The ETFs saw the first red trading day in a month but there's more to the worrying story.
For the eighth consecutive week, the spot XRP ETFs ended in the green, attracting almost $19 million. Although this sounds impressive, the actual number was significantly lower than last week’s figure.
Moreover, Friday ended as a no-inflow day for the first time in about three weeks, reigniting an old dilemma about actual demand.
XRP ETFs Still in the Green The last full week of August was the best for the XRP ETFs in 2026. They gained over $110 million, making it the most impressive one since early December 2025. The first slowdown during the previous business week was felt on August 31, when investors poured in a more modest $5.64 million.
The double-digit net inflows returned on September 1 with $14.38 million, but the trend changed on Wednesday when withdrawals were dominant with $7.20 million taken out. This was the first red day for the Ripple ETFs since August 5.
$6.14 million entered the funds on Thursday, but Friday was a no-show day with SoSoValue data showing flows of $0.00. The good news is that the cumulative total net inflows hit another all-time high of $1.68 billion.
The worrying part of the weekly performance is actually twofold. First, it was Wednesday’s net outflows, which broke a near-one-month streak. Second, it was Friday’s no-reportable flows, which raised concerns that had been forgotten in the past few weeks.
Before the market-wide revival experienced after August 19, the spot XRP ETFs had seven such days out of 11 trading days in August. Nevertheless, the broader weekly performance was still bullish with almost $19 million in net inflows. The streak of consecutive green weeks is up to eight.
You may also like: XRP Trading Activity Hits Highest Level Since February as Price Jumps 8% Over $140M in Shorts Wrecked in an Hour as BTC, ETH, XRP Suddenly Explode Important Ripple News and XRP Price Update: September 3 Spot XRP ETF Inflows. Source: SoSoValue XRP Defends $1.40 Despite the massive inflows of over $110 million during the previous business week, the underlying asset had failed to capitalize and had fallen below the key support at $1.40 last weekend. It dipped further to $1.33 during the new week, but finally found support and surged to $1.45 on Friday.
It was stopped there and pushed south to $1.41 as of press time, which means that it remains above the key support at $1.40. Analysts remain highly bullish on its recent performance, claiming that its bull phase has finally begun. Moreover, Ali Martinez and EGRAG CRYPTO outlined some mind-blowing price targets for the culmination of the bull market, of up to $60.
We break them down in more detail in this article, and review the actual obstacles XRP would have to face on its way to these levels.
Cover image via depositphotos.com Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
The escalating conflict on X between the affected team and former Ripple developers shows that the recent large-scale wallet drain did not come as a surprise to experts.
On Sept. 3, 2026, an incident involving the mobile wallets of XRP Healthcare, formerly known as XRPayNet, occurred within the XRPL ecosystem. In just three hours, the attackers drained the balances of thousands of users, stealing approximately 267,000 XRP and millions of related tokens, which were quickly transferred to the Ethereum network.
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Forensic analysis uncovered a critical bug: users' private seed phrases were sent to a server when staking features were activated.
Against this backdrop, developer BiasGoose stated that the incident was "not news to me," as he had previously rejected grant applications from the team.
While developers search for the stolen coins, former Ripple devs look back at the project's past sinsAs it turned out, former Ripple employees had blacklisted the project long ago. According to BiasGoose, the Uganda-linked medical initiative had shown signs of fraud from the outset. Its creators had been caught "blatantly lying about partnerships in their application" to secure funding and generate artificial hype.
The developer stressed that the product did not need its own token at all: "whatever it was didn't need a token."
Security experts Hazard Cookie, formerly of Ripple, and Matt Hamilton confirmed that auditors had been documenting the project's architectural risks for years. The community also remembers the team as scammers who were "kicked to the curb as known scammers" during previous market cycles between 2022 and 2024.
Yup was all red flags when I spoke to them before as XRPayNet.
— Matt Hamilton (@HammerToe) September 6, 2026 In response to the criticism, the project team released an official statement confirming the hack. Platform representatives said developers were already conducting an urgent investigation, fully tracing the transactions on the blockchain and coordinating with relevant authorities to freeze and recover the assets.
XRP Healthcare's public response to criticism regarding their wallet security incident. Source: XRP Healthcare via X.comAt the same time, they accused the former Ripple developers of unethical behavior, saying that they had put their own names and money at stake while their opponents merely mocked the risks taken by others. According to the affected team, publicly celebrating the misfortune of colleagues is "genuinely pathetic," and they had expected "far more character" from industry veterans.
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At press time, the discussion on X had stalled after a harsh response from BiasGoose, who shot back that, unlike the creators of the hacked application, he "never took risks with other people's money, my guy."
While the project team attempts to trace the stolen funds and former Ripple employees point to years-old audits, the crypto community is left to assess the arguments from both sides: was this a tragic developer error or the predictable outcome of a project whose red flags had been ignored for years?
Ripple’s XRP remains in a corrective phase after its sharp August breakout, with buyers struggling to regain control of the key overhead supply zone. The current structure suggests that the market may need more consolidation before another sustained directional move develops.
XRP Price Analysis: The Daily Chart On the daily timeframe, XRP’s explosive rally from the $0.94-$0.97 support zone broke the previous descending structure and pushed the price as high as roughly $1.70. However, the breakout was followed by an equally notable rejection, and the asset has since been unable to establish itself above the $1.45-$1.54 resistance zone.
The price is currently trading around $1.42, just below this major supply area. More importantly, XRP continues to hold above the long-term moving average near $1.27, which has flattened after previously trending lower. This level represents an important structural support for the ongoing recovery.
As long as the $1.27 area holds, the recent weakness can still be viewed as consolidation following an impulsive rally. A daily close above the $1.45-$1.54 resistance zone would strengthen the bullish case and could eventually bring the $1.70 high back into focus. Conversely, losing the $1.27 support would substantially weaken the structure and increase the probability of a deeper retracement toward the lower moving average around $1.15.
XRP/USDT 4-Hour Chart The 4-hour chart highlights a descending channel that has contained XRP since the initial surge. The asset has repeatedly failed to break through the channel’s upper boundary, which is now converging with the crucial $1.45-$1.54 resistance zone.
The latest rebound from around $1.34 has brought XRP back toward $1.42, placing it directly beneath this descending resistance. This makes the current area particularly important. A breakout above the trendline followed by a successful reclaim of $1.45 could signal that the corrective structure is ending, with the $1.50-$1.54 zone becoming the next hurdle.
However, another rejection would preserve the descending structure and could send the token back toward $1.34-$1.38. Below there, the channel’s lower boundary is approaching the $1.27-$1.30 region, which overlaps with a clearly defined support zone.
Therefore, XRP remains caught between improving support underneath and persistent resistance overhead. Until the descending channel is broken, the short-term outlook appears more consistent with continued consolidation and potentially another corrective move rather than an immediate bullish continuation.
Disclaimer: Information found on CryptoPotato is those of writers quoted. It does not represent the opinions of CryptoPotato on whether to buy, sell, or hold any investments. You are advised to conduct your own research before making any investment decisions. Use provided information at your own risk. See Disclaimer for more information.
A major security breach has struck XRP Healthcare, a blockchain project within the XRP Ledger (XRPL) ecosystem, resulting in the theft of approximately 267,000 XRP and millions of related tokens from thousands of users’ mobile wallets.
XRPL vulnerability exposes user seed phrasesOn September 3, 2026, attackers exploited a critical vulnerability in mobile wallets connected to XRP Healthcare, a Uganda-based medical initiative that previously operated as XRPayNet. Within just three hours, the perpetrators were able to drain account balances and swiftly move the stolen assets to the Ethereum network, making recovery efforts more challenging.
A forensic analysis revealed that the breach stemmed from a major flaw in the wallet’s staking feature. When users activated staking, their private seed phrases were transmitted to a remote server, leaving their funds highly vulnerable.
Mini dictionary: Private seed phrase – a unique set of words generated by a wallet that allows users to recover or access their cryptocurrency. If compromised, anyone with access to the seed phrase can control the funds in that wallet.
Blockchain developer BiasGoose signaled that the incident was not unexpected, stating he had previously rejected grant applications from the project team due to concerns about its practices.
Developers air past warnings, project responds to criticismFormer Ripple developers, who had previously distanced themselves from XRP Healthcare, pointed to warning signs dating back to the project’s early days. BiasGoose, who works closely with XRPL-funded initiatives, claimed the team was caught making misleading statements in grant applications, including fabricating partnerships to attract funding.
BiasGoose pointed out that the project “didn’t need a token in the first place” and cited false partnership claims as a persistent issue in their funding requests.
Project representatives confirmed the theft and announced an urgent investigation. They said they were tracking the stolen funds on the blockchain and working with authorities to freeze assets and recover users’ holdings. Meanwhile, the team rebuked critics, arguing that public mockery from former Ripple developers was unfair and unprofessional, given the risk and responsibility assumed by those involved in recovery efforts.
The affected team emphasized their disappointment: they had “expected far more character from industry veterans” instead of ridicule during a crisis.
Community debates negligence and project credibilityThe escalation between XRP Healthcare’s team and former Ripple engineers played out publicly on X, with both sides defending their actions. BiasGoose responded to criticism by highlighting that he had “never taken risks with other people’s money,” further intensifying the dispute.
As XRP Healthcare attempts to recover lost assets and restore user trust, the broader crypto community is left to consider whether the loss was an unforeseeable mistake or a long-predicted failure rooted in ignored warning signs and project mismanagement.
Among declared institutional holders of XRP ETFs in the second quarter of the year, Goldman Sachs held first place. The banking institution thus showed an exposure of 87.45 million dollars as of June 30, far ahead of Jane Street and Millennium Management. In total, the identified banks held 183.5 million dollars in shares. These figures attest to the integration of XRP products on Wall Street, without necessarily showing that these companies directly anticipate a rise in the crypto.
In Brief Goldman Sachs dominates institutional positions with 87.45 million dollars of declared XRP ETFs. Jane Street and Millennium Management complete the podium, far behind the American bank. 13F declarations do not prove a bullish bet by institutions on XRP. XRP ETFs continue their growth, with nearly 1.48 billion dollars in net assets. Institutional positions remain a minority, representing about 12.4% of XRP ETF net assets. Goldman Concentrates Nearly Half of Known Positions While flows into XRP ETFs reach a historic record, the statistics come from 13F forms. These declarations allow the census of various positions held by U.S. managers that oversee at least 100 million dollars of eligible assets.
Goldman Sachs controlled an exposure corresponding to nearly 80.05 million XRP. The banking institution allegedly added the equivalent of 83.15 million tokens during the quarter, according to provided data.
The ranking of the top five banks reveals the lead taken by Goldman Sachs :
Goldman Sachs held 87.45 million dollars of XRP ETF shares ; Jane Street was second with 16.64 million dollars ; Millennium Management followed with 16.20 million dollars ; Intesa Sanpaolo declared an exposure of 14.42 million dollars ; Marex UK Holdings completed the group with 8.12 million dollars. Thus, Goldman Sachs held about 48% of the 183.47 million dollars declared. The top three companies concentrated nearly 120.3 million dollars, or about two-thirds of the total under census.
Consequently, investment advisors dominated various categories with 120.89 million dollars. They had outpaced hedge fund managers, who held 25.08 million. Brokerage firms and banks reported 17.85 and 14.83 million dollars respectively.
James Seyffart, analyst at Bloomberg Intelligence, specified:
Who are the main holders of spot XRP ETFs? Here is data from 13F declarations of the second quarter. Goldman, Jane Street, and Millennium are at the top.
Declarations Do Not Prove a Bullish Bet on XRP The form filed by Goldman Sachs with the SEC encompasses positions held as of June 30. Published on August 14, this data shows the real situation of the banking institution’s holdings.
Banks report on ETF shares, not XRP tokens held directly in their wallets. Managers do not obtain individual ownership of tokens held by the fund either.
It is worth noting that these positions serve various purposes. A bank may acquire shares for its clients, facilitate transfers, or engage in arbitrage. A company like Jane Street may also act as a market maker.
13F forms do not cover all hedges. A bank may hold XRP ETF shares while decreasing its risk through futures, options, or other instruments.
Goldman Sachs’ 87.45 million dollars cannot therefore be presented as a recent XRP acquisition. They do not demonstrate that the bank still holds this exposure either. Upcoming declarations, expected in November, will indicate the progression of these positions.
Institutional Capital Remains a Minority in ETFs XRP ETFs held nearly 1.48 billion dollars in net assets as of September 4. Indeed, their cumulative net inflows reached approximately 1.68 billion dollars, according to SoSoValue data.
The 183.47 million dollars visible in institutional declarations represent about 12.4% of net assets. Most holders therefore do not appear in the ranking. Thus, individual investors and institutions not subject to the 13F form complete the bulk of the market.
Flows also increased after the dates covered by the declarations. From August 18, the ETFs recorded eleven consecutive positive sessions. This series captured nearly 170 million dollars.
On September 3, the products again collected 6.14 million dollars. Franklin Templeton led the session with 3.19 million dollars, ahead of Bitwise and its 2.95 million dollars. Afterward, there were no flows on September 4.
The presence of Goldman Sachs, Jane Street, and Millennium certifies that XRP ETFs are now used by major financial players. It represents a signal of adoption of regulated products, but not yet proof of a sustainable bullish conviction on XRP.
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Diplômé de Sciences Po Toulouse et titulaire d'une certification consultant blockchain délivrée par Alyra, j'ai rejoint l'aventure Cointribune en 2019. Convaincu du potentiel de la blockchain pour transformer de nombreux secteurs de l'économie, j'ai pris l'engagement de sensibiliser et d'informer le grand public sur cet écosystème en constante évolution. Mon objectif est de permettre à chacun de mieux comprendre la blockchain et de saisir les opportunités qu'elle offre. Je m'efforce chaque jour de fournir une analyse objective de l'actualité, de décrypter les tendances du marché, de relayer les dernières innovations technologiques et de mettre en perspective les enjeux économiques et sociétaux de cette révolution en marche.
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Jacob Metzger, CEO and investor widely known as @MasterHuzzah, has stated that repricing for XRP is imminent. Metzger’s comments came in a recent video presentation that included insights from Versan Aljarrah, the founder of Black Swan Capitalist, and crypto commentator Mickle.
Ripple and XRP’s expected influence in financial transformationMetzger and his collaborators argue that the ongoing overhaul of the global financial system could position both Ripple and its associated digital asset, XRP, at the center of new financial architecture. Ripple, a technology company specializing in digital payment protocols, developed the XRP Ledger to enable faster and more efficient global transactions.
Aljarrah claims that XRP’s current price level has been artificially limited compared to the scale of the role it could play. He suggests the negative attention surrounding XRP, including litigation and public debate, has been designed to distract or mislead observers about its real prospects.
Aljarrah contends that “they’re counting on people not understanding what we’re saying,” and further asserts that the primary aim is the consolidation of all existing financial rails under a new digital structure, bringing together banks, treasuries, tokenized deposits, stablecoins, digital assets, securities, and invoices.
According to Aljarrah, this transformation is not merely speculative. He describes the process as an observable development resulting from current technical and regulatory upgrades.
Critique of current correspondent banking systemsA featured industry specialist in cross-border payments examines the limitations of correspondent banking. He highlights how traditional dependence on pre-funded Nostro and Vostro accounts is increasingly outdated as more efficient digital alternatives emerge. In his view, RippleNet—a product of Ripple—aims to lower transaction costs, boost speed, increase transparency, and promote broader access to financial infrastructure.
