Bitcoin held near the $80,000 level on Monday having briefly surpassed the threshold a day ago. Amid the strong resilience, investors turned their attention to the U.S. Treasury’s debt buyback operations which could provide fuel for financial markets.
Bitcoin, Crypto Market Could Turn Bullish Amid Treasury Buybacks As of writing, Bitcoin was trading around $79,800 while the overall crypto market remained solid after rallying in August. The traders are now focusing on macro-economic updates, such as the rising oil price, the climbing Treasury yields and the growing buyback program by the Treasury. In addition, the upcoming U.S. CPI and PPI inflation data is under radar.
“With oil prices and Treasury yields rising amid geopolitical tensions, macro conditions remain a key risk for digital assets. For now, markets appear to be digesting August’s strong gains rather than entering a broad-based risk-off phase,” remarked Riya Sehgal, Research Analyst at Delta Exchange, according to MoneyControl.
The U.S. Treasury’s most recent quarterly schedule specifies liquidity support buybacks through early November with a combined maximum purchase of approximately $22.75 billion for various operations.
It includes the Treasury’s securities from the short-term bills market to long-dated bonds, and several of the operations are for up to $4 billion, following recently, when the Treasury doubled the size of some long-end operations to boost liquidity. The buyback schedule includes:
September 9, 2026: Cash Management Buyback (1M–2Y Nominal Coupons), up to $12.5 billion September 10, 2026: Liquidity Support (10Y–20Y Nominal Coupons), up to $2 billion September 15, 2026: Liquidity Support (10Y–30Y TIPS), up to $500 million September 17, 2026: Liquidity Support (7Y–10Y Nominal Coupons), up to $4 billion September 24, 2026: Liquidity Support (20Y–30Y Nominal Coupons), up to $2 billion September 29, 2026: Liquidity Support (1Y–10Y TIPS), up to $750 million Treasury buybacks, however, do not entail printing new money as does quantitative easing. Instead, the government buys more old bonds that are not as liquid from the market, thus giving back the money to the investors and enhancing the trading conditions in the Treasury market. The liquidity injection boosts risk assets, generating a lot of interest from crypto market participants.
XRP Joins the Bullish Narrative The positive liquidity conditions also boost the mood of the key altcoins, including XRP. An analyst on X wrote, “XRP looks amazing. The $2.30 level could come sooner than expected. Multiple formations and technical setups are perfectly pointing toward the same target.”
XRP price chart analysis. Source: X The chart above illustrates that XRP is breaking out of a long-term downward trendline that it had been trading within for many months. The token had rebounded from a support area around $0.99, find its way above the $1.45 mark and is currently trying to make that $1.45 area its next level of support.
The analyst anticipates a short term consolidation period followed by a breakout with the chart indicating the $2.33 level, which is approximately a 54% advance from current levels.
Institutional Demand Remains Strong In the midst of the market’s volatility, Bitcoin is still gaining institutional backing. Despite Friday’s $201.9 million outflow, U.S. spot Bitcoin ETFs had $924.48 million in net inflows for the latest completed week. Over the same timeframe, spot Ethereum ETFs saw a whopping $824.42 million flow.
“Historically, strong August gains have often been followed by September pullbacks. However, Strategy’s purchase of 4,603 BTC worth $370 million has provided support,” stated Prateek Gupta, Head of Business at Mudrex.
Crypto analysts believe that XRP price is poised to move in a parabolic fashion, even if the CLARITY Act does not moving forward in the U.S. Senate. Popular analysts noted that the current weekly price action of XRP resembles the prior chart patterns that preceded the 2014 and 2017 explosive rallies of XRP. The forecast comes as uncertainty grows around the crypto market structure bill ahead of the Senate’s Sept. 15 cloture vote.
Analyst Says XRP Price Is Repeating Its Historic “Jumping Pattern” Amid weeks of consolidation, crypto analyst Dark Defender posted a weekly chart for XRP price on X that displayed the token’s value above multiple long-term Exponential Moving Averages. The chart shows that the present structure is similar to two previous periods which were followed by a significant breakout.
XRP price chart analysis. Source: Dark Defender | X The analyst wrote, “Whether or not they pass the Clarity, XRP is ready and mimicking the 2017 and 2014 Exponential Moving Average Jumping Patterns.”
The XRP price chart displays each historical breakout as a “Jumping Pattern. It also reveals the Ichimoku Cloud level, which many traders consider to be a long-term resistance level, are being attempted by XRP.
Another item on the chart is called “The Frog Leap.” It is pointing to a potential target around $18.23, and anticipates further Fibonacci extension levels for XRP in advance of that. The change from current prices to the target is actually about a 1201% increase. However, it shows a 361.80% surge for this level on the chart is most likely an error.
Dark Defender added, “The Frog Leap for an all-time high is closer than you can ever imagine.” Meanwhile, over $22 billion in U.S. Treasury buybacks is also expected to help a bullish turn for XRP price and the overall crypto market.
Mariotti, Lummis Weigh In As CLARITY Act Faces Crucial Vote The bullish sentiment around XRP price comes in contrast to the growing uncertainty regarding the CLARITY Act. Mariotti, a former federal prosecutor, said he spoke with lawmakers and congressional staff in Washington and he believes the bill has lost momentum.
He revealed, “CLARITY is dead. Congress is entering a post-CLARITY era.”
Meanwhile, Sen. Cynthia Lummis kept pushing for the approval of the crypto bill by the end of the current Congress. She warned, “If the Clarity Act doesn’t pass this Congress, the next real opportunity to bring market structure legislation back up is 2030. That’s years of jobs, investment, and tax revenue we can avoid squandering if we finish this now.”
A cloture motion is set for Sept. on the Senate floor. 15. A roll call vote to start debate on the legislation is deemed to be a procedural vote. For this, it needs 60 votes to advance the crypto bill. Republicans are holding 53 seats, which means the motion would require 7 or more Democrats to support it for the bill to pass.
Bitwise Asset Management’s spot XRP exchange-traded fund has crossed a notable threshold, reaching more than $500 million in assets under management only nine months after it started trading. The firm shared the update on August 31, 2026, highlighting how quickly the product has drawn capital from investors seeking regulated exposure to XRP.
The fund, which trades under the ticker XRP, began listing on the New York Stock Exchange on November 20, 2025.
At launch it carried a 0.34 percent annual fee, with the sponsor waiving that charge on the first $500 million of assets for the opening month.
That introductory structure helped attract early interest from both retail and institutional buyers who wanted XRP exposure without holding the token directly or managing private keys.
What makes the $500 million mark striking is the backdrop of XRP’s price action.
The token has fallen sharply from levels seen earlier in 2026, yet the fund has continued to gather net inflows.
Those new subscriptions have more than offset the decline in the value of the underlying holdings.
By late August the product held roughly 364.8 million XRP tokens.
Across the broader US spot XRP ETF category, combined assets stood near $1.53 billion, with cumulative inflows exceeding $1.5 billion since the first products appeared.
14 years in, and the ripple:native community continues to be unstoppable.
The Bitwise XRP ETF (XRP) crossed $500,000,000 in AUM—just 9 months after launch.
Grateful for the chance to expand mainstream access to XRP and steward investors’ exposure to the opportunities in this… pic.twitter.com/sgeMDiY5ce
— Bitwise (@Bitwise) August 31, 2026
Bitwise occupies the leading position among those funds.
Competitors such as Franklin Templeton’s XRPZ and Canary Capital’s offering have also seen inflows, but Bitwise has maintained the largest share of both assets and tokens held.
The $500 million level is often viewed as a psychological milestone that signals a product has achieved a stable investor base and greater liquidity.
The company framed the achievement as evidence of enduring community support.
In its announcement it noted that fourteen years after XRP’s creation, demand remains strong and expressed appreciation for the chance to give traditional investors a straightforward way to participate.
The ETF structure removes the operational and custodial hurdles that have historically limited institutional participation in digital assets.
The rapid accumulation also reflects a wider shift toward listed crypto products.
After Bitcoin and Ethereum ETFs demonstrated that regulated wrappers can attract sizable capital, issuers moved quickly to offer similar vehicles for other large-cap tokens.
XRP’s long operating history, focus on payments infrastructure, and relatively clear regulatory standing in the United States have made it a natural candidate.
Persistent inflows even during a price slump suggest many investors are treating the allocation as a longer-term position rather than a short-term trade.
For advisors and institutions that cannot or prefer not to custody crypto themselves, the Bitwise product provides a familiar brokerage-account wrapper, daily liquidity, and professional administration.
As more wealth managers become comfortable with digital asset ETFs, products that reach scale first often capture a lasting advantage in visibility and trading volume.
The $500 million crossing therefore represents both a commercial success for Bitwise and another data point in the gradual integration of crypto into conventional portfolios. Whether the fund continues its growth trajectory will depend on XRP’s market performance, competing products, and the broader appetite for alternative asset exposure.
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Bitcoin is struggling to maintain its August gains after being rejected from the $81,000 mark, which has put renewed short-term pressure on the market. After briefly clearing $80,400, Bitcoin pulled back and now trades near $79,100, marking a daily decline of about 1.5 percent. Nevertheless, the overall structure remains favorable, with Bitcoin still positioned well above its critical moving averages.
Key support and resistance levelsThe cryptocurrency experienced a rapid climb from approximately $63,000 to $80,000 and has since remained above its pivotal 200-day moving average, currently at $72,700. Meanwhile, the 20-day moving average has advanced to about $75,450, providing additional support during the ongoing consolidation.
However, resistance between $81,000 and $82,000 has grown increasingly significant. Multiple attempts to break through this range have stalled, with buyers unable to sustain momentum near the recent highs. The relative strength index (RSI) has also decreased from overbought levels to around 63, indicating fading momentum compared to the initial rally. If Bitcoin secures a close above $82,000, momentum could return and push the price toward the $85,000 level.
On the downside, the first notable support zone lies between $77,000 and $78,000. Should Bitcoin fall below this area, a move towards the 20-day moving average around $75,500 becomes possible.
Uniswap defies gravity with strong momentumUniswap’s UNI token is displaying far greater momentum, surging from around $3.20 in mid-August to trade near $7. This has resulted in the token more than doubling its value in less than a month, even reaching $7.50 in recent trading. Technical analysis points to a bullish outlook, although the rapidly rising price also increases the risk of a short-term correction.
UNI’s 20-day moving average stands at $5.20, while its longer-term averages are clustered around $4.10 to $4.34. The significant gap above these averages highlights the strength of the current breakout. At the same time, the RSI remains deep in overbought territory at roughly 78, with a recent red daily candle suggesting the first signs of profit-taking rather than a full reversal.
Uniswap must reclaim the $7.30 to $7.50 zone to continue its upward trajectory, potentially targeting $8 as the next resistance. If momentum fades, initial support lies between $6.20 and $6.40, followed by the 20-day moving average near $5.20.
XRP’s momentum faces a key testXRP’s August breakout is under scrutiny as selling pressure reappears around $1.40. Despite falling more than 2 percent during the session, XRP has managed to remain above its key long-term level at $1.39.
The 200-day moving average, now at $1.35, has repeatedly provided support since the initial surge. While XRP briefly dipped below this mark in recent trading, buyers managed to bring prices back above it. As long as daily closes hold above $1.35, the structure of the August breakout remains intact.
The short-term outlook, however, is less convincing. XRP has struggled to push past $1.45 to $1.50 after its move toward $1.70, leading to a series of lower local highs. The RSI has dropped to about 58, indicating a substantial easing of momentum.
A move above $1.45 would shift focus back to $1.50–$1.55, with a potential path to $1.70 if that range is broken. If XRP falls below $1.35, downside risk increases toward the 20-day moving average at approximately $1.32, and the next support sits near $1.23.
Ethereum holds gains, consolidation continuesEthereum has remained relatively stable since its explosive August rally, consolidating around $2,500 and trading at $2,484. Unlike XRP, Ethereum has held on to its gains, without suffering a meaningful pullback. Its chart shows a clear consolidation pattern between $2,400 and $2,550.
Resistance continues near the upper end of this range, while buyers have consistently stepped in at lower levels. Ethereum is trading comfortably above its major moving averages, with the 200-day average at about $2,182 and the 20-day average rising to $2,335. Intermediate averages sit at $2,093 to $2,115.
The RSI, having retreated from an overbought condition, stands at 63. This cooling in momentum, absent a sharp price drop, has helped Ethereum release excess buying pressure through sideways trading. A daily close above $2,550–$2,560 would signal renewed bullish momentum and could open the way toward $2,600 and $2,650.
The overall trend for Ethereum remains positive as long as it stays above $2,400, with further downside possibly limited by the rising 20-day moving average near $2,335.
As investors monitor these critical technical signals across major cryptocurrencies, notable industry shifts are emerging away from entrenched financial intermediaries. While traders closely watch for moves above key resistances like $2,550 in Ethereum, Wall Street is undergoing a major transition into Web3. Investors are now able to use platforms such as 1stepSwap to directly hold tokenized shares of leading US companies, as well as gold and silver, in their crypto wallets. By tokenizing real-world assets and ensuring optimal pricing automatically, these solutions are increasingly bypassing traditional middlemen entirely.
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Another rejection from the $81,000 region puts short-term pressure on the market, making it difficult for Bitcoin to maintain its August breakout. After briefly rising above $80,400, Bitcoin is currently trading close to $79,100, down about 1.5 percent on the daily candle. The larger framework is still favorable.
Bitcoin snapsAfter moving quickly from about $63,000 to $80,000, Bitcoin is still trading well above its major moving averages. The 200-day average is currently close to $72,700, while the 20-day moving average has increased to about $75,450. Both offer strong support below the current consolidation.
BTC/USDT Chart by TradingViewBut the resistance range of $81,000 to $82,000 is becoming more and more significant. Bitcoin has made multiple attempts to rise above $80,000, but buyers have consistently been unable to maintain momentum near the most recent highs.
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Additionally, the RSI has dropped from overbought levels to roughly 63, indicating that the initial breakout momentum is waning. A close above $82,000 would restore momentum and possibly pave the way for $85,000.
On the downside, the first support area is still $77,000 to $78,000. Bitcoin could move toward the 20-day average of about $75,500 if there is a breakdown there.
Is Uniswap ready to recover?With UNI trading at about $7 following an incredible surge from roughly $3.20 in mid-August, Uniswap is exhibiting significantly stronger momentum. In less than a month, the token has more than doubled, and it recently hit about $7.50. Although it is becoming more stretched, the technical structure is very bullish.
UNI/USDT Chart by TradingViewWhile the other major averages are still grouped around $4.10–$4.34, UNI is trading at $5.20, well above its 20-day moving average. This separation demonstrates the strength of the breakout and also raises the likelihood of a brief correction.
Right now, the RSI is well inside overbought territory, hovering around 78. Rather than a confirmed reversal, the most recent red daily candle following the move toward $7.50 might be the first indication of profit-taking.
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UNI must recover $7.30–$7.50 in order to proceed. $8 could then become the focus of a breakout. In the event that momentum wanes, the first significant support zone is between $6.20 and $6.40, which is followed by the rising 20-day moving average close to $5.20.
XRP's breakout is closeThe sustainability of XRP's August breakout is being tested as selling pressure resumes at about $1.40. Although the asset has dropped more than 2% during the session, it is still above the most significant long-term technical level on the chart at $1.39.
Since the initial surge, the 200-day moving average, which is currently at $1.35, has served as support multiple times. During recent intraday trading, XRP briefly dropped below this level, but buyers swiftly pushed it back up.
XRP/USDT Chart by TradingViewThe August breakout structure is still in place as long as $1.35 holds on daily closes. The more immediate picture is not as compelling. After the initial surge toward $1.70, XRP has frequently failed around $1.45–$1.50, resulting in lower local highs. Additionally, the RSI has dropped to about 58, indicating a significant slowdown in momentum.
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A rebound above $1.45 would refocus attention on $1.50–$1.55. The path toward $1.70 could be reopened if that zone is broken. On the other hand, losing $1.35 would expose the rising 20-day moving average at about $1.32.
The next significant support level is around $1.23 below that. XRP's overall structure remains optimistic for the time being, but the $1.35 support is becoming increasingly crucial.
Ethereum is a slugfestFollowing its massive August breakout, Ethereum is still consolidating around $2,500; it is currently trading at $2,484. In contrast to XRP, Ethereum has sustained the majority of its early gains without experiencing a notable decline. A distinct consolidation range appears on the chart between roughly $2,400 and $2,550.
While attempts above $2,500–$2,550 continue to face resistance, buyers have frequently stepped in around the lower boundary. Ethereum remains comfortably above all of its major moving averages.
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While the 200-day moving average is at about $2,182, the 20-day average has risen to about $2,335. The overall trend is clearly positive, with the intermediate averages sitting lower at roughly $2,093–$2,115. After cooling from overbought territory, the RSI is currently close to 63.
This slowdown in momentum without a significant drop in price is a positive sign, as ETH has successfully used sideways trading to release some of its overheated conditions. A daily close above $2,550–$2,560 would be the next significant bullish confirmation. Such a breakout might expose $2,600 and then $2,650.
On the downside, a break below $2,400 would weaken the current consolidation and raise the likelihood of a correction toward the $2,335 20-day moving average.
XRP futures volume has skyrocketed to its highest level in six months as traders return to the market in force.
CryptoQuant has shown that XRP futures trading activity in August reached its strongest level since February.
Liquidity has seemingly returned to XRP derivatives following a quieter stretch.
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This is not necessarily a bullish sign for the popular altcoin, but it is a notable development nonetheless.
Binance remains in the lead Binance accounted for by far the largest share of XRP futures activity during August.
According to the CryptoQuant analysis, approximately $37 billion worth of XRP futures changed hands on Binance during the month.
This coincided with a substantially stronger month for XRP itself. CoinGlass data cited in the report showed the cryptocurrency gaining more than 36% over the previous 30 days.
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There has been renewed speculative interest around XRP following months of comparatively subdued activity.
The derivatives market is highly active Fresh CoinGlass data also shows that XRP remains one of the more heavily traded assets in the derivatives market.
XRP futures generated approximately $3.45 billion in trading volume over the latest 24-hour period.
That means derivatives activity was more than five times larger than spot trading over the same period.
Open interest stood at approximately $3.12 billion. Binance accounts for roughly $879 million in XRP/USDT volume in the latest snapshot.
Leaning towards longs Several major exchanges are currently showing a clear long bias among XRP traders.
The Binance XRP/USDT long-to-short account ratio stood at roughly 2.29, according to CoinGlass. On OKX, the comparable ratio was even higher at around 2.44.
Binance's top-trader account ratio reached approximately 2.71.
Senator Cynthia Lummis warns Congress that failing to pass the Clarity Act this term pushes market-structure legislation to 2030.XRP holds $1.40–$1.42 as spot ETF inflows top $1.61 billion and Polymarket odds on the bill fall to 13–18%.Bitcoin consolidates at $79,600–$80,100 while spot ETFs post a third straight day of inflows, with net assets past $101 billion.Derivatives markets liquidate $197.84 million across 65,155 traders as the Liquid Network sidechain exploit rattles Bitcoin.Anthropic's IPO filing advances with Morgan Stanley and Goldman Sachs as GPT-6 Astra fuels rallies in Bittensor, Near Protocol, and Worldcoin.Fed rate-cut odds fall to 50/50 after August payrolls nearly triple forecasts, with CPI data due September 12.On Monday, September 7, 2026, the cryptocurrency market moved into tight consolidation. The industry's market capitalization remained locked in the $2.77–$2.80 trillion range, while Bitcoin is holding the $79,600–$80,100 range, consolidating Friday's short squeeze toward $82,000.
Spot BTC ETFs recorded three consecutive days of inflows, accumulating $770–$987 million in inflows for the week through September 4, while their net assets surpassed $101 billion (6.35% of the total market supply).
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At the same time, the derivatives market underwent a local cleanup — positions held by 65,155 traders were forcibly closed over 24 hours, totaling $197.84 million (with $45.86 million in ETH longs liquidated as the coin fell to $2,490–$2,510, and $47.67 million in BTC shorts liquidated) as per Coinglass.
