Track market-moving stories before they get noisy

Coach JV explains why he considers XRP’s long-term ownership costs when comparing crypto with homes and cars, including XRPL reserves and transaction fees.

Financial educator Coach JV says one reason he continues to buy XRP is that simply holding the cryptocurrency does not require recurring payments such as property taxes, vehicle registration fees, or monthly debt obligations.

Pay off your car: you still pay every year to register it.

Pay off your home: you still pay property taxes every year.

The debt can disappear. The obligation doesn’t.

That’s one reason I buy Bitcoin and XRP.

My homes and cars have ongoing costs simply to own and maintain…

— Coach, JV (@Coachjv_) September 27, 2026

His argument focuses on the long-term cost of ownership rather than the initial purchase price.

Coach JV, who has roughly 293,000 followers on X, compared XRP and Bitcoin with traditional assets such as homes and cars.

He noted that paying off a mortgage or vehicle loan removes the debt, but other ownership expenses can remain.

His central question was straightforward: investors should consider not only what an asset costs to acquire, but also what it costs to continue owning indefinitely.

What Does It Actually Cost to Hold XRP? At the protocol level, the XRP Ledger does not impose an annual holding fee on XRP simply because an investor keeps the asset in a wallet.

However, direct self-custody on XRPL is not completely cost-free.

The network currently requires a 1 XRP base reserve for an XRP Ledger account. This is XRP that must remain reserved while the account exists rather than an annual charge paid each year. The requirement can change through the XRP Ledger’s validator fee-voting process.

Transactions also carry a small network cost. The standard minimum transaction fee is currently 10 drops, or 0.00001 XRP, and the XRP used for the fee is permanently destroyed.

A holder who simply leaves XRP untouched does not repeatedly pay this transaction fee; it applies when transactions are submitted.

This means the XRP Ledger itself does not charge recurring property-tax-style or registration-style fees merely for continuing to hold XRP.

Custody and Security Can Still Carry Costs Coach JV also acknowledged that crypto ownership is not free of risk.

Self-custody requires holders to secure their private keys and recovery information. Investors may separately choose to purchase hardware wallets, use paid custody providers, or keep XRP on exchanges that operate under their own fee structures.

These are custody or service expenses rather than recurring XRP Ledger ownership charges.

XRPL documentation also notes that customers holding XRP inside exchange-managed accounts generally do not maintain their own individual 1 XRP ledger reserve because exchanges typically pool customer assets across shared accounts.

The distinction adds context to Coach JV’s ownership argument. Buying XRP has a market price, self-custody requires a reserve, moving XRP incurs transaction fees, and security may create optional expenses—but XRPL does not impose an annual fee simply for continuing to own the token.

XRP Can Be Cheaper to Hold Than Homes and Cars From Coach JV’s perspective, XRP can be cheaper to hold over the long term than assets such as cars or homes because simply owning XRP does not create recurring costs like property taxes, registration fees, or required monthly payments.

Even after a car or home is fully paid off, owners can still face taxes, registration, insurance, maintenance, and other ongoing expenses. By comparison, XRP itself does not carry an annual ownership charge just for remaining in a wallet, although custody, security, and transaction costs can still apply.

This is the basis of JV’s argument that investors should consider the lifetime cost of ownership, not just the price paid to acquire an asset.

XRP has returned to the $1.50 area as traders prepare for a Sept. 30 shareholder vote on Evernorth Holdings’ planned Nasdaq transaction, while U.S. spot XRP ETFs continue attracting fresh capital.

Summary

XRP trades near $1.50 now as the September 30 Evernorth shareholder vote approaches this week. Spot XRP ETFs attracted $75.59 million last week, lifting cumulative net inflows to $1.79 billion. Evernorth holds 473.28 million XRP and plans a Nasdaq listing under the XRPN ticker symbol. September 30 shareholders will vote on Evernorth’s merger, while remaining closing conditions still require completion. Analysts identify $1.55 as immediate resistance, with higher price targets remaining conditional on confirmed breakouts. CoinGecko data show XRP trading near $1.54, with a 24-hour range between $1.50 and $1.55 and a market capitalization near $96.9 billion. Trading volume stood at roughly $2.7 billion when the data were checked.

