Track market-moving stories before they get noisy

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DeFi’s total value locked has been sliding all year, shedding roughly 39% to land at about $70 billion in June—down from $115 billion at the start of 2026. Even as some altcoins rallied and institutional money moved into spot crypto, the backbone of on-chain lending and trading kept bleeding. According to the original report from WuBlockchain’s CryptoRank data, every single month in 2026 has seen a contraction in DeFi TVL.

Only two networks in the top ten by TVL managed to post gains: TRON added about 5% and Hyperliquid roughly 6.7%. The rest—Ethereum, Solana, BNB Chain, Arbitrum, and others—all saw their locked capital shrink. Hyperliquid’s rise reflects the demand for perp DEXs and specialized derivatives platforms, while TRON’s resilience continues to rely on its high-throughput stablecoin corridors, especially in Asia. But the broad trend is one of withdrawal, not reallocation.

Hack Fatigue and the Confidence Gap Hacks alone didn’t cause the $45 billion drain. CryptoRank explicitly notes that security breaches were not the primary driver. But the sheer volume is hard to ignore: 121 separate DeFi exploits so far this year, costing protocols and users roughly $942 million. In Q2 alone, 85 incidents led to $775 million in losses. That pace—an attack every day and a half—has almost certainly accelerated the exodus of cautious capital.

The nature of these hacks matters. Bridge exploits, oracle manipulation, flash loan attacks—each one chips away at the assumption that decentralized code is safer than centralized custody. When a retail user sees a major lending protocol drained twice in a quarter, they don’t parse whether it was a novel contract bug or a key compromise; they pull liquidity. Trust, once fractured, takes multiple quarters to rebuild.

A Structural Shift or a Temporary Flush? One reading of the data is that DeFi is simply repricing risk. In 2021-2023, yield farmers chased double-digit APYs on freshly minted tokens. Many of those incentive schemes have since unwound or been arbitraged away. The TVL that remains might be stickier, more utility-driven. The fact that TRON and Hyperliquid—both networks with clear use cases—could grow while broader DeFi shrank suggests a maturation, not an extinction. Just last month, institutional staking flows into Sui contributed to an 18% price surge, showing how chain-specific catalysts can still attract capital even when overall metrics weaken.

Yet the magnitude of the decline demands scrutiny. A 39% drop in six months, in the absence of a catastrophic global macro event, is a significant reset. If the trend continues through July, DeFi TVL could challenge the lows seen during the bear market of 2022. The question isn’t just about hacks or yields; it’s about whether capital is rotating out of decentralized finance entirely or waiting on the sidelines in stablecoins. Data from stablecoin market caps suggests the latter—total stablecoin supply has remained relatively stable, pointing to parked capital rather than a complete flight.

What the Next Quarter Holds The divergence among chains will likely sharpen. Networks that offer deep liquidity for real-world asset tokenization may pick up where pure crypto-native DeFi has stumbled. The weekly tokenization roundup from last week showed RWA on-chain crossing $20 billion, and institutional settlement pilots with JPMorgan and Ondo hint at a different growth vector. Meanwhile, developer activity on Ethereum and BNB Chain remains high, suggesting that the buildout continues even as TVL slumps.

For traders and liquidity providers, the message is clear: platform risk is now a first-order concern. Choosing a protocol based on audit history, bug bounty programs, and insurance coverage is no longer optional. The market is pricing in security as a feature. It may also explain why the two chains that grew—TRON and Hyperliquid—have relatively concentrated liquidity control and fewer surface-area attacks compared to sprawling multi-contract ecosystems.

The broader DeFi story isn’t over. But the headline TVL figure is telling a cautionary tale. With over $940 million lost to hacks in half a year, user confidence can’t be taken for granted. If the sector can’t arrest the monthly declines soon, the next phase may not be about innovation but about basic survival. As capital gets more selective, protocols that combine strong security postures with tangible yield sources—not just token emissions—will be the ones that keep doors open.

AUTHOR

Max delves deep into the cryptocurrency realm, with a passion for altcoins and NFTs. Convinced of crypto's transformative potential, he envisions a decentralized financial future. Max's background in the financial sector grants him unique insights into global monetary systems. In his leisure, Max embraces the thrill of adventures and is an avid sports enthusiast, finding balance and rejuvenation away from work.

TRON’s native token TRX has maintained its position above critical support levels, despite the recent weakness in the broader cryptocurrency market. After retreating from its recent high of $0.36, TRX is currently trading near $0.328. Technical analysis suggests that the broader bullish structure remains intact for now, with buyers continuing to defend the most important price zones.

Key support zone emerges in technical outlookAnalysis indicates that TRX is finding strong buying support between $0.316 and $0.304. These levels are closely monitored from a Fibonacci retracement perspective. The 50 retracement sits at $0.3166, while the 61.8 level is at $0.3042 and the 78.6 mark is at $0.2875—making these levels crucial for technical traders.

This current pullback is being viewed more as a second-wave correction within the Elliott Wave framework, rather than the start of a broader downturn. Holding above $0.3042 is considered especially important for maintaining the bullish outlook. If this support holds, a fresh upward move could gain momentum.

Crypto analyst More Crypto Online notes that a drop below $0.2875 could weaken the positive outlook, shifting the market’s focus to the main support zone around $0.27.

Remaining above the 61.8 Fibonacci retracement level keeps the wider bullish count valid and increases the likelihood of a new upward move.

RSI and MACD show early signs of recoveryMomentum indicators also point to limited yet noteworthy strengthening in TRX. The Relative Strength Index (RSI) currently stands at 51.26, with its moving average at 40.90. RSI moving above the 50 threshold shows that buying pressure is beginning to resurface in the market.

Similarly, the MACD indicator offers a positive picture. The MACD line is at minus 0.00273, the signal line at minus 0.00498, and the histogram at 0.00225. With the histogram in positive territory and the MACD moving above its signal line, the negative pressure on price appears to be fading.

Market participants watch such signals closely, as they can provide early warnings before more significant price movements occur. Additional strength in both RSI and MACD would likely support expectations of a possible bullish breakout.

TRON highlights regulation and collaboration effortsOutside of the technical setup, TRON has also underscored the sector’s push for regulatory dialogue and industry cooperation, supporting these efforts through the Digital Sovereignty Alliance. As an ecosystem known for blockchain-based digital entertainment and payment infrastructures, TRON has lately been in the spotlight not just for price action but also for its role in policy and sector representation.

The Digital Sovereignty Alliance aims to create a platform for dialogue around regulation and the future of digital assets, bringing together blockchain companies, policymakers, and advocates to chart a sustainable path forward for the industry.

Mini glossary: The Digital Sovereignty Alliance is a formation focused on strengthening communication between companies and policymakers in the fields of digital assets and blockchain. Such structures can facilitate more predictable development for the industry within a clear regulatory framework.

TRON’s support for this organization reflects its commitment to regulatory clarity, industry representation, and responsible growth. The market’s attention now turns to whether the $0.304 support level will hold and if a renewed upward wave will emerge in TRX.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Tokenized movement will be worth trillions — Sweat Economy co-founder

Coinfest Asia 2024 Confirms Attendance of World’s Top Web3 Figures

Sweat Economy, a Web3 platform with 20 million mobile users incentivizing physical activity, has announced at EthDenver the launch of its new artificial intelligence-powered personal agents in its Sweat Wallet app. 

The initiative was developed in partnership with NEAR.AI, NEAR Protocol’s (NEAR) AI unit. This new large-scale AI deployment is powered by 700,000 queries from $SWEAT token holders and represents a milestone for consumer crypto by introducing personalized assistance to individual users.

Bringing AI-powered assistance to millions With over 19 million $SWEAT token holders and 3 million monthly active users, Sweat Wallet is the first major consumer crypto app to integrate AI agents at scale. These AI-powered assistants will help users with staking, trading, movement incentives, and navigating the Web3 space with ease.

“AI Agents will make Sweat Wallet the smartest omnichain Consumer Crypto app in the world, removing complexity and helping users become both healthier and wealthier,” said Oleg Fomenko, Co-Founder and CEO of Sweat Economy. “The large-scale deployment of AI Agents to millions of mobile SWEAT users marks the beginning of a trillion-agent future, where AI enhances human intelligence and transforms how users interact with crypto.”

Unlike traditional AI-powered chatbots, SWEAT’s AI Agents directly connect to NEAR’s blockchain, allowing for real-time, on-chain personalized assistance. The system is designed for continuous upgrades, ensuring users receive evolving AI-powered support.

Enhancing the Web3 experience with AI The Sweat Wallet AI agents will learn from individual user behavior, enhancing the Web3 experience by lowering entry barriers and providing AI-driven movement incentives. The personalized approach aims to boost engagement and retention, making Web3 as seamless as Web2.

Following the launch, Sweat Wallet will roll out a plug-in with four new AI-powered modules:

Health – Tracks and incentivizes physical activity. News – Provides curated updates on Web3 and crypto. Token Trends – Monitors $SWEAT and other token movements. Security – Enhances user protection and transaction safety.

THE BLOCK: SWEAT protocol thwarts multi-million dollar exploit, restores user balances

BNB Price Prediction 2026 to 2030: Can Binance Coin Reach $1,000 or $2,000?

CEA Industries has reached a cooperation agreement with YZi Labs, ending a months-long proxy fight over the governance of the BNB treasury company. 

