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Olin (OLN - Free Report) came out with quarterly earnings of $0.14 per share, beating the Zacks Consensus Estimate of $0.1 per share. This compares to earnings of $0.4 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of +40.00%. A quarter ago, it was expected that this chlor-alkali and ammunition producer' would post earnings of $0.07 per share when it actually produced earnings of $0.07, delivering no surprise.

Over the last four quarters, the company has surpassed consensus EPS estimates two times.

Olin, which belongs to the Zacks Chemical - Diversified industry, posted revenues of $1.75 billion for the quarter ended September 2026, missing the Zacks Consensus Estimate by 2.63%. This compares to year-ago revenues of $1.71 billion. The company has topped consensus revenue estimates three times over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

Olin shares have lost about 20.9% since the beginning of the year versus the S&P 500's gain of 13.1%.

What's Next for Olin?While Olin has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for Olin was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is -$0.37 on $1.71 billion in revenues for the coming quarter and -$0.90 on $6.83 billion in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Chemical - Diversified is currently in the bottom 16% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

Innospec (IOSP - Free Report) , another stock in the same industry, has yet to report results for the quarter ended September 2026. The results are expected to be released on November 3.

This specialty chemicals company is expected to post quarterly earnings of $1.26 per share in its upcoming report, which represents a year-over-year change of +12.5%. The consensus EPS estimate for the quarter has been revised 1.1% lower over the last 30 days to the current level.

Innospec's revenues are expected to be $489.75 million, up 10.8% from the year-ago quarter.

FMC (FMC - Free Report) came out with a quarterly loss of $4.41 per share versus the Zacks Consensus Estimate of $0.08. This compares to earnings of $0.89 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of -5,612.50%. A quarter ago, it was expected that this chemical producer would post earnings of $0.21 per share when it actually produced earnings of $0.26, delivering a surprise of +23.81%.

Over the last four quarters, the company has surpassed consensus EPS estimates two times.

FMC, which belongs to the Zacks Agriculture - Operations industry, posted revenues of $105.9 million for the quarter ended September 2026, surpassing the Zacks Consensus Estimate by 9.29%. This compares to year-ago revenues of $961.3 million. The company has topped consensus revenue estimates two times over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

FMC shares have lost about 67.8% since the beginning of the year versus the S&P 500's gain of 13.1%.

What's Next for FMC?While FMC has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for FMC was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #5 (Strong Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.71 on $1.05 billion in revenues for the coming quarter and $0.99 on $2.6 billion in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Agriculture - Operations is currently in the bottom 11% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

Archer Daniels Midland (ADM - Free Report) , another stock in the same industry, has yet to report results for the quarter ended September 2026. The results are expected to be released on November 3.

This agribusiness giant is expected to post quarterly earnings of $1.63 per share in its upcoming report, which represents a year-over-year change of +77.2%. The consensus EPS estimate for the quarter has been revised 6.3% lower over the last 30 days to the current level.

Archer Daniels Midland's revenues are expected to be $22.67 billion, up 11.3% from the year-ago quarter.

CNO Financial (CNO - Free Report) came out with quarterly earnings of $1.9 per share, beating the Zacks Consensus Estimate of $1.09 per share. This compares to earnings of $0.96 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of +74.31%. A quarter ago, it was expected that this insurance holding company would post earnings of $0.99 per share when it actually produced earnings of $1.26, delivering a surprise of +27.27%.

Over the last four quarters, the company has surpassed consensus EPS estimates four times.

CNO, which belongs to the Zacks Insurance - Multi line industry, posted revenues of $1.15 billion for the quarter ended September 2026, surpassing the Zacks Consensus Estimate by 15.88%. This compares to year-ago revenues of $1.19 billion. The company has topped consensus revenue estimates four times over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

CNO shares have added about 28% since the beginning of the year versus the S&P 500's gain of 13.1%.

What's Next for CNO?While CNO has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for CNO was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.31 on $1.02 billion in revenues for the coming quarter and $4.74 on $4.02 billion in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Insurance - Multi line is currently in the bottom 34% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

One other stock from the same industry, Assured Guaranty (AGO - Free Report) , is yet to report results for the quarter ended September 2026. The results are expected to be released on November 5.

This insurance holding company is expected to post quarterly earnings of $1.71 per share in its upcoming report, which represents a year-over-year change of -33.5%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.

Assured Guaranty's revenues are expected to be $193.1 million, down 6.3% from the year-ago quarter.

Sui, a layer-1 blockchain developed for high throughput and low latency transactions, is expanding its reach in Latin America by partnering with Mercado Bitcoin. Mercado Bitcoin is recognized as Latin America’s largest digital asset exchange and now stands as the first platform in Brazil to integrate Sui network transfers.

Mercado Bitcoin Opens Sui Access for 4.5 Million UsersThrough this collaboration, Mercado Bitcoin’s 4.5 million clients are able to buy, sell, send, and receive SUI tokens, as well as stablecoins USDC and USDsui directly on the exchange. The move provides Brazilian users with a new entry point into Sui’s ecosystem, broadening the asset choices on one of the region’s most established digital asset platforms.

USDsui, Sui’s own stablecoin, will have expanded utility by being eligible as collateral for Mercado Bitcoin’s lending offerings. This development intends to create new opportunities for Brazilian customers to use their digital assets within decentralized finance applications, such as borrowing and lending.

Both companies are also exploring integration with Hashi, a Bitcoin infrastructure protocol built by Sui. If the required infrastructure goes live on the mainnet, Hashi could allow for lending and borrowing activities using native Bitcoin, potentially broadening the appeal of the Sui ecosystem among traditional cryptocurrency users.

Mini dictionary: Hashi is a cross-chain protocol developed by Sui to connect Bitcoin to Sui’s blockchain infrastructure. It aims to enable use of native Bitcoin for activities such as lending, borrowing, and trading on Sui-based decentralized applications.

Mercado Bitcoin is also preparing to launch its tokenized real-world asset program on Sui’s infrastructure. The company has previously issued more than 800 tokenized assets since 2019, further strengthening the tie between traditional finance and blockchain-based offerings.

Mercado Bitcoin’s 4.5 million users can now access SUI, USDC, and USDsui on the Sui network for buying, selling, sending, and receiving digital assets, while plans to expand lending and tokenization capabilities are currently underway.

Brazil Expansion and Technical Price AnalysisMarket observers view this integration as an opportunity for Sui to increase network activity and drive greater adoption through access to millions of Brazilian digital asset investors. While the listing of SUI and associated stablecoins on a top-tier exchange marks a significant development, analysts emphasize that real impact will depend on user adoption and the scale of actual transactions executed through Mercado Bitcoin.

On the technical side, cryptocurrency analyst Crypto With Gopal has identified a falling wedge chart formation in SUI’s four-hour timeframe, which generally signals the potential for a bullish breakout. The price has approached the $0.90 support zone, a crucial level to watch for traders.

Analysts note that a breakout above the $0.96 to $1.00 resistance could shift sentiment toward a bullish outlook, making the $1.20 to $1.25 region an area of increased price interest. Any move below $0.90, however, could lead to further downside risk for SUI in the near term.

Support LevelResistance LevelBullish TargetBearish Scenario$0.90$0.96–$1.00$1.20–$1.25Below $0.90Analysts suggest that trading volumes should be closely tracked, as higher buyer momentum could provide confirmation of any sustained reversal. Conversely, failure to break past $1.00 or a sharp drop below $0.90 may lead to a period of consolidation or further downside volatility.

SUI’s price outlook and network growth in Brazil will likely be influenced by both adoption trends following the Mercado Bitcoin expansion and ongoing efforts to support lending and tokenization features on the Sui blockchain.

For the quarter ended September 2026, Ryan Specialty Group (RYAN - Free Report) reported revenue of $789.96 million, up 4.7% over the same period last year. EPS came in at $0.51, compared to $0.47 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $788.82 million, representing a surprise of +0.15%. The company delivered an EPS surprise of +4.08%, with the consensus EPS estimate being $0.49.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Ryan Specialty performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Revenue- Fiduciary investment income: $14.88 million versus the four-analyst average estimate of $13.5 million. The reported number represents a year-over-year change of -1%.Revenue- Net commissions and fees: $775.08 million versus the four-analyst average estimate of $775.1 million. The reported number represents a year-over-year change of +4.8%.Revenue- Net commissions and fees- Binding Authority: $93.01 million compared to the $93.67 million average estimate based on two analysts. The reported number represents a change of +3.8% year over year.Revenue- Net commissions and fees- Underwriting Management: $287.79 million versus the two-analyst average estimate of $294.7 million. The reported number represents a year-over-year change of +5.4%.Revenue- Net commissions and fees- Wholesale Brokerage: $394.28 million versus $384.33 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +4.6% change.View all Key Company Metrics for Ryan Specialty here>>>

Shares of Ryan Specialty have returned +15.2% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

These 3 Wood Stocks are about to go on DiscountUFP Industries NASDAQ: UFPI reported third-quarter 2026 net sales growth of 11% as organic unit volume rose 4%, marking the company’s second consecutive quarter of year-over-year volume growth. Management said demand appeared to be stabilizing across much of its portfolio, though end markets remained challenging and uneven.

Net sales totaled $1.73 billion, up from $1.56 billion a year earlier. Volume increased 6%, including 4% organic unit growth and a 2% contribution from acquisitions, while pricing added 5%, Chief Financial Officer Mike Cole said. The pricing increase reflected higher lumber prices passed through to customers and programs intended to offset other inflationary pressures.

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Adjusted EBITDA declined to $119 million from $140 million in the prior-year quarter, and adjusted EBITDA margin fell to 6.9% from 9.0%. Cole said higher transportation costs were the primary reason for the decline. Transportation costs, net of fuel surcharges, increased $19 million year over year during the quarter, reducing margin by 1.3 percentage points.

Freight costs weigh on profitability CEO Will Schwartz said transportation costs emerged as a significant industry challenge during 2026. Excluding fuel, freight rates increased 30% year over year as driver shortages, reduced carrier capacity and a stricter regulatory environment affected the market.

For the full year, UFP expects elevated freight costs to have a net $65 million impact on results. Cole said the company had experienced a $56 million increase in total transportation costs year to date, partly offset by about $7 million of fuel surcharges and pricing adjustments. Of the increase, he attributed $41 million to capacity leaving the market amid regulatory changes and $15 million to fuel costs.

Management said it expects freight rates to remain elevated through year-end and views the increase as a structural shift in baseline transportation pricing. The company is pursuing pricing recovery while also changing operating practices to reduce costs in 2027.

Newly acquired and greenfield operations also reported a combined negative EBITDA contribution of $3 million in the third quarter. Excluding the freight impact and losses from those newer operations, EBITDA across UFP’s business units increased by $1 million from a year earlier, according to Cole.

Retail growth led by Deckorators Retail sales increased 7% to $635 million, supported by 6% higher pricing, a 1% acquisition contribution and flat organic unit volume. Within the segment, ProWood units declined 4%, while Deckorators units grew 21%. The MoistureShield acquisition contributed 10% to retail volumes.

Deckorators decking sales rose 69% during the quarter, including 70% growth in mineral-based Surestone products. Surestone sales were up 45% year to date. Improved production throughput at the company’s Selma and Buffalo facilities reduced the Surestone backlog to $18 million at quarter-end from $30 million at the end of the second quarter.

Schwartz said the decline in backlog reflected higher production rather than cancellations. He said the company expects to generate an additional $50 million in decking sales in 2027 compared with 2026 results, supported by expanded capacity and an upcoming agreement with a two-step distributor that is expected to fill geographic distribution gaps.

UFP now expects approximately $85 million in 2026 composite decking sales growth, including a $10 million inventory build at ProWood distribution locations, versus its prior $90 million decking target. The shortfall was tied to the ramp-up of the Buffalo facility, which began operating in April. The company also expects railing and other products to fall about $15 million below plan after anticipated share gains did not materialize and it lost a significant customer in the Ultra Aluminum business.

