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An XRP holder lost 400,000 tokens overnight after falling for a phishing email disguised as a routine hardware wallet update, according to an account shared by crypto adviser George Kaltekis.

A Late-Night Call on Easter

That panicked call reportedly came in at 10pm on Easter night, after the theft. Kaltekis said the timing alone signaled something was wrong, since calls at that hour rarely bring good news.

The victim had roughly 400,000 XRP stored on a hardware wallet. While spending the holiday with family, he received an email appearing to come from Ledger, prompting him to update his device. A phishing email disguised as a Ledger update tricked the victim into a mistake, and believing it to be a routine software update, he clicked through and entered his wallet information.

How the Scam Worked

The victim lost 400,000 XRP after clicking a fake software update link at night, unknowingly handing over the credentials attackers needed to drain the wallet. Kaltekis noted that phishing attempts have grown increasingly convincing in recent years, to the point that even people working in cybersecurity professionally have described struggling to distinguish real communications from fake ones.

Not a Total Loss

He still had about 50,000 XRP held safely in a separate insured custody account, funds that remained untouched because that account required additional verification steps before any transaction could be approved, including a callback confirmation and voice verification before funds could move.

A Broader Lesson on Self-Custody

Kaltekis said the story wasn’t meant to discourage self-custody, which he described himself as a strong supporter of. Rather, he said it illustrates that self-custody, while valuable, isn’t inherently foolproof against sophisticated phishing attempts. A single mistake, made under normal circumstances by someone simply checking email, was enough to result in a significant loss.

The account is one of many similar stories circulating within the crypto industry, serving as a reminder for holders of XRP, Bitcoin, and other digital assets to verify unexpected update requests carefully and consider additional safeguards for larger holdings.

Story Ends Here

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XRP is once again nearing a pivotal technical threshold after spending more than eight years below a key resistance. Crypto analyst ChartNerd (known on X as @ChartNerdTA) highlighted XRP’s approach to a third significant retest of a long-term trendline. This particular structure has influenced every major price swing in XRP since 2017 and is now drawing attention from investors and technical traders.

The trendline shaping XRP since 2017ChartNerd’s latest analysis traced XRP’s price movement over more than a decade, emphasizing a descending trendline that has acted as strong resistance since 2017. The digital asset first touched this line during its 2020 rally, revisited it in late 2022, and broke above it in 2024 before pulling back again.

By framing the present move as the third major retest, ChartNerd observed an important technical parallel to XRP’s performance between 2013 and 2017. During that period, four critical contacts with a similar structure preceded a rapid vertical surge in price.

He identified this retracement as “only the 5th instance in history where price has retraced beyond 70%,” suggesting such drawdowns have often presented strong opportunities for long-term holders prepared to navigate volatile conditions.

ChartNerd outlined that XRP typically forms cyclical baselines over several years before sharp upward expansions, and current conditions may signal one of the largest breakouts yet. He currently projects targets at $8 and $13, with a potential Fibonacci extension pointing toward $27 if upward momentum persists.

Analysis from Moon Lambo and technical consensusAnalyst Moon Lambo (@MoonLamboio) also addressed ChartNerd’s outlook in a recent broadcast, explaining the history and logic of the trendline to his audience. He noted that different technical strategies point to similar conclusions about XRP’s price structure and potential breakout zones.

Moon Lambo acknowledged that ChartNerd’s model leaves room for a further move below $1 before any decisive reversal. He urged viewers not to be alarmed by possible lows, stating that markets eventually find their bottom before reversing course. Both analysts agreed that even with temporary declines, the higher timeframe structure remains intact.

Moon Lambo emphasized that investors should not panic if XRP dips below $1, as various analysts believe the fundamental setup is not compromised even in such scenarios.

Building momentum for price discoveryChartNerd described the current market backdrop as one of intense “price discovery pressure.” With 8.5 years beneath a critical resistance, he said XRP is poised for a significant resolution, which could materialize through an accelerated upward move.

The analyst remains cautious about matching the scale of previous bull cycles but considers $8 to $13 reasonable short-to-medium-term objectives if the setup holds. The $27 target is considered less likely yet achievable if momentum carries further.

In addition to monitoring technical signals like contracting triangles and key resistance levels, investors now have increased options for market access and portfolio diversification. 1stepSwap is emerging as a platform that connects traditional finance with blockchain, enabling users to bring real-world assets, including major US equities and commodities like gold and silver, directly onto the blockchain. The platform’s standout functionality lies in its ability to identify the best available market price at any given time, letting users execute trades for top stocks with speed and efficiency—helping investors diversify quickly and without extra intermediaries.

While analysts stress the importance of closely following XRP’s price action at these critical levels, they also highlight both the opportunities and risks associated with such historically significant retracements and retests.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Ripple ekosistemi son günlerde hem kurumsal tarafta hem de XRP Ledger ağında dikkat çeken gelişmelere sahne oldu. Şirket, RLUSD stablecoin’i için yeni bir kurumsal platform devreye alırken, ödeme altyapısına yönelik stratejik bir yatırım gerçekleştirdi. Binance’in RLUSD ve XRP kullanıcılarına sunduğu yeni teşvikler ile XRP ETF‘lerine yönelik talebin sürmesi de ekosistemde öne çıkan başlıklar arasında yer aldı.

Buna karşın XRP fiyatı son toparlanmasını korumakta zorlanıyor. Analistler, teknik görünümün hâlâ aşağı yönlü riskler taşıdığına dikkat çekerken yatırımcılar kritik destek ve direnç seviyelerini yakından izliyor.

Ripple RLUSD İçin Kurumsal Platformunu Neden Hayata Geçirdi? Ripple, 23 Temmuz’da Ripple Mint platformunu kullanıma sundu. Yeni platform, kurumsal müşterilere RLUSD basma (mint), geri ödeme (redeem), köprüleme (bridge) ve varlık yönetimini tek bir sistem üzerinden gerçekleştirme imkânı sunuyor.

Şirketler işlemlerini standart arayüz üzerinden yürütebilirken, API ve webhook entegrasyonları sayesinde kendi altyapılarına da bağlanabiliyor. Ripple, bu platformla özellikle ödeme sistemleri, hazine yönetimi ve alım satım operasyonlarında stablecoin kullanımını kolaylaştırmayı hedefliyor.

Ripple’ın Notabene Yatırımı RLUSD İçin Ne Anlama Geliyor? Ripple, regülasyon odaklı ödeme altyapısı sağlayıcısı Notabene’ye stratejik yatırım yaptığını da duyurdu.

İki şirket, RLUSD’yi işletmeler arası stablecoin ödeme platformu Notabene Flow’a entegre etmeyi planlıyor. Açıklamaya göre Notabene ağı, 100’den fazla ülkede faaliyet gösteren 2.300’den fazla finansal kurumu birbirine bağlıyor ve yıllık yaklaşık 2 trilyon dolarlık işlem hacmine aracılık ediyor.

Bu iş birliğiyle Ripple, RLUSD’nin regüle ödeme kuruluşları ve finansal kurumlar tarafından daha geniş ölçekte kullanılmasını hedefliyor.

XRP Ledger’da Yapay Zekâ İşlemleri Neden Rekor Kırdı? XRPL AI Hub verilerine göre XRP Ledger üzerinde yapay zekâ ajanları tarafından gerçekleştirilen işlem sayısı 22 Temmuz itibarıyla 1,4 milyonun üzerine çıktı. Ağda aynı dönemde 129 farklı işletmenin aktif olduğu belirtilirken, bu büyüme Ripple’ın haziran ayında tanıttığı yapay zekâ geliştirme kitinin ardından geldi.

Veriler, geliştiricilerin XRP Ledger’ı makineden makineye ödemeler ve otomatik finansal işlemler gibi kullanım alanlarında test etmeye devam ettiğini gösteriyor.

Binance RLUSD ve XRP Kullanıcılarına Hangi Teşvikleri Sunuyor? Binance, RLUSD kullanıcılarına yönelik yeni ödül programını duyurdu.

Borsaya göre uygun varlıklarda değişken getiri oranı %22,25 seviyesine ulaştı. Binance Earn ve Margin ürünleri üzerinden RLUSD tutan veya kullanan yatırımcılar ise haftalık XRP ödüllerinden yararlanabiliyor.