Summary

CEA Industries ended its proxy fight with YZi Labs through a new cooperation agreement Tuesday. Ella Zhang, Alex Odagiu and Matthew Roszak joined CEA’s board as new directors immediately. The deal adds a CEO search process while Odagiu takes an interim president role. The Nasdaq-listed firm said the agreement took effect on June 23 and brings new digital asset experience to its board.

Under the deal, CEA appointed YZi Labs head Ella Zhang, YZi Labs investment partner Alex Odagiu and Bloq co-founder Matthew Roszak as directors. They join existing board members Carly E. Howard, Annemarie Tierney and Glenn Tyranski.

“Today’s agreement between the Board and YZi Labs reflects the kind of constructive, forward-looking collaboration that creates real value for BNC and its stockholders,” said Carly E. Howard, chair of the board of CEA Industries.

YZi Labs ends proxy contest The agreement ends YZi Labs’ consent solicitation against CEA. YZi Labs also agreed to withdraw related books and records demands and record date requests. The firm will follow voting commitments and standstill provisions under the deal.

The two sides will also jointly search for another independent director. CEA said the candidate should have experience in digital assets, capital markets and public company governance.

The settlement marks a shift after months of public pressure. YZi Labs had pushed for board changes after raising concerns about CEA’s governance and its management of the BNB treasury strategy.

CEA also recently filed a complaint against 10X Capital, which had managed its digital asset treasury under an asset management agreement. The company sought to void that agreement and recover fees.

CEO search begins CEA’s board will create a CEO search committee as part of the agreement. The company said the committee will focus on candidates with public company and digital asset experience.

Alex Odagiu will serve as interim president during the search. He will report directly to the board until a new chief executive is appointed. David Namdar will remain CEO during the transition.

“Joining BNC at this critical time for the future of the Company and the BNB Chain is a welcome opportunity,” said incoming interim president Alex Odagiu.

Ella Zhang said BNB’s value is tied to utility across transaction fees, network participation, applications, liquidity and economic activity. She said CEA can turn that exposure into a public-market platform built around transparency and discipline.

BNB treasury strategy remains central CEA describes itself as the manager of the world’s largest corporate treasury of BNB. The company’s strategy moved into focus in 2025 after it raised $500 million through a private placement backed by YZi Labs and 10X Capital.

As previously reported by crypto.news, CEA launched the private placement to build a public BNB treasury vehicle. The financing included $400 million in cash and $100 million in crypto, with warrants that could raise total proceeds to $1.25 billion.

As crypto.news reported, CEA later closed the $500 million placement and rebranded around its BNB strategy. The company said at the time that BNB would become its main treasury reserve asset.

In a recent update, crypto.news covered CEA’s purchase of 200,000 BNB, worth about $160 million at the time. The purchase made BNC the largest listed corporate holder of BNB.

CEA Industries shares closed at $2.27 on Tuesday, up 8.35%, according to Google Finance. BNB traded near $578.63, down about 1% over 24 hours (per crypto.news data). 

Source: Google Finance The governance agreement now gives YZi Labs direct board representation as CEA works to stabilize leadership and continue its BNB treasury plan.

Source: Binance EN

This is a general announcement and marketing communication. Products and services referred to here may not be available in your region. Fellow Binancians, Binance is thrilled to launch a Binance Traders League Season 3 – Celo (CELO) Trading Challenge where eligible users will have a chance to share a total prize pool of 400 BNB in token vouchers! Promotion Period: 2026-06-24 10:00 (UTC) to 2026-07-01 10:00 (UTC) Join Now Eligibility: All verified new, regular users and all Binance VIP users can participate.Liquidity providers in the Binance Spot Liquidity Provider Program and Binance Brokers are not eligible to participate. Eligible Altcoin Trading Pair(s) Trading pair(s): CELO/USDT How to Participate: Click the [Join Now] button on the landing page to register.Total Trading Volume reaches at least 500 USD equivalent in any of the aforementioned eligible pair(s) on Binance Spot during the Promotion Period. Users who do not meet this threshold will not qualify for any reward under this Trading Volume Tournament. Reward Structure: Rankings Based on the Cumulative Trading VolumeReward per Eligible Participant (in BNB Token Vouchers)1st Place24 BNB2nd Place20 BNB3rd Place16 BNB4th Place12 BNB5th Place8 BNB6th - 20th PlacesAn equal split of 60 BNB21st - 50th PlacesAn equal split of 40 BNB51st - 200th PlacesAn equal split of 68 BNB201st - 1,000th PlacesAn equal split of 72 BNBAll Remaining Eligible ParticipantsAn equal split of 80 BNB, capped at 0.01 BNB per user Promotion Rules: Trading volume of any zero-fee trading pairs is excluded from the final trading volume calculation.Transaction or gas fees will be excluded from the final trading volume calculation for the tournament.All eligible buy and sell orders will be counted towards the cumulative total trading volume.Token vouchers will be distributed to winners by 2026-07-15, and will expire within 21 days after distribution. Users will be able to login and redeem their token voucher rewards via Profile > Rewards Hub.The Spot Trading Volume leaderboard is updated hourly. The leaderboard will be displayed on the Spot landing page. Only users who have met the minimum qualifying trading volume threshold will be displayed on the leaderboard along with their trading volume. Don’t miss out on this opportunity and share in the rewards now! To view more promotions for new listings on Binance, stay tuned to this page for the latest updates and exclusive opportunities. Guides & Related Materials: How to Spot Trade (App / Web) Terms & Conditions: These terms and conditions (“Activity Terms”) govern users’ participation in the activity above (“Activity”). By participating in this Activity, users agree to these Activity Terms, and the following additional terms: (a) Binance Terms and Conditions for Prize Promotions; (b) Binance Terms of Use; and (c) Binance Privacy Notice; all of which are incorporated by reference into these terms and conditions. In the case of any inconsistency or conflict between these Activity Terms, and any other incorporated terms, the provisions of these Activity Terms shall prevail, followed by the following in this order of precedence, and to the extent of such conflict: (a) Binance Terms and Conditions for Prize Promotions; (b) Binance Terms of Use; and (c) Binance Privacy Notice.Only verified users who complete the aforementioned criteria for the tournament by the end of the Promotion Period may receive rewards.This Trading Volume Tournament is available to verified new, regular and VIP users enabled for Binance Spot Trading, subject to product (and where relevant, deposit methods’) availability in users’ regions, and may be restricted in certain jurisdictions or regions, or to certain users, due to legal and regulatory requirements.Reward Distribution:All token voucher rewards will be distributed to eligible, winning users by 2026-07-15.Users will be able to login and redeem their token voucher rewards via Profile > Rewards Hub. All token voucher rewards will expire within 21 days after distribution. Winning users should claim their vouchers before the expiration date, and no replacement reward will be provided. Learn how to redeem a Binance voucher.Please note that the actual value of rewards received by a user is subject to change due to market fluctuation.Token voucher rewards are subject to additional terms and conditions.Rewards are not negotiable nor transferable.Once the available rewards have been allocated to users, no further rewards will be provided notwithstanding that an eligible user may have completed the missions.A user’s trading volume in this Trading Volume Tournament will be calculated after the user has opted-in and will be based on the trading volume (i) in their master and sub-accounts, and (ii) on all Spot products, including Spot Trading, Spot Copy Trading and Trading Bots. API trades are allowed. 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Rewards that have already been disqualified will not be returned to the prize pool.Binance reserves the right at any time in its sole and absolute discretion to determine and/or amend or vary these terms and conditions without prior notice, including but not limited to canceling, extending, terminating, or suspending these activities, the eligibility terms and criteria, the selection and number of reward recipients, and the timing of any act to be done, and all participants shall be bound by these amendments.The commencement and operation of the campaign (including the commencement of the Promotion Period) are subject to the successful listing of the relevant token on Binance Spot. If the listing is postponed or cancelled for any reason, the campaign (including the Promotion Period and reward distribution) may be delayed, amended or withdrawn at Binance’s discretion. Binance will not be liable for any loss or inconvenience caused by such changes.There may be discrepancies between this original content in English and any translated versions. Please refer to the original English version for the most accurate information, in case any discrepancies arise. Thank you for your support! Binance Team 2026-06-24 Disclaimer: USDC is an e-money token issued by Circle Internet Financial Europe SAS (https://www.circle.com/). USDC’s whitepaper is available here. You may contact Circle using the following contact information: +33(1)59000130 and [email protected]. Holders of USDC have a legal claim against Circle SAS as the EU issuer of USDC. These holders are entitled to request redemption of their USDC from Circle SAS. Such redemption will be made at any time and at par value.

TRON hit 3.93 million active addresses on June 23, according to data from Lookonchain and DefiLlama. That single-day figure put the network ahead of BNB Chain, Solana, and Ethereum, the three blockchains most commonly cited as its competitors for daily user activity.

What the numbers actually show The 3.93 million figure represents unique addresses that initiated or received transactions within a 24-hour window. TRON averaged 3.2 million daily active users during Q1 2026, a figure that already placed it second only to Solana among major blockchains. So hitting 3.93 million represents roughly a 23% jump above that quarterly average.

The network’s total account count tells an even broader story. As of mid-June 2026, TRON surpassed 389 million total accounts, according to TRONSCAN. The network has also processed a cumulative 14.5 billion transactions since launch.

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Why TRON keeps winning the activity game TRON’s secret weapon has never been flashy DeFi protocols or blue-chip NFT collections. It’s stablecoins. Specifically, cheap stablecoin transfers. The network has carved out a massive niche as the preferred rail for USDT transfers, particularly in emerging markets where users prioritize low fees over ecosystem prestige.

