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DF: dForce Ecosystem Report — October 2025

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dForce (DF) could be set for a massive jump, according to a revelation disclosed today by market analyst PumpDumbAlert.

The DF coin is the cryptocurrency of dForce, a DeFi protocol that provides users with a wide variety of financial services, including borrowing and lending, trading, stablecoins, and yield products. Driven by its decentralized liquidity network, dForce aims to build an open, reliable, and transparent DeFi ecosystem where anybody can access and engage with financial services.

Today, the digital asset experienced a more than 14% jump, a move that enabled it to reclaim a crucial resistance level. With the push, the analyst believes that bulls are entering the DeFi platform.

dForce Breaking Technical Pattern Today, while most assets in the larger cryptocurrency market are down, dForce has remained up. To give a picture of the wider virtual currency market today, Bitcoin and Ethereum currently trade their prices at $69,652 and $2,043, down 1.25% and 3.40% over the past 24 hours, respectively, showing the ongoing crypto market difficulty. However, dForce today experienced an impressive 14.07% rise from its late January and early February lows, reaching a high of $0.003492 today. According to market monitoring by the analyst, this surge was fueled by a bullish divergence seen on the 4-hour timeframe, as indicated in the charts above.

Despite its ongoing downtrend, the price of dForce remains above a trendline (support level) that it has been maintaining over the past two months. Despite increasing its price to the $0.003492 level noted today, dForce has been down 63.0% and 71.1% over the past week and month, respectively, showing a downward momentum. However, after witnessing a weekly low of $0.00225, the altcoin has reacted strongly, suggesting that buyers have returned in action with strength in the support zone.

The analyst identified that the range between $0.0029 and $0.0035 as a strategic zone for accumulation. The confluence between reclaiming the trendline and the formation of an inverse head-and-shoulders pattern reinforces buying pressure at the zone. DF currently trades at $0.00354; it has already reclaimed its move above this zone, a rise that comes after several weeks of sideways consolidation driven by a sharp correction.

Besides that, the analyst identified a major technical structure, recognized as a classic inverse head-and-shoulder pattern, forming on the DF weekly chart. The setup signals a bullish reversal move, expecting the cryptocurrency to continue pushing upwards, possibly towards the $0.01062 target, a 200% rise from the current price.

The current price of dForce is $0.003660. Why DF Surge Is On Horizon Furthermore, today, dForce experienced an 81.12% increase in its trading volume, another indicator pointing out bullish developments surrounding the DeFi project. This shows strong user enthusiasm in the DeFi protocol. This surge in trading volume is a testimony to dForce’s robust fundamentals and rising adoption in DeFi, indicating it is a hidden gem awaiting to explode.

AUTHOR

Nicholas Otieno is a fintech writer specializing in cryptocurrency markets. Since 2019, he has written articles to educate readers about cryptocurrency and its substantial positive impact on global prosperity. Nicholas is a Bitcoin holder, believing firmly in its fundamentals. His work has been featured in publications such as Finance Magnates, Blockchain.News, Bitcoin Magazine, Coincub, and among others. When he's not writing, Nicholas enjoys performing domestic tasks, spending time with friends, listening to music, and watching football.

Harvest Finance Coin (FARM) is the native cryptocurrency of Harvest Finance, a yield optimizer that moves funds around the DeFi ecosystem to achieve high returns.

What is Harvest Finance (FARM)?Harvest Finance (FARM) is an automated yield farming protocol designed for users who want to utilize their assets in high-yield farming opportunities. Harvest Finance automatically identifies the latest DeFi platforms with the highest returns and optimizes yield with the latest farming techniques.

The main reason for choosing Harvest Finance is that the manual farming process takes too much time for the average person. Even if you have the time, high transaction fees can make most profitable farming strategies inaccessible to average investors. The platform offers a unique operational protocol by considering all these factors.

By pooling Harvest funds together, transaction fees can be saved. Despite recent slowdowns, yield farming will never completely disappear. The fact that high transaction fees can push investors into a deadlock is another issue. For this reason, Harvest Finance offers an easy and cost-effective way to participate in yield farming.