Retail adjusted EBITDA fell $6 million to $34 million, with margin declining to 5.4% from 6.7%. Cole said $8 million of higher transportation costs in ProWood and Deckorators masked improving profitability at Deckorators as production throughput increased.

Packaging and construction results Packaging sales rose 18% to $466 million, driven by 9% organic unit growth, a 6% acquisition contribution and 3% higher pricing. Structural Packaging volume increased 14%, while national-account sales rose 35% on new customer wins. PalletOne volume grew 18%, aided by acquisitions and 1% organic growth, while Protective Packaging volume rose 5% as greenfield facilities progressed toward sales targets.

Packaging adjusted EBITDA declined $7 million to $27 million. Cole cited higher transportation and material costs, particularly elevated pallet materials that have been difficult to pass through to customers. Improved profitability at Structural Packaging partly offset the pressure.

The company also announced plans to acquire Apache Products, a wood pallet manufacturer serving the Texas and Louisiana Gulf region. Schwartz said Apache will join the PalletOne platform and expand UFP’s ability to serve industrial and petrochemical customers.

Construction sales increased 11% to $552 million, with units up 4% and selling prices up 7%. Site Built organic unit volume rose 12%, which management attributed to company-specific initiatives including its Frame Forward solution-selling approach, growth in light-gauge metal components and alternative materials. Schwartz cautioned that the result should not be viewed as evidence of a broader recovery in residential construction.

Factory Built units declined 10%, reflecting UFP’s planned exit from lower-margin commodity sales and a 6% decline in industry production. Commercial volume increased 20%, while concrete-forming volume grew 6%.

Construction adjusted EBITDA declined $4 million to $38 million, pressured by pricing conditions in Site Built and higher material costs. Growth and operating leverage in commercial and concrete forming partially offset those headwinds.

Capital allocation and outlook At the end of September, UFP had approximately $677 million of cash, no outstanding revolver borrowings and total liquidity of about $2 billion. Year-to-date free-cash-flow conversion was 75% of adjusted EBITDA.

The board approved a quarterly dividend of $0.36 per share, payable in December, representing a 3% increase from the prior year. UFP repurchased $183 million of shares year to date, including $41 million in the third quarter, at an average price of about $84 per share. The company expects 2026 capital expenditures of $150 million to $175 million, including about $75 million of maintenance spending.

Management left its full-year outlook unchanged, expecting macroeconomic pressures, soft end-market demand and elevated energy and transportation costs to persist through year-end. For 2027, UFP said it sees opportunities to improve results through freight mitigation, maturing greenfield operations, acquisitions, productivity initiatives, new products and market-share gains.

About UFP Industries (NASDAQ:UFPI)UFP Industries, Inc is a diversified manufacturer and distributor of wood, composite and other products serving the retail, construction and industrial markets. The company supplies materials and components used in outdoor living, residential and commercial construction, manufactured housing, packaging and a range of industrial applications.

Its products include treated lumber, decking, fencing, landscaping products, roof trusses, wall panels, wood components, pallets, crates, specialty packaging and other custom-engineered products.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected].

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NEW ORLEANS, Oct. 29, 2026 (GLOBE NEWSWIRE) -- ClaimsFiler, a FREE shareholder information service, reminds investors that they have until December 7, 2026 to file lead plaintiff applications in a securities class action lawsuit against The Ensign Group, Inc. (“Ensign” or the “Company”) (NasdaqGS: ENSG), if they purchased or otherwise acquired The Ensign Group, Inc. securities between February 10, 2022 and June 18, 2026, inclusive (the “Class Period”). This action is pending in the United States District Court for the Central District of California.

Get Help

Ensign investors should visit us at https://claimsfiler.com/cases/nasdaq-ensg/ or call toll-free (833) 538-3601. Lawyers at Kahn Swick & Foti, LLC are available to discuss your legal options.

About the Lawsuit

Ensign and certain of its executives are charged with failing to disclose material information during the Class Period, violating federal securities laws.

Specifically, the lawsuit alleges that Defendants failed to disclose to investors that: (i) Ensign’s business model depends on the systematic and widespread neglect of elderly people who live in its facilities, including those with needs for high levels of care; (ii) Ensign’s abuse and neglect includes not giving residents enough food, medical attention, or even basic toiletries as well as failing to respond to residents in clear distress, which has resulted in resident deaths; (iii) Ensign uses self-reporting measures as a way to cover up that it systematically neglects patients; (iv) Ensign defrauds Medicaid and Medicare by taking federal funds to help patients who need high levels of care, and then neglecting those same patients; (v) Ensign falsifies the number of hours that Certified Nursing Assistants spend with residents; (vi) Ensign engages in an illegal scheme to rent the licenses of Administrators who are not generally present at, nor actually managing, its facilities; and (vii) Ensign materially understated the reputational and litigation exposure that comes with a dangerous, abhorrent, and illegal business model.

The case is Perusek v. The Ensign Group, Inc., No. 26-cv-02963.

About ClaimsFiler

ClaimsFiler has a single mission: to serve as the information source to help retail investors recover their share of billions of dollars from securities class action settlements. At ClaimsFiler.com, investors can: (1) register for free to gain access to information and settlement websites for various securities class action cases so they can timely submit their own claims; (2) upload their portfolio transactional data to be notified about relevant securities cases in which they may have a financial interest; and (3) submit inquiries to the Kahn Swick & Foti, LLC law firm for free case evaluations.

To learn more about ClaimsFiler, visit www.claimsfiler.com.

Merit Medical (MMSI - Free Report) reported $416.24 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 8.4%. EPS of $1.12 for the same period compares to $0.92 a year ago.

The reported revenue represents a surprise of +1.43% over the Zacks Consensus Estimate of $410.39 million. With the consensus EPS estimate being $1.04, the EPS surprise was +7.69%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Merit Medical performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Geographic Sales- International: $160.3 million versus the two-analyst average estimate of $163.95 million. The reported number represents a year-over-year change of +4.4%.Geographic Sales- United States: $255.95 million versus the two-analyst average estimate of $246.25 million. The reported number represents a year-over-year change of +11%.Revenue- Therapeutic: $140.51 million versus $136.94 million estimated by five analysts on average.Revenue- Foundational: $275.74 million versus the five-analyst average estimate of $273.45 million.View all Key Company Metrics for Merit Medical here>>>

Shares of Merit Medical have returned +6.9% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Schneider National (SNDR - Free Report) came out with quarterly earnings of $0.29 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.12 per share a year ago. These figures are adjusted for non-recurring items.

A quarter ago, it was expected that this trucking company would post earnings of $0.22 per share when it actually produced earnings of $0.29, delivering a surprise of +31.82%.

Over the last four quarters, the company has surpassed consensus EPS estimates two times.

Schneider National, which belongs to the Zacks Transportation - Services industry, posted revenues of $1.59 billion for the quarter ended September 2026, surpassing the Zacks Consensus Estimate by 0.09%. This compares to year-ago revenues of $1.45 billion. The company has topped consensus revenue estimates two times over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

Schneider National shares have added about 12% since the beginning of the year versus the S&P 500's gain of 13.1%.

What's Next for Schneider National?While Schneider National has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for Schneider National was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.34 on $1.57 billion in revenues for the coming quarter and $1.04 on $6.12 billion in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Transportation - Services is currently in the bottom 20% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

Another stock from the same industry, Universal Logistics (ULH - Free Report) , has yet to report results for the quarter ended September 2026.

This trucking and logistics company is expected to post quarterly earnings of $0.32 per share in its upcoming report, which represents a year-over-year change of +33.3%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.

Universal Logistics' revenues are expected to be $390.4 million, down 1.6% from the year-ago quarter.

Schneider National (SNDR - Free Report) reported $1.59 billion in revenue for the quarter ended September 2026, representing a year-over-year increase of 9.2%. EPS of $0.29 for the same period compares to $0.12 a year ago.

The reported revenue represents a surprise of +0.09% over the Zacks Consensus Estimate of $1.58 billion. With the consensus EPS estimate being $0.29, the company has not delivered EPS surprise.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Schneider National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Operating Ratio - Consolidated: 96.1% compared to the 95.1% average estimate based on five analysts.Intermodal - Operating Ratio: 92.1% compared to the 92.4% average estimate based on four analysts.Truckload - Operating Ratio: 93% versus the four-analyst average estimate of 92.4%.Logistics - Operating Ratio: 100% compared to the 96.7% average estimate based on four analysts.Revenues- Fuel surcharge: $240.2 million compared to the $220.11 million average estimate based on five analysts. The reported number represents a change of +57.3% year over year.Revenues- Intermodal: $287.7 million versus $293.03 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +2.2% change.Revenues- Logistics: $372.5 million compared to the $355.41 million average estimate based on four analysts. The reported number represents a change of +12.2% year over year.Revenues- Other: $109 million compared to the $124.87 million average estimate based on four analysts. The reported number represents a change of -7.5% year over year.Revenues- Inter-segment eliminations: $-48.9 million versus $-55.82 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -12.8% change.Revenues (excluding fuel surcharge)- Total Truckload: $624.8 million versus $1.37 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -51.9% change.Revenues- Truckload: $624.8 million versus $639.97 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +0.1% change.Revenues (excluding fuel surcharge)- Network: $196.5 million compared to the $209.95 million average estimate based on two analysts. The reported number represents a change of +4.9% year over year.View all Key Company Metrics for Schneider National here>>>

Shares of Schneider National have returned -6.7% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Ameriprise Financial is rated a "Buy," with ~17% upside to a $585 target, despite persistent AI-driven overhangs. AMP's Q3 showed resilient wealth management and asset management results, with adjusted EPS up 22% and AUM up 8% to $1.8 trillion. Cash sweep revenue remains a key profit driver; AI risks are seen as overblown, with balances stable and limited impact on earnings.

Mohawk Industries (MHK - Free Report) came out with quarterly earnings of $2.72 per share, beating the Zacks Consensus Estimate of $2.56 per share. This compares to earnings of $2.67 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of +6.25%. A quarter ago, it was expected that this flooring maker would post earnings of $2.57 per share when it actually produced earnings of $3.67, delivering a surprise of +42.8%.

Over the last four quarters, the company has surpassed consensus EPS estimates four times.

Mohawk Industries, which belongs to the Zacks Textile - Home Furnishing industry, posted revenues of $2.79 billion for the quarter ended September 2026, missing the Zacks Consensus Estimate by 2.04%. This compares to year-ago revenues of $2.76 billion. The company has topped consensus revenue estimates just once over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

Mohawk Industries shares have added about 16.9% since the beginning of the year versus the S&P 500's gain of 13.1%.

What's Next for Mohawk Industries?While Mohawk Industries has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for Mohawk Industries was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.67 on $2.67 billion in revenues for the coming quarter and $9.85 on $11.25 billion in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Textile - Home Furnishing is currently in the bottom 13% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

Another stock from the same industry, Interface (TILE - Free Report) , has yet to report results for the quarter ended September 2026. The results are expected to be released on November 6.

This carpet tile company is expected to post quarterly earnings of $0.61 per share in its upcoming report, which represents no change from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.

Interface's revenues are expected to be $375 million, up 2.9% from the year-ago quarter.

 | Source: First Hawaiian, Inc.

HONOLULU and CHICO, Calif., Oct. 29, 2026 (GLOBE NEWSWIRE) -- First Hawaiian, Inc. (NASDAQ: FHB) ("First Hawaiian"), parent company of First Hawaiian Bank, and TriCo Bancshares (NASDAQ: TCBK) ("TriCo"), parent company of Tri Counties Bank, jointly announced that they have received all required approvals from their respective stockholders and shareholders related to First Hawaiian’s acquisition of TriCo. The final voting results from each special meeting will be reported in separate Current Reports on Form 8-K to be filed by First Hawaiian and TriCo with the U.S. Securities and Exchange Commission.

“We’re pleased with the strong support stockholders of both companies have shown for this acquisition,” said Bob Harrison, Chairman, President and CEO of First Hawaiian. “Bringing our banks together will give us greater capacity to invest in the products, services and lending capabilities our customers and communities need. We look forward to the growth opportunities ahead and the long-term value we can create for our stockholders.”