Ancak borsa, getiri oranlarının piyasa koşulları ve kullanıcı katılımına bağlı olarak değişebileceğini vurguladı.

XRP Fiyatında Hangi Seviyeler Takip Ediliyor? XRP, hafta içinde 1,16 dolar seviyesini test etmesinin ardından yeniden 1,10 dolar civarında işlem görüyor. Böylece son yükseliş hareketinin önemli bölümü geri verilmiş oldu.

Teknik görünümde XRP’nin geniş bir düşüş kanalı içinde hareket etmeyi sürdürdüğü belirtiliyor. Analistlere göre 1,18 dolar seviyesi ilk önemli direnç konumunda bulunuyor. Bu bölgeden gelebilecek olası satış baskısı mevcut düşüş trendinin devam etmesine neden olabilir.

Öte yandan alıcıların daha önce 1,02-1,04 dolar aralığındaki destek bölgesini koruması olumlu bir sinyal olarak değerlendiriliyor. Bu bölgenin kaybedilmesi halinde XRP’nin yeniden 1 doların altını test etme riski gündeme gelebilir. Kısa vadede izlenen en güçlü direnç seviyesi ise 1,28 dolar olarak öne çıkıyor.

Bu içerik genel piyasa verilerine dayanır ve yatırım tavsiyesi değildir. Kendi araştırmanızı yapmanızı öneririz.

Son Dakika kripto para haberleri için hemen tıkla.

Konu ile ilgili yorumlarınızı bize yazabilirsiniz. Ayrıca, bu tarz bilgilendirici içeriklerin devamının gelmesini isterseniz, bizleri Telegram, Youtube ve Twitter kanallarımızdan takip edebilirsiniz.

Key Takeaways XRP gained 1.07% to reach approximately $1.10 amid a broader cryptocurrency market rebound Exchange activity on Binance collapsed from approximately 650,000 to 350,000 transactions, hinting at potential accumulation phase XRP exchange-traded funds maintain $1.49 billion in total inflows despite zero net additions recorded on July 24 Ripple introduced Ripple Mint on July 23, enabling financial institutions to handle RLUSD stablecoin operations Critical price levels under observation: $1.05 floor and $1.15 ceiling XRP maintained a trading range between $1.09 and $1.10 while the cryptocurrency sector experienced renewed strength, pushing the aggregate market capitalization 0.9% higher to $2.21 trillion. Major digital assets including Bitcoin, Ethereum, Solana, and Dogecoin recorded similar upward momentum during this timeframe.

XRP Price The market reversal coincided with strengthening U.S. equity markets as geopolitical concerns subsided and corporate earnings outlook improved. Investor risk appetite expanded across asset classes, providing a tailwind for digital currencies that had experienced recent distribution pressure.

XRP successfully defended a consolidation range spanning $1.06 to $1.09. Demand emerged at this threshold, creating a floor that prevented additional downside. Breaking above $1.10 positions the $1.13–$1.15 resistance zone as the next challenge for bulls.

Should XRP successfully breach $1.15, subsequent upside objectives include $1.24 followed by $1.28. Conversely, failure to maintain $1.08 would bring the $1.05 support level back into focus.

Exchange Transaction Volume Plummets, Pointing to Holder Confidence Binance’s 30-day deposit and withdrawal volume contracted from approximately 650,000 transactions in June to roughly 350,000 currently. This pattern mirrors conditions observed before XRP’s substantial rally in October 2025.

Declining exchange transaction activity typically indicates reduced immediate distribution pressure. This behavior suggests market participants are retaining positions rather than transferring tokens to exchanges for liquidation.

The Network Value to Transactions (NVT) Ratio surged 144.21% within 24 hours, reaching 697.6 as XRP’s valuation expanded more rapidly than blockchain transaction volume. While this reflects increasing investor sentiment, it simultaneously raises considerations about whether valuation is advancing ahead of fundamental network utilization.

Source: CryptoQuant Funding rates increased 52.16% to 0.008685 across the past day. Positive funding indicates traders maintaining long positions are compensating short holders, demonstrating sustained bullish conviction without indicators of dangerous over-leverage.

Technical analyst ChartNerd (@ChartNerdTA) observed that XRP rebounded from ascending trendline support but requires a decisive break above Fibonacci resistance spanning $1.12–$1.13 to advance toward the recent $1.16 local peak. The analyst highlighted the daily 50-period moving average as an influential trend determinant.

$XRP secured a bounce! 👏

Price has reacted positively on ascending support, but there's still plenty of work to do for continuation of the trend toward the local $1.16 high: price must break FIB resistance ($1.12/$1.13)

Confluence with the daily 50 guiding this trend down… https://t.co/3dyDPByXlh pic.twitter.com/O8M0RFphy4

— 🇬🇧 ChartNerd 📊 (@ChartNerdTA) July 26, 2026

Ripple Mint Platform Debuts Alongside Regulatory Progress Ripple unveiled Ripple Mint on July 23, establishing an integrated solution enabling institutional clients to issue, redeem, and oversee RLUSD stablecoins through a unified interface. While the platform enhances Ripple’s institutional stablecoin capabilities, it does not create immediate XRP demand.

Regarding regulatory developments, the U.S. CLARITY Act maintains momentum through Congressional procedures. This legislation, endorsed by prominent institutions such as BlackRock, Charles Schwab, Fidelity, Goldman Sachs, and Grayscale, designated 16 cryptocurrency assets as digital commodities in March 2026. Nevertheless, the implementation timeline remains uncertain as lawmakers face an approaching Senate recess period.

🚨NEW CLARITY ACT DRAFT MERGES COMMITTEES, ADDS ETHICS RULES!

A revised version of the Clarity Act has been released, combining the Senate Banking and Agriculture Committee texts and introducing an ethics provision for the first time, CoinDesk reports.

A motion to proceed is… pic.twitter.com/Vc3TNIHSQD

— Crypto Banter (@crypto_banter) July 27, 2026

XRP exchange-traded funds accumulated $1.49 billion in aggregate inflows, representing total net assets of $997.25 million. Bitwise commands the largest position with $312.85 million in net assets. All five trading funds registered daily contractions ranging from 1.33% to 1.58% on July 24, while recording zero new net capital inflows during that session.

The Relative Strength Index (RSI) registered near 47, positioned beneath the neutral 50 threshold, indicating bearish momentum has diminished though bullish forces have not established dominance. Price action continues consolidating within the $1.05 to $1.15 boundaries.

XRP posted moderate gains and traded near $1.10 as the broader cryptocurrency market climbed, buoyed by renewed strength in U.S. equities and improving investor sentiment. Bitcoin, Ethereum, Solana, and Dogecoin also rallied, contributing to a 0.9% increase in digital asset market capitalization, which reached $2.21 trillion.

Key levels and market dynamicsThroughout the latest session, XRP maintained support between $1.06 and $1.09. This price range acted as a critical floor, providing stability following recent market volatility. Technical traders are now watching for a sustained breakout above $1.10, which would open the path toward resistance in the $1.13 to $1.15 zone.

If bulls push XRP decisively above $1.15, analysts see upside targets at $1.24 and $1.28. However, renewed selling below $1.08 could bring $1.05 support back into focus. The Relative Strength Index settled near 47, suggesting that bearish momentum has eased, but buyers have not yet retaken full control. Prices continue to consolidate within a well-defined range, increasing attention on future direction.

A significant trend emerged on Binance, where exchange deposit and withdrawal volume plunged from about 650,000 transactions in June to around 350,000. This sharp decline in transactional activity resembles patterns observed ahead of XRP’s substantial rally in October 2025. Markets often interpret such drops as a signal that participants are accumulating assets rather than readying to sell, reflecting rising holder confidence.

Investor sentiment and technical outlookFunding rates rose by more than 50% in the past day, with traders holding long positions paying shorts, illustrating ongoing bullish conviction while leverage remains in check. The Network Value to Transactions Ratio (NVT) surged to nearly 700 within 24 hours, indicating that XRP’s market value has outpaced growth in transaction volume. While this can signal optimism among holders, some observers note it may also raise questions about valuation sustainability.

Technical analyst ChartNerd highlighted that XRP rebounded from ascending trendline support and must clear Fibonacci resistance at $1.12 to $1.13 in order to challenge the $1.16 local peak. The daily 50-period moving average also stands out as an important trend marker.