The sustainability question Analysts observing the spike have noted that it appears to be a temporary phenomenon rather than evidence of a fundamental shift in network usage patterns. Averaging 3.2 million daily active users across an entire quarter is sustained engagement at a scale that most blockchain networks would love to achieve even once.

TRON transitioned to a community-governed DAO structure back in December 2021, and the network has continued to grow its user base steadily in the years since.

What this means for investors High usage doesn’t automatically translate to token price appreciation. TRON’s dominance in stablecoin transfers means much of the value flowing through the network accrues to stablecoin issuers like Tether, not necessarily to TRX holders.

Investors watching TRON should focus less on single-day records and more on whether the Q2 2026 daily active average exceeds Q1’s 3.2 million figure. That would signal genuine growth rather than statistical noise.

Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.

Jun 24, 2026, 10:47 a.m.

2 min read

Ella Zhang, head of YZi Labs, at Consensus Hong Kong 2026 (CoinDesk)Summary

YZi Labs is entered a cooperation agreement with BNB treasury company CEA Industries (BNC) following a campaign aimed at overhauling the firm's leadership and governance.Partner Alex Odagiu will serve as an interim president, pending a search for a new chief executive, with head of YZi Labs Ella Zhang and blockchain venture capitalist Matthew Roszak also appointed directors of CEA. YZi rejected suggestions that the settlement amounts to a takeover, a person close to the settlement told CoinDesk in an interview, describing it instead as a governance reset intended to unlock shareholder value. BNB treasury company CEA Industries (BNC) is undergoing a boardroom shakeup following a cooperation agreement with Binance-linked backer YZi Labs.

The investment firm formerly known as Binance Labs backed CEA's transition into a BNB-focused digital asset treasury company in July 2025, investing roughly $100 million. However, disagreements over board oversight and execution led the firm to embark on what could be described as an activist activist shareholder campaign.

The settlement would pave the way for a leadership transition at CEA. The current CEO is expected to step down, while YZi partner Alex Odagiu will serve as an interim president, pending a search for a new chief executive.

Head of YZi Labs Ella Zhang and blockchain venture capitalist Matthew Roszak have also been appointed directors of CEA.

The settlement was announced after the market close on Tuesday, with BNC closing 8.35% higher at $2.27. Shares jumped nearly 20% more to $2.72 in pre-market trading on Wednesday, as of writing.

YZi rejected suggestions that the settlement amounts to a takeover, a person close to the settlement told CoinDesk in an interview, describing it instead as a governance reset intended to unlock shareholder value. The firm also stressed that Binance founder Changpeng "CZ" Zhao was not involved in the initiative.

The investment firm was rebranded from the venture arm of crypto exchange Binance in 2024. Following Zhao's release from prison that year, he took a more active role in venture project. YZI Labs is often referred to as Zhao's family office - the name for an investment vehicle that manages a family's wealth. YZi, however, says its structure is different, as it does not involve itself in estate planning, tax structuring and other similar functions.

YZi's goal is to reposition CEA as a leading BNB treasury vehicle, comparable to Strategy's (MSTR) role in bitcoin markets. The firm argues that CEA's shares trade at a significant discount to the value of its underlying BNB holdings, a gap it believes can be narrowed through governance reforms and a clearer operating strategy.

The move comes as digital asset treasury companies enter what some investors describe as a second phase of development. While early treasury firms focused primarily on accumulating crypto assets, newer models are increasingly looking to generate revenue from ecosystem participation and infrastructure businesses tied to those holdings.

AI Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk's full AI Policy.

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There’s a fundamental tension in blockchain: everything is transparent, but sometimes you need to prove something without showing your homework. Primus Labs just shipped a solution for that on BNB Chain.

The project’s zkTLS verification layer went live on June 23, creating infrastructure that lets users cryptographically verify off-chain data, think Web2 information like bank balances or identity credentials, without actually revealing the underlying data on-chain.

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What zkTLS actually does Oracles like Chainlink solve part of this problem by piping external data on-chain. But they typically handle price feeds and public data, not private user information. zkTLS takes a different approach by using zero-knowledge proofs to verify that specific data exists in a TLS-secured web session without exposing the data itself.

The technology builds on TLSNotary, an open-source protocol for creating cryptographic proofs of web traffic. Primus Labs extended this foundation through its AlphaNet, a decentralized attestation network that makes the verification process trustless rather than relying on a single notary.

The practical applications span several categories: Proof of Reserves for stablecoins and exchanges, reputation-based DeFi lending, real-world asset tokenization, identity verification, and AI-related use cases where data provenance matters.

The backstory and the money behind it Primus Labs, BNB Chain, and Brevis formed a partnership in March 2026 to develop ZKredit, a middleware layer specifically designed for privacy-preserving identity verification. In May 2026, Primus integrated with Unitas and Brevis to enable real-time Proof of Reserves, letting protocols prove they hold what they claim to hold cryptographically without a third-party auditor.

Primus Labs has raised $6.5M in seed and pre-seed funding. The investor list includes VanEck, Dispersion Capital, and Alchemy.

Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.

Artificial intelligence continues to attract capital across crypto markets as investors search for sectors showing active development despite broader volatility. The trend is especially visible on Binance Smart Chain, where AI-powered ecosystems are seeing growing attention from both developers and traders.

At the same time, BNB remains relatively stable and continues targeting the $610 area.

Against this backdrop, several AI-focused projects are emerging as leaders within the ecosystem. Among them, MemeToro ($MT) has become one of the most discussed names as its Stage 2 presale approaches completion and interest in AI-powered blockchain applications continues expanding.

Why BNB Chain Is Becoming a Center for AI Innovation The rise of AI-focused projects on BNB Chain is not happening by accident.

The ecosystem offers low transaction costs, deep liquidity, and one of the largest user bases in crypto. These advantages have helped attract developers building autonomous systems, AI-powered applications, and data-driven infrastructure.

Recent initiatives have accelerated this trend further.

The BNB HACK: AI Trading Agent Edition, backed by BNB Chain, CoinMarketCap, and Trust Wallet, has helped place additional attention on autonomous trading technologies and machine-driven financial applications.

As a result, AI has become one of the most active development categories within the Binance ecosystem.

MemeToro ($MT): The Most Watched AI Presale on BNB Chain MemeToro has emerged as one of the standout AI-focused projects currently building on BNB Chain.

The platform operates as a SocialFi ecosystem designed to combine artificial intelligence, memecoin creation, prediction markets, staking, and market intelligence within a single environment.

At the center of the platform is the MemeToro AI Agent.

The system continuously scans social media conversations, market sentiment, cultural moments, and global news events to identify viral narratives before they gain widespread attention. The goal is to help users discover opportunities earlier through automated intelligence.

The project’s growing visibility has been reflected in its fundraising progress.

With Stage 2 surpassing 90% completion, MemeToro has become one of the most closely watched AI-related presales in the Binance ecosystem.

Venus Protocol: AI-Powered Risk Management at Scale Venus Protocol remains one of the most established AI-integrated platforms operating on BNB Chain.

Rather than focusing on content creation or trend analysis, Venus applies artificial intelligence to decentralized finance. The protocol uses advanced AI-driven risk engines to dynamically manage collateral structures and lending parameters.

This functionality has become increasingly important as tokenized assets and lending markets continue expanding.

By focusing on financial infrastructure rather than speculation, Venus occupies a unique position within the BNB Chain AI landscape and remains a key protocol for many ecosystem participants.

MyShell: Empowering the Next Generation of AI Creators MyShell has become one of the leading AI-agent creation platforms in crypto.

The project allows users to deploy, customize, and monetize AI-powered agents without requiring deep technical expertise. Developers can build interactive chatbot experiences while generating revenue through the platform.

This accessibility has helped drive significant adoption.

As demand for personalized AI experiences grows, tools that simplify development are becoming increasingly valuable. MyShell continues benefiting from that trend and remains one of the most active AI ecosystems on BNB Chain.

Its creator-focused approach helps distinguish it from infrastructure and finance-oriented projects.

NFPrompt (NFP): Bringing AI to Digital Content Creation NFPrompt occupies a different segment of the AI economy.

The platform focuses on AI-powered prompt generation, content creation, and digital asset production. Users can generate creative content while leveraging BNB Chain’s low transaction costs to verify and manage assets on-chain.

This model appeals to creators looking for blockchain-integrated AI tools.

As artificial intelligence continues influencing media production, projects such as NFPrompt are helping bridge the gap between content creation and decentralized ownership.

That positioning has helped NFPrompt remain one of the more visible AI projects within the ecosystem.

QnA3.AI: Turning Blockchain Data Into Usable Insights QnA3.AI focuses on helping users navigate increasingly complex crypto markets.

The platform functions as an AI-powered knowledge engine that analyzes blockchain activity, market trends, and ecosystem developments. Machine learning systems process large volumes of information and present insights in a more accessible format.

For traders and investors, this utility can be highly valuable.

As crypto ecosystems become more data-intensive, tools capable of simplifying information are becoming increasingly important.

This has helped QnA3.AI secure a strong position among Binance Smart Chain’s leading AI projects.

Are AI Agents the Future of Crypto? BNB’s continued climb toward the $610 region reflects ongoing confidence in the Binance ecosystem despite broader market uncertainty. At the same time, AI-focused projects continue attracting attention as automation, intelligence, and data infrastructure become increasingly important themes.

MemeToro, Venus Protocol, MyShell, NFPrompt, and QnA3.AI each represent different corners of the growing AI economy. From autonomous memecoin creation and SocialFi tools to risk management, content generation, and knowledge engines, these projects highlight how diverse the AI movement on BNB Chain has become.