"Today's vote marks an exciting milestone toward creating a leading regional bank headquartered in the West," said Rick Smith, President and CEO of TriCo. "We believe this combination unites two like-minded organizations committed to the customers and communities we serve. As we prepare to join First Hawaiian Bank, we are focused on carefully planning and coordinating the integration of our people, systems and operations. We are excited about our shared future, and Tri Counties Bank remains committed to supporting our customers and employees in the years ahead."  

Completion of the transaction remains subject to the satisfaction or waiver of the remaining customary closing conditions set forth in the merger agreement. First Hawaiian and TriCo expect the transaction to close later in 2026, subject to these conditions.

First Hawaiian, Inc.

First Hawaiian, Inc. (NASDAQ: FHB) is a bank holding company headquartered in Honolulu, Hawaii. Its principal subsidiary, First Hawaiian Bank, founded in 1858 under the name Bishop & Company, is Hawaii’s oldest and largest financial institution with branch locations throughout Hawaii, Guam and Saipan. The company offers a comprehensive suite of banking services to consumer and commercial customers including deposit products, loans, wealth management, insurance, trust, retirement planning, credit card and merchant processing services. Customers may also access their accounts through ATMs, online and mobile banking channels. For more information about First Hawaiian, Inc., visit the Company’s website, www.fhb.com.

TriCo Bancshares

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California, providing services in traditional stand-alone and in-store bank branches and loan production offices in communities throughout California. Tri Counties Bank provides an extensive and competitive breadth of consumer, small business and commercial banking financial services, along with convenient around-the-clock ATMs, online and mobile banking access. Brokerage services are provided by Tri Counties Advisors through affiliation with Raymond James Financial Services, Inc. Visit www.TriCountiesBank.com to learn more.

Forward-Looking Statements
This communication may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, including, among others, statements regarding the expected timing, completion and effects of the proposed business combination transaction between First Hawaiian, Inc. (“FHI”) and TriCo Bancshares (“TriCo”) (the “Transaction”), and the plans, objectives, expectations and intentions of FHI and TriCo. Any statement that does not describe historical or current facts is a forward-looking statement. Forward-looking statements are often, but not always, made through the use of words or phrases such as “annualized,” “anticipate,” “believe,” “continue,” “could,” “estimate,” “expect,” “goal,” “intend,” “may,” “might,” “outlook,” “plan,” “potential,” “predict,” “projection,” “seek,” “should,” “target,” “will,” “would” or the negative version of those words or other comparable words or phrases of a future or forward-looking nature.

FHI and TriCo caution that the forward-looking statements in this communication are not guarantees of future performance and involve a number of known and unknown risks, uncertainties and assumptions that are difficult to assess and are subject to change based on factors which are, in many instances, beyond FHI’s and TriCo’s control. A number of important factors could cause actual results to differ materially from those indicated in these forward-looking statements, including the following: changes in general economic, political, or industry conditions, and in conditions impacting the banking industry specifically; uncertainty in U.S. fiscal, monetary and trade policy, including the interest rate policies of the Federal Reserve Board or the effects of any declines in housing and commercial real estate prices, high or increasing unemployment rates, continued or renewed inflation, the impact of proposed or imposed tariffs by the U.S. government or retaliatory tariffs proposed or imposed by U.S. trading partners that could have an adverse impact on customers or any recession or slowdown in economic growth particularly in the markets in which FHI and TriCo conduct business, including Hawaii, Guam, Saipan and California; volatility and disruptions in global capital and credit markets; the impact of bank failures or adverse developments at other banks on general investor sentiment regarding the stability and liquidity of banks; changes in interest rates that could significantly reduce net interest income and negatively affect asset yields and valuations and funding sources, including impacts on prepayment speeds; competitive pressures among financial institutions and nontraditional providers of financial services, including on product pricing and services; concentrations within FHI’s or TriCo’s loan portfolio (including commercial real estate loans) or other asset classes, and the parties’ ability to attract and retain customer deposits, large loans to certain borrowers, access liquidity and capital, and manage deposit costs and funding sources; the success, impact, and timing of FHI’s and TriCo’s respective business strategies, including market acceptance of any new products or services and FHI’s and TriCo’s ability to successfully implement strategic, operational, technology and integration initiatives; the failure to properly use and protect customer and employee information and data; cybersecurity risks, including the occurrence of fraudulent activity or a material breach of, or disruption to, the security of FHI’s, TriCo’s or their vendors’ systems; risks related to the development, implementation, use and management of artificial intelligence and other emerging technologies; the effects of failures or interruptions of information, communications or third-party service-provider systems; the nature, extent, timing, and results of governmental actions, examinations, reviews, reforms, regulations, and interpretations; changes in laws or regulations; adverse weather conditions, natural disasters and other catastrophic events such as wildfires; the occurrence of any event, change or other circumstances that could give rise to the right of one or both of the parties to terminate the merger agreement to which FHI and TriCo are parties; the outcome of any legal proceedings that have been and may be instituted against FHI or TriCo, including potential litigation relating to the Transaction; delays in completing the Transaction; the failure to obtain necessary regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the Transaction); the failure to satisfy any of the other conditions to the closing of the Transaction on a timely basis or at all; changes in FHI’s or TriCo’s share price before closing, including as a result of the financial performance of the other party prior to closing, or more generally due to broader stock market movements, and the performance of financial companies and peer group companies; the possibility that the anticipated benefits of the Transaction are not realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of the two companies or as a result of the strength of the economy and competitive factors in the areas where FHI and TriCo do business; certain restrictions during the pendency of the proposed Transaction that may impact the parties’ ability to pursue certain business opportunities or strategic transactions; the possibility that the Transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events; diversion of management’s attention from ongoing business operations and opportunities; potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the Transaction; the ability to complete the Transaction and integration of FHI and TriCo promptly and successfully; the dilution caused by FHI’s issuance of additional shares of its capital stock in connection with the Transaction; and other factors that may affect the future results of FHI and TriCo.

The foregoing factors should not be considered an exhaustive list and should be read together with the other cautionary statements set forth in FHI’s Annual Report on Form 10-K for the year ended December 31, 2025 and its latest Quarterly Report on Form 10-Q, which are on file with the Securities and Exchange Commission (the “SEC”) and available on FHI’s investor relations website, https://ir.fhb.com, under the heading “SEC Filings,” in other documents FHI files with the SEC, and in TriCo’s Annual Report on Form 10-K for the year ended December 31, 2025 and its latest Quarterly Report on Form 10-Q, which are on file with the SEC and available on TriCo’s website, www.tcbk.com, under the “About” tab and the “Investor Relations” link and then under the heading “SEC Filings” and in other documents TriCo files with the SEC, and in the joint proxy statement/prospectus of FHI and TriCo, dated September 16, 2026. If one or more events related to these or other risks or uncertainties materialize, or if our underlying assumptions prove to be incorrect, actual results may differ materially from what we anticipate. Accordingly, you should not place undue reliance on any such forward-looking statements.

Any forward-looking statement speaks only as of the date on which it is made, and neither FHI nor TriCo undertakes any obligation to update any forward-looking statement, whether as a result of new information, future developments or otherwise, except as required by applicable law.

Contacts
First Hawaiian Investor Relations: Kevin Haseyama, CFA, (808) 525-6268, [email protected]

First Hawaiian Media Relations: Shari Nishijima, (808) 525-6254, [email protected]

TriCo Investor Contact: Peter G. Wiese, (530) 898-0300, [email protected]

DXC Technology Company. (DXC - Free Report) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.55 per share. This compares to earnings of $0.84 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of +21.82%. A quarter ago, it was expected that this company would post earnings of $0.42 per share when it actually produced earnings of $0.4, delivering a surprise of -4.76%.

Over the last four quarters, the company has surpassed consensus EPS estimates three times.

DXC Technology, which belongs to the Zacks Computers - IT Services industry, posted revenues of $3.03 billion for the quarter ended September 2026, surpassing the Zacks Consensus Estimate by 1.51%. This compares to year-ago revenues of $3.16 billion. The company has topped consensus revenue estimates two times over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

DXC Technology shares have added about 9.8% since the beginning of the year versus the S&P 500's gain of 13.1%.

What's Next for DXC Technology?While DXC Technology has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for DXC Technology was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.81 on $3.09 billion in revenues for the coming quarter and $2.59 on $12.15 billion in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Computers - IT Services is currently in the top 40% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

Amdocs (DOX - Free Report) , another stock in the same industry, has yet to report results for the quarter ended September 2026.

This provider of computer systems integration is expected to post quarterly earnings of $1.98 per share in its upcoming report, which represents a year-over-year change of +8.2%. The consensus EPS estimate for the quarter has been revised 0.8% lower over the last 30 days to the current level.

Amdocs' revenues are expected to be $1.19 billion, up 3.8% from the year-ago quarter.

The Bancorp (TBBK - Free Report) came out with quarterly earnings of $1.47 per share, missing the Zacks Consensus Estimate of $1.48 per share. This compares to earnings of $1.18 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of -0.68%. A quarter ago, it was expected that this holding company for The Bancorp Bank would post earnings of $1.36 per share when it actually produced earnings of $1.45, delivering a surprise of +6.62%.

Over the last four quarters, the company has surpassed consensus EPS estimates two times.

The Bancorp, which belongs to the Zacks Banks - Northeast industry, posted revenues of $175.88 million for the quarter ended September 2026, surpassing the Zacks Consensus Estimate by 4.47%. This compares to year-ago revenues of $174.61 million. The company has topped consensus revenue estimates just once over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

The Bancorp shares have lost about 25.3% since the beginning of the year versus the S&P 500's gain of 13.1%.

What's Next for The Bancorp?While The Bancorp has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for The Bancorp was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.70 on $178.65 million in revenues for the coming quarter and $6.00 on $671.91 million in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Northeast is currently in the top 20% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

One other stock from the broader Zacks Finance sector, Atlanticus Holdings Corporation (ATLC - Free Report) , is yet to report results for the quarter ended September 2026.

This company is expected to post quarterly earnings of $2.86 per share in its upcoming report, which represents a year-over-year change of +93.2%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.

Atlanticus Holdings Corporation's revenues are expected to be $802.9 million, up 62.1% from the year-ago quarter.

Fiscal Year EPS Increases 8% to $3.96Quarterly EPS Increases 6% to $1.04 from $0.98 for Preceding QuarterQuarterly Return on Average Assets Increases to 1.56%Quarterly Return on Average Equity Increases to 11.72%Quarterly Net Interest Margin Increases to 3.96%Quarterly Cash Dividend Increases 3% HOQUIAM, Wash., Oct. 29, 2026 (GLOBE NEWSWIRE) -- Timberland Bancorp, Inc. (NASDAQ: TSBK) (“Timberland” or “the Company”), the holding company for Timberland Bank (the “Bank”), today reported net income of $31.17 million for the fiscal year ended September 30, 2026, an increase of 7% from $29.16 million for the fiscal year ended September 30, 2025. Earnings per diluted common share (“EPS”) increased 8% to $3.96 for the 2026 fiscal year from $3.67 for the 2025 fiscal year.

Timberland also reported net income of $8.11 million, or $1.04 per diluted common share for the quarter ended September 30, 2026. This compares to net income of $7.72 million, or $0.98 per diluted common share for the preceding quarter, and $8.45 million, or $1.07 per diluted common share, for the comparable quarter one year ago. (Note: net income for the comparable quarter one year ago was increased by a $1.04 million bank owned life insurance benefit claim.)

“We closed out the fiscal year on a high note, delivering record annual earnings per share and a strong fourth quarter,” stated Dean Brydon, Chief Executive Officer. “Net income and earnings per share increased 5% and 6%, respectively, from the prior quarter, while net interest margin widened compared with both the prior quarter and year-ago quarter. While earnings were lower than the year-ago quarter, that period included a $1.04 million BOLI insurance claim, and excluding that benefit, results compared favorably. For the full fiscal year, we also improved our net interest margin and return on average assets while generating solid growth in net loans. We are proud of what our team accomplished this year in serving our customers, communities, and shareholders, and we look forward to building on that progress in the new year.”