ChartNerd observed XRP’s reaction to ascending support and emphasized that a break above $1.12 to $1.13 would be required for progress toward the $1.16 high, underscoring the importance of technical levels in directing the next move.

As analysts watch these contracting ranges and resistance barriers, many market participants are looking for solutions that expand asset access and streamline portfolio management. One such platform is 1stepSwap, which enables direct exposure to real-world assets on blockchain. Through 1stepSwap, users can hold shares of leading U.S. companies and commodities such as gold or silver in their crypto wallets without intermediaries. The standout feature is its ability to identify optimal market prices at any moment, allowing users to trade top stocks efficiently and diversify confidently.

Institutional moves and regulatory updatesOn July 23, Ripple launched Ripple Mint, a platform designed for financial institutions to issue, redeem, and manage RLUSD stablecoins in a unified environment. While Ripple Mint supports broader stablecoin infrastructure, it does not directly affect XRP demand at this stage.

Regulatory developments also remain in the spotlight. The U.S. CLARITY Act continues its progress through Congress and is backed by major players including BlackRock, Charles Schwab, Fidelity, Goldman Sachs, and Grayscale. In March 2026, legislators designated 16 crypto assets as digital commodities under the bill, but implementation remains pending amid political calendar constraints.

Exchange-traded funds tracking XRP have attracted $1.49 billion in total inflows to date, with Bitwise controlling the largest share at $312.85 million. Despite these inflows, all five active trading funds recorded daily net asset contractions exceeding 1% on July 24 and registered no new capital that day.

Binance’s XRP exchange transaction volume dropped to 350,000, echoing pre-rally conditions last October, while technical charts suggest consolidation ahead of a possible breakout if resistance levels are surpassed.

As the market awaits clarity on regulatory timelines and monitors key price levels, XRP’s recent resilience is fueling anticipation for a potential breakout should accumulation persist and resistance near $1.15 yield.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

XRP, kripto para piyasasının en köklü projelerinden biri olmayı sürdürürken, hem ekosistemindeki gelişmeler hem de teknik görünümüyle yatırımcıların yakın takibinde yer alıyor. ABD’de kripto para sektörüne yönelik düzenleyici belirsizliklerin azalması ve Ripple’ın hukuki süreçte önemli ilerleme kaydetmesi, projeye yönelik güveni artıran gelişmeler arasında gösteriliyor. Bununla birlikte analistler, kısa vadede XRP’nin yönü açısından belirli teknik seviyelerin büyük önem taşıdığına dikkat çekiyor.

Ripple Ekosistemine İlgi Devam Ediyor Ripple, küresel ödeme sistemlerini daha hızlı ve düşük maliyetli hale getirmeyi hedefleyen altyapısıyla bankalar ve finans kuruluşlarıyla iş birliklerini genişletmeye devam ediyor. Sınır ötesi para transferlerinde sunduğu çözümler sayesinde XRP, yalnızca bir yatırım aracı değil, gerçek kullanım alanına sahip dijital varlıklar arasında öne çıkıyor. ABD’de kripto para piyasasına yönelik düzenlemelerin daha net bir çerçeveye oturmaya başlaması ve Ripple’ın hukuki süreçte elde ettiği kazanımlar da kurumsal yatırımcıların projeye olan ilgisini destekleyen önemli gelişmeler arasında yer alıyor.

İlginizi Çekebilir: Bu Altcoin İçin Alarm: İflas Haberiyle Fiyatı Çöktü!

Teknik görünüme göre XRP, 1,0670 dolar seviyesini yatay destek olarak korurken kısa vadeli düşüş trendini sürdürüyor. Analistlere göre son satış dalgasını başlatan 1,1215 dolar seviyesinin üzerine çıkılmadığı sürece güçlü bir trend dönüşünden söz etmek zor görünüyor. Bu nedenle XRP’nin söz konusu direnç seviyesinin üzerinde 4 saatlik bir kapanış gerçekleştirememesi halinde fiyatın yeniden 1,0670 dolar desteğini test etme ihtimali bulunuyor.

Destek Seviyesi Yakından İzleniyor Son destek bölgesinden tepki almasına rağmen yeni bir zirve oluşturamayan XRP, teknik açıdan zayıf görünümünü koruyor. Bu durum, 1,0670 dolar desteğinin aşağı yönlü kırılma riskini gündemde tutuyor. Analistler, mevcut piyasa yapısında düşüşü tahmin ederek işlem açmak yerine, olası bir trend dönüşünü teyit edecek teknik sinyallerin beklenmesinin daha sağlıklı bir strateji olacağını ifade ediyor. Ayrıca tüm zamanların en yüksek seviyesinden (ATH) bu yana devam eden düşüş trendi ve ara destek seviyelerinin kaybedilmiş olması nedeniyle, majör destek bölgelerine ulaşılmadan alım yönlü işlemlerde temkinli olunması gerektiği belirtiliyor.

Değerlendirme XRP, güçlü ekosistemi ve artan kurumsal ilgisiyle uzun vadede dikkat çeken projeler arasında yer almaya devam etse de, kısa vadeli teknik görünüm henüz net bir yükseliş sinyali vermiyor. Özellikle 1,1215 dolar seviyesinin aşılması ve bu bölgenin üzerinde kalıcılık sağlanması, yükseliş beklentilerini güçlendirebilir. Buna karşılık 1,0670 dolar desteğinin kaybedilmesi halinde satış baskısının artabileceği ihtimali yatırımcılar tarafından yakından takip ediliyor.

Son dakika kripto para haberleri için hemen tıkla

Konu ile ilgili yorumlarınızı bize yazabilirsiniz. Ayrıca, bu tarz bilgilendirici içeriklerin devamının gelmesini isterseniz, bizleri Telegram, Youtube ve Twitter kanallarımızdan takip edebilirsiniz.

XRP price rose 0.69% to $1.11 as regulatory optimism and broader market gains supported demand. The global crypto market climbed 1.45% to $2.23 trillion, while Bitcoin reclaimed $65,000. 

The Senate is now under review to pass the CLARITY Act by investors. A potential vote in the week of August 3 might influence the future trend of XRP in the short term and broader institutional trust in crypto markets within the global market.

Senate Unveils Unified CLARITY Act Draft Ahead of Possible August 3 Vote A revised proposal was issued by senators, combining ideas of the Banking and Agriculture committees. This is the first document that comes with an ethics provision. A motion to commence formal consideration can be received on Monday or Tuesday. Senate leaders could then schedule a floor vote during the week of August 3.

The bill aims at providing more transparent oversight guidelines to digital assets and other participants of the market. The advancement would enhance regulatory consistency among exchanges, issuers and investors and institutions in the United States.

🚨NEW CLARITY ACT DRAFT MERGES COMMITTEES, ADDS ETHICS RULES!

A revised version of the Clarity Act has been released, combining the Senate Banking and Agriculture Committee texts and introducing an ethics provision for the first time, CoinDesk reports.

A motion to proceed is… pic.twitter.com/Vc3TNIHSQD

— Crypto Banter (@crypto_banter) July 27, 2026

XRP is also vulnerable to the legislative cycle since more transparent regulations can facilitate broader institutional involvement. Any delays or retracted agreements would undermine new ground.

Crypto Market Gains as Bitcoin Price Reclaims $65,000 The crypto market also improved as investors embraced regulatory developments and reduced tensions. Bitcoin price moved above $65,000 after its fourth consecutive weekly gain.

The United States and Iran paused attacks for a second day, pushing oil prices down 5%. Ethereum price ended at over $1,960 and XRP price at close to $1.10. The momentum indicators indicated a slight positive bias in assets.

Markets focused on the Federal Reserve’s July 29 decision. CME FedWatch assigned a 36.3% chance of a rate increase. The future action of XRP can be based on the Senate development, the stability of Bitcoin, and the information given by the Fed.

Source: CME data XRP Open Interest Reaches $2.43B as Derivatives Trading Accelerates XRP derivatives market showed increased trading volume with a total volume of 18.32% increasing to $1.28 billion. Open interest grew by 0.68% to become 2.43 billion, with a slight rise in active futures positions.

Options trading posted the largest percentage gain, climbing 96.23% to $2.90 million. Options open interest also advanced 3.45% to $67.88 million during the reporting period.

Source: Coinglass data Futures trading was still prevalent as the total open interest was much higher than the options market value. The figures indicated an increase in trading in XRP derivatives, but the volume increased at a rate higher than open interest.

