amid market turbulence. Evernorth, the Ripple-backed digital asset treasury, now reports an unrealized loss of $78 million following its recent investments in XRP, a stark reminder of the volatility surrounding major cryptocurrencies. Investors and institutions closely monitor these movements as Ripple‘s broader ecosystem remains under scrutiny.

🚨 🚨 🚨 🚨 🚨 🚨 🚨 🚨 🚨 🚨 126,791,448 #XRP (280,200,797 USD) transferred from unknown wallet to unknown wallethttps://t.co/C3qJfwTRVW

— Whale Alert (@whale_alert) November 6, 2025

Institutional Investments and Market Repercussions
Ripple-backed Evernorth aims to acquire 473M XRP tokens for $1B but has encountered immediate market challenges, as CryptoQuant reports a $78 million loss in less than three weeks. The firm initially purchased an additional $214 million worth of XRP on Nov. 4, showing aggressive expansion despite heightened volatility. Such losses underscore the risks inherent in large-scale treasury strategies in crypto markets.

XRP’s intraday low hits $2.16, down 40.1% from its record high, emphasizing how quickly sentiment can shift. This drop coincided with Ripple reaching a $95 billion valuation, highlighting the contrast between corporate growth and individual asset volatility. Analysts note that XRP’s rapid decline, even as Ripple hits milestones, may impact investor confidence.

Evernorth has already purchased 388.7M XRP for around $947 million, yet market fluctuations have created significant unrealized losses. The treasury structure positions the firm as a major XRP holder, reflecting institutional confidence, but also exposing it to extreme price swings that could affect both liquidity and strategic plans.

Ripple’s market capitalization reaches $95B, showing that despite token-level losses, corporate valuation can continue to grow. This divergence reflects investor optimism in Ripple’s network and strategic developments, including partnerships and adoption across financial ecosystems.

Market observers caution that large treasury positions in volatile tokens like XRP require risk management and timing strategies, as high exposure to price swings can quickly erode gains, even in a strong network with growing adoption.

Cover image via U.Today

Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.

Bears are dominating on the last working day of the week, according to CoinStats.

Top coins by CoinStatsBTC/USDThe price of Bitcoin (BTC) has declined by 1.18% over the last 24 hours.

Image by TradingViewOn the hourly chart, the rate of BTC is in the middle of the local channel, between the support of $99,192 and the resistance of $102,463. 

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As most of the daily ATR has passed, there are low chances of seeing sharp moves by the end of the day.

Image by TradingViewOn the longer time frame, the picture is also bearish. If the breakout of the support of $98,898 happens, the correction may continue to the $96,000-$98,000 zone until the end of the week.

Image by TradingViewFrom the midterm point of view, one should focus on the weekly candle's closure in terms of the $100,426 level. If the bar closes below that mark, traders may see an ongoing dump to the $90,000-$95,000 area.

Bitcoin is trading at $100,611 at press time.

Recent price action shows institutional accumulation signals as volume surges 78% above average during resistance test. Nov 7, 2025, 3:49 p.m.

Market OverviewStellar (XLM) posted modest declines in a volatile 24-hour session ending Nov. 7 at 14:00. Prices dropped from $0.2705 to $0.2702 while trading within a tight $0.0109 range.

The session's critical development emerged at 12:00 UTC when 45 million tokens changed hands. This volume surge exceeded the 24 hour moving average of 25.4 million tokens by 78%. The spike confirmed resistance near $0.2777 while establishing solid support at $0.2663. These levels now frame institutional trading activity.

STORY CONTINUES BELOW

Without clear fundamental catalysts, technical levels dominated as institutional flows drove price action. Morning distribution patterns gave way to afternoon accumulation signals. The high-volume rejection at $0.2777 marked the session's turning point.

Volume concentration reveals institutional positioning strategies. Buyers accumulated 2.5 million tokens during the 13:20-13:22 advance. Another 1.5 million token spike occurred during the 14:07-14:09 rally. This coordinated buying reversed earlier bearish momentum and established new technical parameters for near-term trading.

