Market Signal Briefing

Wall Street expects a year-over-year decline in earnings on higher revenues when Acushnet (GOLF - Free Report) reports results for the quarter ended September 2025. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.

The earnings report, which is expected to be released on November 5, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower.

While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise.

Zacks Consensus EstimateThis golf products maker is expected to post quarterly earnings of $0.88 per share in its upcoming report, which represents a year-over-year change of -1.1%.

Revenues are expected to be $630.76 million, up 1.7% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has been revised 5.66% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction).

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for Acushnet?For Acushnet, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -3.88%.

On the other hand, the stock currently carries a Zacks Rank of #3.

So, this combination makes it difficult to conclusively predict that Acushnet will beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that Acushnet would post earnings of $1.33 per share when it actually produced earnings of $1.25, delivering a surprise of -6.02%.

Over the last four quarters, the company has beaten consensus EPS estimates three times.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Acushnet doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.

Geron (GERN - Free Report) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended September 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.

The earnings report, which is expected to be released on November 5, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower.

While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise.

Zacks Consensus EstimateThis drugmaker is expected to post quarterly loss of $0.03 per share in its upcoming report, which represents a year-over-year change of +25%.

Revenues are expected to be $52.49 million, up 85.7% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has been revised 7.69% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction).

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for Geron?For Geron, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -32.35%.

On the other hand, the stock currently carries a Zacks Rank of #4.

So, this combination makes it difficult to conclusively predict that Geron will beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that Geron would post a loss of$0.03 per share when it actually produced a loss of -$0.02, delivering a surprise of +33.33%.

Over the last four quarters, the company has beaten consensus EPS estimates three times.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Geron doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

Expected Results of an Industry PlayerAmong the stocks in the Zacks Medical - Biomedical and Genetics industry, Ultragenyx (RARE - Free Report) , is soon expected to post loss of $1.23 per share for the quarter ended September 2025. This estimate indicates a year-over-year change of +12.1%. This quarter's revenue is expected to be $167.55 million, up 20.1% from the year-ago quarter.

The consensus EPS estimate for Ultragenyx has been revised 0.4% lower over the last 30 days to the current level. However, a lower Most Accurate Estimate has resulted in an Earnings ESP of -12.47%.

This Earnings ESP, combined with its Zacks Rank #3 (Hold), makes it difficult to conclusively predict that Ultragenyx will beat the consensus EPS estimate. Over the last four quarters, the company surpassed consensus EPS estimates two times.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.

LOS ANGELES, Oct. 29, 2025 (GLOBE NEWSWIRE) -- The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Zions Bancorporation, N.A. (“Zions Bancorp” or “the Company”) (NASDAQ: ZION) for violations of the securities laws.

The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors. Zions Bancorp is the subject of a report published by Bloomberg on October 16, 2025, titled: “Zions, Western Alliance Banks Disclose Bad Loans Tied to Alleged Fraud.” According to the report, “Shares of two regional US banks tumbled Thursday after the companies said they were the victims of fraud on loans to funds that invest in distressed commercial mortgages, fueling concern that more cracks are emerging in the credit markets.” Based on this news, shares of Zions Bancorp fell by more than 13.1% on the same day.

If you are a shareholder who suffered a loss, click here to participate.

We also encourage you to contact Brian Schall of the Schall Law Firm, 2049 Century Park East, Suite 2460, Los Angeles, CA 90067, at 310-301-3335, to discuss your rights free of charge. You can also reach us through the firm's website at www.schallfirm.com, or by email at [email protected].

The Schall Law Firm represents investors around the world and specializes in securities class action lawsuits and shareholder rights litigation.

This press release may be considered Attorney Advertising in some jurisdictions under the applicable law and rules of ethics.

CONTACT:

The Schall Law Firm 
Brian Schall, Esq. 
310-301-3335
[email protected]

www.schallfirm.com

Fair Isaac (FICO - Free Report) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended September 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.

The earnings report, which is expected to be released on November 5, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower.

While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise.

Zacks Consensus EstimateThis financial services company is expected to post quarterly earnings of $7.34 per share in its upcoming report, which represents a year-over-year change of +12.2%.

Revenues are expected to be $511.78 million, up 12.8% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has been revised 2.7% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction).

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for Fair Isaac?For Fair Isaac, the Most Accurate Estimate is higher than the Zacks Consensus Estimate, suggesting that analysts have recently become bullish on the company's earnings prospects. This has resulted in an Earnings ESP of +0.46%.

On the other hand, the stock currently carries a Zacks Rank of #1.

So, this combination indicates that Fair Isaac will most likely beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that Fair Isaac would post earnings of $7.73 per share when it actually produced earnings of $8.57, delivering a surprise of +10.87%.

Over the last four quarters, the company has beaten consensus EPS estimates two times.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Fair Isaac appears a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

An Industry Player's Expected ResultsAnother stock from the Zacks Computers - IT Services industry, Leidos (LDOS - Free Report) , is soon expected to post earnings of $2.61 per share for the quarter ended September 2025. This estimate indicates a year-over-year change of -10.9%. Revenues for the quarter are expected to be $4.27 billion, up 1.8% from the year-ago quarter.

Over the last 30 days, the consensus EPS estimate for Leidos has been revised 0.3% up to the current level. Nevertheless, the company now has an Earnings ESP of -2.30%, reflecting a lower Most Accurate Estimate.

When combined with a Zacks Rank of #3 (Hold), this Earnings ESP makes it difficult to conclusively predict that Leidos will beat the consensus EPS estimate. The company beat consensus EPS estimates in each of the trailing four quarters.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.

Elanco Animal Health Incorporated (ELAN - Free Report) is expected to deliver flat earnings compared to the year-ago quarter on higher revenues when it reports results for the quarter ended September 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.

The earnings report, which is expected to be released on November 5, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower.

While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise.

Zacks Consensus EstimateThis company is expected to post quarterly earnings of $0.13 per share in its upcoming report, which represents no change from the year-ago quarter.

Revenues are expected to be $1.09 billion, up 5.9% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has been revised 2.15% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for Elanco Animal Health?For Elanco Animal Health, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -5.88%.

On the other hand, the stock currently carries a Zacks Rank of #2.

So, this combination makes it difficult to conclusively predict that Elanco Animal Health will beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?Analysts often consider to what extent a company has been able to match consensus estimates in the past while calculating their estimates for its future earnings. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that Elanco Animal Health would post earnings of $0.2 per share when it actually produced earnings of $0.26, delivering a surprise of +30.00%.

Over the last four quarters, the company has beaten consensus EPS estimates three times.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Elanco Animal Health doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.

Wall Street expects flat earnings compared to the year-ago quarter on higher revenues when Evolus, Inc. (EOLS - Free Report) reports results for the quarter ended September 2025. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.

