Track market-moving stories before they get noisy

Ripple CEO urges US crypto clarity, highlights 75 global licenses

Not financial or tax advice. PANews content is strictly educational and informational and is not investment advice, financial advice, tax advice, legal advice, or a solicitation to buy or sell any digital asset, security, or financial product. Do your own research and consult qualified advisers.

Disclosure. PANews may publish sponsored content, partner content, advertisements, affiliate links, event promotions, and market commentary involving Web3 projects, service providers, or financial products. PANews personnel, contributors, or affiliates may hold digital assets or other interests related to covered topics. See our Terms of Service.

This site is protected by reCAPTCHA.

Alex Jones, a controversial media figure and political commentator, has ignited debate within the cryptocurrency community after raising concerns that governments might target digital assets such as XRP in the event of a severe systemic crisis. He suggested that, under extreme circumstances, authorities could seek to seize not only traditional bank accounts and real estate, but also cryptocurrency holdings.

Regulatory Limits on Crypto SeizureJones’s comments, which were shared widely on X, stopped short of making direct price predictions or claiming specialized expertise in XRP. He emphasized that his remarks were intended as a warning about potential government overreach, not as an authoritative forecast about the asset itself.

Current regulations in the United States do not support Jones’s scenario. The Federal Deposit Insurance Corporation (FDIC), the independent agency insuring deposits at U.S. banks, maintains that crypto assets are not considered FDIC-insured deposits. When a bank fails, the FDIC insures eligible deposits up to established limits and, as receiver, sells off the failed institution’s assets to satisfy its debts.

This structure does not authorize the government to confiscate digital currencies like XRP from private individuals. Instead, assets held in self-custody wallets remain outside the direct reach of FDIC policies affecting bank accounts.

The FDIC’s official guidance explicitly separates crypto assets from insured deposit products and notes that digital currencies are not subject to the same protections or procedures as cash deposits in banks.

In the European Union, similar safeguards exist under the Bank Recovery and Resolution Directive (BRRD). The directive ensures that insured deposits are protected, and it restricts authorities from applying write-down or conversion powers to these deposits in a bank resolution event.

Jones’s warning, as a result, should be interpreted as a hypothetical concern rather than confirmation of any imminent or newly adopted policy regarding XRP or similar assets.

Mini dictionary: Federal Deposit Insurance Corporation (FDIC), an independent agency of the US government that protects depositors against the loss of insured deposits if a bank fails, up to certain legal limits, but does not insure digital assets like cryptocurrencies.

XRP Price Action and Institutional InterestMeanwhile, XRP has returned to a key price level as market attention grows. On September 6, XRP traded near $1.42 after declining by 3.65% two days prior, then regaining approximately 1% the following day. Market analysts have repeatedly highlighted the $1.40 region as a critical technical area, drawing significant focus from both retail and institutional investors.

Institutional demand for XRP has shown clear growth, even as prices remain choppy. Data from Coinpaper indicates that U.S.-listed spot XRP exchange-traded funds (ETFs) attracted $110.49 million in net inflows during their most robust week of 2026 to date, raising total inflows to about $1.66 billion.

DateXRP PriceSpot XRP ETF Weekly InflowCumulative ETF InflowSeptember 4$1.37––September 5$1.38––September 6$1.42$110.49 million$1.66 billionDevelopment work on the XRP Ledger (XRPL) also continues in parallel with growing institutional involvement. The latest XRPL 3.3.0 upgrade proposal introduces features addressing tokenized assets, options for confidential transfers, and programmability enhancements for digital asset management.

Mini dictionary: XRP Ledger (XRPL), a decentralized blockchain network supporting the fast and energy-efficient transfer of XRP and the creation of other tokenized assets.

Custody remains a primary concern for some XRP holders. Security experts emphasize that the level of risk primarily depends on the method of asset storage. Keeping XRP in a self-custody wallet controlled by private keys generally offers more protection against third-party actions than leaving assets on centralized platforms.

XRP remains at the center of regulatory debate, yet no US or EU authority has announced any program to seize privately held XRP. Current rules at both the FDIC and within the EU emphasize that digital assets are not subject to automatic confiscation powers in bank failures or resolutions.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.

A major bundled fix amendment is scheduled to activate on the XRP Ledger mainnet in the next five days if validator support remains above the required threshold. According to XRPscan data, fixCleanup3_3_0 is scheduled for September 11 mainnet activation if it holds 80% support for a 14-day window.

XRP Ledger's amendment system uses a consensus process to approve changes that affect transaction processing. Fully functional transaction processing changes are introduced as amendments; validators then vote on these changes. If an amendment receives more than 80% support for two weeks, it passes, and the change applies permanently to all subsequent ledger versions.

The fixCleanup3_3_0 amendment was introduced in the XRPL software version release 3.3.0, launched in August, and is designed to strengthen several features across the network.

HOT Stories

You Might Also Like

fixCleanup3_3_0 quickly gained traction after it opened for voting on August 6, attaining a majority (that is, reaching 80% support) on August 28, following which the two-week activation timer began to tick, with five days now remaining.

XRP Ledger overhaul continuesThe fixCleanup3_3_0 amendment is a collection of fixes for Single Asset Vaults, the Lending Protocol, Automated Market Makers, the permissioned DEX, Checks, and pseudo-accounts, with 11 changes outlined.

You Might Also Like

These include a fix to hybrid offers being removed from the open order book when the account that placed them loses access to the permissioned domain, and Automated Market Maker liquidity being included in quality estimates for permissioned DEX order books. The upgrade will also add further precision and rounding fixes for Single Asset Vaults and the Lending Protocol, which are currently in voting.

fixCleanup3_3_0 follows previous fix upgrades fixCleanup3_1_3 and fixCleanup3_2_0, which were activated on the XRPL mainnet in May and July, respectively. The fixCleanup3_1_3 amendment marked a collection of fixes for NFTs, Permissioned Domains, Vaults, and the Lending Protocol, while fixCleanup3_2_0 included fixes for Single Asset Vaults, the Lending Protocol, the permissioned DEX, Multi-Purpose Tokens, and permissioned domains.

The fixCleanup3_3_0 amendment gained 82.86% support, with 29 Yes votes out of 35, and is currently holding this threshold, with the potential for its activation in days.

Trader PharaohX33 sparks renewed XRP optimism with viral “Pump It Up” video

Banks considering the use of XRP for cross-border payments may significantly boost demand for the digital asset, according to independent cryptocurrency researcher SMQKE.

Ripple demo outlines XRP settlement strategiesSMQKE recently published findings through X, the social media platform formerly known as Twitter, drawing attention to a Ripple demonstration that details potential adoption scenarios for XRP by financial institutions.

Ripple, a payment technology company aiming to modernize global money transfers, showcased how banks could leverage XRP to expand their international payment reach. The demonstration describes two main methods for banks to access XRP for settlement purposes.

In the first approach, banks could maintain direct holdings of XRP, positioning it as a reserve asset for ongoing transaction needs. Alternatively, banks might choose to obtain XRP from cryptocurrency exchanges when they require it for specific cross-border transfers.

SMQKE emphasized that, “Banks adopting XRP for cross-border payments will drive up its price.” The researcher argued that both sourcing methods have the potential to strengthen demand as network activity increases.

The Ripple demo presents XRP as a bridge asset, enabling fast, scalable, and cost-effective settlement between disparate currencies. This model could help banks enhance payment speed and efficiency without establishing individual liquidity arrangements in every country.

Mini dictionary: Ripple, a US-based fintech company, provides blockchain-based solutions for global payments and developed the XRP Ledger and its associated crypto asset, XRP.

XRP liquidity and trading volumeThe demonstration cited XRP’s daily trading volume, noting that it surpasses many lesser-traded fiat currencies. Ripple’s presentation suggested that this level of liquidity could make XRP well-suited for facilitating payments in currency corridors where liquidity is traditionally limited.

Under the proposed framework, each bank could either store XRP directly or use an exchange to obtain the amount needed on demand, allowing institutions to participate without holding large reserves in multiple currencies.

The speaker in the Ripple demonstration stated that “XRP acts as an on-demand liquidity pool, reducing the need for banks to hold surplus capital across different markets.”

RippleNet, Ripple’s proprietary payment network, was positioned as a more capital-efficient solution compared to traditional correspondent banking practices, which often tie up funds in various geographies to support liquidity needs.