XLM/USD (TradingView)

Key Technical Levels Signal Continuation Potential for XLMSupport/Resistance:

- Primary resistance established at $0.2777 (24-hour high)

- Intermediate resistance levels at $0.2690, $0.2700, and $0.2705 successfully cleared

- Strong support confirmed at $0.2663 during volume surge

- Broader range target identified at $0.2720-$0.2730

Volume Analysis:

- Peak institutional activity at 45.09M tokens (78% above 25.4M SMA)

- Accumulation signals in 13:20-13:22 window (2.5M tokens)

- Breakout confirmation during 14:07-14:09 spike (1.5M tokens)

Chart Patterns:

- Range-bound consolidation with $0.0109 total volatility

- Institutional distribution pattern followed by accumulation reversal

- Progressive resistance level clearing suggests continuation momentum

Targets & Risk/Reward:

- Immediate target zone: $0.2720-$0.2730 range

- Primary objective: Test of 24-hour high near $0.2777

- Key support maintained at $0.2663 for risk management

- Progression through resistance levels indicates potential for extended advance

Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk's full AI Policy..

Higit pang Para sa Iyo

Inside Zcash: Encrypted Money at Planetary Scale

Nob 3, 2025

A deep dive into Zcash's zero-knowledge architecture, shielded transaction growth, and its path to becoming encrypted Bitcoin at scale.

Ano ang dapat malaman:

In 2025, Zcash evolved from niche privacy tech into a functioning encrypted-money network:

Shielded adoption surged, with 20–25% of circulating ZEC now held in encrypted addresses and 30% of transactions involving the shielded pool.The Zashi wallet made shielded transfers the default, pushing privacy from optional to standard practice.Project Tachyon, led by Sean Bowe, aims to boost throughput to thousands of private transactions per second.Zcash surpassed Monero in market share, becoming the largest privacy-focused cryptocurrency by capitalization.View Full Report

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BNB Drops to Key Support Level Above $930 as Markets React to Liquidity Pressures

13 minuto ang nakalipas

BNB's ability to stay above its key $930 support may reflect confidence in the network's adoption, but a break above $975 could be needed to reopen the path toward recent highs.

Ano ang dapat malaman:

BNB's price slipped slightly over the last 24 hours, moving to $933 after briefly surging to $974.Despite market headwinds, BNB Chain saw 82 million active addresses in October, a new all-time high, and DEX volumes neared $120 billion.BNB's ability to stay above its key $930 support level may reflect confidence in the network's adoption, but a break above $975 could be needed to reopen the path toward recent highs.Basahin ang buong kwento

TLDR:

Table of Contents

TLDR:Funds Target Bitcoin Acquisition and Corporate ExpansionDividend and Redemption Terms Outline a Long-Term StrategyGet 3 Free Stock Ebooks

Strategy expands its Stream Preferred Stock deal from €350M to €620M.
Funds will support Bitcoin purchases and general operations.
The STRE stock offers a 10% annual dividend, compounded if unpaid.
Settlement of the €620M offering is set for November 13, 2025.

Strategy Inc (Nasdaq: MSTR) announced the pricing of its €620 million Stream Perpetual Preferred Stock offering, expanding from an initial €350 million target. The company priced 7.75 million shares of its 10% Series A Stream Preferred Stock (STRE) at €80 per share. 

Settlement is scheduled for November 13, 2025, pending customary closing conditions. The firm expects net proceeds of about €608.8 million, according to its official release.

Funds Target Bitcoin Acquisition and Corporate Expansion
According to the company’s statement, proceeds from the offering will be used for general corporate purposes, including Bitcoin acquisitions and working capital. This move aligns with Strategy’s ongoing crypto investment strategy, widely associated with Michael Saylor’s continued focus on digital asset accumulation.

Based on Bloomberg’s €1.00/$1.1534 exchange rate, the proceeds equal roughly $715.1 million in gross capital raised.

The STRE Stock carries a 10% annual dividend rate, paid quarterly in arrears beginning December 31, 2025. Dividends will be distributed in cash when declared by the board, with compounded dividends applied to any unpaid amounts. 

The compounded rate can rise by 100 basis points per quarter if deferred, capped at 18% annually.

Dividend and Redemption Terms Outline a Long-Term Strategy
If Strategy fails to declare dividends by the record date, it will issue a notice of deferral and may sell other securities to cover missed payments. These may include the company’s Stride, Strike, or Strife preferred stock series, alongside other equity classes. The firm retains the right to redeem all outstanding STRE shares if their total falls below 25% of initial issuance or if certain tax events occur.