XRP Price Prediction: Will a Break Above $1.12 Send XRP to $1.15? The XRP price has soared to $1.11 following the support level of $1.09 defended by the buyers in the recent four-hour session.

The Relative Strength Index was close to 50.85 which indicated balanced momentum with no overbought. Meanwhile, the MACD histogram changed to positive after the MACD line crossed the signal line.

The XRP price was trading close to $1.107, and it was above the critical level of $1.10 as it rebounded following the July 25 fall. Price action is currently under direct pressure at $1.12 that declined on numerous recovery efforts.

Tradingview A four-hour close higher than confirmed above $1.12 may kick off the move to the stronger $1.15 resistance area. The subsequent buying momentum can now focus on $1.16, to which the sellers just halted the last surge.

But the inability to hold onto $1.10 will leave XRP vulnerable to a fresh decline to $1.09 and 1.08. Further downward movement can put the area of support at $1.06 at the forefront.

How Will Bitcoin, Ethereum and XRP React if CLARITY Act Passes or Fails?

Crypto analyst SMQKE recently identified what he considers the main opportunity for XRP and XLM, emphasizing their roles in the evolving landscape of global financial transactions. According to SMQKE, the true growth potential for these digital assets lies not in consumer remittances but in institutional cross-border payments, a market where banks and financial institutions move substantial sums across national borders daily.

Focus on institutional paymentsRather than focusing on the smaller consumer remittance market, SMQKE highlighted the significance of large-scale business transactions. He stated that the “big money” is stored in cross-border payments between banks and corporations, an area currently burdened by slow and costly legacy systems.

In a recent social media post, SMQKE wrote that XRP and XLM are designed to capture these high-value flows. He explained, “XRP and XLM will target the BIG money. The BIG MONEY is in cross-border payments — that’s why we have Ripple and Stellar. XRP + XLM = Big Money. Watch.”

XRP and XLM are targeting significant institutional flows, emphasizing that these networks exist to serve the needs of large financial organizations moving funds internationally.

To support his view, SMQKE shared a video illustrating how Ripple and Stellar differ from traditional money transfer providers by focusing on backend infrastructure needed for institutional payments instead of consumer-focused services.

Mini dictionary: SMQKE is a digital asset and blockchain researcher who regularly publishes analyses on major projects, particularly focusing on the applications of distributed ledger technology in the global payments sector.

Ripple and Stellar’s approach to financial infrastructureThe video addressed the ongoing relevance of established remittance providers like Western Union, suggesting that these companies might adapt blockchain technologies but will remain key players in their markets. However, it argued that the larger commercial opportunity is tied to the needs of institutions handling high-volume, cross-border transactions.

The speaker explained that networks such as Ripple and Stellar are engineered to enable secure and rapid settlements between financial institutions. These platforms focus on optimizing the underlying infrastructure for the transfer of funds rather than directly replacing traditional companies serving individual consumers.

The video also touched on the role of correspondent banks, noting that they still provide vital connections for international transfers. However, advances in distributed ledger technology allow transaction data to move faster, while settlement between banks can occur more efficiently within blockchain-based systems.

Comparison with BitcoinA further distinction was drawn between Ripple and Bitcoin. According to the explanation, Bitcoin operates as a decentralized and open system where any user can participate, whereas Ripple’s network is permissioned and requires participants to be approved financial institutions.

In this structure, international payments involve banks acting as intermediaries, transferring funds via approved validator nodes within the Ripple network. This controlled approach aims to address compliance and integration needs of existing financial organizations.

Through this presentation and his online posts, SMQKE reiterated his stance that XRP and XLM are positioned to meet the demand for faster and more efficient institutional payments worldwide.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Crypto analyst SMQKE has identified institutional cross-border payments as a major growth opportunity for both XRP and XLM, two digital assets developed for use in blockchain-based financial transactions.

XRP and XLM Shift Focus to Institutional MarketIn a recent social media post, SMQKE argued that the largest value in the payments industry lies not in individual consumer remittances, but in the movement of large sums between banks and financial institutions worldwide. He suggested that XRP and XLM are poised to address this sector more significantly than the retail money transfer market.

SMQKE stated, “XRP and XLM will target the BIG money,” emphasizing that cross-border payments present a much larger opportunity compared to personal remittances handled by companies like Western Union. He noted, “The BIG MONEY is in cross-border payments — that’s why we have Ripple and Stellar,” before concluding, “XRP + XLM = Big Money.”

Financial institutions move vast amounts across borders each day, and networks like Ripple and Stellar are designed to make these transfers more efficient and cost-effective compared to legacy systems.

Ripple is a payments technology company that leverages blockchain to facilitate fast and efficient cross-border money transfers. Stellar is a decentralized protocol for digital currency to fiat transfers, focused on connecting financial institutions and streamlining global payment systems.

Mini dictionary: SMQKE is a cryptocurrency researcher and social media commentator known for sharing analysis on digital asset trends, particularly focusing on the institutional use of tokens such as XRP and XLM.

Institutional Payments Offer Larger Market Than Consumer RemittancesThe video shared by SMQKE argues that while companies such as Western Union will adapt to new technologies, the core business of moving funds between banks remains costly and inefficient. The speaker contends that blockchain networks like Ripple and Stellar have been developed to address these high-volume, business-to-business transactions.

According to the explanation provided in the video, the real opportunity for digital assets is found where banks and financial institutions seek faster settlement and reduced operational costs for sending money across borders. These needs are distinct from the consumer market, which focuses on individual remittances.

Platforms such as Ripple and Stellar primarily support backend transactions between banks, enabling rapid and secure cross-border payments that address inefficiencies in the current financial infrastructure.

The video also describes how distributed ledger technology enables immediate settlement of funds, which is especially valuable for institutions. In traditional systems, transaction data may travel faster than the funds themselves, causing delays in completing payments and exposing banks to risks from unsettled transfers.

Comparison With Bitcoin Network StructureThe presentation contrasts Ripple’s permissioned payment network with Bitcoin‘s open, decentralized blockchain. Bitcoin allows anyone to participate in the ledger, while Ripple restricts participation to approved institutions and known validator nodes.

This structure, the speaker suggests, is better suited for institutional money transfers, which require security, compliance, and transparency among participants. As an example, a bank sending funds internationally over Ripple’s network interacts with other member banks in a controlled environment, enabling quicker and more predictable settlements for large-scale transactions.

NetworkParticipationMain Use CaseSettlement SpeedRipplePermissioned (approved institutions)Institutional cross-border paymentsFast (seconds to minutes)StellarOpen but focused on financial partnersGlobal payments/transfersFast (seconds)BitcoinPermissionless (anyone)Peer-to-peer value transferVaries (minutes to hours)SMQKE maintains that XRP and XLM’s positioning for institutional use cases, especially high-value cross-border payments, could drive their adoption as the need for better global payment solutions continues to grow.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Crypto researcher SMQKE has highlighted what he describes as the primary opportunity for XRP and XLM, pointing to their roles in the large-scale institutional cross-border payments sector.

Focus shifts from retail remittances to institutional paymentsRather than centering on traditional consumer remittance services, SMQKE emphasized that the significant value lies in enabling financial institutions and banks to move substantial sums across national borders. This segment is widely viewed as a multi-trillion-dollar market with high operational costs under legacy systems.

SMQKE summarized his position by stating on social media that, “XRP and XLM will target the BIG money,” referencing their potential to serve cross-border settlements for institutional clients. He argued that, “The BIG MONEY is in cross-border payments — that’s why we have Ripple and Stellar.” He concluded his remarks with, “XRP + XLM = Big Money. Watch.”

Ripple and Stellar are designed to address the needs of the institutional cross-border payments market, positioning XRP and XLM as assets capable of handling large-value transactions for banks and financial entities.

To illustrate his argument, SMQKE shared a video explaining that Ripple and Stellar were established to address business payment requirements rather than replacing companies focused on retail money transfers.

Mini dictionary: SMQKE is a digital asset researcher known for sharing market analyses related to blockchain payment networks, particularly XRP and XLM, with a large following on social media platforms.

Video describes Ripple and Stellar’s institutional focusIn the accompanying video, the speaker argues that companies such as Western Union will likely continue serving their customer base but may choose to implement new technologies. The speaker notes that while retail money transfers are significant, the majority of global transfer value occurs between businesses and financial institutions.