Cryptocurrency liquidation heatmap showing total liquidations across major assets on September 7, 2026, Source: CoinglassAgainst this backdrop, "smart money" is using the dip for treasury purchases. European company Capital B SA completed a €28.7 million share placement (investors included TOBAM and Blockstream CEO Adam Back), purchasing 376 BTC at an average price of ~$78,100 right during the panic surrounding a vulnerability in the Liquid Network sidechain code (from which 4,000 BTC worth $320 million were withdrawn).
Back aggressively bought real Bitcoin from the market, following the example of Michael Saylor and Strategy, which recently purchased 4,603 BTC at $80,300 (bringing the company's total holdings to 845,050 BTC).
Lummis' ultimatum and the Senate calendar crunch: How this affects XRP's statusThe main political trigger of the past 24 hours was a statement by Senator Cynthia Lummis (R-WY), who directly warned: "If the Clarity Act does not pass in this Congress, the next real opportunity to bring market-structure legislation back will not come until 2030."
If the Clarity Act doesn’t pass this Congress, the next real opportunity to bring market structure legislation back up is 2030. That’s years of jobs, investment, and tax revenue we can avoid squandering if we finish this now.
— Senator Cynthia Lummis (@SenLummis) September 6, 2026 Lummis' logic is tied to a severe calendar crunch in Washington, which has pushed the odds of the bill passing on Polymarket down to 13–18%:
September 15: The Senate will hold only a procedural cloture vote — requiring 60 votes merely to begin debate.4 working days: The remaining time for votes in the House of Representatives after September 14, before lawmakers leave Washington on September 17 ahead of the November 3 elections.January 2027 factor: Lummis' own term comes to an end. She is retiring, depriving the industry of a key Senate advocate ahead of the 2028 electoral cycle. You Might Also Like
For major assets such as XRP and Solana (SOL), this political deadlock means maintaining the current status quo rather than a legal failure. The assets' current positions are firmly supported by three factors:
Commodity status: The official joint classification of XRP and SOL as "digital commodities" by the SEC and CFTC on March 17, 2026, reinforced by Judge Torres' ruling and the regulator's withdrawal of its judicial appeals.Institutional gateways: The operating multi-structure T. Rowe TKNZ fund and spot XRP ETFs with cumulative inflows of $1.61 billion (2.05% of the token's market capitalization).Liquidation density: A protected spot floor, with on-chain Max Pain metrics showing long risks only at $0.98, while the short pool is squeezed tightly against current prices at $1.4644.The absence of a federal statute would leave the assets' status at the agency level (through internal regulatory memoranda), theoretically allowing a future White House administration to change the rules of the game. This is precisely why major players are now engaged in a fierce battle on exchanges, holding XRP in the narrow $1.40–$1.42 range.
Anthropic IPO euphoria and the new GPT-6 Astra are driving the crypto AI sectorWhile major tokens remain caught in a regulatory sideways market, speculative capital has flowed into the artificial intelligence sector. The catalyst came from the traditional stock market: Morgan Stanley and Goldman Sachs are preparing the Anthropic IPO, with the filing of its S-1 form expected as early as this week.
Against this backdrop, Bittensor (TAO) reached a multi-month high near $270 (+50% from its summer lows). Near Protocol (NEAR) rose to $2.35 (+26.24% over seven days, with daily trading volume of $341 million), while Sam Altman's Worldcoin (WLD) recorded a price of $0.4492 (+25.58% over the week) according to TradingView chart data.
At the same time, OpenAI released a limited preview of the GPT-6 Astra model with claimed AGI capabilities. It operates computer interfaces (Computer Use) twice as fast as its predecessors, while the new Codex memory allows the AI to autonomously perform complex tasks for hours without losing context.
Cryptocurrency price charts for TAO, NEAR, WLD, and ZEC, Source: TradingViewThe Astra launch was accompanied by an anomaly: on September 3, server components of OpenAI, Anthropic (Claude), xAI (Grok), and Google (Gemini) all went down simultaneously for one hour, which was described as a rare infrastructure coincidence.
Astra became the first model to exceed the critical risk threshold in OpenAI's cybersecurity system due to its ability to autonomously find and exploit vulnerabilities in code.
The technological leap is putting direct pressure on the crypto market through a new generation of AI agents: the updated Codex allows AI to continuously audit smart contracts, monitor portfolio risks in real time, and instantly identify on-chain arbitrage opportunities without losing the context of the task for an entire day.
Crypto market news: Where is the liquidity heading?The macroeconomic backdrop tightened sharply after the release of the August labor market report (NFP): the number of jobs increased by 162,000 versus a forecast of 55,000 (unemployment at 4.1%). Futures markets shifted the odds of the Fed cutting rates at the September 15–16 meeting to a hard 50/50.
External political pressure on the central bank and demands for immediate monetary easing have complicated the overall trajectory. This triggered a wave of local market volatility through HFT bots, which are actively buying dips in the technology sector and semiconductors (NVDA), while regulatory officials remain silent ahead of the critical inflation data release (CPI) on September 12.
In the domestic market, liquidity is flowing into strong local narratives:
Robinhood Chain: It set a new record, processing $3.8 billion in DEX volume over 24 hours (surpassing Ethereum). The network's main launchpad, PONS, generated $5.95 million in fees over 24 hours, while its key beneficiary — Arbitrum (ARB) — surged +91.68% to $0.1683.Privacy sector: Zcash (ZEC) is holding at $1,197 (+43.20% over the week, with daily trading volume of $898 million). The momentum is tied to institutional recognition: Grayscale launched a spot Zcash ETF (ticker ZCSH) on NYSE Arca, selecting Coinbase as its official custodian. The coin has emerged as a protective shield for large capital amid regulatory and tax pressure. You Might Also Like
The current balance of power clearly divides the market. Short-term traders are reacting to macroeconomic indicators, resulting in volatility and local leveraged-position liquidations.
At the same time, institutional capital continues to absorb supply on the spot market. Treasury purchases by Strategy and Capital B, along with steady ETF inflows from BlackRock and Grayscale, are forming the current support levels, keeping major assets within their trading ranges ahead of the key mid-September deadlines.
XRP is displaying renewed upward momentum, with the cryptocurrency currently trading near $1.40 after a sharp rebound from its August low of approximately $1.00. Technical analysts and market observers are now debating the outlook for the next major cycle as XRP approaches levels seen as technically significant for a sustained rally.
Key technical levels and short-term roadmapsImmediate bullish projections place XRP’s critical resistance in the $1.50 to $1.55 range, followed by the August peak around $1.70. Several analysts point to these thresholds as essential for confirming a broader breakout. The 20-day moving average currently sits at $1.32, while intermediate moving averages are clustered between $1.19 and $1.24. XRP also remains close to its 200-day moving average, indicating strong underlying support in the current zone.
Coinpaper’s broader market outlook echoes the importance of the $1.50 area, noting XRP’s robust price recovery after August’s downturn. Many traders view a sustainable move above $1.55 as a trigger for the next upward phase, while the next major technical challenge stands at $1.70.
Long-term projections: EGRAG’s analysisIn a detailed three-month forecast, analyst EGRAG has adopted Elliott Wave and Fibonacci approaches to identify a long-term target zone for XRP’s potential fifth macro wave. His initial targets range between $6.19 and $8.07, contingent on a successful completion of the current technical structure without breaking important support.
Should momentum strengthen further, EGRAG projects that XRP could extend to $11.45, surpass $13, or even reach $17, although these remain longer-term and more speculative estimates. He clarifies that these figures are based on macro-technical structures and are not near-term price objectives.
XRP would require a gain of approximately 342% from its current price of $1.40 to reach the lower bound target of $6.19. To achieve $8.07, the token would need an increase of nearly 476%.
These projections remain distinct from the frequently cited $60 target, which would need a monthly close above $3.66 before the larger upside scenario could be considered in play.
Derivatives and market sentimentXRP derivatives have surged recently, with the asset posting its most significant activity in six months. A 57% rebound from August lows has driven futures positioning higher as traders bet on further advances in the near term. This heightened derivatives activity signals that some investors anticipate a sustained breakout if current resistance levels are surpassed.
Despite the increased trading volumes and pronounced bullish sentiment among select analysts, the wider market remains cautious about extreme long-term targets. Prediction market data places the probability of XRP trading above $2 at any point in 2026 at just 39%, illustrating overall skepticism regarding the feasibility of reaching the $6–$8 target zone within that timeframe.
While the bullish thesis is gaining momentum, most market participants appear unconvinced about the possibility of XRP moving well beyond the $2 mark over the next two years, based on available prediction-market odds.
As traders navigate these technical setups and market volatility, the need for real-time market intelligence is becoming more apparent. In a market where a single Fed decision or a sudden altcoin listing can change everything in seconds, jumping between different apps for charts, news, and portfolio tracking is costing investors money. Smart traders are now utilizing privacy-first tools like CryptoAppsy to consolidate everything. Without even the hassle of creating an account, users gain access to real-time charts, smart price alerts, coin-specific news, and critical macro data on a single screen, simplifying the process of tracking assets such as XRP.
Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.
Fidelity Investments’ latest Retirement Analysis for the second quarter of 2026 shows that U.S. retirees continue to maintain strong long-term savings habits. The data shows that average balances in 401(k), 403(b), and IRA accounts have all reached historically high levels. Specifically, 401(k) account balances increased by 10.5% from the previous quarter, and the average savings rate among 401(k) participants reached 14.4%, approaching Fidelity’s recommended annual savings target of 15%. Meanwhile, IRA contributions rose by 36% compared to the same period last year.
One key message these data reveal is that investors are placing “long-term savings” at the center of their retirement planning.
However, for investors who already hold traditional retirement assets, another issue is also drawing increasing attention:
In addition to stocks, mutual funds, and cash savings, can cryptocurrency assets serve as a complementary option in retirement portfolio allocation?
From retirement savings to cryptocurrency asset accumulation Traditional retirement investments emphasize long-term holding, consistent contributions, and diversified portfolios. As the cryptocurrency market continues to evolve, XRP is gradually gaining traction among institutional investors thanks to increased institutional interest and the emergence of related ETF products. For investors who are bullish on the XRP ecosystem in the long term, beyond simply waiting for the price of XRP to rise, the question is how to find new ways to achieve sustained asset accumulation while holding XRP.
This is one of the reasons why ASDeFi has attracted the attention of XRP holders.
ASDeFi: Encouraging XRP holders to focus on “continuous accumulation” ASDeFi positions itself as an AI-powered cloud computing and cryptocurrency asset service platform. Through AI-driven computing power allocation, automated operations, and cryptocurrency settlement, it offers users a way to earn returns on their crypto assets without having to purchase, deploy, or maintain specialized hardware themselves. For long-term XRP holders, the core philosophy is not frequent trading, but rather to transform crypto assets from mere “static holding” into “continuous accumulation” through long-term allocation and a mechanism for sustained returns.
What does 10,000 XRP a month mean? If investors hope to achieve a cumulative monthly target of 10,000 XRP, the focus should not be solely on pursuing a fixed return figure, but rather on building the capacity for long-term, sustained accumulation. The monthly target can be further broken down into approximately 2,500 XRP per week and about 333 XRP per day; however, this is for planning purposes only and does not imply that any platform can guarantee a fixed return. Actual results will be influenced by factors such as contract size and investment budget.
How do I get started with an XRP accumulation plan? For users who want to learn more about ASDeFi, here’s a step-by-step guide:
Step 1: Go to the ASDeFi official website to register: https://asdefi.com
Familiarize yourself with the platform’s computing power contracts, yield rules, supported crypto assets, and relevant terms of service.
Step 2: Deposit cryptocurrency assets
Go to the platform’s deposit page to deposit major cryptocurrencies such as XRP, BTC, USDT, ETH, LTC, USDC, and BCH.
Step 3: Select a contract
Select the appropriate asset yield contract based on your capital size, investment term, and budget.
Use the platform to check your hashrate performance and earnings settlements, and adjust your asset allocation based on market changes.
User feedback: Earnings experience and ease of use Michael Weber (47), an XRP investor from Germany, said:
“In the past, I mainly held XRP for the long term, waiting for the market to rise. After using ASDeFi’s hashrate contracts, the entire process has become more automated. I can check the changes in my account earnings every day without having to manage the mining rigs myself, which is very convenient for me.”
Sophie Martin (39), a cryptocurrency investor from Canada, added:
“I value ease of use. Once I’ve completed registration and set up the contract, the system runs automatically, and I just need to check my account periodically. Compared to buying my own equipment to mine, this approach feels much less of a hassle.”
Conclusion As retirement savings continue to grow, long-term asset accumulation and diversified portfolios are becoming key topics of interest for investors. For investors who are bullish on XRP in the long term, in addition to monitoring market price fluctuations, they can also explore ways to increase their holdings of cryptocurrency assets through various means.
Through AI-powered computing capabilities and automated operations, ASDeFi offers users a way to earn returns on crypto assets without having to manage specialized mining equipment themselves, allowing them to focus on both “long-term holding” and “continuous accumulation” simultaneously. For more details, visit: https://asdefi.com
Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.
American media personality Alex Jones has warned that proposed changes to the financial system could eventually give governments greater control over privately held assets, including XRP.
During a recent broadcast, Jones linked discussions surrounding centralized financial ledgers, bank bail-ins, and the mobilization of household savings to a broader concern about government intervention in private wealth. He suggested that regulators could eventually develop mechanisms to control citizens’ assets during a severe financial crisis.
Jones specifically raised the possibility that authorities could target digital assets such as XRP. He compared the potential scenario with the U.S. government’s restrictions on private gold ownership in 1933, arguing that digital assets could face similar intervention under extraordinary circumstances.
However, his comments have faced strong criticism from members of the XRP community, who argue that the claims lack supporting evidence.
XRP Community Challenges Jones’ Claims XRP community figure Moon Lambo dismissed Jones’ warning as “conspiracy theory nonsense,” arguing that there is no established U.S. government plan to confiscate XRP.
According to Moon Lambo, forcibly taking XRP from American investors would undermine confidence in the digital-asset market and could trigger panic selling. He further argued that such a move could deprive the United States of a significant source of retail and institutional capital.
Moon Lambo also challenged Jones’ comparison with the 1933 gold restrictions. He pointed out that the U.S. operated under a gold-standard monetary system at the time, whereas the modern U.S. dollar is a fiat currency. Therefore, he argued, the government has no comparable monetary requirement to acquire XRP.
Aussie XRP likewise labeled Jones’ claim pure FUD, stressing that the government cannot simply confiscate XRP held in a self-custody wallet. Meanwhile, Jacob Metzger took a more evidence-focused position. He challenged Jones and others making similar claims to identify the specific law, policy, or government document that would authorize regulators to seize people’s XRP, homes, or bank accounts.
Self-Custody Remains a Key Point Digital Ascension Group Chairman Jake Claver also questioned the timing of Jones’ comments, while an XRPL dUNL validator Vet emphasized that self-custodied XRP remains under the control of whoever possesses the corresponding private keys.
The validator also rejected the characterization of XRP as exclusively a “bank asset.” Instead, he noted that the XRP Ledger is open-source and available to anyone.
Furthermore, financial authorities such as the U.S. FDIC do not have an established legal framework that simply allows them to seize privately held digital assets. Similarly, claims about authorities intervening in Ripple’s locked XRP escrow holdings have faced legal scrutiny, with those escrows operating through predefined mechanisms rather than giving regulators direct control over privately held XRP.
Jones Clarifies His XRP Comments Amid the backlash, Jones has since clarified that his concerns are focused more broadly on vulnerabilities within the financial system rather than on XRP itself.
Jones explained that viewers had initially asked whether governments could seize XRP during an extreme economic crisis. In response, he said his primary concern was the potential use of emergency government powers, including bank bail-ins, and whether authorities could target different forms of private wealth if the traditional financial system came under severe pressure.
As a result, his clarification shifts the focus from a specific prediction that the government will confiscate XRP to a broader warning about how emergency financial powers could affect private assets during a systemic crisis.
Despite the controversy, some XRP proponents believe Jones’ comments could ultimately benefit the asset by exposing it to a much larger audience. Jones has a massive following of roughly 4.4 million users on X, meaning his discussion of XRP reaches an audience far beyond the cryptocurrency community.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
XRP shows the potential for another major price surge based on past market cycles that delivered gains of 2,405%, 1,002%, and 1,250%.
Based on these figures, the average gain was about 1,552%, while the geometric average came in at around 1,444%.
Analyst EGRAG says his analysis is based on XRP’s historical performance, not random price predictions.
With XRP currently trading around $1.40, a 1,444% increase would put the price near $21.62. However, another calculation referenced by analyst Moon Lambo places the target at around $14.77, depending on the starting price used.
XRP Past Gains Point to More Price Upside Moon Lambo responded to EGRAG’s analysis, describing it as a reasonable way to assess XRP’s historical price gains. He focused on the 1,444% figure, which EGRAG calculated from XRP’s three previous major market cycles.
Moon Lambo also examined XRP’s 1,250% gain from a previous cycle. If XRP matches a similar gain from its current price, the token would reach approximately $12.55.
However, Moon Lambo emphasized that these figures are not guaranteed price targets. He said he does not know where XRP’s price will be in the future. His long-term view is that XRP has room to continue rising if its fundamentals keep improving.
XRP Price Chart By EGRAG Can It Repeat Past Gains? The key question for XRP investors is whether the token can replicate the enormous gains recorded during previous market cycles.
A 1,000% or larger price increase would represent a massive rally that pushes XRP market cap near $1 trillion. EGRAG’s analysis demonstrates that XRP has delivered gains of this magnitude during previous major market expansions.
Still, historical performance does not guarantee future results. XRP’s market capitalization, liquidity, investor demand, and the crypto market have all changed significantly over time.
XRP Bear Market Not Over While EGRAG is projecting a 10X price surge for XRP, analyst RWA_Investor expects XRP to face more volatility before entering a major bullish phase. His Elliott Wave analysis projects a rally toward $1.87–$2.11, followed by a move to $2.64–$3.09.
The rally would then be followed by another sharp correction, potentially sending XRP toward $1.42 and eventually $0.7451—about 46% below current levels. According to the analyst, the larger bull market would begin once this corrective pattern is complete.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
XRP Ripple released 1 billion tokens from escrow on September 1, worth roughly $1.38Bn at the time, and the sell-off traders have feared for years never materialized.
The token was trading around $1.38 when the tokens hit Ripple-controlled wallets and sat near $1.42 five days later. That muted reaction matters because it suggests the market has stopped treating a scheduled, predictable release as an automatic reason to dump.
Here is the tension worth unpacking: did the crypto market genuinely absorb this unlock through structural demand, or did a strong August simply mask what would otherwise have been a rougher week for XRP?
➡️ 1,000,000,000 XRP in total locked back into escrow. $XRP #Ripple #XRPL https://t.co/TDGYn4nBWo pic.twitter.com/xH0UFQIRfG
— Xaif Crypto (@Xaif_Crypto) September 1, 2026
How Ripple’s Escrow Unlock Actually Works Ripple’s escrow program dates back to December 2017, when the company locked 55 billion XRP into time-based contracts on the XRPL (XRP Ledger) to make future supply releases transparent and predictable. Up to 1 billion XRP unlocks on the first of every month, and whatever Ripple doesn’t use for operations, partnerships, or liquidity deals goes right back into new escrow contracts at the end of the queue.
The September release came through as three transactions, 500 million, 400 million, and 100 million XRP, within minutes of each other. Ripple’s total escrow balance stood at 31.28 billion XRP afterward.
Crucially, the outlet reports that Ripple typically re-escrows 700 million to 900 million XRP each month, leaving only 100 million to 300 million available for operational use, OTC liquidity, or institutional payments, a fraction of the headline billion-token figure that spooks newcomers.
An unlock is not a sale, and Ripple placed roughly 700 million XRP back into new escrow contracts after the September release, split across two transactions, though that does not confirm what happened to the remaining tokens outside those new locks.