Where to Buy FARM Coin?FARM Coin can be safely bought and sold on Binance, the world’s largest cryptocurrency exchange by trading volume. Harvest Finance Coin is traded on the Binance platform in FARM/BTC, FARM/BNB, FARM/USDT, and FARM/BUSD pairs.

To purchase FARM Coin, you must first become a member of the Binance exchange. Once the membership is completed, you need to transfer cryptocurrency or fiat currency to your Binance wallet. After completing the transfer, you can purchase FARM Coin from any of the four pairs mentioned above. To buy from the FARM/USDT trading pair, first navigate to the interface of this pair. In the limit tab on the FARM/USDT interface, enter the amount you wish to purchase in the specified field. After specifying the amount, the purchase is completed with the Buy FARM order.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Binance will delist ATA, FARM, MLN, PHB, and SYS.

PANews reported on May 13 that, according to an official announcement, Binance has decided to suspend trading and delist the following cryptocurrencies at 11:00 AM (UTC+8) on May 27, 2026: Automata (ATA), Harvest Finance (FARM), Enzyme (MLN), Phoenix (PHB), and Syscoin (SYS).

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Binance subsidiary Tokocrypto secures full license in Indonesia

Altcoin Skyrockets 30% Upon Binance Listing Announcement

With a recent surge over the weekends, BNB price teases a double-bottom reversal within a broadening wedge. Adding fuel to the recovery, the PFAK license approval in Indonesia boosts the uptrend amid the looming Changpeng Zhao’s Release Date. Will this recovery sustain bullish momentum to hit $600? 

BNB Price Rebounds with Tokocrypto’s Regulatory Win and CZ’s Imminent Release According to the Bureau of Prisons database, former Binance CEO Changpeng Zhao (CZ) is scheduled for release on September 29, 2024, from Long Beach RRM, a federal facility in San Pedro, California. CZ’s imminent release is expected to boost bullish sentiment surrounding the BNB price.

Bureau of Prisons Tokocrypto, a sister subsidiary of the Binance group, has successfully secured the Physical Crypto Asset Trader (PFAK) license in Indonesia. As the subsidiary acquired the license from the Commodity Futures Trading Regulatory Agency of Indonesia (Bappebti), a regulatory approval allows Tokocrypto to operate as a licensed physical crypto-asset trader. This marks a significant step in Indonesia’s commitment to regulatory compliance and investor protection.

With the PFAK license, Tokocrypto will continue to work on its long-term expansion plans and highlight its efforts to foster trust and transparency within Indonesia’s Web3 circle. 

Over the years, Tokocrypto has seen remarkable growth in 2024, with its user base surpassing 4.5 million. Additionally, the platform’s average monthly trading volume has increased by 138%, demonstrating rising investor confidence and consistent expansion.

Binance coin Price Eyes $720 Breakout amid Wedge Pattern Formation The BNB shows a broadening wedge pattern in the daily chart pattern. The chart setup is characterized by two diverging trendlines, typically indicating an uncertain market sentiment.

Currently, the Binance coin price within the broadening wedge pattern is taking support at the $468 support. The dynamic support and $468 horizontal level bolster the formation of a bullish reversal pattern called a double bottom.

As BNB price attempts a bullish reversal, the MACD indicator shows the MACD and signal line on the verge of a bullish crossover. However, the 50-day and 200-day EMA is on the verge of a bearish crossover due to the previous bearish influence over the BNB price action.

Furthermore,  a 4-day recovery run since the weekend has uplifted the BNB price by 7.8% to trade at $505. The upside potential increases as the Binance coin asserts dominance over the $500 psychological mark. Amid double bottom formation, the buyers could attempt a $600 neckline breakout, followed by an extended $721.

BNB/USDT -1d Chart Alternatively, a bearish reversal from the 200 days can result in a drop to $450, registering a 13% potential loss.

Indonesian crypto exchange Tokocrypto has secured a full license from the country’s Commodity Futures Trading Regulatory Agency (Bappebti). In a post, Binance called Tokocrypto one of its subsidiaries, adding that the platform obtained the Physical Crypto Asset Trader (PFAK) license.