The analysis describes how fees for large, cross-border bank transfers remain high using conventional correspondent banking frameworks. In this context, platforms like Ripple and Stellar seek to optimize backend transaction flows among financial organizations, leaving the retail remittance sector as a secondary market.

As explained in the video, both networks are purpose-built for backend settlements, allowing banks to transfer funds with lower fees and faster settlement compared to legacy infrastructure. The discussion highlights that while current systems emphasize moving transaction data quickly, distributed ledger technology now enables faster movement of both data and funds together, thereby increasing efficiency for member institutions.

Network design: Ripple and Bitcoin comparedAnother central topic raised in the video is the contrast between Ripple’s network and Bitcoin’s architecture. The speaker outlines that Bitcoin operates as an open, permissionless blockchain where anyone can interact without approval.

Ripple, developed by US-based fintech company Ripple Labs, instead functions as a permissioned network built for verified financial institution participants. Here, banks join as members and interact using recognized validator nodes rather than interacting on a public, open network.

The example given details how an international payment would be routed through the participating banks within the Ripple network, instead of person-to-person retail transactions. According to the speaker, this enables settlements to be finalized quickly and securely for institutional needs.

Mini dictionary: Ripple Labs is a US fintech company that develops payment solutions for financial institutions, notably using the XRP Ledger to facilitate fast and cost-efficient international transactions.

Through this analysis, SMQKE maintains that both XRP and XLM are strategically positioned to benefit as financial institutions seek new, more efficient cross-border payment infrastructures.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Crypto market researcher SMQKE has identified what he considers the most substantial growth area for XRP and XLM, emphasizing their potential to transform the institutional cross-border payments sector. Instead of focusing on the retail remittance market, SMQKE points to the significant volume in global business-to-business payments involving banks and major financial institutions.

Focus shifts from retail to institutional paymentsSMQKE, known for his detailed market analysis on X, shared that XRP and XLM target “the BIG money” by addressing key challenges in cross-border transactions between large financial entities. He stressed that the “big money” is routed through institutional payment channels, providing a much larger market than individual or consumer remittances.

SMQKE noted that, “XRP and XLM will target the BIG money … The BIG MONEY is in cross-border payments — that’s why we have Ripple and Stellar. XRP + XLM = Big Money. Watch.”

To support this position, SMQKE included a video discussing how Ripple and Stellar were purpose-built to solve inefficiencies in institutional fund transfers, rather than acting as replacements for retail-oriented money transfer services.

Ripple is a payments technology company behind the development of XRP, aiming to provide faster and more cost-effective solutions for cross-border transactions. Stellar is a blockchain-based network designed to facilitate global financial infrastructure and interoperability, using its native token XLM.

Mini dictionary: Institutional cross-border payments, also known as wholesale payments, involve large-scale fund transfers between banks, corporations, and financial entities, often across country borders. These payments are critical for global trade and tend to have higher volumes and requirements than retail or person-to-person transfers.

Video explains institutional edge for Ripple and StellarIn the attached video, the presenter argues that existing retail remittance companies like Western Union are likely to survive the blockchain adoption wave by upgrading their technologies, but the broader opportunity for disruption lies in the high-volume, high-value payments that drive international commerce.

The explanation further details how Ripple and Stellar address backend settlements between financial institutions, making the entire payments ecosystem more efficient. Rather than focusing on individual customers sending small amounts, the platforms enable banks to settle bulk cross-border transactions with increased speed and reduced costs.

The video also highlights that in modern finance, supporting data needs to move faster than funds themselves. Distributed ledger technology, featured in Ripple and Stellar, enables this by facilitating near-instant settlements and real-time processing between partner institutions.

According to the video, “Distributed ledger technology now allows banks to settle cross-border transactions much faster, providing a new level of efficiency for global banking.”

Comparison with Bitcoin’s architectureA notable distinction is made between Ripple’s permissioned framework and Bitcoin’s open network. Bitcoin operates as a completely decentralized, permissionless ledger that allows anyone to participate in the validation and transfer processes without needing approval from any central party.

Ripple’s system, by contrast, is a permissioned network formed by pre-approved financial institutions and trusted validator nodes, enabling efficient settlement within a regulated, closed environment. This approach is designed to meet compliance and operational standards critical for banks and government-regulated entities.

The presenter uses the example of an international bank transfer, noting that both the sending and receiving institutions would interact over Ripple’s network, with recognized validator nodes ensuring transaction integrity and compliance.

FeatureRipple (XRP)Bitcoin (BTC)Network typePermissionedPermissionlessMain focusInstitutional paymentsPeer-to-peer value transferParticipantsFinancial institutionsAny individual or entitySettlement speedSeconds10+ minutesSMQKE concludes that XRP and XLM are strategically positioned to meet the growing demand from banks and financial intermediaries seeking faster, more reliable cross-border payment solutions.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Crypto researcher SMQKE has identified institutional cross-border payments as the most significant opportunity for digital assets XRP and XLM, shifting focus away from traditional consumer remittance markets.

XRP and XLM’s Institutional Payment FocusIn a recent social media post, SMQKE emphasized that XRP and XLM are positioned to address the demands of large-scale financial transactions conducted by banks and major financial institutions. Instead of targeting personal money transfers, these networks aim to streamline significant flows of capital between institutions across national borders.

Highlighting the scale of opportunity, SMQKE wrote, “XRP and XLM will target the BIG money. The BIG MONEY is in cross-border payments – that’s why we have Ripple and Stellar. XRP + XLM = Big Money. Watch.”

XRP and XLM, developed by Ripple and Stellar respectively, are increasingly seen as solutions for backend banking infrastructure, rather than tools for individual remitters, according to commentary from SMQKE.

A detailed video accompanying SMQKE’s post outlines how Ripple and Stellar focus on serving the needs of financial institutions. The explanation suggests these networks were not intended to replace services like Western Union for retail remittances, but instead to solve pain points for banks managing high-volume, cross-border payments.

Mini dictionary: SMQKE is an independent cryptocurrency researcher active on social media, known for his analysis of trends and opportunities within the digital asset space.

Benefits for Business and Institutional ClientsThe video referenced by SMQKE argues that while services like Western Union continue to serve individual consumers, new technologies such as Ripple and Stellar enable financial institutions to process business-to-business transfers more efficiently. The current cross-border payment system still relies heavily on correspondent banks, increasing cost and processing time.

Ripple and Stellar are described as platforms designed for backend interbank transactions. These networks use blockchain-based ledger technology to allow banks to settle international payments more rapidly and reliably than conventional systems. Transaction data can move almost instantly, providing greater transparency and efficiency.

The outlined approach suggests that distributed ledger networks like Ripple and Stellar allow settlements to occur faster and with reduced friction for participating banks, addressing the critical needs of institutional clients transacting across global markets.

The distinction between consumer and institutional payment markets is key: while retail payments represent a notable share of international fund flow, the volume handled by banks and major corporations is multiple times larger, making this space a focal point for fintech innovation.

Payment TypeCurrent FocusInstitutional OpportunityRetail RemittanceWestern Union, MoneyGramLower transaction value, high frequencyInstitutional/Cross-BorderRipple, StellarHigh transaction value, backend infrastructureHow Ripple and Stellar Differ from BitcoinThe video further distinguishes Ripple’s network model from that of Bitcoin. Bitcoin operates as a permissionless blockchain, allowing anyone to participate in validating transactions. In contrast, Ripple utilizes a permissioned network, where only approved financial institutions and validators may interact and process payments.

This permissioned approach means banks and other institutions communicate directly within a secure environment, providing increased accountability and compliance with regulatory frameworks. Members are identifiable and must be accepted onto the network, differentiating the system from more open blockchains.

For international transfers, users would initiate payments through their banks, which then use Ripple’s ledger to settle transactions with other member institutions. This infrastructure is positioned as a reliable bridge between legacy banking and modern blockchain technology.