RippleNet connects global financial institutions for streamlined cross-border payments without the need for traditional correspondent banking methods.
Mini dictionary: Nostro-Vostro accounts, traditional bank accounts held by one bank in another foreign bank for cross-border transactions and liquidity management.
Decentralized settlement and institutional discussionsMickle, an active analyst in the crypto community, describes a shift toward decentralization, envisioning a future where banks and nations maintain financial independence while interacting through settlement solutions like the XRP Ledger. He suggests that such ideas are gaining traction not only among crypto advocates but also at high levels of economic policy.
He points to discussions now occurring “at the highest levels of the economic system,” suggesting a growing acknowledgment of decentralized settlement mechanisms.
Mickle also emphasized the significance of participation by Ripple’s founders and other technology leaders in ongoing high-level financial discussions. He proposes that these meetings are evidence of strategic interests beyond short-term trading or asset speculation.
Direct calls and the possibility of repricingIn subsequent remarks, Metzger encouraged observers to consider their strategic positions as the digital economy develops. He referenced Ripple’s extensive integration within the global financial network and reaffirmed his belief that XRP is approaching a moment of repricing, regardless of prevailing public sentiment.
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XRP price is trading around the $1.40 to $1.45 area after a sharp rebound pushed the token back toward $1.50 in a bullish prediction environment. The move followed a volatile week that saw XRP fall into the low $1.30s before recovering alongside the broader crypto market. That rebound has arrived with a notable increase in trading activity.
Binance recorded $7.28 billion in XRP spot trading volume during August, the highest monthly figure since February. Upbit and Bithumb also recorded substantial activity at approximately $4.68 billion and $2.59 billion, respectively.
CryptoQuant contributor Arab Chain highlighted the acceleration as XRP recovered toward $1.45, suggesting participation has increased across several major exchanges rather than being isolated to one venue.
XRP Volume Chart, MacromicroInstitutional demand provides another important piece of the picture, although the latest ETF data is more mixed. U.S. spot XRP ETFs recorded 11 consecutive sessions of inflows worth roughly $170 million before the streak ended Wednesday with $7.2 million in net outflows.
Cumulative net inflows remain around $1.68 billion since launch, meaning the latest reversal has not erased the much larger trend of capital entering XRP investment products.
For Sunday’s outlook, XRP remains caught between improving spot activity and the first signs that ETF demand may be cooling.
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XRP Price Prediction: Hit $1.79 Next Week?XRP’s weekend setup remains defined by a broad $1.30 to $1.50 range, with the token recently trading near the upper half of that band. The $1.30 to $1.32 zone remains important support after buyers stepped in during the latest selloff. Meanwhile, resistance between $1.45 and $1.50 continues to cap the recovery, making a decisive breakout increasingly important for the bullish case.
The surge in activity is notable because exchange outflows also reached a six-month high, while XRPL active addresses reportedly jumped 659%. Together, those metrics point to increased network activity and stronger demand for XRP.
However, for now, neither metric alone confirms accumulation, meaning traders should wait for price confirmation before treating the activity spike as a definitive bullish signal.
The bull case becomes stronger if XRP breaks above $1.50 with sustained volume. Such a move could put $1.60 and then $1.79 on the radar, while more aggressive projections extend toward the $2.50 to $2.90 region. Those higher targets would likely require continued ETF demand, improving market sentiment, and a favorable regulatory backdrop.
The base case is continued consolidation between roughly $1.31 and $1.48 as traders digest the recent surge in activity. A break above $1.50 would shift momentum toward the bulls, while a loss of $1.30 would invalidate the current support structure and expose the low $1.20s.
With XRP ETF inflows having recently cooled after an 11-session streak, the weekend price action could provide an important test of whether underlying demand remains strong.
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Maxi Doge Targets Early Mover Upside as XRP Tests Key LevelsXRP holders riding this six-month volume high are sitting on solid gains, but let’s be honest, a token with a $90 billion-plus market cap isn’t going to 10x from here, no matter how strong the ETF flows get. Diminishing returns are the price of maturity.
That math is exactly why traders looking for asymmetric upside are rotating attention toward earlier-stage plays with room to actually multiply.
Enter Maxi Doge ($MAXI), a meme token built around 1000x-leverage trading culture and a 240-lb canine mascot that embodies the “never skip leg-day, never skip a pump” ethos.
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Brad Garlinghouse, CEO of blockchain company Ripple, has attracted attention from the crypto community for following exactly 589 accounts on the X platform. This detail was highlighted by crypto analyst Dark Defender, who argued that such precision holds deeper significance for supporters of XRP, the digital asset associated with Ripple.
Within the XRP community, the number 589 has long been a source of speculation. Many believe it refers to a target price of $589 for XRP, a value considered necessary by some for large-scale institutional cross-border settlements using the token. Over time, 589 has evolved into a symbol, with supporters watching for every possible hint linking Ripple leaders to the figure.
According to Dark Defender, regulatory constraints prohibit Garlinghouse from making public statements about specific price targets. The analyst suggested that following 589 people serves as a tacit signal to the community, offering an indirect show of support without breaching any regulatory limits.
“589 was never a number. A password. It is the sentence nobody in the room is allowed to say out loud,” wrote Dark Defender, referencing ongoing restrictions that prevent explicit price projections from Ripple executives.
Dark Defender further notes that the XRP Ledger Foundation has shown similar discretion. The Foundation published an image comprised of dots arranged in groups of 5, 8, and 9, which analysts connected to the same motif. The Foundation, established to support the development of the XRP Ledger ecosystem, faces similar limitations as Ripple in making price predictions.
Mini dictionary: XRP Ledger Foundation – An independent nonprofit that promotes and supports the growth, technical progress, and adoption of the XRP Ledger blockchain network.
Patterns and community theoriesWhen Garlinghouse temporarily left X earlier this year, his follow count dropped to 588. Upon his return, he resumed following 589 accounts, reinforcing the impression of a conscious choice. Currently, Garlinghouse is followed by over 1.3 million users, but his precise follow count continues to attract speculation from analysts and community members alike.
Members of the XRP community have offered diverse interpretations of the number. One user pointed out that multiplying 5, 8, and 9 yields 360, claiming this forms a circle and suggesting it signifies completion. Others linked the number to the price of Ethereum at the time when the US Securities and Exchange Commission filed a lawsuit against Ripple, hinting at possible hidden references beyond just XRP.
Some community members speculate that 589 represents a “hidden private ledger price” used for institutional transfers, distinct from the publicly traded price of XRP. Another theory proposes that the number’s significance originates from financial regulations in certain countries, possibly relating to laws governing cross-border trades.
ReferenceInterpretation589 following countIndirect reference to XRP price targetXRPL Foundation image (5, 8, 9 dots)Visual nod to 589 motif5×8×9=360Circular symbolism, community theory$589 ETH price at SEC lawsuitPotential cross-asset hidden signalPersistent influence of the $589 narrativeThe idea that XRP could one day reach $589 has become deeply embedded in the community’s identity, persistently resurfacing with each new perceived clue or symbolic gesture. The focus on Garlinghouse’s following count and the Foundation’s references continues to fuel heated discussion, regardless of whether these signals are intentional or coincidental.
Many in the XRP community see every new alignment with 589 as further validation that the number holds special significance—even as Ripple leadership remains silent on specific price targets due to regulatory reasons.
Crypto analyst Steph Is Crypto has published a comprehensive technical review of $XRP, outlining what he views as a significant shift in the asset’s market structure. According to Steph, XRP is currently consolidating near $1.40 after breaking out of a compression pattern that defined its price movement for months. He has identified a technical price target of $3.65 based on recent chart action.
The weekly breakout and price targetsSteph focuses on XRP’s weekly chart, observing that the asset has traded within a defined bear market structure since July 2025. He describes this period as a prolonged falling wedge, characterized by a downward resistance line and a corresponding downward support.
Recently, XRP broke above the wedge, closing with what Steph describes as a “beautiful weekly candle.” This breakout, he calculates, sets an upper technical target at the top of the wedge, near $3.65, which also marks XRP’s all-time high.
On lower time frames, Steph notes that XRP has also moved above a short-term bull flag, setting a shorter-term target above $2. He views the current price action as a bullish consolidation phase before a possible renewed uptrend.
Steph points to the importance of the weekly breakout, noting that the structure gives a technical price target at the previous all-time high of $3.65. He suggests that the recent consolidation reflects positioning before the next move upward.
Crucial support and resistance levelsSteph highlights $1.30 as a critical support level for XRP. In his analysis, maintaining this level is necessary for the bullish trend to persist. Should XRP fall below $1.30, he warns that a deeper correction could follow before any renewed upward momentum is possible.
To the upside, $1.46 stands as a major resistance and confirmation point. Steph argues that a decisive move above this level would indicate that XRP is likely entering a new phase targeting values above $2 in the near term.
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Retail interest and sentiment signalsSteph references Google Trends data, noting that search volume for XRP spiked in mid-August but has since dropped to its lowest point in 90 days. On a 12-month basis, retail interest is near its lowest level in a year.
He considers this a constructive market signal, linking low retail attention to periods when savvy investors could be quietly entering positions. Notably, high retail activity in July 2025 marked a local peak and a potential profit-taking window.
According to Steph, “Whenever no one is interested, you want to be interested in the crypto market.” He explains that low retail enthusiasm can precede significant price movement, while previous peaks in attention have often coincided with local tops.
Outlook for XRPBased on the current breakout pattern and technical setups, Steph expects XRP could reach its all-time high of $3.65 in the coming weeks or months. However, the outcome hinges on the ability of the price to hold above $1.30 support and reclaim the $1.46 level, which would serve as confirmation for further upward momentum.
6 September 2026 | 23:08 XRP remains near a key retracement level after failing below $1.70, with a move above $1.4575 needed to show that the recent pullback is losing momentum.
Key Takeaways XRP has held the $1.40 area. $1.4575 is the first recovery level. Reported XRP fund flows remain positive. The latest reported pace has slowed. U.S. inflation data could move crypto. XRP has avoided a breakdown, but remains below resistance TradingView’s XRP/USD daily chart on Coinbase showed XRP at $1.41 at the time of writing, close to the 0.236 Fibonacci retracement near $1.40.
XRP daily price chart. That area has held since September 4 after XRP fell back from the August 22-23 move toward $1.70. Sellers have not forced a decisive break below it, but the descending trend line from the August high remains intact. The immediate task is therefore not simply to hold the current range, but to reclaim resistance above it.
The first level to watch is $1.457, the 0.382 Fibonacci retracement. A sustained daily close above it would challenge the descending trend line and place $1.50 and then $1.55 on the chart. Until that happens, XRP’s move can be considered as consolidation beneath resistance rather than reversing its pullback.
What a daily close would change
These levels describe the current structure; they do not predict which side will break first.
Above $1.457
A close above the 0.382 retracement would be the first sign that buyers are regaining control. The next visible areas are $1.5037 and $1.5500.
Below the $1.40 area
A decisive daily loss would expose the recent lows near $1.35. Below that, the base of the August advance sits around $1.30–$1.31.
Reported fund flows are positive, though the pace has eased Data from SoSoValue showed positive XRP fund-flow readings in each of the eight reported weekly periods from July 17 to September 4. Those figures totalled roughly $202.3 million, with the $110.49 million recorded for the week dated August 28 accounting for more than half of the total.
The September 4 figure was $18.96 million. It covered four reported daily sessions, while the final session’s data had not yet posted, so it should not be treated as a completed weekly result. The comparison is still useful: the latest reported pace was materially lower than the preceding week’s record inflow.
Fund flows can improve the market backdrop, but they do not show who bought spot XRP or whether those purchases are defending a specific chart level. They become more meaningful for the price setup only if XRP also clears $1.4575. A confirmed reversal to outflows, meanwhile, would remove one supportive element from the current picture.
Traders will also be watching whether XRP can find enough liquidity during the next major regional sessions to turn that supportive backdrop into a sustained test of $1.457. Asian trading is one potential source of early support because XRP has established market infrastructure in the region. CF Benchmarks publishes a CME CF XRP-Dollar Reference Rate Asia Pacific Variant, while Glassnode tracks XRP price changes during Asia working hours through a dedicated regional measure.
Recent data also shows that XRP Ledger activity has become concentrated in the London – New York overlap. That three-hour period accounted for about 23% of XRP moving onchain, according to ledger data analysed by Evernorth and reported by CoinDesk. The data cannot identify the participants or establish whether the transactions were net buying, but it shows that a move beginning in Asia would still need follow-through as liquidity shifts into the later global sessions.
Asian-hours activity could support the setup, but not decide it Asia-Pacific market activity does not establish that Asian hours consistently bring heavy buying or push XRP higher. A stronger move during that session could help XRP test $1.4575, but it would matter only if the price holds into the London–New York overlap and later trading. A short-lived session rally would leave the daily structure unchanged.
Inflation data is the next major market-wide event Short-term trading can shape liquidity, but the larger risk for XRP this week could be a macro repricing across crypto markets. The Bureau of Labor Statistics is scheduled to release August producer-price data on September 10 and consumer-price data on September 11.
A hotter-than-expected reading could push market-implied rate expectations and Treasury yields higher, conditions that can weigh on speculative assets. Softer data could ease that pressure. The recent crypto sell-off after a stronger-than-expected U.S. jobs report showed how quickly a macro surprise can affect Bitcoin and other major tokens.
The Federal Reserve’s September 15-16 meeting will follow with updated economic projections. If XRP remains below $1.457 into that event, a sharp shift in rate expectations could determine whether the current range resolves higher or lower.
What matters next XRP has avoided a decisive breakdown for now, but its structure will not improve materially unless it reclaims $1.457. Until then, the $1.40 area remains a floor under test rather than evidence of a renewed uptrend.
This article is for informational purposes and does not constitute financial or investment advice.
Author
Kosta has reported on cryptocurrency markets and blockchain infrastructure since 2020, bringing over six years of hands-on experience in the crypto industry built through daily tracking of markets, trends, and emerging blockchain developments. Specializing in Bitcoin on-chain analysis, institutional ETF flows, and digital asset price action, his work at Coindoo has been cited by other news agencies and consistently covers market developments with a focus on data-driven reporting across Bitcoin, Ethereum, Solana, and XRP. Over the years, Kosta has contributed to multiple crypto media outlets in different regions, authoring over 6,000 articles across the sector. His reporting spans cryptocurrency markets and the broader fintech industry, tracking not only price action but also the technological and regulatory forces shaping the ecosystem. To support his analysis, Kosta actively leverages on-chain data and metrics from leading platforms such as Santiment, Glassnode, and CryptoQuant, enabling deeper, evidence-based market insights. He believes in the power of transparency and the data that underpins the blockchain ecosystem. His academic background in Marketing Management from Denmark further complements his analytical approach, adding a strong understanding of communication strategy and content positioning to his work.
Uncertainty over crypto regulation continues as lawmakers postponed the latest procedural vote on the CLARITY Act, but XRP’s price has shown little reaction despite the broader market volatility.
CLARITY Act faces new setbacksThe CLARITY Act, a legislative proposal aimed at defining how the SEC and CFTC oversee digital assets, encountered another setback with a delayed procedural vote that was previously scheduled for September 15. The future timeline remains in question while Congress struggles to advance the bill.
If the Senate amends the House version of the bill, the House must then approve those changes before the legislation can be sent for presidential approval. With national elections approaching in November, the legislative window for passing the CLARITY Act is narrowing.