As AI adoption continues expanding across crypto, these five projects are likely to remain among the most closely watched names in the ecosystem throughout 2026.

More Information on MemeToro ($MT) Presale Here:

Website: https://memetoro.com/

X: https://x.com/memetoro_mt

Telegram: https://t.me/memetoro_mt

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8h05 ▪ 5 min read ▪ by Ariela R.

Summarize this article with:

Decentralized finance is going through one of its worst phases since 2022. According to CryptoRank data, DeFi TVL has dropped by 39% since the beginning of the year. It went from 115 billion dollars in January to about 70 billion in June 2026. In six months, nearly 45 billion dollars of capital have thus left the DeFi ecosystem. This hemorrhage raises a fundamental question: is this a cyclical crypto correction or a deeper structural signal?

In brief According to CryptoRank, DeFi TVL has dropped 39.1% since January 2026. Ethereum remains the leading DeFi ecosystem with 38.9 billion dollars TVL. Among the top 10 crypto blockchains by TVL, only Tron and Hyperliquid recorded growth this year. 121 security incidents caused about 942 million dollars in losses. DeFi TVL in free fall since January 2026 According to onchain analyses published by CryptoRank on June 24, 2026, DeFi TVL has decreased each month since January. This uninterrupted monthly decline represents a cumulative loss of about 45 billion dollars in half a year. It is equivalent to the total capitalization of several major altcoins evaporated from the crypto sector.

This DeFi decline is primarily explained by the generalized crypto market correction. Bitcoin had reached an all-time high above $122,000 in October 2025, thus bringing the total market capitalization to 4.21 trillion dollars. Since then, the pullback has been sharp:

Total capitalization hovered around 2.15 trillion dollars at the end of June 2026, a nearly 50% contraction from the peak. Bitcoin has lost more than 28% since January 1, Ethereum 43%, and Solana more than 43%. This relationship is mechanical: a large part of DeFi TVL is denominated in native assets (ETH, SOL, BNB), whose dollar value has sharply declined. The contraction of DeFi TVL thus reflects both user flight and depreciation of assets locked in crypto protocols.

Crypto network Ethereum still dominates, Arbitrum in free fall The hierarchy of crypto blockchains by TVL remains dominated by Ethereum with 38.9 billion dollars. This alone represents more than half of the entire global DeFi TVL.

Among the top ten chains, Arbitrum records the largest proportional contraction: -55.3% at 1.3 billion dollars. This level brings Ethereum’s layer-2 back to its end-2022 capital.

BNB Chain (-22.7%) and Base (-5.2%) fare better, while Solana falls by 40.5% to 4.93 billion dollars. This level remains significant but is markedly down from the ambitions displayed in 2025.

Ranking of DeFi protocols according to their TVL (Source: CryptoRank) Tron and Hyperliquid, the two exceptions worth attention In this generally degraded picture, two crypto blockchains stand out as anomalies. Tron and Hyperliquid are indeed the only ones among the top ten by TVL to have recorded positive growth in 2026.

Tron shows a 5% increase, raising its TVL to 4.63 billion dollars. This resilience is explained more by its function than by a resurgence of speculative activity. Tron remains the crypto network of reference for settlement in USDT (Tether stablecoin). A large portion of its TVL is concentrated in staking, lending, and stablecoin transaction protocols.

Rising 6.7% to 1.52 billion dollars, Hyperliquid presents a more interesting profile from a usage perspective. Having become the leading onchain perpetual contracts market, the crypto protocol attracted regular flows throughout the year thanks to its expanding HyperEVM ecosystem (lending, liquid staking, and DeFi primitives). According to Fortune, it even appears in the Crypto 100 ranking.

121 crypto hacks in 2026: the second factor in the DeFi debacle The crypto market correction is not the only cause of the decline of DeFi TVL. A wave of rare intensity hacks has significantly increased the pressure on the sector.

According to CryptoRank, 121 hacks have been recorded since the beginning of the year for total losses amounting to roughly 942 million dollars. Worse yet! Only the second quarter of 2026 concentrated 85 crypto incidents, representing about 775 million dollars stolen. This makes Q2 2026 the most active quarter ever recorded in terms of exploits.

The two most devastating attacks occurred in April, within a few days:

Drift Protocol suffered a breach estimated between 280 and 295 million dollars. KelpDAO was victim to a LayerZero cross-chain bridge vulnerability that cost it 293 million dollars. Alone, these two crypto attacks represent more than half of the sector’s annual losses.

One thing is certain: the DeFi market is undergoing a marked correction in 2026. The ability of crypto protocols to restore technical trust will be the main performance indicator to watch in the coming months.

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Ariela R.

My name is Ariela, and I am 31 years old. I have been working in the field of web writing for 7 years now. I only discovered trading and cryptocurrency a few years ago, but it is a universe that greatly interests me. The topics covered on the platform allow me to learn more. A singer in my spare time, I also cultivate a great passion for music and reading (and animals!)

DISCLAIMER

The views, thoughts, and opinions expressed in this article belong solely to the author, and should not be taken as investment advice. Do your own research before taking any investment decisions.

A longstanding parallel in the crypto payments arena has been disrupted as Stellar and XRP, once closely correlated, now move in opposite directions. Since late May 2026, Stellar has seen a robust upward trend, while XRP continues to slide. The divergence is tied to fresh, remarkable data from the asset tokenization sector and contrasting technical outlooks for both blockchains.

Tokenization data accelerates the splitAt the heart of this shift is a headline development: DTCC, a key post-trade infrastructure provider for US financial markets, announced plans to tokenize a wide range of assets—including equities, ETFs, and US Treasury bonds—on the Stellar blockchain in the first half of 2027. With its pivotal role in securities clearing and safekeeping, DTCC’s move is seen as a significant endorsement of Stellar’s technological edge.

Mini glossary: Asset tokenization refers to converting traditional financial products like stocks, bonds, or funds into digital representations on blockchain networks. RWA means “real-world assets”; in this sector, on-chain transaction volume and the investor base are key performance indicators.

According to RWA.xyz data, although the XRP Ledger (XRPL) hosts more projects, Stellar has pulled ahead in capital size and user activity. While XRPL counts 302 RWA projects compared to Stellar’s 68, asset value deployed on Stellar has swelled to $2.83 billion—a surge of 21.62 percent in the last month. For XRPL, the figure has fallen to $360.32 million, marking a 10.83 percent decline.

RWA data reveal that project count alone isn’t decisive. Stellar has seen stronger momentum lately when it comes to capital flows, transfer activity, and its investor base.

The 30-day RWA transfer volume reinforces this point. Stellar’s saw a remarkable 142.34 percent rise to $661.84 million, whereas XRPL lagged behind at $44.93 million. The gap is also widening among investors: Stellar’s number of RWA holders climbed by 44.75 percent to reach 17,803 addresses, in stark contrast to XRPL’s 122 addresses.

Notable performance gap in price actionMarket pricing has echoed on-chain developments. Since the end of May 2026, Stellar’s XLM token has rallied by roughly 49.44 percent, as XRP tumbled 15.78 percent over the same period. Still, XRPL is not entirely left behind: in overall stablecoin volume, it maintains a lead at $922.42 million versus Stellar’s $296.24 million. Over the last 30 days, XRPL also outpaced Stellar in stablecoin transfer volume, logging $5.11 billion to Stellar’s $4.27 billion.

What do technical charts suggest?On the daily chart, XLM displays a powerful surge in late May, with prices expanding past the upper Bollinger Band and hitting around $0.29. Its RSI cooled from overbought territory to 57.64, suggesting a period of consolidation following the steep rally.

XRP’s chart, on the other hand, reflects ongoing pressure. In early June, the price slipped below the middle Bollinger Band, confirming a tilt toward sellers. At the time of reporting, XRP trades near $1.13, squeezed between the $1.1739 middle line and the $1.0526 lower band. The RSI, now at 39.34, shows buyers are weak but the indicator is nearing oversold territory.

A narrowing Bollinger Band on XRP signals a buildup of momentum before a decisive price move. If the coin manages to hold above the psychological barrier at $1.10 and the lower band at $1.0526, a relief rally could be possible. Should these supports falter and capital continue shifting toward the Stellar ecosystem, XRP may first retest the $1.0526 level and then challenge its major support at $1.00.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Circle partners with Nomura Securities to enter the Japanese yen foreign exchange settlement service market.

Stablecoin issuer Circle plans to collaborate with Nomura Securities to launch instant foreign currency settlement for Japanese corporate clients as early as 2027. The initiative will enable large cross-border transactions to be completed immediately, aiming to boost cross-border investment and trade. This will mark the first entry of a major stablecoin issuer into Japan’s corporate transaction market, allowing companies to convert yen into US dollar-denominated stablecoins for investment and instant transfers.