SMQKE concluded that as demand for faster, lower-cost settlement grows among institutions, platforms like Ripple and Stellar are well placed to serve this emerging market segment.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Stellar gains momentum as institutions turn to fast payments and native USDC

Kripto para piyasası, yeni haftaya güçlü alımlarla giriş yaptı. Orta Doğu‘da gerilimin azalabileceğine yönelik beklentiler küresel risk iştahını artırırken, yatırımcıların gözü bu hafta açıklanacak ABD Merkez Bankası (FED) kararlarına çevrildi. Jeopolitik risklerin hafiflemesi ve para politikasına ilişkin beklentiler, dijital varlık fiyatlarının yukarı yönlü hareket etmesini destekleyen başlıca unsurlar arasında yer aldı.

Jeopolitik Gelişmeler Kripto Para Piyasasını Nasıl Etkiledi? Küresel piyasalarda tansiyonun düşmeye başlaması, yatırımcıların yeniden riskli varlıklara yönelmesini sağladı. Güvenli limanlara olan talepte görülen sınırlı gerileme, kripto yatırımı tarafında alımların hız kazanmasına katkı sundu.

Son verilere göre küresel kripto para piyasasının toplam değeri son 24 saatte yüzde 1,36 yükselerek 2,23 trilyon dolara ulaştı. Bu tablo, yatırımcıların kısa vadede piyasalara yönelik güveninin arttığını gösterirken, risk iştahındaki iyileşmenin fiyatlamalara doğrudan yansıdığı görüldü.

Bitcoin Ve Altcoin Fiyatlarında Son Durum Haftanın ilk işlem gününde Bitcoin yüzde 1,43 değer kazanarak 65.364 dolar seviyesine yükseldi. Piyasa değeri bakımından ikinci sırada bulunan Ethereum ise yüzde 3,91 artışla 1.957 dolardan işlem gördü.

Pozitif görünüm yalnızca büyük kripto paralarda değil, altcoin tarafında da dikkat çekti. XRP yüzde 0,66 yükselerek 1,10 dolara çıkarken, Solana yüzde 1,78 prim yaparak 76,38 dolar seviyesine ulaştı. Bu fiyat hareketleri, yatırımcıların geniş çaplı bir portföy dağılımıyla piyasaya yöneldiğine işaret ediyor.

ETF Verileri Yatırımcı İlgisini Ortaya Koydu Geçtiğimiz hafta açıklanan ETF verileri, yatırımcıların özellikle Ethereum ürünlerine yoğun ilgi gösterdiğini ortaya koydu. Spot Bitcoin ETF’lerine toplam 33,79 milyon dolarlık net giriş gerçekleşirken, spot Ethereum ETF’leri 103,90 milyon dolarlık net fon girişiyle haftanın en güçlü performanslarından birini sergiledi.

Diğer tarafta XRP ETF’lerine 8,15 milyon dolar, Solana ETF’lerine 7,20 milyon dolar, LINK ETF’lerine 2,98 milyon dolar giriş kaydedildi. LTC ETF’leri 460,34 bin dolar, HBAR ETF’leri 539,96 bin dolar ve DOGE ETF’leri ise 345,13 bin dolar net giriş aldı. Buna karşılık HYPE ETF’lerinden 8,61 milyon dolarlık çıkış yaşanırken, BNB, AVAX ve DOT ETF’lerinde hafta boyunca herhangi bir fon hareketi gerçekleşmedi.

FED Kararı Neden Kritik Görülüyor? Piyasaların kısa vadeli yönü açısından yatırımcıların odağında 28-29 Temmuz tarihlerinde yapılacak FED toplantısı bulunuyor. Genel beklenti, faiz oranlarının mevcut seviyede korunacağı yönünde olsa da, yatırımcılar yılın geri kalanına ilişkin verilecek mesajları yakından takip ediyor.

Analistler, FED’in para politikasına dair kullanacağı ifadelerin hem kripto para piyasası hem de diğer riskli varlıklarda fiyat hareketlerini önemli ölçüde etkileyebileceğini belirtiyor. Faiz beklentilerinde oluşabilecek değişikliklerin önümüzdeki günlerde volatiliteyi artırma ihtimali yüksek görülüyor.

Bu içerik kesinlikle yatırım tavsiyesi niteliği taşımamaktadır. Piyasalar yüksek risk içermektedir ve yatırım kararlarınızı almadan önce kendi araştırmanızı yapmanız önemlidir.

Son Dakika kripto para haberleri için hemen tıkla.

Konu ile ilgili yorumlarınızı bize yazabilirsiniz. Ayrıca, bu tarz bilgilendirici içeriklerin devamının gelmesini isterseniz, bizleri Telegram, Youtube ve Twitter kanallarımızdan takip edebilirsiniz.

Senate support for CLARITY Act stalls at 51, XRP community eyes pivotal crypto bill

XRP hits key trendline, analyst highlights third retest in major market cycle

CrediBULL Crypto expects XRP to target $1.36 after defending key support

After failing to maintain its recent rally toward the $570 region, Zcash has entered a cooling-off phase. Sellers intervened close to local highs after a strong, impulsive move earlier in July, forcing ZEC into a controlled pullback that has since returned the asset to its short-term moving averages. The larger technical structure is still beneficial even after the correction. 

While the 200-day EMA (black) is still trending upward well below the current price action, ZEC is still trading above the 100-day and 200-day moving averages. The medium-term bullish structure holds true as long as the asset stays above the $460-470 support area. The 50-day EMA, which served as dynamic support during the recent rise, has begun to flatten. 

ZEC/USDT Chart by TradingViewThe first crucial test for purchasers is the price, which is currently hovering around that level. Before bulls challenge the $550-570 resistance zone once more, a successful defense here might lead to another attempt toward the $500 psychological barrier. But volume conveys a more circumspect narrative. 

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During the most recent decline, trading activity has steadily decreased, indicating that neither buyers nor sellers are currently very confident. In contrast to the explosive breakout that occurred earlier this month, lower volume during a correction is generally healthier than aggressive selling, but it also suggests that momentum has diminished. The RSI is currently close to the neutral 50 level after cooling considerably as well. 

By doing this, the overbought conditions that accompanied the prior rally are eliminated, thereby restarting momentum. A move below 45 could indicate that bearish pressure is starting to take over, while a bounce from current RSI levels would support the argument for trend continuation. For the time being, it seems that Zcash is going through a typical consolidation rather than a trend reversal. 

The long-term moving averages are still pointing upward, and the series of higher lows that have been in place since April is still in place. Bulls must, however, recover $500 rather quickly in order to rebuild confidence. If ZEC were to lose the $460 support cluster, it would probably be exposed to a deeper retracement toward the rising 200-day moving average close to the $410 area, where stronger long-term buyers might intervene once more. 

XRP remains compressedAs the price of XRP continues to compress inside a symmetrical triangle that has formed throughout July, the cryptocurrency is getting close to a crucial technical moment. Volatility has significantly decreased after a few weeks of lower highs and higher lows, indicating that a clear breakout might not be far off. 

As of this writing, XRP is trading at approximately $1.09, testing the descending resistance created by recent swing highs while remaining slightly above the rising support trendline. Following months of persistent downward pressure, buyers and sellers are becoming less certain, as evidenced by the narrowing price action. The larger trend is still difficult. 

XRP/USDT Chart by TradingViewAll of the major moving averages, such as the 100-day, 200-day, and long-term 200-day EMA, which are still sloping lower, are still below XRP. This indicates that despite the recent stabilization, the general macro trend is still bearish. Before bulls could seriously target the $1. 22 area, any breakout to the upside would need to overcome the nearby moving-average cluster around $1.11-$1.14. 

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Positively, momentum indicators have started to level out. After recovering from oversold conditions, the RSI now oscillates around the neutral 48 level, suggesting that selling pressure has subsided. Even though this isn't a bullish signal yet, it allows buyers to gain momentum in the event that resistance eventually breaks. 

As is common with consolidation patterns, volume has steadily decreased during the triangle formation. Once the price leaves the current range, traders should keep a close eye out for a notable increase in volume, which would significantly increase the breakout direction's dependability. 

Short-term bullish momentum would probably be triggered by a confirmed close above the declining trendline, which might also disprove the recent run of lower highs. The next significant level to keep an eye on is psychological support at $1.00, as failing to maintain the rising support would expose XRP to fresh selling pressure. 

Shiba Inu spikes upIn a single session, Shiba Inu surged by almost 15% and broke through several significant technical barriers, delivering one of its best daily performances in weeks. SHIB finally attracted aggressive buying pressure after consolidating near yearly lows for the majority of July. 