XRP BULL MARKET TARGET: $60
For nearly a decade, $XRP has been forming a massive ascending triangle on the monthly chart.
The $3.66 resistance level is the key barrier. A monthly close above it would confirm the breakout and activate a technical target near $60. pic.twitter.com/RpAnbER9cv
— Ali Charts (@alicharts) September 5, 2026
Check out the XRP Markets on Kalshi and Claim Your FREE $25
What Actually Absorbed the Supply The September release landed in a market that had just posted its best August in five years. XRP climbed 28.5% during the month, touching $1.70 before settling back. That momentum gave the token a cushion the escrow schedule hasn’t always enjoyed.
Spot XRP ETFs, approved in March 2026, pulled in $153.55M in August alone, with $150.28M of that arriving in the final two weeks – a detail that lines up with the broader ETF inflow story building around XRP this year.
On-chain activity told a similar story: XRPL payment volume jumped 521.1% on August 26 to roughly 488.4 million XRP, even as the number of individual transactions fell 10.5% to about 388,900.
Fewer payments with much larger value points to institutional or enterprise-scale transfers rather than a retail wave, a pattern worth watching alongside broader questions about who is actually driving new XRPL usage.
Active addresses on the ledger hit 2.26 million in August, more than double July’s 1.02 million, while total value locked rose from $32.31M to $44.42M over the same stretch.
None of this proves a single causal chain from ETF demand to unlocking absorption, but it does describe a market with considerably greater liquidity depth than the one that panicked over past escrow releases – a shift also visible in growing institutional participation in CME futures markets.
(SOURCE: CoinGlass)
Why the XRP Ripple Unlock Became Background Noise The escrow program has now run on the same predictable monthly schedule for eight years. Everyone knows the size of the release and Ripple’s historical re-escrow behavior, which removes the information asymmetry that once fueled panic selling around the first of the month.
The broader backdrop has shifted too. The SEC and Ripple jointly dismissed their appeals on August 11, 2025, closing out a multi-year legal fight, and spot ETFs plus growing XRPL usage have since given the token more structural demand channels than it had in prior years.
EXPLORE: Best Crypto Presales With Asymmetric Upside in the Current Market
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Crypto analyst EGRAG CRYPTO has revealed a new series of XRP price targets based on Elliott Wave theory, including potential highs up to $27 if a major macro expansion unfolds.
XRP price targets outlined by EGRAG CRYPTOEGRAG CRYPTO, a market analyst known for detailed charting and active commentary on X, has mapped out five distinct price targets for $XRP as part of a long-term “Wave 5” scenario. The projections draw on the Elliott Wave principle, a technical framework that seeks to identify cycles in market sentiment and price action.
The analyst’s initial target zone begins at $6.19 to $8.07, described as the first major area for Wave 5 completion. Should momentum extend further, the next target stands at $11.45, which would mark a stronger Wave 5 extension. EGRAG CRYPTO then identifies $13 and above as a potential cycle expansion area, followed by $17 and above as the upper target if fresh capital flows into the market.
In a scenario where market conditions support a full macro expansion, EGRAG CRYPTO believes that XRP could reach $27 or beyond in the final stage of this cycle.
Target DescriptionXRP Price TargetFirst major Wave 5 area$6.19 – $8.07Wave 5 extension$11.45Cycle expansion$13+Upper macro target$17+Full macro expansion$27+Mini dictionary: Elliott Wave theory is a technical analysis method developed by Ralph Nelson Elliott, proposing that financial market prices move in repeating cycles or “waves” influenced by investor psychology.
EGRAG CRYPTO’s analysis presents a tiered roadmap: “$6.19–$8.07 is the first major Wave 5 zone, with $11.45 marking a stronger extension, $13+ as a cycle expansion area, $17+ as the upper macro target, and $27+ achievable if a full macro expansion develops.”
Moon Lambo supports XRP targets as achievableFellow crypto analyst Moon Lambo mentioned the proposed XRP targets in a recent video. He described numbers like the $13 and $17 zones as “perfectly reasonable,” citing historical market cycles for similar large-scale rallies.
He explained that “it wouldn’t take that much money flowing in to get these crazy multiplier effects,” emphasizing the outsized impact of new capital entering low-float altcoins like XRP during powerful bullish cycles. Moon Lambo also acknowledged that while such outcomes are not guaranteed, even these ambitious targets might eventually seem modest if crypto momentum accelerates further.
Moon Lambo argued that targets in the $13 to $17+ range align with precedent set by previous rallies in the crypto sector and could be met with substantially less inflow than casual observers expect.
Long-term holding versus trading: strategic insightsExpanding on the discussion, Moon Lambo advocated for a long-term holding strategy in XRP, rather than frequent trading. He referenced data indicating that 90% to 95% of traders typically lose money, asserting that investors might be better served by simply maintaining their position in a leading asset rather than attempting to time the market.
He also highlighted the tax benefits in the United States, where positions held longer than one year qualify for lower long-term capital gains rates. Selling early, he argued, often invites additional risk and unnecessary tax liabilities.
Speaking on leverage, Moon Lambo advised against its use, noting that past cycles demonstrate the potential for large gains even without borrowing, provided that investors remain patient during periods of volatility.
Market context and scenario breakdownEGRAG CRYPTO’s tiered approach establishes each price target as a distinct checkpoint in a possible multi-year expansion. The $6.19 to $8.07 band would indicate early progress, while $11 and higher would require sustained capital inflows and growing investor interest. The projections beyond $17 and up to $27 are contingent on broader market conditions supporting a prolonged bull rally.
XRP has pulled back from the $1.69 high reached during its August rally, but its 4-hour chart still shows a bullish Break of Structure (BoS).
Notably, XRP rose 71.8% from $0.988 to $1.698 in August before the current pullback began. The decline has already erased about 20% of the August high, as the price now trades just above the EMA21 at $1.4020.
This level could help determine whether the pullback stays limited or turns into a steeper decline.
XRP Maintains Bullish BoS The 4-hour chart shows that XRP formed a bullish BoS 23 bars ago after breaking above $1.4335. This move gave buyers control of the short-term trend, but the recent decline has brought the price back to the EMA21 at $1.4020. The EMA55 at $1.3884 now provides another support level below the EMA21.
Meanwhile, XRP’s Bollinger Bands range from $1.3607 to $1.4433. XRP currently sits in the lower half of this range, but this alone does not point to a reversal. Instead, the price action could simply undergo a period of consolidation within the wider 4-hour uptrend.
XRP Maintains Bullish BoS The chart leaves the $1.4835 swing high as the next major level to watch. XRP has not tested this level since forming the bullish BoS. As a result, a move toward it would give buyers a chance to complete the next major test in the current structure.
Important XRP Demand Zone The area around the EMA21 at $1.4020 and the $1.4335 BoS level features an important support zone for the current structure.
Below it, the $1.35–$1.38 region could provide further support. Market analyst Ali Martinez previously identified this area as a major demand zone, with about 3.2 billion XRP changing hands there.
If XRP loses the EMA21, the price could first move toward the EMA55 at $1.3884. Further weakness could then bring the $1.35-$1.38 demand zone into focus. However, a move back above $1.4335 would strengthen the bullish setup and increase the chances of a retest of $1.4835.
XRP ETFs Keep Drawing Fresh Capital XRP’s price has declined from its August high, but spot XRP ETFs have continued to attract capital. US spot XRP ETFs recorded $110.49 million in inflows during the week ending Aug. 28, marking their strongest weekly inflow of 2026.
The funds extended their inflow streak to 11 straight trading sessions, bringing in roughly $170 million during that period. The continued inflows as XRP declined suggest that investors are still adding exposure as the market works through its recent correction.
Despite Goldman Sachs confirming about $87.4 million in XRP ETF exposure as of the second quarter, retail investors still account for nearly 84% of XRP ETF inflows, which leaves room for greater institutional participation.
XRP Needs to Reclaim $1.4335 Essentially, the bullish setup needs XRP to close a 4-hour candle above $1.4335. Such a move would show that buyers have reclaimed the BoS level and could clear the path toward the $1.4835 swing high.
If XRP breaks above $1.4835, the next major target would be the $1.6999 August high. However, the structure also has a clear level that would weaken the bullish case.
A 4-hour close below the EMA55 at $1.3884 would put the current structure under pressure and could indicate that the bullish setup has failed.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
The XRP Ledger is on the verge of activating one of its most significant upgrades to date.
The long-awaited Batch has now come close to reaching the network's required validator threshold.
An XRPL community member recently pointed out that roughly 68% of validators have now thrown their support behind the consequential amendment.
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It seems like it could potentially go live before the end of September.
"Batch will unlock a lot of new use cases for the XRP ecosystem," the user said.
XRPL validator Vet, who is active within the community, said that builders have been waiting for the functionality for a long time.
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"Almost there! XRP Ledger Builders have waited so long for it," Vet wrote, adding that the feature could make it easier for developers to charge directly for services rather than allowing users to "free ride."
However, activation is not yet guaranteed.
What the amendment actually does The amendment in question is technically called BatchV1_1. The original Batch amendment was disabled earlier this year after a critical bug was discovered.
BatchV1_1 was introduced in XRP Ledger software version 3.3.0, which was released on Aug. 6.
Support has to rise above the XRP Ledger's 80% threshold and remain there continuously for two weeks. Otherwise, the amendment will not be able to go live.
If support falls back below that level, the two-week countdown resets.
Hence, it is entirely possible that the amendment gets activated by the end of September, but it is not guaranteed.
Historically, developers have not been able to combine several separate XRPL transactions.
However, the amendment that is currently on the verge of passing will make it possible for developers to package as many as eight transactions together inside a single transaction.
XRPL developers will gain the ability to define how several separate on-ledger actions depend on one another. This will remove the necessity for developing complicated infrastructure for some apps.
Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.
The U.S. Treasury Department fully launched its government debt buyback program on Sep. 7, boosting market expectations regarding the near-term liquidity of Bitcoin and XRP.
Summary
The U.S. Treasury plans to raise its long-term bond buyback cap from $2 billion to $4 billion on Sept. 9. The Treasury reportedly aims to repurchase about $38.25 billion in bonds during September. The report identifies $1.70 as XRP’s key resistance, with $2 presented as the next potential target. EiCrypto promotes cloud-mining contracts for XRP holders, though its advertised returns are not guaranteed. The program has a weekly cap of $14.5 billion. According to the blockchain media outlet U.Today, the maximum execution volume for a single trading day could reach $16.5 billion.
Market attention is focused on Sep. 9. On that day, the U.S. Treasury plans to raise the per-operation cap for long-term Treasury buybacks from $2 billion to $4 billion, targeting securities with maturities of 10 to 30 years. The total value of bonds the Treasury plans to repurchase from the market in September is approximately $38.25 billion. During the same period, the Federal Reserve plans to invest up to $2.122 billion in short-term Treasury securities under its principal reinvestment program.
The cryptocurrency market is closely watching whether the capital flowing in through major banks and dealers will spur demand for risk assets. Authorities have described the multi-billion-dollar injection as a “routine” measure. However, traders believe that the funds injected through the Treasury’s repurchase of older bonds could serve as a potential catalyst for cryptocurrency prices to break out of their long-standing trading ranges.
As of early September, net inflows into US spot XRP ETFs have exceeded $1.66 billion. The market is closely watching whether US dollar liquidity can help XRP break through the key resistance level of $1.70 and subsequently advance toward the psychological $2 mark.
However, policy uncertainties remain; on Sep. 15, the U.S. Senate is set to hold a crucial vote on the Clarity Act. For XRP, this date is considered one of the most significant catalysts of the autumn. With market volatility remaining high, prices repeatedly trading sideways and trending downward, investors face major challenges, creating an urgent need for a new asset management strategy that supports XRP.
Against this unique backdrop, an increasing number of XRP holders are opting for the EiCrypto cloud mining platform—which offers a more diversified investment strategy—to secure more stable asset growth and insulate themselves from market volatility caused by policy changes.
EiCrypto Cloud Mining offers XRP users a brand-new solution for asset growth and returns EiCrypto is a digital asset mining platform specializing in cloud computing power. By simplifying operational complexities, it enables users to access powerful computing capabilities directly—without the need to purchase or maintain physical hardware—using only a mobile phone or computer; an increasing number of XRP users are being drawn to this convenient and reliable solution.
Earn returns with XRP on EiCrypto in just four steps:
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3: Select a contract: EiCrypto offers a variety of tailored contract plans to meet the diverse needs of users worldwide; simply choose the product that suits you best and start mining with a single click.
4: Activate contract: Once the contract is activated, earnings will be automatically settled to your account after 24 hours. You are free to withdraw your earnings or reinvest them; compound investing is one of the most effective ways to rapidly grow your assets.
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EiCrypto’s advantages include: A user-friendly operational mechanism enables users to independently complete the entire process via a mobile phone in just a few minutes. Operations strictly adhere to the compliance standards set by the UK Financial Conduct Authority (FCA). The platform automates operational workflows, significantly reducing the need for manual intervention and allowing users to allocate assets with ease. Round-the-clock system support and customer service are provided, enabling users to track their returns conveniently via mobile phone or computer. Robust security measures, including account protection, data safeguards, risk controls, and encryption technology, ensure a secure and stable service environment for users. In short, the market is currently focused on the volume of funds actually released on Sep. 9 and how this impact will be reflected in the prices of Bitcoin and Ripple. The reactions of these two assets are emerging as key variables determining the direction of the cryptocurrency market in the autumn of 2026.
Instead of obsessing over market price fluctuations, opt for the innovative EiCrypto cloud mining strategy; this robust model enables your assets to achieve sustained, long-term growth.
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Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.
XRP futures volume has surged to a six-month high, according to data from CryptoQuant. The increase in futures activity, reported on September 7, indicates heightened interest in XRP derivatives across major exchanges like Binance, Bybit, OKX, and Bitget. This spike in activity, which reached $11.37 billion on August 22, coincided with a sharp rebound in XRP’s price and increased exchange withdrawals, suggesting broader market engagement. The current price range for XRP is around $1.40–$1.42, with a market capitalization in the mid-$80 billions, highlighting its position in a large and active market.
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Key Takeaways The rise in XRP futures volume appears to coincide with a rebound in the token’s price and increased market participation. Market pricing suggests that increased derivatives activity could influence perceptions of XRP reaching a new all-time high by the end of 2026. The current market cap and price range indicate that XRP operates within a large, liquid market, which may support further interest in its derivatives. What to Watch Market participants will be observing key events such as potential XRP ETF approvals and significant institutional investments, which could be consistent with YES outcomes for reaching a new all-time high. Conversely, macroeconomic factors like Bitcoin’s price movements and U.S. interest rates could pose challenges. Monitoring the actions of major stakeholders like Ripple’s CEO and the U.S. SEC will provide further insights into the evolving market dynamics for XRP.
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Term Structure
Contract Odds Δ since publish Volume 24h September 30, 2026 1.1% — — View market → December 31, 2026 5% — — View market →
XRP’s derivatives market just woke up from a long nap. Futures trading volume across major platforms exceeded $64.6 billion in August, the highest monthly total since February and a signal that traders are piling back into one of crypto’s most watched assets.
The volume spike arrived alongside a meaningful price move. XRP climbed nearly 30% during the month, running from $1.06 at the start of August to a high of $1.50 on August 24 before settling around $1.35.
Where the volume landed Binance was the clear heavyweight in this derivatives surge, accounting for roughly $37 billion in XRP futures volume. Bybit came in second at approximately $14.54 billion, while OKX rounded out the top three with about $12.88 billion.
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The futures activity wasn’t happening in isolation. Spot trading volume for XRP also reached its highest point since February, with Binance again leading at $7.28 billion. South Korean exchanges showed up in force as well: Upbit recorded $4.68 billion in spot volume, and Bithumb Korea added $2.59 billion.
ETF inflows add institutional flavor US spot XRP ETFs recorded net inflows of $18.96 million during August, pushing combined assets under management to $1.48 billion.
What’s driving the renewed interest Two catalysts appear to be fueling the surge in XRP market activity. First, whale accumulation patterns picked up notably during August, with large holders adding to their positions ahead of a critical vote scheduled for September 15. Second, the broader narrative around XRP has shifted, with ETF products now live and attracting capital.
Worth noting: the volume spike did not indicate a clear directional bias. While the price moved higher, the futures market showed activity on both sides. Long and short interest appeared elevated, which means traders weren’t unanimously bullish.
For context, the last time XRP futures volume hit comparable levels was February, when the token was trading in a similar range.
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With the continuous integration of artificial intelligence and digital asset technology, XRPPower has officially launched its intelligent automated trading system, providing global users with a more intelligent and automated digital asset service experience.
Summary
XRPPower launched an automated AI trading system for XRP and BTC holders worldwide. The platform supports XRP, BTC, ETH, and USDT under its current service rules. Yield contracts start at $1,000, while new users receive a claimed $21 registration bonus. XRPPower advertises returns of up to $5,000 daily, depending on the selected plan. This system combines AI-powered intelligent data analysis, automated trading strategies, and systematic management to help users reduce the need for continuous manual operations. Users holding XRP or BTC can register for free and learn about the relevant intelligent trading functions, choosing a service plan that suits their needs based on the platform’s published rules and conditions.
XRPPower aims to lower the barrier to entry for intelligent digital asset services through AI technology, allowing more users to easily understand automated trading models. The platform mentions daily profit opportunities of up to $5,000, with actual profits depending on the specific plan.
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After logging in, view the platform’s service content, operating cycle, participation conditions, and related rules. Thoroughly understand these details before making a selection based on your individual needs.
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Users can apply to withdraw available funds or use funds for yield contracts offered by the platform, depending on their own circumstances.
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XRPPower intelligent technology system: Integrating AI, security, and professional management concepts As digital services continue to evolve, users are increasingly valuing platform security, system stability, operational efficiency, and information transparency. XRPPower continuously optimizes its technical architecture and operational processes, combining AI intelligent technology, automated management, and security mechanisms to create a clearer and more convenient digital service experience for users.
XRPPower has perfected its security system across multiple levels, including accounts, data, and networks. It employs SSL/TLS encryption, two-factor authentication (2FA), cold and hot wallet management, multi-signature, and access control, continuously reducing potential risks.
Internally, XRPPower continuously monitors the risk management, internal control, and information security concepts of international professional auditing and consulting firms, and references the practices of professional institutions such as PwC in related fields to optimize its own management processes and risk control system.
AI intelligent system improves operational efficiency
XRPPower applies AI data analysis and automation technology to platform operations. Through an intelligent system, it analyzes and monitors relevant data, account activities, and system status, helping to improve anomaly detection capabilities and overall operational efficiency.
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The platform continuously optimizes page design and account functions, providing a clearer display of service cycles, participation conditions, rule descriptions, and account records.
Users can log in to their accounts to view relevant data and historical records and make informed choices based on their needs after fully understanding the service content and associated risks.
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In the future, XRPPower will continue to upgrade its technology around security, efficiency, transparency, and intelligence, providing users with a more convenient and clear digital service experience.
Learn more: https://xrppower.com/
Email: [email protected]
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The XRP Ledger is approaching the activation of its BatchV1_1 amendment, which market participants have described as one of the protocol’s most significant upgrades to date.
Validator support climbs toward thresholdAbout 68% of network validators have now signaled support for the update, according to an active member of the XRPL community. To be officially implemented, the amendment must receive backing from at least 80% of validators and maintain that level for a continuous two-week period. If the level drops below 80% during the period, the countdown resets and the process begins anew.
Some observers expect that if support continues to climb at its current pace, BatchV1_1 could be fully approved and made live by the end of September. However, developers note this timeline is not guaranteed and will depend on the stable commitment of validator backing.
BatchV1_1: Unlocking new functionsBatchV1_1 was introduced in XRP Ledger software version 3.3.0, launched on August 6, after the previous Batch amendment was disabled earlier in the year due to the discovery of a critical bug. This new version proposes key functionality that XRPL developers have sought for some time.