The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on November 5. On the other hand, if they miss, the stock may move lower.

While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise.

Zacks Consensus EstimateThis company is expected to post quarterly loss of $0.19 per share in its upcoming report, which represents no change from the year-ago quarter.

Revenues are expected to be $67.82 million, up 11% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction).

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for Evolus?For Evolus, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -2.70%.

On the other hand, the stock currently carries a Zacks Rank of #2.

So, this combination makes it difficult to conclusively predict that Evolus will beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?Analysts often consider to what extent a company has been able to match consensus estimates in the past while calculating their estimates for its future earnings. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that Evolus would post a loss of$0.09 per share when it actually produced a loss of -$0.24, delivering a surprise of -166.67%.

The company has not been able to beat consensus EPS estimates in any of the last four quarters.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Evolus doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

Expected Results of an Industry PlayerCeriBell, Inc. (CBLL - Free Report) , another stock in the Zacks Medical - Products industry, is expected to report loss per share of $0.43 for the quarter ended September 2025. This estimate points to a year-over-year change of +76.8%. Revenues for the quarter are expected to be $21.79 million, up 26.8% from the year-ago quarter.

The consensus EPS estimate for CeriBell, Inc. has been revised 2.3% higher over the last 30 days to the current level. However, a higher Most Accurate Estimate has resulted in an Earnings ESP of +6.10%.

When combined with a Zacks Rank of #3 (Hold), this Earnings ESP indicates that CeriBell, Inc. will most likely beat the consensus EPS estimate. Over the last four quarters, the company surpassed consensus EPS estimates two times.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.

electroCore, Inc. (ECOR - Free Report) is expected to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended September 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.

The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on November 5. On the other hand, if they miss, the stock may move lower.

While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise.

Zacks Consensus EstimateThis company is expected to post quarterly loss of $0.36 per share in its upcoming report, which represents a year-over-year change of -16.1%.

Revenues are expected to be $7.85 million, up 19.9% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has been revised 4.08% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction).

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for electroCore?For electroCore, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -1.41%.

On the other hand, the stock currently carries a Zacks Rank of #3.

So, this combination makes it difficult to conclusively predict that electroCore will beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?Analysts often consider to what extent a company has been able to match consensus estimates in the past while calculating their estimates for its future earnings. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that electroCore would post a loss of$0.32 per share when it actually produced a loss of -$0.35, delivering a surprise of -9.38%.

Over the last four quarters, the company has beaten consensus EPS estimates just once.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

electroCore doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

Expected Results of an Industry PlayerAmong the stocks in the Zacks Medical - Drugs industry, Madrigal (MDGL - Free Report) , is soon expected to post loss of $1.99 per share for the quarter ended September 2025. This estimate indicates a year-over-year change of +59.6%. This quarter's revenue is expected to be $249.15 million, up 300.8% from the year-ago quarter.

The consensus EPS estimate for Madrigal has been revised 29.2% higher over the last 30 days to the current level. However, a higher Most Accurate Estimate has resulted in an Earnings ESP of +27.84%.

When combined with a Zacks Rank of #2 (Buy), this Earnings ESP indicates that Madrigal will most likely beat the consensus EPS estimate. The company beat consensus EPS estimates in each of the trailing four quarters.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.

The market expects Clearwater Analytics (CWAN - Free Report) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended September 2025. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.

The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on November 5. On the other hand, if they miss, the stock may move lower.

While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise.

Zacks Consensus EstimateThis automated investment accounting software developer is expected to post quarterly earnings of $0.15 per share in its upcoming report, which represents a year-over-year change of +25%.

Revenues are expected to be $203.84 million, up 76% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has been revised 10.35% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for Clearwater Analytics?For Clearwater Analytics, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -14.47%.

On the other hand, the stock currently carries a Zacks Rank of #3.

So, this combination makes it difficult to conclusively predict that Clearwater Analytics will beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?Analysts often consider to what extent a company has been able to match consensus estimates in the past while calculating their estimates for its future earnings. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that Clearwater Analytics would post earnings of $0.13 per share when it actually produced earnings of $0.12, delivering a surprise of -7.69%.

Over the last four quarters, the company has beaten consensus EPS estimates three times.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Clearwater Analytics doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

Expected Results of an Industry PlayerFlywire (FLYW - Free Report) , another stock in the Zacks Internet - Software industry, is expected to report earnings per share of $0.19 for the quarter ended September 2025. This estimate points to a year-over-year change of -36.7%. Revenues for the quarter are expected to be $179.54 million, up 18.6% from the year-ago quarter.

The consensus EPS estimate for Flywire has been revised 500% lower over the last 30 days to the current level. However, a higher Most Accurate Estimate has resulted in an Earnings ESP of +29.23%.

When combined with a Zacks Rank of #3 (Hold), this Earnings ESP indicates that Flywire will most likely beat the consensus EPS estimate. Over the last four quarters, the company surpassed EPS estimates just once.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.

The market expects Cytokinetics (CYTK - Free Report) to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended September 2025. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.

The earnings report, which is expected to be released on November 5, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower.

While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise.

Zacks Consensus EstimateThis biopharmaceutical company is expected to post quarterly loss of $1.59 per share in its upcoming report, which represents a year-over-year change of -16.9%.

Revenues are expected to be $5.56 million, up 1108.7% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has been revised 0.21% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction).

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for Cytokinetics?For Cytokinetics, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -5.53%.

On the other hand, the stock currently carries a Zacks Rank of #3.

So, this combination makes it difficult to conclusively predict that Cytokinetics will beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?Analysts often consider to what extent a company has been able to match consensus estimates in the past while calculating their estimates for its future earnings. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that Cytokinetics would post a loss of$1.34 per share when it actually produced a loss of -$1.12, delivering a surprise of +16.42%.

Over the last four quarters, the company has beaten consensus EPS estimates two times.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Cytokinetics doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

Expected Results of an Industry PlayerAmong the stocks in the Zacks Medical - Biomedical and Genetics industry, Qiagen (QGEN - Free Report) , is soon expected to post earnings of $0.58 per share for the quarter ended September 2025. This estimate indicates a year-over-year change of -1.7%. This quarter's revenue is expected to be $525.99 million, up 4.8% from the year-ago quarter.

The consensus EPS estimate for Qiagen has been revised 0.7% lower over the last 30 days to the current level. However, a lower Most Accurate Estimate has resulted in an Earnings ESP of -0.73%.

This Earnings ESP, combined with its Zacks Rank #3 (Hold), makes it difficult to conclusively predict that Qiagen will beat the consensus EPS estimate. Over the last four quarters, the company surpassed consensus EPS estimates two times.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.