This resulted in a sharp bullish candle and a significant increase in trading volume. Because it propelled the token above the 50-day and 100-day moving averages nearly simultaneously, the breakout is technically significant. Regaining those levels reverses the short-term momentum in favor of buyers because they had served as dynamic resistance during the protracted decline. 

SHIB/USDT Chart by TradingViewAdditionally, the price is testing the 200-day moving average in the vicinity of $0.0000059-$0.0000060, which is currently the next significant barrier before a more significant trend reversal can be verified. The story that volume conveys is equally significant. In contrast to a low-liquidity squeeze, the most recent candle shows the highest trading activity in months, indicating real market participation. When a breakout is accompanied by strong volume, the likelihood that the move will last longer than one session is usually increased. 

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Momentum indicators also show the abrupt change in attitude. The RSI has risen above 80 and is now in highly overbought territory. This shows remarkable buying power, but it also increases the likelihood of short-term profit-taking following such a bold move. Before attempting another leg higher, SHIB has historically experienced brief consolidations after comparable vertical rallies. 

But the larger trend is still developing. The long-term 200-day EMA is still sloping downward despite SHIB regaining significant moving averages, indicating that the macro bearish structure has not yet been completely refuted. 

Instead of giving up the recovered averages right away, bulls will need to create support above them. The recent breakout may develop into a long-term trend reversal if buyers are able to stay above the 50-day and 100-day moving averages during the upcoming sessions. 

Bitcoin recovery stabilizesAfter making a significant comeback from June's sell-off, Bitcoin is still trading inside a recovery structure, but the market hasn't yet recovered enough strength to oppose the prevailing long-term downtrend. BTC has stabilized above its short-term moving averages at about $64,300, but there is still much stronger resistance above. 

While Bitcoin is still trading below the 100-day and 200-day moving averages, the 50-day moving average has flattened and now offers immediate dynamic support below price. These longer-term averages define the main bearish structure that has persisted for months and are currently grouped around the $67,500-$74,000 area. They also continue to slope downward. 

BTC/USDT Chart by TradingViewPositive indications of stabilization rather than acceleration can be seen in recent price action. Buyers successfully defended higher lows throughout July after the June capitulation, enabling Bitcoin to progressively recover without experiencing excessive volatility. Although there is still insufficient evidence, this slower recovery frequently indicates healthier accumulation as opposed to quick speculative spikes.

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After hitting oversold territory during June's decline, the RSI has now recovered into the mid-50s. As a result, momentum slightly favors buyers, but it is still far below overbought levels. If market sentiment continues to improve, there is potential for another push higher. Following the massive liquidation event that occurred during the June sell-off, volume has returned to normal. 

The idea that Bitcoin is building a base rather than entering a decisive trend is reinforced by the fact that neither buyers nor sellers currently control the majority of trading activity. Before Bitcoin can challenge higher resistance levels, a significant increase in volume is probably going to be necessary. 

Technically speaking, recovering the 100-day moving average around $67,700 would greatly bolster the bullish argument and make it possible to test the declining 200-day EMA at $73,500. On the other hand, if the 50-day moving average is not maintained, focus will return to the $62,000–63,000 support range, which has prevented recent declines. 

All things considered, Bitcoin seems to be moving from a corrective phase into an accumulation range. Although the immediate structure is better than it was in June, bulls still need to recover a number of significant moving averages before the overall technical picture becomes convincingly positive.

Questions have resurfaced within the cryptocurrency community about whether Ripple could unilaterally destroy its massive XRP escrow holdings. The debate focuses on Ripple’s control over XRP’s circulating supply and the network’s decentralized governance model.

Ripple’s Authority on Escrowed XRPWeb3 investor and blockchain commentator Jake Claver addressed these concerns in a recent social media post, clarifying that Ripple does not have independent power to burn its escrowed XRP. Ripple is a San Francisco-based fintech company known for developing payment solutions using XRP and related blockchain infrastructure.

Claver explained that the XRP Ledger operates under decentralized governance and Ripple itself directly controls only three out of the 35 validators on the network’s Unique Node List (UNL). For any protocol change—such as the destruction of escrowed XRP—a supermajority vote is necessary. According to Claver, that threshold stands at 80%, requiring consensus from at least 28 validators outside Ripple’s control.

Ripple runs 3 of 35 trusted validators, and any change needs approximately 80% consensus. They can lock XRP in escrow, but torching supply takes 28 other independent validators voting yes. Decentralization, in practice.

The XRP Ledger’s governance ensures that no single participant, including Ripple, can arbitrarily alter network rules or destroy tokens without broad validator agreement.

Burning Escrow: Procedure and RoadblocksAccording to Claver, any attempt to burn XRP from escrow would require a formal network amendment, which must be supported by a significant majority of trusted validator nodes. He emphasized Ripple’s limited influence within this structure, reaffirming that direct unilateral action is impossible.

Claver also referred to past statements by David Schwartz, Ripple’s Chief Technology Officer, who has repeatedly maintained that such a measure would need overwhelming network support according to the XRP Ledger’s rules.

Ripple may place, lock, or release XRP in escrow as part of monthly schedules and business operations, but only a large-scale network consensus could approve burning these assets entirely.

Mini dictionary: Unique Node List (UNL) — In the XRP Ledger, the UNL is a set of validators trusted to reach consensus on the state and rules of the ledger. Amendments and critical changes to the protocol require high UNL validator consensus to be enacted.

Community Perspectives and Escrow MonetizationClaver’s explanation drew broad engagement from the XRP community. Some questioned if Ripple would have any motivation to remove a primary source of capital from its balance sheet. XRP_BIBLE argued that monthly sales from escrow remain a significant income source for Ripple, thus making a mass burn unlikely.

Ripple monetizes some of its XRP through monthly sales, so it has little incentive to destroy escrow, which represents a major funding mechanism.

Other users, like WilliamLolli.DigitalAssetEvangelist, reiterated the point that Ripple’s structured releases have always been central to its business model. They questioned why the company would shift away from a system it views as successful.

Another community participant, Italian Gatorade, highlighted the difference between regular transaction fee burns on the XRP Ledger and large, deliberate token burns for optics or pricing effects. The user supported the network’s current process of burning negligible amounts with each transaction, while opposing proposals to destroy escrow similar to certain meme coins.

Community responses overall echoed confidence in the ledger’s decentralized governance, underscoring that any change to XRP’s total supply would require significant, multi-party agreement and not just Ripple’s approval.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Crypto coach Thomas Laresca has drawn attention to an extraordinary price prediction for XRP by sharing a video clip in which Brandon Biggs, described as a prophet by his supporters, claims the cryptocurrency could eventually reach $10,000 per token.

In his recent post, Laresca asked his followers, “Biggs says XRP could reach $10,000. If that happened, would you hold or sell?” The question sparked widespread debate within the XRP community about their potential reactions if such a substantial price target ever came to pass.

Unlike technical market forecasts, Biggs’ prediction is rooted in what he characterizes as a revelation he received prior to learning about the cryptocurrency. He asserts that he was informed XRP would one day be worth more than $10,000, even though he had no prior knowledge of the asset at the time.

Biggs asserts that the message about XRP’s future price was revealed before he became aware of the cryptocurrency, emphasizing that he only researched it after receiving the name.

Origins of the $10,000 price targetIn the shared video, Biggs explains that he had often been approached for investment guidance before experiencing what he portrays as a prophetic experience concerning a major future asset. He stated he was told that XRP would soar from its present value to over $10,000 per coin, and learning the name prompted him to search online, where he discovered it was a digital currency.

Biggs did not provide a timeline or technical explanation for how XRP could reach this target. His remarks were focused on the long-term possibility, leaving practical pathways for such a development unaddressed. Laresca’s post encouraged followers to consider whether they would hold or sell if XRP ever climbed to such an unprecedented level.

Mini dictionary: Brandon Biggs, a self-described prophet, is known within certain online investing communities for making bold forecasts about cryptocurrencies based on revelations rather than conventional market analysis.

The claim stimulated a wide range of responses, with some users entertaining the hypothetical scenario and others expressing skepticism about the proliferation of bullish XRP predictions. John Kelly, a community member, questioned the credibility of repeated optimistic forecasts, suggesting contributors might have ulterior motives.

John Kelly commented that he suspected some individuals of being compensated by Ripple for making ambitious price predictions regarding XRP.