“As a result of Timberland’s strong earnings and capital position, our Board of Directors announced a 3% increase to the quarterly cash dividend to shareholders of $0.31 per share, payable on November 27, 2026, to shareholders of record on November 12, 2026,” stated Jonathan Fischer, President and Chief Operating Officer. “Marking our 56th consecutive quarterly cash dividend, this payment reflects the Board’s continued confidence in Timberland’s long-term prospects.”

“Overall, fourth quarter earnings were strong and largely free of non-recurring items,” said Marci Basich, Chief Financial Officer. “Revenue generation was strong and net interest margin expanded 11 basis points from the prior quarter and 14 basis points from the year-ago quarter, reflecting our disciplined approach to pricing on both sides of the balance sheet. We also continued to build shareholder value during the quarter, growing tangible book value per share (non-GAAP) to $33.54, while repurchasing 40,395 shares of our common stock. These actions, combined with the dividend increase, reflect both the strength of our earnings and our confidence in the long-term value of the franchise.”

“Net loans grew 2% from the prior quarter, a testament to the strength of our lending teams and the continued demand we are seeing in our markets,” Brydon continued. “Credit quality held steady with modest improvements in non-performing asset levels, delinquency levels, and substandard loan levels. While net charge-offs increased, that was largely the result of charging off specific reserves we had already set up on several loans in prior periods. Our markets continue to offer solid growth opportunities and we remain confident in the quality of our loan portfolio and our disciplined approach to credit risk management.”

Earnings and Balance Sheet Highlights (at or for the periods ended September 30, 2026, compared to September 30, 2025, or June 30, 2026):

Earnings Highlights:

EPS increased 6% to $1.04 for the current quarter from $0.98 for the preceding quarter and decreased 3% from $1.07 for the comparable quarter one year ago;EPS increased 8% to $3.96 for fiscal year 2026 from $3.67 for fiscal year 2025;Net income increased 5% to $8.11 million for the current quarter from $7.72 million for the preceding quarter and decreased 4% from $8.45 million for the comparable quarter one year ago;Net income increased 7% to $31.17 million for the 2026 fiscal year from $29.16 million for the 2025 fiscal year;Return on average equity (“ROE”) and return on average assets (“ROA”) for the current quarter were 11.72% and 1.56%, respectively;Net interest margin (“NIM”) for the current quarter increased to 3.96% from 3.85% for the preceding quarter and 3.82% for the comparable quarter one year ago; andThe efficiency ratio for the current quarter was 53.94% compared to 53.40% for the preceding quarter and 53.18% for the comparable quarter one year ago.
Balance Sheet Highlights:

Total assets increased slightly, less than 1%, from the prior quarter and increased 3% year-over-year;Net loans receivable increased 2% from the prior quarter and increased 4% year-over-year;Total deposits increased slightly, less than 1%, from the prior quarter and increased 3% year-over-year;Total shareholders’ equity increased 1% from the prior quarter and increased 5% year-over-year; 40,395 shares of common stock were repurchased during the current quarter for $1.85 million;Non-performing assets to total assets ratio was 0.42% at September 30, 2026, compared to 0.43% at June 30, 2026, and 0.23% at September 30, 2025;Book and tangible book (non-GAAP) values per common share increased to $35.51 and $33.54, respectively, at September 30, 2026; andLiquidity (both on-balance sheet and off-balance sheet) remained strong at September 30, 2026, with only $5 million in borrowings and additional secured borrowing line capacity of $810 million available through the Federal Home Loan Bank (“FHLB”) and the Federal Reserve.
Operating Results

Operating revenue (net interest income before the provision for credit losses plus non-interest income) for the current quarter increased 5% to $22.79 million from $21.79 million for the preceding quarter and increased 1% from $22.49 million for the comparable quarter one year ago. The increase in operating revenue compared to the preceding quarter was primarily due to an increase in interest income on loans receivable, and to a lesser extent, an increase in non-interest income. These increases in operating revenue were partially offset by a decrease in interest income on interest-bearing deposits in banks, and to a lesser extent, an increase in interest expense. Operating revenue increased 6%, to $87.34 million for the 2026 fiscal year from $82.55 million for the 2025 fiscal year, primarily due to increases in interest income on loans receivable and interest income on interest-bearing deposits in banks, and a decrease in interest expense. These increases in operating revenue for the fiscal year were partially offset by decreases in interest income on investment securities and net BOLI earnings.

Net interest income increased $857,000 or 5%, to $19.66 million for the current quarter from $18.81 million for the preceding quarter and increased $1.27 million, or 7%, from $18.40 million for the comparable quarter one year ago. The increase in net interest income compared to the preceding quarter was primarily due to an $11.46 million increase in the average interest-earning assets, a nine-basis point increase in the weighted average yield on interest-bearing assets and, to a lesser extent, a one-basis point decrease in the weighted average cost of interest-bearing liabilities. Net interest income for the 2026 fiscal year increased $5.46 million, or 8%, to $75.66 million from $70.20 million for the 2025 fiscal year, primarily due to an $89.24 million increase in average interest-earning assets and a 17-basis point decrease in the weighted average cost of interest-bearing liabilities.

Timberland’s NIM for the current quarter increased to 3.96% from 3.85% for the preceding quarter and from 3.82% for the comparable quarter one year ago. The NIM for the current quarter was increased by approximately two basis points due to the collection of $94,000 in pre-payment penalties, non-accrual interest, and late fees, and the accretion of $8,000 of the fair value discount on acquired loans. The NIM for the preceding quarter was increased by approximately two basis points due to the collection of $82,000 in pre-payment penalties, non-accrual interest, and late fees, and the accretion of $8,000 of the fair value discount on acquired loans. The NIM for the comparable quarter one year ago was increased by approximately two basis points due to the collection of $102,000 in pre-payment penalties, non-accrual interest, and late fees, and the accretion of $11,000 of the fair value discount on acquired loans. Timberland’s NIM expanded to 3.87% for fiscal year 2026 from 3.76% for fiscal year 2025.

A $475,000 provision for credit losses on loans was recorded for the quarter ended September 30, 2026. The provision was primarily due to loan portfolio growth and changes in the composition of the loan portfolio. This compares to a $600,000 provision for credit losses on loans for the preceding quarter and a $213,000 provision for credit losses on loans for the comparable quarter one year ago.

Non-interest income increased $134,000, or 4%, to $3.12 million for the current quarter from $2.99 million for the preceding quarter and decreased $971,000, or 24%, from $4.09 million for the comparable quarter one year ago. The increase in non-interest income compared to the preceding quarter was primarily due to a $99,000 increase in BOLI net earnings and smaller increases in several other categories. Non-interest income for the 2026 fiscal year decreased by 5%, to $11.68 million from $12.35 million for the 2025 fiscal year. The decrease in non-interest income compared to the prior year periods was primarily the result of a $1.04 million BOLI death benefit claim recorded in the comparable quarter one year ago.

Total operating (non-interest) expenses for the current quarter increased $652,000, or 6%, to $12.29 million from $11.64 million for the preceding quarter and increased $331,000, or 3%, from $11.96 million for the comparable quarter one year ago. The increase in operating expenses compared to the preceding quarter was primarily due to increases in salary and employee benefits expense and ATM and debit card processing expense and smaller decreases and increases in several other expense categories. The efficiency ratio for the current quarter was 53.94% compared to 53.40% for the preceding quarter and 53.18% for the comparable quarter one year ago. For the 2026 fiscal year, operating expenses increased $1.63 million, or 4%, to $47.02 million from $45.39 million for the 2025 fiscal year. The efficiency ratio for the 2026 fiscal year improved to 53.83% from 54.98% for the 2025 fiscal year.

The provision for income taxes for the current quarter increased $32,000, or 2%, to $1.96 million from $1.93 million for the preceding quarter, primarily due to higher taxable income. Timberland’s effective income tax rate was 19.5% for the quarter ended September 30, 2026, compared to 20.0% for the quarter ended June 30, 2026, and 18.1% for the quarter ended September 30, 2025. Timberland’s effective income tax rate was 19.9% for fiscal year 2026 compared to 19.5% for fiscal year 2025.

Balance Sheet Management

Total assets increased $2.97 million, or less than 1%, during the quarter to $2.06 billion at September 30, 2026, from $2.06 billion at June 30, 2026, and increased $51.01 million, or 3%, from $2.01 billion one year ago. The increase during the quarter was primarily due to an increase in net loans receivable, which was partially offset by decreases in total cash and cash equivalents and investment securities.

Liquidity

Timberland has continued to maintain a strong liquidity position, both on-balance sheet and off-balance sheet. Liquidity, as measured by the sum of cash and cash equivalents, CDs held for investment, and available for sale investment securities, was 18.5% of total liabilities at September 30, 2026, compared to 19.3% at June 30, 2026, and 18.8% one year ago. Timberland also had secured borrowing line capacity of $810 million available through the FHLB and the Federal Reserve at September 30, 2026. With a strong and diversified deposit base, only 20% of Timberland’s deposits were uninsured or uncollateralized at September 30, 2026. (Note: This calculation excludes public deposits that are fully collateralized.)

Loans

Net loans receivable increased $30.60 million, or 2%, during the quarter to $1.53 billion at September 30, 2026, from $1.50 billion at June 30, 2026, and increased $62.66 million, or 4%, from $1.46 billion at September 30, 2025. The increase during the quarter was primarily due to an $18.19 million increase in multi-family loans, a $6.33 million increase in one- to four-family loans, a $3.12 million increase in land loans, a $2.04 million increase in commercial business loans, a $1.03 million increase in construction and land development loans, and smaller increases in several other loan categories. These increases were partially offset by a $1.85 million increase in the undisbursed portion of construction loans in process and smaller changes in several other loan categories.

      Loan Portfolio
($ in thousands)       September 30, 2026 June 30, 2026 September 30, 2025 Amount Percent Amount Percent Amount PercentMortgage loans:           One- to four-family (a)$306,251  18% $299,921  18% $317,691  20%Multi-family 232,772  14  214,583  13  207,767  13Commercial 647,197  39  646,376  40  610,692  39Construction - custom and           owner/builder 111,294  7  113,303  7  130,341  9Construction - speculative
one-to four-family 26,871  2  28,445  2  10,745  1Construction - commercial 19,932  1  12,991  1  21,818  1Construction - multi-family 81,810  5  91,271  6  45,660  3Construction - land           development 7,660  --  530  --  15,324  1Land 40,531  3  37,416  2  35,952  2Total mortgage loans 1,474,318  89  1,444,836  89  1,395,990  89            Consumer loans:           Home equity and second           mortgage 55,447  4  54,971  4  50,479  3Other 1,758  --  1,915  --  2,034  --Total consumer loans 57,205  4  56,886  4  52,513  3            Commercial loans:           Commercial business           loans 120,896  7  118,852  7  126,937  8SBA PPP loans --  --  --  --  58  --Total commercial loans 120,896  7  118,852  7  126,995  8Total loans 1,652,419  100%  1,620,574  100%  1,575,498  100%Less:           Undisbursed portion of           construction loans in           process (102,122)    (100,275)    (88,289)  Deferred loan origination           fees (5,390)    (5,399)    (5,528)  Allowance for credit losses (18,657)    (19,249)    (18,091)  Total loans receivable, net$1,526,250    $1,495,651    $1,463,590                     (a)   Does not include one- to four-family loans held for sale totaling $2,210, $2,774, and $1,127 at September 30, 2026, June 30, 2026, and September 30, 2025, respectively.  The following table provides a breakdown of commercial real estate (“CRE”) mortgage loans by collateral type as of September 30, 2026:

           CRE Loan Portfolio Breakdown by Collateral
($ in thousands)Collateral Type Balance

 Percent of CRE Portfolio Percent of Total Loan Portfolio Average Balance Per Loan Non-AccrualIndustrial warehouses $145,595 23%  9%  $1,427 $--Medical/dental offices  82,329 13  5   1,211  220Office buildings  74,132 11  4   862  --Other retail buildings  55,582 9  3   625  --Hotel/motel  40,568 6  2   2,704  3,842Mini-storage  38,908 6  2   1,441  --Restaurants  28,756 4  2   575  --Gas stations/conv. stores  27,543 4  2   984  --Nursing homes  13,668 2  1   1,953  --Churches  13,501 2  1   964  --Mobile home parks  10,257 2  1   466  --Shopping centers  10,143 2  1   1,690  --Additional CRE  106,215 16  6   787  --Total CRE $647,197 100%  39%  $997 $4,062                 Timberland originated $101.88 million in loans during the quarter ended September 30, 2026, compared to $133.67 million for the preceding quarter and $100.09 million for the comparable quarter one year ago. Timberland continues to originate fixed-rate one- to four-family mortgage loans, a portion of which are sold into the secondary market for asset-liability management purposes and to generate non-interest income. During the current quarter, fixed-rate one- to four-family mortgage loans totaling $9.52 million were sold compared to $7.83 million for the preceding quarter and $9.01 million for the comparable quarter one year ago.