The redemption price equals the liquidation preference per share plus accrued dividends. The liquidation preference starts at €100 per share but can adjust daily based on trading activity or market pricing. Such flexibility allows the firm to maintain alignment with market value fluctuations.

Barclays, Morgan Stanley, Moelis & Company, SG Americas Securities, TD Securities, Canaccord Genuity, and StoneX Financial are acting as joint book-running managers for the offering. 

The company’s offering will not target retail investors within the European Economic Area or the U.K. Regulatory filings confirm that sales are restricted to professional and institutional investors under regional securities laws. The move ensures compliance with the Prospectus and PRIIPs regulations governing financial offerings in both markets.

Cathie Wood, the CEO of Ark Invest, has scaled back her bullish Bitcoin forecast because of how useful stablecoins are becoming.

The outspoken Bitcoin investor, whose Ark Invest is one of the issuers of a spot Bitcoin exchange-traded fund (ETF), ARKB, said during a Thursday interview with CNBC that she had slashed approximately $300,000 from her prior long-term bull case for the world’s largest and oldest cryptocurrency.

It comes after BTC dropped below $100,000 for the first time in six months earlier this week.

From $1.5M To $1.2M
She now expects Bitcoin to hit a bullish price target of $1.2 million per coin by 2030, which is a substantial cut from her previous call of $1.5 million by that year. 

Ark Invest had previously predicted that BTC could reach $1,500,000 in price by 2030 in a bullish scenario, although the firm had upped that estimate to a staggering $2.4 million in April based on a more aggressive modeling framework.

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Wood stated that stablecoins are scaling faster than Bitcoin and increasingly serving as digital dollars for payments instead of the flagship cryptocurrency.

“Stablecoins are usurping part of the role we thought Bitcoin would play,” she opined. “Given what’s happening to stablecoins — serving emerging markets in the way we thought Bitcoin would — I think we could take $300,000 off of that bullish case [for Bitcoin].”

Stablecoins are cryptocurrencies whose value is tied to another non-volatile asset, such as the U.S. dollar or gold. They play a key role in crypto markets, providing a payment infrastructure, and are also used to transfer money globally. Tether’s USDT is currently the industry’s biggest stablecoin, followed by Circle’s USDC.

Stablecoin momentum has been largely buoyed by the signing into law of the landmark GENIUS Act into law by U.S. President Donald Trump, establishing a framework for issuing and trading stablecoins in the U.S.

Despite the tempered remarks, Wood still believes Bitcoin could still grow significantly as an asset and steal half of the gold market as investors increasingly see it as “digital gold.”

“I think the whole [crypto] space gets bigger,” she continued. “We have a long way to go.”

The price of Bitcoin hovered around $101,063 as of press time, according to CoinGecko, down 20% since it hit an all-time high of $126,080 just last month.

Pi Network’s price has stabilized around the $0.21 support level as volume begins to rise, hinting at renewed buying pressure. This could mark the beginning of a potential bottom.

Summary

Support Strength: $0.21 aligns with the 0.618 Fibonacci and value area low.
Volume Rising: Increasing bullish volume signals renewed market demand.
Upside Target: Holding support could trigger a move toward $0.25 resistance.

Pi Network (PI) is showing early signs of stabilization after weeks of consistent selling pressure. The token has found a foothold around $0.21, a crucial technical level supported by multiple confluences. The combination of the 0.618 Fibonacci retracement level, the value area low, and a rise in volume suggests a potential bottom formation may be underway.

Pi Network price key technical points:

Support Level: $0.21 region aligns with both the value area low and the 0.618 Fibonacci retracement.
Volume Increase: Bullish volume influxes signal growing demand and potential accumulation.
Next Resistance: $0.25 serves as the immediate upside target, while $0.19 remains key downside support.

PIUSDT (4H) Chart, Source: TradingView
From a technical standpoint, Pi Network’s recent behavior around the $0.21 mark highlights a classic setup for a potential reversal.

The value area low represents a key region where previous trading activity was most concentrated, and the addition of the 0.618 Fibonacci level provides a strong confluence for support.