Coinpaper, a digital assets news platform, has featured multiple analyses suggesting that the repeatedly delayed vote complicates expectations for an eventual market structure for cryptocurrencies.
XRP’s subdued trading response illustrates its unique position following last year’s legal decision, even as the wider market remains sensitive to shifting regulatory winds.
XRP’s unique legal positionUnlike most major cryptocurrencies, XRP enters the regulatory debate with a previously settled courtroom precedent. In August 2025, Ripple and the SEC agreed to dismiss their remaining appeals, effectively concluding a legal battle dating back to 2020.
Under the final judgment, Ripple was fined $125 million over certain institutional sales. Earlier, the court had determined that programmatic XRP sales on digital asset exchanges did not count as illegal unregistered securities offerings, setting an important distinction under U.S. law.
Though the case outcome does not guarantee XRP’s immunity from future rules, it does mean XRP operates in the U.S. under a legal framework that few other tokens currently match.
Analysts at Coinpaper have reviewed how the court’s outcome could shape how regulatory changes, such as the CLARITY Act, would impact XRP in comparison to other digital assets.
Mini dictionary: Coinpaper, an independent cryptocurrency news and research publication known for in-depth coverage of digital assets and related regulation.
Derivatives signal trader cautionXRP’s trading price hovered near $1.40 amid ongoing market uncertainty. Open interest in XRP futures contracts remained around $3.15 billion, reflecting continued high speculative activity among traders.
Large derivatives positions can magnify market moves if sentiment shifts, making current positioning in XRP particularly significant as regulatory debates continue in Washington.
MetricValueXRP Price$1.40XRP Futures Open Interest$3.15 billionRipple Court Settlement (Aug 2025)$125 million penaltyCompared to previous years—when every SEC action could lead to significant swings in XRP price expectations—the current delay around the CLARITY Act has not triggered a similar market reaction.
While the outcome of the CLARITY Act remains important for the future of crypto regulation, XRP’s established legal foundation offers a degree of stability not seen in previous regulatory cycles.
Crypto holders increased their use of digital asset-backed loans in 2026 as weaker markets reshaped borrowing habits and collateral preferences.
Crypto holders relied more on loans backed by digital assets as market conditions weakened in 2026, according to research from CryptoQuant.
The report analyzed data from crypto lender CoinRabbit. It found higher borrowing activity among both retail and high-net-worth users.
Borrowing Activity Rises Crypto-backed loans allow holders to access cash without immediately selling their digital assets. Borrowers usually pledge more collateral than they receive, but falling prices can trigger liquidation or require more collateral.
According to the report, retail users recorded the biggest change in borrowing activity during the period. Their average number of loans rose 74%, from 30.8 per user in 2025 to 53.5 in 2026, while high-net-worth users rose 18%, from 16.5 to 19.4.
Repeat borrowing also became more common across the platform. The share of users taking multiple loans increased from 61.9% to 65.1%. Retail borrowers waited an average of 21 days between loans, compared with 11 days previously.
Beyond borrowing activity, collateral preferences also shifted, particularly among wealthier users. Bitcoin’s share of pledged assets among high-net-worth users fell from 57.8% to 30.5%, while Zcash reached 24.2% after not appearing among the previous top 10.
CryptoQuant linked part of Zcash’s rise in collateral use to its sharp price rally. Zcash climbed from about $50 in late 2025 toward $800, while Monero, Chainlink and Cardano also gained larger shares among high-net-worth collateral.
You may also like: Bitcoin’s 4-Year Cycle Could Be Changing: Willy Woo Reveals What Could Replace It 8 in a Row: Ripple (XRP) ETFs Record Another Green Week but Warning Signs Return Bitcoin Holders Just Cashed Out 110,000 BTC in Profits: Is a Bigger Price Drop Coming? Shifting Asset Preferences Retail users continued to rely heavily on XRP as collateral during the period. However, its share fell from 41.7% to 35.2%, while Bitcoin remained close behind. TRON, Stellar, BNB, Kaspa, and Velo also entered the mix.
Meanwhile, the assets users traded most frequently changed during the period as market conditions shifted. Tether and Bitcoin remained the two largest assets by volume, while USD Coin moved into third place. Flare, Ether, and Ondo also entered the top 10.
Solana, Stellar, and Shiba Inu dropped out of the top 10 by trading volume. Together, these changes show that users adjusted both their borrowing and asset preferences during the weaker market period.
Controversial media figure and conspiracy theorist Alex Jones has issued a stark warning to cryptocurrency holders, claiming that governments may attempt to seize digital assets such as XRP if global financial pressures intensify further.
Jones advises caution, denies price predictionIn a recent video posted on X, Jones emphasized that he was not making any specific price predictions for XRP and disclaimed expertise in the cryptocurrency sector. “I am not predicting what XRP is gonna do. I am not involved in this market. I am not an expert on [it],” he stated, reiterating that his comments were not intended as financial guidance for XRP holders.
While distancing himself from making projections, Jones referred to prior discussions among authorities in the United States and Europe. He recalled claims suggesting that regulators had explored ways private financial assets could be impacted in the event of a major banking collapse.
Jones warned that in a systemic crisis, “We are going to start grabbing your cryptocurrencies. We’re going to grab your bank accounts. We’ll grab your house.”
He insisted that his remarks were not an attack on XRP or Bitcoin and described cryptocurrencies as “great.” Instead, he portrayed his warning as a cautionary message about what governments might pursue during economic upheaval.
“We are in the age of the system going down, and that’s what the establishment is going to try,” Jones said in the video.
Government powers and bank failure frameworksJones’s concerns appear linked to the established legal frameworks that US and European authorities use to manage failing banks. The Federal Deposit Insurance Corporation (FDIC) in the United States has wide authority to resolve the collapse of FDIC-insured banks, but explicitly states that crypto assets are not covered by federal deposit insurance.
In the European Union, the Bank Recovery and Resolution Directive (BRRD) lays out procedures for restructuring banks in crisis situations. Covered customer deposits, however, are shielded from so-called “bail-in” actions, which only affect assets above certain protected limits.
Mini dictionary: Bank Recovery and Resolution Directive (BRRD), an EU regulation establishing protocols for authorities to manage failing banks by enabling loss absorption and restructuring, while protecting certain customer deposits from losses.
Prominent XRPL validator and ecosystem contributor Vet challenged Jones’s assertions, questioning why existing legal frameworks were being depicted in such an alarming way. On X, Vet wrote, “Alex, why this sensationalism?” and argued that the FDIC has not declared any power to seize private cryptocurrencies or personal property.
“If an insured bank fails, the FDIC covers qualifying deposits up to $250,000 per depositor and category. Everything the bank itself owns gets sold to pay creditors,” Vet stated.
Vet noted that uninsured deposits exceeding the standard insurance limit can be at risk, but this does not include digital assets stored in self-custody wallets. He clarified that cryptocurrencies such as XRP, when held outside banking institutions, are not considered bank deposits and would not become part of an FDIC receivership if a traditional bank fails.
Asset TypeFDIC CoverageAt risk in bank failure?Bank deposit (≤ $250,000)InsuredNo (Covered)Bank deposit (> $250,000)Uninsured portionYes (Potential loss)Cryptocurrency in bankNot insuredYes (If custodied by failed bank)Cryptocurrency self-custodyNot insuredNo (Outside bank receivership)Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Alex Jones, a US-based media personality known for his controversial commentary, has claimed that governments and major financial institutions have selected XRP as the primary exchange currency within a new global financial architecture. Jones asserts that regulatory preparations are in place to enable authorities to take control of assets currently held by private individuals, including XRP holdings.
FDIC discussions on national ledger and bail-in mechanismsAccording to Jones, the Federal Deposit Insurance Corporation (FDIC), the US government agency responsible for protecting bank deposits, has discussed so-called “bail-in” measures during official meetings. Jones describes these mechanisms as plans allowing the government to assume control of not only bank accounts, but also real estate, vehicles, and other personal assets, consolidating them into a unified national ledger.
He further claims that after consolidation, derivatives could be sold against the pooled assets, which he refers to as “the holy grail globalist official plan.” Jones says he first encountered these concepts two and a half decades ago and now sees them discussed openly in regulatory forums.
Jones states that, “Top government regulators are openly discussing plans to seize not only your XRP holdings but also your house and bank account.”
During his broadcast, Jones played what he attributes to comments by FDIC officials at a board meeting. One speaker reportedly warned, “I almost think you’d scare the public,” regarding making bail-in discussions widely known. Another suggested that people who have “full faith and confidence in the banking system” should not receive information that could undermine that confidence.
Jones uses these remarks to suggest that regulatory agencies are preparing significant interventions while intentionally withholding the full scope of their plans from the public.
Mini dictionary: FDIC – The Federal Deposit Insurance Corporation is a US federal agency that insures deposits at commercial banks and savings institutions, which aims to maintain public confidence in the US financial system.
XRP intended for institutional use, not individuals?One segment in Jones’ coverage features a commentator who claims that XRP was developed for use by banks and large institutions, not for individual investors. The commentator asserts that because banks operate as trusts rather than as individual persons, regulatory changes could potentially prohibit private ownership of XRP entirely.
In a direct comparison to the US government’s 1933 gold confiscation, a speaker in Jones’ program states that regulators could write rules restricting individuals from holding XRP and recommends using trusts or LLCs for asset protection.
The commentator urges XRP holders to transfer their tokens into legal entities such as trusts or limited liability companies, aiming to create a legal barrier between their personal identities and their cryptocurrency holdings.
Mini dictionary: Trusts and LLCs – A trust is a fiduciary arrangement in which a third party holds assets on behalf of beneficiaries; an LLC (Limited Liability Company) is a business structure in the US that can hold assets and limit personal liability.
Trump’s investment move and the EU’s financial plansJones highlights recent portfolio changes by US President Donald Trump, claiming that Trump shifted significant assets from BlackRock, a global investment management corporation, to Berkshire Hathaway, an American multinational conglomerate. Jones interprets this transition as a potential warning, suggesting that Berkshire Hathaway is positioned to weather an economic collapse, while BlackRock is set up for a controlled downturn. He warns that the move signals expectations of economic turbulence regardless of prevailing political assurances.
In addition to US developments, Jones includes remarks from European Commission President Ursula von der Leyen regarding a new European Union savings and investment initiative. Von der Leyen announced that the plan could unlock up to 470 billion euros in new investments. Jones presents the move as evidence of a coordinated, multinational financial strategy involving both the US and European authorities.
Mini dictionary: Berkshire Hathaway – A US-based multinational holding company led by Warren Buffett, with a diverse portfolio across insurance, utilities, and consumer products. BlackRock is the world’s largest asset manager, known for its extensive influence in global financial markets.
EntityPositioned ForCurrent CEOBlackRockControlled collapseLarry FinkBerkshire HathawayTotal collapseWarren BuffettNo official statements from government agencies or the companies involved have confirmed the claims made in Jones’ broadcast. The assertions remain unverified and have generated debate within cryptocurrency circles and among political observers.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
The Bank for International Settlements has published a working paper presenting a proof of concept that anchors official statistics to their source using the XRP Ledger. The paper, “Verifiable official statistics: a blockchain-based approach,” was released on 2 September 2026 and describes a method for binding statistical datasets to cryptographic fingerprints recorded on-chain, so a user can confirm both who issued a dataset and that its figures are unchanged.
How the Proof of Concept Works The approach builds on SDMX, the standard the BIS and other international organisations use to exchange statistical data and metadata. For each published dataset — and, where needed, each individual time series — the authors compute a cryptographic fingerprint. A single summary value covering a batch of datasets is then recorded on the XRP Ledger, where it is timestamped and cannot subsequently be altered. The published file carries everything needed to check it, including a digitally signed credential identifying the publisher, so verification requires the file alone plus one lookup on the ledger. The authors also provide an open-source reference implementation.
Speed and Cost of the System In the prototype, publishing takes three to five seconds and verification one to two seconds, fast enough for interactive use and for automated systems that consume data in real time. The authors caution that these figures describe a proof of concept rather than a hardened production system. The cost analysis finds on-chain fees are negligible once modest batches are used, since a single ledger entry can cover thousands of datasets, leaving ordinary processing and storage as the dominant costs. The authors derive an optimal batch size to balance cost efficiency against the delay that batching imposes on urgent releases.
Why Verifiable Statistics Matter BIS researchers frame the work as a response to a longstanding problem: trust in published data is essential for evidence-based policymaking, yet datasets are normally distributed without an easy way to prove they have not been tampered with. Because only fingerprints — never the underlying data — are placed on-chain, the method adds verifiability without exposing confidential figures. The proof of concept places the XRP Ledger among the public blockchains being tested for institutional use, alongside growing institutional XRP participation in regulated futures markets and Ripple’s institutional custody and tokenization efforts.
AUTHOR
Tokoni Uti is a Lagos-based writer with several years of experience. Her work has appeared in the Huffington Post, the Los Angeles Free Press and the San Diego Free press among others. She is a graduate of Bowen University.
Not financial or tax advice. PANews content is strictly educational and informational and is not investment advice, financial advice, tax advice, legal advice, or a solicitation to buy or sell any digital asset, security, or financial product. Do your own research and consult qualified advisers.
Disclosure. PANews may publish sponsored content, partner content, advertisements, affiliate links, event promotions, and market commentary involving Web3 projects, service providers, or financial products. PANews personnel, contributors, or affiliates may hold digital assets or other interests related to covered topics. See our Terms of Service.
A wave of speculation about the possibility of a BlackRock-backed XRP exchange-traded fund (ETF) has surged on X, following claims that such a move could propel the XRP price to $100 almost instantly. The discussions were sparked by crypto influencer XRPMoonWalk, who referenced possible key dates and linked the scenario to ongoing speculative theories within the XRP community.
XRP enthusiast ties ETF filing to $100 price targetIn a recent post on X, XRPMoonWalk asserted that an XRP spot ETF filing by BlackRock “today or tomorrow” may trigger a rapid price increase for XRP, setting a $100 target. The influencer mentioned a 35-hour window for this alleged development, while acknowledging the speculative nature of the claim.
XRPMoonWalk also cited another X user, Seer, whose post referenced “XRP Mr Pool: $100 9/5.” This statement appears to draw a connection between the $100 price target, the date September 5, and cryptic messages from an account known as Mr Pool. For many in the XRP community, Mr Pool is notable for cryptically posting dates and symbols that followers try to interpret as predictions related to XRP or broader market movements.
Despite the attention these posts receive, no concrete evidence exists that Mr Pool or similar influencers possess insider knowledge about XRP’s future or upcoming ETF applications.
Mini dictionary: Mr Pool, an anonymous figure on X (formerly Twitter), is known among cryptocurrency circles for sharing cryptic messages that many in the XRP community attempt to decode as hidden forecasts or signals about market events.
Key dates and community speculationWithin the same discussion, XRPMoonWalk remarked that if no official development takes place on September 5, another significant event could happen on September 11. These dates have circulated within the speculative corners of the XRP community, with figures like Bearableguy also frequently referenced as supposed sources of insider predictions.
The influencer emphasized that these ideas remain personal beliefs, not established facts. XRPMoonWalk suggested that BlackRock may have already submitted an application for an XRP ETF but could withhold a public announcement for now. However, there is no verifiable proof of such an application or any deliberate delay in its disclosure.
Within the XRP community, numerous users continue to parse cryptic messages and theorize about dramatic price action, yet there is no confirmed evidence supporting the existence or concealment of a BlackRock XRP ETF filing.