Bank’s XRP AccessPrimary EffectDirect holding of XRPAccumulation increases, fixed supply pressureSourcing from exchangesHigher trading volume, market-driven demandCommunity reactions and industry contextXRP HERALD, another analyst in the ecosystem, echoed SMQKE’s assessment, stating that banks’ ability to hold or source XRP could lead to stronger demand, especially as transaction volumes on the network increase. The account pointed to the relationship between increased utility and supply-side pressure for digital assets.

Separately, Nat Turner highlighted inefficiencies in the traditional banking structure for international payments. Turner argued that banks currently maintain multiple local accounts and currencies, which ties up capital and slows settlement processes. These comments reinforced the notion that a blockchain consensus asset like XRP could potentially streamline operations and reduce the need for duplicate reserves.

SMQKE’s discussion links the expansion of cross-border payment activity with the possibility of elevated market demand for XRP, citing Ripple’s on-demand liquidity model as a relevant innovation. The research suggests that as more financial institutions explore this mechanism, pressure on available XRP supply could intensify, with trading volume and asset accumulation both playing key roles.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

XRP price traded near $1.42 on Sunday, gaining 0.71% as cryptocurrency markets steadied after a volatile week.

Bitcoin price hovered at around $79,973, and Ethereum was at $2,499 as the market awaits the FOMC meeting on September 15-16th.

Nevertheless, XRP remained vulnerable to Washington politics with another Senate postponement of the CLARITY Act.

The legislation could define regulatory roles for the Securities and Exchange Commission and Commodity Futures Trading Commission.

CLARITY Act Delay Extends Regulatory Uncertainty Senators postponed action before recess after lawmakers failed to settle several political and policy disagreements.

The Senate returns September 14, leaving lawmakers a narrow window before election campaigning further limits available floor time.

Any procedural cloture vote would require 60 senators, making bipartisan support essential for the bill to advance.

🇺🇸 CLARITY Act Could Be Delayed AGAIN

The U.S. House just canceled its final two September voting weeks, leaving lawmakers with only 4 days to get work done before the midterms.

That puts the CLARITY Act in a much tighter spot.
If the Senate changes the bill, the House may need… pic.twitter.com/Z2jWsKylR4

— Crypto Patel (@CryptoPatel) September 5, 2026

Disputes include ethics restrictions, stablecoin rewards, decentralized finance protections, and the balance between financial regulators.

The postponement does not formally defeat the measure, but it reduces time for negotiations and possible House reconciliation.

XRP held above $1.40 despite the setback, suggesting buyers still defend the token’s immediate support area.

Bitcoin’s ability to remain near $80,000 and Ethereum’s hold around $2,500 could also influence XRP’s next direction.

Traders will watch Senate scheduling updates closely, because further delays may keep regulatory uncertainty attached to XRP.

XRP ETFs Hold $1.48 Billion in Assets Despite Zero Daily Inflows On September 4, XRP spot exchange-traded funds had no daily net inflows, but cumulative inflows stood at $1.68 billion. Total net assets amounted to 1.69% of the overall market capitalization of XRP, totaling $1.48 billion. 

Source: Sosovalue data Trading activity totaled $36.21 million as every listed fund closed lower during the session. Franklin’s XRPZ posted the steepest decline at 4.94%, narrowly exceeding Bitwise’s XRP fund’s 4.86% loss. Bitwise continued to dominate the market in general, with a net asset of $507.47 million and reported cumulative inflows of 599.31 million.

Will XRP Price Hold $1.40 Support Before Its Next Rally? The XRP price traded at $1.41 after holding above the important $1.40 support level on the four-hour chart. 

The XRP price kept consolidating above $1.40, which indicates that buyers are still active within the immediate support of the market. The RSI was 54.92, with a balanced momentum and a slight bullish inclination.  

Source: TradingView The MACD line fell a little below its signal line, which indicated a lower short-term momentum. A four-hour close above $1.50 would prove the resurgence of demand and create an avenue to $1.60. The inability to hold $1.40 may lead to increased selling pressure and the lower support target of $1.30.

Crypto analyst Ali Martinez, evaluating XRP’s long-term technical outlook, suggested that the price could rise to $60 in a potential bull market.

According to Martinez, XRP is forming a broad ascending triangle pattern on the monthly chart that has been ongoing for approximately 10 years. The analyst noted that in the long-term pattern, the $3.66 level stands out as a critical resistance point.

Martinez stated that if XRP closes above $3.66 on a monthly basis, it would technically confirm an upward breakout from the ascending triangle, and such a scenario could activate a technical price target of approximately $60.

According to this forecast, the most important hurdle for XRP is at the $3.66 level. A break above this level and a monthly close above it would be the key condition for Martinez’s long-term bullish scenario.

However, the $60 level is a technical target calculated from a rising triangle formation and does not guarantee that the price will reach this level.

*This is not investment advice.

Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data!

・米国の7本のXRP ETFが計11億1000万XRPを保有しており、エックス・アール・ピー（XRP）の総供給量1000億XRPの約1.1％に相当する。
・上場投資信託（ETF）への資金流入が11営業日連続で続き、約1億7000万ドルに達するなか、XRPはビットコイン（BTC）に対して最大30％上昇した。
・国際決済銀行（BIS）はXRP Ledger（XRPL）を使った改ざん耐性のあるデータ検証を試験している。また、Evernorthは一般投資家向けのXRPトレジャリー事業体を立ち上げる予定だ。

XRP ETFへの買いが11営業日連続、XRPはBTCに対して最大30％上昇 米国で取引されている7本のXRP ETFが保有するXRPは、合計11億1065万XRPに達した。これはXRPの総供給量1000億XRPの約1.1％に相当する。

これらの保有資産は9月4日時点で約16億ドルと評価されており、7つのETF発行体に分散している。米国のソラナ（SOL）ETFが保有する約13億ドルを上回った。

企業としてXRP ETFを最も多く保有しているのはゴールドマン・サックスで、第2四半期末の13F報告書では8700万ドル相当の保有を開示している。

ETF別では、Bitwise（ビットワイズ）の商品が3億6200万XRPをカストディで保有し、最も高い需要を集めている。年間経費率は0.34％と、Franklin Templeton（フランクリン・テンプルトン）や21Shares（21シェアーズ）よりも高い。それでも、BitwiseのXRPファンドの運用資産残高（AUM）は5億ドルを突破し、累計資金流入額は6億ドルに近づいている。

Franklin Templetonの「XRPZ」はBitwiseに続く2億7360万XRPを保有し、Canary Capital（カナリー・キャピタル）の「XRPC」は約2億4830万XRPを保有している。

＜ETFのカストディに保管されたXRPは11億XRPに到達｜XRP-Insights.com＞ 21Sharesの「TOXR」は約1億1030万XRPを保有しており、5980万XRPを保有するGrayscale（グレースケール）の「GXRP」の約2倍にあたる。

REX-Ospreyの「XRPR」は約3540万XRPを保有し、Bitwiseのインデックスファンドも約2130万XRPを保有している。

米国の現物XRP ETF市場全体では、2025年11月の商品の上場開始以降、累計資金流入額が約17億9000万ドルに達している。

XRP ETFへの11営業日連続の資金流入は8月18日に始まった。一方、米財務省が長期国債の買い戻し拡大を発表したのは8月19日で、拡大措置は9月9日から実施される予定だ。

XRPは8月19日から23日まで5日連続で上昇した。8月18日の終値約1.00ドルから23日の終値約1.52ドルまで約52％上昇し、23日の高値は1.55ドルだった。

＜XRPは8月18日から23日にかけてBTCに対して30％上昇｜TradingView＞ この期間、XRP価格はBTCに対して最大30％上昇した。その後は反落し、9月第1週にかけて1.40ドル前後でもみ合う展開となった。

8月だけでXRP ETFには約1億5900万ドルが流入した。月の最終週には約1億1000万ドルが流入し、2026年で最大の週間資金流入を記録した。

こうした動きによってXRP価格は1.55ドル付近のレジスタンスまで上昇したが、8月23日の高値から現物価格が反落した後も、ETF投資家による買いは続いた。

8月18日から9月1日までの11営業日連続で、XRP ETFには約1億7000万ドルが流入した。

この連続流入は9月2日に途切れ、同日には約700万ドルが流出した。

しかし、翌営業日には再び買いが入った。9月3日のXRP ETFへの純流入額は約614万ドルで、Franklin TempletonのXRPZに319万ドル、Bitwiseに295万ドルが流入した。