The emergence of bullish volume around this zone suggests that buyers are beginning to step back into the market after a prolonged decline.

The wick that briefly dipped below $0.19 but was swiftly repurchased demonstrates demand and possible seller exhaustion. Such sharp recoveries from oversold zones often serve as the first signs of a base forming. As long as Pi Network’s daily candles continue to close above $0.21, it reinforces the idea that market participants are defending this level.

If buying momentum continues, a rally toward $0.25, the next high-timeframe resistance, becomes increasingly likely. However, this move must be supported by consistent volume growth to confirm genuine demand rather than a short-lived bounce.

Conversely, losing the $0.21 support would invalidate the bullish setup and open the door for another retest of the $0.19 level, which remains an essential secondary support zone.

What to expect in the coming price action
If bullish volume persists and Pi Network holds above $0.21, a short-term reversal could materialize toward $0.25. However, a failure to maintain this support risks another leg down to $0.19 before any sustainable recovery can take shape.

Journalist

Posted: November 7, 2025

Key Takeaways
How did crypto-mining stocks perform?
Mining stocks slumped, with Cipher Mining down 12.14%, Bitfarms down by 9.74%, Riot Platforms down by 8.59%, and MARA Holdings down by 6.83%.

Was there any positive news in the crypto market?
Yes, Bitcoin ETFs saw $239.9 million in inflows after a week of outflows, signaling renewed investor confidence.

The crypto market has slipped into a bearish phase, sending fresh waves of caution across investors.

Crypto tokens see a downturn
After weeks of volatility and mounting warning signs, Bitcoin [BTC] has finally dipped below the $101K mark, trading at $100,176.85, down 3.01% in the past 24 hours and 8.66% over the week.

Meanwhile, Etehreum [ETH] was trading at $3,260.62 after a drop of 4.09% in the past 24 hours and 15.84% in the past week as per CoinMarketCap.

The broader market followed suit, with the global crypto capitalization falling to $3.33 trillion after a 2.81% decline in a day.

Reflecting the mood, the crypto fear and greed index has once again dropped into the “fear” zone, signaling growing uncertainty among traders.

Crypto mining stocks decline
Adding to the market gloom, crypto-mining stocks also took a hit. Cipher Mining Inc. led the losses, plunging 12.14% and was trading at $21.71, as of writing.

Bitfarms Ltd. followed, dropping 9.74% to $5.19, while Riot Platforms Inc. slipped 8.59% to $17.34.

MARA Holdings Inc. wasn’t spared either, falling 6.83% to $15.96, according to Google Finance data.

ETF market sees inflows
However, amid the broader sell-off, there was a glimmer of optimism in the ETF market.

After a week of outflows, Bitcoin ETFs flipped back to inflows, recording $239.9 million in new investments, at press time.  Ethereum ETFs, on the other hand, continued to struggle, with $12.5 million in outflows, as per Farside Investors.

All this happened because the macroeconomic backdrop added further complexity to the market’s sentiment.

What’s behind this?
The U.S.announced 153,074 job cuts in October, marking the highest total for that month since 2003, according to Challenger Gray.

This figure represents a 183% increase from September and a 175% rise year-over-year, pushing total layoffs in 2025 to over 1.1 million.

As a result, the surge in job cuts has renewed expectations of a potential Federal Reserve rate cut in December, with businesses citing cost pressures and AI-driven efficiency gains as key factors.

Meanwhile, the ongoing U.S. government shutdown, now approaching a record duration, has intensified political divisions.

Democrats, once unified against Republican demands, are now split—some advocating for negotiations to end the stalemate, while others remain steadfast.

The shutdown’s impact is spreading, from air travel delays to disruptions in food aid, compounding the economic strain.

Together, these political tensions, economic headwinds, and uncertainty in the crypto sector have contributed to a broader market downturn.