Woori Financial Group Inc. (WF) Q3 2025 Earnings Call October 29, 2025 3:00 AM EDT

Company Participants

Hong Sung Han - Head of IR
Sung-Wook Lee - Vice President of Finance Section
Jang-Geun Park - C.R.O
Il-Jin Oak

Conference Call Participants

Jun-Sup Jung - NH Investment & Securities Co., Ltd., Research Division
Doosan Baek - Korea Investment & Securities Co., Ltd., Research Division
Do Ha Kim - Hanwha Investment & Securities Co., Ltd., Research Division
Jaewoong Won - HSBC Global Investment Research
Tae Joon Jeong - Mirae Asset Securities Co., Ltd., Research Division
Hye-jin Park - Daishin Securities Co. Ltd., Research Division

Presentation

Hong Sung Han
Head of IR

Good afternoon. I am Han Hong Sung, Head of IR at Woori Financial Group. Let me first begin by thanking everyone for taking time to participate in this earnings call for Woori Financial Group.

On today's call, we have the group CFO, Lee Sung-Wook; Group CDO, Oak Il-Jin; and the group's Risk Management division, Senior General Manager, Park Jang-Geun on the call. On today's call, the group CFO, Lee Sung-Wook, will give a presentation on the earnings performance. After which, we will have a Q&A session. Please note that the earnings call is being conducted with simultaneous interpretation for our overseas investors.

Now let us start our presentation on Woori Financial Group's Earnings for the Third Quarter of 2025.

Sung-Wook Lee
Vice President of Finance Section

Good afternoon. This is Lee Sung-Wook, the CFO of Woori Financial Group. Let me go over the third quarter performance for 2025. I do have a cold, so please understand if my voice is a bit rough, and please turn to Page 3 of the presentation material that has been disclosed on our website.

First, let me discuss net income. Woori Financial Group's year-to-date net income as of the third quarter end was up

Recommended For You

Key Takeaways Halliburton signed a framework deal with Shell for umbilical-less tubing hanger operations.ROCS technology cuts deck operations by up to 75%, improving safety and efficiency offshore.Successful Gulf of America trials proved ROCS as a reliable deepwater completion solution.
Halliburton (HAL - Free Report) , a Houston, TX-based oil and gas equipment and services company, has significantly advanced deepwater operations with the introduction of its Remote Operated Controls Systems (“ROCS”) technology, signing a strategic framework agreement with Shell plc (SHEL - Free Report) for umbilical-less tubing hanger installation and retrieval services. This collaboration highlights a paradigm shift in the offshore energy HAL Quick QuoteHAL - Free Report) ,%20a%20Houston,%20TX-based%20oil%20and%20gas%20equipment%20and%20services%20company,%20has%20significantly%20advanced%20deepwater%20operations%20with%20the%20introduction%20of%20its%20Remote%20Operated%20Controls%20Systems%20(">sector, offering a transformative solution that enhances both the safety and efficiency of complex deepwater operations.

With the recent success of ROCS in the Gulf of America, the technology is set to revolutionize how oil and gas companies approach well-completion challenges in harsh and remote deepwater environments.

Game-Changer in Deepwater OperationsThe ROCS technology, developed by Optime, a Halliburton service, has garnered significant attention for its ability to outperform traditional hydraulic systems used in deepwater well-completion procedures. Unlike conventional systems that rely heavily on hydraulic umbilicals, ROCS is a compact and umbilical-less control system, offering a safer and more efficient alternative. By eliminating the need for bulky umbilical connections, ROCS reduces surface pressure risks, decreases personnel exposure to hazardous environments and streamlines operations, making it an ideal solution for operators working in challenging offshore locations.

The success of ROCS is particularly evident in its recent achievement of setting a global benchmark with the installation of a tubing hanger at a staggering 8,458 feet — marking the deepest umbilical-less operation in history. Deployed across various regions, including the Norwegian Continental Shelf, West Africa and the Gulf of America, ROCS has demonstrated its reliability and effectiveness in the most demanding environments.

Efficiency and Safety: The Hallmarks of ROCS TechnologyOne of the key features of ROCS technology is its ability to accelerate running-in and pulling-out-of-hole procedures, significantly improving the speed and efficiency of well-completion operations. Compared with traditional methods, ROCS reduces deck operations by up to 75%, offering a more streamlined approach to well construction. This reduction in time and resources not only leads to cost savings but also enhances the overall safety of the operation by minimizing exposure to potential risks on the rig.

Furthermore, ROCS improves downhole line tests, ensuring more accurate results and enabling operators to make quicker and more informed decisions. By utilizing remote-operated controls, operators can perform complex operations without the need for extensive manual intervention, thereby reducing the likelihood of human error and enhancing operational safety.

Proven Performance of ROCS in Complex Deepwater EnvironmentsROCS has been deployed in a variety of challenging deepwater environments, demonstrating consistent performance and reliability. The technology's adaptability to different regions, such as the Norwegian Continental Shelf, West Africa and the Gulf of America, underscores its versatility and robustness. It has proven effective in both shallow and ultra-deepwater wells, providing operators with a flexible and scalable solution to meet the demands of diverse offshore projects.

In the Gulf of America, the successful completion of a three-well technology phase highlighted ROCS' potential to deliver faster, safer and more cost-effective well-completion solutions. This successful phase of testing not only validated ROCS as a viable alternative to traditional hydraulic methods but also showcased its ability to perform in deepwater conditions where other technologies have often struggled.

ROCS: The Future of Deepwater Well-CompletionAs deepwater exploration and production continue to evolve, the demand for more efficient, safe and reliable technologies is greater than ever. ROCS, with its proven performance and cutting-edge capabilities, is well-positioned to meet these needs. The agreement between Halliburton and Shell marks a significant milestone in the adoption of ROCS technology across the global offshore drilling fleet. With the speed, precision and cost-effectiveness, ROCS is not just an innovation; it is the future of well-completion in complex environments.

As the industry moves toward more sustainable and efficient energy solutions, ROCS represents a key step in reshaping how oil and gas companies approach well construction and completion in deepwater environments. Its proven track record, coupled with the ability to improve both operational efficiency and safety, makes ROCS a vital tool for modern offshore energy projects.

Conclusion: The Impact of ROCS on the Offshore IndustryHalliburton’s strategic partnership with a London-based integrated oil and gas company to implement ROCS technology underscores the growing shift toward more efficient, cost-effective and safer operations in the offshore drilling sector. The benefits of ROCS — ranging from reduced deck operations to improved downhole line testing — make it an invaluable asset for operators working in complex, deepwater environments. As global rig fleets continue to adopt this advanced technology, ROCS is poised to become the standard in deepwater well-completion operations, setting a new benchmark for safety, efficiency and reliability in the offshore energy industry.

HAL's Zacks Rank & Key PicksCurrently, HAL and SHEL have a Zacks Rank #3 (Hold) each.