The token had traded near $1.47 earlier during the latest pullback before recovering part of the decline. XRP remains above its recent sub-$1.30 lows but continues to face resistance around $1.55 to $1.60.

Two events now sit close together on the calendar. Armada Acquisition Corp. II shareholders will vote Wednesday on its proposed combination with Evernorth, while XRP is testing the same technical area that several analysts have identified as the next breakout level.

Can XRP price clear the $1.55 resistance? XRP has repeatedly struggled to establish a sustained move above the $1.55 region following its September recovery.

The daily chart shows XRP trading near $1.4753 after retreating from the recent $1.60 area. Price recovered from an August low near $1.00 before moving into a consolidation range between roughly $1.35 and $1.60. The latest decline of approximately 2.73% points to short-term weakness, while XRP remains well above its August low.

Momentum indicators remain modestly positive. The Relative Strength Index stands at 54.49, above the neutral 50 level but below its signal average near 57.03. The reading shows buying momentum has weakened from earlier September levels without reaching the overbought zone above 70.

XRP price chart, source: TradingView The MACD remains slightly bullish. Its line stands near 0.0518, above the signal line around 0.0481, while the histogram remains positive at approximately 0.0037. The narrow gap between the two lines shows bullish momentum remains limited as XRP consolidates below $1.60 resistance.

In related coverage, crypto.news reported on Sept. 25 that XRP had climbed back toward the 1.55–1.60 resistance zone after gaining nearly 16% over seven days.

Market analyst Ali Martinez has placed similar attention on $1.55. His Sept. 18 chart showed a possible inverse head-and-shoulders formation with its neckline around that level.

Martinez said a confirmed break above $1.55 could open a path toward approximately $2. The projection depends on the pattern completing and does not represent a confirmed price outcome.

Peter Brandt has presented a longer-term view. In a Sept. 21 chart shared on X, the veteran trader said the structure “implies an eventual advance to $5.40.” Brandt made clear that publishing the chart was not the same as placing a trade and gave no timetable for the target.

Brandt returned to XRP several days later and said traders did not need strong community loyalty to consider the asset. His comments referred to XRP’s chart structure, not a confirmed purchase or recommendation.

The immediate technical test remains much closer to current prices. XRP needs to establish a sustained move through roughly $1.55 before the higher chart projections identified by Martinez or other analysts become relevant.

XRP ETF inflows reach $1.79 billion U.S. spot XRP ETFs attracted $75.59 million in net inflows during the Sept. 21–25 trading week, according to SoSoValue data.

Bitwise’s XRP product accounted for $58.99 million of the weekly total. Franklin Templeton’s XRPZ added $16.60 million, taking their cumulative inflows to approximately $677 million and $501 million, respectively.

Combined historical net inflows for U.S. spot XRP funds have reached approximately $1.79 billion. The products held around $1.77 billion in net assets at the end of the week.

Friday produced $22.65 million of net inflows, following $20.02 million on Sept. 22, $18.04 million on Sept. 23 and $14.89 million on Sept. 24. Monday recorded no net movement.

Crypto.news had reported cumulative inflows near $1.76 billion on Sept. 25, before the full week’s flow data were available. The same report cited Santiment data showing large XRP holders accumulated 1.54 billion tokens within a 96-hour period.

Earlier in September, crypto.news reported that Bitwise’s XRP ETF alone held more than 365 million XRP worth roughly $507 million as of Aug. 30. 

ETF flows measure capital entering and leaving the investment products. They do not establish that XRP must rise on the same day, and several sessions during September recorded inflows while the token declined.