BlackRock’s current stance on XRP ETF productsBlackRock, recognized as the world’s largest asset management company, plays a leading role in the development of digital asset ETFs, having already launched both Bitcoin and Ethereum spot ETF products. However, the firm’s potential involvement with an XRP ETF remains unsubstantiated and is based entirely on online speculation.
CoinMarketCap recently reported that several firms, including Grayscale, Bitwise, Canary, CoinShares, Franklin, 21Shares, and WisdomTree, have amended their XRP ETF applications. BlackRock has not appeared among these asset managers in any capacity related to an XRP ETF filing.
Asset ManagerXRP ETF Filing StatusGrayscaleAmended filingBitwiseAmended filingCoinSharesAmended filingBlackRockNo filingEarlier industry reports have also indicated that BlackRock does not have any publicly-disclosed plans to launch a U.S. spot XRP ETF at this time, despite persistent rumors and calls for such a product among XRP holders.
The assertion that a BlackRock ETF application could send XRP to $100 remains highly speculative, as there is currently no indication from the company or market regulators that such a move is imminent.
The latest round of predictions and referenced dates within the XRP community are speculative and not based on official announcements or verifiable information from BlackRock or regulatory authorities.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Alex Jones, a controversial media figure and political commentator, has ignited debate within the cryptocurrency community after raising concerns that governments might target digital assets such as XRP in the event of a severe systemic crisis. He suggested that, under extreme circumstances, authorities could seek to seize not only traditional bank accounts and real estate, but also cryptocurrency holdings.
Regulatory Limits on Crypto SeizureJones’s comments, which were shared widely on X, stopped short of making direct price predictions or claiming specialized expertise in XRP. He emphasized that his remarks were intended as a warning about potential government overreach, not as an authoritative forecast about the asset itself.
Current regulations in the United States do not support Jones’s scenario. The Federal Deposit Insurance Corporation (FDIC), the independent agency insuring deposits at U.S. banks, maintains that crypto assets are not considered FDIC-insured deposits. When a bank fails, the FDIC insures eligible deposits up to established limits and, as receiver, sells off the failed institution’s assets to satisfy its debts.
This structure does not authorize the government to confiscate digital currencies like XRP from private individuals. Instead, assets held in self-custody wallets remain outside the direct reach of FDIC policies affecting bank accounts.
The FDIC’s official guidance explicitly separates crypto assets from insured deposit products and notes that digital currencies are not subject to the same protections or procedures as cash deposits in banks.
In the European Union, similar safeguards exist under the Bank Recovery and Resolution Directive (BRRD). The directive ensures that insured deposits are protected, and it restricts authorities from applying write-down or conversion powers to these deposits in a bank resolution event.
Jones’s warning, as a result, should be interpreted as a hypothetical concern rather than confirmation of any imminent or newly adopted policy regarding XRP or similar assets.
Mini dictionary: Federal Deposit Insurance Corporation (FDIC), an independent agency of the US government that protects depositors against the loss of insured deposits if a bank fails, up to certain legal limits, but does not insure digital assets like cryptocurrencies.
XRP Price Action and Institutional InterestMeanwhile, XRP has returned to a key price level as market attention grows. On September 6, XRP traded near $1.42 after declining by 3.65% two days prior, then regaining approximately 1% the following day. Market analysts have repeatedly highlighted the $1.40 region as a critical technical area, drawing significant focus from both retail and institutional investors.
Institutional demand for XRP has shown clear growth, even as prices remain choppy. Data from Coinpaper indicates that U.S.-listed spot XRP exchange-traded funds (ETFs) attracted $110.49 million in net inflows during their most robust week of 2026 to date, raising total inflows to about $1.66 billion.
DateXRP PriceSpot XRP ETF Weekly InflowCumulative ETF InflowSeptember 4$1.37––September 5$1.38––September 6$1.42$110.49 million$1.66 billionDevelopment work on the XRP Ledger (XRPL) also continues in parallel with growing institutional involvement. The latest XRPL 3.3.0 upgrade proposal introduces features addressing tokenized assets, options for confidential transfers, and programmability enhancements for digital asset management.
Mini dictionary: XRP Ledger (XRPL), a decentralized blockchain network supporting the fast and energy-efficient transfer of XRP and the creation of other tokenized assets.
Custody remains a primary concern for some XRP holders. Security experts emphasize that the level of risk primarily depends on the method of asset storage. Keeping XRP in a self-custody wallet controlled by private keys generally offers more protection against third-party actions than leaving assets on centralized platforms.
XRP remains at the center of regulatory debate, yet no US or EU authority has announced any program to seize privately held XRP. Current rules at both the FDIC and within the EU emphasize that digital assets are not subject to automatic confiscation powers in bank failures or resolutions.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Key Takeaways Ripple has entered a multi-year sponsorship with the University of Florida Athletics, featuring XRP branding at Ben Hill Griffin Stadium for approximately $5 million annually The token currently hovers between $1.41 and $1.45, representing a 48% decline from its $2.79 peak in early September 2025 The University of Florida partnership is strictly a marketing initiative with no XRP purchase, storage, or payment components August 2026 saw XRP spot trading volumes reach a six-month peak, with Binance processing more than $7.26 billion Technical analysts remain divided: certain chart formations echo patterns that led to a 650% surge in 2024, while others view recent movements as temporary corrections Ripple has secured prominent XRP branding placement at Ben Hill Griffin Stadium in Gainesville, Florida, through a newly established multi-year agreement with University of Florida Athletics. The arrangement, valued at approximately $5 million per year, kicked off with the September 5 matchup against Florida Atlantic.
XRP branding is now visible on both 25-yard lines within the stadium, across the Gators’ digital platforms including their website and social channels, and throughout event-related signage. Additionally, Ripple has committed to supporting financial literacy and technology education initiatives for student-athletes and the broader university community.
Each Saturday during football season, millions of viewers will encounter the XRP brand through televised broadcasts. As Ripple markets payment solutions to financial institutions, widespread brand recognition could facilitate business development efforts.
However, the sponsorship arrangement includes no provisions that would directly influence XRP’s market value. The University of Florida Athletics department has not indicated plans to accept XRP for ticketing, merchandise purchases, or charitable contributions. The university will not hold any funds in XRP, and no vendor transactions will be processed using the token.
Previously in July 2026, Ripple established a five-year agreement with the Kansas Jayhawks, placing XRP patches on athletic uniforms throughout their sports programs. The following month witnessed XRP dropping below the $1 threshold.
Technical Pattern Generates Interest XRP is currently positioned around $1.41, reflecting approximately 35% growth throughout the past month. This upward movement has attracted attention from technical analysts who observe similarities between the present chart formation and a pattern that emerged in 2024, immediately preceding a 650% price surge.
XRP Price Technical experts have outlined potential price objectives at $1.30, $1.90, $2.80, and $3.40 should historical patterns repeat themselves. Trader CW8900 highlights a recent price correction that found support near the 0.5 Fibonacci retracement level, with the asset subsequently surpassing the 0.618 threshold and establishing a subsequent extension objective around $2.13.
Cryptocurrency analyst Ali Charts shared on X that XRP has been developing an expansive ascending triangle formation on monthly timeframes spanning nearly ten years. He designated $3.66 as the critical resistance threshold, noting that a monthly candle close above this level would validate a breakout scenario and trigger a technical price target approaching $60.
XRP BULL MARKET TARGET: $60
For nearly a decade, $XRP has been forming a massive ascending triangle on the monthly chart.
The $3.66 resistance level is the key barrier. A monthly close above it would confirm the breakout and activate a technical target near $60. pic.twitter.com/RpAnbER9cv
— Ali Charts (@alicharts) September 5, 2026
Consensus remains elusive among market analysts. Some characterize XRP as remaining within a corrective retracement phase inside a $1.10–$1.38 support range, with no definitive bottom yet confirmed.
Blockchain Metrics XRP spot market trading volumes achieved a six-month peak during August 2026. Binance independently processed over $7.26 billion in volume, while Upbit and Bithumb similarly registered heightened trading activity.
Approximately 500 million XRP tokens departed from Binance throughout this timeframe, driving monthly average exchange holdings to levels not observed since early 2024. Market analysts view these outflows as indicators of long-term accumulation behavior.
XRP has tracked alongside the wider cryptocurrency market rally combined with anticipation surrounding a potential Federal Reserve rate pause, with the 37% monthly appreciation occurring ahead of the Florida sponsorship disclosure.
Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
A major bundled fix amendment is scheduled to activate on the XRP Ledger mainnet in the next five days if validator support remains above the required threshold. According to XRPscan data, fixCleanup3_3_0 is scheduled for September 11 mainnet activation if it holds 80% support for a 14-day window.
XRP Ledger's amendment system uses a consensus process to approve changes that affect transaction processing. Fully functional transaction processing changes are introduced as amendments; validators then vote on these changes. If an amendment receives more than 80% support for two weeks, it passes, and the change applies permanently to all subsequent ledger versions.
The fixCleanup3_3_0 amendment was introduced in the XRPL software version release 3.3.0, launched in August, and is designed to strengthen several features across the network.
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fixCleanup3_3_0 quickly gained traction after it opened for voting on August 6, attaining a majority (that is, reaching 80% support) on August 28, following which the two-week activation timer began to tick, with five days now remaining.
XRP Ledger overhaul continuesThe fixCleanup3_3_0 amendment is a collection of fixes for Single Asset Vaults, the Lending Protocol, Automated Market Makers, the permissioned DEX, Checks, and pseudo-accounts, with 11 changes outlined.
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These include a fix to hybrid offers being removed from the open order book when the account that placed them loses access to the permissioned domain, and Automated Market Maker liquidity being included in quality estimates for permissioned DEX order books. The upgrade will also add further precision and rounding fixes for Single Asset Vaults and the Lending Protocol, which are currently in voting.
fixCleanup3_3_0 follows previous fix upgrades fixCleanup3_1_3 and fixCleanup3_2_0, which were activated on the XRPL mainnet in May and July, respectively. The fixCleanup3_1_3 amendment marked a collection of fixes for NFTs, Permissioned Domains, Vaults, and the Lending Protocol, while fixCleanup3_2_0 included fixes for Single Asset Vaults, the Lending Protocol, the permissioned DEX, Multi-Purpose Tokens, and permissioned domains.
The fixCleanup3_3_0 amendment gained 82.86% support, with 29 Yes votes out of 35, and is currently holding this threshold, with the potential for its activation in days.
A recent analysis by finance coach Kamil H. Stevenson has drawn attention to the distribution of XRP holdings across the XRP Ledger, providing new insight into wallet concentration and ownership tiers among XRP users.
XRP distribution highlights ownership gapsStevenson referenced a video from Bull Runners that breaks down the requirements for entering various levels among XRP holders, while also questioning whether the largest wallets actually belong to individual investors. The video indicates that holding just 20 XRP is sufficient for an account to join the top 50 percent of all XRP wallets as of August 20, 2026. Accounts holding 21 XRP surpassed the balances of more than 4 million other wallets on the network.
These findings stem from changes in the XRP Ledger’s reserve system. In December 2024, validators approved a reduction in the base reserve from 10 XRP to 1 XRP, and lowered the owner reserve for additional ledger objects from 2 XRP to 0.2 XRP. The decreased requirements have enabled more users to open and sustain accounts with a much lower minimum balance.
Bull Runners suggested that the more accessible reserve settings primarily explain the surge in the number of funded accounts rather than a parallel rise in active investors. The XRP Ledger reported 8,071,889 funded accounts as of August 20, up from roughly 7.7 million in March, translating to an increase of around 400,000 accounts within five months.
The updated reserve requirements have significantly lowered the cost of operating an account on the XRP Ledger, resulting in a sharp increase in the number of funded wallets but not always reflecting greater investor participation.
Key thresholds for top XRP holdersAccording to the distribution laid out in the video, reaching the top 10 percent of XRP owners required approximately 2,138 XRP. The threshold for entry into the top 5 percent ranged between 7,745 and 8,000 XRP, while 44,823 XRP placed an account within the top 1 percent as of August 20, 2026.
Wallets holding 295,194 XRP or more made up the top 0.1 percent, a level achieved by only about 7,554 addresses. The top 0.01 percent, comprising fewer than 800 wallets, often consisted of exchange, institutional custodian, or Ripple-controlled addresses. The analysis advised caution in interpreting these figures, noting that not all large wallets are managed by individual investors.
The study also emphasized the importance of monitoring on-chain activity, as wallet size alone may not reveal the intent behind transactions. For example, exchange or custodian wallets may aggregate funds on behalf of multiple clients, while movements between custodians could reflect internal asset management rather than trading actions.
Holding large amounts of XRP in a single wallet does not always indicate personal wealth—it is common for the highest-balance addresses to belong to institutions or operate as custodial accounts serving multiple users.
Changing landscape and Web3 integrationThe analysis also pointed out that escrow transactions, which can involve substantial movements of XRP, typically do not reflect individual investment activity. Consequently, Bull Runners identified the roughly 7,500 wallets in the top 0.1 percent as the more relevant segment for evaluating private large holders.
The XRP holdings discussion was linked to ongoing developments on the XRP Ledger, including growth in RLUSD-related features and the launch of new functionalities designed to broaden network utility. Alongside these trends, a significant shift is underway in how real-world assets are managed: Wall Street is gradually adopting Web3 platforms. Investors now utilize services like 1stepSwap, enabling them to hold shares of major U.S. companies, gold, and silver directly in their crypto wallets. By tokenizing real-world assets and automatically sourcing the best available market prices in seconds, platforms like these eliminate traditional intermediaries, offering a streamlined approach for managing diverse asset portfolios.
In conclusion, the video invited users to compare their own XRP holdings with publicly available wallet distribution data, while highlighting the evolving nature of asset ownership in decentralized ecosystems.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Cover image via depositphotos.com Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
The U.S. Treasury Department will enter the active phase of its government debt buyback program on Monday, Sept. 7, 2026. The weekly limit on operations will amount to $14.5 billion, while the maximum volume of Treasury sessions could reach $16.5 billion.
Such a large liquidity injection has sparked discussion across financial markets about the start of a second round of the crypto market's rally, particularly for Bitcoin and XRP.
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The bulk of the operations is scheduled for Wednesday, Sept. 9. The Treasury, led by Secretary Scott Bessent, is doubling its buyback limits for long-term securities maturing in 10 to 30 years — from $2 billion to $4 billion per session.
Tentative schedule of U.S. Treasury buyback operations for September 2026, Source: U.S. Department of the TreasuryIn total, the department plans to remove approximately $38.25 billion worth of bonds from the market in September, while the U.S. Federal Reserve will simultaneously allocate up to $2.122 billion to purchases of short-term Treasury bills as part of its planned reinvestment of principal.
While Bessent stabilizes yields, Bitcoin at $80,000 awaits a spark from primary dealersAs officials describe the multibillion-dollar injections as "routine," the cryptocurrency market is approaching Sept. 9 in a state of extreme technical tension. Traders expect the cash that the Treasury will provide to major banks in exchange for older bonds to fuel a breakout from prolonged trading ranges.
At the beginning of September, Bitcoin is trading just below the psychological $80,000 level, having formed a massive liquidity cluster and dense concentrations of short-liquidation levels between $79,500 and $82,000.
In this environment, any impulse from primary dealers on Wednesday could trigger the forced closure of short positions and immediately push the price toward new local highs through a short squeeze.