Investors interested in the energy sector might look at some better-ranked stocks like Canadian Natural Resources Limited (CNQ - Free Report) and Cheniere Energy (LNG - Free Report) , currently sporting a Zacks Rank #1 (Strong Buy) each. You can see the complete list of today’s Zacks #1 Rank stocks here.

Canadian Natural is one of Canada's largest independent oil and natural gas producers, with operations spanning exploration, development and production across North America, the North Sea and Offshore Africa. The company focuses on a diversified portfolio of assets, including oil sands, conventional crude oil, natural gas and thermal in-situ operations. Canadian Natural is valued at $65.74 billion.  

Cheniere Energy is a leading U.S. energy company focused on liquefied natural gas (“LNG”) production and export. Through its advanced infrastructure and facilities, Cheniere Energy plays a crucial role in the global LNG market, contributing to energy security and the transition to cleaner energy. Cheniere Energy is valued at $48.31 billion.  

TL;DR

Aptos attracted more than $545 million in stablecoin inflows in 24 hours, surpassing Ethereum and Solana and showing strong on-chain engagement.
Daily active users on Aptos recently climbed to 1.8 million, well above Ethereum and Solana activity levels, reinforcing the network’s growing participation.
The stablecoin market is above $300 billion in total supply, with Aptos increasingly positioned as a competitive hub for fast and low-fee settlement.

Aptos has taken the spotlight after drawing over $545 million in stablecoin inflows within a single day, a level not seen on most Layer 1 networks this year. The activity pushed Aptos ahead of Ethereum and Solana in daily stablecoin supply growth, suggesting that users and capital are increasingly exploring alternative chains for efficiency, scalability, and developer-friendly environments. Market data also shows the Aptos network edging toward a more influential role in global digital payments as stablecoins continue expanding into mainstream finance.

At present, Aptos holds over $1 billion in stablecoins circulating on its chain. Ethereum still dominates in total value and ecosystem depth, yet the speed and low-fee performance of Aptos appears to be gaining traction among developers building payment and DeFi applications. The number of daily active users on Aptos reached 1.8 million, compared to around half a million on Ethereum and slightly above that on Solana.

Growing Stablecoin Adoption And Global Payment Expansion
New research from a16zcrypto highlights that the total stablecoin supply has surpassed $300 billion for the first time, reflecting a shift toward digital-native settlement rails. Analysts from Keyrock and Bitso expect stablecoins to represent 12 percent of global payment flows by 2030, including remittances across Latin America, Asia, and Africa. That projection suggests a future where stablecoins rival traditional money transfer services, especially as cross-border transactions increasingly move to blockchain networks with real-time settlement.

New Catalysts Arrive On The Aptos Network
Part of the renewed curiosity surrounding Aptos stems from the launch of Donald Trump’s USD1 stablecoin on the chain this month. The asset is built using Aptos’ Move language and is already gaining traction among DeFi protocols in the ecosystem, including Hyperion, Thala Labs, and Panora Exchange. The project positions Aptos as a testing ground for consumer-facing financial products designed to merge traditional finance with blockchain-based infrastructure.

APT is trading near $3.35, slightly lower this week. Despite market turbulence, the network’s rise in usage, developer interest, and stablecoin expansion suggests that Aptos is carving out a growing role within the multi-chain economy, especially for payments and high-speed settlement.

XRP (CRYPTO: XRP) is seeing strong growth across key metrics, according to a new report by analytics firm Messari.

What Happened: XRP ended Q3 as the fourth-largest cryptocurrency, recording an all-time high market cap of $170.3 billion (+29% QoQ) and a price of $2.85 (+29% QoQ), the report stated.

Circulating supply rose 1.4%, while market cap jumped 392.6% year-over-year.

Transaction fees fell 24.5% QoQ to $513,900 and burned XRP dropped 43.6% to 174,200 XRP.

To date, around 14.2 million XRP has been burned, while 1 billion XRP continues to be released monthly from escrow.

Ripple's USD-pegged stablecoin RLUSD grew 34.7% QoQ to a market cap of $88.8 million, making it the XRPL's largest stablecoin.

Meanwhile, real-world asset (RWA) issuance surged, pushing the XRPL's RWA market cap to an all-time high of $364.2 million (+215% QoQ).

Also Read: XRP Gains 7% In 1 Week: What Is Going On?

Why It Matters: Messari reported noted that there are currently seven pending U.S. spot XRP ETF applications, with SEC decisions expected between Oct. 18 and Nov. 14,.

XRP futures listed on Coinbase and CME satisfy the new six-month tracking requirement, fueling expectations for ETF approval by year-end.

Polymarket odds of an ETF approval in 2025 stand at 99%.

Globally, three Canadian XRP ETFs launched in June, and Hashdex introduced the first Brazilian XRP ETF in April.

Following Michael Saylor's Digital Asset Treasury (DAT) model, several companies have announced over $900 million in XRP acquisitions in the U.S., led by Trident Digital ($500 million) and Webus International ($300 million).

Japanese financial giant SBI Holdings reportedly holds over $10 billion in XRP, while Gumi and Vivopower have also made strategic purchases.

What's Next: Analyst Ali Martinez cautioned that XRP's TD Sequential indicator has again flashed a sell signal, after correctly predicting prior reversals, suggesting potential resistance near $2.80 in the short term.

Read Next:

Bitcoin, Ethereum, XRP, Dogecoin Wobble On Wednesday Ahead Of FOMC Meeting
Image: Shutterstock

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© 2025 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

TL;DR

The German AfD party has officially proposed creating a national Bitcoin reserve for the state.
The initiative seeks to protect the German economy from the risks of monetary inflation.
Germany would change its strategy of selling Bitcoin to start accumulating it as a reserve.

A political party in Germany has formally proposed establishing a national Bitcoin reserve. The Alternative for Germany party, known as AfD, submitted the motion to parliament. As the second-largest opposition group in the Bundestag, the party seeks to position Bitcoin as protection against inflation risks. The proposal marks a strategic shift toward treating digital assets as sovereign holdings.

The initiative follows Germany’s recent sale of nearly 50,000 Bitcoin seized from criminal operations. Those coins would be worth approximately $6.5 billion at current prices around $113,000. Many cryptocurrency analysts criticized the liquidation as a missed opportunity. Now, the AfD suggests Germany should have retained those assets instead.

From Bitcoin Sales to Strategic Reserves
The motion calls for acquiring Bitcoin representing about two percent of the total supply. This amount would make Germany one of Europe’s largest state holders of cryptocurrency. The proposal frames Bitcoin as a digital equivalent to gold in national reserves. It arrives amid concerns about traditional currency stability and central bank policies.