Evernorth vote puts Sept. 30 in focus Armada Acquisition Corp. II shareholders are scheduled to vote Sept. 30 on the proposed business combination with Evernorth Holdings.

The U.S. Securities and Exchange Commission declared Evernorth’s Form S-4 registration statement effective on Aug. 27, allowing the companies to distribute definitive proxy materials and proceed with the vote. SEC effectiveness does not represent approval of the transaction or Evernorth’s XRP strategy.

As crypto.news previously reported, shareholders who held Armada shares on the Aug. 20 record date are eligible to vote at the virtual meeting. Public shareholders seeking redemption faced a Sept. 28 deadline under the proxy materials.

If shareholders approve the deal and the remaining conditions are met, the combined company expects to trade on Nasdaq under the ticker XRPN. Nasdaq listing requirements still have to be satisfied before the transaction can be completed.

Evernorth disclosed plans to operate an actively managed XRP treasury. Company materials say it intends to deploy assets through XRP Ledger infrastructure, treasury strategies and capital-market activity designed to increase XRP represented by each share over time. The objective remains a company plan, not a guaranteed financial result.

The company currently controls or has commitments covering approximately 473.28 million XRP. Evernorth announced in November 2025 that it had acquired an additional 84.37 million XRP for about $214 million, taking purchased and committed XRP above 473 million tokens.

Evernorth’s $30 million financing depends on closing Evernorth has arranged another $30 million of financing ahead of the shareholder vote, but the money has not yet been funded.

An SEC filing shows Evernorth signed a note purchase agreement on Sept. 11 with NH Investment & Securities, acting as trustee for Kyobo AIM Corporate Finance General Private Investment Trust No. 3.

The agreement covers $30 million of 4% convertible senior payment-in-kind notes due in 2031. The financing is scheduled to close only when Evernorth’s combination with Armada closes, which the filing says is expected during the fourth quarter.

Evernorth may use proceeds for general corporate purposes, including additional XRP purchases and activities within the XRP ecosystem. The filing does not require the entire $30 million to be spent on XRP.

As crypto.news reported, describing the agreement as a completed $30 million raise would be premature because issuance and payment remain conditional on the business combination closing.

The proposed transaction originally involved more than $1 billion of gross proceeds backed by investors including Ripple, SBI Holdings, Pantera Capital and Kraken. Evernorth amended parts of the structure in August after XRP fell below the $2.36 reference price used when the original agreement was signed.

Under the revised structure, the number of shares issued at closing will adjust with XRP’s market price. Evernorth said investors representing more than 95% of committed capital agreed to the amended terms.

The shareholder meeting remains scheduled for Sept. 30. Approval would still leave the parties to satisfy the business combination’s remaining closing requirements and Nasdaq’s conditions before Evernorth can complete the transaction and operate publicly under XRPN.

Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.

XRP closes the week just below the 50-week EMA at $1.51 after trading in the predicted $1.50–$1.60 range.

Analyst ChartNerd said XRP followed his weekend price prediction, moving sideways between $1.50 and $1.60. XRP then closed the week below its 50-week exponential moving average (EMA), which was around $1.51967.

ChartNerd said XRP could continue moving sideways and is now watching to see whether buyers can push the price higher this week.

XRP Follows Analyst’s Prediction ChartNerd’s latest analysis follows his earlier prediction that XRP would trade around $1.55 after briefly reaching $1.63. He expected XRP to stay between $1.50 and $1.60 because trading volume was falling and funding rates were neutral.

Moreover, a CoinGlass liquidation heatmap showed about $607 million in liquidations around $1.50 on Binance, highlighting how many leveraged positions were concentrated at that price level.

Interestingly, XRP did move within that range over the weekend, matching ChartNerd’s prediction. The coin closed the week at $1.51575, slightly above $1.50 but below its 50-week EMA at $1.51967.