Comparative daily price charts of XRP/USD and BTC/USD showing consolidation patterns in September 2026, Source: TradingViewMeanwhile, capital is accumulating in XRP as the token approaches $1.45 amid record institutional inflows. U.S. spot XRP ETFs have recorded net inflows exceeding $1.66 billion.
The Treasury's liquidity injection coincides with the main fundamental catalyst of the fall: on Sept. 15, the U.S. Senate will hold a key vote on the CLARITY Act. Traders are pricing in a scenario in which fresh dollars entering the system help XRP break through the key resistance level at $1.70 and open a direct path toward the psychological $2 mark.
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Market analysts warn against equating the Treasury's current program with full-scale quantitative easing. The Treasury is not creating new money out of thin air but merely replacing long-term obligations with short-term borrowing to stabilize the government bond market, where yields remain near multiyear highs.
There is also a medium-term risk: if Bessent's buybacks overstimulate the economy, the Federal Reserve could be forced to keep interest rates higher for longer, eventually limiting the cryptocurrency market's growth potential.
Nevertheless, short-term market expectations remain focused on the actual liquidity inflow on Sept. 9. The reaction of Bitcoin and XRP prices to this impulse will become a defining factor for the market's direction throughout the fall of 2026.
Banks considering the use of XRP for cross-border payments may significantly boost demand for the digital asset, according to independent cryptocurrency researcher SMQKE.
Ripple demo outlines XRP settlement strategiesSMQKE recently published findings through X, the social media platform formerly known as Twitter, drawing attention to a Ripple demonstration that details potential adoption scenarios for XRP by financial institutions.
Ripple, a payment technology company aiming to modernize global money transfers, showcased how banks could leverage XRP to expand their international payment reach. The demonstration describes two main methods for banks to access XRP for settlement purposes.
In the first approach, banks could maintain direct holdings of XRP, positioning it as a reserve asset for ongoing transaction needs. Alternatively, banks might choose to obtain XRP from cryptocurrency exchanges when they require it for specific cross-border transfers.
SMQKE emphasized that, “Banks adopting XRP for cross-border payments will drive up its price.” The researcher argued that both sourcing methods have the potential to strengthen demand as network activity increases.
The Ripple demo presents XRP as a bridge asset, enabling fast, scalable, and cost-effective settlement between disparate currencies. This model could help banks enhance payment speed and efficiency without establishing individual liquidity arrangements in every country.
Mini dictionary: Ripple, a US-based fintech company, provides blockchain-based solutions for global payments and developed the XRP Ledger and its associated crypto asset, XRP.
XRP liquidity and trading volumeThe demonstration cited XRP’s daily trading volume, noting that it surpasses many lesser-traded fiat currencies. Ripple’s presentation suggested that this level of liquidity could make XRP well-suited for facilitating payments in currency corridors where liquidity is traditionally limited.
Under the proposed framework, each bank could either store XRP directly or use an exchange to obtain the amount needed on demand, allowing institutions to participate without holding large reserves in multiple currencies.
The speaker in the Ripple demonstration stated that “XRP acts as an on-demand liquidity pool, reducing the need for banks to hold surplus capital across different markets.”
RippleNet, Ripple’s proprietary payment network, was positioned as a more capital-efficient solution compared to traditional correspondent banking practices, which often tie up funds in various geographies to support liquidity needs.
Bank’s XRP AccessPrimary EffectDirect holding of XRPAccumulation increases, fixed supply pressureSourcing from exchangesHigher trading volume, market-driven demandCommunity reactions and industry contextXRP HERALD, another analyst in the ecosystem, echoed SMQKE’s assessment, stating that banks’ ability to hold or source XRP could lead to stronger demand, especially as transaction volumes on the network increase. The account pointed to the relationship between increased utility and supply-side pressure for digital assets.
Separately, Nat Turner highlighted inefficiencies in the traditional banking structure for international payments. Turner argued that banks currently maintain multiple local accounts and currencies, which ties up capital and slows settlement processes. These comments reinforced the notion that a blockchain consensus asset like XRP could potentially streamline operations and reduce the need for duplicate reserves.
SMQKE’s discussion links the expansion of cross-border payment activity with the possibility of elevated market demand for XRP, citing Ripple’s on-demand liquidity model as a relevant innovation. The research suggests that as more financial institutions explore this mechanism, pressure on available XRP supply could intensify, with trading volume and asset accumulation both playing key roles.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
The US Treasury Department is set to begin the active phase of its government debt buyback program on Monday, September 7, 2026. The department said weekly limits for the operations are set at $14.5 billion, with the overall maximum per Treasury session reaching $16.5 billion.
Scale of buybacks and liquidity injectionMost of the buyback activity is scheduled for Wednesday, September 9. Under Treasury Secretary Scott Bessent, the department will double buyback limits on long-term securities maturing in 10 to 30 years per session, raising the figure from $2 billion to $4 billion.
In total, the Treasury aims to remove approximately $38.25 billion in bonds from the market throughout September. Simultaneously, the US Federal Reserve is preparing to allocate up to $2.122 billion for purchases of short-term Treasury bills through reinvestment of principal.
These actions represent a significant liquidity injection, prompting debate within financial markets about whether they could act as a catalyst for renewed momentum in the cryptocurrency sector, particularly for Bitcoin and XRP.
Bitcoin and XRP traders await market breakoutLeading up to the scheduled buybacks, Bitcoin traded just below the $80,000 level in early September. Analysts identified a large liquidity cluster between $79,500 and $82,000, marked by heightened short-liquidation levels.
Several traders expect that if Wednesday’s buybacks provide fresh liquidity to primary dealers, this could spark a breakout above recent trading ranges. In this scenario, a squeeze on short positions could drive Bitcoin to new local highs.
Bitcoin hovers below the key $80,000 threshold, with technical indicators suggesting that increased liquidity on September 9 could swiftly push prices higher through forced short covering.
XRP is also drawing market attention, as the token nears $1.45 and registers record inflows from institutional investors. US spot XRP exchange-traded funds (ETFs) have seen net inflows above $1.66 billion, highlighting elevated demand ahead of upcoming events.
Legislative and macroeconomic factorsThe Treasury’s liquidity boost aligns with another pivotal moment for the crypto sector: On September 15, the US Senate is due to vote on the CLARITY Act. Market participants anticipate that dollar inflows from the buybacks could help XRP breach significant resistance at $1.70, which may open the way for a move toward the $2 psychological level.
Despite optimism in the crypto market, analysts have cautioned against confusing the Treasury’s current buyback program with full-scale quantitative easing. The department is not expanding the money supply but shifting from long-term obligations to short-term debt to stabilize government bonds, where yields recently tested multiyear highs.
There are also concerns about potential medium-term consequences. Some analysts noted that if the buybacks inject too much liquidity and stimulate economic demand, the Federal Reserve could be compelled to maintain higher interest rates for a longer period, which may curb the growth prospects of cryptocurrencies.
Nevertheless, for now, market focus remains on the September 9 liquidity injections. The performance of Bitcoin and XRP after this key event is expected to set the tone for the cryptocurrency market as it heads into the last quarter of 2026.
Mini dictionary: Scott Bessent is the current Secretary of the US Treasury Department, responsible for overseeing federal finances and implementing economic policies, including debt management operations such as large-scale bond buybacks.
ActionDateTarget VolumeNotesDebt Buyback Program LaunchSeptember 7, 2026$14.5 billion per weekProgram beginsMain Buyback SessionsSeptember 9, 2026Up to $16.5 billionLong-term bonds focusUS Fed Treasury Bill PurchasesThroughout SeptemberUp to $2.122 billionShort-term instrumentsXRP ETF Net InflowsRecent period$1.66 billion+Record institutional demandDisclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XRP price traded near $1.42 on Sunday, gaining 0.71% as cryptocurrency markets steadied after a volatile week.
Bitcoin price hovered at around $79,973, and Ethereum was at $2,499 as the market awaits the FOMC meeting on September 15-16th.
Nevertheless, XRP remained vulnerable to Washington politics with another Senate postponement of the CLARITY Act.
The legislation could define regulatory roles for the Securities and Exchange Commission and Commodity Futures Trading Commission.
CLARITY Act Delay Extends Regulatory Uncertainty Senators postponed action before recess after lawmakers failed to settle several political and policy disagreements.
The Senate returns September 14, leaving lawmakers a narrow window before election campaigning further limits available floor time.
Any procedural cloture vote would require 60 senators, making bipartisan support essential for the bill to advance.
🇺🇸 CLARITY Act Could Be Delayed AGAIN
The U.S. House just canceled its final two September voting weeks, leaving lawmakers with only 4 days to get work done before the midterms.
That puts the CLARITY Act in a much tighter spot.
If the Senate changes the bill, the House may need… pic.twitter.com/Z2jWsKylR4
— Crypto Patel (@CryptoPatel) September 5, 2026
Disputes include ethics restrictions, stablecoin rewards, decentralized finance protections, and the balance between financial regulators.
The postponement does not formally defeat the measure, but it reduces time for negotiations and possible House reconciliation.
XRP held above $1.40 despite the setback, suggesting buyers still defend the token’s immediate support area.
Bitcoin’s ability to remain near $80,000 and Ethereum’s hold around $2,500 could also influence XRP’s next direction.
Traders will watch Senate scheduling updates closely, because further delays may keep regulatory uncertainty attached to XRP.
XRP ETFs Hold $1.48 Billion in Assets Despite Zero Daily Inflows On September 4, XRP spot exchange-traded funds had no daily net inflows, but cumulative inflows stood at $1.68 billion. Total net assets amounted to 1.69% of the overall market capitalization of XRP, totaling $1.48 billion.
Source: Sosovalue data Trading activity totaled $36.21 million as every listed fund closed lower during the session. Franklin’s XRPZ posted the steepest decline at 4.94%, narrowly exceeding Bitwise’s XRP fund’s 4.86% loss. Bitwise continued to dominate the market in general, with a net asset of $507.47 million and reported cumulative inflows of 599.31 million.
Will XRP Price Hold $1.40 Support Before Its Next Rally? The XRP price traded at $1.41 after holding above the important $1.40 support level on the four-hour chart.
The XRP price kept consolidating above $1.40, which indicates that buyers are still active within the immediate support of the market. The RSI was 54.92, with a balanced momentum and a slight bullish inclination.
Source: TradingView The MACD line fell a little below its signal line, which indicated a lower short-term momentum. A four-hour close above $1.50 would prove the resurgence of demand and create an avenue to $1.60. The inability to hold $1.40 may lead to increased selling pressure and the lower support target of $1.30.
Traders are piling into altcoin futures at a pace that would make a Vegas pit boss nervous. Open interest across perpetual futures markets for ZEC, BNB, ARB, XRP, and SOL has climbed sharply, with ZEC alone hitting a record $2.4 billion in open interest in early September 2026.
The surge coincides with ZEC’s price blasting past the $1,000 mark, a milestone that caught a lot of short sellers flat-footed. Roughly $34 million in short positions were liquidated in a single session as the rally accelerated.
ZEC leads the charge, and it’s not even close Zcash has been the standout performer in this derivatives wave. Data from aggregators including CoinGlass and Coinalyze shows that ZEC’s open interest growth has tracked tightly with its price action, meaning the capital flowing in is largely speculative and leveraged rather than spot-driven.
ZEC briefly surpassed Hyperliquid (HYPE) in market capitalization around September 6, 2026. Speculation around potential ETF approvals has been one catalyst fueling the rally.
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The broader altcoin picture SOL’s open interest reached 72.11 million tokens in mid-2026, with prices trading above $100.
XRP’s futures positioning climbed to 2.35 billion tokens over the same period, correlating with prices hovering in the $1.40 to $1.50 range.
ARB ranked among the top performers for both trading volume and percentage gains in early September 2026.
All of this is happening while Bitcoin trades above $80,000.
What rising OI actually means for risk Open interest climbing is not inherently bullish or bearish. It simply means more contracts are outstanding, which tells you that more traders have skin in the game. The direction of the next big move depends on whether those positions are predominantly long or short, and how much margin those traders have left.
When $34 million in ZEC shorts were wiped in one session, it created a feedback loop: forced buying pushed prices higher, which triggered more liquidations, which pushed prices higher still.
Cumulative volume delta metrics have been sending mixed signals throughout 2026, even as prices climbed. When the futures market is leading and the spot market isn’t fully keeping pace, rallies can be more fragile than they appear on a price chart.
Funding rates have also shown inconsistency. In a clean bull trend, funding rates tend to be persistently positive as longs pay shorts to maintain their positions. Mixed funding alongside rising open interest can indicate that the market hasn’t yet picked a decisive direction, even if prices are moving upward in the short term.
Traders watching ZEC, SOL, XRP, ARB, and BNB should pay as much attention to liquidation levels and funding rates as they do to price targets, because in a market this leveraged, the plumbing matters as much as the narrative.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Crypto analyst Ali Martinez, evaluating XRP’s long-term technical outlook, suggested that the price could rise to $60 in a potential bull market.
According to Martinez, XRP is forming a broad ascending triangle pattern on the monthly chart that has been ongoing for approximately 10 years. The analyst noted that in the long-term pattern, the $3.66 level stands out as a critical resistance point.
Martinez stated that if XRP closes above $3.66 on a monthly basis, it would technically confirm an upward breakout from the ascending triangle, and such a scenario could activate a technical price target of approximately $60.
According to this forecast, the most important hurdle for XRP is at the $3.66 level. A break above this level and a monthly close above it would be the key condition for Martinez’s long-term bullish scenario.
However, the $60 level is a technical target calculated from a rising triangle formation and does not guarantee that the price will reach this level.
*This is not investment advice.
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Crypto analyst Steph Is Crypto highlighted a notable trend in XRP trading activity on September 4, sharing a whale order chart that suggests major Coinbase participants continue to target a $33 price for XRP before the end of the year.
Large whale orders and price levelsAccording to the data presented by Steph Is Crypto, the order book chart displays a high volume of large sell orders for XRP extending from $5 up to $35. The strongest concentration appears between $10 and $30, marked by horizontal red lines on the chart. At the current market price of $1.4655, clusters of large buy orders, depicted as green circles, are also evident.
This alignment indicates that while there is considerable buying demand at the current level, whales have positioned themselves for significant sell-side activity far above the prevailing price. Steph Is Crypto interprets this as an active stance from Coinbase-based whales, reflecting an expectation of further price appreciation.
Coinbase whales are still targeting $33 for XRP this year, as heavy sell orders cluster along that price range.
Technical analysis behind the $33 targetThe $33 figure has been cited by a range of market analysts using different analytical frameworks. EGRAG CRYPTO, for example, calculated the target by analyzing XRP’s historical price cycles, noting gains of 1,250% in 2017 and 560% in 2021. According to this approach, the average cycle projection supports a 905% increase from the current market structure, suggesting a potential move to $33.
Another market watcher, Cryptobilbuwoo0, applied a fractal-based model, referencing XRP’s peak near $3.30 in 2018 and projecting a tenfold rally to reach approximately $33. EGRAG CRYPTO’s additional analysis points to a symmetrical triangle breakout on XRP’s long-term chart, with Fibonacci extension targets that converge in the $30 to $33 range.
The convergence of these various analytical methods suggests a technical consensus forming around the $33 benchmark, lending additional weight to the expectations reflected in whale positioning.
Mini dictionary: Fibonacci extension – A technical analysis tool that projects potential future price levels by applying ratios derived from the Fibonacci sequence to prior price movements, commonly used to identify likely support or resistance levels in financial markets.