Investment Securities

Timberland’s investment securities and CDs held for investment decreased $8.62 million, or 4%, to $208.28 million at September 30, 2026, from $216.89 million at June 30, 2026, and decreased $14.90 million, or 7% from $223.18 million at September 30, 2025. The decreases were primarily due to the maturities of U.S. Treasury Securities and scheduled amortization, which were partially offset by the purchase of additional CDs and U.S. government agency mortgage-backed investment securities.

Bank Owned Life Insurance (“BOLI”)

BOLI increased $345,000, or 1%, to $37.73 million at September 30, 2026, from $37.39 million at June 30, 2026, and increased $15.90 million, or 73% from $21.83 million at September 30, 2025. The increase during the year was primarily due to $15.00 million in additional BOLI policies purchased during the June 30, 2026 quarter.

Deposits

Total deposits increased $5.58 million, or less than 1%, during the quarter to $1.77 billion at September 30, 2026, from $1.76 billion at June 30, 2026, and increased $52.49 million, or 3%, from $1.72 billion at September 30, 2025. The quarter’s increase consisted of an $11.59 million increase in non-interest-bearing deposit account balances, a $2.85 million increase in money market deposit account balances, and a $2.00 million increase in savings account balances. These increases were partially offset by a $7.88 million decrease in NOW checking account balances and a $2.99 million decrease in certificates of deposit account balances.

Deposit Breakdown
($ in thousands)    September 30, 2026
 June 30, 2026
 September 30, 2025   Amount  Percent   Amount  Percent  Amount  Percent Non-interest-bearing demand $422,561  24%   $410,967  23%  $430,685  25% NOW checking 366,592  21   374,476  21  345,599  20 Savings 200,509  11   198,505  11  201,678  12 Money market 334,229  19   331,375  19  296,152  17 Certificates of deposit under $250 256,675  15   263,668  15  256,597  15 Certificates of deposit $250 and over 148,202  8   144,209  8  142,813  8 Certificates of deposit – brokered 40,359  2   40,349  3  43,111  3 Total deposits $1,769,127  100%   $1,763,549  100%   $1,716,635  100%                       Borrowings

Total borrowings decreased $5.00 million, or 50%, to $5.00 million at September 30, 2026, from $10.00 million at June 30, 2026 and decreased $15.00 million, or 75% at September 30, 2025.

Shareholders’ Equity and Capital Ratios

Total shareholders’ equity increased $3.10 million, or 1%, to $276.31 million at September 30, 2026, from $273.21 million at June 30, 2026, and increased $13.70 million, or 5%, from $262.61 million at September 30, 2025. The increase in shareholders’ equity during the quarter was primarily due to net income of $8.11 million and proceeds from stock option exercises of $325,000. These increases to shareholders’ equity were partially offset by the payment of $2.33 million in dividends to shareholders and the repurchase of 40,395 shares of common stock for $1.85 million (an average price of $45.83 per share), and a $1.43 million increase in the accumulated other comprehensive loss. At September 30, 2026, Timberland had 117,582 shares available to be repurchased in accordance with the terms of its existing stock repurchase plan.

Timberland remains well capitalized with a total risk-based capital ratio of 20.86%, a Tier 1 leverage capital ratio of 12.91%, a tangible common equity to tangible assets ratio (non-GAAP) of 12.74%, and a shareholders’ equity to total assets ratio of 13.39% at September 30, 2026. Timberland’s held to maturity investment securities were $105.35 million at September 30, 2026, with a net unrealized loss of $5.49 million (pre-tax). Although not permitted by U.S. Generally Accepted Accounting Principles (“GAAP”), including these unrealized losses in accumulated other comprehensive income (loss) (“AOCI”) would result in a ratio of shareholders’ equity to total assets of 13.21%, compared to 13.39%, as reported.

Asset Quality
Timberland’s non-performing assets to total assets ratio was 0.42% at September 30, 2026, compared to 0.43% at June 30, 2026, and 0.23% at September 30, 2025. Net charge-offs were $1.07 million for the current quarter compared to net recoveries of $1,000 for the preceding quarter and net charge-offs of less than $1,000 for the comparable quarter one year ago. The increase in charge-offs was primarily the result of charging off specific reserves that had been set up in prior quarters on several loans, including $436,000 on a participation loan. During the current quarter, a $475,000 provision for credit losses on loans was made, which was partially offset by a $45,000 recapture of credit losses on unfunded commitments and a $1,000 recapture of credit losses on investment securities. The allowance for credit losses (“ACL”) for loans as a percentage of loans receivable was 1.21% at September 30, 2026, compared to 1.27% at June 30, 2026, and 1.22% one year ago.

Total delinquent loans (past due 30 days or more) and non-accrual loans decreased $3,000, less than 1%, to $8.70 million at September 30, 2026, from $8.71 million at June 30, 2026, and increased $3.05 million, or 54%, from $5.66 million at September 30, 2025. Non-accrual loans decreased $163,000 or 2%, to $8.39 million at September 30, 2026 from $8.56 million at June 30, 2026, and increased $3.99 million, or 90%, from $4.41 million at September 30, 2025. Loans graded “Substandard” decreased $271,000, or 3%, to $8.39 million at September 30, 2026 from $8.66 million at June 30, 2026 and decreased $24.41 million, or 74%, from $32.80 million at September 30, 2025.

      Non-Accrual Loans
($ in thousands)       September 30, 2026 June 30, 2026 September 30, 2025 Amount Quantity Amount Quantity Amount QuantityMortgage loans:           One- to four-family$2,878 4 $1,930 2 $1,781 1Multi-family 18 1  -- --  -- --Commercial 4,062 3  4,534 3  159 1Construction – custom and           owner/builder -- --  -- --  553 1Total mortgage loans 6,958 8  6,464 5  2,493 3            Consumer loans:           Home equity and second           mortgage 618 5  452 4  602 4Other -- --  20 1  22 1Total consumer loans 618 5  472 5  624 5            Commercial business loans 817 7  1,620 8  1,290 9Total loans$8,393 20 $8,556 18 $4,407 17                Timberland had two properties classified as other real estate owned (“OREO”) at September 30, 2026:

 September 30, 2026 June 30, 2026 September 30, 2025 Amount Quantity Amount Quantity Amount QuantityOREO:           Commercial$221 1 $221 1 $221 1Land -- 1  -- 1  -- 1Total OREO$221 2 $221 2 $221 2 About Timberland Bancorp, Inc.
Timberland Bancorp, Inc., a Washington corporation, is the holding company for Timberland Bank. The Bank opened for business in 1915 and primarily serves consumers and businesses across Grays Harbor, Thurston, Pierce, King, Kitsap and Lewis counties, Washington with a full range of lending and deposit services through its 24 branches (including its main office in Hoquiam).

Disclaimer
Certain matters discussed in this press release may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements relate to our financial condition, results of operations, plans, objectives, future performance or business. Forward-looking statements are not statements of historical fact, are based on certain assumptions and often include the words “believes,” “expects,” “anticipates,” “estimates,” “forecasts,” “intends,” “plans,” “targets,” “potentially,” “probably,” “projects,” “outlook” or similar expressions or future or conditional verbs such as “may,” “will,” “should,” “would” and “could.” Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals, expectations, assumptions and statements about future economic performance. These forward-looking statements are subject to known and unknown risks, uncertainties and other factors that could cause our actual results to differ materially from the results anticipated or implied by our forward-looking statements, including, but not limited to: potential adverse impacts to economic conditions in our local market areas, other markets where the Company has lending relationships, or other aspects of the Company's business operations or financial markets, including, without limitation, as a result of employment levels, labor shortages and the effects of inflation, a potential recession or slowed economic growth; continuing elevated levels of inflation and the impact of current and future monetary policies of the Board of Governors of the Federal Reserve System ("Federal Reserve") in response thereto; the effects of any federal government shutdown; credit risks of lending activities, including any deterioration in the housing and commercial real estate markets which may lead to increased losses and non-performing loans in our loan portfolio resulting in our ACL not being adequate to cover actual losses and thus requiring us to materially increase our ACL through the provision for credit losses; changes in general economic conditions, either nationally or in our market areas; changes in the levels of general interest rates, and the relative differences between short and long-term interest rates, deposit interest rates, our net interest margin and funding sources; fluctuations in the demand for loans, the number of unsold homes, land and other properties and fluctuations in real estate values in our market areas; secondary market conditions for loans and our ability to sell loans in the secondary market; results of examinations of us by the Federal Reserve and of our bank subsidiary by the Federal Deposit Insurance Corporation (“FDIC”), the Washington State Department of Financial Institutions, Division of Banks or other regulatory authorities, including the possibility that any such regulatory authority may, among other things, institute a formal or informal enforcement action against us or our bank subsidiary which could require us to increase our ACL, write-down assets, change our regulatory capital position or affect our ability to borrow funds or maintain or increase deposits or impose additional requirements or restrictions on us, any of which could adversely affect our liquidity and earnings; the impact of bank failures or adverse developments at other banks and related negative press about the banking industry in general on investor and depositor sentiment; legislative or regulatory changes that adversely affect our business including changes in banking, securities and tax law, in regulatory policies and principles, or the interpretation of regulatory capital or other rules; our ability to attract and retain deposits; our ability to control operating costs and expenses; the use of estimates in determining fair value of certain of our assets, which estimates may prove to be incorrect and result in significant declines in valuation; difficulties in reducing risks associated with the loans in our consolidated balance sheet; staffing fluctuations in response to product demand or the implementation of corporate strategies that affect our work force and potential associated charges; disruptions, security breaches, or other adverse events, failures or interruptions in, or attacks on, our information technology systems or on the third-party vendors who perform several of our critical processing functions; our ability to retain key members of our senior management team; costs and effects of litigation, including settlements and judgments; our ability to implement our business strategies; our ability to manage loan delinquency rates; increased competitive pressures among financial services companies; changes in consumer spending, borrowing and savings habits; the availability of resources to address changes in laws, rules, or regulations or to respond to regulatory actions; our ability to pay dividends on our common stock; the quality and composition of our securities portfolio and the impact if any adverse changes in the securities markets, including on market liquidity; inability of key third-party providers to perform their obligations to us; changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board ("FASB"), including additional guidance and interpretation on accounting issues and details of the implementation of new accounting methods; the economic impact of climate change, severe weather events, natural disasters, pandemics, epidemics and other public health crises, acts of war or terrorism, civil unrest and other external events on our business; other economic, competitive, governmental, regulatory, and technological factors affecting our operations, pricing, products and services; and other risks described elsewhere in this press release and in the Company's other reports filed with or furnished to the Securities and Exchange Commission.