Ishika Kumari is a Crypto Analyst and Content Strategist at AMBCrypto, specializing in the analysis of cryptocurrency regulations, market trends, and the socio-political impact of blockchain technology.
Her expertise is grounded in her academic background as a graduate of Political Science from the renowned University of Delhi. This discipline has equipped her with a sophisticated framework for analyzing complex governance models, international regulatory landscapes, and the economic principles that underpin decentralized systems.
At AMBCrypto, Ishika applies this unique analytical lens to her work. She excels at breaking down intricate subjects—from the technicalities of new protocols to the nuances of global crypto legislation—into clear, accessible, and insightful content. Her primary mission is to bridge the gap between the complexity of the digital asset industry and the everyday reader, ensuring that AMBCrypto's audience is not just informed, but truly understands the forces shaping the future of finance.

The recent Bitcoin price crash below $100,000 has sparked widespread concern across the crypto market, but major institutional players like JPMorgan remain unshaken. According to reports, JPMorgan analysts have issued a surprisingly bullish outlook for Bitcoin, forecasting a potential surge to $170,000 in the near future. The bullish prediction has caught the attention of the broader crypto market, especially as volatility and liquidations continue to test investor sentiment and push prices down. 

JPMorgan Maintains Bullish Bitcoin Price Outlook
Eric Balchunas, a Senior ETF analyst at Bloomberg, recently shared insights from JPMorgan’s analysts, led by Managing Director Nikolaos Panigirtzoglou, who presents a compelling bullish case for the Bitcoin price. In one of their research notes, the bank’s analysts argue that Bitcoin’s current market value is significantly undervalued compared to gold. 

They suggest that once leverage conditions normalize, the leading cryptocurrency could climb toward $170,000. Notably, they expect BTC to reach this bullish target within the next 6-12 months, representing a 65.9% increase from its current price level of just over $102,400.  

The analysts emphasized that the broader crypto market has already undergone a near 20% correction from previous highs, primarily driven by massive liquidations in perpetual futures contracts. The largest wave was observed on October 10, following US President Donald Trump’s announcement of aggressive tariffs against China, which triggered record liquidations that wiped out billions of dollars in leveraged positions across exchanges—the largest such event in the history of crypto. 

Leaving the crypto market with no room for a recovery, another devastating liquidation event occurred on November 3, deepening the correction after a $120 million exploit on Market Maker Balancer reignited fears over DeFi protocol security. However, despite this widespread volatility and market downturn, JPMorgan analysts remain bullish on Bitcoin, likely viewing these liquidation events as necessary purges that have flushed out excessive speculation. 

The analysts believe that perpetual deleveraging has finally come to an end, opening a potential path for more stable institutional accumulation. They suggest that Bitcoin’s value could recover and strengthen considerably from now to October 2026, supporting the bullish projection of a possible rally to a new all-time high.

Market Analysts Share Similar Optimistic Predictions 
Crypto market analyst Sulianto Indria Putra’s latest technical analysis echoes bullish optimism for Bitcoin’s price outlook. He highlights that the cryptocurrency’s weekly chart shows the 50-week Exponential Moving Average (EMA) continuing to act as a strong cyclical support level. Each time BTC has touched this EMA in past bull cycles, it has historically rebounded with strong upward momentum.

Source: X
Based on the analyst’s chart, Bitcoin trades around $102,400, just above the 50-week EMA at approximately $100,900, where price action shows consolidation rather than breakdown. Putra argues that this positioning indicates that the market is forming a higher low within an ongoing bull trend. Despite widespread bearish sentiment and price declines, the analyst maintains that Bitcoin could still rally significantly to $150,000 between late 2025 and early 2026. 

BTC threatens $100,000 support | Source: BTCUSD on Tradingview.com
Featured image created with Dall.E, chart from Tradingview.com

In a recent surge of interest, more than 21,000 new XRP wallets have been established, indicating a growing engagement with Ripple's XRP Ledger. This development has sparked discussions around potential price movements and the reasons behind this increased participation.

Summary

Bitcoin price is range-bound at $100K–$108K following a pullback to $100K.
Increased miner selling may cap Bitcoin’s near-term recovery.
Upside potential exists if BTC breaks above $108K and ETF inflows return.
Downside risks include further miner liquidations and slow trading volumes.
The Bitcoin outlook remains neutral-to-bearish, as macro support is offset by distribution pressures.

After slipping to just above the $100,000 mark, Bitcoin price is drifting between $100K and $108K, down 3.6% in the past 24 hours.

The big question for traders: will persistent miner selling put a ceiling on the next move higher?