これにより、Franklin Templetonの累計流入額は4億7300万ドル近くに達し、Bitwiseの累計流入額は約5億9900万ドルとなった。

ETFのカストディに保管されたXRPは、経済的な所有権がファンド投資家に帰属したまま、取引所で即座に売買可能な流通量から取り除かれることになる。

Nasdaq関連命令、BISのワーキングペーパー、EvernorthのXRPトレジャリーが機関投資家需要を後押し 米財務省の動きによる流動性面での追い風に加え、間近に迫る規制上の変化も、ゴールドマン・サックスが牽引する機関投資家のXRP ETF需要を支える材料となっている。

米証券取引委員会（SEC）は、9月3日に提出された命令「No. 34-106268」で、Nasdaq Texas（ナスダック・テキサス）が8月20日に提出したRule 5711(d)の規則変更を迅速承認した。変更では、Commodity-Based Trust Sharesについて、NAVの最大15％を一般上場基準の適格要件を満たさない一定の資産で構成できるほか、アクティブ運用戦略も認める。

さらに9月2日、BISはワーキングペーパー第1374号を公表した。この研究では、公的な経済データが改ざんされていないことを検証するため、XRP Ledgerを利用した新たなテストが示されている。

今回のBISのPoCはXRPL DevNet上で実施されており、これ自体が実際のXRP供給量を減らすものではない。将来、XRPLメインネット上で利用が拡大した場合は、取引手数料として支払われるXRPがバーンされるが、価格への影響は不明だ。

一方、投資家はEvernorthが計画するXRP特化型の暗号資産トレジャリー事業体を通じ、上場市場でXRPへのエクスポージャーを得る新たな手段にも注目している。

SECがEvernorthとArmada Acquisition Corp. IIの事業統合に関するForm S-4の効力発生を認めたことを受け、Armadaの株主は9月30日に同取引を採決する。承認され事業統合が完了すれば、統合会社はNasdaqで「XRPN」として上場する予定だ。

Ripple（リップル）、SBI、Pantera（パンテラ）、Kraken（クラーケン）などが同事業に関係する企業として挙げられている。上場が承認されれば、XRPNはStrategy（ストラテジー、MSTR）が先駆けとなった、企業がBTCを財務資産として保有するモデルの「XRP版」を公開市場の投資家に提供することになる。

PR ボーナスで始めるのにおすすめな国内暗号資産取引所3選

取引所名特徴
Coincheck【500円の少額投資から試せる！】
◆
※対象：国内の暗号資産取引アプリ、データ協力：AppTweak
◆、手数料も安い
▷無料で口座開設する◁
bitbank【たくさんの銘柄で取引する人向け】
◆40種類以上の銘柄を用意
◆1万円以上の入金で現金1,000円獲得
▷無料で口座開設する◁
bitFlyer【初心者にもおすすめ】
◆国内最大級の取引量
◆トップレベルのセキュリティ意識を持つ
▷無料で口座開設する◁

Crypto analyst Steph Is Crypto highlighted a notable trend in XRP trading activity on September 4, sharing a whale order chart that suggests major Coinbase participants continue to target a $33 price for XRP before the end of the year.

Large whale orders and price levelsAccording to the data presented by Steph Is Crypto, the order book chart displays a high volume of large sell orders for XRP extending from $5 up to $35. The strongest concentration appears between $10 and $30, marked by horizontal red lines on the chart. At the current market price of $1.4655, clusters of large buy orders, depicted as green circles, are also evident.

This alignment indicates that while there is considerable buying demand at the current level, whales have positioned themselves for significant sell-side activity far above the prevailing price. Steph Is Crypto interprets this as an active stance from Coinbase-based whales, reflecting an expectation of further price appreciation.

Coinbase whales are still targeting $33 for XRP this year, as heavy sell orders cluster along that price range.

Technical analysis behind the $33 targetThe $33 figure has been cited by a range of market analysts using different analytical frameworks. EGRAG CRYPTO, for example, calculated the target by analyzing XRP’s historical price cycles, noting gains of 1,250% in 2017 and 560% in 2021. According to this approach, the average cycle projection supports a 905% increase from the current market structure, suggesting a potential move to $33.

Another market watcher, Cryptobilbuwoo0, applied a fractal-based model, referencing XRP’s peak near $3.30 in 2018 and projecting a tenfold rally to reach approximately $33. EGRAG CRYPTO’s additional analysis points to a symmetrical triangle breakout on XRP’s long-term chart, with Fibonacci extension targets that converge in the $30 to $33 range.

The convergence of these various analytical methods suggests a technical consensus forming around the $33 benchmark, lending additional weight to the expectations reflected in whale positioning.

Mini dictionary: Fibonacci extension – A technical analysis tool that projects potential future price levels by applying ratios derived from the Fibonacci sequence to prior price movements, commonly used to identify likely support or resistance levels in financial markets.

Market impact of whale activityLarge participants, often referred to as whales, play a central role in dictating liquidity and directional momentum on major exchanges like Coinbase. Their order placement at certain levels not only indicates expectations but also reveals intended points of profit-taking or exit.

With XRP trading at $1.4655, any movement to $33 would represent an approximate increase of 2,150% from present levels. Sistine Research recently stated that XRP could reach between $33 and $50 by 2027, further echoing sentiments seen among institutional-scale traders.

Several different analytical models now align on the $33 technical target, reinforcing the view that major holders are preparing for this possibility.

AnalystMethodologyTarget ($)EGRAG CRYPTOHistorical cycle average & Fibonacci30–33Cryptobilbuwoo0Fractal analysis33Sistine ResearchPrice target timeline33–50Coinbase, headquartered in San Francisco, is one of the world’s largest and most liquid digital asset trading platforms, known for its extensive coverage of major cryptocurrencies including XRP. Whale activity on Coinbase often provides insight into broader market sentiment due to the platform’s significant trading volume.

The appearance of substantial whale sell walls near $33 and heavy buy orders closer to the current price indicates that large investors are positioning for considerable volatility in the coming months.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Ripple‘s XRP, the digital token central to the Ripple network, last traded above $2 in January 2026 after enjoying a bullish year that pushed it to a record high—the first such surge in over seven years. However, the momentum has reversed in recent months, with XRP’s price even dipping below the $1 threshold last month.

Market rebounds lose steamLate last month, the broader cryptocurrency market showed signs of recovery as Bitcoin (BTC) briefly climbed back above $80,000. This temporary rally also supported XRP, which registered modest gains. Yet, as Bitcoin slipped to the $77,000 level, XRP mirrored the decline, underscoring its correlation with the wider crypto market.

The upswing was driven by two primary catalysts. President Donald Trump hosted a cryptocurrency event at the White House that notably boosted investor sentiment toward digital assets. In parallel, the US Treasury announced an expansion of its bond buyback program, increasing market liquidity and supporting riskier assets like cryptocurrencies.

XRP’s recent rebound appeared short-lived as changing economic signals and uncertainties over US monetary policy weighed on the asset’s price.

Despite these supportive factors, the momentum has begun to wane. Analysts point to a likely decline in prices in the near future, with strong support for XRP hovering just above the $1 mark.

Monetary policy, inflation, and risk of correctionOne of the main risks for cryptocurrencies currently is rising inflation. During the annual Jackson Hole meeting, Federal Reserve Chair Kevin Warsh delivered a hawkish address, emphasizing the ongoing inflationary pressures in the economy.

He signaled a strong possibility of further interest rate increases, which could trigger outflows from XRP and other digital assets as investors seek safer returns amid higher rates.

The US Treasury, having recently injected liquidity into the market through expanded bond buybacks, is expected to draw funds back as it replenishes its cash reserves. Such a reversal, analysts warn, could drain liquidity from financial markets and weigh heavily on cryptocurrencies, including XRP.

Without significant positive catalysts on the horizon, market observers cite limited bullish developments that could propel XRP toward the $2 mark by the end of 2026.

Given current macroeconomic headwinds and a likely tightening of US monetary policy, the probability of XRP reaching $2 in the short term appears low unless major new drivers emerge.