XRP/USD Chart Showing Weekly Close Below EMA 50 XRP Falls as Bitcoin Pulls Back From $85,000 XRP has also fallen as the wider crypto market pulls back, led by Bitcoin. According to CoinMarketCap, XRP is trading at $1.47, down 2.7% over the past 24 hours. However, it is still up 3.07% over the past week.

Bitcoin has also dropped 1.64% over the past 24 hours to $82,722 after reaching $85,126 earlier in the day. Bitcoin’s decline has put pressure on other cryptocurrencies, including XRP.

XRP has now also fallen below the $1.50 level that ChartNerd identified as the key range during the weekend.

What Comes Next for XRP? XRP’s next move depends on whether buyers can reclaim the $1.50 level and the 50-week EMA, currently around $1.51.

In another post, ChartNerd warned that XRP could drop toward $1.30. He noted that XRP has closed below the 50-week EMA for six straight weeks, showing that sellers are still defending this level.

On the other hand, buyers have support around $1.31, where the 20-week EMA is currently located.

$XRP just printed it's 6th weekly close beneath the 50 week EMA. The bears contInue to hold their defence line, with the bulls support below at $1.31 as a guardrail. (20 week EMA. For the time being, we remain compressed. https://t.co/7j6d2KB27L pic.twitter.com/r9kwHDmf2R

— 🇬🇧 ChartNerd 📊 (@ChartNerdTA) September 28, 2026

ChartNerd also said XRP has struggled to break above the 50-week EMA and the $1.50–$1.60 resistance zone over the past six weeks, which previously preceded the move below $1.00 in August.

If XRP can consistently close above the 50-week EMA, ChartNerd believes the price could move toward $1.80–$1.90.

Liquidity Hunt Last week, ChartNerd pointed out that XRP was facing a major liquidity test, with $2.7 billion in liquidation leverage clustered around $1.00 on the XRP/USDT three-month heatmap. CoinGlass data also shows notable liquidity around $1.80 and $2.00, putting XRP between significant liquidity zones.

ChartNerd expects a sharp move as XRP remains trapped in a relatively tight range, describing the setup as a potential “liquidity hunt”. In other words, a dip to $0.98 is considered just as likely as a rise to $2, and the overall health of the crypto market will determine which happens first.

Cover image via depositphotos.com Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.

The Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) are moving to independently advance rules for the digital asset market.

This follows the U.S. Senate's September 15 vote to block the key Digital Asset Market Clarity Act (H.R. 3633). The bill fell short, with a 49–50 vote, amid disagreements over government officials' crypto holdings and stablecoin regulation.

Lawmakers' failure to pass the act left the industry without clear guidance ahead of the November midterm elections. In these circumstances, regulators have signaled that they intend to fill the legal vacuum using the administrative resources available to them.

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Welcome to another week of crypto building w/out constraints of Clarity Act…

SEC & CFTC already guiding the way.

Two years to upgrade financial system.

If last week is any indication, the politicians who voted against Clarity will be paying w/ stablecoins & trading tokenized…

— Nate Geraci (@NateGeraci) September 28, 2026 Without waiting for a compromise on Capitol Hill, the agencies have stepped up their own rulemaking efforts:

SEC initiatives: The commission is advancing a proposed Regulation Crypto Assets, which would introduce flexible registration exemptions for crypto startups, with limits of up to $5 million and $75 million. Public hearings on the proposal will continue through October 20. The shift in direction is also reflected within the agency: Commissioner Hester Peirce publicly called the previous hard-line approaches "infantilizing investors."CFTC plan: Commission Chairman Michael Selig confirmed that the agency is using its current authority to shape the market structure. The agency has already updated its rules for accounting for tokenized assets and sent a comprehensive regulatory proposal to the White House for approval.Project Crypto: The regulators' actions are being coordinated under an interagency agreement that divides digital assets into five basic categories, from digital commodities to securities.Business turns to lobbying as coins approach local highsThe bill's failure prompted leadership changes at major industry groups. Blockchain Association CEO Summer Mersinger announced that she would leave her post on October 16; Kristin Smith will succeed her.