France shows parallel interest, with lawmaker Éric Ciotti supporting similar reserve plans. This developing situation could initiate a broader European movement toward sovereign Bitcoin holdings. The German finance ministry must evaluate storage security and compliance with European Union financial regulations.

Other governments monitor Germany’s decision process. The outcome might influence how nations approach Bitcoin within their economic strategies. State-level adoption could advance from theoretical discussion to practical implementation.

Key NotesStablecoin issuer Tether has outperformed South Korea and three other countries with $135 billion in US debt.It is the 17th largest holder of the asset, trailing Brazil.Tether recently celebrated reaching 500 million verified users.
Tether CEO Paolo Ardoino took to X to announce that his company is now the 17th-largest holder of United States debt. At this position, the issuer of the largest stablecoin, USDT, has outranked South Korea, the UAE, and Germany, and is already looking to push past Brazil.

Tether Holds $135 Billion in US Treasury
Tether is currently boasting of $135 billion in US debt. Tether first surpassed Germany way back in May this year. It’s worth mentioning that the largest holder of the US Treasury, with way more than $1.1 trillion in assets, is Japan.

With 135 billion of U.S Treasuries, Tether is now the 17th largest holder of U.S debt, passing also South Korea.
Soon Brazil! pic.twitter.com/wUDyvGcSHE

— Paolo Ardoino 🤖 (@paoloardoino) October 29, 2025

This suggests that there is notable progression in Tether’s growth curve momentum. The USDT company’s milestone reflects that a crypto-based entity has surpassed an industrial state in government bonds.

Ultimately, this milestone lends credibility to USDT as it is backed by solid, liquid, and universally recognized assets

Meanwhile, the stablecoin has recorded significant growth in its ecosystem and is already looking at bagging another historic profit figure by the end of this year.

Tether Celebrates Multiple Milestones
During an interview at the Plan B Forum in Lugano, Switzerland, Ardoino shared that Tether expects its net profits to hit nearly $15 billion in 2025. In previous years, the company has seen such huge profits.

In 2024, it posted over $13 billion in net profit, and this was more than double its $6.2 billion from 2023. Whenever it records such outstanding returns, Tether’s low costs and Treasury-backed model are highlighted as key to its margins. Up to the time of this writing, USDT still maintains a dominant share of the stablecoin market.

Recently, it celebrated the milestone of reaching 500 million verified users among other achievements. Beyond USDT, the Tether ecosystem is moving at a fast pace. Earlier this October, its gold-backed token, XAUt, officially surpassed $1 billion in market value. This feat

was driven by gold reaching an All-time High (ATH) price at the time.

Disclaimer: Coinspeaker is committed to providing unbiased and transparent reporting. This article aims to deliver accurate and timely information but should not be taken as financial or investment advice. Since market conditions can change rapidly, we encourage you to verify information on your own and consult with a professional before making any decisions based on this content.

Tether (USDT) News, Cryptocurrency News, News

Benjamin Godfrey is a blockchain enthusiast and journalist who relishes writing about the real life applications of blockchain technology and innovations to drive general acceptance and worldwide integration of the emerging technology. His desire to educate people about cryptocurrencies inspires his contributions to renowned blockchain media and sites.

Godfrey Benjamin on X

Deutsche Digital Assets (DDA), a European crypto asset manager, has teamed up with Safello, the Nordic cryptocurrency exchange, to launch the Safello Bittensor Staked TAO exchange traded product (ETP).

Cardano integrates the x402 standard, enabling AI-driven payments and paving the way for an automated DeFi ecosystem powered by smart agents.

Emir Abyazov2 min read

29 October 2025, 01:44 PM

The Cardano network has begun integrating the x402 payment standard, designed to enable AI agents to conduct blockchain transactions without human intervention. The announcement came from the Masumi team, which is developing the Cardano-based infrastructure and implementing x402 support.

Developed initially by Coinbase and expanded with partners across the web ecosystem, x402 revives the idea of automated internet micropayments, allowing bots and AI agents to handle payments on-chain independently.

“This is very big for cardano,” said Charles Hoskinson, co-founder of the blockchain, in a post on X.

According to Masumi, the x402 standard enables HTTP-based payment requests and allows AI agents to:

Pay for resources and services via APIPerform transactions with ADA and USDMInteract with other AI systems without intermediariesMasumi has enhanced x402 with a trust layer — integrating identity, reputation, transparent auditing, and refund mechanisms. This framework could transform Cardano into the financial backbone of an “agent economy”, where autonomous systems trade, collaborate, and pay each other seamlessly.

Proof of Concept and DeFi AutomationA Proof-of-Concept is already active: users can mint a test memecoin by paying 2 USDM and a small amount of ADA. The team believes this integration could automate DeFi protocols, from token swaps to lending and staking, all without direct user interaction with smart contracts.

This is significant, as Cardano’s DeFi ecosystem still trails behind competitors.

According to DefiLlama, Cardano’s current market cap stands at $36.2 billion, with $290.4 million in locked DeFi liquidity and $36.2 million in stablecoins.

Source: defillama.comIn comparison, Ethereum and Tron hold $163 billion and $79 billion in stablecoins respectively.

Hoskinson has repeatedly criticized the Cardano Foundation for the slow DeFi rollout despite $15 million in 2024 marketing spend, including a sponsorship deal with FC Barcelona.

In October 2025, the Cardano community approved an additional $33 million in ADA to boost stablecoin liquidity for DeFi projects.

Masumi is now testing x402 on smart contracts and offering users a public demo to refine the standard’s real-world mechanics.

What’s Next for CardanoThe x402 integration is part of the Cardano Foundation’s updated roadmap, which also includes:

Implementation of CIP-0113 and CIP-0143 standardsAdoption of a new payment frameworkExpanded support for DeFi and Web3 startupsA 12% marketing budget increase planned for 2026If successful, Cardano could become the first major blockchain to create a functional AI-driven transaction network, bridging the gap between autonomous systems and decentralized finance.

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well-curated news from the crypto world!

Emir Abyazov

Editor-in-Chief at Coinpaper, scaling data-driven editorial ops, SEO-led discovery, and audience-first storytelling across crypto, AI, and fintech.

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CoinGape has covered the cryptocurrency industry since 2017, aiming to provide informative insights to our readers. Our journal analysts bring years of experience in market analysis and blockchain technology to ensure factual accuracy and balanced reporting. By following our Editorial Policy, our writers verify every source, fact-check each story, rely on reputable sources, and attribute quotes and media correctly. We also follow a rigorous Review Methodology when evaluating exchanges and tools. From emerging blockchain projects and coin launches to industry events and technical developments, we cover all facets of the digital asset space with unwavering commitment to timely, relevant information.

Conversations around BlockDAG, a multi-utility project currency currently in its presale stage, have gained more hype following rumors that its native token, BDAG, could soon go live on Coinbase and Kraken.