Any of the forward-looking statements that we make in this press release and in the other public statements we make are based upon management's beliefs and assumptions at the time they are made. We do not undertake and specifically disclaim any obligation to publicly update or revise any forward-looking statements included in this press release to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements or to update the reasons why actual results could differ from those contained in such statements, whether as a result of new information, future events or otherwise. In light of these risks, uncertainties and assumptions, the forward-looking statements discussed in this document might not occur and we caution readers not to place undue reliance on any forward-looking statements. These risks could cause our actual results for fiscal 2027 and beyond to differ materially from those expressed in any forward-looking statements by, or on behalf of, us, and could negatively affect the Company's consolidated financial condition and results of operations as well as its stock price performance.

TIMBERLAND BANCORP INC. AND SUBSIDIARY
CONSOLIDATED STATEMENTS OF INCOME Three Months Ended($ in thousands, except per share amounts) (unaudited) Sept. 30, June 30, Sept. 30,   2026   2026   2025  Interest and dividend income       Loans receivable and loans held for sale $23,562  $22,457  $22,186  Investment securities  1,818   1,800   1,992  Dividends from mutual funds, FHLB stock and other investments  66   71   83  Interest bearing deposits in banks  2,137   2,343   2,350  Total interest and dividend income  27,583   26,671   26,611          Interest expense       Deposits  7,852   7,728   8,013  Borrowings  68   137   203  Total interest expense  7,920   7,865   8,216  Net interest income  19,663   18,806   18,395  Provision for credit losses – loans  475   600   213  Recapture of credit losses – investment securities  (1)  (1)  (10) (Recapture of) prov. for credit losses – unfunded commitments  (45)  (91)  18  Net int. income after provision for (recapture of) credit losses  19,234   18,298   18,174          Non-interest income       Service charges on deposits  973   956   991  ATM and debit card interchange transaction fees  1,199   1,193   1,269  Gain on sales of loans, net  193   150   208  Bank owned life insurance (“BOLI”) net earnings  345   246   1,200  Other  412   443   425  Total non-interest income, net  3,122   2,988   4,093          Non-interest expense       Salaries and employee benefits  6,576   6,383   6,029  Premises and equipment  1,125   1,082   1,114  Advertising  217   202   208  OREO and other repossessed assets, net  3   3   3  ATM and debit card processing  634   532   578  Postage and courier  149   145   143  State and local taxes  457   453   432  Professional fees  418   361   558  FDIC insurance  220   222   211  Loan administration and foreclosure  181   155   151  Technology and communications  1,095   1,109   1,116  Deposit operations  397   348   350  Amortization of core deposit intangible (“CDI”)  34   34   45  Other, net  784   609   1,021  Total non-interest expense, net  12,290   11,638   11,959          Income before income taxes  10,066   9,648   10,308  Provision for income taxes  1,960   1,928   1,861  Net income $8,106  $7,720  $8,447          Net income per common share:       Basic $1.04  $0.99  $1.07  Diluted  1.04   0.98   1.07          Weighted average common shares outstanding:       Basic  7,765,413   7,805,218   7,880,299  Diluted  7,819,576   7,855,407   7,920,617         TIMBERLAND BANCORP INC. AND SUBSIDIARY
CONSOLIDATED STATEMENTS OF INCOME Year Ended($ in thousands, except per share amounts) (unaudited) Sept. 30,   Sept. 30,   2026     2025  Interest and dividend income       Loans receivable and loans held for sale $90,486    $85,525  Investment securities  7,230     8,197  Dividends from mutual funds, FHLB stock and other investments  295     335  Interest bearing deposits in banks  9,392     8,220  Total interest and dividend income  107,403     102,277          Interest expense       Deposits  31,135     31,272  Borrowings  606     805  Total interest expense  31,741     32,077  Net interest income  75,662     70,200  Provision for credit losses – loans  1,615     853  Recapture of credit losses – investment securities  (7)    (24) (Recapture of) prov. for credit losses - unfunded commitments  (182)    105  Net int. income after provision for (recapture of) credit losses  74,236     69,266          Non-interest income       Service charges on deposits  3,853     3,915  ATM and debit card interchange transaction fees  4,717     4,975  Gain on sales of investment securities, net  --     24  Gain on sales of loans, net  657     511  BOLI net earnings  904     1,702  Other  1,551     1,225  Total non-interest income, net  11,682     12,352          Non-interest expense       Salaries and employee benefits  25,881     23,922  Premises and equipment  4,398     4,112  Advertising  793     761  OREO and other repossessed assets, net  14     20  ATM and debit card processing  2,218     2,279  Postage and courier  592     544  State and local taxes  1,795     1,682  Professional fees  1,421     1,676  FDIC insurance  892     851  Loan administration and foreclosure  557     534  Technology and communications  4,435     4,369  Deposit operations  1,455     1,347  Amortization of CDI  135     180  Other, net  2,431     3,110  Total non-interest expense, net  47,017     45,387          Income before income taxes  38,901     36,231  Provision for income taxes  7,727     7,070  Net income $31,174    $29,161          Net income per common share:       Basic $3.98    $3.68  Diluted  3.96     3.67          Weighted average common shares outstanding:       Basic  7,832,774     7,917,193  Diluted  7,879,899     7,952,626             TIMBERLAND BANCORP INC. AND SUBSIDIARY
CONSOLIDATED BALANCE SHEETS ($ in thousands, except per share amounts) (unaudited)Sept. 30, June 30, Sept. 30,   2026   2026   2025 Assets      Cash and due from financial institutions $25,135  $32,800  $23,649 Interest-bearing deposits in banks  202,926   213,282   219,779  Total cash and cash equivalents  228,061   246,082   243,428         Certificates of deposit (“CDs”) held for investment, at cost  12,188   7,964   7,217 Investment securities:       Held to maturity, at amortized cost (net of ACL – investment securities)  105,347   117,587   136,861  Available for sale, at fair value  90,743   90,484   78,240 Investments in equity securities, at fair value  --   858   864 FHLB stock  1,428   1,653   2,045 Other investments, at cost  3,000   3,000   3,000 Loans held for sale  2,210   2,774   1,127        Loans receivable  1,544,907   1,514,900   1,481,681 Less: ACL – loans  (18,657)  (19,249)  (18,091) Net loans receivable  1,526,250   1,495,651   1,463,590         Premises and equipment, net  22,362   22,149   21,684 OREO and other repossessed assets, net  221   221   221 BOLI  37,734   37,389   21,830 Accrued interest receivable  7,796   7,321   7,393 Goodwill  15,131   15,131   15,131 CDI  135   169   271 Loan servicing rights, net  625   608   815 Operating lease right-of-use assets  4,033   4,122   2,949 Other assets  6,527   7,663   6,113  Total assets $2,063,791  $2,060,826  $2,012,779         Liabilities and shareholders’ equity      Deposits: Non-interest-bearing demand $422,561  $410,967  $430,685 Deposits: Interest-bearing  1,346,566   1,352,582   1,285,950  Total deposits  1,769,127   1,763,549   1,716,635         Operating lease liabilities  4,246   4,323   3,077 FHLB borrowings  5,000   10,000   20,000 Other liabilities and accrued expenses  9,109   9,748   10,453  Total liabilities  1,787,482   1,787,620   1,750,165        Shareholders’ equity      Common stock, $.01 par value; 50,000,000 shares authorized;
7,782,243 shares issued and outstanding – September 30, 2026
7,769,668 shares issued and outstanding – June 30, 2026
7,889,571 shares issued and outstanding – September 30, 2025  20,219

   21,465

   26,305

 Retained earnings  258,682   252,908   236,607 Accumulated other comprehensive loss  (2,592)  (1,167)  (298) Total shareholders’ equity  276,309   273,206   262,614  Total liabilities and shareholders’ equity $2,063,791  $2,060,826  $2,012,779   Three Months EndedPERFORMANCE RATIOS: Sept. 30, 2026 June 30, 2026 Sept. 30, 2025Return on average assets (a)  1.56%  1.51%  1.68%Return on average equity (a)  11.72%  11.42%  12.97%Net interest margin (a)  3.96%  3.85%  3.82%Efficiency ratio  53.94%  53.40%  53.18%        Year Ended  Sept. 30, 2026   Sept. 30, 2025Return on average assets  1.53%    1.50%Return on average equity  11.55%    11.56%Net interest margin  3.87%    3.76%Efficiency ratio  53.83%    54.98%        At or for the Period Indicated  Sept. 30, 2026 June 30, 2026 Sept. 30, 2025ASSET QUALITY RATIOS AND DATA: ($ in thousands)      Non-accrual loans $8,393  $8,556  $4,407 Loans past due 90 days and still accruing  --   --   -- Non-performing investment securities  28   29   35 OREO and other repossessed assets  221   221   221 Total non-performing assets (b) $8,642  $8,806  $4,663        Non-performing assets to total assets (b)  0.42%  0.43%  0.23%Net charge-offs (recoveries) during quarter $1,067  $(1) $-- Allowance for credit losses - loans to non-accrual loans  222%  225%  411%Allowance for credit losses - loans to loans receivable (c)  1.21%  1.27%  1.22%              CAPITAL RATIOS:      Tier 1 leverage capital  12.91%  12.82%  12.59%Tier 1 risk-based capital  19.61%  19.61%  19.42%Common equity Tier 1 risk-based capital  19.61%  19.61%  19.42%Total risk-based capital  20.86%  20.86%  20.67%Tangible common equity to tangible assets (non-GAAP)  12.74%  12.61%  12.38%       BOOK VALUES:      Book value per common share $35.51  $35.16  $33.29 Tangible book value per common share (d)  33.54   33.19   31.33              (a) Annualized
(b) Non-performing assets include non-accrual loans, loans past due 90 days and still accruing, non-performing investment securities and OREO and other repossessed assets.
(c) Does not include loans held for sale and is before the allowance for credit losses.
(d) Tangible common equity divided by common shares outstanding (non-GAAP).  AVERAGE BALANCES, YIELDS, AND RATES - QUARTERLY
($ in thousands)
(unaudited)

 For the Three Months Ended
 Sept. 30, 2026
 June 30, 2026
 Sept. 30, 2025
 Amount Rate Amount Rate Amount Rate            Assets           Loans receivable and loans held for sale$1,531,973  6.10% $1,489,910  6.04% $1,470,460  5.99%Investment securities and FHLB stock (1) 210,144  3.56   213,161  3.52   228,710  3.60 Interest-earning deposits in banks and CDs 226,443  3.74   254,034  3.70   210,864  4.42 Total interest-earning assets 1,968,560  5.56   1,957,105  5.47   1,910,034  5.53 Other assets 97,418     86,893     79,211   Total assets$2,065,978    $2,043,998    $1,989,245               Liabilities and Shareholders’ Equity           NOW checking accounts$368,508  1.48% $360,166  1.46% $339,838  1.46%Money market accounts 333,920  2.76   337,150  2.76   298,102  3.04 Savings accounts 200,064  0.28   197,959  0.27   204,671  0.35 Certificates of deposit accounts 404,859  3.51   405,958  3.51   390,478  3.77 Brokered CDs 41,164  4.09   39,389  4.16   43,118  5.47 Total interest-bearing deposits 1,348,515  2.31   1,340,622  2.31   1,276,207  2.49 Borrowings 6,793  3.97   13,629  4.02   20,000  4.03 Total interest-bearing liabilities 1,355,308  2.32   1,354,251  2.33   1,296,207  2.51             Non-interest-bearing demand deposits 421,432     406,444     423,177   Other liabilities 14,736     12,113     11,542   Shareholders’ equity 274,502     271,190     258,319   Total liabilities and shareholders’ equity$2,065,978    $2,043,998    $1,989,245               Interest rate spread  3.24%   3.14%   3.02%Net interest margin (2)  3.96%   3.85%   3.82%Average interest-earning assets to           average interest-bearing liabilities 145.25%    144.52%    147.36%                    (1) Includes other investments
(2) Net interest margin = annualized net interest income /
average interest-earning assets  AVERAGE BALANCES, YIELDS, AND RATES – YEAR TO DATE
($ in thousands)
(unaudited)

 For the Year Ended
 Sept. 30, 2026
  Sept. 30, 2025
 Amount Rate  Amount
 Rate         Assets        Loans receivable and loans held for sale$1,493,753  6.06%  $1,448,803  5.90%Investment securities and FHLB stock (1) 213,750  3.52    235,210  3.57 Interest-earning deposits in banks and CDs 247,984  3.79    182,239  4.51 Total interest-earning assets 1,955,487  5.49    1,866,252  5.48 Other assets 85,658      78,000   Total assets$2,041,145     $1,944,252            Liabilities and Shareholders’ Equity        NOW checking accounts$365,557  1.52%  $332,392  1.39%Money market accounts 321,971  2.77    308,319  3.21 Savings accounts 198,368  0.28    205,488  0.31 Certificates of deposit accounts 403,031  3.58    357,444  3.86 Brokered CDs 39,566  4.20    46,896  5.02 Total interest-bearing deposits 1,328,493  2.34    1,250,539  2.50 Borrowings 15,083  4.02    20,002  4.02 Total interest-bearing liabilities 1,343,576  2.36    1,270,541  2.53          Non-interest-bearing demand deposits 414,642      411,007   Other liabilities 12,976      10,506   Shareholders’ equity 269,951      252,198   Total liabilities and shareholders’ equity$2,041,145     $1,944,252            Interest rate spread  3.13%    2.95%Net interest margin (2)  3.87%    3.76%Average interest-earning assets to        average interest-bearing liabilities 145.54%     146.89%               (1) Includes other investments
(2) Net interest margin = annualized net interest income /
average interest-earning assets  Non-GAAP Financial Measures
In addition to results presented in accordance with GAAP, this press release contains certain non-GAAP financial measures. Timberland believes that certain non-GAAP financial measures provide investors with information useful in understanding the Company’s financial performance; however, readers of this report are urged to review these non-GAAP financial measures in conjunction with GAAP results as reported.