Historically, XRPL has not supported the combination of multiple operations into a single transaction. The BatchV1_1 amendment aims to change that by allowing developers to group up to eight individual transactions within a single bundled transaction. This will provide greater flexibility, allowing developers to define dependencies among different on-ledger actions and streamline the development of some applications.
Batch will unlock a lot of new use cases for the XRP ecosystem, and XRP Ledger builders have waited so long for it. The new feature can help developers charge for services more efficiently by reducing the opportunities for users to take advantage of free transactions.
Community validators such as Vet have highlighted that the forthcoming capability can reduce the need for developers to design complex infrastructure, and could improve the way builders monetize services within the XRPL environment.
Market context and strategiesIn fast-moving digital asset markets, technical upgrades like BatchV1_1 are closely watched for their potential to reshape the ecosystem. Traders and investors who monitor both protocol advancements and market changes are increasingly turning to platforms that consolidate market intelligence.
In a market where a single Fed decision or a sudden altcoin listing can change everything in seconds, jumping between different apps for charts, news, and portfolio tracking is costing investors money. Smart traders are now utilizing privacy-first tools like CryptoAppsy to consolidate everything. Without even the hassle of creating an account, you get real-time charts, smart price alerts, coin-specific news, and critical macro data all on one screen.
For the XRP Ledger, any significant protocol change is likely to be reflected in developer activity and user engagement, especially as new features become available and competition among blockchains intensifies.
Cover image via depositphotos.com Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
The Labor Day drop in XRP's price to $1.38 triggered a cascade of forced margin calls, causing a rare market-microstructure anomaly. According to CoinGlass, the asset's hourly liquidation imbalance briefly exceeded 10,535% — the volume of forcibly closed long positions surpassed short sellers' losses by more than a hundredfold.
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At press time, XRP had already rebounded from its local bottom and was trading at $1.3892, forming a reversal pattern on lower time frames.
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Heatmap of cryptocurrency liquidations with highlighted XRP data, Source: CoinGlassThe rapid decline in XRP/USD from its daily high of $1.4150 triggered protective stop-loss orders among highly leveraged traders. While most of the market's attention was focused on large daily losses in Bitcoin ($10.72 million) and Solana ($4.55 million), an instant technical storm erupted in XRP's order book.
Why XRP's local sell-off is not yet a reason to panicThe underlying cause of the aggressive long squeeze was overcrowded positioning near the critical Liquidation Max Pain zone. On the monthly horizon, XRP's price came close to the point of maximum pain for sellers — Short Max Pain at $1.4368. Traders who accumulated long positions in anticipation of an inevitable breakout above this barrier created an excessive concentration of orders sensitive to any price fluctuations.
The price is now only 3.94% below the short-side pain level, where $9.20 million in bearish positions could be liquidated. Meanwhile, the long-side level — Long Max Pain at $0.9837 — remains more than 28.83% below the current price, with $24.29 million in potential liquidations. This confirms the local nature of the current shakeout.
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Exchanges reacted to the incident in opposite ways. KuCoin and Gate recorded net capital outflows, with open interest falling by 5.16% and 4.07%, respectively. Meanwhile, MEXC and Bybit became the epicenters of the speculative battle. Daily trading volume on MEXC jumped 118.32% as traders began aggressively buying the dip during the liquidation event itself.
This impulse-driven buying returned the price to $1.3892. Technical indicators moved out of critically oversold territory, generating a local bullish signal.
The nearest obstacle for buyers is now the resistance level at $1.4010. A breakout above it would confirm the definitive end of the evening's bearish microtrend.
The XRP Ledger saw a notable combination of growth and contraction in the second quarter of 2026, according to Evernorth’s State of the Ledger report released on September 2. While average daily trading volume on the decentralized exchange (DEX) surged 79% year over year to reach 3.57 million XRP, the number of accounts trading on the order book each day declined by approximately 40%, falling from 1,864 to 1,111.
Trading concentration rises while user numbers fallThis change meant that the average trading account on the order book now handled about 3,217 XRP every day, an increase from 1,072 XRP a year earlier. Fewer accounts are making much larger trades, suggesting growing concentration among active participants. The report noted that account numbers alone do not uncover whether individuals or institutions control these addresses, and multiple addresses may be operated by a single entity.
Order book activity became even more dominant within the DEX ecosystem, accounting for 81% of all exchange volume in the quarter, compared with 54% a year prior. Automated market maker pools made up the rest. In total, daily DEX volume averaged 4.42 million XRP, marking a 20% increase compared to the previous year, though slipping 16% versus the first quarter of 2026.
While shifts in the balance between order books and automated market makers mark a significant change in infrastructure, Evernorth cautioned that these trends do not directly prove a replacement of retail users by institutional traders.
Tokenized assets surge amid changing market dynamicsThe report also highlighted robust growth in tokenized asset value on the XRP Ledger. The average value of tokenized assets reached $3.72 billion in the second quarter. Ripple’s RLUSD stablecoin saw its daily average balance jump to $539 million, up 642% from $73 million a year earlier. The on-ledger share of all RLUSD increased from 20% to 34%, following Wormhole integration support, while RLUSD value moved on-chain expanded by 925% over the same timeframe.
The combined average value held on the network, including tokenized real-world assets and stablecoins, reached $4.26 billion—an extraordinary climb from $99 million just six quarters earlier. The expansion underscores the increasing accumulation of tokenized value, even as speculation remains part of the network’s perception.
The figures show higher volume per active trading account alongside lower participation measures. The report does not identify individual traders, and the results should not be read as proof that institutions have replaced retail participants.
As asset digitization gains momentum, traditional markets are also seeing a shift. Wall Street firms are moving towards Web3 models, and investors can now use platforms such as 1stepSwap to hold shares of major U.S. companies, gold, and silver directly in crypto wallets. This trend leverages the tokenization of real-world assets and uses automated pricing engines to remove intermediaries, aiming to streamline access and pricing for investors.
Retail activity slows despite infrastructure advancesWhile tokenized value and trading volumes have soared, several retail-facing metrics moved lower in the second quarter. The average number of daily transacting accounts stood at 16,587, and new account creation averaged 2,783 per day—both representing declines of about 25% from the previous year.
Payments and NFT minting activity also dropped during the period, reflecting a broader sector slowdown. Evernorth pointed out that aggregate on-chain exchange volume across the industry was down 46%, and protocol fees on the seven largest programmable blockchains fell 38% compared with the prior year.
Even with these lower participation numbers, more value is being processed by each remaining active account, indicating a dual trend of fewer users handling larger amounts.
Questions on institutional involvement and market structureThe report left unanswered questions about the source of increased concentrations, such as whether the growth is driven by institutional players or the use of permissioned infrastructure, which restricts access to approved participants. Evernorth did not specify what proportion of trading took place in these controlled environments.
Infrastructure development continued regardless of the overall market slowdown. Separate coverage discussed Ripple’s XRPL lending proposal, aiming to expand the network’s toolkit for financing tokenized assets.
Disclosure and contextEvernorth acknowledged its own financial exposure to XRP through its treasury activities. The company emphasized that while on-chain balances have grown, these metrics do not guarantee future increases in the price or adoption of XRP. Reports produced by organizations with vested interests should be evaluated accordingly.
Whatever one thinks of XRP as a speculative asset, the infrastructure built around the ledger is accumulating balance-sheet-style value at a pace that is difficult to dismiss.
XRP experienced a sharp sell-off during Labor Day, with its price quickly falling to $1.38 and causing an avalanche of forced margin calls. CoinGlass recorded an exceptionally rare market anomaly, as XRP’s hourly liquidation imbalance briefly soared past 10,535%. The number of forcibly closed long positions vastly exceeded short position closures, more than a hundredfold, highlighting the intensity of the event.
Following the sudden plunge, XRP managed to recover from its local bottom and climbed back to $1.3892. On the lower time frames, a reversal pattern began to form, signaling renewed optimism among short-term traders.
The abrupt drop from $1.4150, XRP’s daily high, activated stop-loss orders for highly leveraged traders. While the spotlight remained on significant losses in Bitcoin and Solana, which registered $10.72 million and $4.55 million in daily liquidations respectively, XRP encountered a swift technical disruption in its order book.
Technical pressure and liquidation zonesThe main driver behind the intense long squeeze stemmed from crowded long positions near XRP’s critical “Liquidation Max Pain” zone. On the monthly chart, XRP’s price approached the Short Max Pain level at $1.4368, an area where sellers could see the most losses. Many traders had accumulated long positions, hoping for a decisive break above this threshold, which created a dense concentration of orders highly sensitive to volatility.
Currently, XRP trades only 3.94% below the short-side pain point, with $9.20 million in short positions at risk of liquidation. The Long Max Pain level, sitting at $0.9837, is more than 28.83% below the prevailing price, exposing $24.29 million in potential long-side liquidations. This distribution suggests the turmoil was likely a localized, technical shakeout rather than a broader market reversal.
The price is now only 3.94% below the short-side pain level, where $9.20 million in bearish positions could be liquidated. Meanwhile, the long-side level — Long Max Pain at $0.9837 — remains more than 28.83% below the current price, with $24.29 million in potential liquidations. This confirms the local nature of the current shakeout.
Exchanges show mixed reactions as volumes riseCrypto exchanges responded differently to the volatility. KuCoin and Gate experienced net capital outflows, with open interest declining by 5.16% and 4.07%, respectively. In contrast, MEXC and Bybit witnessed heightened trading activity, becoming centers of speculative interest.
On MEXC, daily trading volume surged 118.32% as traders moved rapidly to buy the dip amid the forced selling. This impulse buying helped restore XRP’s price to $1.3892. Technical indicators, previously deeply oversold, bounced back and flashed a local bullish signal.
The nearest immediate hurdle for bulls stands at the resistance level of $1.4010. Surpassing this area could signal the definitive end of the evening’s bearish momentum and pave the way for broader recovery.
In a fast-moving environment where a surprise Fed decision or an unexpected altcoin listing can prompt rapid price swings, investors are facing increasing challenges managing market data and trade execution across multiple platforms. Many traders have streamlined their process by using privacy-focused tools like CryptoAppsy, which combine real-time charts, coin-specific news, macro indicators, and smart alerts into a single screen without requiring users to create an account.
TLDR Ripple burned 1,363,614.85 RLUSD on the XRP Ledger on September 6. The same 1,363,614.85 RLUSD was minted on Ethereum only seconds later. The matched transactions point to a cross-chain supply rebalancing rather than new RLUSD issuance. About $1.36 million in RLUSD liquidity effectively shifted from XRPL to Ethereum. The Ethereum-minted RLUSD was later transferred to an external wallet. Ripple RLUSD supply shifted between the XRP Ledger and Ethereum after a matched burn and mint on September 6. Onchain data showed 1,363,614.85 RLUSD removed from circulation on XRPL before the same amount appeared on Ethereum seconds later.
The sequence points to a cross-chain supply transfer rather than new token creation. The paired transactions kept the total amount unchanged while moving roughly $1.36 million in RLUSD liquidity from one blockchain to another.
Ripple RLUSD Supply Shifts Across Networks The XRPL transaction sent 1,363,614.85 RLUSD back to an address where the tokens could no longer circulate. The transaction appeared connected to the stablecoin issuer and reduced the amount available on the XRP Ledger.
👀 RLUSD Cross-Chain Movement Spotted
1,363,614.85 RLUSD $1.36M) burned on the XRP Ledger tokens returned to issuer, permanently removed from XRPL circulation.
The exact same amount was minted on Ethereum minutes later and transferred to an external wallet.
This looks like a… https://t.co/6rCFI1FElF pic.twitter.com/sK72yr7qxR
— 𝗕𝗮𝗻𝗸XRP (@BankXRP) September 7, 2026
Ethereum then recorded a mint for exactly 1,363,614.85 RLUSD. The timing and matching amount suggest that Ripple moved existing supply across networks instead of increasing the stablecoin’s overall circulation.
After the Ethereum mint, the newly issued tokens moved to an external wallet. That transfer added another step to the cross-chain movement and placed the RLUSD outside the issuing address.
The activity differs from a standard mint that adds fresh supply to a network. In this case, the XRPL burn happened before Ethereum received the same number of tokens, keeping the combined supply level broadly unchanged.
Liquidity Moves Toward Ethereum The transaction shifted about $1.36 million worth of Ripple RLUSD from the XRP Ledger to Ethereum. The movement changed the location of stablecoin liquidity without creating an equal rise in total supply.
Ripple supports RLUSD on both the XRP Ledger and Ethereum. Moving supply between the networks can help place tokens where users, exchanges, payment firms, or trading venues need more available liquidity.
Such rebalancing can place more tokens on the network where current market activity creates stronger liquidity needs.
The September 6 transactions also show how an issuer can manage a stablecoin across multiple blockchains. Burning tokens on one network and minting the same amount on another can move supply without relying on a direct token bridge.
For RLUSD users, the recorded transactions mainly changed the blockchain holding the tokens. Onchain records showed a reduction on XRPL and a matching increase on Ethereum, leaving the transferred amount balanced overall across the two networks.
XRP still has two major price waves to complete before the altcoin bear market ends, according to crypto market analyst RWA_Investor.
In a recent post on X, the analyst shared an Elliott Wave chart showing XRP rising again before facing another major correction and entering a larger bullish phase.
In other words, the analyst expects more volatility before XRP’s next major uptrend.
XRP Set to Push Toward $2.64–$3.09 The analysis sees XRP’s recent price movement as part of a larger correction in a W-X-Y pattern. From its current level, XRP will first rise toward $1.87–$2.11 before moving even higher.
The main upside target is between $2.64 and $3.09, suggesting that XRP is on track for a potential 2x price run. However, the chart shows that this will not mark the end of the correction. Another major drop will follow before the larger bullish move begins.
XRP chart: Source X One of the most notable aspects of the setup is the projected decline after the rally. Following the move toward the $2.64–$3.09 zone, the chart shows XRP falling back toward approximately $1.42 before beginning another major leg lower.
The analyst’s projection ultimately places Wave (Z) around $0.7451, representing a substantial downside move of approximately 46% from current levels.
Under this structure, XRP will experience a strong rally followed by another major sell-off before the overall corrective pattern is complete. From then on, the market enters a full-fledged bullish phase, according to the analyst.
XRP Remains Up 35% Monthly Despite the bearish long-term scenario outlined in the chart, XRP recent performance remains relatively strong. XRP is trading around $1.39, down 1.38% over the past 24 hours. However, the token remains up approximately 35% over the past month.
The current price also remains well above the chart’s earlier $1.0357 Fibonacci support area, which marks an important level in the analyst’s structure. For now, XRP needs to hold above the $1.40 area and build enough momentum to challenge the $1.87 and $2.11 resistance zones.
Other Analysts’ View on XRP Price Analyst XForceGlobal XRP recently said he expects XRP to first reach $2 and potentially climb to $3–$4 if its bullish trend continues.
For context, XRP recently dropped more than 22% from $1.70 but has recovered from $1.31 to around $1.40. XForceGlobal believes the current decline may be a final correction before another rally.
Meanwhile, XRP’s falling reserves on Binance could also support the bullish outlook. Specifically, Binance’s XRP reserves have fallen by about 500 million XRP, from 3.1 billion in November 2025 to 2.6 billion currently. This suggests investors may be moving coins into private wallets for long-term holding.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
Not financial or tax advice. PANews content is strictly educational and informational and is not investment advice, financial advice, tax advice, legal advice, or a solicitation to buy or sell any digital asset, security, or financial product. Do your own research and consult qualified advisers.
Disclosure. PANews may publish sponsored content, partner content, advertisements, affiliate links, event promotions, and market commentary involving Web3 projects, service providers, or financial products. PANews personnel, contributors, or affiliates may hold digital assets or other interests related to covered topics. See our Terms of Service.
Kripto para piyasasında Bitcoin istihdam verilerinin ardından baskı altında kalırken, PONS fiyatındaki sert yükseliş dikkat çekti. Son 24 saatte yaklaşık yüzde 30 değer kazanan PONS, gün içinde 0,97 dolar seviyesine kadar yükselerek yeni bir zirveye ulaştı. Yazı sırasında 0,77 dolar civarında işlem gören PONS, zirveden gelen geri çekilmeye rağmen piyasanın en güçlü performans gösteren altcoinlerinden biri olmayı sürdürüyor. Güçlü işlem hacmi ve artan yatırımcı ilgisi, PONS fiyatının önümüzdeki günlerde yeniden yükseliş denemesi yapabileceğine yönelik beklentileri artırıyor.
PONS Fiyatı 0,97 Doları Gördü PONS, son dönemde gösterdiği güçlü performansla altcoin piyasasının öne çıkan varlıklarından biri haline geldi. Son 24 saatte yaklaşık yüzde 30 yükselen token, gün içerisinde 0,97 dolar seviyesine kadar çıkarak dikkat çekici bir fiyat hareketi gerçekleştirdi. Bu yükseliş, PONS’un kısa sürede yatırımcıların radarına girmesini sağlarken işlem hacmindeki hareketlilik de yükseliş momentumunu destekledi. Ancak 0,97 dolar seviyesinin ardından gelen satışlarla PONS fiyatı yazı sırasında 0,77 dolar seviyesine geriledi. Buna rağmen fiyatın kısa süre içerisinde ulaştığı zirve, alıcıların piyasadaki gücünü gösteren önemli bir gelişme olarak değerlendiriliyor. PONS’un yeniden yükselişe geçmesi halinde 0,90 ve 0,97 dolar bölgeleri yatırımcıların takip edeceği önemli seviyeler olabilir.
İlginizi Çekebilir: Zcash Neden Yükseliyor? Arkasındaki Detaylar!
PONS fiyatındaki sert yükselişin arkasında artan alım ilgisi ve altcoin piyasasındaki hareketlilik bulunuyor. Bitcoin’in 82.000 dolar seviyesinden geri çekildiği ve büyük hacimli altcoinlerin önemli bölümünün değer kaybettiği bir ortamda PONS’un pozitif ayrışması dikkat çekiyor. PONS’un kısa sürede güçlü bir yükseliş gerçekleştirmesi, yatırımcıların yüksek momentum gösteren altcoinlere yöneldiğini ortaya koyuyor. Özellikle yeni zirvelerin görülmesi, piyasada FOMO etkisinin oluşmasına neden olabilir. Bununla birlikte hızlı yükselen varlıklarda kâr satışlarının da sert gerçekleşebileceği unutulmamalı.
PONS Fiyatı Yükselmeye Devam Edebilir mi? PONS’un 0,97 dolar seviyesine kadar yükselmesi, tokenın mevcut yükseliş trendinde önemli bir momentum yakaladığını gösteriyor. Yazı sırasında 0,77 dolar civarında işlem gören PONS’un öncelikle kaybettiği seviyeleri geri kazanması önem taşıyor. Fiyatın yeniden 0,90 dolar üzerine çıkması halinde 0,97 dolar zirvesinin yeniden test edilmesi gündeme gelebilir. Alım hacminin güçlü kalması ve genel altcoin piyasasında risk iştahının artması durumunda PONS için yeni tüm zamanların en yüksek seviyeleri de gündeme gelebilir. Ancak 0,77 dolar çevresindeki hareketin zayıflaması, kısa vadede daha derin bir düzeltme yaşanması riskini artırabilir.
Bitcoin, güçlü ABD istihdam verilerinin ardından 82.000 dolar seviyesinden geri çekilerek 79.000 doların altını test etti. Piyasanın en büyük altcoinlerinde de satış baskısı görülürken ETH 2.500 dolar seviyesini kaybetti, XRP 1,40 dolara geriledi ve XMR yüzde 5’in üzerinde değer kaybetti. Bu tablo içerisinde PONS’un yaklaşık yüzde 30 yükselerek 0,97 dolara kadar çıkması, tokenın piyasanın geri kalanından güçlü şekilde ayrıştığını gösterdi. DASH de yaklaşık yüzde 25 yükselirken BNB, NEAR, DOT, TAO ve LTC gibi bazı altcoinler pozitif bölgede kaldı.