As a result of this news, and given that the project’s website already indicates a potential future listing on Binance, many are now forecasting whether its price could rise further.

Is BlockDAG’s Listing on Coinbase and Kraken Confirmed?
One thing that investors should keep in mind is that the reports about BlockDAG’s potential listing aren’t confirmed but are based on a tweet shared by Crypto Rover. The popular crypto news analyst shared a post featuring images of a few Coinbase documents, suggesting that BDAG could be the next crypto to go live.

Heard some bullish insider drop about @blockdagnetwork 👀

Looks like a few internal docs leaked — saying there might be listings on Coinbase and Kraken soon. https://t.co/VoaRn1sjpl

Not 100% confirmed, but if that’s real, it’s a pretty wild move for 2025 pic.twitter.com/KPQ42L1OjR

— Crypto Rover (@cryptorover) October 24, 2025

However, according to the listing agreement, the date is yet to be announced, which means it is not 100% confirmed.The reactions to these rumors are split. One side is bullish, such as That Martini Guy, who tweeted that it would be nice to see the project living up to the hype.

Seen a few posts saying @blockdagnetwork could be lining up listings on Coinbase and Kraken.

no confirmation anywhere, so definitely just a rumor at this stage.

interesting to see the talk starting and if the project lives up to the hype.

— That Martini Guy ₿ (@MartiniGuyYT) October 24, 2025

Skeptics of the news also exist, stating that until there is an official confirmation from Coinbase, such rumors should only be considered as speculation.

As for the rumors around the token’s listing on Kraken, the circulating document appears to be an early Kraken agreement. According to the same document, over 300K USDT has been allocated for system integration, 200K USDT and over 100K worth of BDAG tokens are allocated for marketing, and the last 300K USDT has been set aside for liquidity support.

What Impact Could Coinbase and Kraken Listing Have on BlockDAG?
BlockDAG has raised upwards of $430 million to date, making it potentially one of the popular presales of 2025. With the official website indicating that a Binance listing date is coming soon, there is a positive perception about the project among short-term investors.

Coinbase is the among the biggest cryptocurrency exchanges by trading volume according to CoinMarketCap, with daily trading volume exceeding $2.3 billion. Kraken, on the other hand, ranks as the 14th-largest centralized exchange in the market, with daily trading volume just above $1.6 billion.

Landing on either exchange could result in a positive reception for the project due to the “pumping effect” that such listings tend to have on crypto prices. Historically, Coinbase, much like Binance, has caused a listing pump in many assets’ prices. Kraken’s impact on crypto prices is slightly more diluted but still significant.

What also makes BlockDAG’s listing rumors worth paying attention to is the timing. The macroeconomic conditions, despite being volatile, are positive for new assets. From a marketing perspective, BlockDAG has also been very visible. Taking both elements into consideration, it is possible for BlockDAG to experience some degree of surge upon listing.

Final Words
At the time of writing, BlockDAG has raised upwards of $433 million. Described on the official website as a hybrid Layer 1 project that combines aspects of blockchain and a directed acyclic graph, BlockDAG asserts that it aims to tackle many of the existing shortfalls of the cryptocurrency market.

The huge funds raised, thanks to the combined efforts of the public sale and venture capitalist backing, reveal strong support for the project. The project’s X1 Miner app has already surpassed 3.5 million users, and the listing date on Binance could be revealed soon.

As a result, there may be some weight to the rumors about BDAG’s potential arrival on Kraken and Coinbase. However, investors are advised to wait for official confirmation from BlockDAG or the exchanges themselves before making decisions.

Investment disclaimer: The content reflects the author’s personal views and current market conditions. Please conduct your own research before investing in cryptocurrencies, as neither the author nor the publication is responsible for any financial losses.

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Bitcoin (CRYPTO: BTC) trades near $113,000 on Wednesday, caught between Peter Schiff's crash warning and a chart setup that could define its next major move.

Schiff Warns Of Confidence-Driven FragilityIn an X post, Schiff said Bitcoin "works only as long as there's a growing supply of fools." 

He argued that when momentum fades, belief erodes, and Bitcoin "crashes." 

The gold advocate's comments highlight long-standing skepticism that Bitcoin lacks intrinsic value and depends on continuous adoption. 

Supporters counter that Bitcoin's scarcity and decentralized design provide value similar to digital gold. 

BTC Holds Near Key Fibonacci Zone

Bitcoin Price Analysis (Source: TradingView)

Bitcoin has stabilized after last week's decline to $108,900. 

The daily chart shows price reclaiming the 20-day EMA at $112,405 and hovering near the 50-day EMA at $113,378. 

A close above $113,400 would confirm bullish control and open targets toward $117,660, the 0.618 retracement of the September drop. 

Further resistance appears at $121,490 and $126,369, the prior cycle high. 

Support Cluster Protects Bullish StructureSupport lies between $108,995 and $108,394, where the 200-day EMA aligns with the 0.236 Fibonacci level. 

Losing that band would tilt short-term bias negative and expose $103,576 as the next downside level. 

Momentum remains balanced, with RSI near 51. 

Strength above 55 would confirm renewed buying; a drop below 45 could revive bearish pressure. 

Why It MattersBitcoin sitting at $113,000 is not just about technical levels or Peter Schiff's critique. 

When confidence debates collide with Fibonacci pivots, the outcome often sets the tone for global risk appetite. 

This moment could determine whether Bitcoin evolves further into a macro asset or reverts to being a sentiment-driven trade.

Read Next:

Bitcoin At $113,000 As Jerome Powell Faces Crucial Decision At Fed Meeting
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TL;DR

World Liberty Financial is distributing approximately $1.2 million in WLFI tokens through an airdrop to early USD1 program users across six major exchanges.
The initiative rewards participants who contributed to the adoption of USD1 and supported trading activity.
While the move has generated excitement among investors, analysts caution that increased circulating supply could create short-term price pressure for WLFI amid ongoing market volatility.

World Liberty Financial, a DeFi project supported by US President Donald Trump, announced the distribution of 8.4 million WLFI tokens to early users of its USD1 points program. The initiative aims to reward loyal participants and stimulate further engagement across the ecosystem as WLFI navigates a challenging market, having dropped 24.6% since September.

WLFI Airdrop Rewards Early Participants And Boosts Adoption
The airdrop will be managed by six centralized exchanges, including Gate, KuCoin, LBank, HTX, Flipster, and MEXC. Eligible users are those who earned points through USD1 trading pairs or holding USD1 balances. Each exchange will handle its own reward allocation and distribution schedule, and participants are advised to consult announcements from their platform for specific details.