Financial measures that exclude intangible assets are non-GAAP measures. To provide investors with a broader understanding of capital adequacy, Timberland provides non-GAAP financial measures for tangible common equity, along with the GAAP measure. Tangible common equity is calculated as shareholders’ equity less goodwill and CDI. In addition, tangible assets equal total assets less goodwill and CDI.

The following table provides a reconciliation of ending shareholders’ equity (GAAP) to ending tangible shareholders’ equity (non-GAAP) and ending total assets (GAAP) to ending tangible assets (non-GAAP).

($ in thousands) Sept. 30, 2026 June 30, 2026 Sept. 30, 2025       Shareholders’ equity $276,309  $273,206  $262,614 Less goodwill and CDI  (15,266)  (15,300)  (15,402)Tangible common equity $261,043  $257,906  $247,212        Total assets $2,063,791  $2,060,826  $2,012,779 Less goodwill and CDI  (15,266)  (15,300)  (15,402)Tangible assets $2,048,525  $2,045,526  $1,997,377  Contact: Dean J. Brydon, CEO
Jonathan A. Fischer, President & COO
Marci A. Basich, CFO
(360) 533-4747
www.timberlandbank.com

Edison International (EIX) Q3 2026 Earnings Call October 29, 2026 4:30 PM EDT

Company Participants

Sam Ramraj - Vice President of Investor Relations
Pedro Pizarro - President, CEO & Director
Aaron Moss - Executive VP & CFO

Conference Call Participants

Nicholas Campanella - Barclays Bank PLC, Research Division
Carly Davenport - Goldman Sachs Group, Inc., Research Division
Gregg Orrill - UBS Investment Bank, Research Division
Aidan Kelly - JPMorgan Chase & Co, Research Division
Ryan Levine - Citigroup Inc., Research Division
Anthony Crowdell - Mizuho Securities USA LLC, Research Division
Paul Zimbardo - Jefferies LLC, Research Division

Presentation

Operator

Good afternoon, and welcome to the Edison International Third Quarter 2026 Financial Teleconference. My name is Ted, and I'll be your operator today. [Operator Instructions] Today's call is being recorded.

I would now like to turn the call over to Mr. Sam Ramraj, Vice President of Investor Relations. Mr. Ramraj, you may begin your conference.

Sam Ramraj
Vice President of Investor Relations

Thank you, Ted, and welcome, everyone. Our speakers today are President and Chief Executive Officer, Pedro Pizarro; and Executive Vice President and Chief Financial Officer, Aaron Moss. Also on the call are other members of the management team.

Materials supporting today's call are available at www.edisoninvestor.com. These include our Form 10-Q, prepared remarks from Pedro and Aaron and the teleconference presentation. Tomorrow, we will distribute our regular business update presentation.

During this call, we'll make forward-looking statements about the outlook for Edison International and its subsidiaries. Actual results could differ materially from current expectations. Important factors that could cause different results are set forth in our SEC filings. Please read these carefully.

The presentation includes certain outlook assumptions, as well as reconciliation of non-GAAP measures to the nearest GAAP measure. During the question-and-answer session, please limit yourself to one question and one follow-up.

I will

The AI Trade Just Moved Into Your Bloodstream, and 4 Healthcare Stocks Are WinningIllumina NASDAQ: ILMN reported third-quarter results above its prior guidance, citing strong clinical sequencing demand, elevated NovaSeq X instrument placements and disciplined spending. The company raised its full-year revenue, operating-margin and earnings outlook, while executives said they remain on track toward longer-term growth targets.

Management said financial measures discussed on the call excluded the impact of tariff refunds recognized during the quarter. According to Head of Investor Relations Conor McNamara, the refunds positively affected GAAP and non-GAAP operating income, margins and earnings per share, while negatively affecting revenue.

Get Illumina alerts:

Third-Quarter Results and Updated Outlook GRAIL: Biotech Stock Targeting $100B Cancer MarketThird-quarter revenue totaled $1.17 billion, representing 4.7% year-over-year rest-of-world organic growth. Currency and acquired revenue contributed just under three percentage points to reported growth, Chief Financial Officer Ankur Dhingra said.

Non-GAAP operating margin was 25%, 100 basis points above the company’s guidance, while diluted earnings per share were $1.44, up 7% from a year earlier. Gross margin was 69.4%, an increase of 20 basis points year over year.

Sequencing consumables revenue was $792 million, up 6% year over year and up 5% on a rest-of-world organic basis. Sequencing instruments revenue was $106 million, down 2% on a rest-of-world organic basis, as higher NovaSeq X placements were offset by weaker sales in Europe, the Middle East and Latin America. Sequencing service and other revenue was $158 million, up 8% on a rest-of-world organic basis. Microarrays and other revenue was $110 million, up 2% organically in rest-of-world markets, including performance from SomaLogic revenue that exceeded the company’s initial deal model. Strategic Buy Lights Up This Biotech Stock: Time to Invest?Illumina generated $419 million in operating cash flow and $378 million in free cash flow during the quarter. It repurchased $9 million in stock and ended the quarter with about $1.8 billion remaining under its share repurchase authorizations. Cash equivalents and short-term investments totaled approximately $1.34 billion, while total debt was $1.79 billion.

The company raised its 2026 revenue outlook by $30 million at the midpoint to a range of $4.64 billion to $4.66 billion. Illumina continues to expect rest-of-world organic growth of more than 5% for the year, mid-single-digit organic growth in sequencing consumables, and low-double-digit instrument growth.

Illumina now expects full-year operating margin of about 23.6% and diluted EPS of $5.40 to $5.45, up $0.08 at the midpoint from prior guidance. For the fourth quarter, the company projected revenue of $1.22 billion to $1.24 billion, rest-of-world organic growth of approximately 4.5%, operating margin of about 25%, and EPS of $1.51 to $1.56.

Clinical Demand Drives NovaSeq X Placements Chief Executive Officer Jacob Thaysen said the company placed more than 80 NovaSeq X instruments in the quarter, bringing placements over the past four quarters to about 360. He said the total exceeded placements in the platform’s first year after launch.

“Customer demand for the NovaSeq X platform remains at very high levels,” Thaysen said, attributing demand to broader adoption of sequencing-based diagnostics and increasingly sequencing-intensive assays.

Clinical sequencing consumables growth in rest-of-world markets was 14% in the third quarter, while research and applied sequencing consumables declined 6%. Illumina maintained its expectation for mid-teens clinical consumables growth in 2026 and mid- to high-single-digit declines in research and applied consumables.

Dhingra said approximately 84% of high-throughput volume and 60% of high-throughput revenue are now on NovaSeq X. The transition is largely complete in research and applied markets, where 90% or more of volume has been on the X platform for each of the last five quarters. In clinical markets, 78% of volume is on NovaSeq X, with conversion expected to reach 80% to 85% in coming quarters.

The company expects year-over-year pricing headwinds from the X transition to be lower in 2027 than in 2026. It also plans to stop presenting its quarterly X-transition price-and-volume chart after its fourth-quarter 2026 earnings presentation, saying it is becoming less useful as conversion nears completion.

During the question-and-answer session, Thaysen said the recent level of NovaSeq X demand did not reflect pull-forward activity. He pointed to clinical capacity expansion, new assays and future platform innovation as factors supporting demand. Dhingra added that operating-lease and reagent-rental arrangements are seeing increased interest among research customers and midsized clinical laboratories, although they have been less prevalent among the company’s largest clinical customers.

BioInsight and AI Data Opportunities Illumina also highlighted its BioInsight ecosystem, which combines assays, sequencing platforms, software, artificial intelligence models and biological data. The company introduced the BioInsight platform during the quarter and said it includes access to SpliceAI2, an AI model designed to predict how genetic changes affect RNA splicing.

Thaysen said SpliceAI2 identified 17% more disease-relevant splice variants than other splicing models in rare-disease research data sets. He also discussed the company’s Billion Cell Atlas, which is intended to create a standardized, reproducible perturbation data set for biopharmaceutical customers developing AI models for biology.

GSK joined the Billion Cell Atlas consortium during the period, according to Thaysen. Dhingra said the program is converting more backlog into revenue and that the company sees strong pipeline interest. He said BioInsight and related data initiatives should begin to become more visible financially in 2027, with new products and BioInsight expected to contribute to the company’s previously discussed one-to-two-point growth opportunity.

Management said the AI opportunity could include both services for generating large, standardized biological data sets and demand for instruments and consumables from customers that want to augment Illumina-generated data with their own proprietary data.

China and 2027 Framework Illumina said it returned to year-over-year growth in China during the third quarter, though executives did not provide detailed regional figures on the call. Thaysen said the company remains committed to serving Chinese customers and sees a sizable opportunity in the market, while continuing to work with regulators and assess geopolitical developments.

Looking ahead, executives deferred detailed 2027 guidance until the fourth-quarter earnings call. Thaysen said the company views more than 5% consumables growth as a starting point, supported by the expanding NovaSeq X installed base, clinical demand, multi-omics offerings and emerging AI-related data opportunities. He reiterated that Illumina remains on track toward the high-single-digit growth range outlined as part of its 2024 strategy.

About Illumina (NASDAQ:ILMN)Illumina, Inc is a biotechnology company that develops and manufactures genomics and genetic-analysis technologies. Its products are used to study DNA and RNA in applications including biomedical research, clinical testing, pharmaceutical development, reproductive health, oncology and population genomics.

The company's offerings include next-generation sequencing systems, consumable flow cells and reagent kits, microarrays, and genomic data-analysis software. Its sequencing portfolio includes instruments such as the NovaSeq, NextSeq, MiSeq and iSeq platforms, while its informatics products include the DRAGEN platform, which supports the processing and interpretation of sequencing data.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected].

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Illumina, Inc. (ILMN) Q3 2026 Earnings Call Transcript

NEW YORK, Oct. 29, 2026 (GLOBE NEWSWIRE) --

WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of securities of Celsius Holdings, Inc. (NASDAQ: CELH) between February 21, 2025 and June 3, 2026, both dates inclusive (the “Class Period”), of the important November 3, 2026 lead plaintiff deadline.