Değerlendirme PONS fiyatı, kısa sürede gerçekleştirdiği güçlü yükselişle altcoin piyasasının en dikkat çeken varlıklarından biri haline geldi. Gün içerisinde 0,97 dolar seviyesine kadar çıkan PONS’un yazı sırasında 0,77 dolar civarında işlem görmesi, zirve sonrası kâr satışlarının yaşandığını gösteriyor. Fiyatın yeniden 0,90 dolar ve ardından 0,97 dolar seviyelerini aşması halinde yükselişin yeni zirvelere taşınma ihtimali güçlenebilir. Buna karşılık mevcut seviyelerin korunamaması durumunda daha sert bir düzeltme görülebilir. Bu nedenle PONS yatırımcıları, özellikle işlem hacmini ve 0,77 dolar çevresindeki fiyat hareketini yakından takip etmeli.
Son Dakika kripto para haberleri için hemen tıkla.
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Leading cryptocurrency analyst Ali Martinez projected that XRP (CRYPTO: XRP) could have a technical target near $60 if it confirms a breakout from a nearly decade-long ascending triangle.
Will XRP Cross This Barrier?Martinez posted on X an ascending triangle pattern on XRP’s monthly chart, highlighting $3.66 as a “key barrier.”
“A monthly close above it would confirm the breakout and activate a technical target near $60,” the analyst stated.
An ascending triangle is generally viewed as a bullish chart pattern that can precede an upside breakout. Price usually breaks above the horizontal resistance line, suggesting the prior uptrend is likely to resume.
For context, XRP has never come close to $60; its all-time high remains $3.84. If this forecast proves accurate, it would imply a staggering 4,185.71% surge from current levels.
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Decoding XRP’s Technicals and DerivativesThe Awesome Oscillator, which compares recent price movements to longer-term averages, has issued a "Buy" signal for XRP, according to TradingView.
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The Bull Bear Power indicator, which measures the strength of buyers and sellers, remained “Neutral,” and so did the Relative Strength Index, which hovered just above 50.
The Moving Average Convergence Divergence indicator, which compares two exponential moving averages of an asset’s price, meanwhile, flashed a “Sell” rating.
Moreover, open interest in XRP futures has risen by nearly 2% in a week, according to Coinglass, indicating high speculative interest.
Price Action: At the time of writing, XRP was trading at $1.40, down 0.94% in the last 24 hours, according to data from Benzinga Pro.
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Bitcoin (BTC), Ethereum (ETH) and Ripple (XRP) maintain a constructive outlook on Monday after gaining more than 3.4%, 4% and 4.8%, respectively, last week. BTC holds steady near $80,000 while ETH and XRP show resilience and defend key support zones. The price action of these top three cryptocurrencies suggests consolidation or a mild pullback before an upside move.
Bitcoin price trades at $79,806 on Monday after gaining over 3.4% in the previous week. BTC maintains a bullish near-term bias as price holds well above the 50-day, 100-day, and 200-day Exponential Moving Averages (EMAs), clustered between roughly $70,000 and $72,700.
BTC’s price above this EMA stack suggests a sustained uptrend, while the Relative Strength Index (RSI) near 65 points to firm but not yet extreme buying pressure, even as the Moving Average Convergence Divergence (MACD) turns negative, hinting at waning momentum within an overall positive structure.
On the downside, initial support is seen around the 200-day EMA at $72,749, reinforced by the 50-day EMA just below $72,100 and the 100-day EMA near $70,274, which together form a broad demand band before deeper horizontal support at $66,500 and $62,300.
On the topside, the next significant barrier aligns with the horizontal resistance at $85,000, and a daily close above this level would reopen the path toward fresh highs. In contrast, a break back through the EMA cluster would signal a deeper corrective phase within the broader uptrend.
BTC/USDT daily chartEthereum faces resistance near $2,550 markEthereum trades at $2,502 on Monday, maintaining a constructive bullish bias as price holds above the 50-day, 100-day, and 200-day EMAs clustered between roughly $2,090 and $2,190. The RSI near 65 suggests upside momentum remains in play, though the negative Moving Average Convergence Divergence (MACD) reading hints that the latest advance is losing some traction and could slip into consolidation before attempting fresh highs.
On the downside, initial support aligns with the nearby horizontal level at $2,500, ahead of the 50-day EMA around $2,192 and the 200-day EMA close to $2,183, which together form a key demand zone if a deeper pullback unfolds.
On the topside, the next notable resistance is the key $2,550 mark, ahead of the psychological $3,000 barrier, where a clear break would reopen the path toward broader continuation of the medium-term uptrend.
ETH/USDT daily chartXRP defends key 200-day EMAXRP price trades at $1.407 on Monday. XRP holds a constructive bias as price extends above the 50-day, 100-day, and 200-day EMAs, with the long-term 200-day EMA rising near $1.353 and reinforcing an underlying uptrend structure.
The RSI eases from prior overbought extremes to hover just below 60, suggesting bullish momentum is moderating but not broken. At the same time, the MACD slips marginally negative, hinting at consolidation rather than a completed top as long as price stays over the main moving average belt.
On the downside, immediate support is seen around the recent opening region and the 200-day EMA cluster near $1.353, ahead of a horizontal floor at $1.300. Meanwhile, deeper pullbacks would bring the 50-day and 100-day EMA zone around the mid-$1.200s into focus before a more distant base at $1.000.
On the topside, bulls face the next key hurdle at the horizontal resistance around $1.900, and a sustained break above this level would reopen the path toward higher highs within the prevailing daily uptrend.
XRP/USDT daily chart(The technical analysis of this story was written with the help of an AI tool. Know more.)
Cryptocurrency prices FAQs Token launches influence demand and adoption among market participants. Listings on crypto exchanges deepen the liquidity for an asset and add new participants to an asset’s network. This is typically bullish for a digital asset.
A hack is an event in which an attacker captures a large volume of the asset from a DeFi bridge or hot wallet of an exchange or any other crypto platform via exploits, bugs or other methods. The exploiter then transfers these tokens out of the exchange platforms to ultimately sell or swap the assets for other cryptocurrencies or stablecoins. Such events often involve an en masse panic triggering a sell-off in the affected assets.
Macroeconomic events like the US Federal Reserve’s decision on interest rates influence crypto assets mainly through the direct impact they have on the US Dollar. An increase in interest rate typically negatively influences Bitcoin and altcoin prices, and vice versa. If the US Dollar index declines, risk assets and associated leverage for trading gets cheaper, in turn driving crypto prices higher.
Halvings are typically considered bullish events as they slash the block reward in half for miners, constricting the supply of the asset. At consistent demand if the supply reduces, the asset’s price climbs.
Amendment Clears Threshold With Days to GoThe XRP Ledger is approaching a significant protocol upgrade. The fixCleanup3_3_0 amendment holds 82.86% validator support, with 29 of 35 validators casting yes votes, and is on track to activate on the mainnet on September 11 if that backing holds through the final days of the voting window.
The amendment entered voting on August 6 and first crossed the 80% support mark on August 28, triggering the two-week activation countdown. That countdown now has five days left to run.
Activation is not guaranteed. If support slips to 80% or below at any point, the amendment is rejected and the 14-day window resets from scratch. September 11 is the earliest possible date, not a fixed deadline.
What the Upgrade Actually ChangesThe fixCleanup3_3_0 amendment is a bundled collection of 11 fixes spanning Single Asset Vaults, the Lending Protocol, Automated Market Makers, the permissioned DEX, Checks and pseudo-accounts. Rather than introducing a new headline feature, the upgrade focuses on hardening existing functionality across several interconnected components.
Among the changes, freeze and deep-freeze checks are unified for transfers involving pseudo-accounts across multiple vault, AMM and lending transactions. The upgrade also addresses order-book edge cases: hybrid offers will no longer be removed from the open order book when the account that placed them loses access to a permissioned domain, and AMM liquidity will factor into quality estimates for permissioned DEX order books. Additional precision and rounding fixes apply to Single Asset Vaults and the Lending Protocol.
The amendment follows two earlier fix upgrades, fixCleanup3_1_3 and fixCleanup3_2_0, which activated on the XRPL mainnet in May and July respectively. The pattern reflects a steady maintenance cadence on the ledger's newer feature set, with each software release shipping a bundle of corrections that validators then vote through on their own schedule.
Under the XRP Ledger's amendment system, protocol changes are written into server software in a disabled state and stay disabled until validators vote them on. Once an amendment holds above 80% support for a continuous two-week period, it activates automatically and applies permanently to all subsequent ledger versions, with no hard fork or manual coordination required.
Sources:
U.Today: Five Days Left: Major XRP Fix Upgrade Set for September Activation
CoinOtag: XRP Ledger fixCleanup3_3_0 Nears Sept. 11 Activation at 82.86% Validator Support
XRPL.org: Known Amendments
The Bank for International Settlements (BIS) has initiated tests on the XRP Ledger (XRPL) to explore a blockchain-based system for verifying official statistics. The pilot aims to examine how efficiently the XRPL can anchor and authenticate statistical data, offering an immutable record without allowing any subsequent modifications to stored receipts.
Data authentication and blockchain technologyThe BIS working paper outlined two major advantages of the XRP Ledger: its low transaction fees and rapid consensus mechanism. Analysts also pointed to XRPL’s established operational history as a key factor driving the experiment.
According to BIS, the project is confined to handling statistical data, not payment or settlement functions. Researchers developed a proof-of-concept system that confirms the origination and integrity of disseminated official statistics through a metadata exchange.
By anchoring data on the XRPL, the BIS aims to ensure that published information can be independently verified, enabling users to check for any post-publication changes. This tamper-proof approach supports long-term data trustworthiness.
Ripple CEO Brad Garlinghouse remarked that growing institutional interest in XRPL does not come as a surprise. He emphasized the platform’s low fees, rapid settlement times, and proven record as essential qualities for such experiments.
Ripple’s leadership stressed the significance of the BIS partnership, noting that XRPL’s efficiency and reliability are among the primary drivers for institutions opting to test blockchain-based verification systems.
The BIS evaluation marks another step in the evolving adoption of blockchain solutions across traditional financial entities. While the current trials are strictly focused on statistical data rather than payment operations, the initiative underscores a broader industry movement towards distributed ledger technologies for secure data handling.
As discussions on tokenization gain momentum, traditional markets face a paradigm shift. Wall Street is increasingly engaging with Web3 technologies, with investors using platforms like 1stepSwap to directly hold tokenized shares of major U.S. companies, gold, and silver within their crypto wallets. By tokenizing real-world assets and leveraging algorithms that identify the best prices instantly, such platforms eliminate the need for intermediaries.
Technical approach: XRPL implementation detailsThe technical process at the center of the BIS’s trial involves converting each statistical data set into a unique cryptographic fingerprint, ensuring its integrity over time. Multiple fingerprints are combined using a Merkle tree structure, and the root value is then anchored on the XRPL for immutability.
Only the Merkle root is stored on-chain, utilizing XRPL’s validator-based consensus model rather than energy-intensive proof-of-work systems. This architecture ensures security and transparency while keeping operational costs low.
BIS researchers are continuing to assess the outcome of these ongoing tests. The decision on whether to proceed with a broader implementation or discontinue the project is expected soon.
The BIS project demonstrates how blockchain environments like the XRPL provide robust, tamper-proof methods for authenticating data, ensuring that official information remains reliable and unaltered after publication.
One billion tokens hit the open market on September 1. Instead of dumping, XRP rallied. The monthly escrow release that once spooked retail traders has become background noise for an asset that just logged its strongest on-chain quarter in years.
Summary
Ripple released 1 billion XRP (worth roughly $1.38 billion) from escrow on September 1, 2026, reducing locked supply to 31.28 billion tokens. XRP climbed 28.5% in August, its best August since 2021, touching $1.70 before settling near $1.42, absorbing the escrow release without flinching. Payment volume on the XRP Ledger surged 521% in a single week in late August, driven by larger institutional-scale transfers rather than retail activity. Spot XRP ETFs, approved in March 2026, pulled in $153.55 million in August alone, with $150.28 million arriving in the final two weeks. RLUSD, Ripple’s stablecoin, crossed $2.32 billion in market cap, cementing its position as the dominant stablecoin on XRPL and a growing force on Ethereum. For eight years, Ripple’s monthly escrow unlock has played out like clockwork. On the first day of every month, the XRP Ledger’s built-in escrow contracts release up to 1 billion XRP into Ripple-controlled wallets. Each time, a wave of anxious posts floods social media. Each time, traders brace for a dump that rarely arrives. And each time, the market moves on.
September 1, 2026, was no different in mechanics. Whale Alert flagged three transactions: 500 million, 400 million, and 100 million XRP, all released from escrow within minutes. The total haul was worth about $1.38 billion at the time. What was different, though, was everything around it.
XRP had just posted its best August in five years. Active addresses on the ledger were at all-time highs. Spot ETFs were pulling in nine-figure inflows. Ripple, freed from its four-year SEC battle, was signing deals with names like Deutsche Bank and JPMorgan. The billion-token release landed in a market that was not scared of it anymore, and for good reason.
This is the story of how the scariest thing about XRP became one of the least interesting.
The anatomy of a billion-token unlock The escrow program dates back to December 2017, when Ripple locked 55 billion XRP into time-based contracts on the XRP Ledger. The idea was straightforward: remove the supply overhang that critics used to argue XRP was centrally controlled. The protocol would release up to 1 billion tokens on the first of each month, and anything Ripple did not sell would go back into escrow at the end of the queue.
Nine years later, the program has released tens of billions of XRP. Ripple’s escrow balance has dropped from 55 billion to 31.28 billion as of the September release, according to crypto.news data on XRPL escrow mechanics. But the net effect on circulating supply has been modest. Ripple typically re-escrows 700 to 900 million XRP each month, leaving only 100 to 300 million for operational use, OTC liquidity deals, or institutional payments.
The math is simple. A billion tokens sound alarming. But when 70 to 90 percent go right back into lockup, the actual supply entering the market is a fraction of the headline number. Historical data backs this up: monthly escrow releases have produced average 7-day price swings of negative 3.1% to positive 1.7%, with 30-day volume bumps of 15 to 22 percent. Not nothing, but not the catastrophic sell events that early critics predicted.
Compare that to traditional equity markets. When a public company’s lockup period expires and insiders can sell, the stock often drops 5 to 15 percent in a single session. XRP’s monthly unlock is milder than a typical IPO lockup expiry. The difference is predictability. Everyone knows when the tokens are coming. Everyone knows how many. And everyone knows Ripple’s historical re-escrow behavior. There is no information asymmetry, which means there is no panic.
What changed in 2025 and 2026 is the market’s understanding of this pattern. Early on, every unlock triggered panic selling by traders who saw a billion-token dump incoming. Now the unlock is priced in, discussed in advance, and absorbed within hours. The September release barely moved the needle. XRP was trading at $1.38 when the tokens unlocked and was at $1.42 five days later.
August’s 28% rally and what powered it To understand why the escrow release landed softly, you need to understand what August looked like for XRP.
The token entered August near $1.10, having spent most of the summer in a grinding consolidation. By mid-August, something shifted. Whale accumulation picked up sharply. Spot ETF inflows, which had been trickling in since the March 2026 approvals, turned into a firehose. And on-chain metrics started flashing signals that had not appeared since the post-settlement euphoria of late 2025.
By August 28, XRP had touched $1.70, a 28.5% gain for the month and its strongest August performance since 2021. Nearly all the momentum arrived in the final two weeks, coinciding with $150.28 million in ETF inflows during that stretch. The total August ETF inflow figure hit $153.55 million, meaning the first half of the month contributed less than $4 million.
The pattern suggests institutional buyers, not retail speculators, drove the move. Retail volume on major exchanges actually declined slightly during the rally. The money came from funds, from ETF creation baskets, and from OTC desks serving institutional clients. That is a fundamentally different kind of buying pressure than the speculative waves that defined previous XRP rallies.
As of September 6, XRP sits near $1.42. It gave back some of the August gains, which is consistent with a historical pattern: in seven of the last eight years, XRP’s September has moved in the opposite direction of its August. Both times August rose, September fell, dropping 14% in 2020 and 19.6% in 2021. Whether that pattern holds this time depends on factors that previous Septembers did not have, including spot ETFs, institutional pipelines, and a Fed meeting on September 15 and 16 with fresh projections.
There is a reasonable argument that the seasonal pattern breaks this year. In 2020 and 2021, XRP had no ETFs, no regulatory clarity, and an active SEC lawsuit hanging over it. The buyers were almost entirely retail. This time, the August rally was driven by ETF creation baskets and OTC institutional flows. That type of capital does not rotate out on a monthly candlestick pattern. It stays because it was allocated with a multi-quarter or multi-year time horizon. The seasonal bears might be right on a short-term pullback, but calling for a 15 to 20 percent September decline requires ignoring every structural change that has happened in the past 12 months.
The 521% payment volume spike, explained On August 26, the XRP Ledger recorded a payment volume surge that grabbed headlines: a 521.1% increase, pushing daily payment volume to roughly 488.4 million XRP. Numbers like that sound transformative. The reality is more nuanced, but still meaningful.
The number of individual payment transactions actually fell 10.5% that day, to around 388,900. What spiked was the size of each transaction. Fewer payments, but each one carrying dramatically more value. This points to institutional or enterprise-scale activity: treasury movements, cross-border settlement batches, or large OTC transfers.
Crypto.news reported that XRP had its best month since the SEC settlement, and the on-chain data supports that framing. Active addresses on the XRP Ledger hit 2.26 million in August, more than double July’s 1.02 million. The 7-day moving average for daily active addresses reached 1.34 million, a new all-time high, surpassing the previous record of 1.22 million set in March 2025.
JUST IN: Ripple Prime expands HyperLiquid integration with HIP-3 symbols, institutions now get onchain perps for gold, silver & oil pic.twitter.com/bH77x5ClGu
— crypto.news (@cryptodotnews) March 31, 2026 Total value locked on the XRP Ledger rose from $32.31 million in July to $44.42 million in August. That figure looks small compared to Ethereum or Solana, but the trajectory matters more than the absolute number. XRPL was never designed to be a DeFi playground. Its core use case is payments, and the payment volume numbers tell a story of growing real-world usage at scale.
The 521% spike was not a sign that XRPL usage sextupled overnight. It was a sign that the entities using the ledger are moving bigger money. And bigger money, in the world of cross-border payments, is precisely what Ripple has been building toward for a decade.
Post-settlement Ripple is a different company On August 11, 2025, the SEC and Ripple Labs jointly dismissed their appeals, ending a legal battle that had consumed both parties since December 2020. Ripple paid $125 million in fines. XRP spiked 11% on the news. But the real impact was not the price jump. It was what happened in the months after.
The settlement preserved a crucial judicial ruling: XRP sold on public exchanges does not qualify as a security. Institutional sales remain subject to securities law, but the secondary market got a clean bill of health. That distinction gave XRP a level of regulatory clarity that most competing tokens still lack, and it opened doors that had been bolted shut for years.
Within months of the settlement, Ripple closed its $1.25 billion acquisition of Hidden Road, creating the first crypto-native global prime brokerage. The deal, announced in April 2025 and closed in October, brought clearing, financing, and multi-asset market access under the Ripple umbrella. Hidden Road, now operating as Ripple Prime, has tripled in size since the acquisition, with client collateral doubling and average daily transactions climbing past 60 million.
Ripple did not stop there. The company went on an acquisition spree, spending roughly $4 billion total on deals including GTreasury, Rail, Standard Custody, and Palisade. It secured conditional approval for a national trust bank. It raised at a $50 billion valuation. This is not the scrappy fintech startup that spent four years fighting the SEC. This is a company building a full-stack financial infrastructure play, and the settlement made all of it possible.
The ETF effect and institutional pipeline When the SEC approved multiple spot XRP ETFs in March 2026, skeptics wondered whether anyone would actually buy them. Bitcoin and Ethereum ETFs had the advantage of broad name recognition. XRP was the asset that had been labeled a potential security for years. Would institutional allocators touch it?