World Liberty Financial stated that the airdrop recognizes users who helped expand the USD1 ecosystem. According to CoinGecko, USD1 ranks among the top 10 stablecoins by market capitalization, making it a prominent vehicle for trading and adoption. The reward program underscores a strategy to incentivize active participation while promoting USD1 usage on partner exchanges.

Future Plans Include Expanded Programs And DeFi Integrations
The airdrop marks the start of a broader growth plan for both WLFI and USD1. World Liberty Financial confirmed that new ways to earn points, additional trading pairs, upcoming DeFi integrations, and wider reward opportunities will be introduced in the coming months. The team highlighted that this ongoing development is designed to sustain engagement and increase the utility of USD1 across the ecosystem.

Despite the market downturn, WLFI has shown a modest 3.86% recovery in the past 24 hours, trading at $0.151 at press time. However, sentiment remains cautious, with around 60% of traders maintaining a bearish outlook. Analysts note that while the airdrop may generate short-term excitement, it could also trigger selling pressure as recipients realize profits, making the token’s near-term trajectory uncertain.

The distribution’s impact will depend on user behavior and broader market conditions, with the potential to either rekindle interest or amplify volatility in the WLFI market over the coming weeks.

Key Takeaways
Why is TRON showing signs of a potential reversal?
Because Active Addresses surged to 6.23 million while TRX rebounded from channel support, forming a bullish divergence.

What signals confirm growing bullish sentiment in TRX markets?
Taker Buy Dominance and a 1.49 Long/Short Ratio indicated that traders were positioning for a breakout above $0.3236.

The TRON [TRX] network witnessed an extraordinary surge in activity, with Daily Active Addresses skyrocketing to 6.23 million, the second-highest in its history.

This surge in participation came as TRX traded near $0.29, following a steady decline from its $0.36 local high at press time.

Additionally, the contrast between rising network activity and price weakness created a bullish divergence, hinting that the asset’s intrinsic value might be outperforming market pricing.

Historically, such divergences have marked reversal zones, and TRON’s ecosystem engagement could be setting the stage for a near-term recovery.

TRX eyes recovery from descending channel support
After several weeks of selling, TRX rebounded from the lower boundary of a descending channel that has acted as dynamic support since August.

The recent bounce near $0.29 signaled renewed buying interest. On the daily chart, RSI stood at 33.42, as of writing, close to the oversold zone where reversals often emerge.

This setup reflected accumulation efforts by traders defending this structure. However, for momentum to strengthen, TRX must close above $0.3236.

A breakout above that level could trigger a move toward $0.3533 and $0.37, completing a potential mid-term reversal pattern.

Source: TradingView

Taker buy dominance reinforces the bullish divergence
Futures market sentiment aligned closely with TRON’s improving technical and on-chain outlook. 

The 90-day Cumulative Volume Delta (CVD) showed a clear dominance of Taker Buy Volume, meaning buyers are actively lifting sell orders rather than waiting for lower prices. 

Such activity typically signals expectations of continued upside from both retail and institutional traders. In fact, the increase in aggressive buying coincided with TRON’s growing network usage—an alignment often seen ahead of trend reversals.

Sustained taker buy pressure could serve as the next short-term catalyst, driving TRX toward higher resistance levels.

Long positions outweigh shorts as traders bet on a rebound
TRON’s Derivatives data further validated the growing bullish sentiment.

According to Binance’s Long/Short Ratio, 59.88% of positions are long while 40.12% remain short, creating a 1.49 ratio at press time. This meant that the majority of traders are anticipating a bounce from current support levels. 

Such a dominant long bias often emerges near the end of major corrections, signaling that market participants expect a relief rally. This sentiment gains even more strength with the Taker Buy activity already in control. 

On top of that, if Open Interest rises in tandem with this long bias, TRX could witness an accelerated push toward the $0.35–$0.37 region as momentum traders re-enter the market.

Is TRON ready for a bullish breakout?
TRON’s rebound from channel support, paired with surging active addresses, validated its bullish recovery setup. A daily close above $0.3236 would confirm the reversal and open a path to the $0.35–$0.37 zone.

The alignment of on-chain growth, taker buy dominance, and derivatives sentiment positioned TRX for a potential breakout if momentum holds.

Bitcoin's derivatives traders are having a field day — even as spot prices cool near $113,500, roughly 10% shy of the $126,000 record. Futures Frenzy: CME Still the Kingpin Futures and options markets are flashing signs of heavy positioning and cautious optimism. Bitcoin futures open interest (OI) now sits around $73.8 billion, according to coinglass.

Finding cryptocurrency projects under $0.01 with genuine utility has become increasingly challenging in 2025. Most low-priced tokens rely on hype cycles and social media momentum rather than sustainable value creation. PEPE coin exemplifies this speculative approach, riding meme culture waves while lacking fundamental utility. Tapzi presents a contrasting model, offering skill-based gaming infrastructure at $0.0035 per token during its presale phase.

The distinction matters for investors seeking lasting returns from the best altcoins to invest in, rather than short-term price swings. PEPE recently entered bear market territory after a 91% decline from peak levels, demonstrating the fragility of sentiment-driven tokens. Tapzi builds on verifiable technology with playable beta features already deployed on BNB Smart Chain.

Blockchain gaming represents one of cryptocurrency’s fastest-growing sectors, projected to reach $125 billion by 2032. Traditional GameFi projects like Axie Infinity collapsed after unsustainable tokenomics drained player earnings. Tapzi introduces skill-to-earn mechanics that eliminate inflationary token printing, creating a zero-sum competitive environment where winners claim staked prizes.

Gaming Infrastructure Versus Social Sentiment
PEPE coin currently trades around $0.056974 after failing to maintain its bull market support band. The token generates no revenue, produces no platform utility, and depends entirely on community enthusiasm for price action. Technical analysis shows consistently lower highs and lower lows on weekly charts, with predictions suggesting further decline to $0.000005.

Tapzi operates live matchmaking systems for Chess, Checkers, Tic-Tac-Toe, and Rock-Paper-Scissors through its Beta v0.1 release. Players stake TAPZI tokens to enter competitions, with skill-based outcomes determining prize distribution. This creates organic token demand beyond speculative trading, as users require tokens for gameplay participation rather than solely investment purposes.

The platform employs AI-powered anti-cheat systems combined with a hybrid architecture that processes gameplay off-chain while recording results on-chain. This design eliminates network fee friction through gasless gameplay while maintaining blockchain verification standards. Third-party developers can integrate custom games through Tapzi’s SDK, expanding competitive options beyond the initial four titles.

Token Economics Drive Long-Term Value Retention
PEPE’s unlimited social dominance, with 28,200 engaged posts generating 3 million interactions daily, masks underlying structural weaknesses. The token lacks mechanisms to reduce circulating supply or create sustained demand pressure. Price movements correlate directly with social media trends rather than fundamental developments.