Ripple, the company behind XRP, facilitates cross-border payments and settlements using blockchain technology. XRP is designed to offer faster and cheaper international transactions compared to traditional payment rails.

However, in the absence of impactful market developments, XRP remains vulnerable to broader economic forces shaping risk asset performance. For investors, the path back to $2 by 2026 seems increasingly uncertain.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Agent-driven transactions on the XRP Ledger (XRPL) have reached a new record, with over 3,992,146 transactions now processed through the x402 facilitator. This marks a significant milestone as AI-powered agents continue to use the ledger to pay for services directly onchain using XRP and RLUSD.

Rapid growth in agentic transaction volumeData shows that the number of agentic transactions has surged rapidly since the beginning of September 2026. According to t54, a provider of trust and facilitation tools on the XRPL, transaction volume climbed from 3.1 million to nearly 4 million in just four days—an increase of approximately 890,000.

AI agents rely on the XRP Ledger to conduct payments for various digital services, including token analytics, market intelligence, and research. Transactions are settled autonomously in either XRP or RLUSD, Ripple‘s onchain US dollar-backed asset.

More than 3.99 million agentic transactions have settled on the XRPL to date, highlighting accelerating demand for onchain machine-to-machine commerce and infrastructure.

DateAgentic Transactions (Cumulative)September 1, 20263.1 millionSeptember 5, 20263.99 millionRipple has actively supported this trend with the launch of the XRPL AI Starter Kit in June 2026. This collection of developer tools introduced new ways for AI agents to make payments using the x402 protocol, allowing seamless, trust-minimized transfers in XRP and RLUSD for APIs and digital services.

XRP Ledger agentic payments gain Mastercard supportThe x402 facilitator, provided by Ripple partner t54, acts as a trust layer and mediator, enabling verification of agent payments and risk checks before settlement. Through this setup, agent payments on the XRP Ledger now support Mastercard’s Verifiable Intent standard, which provides proof of payment authorization, amount limits, and purchase details, with automated screening prior to finalization.

Mastercard, a global payments technology company, has included the t54 x402 facilitator in its Start Path program for Agentic Commerce & Services. This initiative connects fintech innovators with large-scale payment networks to foster secure, transparent agent-driven transactions.

Using t54’s platform, merchants and payment providers can transact with AI agents in real time, benefiting from identity verification, automated risk assessment, and built-in dispute resolution. The integration supports a growing trend of machine-to-machine financial activity on blockchain networks.

Mini dictionary: x402 Facilitator – A protocol and infrastructure provider on the XRP Ledger that enables AI agents to authorize, execute, and confirm payments for services using onchain digital assets like XRP and RLUSD, with integrated trust, payment verification, and risk management tools.

The integration of Mastercard’s Verifiable Intent standard with the x402 facilitator is expected to improve trust and transparency in machine-agent transactions by providing clear records of payment authorization and automated risk checks.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

XRP price is trying to recover, but the order-flow data still has a few problems. Spot trading volume reached its highest level since February in August, while the 30-day price-to-CVD correlation improved to approximately 0.43. Yet CVD remains negative near -8 million. More activity is returning, but buyers haven’t fully taken control.

XRP Trading Volume Returns With A CatchXRP spot trading volume climbed sharply across major exchanges in August. Binance recorded approximately $7.28 billion, followed by Upbit at $4.68 billion and Bithumb Korea at $2.59 billion.

Bybit posted around $1.40 billion, Gate.io reached $1.33 billion, and KuCoin recorded approximately $1.23 billion. Bitget and Coinbase followed with roughly $918.5 million and $915.4 million, respectively.

That’s a meaningful improvement in liquidity and market participation. It isn’t automatically bullish, though. Higher volume includes both buyers and sellers. The real question is whether demand can keep absorbing the supply.

XRP Price Needs Stronger CVD ConfirmationThe latest Binance data shows a moderate relationship between XRP price movement and CVD changes, with the correlation coefficient near 0.43. XRP price has stabilized around $1.30 after rallying from roughly $1.00 to above $1.50 during the second half of August.

The problem is that CVD remains negative near -8 million. So, while price has improved, aggressive selling pressure hasn’t disappeared.

If CVD moves into positive territory while the correlation strengthens, the rally would have better confirmation from spot order flows. If CVD stays negative and the correlation weakens, corrective pressure could return.

Analysts See A Wider XRP Price RoadmapOne market view claims XRP has repeated a pattern seen before its reported 650% surge in 2024. The analysts proposed roadmap runs from $1.10 to $1.00, then $1.30, $1.90, $2.80, and $3.40.

Another bullish analysis points to the Fibonacci 0.5 retracement as the level where the latest correction ended. XRP has since moved above the 0.618 line, with the Fibonacci 1.618 level near $2.135 presented as the next potential target.

Those projections remain conditional. The market still needs sustained demand, not just a familiar-looking chart.

For now, XRP price has improving liquidity and a moderate CVD correlation, but negative order flows remain the main obstacle. If spot buying finally turns positive, XRP price could gain stronger momentum toward $2.135. Until then, the rally remains a work in progress.

Loading article prices

What is the current XRP price?

XRP price has stabilized around $1.30 after rising above $1.50 in the second half of August.

Why is XRP spot volume important?

XRP spot volume reached a six-month high in August, indicating stronger market activity and liquidity.

What is XRP CVD?

CVD tracks the balance between aggressive buying and selling orders. The current reading remains negative near -8 million.

What does the XRP price-to-CVD correlation show?

The 30-day correlation is approximately 0.43, indicating a moderate relationship between price movement and CVD changes.

What is the potential XRP price target?

The provided Fibonacci analysis identifies approximately $2.135 as a potential target. Also, XRP could extend to $3.40, if past pattern repeats.

Could XRP price face another correction?

Per an onchain analyst, If CVD remains negative and the correlation weakens, corrective pressure could increase.

Story Ends Here

Trust with CoinPedia:CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto & blockchain, right from startups to industry majors.

Investment Disclaimer:All opinions and insights shared represent the author's own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.

Sponsored and Advertisements:Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.

Read the Next News

XRP continues to attract attention from traders and analysts, as a prominent long-term technical setup points to the potential for significant price appreciation. The asset is currently trading near $1.40 after a 3.05% decline over the past 24 hours, with daily trading volumes around $3.47 billion and a market capitalization close to $88.11 billion.

Technical formation suggests bullish potentialDespite a short-term dip, analysts remain focused on XRP’s broader technical outlook. Crypto analyst Ali Martinez highlighted that XRP has been forming a substantial ascending triangle on its monthly chart for almost a decade. In technical analysis, an ascending triangle is generally seen as a bullish continuation pattern, especially when developing over such a long period.

Martinez identified that a sustained breakout above $3.66 on the monthly chart would mark a significant development for XRP, potentially confirming the completion of this pattern. If such a scenario unfolds decisively, he believes this could open the path toward a long-term technical target near $60—several thousand percent above current levels.

XRP has been forming an ascending triangle for nearly ten years. If the monthly close clears $3.66, the chart pattern could target $60 in the long run.

While the $60 projection is notable, industry observers caution that reaching it would require XRP to overcome multiple resistance levels. The initial and most crucial step is a clear monthly breakout above $3.66, which is well above the current price and therefore a significant milestone. Until that level is breached, the price may remain within its existing range.

Mini dictionary: Ascending triangle — A technical chart pattern featuring a horizontal resistance line and a rising support trendline, often interpreted as a sign of potential bullish continuation if the resistance is broken decisively.

MetricCurrent ValueKey LevelLong-Term TargetPrice$1.40$3.66 (Resistance)$60Trading Volume (24h)$3.47 billion––Market Cap$88.11 billion––Momentum indicators and near-term outlookCurrent technical indicators provide a mixed picture. The Relative Strength Index (RSI) stands at 60.53, which reflects modest bullish momentum since it is above the neutral 50 mark, but momentum has waned compared to the recent average RSI of 67.58. This suggests that while bulls retain a slight advantage, their control is not dominant.

The Moving Average Convergence Divergence (MACD) reads 0.07139, below the signal line at 0.07884, with a histogram value of -0.00745. This setup points to weakening bullish momentum in the short term. A reversal above the signal line would be required for the next phase of upward movement to begin in the near term.

XRP’s daily indicators suggest a reduction in bullish momentum, with MACD and RSI showing mixed signals after a recent upswing.