The license grants Tokocrypto authorization to operate as a licensed crypto asset trading platform in compliance with regulations. “The company has now completed a rigorous licensing process to become a fully authorized physical crypto asset trader in Indonesia,” Binance said.

Binance made an investment in the exchange in 2020, though the financial details were not disclosed. In 2022, Binance increased its stake, further solidifying its position in the Indonesian market.

EXPLORE: Binance Future’s Listing Fuels Frenzy for Neiro on Ethereum

Indonesia Mandates Crypto Exchanges to Obtain License Since 2014, Indonesian exchanges have been categorized as “prospective crypto exchanges,” operating under provisional regulatory frameworks. Tokocrypto was registered in 2019 as a Prospective Physical Crypto Asset Trader (CPFAK).

The move comes after Bappebti’s 2019 mandate requiring all crypto exchanges to seek proper authorization to continue operating legally in the country.

We are thrilled to announce that Tokocrypto, a part of the #Binance group, has secured a Physical Crypto Asset Trader (PFAK) license from Indonesia’s Bappebti.

This milestone highlights our commitment to regulatory compliance and investor trust.

Read more ⤵️… pic.twitter.com/zMxZ2yQJ5g

— Binance (@binance) September 9, 2024

Yudhono Rawis, CEO of Tokocrypto, said that Tokocrypto is now the third exchange in Indonesia to obtain such a license. Rawis highlighted that 35 other exchanges remain in the “prospective” category, still awaiting full regulatory approval.

He further explained that securing this license is key to Tokocrypto’s goal of becoming the dominant trading platform in Indonesia’s growing crypto market. “This is an essential part of our strategy to build a solid foundation in the crypto-asset ecosystem in Indonesia and ensure that we can provide the best services to our customers,” said Rawis.

Data from CoinGecko shows Tokocrypto held a commanding 43% share of Indonesia’s centralized exchange market in 2023, making it the largest crypto exchange by trading volume.

Indodax follows closely with a 42% market share, while Upbit Indonesia holds 15%. Tokocrypto’s dominance in the market underscores its continued efforts to strengthen its position as Indonesia’s leading crypto platform.

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Binance Accelerates Global Expansion Amid US Regulatory Issues Earlier this year, Binance launched Binance Thailand, a joint venture in partnership with Gulf Innova, a subsidiary of Gulf Energy Development. Binance Thailand, also known as Binance TH, offers a platform for trading digital assets, with pairs denominated in Thai baht.

The platform is integrated with local Thai banks and has partnered with Binance Kazakhstan for brokerage services, all under the supervision of Thailand’s SEC. The expansion came as Binance and its U.S. affiliate, Binance.US, have been under regulatory pressure.

In June, the U.S. Securities and Exchange Commission (SEC) filed an enforcement action against the companies, alleging the sale of unregistered securities.

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Disclaimer: Crypto is a high-risk asset class. This article is provided for informational purposes and does not constitute investment advice. You could lose all of your capital.

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Binance’s Financial Intelligence Unit (FIU) and its Indonesian subsidiary Tokocrypto worked with Indonesia’s Criminal Investigation Agency Bareskrim, to crack down on crypto fraud in the region.

A recent investigation has led to the arrest of multiple suspects and the seizure of approximately $200,000 in fraudulent funds.

Bareskrim is the criminal investigation agency of Indonesia’s national police. It is the central executive agency responsible for investigating major crimes, including financial fraud, cybercrime, and organized crime.

Earlier this month, Tokocrypto, secured a Physical Crypto Asset Trader (PFAK) license from Indonesia’s commodity regulator, Bappebti.

Bareskrim Identifies Pig Butchering Scams The investigation began when Bareskrim identified a suspected crypto trading website as a front for fraudulent operations, part of a broader scam known as a “pig butchering scam.”

These scams typically involve long-term deception where fraudsters manipulate victims into making substantial investments under the guise of legitimate trading, only to steal their funds.

Chainalysis released a mid-year update on crypto crime in August, revealing a big rise in pig butchering scams within the cryptocurrency market in 2024.