9 minutes ago

Institutions' Preview: Overview of US May Core PCE Price Index Monthly Rate

The US May core Personal Consumption Expenditures (PCE) Price Index monthly rate will be released tonight at 20:30 (UTC+8). Below are the forecasts from multiple institutions: Sumitomo Mitsui Banking Corporation: 0.2%; Royal Bank of Canada: 0.2%; JPMorgan Chase: 0.3%; Goldman Sachs Group: 0.3%; Bank of Montreal: 0.3%; Moody's Corporation: 0.3%; Standard Chartered: 0.3%; UniCredit: 0.3%; ING Group: 0.3%; HSBC Holdings: 0.3%; BNP Paribas: 0.4%; Wells Fargo: 0.4%; Capital Economics: 0.4%; Citigroup: 0.4%; Deutsche Bank: 0.4%; Nomura Securities: 0.4%; Pantheon Macroeconomics: 0.4%; Société Générale: 0.4%; Scotiabank: 0.4%; Morgan Stanley: 0.4%

9 minutes ago

DA Davidson Raises Micron’s Price Target to $2,000, Retains Buy Rating

U.S. investment bank DA Davidson released a research note stating that Micron Technology has entered a new phase with one of the best performance visibility in the semiconductor industry, a stark contrast to its past standing in the sector. Driven by another quarter of results that handily exceeded expectations and positive forward guidance, Micron’s stock price surged sharply. These signals indicate that the current memory chip boom cycle is far from over. While the company is ramping up capacity investments (with capital expenditure (CAPEX) projected to hit $10 billion in the fourth quarter of fiscal 2026, which will bring additional supply), management expects the memory market to remain tight on supply and demand at least through 2027. Against this backdrop, DA Davidson reiterated its "Buy" rating on Micron and raised its price target from $1,500 to $2,000, equivalent to a 20x price-to-earnings (P/E) ratio based on the company’s 2026 calendar year expected earnings per share (EPS).

9 minutes ago

Morgan Stanley raises Micron's price target to $1,200, maintains 'Overweight' rating.

Morgan Stanley released a report raising Micron Technology (MU.O)’s price target from $1,050 to $1,200, while maintaining an "Overweight" rating. The investment bank lifted its fiscal 2027 earnings per share (EPS) forecast for the chipmaker by roughly 40% to $168, and upgraded its free cash flow (FCF) projection from $104 billion to $140 billion. Aligning with Micron’s management, the bank holds that AI will push DRAM demand to consistently outpace supply significantly after 2027. Micron’s last fiscal quarter results matched this trend, with both its quarterly performance and outlook showing notable upside potential.

9 minutes ago

US officials: Israel has withdrawn troops from parts of the buffer zone in southern Lebanon.

A U.S. State Department official said Israel has withdrawn from parts of the buffer zone in southern Lebanon, describing the move as a "goodwill gesture" toward the Lebanese government.

9 minutes ago

CBRS trades below IPO price post-earnings: Erases all gains six weeks after listing, two smart money firms net $5.8 million from first-day IPO shorts.

According to Hyperinsight monitoring, Cerebras (CBRS), the AI chip firm previously dubbed "Nvidia’s strongest challenger", saw its stock price fall in stages after reporting its first quarterly results since going public, as negative guidance overshadowed better-than-expected performance. The stock has dropped roughly 22% since the earnings release and officially broke below its IPO price today. On-chain whales are overall bearish. CBRS trades at $184 on the Hyperliquid platform, down 7.7% in 24 hours. Large-scale short positions (million-dollar level) total around $11.62 million, 2.39 times the long positions ($4.87 million). Two major short positions were placed precisely at high levels as early as the IPO day or even before the IPO: - Whale 0xe0ff: Shorted at $284.51 on May 14 with a 3x leveraged position of $6.13 million, generating an unrealized profit of $3.24 million (+104%); - Whale 0x9996: Shorted at $275.92 on May 11 with a 5x leveraged position of $5.48 million, generating an unrealized profit of $2.64 million (+162%). It is learned that both addresses currently hold short positions in both CBRS and SPCX, and have recorded substantial unrealized profits, preferring to place short positions at high levels before or on the day of major stock listings. With the realization of negative earnings news in this round, the combined unrealized profit of the two positions is around $5.88 million. Currently, the average entry price of CBRS short whales is around $275, and the current price is over 30% lower than that. The nearest short liquidation line is at $200.13, about 7% away from the current price.

9 minutes ago

The recent surge in Stellar’s price has captured significant market attention, especially as key technical indicators on the daily chart come into focus. The 50-day moving average has touched the 200-day moving average, raising anticipation about whether these levels will cross in an upward “golden cross” in the coming days. Market participants are closely monitoring this potential development for clues about XLM’s next direction.

Golden cross threshold draws focusIn technical analysis, when the 50-day moving average rises above the 200-day, it signals what’s known as a “golden cross”—typically seen as a sign of strengthening momentum. Conversely, a movement in the opposite direction indicates a “death cross,” signaling potential weakness. Currently, the upward trend in the 50-day average has the market watching closely for confirmation of a golden cross, which could point to further gains for XLM.

Mini glossary: A golden cross occurs when the short-term moving average crosses above the long-term average, often associated with a strengthening trend. The death cross is the opposite, signaling potential weakness.

XLM has climbed 47.3% in the last 30 days. If this sought-after technical signal emerges, it would mark the first major golden cross for Stellar since early 2026. The last similar setup occurred in July 2025 when XLM soared to $0.52, followed by the golden cross. However, in the weeks afterward, the price subsequently corrected lower.

The approach of the 50- and 200-day moving averages on the daily chart has become a defining factor for XLM’s technical outlook, and the market is now assessing whether this signal will bolster the ongoing rally.

$0.30 comes back into play for price actionThere are clear similarities with last year’s pattern. XLM saw a sharp ascent to $0.297 near the end of May, followed by a mild pullback. This has prompted discussion over whether a possible golden cross will ignite a new surge or if profit-taking will keep prices in check in the short term.

Analysts are also watching to see if XLM can maintain levels above the daily 50- and 200-day moving averages. Sustaining these thresholds is viewed as vital for extending the upward trend. Should this scenario play out, another test of the $0.30 mark could remain on the table.

Binance listings and July protocol upgradeMeanwhile, Binance is preparing to launch two new trading pairs for Stellar on its spot trading platform. According to Binance’s statement, XLM/U and XLM/USD1 pairs will go live on July 23 at 08:00 UTC. The exchange noted this move will expand trading options for users. Spot Algo Orders trading bots will also be enabled for these pairs at the same time.

Stellar’s blockchain is also gearing up for a significant technical upgrade in July. The so-called Protocol 27 update, also known as “Zipper,” is set to introduce innovations such as delegated authentication for private accounts and address-linked Soroban identity management. The mainnet vote for this upgrade is slated for July 8, 2026. The deployment will follow trials on the test network.

Stellar is recognized as an open-source blockchain network focused on cross-border payments. Its native asset, XLM, is used both for transaction fees and value transfers within the Stellar ecosystem.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

MoneyGram has launched an active validator node on Solana and joined its institutional developer platform, making Solana the payments giant’s third blockchain validator commitment alongside Tempo and Midnight. The move deepens a blockchain infrastructure push that began with Stellar remittances in 2021.

MoneyGram has launched an active validator node on the Solana network and joined Solana's institutional developer platform, marking the payments company's third blockchain infrastructure commitment and its first direct participation in Solana consensus.

The company announced the move via press release on June 22, describing its validator as staking SOL, processing transaction blocks, and contributing to network security. MoneyGram simultaneously joined the Solana Developer Platform, an AI-ready, API-driven institutional build environment designed for compliant financial product development whose members include Mastercard. Luke Tuttle, MoneyGram's chief product and technology officer, framed the move in operational terms: "We help run the rails we move money on." MoneyGram serves more than 60 million active customers through nearly 500,000 retail locations, with over 70% of transactions now digital.

Solana Third After Tempo, MidnightSolana is now MoneyGram's third active blockchain validator position. The company serves as anchor remittance validator for Tempo and holds a validator stake on Midnight, Cardano's privacy-focused sidechain. The trio reflects a pattern of MoneyGram placing infrastructure bets alongside payment-focused partnerships rather than simply integrating third-party rails.

Sheraz Shere, general manager of payments and commerce at the Solana Foundation, noted that MoneyGram's "global scale and experience serving customers across markets" matches the kind of counterparty the foundation wants engaged as more payments activity shifts on-chain.

MGUSD, Stellar ContextThe Solana move follows MoneyGram's June 2 launch of MGUSD, a USD-backed stablecoin issued on Stellar via Stripe-owned Bridge. That token, described as "GENIUS Act-ready," makes MoneyGram an issuer of a U.S. dollar token on a public chain. MoneyGram has operated on Stellar since a 2021 partnership with the Stellar Development Foundation that has since facilitated more than $4.2 billion in USDC remittance volume.

Chairman and CEO Anthony Soohoo described the company's direction: "We believe the future of global money movement will be built on open, interoperable stablecoin rails that anyone, anywhere can access."

SOL was trading at $71.71 at the time of the announcement.

Stellar (XLM) is steadily moving closer to the cryptocurrency top 10 following a strong month-long rally. 

After spending most of the year ranked between 17th and 21st by market cap, XLM has emerged as one of the market’s best-performing large-cap assets.

The token surged more than 30% over the past month. Although XLM has recently faced profit-taking pressure—falling 9.72% over the past week and 7.96% in the last 24 hours to $0.1953—it continues to hold a significant portion of its gains.

Factors Fueling Stellar Rally  Several major developments have fueled Stellar’s recent rise. Last month, crypto payments network Mesh integrated Stellar as a settlement layer for its global payment ecosystem.

At the same time, the development team behind the network activated Protocol 26, also known as the Yardstick upgrade, on the mainnet. The upgrade improved network security and expanded Stellar’s appeal to institutional participants.

Following the upgrade, stablecoin issuer Circle launched its Cross-Chain Transfer Protocol (CCTP) on the Stellar mainnet, further enhancing interoperability across blockchain networks.