At the same time, major crypto firms are stepping up their direct influence on the electoral process. Coinbase CEO Brian Armstrong and the Stand With Crypto alliance have launched a voter mobilization campaign, presenting fintech development as a bipartisan national security issue.

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Financial markets, meanwhile, have responded to the regulatory shifts with measured optimism. Against the backdrop of news that the SEC and CFTC are ready to take charge, Bitcoin has remained stable, trading in the $84,000–$86,000 range. 

Major altcoins, including XRP and NEAR, are also holding near local price highs. Holders are counting on agency guidance to provide the market with the legal clarity it needs more quickly and smoothly than the stalled Congress can.

XRP traded steadily near $1.53 on September 27, maintaining a narrow range while investors evaluated key technical levels and significant on-chain movements. The digital asset, which ranks among the largest cryptocurrencies by market value, fluctuated in a tight band between $1.51 and $1.55 during the session, with a reported total market capitalization close to $96.2 billion. Daily trading volume reached about $2.66 billion.

Technical analysis targets $1.66 as resistanceAnalyst Maison Cypher identified $1.66 as a critical technical resistance point after XRP briefly peaked at $1.6612. A clear move above this threshold could open the door to further gains toward the $1.80 and $2.00 areas. Cypher noted that XRP may first revisit its 200-period moving average, which could prolong the ongoing consolidation phase for the token.

FOUR | Crypto Spaces, another market commentator, pointed to an emerging inverse head-and-shoulders chart pattern on XRP. This pattern places its neckline between $1.60 and $1.70, supporting Cypher’s assessment that a breakout from this region could shape the next significant move.

Veteran trader Peter Brandt, author of The Factor Report, commented on social platform X that maintaining objectivity is crucial when trading XRP. Brandt warned against disregarding technical signals, emphasizing that relying on chart analysis has often dictated his approach to the asset. He stated,

Charts alone have always provided sufficient reason for a position. There is a difference between objectivity and ignoring available market information.

XRP experienced increased volatility the previous week, rallying from $1.50 on September 23 to $1.57 on September 25. However, it later receded to $1.53, with traders closely monitoring whether the token could escape its defined consolidation corridor.

Derivatives and on-chain developmentsCME futures data showed 8,684 XRP contracts open as of September 23, with a trading volume of 4,944 contracts for that day. The September futures settled at $1.4955, while the October contract closed marginally higher at $1.5060, suggesting subdued demand for longer-term exposure.

CryptoQuant researcher Amr Taha reported a sharp acceleration in large-scale XRP outflows from centralized exchanges during August. Withdrawals exceeding one million XRP increased significantly, with outflows hitting 231 million tokens on August 21. This followed smaller transactions of 54 million and 114 million XRP in the days prior.

Taha cautioned that such exchange outflows do not confirm accumulation or immediate price direction, but rather show a shift of tokens away from trading venues.

Mini dictionary: CryptoQuant, a blockchain analytics provider, tracks on-chain activity and interprets large cryptocurrency transactions to help investors understand flows between private wallets and exchanges.

Price projections and notable market movesTo reach $3 by the end of 2026, XRP would need to climb 96% from its current price, implying a requirement for approximately $92 billion in new capital inflows. Achieving this level would boost the token’s market value from $96.6 billion to about $189 billion.

LevelPriceMarket CapRequired IncreaseCurrent$1.53$96.6 billion–Target$3.00$189 billion+96%XRP has experienced comparably strong rallies in the past, with a 370% surge between November and December 2024, fueled partly by political events and evolving regulations in the United States. The current momentum, however, has been more gradual, as XRP moved up by 66% from about $1.00 on August 18 to $1.66 on September 23 before pulling back.