Reports indicated that the fraudulent website was facilitating illegal transactions, this in turn prompted Bareskrim to act. During the investigation, law enforcement arrested several individuals responsible for managing the accounts used to launder the stolen funds.

The Indonesian authorities seized over 50 mobile phones, numerous local bank cards, and banking apps found on the suspects’ devices. Bareskrim investigators found wallet addresses likely controlled by the suspects, with supporting evidence found through their use of Telegram.

Despite their refusal to cooperate, forensic analysis allowed investigators to uncover key evidence, including crypto wallet addresses and communication records, particularly from the suspects’ Telegram chats.

Collaboration with Binance and TokocryptoBareskrim contacted Tokocrypto, Indonesia’s prominent crypto exchange for assistance. Due to the complexity of the case, Tokocrypto referred the investigation to Binance’s FIU, which specializes in analyzing and tracking illicit crypto activity.

“Because we keep an open communication channel for global law enforcement agencies, we were able to connect with Bareskrim, leading to valuable actions,” said Nils Andersen Röed, Head of Binance FIU.

By working together, we can leverage our combined expertise to effectively track and seize illicit funds, ensuring that the cryptocurrency ecosystem remains secure and trustworthy,” said Röed.

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CARV, a leading Web3 platform for data sovereignty, has announced another significant development. As per CARV, Mercado Bitcoin, the biggest Latin American crypto exchange, is listing CARV’s native token $CARV. This listing is a crucial step in CARV’s global expansion plan coming after a recent listing that occurred last Thursday.

Mercado Bitcoin and Tokocrypto List $CARV, Expediting Worldwide Expansion Plan $CARV deems the listing on Mercado Bitcoin as a key trading debut that took place today in Brazil. Before this, the Indonesian premier crypto exchange Tokocrypto launched $CARV last Thursday. Targeting the respective key crypto markets lets CARV enter the regions with swiftly expanding digital economies as well as exciting gaming communities.

CARV’s Co-Founder and COO “Victor Yu” also commented on this remarkable development. As per the executive, these listings are included in the strategic plan of CARV to broaden its reach across the globe. Specifically, entering the above-mentioned 2 markets is significantly important for CARV’s future progress. Both regions comprise tech-savvy people while their gaming ecosystems are also growing rapidly.

Strengthening Consumers to Monetize Digital Footprints Fully Controlling Them In addition to this, with the high adoption of smartphones in Latin America and Southeast Asia, consumers generate substantial data amounts. Nonetheless, they conventionally have fewer chances to take part in the created value. However, the data sovereignty model of CARV plays a crucial role in addressing this, strengthening users to monetize and control the digital footprints thereof.

Yu also highlighted Axie Infinity’s successful entry in the Philippines which let Web3 projects effectively onboard users. According to CARV, the listing on Tokocrypto and Mercado Bitcoin indicates the platform’s commitment to filling the gap between the evolving Web3 sector and users. With these listings, CARV keeps expanding its reach while redefining the consumers’ interaction with digital entities.

AUTHOR

Crypto journalist with years of experience providing in-depth analysis and news on blockchain and decentralized finance. With a keen eye for detail, Shahzaib delivers insightful articles that explore the latest trends, market movements, and innovations within the crypto and blockchain ecosystem. His work focuses on educating readers while offering expert commentary on the evolving landscape of digital assets, DeFi protocols, and the broader impact of blockchain technology.

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Over the past 24 hours, total crypto market liquidations hit $606 million, with more than 130,000 traders liquidated.

According to Coinglass data, the global cryptocurrency market recorded $606 million in liquidations over the past 24 hours, including $542 million in long-position liquidations and $68.22 million in short-position liquidations. A total of 135,785 traders worldwide were liquidated in the same period, with the largest single liquidation order occurring on Binance’s BTCUSDT trading pair, valued at $12.0111 million.

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Bitcoin falls below $60,000

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US Treasury Secretary: AI boom may boost productivity and help curb inflation.