Meanwhile, DTCC partnered with SDF to tokenize DTC-custodied assets on Stellar by next year, marking one of the ecosystem’s most significant institutional initiatives.

The Stellar network maintained positive momentum into June, highlighted by the release of JS SDK v16.0.0 alongside the Protocol 27 testnet upgrade. Additionally, Archax launched the tokenized U.S. Treasury Bill product, GOVY, on Stellar, strengthening the network’s position in real-world asset tokenization. 

How Close Is Stellar to the Top 10? Despite surrendering part of its recent gains, Stellar remains firmly in contention for a top-10 position. XLM currently ranks as the 13th-largest cryptocurrency with a market capitalization of $6.61 billion. 

Last week, the token briefly climbed to 12th place after posting a 27% weekly gain and overtaking Zcash in the rankings. However, the subsequent market pullback pushed Stellar back to 13th.

At press time, Stellar trails three cryptocurrencies ahead of it in the rankings:

Zcash (12th) — $7.31 billion market cap Unus Sed Leo (11th) — $8.76 billion market cap Dogecoin (10th) — $12.76 billion market cap  Stellar ranking What Would It Take for XLM to Enter the Top 10? For Stellar to break into the top 10, its market cap would need to rise to roughly $13 billion, assuming Dogecoin’s valuation remains unchanged.

That would require an increase of approximately 97% from Stellar’s current $6.61 billion market cap. Based on current supply levels, such a move would translate to an XLM price of around $0.38 per token.

While that target remains ambitious, Stellar’s recent ecosystem growth, institutional partnerships, and ongoing technical upgrades have positioned XLM as one of the strongest contenders for a top-10 ranking in the current market cycle. 

DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.

The headline reads like a fresh defection. The timeline tells a different story, and the real loss for XRP is smaller and stranger than the framing suggests.

Summary

MoneyGram’s Ripple partnership ended years before MGUSD launched on Stellar. XRP loses little mechanically because MoneyGram was no longer using its bridge flow. The symbolic damage matters because MoneyGram was once a flagship XRP use case. The bigger threat is stablecoins replacing the bridge-token role XRP was built to serve. MoneyGram launched its own dollar stablecoin, MGUSD, on the Stellar blockchain. The product is built into the MoneyGram app as a non-custodial wallet, issued through Stripe’s Bridge platform, with smart contracts handled by M0 and wallet security by Fireblocks.

The pilot opened in the United States, with a global rollout planned across MoneyGram’s network of roughly 500,000 cash-in and cash-out locations. The crypto press framed it the way it always does: MoneyGram picked Stellar, MoneyGram snubbed Ripple, XRP just lost a giant.

The framing is tidy and mostly wrong about the timing. To work out whether XRP actually loses anything, you have to separate three things that the headline blends together: what MoneyGram built, when MoneyGram and Ripple actually parted ways, and what XRP the token was ever getting from that relationship in the first place.

What MoneyGram actually launched MGUSD is a dollar-pegged stablecoin, one more entry in a crowded field, but the way it is wired tells you what MoneyGram is trying to do.

The token is issued through Stripe’s Bridge, the stablecoin infrastructure platform Stripe acquired to let companies mint and manage dollar-backed tokens without standing up the machinery themselves. The smart-contract layer comes from M0, a stablecoin platform that gives issuers a shared standard to build on.

Wallet security runs through Fireblocks, the custody and key-management provider that large institutions use to hold digital assets. The wallet itself lives inside the MoneyGram app and is non-custodial, which means the user holds the keys instead of MoneyGram holding the balance on their behalf.

The strategic piece sits underneath all of that. MoneyGram is one of the largest cash remittance networks on earth, with physical locations in almost every country that receives money from workers abroad.

By launching a stablecoin tied to that network, MoneyGram is trying to bridge digital dollars and physical cash, so a sender can move MGUSD across a chain in seconds and a recipient can collect local currency at a counter down the road. The stablecoin is the digital rail. The 500,000 locations are the off-ramp.

That combination, not the choice of chain, is the actual product.

There is a money motive underneath the strategy that deserves its own line, because it explains why so many firms suddenly want their own stablecoin. A stablecoin issuer holds reserves against the tokens in circulation, and those reserves, usually short-dated government debt and cash, earn yield.

The issuer keeps that yield. For a company that can put a stablecoin into the hands of millions of users, the float becomes a revenue stream that grows with adoption and costs little to run once the infrastructure exists.

MoneyGram moving customers onto MGUSD is not only about faster transfers. It is about capturing the interest on the dollars those customers hold, money that previously sat with someone else.

When you understand that issuing a stablecoin is a way to earn yield on your users’ balances, the rush of payment firms toward their own tokens stops looking like a crypto fad and starts looking like a straightforward grab for a new margin. That incentive is exactly what makes the disappearance of the bridge-token role so durable, since the firms have a direct financial reason to own the dollar instead of renting a bridge.

The history the headline skips Now the part the word “dumped” quietly assumes, which is that MoneyGram and Ripple were partners until this announcement. They were not.

MoneyGram and Ripple ran one of the most cited partnerships in crypto between 2019 and 2021. Ripple invested around $50 million in MoneyGram and the two firms integrated Ripple’s On-Demand Liquidity service, the product that used XRP as a bridge asset to move value across borders without pre-funded accounts in every destination currency.

For a stretch, MoneyGram was the marquee proof that XRP had a real cross-border use case with a household-name money-transfer firm. That arrangement ended in 2021.

As Ripple’s legal fight with the United States Securities and Exchange Commission heated up, MoneyGram stopped using the On-Demand Liquidity service and the commercial relationship wound down. Ripple later exited its equity stake.

By the time MGUSD arrived in 2026, MoneyGram had not been routing payments through XRP for years.

NEW: MoneyGram introduces MGUSD native USD stablecoin on Stellar. Built with Stablecoin, M0 and Fireblocks. Now live in the U.S pic.twitter.com/N4CeRg5sHz

— crypto.news (@cryptodotnews) June 3, 2026 It is worth understanding what that On-Demand Liquidity arrangement actually did, because the mechanics explain both why it looked promising and why it proved fragile. Cross-border money transfer traditionally requires a firm to hold pre-funded accounts in every destination currency, dead money parked around the world so a payout is always ready.

On-Demand Liquidity removed that requirement by converting the sending currency into XRP, moving the XRP across the corridor in seconds, and converting it into the receiving currency on arrival. The bridge token meant a firm did not have to lock up cash in dozens of countries.

For a treasury department, freeing that trapped capital was the entire pitch, and MoneyGram was the showcase for it.

The fragility came from two directions. First, regulatory risk attached itself to XRP during the SEC case, and a public company like MoneyGram could not lean operations on an asset whose legal status was being argued in a federal courtroom.

Second, the bridge involved a moment of price exposure, however brief, since value passed through a volatile token mid-transfer, and that exposure has to be hedged or absorbed. When the legal cloud arrived, the cost-benefit math tipped and MoneyGram walked.

Ripple had even covered some of MoneyGram’s costs through incentive payments during the partnership, which raised a quieter question at the time about how much of the usage was organic demand and how much was subsidized adoption.

So the accurate version of the story is not that MoneyGram left Ripple for Stellar this month. MoneyGram left the XRP-based product back in 2021.

What happened now is that MoneyGram chose a different chain for a new project, years after the original partnership had already closed. The defection the headline implies happened half a decade ago and was old news before MGUSD existed.

Why Stellar, and why it stings anyway If the breakup is old, why does the Stellar choice still land as a jab at Ripple? Because of who Stellar is.

Stellar was co-founded by Jed McCaleb, who had earlier co-founded Ripple before leaving after a falling-out. The two networks share genetic material.

Both are payment-focused ledgers built for fast, cheap value transfer, both use a native asset for bridging and fees, and both have spent a decade chasing the same cross-border-settlement prize. Stellar leaned hard into the remittance and financial-inclusion niche, and MoneyGram already had a separate, live relationship with the Stellar ecosystem through MoneyGram Access, a service that let users move between cash and the USDC stablecoin on Stellar.

Seen that way, MGUSD on Stellar is less a betrayal and more a continuation. MoneyGram was already building on Stellar rails for its cash-to-crypto bridge.

Putting its own stablecoin on the same chain follows the path it had been walking, not a path away from a current Ripple deal. The sting is symbolic.

A firm that XRP holders once held up as their flagship win shipped a major new product on the one chain that reads as Ripple’s mirror image and oldest rival. The wound is to the narrative, not to any active revenue line.

That is why Stellar and Ripple’s wider rivalry matters here. MGUSD is not only a stablecoin launch; it lands inside a long-running contest over which network becomes the default rail for compliant payments and tokenized assets.

What XRP the token actually loses Separate sentiment from substance and the ledger of real losses is short.

In direct, mechanical terms, XRP loses close to nothing here, because XRP was already getting nothing from MoneyGram. The On-Demand Liquidity flow that once pulled XRP into MoneyGram’s corridors ended in 2021.

There was no current stream of XRP demand from MoneyGram for MGUSD to replace. You cannot lose a customer you lost five years ago.

In narrative terms, the cost is real but soft. The XRP community has spent years pointing to the old MoneyGram partnership as evidence that the bridge-asset thesis works with serious money-transfer firms.

Watching MoneyGram build its future on Stellar takes that talking point and turns it into an awkward footnote. For a token whose price has often moved on story and sentiment as much as on usage, a dented story carries some weight, even when the cash-flow impact rounds to zero.