Market impact of whale activityLarge participants, often referred to as whales, play a central role in dictating liquidity and directional momentum on major exchanges like Coinbase. Their order placement at certain levels not only indicates expectations but also reveals intended points of profit-taking or exit.
With XRP trading at $1.4655, any movement to $33 would represent an approximate increase of 2,150% from present levels. Sistine Research recently stated that XRP could reach between $33 and $50 by 2027, further echoing sentiments seen among institutional-scale traders.
Several different analytical models now align on the $33 technical target, reinforcing the view that major holders are preparing for this possibility.
AnalystMethodologyTarget ($)EGRAG CRYPTOHistorical cycle average & Fibonacci30–33Cryptobilbuwoo0Fractal analysis33Sistine ResearchPrice target timeline33–50Coinbase, headquartered in San Francisco, is one of the world’s largest and most liquid digital asset trading platforms, known for its extensive coverage of major cryptocurrencies including XRP. Whale activity on Coinbase often provides insight into broader market sentiment due to the platform’s significant trading volume.
The appearance of substantial whale sell walls near $33 and heavy buy orders closer to the current price indicates that large investors are positioning for considerable volatility in the coming months.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
XRP and RLUSD AI agent transactions continue to climb through the x402 XRP Ledger Facilitator, approaching 4 million. Over 3.992 million agentic transactions have already settled on the XRPL, with AI agents using XRP and RLUSD to pay for services directly onchain.
In a new milestone, the total number of agentic transactions on the XRP Ledger has hit 3,992,146, a new ATH (All-Time High).
On September 1 2026, t54 reported in an X post that agentic transactions had surpassed 3 million, reaching 3.1 million. The increase to 3.992 million transactions suggests an addition of 0.89 million in four days.
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This growth follows as AI agents continue to transact, pay for services, and settle value autonomously, creating demand for financial infrastructure built for machine-to-machine commerce.
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In particular, AI agents pay for various services on the XRP Ledger, including token analysis, crypto intelligence, market research, and prediction-market forecasts, paid for in XRP or RLUSD.
In June 2026, Ripple launched the XRPL AI Starter Kit, which included a set of tools and integrations designed to help developers build agentic payment applications on the XRP Ledger (XRPL). The launch included support for X402-powered payments using XRP and Ripple USD (RLUSD), enabling AI agents to transact for APIs, compute, and other digital services.
XRP Ledger agentic payments gain Mastercard supportt54's x402 facilitator and trust layer enable agent payments in XRP and RLUSD, as well as payment verification and pre-settlement risk checks.
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This is further supported by the fact that agent payments on the XRP Ledger support Mastercard's Verifiable Intent standard. Through the x402 Facilitator, developers can prove who authorized a payment, under what limits, and for which purchase, while Trustline screens it before settlement.
At the start of September 2026, Ripple partner t54, which provides the x402 facilitator for agentic payments on the XRP Ledger, announced its selection for Mastercard Start Path's Agentic Commerce & Services.
This move allows merchants and payment networks using the t54 infrastructure to safely transact with agents via real-time identity verification, risk assessment, and dispute resolution.
Ripple‘s XRP, the digital token central to the Ripple network, last traded above $2 in January 2026 after enjoying a bullish year that pushed it to a record high—the first such surge in over seven years. However, the momentum has reversed in recent months, with XRP’s price even dipping below the $1 threshold last month.
Market rebounds lose steamLate last month, the broader cryptocurrency market showed signs of recovery as Bitcoin (BTC) briefly climbed back above $80,000. This temporary rally also supported XRP, which registered modest gains. Yet, as Bitcoin slipped to the $77,000 level, XRP mirrored the decline, underscoring its correlation with the wider crypto market.
The upswing was driven by two primary catalysts. President Donald Trump hosted a cryptocurrency event at the White House that notably boosted investor sentiment toward digital assets. In parallel, the US Treasury announced an expansion of its bond buyback program, increasing market liquidity and supporting riskier assets like cryptocurrencies.
XRP’s recent rebound appeared short-lived as changing economic signals and uncertainties over US monetary policy weighed on the asset’s price.
Despite these supportive factors, the momentum has begun to wane. Analysts point to a likely decline in prices in the near future, with strong support for XRP hovering just above the $1 mark.
Monetary policy, inflation, and risk of correctionOne of the main risks for cryptocurrencies currently is rising inflation. During the annual Jackson Hole meeting, Federal Reserve Chair Kevin Warsh delivered a hawkish address, emphasizing the ongoing inflationary pressures in the economy.
He signaled a strong possibility of further interest rate increases, which could trigger outflows from XRP and other digital assets as investors seek safer returns amid higher rates.
The US Treasury, having recently injected liquidity into the market through expanded bond buybacks, is expected to draw funds back as it replenishes its cash reserves. Such a reversal, analysts warn, could drain liquidity from financial markets and weigh heavily on cryptocurrencies, including XRP.
Without significant positive catalysts on the horizon, market observers cite limited bullish developments that could propel XRP toward the $2 mark by the end of 2026.
Given current macroeconomic headwinds and a likely tightening of US monetary policy, the probability of XRP reaching $2 in the short term appears low unless major new drivers emerge.
Ripple, the company behind XRP, facilitates cross-border payments and settlements using blockchain technology. XRP is designed to offer faster and cheaper international transactions compared to traditional payment rails.
However, in the absence of impactful market developments, XRP remains vulnerable to broader economic forces shaping risk asset performance. For investors, the path back to $2 by 2026 seems increasingly uncertain.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Ripple CEO Brad Garlinghouse has drawn attention to the $11 billion relocation of gold reserves by De Nederlandsche Bank (DNB) as an example of inefficiencies in traditional finance’s infrastructure for value transfer.
DNB’s gold relocation strategyDNB, the central bank of the Netherlands, recently shifted roughly 86 tonnes of gold reserves from North America to London. However, instead of physically moving the majority of the gold across the Atlantic, the central bank opted for a more practical financial maneuver: about 59 tonnes were sold in New York and equivalent quantities were repurchased in London.
DNB stated that maintaining gold holdings in London, one of the world’s largest physical gold markets, would provide greater liquidity and enhance the ability to trade reserves rapidly during times of crisis. The bank emphasized that this approach offered logistical efficiency compared to transporting the physical gold bars.
“If institutions can shift ownership without moving the underlying asset, blockchain could make these transfers much faster and more efficient,” Garlinghouse has argued while drawing parallels with digital asset settlement.
This method mirrors a previous large-scale gold repatriation conducted by the Bundesbank, Germany’s central bank, which spent several years moving a reported 674 tonnes of gold from Paris and New York to Frankfurt, a process completed in 2017 following rigorous transport and verification procedures.
Blockchain and tokenization in financial settlementsGarlinghouse has clarified that the discussion is not about eliminating the need for vaults or the responsible custody of physical gold. He instead focuses on the opportunity for blockchain technology to streamline the settlement layer while retaining all required legal and custodial protections for the asset itself.
Tokenization enables asset ownership transfers to occur digitally, regardless of whether the underlying commodity moves. This can dramatically reduce settlement times and increase transparency within financial systems.
The XRP Ledger (XRPL), Ripple’s decentralized blockchain, currently supports tokenized real-world assets, including tokens backed by physical gold. This infrastructure allows such assets to be issued, transferred, and settled onchain within seconds, compared to the longer timeframes associated with traditional systems.
Mini dictionary: XRP Ledger (XRPL), an open-source blockchain developed by Ripple, is designed to facilitate fast and efficient payment and asset transfers, including support for tokenized real-world assets.
According to available data, tokenized gold traded on XRPL has surpassed $1 million in cumulative volume. In this arrangement, the physical bullion remains secured with a trusted custodian, while its digital representation can change ownership in seconds without requiring the actual movement of gold bars.
SystemSettlement SpeedPhysical Transfer Needed?TransparencyTraditional (Central Bank Gold)Days to yearsOften or requires sale/rebuyLimitedXRPL Tokenized GoldSecondsNoOnchain/HighImplications and future outlookGarlinghouse has not proposed replacing central banks’ physical gold holdings with XRP or any digital asset. Instead, he contends that ownership transfers of valuable assets should not be constrained by the physical logistics of moving them.
He points to the Dutch central bank’s $11 billion gold relocation as an illustration that traditional finance already employs mechanisms where economic ownership is separated from physical transfer. Blockchain technology, according to Garlinghouse, can enhance this model by boosting speed, transparency, and programmability.
The XRPL tokenization model showcases how large-scale financial operations, like central bank gold reallocations, could potentially be executed more efficiently in the future without requiring the physical movement of underlying assets.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Agent-driven transactions on the XRP Ledger (XRPL) have reached a new record, with over 3,992,146 transactions now processed through the x402 facilitator. This marks a significant milestone as AI-powered agents continue to use the ledger to pay for services directly onchain using XRP and RLUSD.
Rapid growth in agentic transaction volumeData shows that the number of agentic transactions has surged rapidly since the beginning of September 2026. According to t54, a provider of trust and facilitation tools on the XRPL, transaction volume climbed from 3.1 million to nearly 4 million in just four days—an increase of approximately 890,000.
AI agents rely on the XRP Ledger to conduct payments for various digital services, including token analytics, market intelligence, and research. Transactions are settled autonomously in either XRP or RLUSD, Ripple‘s onchain US dollar-backed asset.
More than 3.99 million agentic transactions have settled on the XRPL to date, highlighting accelerating demand for onchain machine-to-machine commerce and infrastructure.
DateAgentic Transactions (Cumulative)September 1, 20263.1 millionSeptember 5, 20263.99 millionRipple has actively supported this trend with the launch of the XRPL AI Starter Kit in June 2026. This collection of developer tools introduced new ways for AI agents to make payments using the x402 protocol, allowing seamless, trust-minimized transfers in XRP and RLUSD for APIs and digital services.
XRP Ledger agentic payments gain Mastercard supportThe x402 facilitator, provided by Ripple partner t54, acts as a trust layer and mediator, enabling verification of agent payments and risk checks before settlement. Through this setup, agent payments on the XRP Ledger now support Mastercard’s Verifiable Intent standard, which provides proof of payment authorization, amount limits, and purchase details, with automated screening prior to finalization.
Mastercard, a global payments technology company, has included the t54 x402 facilitator in its Start Path program for Agentic Commerce & Services. This initiative connects fintech innovators with large-scale payment networks to foster secure, transparent agent-driven transactions.
Using t54’s platform, merchants and payment providers can transact with AI agents in real time, benefiting from identity verification, automated risk assessment, and built-in dispute resolution. The integration supports a growing trend of machine-to-machine financial activity on blockchain networks.
Mini dictionary: x402 Facilitator – A protocol and infrastructure provider on the XRP Ledger that enables AI agents to authorize, execute, and confirm payments for services using onchain digital assets like XRP and RLUSD, with integrated trust, payment verification, and risk management tools.
The integration of Mastercard’s Verifiable Intent standard with the x402 facilitator is expected to improve trust and transparency in machine-agent transactions by providing clear records of payment authorization and automated risk checks.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
The National Sheriffs’ Association (NSA), a leading law enforcement body representing thousands of US sheriffs, has altered its stance on the high-profile CLARITY Act, moving from opposition to a neutral position. This unexpected shift was confirmed in a letter dated September 3 sent to Senate Majority Leader John Thune and Minority Leader Chuck Schumer.
NSA changes position on crypto regulationThe letter, signed by Sheriff Troy Wellman of Moody County, South Dakota and NSA Executive Director Justin Smith, signals a withdrawal from the NSA’s previous position against the bill. The NSA framed this move as a response to the bill’s complexity and the many details still being debated in Congress.
“We are changing our position on the CLARITY Act to neutral,” the authors wrote, emphasizing the desire to step back and allow lawmakers to negotiate the specifics. The NSA had been one of the most prominent law enforcement groups actively opposing the legislation, which aims to clarify the regulatory status of digital assets such as XRP.
With the NSA’s shift to neutral, a significant obstacle for the CLARITY Act in Congress is now gone, and the path forward is less encumbered by law enforcement resistance.
Crypto commentator Ash Crypto called attention to the development, highlighting the powerful impact of this policy change for crypto regulation prospects.
Mini dictionary: National Sheriffs’ Association (NSA) — An organization representing the interests of elected sheriffs and law enforcement professionals across the United States. The NSA plays a significant advocacy role in policy discussions impacting public safety and law enforcement operations.
Calendar constraints threaten progressDespite the NSA’s change of heart, the CLARITY Act still faces significant timing challenges. The first procedural vote in the Senate is scheduled for September 15. Meanwhile, the House’s Republican leadership canceled the final two September sessions, and members will leave Washington by September 17, with no return planned until mid-November.
This narrow two-day window between the Senate vote and the House’s departure could stall the bill’s progress if any Senate amendments require House approval. If consideration is delayed until after the elections, the legislation could enter a period of even greater political uncertainty.
EventDateChamberSenate procedural voteSeptember 15SenateHouse departureSeptember 17House of RepresentativesReturn from recessMid-NovemberHouse of RepresentativesSenator Cynthia Lummis has warned that failure to complete the process now could delay meaningful crypto regulation until 2030. The compressed legislative timetable makes procedural hurdles acute for backers of the CLARITY Act.
Institutional support and political momentumWith the NSA stepping back, the bill’s supporters continue to point to strong institutional backing from prominent financial firms including BlackRock, Goldman Sachs, and Fidelity. President Donald Trump has also recently urged movement on the bill, boosting its momentum.
While the NSA’s new position does not guarantee passage, it gives supporters a fresh argument for undecided lawmakers. With one vocal opponent now neutral, advocates hope to persuade remaining holdouts, especially among Democrats, to act before the deadline.
Even as the House’s absence clouds the bill’s future, the diminished opposition from law enforcement could increase the urgency for action before September 17.
If Congress does not finalize the process within the existing window, any further delays into the post-election period are expected to complicate the situation and add additional uncertainty for crypto market participants.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XRP price is trying to recover, but the order-flow data still has a few problems. Spot trading volume reached its highest level since February in August, while the 30-day price-to-CVD correlation improved to approximately 0.43. Yet CVD remains negative near -8 million. More activity is returning, but buyers haven’t fully taken control.
XRP Trading Volume Returns With A CatchXRP spot trading volume climbed sharply across major exchanges in August. Binance recorded approximately $7.28 billion, followed by Upbit at $4.68 billion and Bithumb Korea at $2.59 billion.
Bybit posted around $1.40 billion, Gate.io reached $1.33 billion, and KuCoin recorded approximately $1.23 billion. Bitget and Coinbase followed with roughly $918.5 million and $915.4 million, respectively.
That’s a meaningful improvement in liquidity and market participation. It isn’t automatically bullish, though. Higher volume includes both buyers and sellers. The real question is whether demand can keep absorbing the supply.
XRP Price Needs Stronger CVD ConfirmationThe latest Binance data shows a moderate relationship between XRP price movement and CVD changes, with the correlation coefficient near 0.43. XRP price has stabilized around $1.30 after rallying from roughly $1.00 to above $1.50 during the second half of August.
The problem is that CVD remains negative near -8 million. So, while price has improved, aggressive selling pressure hasn’t disappeared.
If CVD moves into positive territory while the correlation strengthens, the rally would have better confirmation from spot order flows. If CVD stays negative and the correlation weakens, corrective pressure could return.