The answer came quickly. Within 60 days, cumulative inflows into spot XRP ETFs exceeded $1.5 billion, making them the fastest crypto ETF category to reach that milestone since the Ethereum ETF launch in 2024. Products from Bitwise, 21Shares, and Canary Capital led the pack.
The approval was made possible by two regulatory shifts. The CLARITY Act, which passed in early 2026, provided the legislative framework for digital commodity classification. And the SEC and CFTC jointly classified XRP as a digital commodity under the same framework used for Bitcoin and Ethereum spot ETFs. For institutional investors who had been waiting for unambiguous legal status before allocating, the ETF approvals were the green light.
The corporate treasury pipeline also opened. Evernorth now holds $1 billion in XRP reserves. Trident Digital Tech Holdings holds $500 million. Webus International added $300 million. These are not speculative bets by crypto-native funds. These are corporate balance sheet allocations, the kind of money that tends to stay put.
Institutional trading volumes spiked 208% following the settlement and ETF approvals, reaching $12.40 billion. That volume has not retreated much since. The market structure around XRP has shifted from retail-dominated to institutionally anchored, and that shift explains why events like the monthly escrow unlock barely register anymore.
RLUSD and the stablecoin flywheel Ripple’s stablecoin, RLUSD, launched in December 2024. By September 2026, it has reached a $2.32 billion market cap, with $963 million issued on the XRP Ledger and $1.1 billion on Ethereum. For context, it took USDC years to reach that level. RLUSD did it in under two years.
The growth is not accidental. Ripple wired RLUSD directly into its institutional infrastructure. Through Ripple Prime (the rebranded Hidden Road), RLUSD became the first stablecoin to enable cross-margining between digital assets and traditional markets. Institutional clients using Ripple Prime can post RLUSD as collateral for FX, derivatives, and fixed income trades. That is not a crypto use case. That is a capital markets use case, and it explains why the stablecoin is growing so fast.
Transfer volume hit $18.4 billion in Q1 2026 alone, with more than 55% of that activity concentrated in March. RLUSD now holds 88% of all stablecoin liquidity on the XRP Ledger. Partnerships with Mastercard, JPMorgan, OKX, and Ondo Finance have expanded its reach into spot trading, derivatives, and tokenized finance.
The flywheel works like this: more RLUSD adoption means more transaction volume on XRPL, which means more demand for XRP as a bridge asset, which attracts more institutional participants, who bring more RLUSD demand. Each piece reinforces the others. And unlike speculative token demand, stablecoin-driven demand tends to be sticky. Once a treasury operation is built around RLUSD rails, switching costs are high.
The partnership map Ripple’s partnership strategy in 2026 reads like a company that no longer needs to prove it belongs in traditional finance. It is already there.
February 2026 was the landmark month. Deutsche Bank integrated Ripple’s payment infrastructure for cross-border transfers and FX operations. Aviva Investors partnered to tokenize fund structures on the XRP Ledger. Societe Generale’s SG-FORGE launched its euro stablecoin EURCV on XRPL. Zand signed on for stablecoin solutions. Figment expanded custody services.
In July, the next wave arrived: Mastercard, JPMorgan, OKX, and Ondo Finance. Each partnership targets a different piece of the financial stack. Mastercard brings card network integration. JPMorgan brings interbank settlement. OKX brings exchange liquidity. Ondo Finance brings tokenized treasuries.
In Asia, Ripple secured its third Korean partnership with Jeonbuk Bank for cross-border transfers, following deals with K Bank and Kyobo Life Insurance. Ripple Payments now handles more than $15 billion a month through on-demand liquidity, working with over 300 institutions across 55 countries.
The XRP Ledger itself is evolving. Ripple’s FinTech Builder Program supports startups building institutional-grade applications on XRPL, providing structured support from product design through market launch. The ledger has processed 2 million AI-agent payments, a small but growing use case as autonomous agents need fast, cheap settlement rails. When two AI systems need to settle a microtransaction in under four seconds with fees measured in fractions of a cent, the XRP Ledger is one of the few networks that can do it without congestion or fee spikes. Upcoming protocol upgrades include enhanced privacy features, improved programmability, and greater interoperability with other blockchains using zero-knowledge technology, with on-chain lending as a major development focus.
The AI payments angle deserves attention. Ripple Payments handled $1.3 trillion in transactions in Q2 2025 alone, working with more than 300 institutions across 55 countries and moving roughly $15 billion a month through on-demand liquidity. If even a small fraction of AI-agent commerce routes through XRPL over the next two years, the transaction volume numbers will look very different than they do today.
Three conditions analysts say XRP needs for sustained recovery are all being met: regulatory clarity, institutional adoption, and network utility growth. The question is no longer whether XRP has a use case. It is whether the market will price the use case in before or after the next macro catalyst.
Why the escrow narrative died There was a time, not long ago, when Ripple’s escrow program was the single biggest bear case against XRP. Critics argued that 1 billion tokens hitting the market every month created permanent sell pressure. They pointed to Ripple’s balance sheet, which held (and still holds) billions of XRP, as evidence that the company was dumping on retail investors.
That narrative has collapsed for three reasons.
The re-escrow rate has been consistent. Ripple has re-locked 70 to 90 percent of every monthly release for years. The net addition to circulating supply is a fraction of the headline number. In January 2026, Ripple re-escrowed roughly 700 million of the 1 billion released. The pattern has been so consistent that it is now baked into every serious valuation model.
The market grew into the supply. When the escrow program started in 2017, XRP’s total market cap was a fraction of what it is today. A billion-token release represented a meaningful percentage of daily volume. Now, with XRP’s market cap around $82 billion and daily trading volume regularly exceeding $1 billion, the monthly release is proportionally much smaller. The market can absorb it without disruption.
Institutional demand created a floor. ETF creation baskets, corporate treasury allocations, and Ripple Prime’s collateral requirements all create ongoing demand for XRP. That structural demand did not exist in 2018 or 2020 or even 2024. It exists now, and it acts as a sponge for newly unlocked supply.
The escrow unlock is not bullish or bearish. It is a scheduled, predictable, well-understood event in a market that has moved far beyond the point where supply-side scares drive prices. The September 1 release proved it. A billion tokens were unlocked, and XRP went up.
What to watch The next few weeks will determine whether XRP holds its August gains or follows the historical September pattern of giving them back. Here are the signals that matter:
Fed meeting, September 15 to 16. The Federal Reserve’s September meeting includes fresh economic projections and a dot plot update. A dovish shift could fuel risk assets broadly. A hawkish surprise would pressure everything, including XRP.
ETF flow direction. August saw $153.55 million in inflows. If September maintains that pace, XRP likely holds above $1.35. If flows reverse, the $1.20 support level comes into play.
RLUSD market cap trajectory. The stablecoin crossing $2.5 billion would signal continued institutional adoption. A stall or decline would raise questions about the sustainability of the XRPL flywheel.
On-chain activity. Active addresses staying above 1.3 million on a 7-day average would confirm that August was a structural shift, not a temporary spike.
Ripple Prime volume. Hidden Road’s rebranded prime brokerage is processing 60 million daily transactions. Growth in that number is a direct proxy for institutional engagement with the Ripple ecosystem.
October 1 escrow release. Another billion tokens will unlock. The market’s reaction, or lack of reaction, will confirm whether the escrow narrative is truly dead or merely dormant.
Disclaimer: This article is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Cryptocurrency investments carry significant risk, including the potential loss of principal. Always conduct your own research and consult with a qualified financial advisor before making investment decisions. Published September 7, 2026.
How much XRP did Ripple unlock from escrow on September 1, 2026? Ripple released exactly 1 billion XRP from escrow on September 1, 2026, in three separate transactions of 500 million, 400 million, and 100 million tokens. At the time of release, the tokens were worth approximately $1.38 billion. Ripple’s total escrow balance dropped from 32.28 billion to 31.28 billion XRP as a result.
Does the monthly escrow unlock crash XRP’s price? Historical data shows that monthly escrow releases produce average 7-day price swings of negative 3.1% to positive 1.7%. The September 2026 release had essentially no negative impact, with XRP trading higher five days after the unlock. Ripple typically re-escrows 700 to 900 million XRP each month, so the net supply entering the market is 100 to 300 million tokens, not the full billion.
What are XRP spot ETFs and how much money have they attracted? The SEC approved multiple spot XRP exchange-traded funds in March 2026, including products from Bitwise, 21Shares, and Canary Capital. Within 60 days, cumulative inflows exceeded $1.5 billion. In August 2026 alone, spot XRP ETFs attracted $153.55 million in new investment, with the majority arriving in the final two weeks of the month.
What is RLUSD and why does it matter for XRP? RLUSD is Ripple’s USD-backed stablecoin, launched in December 2024. It has reached a $2.32 billion market cap, with tokens issued on both the XRP Ledger and Ethereum. RLUSD matters because it drives transaction volume on XRPL, creates demand for XRP as a bridge asset, and serves as institutional collateral through Ripple Prime. It holds 88% of all stablecoin liquidity on the XRP Ledger.
How did the Ripple SEC settlement affect XRP? The SEC and Ripple jointly dismissed their appeals in August 2025, ending a legal battle that began in December 2020. Ripple paid $125 million in fines. The settlement preserved a key ruling: XRP sold on public exchanges is not a security. This gave XRP regulatory clarity that most competing tokens lack and opened the door for ETF approvals, corporate treasury allocations, and institutional adoption at scale.
What caused the 521% payment volume surge on the XRP Ledger? On August 26, 2026, payment volume on the XRP Ledger spiked 521.1% to roughly 488.4 million XRP. The surge was driven by larger individual transactions rather than more transactions (the number of payments actually fell 10.5%). This pattern suggests institutional or enterprise-scale activity, such as treasury movements or cross-border settlement batches, rather than a broad increase in retail usage.
What is Ripple Prime and how does it relate to XRP? Ripple Prime is the rebranded Hidden Road, which Ripple acquired for $1.25 billion in 2025. It is the first crypto-native global prime brokerage, offering institutional clients clearing, financing, and access to FX, derivatives, fixed income, and digital asset markets. Hidden Road migrated its post-trade activity to the XRP Ledger and uses RLUSD for cross-margining, creating structural demand for both XRP and RLUSD.
Is XRP a good investment right now? XRP is in a stronger structural position than at any previous point in its history, with regulatory clarity, approved spot ETFs, institutional adoption, and growing network utility. The token trades near $1.42 as of September 6, roughly 57% below its July 2025 cycle high of $3.65. Whether it represents a good investment depends on individual risk tolerance, time horizon, and portfolio allocation strategy. This is educational analysis, not investment advice.
Is XRP a good investment right now? XRP is in a stronger structural position than at any previous point in its history, with regulatory clarity, approved spot ETFs, institutional adoption, and growing network utility. The token trades near $1.42 as of September 6, roughly 57% below its July 2025 cycle high of $3.65. Whether it represents a good investment depends on individual risk tolerance, time horizon, and portfolio allocation strategy. This is educational analysis, not investment advice.
Ripple has expanded XRP’s presence in major U.S. college sports through a multi-year sponsorship with the University of Florida that will put the token’s logo on the field at Ben Hill Griffin Stadium.
Summary
Ripple has signed a multi year partnership with the University of Florida that will put XRP branding on the football field at Ben Hill Griffin Stadium. The deal covers digital properties and event signage, while Ripple will support financial and technology education for student athletes and the campus community. Florida becomes Ripple’s latest major college sports partner after the company put XRP branding on University of Kansas athletics uniforms earlier this year. XRP traded near $1.41 on Friday as spot XRP ETF demand cooled, with cumulative net inflows remaining around $1.6 billion. Florida Athletics said Friday that XRP branding will appear on the football field at the 88,548-seat stadium beginning this season, while the partnership will extend to digital properties and event signage across Gainesville.
Financial terms were not disclosed. Ripple has committed to supporting financial and technology education for student-athletes and the university community, covering subjects across traditional finance and digital assets.
The agreement gives Ripple another major college athletics sponsorship only two months after it signed a similar deal with the University of Kansas.
XRP branding is coming to the Swamp At Florida, Ripple is pairing XRP marketing with educational programs designed for students and athletes. The arrangement places the cryptocurrency inside one of the largest college sports programs in the Southeastern Conference.
University of Florida Director of Athletics Scott Stricklin said the school has a history of adopting technology to improve its programs and fan experience.
“Ripple has established itself as an innovative leader in financial technology, and we’re excited to welcome XRP to Gator Nation,” Stricklin said.
The field placement will give XRP exposure during Florida Gators home football games at Ben Hill Griffin Stadium, commonly known as the Swamp. Digital placements and event signage will keep the branding visible outside football games during the multi-year agreement.
Ripple has already tested the college sports strategy at another major NCAA program. As crypto.news previously reported, the company signed a five-year sponsorship with the University of Kansas in July that put XRP branding on Jayhawks athletics uniforms.
The Kansas agreement covered football, basketball and other university teams, making XRP the first cryptocurrency to appear on the jerseys of a major NCAA Division I athletics program. Ripple CEO Brad Garlinghouse, a University of Kansas alumnus, publicly promoted the partnership after it was announced.
Education was part of that agreement as well, with Ripple extending its existing relationship with the university into athletics, financial education and blockchain research.
Ripple expands its XRP college sports strategy Ripple’s move into college athletics has drawn attention beyond the two university partnerships.
After the Kansas deal, Ripple CTO Emeritus David Schwartz defended XRP advertising in college sports after critics questioned whether cryptocurrency promotion should face tighter restrictions.
Schwartz argued in July that truthful advertising for XRP receives commercial speech protections under the First Amendment, citing previous U.S. Supreme Court rulings involving advertising for lawful products. Commercial speech can still be regulated under U.S. law, meaning those protections do not prevent every potential restriction on advertising.
The Florida agreement takes the strategy from uniforms to the playing field itself. Ripple has not disclosed whether more college programs are being considered for similar partnerships.
The sponsorship campaign is running alongside a much larger expansion of Ripple’s financial infrastructure businesses, including payments, custody, corporate treasury services and its Ripple USD stablecoin.
RLUSD crossed $2 billion in market capitalization in August, less than two years after its December 2024 launch, according to Ripple. Nearly $1 billion of the stablecoin had been issued on the XRP Ledger when the company announced the milestone.
Standard Custody issues RLUSD under New York regulatory oversight, while Ripple has been building stablecoin settlement and treasury products around the asset.
XRP price holds near $1.41 XRP’s market reaction has been limited despite the new Florida sponsorship.
The token traded near $1.41 on Friday, gaining 0.6% over the previous 24 hours, according to CoinGecko data cited in the original report. XRP was up roughly 34.9% over the past 30 days but remained approximately 49.8% lower over the past year.
Institutional demand through U.S. spot XRP exchange-traded funds has cooled after becoming a major source of inflows earlier in 2026.
ETF flows were essentially flat on Sept. 4 after the funds recently ended an inflow streak. Cumulative net inflows remained close to $1.6 billion, while Decrypt’s XRP ETF tracker classified market sentiment as neutral.
The slowdown had already become visible in August. Weekly U.S. spot XRP ETF net inflows fell 93% from $14.86 million to $1.01 million during the week ending Aug. 8.
Regulated XRP products have continued appearing in U.S. fund filings despite the weaker pace of fresh capital. SEC filings dated Aug. 27 and Aug. 28 listed three XRP-linked ETFs, including ProShares products and a Cyber Hornet strategy fund combining S&P 500 equities with XRP exposure.
Seven U.S. spot XRP ETFs had accumulated $1.57 billion in net inflows by Aug. 24.
Ripple builds visibility outside crypto markets The Florida and Kansas agreements put XRP branding in front of college sports audiences while Ripple continues developing businesses that do not depend exclusively on the token.
Over the past several years, the company has moved into custody, stablecoin payments, prime brokerage and corporate treasury management through product launches and acquisitions. RLUSD has become part of that strategy as Ripple develops payment and settlement services for institutions.
Ripple launched enterprise tools earlier this year that allow corporate finance teams to manage fiat currencies, RLUSD, XRP and other digital assets within existing treasury workflows. The platform builds on the company’s acquisition of treasury management software provider GTreasury.
XRP remains closely associated with Ripple’s public identity despite the company’s expansion into other financial products. The Florida partnership continues that association by promoting XRP itself, not Ripple’s stablecoin or one of its institutional services.
The University of Kansas agreement followed the same approach, placing XRP branding directly on athletic uniforms while combining the sponsorship with blockchain and financial education programs.
At Florida, the logo will move onto the football field this season, accompanied by digital branding and event signage throughout the multi-year partnership.
Crypto analyst Philanthrop has argued that the current focus on $XRP price fluctuations between $1 and $10 distracts from what he sees as the token’s long-term potential. According to Philanthrop, a fundamental transformation for XRP will only occur if the cryptocurrency reaches an unprecedented $1,000 valuation.
Retail trading versus institutional infrastructurePhilanthrop draws a clear distinction between XRP’s function as a retail trading asset and its possible future as institutional infrastructure. He views the $1–$10 price range as typical of retail assets—driven by sentiment, short-term trades, and speculation.
In this band, investors buy and sell based on daily moves, technical signals, and momentum. The price action is largely determined by how individual traders react to market swings. This environment, Philanthrop suggests, is straightforward and familiar to anyone observing retail crypto markets.
However, Philanthrop claims that if XRP’s value were to surpass $1,000, a different scenario would unfold. He describes this level as “infrastructure pricing,” indicating that XRP would evolve from a speculative asset to a fundamental tool for large-scale, institutional value transfer.
He notes that, in such a scenario, XRP’s value would be based less on speculative excitement and more on the necessity for institutions to move substantial sums efficiently. The pricing framework, in this case, derives from utility and volume rather than retail psychology.
Utility-driven value and the Bitcoin cyclePhilanthrop contends that XRP’s path toward $1,000 would require a reimagining of its use case in global finance. He outlines a scenario in which XRP becomes indispensable for cross-border settlements, driving demand among financial institutions rather than retail traders.
To support his argument, Philanthrop references recurring Bitcoin cycles consisting of multi-year bull runs and corrections. He suggests that these patterns could set a precedent for similar movements in XRP, particularly if the asset gains new levels of adoption within financial infrastructure.
The analyst cautions that present-day observers often misprice XRP due to their focus on current market conditions and retail trading behavior. He characterizes this as “the biggest mistake,” emphasizing that potential future utility could eclipse all previous valuation models.
Acceleration in crypto and real-world asset tokenizationWhile digital assets like $XRP remain closely monitored by both retail and institutional players, Philanthrop’s framework emphasizes the importance of watching critical transition points and major resistance levels. In broader financial markets, the adoption of Web3 platforms such as 1stepSwap is accelerating changes in how assets are held and transacted. Investors now directly store shares of major U.S. companies, gold, and silver in crypto wallets, bypassing traditional brokers. This shift is powered by real-world asset tokenization and automated pricing technologies that remove intermediaries and enable direct, instantaneous market exposure.
Roadmap to institutional adoptionPhilanthrop points out that the transition from $2 to $3 in XRP’s price is less significant than a transformation from retail use to institutional necessity. He is explicit in stating that this shift has not yet happened, but considers it the critical trend to observe. If XRP’s operational role expands, the pricing mechanisms, he says, would dramatically change to reflect new forms of demand and utility.
Timing also plays a role. Philanthrop believes that if the transition does take place, retail participants may only become aware of it after significant repricing has already begun. This, he suggests, could mean that the most meaningful phase of price development arrives discreetly and catches many off guard.
He asserts that as soon as XRP pivots from speculation to critical infrastructure in financial settlements, its valuation will be recalculated according to entirely new criteria. At that point, retail trading patterns will have little influence on overall price discovery.
A self-made billionaire couple gave San Francisco State University a $25 million gift, with a large portion of the donation made in XRP, making it one of the biggest cryptocurrency contributions to US higher education at the time.
Chris Larsen, an SF State alumnus, and his wife Lyna Lam donated to the Rippleworks Foundation in April 2019. The gift established funds for the university’s College of Business and supported new initiatives focused on innovation, entrepreneurship and financial technology. According to San Francisco State University, the XRP contribution was the institution’s first digital asset donation and ranked among the largest digital asset gifts made to a US university.