Investors may closely watch price behavior around the $3.66 resistance. Rising volume and improvement in key oscillators could boost the short-term technical outlook. However, until a sustained close above this level materializes, price action remains range-bound.

Path ahead for XRPA confirmed monthly close above $3.66 would be a critical technical event for XRP, bringing Martinez’s long-term target of $60 into sharper focus. Until that breakout occurs, however, XRP’s direction will depend on market sentiment, trading volume, and whether buyers regain momentum after the latest pullback.

XRP is a digital asset and payments network developed by Ripple Labs, aimed at enabling fast and cost-effective cross-border payments for financial institutions.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Ripple CEO, Brad Garlinghouse, Calls CLARITY Act Within Reach as XRP Runs presales XRP

Ad Disclosure

Ad Disclosure

We believe in full transparency with our readers. Some of our content includes affiliate links, and we may earn a commission through these partnerships. However, this potential compensation never influences our analysis, opinions, or reviews. Our editorial content is created independently of our marketing partnerships, and our ratings are based solely on our established evaluation criteria. Read More

Ad Disclosure

Ad Disclosure

We believe in full transparency with our readers. Some of our content includes affiliate links, and we may earn a commission through these partnerships. However, this potential compensation never influences our analysis, opinions, or reviews. Our editorial content is created independently of our marketing partnerships, and our ratings are based solely on our established evaluation criteria. Read More

Ahmed Barakat

Author

Ahmed Barakat

Part of the Team Since

Mar 2024

About Author

Ahmed Barakat is a journalist and copywriter based in Georgia with a growing focus on blockchain technology, DeFi, AI, privacy, digital assets, and fintech innovation.

Has Also Written

Fact Checked by

CryptoNews Editorial Team

Author

CryptoNews Editorial Team

Part of the Team Since

Sep 2018

About Author

The CryptoNews editorial team is composed of seasoned writers specializing in cryptocurrency and blockchain technology. Their expertise ensures comprehensive, accurate, and insightful content for...

Has Also Written

Ad Disclosure

Ad Disclosure

We believe in full transparency with our readers. Some of our content includes affiliate links, and we may earn a commission through these partnerships. However, this potential compensation never influences our analysis, opinions, or reviews. Our editorial content is created independently of our marketing partnerships, and our ratings are based solely on our established evaluation criteria. Read More

Last updated: 

Ripple is trading around $1.44, following a volatile week that saw the token rebound sharply from the $1.31 area and briefly approach $1.48. XRP has gained roughly 6% to 7% over the past week, although profit-taking has kept the token below its recent highs. With the market heading into the weekend, traders are increasingly focused on a potential regulatory catalyst later this month.

Ripple CEO Brad Garlinghouse has given traders another reason to keep the CLARITY Act on their radar. Responding to CFTC Chairman Michael Selig’s comments about the administration’s crypto push, Garlinghouse said that “making America the crypto capital of the world is within reach, let’s finish the job.”

🚨 NEW :
Ripple CEO Brad Garlinghouse says "making America the crypto capital of the world is within reach — let's finish the job"

Comes less than two weeks before the Senate's September 15 cloture vote on the Clarity Act

Response to CFTC Chair Michael Selig thanking Trump for… pic.twitter.com/tqGncD2U1h

— AltcoinPro (@AltcoinPro_) September 4, 2026 The Senate is scheduled to hold a cloture vote on the motion to proceed to the CLARITY Act on September 15 at 2:15 PM ET. This is not a final passage vote. Instead, the motion requires 60 votes to open the door to formal Senate consideration, meaning the result could determine whether the bill moves forward for debate and further negotiations.

For XRP, the regulatory optimism is arriving alongside a market still sensitive to macroeconomic conditions. The CLARITY Act continues to face disagreements over stablecoin rewards, DeFi rules, ethics provisions, and consumer protections. That leaves XRP caught between a potentially bullish regulatory catalyst and broader market volatility.

Discover: The Best Token Presales

Can Ripple XRP Price Hit $2.50 Next Week?XRP’s recent rebound has brought the token back toward the $1.40 to $1.48 range after a sharp selloff pushed prices toward the $1.30s. The recovery has been accompanied by stronger trading activity, suggesting traders are repositioning around the regulatory catalyst rather than simply chasing momentum.

Heading into the weekend, XRP remains close to the middle of this range, leaving the $1.35 and $1.50 areas as key levels to watch. The $1.35 area has emerged as an important support zone for the bullish case. A sustained break below it could expose XRP to another test of the low $1.30s, especially if expectations surrounding the CLARITY Act deteriorate.

On the other hand, reclaiming $1.48 to $1.50 would strengthen the short-term setup and potentially open the door toward $1.60. Prediction markets currently show meaningful interest in that level, with Coinbase markets pricing a roughly 67% probability of XRP reaching $1.60 during September.

Longer-term expectations remain considerably more divided. Our current prediction puts a 41% probability of XRP exceeding $2 in 2026 and about 29% for a move above $2.50. That makes the $2.50 target a possible bullish scenario rather than a base case. The market is also pricing substantial uncertainty, with XRP’s year-end outcomes spread across the $1.25 to $2.50 range.

The bigger catalyst remains the Senate’s September 15 cloture vote on the CLARITY Act. The vote is scheduled for 2:15 PM ET and requires 60 votes to advance the legislation toward formal Senate debate. It is not a final passage vote, but failure could effectively derail the bill’s progress this year.

For the weekend setup, XRP holding roughly $1.40 to $1.45 would keep the rebound intact, while $1.50 is the first major upside test, and $1.35 remains the key downside level.

Earn $50 and Enter $300K Prize Draw on EdgeX

Bitcoin Hyper Targets Early Mover Upside as XRP Tests Key LevelsRipple holders riding this bounce have a fair case for optimism, but let’s be honest about the math: even the bullish $4.40 target represents roughly 3x from current levels on a token with a market cap already in the tens of billions. That kind of upside takes real catalysts and time.

For traders hunting asymmetric setups, early-stage infrastructure plays at a fraction of that valuation are where the multiples get interesting, and Bitcoin Hyper is positioning itself as exactly that kind of bet.

Bitcoin Hyper ($HYPER) bills itself as the first Bitcoin Layer 2 with full SVM integration. It boasts a smart contract execution faster than Solana itself, built on Bitcoin’s base-layer security.

The presale has raised $33 million at a current token price of $0.0136857, with staking rewards already live for early buyers. Its Decentralized Canonical Bridge aims to solve Bitcoin’s long-standing programmability gap without compromising trust assumptions.

Research Bitcoin Hyper before the presale window closes.

Discover: The Best Crypto to Diversify Your Portfolio

Ripple (CRYPTO: XRP) has held steady above the 200-day moving average, helped by the strong fundamentals, including the rising demand from American investors and growing ETF inflows. XRP trades at $1.4147 today, September 5, up by 43% from its lowest point this year.

Ripple USD Growth is AcceleratingRipple Labs launched RLUSD, its stablecoin in December 2024. After months of steady growth, the token’s performance has accelerated recently. Artemis data shows that the total RLUSD supply has jumped by 51% in the last 30 days, reaching a record high of $2.4 billion. 

This performance makes it one of the fastest-growing players in the stablecoin industry, beating popular names like Tether (CRYPTO: USDT) and USD Coin (CRYPTO: USDC).

More data shows that both the number of RLUSD holders and transaction volumes have continued to grow in recent months. This growth has been driven largely by rising inflows on the XRP Ledger, where RLUSD assets have reached $1.1 billion.

Read Next

XRP is also reacting to the strong ETF inflows, which are signaling robust demand among American investors. These funds have had inflows in all months other than March when they lost $38 million. They have added $13 million this month so far after adding $159 million in  August this year. 

Trending

The same trend is happening in the futures market, where the open interest has jumped in the past few weeks. Also, the amount of XRP tokens in circulation has dropped in key exchanges like Binance and Coinbase, a sign of increased accumulation.

Traders have rotated to the crypto market as jitters of US public debt continued. It has jumped to over $40 trillion, and the uptrend is continuing. It also happened as investors reacted to the ongoing volatility in the stock market.

XRP Price Remains Above a Key LevelXRP chart | Source: TradingView

Technically, the daily chart shows that the XRP price has held steady above the important support level of $1.3093, its lowest level on September 2. It has remained stable above the 200-day Exponential Moving Average (EMA), a sign that bulls remain in control.