US Treasury Secretary Bessent told CNBC in an interview that he hopes the Federal Reserve will remain "open-minded" about the inflation pattern after the reversal of Iran-related energy price hikes. Bessent noted that the U.S. could enter an economic environment marked by high GDP growth without a corresponding rise in traditional inflation. He cited that in the 1990s, Alan Greenspan foresaw that office modernization and the internet could drive non-inflationary growth, and allowed the economy to keep expanding. Bessent believes the U.S. has a strong chance of seeing a similar scenario again. When asked whether the Fed still needs to worry about potential inflation and whether interest rate cuts are possible this year or next, Bessent declined to comment. However, he argued that it is necessary to stay open-minded about the price or inflation impacts from the Iran conflict, and monitor inflation performance after those effects subside. Bessent also said an open mind is needed, as the AI boom could boost productivity and deliver disinflationary effects, helping inflation return to the Fed’s target level. He added that he believes Kevin Warsh will choose the optimal path that meets both the Fed’s inflation and growth mandates. Bessent also noted that Warsh previously took a hawkish stance on inflation.

7 hours ago

US stocks' intraday storage sector sees broad declines, with Western Digital and Seagate Technology both falling over 4%.

According to Bitget data, during U.S. stock trading hours, the storage sector saw broad declines: Western Digital (WDC) fell 4.47%, Seagate Technology (STX) dropped 4.17%, SanDisk (SNDK) declined 2.31%, and Micron Technology (MU) edged down 0.96%. Most optical communication concept stocks rose, with Corning (GLW) leading the gains at 9.75%, followed by Ciena (CIEN) up 3.24%, Coherent (COHR) rising 2.93%, Lumentum (LITE) gaining 2.61%, and Nokia (NOK) advancing 1.82%. Additionally, Marvell Technology (MRVL) fell 2.59% and Applied Optoelectronics (AAOI) declined 1.90%.

7 hours ago

During intraday trading in U.S. stocks, crypto-related concept stocks fell broadly, with MSTR dropping more than 7%.

According to Bitget market data, the three major U.S. stock indexes rose broadly: the Dow Jones Industrial Average gained 0.94%, the S&P 500 increased 0.60%, and the Nasdaq rose 0.63%. Crypto-related stocks fell across the board, with declines as follows: Strategy (MSTR) down 7.33%; Circle (CRCL) down 4.35%; Bitmine (BMNR) down 3.97%; Coinbase (COIN) down 3.73%; Robinhood (HOOD) down 3.70%; Gemini (GEMI) down 3.27%; Bullish (BLSH) down 3.25%; Sharplink (SBET) down 3.19%.

7 hours ago

72% of Indonesian Crypto Exchanges Still Unprofitable Despite 20M Users

DENVER & MIAMI--(BUSINESS WIRE)--The Western Union Company (“Western Union”) (NYSE: WU) and International Money Express, Inc. (“Intermex”) (NASDAQ: IMXI) today provided an update on the approval process and timeline for Western Union's pending acquisition of Intermex. To date, money transmission regulators in 51 applicable U.S. states and territories and in all international jurisdictions have provided their approval of or non-objection to the acquisition, and approval or non-objection is curre.

As digital finance evolves, investors must choose between high-growth global giants and profitable marketplace veterans. Deciding between Klarna Group (KLAR +3.97%) and LendingClub (LC +0.00%) requires balancing massive scale with established digital banking profitability.

Klarna disrupted global retail with its buy-now-pay-later services, while LendingClub transformed from a peer-to-peer pioneer into a regulated digital bank. Both companies compete for the future of consumer credit, yet they offer very different risk and reward profiles for your portfolio today.

The case for KlarnaAs Klarna Group continues to evolve among financial stocks, it operates as a digital bank and flexible payments provider. It serves roughly 118 million active consumers and nearly 966,000 merchants across 26 countries. By moving beyond traditional credit, it offers a shopping ecosystem that integrates retail and digital finance.

In FY 2025, revenue reached approximately $3.5 billion, representing growth of nearly 31.6% year over year. Despite this growth, the company reported a net loss of roughly $294.0 million. This resulted in a negative net margin of approximately 8.4%, which is the percentage of revenue remaining after all expenses are subtracted.