Current market scenario
On-chain metrics following the post-halving event indicate a sharp rise in miner selling, as coins move to exchanges for profit-taking in a higher-cost environment. Such distribution waves have historically applied short-term pressure on Bitcoin (BTC), capping immediate gains. ETF inflows have cooled after September’s record highs, lowering spot demand. 

BTC 1-day chart, November 2025 | Source: crypto.news
From a macro perspective, rate cuts boost liquidity, but investor caution persists ahead of Q4 CPI data. 

Technically, Bitcoin price remains above the 100-day SMA, with support at $103K–$104K and resistance near $108K.

Upside outlook
From a Bitcoin forecast perspective, sustained price action above $108K could attract renewed buying and push the market toward $110K. If miner selling stabilizes and ETF inflows resume, Bitcoin could retest its post-halving highs. 

Additionally, the ongoing macro easing cycle — paired with Bitcoin’s rising correlation with gold — continues to reinforce its “digital store-of-value” narrative. Should this theme strengthen, it could help re-ignite institutional interest and push the market higher.

Downside risks
Downside risks are rising. If miner selling ramps up, Bitcoin price could slip below $103K–$104K and even test the $100K mark. 

Sluggish ETF inflows and low trading volumes suggest the market might be in a profit-taking phase. 

Add in higher bond yields or tighter monetary policy, and we could see a risk-off mood that drags prices sideways or even down before any real recovery.

Bitcoin price prediction based on current levels
The near-term bitcoin price prediction centers on a $100K–$108K trading range:

A break past $108K could kickstart a rally toward $110K, bringing some renewed excitement into the market.
But if Bitcoin stumbles around $108K, the climb to $110K could stall, and we might see some sideways movement or a small dip.

Overall, the Bitcoin outlook is still neutral-to-bearish. While macro conditions provide some support, high miner selling and weak ETF demand are likely capping near-term gains.

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

Institutional investors increasingly turn to regulated crypto vehicles as banks diversify holdings and enter Bitcoin ETF options strategies.

Key Takeaways

JPMorgan held 5.3 million Bitcoin ETF shares valued at $343 million as of September 30.
This reflects a 64% increase in JPMorgan's Bitcoin ETF holdings since June.

JPMorgan, a major US bank, disclosed holding 5.3 million shares of BlackRock Bitcoin ETF (IBIT) valued at $343 million as of Sept. 30, representing a 64% increase since June, according to a new filing tracked by Macroscope.

The bank’s expanded Bitcoin ETF position reflects the growing institutional adoption of crypto assets through regulated investment vehicles. Traditional financial institutions have increasingly embraced cryptocurrency exposure through ETFs as they offer familiar regulatory frameworks.

JPMorgan’s SEC filing also discloses positions in Bitcoin ETF options, indicating the bank has developed strategic hedging or trading activities in the crypto sector beyond its direct ETF holdings.

Disclaimer

Shiba Inu price remains under pressure and is hovering near its lowest level this year as demand wanes.

Summary

Shiba Inu price has formed a descending triangle pattern.
Whales and smart money investors have dumped their tokens.
SHIB exchange reserves have continued falling this year.

Shiba Inu (SHIB) token dropped to $0.0000092, a few points above the year-to-date low of $0.0000083. It has been one of the top laggards in the crypto industry, plunging by 72% from its highest point this year. 

Shiba Inu’s crash has happened because of the lack of demand from investors. Data compiled by CoinMarketCap shows that its volume in the spot market has tumbled to below $200 million. Its futures open interest has also remained substantially low in the past few months. 

The drop also happened as whales exited their positions, a sign that investors expect it to drop further. Whales now hold 102 billion tokens, well below the 220 billion they had in late October this year.

Public figures and so-called smart-money investors have recently reduced their Shiba Inu positions. Savvy money investors hold 43 billion tokens, while public figure investors hold 399 billion tokens, down by 23% and 4.8% over the last 30 days, respectively. 

These dynamics apply to Shiba Inu and other meme coins. A closer look shows that whales have dumped tokens like Pepe and Dogwifhat. 

On the positive side, the number of Shiba Inu tokens on exchanges has dropped to 277 trillion, down from 295 trillion in October last year. 