SO WHAT: If you purchased Celsius securities during the Class Period you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

WHAT TO DO NEXT: To join the Celsius class action, go to https://rosenlegal.com/cases/celsius-holdings-inc-2/join or call Phillip Kim, Esq. toll-free at 866-767-3653 or email [email protected] for information on the class action. A class action lawsuit has already been filed. If you wish to serve as lead plaintiff, you must move the Court no later than November 3, 2026. A lead plaintiff is a representative party acting on behalf of other class members in directing the litigation.

WHY ROSEN LAW: We encourage investors to select qualified counsel with a track record of success in leadership roles. Often, firms issuing notices do not have comparable experience, resources, or any meaningful peer recognition. Many of these firms do not actually handle securities class actions, but are merely middlemen that refer clients or partner with law firms that actually litigate the cases. Be wise in selecting counsel. The Rosen Law Firm represents investors throughout the globe, concentrating its practice in securities class actions and shareholder derivative litigation. Rosen Law Firm has achieved the largest ever securities class action settlement against a Chinese Company. Rosen Law Firm was Ranked No. 1 by ISS Securities Class Action Services for number of securities class action settlements in 2017. The firm has been ranked in the top 4 each year since 2013 and has recovered billions of dollars for investors. In 2019 alone the firm secured over $438 million for investors. In 2020, founding partner Laurence Rosen was named by law360 as a Titan of Plaintiffs’ Bar. Many of the firm’s attorneys have been recognized by Lawdragon and Super Lawyers.

DETAILS OF THE CASE: According to the lawsuit, throughout the Class Period, defendants made materially false and misleading statements and/or failed to disclose that: (1) defendants’ products failed to adequately disclose the cardiac risks of consuming Alani Nutrition LLC (“Alani Nu”) products; (2) by marketing Alani Nu drinks to consumers under the age of 18, Celsius was marketing its products to individuals who were particularly susceptible to known health risks posed by those products; (3) the foregoing created a non-speculative risk that Alani Nu consumers would suffer potentially fatal adverse health events; (4) the foregoing, once revealed, was likely to have a significant negative impact on Celsius’ business and reputation; and (5) as a result, defendants’ public statements were materially false and misleading at all relevant times. When the true details entered the market, the lawsuit claims that investors suffered damages.

To join the Celsius class action, go to https://rosenlegal.com/cases/celsius-holdings-inc-2/join or call Phillip Kim, Esq. toll-free at 866-767-3653 or email [email protected] for information on the class action.

No Class Has Been Certified. Until a class is certified, you are not represented by counsel unless you retain one. You may select counsel of your choice. You may also remain an absent class member and do nothing at this point. An investor’s ability to share in any potential future recovery is not dependent upon serving as lead plaintiff.

Follow us for updates on LinkedIn: https://www.linkedin.com/company/the-rosen-law-firm, on Twitter: https://twitter.com/rosen_firm or on Facebook: https://www.facebook.com/rosenlawfirm/.

Attorney Advertising. Prior results do not guarantee a similar outcome.

Contact Information:

        Laurence Rosen, Esq.
        Phillip Kim, Esq.
        The Rosen Law Firm, P.A.
        275 Madison Avenue, 40th Floor
        New York, NY 10016
        Tel: (212) 686-1060
        Toll Free: (866) 767-3653
        Fax: (212) 202-3827
        [email protected]
        www.rosenlegal.com

NEW YORK, Oct. 29, 2026 (GLOBE NEWSWIRE) --

WHY: Rosen Law Firm, a global investor rights law firm, announces a class action lawsuit on behalf of purchasers of common stock of Everest Group, Ltd. (NYSE: EG) between February 8, 2024 and October 27, 2025, both dates inclusive (the “Class Period”). A class action lawsuit has already been filed. If you wish to serve as lead plaintiff, you must move the Court no later than December 28, 2026.

SO WHAT: If you purchased Everest Group common stock you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

WHAT TO DO NEXT: To join the Everest Group class action, go to https://rosenlegal.com/cases/everest-group-ltd/join or call Phillip Kim, Esq. toll-free at 866-767-3653 or email [email protected] for information on the class action. A class action lawsuit has already been filed. If you wish to serve as lead plaintiff, you must move the Court no later than December 28, 2026. A lead plaintiff is a representative party acting on behalf of other class members in directing the litigation.

WHY ROSEN LAW: We encourage investors to select qualified counsel with a track record of success in leadership roles. Often, firms issuing notices do not have comparable experience, resources, or any meaningful peer recognition. Be wise in selecting counsel. The Rosen Law Firm represents investors throughout the globe, concentrating its practice in securities class actions and shareholder derivative litigation. Rosen Law Firm has achieved the largest ever securities class action settlement against a Chinese Company. Rosen Law Firm was Ranked No. 1 by ISS Securities Class Action Services for number of securities class action settlements in 2017. The firm has been ranked in the top 4 each year since 2013 and has recovered billions of dollars for investors. In 2019 alone the firm secured over $438 million for investors. In 2020, founding partner Laurence Rosen was named by law360 as a Titan of Plaintiffs’ Bar. Many of the firm’s attorneys have been recognized by Lawdragon and Super Lawyers.

DETAILS OF THE CASE: According to the lawsuit, throughout the Class Period, defendants made materially false and misleading statements and/or failed to disclose that: (1) Everest remained materially exposed to and concentrated in casualty risks subject to escalating claim costs, including business defendants claimed Everest had reduced or exited; (2) Everest had inadequately priced portions of that business; (3) Everest’s reserves were insufficient, causing it to understate its liabilities and expenses and materially overstate its earnings; and (4) addressing these problems would require substantial reserve charges, protection against further adverse development, and reductions in Everest’s casualty business, thereby sacrificing recurring premium revenue. When the true details entered the market, the lawsuit claims that investors suffered damages.

To join the Everest Group class action, go to https://rosenlegal.com/cases/everest-group-ltd/join or call Phillip Kim, Esq. toll-free at 866-767-3653 or email [email protected] for information on the class action.

No Class Has Been Certified. Until a class is certified, you are not represented by counsel unless you retain one. You may select counsel of your choice. You may also remain an absent class member and do nothing at this point. An investor’s ability to share in any potential future recovery is not dependent upon serving as lead plaintiff.

Follow us for updates on LinkedIn: https://www.linkedin.com/company/the-rosen-law-firm, on Twitter: https://twitter.com/rosen_firm or on Facebook: https://www.facebook.com/rosenlawfirm/.

Attorney Advertising. Prior results do not guarantee a similar outcome.

-------------------------------

Contact Information:

        Laurence Rosen, Esq.
        Phillip Kim, Esq.
        The Rosen Law Firm, P.A.
        275 Madison Avenue, 40th Floor
        New York, NY 10016
        Tel: (212) 686-1060
        Toll Free: (866) 767-3653
        Fax: (212) 202-3827
        [email protected]
        www.rosenlegal.com

ResMed (NYSE:RMD) reported first-quarter financial results on Thursday. The transcript from the company's first-quarter earnings call has been provided below.

On its third quarter of 2026 earnings call, held on Oct. 22, 2026, Sonoco (SON +2.34%) updated its full-year 2026 financial guidance. For long-term investors, transient weather disruptions to crop yields matter far less than structural cost controls. Management is relying on internal efficiency programs to offset rising raw material expenses.

Three takeaways from the call highlight management's operational priorities.

1. Internal Cost Savings Accelerate to Offset Inflationary HeadwindsTo combat rising input costs, the company relies on its Profitability Performance Plan, a three-year structural cost reduction program known as PPP. The initiative generated $16 million in savings during the third quarter, marking its largest quarterly contribution to date.

The plan delivered $16 million of savings in the third quarter, up from $10 million in the second quarter, $8 million in the first.
-- Paul Joachimczyk, Chief Financial Officer2. Contract Reset Delays Temporarily Lag Industrial Price RealizationHigher costs for old corrugated containers, which are recycled cardboard boxes used as raw material and known as OCC, pushed industrial production costs higher. Contractual lag prevented full price recovery during the quarter, but implemented price increases take full effect in early 2027.

Because of the timing of the most recent increase, we will realize some of the benefit in the fourth quarter with the full impact showing up as we move into 2027.
-- Howard Coker, President and Chief Executive Officer3. Facility Closures and Reorganization Target Structural Margin ImprovementManagement consolidated its global packaging operations into a single consumer packaging unit to streamline operational execution. As part of this consolidation, the business is closing two European facilities to eliminate excess overhead and lower fixed costs.

We are also accelerating footprint optimization by closing 2 sites in Europe, which we will expect to generate $15 million to $20 million of savings in 2027.
-- Paul Joachimczyk, Chief Financial OfficerLooking AheadIndustrial packaging demand remains steady across key end markets, supported by infrastructure spending for wire and cable reels, which are heavy-duty spools used for power cables. High operating rates in uncoated recycled paperboard, a dense paper material used for tubes and cores and known as URB, reflect solid market positioning. Operational execution and cost pass-throughs remain primary focus areas.

In Industrial, we're benefiting from strong URB demand and continued growth in reels.
-- Howard Coker, President and Chief Executive OfficerStructural cost savings and consolidated global operations position the business to rebuild earnings power over time.

Most importantly, we remain confident in our strategy, our market-leading positions and the ability of our team to execute through economic cycles.
-- Howard Coker, President and Chief Executive OfficerThe Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.

For the quarter ended September 2026, Columbia Financial (CLBK - Free Report) reported revenue of $100.47 million, up 49.4% over the same period last year. EPS came in at $0.16, compared to $0.07 in the year-ago quarter.

The reported revenue represents a surprise of -19.63% over the Zacks Consensus Estimate of $125.02 million. With the consensus EPS estimate being $0.13, the EPS surprise was +23.08%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Columbia Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Efficiency Ratio: 97.1% versus 61.5% estimated by two analysts on average.Net Interest Margin: 3% versus 2.8% estimated by two analysts on average.Average Interest Earning Assets: $15.32 billion compared to the $14.2 billion average estimate based on two analysts.Net Interest Income: $114.38 million compared to the $99.09 million average estimate based on two analysts.View all Key Company Metrics for Columbia Financial here>>>

Shares of Columbia Financial have returned -3.5% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

, /PRNewswire/ -- Schall, Brown & Schwartz LLP ("SBS"), a national shareholder rights litigation firm, reminds investors of a class action lawsuit against The Chemours Company ("Chemours" or "the Company") (NYSE: CC) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.

Shareholders who purchased shares of CC during the class period listed are encouraged to contact the firm regarding possible lead plaintiff appointments. Appointment as lead plaintiff is not required to partake in any recovery.

CLASS PERIOD: February 20, 2026 to August 4, 2026

DEADLINE: December 7, 2026

If you are a shareholder who suffered a loss, click here to participate.

CASE DETAILS: According to the Complaint, the Company made false and misleading statements to the market. Chemours overstated the demand for its Opteon products. The Company suffered from slowing demand due to overselling in the prior year. The Company's fiscal guidance for 2026 was unreliable. Based on these facts, the Company's public statements were false and materially misleading throughout the class period. When the market learned the truth about Chemours, investors suffered damages.

We also encourage you to contact Brian Schall or David Schwartz of Schall, Brown & Schwartz LLP, 2049 Century Park East, Suite 2460, Los Angeles, CA 90067, at 310-301-3335, to discuss your rights free of charge. You can also reach us through the firm's website at www.schallfirm.com, or by email at [email protected].

The class, in this case, has not yet been certified, and until certification occurs, you are not represented by an attorney. If you choose to take no action, you can remain an absent class member.

Join the case to recover your losses

WHY SBS? Schall, Brown & Schwartz LLP represents investors around the world and specializes in securities class action lawsuits and shareholder rights litigation. Bringing together the extensive experience and diverse skillsets of founding partners Brian Schall, Andrew Brown, and David Schwartz, SBS is dedicated to aggressively advocating for every investor.

This press release may be considered Attorney Advertising in some jurisdictions under the applicable law and rules of ethics. 

CONTACT:
Schall, Brown & Schwartz LLP
Brian Schall, Esq.,
Andrew Brown, Esq.,
David Schwartz, Esq.,
www.schallfirm.com
Office: 310-301-3335
[email protected]

SOURCE Schall, Brown & Schwartz LLP