As of its December 2025 balance sheet, the debt-to-equity ratio is roughly 0.6x. This ratio measures total debt relative to shareholder equity, helping you see how much a company relies on creditors versus owners. The current ratio, which measures the ability to pay short-term debts with short-term assets, is nearly 1.1x. A ratio above 1.0 suggests the company has more current assets than current liabilities.

Free cash flow was approximately $1.0 billion negative. This is the actual cash a company generates after accounting for the costs of equipment and infrastructure. Without positive cash flow, a company must rely on its existing cash reserves or external financing to fund its daily operations.

The case for LendingClubLendingClub operates as a digital marketplace bank that connects individual borrowers with institutional investors. It serves over 5 million members and maintains partnerships with entities like Comenity Capital Bank and Wisetack to fund loans. The company focuses on the motivated middle consumer segment by providing personal loans and high-yield savings products.

During FY 2025, LendingClub generated nearly $1.3 billion in revenue, representing approximately 15.0% growth from the prior year. The company achieved a net income of roughly $135.7 million, yielding a net margin of close to 10.2%. This net margin indicates that for every dollar earned, about ten cents was kept as profit after accounting for all operating costs.

Based on the December 2025 balance sheet, the debt-to-equity ratio is approximately 0.0x. This suggests the company carries virtually no debt relative to its shareholder equity. The current ratio is roughly 0.1x, which measures a company's ability to cover its short-term debts with current assets. In a banking context, a lower current ratio often reflects how customer deposits are classified on the balance sheet.

Free cash flow was approximately negative $2.9 billion. This metric represents the cash generated by the business after accounting for capital investments. A negative figure here means the company spent more on its operations and investments than it collected in cash during the period.

Risk profile comparisonKlarna faces intense competition from established players like PayPal (PYPL +1.86%) and Affirm Holdings (AFRM +7.95%). Regulatory scrutiny of the buy-now-pay-later model could lead to stricter rules on fees and credit checks. Furthermore, any downturn in global consumer spending or rising delinquency rates could impact the company's path to consistent profitability.

LendingClub operates in a complex regulatory environment, subject to oversight from the Federal Reserve and the Office of the Comptroller of the Currency. Legislative shifts regarding interest rate caps create uncertainty for its long-term business model. The company also relies heavily on institutional investors to purchase its loans, meaning any drop in investor demand from SoFi Technologies (SOFI +0.17%) could hurt revenue.

Valuation comparisonLendingClub appears significantly cheaper than Klarna, based on both future earnings estimates and revenue multiples.

MetricKlarnaLendingClubSector BenchmarkForward P/E90.5x11.0x37.6xP/S ratio2.0x1.7xn/aSector benchmark uses the SPDR XLK sector ETF.
Valuation metrics sourced from Financial Modeling Prep (FMP) and may differ from other data providers.

Both of these companies use technology for their consumer finance services. They have different business models, but for investors seeking exposure to the fintech space, it’s worth comparing the two companies to see which is the better investment in 2026.

Klarna has built one of the world’s largest buy now, pay later platforms. It processed $33.7 billion in gross merchandise volume in the first quarter alone, with over 119 million active consumers. And thanks to its partnership with major payment service providers, retailers, and technology platforms, it is still growing. However, its profit margins have remained thin, it has suffered credit losses, and faces increased competition.

LendingClub has transitioned into a full-service digital bank. It partners with lending institutions to connect them to individual borrowers and also provides high-yield savings accounts to consumers to fund high-margin loans of its own. It has significantly improved profitability recently and trades at a much lower valuation relative to earnings than Klarna. Investors should note that consumer lending is cyclical and tied to economic conditions such as inflation and unemployment.

Neither is a bad choice for investors, and it comes down to their personal goals and risk tolerance. Klarna is still growing, and it could deliver attractive earnings if it improves its margins. Investors who prefer lower valuation risk and an established earnings track record may find LendingClub a better fit for their portfolios.

‘We’ll Tokenize the House’: Mortgages Are Coming to Ethereum This Summer

Shreya Garg Posted On May 14, 2019

Fintech Startup Fluidity announced its plans to launch a project that will log mortgages onto the Blockchain network.