His comment captured a sentiment among certain observers who see the surge in ambitious targets as requiring closer scrutiny. Meanwhile, many maintain their belief in XRP’s long-term opportunities and continue to discuss potential substantial price movements.

Biggs’ $10,000 forecast stands out as one of the boldest yet for XRP, far exceeding figures typical of most financial analysts. The projection lacks support from market data or technical research and remains speculative. Nonetheless, it has fueled ongoing debate about investors’ strategies should the cryptocurrency reach such historic heights.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

It’s been another eventful week in crypto, with Bitcoin steadying through a tech-stock selloff, meme coins splitting into winners and losers, and Washington’s CLARITY Act back in focus. Here’s a quick recap of the major crypto stories that came in over the week.

Bitcoin, Ethereum, XRP, Dogecoin Hold Ground as CLARITY Act Seen Unlocking the ‘Next Wave of Adoption’Read the full article here.

Dogecoin Has a Chance, but Shiba Inu, Bonk Labeled ‘Worthless’Read the full article here.

Forget Bitcoin, XRP: These 3 Altcoins Are Set Up for Big Moves Right NowRead the full article here.

Bitcoin, Ethereum, XRP, Dogecoin End Week Quietly as Analyst Predicts ‘One Last Leg Lower’Read the full article here.

Shiba Inu Fights Back to Top 31: Is It Safe to Buy SHIB Now?Read the full article here.

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XRP has reached a technical level that analyst EGRAG CRYPTO views as a potential turning point for the cryptocurrency. EGRAG CRYPTO, an independent chart analyst known for sharing technical insights on digital assets, shared a weekly chart that highlights key structures affecting XRP’s next possible market direction.

Descending red trendline remains in focusThe chart draws particular attention to a descending red trendline, referred to as “The Red Line,” that has acted as a major resistance barrier since XRP peaked in July 2025. Multiple attempts to break above this trendline have failed, keeping this area under active surveillance for traders and analysts alike.

EGRAG CRYPTO’s analysis includes the 50-week exponential moving average (EMA), marked in blue, and the 222-week simple moving average (SMA), colored green. At present, XRP trades near both averages as its price clusters around the intersecting long-term resistance and an ascending support trendline. The chart highlights the $1.60 level as an area of specific interest, given its proximity to the descending resistance zone.

The analyst emphasizes, “Men lie. Women lie. Structure doesn’t lie,” suggesting that regardless of sentiment or speculation, the long-term chart pattern remains objective and informative.

Atlas Line and key support zonesIn the current technical outlook, a white circle marks XRP’s trading range near an ascending support, which EGRAG CRYPTO describes as the “Atlas Line.” This trendline has provided a firm base for XRP’s price, holding above it since before 2019 and demonstrating a prolonged period where the cryptocurrency has respected the upward trajectory.

EGRAG CRYPTO’s structure also references a symmetrical triangle pattern that unfolded between 2021 and late 2024. The prior breakout from this formation triggered a surge in XRP’s value of more than 500% in late 2024. Presently, XRP consolidates inside a new compression area, bracketed by the descending red trendline above and the ascending Atlas Line below.

Mini dictionary: Atlas Line — A term used by EGRAG CRYPTO to describe a critical rising support trendline on XRP’s long-term price chart, considered significant for identifying key reversal or breakout levels.

Potential breakout and price targetsEGRAG CRYPTO charts a possible upward path, projecting XRP to rally toward the $8.30 mark if it achieves a decisive breakout above the red resistance trendline. The next step in the scenario first requires XRP to reclaim the $1.60 level before any potential move higher.

According to the analysis, the timeline for any breakout is unspecified, but the chart presents the $8.30 objective as the next logical phase following a breakout from the current technical structure. The focus of the analysis remains on the long-term structure of the asset rather than on near-term price fluctuations.

Level/ZoneSignificanceCurrent StatusRed trendlineMain resistance since July 2025Remains unbrokenAtlas Line (support)Ascending support since pre-2019Currently held$1.60Key resistance to reclaimNear current price$8.30Projected breakout targetPotential if breakout confirmed The market outlook revolves around technical patterns, with EGRAG CRYPTO insisting that price structure, rather than personal opinion, will determine XRP’s path: “Structure doesn’t lie.”

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.

As discussions about XRP escrow balance reemerge on social media, XRP community members have shared what they call a current snapshot of Ripple's publicly verifiable XRP escrow holdings.

The update comes amid fresh conversations over Ripple's escrow holdings, with many social media posts citing outdated or conflicting figures.

X user "Saul" observed a lot of discussions about escrowed XRP; however, he noted that the numbers are all over the place. He went ahead and shared a current snapshot of the escrow holdings at 32.4 billion XRP.

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Hussein Zangana, the director of community at the XRP Ledger Foundation, who goes by the name Vet on X, says this figure is validated by the popular XRP Ledger explorer, XRPScan. Vet shared a screenshot from XRPScan showing the circulating supply of XRP, total XRP burned, and escrowed.

XRP activated accounts are currently at 8,019,684; total XRP burned is 14,365,934 XRP; XRP escrowed is 32,445,002,702 XRP, while the current circulating supply stands at 67,526,265,430 XRP.

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Vet shared a further interesting detail, highlighting the transparency around Ripple's public operations regarding the XRPL. He noted that Ripple added to their website, in the XRPL toml file, all of their public operation accounts and addresses on the XRPL, which are also validated with Ripple's UNL validator signature. This shows 20 XRP escrow accounts, 2 clusters, a few validators (only 1 on dUNL), and an RLUSD issuer address.

Ripple newsIn the past week, Ripple launched Ripple Mint, which represents a unified way for institutions to access, mint, redeem, and manage Ripple USD (RLUSD). Ripple Mint improves how institutions access RLUSD by supporting both a user interface for operational control and oversight and programmatic access for automation and system-level integration.

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Notably, an institutional network that handles over $2 trillion in annualized transaction volume announced a strategic investment from Ripple. The partnership aims to accelerate the adoption of compliant stablecoin payments while paving the way for RLUSD to be integrated across one of the world's largest institutional payment networks for digital assets.

Meanwhile, XRP's breakout attempt was halted in its tracks once again.

The spot exchange-traded funds tracking Ripple’s cross-border token started the week strong, hitting a fresh all-time high in terms of total net inflows, but a familiar and slightly worrisome scenario repeated in the following days.

At the same time, the HYPE ETFs have broken their streak and were deep in the red for a second consecutive week.

XRP ETFs: The Good and the Worrisome Data from SoSoValue shows that the spot XRP ETFs attracted $2.49 million on Monday and $5.66 million on Tuesday. That’s the good news. However, the other side of the coin was what happened during the remaining three business days of the week. And, it was something that has repeated and even accelerated in recent weeks.

The same data aggregator shows that there were no reportable net flows during those three days, with $0.00 pointing at each. Something similar was observed last week, when only one day was in the green, while the other four were at $0.00. If we look back, we can see that 10 out of the last 15 trading days have seen zero net flows.

Thus, even though the XRP ETFs ended two consecutive weeks in the green, a more in-depth look into the numbers shows a clear sign that investors’ interest has dwindled lately. Before these two weeks, the funds were on a massive nine-week streak in which they attracted over $150 million.

Nevertheless, the overall data shows that the cumulative total net inflow has risen to almost $1.5 billion, according to SoSoValue, which is an all-time high.

Spot XRP ETF Inflows. Source: SoSoValue Meanwhile, the underlying asset pumped at the beginning of the week, perhaps due to the growing ETF net flows, went from under $1.09 to a multi-day peak of $1.16. However, it was halted there and has returned to below $1.10 as of press time.

You may also like: Do People Interested in XRP Actually Care About Ripple? Classic Bullish XRP Pattern Emerges as Large Wallets Keep Accumulating Relief Rally or Bull Trap? Why This Analyst Says XRP Is Heading Below $1 HYPE ETFs Break Form The spot HYPE ETFs quickly joined the XRP funds as a fan favorite, especially during one week in which they attracted over $110 million to set a record of their own. However, investors have turned their back on those funds in the past two weeks, as net outflows dominate.

During the past five-day trading period, they pulled out over $8.6 million, following another red one in which the net outflows stood at $7.26 million. Thus, the cumulative total net inflows have dropped from an all-time high of $308.60 million to $292.73 million as of Friday’s close.

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