There is also a precedent cost, and it is the one worth taking seriously. MoneyGram did not pick a rival bridge token. It issued its own stablecoin.

That choice says the company would rather control its own dollar rail than route value through any third party’s native asset, XRP or otherwise. If the largest remittance networks decide that the future is proprietary stablecoins on cheap public chains, the entire premise that they will lean on a bridge token like XRP gets weaker.

That is a bigger and quieter problem than losing one logo, and it is not unique to MoneyGram.

Why narrative cost is not nothing for this token It would be easy to wave away the sentiment damage as irrelevant noise, but XRP is a special case where narrative has done real work on price, and dismissing it would miss how this token actually trades.

For long stretches of its history, XRP has moved on story more than on measurable usage. The token spent years priced largely on the hope of bank adoption, on the outcome of the SEC case, and on the recurring promise that institutional partners were about to route serious volume through it.

When those stories strengthened, the token ran. When they weakened, it sagged, often regardless of what on-chain data showed.

A community built around a thesis tends to trade the thesis, and the MoneyGram partnership was one of the load-bearing beams of that thesis for years. So losing MoneyGram to Stellar, even a MoneyGram that left long ago, chips at a story that part of the market still prices.

The damage is not a lost revenue line. The damage is one more crack in the bank-and-payments narrative that justified holding through years of flat performance.

For a token whose price has often run ahead of or behind its fundamentals based on belief, a dented belief carries weight that a pure cash-flow analysis would understate. This does not mean the news should move the price much, and on the day it did not move much.

It means a holder should be honest that part of what they own is a story, and stories take damage from announcements like this even when the spreadsheet does not.

A corridor, two ways Trace a single remittance to see what changes and what does not for the person actually sending money.

Picture a worker in the United States sending $200 to family in the Philippines. Under the old XRP-based On-Demand Liquidity model, MoneyGram would convert the dollars, route value across a corridor where XRP served as the bridge asset between currencies, and pay out pesos on the other end.

XRP sat in the middle of the hop, held for seconds, sold back out, pulling the token into the flow for the length of the transfer.

Under the MGUSD model, the sender’s dollars become MGUSD, the stablecoin moves across Stellar in seconds for a fraction of a cent, and the recipient either holds digital dollars in the app or collects pesos at one of MoneyGram’s local counters. The bridge in the middle is now a dollar stablecoin on Stellar, not a volatile bridge token.

The user experience is similar or better, since the value never has to pass through a swinging asset price during the hop. The corridor still works.

XRP is simply not in it, and neither is the price exposure that bothered some institutional users about bridging through a volatile token.

For the sender, almost nothing changes. For XRP, the lesson is that the bridge role it was built to play can be filled by a stablecoin that does the same job without the volatility, on a chain that costs about the same to use.

That substitution, repeated across enough corridors, is the actual competitive threat. MoneyGram is one instance of it.

The pattern bigger than one company MGUSD does not stand alone. It is a data point in a trend that touches XRP’s original reason for existing.

Look at who is issuing dollar stablecoins now. MoneyGram has MGUSD on Stellar. Ripple itself has RLUSD, settling on the XRP Ledger and expanding toward Ethereum layer-2 networks.

PayPal has PYUSD. Circle’s USDC remains the default dollar token across much of crypto, and Coinbase now lets any business mint a custom stablecoin backed one to one.

Banks and payment firms are minting tokenized deposits through providers like Bridge and M0, the same providers MoneyGram used. The common thread is that the firms moving the money increasingly want to issue and control the dollar token themselves, settling it on whatever fast public chain is cheapest, instead of routing value through anyone’s bridge asset.

The arrival of federal stablecoin rules in the United States pours fuel on this. With a clear legal framework for dollar-backed tokens now in place, issuing a compliant stablecoin shifted from a legal gamble to a product decision, and every payment firm with a balance sheet and a user base has a reason to consider it.

The infrastructure to mint one is now rentable from a handful of platforms, so a company no longer needs deep crypto engineering to launch its own dollar token. That combination, legal clarity plus turnkey issuance, means the trickle of proprietary stablecoins is likely to become a flood, and each one is a small vote against the idea that the world needs a neutral bridge asset.

For XRP, the cumulative weight of that trend matters far more than any single launch. One firm choosing Stellar is a headline.

Dozens of firms deciding they would rather hold and control dollars than bridge through a volatile token is a structural shift in the exact market XRP was built to serve. The MoneyGram news is worth reading not as a defeat but as a clear, named example of the pattern that actually threatens the original thesis.

XRP was designed for a world where institutions needed a neutral bridge token to hop between currencies without pre-funding. Stablecoins quietly ate much of that need.

If you can hold and move a digital dollar directly, you do not need to bridge from dollars to a volatile token to a destination currency. You move the dollar and convert once at the edge.

Ripple saw this coming, which is exactly why it built RLUSD and leaned into the XRP Ledger as a settlement venue rather than betting everything on XRP as the bridge. The company adapted.  

RLUSD’s settlement role shows the same shift inside Ripple’s own strategy: the future is not only XRP as the bridge, but stablecoins and settlement rails working together.

The token’s original thesis is the thing under pressure, and MoneyGram’s choice is a clean illustration of why.

Why the chain barely matters, and why that is the point There is a detail in the MGUSD design that deserves more attention than the Stellar headline. MoneyGram did not pick Stellar because Stellar’s token does something special.

It picked Stellar because the chain is fast, cheap, and good enough to carry a dollar token, and because MoneyGram already had infrastructure there. The native asset of the chain was incidental to the decision.

That is the uncomfortable truth for any bridge-token thesis. Once a payment firm issues its own stablecoin, the underlying chain becomes a commodity, chosen on cost and reliability, with the value capture moving to the stablecoin issuer rather than to the chain’s token.

MGUSD could run on Stellar, on a layer-2 network, on Solana, or on several chains at once, and the user would not notice. What matters to MoneyGram is controlling the dollar token, the wallet, and the cash network at the edges.

The rail in the middle is just a rail.

This reframes what competition for XRP actually looks like. The threat is not that one rival chain wins the remittance business.

The threat is that the remittance business stops needing any chain’s token to be special, because the firms moving money would rather own the dollar than rent a bridge. A token whose value rests on being the indispensable middle of a transfer is vulnerable to exactly the move MoneyGram just made, which is to make the middle a generic, swappable piece of plumbing.

The firms that move money have learned that the valuable seat is the one closest to the customer and the dollar: the wallet and the issued token. The rail underneath can be rented from whoever is cheapest this quarter.

A bridge asset cannot easily climb into that valuable seat, because the whole reason it exists is to sit in the middle, and the middle is the part everyone is now trying to commoditize.

Where the cross-border case still stands None of this means XRP’s payment story is finished. It means the story has shifted, and the honest scoreboard looks different from both the bull and bear caricatures.

XRP still has live On-Demand Liquidity corridors with other partners in other regions, and Ripple continues to sign payment customers outside the MoneyGram relationship that ended years ago. The XRP Ledger now hosts RLUSD, which keeps Ripple in the dollar-stablecoin race even as the bridge-token role narrows, and XRP earns fees and bridge routing inside that ledger whether the headline asset is XRP or a stablecoin.

The institutional settlement work, including tokenized assets and the lending protocol, gives the ledger uses that have little to do with the old remittance pitch. Ripple’s value is increasingly the ledger and the stablecoin and the enterprise stack, with XRP as one component inside a larger system rather than the single hero asset.

That is why the XRP Ledger’s institutional settlement case matters more than one lost remittance headline. XRP’s future may depend less on reviving the old MoneyGram-style bridge thesis and more on whether high-value settlement volume actually runs through flows where XRP earns fees, reserves, or routing demand.

To keep the threat in proportion, it helps to name what an actual, serious loss for XRP would look like, because MoneyGram is not it. A real loss would be RLUSD failing to gain traction while rival stablecoins take the settlement business the XRP Ledger was meant to host.

A real loss would be Ripple’s live On-Demand Liquidity corridors shrinking as existing partners follow MoneyGram toward proprietary tokens. A real loss would be the institutional settlement work, the tokenized assets and the lending protocol, stalling at the pilot stage while competing chains win the production volume.

Those outcomes would strike at the parts of the business that actually carry XRP’s future. A remittance firm choosing Stellar for a new stablecoin, years after it stopped using XRP, does not reach any of them.

So does XRP lose anything from MoneyGram and MGUSD? Almost nothing it still had, since the active relationship ended in 2021.

It loses a favorite talking point, and it gets one more reminder that the bridge-asset thesis it was born from is being replaced by stablecoins, including Ripple’s own. The clear-eyed view is that MoneyGram is not the wound. MoneyGram is the symptom.

The thing worth watching is not whether one more firm picks Stellar, but whether the remittance world as a whole decides it would rather hold dollars than bridge through anyone’s token. On current evidence, it would.

The smart move for an XRP holder is to stop tracking which logo lands on which chain and start tracking the one number that matters, which is how much real value moves through XRP-touched flows on the ledger. That figure, not the next remittance headline, is the honest measure of whether the token is winning or quietly being routed around.

MoneyGram answered its own version of that question years ago. The market is still waiting to see how the rest of the industry answers theirs.

This article is information, not investment advice. Partnership timelines and product details reflect reporting available as of June 23, 2026, and corporate strategies and market conditions can change.