At the Fluidity Summit held on May 9th, the company released its schedule to develop the first Ethereum-powered mortgages in New York and California. The service is set to launch this summer and is expected to feature lower rates when compared to traditional loans.

The chief architect of Fluidity, Todd Lippiatt, said:

“We’ll tokenize the house, which will effectively take the collateral that is the equity of the house. You’re pledging the house and you get an advanced rate back in terms of dollars.”

The startup’s upcoming mortgages are expected to use Cryptocurrency and smart contracts for back-end management. Lippiatt said that Fluidity is currently looking for partnerships with Ethereum-centric lending platforms like MakerDAO’s dollar-pegged DAI loans.

Borrowers must submit online credit checks and all other essential information just like in any other online loan platform. Fluidity will then process the information and create a smart contract using a tokenized representation of the mortgage. The company can then package these loans together and resell them as securities via an exchange like AirSwap. Fluidity plans to offer cheaper rates compared to banks, with borrowers going through a process similar to a traditional loan.

The whole process provides the borrower with a quasi-traditional mortgage. The issuer and the subsequent traders are the main beneficiaries of this blockchain system functionality. Lippiatt noted that the demographics of the underbanked and low-income borrowers are a prime fit for such loans.

Also Read:

French Multinational Bank Societe Generale sells $112 million worth of Ethereum bonds

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Shreya Garg
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AirSwap Offers Up to $20,000 For Its Bug Bounty

AirSwap is a non-custodial platform for peer-to-peer over-the-counter (OTC) and request for quote (RFQ) trading of Ethereum ERC-20 tokens and non-fungible tokens (NFTs), which enables individuals and trading firms to swap tokens directly with each other.

The platform is decentralized because AirSwap does not control the users’ funds and trading execution is done via smart contracts.

AirSwap’s peer-to-peer swaps are non-custodial and atomic, which the platform claims helps to eliminate counterparty and intermediary risk, since there are no deposits or escrow.

The platform has the advantage of a decentralized exchange (DEX) in that users are in complete control of their funds until the trade is executed, so either both parties get what they traded for or neither does.

Who invented AirSwap?AirSwap was invented by Michael Oved and Don Mosites, with backgrounds in finance and technology respectively.

Following the publication of the Swap Protocol whitepaper in 2017, the pair created a partnership between their company Fluidity and ConsenSys, and branded the initial implementation as AirSwap. AirSwap launched its network and token on October 10, 2017.

Did you know?Crypto investors Mike Novogratz, CEO of Galaxy Digital and Joseph Lubin, CEO of ConsenSys, are both advisors to AirSwap.

What’s so special about AirSwap?Centralized exchanges require users to trust in the exchange to safely keep their money for them and not get hacked, break the law, or make any unwise decisions.

On the other hand, decentralized exchanges in which trades happen completely on the blockchain are vulnerable to issues such as maximal extractable value (MEV), in which miners or validators rearrange transactions in order to extract the maximum possible value from the trade.

By design, AirSwap’s trade execution happens directly from one wallet to another wallet at the same time, which the platform claims mitigates against the danger of front running or MEV.

AirSwap is also a self-sustaining decentralized autonomous organization (DAO), in which protocol fees on swaps are automatically routed to pools that support project governance and development.

What else is different?AirSwap differs from fully on-chain DEXs like Uniswap in a number of ways.

On-chain DEXs typically use automated market makers (AMM) to determine price during execution based on a constant product formula. These transactions are without intermediaries and involve one party depositing "liquidity" beforehand and another party later taking it.

This means that depositing and swapping against the AMM is easy and does not require makers to be online and available for pricing. However, AirSwap argues that managing pricing strategies on DEXs is limited and costly, with heavier on-chain logic leading to higher gas costs, while front-running and market manipulation are possible.

AirSwap touts its “flexible” protocols, which can support several kinds of trading, between two individuals or an individual and several trading firms, trading ERC-20s, NFTs, and other digital assets. Products utilizing these protocols include RFQ, LastLook, OTC, and NFT marketplaces.