SHIB exchange reserves are falling | Source: Nansen
Falling exchange reserves is a good thing as it shows that many holders are moving their tokens to their self-custody wallets. However, this is not enough of a factor to boost its price, as the token faces other challenges. For example, its burn rate and activity on Shibarium have slumped. 

Shiba Inu price technical analysis
SHIB price chart | Source: crypto.news
The daily timeframe chart shows that the SHIB price has been under pressure this month. It has dropped below all moving averages and formed a descending triangle pattern, a common bearish continuation sign. 

SHIB has already moved below the lower side of the descending triangle pattern and retested it. A break-and-retest usually confirms a bearish breakout. 

Therefore, it will likely continue falling as bears target the key support at $0.0000075. This view will be confirmed if it drops below the $0.0000083 support level. 

Hedera's native token shows range-bound trading with late-session recovery attempt before hitting resistance at key technical levels.Updated Nov 7, 2025, 4:21 p.m. Published Nov 7, 2025, 4:21 p.m.

HBAR trades in volatile range-bound action during the 24-hour period ending Nov. 7, dropping from $0.1672 to $0.1634 for a 2.3% decline.

The most significant market activity occurred at 17:00 UTC on Friday, when volume surged to 108.8 million tokens—46% above the 24 hour simple moving average of 74.6 million.

STORY CONTINUES BELOW

HBAR's lackluster price action on Friday is reflective of the wider market, with several tokens falling to multi-month lows amid a wave of sell pressure.

Hedera's token has now retraced the entire uptrend dating back to July, signaling that the recent bullish market phase is over.

Natural profit-taking took place near $0.164 on Friday, with subsequent four minutes of zero volume suggesting a market pause at this technical level. This development represents a potential new resistance zone that aligns with the upper boundary of the day's expanded trading range and negates the earlier bearish consolidation thesis.

HBAR/USD (TradingView)

Key Technical Levels Signal Mixed Outlook for HBARSupport/Resistance:

Primary support establishes at $0.1595-$0.1610 zone during decline phaseKey resistance identified at $0.1662 level where recovery attempt failsNew resistance emerges at $0.164 following late-session breakoutVolume Analysis:

Peak institutional activity at 108.8M tokens (46% above 24-hour SMA)Late-session acceleration to 3.5M during breakout attemptVolume deceleration in closing hours suggests consolidation potentialChart Patterns:

Range-bound consolidation with 5.6% daily volatilityFailed breakout at $0.1662 resistance levelLate-session reversal negates bearish consolidation patternTargets & Risk/Reward:

Immediate resistance at $0.164 following profit-takingUpside target toward $0.1672 daily open if resistance breaksDownside risk to $0.1595 support if current level fails to holdDisclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk's full AI Policy..

More For You

Inside Zcash: Encrypted Money at Planetary Scale

Nov 3, 2025

A deep dive into Zcash's zero-knowledge architecture, shielded transaction growth, and its path to becoming encrypted Bitcoin at scale.

What to know:

In 2025, Zcash evolved from niche privacy tech into a functioning encrypted-money network:

Shielded adoption surged, with 20–25% of circulating ZEC now held in encrypted addresses and 30% of transactions involving the shielded pool.The Zashi wallet made shielded transfers the default, pushing privacy from optional to standard practice.Project Tachyon, led by Sean Bowe, aims to boost throughput to thousands of private transactions per second.Zcash surpassed Monero in market share, becoming the largest privacy-focused cryptocurrency by capitalization.View Full Report

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XLM Consolidates After Volatile Session Tests Key Support

36 minutes ago

Recent price action shows institutional accumulation signals as volume surges 78% above average during resistance test.

What to know:

XLM declined modestly from $0.2705 to $0.2702 over 24 hours in range-bound trading.Volume peaked at 45.09M tokens during resistance test near $0.2777 level.Recent 60-minute breakout pushed prices from $0.268 to $0.270 amid institutional flows.Read full story

Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Extension protects entrenched board and management rather than maximizes
shareholder value; shareholders must demand an immediate vote.