Analysts See A Wider XRP Price RoadmapOne market view claims XRP has repeated a pattern seen before its reported 650% surge in 2024. The analysts proposed roadmap runs from $1.10 to $1.00, then $1.30, $1.90, $2.80, and $3.40.
Another bullish analysis points to the Fibonacci 0.5 retracement as the level where the latest correction ended. XRP has since moved above the 0.618 line, with the Fibonacci 1.618 level near $2.135 presented as the next potential target.
Those projections remain conditional. The market still needs sustained demand, not just a familiar-looking chart.
For now, XRP price has improving liquidity and a moderate CVD correlation, but negative order flows remain the main obstacle. If spot buying finally turns positive, XRP price could gain stronger momentum toward $2.135. Until then, the rally remains a work in progress.
Loading article prices
What is the current XRP price?
XRP price has stabilized around $1.30 after rising above $1.50 in the second half of August.
Why is XRP spot volume important?
XRP spot volume reached a six-month high in August, indicating stronger market activity and liquidity.
What is XRP CVD?
CVD tracks the balance between aggressive buying and selling orders. The current reading remains negative near -8 million.
What does the XRP price-to-CVD correlation show?
The 30-day correlation is approximately 0.43, indicating a moderate relationship between price movement and CVD changes.
What is the potential XRP price target?
The provided Fibonacci analysis identifies approximately $2.135 as a potential target. Also, XRP could extend to $3.40, if past pattern repeats.
Could XRP price face another correction?
Per an onchain analyst, If CVD remains negative and the correlation weakens, corrective pressure could increase.
Story Ends Here
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Digital Asset Investor, a well-known cryptocurrency commentator active since 2013, has outlined what he describes as 101 key reasons for holding a long-term position in $XRP. He referenced recent initiatives by the Bank for International Settlements (BIS), advances with the XRP Ledger, institutional interest, and the upcoming Senate vote on the Digital Asset Market Structure Clarity Act as core elements shaping his perspective.
BIS highlights XRP Ledger use caseA central theme in Digital Asset Investor’s analysis is BIS Working Paper No. 1374. The BIS, often referred to as the “bank for central banks,” produces research and develops standards that influence global financial operations. The paper explores how blockchain technology, specifically the XRP Ledger DevNet, can enhance the verification process for published economic statistics.
According to the BIS document, a cryptographic fingerprint is calculated for each dataset and recorded on the XRP Ledger, allowing for timestamping and verifiable records. Digital Asset Investor noted that XRP is mentioned 101 times in the paper—a symbolic link to his “101 reasons” campaign for the digital asset.
He also drew attention to comments from XRPL validator Vet, who underlined the choice of the XRP Ledger DevNet because of its transparency and immutability. Vet noted that a non-fungible token (NFT) solution could eventually replace the prototype’s memo-field method for data verification.
Mini dictionary: Bank for International Settlements (BIS), an international organization that fosters monetary and financial cooperation and serves as a bank for central banks globally.
Digital Asset Investor emphasized the growing significance of the BIS’s research and partnerships, stating that these developments reflect XRP’s rising relevance for public sector financial infrastructure.
Regulatory momentum and the Clarity ActDigital Asset Investor also pointed to regulatory changes as a catalyst for XRP’s future. The anticipated Senate vote on the Digital Asset Market Structure Clarity Act is seen as a pivotal moment. Lawmakers are expected to proceed with cloture, advancing the bill toward a vote scheduled for September 15.
Negotiations on the Clarity Act continue, with ongoing discussions covering banks, stablecoins, and agricultural elements of the legislation. Industry representatives have indicated that substantive progress was achieved in August and anticipate further talks when Congress reconvenes.
He argued that greater regulatory clarity is essential for broader institutional involvement in digital assets and maintains that clear rules could benefit XRP’s growth prospects.
Institutional adoption and market trendsThe commentary highlighted heightened demand from institutional investors. Digital Asset Investor referenced recent feedback from Grayscale, a prominent digital asset management firm, suggesting clients are increasingly considering new allocations or expanding existing positions in cryptocurrencies like XRP.
Additional data underscores a surge in order-book trading and a larger share of on-chain transactions for XRP. Digital Asset Investor contends that current price levels do not fully reflect ongoing advancements in the XRP ecosystem, pointing to a widening gap between market value and fundamental developments.
He reiterated his continued support for XRP, indicating that significant changes in regulation, institutional engagement, and technical progress with the XRP Ledger are key factors in his long-term outlook.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XRP continues to attract attention from traders and analysts, as a prominent long-term technical setup points to the potential for significant price appreciation. The asset is currently trading near $1.40 after a 3.05% decline over the past 24 hours, with daily trading volumes around $3.47 billion and a market capitalization close to $88.11 billion.
Technical formation suggests bullish potentialDespite a short-term dip, analysts remain focused on XRP’s broader technical outlook. Crypto analyst Ali Martinez highlighted that XRP has been forming a substantial ascending triangle on its monthly chart for almost a decade. In technical analysis, an ascending triangle is generally seen as a bullish continuation pattern, especially when developing over such a long period.
Martinez identified that a sustained breakout above $3.66 on the monthly chart would mark a significant development for XRP, potentially confirming the completion of this pattern. If such a scenario unfolds decisively, he believes this could open the path toward a long-term technical target near $60—several thousand percent above current levels.
XRP has been forming an ascending triangle for nearly ten years. If the monthly close clears $3.66, the chart pattern could target $60 in the long run.
While the $60 projection is notable, industry observers caution that reaching it would require XRP to overcome multiple resistance levels. The initial and most crucial step is a clear monthly breakout above $3.66, which is well above the current price and therefore a significant milestone. Until that level is breached, the price may remain within its existing range.
Mini dictionary: Ascending triangle — A technical chart pattern featuring a horizontal resistance line and a rising support trendline, often interpreted as a sign of potential bullish continuation if the resistance is broken decisively.
MetricCurrent ValueKey LevelLong-Term TargetPrice$1.40$3.66 (Resistance)$60Trading Volume (24h)$3.47 billion––Market Cap$88.11 billion––Momentum indicators and near-term outlookCurrent technical indicators provide a mixed picture. The Relative Strength Index (RSI) stands at 60.53, which reflects modest bullish momentum since it is above the neutral 50 mark, but momentum has waned compared to the recent average RSI of 67.58. This suggests that while bulls retain a slight advantage, their control is not dominant.
The Moving Average Convergence Divergence (MACD) reads 0.07139, below the signal line at 0.07884, with a histogram value of -0.00745. This setup points to weakening bullish momentum in the short term. A reversal above the signal line would be required for the next phase of upward movement to begin in the near term.
XRP’s daily indicators suggest a reduction in bullish momentum, with MACD and RSI showing mixed signals after a recent upswing.
Investors may closely watch price behavior around the $3.66 resistance. Rising volume and improvement in key oscillators could boost the short-term technical outlook. However, until a sustained close above this level materializes, price action remains range-bound.
Path ahead for XRPA confirmed monthly close above $3.66 would be a critical technical event for XRP, bringing Martinez’s long-term target of $60 into sharper focus. Until that breakout occurs, however, XRP’s direction will depend on market sentiment, trading volume, and whether buyers regain momentum after the latest pullback.
XRP is a digital asset and payments network developed by Ripple Labs, aimed at enabling fast and cost-effective cross-border payments for financial institutions.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
TLDR: The XRP price prediction places $3.66 as the decisive monthly resistance that buyers must break before the projected path toward $60 becomes active. XRP dropped to $1.41 after strong employment data and long liquidations, although elevated spot volume suggests traders remain active. United States spot XRP ETFs attracted $110.49 million during the week ending August 28, lifting cumulative inflows beyond $1.66 billion. RLUSD growth and planned XRPL lending features could expand network activity while XRP tests support near $1.30 and resistance around $1.70. XRP trades near $1.41 after losing 2.83% over 24 hours, following stronger United States employment data and heavy long liquidations. The latest XRP price prediction centers on $3.66, a resistance level that has capped the token for years. Analyst Ali Martinez says a monthly close above that barrier would confirm an ascending triangle breakout.
His chart places the long-term technical target near $60. The projection is conditional, while nearer levels still determine whether buyers can regain control. Rising spot activity, exchange outflows, ETF demand, and growth across Ripple’s ecosystem provide a backdrop for the contested technical setup.
XRP Price Prediction Depends on a Close Above $3.66 The latest decline followed a United States jobs report showing 162,000 new positions. That figure exceeded market expectations, while unemployment held at 4.1%. The release pressured risk assets by strengthening expectations for tighter monetary policy.
XRP BULL MARKET TARGET: $60
For nearly a decade, $XRP has been forming a massive ascending triangle on the monthly chart.
The $3.66 resistance level is the key barrier. A monthly close above it would confirm the breakout and activate a technical target near $60. pic.twitter.com/RpAnbER9cv
— Ali Charts (@alicharts) September 5, 2026
XRP briefly fell toward $1.33 during the sell-off. Liquidations reached about $14.82 million, with long positions representing 95.8% of the total. Forced closures added selling pressure before the token recovered toward $1.41.
Trading activity nevertheless stayed elevated during August. Binance processed about $7.28 billion in XRP spot volume, while Upbit recorded roughly $4.68 billion. Around 500 million tokens also left Binance during the month. Lower exchange balances can reflect transfers into self-custody, although they do not guarantee immediate price gains.
Martinez’s XRP price prediction draws on an ascending triangle visible on the monthly chart. XRP has produced higher lows while repeatedly meeting resistance near its previous record zone. A monthly close above $3.66 would provide stronger confirmation than a brief intraday move.
The projected path does not send XRP directly to $60. Martinez’s chart identifies possible stages near $9.49 and $15.60, followed by a potential pullback. Higher extensions appear around $31.87 and $60 if the long-term structure continues.
Nearer resistance remains more relevant for current traders. XRP must first reclaim $1.70, then clear potential targets around $1.90, $2.13, $2.80, and $3.40. Failure to hold the $1.30 area could expose the broader $1.10 to $1.38 support zone.
XRP Price Prediction Gains Support From ETF Demand XRP Price Fundamental developments provide a second part of the XRP price prediction. United States spot XRP ETFs attracted $110.49 million during the week ending August 28. Total net inflows surpassed $1.66 billion, showing continued institutional demand despite short-term price weakness.
Ripple USD has also expanded across the ecosystem. RLUSD supply rose 51% during the past 30 days to a record $2.4 billion. About $1.1 billion of those assets now sit on the XRP Ledger, alongside growth in holders and transaction volume.
Meanwhile, XRPL developers are testing a Lending Protocol and Single Asset Vaults. The upgrades could bring more lending, yield products, and institutional activity onto the network. Greater usage may support demand, but adoption will depend on liquidity, security, and participation.
Regulation provides another potential catalyst. A United States Senate cloture vote on the CLARITY Act is scheduled for September 15, 2026. The procedural vote requires 60 votes and would determine whether the bill advances.
Short-term chart readings remain divided. One bearish view treats the latest rebound as a three-wave corrective move rather than a confirmed trend reversal. Under that interpretation, XRP has not established a durable bottom within the $1.10 to $1.38 region.
The daily chart offers a firmer bullish signal. XRP trades above its 200-day exponential moving average and has held support near $1.3093. A bullish flag also points to $1.6975, the August high, as the first major test. Only sustained closes above nearby resistance would strengthen the larger breakout case and bring Martinez’s $3.66 trigger into focus.
Ripple CEO, Brad Garlinghouse, Calls CLARITY Act Within Reach as XRP Runs presales XRP
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Ahmed Barakat is a journalist and copywriter based in Georgia with a growing focus on blockchain technology, DeFi, AI, privacy, digital assets, and fintech innovation.
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Ripple is trading around $1.44, following a volatile week that saw the token rebound sharply from the $1.31 area and briefly approach $1.48. XRP has gained roughly 6% to 7% over the past week, although profit-taking has kept the token below its recent highs. With the market heading into the weekend, traders are increasingly focused on a potential regulatory catalyst later this month.
Ripple CEO Brad Garlinghouse has given traders another reason to keep the CLARITY Act on their radar. Responding to CFTC Chairman Michael Selig’s comments about the administration’s crypto push, Garlinghouse said that “making America the crypto capital of the world is within reach, let’s finish the job.”
🚨 NEW :
Ripple CEO Brad Garlinghouse says "making America the crypto capital of the world is within reach — let's finish the job"
Comes less than two weeks before the Senate's September 15 cloture vote on the Clarity Act
Response to CFTC Chair Michael Selig thanking Trump for… pic.twitter.com/tqGncD2U1h
— AltcoinPro (@AltcoinPro_) September 4, 2026 The Senate is scheduled to hold a cloture vote on the motion to proceed to the CLARITY Act on September 15 at 2:15 PM ET. This is not a final passage vote. Instead, the motion requires 60 votes to open the door to formal Senate consideration, meaning the result could determine whether the bill moves forward for debate and further negotiations.
For XRP, the regulatory optimism is arriving alongside a market still sensitive to macroeconomic conditions. The CLARITY Act continues to face disagreements over stablecoin rewards, DeFi rules, ethics provisions, and consumer protections. That leaves XRP caught between a potentially bullish regulatory catalyst and broader market volatility.
Discover: The Best Token Presales
Can Ripple XRP Price Hit $2.50 Next Week?XRP’s recent rebound has brought the token back toward the $1.40 to $1.48 range after a sharp selloff pushed prices toward the $1.30s. The recovery has been accompanied by stronger trading activity, suggesting traders are repositioning around the regulatory catalyst rather than simply chasing momentum.
Heading into the weekend, XRP remains close to the middle of this range, leaving the $1.35 and $1.50 areas as key levels to watch. The $1.35 area has emerged as an important support zone for the bullish case. A sustained break below it could expose XRP to another test of the low $1.30s, especially if expectations surrounding the CLARITY Act deteriorate.
On the other hand, reclaiming $1.48 to $1.50 would strengthen the short-term setup and potentially open the door toward $1.60. Prediction markets currently show meaningful interest in that level, with Coinbase markets pricing a roughly 67% probability of XRP reaching $1.60 during September.
Longer-term expectations remain considerably more divided. Our current prediction puts a 41% probability of XRP exceeding $2 in 2026 and about 29% for a move above $2.50. That makes the $2.50 target a possible bullish scenario rather than a base case. The market is also pricing substantial uncertainty, with XRP’s year-end outcomes spread across the $1.25 to $2.50 range.
The bigger catalyst remains the Senate’s September 15 cloture vote on the CLARITY Act. The vote is scheduled for 2:15 PM ET and requires 60 votes to advance the legislation toward formal Senate debate. It is not a final passage vote, but failure could effectively derail the bill’s progress this year.
For the weekend setup, XRP holding roughly $1.40 to $1.45 would keep the rebound intact, while $1.50 is the first major upside test, and $1.35 remains the key downside level.
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Bitcoin Hyper Targets Early Mover Upside as XRP Tests Key LevelsRipple holders riding this bounce have a fair case for optimism, but let’s be honest about the math: even the bullish $4.40 target represents roughly 3x from current levels on a token with a market cap already in the tens of billions. That kind of upside takes real catalysts and time.
For traders hunting asymmetric setups, early-stage infrastructure plays at a fraction of that valuation are where the multiples get interesting, and Bitcoin Hyper is positioning itself as exactly that kind of bet.
Bitcoin Hyper ($HYPER) bills itself as the first Bitcoin Layer 2 with full SVM integration. It boasts a smart contract execution faster than Solana itself, built on Bitcoin’s base-layer security.