How is AST produced?In October 2017, AirSwap launched the AirSwap Token (AST). Of the 500 million AST total supply, 150 million were sold during the token launch. Today, around 200 million are in circulation with the remaining tokens held in a multi-signature treasury wallet currently managed by Consensys Mesh.

How do you get hold of AST?AST is an ERC-20 token that can be traded on AirSwap and other DEXs—or on reputable centralized exchanges like Coinbase and Binance.

What can you do with AST?AST is a membership token that enables holders to perform a number of different functions. These include:

Being a maker:  AST enables makers to announce their availability on the AirSwap network. Currently the staking requirements for makers on Ethereum are 100K AST for each server and 100 AST for each token supported. These requirements vary depending on the deployed EVM chain. Participate in governance: With the introduction of the DAO in 2021, AST now also enables holders to stake to a decentralized governance system and participate in proposal (AIP) votes. Participants in votes earn a claim on a portion of the protocol fees generated by trades on the DEX. Earn a swap bonus: Members with staked AST receive a bonus on swaps performed on AirSwap, which essentially directs a portion of the protocol fee directly to the member’s wallet during a swap. Editor's note: This article was first published in October 2019 and updated in September 2024.

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Rubio: US and Iran to continue technical consultations at the end of this month

Multiple foreign media outlets reported on the 24th that US Secretary of State Rubio said technical teams from the United States and Iran will hold further talks in Switzerland by the end of June. (Xinhua News Agency)

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Over the past 24 hours, total crypto market liquidations hit $606 million, with more than 130,000 traders liquidated.

According to Coinglass data, the global cryptocurrency market recorded $606 million in liquidations over the past 24 hours, including $542 million in long-position liquidations and $68.22 million in short-position liquidations. A total of 135,785 traders worldwide were liquidated in the same period, with the largest single liquidation order occurring on Binance’s BTCUSDT trading pair, valued at $12.0111 million.

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Bitcoin falls below $60,000

According to HTX market data, Bitcoin has fallen below $60,000, with a 4.3% drop in the past 24 hours.

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US Treasury Secretary: AI boom may boost productivity and help curb inflation.

US Treasury Secretary Bessent told CNBC in an interview that he hopes the Federal Reserve will remain "open-minded" about the inflation pattern after the reversal of Iran-related energy price hikes. Bessent noted that the U.S. could enter an economic environment marked by high GDP growth without a corresponding rise in traditional inflation. He cited that in the 1990s, Alan Greenspan foresaw that office modernization and the internet could drive non-inflationary growth, and allowed the economy to keep expanding. Bessent believes the U.S. has a strong chance of seeing a similar scenario again. When asked whether the Fed still needs to worry about potential inflation and whether interest rate cuts are possible this year or next, Bessent declined to comment. However, he argued that it is necessary to stay open-minded about the price or inflation impacts from the Iran conflict, and monitor inflation performance after those effects subside. Bessent also said an open mind is needed, as the AI boom could boost productivity and deliver disinflationary effects, helping inflation return to the Fed’s target level. He added that he believes Kevin Warsh will choose the optimal path that meets both the Fed’s inflation and growth mandates. Bessent also noted that Warsh previously took a hawkish stance on inflation.

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US stocks' intraday storage sector sees broad declines, with Western Digital and Seagate Technology both falling over 4%.

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During intraday trading in U.S. stocks, crypto-related concept stocks fell broadly, with MSTR dropping more than 7%.

According to Bitget market data, the three major U.S. stock indexes rose broadly: the Dow Jones Industrial Average gained 0.94%, the S&P 500 increased 0.60%, and the Nasdaq rose 0.63%. Crypto-related stocks fell across the board, with declines as follows: Strategy (MSTR) down 7.33%; Circle (CRCL) down 4.35%; Bitmine (BMNR) down 3.97%; Coinbase (COIN) down 3.73%; Robinhood (HOOD) down 3.70%; Gemini (GEMI) down 3.27%; Bullish (BLSH) down 3.25%; Sharplink (SBET) down 3.19%.

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Japanese Court Acquits Coinhive Cryptojacker in Shocking Verdict