In This Article XRP News: What the Binance Withdrawal Data Actually SaysMoneyGram Chose Stellar, but the Ripple Breakup Happened in 2021The Bigger Threat Is the Stablecoin Model Itself In XRP news today, withdrawal transactions on Binance accounted for 53.8% of total XRP transaction activity over a seven-day rolling period ending June 23, 2026, the highest reading since June 2024, according to CryptoQuant, the on-chain analytics platform.

That streak of seven consecutive days where XRP withdrawals outpaced deposits landed against a backdrop of XRP trading near $1.10, close to recent lows, and a news cycle dominated by MoneyGram choosing Stellar for its new stablecoin.

The two storylines are colliding in the XRP community discussion, but they tell different stories. One is a behavioral signal in the exchange flow data. The other is a narrative wound with roots going back years, not days.

@MoneyGram has been quietly building on blockchain for over five years. Now, with its own stablecoin (MGUSD), a Kraken partnership, a validator seat on the Tempo network, and $2B+ in stablecoin settlements already running — the pace is accelerating.

CEO @anthonysoohoo joins… pic.twitter.com/DAlAFoClmP

— Converge (@ConvergeDefiant) June 23, 2026

XRP News: What the Binance Withdrawal Data Actually Says The CryptoQuant metric tracking exchange flows on Binance measures the frequency of withdrawals versus deposits, rather than the raw dollar value of XRP moved. A rise in withdrawal transactions indicates more individual withdrawals than deposits, often reflecting holders moving XRP to cold storage or ETF custody rather than a single outflow event.

Deposits on Binance dropped to 46.1% of total XRP activity, the lowest level since 2024, creating a 7.7-percentage-point divergence. Between June 3 and June 14, about 722 million XRP left exchanges, with approximately 425 million from Binance.

CryptoQuant data from early 2026 linked ongoing exchange outflows to XRP ETF net inflows, which had absorbed around $1.4Bn by March 2026, indicating institutional accumulation.

CryptoQuant analysts advised that the withdrawal dominance reading should not be seen as a direct buy-or-sell signal. The data suggests a gradual supply removal rather than panic selling, indicating a quiet supply squeeze rather than abrupt market moves. For detailed mechanics on ETF inflows and their impact on XRP’s market structure, additional analysis is available.

(SOURCE: CoinGlass)

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MoneyGram Chose Stellar, but the Ripple Breakup Happened in 2021 MoneyGram launched MGUSD, a dollar-pegged stablecoin, on the Stellar blockchain in June 2026. Utilizing Stripe’s Bridge platform for issuance, M0 smart contracts for the token layer, and Fireblocks for wallet management.

The non-custodial wallet is integrated into the MoneyGram app. This allows users to easily transfer dollars across Stellar and convert them to local currency at approximately 500,000 physical locations.

Contrary to reports, this move does not represent a shift from Ripple to Stellar. MoneyGram and Ripple partnered between 2019 and 2021, with Ripple investing around $50 million and using its On-Demand Liquidity service.

However, as Ripple’s legal issues escalated, MoneyGram ceased using this service, and by 2026, XRP had not been part of its transactions for years.

MoneyGram’s launch of MGUSD on Stellar builds on its existing service, MoneyGram Access, which facilitated cash-to-USDC transfers on Stellar. This is an extension of the company’s infrastructure, not a new direction.

The relationship is symbolic, considering Stellar’s co-founder, Jed McCaleb, previously co-founded Ripple, and both networks have long targeted the same cross-border settlement space. Ultimately, this impacts the narrative rather than any current revenue stream.

The top moments in modern money from the last two weeks covered on Stabledash Live in 5 mins:

> @SimkinStepan privacy is coming to @solana through @altitude
> @scottnbeck converted a 40-year-old bank to national OCC charter
> @MoneyGram built $MGUSD on @m0 for chain-agnostic… pic.twitter.com/5vzAIz5d91

— Stabledash (@stabledash) June 22, 2026

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The Bigger Threat Is the Stablecoin Model Itself XRP is unaffected by the launch of MGUSD on Stellar, as it already saw no flow from MoneyGram. The real threat to Ripple lies in MoneyGram issuing its own USD-backed stablecoin.

This enables it to capture reserves that earn yield, incentivizing payment firms to favor its dollar rail over bridge assets. Ripple is not idle, as it is developing its own dollar stablecoin, RLUSD, and forming partnerships, such as one with Flutterwave for Africa.

The U.S. regulatory framework has made launching compliant stablecoins a viable option for payment firms. While XLM benefits from MGUSD’s visibility, the true advantage lies in the stablecoin structure rather than any specific bridge token.

For XRP holders, the focus should be on accumulation trends, as the impact of proprietary stablecoins on the broader bridge-token narrative and new institutional partnerships remains to be seen.

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Legal Expert Urges Ripple to Unlock XRP Tokens Faster

Stellar (XLM) is one of the strongest-performing major cryptocurrencies in June 2026. While much of the market remains trapped in consolidation, XLM has managed to post an impressive 10% gain, placing it among the best-performing large-cap assets this month.

The rally is not happening in isolation.

Growing enterprise payment activity and expanding real-world asset (RWA) adoption are helping strengthen investor confidence across utility-focused crypto sectors. At the same time, capital continues flowing into artificial intelligence ecosystems such as MemeToro ($MT), creating an interesting overlap between two of the market’s strongest narratives.

XLM Is Outperforming the Broader Market Many cryptocurrencies continue struggling to establish clear trends.

Stellar has been an exception.

The network recently delivered a notable 10% surge, outperforming several major layer-1 competitors during a period when broader crypto sentiment remains cautious. The move has helped place XLM back on investor watchlists as traders search for assets showing relative strength.

The rally is supported by fundamentals.

Unlike purely speculative tokens, Stellar continues benefiting from growing cross-border payment activity. The network’s enterprise-focused infrastructure has processed increasing transaction volume through its payment corridors, helping reinforce the utility narrative behind the asset.

This combination of usage and momentum is attracting renewed market attention.

Why Centrifuge’s RWA Expansion Matters Another important development comes from the real-world asset sector.

Centrifuge has continued expanding its infrastructure for tokenized real-world assets, allowing institutional participants to bring asset-backed credit products into decentralized finance environments.

The significance extends beyond a single platform.

As tokenized debt, private credit, and yield-generating assets move on-chain, demand for efficient blockchain infrastructure continues growing. Investors increasingly view this trend as one of the most important long-term developments in crypto.

The result is greater attention on networks and ecosystems connected to practical utility.

That broader shift helps support projects that solve real problems rather than relying solely on speculation.

Reason 1: Utility Narratives Are Winning Again One reason some investors believe MemeToro could benefit alongside assets like XLM is the market’s renewed focus on utility.

Stellar’s recent strength is being driven by transaction volume, enterprise activity, and practical blockchain usage. Investors are increasingly rewarding ecosystems built around functionality.

MemeToro ($MT) fits into that conversation.

Rather than launching as a simple meme token, the project operates as a SocialFi ecosystem designed around active participation, artificial intelligence, and community engagement.

As utility-driven projects attract attention, ecosystems offering multiple use cases may continue benefiting from broader capital rotation.

Reason 2: AI Remains One of Crypto’s Strongest Growth Themes While real-world assets are gaining momentum, artificial intelligence remains one of crypto’s fastest-growing sectors.

The Web3 AI and autonomous agent economy now commands between $26.6 billion and $27 billion in market value. Investors continue allocating capital toward projects connected to automation, machine intelligence, and data-driven participation systems.

MemeToro ($MT) sits directly inside that trend.

At the center of the platform is the MemeToro AI Agent, which continuously scans social media activity, cultural developments, market narratives, and global news events to identify emerging opportunities.

This positions the ecosystem within one of the most active sectors in crypto.

Reason 3: MemeToro Combines AI With Real Ecosystem Participation The platform extends far beyond trend analysis.

Users can create and launch memecoins through an automated no-code deployment system. Every bonded memecoin automatically lists on PancakeSwap and is supported by BNB liquidity infrastructure. The native $MT powers the wider ecosystem.

Participants gain access to staking opportunities offering up to 35% APR, a centralized crypto news portal, and peer-to-peer prediction markets where rewards can be earned in both $MT and BNB.

This creates multiple participation layers inside a single platform. The ecosystem is designed around engagement rather than passive ownership.

MemeToro’s 24-Month Development and Product Roadmap MemeToro ($MT) team follows an aggressive 24-month roadmap schedule. The process rolls out distinct updates to build an all-in-one meme workspace, which is more disciplined than the typical roadmap most meme projects publish and never deliver.

Phase 1: MemeToro finalizes contract audits and presale tiers during the opening phase. Security verification happens before users put serious capital at risk. The presale structure rewards early participants with the lowest available pricing tiers.

Phase 2: MemeToro launches prediction pools and minting toolsets in the second phase. Core utility goes live for users. That gives the platform actual functionality beyond speculation, which separates it from launch-and-pray meme projects.

Phase 3: MemeToro deploys live swap features and trading tools during phase three. Liquidity infrastructure expands across the ecosystem. Users get the ability to trade in and out of positions without leaving the platform or hitting external exchanges.

Phase 4: MemeToro migrates operations to its custom blockchain in the final phase. The platform becomes infrastructure-independent. Transaction costs drop, throughput rises, and the ecosystem gains the freedom to optimize specifically for high-frequency meme activity.

As capital continues rotating toward utility-driven ecosystems, both AI and real-world asset narratives are likely to remain important themes throughout the remainder of the year.

More Information on MemeToro ($MT) Presale Here:

Website: https://memetoro.com/

X: https://x.com/memetoro_mt

Telegram: https://t.me/memetoro_mt

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