The presale has raised $33 million at a current token price of $0.0136857, with staking rewards already live for early buyers. Its Decentralized Canonical Bridge aims to solve Bitcoin’s long-standing programmability gap without compromising trust assumptions.
Research Bitcoin Hyper before the presale window closes.
Discover: The Best Crypto to Diversify Your Portfolio
Crypto market analyst JD has identified a significant long-term technical pattern on the XRP/ETH trading pair, focused on data from the Kraken exchange since 2020. The price of XRP relative to Ethereum currently stands at 0.0005708 ETH per XRP, following an extended period of weakness. However, JD’s analysis centers on a multi-year falling wedge, a technical formation that often signals the end of a downtrend and the potential for a trend reversal.
Technical analysis points to compression phaseJD’s chart highlights that since 2020, XRP/ETH has traded within parallel, downward-sloping lines. These converging trendlines connect a series of lower highs and lower lows, keeping price actions contained. The lower line has functioned as major support, while the upper line has repeatedly limited recovery attempts. This compression phase has lasted nearly four years, keeping XRP heavy against Ethereum throughout the period.
The previous falling wedge formation resolved with a strong breakout to the upside in late 2024. XRP quickly rallied to a target equivalent to the widest point of the wedge, as identified in JD’s analysis, confirming the classic breakout structure.
JD’s technical overview argues that the current set up “looks VERY similar to the previous cycle.” If the new falling wedge confirms with a breakout, technical projections call for another strong move in XRP’s favor.
Renewed falling wedge sets stage for next moveFollowing last year’s rally, the XRP/ETH pair pulled back and has since moved inside a newer, more compact falling wedge formation. Technical targets drawn on JD’s chart indicate another potential rally – provided the price breaks decisively above the upper boundary. The wedge is close to reaching its apex, hinting at a conclusion to this period of sideways movement.
JD’s post directly compares this latest setup to the prior multi-year wedge, suggesting a similar pattern could be unfolding. The measured move from a breakout carries the potential for a sharp price move, but confirmation is still needed.
Mini dictionary: Falling wedge, a technical analysis pattern with converging trendlines sloping downward, usually interpreted as a bullish reversal signal after a downtrend.
Key break or breakdown aheadJD’s latest chart shows two scenarios. A green arrow points sharply upward, marking a target well above the current level. This would require XRP to break out above the top trendline of the wedge. A red arrow points downward, signaling that failure to break out could lead to a decline instead.
JD underlines that confirmation is essential and does not promise a guaranteed outcome. He also notes the recurring risk that even with a successful breakout and rally, a sharp reversal or crash could follow. “In the end, the majority will still end up poorer regardless,” states JD, emphasizing the inherent volatility and risk in these market moves.
While technical patterns offer roadmaps, the direction is not assured until a breakout occurs. Both strong upside and sharp decline remain possible for XRP/ETH at this pivotal level.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Ripple (CRYPTO: XRP) has held steady above the 200-day moving average, helped by the strong fundamentals, including the rising demand from American investors and growing ETF inflows. XRP trades at $1.4147 today, September 5, up by 43% from its lowest point this year.
Ripple USD Growth is AcceleratingRipple Labs launched RLUSD, its stablecoin in December 2024. After months of steady growth, the token’s performance has accelerated recently. Artemis data shows that the total RLUSD supply has jumped by 51% in the last 30 days, reaching a record high of $2.4 billion.
This performance makes it one of the fastest-growing players in the stablecoin industry, beating popular names like Tether (CRYPTO: USDT) and USD Coin (CRYPTO: USDC).
More data shows that both the number of RLUSD holders and transaction volumes have continued to grow in recent months. This growth has been driven largely by rising inflows on the XRP Ledger, where RLUSD assets have reached $1.1 billion.
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XRP is also reacting to the strong ETF inflows, which are signaling robust demand among American investors. These funds have had inflows in all months other than March when they lost $38 million. They have added $13 million this month so far after adding $159 million in August this year.
Trending
The same trend is happening in the futures market, where the open interest has jumped in the past few weeks. Also, the amount of XRP tokens in circulation has dropped in key exchanges like Binance and Coinbase, a sign of increased accumulation.
Traders have rotated to the crypto market as jitters of US public debt continued. It has jumped to over $40 trillion, and the uptrend is continuing. It also happened as investors reacted to the ongoing volatility in the stock market.
Technically, the daily chart shows that the XRP price has held steady above the important support level of $1.3093, its lowest level on September 2. It has remained stable above the 200-day Exponential Moving Average (EMA), a sign that bulls remain in control.
XRP has formed a bullish flag pattern, which is made up of a vertical line and a descending channel. Therefore, these technicals, together with the ETF inflows and RLUSD growth means that the token may continue rising in the coming days or weeks. The initial level to watch will be at $1.6975, its highest point in August.
XRP has been the subject of some massive price predictions in the past, but this one is something else.
Although it was rejected at $1.70 a couple of weeks ago after its major mid-August surge, Ripple’s cross-border token is still up by 40% from its multi-year lows marked less than a month ago.
This has turned numerous analysts highly bullish. While this sounds quite expected for market observers like EGRAG CRYPTO, Ali Martinez’s recent price target is what got the community going.
XRP to $60!? Martinez has recently been quite convinced that Ripple’s native token has already bottomed out during this cycle and is on its path to recovery. In a previous post, he noted that XRP’s breakout is confirmed and outlined a more modest target of $1.70. This one came actually after the asset reached that level on August 21-22, following its 70% surge in less than 72 hours.
However, it was violently rejected there and pushed south to under $1.35 last week. Its ability to maintain that level and the subsequent rebound to the current $1.40 gave bulls more hope, and Martinez joined the party.
In a post from earlier today, the analyst told his 166,000 followers that XRP has been “forming a massive ascending triangle on the monthly chart.” If it breaks above and closes north of the key barrier at $3.66, then it would “confirm the breakout and activate a technical target near $60.” Yes, that’s $60 per XRP.
XRP BULL MARKET TARGET: $60
For nearly a decade, $XRP has been forming a massive ascending triangle on the monthly chart.
The $3.66 resistance level is the key barrier. A monthly close above it would confirm the breakout and activate a technical target near $60. pic.twitter.com/RpAnbER9cv
— Ali Charts (@alicharts) September 5, 2026
Now, we are not trying to be the bearer of bad news, but $60!? Even if it takes another 10 years, it would require a near-4,200% surge from current levels. Moreover, its market cap, even if XRP’s supply remains the same, which it won’t, would be at around $4 trillion (yes, with a T). This would make it 2-3 times bigger than BTC’s current market cap, and its valuation would top even giants like Amazon and Microsoft.
You may also like: XRP Trading Activity Hits Highest Level Since February as Price Jumps 8% Over $140M in Shorts Wrecked in an Hour as BTC, ETH, XRP Suddenly Explode Important Ripple News and XRP Price Update: September 3 Maybe $25? Similar highly bullish (and a bit far-fetched) predictions typically come from other analysts, such as EGRAG CRYPTO. But even his most recent analysis was more modest than Martinez’s.
Basing his findings on XRP’s previous expansions, in which the asset exploded by up to 2,400%, the analyst outlined some major targets in his September 5 analysis. The highest of which is at $25 if XRP is to mimic the most significant rally from its 2017-2018 bull phase.
The other, slightly less bullish, targets are set between $11 and $15.8. Naturally, all of those sound a bit unrealistic at the moment, even though the market structure has shifted significantly over the past several weeks.
XRP is drawing renewed attention as its chart structure closely mirrors a formation seen in 2024, just before a sharp upward move.
Analysts tracking the altcoin note that the current setup echoes the sequence that preceded that earlier 650% advance.
Why This XRP Setup Looks Familiar to Chart WatchersAt the time of writing, XRP trades near $1.40, up roughly 35% in a month. The token sits well below its 2025 peak near $3.65 but has rebounded from levels below $1.00 earlier this summer.
One technical view, shared by analysts, highlights that XRP has repeated the same pattern observed in 2024 immediately ahead of that rally. The token is outlining a sequence progressing from the $1.10 to $1.00 zone through successive targets at $1.30, $1.90, $2.80 and $3.40.
The analysis frames this as a potential roadmap rather than a guarantee.
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XRP Repeats the Pattern That Preceded Its 650% Rally in 2024. Source: X/@SeffafNetAdditional bullish projections draw on Fibonacci levels. One analysis, from trader CW8900, notes that a recent correction bottomed near the 0.5 retracement and that price has since cleared the 0.618 level, with the next extension target cited near $2.13 at the 1.618 Fibonacci level.
The On-Chain Data and the SkepticsSupporting data from on-chain metrics adds important context:
Spot trading volume for XRP reached a six-month high in August 2026, with Binance alone recording more than $7.26 billion, while Upbit and Bithumb also showed elevated activity.
Roughly 500 million XRP left Binance during the same period, pushing monthly average reserves on the exchange down to levels last seen in early 2024.
XRP Spot Trading Volume Hits a 6-Month High. Source: CryptoQuantAnalysts interpret the outflow as a longer-term positive signal, consistent with accumulation in self-custody or demand for spot ETF products launched in late 2025.
The dynamic is viewed as more relevant over extended horizons than for immediate price action.
Not every outlook agrees, however. A more cautious reading from other analysts describes XRP as remaining inside a corrective pullback within the $1.10 to $1.38 support zone. In this view:
The latest bounce still appears as a three-wave structure.
No confirmed low has been established yet.
The current recovery looks more like an incomplete recovery than the start of a sustained advance.
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XRP Price Analysis. Source: X/@MorecryptoonlThe combination of a repeating technical pattern, elevated spot volume, declining exchange reserves, and mixed short-term structures creates a genuinely contested setup.
Historical pattern recognition can highlight possibilities, yet market conditions, broader crypto sentiment, and macroeconomic factors continue to shape actual outcomes.
Whether the 2024-style sequence reappears will depend on sustained buying interest and XRP’s ability to hold key levels in the weeks ahead.
The price of XRP has settled in the $1.40 to $1.45 range following a period of significant growth, with the token briefly reaching $1.70 in recent trading sessions. This pause in momentum comes as the $1.25 level emerges as a critical pivot point for the current market cycle.
Key support levels and technical indicatorsTechnical analysis from TradingView and on-chain metrics from CryptoQuant suggest that the $1.25 mark holds strategic importance for large holders, commonly referred to as “whales.” This level coincides with both the central Bollinger Band and the 0.5 Fibonacci retracement, derived from XRP’s surge from $1.00 to $1.70 in August. The alignment of these technical factors positions $1.25 as the primary support zone on the weekly chart.
For some traders and analysts, a return to the $1.25 range is seen as a healthy correction, providing the market with an opportunity to consolidate gains after forming a local high near $1.70.
On-chain data highlights that during XRP’s rally from $1.00 to $1.70, addresses holding between one million and ten million XRP acquired an additional 642 million tokens. This accumulation marked the first phase of heightened buying activity among major investors.
Whale accumulation strategies and exchange dynamicsRecent data from CryptoQuant shows that XRP reserves on Binance climbed rapidly, reaching 2.62 billion tokens around the time of the most recent local high. This uptick in exchange reserves, occurring as XRP traded at $1.45, signals that some retail participants are taking profits at prevailing prices.
Large investors may use this elevated exchange supply to initiate the next round of purchases, aiming to accumulate XRP near the crucial $1.25 support.
Despite short-term increases, the broader trend points to a gradual supply shortage on major exchanges. In the past year, Binance’s XRP reserves have dropped from 3.1 billion to 2.6 billion tokens, with major holders systematically withdrawing coins and limiting the freely available supply.
ExchangeXRP Reserves (1 year ago)XRP Reserves (Now)Binance3.1 billion2.6 billionUpcoming US Senate vote and potential market impactMarket participants are now closely watching regulatory developments in the United States. On September 15, the US Senate is set to hold a key procedural vote on the CLARITY Act, legislation aimed at clarifying the legal standing of digital assets and determining whether oversight will rest with the Securities and Exchange Commission (SEC) or the Commodity Futures Trading Commission (CFTC).
The anticipation surrounding this vote is contributing to heightened volatility in the XRP market. Many large wallets appear to be strategically completing purchases at or near the $1.25 pivot zone as the regulatory decision approaches.
Mini dictionary: CLARITY Act, US legislative proposal aiming to define the regulatory framework for digital assets, clarifying whether oversight will fall under the SEC or CFTC.
XRP reserves on Binance rose to 2.62 billion as whales prepare for the next accumulation phase near $1.25, anticipating US regulatory action that could shape the digital asset landscape.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
The XRP Ledger just hit 8 million activated accounts for the first time. That sounds like a growth story. Look closer, though, and the picture gets more complicated.
Daily active addresses on the network fell roughly 61% in one June 2026 snapshot, dropping to around 7,800 on its worst days and sitting near 25,350 during mid-year readings. The total number of funded wallets keeps climbing, but the share of those wallets actually doing anything on a given day has shrunk considerably.
What’s filling the gap is the size of the transactions that remain. Average transaction value on XRPL reached somewhere between $85,000 and $86,700 in 2026, a figure that reportedly surpasses the per-transaction average of both Bitcoin and Ethereum. When fewer people are moving money but each transfer is worth roughly the price of a suburban home, that tells you something meaningful about who is still showing up.
A network in transition The ledger crossed 8 million activated accounts in July 2026, up from approximately 7.85 million in March. New account creation has continued, averaging around 2,300 fresh wallets per day since March, though the pace of additions has slowed from earlier peaks.
Transaction counts, meanwhile, paint an interesting contrast with the falling active-address numbers. Certain periods showed a 38% rise in total transactions alongside a 110% jump in transactions per ledger, even as overall payment volumes declined. More transactions, fewer active accounts, larger individual transfers: the ledger is doing more heavy lifting per session, not more sessions overall.
The clearest explanation sits in what those transactions are increasingly made of. RLUSD, Ripple’s dollar-pegged stablecoin, has been expanding its issuance on XRPL. Tokenized real-world assets are also proliferating on the network, with associated value running into the hundreds of millions and, in some readings, into the billions. Both categories skew toward institutional counterparties settling large positions rather than retail users making small payments.
What institutional gravity means for XRPL’s positioning The expansion of tokenized real-world assets on the ledger fits a broader market trend. Across multiple blockchains, asset managers and financial institutions have been piloting or deploying tokenized versions of treasuries, money market funds, and other instruments.
RLUSD’s growth on XRPL adds another institutional-grade layer. A regulated stablecoin anchored to the dollar and settling on a ledger purpose-built for high-value transfers is a more compelling argument for a bank treasury desk than for a retail crypto trader.
The retail cooling, though, deserves honest acknowledgment. Daily active addresses in the low thousands represent a significant contraction in grassroots network participation.
The regulatory backdrop matters here. Ripple’s multi-year legal dispute with the US Securities and Exchange Commission effectively resolved in the company’s favor on key points, removing one of the larger clouds over the token and the ledger. That outcome opened doors with regulated financial institutions that had been waiting on the sidelines, which likely contributed to the institutional activity uptick visible in 2026’s on-chain data.
For investors watching XRP as a proxy for network health, the metrics demand a framework update. Traditional crypto valuation heuristics lean on daily active addresses and transaction counts as signals of organic demand. XRPL’s 2026 data suggests those numbers need to be weighted against average transaction size and the composition of network activity. A ledger moving billions in tokenized assets through fewer, larger transactions can be healthier in economic terms than one generating thousands of tiny transfers from speculative retail flows.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