The donation also led California State University to rename the College of Business the Lam Family College of Business. The couple had supported SF State since 2001, with previous contributions exceeding $800,000 for scholarships, education, science and business initiatives.
How did San Francisco State get its first $25 million XRP donation
In April 2019, San Francisco State University President Leslie E. Wong announced the $25 million donation from Chris Larsen, Lyna Lam and the Rippleworks Foundation.
The gift established the Chris Larsen and Lyna Lam Funds for the College of Business, intended to strengthen the college’s ability to respond to changes in the business sector. The university said the contribution would also help prepare students for careers as business innovators and entrepreneurs.A large portion of the donation was made in XRP, which the university described as the first digital asset donation in SF State’s history.
The gift was also among the largest donations made in digital assets to a US university at the time. The use of XRP distinguished the contribution from conventional university donations made through cash, securities or other traditional assets. At the same time, the funds were directed towards the university’s business education and innovation programmes.
Image AI generated
The $25 million gift led to a college renaming
The contribution also resulted in the renaming of San Francisco State University’s College of Business.
California State University announced that the college would become the Lam Family College of Business in recognition of the Lam-Larsens’ long-term support and generosity. Chris Larsen, who graduated from SF State with a Bachelor of Science degree in 1984, and Lyna Lam had supported the university since 2001.The $25 million contribution was part of the couple's broader record of giving. Larsen and Lam had donated more than $800,000 to scholarships, education, science and business initiatives across the university, in addition to their gifts to the College of Business.
Their previous support included the Chris Larsen Scholarship Fund in the Graduate College of Education and funding for initiatives in the Biology Department within the College of Science and Engineering.
Donation launched five new business initiatives
Part of the donation established the Lam-Larsen Fund for Global Innovation. The fund was created to bring students, faculty, alumni and outside experts together across disciplines to exchange ideas, explore entrepreneurship and work on solutions to practical problems.
The university said the programme was intended to encourage global awareness while helping students develop an understanding of innovation and responsible business leadership.The fund supported five new initiatives within the College of Business: the Innovation and Entrepreneurship Initiative, Emerging and Developing Economies Initiative, Financial Technology Initiative, Business and Education Technology Initiative, and Centre for Workforce of the Future.
These initiatives were designed to expand opportunities for students and faculty to work across areas including entrepreneurship, financial technology, education technology and workforce development.
Gift honoured Lyna Lam’s family history
The university’s account of the donation also links the Lam-Larsen family’s support to Lyna Lam’s family history. The Lam family, including Lyna’s father Quang Lam, left Cambodia after he led his family’s escape from war and genocide.
The family spent time in refugee camps in Thailand and the Philippines before immigrating to the United States and settling in the Bay Area. The university said the Lam Family College of Business was named in honour of Lyna’s family at Chris Larsen’s recommendation.The $25 million donation was also a lead gift for SF State’s BOLD Thinking campaign. The campaign was more than 90 per cent funded when the donation was announced. The university said the contribution was intended to support its efforts in business innovation and entrepreneurship, while building on the Lam-Larsens’ previous financial support for scholarships and academic programmes.
Key Takeaways On September 1, 2026, Ripple executed its monthly escrow release of 1 billion XRP tokens valued at approximately $1.38 billion, leaving 31.28 billion tokens still locked. August 2026 saw XRP climb 28.5%, marking its strongest August performance since 2021, with prices reaching $1.70 before stabilizing around $1.42. The XRP Ledger experienced a massive 521% surge in payment volume during a single week in late August, primarily from large-scale institutional transactions. XRP-focused spot ETFs attracted $153.55 million throughout August, with the majority of capital flowing in during the month’s second half. Ripple’s stablecoin RLUSD surpassed $2.32 billion in market capitalization, establishing itself as the leading stablecoin on the XRPL ecosystem. On the first day of September 2026, Ripple executed another scheduled release of 1 billion XRP tokens from escrow. The market barely flinched.
What traders once viewed with apprehension has evolved into routine market activity. The unlock occurred through three separate transactions totaling 500 million, 400 million, and 100 million XRP, all executed within a narrow timeframe. Combined, these tokens represented approximately $1.38 billion in value. When the release occurred, XRP traded at $1.38, and by five days afterward, the price had climbed to $1.42.
Ripple initiated this escrow mechanism in December 2017, securing 55 billion XRP in time-locked smart contracts designed to address market concerns regarding supply concentration. The protocol releases up to 1 billion tokens monthly, though Ripple routinely places 700 to 900 million back into escrow, resulting in just 100 to 300 million entering actual circulation.
This structure means the genuine monthly supply increase represents only a small percentage of the announced figure. Analysis of past releases reveals that 7-day price fluctuations typically range from -3.1% to +1.7%. Currently, 31.28 billion tokens remain secured in escrow contracts.
August Performance Established Bullish Momentum XRP began August trading near $1.10 and surged 28.5% through month’s end, briefly touching $1.70 on August 28. This represented the token’s most impressive August performance in five years.
XRP Price Institutional capital, rather than retail speculation, powered this upward movement. Spot XRP ETFs, which received regulatory approval in March 2026, accumulated $153.55 million throughout August, with $150.28 million of that total arriving exclusively during the month’s final fourteen days. Meanwhile, retail trading volume on traditional exchanges experienced a slight contraction during the same rally period.
Total ETF inflows have now reached $1.68 billion since inception, with aggregate net assets standing at $1.48 billion. On September 4, XRP ETF products registered zero net daily flows, though asset values remained stable.
$XRP LOOKS INCREDIBLE. 🔥🔥
The macro downtrend is broken.
The rounded bottom is complete.
Multiple measured moves point toward the same target.
RECLAIM $1.50 AND $2.30 WILL COME FASTER THAN EXPECTED. 💥📈 pic.twitter.com/y1qlF3yFE2
— XRP Update (@XrpUdate) September 6, 2026
Network Activity Reaches Unprecedented Heights The XRP Ledger saw active addresses climb to 2.26 million during August, representing more than a 100% increase from July’s 1.02 million figure. The rolling 7-day average for daily active addresses achieved 1.34 million, establishing a new all-time peak.
Payment volume exploded 521% within a single week during late August, driving daily transaction volume to approximately 488.4 million XRP. Interestingly, the total count of individual transactions decreased 10.5%, indicating that fewer but substantially larger transfers occurred — a characteristic signature of institutional or enterprise-level operations.
Total value locked within the XRPL ecosystem expanded from $32.31 million in July to $44.42 million by August’s conclusion.
Market analyst Celal Kucuker shared on X that XRP’s technical structure “looks amazing,” identifying multiple chart formations all converging on a $2.30 price target, suggesting this level “could come sooner than expected” should XRP successfully reclaim the $1.50 threshold.
As of September 7, XRP maintains its position near $1.42, successfully defending the critical $1.40 support zone. The Senate postponed consideration of the CLARITY Act once more before entering recess, introducing additional regulatory ambiguity. Legislative sessions resume September 14, with the Federal Reserve scheduled to convene September 15–16.
American political commentator Alex Jones has expressed concerns about a potential scenario in which the US government could impose restrictions on XRP ownership. His remarks sparked a debate with XRPL validator Vet regarding the security of self-custodied XRP.
Government Restriction Scenario Raises DebateDuring a recent broadcast, Jones addressed a question from a listener about whether governments could seize individual holdings of XRP. He played a recording that described a situation where lawmakers might classify XRP as a banking asset and, as a result, limit or ban private ownership.
The speaker on the clip pointed to the US government’s 1933 prohibition on private gold ownership as an example of how authorities previously restricted asset possession. The hypothetical scenario suggested that similar regulations could be applied to crypto assets like XRP in the future.
Discussing precautionary measures, the speaker advised, “Put it in an LLC then put that inside a trust,” referencing the use of legal structures to help protect digital assets in the event of stricter rules.
However, the commentary clarified that current US law does not prevent individuals from owning XRP. The exchange focused on the possibility of future, not present, policy shifts.
Vet Defends Self-Custody and XRPL’s DesignVet, an active validator on the XRP Ledger, responded to Jones’s discussion by posting the broadcast clip on X and offering a different viewpoint regarding self-custodied XRP. XRPL, also known as the XRP Ledger, is a decentralized blockchain network designed for fast, low-cost international payments.
Mini dictionary: XRPL Validator, an individual or entity that operates a server on the XRP Ledger to help confirm transactions and uphold the network’s decentralized security and consensus mechanism.
Vet asserted that XRP in self-custody wallets cannot be seized by the US government or any other party, as long as the individual controls their private keys. He added that the decentralized nature of the XRP Ledger prevents authorities from censoring transactions or unilaterally freezing accounts on the protocol.
The US government can’t seize XRP you hold in self-custody. No one can as long as only you hold your keys, the US can’t censor transactions either on the XRPL.
Vet also challenged the notion that XRP could only be held or controlled by banks, emphasizing the decentralized and permissionless structure of the network.
Clarification and Accurate Reporting of ClaimsFollowing the exchange online, Jones clarified that his comments were not intended as criticism of XRP or its community. He stated that he was simply responding to community questions and did not oppose the digital asset.
I am not against XRP! I was just responding to questions.
Vet acknowledged Jones’s clarification, agreeing that discussion around decentralized monetary systems is valid. He also requested that Jones revise part of his earlier statements regarding alleged government and central bank adoption of XRP. Vet noted that current evidence does not verify claims of official institutional use of XRP at the scale referenced by Jones, and suggested this comment should be amended to reflect the facts.
Focus Remains on Self-Custody and Regulatory RiskThe conversation evolved to center on the distinction between possible future regulation and the inherent safeguards of self-custody. While Jones raised the prospect of legal changes that could mimic historical precedents, Vet repeatedly highlighted that ownership of assets on decentralized networks like XRPL is fundamentally protected by private key control.
Public discussion on this topic continues to circulate among XRP holders, many of whom look to both legal precedent and the technical architecture of the XRP Ledger in assessing the security of their holdings.
Ripple, the company behind the XRP Ledger, conducted its scheduled monthly release of 1 billion XRP tokens on September 1, 2026. The tokens, valued around $1.38 billion, were distributed across three transactions: 500 million, 400 million, and 100 million XRP. This regular unlock event no longer shakes the market, as participants have largely grown accustomed to the monthly supply injections.
Ongoing Escrow MechanismRipple implemented its escrow program in December 2017 to address concerns about concentrated token supply. The system locks XRP tokens in time-based smart contracts, systematically releasing up to 1 billion coins each month.
Despite these unlocks, Ripple consistently re-locks a significant portion back into new escrows. On average, 700 to 900 million XRP return to escrow after each release, with only about 100 to 300 million effectively increasing the circulating supply each month.
As of September 2026, 31.28 billion XRP tokens remain secured in escrow. Market analysis shows that regular monthly releases have minimal short-term impact, with seven-day price shifts typically ranging between a 3.1% drop and a 1.7% gain. XRP traded at $1.38 during the latest unlock and reached $1.42 within five days.
The escrow release system means that each month, even when 1 billion XRP is unlocked, only a small portion actually enters broader circulation, with the majority returned to long-term holding.
August Rally Boosted by Institutional InterestAugust 2026 marked a strong performance for XRP, which began the month near $1.10 and climbed 28.5% to briefly touch $1.70 before settling around $1.42. This was the most significant August rally for XRP since 2021.
Data indicates that institutional flows led this upward move. Spot XRP exchange-traded funds (ETFs), launched in March 2026, drew a total of $153.55 million in August, with $150.28 million coming in during the final two weeks. Meanwhile, retail trading activity on centralized exchanges contracted slightly.
Total inflows into XRP spot ETFs have now reached $1.68 billion since launch, with net assets reaching $1.48 billion. On September 4, these funds recorded zero daily net inflows, suggesting stabilized demand after significant August interest.
On-Chain Metrics and Network ActivityThe XRP Ledger saw notable spikes in activity over the past month. The number of active addresses surged to 2.26 million in August, more than doubling July’s 1.02 million. The rolling seven-day average for daily active addresses reached 1.34 million, an all-time peak for the network.
Late August brought a 521% jump in payment volume for one week, pushing daily transaction volumes to roughly 488.4 million XRP. Despite the surge in volume, the actual number of transactions fell by 10.5%, reflecting the dominance of large institutional transfers. As a result, total value locked (TVL) within the XRPL ecosystem also increased, moving from $32.31 million in July to $44.42 million at the end of August.
MetricJuly 2026August 2026Active addresses1.02 million2.26 millionPayment volume (weekly increase)–+521%Daily transactions–-10.5%Total value locked$32.31 million$44.42 million Technical analysts observe that XRP’s current price structure could pave the way for another rally. Some point to chart patterns converging on a $2.30 target if the token can firmly reclaim the $1.50 resistance.
XRP continues to defend the crucial $1.40 support level, trading near $1.42 as of September 7. Regulatory uncertainty persists after the Senate delayed the CLARITY Act before entering recess. Legislative activity is set to resume on September 14, while the Federal Reserve’s next meeting is scheduled for September 15–16.
Mini dictionary: XRPL (XRP Ledger), the decentralized, open-source blockchain built for cross-border payments and digital asset transactions, serves as the infrastructure behind the XRP cryptocurrency and powers various decentralized finance (DeFi) and enterprise solutions.
Amid a shift in capital flows from Wall Street, US spot XRP ETFs recorded net inflows for 11 consecutive trading days, attracting a total of approximately $170 million during that period.
Recent data indicates that since the launch of these products, US spot XRP ETFs have seen cumulative net inflows of around $1.68 billion. What do these inflows signify? The sustained influx of capital has heightened market focus on the long-term investment value of XRP, prompting many holders to consider a question: beyond simply waiting for asset appreciation, is it possible to generate additional returns on these digital assets while holding them?
From “holding XRP” to “growing asset value” As US spot XRP ETFs continue to attract capital, XRP is emerging as an asset of interest for both institutional and individual investors in the cryptocurrency market. For the growing number of long-term XRP holders, generating additional returns from their digital assets has become a key priority. Against this backdrop, FTMINING is gaining attention among XRP holders. Rather than simply waiting for price appreciation, investors are increasingly exploring ways to generate extra cash flow through digital asset yield models. While the market remains bullish on XRP’s growth potential, FTMINING’s digital asset management and cloud computing platform offers XRP holders a reliable source of passive income. Users can achieve continuous asset appreciation through an intelligent computing system and daily earnings settlements, all without the need for complex operations.
Mining services provided by FTMINING A model of participating in digital asset mining through remote computing power. Users do not need to purchase mining machines, deploy equipment or maintain mines by themselves. They only need to choose the appropriate computing power solution, and professional mines will be responsible for equipment operation, operation and maintenance management and mining operations. Users will receive corresponding mining benefits based on the purchased computing power.
The FTMINING platform is powered by new or clean energy sources such as hydropower, wind power, and photovoltaics, which not only improves energy utilization efficiency, but also helps reduce operating costs and carbon emissions. Compared with the traditional self-built mine model, cloud mining has lower investment threshold, convenient operation, no need to maintain equipment, and it is easy for novices to participate.
FTMINING getting started guide: Visit the official website: https://ftmining.com
1. Visit the official website: https://ftmining.com. New users receive a $15 sign-up bonus and a $0.75 reward for logging in daily.
2. The platform supports BTC, ETH, LTC, USDT, USDC, XRP, SOL, DOGE, and BCH, eliminating complex currency conversions and making deposits and withdrawals more convenient.
3. Choose the best contract plan; FTMINING offers a variety of contracts to meet different budget and goal requirements. Whether you are seeking short-term gains or long-term returns, we have the right option for you.
(For further details regarding the contract, please visit the official website.)
4. Once the contract is activated, your earnings will accumulate automatically, allowing you to use the service with confidence. The platform automatically records your earnings on a daily basis, and you can monitor changes in real-time via your mobile phone.
FTMINING: A safe, transparent, and trustworthy investment Founded in 2021 and headquartered in the UK, FTMINING is an innovative platform specializing in digital asset management and cloud computing services. It operates within the regulatory frameworks of the UK and the EU, adhering to principles of compliance, security, and transparency, while undergoing regular financial and security audits by third-party organizations.
Technologically, the platform employs multiple security mechanisms—including bank-grade firewalls, cloud security certifications, multi-signature cold wallets, and asset segregation systems—to provide multi-layered protection for user funds.
Conclusion Continued capital inflows into US XRP spot ETFs are further boosting market interest in XRP. Meanwhile, digital asset holders are increasingly seeking yield opportunities beyond mere passive income and capital appreciation. Through the FTMINING platform, investors can generate steady passive income amidst market volatility and achieve dual-layer asset growth, offering an innovative and sustainable investment pathway for long-term investors.
For XRP holders looking to explore yield-generating models for their digital assets, FTMINING presents a compelling option worth considering.
Cover image via depositphotos.com Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
One of XRP's more significant technical signals for 2026 might be approaching. The conditions for a possible Golden Cross have been created by the shorter-term moving averages turning sharply upward after the powerful August recovery. After falling by about 1.5% during the day, XRP is now trading at about $1.40.
Changing sentiment on the marketMore significantly, the price, which is currently at $1.35, is still higher than the 200-day moving average. While the intermediate moving averages between $1.19 and $1.24 have begun to rise, the 20-day average has also increased quickly to about $1.32.
XRP/USDT Chart by TradingViewWhen a shorter-term moving average crosses above a longer-term one, it creates a Golden Cross, which typically indicates a notable improvement in medium- to long-term momentum. This process has been significantly accelerated by XRP's August move from about $1.00 to over $1.50.
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Consolidation comes before continuation in the first bullish scenario. While its moving averages catch up to the price, XRP may stay between roughly $1.35 and $1.50. The 200-day average might become support, volatility would decrease, and the shorter averages would keep rising, all of which could lead to a healthier setup.
Bullish momentum scenarioThe August wick at $1.70 could be the target of a subsequent break above $1.50–$1.55. The second scenario is a breakout that happens more quickly. After its initial surge, XRP has already tested the $1.45–$1.50 range multiple times. Before the Golden Cross is completely formed, momentum could be accelerated by a strong daily close above $1.50, especially with growing volume.
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The first barrier in that scenario would be $1.55, then $1.70. Both scenarios have a significant requirement: XRP must maintain the region surrounding the 200-day moving average.
The recent lows in the $1.32–$1.35 range indicate that buyers are actively protecting this area. At the moment, momentum favors consolidation over exhaustion. After momentarily rising above 80 during the August breakout, RSI has dropped to about 59. With that reset, XRP has much more space to grow.
When paired with XRP remaining above its 200-day average, the Golden Cross would confirm that the technical structure has significantly changed from the downtrend that dominated most of 2026. However, the Golden Cross alone would not ensure additional gains.
XRP Healthcare said 4,011 XRPH Wallet accounts were affected by unauthorized transactions beginning Sept. 3, with approximately $452,000 in XRP and related assets removed.
Summary
XRP Healthcare said 4,011 wallets lost approximately $452,000 during unauthorized transactions beginning September 3, 2026. The project traced stolen assets to one Ethereum wallet and contacted exchanges about freezing funds. Users were told to stop using XRPH Wallet while the development team investigated the breach. Independent investigators attributed the compromise to seed phrases transmitted through a staking-related server request process. Former Ripple developers said earlier grant reviews identified project risks, allegations XRP Healthcare publicly disputed. XRP Healthcare traces stolen funds to Ethereum XRP Healthcare initially confirmed unauthorized transactions involving XRP, XRPH, XRPHAI and other assets. The company instructed users to stop using XRPH Wallet until further notice while its developers investigated the compromise.
A subsequent update placed the affected wallet count at approximately 4,011 and the estimated loss at $452,000. The company said investigators traced the assets to one Ethereum address and contacted exchanges and other parties about freezing or recovering them.
Independent on-chain researcher Handy Andy reported that the affected accounts lost 267,664 XRP and approximately 23.2 million XRPH tokens. The researcher said the assets were converted into roughly 445,198 DAI on Ethereum and remained in the destination wallet at the time of the update.