XRP has formed a bullish flag pattern, which is made up of a vertical line and a descending channel. Therefore, these technicals, together with the ETF inflows and RLUSD growth means that the token may continue rising in the coming days or weeks. The initial level to watch will be at $1.6975, its highest point in August.

Read Next

Image: Shutterstock

© 2026 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

XRP is drawing renewed attention as its chart structure closely mirrors a formation seen in 2024, just before a sharp upward move.

Analysts tracking the altcoin note that the current setup echoes the sequence that preceded that earlier 650% advance.

Why This XRP Setup Looks Familiar to Chart WatchersAt the time of writing, XRP trades near $1.40, up roughly 35% in a month. The token sits well below its 2025 peak near $3.65 but has rebounded from levels below $1.00 earlier this summer.

One technical view, shared by analysts, highlights that XRP has repeated the same pattern observed in 2024 immediately ahead of that rally. The token is outlining a sequence progressing from the $1.10 to $1.00 zone through successive targets at $1.30, $1.90, $2.80 and $3.40.

The analysis frames this as a potential roadmap rather than a guarantee.

Follow us on X to get the latest news as it happens.

XRP Repeats the Pattern That Preceded Its 650% Rally in 2024. Source: X/@SeffafNetAdditional bullish projections draw on Fibonacci levels. One analysis, from trader CW8900, notes that a recent correction bottomed near the 0.5 retracement and that price has since cleared the 0.618 level, with the next extension target cited near $2.13 at the 1.618 Fibonacci level.

The On-Chain Data and the SkepticsSupporting data from on-chain metrics adds important context:

Spot trading volume for XRP reached a six-month high in August 2026, with Binance alone recording more than $7.26 billion, while Upbit and Bithumb also showed elevated activity.
Roughly 500 million XRP left Binance during the same period, pushing monthly average reserves on the exchange down to levels last seen in early 2024.
XRP Spot Trading Volume Hits a 6-Month High. Source: CryptoQuantAnalysts interpret the outflow as a longer-term positive signal, consistent with accumulation in self-custody or demand for spot ETF products launched in late 2025.

The dynamic is viewed as more relevant over extended horizons than for immediate price action.

Not every outlook agrees, however. A more cautious reading from other analysts describes XRP as remaining inside a corrective pullback within the $1.10 to $1.38 support zone. In this view:

The latest bounce still appears as a three-wave structure.
No confirmed low has been established yet.
The current recovery looks more like an incomplete recovery than the start of a sustained advance.
Subscribe to our YouTube channel to watch leaders and journalists provide expert insights.

XRP Price Analysis. Source: X/@MorecryptoonlThe combination of a repeating technical pattern, elevated spot volume, declining exchange reserves, and mixed short-term structures creates a genuinely contested setup.

Historical pattern recognition can highlight possibilities, yet market conditions, broader crypto sentiment, and macroeconomic factors continue to shape actual outcomes.

Whether the 2024-style sequence reappears will depend on sustained buying interest and XRP’s ability to hold key levels in the weeks ahead.

The XRP Ledger just hit 8 million activated accounts for the first time. That sounds like a growth story. Look closer, though, and the picture gets more complicated.

Daily active addresses on the network fell roughly 61% in one June 2026 snapshot, dropping to around 7,800 on its worst days and sitting near 25,350 during mid-year readings. The total number of funded wallets keeps climbing, but the share of those wallets actually doing anything on a given day has shrunk considerably.

What’s filling the gap is the size of the transactions that remain. Average transaction value on XRPL reached somewhere between $85,000 and $86,700 in 2026, a figure that reportedly surpasses the per-transaction average of both Bitcoin and Ethereum. When fewer people are moving money but each transfer is worth roughly the price of a suburban home, that tells you something meaningful about who is still showing up.

A network in transition The ledger crossed 8 million activated accounts in July 2026, up from approximately 7.85 million in March. New account creation has continued, averaging around 2,300 fresh wallets per day since March, though the pace of additions has slowed from earlier peaks.

Transaction counts, meanwhile, paint an interesting contrast with the falling active-address numbers. Certain periods showed a 38% rise in total transactions alongside a 110% jump in transactions per ledger, even as overall payment volumes declined. More transactions, fewer active accounts, larger individual transfers: the ledger is doing more heavy lifting per session, not more sessions overall.

The clearest explanation sits in what those transactions are increasingly made of. RLUSD, Ripple’s dollar-pegged stablecoin, has been expanding its issuance on XRPL. Tokenized real-world assets are also proliferating on the network, with associated value running into the hundreds of millions and, in some readings, into the billions. Both categories skew toward institutional counterparties settling large positions rather than retail users making small payments.

What institutional gravity means for XRPL’s positioning The expansion of tokenized real-world assets on the ledger fits a broader market trend. Across multiple blockchains, asset managers and financial institutions have been piloting or deploying tokenized versions of treasuries, money market funds, and other instruments.

RLUSD’s growth on XRPL adds another institutional-grade layer. A regulated stablecoin anchored to the dollar and settling on a ledger purpose-built for high-value transfers is a more compelling argument for a bank treasury desk than for a retail crypto trader.

The retail cooling, though, deserves honest acknowledgment. Daily active addresses in the low thousands represent a significant contraction in grassroots network participation.

The regulatory backdrop matters here. Ripple’s multi-year legal dispute with the US Securities and Exchange Commission effectively resolved in the company’s favor on key points, removing one of the larger clouds over the token and the ledger. That outcome opened doors with regulated financial institutions that had been waiting on the sidelines, which likely contributed to the institutional activity uptick visible in 2026’s on-chain data.

For investors watching XRP as a proxy for network health, the metrics demand a framework update. Traditional crypto valuation heuristics lean on daily active addresses and transaction counts as signals of organic demand. XRPL’s 2026 data suggests those numbers need to be weighted against average transaction size and the composition of network activity. A ledger moving billions in tokenized assets through fewer, larger transactions can be healthier in economic terms than one generating thousands of tiny transfers from speculative retail flows.

Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.

A prominent digital asset investor has restated his belief that XRP is far more than a typical cryptocurrency, describing it as a key pillar in a broader international effort to reshape the global financial system.

Investor highlights XRP’s unique long-term potentialIn a recent video shared on X, the investor known as Digital Asset Investor explained he has spent nearly ten years analyzing why XRP should be seen not merely as an investment vehicle, but as a transformative force within global finance.

He noted that his interest in XRP was never motivated by standard portfolio strategies, but by a conviction that true paradigm shifts in finance are exceedingly rare.

“I’ve always believed XRP is the wave of 200 years,” he said, underscoring his view that the asset stands apart due to its potential to reshape financial systems at scale.

Citing commentary by Versan, a researcher associated with Black Swan Capitalist, Digital Asset Investor pointed to the rapid expansion of the XRP community as evidence that many share his expectations about XRP’s role in the future of finance.

Versan appeared in the same video, describing a coordinated, global push to create standardized digital value systems as part of ongoing changes in how value is stored and transmitted across borders.

Mini dictionary: Black Swan Capitalist, a finance analysis and investment research group specializing in disruptive technology and systemic change within global markets.

Global financial bodies linked to XRP visionVersan stated that current discussions among international financial organizations such as the World Bank, International Monetary Fund (IMF), and Bank for International Settlements (BIS) focus heavily on standardizing digital value transfer systems. He argued these entities are laying the groundwork for a tokenized financial infrastructure capable of handling global cross-border transactions with increased efficiency.

He referenced years of policy development covering key topics like settlement risk, payment interoperability, and digital asset regulation, suggesting these institutions are positioned to move ahead as soon as conditions in the financial system allow.

According to Versan, objectives around tokenization have been pursuing more streamlined cross-border settlements while minimizing risk, indicating why certain digital assets like XRP could be well positioned for adoption at an institutional scale.

He further added that these institutions are not primarily waiting for widespread public acceptance, but for conditions that would hasten the practical adoption of new cross-border payment systems involving digital assets.

XRP seen as part of a global agendaFollowing Versan’s remarks, Digital Asset Investor expressed agreement, arguing that XRP’s role should not be defined through conventional investment lenses.

He clarified his stance by plainly stating, “XRP is not an investment.” According to him, XRP’s importance lies in its perceived centrality to various global initiatives focused on digital interoperability and financial modernization.