Tapzi implements a fixed supply cap of 5 billion tokens with disciplined distribution, allocating only 20% to presale participants. This creates inherent scarcity from launch, contrasting sharply with meme coins that often distribute the majority of supplies during presale phases. The deflationary model prevents post-launch volatility that plagued earlier GameFi projects.

Vesting schedules reinforce long-term holder incentives. Only 25% of presale tokens unlock immediately at the Token Generation Event, with the remaining 75% vesting linearly across three months. Team and development allocations face six-month lockups before vesting over an additional 18 months. These restrictions prevent sudden supply shocks that typically crash speculative token prices.

Token utility spans multiple functions within the Tapzi ecosystem. Users need tokens for tournament entries, in-game purchases, NFT upgrades, staking mechanisms, and player rewards. This multi-utility design ensures consistent demand beyond speculative trading, as active platform participants continuously acquire tokens for functional purposes.

Presale Positioning Offers Strategic Entry Point
PEPE investors who bought near peak prices face 91% unrealized losses with uncertain recovery timelines. The Fear & Greed index registers 28 (Fear) for PEPE, indicating cautious market sentiment despite social media activity. Technical resistance at the 200-day EMA band of $0.00001119 must be reclaimed before bullish trends can resume.

Tapzi presale participants purchasing at $0.0035 gain immediate 185% unrealized gains at the planned $0.01 listing price on PancakeSwap. The presale has achieved 57% completion with over 81.7 million tokens sold, demonstrating strong early adoption momentum. Multiple payment options, including credit cards, USDT, BNB, ETH, and POL across five blockchain networks, maximize accessibility.

Early investors experience the platform’s competitive features through Beta v0.1 rather than waiting months for promised functionality. This transparency builds credibility uncommon among presale projects that launch tokens before delivering working products. Users can verify Tapzi’s technical capabilities firsthand before the public launch phase.

The project launched its $500,000 community giveaway spanning nine prize tiers, with first place receiving $100,000. This substantial incentive program drives user acquisition while creating viral marketing momentum. Top referrers earn $2,000 each, encouraging organic community growth through participant networks rather than paid advertising alone.

Market Timing Favors Utility-Driven Projects
Web3 gaming reached 1 million daily active users in Q1 2025, with projections for fivefold growth by 2032. The Altcoin Season Index currently registers 58-63 out of 100, indicating strong market appetite for alternative cryptocurrencies beyond Bitcoin and Ethereum. Tapzi enters this environment with functional technology rather than speculative promises.

Traditional blockchain gaming models burned player capital through unsustainable earn mechanics requiring constant new user influx. Tapzi’s skill-based competitions transfer value between participants rather than minting new tokens as rewards. This fundamental difference creates sustainable economics that don’t collapse when user growth slows.

Cross-chain expansion plans targeting Ethereum, Polygon, Arbitrum, and Solana networks will broaden accessibility and liquidity once trading begins. Multi-chain presence allows users across different blockchain ecosystems to participate without bridging assets between networks. This strategy positions Tapzi for maximum market penetration across crypto’s fragmented infrastructure landscape.

Q4 2025 roadmap milestones include PancakeSwap listing, Platform Beta Mainnet with full token staking integration, and the First Global Tournament with live leaderboards. Mobile app alpha releases for Android and iOS follow, eliminating download friction that limits blockchain gaming adoption. User acquisition campaigns through gaming guilds and influencer partnerships target mainstream audiences beyond crypto-native participants. For individuals looking for the best altcoins to invest in under a cent, Tapzi is a compelling pick.

Media Links:

Website: https://tapzi.io/

Whitepaper: https://docs.tapzi.io/

X Handle: https://x.com/Official_Tapzi

Disclaimer: The statements, views and opinions expressed in this article are solely those of the content provider and do not necessarily represent those of Crypto Reporter. Crypto Reporter is not responsible for the trustworthiness, quality, accuracy of any materials in this article. This article is provided for educational purposes only. Crypto Reporter is not responsible, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods or services mentioned in this article. Do your research and invest at your own risk.

Automatic Data Processing (ADP - Free Report) came out with quarterly earnings of $2.49 per share, beating the Zacks Consensus Estimate of $2.44 per share. This compares to earnings of $2.33 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of +2.05%. A quarter ago, it was expected that this payroll and human resources company would post earnings of $2.22 per share when it actually produced earnings of $2.26, delivering a surprise of +1.8%.

Over the last four quarters, the company has surpassed consensus EPS estimates four times.

ADP, which belongs to the Zacks Internet - Software industry, posted revenues of $5.18 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 0.95%. This compares to year-ago revenues of $4.83 billion. The company has topped consensus revenue estimates four times over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

ADP shares have lost about 4.5% since the beginning of the year versus the S&P 500's gain of 17.2%.

What's Next for ADP?While ADP has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for ADP was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $2.61 on $5.33 billion in revenues for the coming quarter and $10.92 on $21.73 billion in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Internet - Software is currently in the top 30% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

Workiva (WK - Free Report) , another stock in the same industry, has yet to report results for the quarter ended September 2025. The results are expected to be released on November 5.

This maker of software for managing regulatory filings is expected to post quarterly earnings of $0.38 per share in its upcoming report, which represents a year-over-year change of +81%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.

Workiva's revenues are expected to be $219.11 million, up 18% from the year-ago quarter.

Bausch + Lomb (BLCO - Free Report) came out with quarterly earnings of $0.18 per share, beating the Zacks Consensus Estimate of $0.16 per share. This compares to earnings of $0.17 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of +12.50%. A quarter ago, it was expected that this company would post earnings of $0.06 per share when it actually produced earnings of $0.07, delivering a surprise of +16.67%.

Over the last four quarters, the company has surpassed consensus EPS estimates three times.

Bausch + Lomb, which belongs to the Zacks Medical Services industry, posted revenues of $1.28 billion for the quarter ended September 2025, missing the Zacks Consensus Estimate by 0.04%. This compares to year-ago revenues of $1.2 billion. The company has topped consensus revenue estimates two times over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

Bausch + Lomb shares have lost about 15.8% since the beginning of the year versus the S&P 500's gain of 17.2%.

What's Next for Bausch + Lomb?While Bausch + Lomb has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for Bausch + Lomb was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.35 on $1.4 billion in revenues for the coming quarter and $0.51 on $5.09 billion in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Medical Services is currently in the top 39% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

Ascend Wellness Holdings, Inc. (AAWH - Free Report) , another stock in the same industry, has yet to report results for the quarter ended September 2025. The results are expected to be released on November 10.

This company is expected to post quarterly loss of $0.10 per share in its upcoming report, which represents a year-over-year change of +23.1%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.

Ascend Wellness Holdings, Inc.'s revenues are expected to be $128.83 million, down 9.1% from the year-ago quarter.