, /PRNewswire/ -- Edward and Ludmila Smolyansky, long-term shareholders of Lifeway Foods, Inc. (NASDAQ: LWAY) who together exercise voting control with respect to approximately 26% of the outstanding shares of Lifeway Foods today provided a response to the Company's extension of its existing Shareholder Rights Agreement (the "Rights Plan") as well as an update on the upcoming Lifeway Foods 2025 election.

On October 29, 2025, the Board of Lifeway Foods approved an amendment to its Shareholder Rights Agreement, extending its expiration date by one year to October 29, 2026. All other terms and conditions of the Rights Plan remain unchanged. This action was taken without shareholder approval or a provided explanation regarding its impact on shareholders.

This maneuver was taken by a management-aligned board on the eve of a "board refreshment" and leadership deadline, with a yet to be departed director present, Mr. Pol Sikar, who continues to serve on the board at this time. It also occurred just one day before Lifeway was obligated to name a new chairperson in connection with the deadline. This timing underscores Lifeway's lack of transparency and accountability in its governance culture.

Furthermore, on October 29, the Company amended and restated its bylaws to stipulate that the number of directors shall be no fewer than five (5) and no more than ten (10). Lifeway Foods is scheduled to announce its third quarter results on November 12 before the market opens.

"The board's unilateral extension is a power grab that shields management and already entrenched directors at the expense of ordinary shareholders," said Edward Smolyansky. "If the newly comprised board genuinely believes this plan serves shareholders, they should put it to a vote at the upcoming Annual Meeting," Smolyansky continued. "Instead, they rushed through an extension during a moment of director transition — a move that betrays fear of accountability and disregard for shareholder rights."

Concerns Over the Extension of the Rights Plan

The company's recent 8-K filing makes it clear that there was no concrete takeover bid or specific acquisition proposal driving the decision to extend the Shareholder Rights Agreement. Instead, the filing references only "concentrated ownership" and the possibility of share sales as justification. This reasoning is vague and insufficient, failing to provide a compelling explanation for continuing to implement defensive measures that could impact shareholder rights.

Moreover, this unilateral action stands in direct opposition to widely recognized governance standards. Influential proxy advisory firms such as Institutional Shareholder Services (ISS) and Glass Lewis have consistently advised against long-term poison pills—specifically those that extend beyond one year or are renewed without the express approval of shareholders. In their guidance, such actions should trigger adverse voting recommendations against incumbent directors who support these measures, highlighting the importance of transparency and shareholder involvement in major governance decisions. 

This latest entrenchment follows sustained ownership concentration by Danone SA, which holds approximately 23% of Lifeway's shares and has previously been linked to strategic discussions about the company's future. 

Call to Action

Shareholders deserve a transparent, accountable, and refreshed Lifeway board. We call on the company to:

Immediately rescind the amendment extending the Rights Plan;
Fully disclose the board vote, including each director's position and timing;
Commit to a shareholder vote before any further renewal of the plan; and
Honor true board refreshment, rather than rubber-stamping entrenchment measures on the eve of director departures and leadership deadlines.

If the board refuses, we will urge institutional investors and proxy advisory firms to hold the responsible directors accountable and to oppose the reelection of Lifeway's governance committee at the next annual meeting.

Important Information 

The Rights Plan Extension and 8k follows a Letter delivered to the Company on October 17, 2025 by Mr. Smolyansky giving notice to Lifeway Foods, Inc. (the "issuer") of (i) his intent to nominate a candidate for election to the issuer's board of directors at the issuer's 2025 annual meeting of shareholders (the "Annual Meeting") and (ii) his plan to bring before the Annual Meeting, in accordance with Rule 14a-8 under the Securities Exchange Act of 1934, as amended (the "Exchange Act"), a non-binding advisory shareholder proposal requesting that the issuer's Board of Directors establish a new committee of the Board of Directors that (x) consists solely of two or more independent directors who were first appointed or elected after the issuer's September 30, 2025 public announcement of its agreement to carry out an orderly refreshment of the Board of Directors, (y) is authorized and directed to conduct evaluations of the performance of the issuer's executive management team, the issuer's strategic plan and the issuer's strategic alternatives, and (z) is authorized to retain independent financial and legal advisors in connection with such evaluations.

For more information and to contact the shareholder group, follow Edward Smolyansky on LinkedIn. 

SOURCE Edward and Ludmila Smolyansky