Investigators examine a possible seed phrase leak Independent investigators attributed the XRPH Wallet breach to its staking function. Their analysis alleged that activating staking caused users’ seed phrases to be transmitted to a remote server.
XRP Healthcare had not published source code, server logs or an independent forensic report confirming that explanation when this article was prepared. The seed phrase exposure therefore remains a researcher finding rather than a company-confirmed root cause.
A seed phrase provides control over every private key generated by a wallet. Anyone obtaining it can reproduce the wallet and authorize transactions without accessing the victim’s phone. Crypto.news previously explained how seed phrases function as master recovery keys and why they should never leave the user’s secure environment.
The reported failure resembles a July incident in which a compromised software package transmitted private keys through a fraudulent telemetry function. However, no evidence currently connects the two cases or their perpetrators.
Former Ripple developers revive earlier concerns The breach prompted public criticism from developers previously associated with Ripple and the XRP Ledger ecosystem. BiasGoose said he had rejected an earlier grant application from the project because the application showed what he considered clear warning signs.
He later alleged that the team had misrepresented partnerships in its application. Hazard Cookie said earlier reviewers had identified risks that were not publicly visible at the time.
Former Ripple developer Matt Hamilton also referred to the project’s earlier reputation within the community. These statements represent the developers’ accounts. Public grant records or complete audit documents substantiating every allegation were not available.
Yup was all red flags when I spoke to them before as XRPayNet.
— Matt Hamilton (@HammerToe) September 6, 2026 XRP Healthcare rejected the tone of the criticism and accused former developers of celebrating another team’s losses. Its response called that conduct “genuinely pathetic” and said the company had put its own reputation and capital at risk. The exchange did not resolve the technical questions surrounding the wallet.
Users need new wallets before moving remaining assets XRP Healthcare must now establish the precise entry point, determine when seed information may have been exposed and identify which application versions were affected. A full postmortem should also explain whether the reported server retained seed phrases and who could access them.
Users who created or imported seed phrases into the affected application cannot rely solely on an app update if those phrases were exposed. Remaining funds should be transferred to newly generated wallets using trusted software. Reusing an old seed would preserve the attacker’s access.
The company has not announced a reimbursement program or recovery deadline. It also has not confirmed whether law enforcement or any exchange successfully froze the traced funds. Users should rely on official channels and reject unsolicited recovery offers requesting keys, seed phrases or payments.
The incident follows a wider rise in wallet and infrastructure compromises. As crypto.news reported, operational security failures caused 74% of stolen funds during the first half of 2026. Separately, Ripple’s recent audit program identified 96 vulnerabilities across proposed XRPL amendments, showing the value of testing before software reaches users.
A token, interestingly named Useless Coin (USELESS), soared in value last week, outperforming several established meme tokens.
Useless Turns Out to be ‘Useful’The Solana (CRYPTO: SOL)-based community-driven memecoin soared 230% over the week and is up 444% in a month
Launched via the BONKfun memecoin launchpad, the project gained major visibility after winning a Kraken trading competition, which led to its logo appearing on the jerseys of Atlético de Madrid, a Spanish professional football club.
Widely followed cryptocurrency analyst Zcash called the bottom in for USELESS and encouraged quick buying to drive it to a $10 million market capitalization.
Another Parody Coin Makes Waves“The world’s first cryptocurrency that promises nothing and delivers exactly that.” Yes, that’s literally how the coin is described on the official website. Yet, it has ballooned into an asset worth $216 million.
The entire project, right down to its "Useless Whitepaper," is a parody.
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The memecoin sector has seen multiple coins launched purely as parodies, offering no functional utility or technological purpose.
The real standout is the name If you think USELESS is outrageous, don’t forget there’s also a Fartcoin (CRYPTO: FARTCOIN).
USELESS overshadowed more popular and valuable memecoins, including Dogecoin (CRYPTO: DOGE) and Shiba Inu (CRYPTO: SHIB).
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Benzinga Note: Investing in meme coins is highly speculative and involves significant risk. Meme coins often lack intrinsic value and are driven by market sentiment, social media trends, and speculative trading
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TLDR Retail borrowers averaged 53.5 loans in 2026, marking a 74% surge from the 30.8 loans recorded in 2025. Bitcoin’s collateral share among wealthy users fell to 30.5% while Zcash advanced strongly to a 24.2% share. BlackRock cut IBIT’s in-kind Bitcoin conversion minimum by 96%, reducing the entry threshold to only $1M. IBIT has processed more than $5B in Bitcoin conversions while holding about 3.645% of total BTC supply. Crypto holders turned more often to loans backed by digital assets as market conditions weakened in 2026, according to research from CryptoQuant using CoinRabbit data. Retail users showed the sharpest increase, with average borrowing activity climbing 74% from the previous year. High-net-worth borrowers also increased loan use, while collateral choices shifted toward assets including Zcash.
At the same time, Bloomberg reported that BlackRock lowered the minimum for converting large Bitcoin holdings directly into shares of its iShares Bitcoin Trust ETF, or IBIT, expanding access to another way of retaining Bitcoin exposure without direct custody.
Retail Crypto Borrowing Climbs as Repeat Loans Increase CryptoQuant found that retail users averaged 53.5 loans per borrower in 2026, up from 30.8 in 2025. That represented a 74% increase. High-net-worth users showed a smaller but still notable change, with their average number of loans rising 18% from 16.5 to 19.4.
Crypto-backed lending allows holders to obtain cash without immediately selling their digital assets. Borrowers generally pledge more collateral than the loan amount because falling asset prices can create liquidation risks or trigger demands for additional collateral.
Repeat borrowing also increased across CoinRabbit during the period analyzed by CryptoQuant. The share of users taking multiple loans rose from 61.9% to 65.1%.
Retail borrowers also waited longer between loans, averaging 21 days compared with 11 days previously. The report does not assign a single cause, but it records a clear rise in borrowing frequency across both major user groups.
Zcash Gains Share as Collateral Preferences Shift Collateral composition changed alongside borrowing behavior. Among high-net-worth users, Bitcoin’s share of pledged assets fell sharply from 57.8% to 30.5%. Zcash reached 24.2% after failing to appear among the previous top 10 collateral assets.
CryptoQuant linked part of that shift to Zcash’s price rally from about $50 in late 2025 toward $800. Monero, Chainlink, and Cardano also captured larger shares of high-net-worth collateral during the period. Retail borrowers continued to use XRP heavily, although its collateral share fell from 41.7% to 35.2%. Bitcoin remained close behind, while TRON, Stellar, BNB, Kaspa, and Velo also entered the retail collateral mix.
Trading preferences changed as well. Tether and Bitcoin retained the two largest positions by trading volume, while USD Coin moved into third place. Flare, Ether, and Ondo entered the top 10, while Solana, Stellar, and Shiba Inu dropped out.
Together, the CoinRabbit data tracked simultaneous changes in borrowing patterns, collateral selection, and trading activity. A separate shift has taken place among larger Bitcoin holders. Bloomberg reported on Aug. 25 that BlackRock cut the minimum size for converting Bitcoin directly into IBIT shares to $1 million in July.
The threshold had stood at $25 million when the in-kind conversion process first became available. According to Robbie Mitchnick, BlackRock’s head of digital assets, the fund has processed more than $5 billion through these conversions, up from more than $3 billion when Bloomberg first reported the trend in October.
The process can take more than a week and allows holders to move Bitcoin from private wallets into a regulated fund while retaining price exposure. Mitchnick said concerns, including “kidnappings, ransom demands, and custody failures,” have encouraged some holders to make the switch.
Bloomberg also reported that Bitwise cut its own minimum from $100 million to $3 million. BlackRock’s 96% threshold reduction broadens access to family offices and wealthy individual holders. IBIT currently holds roughly 3.645% of Bitcoin’s total supply and lists net assets of $60.65 billion, while the more than $5 billion processed through its conversion service reflects growing use of the structure.
Borrowing against digital assets increased sharply in 2026 as both retail and wealthy investors responded to weakening crypto market conditions, according to new research from CryptoQuant based on CoinRabbit data. The report highlights a substantial rise in crypto-backed loan activity across major user groups, along with notable changes in collateral preferences.
Crypto-backed loan volumes jump in 2026Retail borrowers averaged 53.5 loans per person in 2026, representing a 74% increase from 30.8 loans in 2025. High-net-worth users also ramped up borrowing, with average loans per borrower rising 18%, from 16.5 to 19.4.
This upward trend came as more crypto holders sought liquidity without selling their assets, using their portfolios as collateral. Lenders typically require borrowers to pledge more digital assets than the loan value, minimizing risk in the event of sharp market declines.
Repeat borrowing became increasingly common, with 65.1% of CoinRabbit users taking out multiple loans in 2026, up from 61.9% the previous year. The data also indicates retail borrowers waited longer between loans, averaging 21 days between transactions compared to 11 days previously.
Retail and high-net-worth investors sharply increased crypto-backed borrowing activity in 2026, with average loan frequency and repeat usage rising across the board.
The research did not single out a definitive cause for this growth but emphasized the clear spike in loan frequency and activity.
Shifting collateral choices: Zcash and XRP gain groundAlongside greater loan use, borrowers diversified their collateral portfolios. Bitcoin‘s share among wealthy users dropped from 57.8% to 30.5%, while Zcash surged to 24.2% after not appearing in the prior year’s top collateral assets. CryptoQuant linked this lead to Zcash’s substantial price rally, climbing from around $50 to nearly $800 over the period.
Other assets such as Monero, Chainlink, and Cardano also gained traction as preferred collateral among high-net-worth individuals. In the retail segment, XRP remained popular despite its collateral share slipping from 41.7% to 35.2%. Bitcoin remained a significant choice, while coins like TRON, Stellar, BNB, Kaspa, and Velo saw higher use as well.
The collateral shift coincided with changing trading patterns: Tether and Bitcoin held the largest trading volumes, while USD Coin climbed into third place. Flare, Ether, and Ondo entered the top 10. Meanwhile, Solana, Stellar, and Shiba Inu dropped out of the main list by volume.
BlackRock, Bitwise lower crypto ETF conversion thresholdsOn the institutional side, BlackRock moved to broaden access to its spot Bitcoin ETF, IBIT, by reducing the minimum in-kind Bitcoin conversion from $25 million to $1 million in July. Robbie Mitchnick, BlackRock’s head of digital assets, said the fund has now processed over $5 billion in Bitcoin conversions through this service, a significant increase from over $3 billion last October.
Mitchnick pointed out that “kidnappings, ransom demands, and custody failures” have contributed to strong interest in moving private Bitcoin holdings into a regulated fund structure through IBIT.
The weeklong in-kind conversion allows holders to transfer Bitcoin directly from private wallets into the ETF, preserving price exposure while mitigating some security risks. Bitwise also lowered its own minimum from $100 million to $3 million, enabling broader access for family offices and smaller institutions.
IBIT currently holds approximately 3.645% of all Bitcoin and reports net assets of $60.65 billion. The conversion service’s $5 billion total volume underscores the growing adoption of regulated ETF vehicles among high-net-worth investors.
Given the pace of change in the market, where a single Federal Reserve policy move or an unexpected altcoin listing can dramatically shift asset values, traders increasingly rely on integrated platforms. In this context, tools like CryptoAppsy help active investors consolidate real-time charts, price alerts, personalized news feeds, and key macroeconomic data in one place—streamlining decision-making without requiring an account registration.
US-listed Bitcoin (BTC) exchange-traded funds (ETFs) pulled in $986.9 million during the week ending September 4, according to SoSoValue data. Inflows into Ethereum (ETH), Solana (SOL), XRP (XRP), and Hyperliquid (HYPE) products fell between 73% and 96% that week.
Bitcoin funds lifted their weekly haul by 6.7%. The four other major product groups moved in the opposite direction after a strong showing the week before.
Altcoin Funds Give Back a Week of GainsThe week ending August 28 told the reverse story. Bitcoin ETFs took in $924.5 million that week, roughly half the $1.92 billion collected a week earlier.
Solana products jumped 443% to $153.9 million during that stretch. XRP funds climbed 178% to $110.5 million, and Hyperliquid funds reached $56.9 million.
Those gains vanished within five trading days. Solana ETFs took in $6.2 million, XRP funds took in $19 million, and Hyperliquid funds took in $12.3 million.
None of the five recorded a net outflow. The shift, therefore, points to slower buying rather than investors pulling capital out.
Trading activity cooled across the board, including in Bitcoin. Turnover in the Bitcoin funds dropped to $14.5 billion from nearly $19 billion, while Ethereum turnover fell to $4.1 billion.
Change in Weekly Spot ETF Net Inflows, Week Ending September 4 versus Week Ending August 28, 2026. Source: SoSoValue/BeInCryptoFollow us on X to get the latest news as it happens
Prices Refused to Follow the MoneySpot prices stayed narrow across all five assets. Bitcoin gained 2.58% over the five trading days to September 4.
Ethereum rose 1.09%. XRP added 3.02%, while Hyperliquid gained 5.76%.
Solana trailed the group with a 0.18% gain. Its fund assets slipped over the same stretch, to $1.41 billion from $1.43 billion.
Bitcoin opened Friday at its highest price since May 12. The move followed remarks from Federal Reserve Governor Christopher Waller about the coming inflation reading.
The August employment report then landed on the final day of the flow week. Payrolls rose 162,000 against a forecast near 53,000, and traders raised bets on a Fed hike this month.
That reading runs counter to the dovish signal that pulled money into Bitcoin funds on Thursday. The August inflation print, due September 11, will test how the flows hold up.
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In brief Ripple struck a multi-year deal with the University of Florida to feature the XRP logo on the field at Ben Hill Griffin Stadium, plus digital properties and signage, alongside a commitment to fund financial and technology education for student-athletes. It's Ripple's latest college-sports play, following a deal earlier this year to put the XRP logo on Kansas Jayhawks basketball jerseys. The branding push comes as XRP trades around $1.41—up 34.9% over 30 days but down 49.8% on the year. Ripple is taking its crypto-in-college-sports playbook to the Swamp, striking a multi-year marketing deal with the University of Florida that will splash the XRP logo across the field at Ben Hill Griffin Stadium starting this football season.
Florida Athletics announced the deal Friday, saying the XRP branding will appear on the field as well as on digital properties and event signage in Gainesville.
Myriad: Where does XRP price go next? Click to make your prediction.Beyond the marketing, Ripple committed to supporting financial and technology education for Florida student-athletes and the broader campus community, spanning both traditional finance and digital assets. Terms weren't disclosed.
"Florida has a long history of embracing innovation and technology to enhance the experience of our fans and advance our programs," University of Florida Director of Athletics Scott Stricklin said in a statement. "Ripple has established itself as an innovative leader in financial technology, and we're excited to welcome XRP to Gator Nation."
The Gators deal marks Ripple's latest push into college athletics. The company previously struck a multi-year agreement earlier this year to place the XRP logo on the University of Kansas Jayhawks' basketball jerseys, an unusual foray for a crypto brand into the marketing real estate of major college programs.
The branding blitz comes as XRP's price has held steady without much fireworks. The token traded around $1.41 on Friday, up 0.6% over 24 hours, according to CoinGecko, leaving it up about 34.9% over the past 30 days but still down roughly 49.8% over the past year.
Spot XRP ETF demand, a recent tailwind, has cooled: flows were essentially flat on Sept. 4, and as Decrypt reported, the funds recently ended an inflow streak. Decrypt's XRP ETF tracker now reads XRP sentiment as "neutral," though cumulative net inflows still stand at about $1.6 billion.
The sponsorships arrive as Ripple leans into mainstream visibility, having spent years building out its payments, custody, and treasury business and recently rolling out its RLUSD stablecoin.
Daily Debrief NewsletterStart every day with the top news stories right now, plus original features, a podcast, videos and more.
In brief Ripple struck a multi-year deal with the University of Florida to feature the XRP logo on the field at Ben Hill Griffin Stadium, plus digital properties and signage, alongside a commitment to fund financial and technology education for student-athletes. It's Ripple's latest college-sports play, following a deal earlier this year to put the XRP logo on Kansas Jayhawks basketball jerseys. The branding push comes as XRP trades around $1.41—up 34.9% over 30 days but down 49.8% on the year. Ripple is taking its crypto-in-college-sports playbook to the Swamp, striking a multi-year marketing deal with the University of Florida that will splash the XRP logo across the field at Ben Hill Griffin Stadium starting this football season.
Florida Athletics announced the deal Friday, saying the XRP branding will appear on the field as well as on digital properties and event signage in Gainesville.
Myriad: Where does XRP price go next? Click to make your prediction.Beyond the marketing, Ripple committed to supporting financial and technology education for Florida student-athletes and the broader campus community, spanning both traditional finance and digital assets. Terms weren't disclosed.
"Florida has a long history of embracing innovation and technology to enhance the experience of our fans and advance our programs," University of Florida Director of Athletics Scott Stricklin said in a statement. "Ripple has established itself as an innovative leader in financial technology, and we're excited to welcome XRP to Gator Nation."
The Gators deal marks Ripple's latest push into college athletics. The company previously struck a multi-year agreement earlier this year to place the XRP logo on the University of Kansas Jayhawks' basketball jerseys, an unusual foray for a crypto brand into the marketing real estate of major college programs.
The branding blitz comes as XRP's price has held steady without much fireworks. The token traded around $1.41 on Friday, up 0.6% over 24 hours, according to CoinGecko, leaving it up about 34.9% over the past 30 days but still down roughly 49.8% over the past year.
Spot XRP ETF demand, a recent tailwind, has cooled: flows were essentially flat on Sept. 4, and as Decrypt reported, the funds recently ended an inflow streak. Decrypt's XRP ETF tracker now reads XRP sentiment as "neutral," though cumulative net inflows still stand at about $1.6 billion.
The sponsorships arrive as Ripple leans into mainstream visibility, having spent years building out its payments, custody, and treasury business and recently rolling out its RLUSD stablecoin.
Daily Debrief NewsletterStart every day with the top news stories right now, plus original features, a podcast, videos and more.
Ripple just landed one of the most visible pieces of real estate in college football. Starting this season, the XRP logo will sit at both 25-yard lines inside Ben Hill Griffin Stadium, the University of Florida’s 88,000-seat venue better known as The Swamp.
The multi-year agreement, announced on September 4, reportedly brings in roughly $5 million per year for the university. That places it among the higher-tier on-field logo deals in college sports, a category that barely existed two years ago.
What Ripple is actually buying The branding extends beyond painted turf. Ripple’s deal includes digital platform placements and event signage across Florida Athletics, which oversees 21 sports teams and more than 500 student-athletes.
There’s also an educational component. The partnership will fund financial literacy and technology programs aimed at student-athletes and the broader university community, covering both traditional finance and digital assets.
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Notably, the deal does not involve XRP being used for transactions at the stadium or on campus. This is a brand awareness play, not a payments integration.
Ripple’s college athletics playbook This is not Ripple’s first move into the collegiate space. Earlier in 2026, the company struck a jersey-patch sponsorship deal with the Kansas Jayhawks, signaling that its interest in college sports was more than a one-off experiment.
The timing is no accident. The NCAA expanded field-logo advertising opportunities starting in 2024, opening new revenue streams for athletic departments grappling with rising costs. A landmark NCAA ruling that took effect in 2025 introduced direct athlete compensation requirements, putting financial pressure on programs to find fresh sponsorship dollars.
Ben Hill Griffin Stadium is also set for major renovations after the 2026 season, which means Ripple’s branding will be front and center during the final campaign in the current configuration.
Brand play versus token utility For XRP holders hoping this deal translates into immediate price action, a dose of realism is warranted. Sponsorship agreements of this nature are brand-building exercises, not catalysts for on-chain activity.
The demographic math is interesting. College football skews younger than most professional sports audiences, and younger viewers are statistically more open to digital assets. Ripple’s educational initiatives as part of the deal suggest the company is thinking long-term, building brand familiarity now with an audience that may become active crypto participants later.
Whether that translates into meaningful long-term value for XRP as a token is a different question entirely, and one that $5 million a year in stadium branding alone won’t answer.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