Both commentators emphasized XRP’s potential links to themes such as international payments, regulatory compliance, and the foundation of tokenized financial infrastructure.

XRP is a digital asset developed by Ripple Labs to facilitate real-time gross settlement and cross-border transactions for financial institutions. Its blockchain-based ledger enables high-speed and low-cost payments between banks and other payment providers worldwide.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Ripple just expanded its presence in US sports.

Less than two months after announcing a major partnership with the Kansas Jayhawks, the company behind XRP has doubled down on its US sports endeavors by collaborating with the Florida Gators.

Almost immediately after the news was announced, both parties shared a video showing that XRP’s logo was painted on the sports team’s ground.

$XRP and @FloridaGators.🐊
Soon. https://t.co/AI7wKEy3xw

— Ripple (@Ripple) September 4, 2026

Further details on the partnership indicate that the team will generate $5 million annually by placing the logos in the Swamp.

“Florida has a long history of embracing innovation and technology to enhance the experience of our fans and advance our programs,” athletic director Scott Stricklin said in a statement. “This partnership brings together two organizations that think boldly about the future, and we look forward to introducing XRP to our fans.”

The first game to host XRP’s logo will be played tonight at the Ben Hill Griffin Stadium, as the Florida Gators will face the Florida Atlantic Owls.

Recall that Ripple made a similar partnership with the Kansas Jayhawks, who represent the University of Kansas, and their teams have won 15 national championships, including 12 NCAA Division I titles. This one was more personal for Ripple’s CEO, who was raised in the state and holds a Bachelor of Arts in Economics from the University of Kansas.

The second news was shared by one of the most popular XRP Army members, BankXRP, on X. The user noted that Ripple will be the headline sponsor of Stable Launch – Stablecon USA’s startup competition.

You may also like: XRP Trading Activity Hits Highest Level Since February as Price Jumps 8% Important Ripple News and XRP Price Update: September 3 New Important Ripple (XRP) Partnership Targets Banks and Institutional Clients The company’s Whittney Levitt will join the judging panel of the event, in which the winning startup gets a $200,000 investment.

Tags:

About the author

Jordan got into crypto in 2016 by trading and investing. He began writing about blockchain technology in 2017 and now serves as CryptoPotato's Assistant Editor-in-Chief. He has managed numerous crypto-related projects and is passionate about all things blockchain.

Crypto analyst Dark Defender has issued a direct message to XRP investors, advising them against waiting for regulatory and legal milestones before entering the market. The analyst argued that those who waited for the resolution of the US Securities and Exchange Commission (SEC) lawsuit against Ripple missed an early positioning advantage. He extended this view to the ongoing deliberations over the Digital Asset Market Structure Clarity Act.

Analyst highlights timing over certaintyIn a recent social media post, Dark Defender asserted that market opportunities in $XRP are often realized before major developments, rather than after. He stressed that relying on confirmed outcomes such as lawsuit resolutions or the Clarity Act leads to missed opportunities since the market tends to price in expectations ahead of official announcements.

“If you waited for the lawsuit, you were late. If you are waiting for the Clarity Act, you are late. Positioning with trust matters,” Dark Defender wrote, summarizing his view on the importance of confidence and timing in market decisions.

Market participants who wait for full regulatory clarity risk missing significant moves in $XRP. Trust and early positioning, not absolute certainty, are key for those seeking long-term advantages.

His statement centered not on short-term price predictions, but on investor confidence and strategic positioning before broad consensus is achieved. The analyst’s perspective suggests that waiting for definitive clarity may leave investors trailing market trends.

Ripple’s case and the Clarity Act take center stageDark Defender’s remarks reference two major developments for the XRP market. The first is the SEC’s high-profile case against Ripple, an American technology company specializing in digital payment protocols and the issuer of XRP. The lawsuit became one of the most scrutinized events in cryptocurrency regulation, with industry-wide implications for the legal status of digital assets.

The second is the Clarity Act, a legislative proposal under consideration in the United States aiming to establish clearer legal guidelines for digital assets. For months, the Clarity Act has represented a focal point for those seeking resolution over the regulatory categorization of cryptocurrencies like XRP.

Mini dictionary: Clarity Act, a proposed US legislative framework aimed at defining the legal treatment and classification of digital assets, including guidance on whether tokens such as XRP are treated as securities or commodities under US law.

According to Dark Defender, investors who relied on complete certainty from these developments before acting may have entered after most of the anticipated moves had already played out.

The analyst’s stance prompted mixed reactions among XRP community members. Anna, a market participant, acknowledged the argument, saying there was considerable truth to the idea that most investors become interested only after the market reacts to major events.

Another contributor, MDriano, questioned whether embracing a “too late” perspective was speculative. He expressed a preference to base his moves on actual price action instead of assuming all market opportunities had already passed.

Eloise echoed a sentiment close to Dark Defender’s strategy, asking if investors tend to buy only after prices rise, implying that early moves require more conviction.

These differing views highlight an ongoing debate around investor approaches to risk, confirmation, and the timing of market entries in volatile or uncertain environments.

Trust and conviction shape investment strategiesFor Dark Defender and those who share his perspective, trust in XRP’s long-term potential plays a leading role. The analyst indicated that waiting for full clarity—either from legislative changes or regulatory outcomes—may result in lagging behind major trends.

The discussion underscores the split between market participants who prioritize confirmed signals and those willing to take calculated risks ahead of official developments. As lawmakers debate digital asset policy and regulatory cases wind toward resolution, timing remains a central concern for many in the XRP community.

Waiting for the completion of every regulatory milestone may result in entering after major price moves. For some, conviction in the asset itself outweighs the desire for complete certainty.

Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.

Ripple (XRP) price is down by 2.76% today, September 5, to trade at $1.40 at the time of writing. The drop comes after a strong jobs report pushed crypto prices down due to increased odds that the Federal Reserve will increase interest rates.

This drop comes despite the CEO of Ripple, Brad Garlinghouse, giving three reasons why the Bank for International Settlements (BIS) tested the XRP Ledger for data verification.

BIS Tests XRPL for Verification The BIS released a paper on September 2, in which it stated that it had created a prototype to verify the authenticity of official statistics, as earlier reported by CoinGape.

The institution said that in this prototype, a statistical file is converted into a cryptographic fingerprint through the XRP Ledger, and the recipient can then compare that file with the available public records.

Ripple’s CEO now says that it is not surprising that the BIS tapped XRPL because the network boasts of being cheap and having a high throughput.

“Is it any surprise that BIS is testing with XRPL… low fees (check), fast settlement (check) and proven track record (check),” Garlinghouse said.

Data from XRPL shows that the network has an average transaction fee of 0.000088 XRP at the time of writing, while the speeds came in at 24.91 transactions per second.

The adoption by BIS also comes ahead of changes after Ripple voted in favor of amendments to the XRPL 3.3.0 upgrade before mainnet activation occurs on September 11.

XRP ETFs Record 8 Consecutive Weeks of Inflows Data from SoSoValue shows that there have been eight straight weeks of inflows to XRP ETFs. These products have now recorded positive flows every week since July 17, with this trend signalling strong demand from institutions.

XRP ETF Flows (Source: SoSoValue) The rising inflows to the ETFs also come as the head of research at Bitwise, Ryan Ranmussen, said that XRP was the most asked-for token during a recent presentation by the firm to 400 wealth managers.

The total net assets for all five XRP ETFs that trade in the US have now reached $1.48 billion, with this being equal to 1.69% of XRP’s market cap of $88.44 billion.

XRP Prediction Faces Rejection From Key Resistance The price of XRP today has been rejected at the resistance of $1.45 after a strong US jobs report increased the odds of the Federal Reserve hiking interest rates to 51%, per data from CoinGape prediction markets.

XRP has now dropped to test the support at the 200-day EMA of $1.35. If the price moves below this support, it will suggest that the long-term trend is now turning bearish, and the price could move to the psychological support of $1.20.

However, XRP value remains above the resistance of a bull flag pattern at $1.40. If buying pressure resumes and the price begins another uptrend, the altcoin could retest the August 22 high of $1.69.

XRP Price Chart (Source: TradingView) The RSI reading of 60 suggests that the momentum is still favoring bulls, and the price could close above the resistance of $1.40.

XRP is back on the offensive, but can it really reach the $2.70 target?