Market attention remains centered on support near $1.50 and resistance just above $1.66. Until either of these levels gives way, traders anticipate further consolidation within this defined range.

A viral clip from crypto influencer @strivex_ is making rounds again. It claims Ripple is targeting a $155 trillion global payments market.

It also suggests XRP could theoretically hit $15,000 if it replaces SWIFT. The post traces back to an earlier claim by @BANXRPLNEWS, which has been recirculating since at least June 2026. That $155T figure is real. But what it actually means for investors is a different story.

The $155T Claim Is Real, But It Is Not the Remittance Market Investors need to separate two very different numbers. Consumer remittances are roughly $685 billion a year. That is the market Ripple’s RLUSD stablecoin is targeting for retail cross-border transfers.

The $155 trillion figure, however, refers to global cross-border payments, the much larger SWIFT-linked corporate flow. These two markets are being mixed in the viral post.

🚨 RIPPLE IS TARGETING THE $155T REMITTANCE MARKET!

With ambitions to reshape global payments, $XRP could play a major role in the evolving financial system.

Follow @BANXRPLNEWS – they're giving away 100 XRP for every 2,000 followers. https://t.co/n0oKPKN2qR pic.twitter.com/2QrUkHGhps

— Ledger Man 🎩 (@strivex_) September 28, 2026

Ripple has been building quietly toward this vision. Last week, South Korea’s Jeonbuk Bank officially replaced multi-day SWIFT transfers with Ripple Payments for business customers. That is a live rail, not a projection.

Ripple CEO Brad Garlinghouse has pegged the official company opportunity at $120 trillion in corporate treasury payments, anchored by the GTreasury acquisition.

Meanwhile, Ripple Treasury’s client base already touches roughly $13 trillion in annual payment flows. That gap between the viral headline and the live business is where investors should focus.

The bigger tension is between XRP and RLUSD. As RLUSD’s market cap nears $2.5 billion, more settlement flows on the XRP Ledger are denominated in stablecoins, not XRP itself.

Ripple has already confirmed RLUSD targets a $13 trillion corporate treasury market.

That creates a demand question XRP investors cannot ignore: does volume growth translate into XRP demand, or does RLUSD absorb the flows?

What Is Actually Moving XRP Right Now Today’s buzz has a real calendar hook. Sibos 2026, the global banking conference where Ripple Treasury is presenting, opened in Miami this morning.

The timing is not coincidental. XRP advocates are using the conference narrative to revive the SWIFT-replacement story heading into a historically active week.

On the ground, there are legitimate proof points. JPMorgan, Ripple, and Ondo completed the first cross-border tokenized treasury settlement on the XRP Ledger.

Ripple also added XRP and RLUSD to Stripe and Tempo’s agentic payment rails. XRPL new-account creation spiked 320% above its average as XRP tagged $1.60 last week.

Derivatives traders are already leaning in. XRP futures open interest topped $4.1 billion, outpacing Hyperliquid and Zcash.

Call skew has turned crowded bullish. Still, 21Shares has flagged a utility-vs-holder-value gap, institutions can settle on the XRP Ledger without holding XRP. That risk is worth pricing in before chasing the $15,000 thumbnail.

The TAM is real. The rails are being built. But the question for XRP holders is whether they sit on the settlement asset or the plumbing no one sees.

Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.

The crypto market is extending a selloff from the weekend, with most assets trading in the red as traders weigh inflation concerns.

Major cryptocurrencies, especially the top ten, are down 2% to 7%; XRP fell 3.82% in the last 24 hours and is about to give up its weekly gains, up just 0.18% in the last seven days. A total of $378 million in crypto liquidations have occurred across the market, according to CoinGlass data.

Along these lines, XRP is seeing a 980% liquidation imbalance because longs, or traders betting on further price increases, got caught up in the market selloff.

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XRP price retraced after a surge to $1.62 on September 25 and closed the weekend lower, recording two straight days of declines.