The price rally initiated by the cross-border token in mid-August was halted at $1.70, and the subsequent correction drove it south hard to under $1.35. However, the asset managed to rebound swiftly and now sits above a key support level at $1.40.

This has provided additional fuel to popular bullish analysts such as EGRAG CRYPTO to map out XRP’s next move, which could take it north by almost 100%.

Is $2.70 on the Map for XRP? The token’s recovery coincided with a substantial increase in trading activity as the spot volume across major exchanges skyrocketed to its highest level since February in late August. Binance alone handled almost $7.3 billion in XRP spot trades, followed by South Korea’s Upbit ($4.7 billion) and Bithumb with $2.6 billion.

EGRAG argued that XRP is now attempting to establish a bullish continuation pattern after recovering from the recent pullback that drove it from $1.70 to $1.33 in just over a week. The key here will be whether buyers can reclaim the resistance area that has repeatedly capped the asset’s breakout attempts.

If XRP is finally successful, it could aim at $2.70, said EGRAG, which would be a 100% move from the recent lows. However, there are still several hurdles in place.

The first major resistance level stands at $1.50, followed by the next at $1.60. Only if XRP is able to decisively close above both on the daily, it would have the opportunity to target the psychological $2.00. If it doesn’t, it can rely again on the $1.25-$1.30 support, which was already tested successfully recently.

Demand Still Present Aside from the hurdles, there are some encouraging signs behind the latest leg up. Perhaps the most notable comes from the ETF inflows, as the financial products registered their best week in 2026 at the end of August, attracting over $110 million. The cumulative net inflows consequently tapped a new all-time high of $1.66 billion. Although the trend cooled in the past week, the funds still closed in the green as they have done for the past two months straight.

You may also like: XRP Trading Activity Hits Highest Level Since February as Price Jumps 8% Over $140M in Shorts Wrecked in an Hour as BTC, ETH, XRP Suddenly Explode Important Ripple News and XRP Price Update: September 3 Ripple whales have also been on a substantial accumulation spree lately. Although these positive developments do not guarantee that EGRAG’s $2.70 target will materialize, they show that demand is still present despite the underlying asset’s rejection at $1.70. However, before it aims at $2.70, XRP would have to overcome other key resistance lines, with the first located at $1.50.

Tags:

Crypto analyst XRP Avenger, a prominent voice on social media, set a long-term price target of $254 for XRP, predicting substantial wealth creation for current holders as the token continues its recent rally. XRP, the digital asset developed by Ripple Labs for global payments, reached $1.45, up 9.45% in the past 24 hours.

The chart and price predictionXRP Avenger paired his projection with a multi-year XRP/USD chart, using technical analysis to support the anticipated surge. The chart, based on a 3-day Heikin Ashi setup provided by chartist Steph Is Crypto, showed XRP trading under $0.55 for most of 2024 before a significant breakout at the end of that year, gaining further momentum into 2025.

After this leap, the chart suggested a period of consolidation, followed by an even stronger move upward. The price axis of the chart extended through $120 and $200, with XRP Avenger’s $254 target positioned at the upper end of this speculative trajectory.

$XRP holders are about to create generational wealth with a price target of $254 per token, according to crypto analyst XRP Avenger.

XRP currently sits well below its previous all-time high, but renewed optimism has spread across parts of the XRP investor community after recent price gains.

Trump administration and crypto regulationXRP Avenger’s analysis referenced President Donald Trump’s administration as a potentially positive force for the cryptocurrency sector’s future. In August, Trump convened cryptocurrency and financial sector executives at the White House, discussing the industry’s regulatory path and calling upon Congress to pass the CLARITY Act, described as a key legislative effort to keep the United States competitive in digital assets.

Among those present were Ripple CEO Brad Garlinghouse, along with the heads of Coinbase, Robinhood, and Kraken. Securities and Exchange Commission Chair Paul Atkins and Commodity Futures Trading Commission Chair Michael Selig also joined the policy discussion. Ripple additionally secured a position on the CFTC’s Innovation Advisory Committee, which advises on emerging fintech trends.

Within the same timeframe, US regulators took several actions: the SEC announced a $75 million annual exemption for digital asset fundraising, and the Treasury Department revealed a new framework for stablecoins.

Mini dictionary: CFTC (Commodity Futures Trading Commission) — The CFTC regulates derivatives markets in the United States, including futures and options contracts. Its Innovation Advisory Committee advises on policy for emerging technologies, including blockchain and cryptocurrencies.

XRP Avenger’s ambitious forecast sparked varied responses among community members. Some users questioned the credibility of extreme price predictions, with one critic highlighting the analyst’s history of making bold calls that were later reversed. Another user wondered about the rationale for posting such optimistic projections.

While some community members doubted the likelihood of $254, one acknowledged the potential for a new all-time high in $XRP, citing $5 or $10 as achievable within the year if current trends persist.

Other respondents expressed skepticism that XRP could ever reach the projected levels. Meanwhile, some long-term holders remained optimistic, noting that even a moderate increase from current prices would represent meaningful gains.

The math behind $254To meet XRP Avenger’s $254 target, the asset would need to rise 17,417% from its current $1.45 price. Such an advance would exceed any previous performance in the history of the token, which remains far below its 2018 peak. However, positive sentiment has grown after the recent rally, with other analysts suggesting that triple-digit prices are no longer out of reach for XRP if momentum holds.

MetricValueCurrent XRP price$1.45Avenger’s target price$254Percentage increase needed17,417%24-hour gain9.45%

Crypto analyst Steph Is Crypto delivered a cautious outlook on the price trajectory of XRP, suggesting the cryptocurrency may not be poised for an immediate surge despite signs of bullish consolidation. Steph, who regularly shares technical analysis on X, evaluated XRP’s structure across different timeframes and presented two contrasting scenarios for short-term movement.

XRP bull flag formation and resistance levelsSteph observed that XRP has formed a large bull flag, a technical pattern often associated with potential price breakouts. This formation, characterized by downward-sloping resistance and support within a broader uptrend, has led to speculation about a significant upside if key resistance levels are breached.

Comparing XRP’s current structure to its previous consolidation phases after major rallies, Steph argued that the ongoing compression could precede a strong upward move. However, he identified $1.43 as a crucial threshold. Only if XRP closes one or two four-hour candles above $1.43 would he consider the breakout confirmed and the bulls in control.

Steph also cited $2.10 as a short-term upside target if buyers manage to clear the primary resistance area. On the other hand, he underlined $1.32 as a pivotal support. Failure to hold this support, especially with several consecutive four-hour closes below it, could suggest the end of the bull flag’s validity.

The price has to show strength above $1.43 for a clear breakout, with $2.10 in view, but a drop below $1.32 could put the bullish setup at risk.

Weekly timeframe analysis and Gaussian Channel impactTurning to a broader perspective, Steph compared present-day XRP patterns with its late 2022 bear market behavior using the Gaussian Channel indicator. The Gaussian Channel is a technical analysis tool that smooths price data to highlight potential trend reversals and consolidations.

Reviewing historical data, Steph referenced how XRP rallied into the lower boundary of the Gaussian Channel in 2022, consolidated, then dropped further to form a double bottom before a significant trend reversal. He noted that XRP is exhibiting similar traits today, rallying into but being rejected at the channel’s lower band, followed by another period of sideways movement.

Mini dictionary: Gaussian Channel, a technical indicator that uses smoothed moving averages to define overbought and oversold zones, helping traders identify trend changes and potential support or resistance areas.

Pivotal scenarios: Breakout or retest lower supportSteph outlined two main scenarios for XRP’s price, emphasizing the importance of current trading levels. If the cryptocurrency manages to break out above $1.43 and sustain momentum, a push toward $2 and even $2.10 could follow quickly.

Alternatively, if $1.30 fails to hold as support, Steph warned that XRP might form another double bottom pattern, similar to what played out in 2022. In this bearish scenario, the price could revisit the $1 area before a broader reversal occurs.

Immediate levels around $1.43 and $1.30 will likely determine whether XRP sees further gains soon or faces another correction before recovering.

Resistance LevelBreakout TargetSupport LevelPotential Downside Target$1.43$2.10$1.32 / $1.30$1.00Steph Is Crypto highlighted that these price regions could be decisive in the coming period for XRP’s short-term direction, urging traders to watch the $1.43 and $1.30 zones closely.