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Given this, traders naturally expected a rebound, but they were met with disappointment amid the ongoing selloff in the market early Monday, with XRP further dropping to a low of $1.47.

This move caught traders betting on an increase off guard, with $10.88 million out of a total $11.99 million in liquidations coming from longs, or bullish traders. Short traders were liquidated for $1.11 million, according to CoinGlass data, producing an imbalance of 980%.

Busy week and month aheadInvestors are looking ahead to a flurry of fresh domestic economic data releases this week.

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The latest monthly nonfarm payrolls data and unemployment rate are due out later in the week, following the core PCE index and the latest quarterly GDP growth print. These data are significant as they could influence Fed rate-cut bets and the broader market.

The XRP Ledger is preparing for a busy October with key updates Batch, fixBatchV1_2, and permissions delegation set to launch in the month. Batch and fixBatchV1_2 are looking to activate on mainnet on October 9, while permissions delegation is set to launch on October 8, 2026, if they remain above 80% support for the two-week activation window.

Ripple Swell is scheduled for October 27–29, 2026. XRP Seoul will be held on October 3, 2026, at the Grand Hyatt Seoul as part of Korea Blockchain Week. 

Chinese securities firms have initiated the winding down of their mainland China operations, with Guotai Junan International restricting account fund deposits and stock purchases.

After Chinese cross-border brokers including Futu, Tiger Brokers, Longbridge, and Huasheng Securities, some Hong Kong-based Chinese securities firms have also started clearing their existing mainland China operations. To comply with relevant regulatory requirements, Guotai Junan International has implemented partial adjustments to services for its existing mainland investor accounts starting from the 26th of this month. According to customer service staff at Guotai Junan International, these adjustments are similar to measures previously taken by brokers such as Futu Holdings and Tiger International: when existing mainland investor accounts log in from mainland China (with login IPs showing as domestic), they will be unable to deposit funds or place buy orders, only allowing fund withdrawals or sell transactions. If an account’s login IP is located outside mainland China, its fund transfer and trading functions remain unaffected. If a customer obtains a new identity, they must update their corresponding document information; as holders of overseas documents, such customers will not be subject to this rule.

1 minutes ago

Jevgrep Reduces Coding Agents' Need to Search for Code Independently: SWE-bench Main Model Costs Drop by 29%

Beating AI Insight News Brief: Developer David has open-sourced Jevgrep, a research tool built on Jev specifically for coding agents to locate code. Users only need to ask a question like "Where is the login validation implemented?" and it uses TypeSafe’s Jev decision model to search the codebase layer by layer, identifying relevant files and source code snippets before passing them to agents such as Claude Code and Codex for further modification and testing. It primarily addresses the token-intensive "code lookup" step that coding agents face. Jevgrep does not feed the entire repository to the model upfront, nor does it rely solely on a single semantic search. It first determines which directories are worth exploring further, then checks relevant files and code declarations, and finally returns source code snippets, line numbers, and follow-up reading references. The repository also includes a "Skill" that enables agents to know when to call `jg` to gather context. The latest SWE-bench experiment used 10 Python tasks. Both with and without Jevgrep, 8 tasks were completed, but the total cost for GPT-5.6 Sol dropped from $7.62 to $5.44, a reduction of 28.63%. The author initially stated a 40% reduction on X, but later updated the experiment results in the repository, revising it to "around 30%". However, this figure only accounts for Sol’s costs and does not include Jev’s expenses. The confirmed Jev call costs in the experiment logs amount to at least $1.57, while some calls lack complete billing records, so the actual total is unknown. Additionally, the experiment only included 10 tasks, with each run only once.

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Opinion: The practicality of liquidation heatmaps is vastly overestimated, and they should not play a major role in trading systems.

Benson Sun, founder of Coinkarma, says the practical value of liquidation heatmaps is vastly overestimated. Many traders now spot a large cluster of liquidations at a certain price level and immediately interpret it as "the price will definitely go to sweep this area". However, liquidation charts themselves rely heavily on assumptions. Most liquidation heatmaps work by taking historical market trading data and plugging in a set of hypothetical leverage multiples—such as 5x, 10x, 20x, 30x, and 50x—to reverse-engineer the price levels where those positions "might" be liquidated after trading. As a result, the dense liquidation zones users see do not actually represent an identical number of positions waiting to be liquidated there; too many variables are at play. Those traders may have already exited their positions. Some may add to their positions, some may reduce them, and others may top up margin. As long as position size, margin, or average cost changes, the liquidation heatmap shifts. The longer the time frame, the larger this error becomes. Therefore, the most useful window for liquidation heatmaps is roughly the last 24 hours to 3 days. Using liquidation clusters from 7 days, 30 days, or even months ago as current "magnet price levels" is meaningless. Liquidation heatmaps can serve as auxiliary information for short-term market structure analysis, but they should not play a major role in a trading system, as they easily create a false sense of certainty. There will always be liquidation clusters above and below the price. When prices rise, it is said they will first sweep the short positions above; when prices fall, it is said they will first sweep the long positions below; if prices fall first then rise, it is said they will first sweep longs then shorts. In any case, there is an after-the-fact explanation, and it is hard to falsify beforehand—this makes it not an analytical tool, but pure pseudoscience.

1 minutes ago

The yield on the 10-year U.S. Treasury note climbed to 5.234%, marking its highest level since mid-2007.

According to market data from BIT (bit.com), the U.S. 10-year Treasury yield has risen to 5.234%, hitting its highest level since mid-2007. The 30-year Treasury yield climbed to 5.542%, the highest since 2004. This indicates a significant rise in the market’s pricing of long-term risk, with growing concerns over persistent inflation, the Federal Reserve’s maintenance of high interest rates, as well as massive fiscal deficits and debt sustainability. Long-term borrowing costs for governments, corporations and consumers have been pushed up, which typically suppresses stock market valuations, tightens global financial conditions, and may curb economic growth to some extent. For more analysis, see the article "U.S. Long and Short-Term Treasury Yield Curves Nearing Inversion: Is a Recession Precursor Signal Activated?"

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OKX's Flash Earn Lite adds Tether USDT; subscribe to ETH to share the 400,000 USDT reward pool.

Official announcement: OKX Flash Earn Lite will launch a Tether USDT "Stake-to-Earn" campaign from 15:00 UTC+8 on September 29, 2026 to 15:00 UTC+8 on October 4, 2026. During the event, users who subscribe ETH will be eligible to split a total of 400,000 USDT in airdrop rewards, with a minimum subscription threshold of 0.01 ETH. Pre-subscriptions will open at 15:00 UTC+8 on September 28. Users will earn simple interest during the pre-subscription period, while USDT airdrop rewards will be calculated from the official start of the event. Rewards are accrued hourly, and users can redeem their funds at any time; any ETH not actively redeemed after the event concludes will automatically continue to be subscribed to OKX's simple earning products.

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Kimi K3.1 is reportedly in the backend deployment stage: Kimi-K3-1 has passed call tests, bringing it one step closer to its official release.

News flash from Dongcha Beating AI: AI model evaluation account Lumina said it discovered 'kimi-k3-1' in an official product model list from Kimi. Lumina subsequently tested each model individually; all other invalid models returned errors, while kimi-k3-1 was recognized by the backend and accepted requests.

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Ripple CEO Brad Garlinghouse has outlined how the price of XRP could rise as demand, utility, and liquidity continue to improve in the market.

Garlinghouse discusses supply, demand, and XRP’s valueAt a recent event, Garlinghouse responded to an audience question about the relationship between XRP’s value and the number of network transactions. He addressed whether XRP remains undervalued and how its status as a non-security token could influence its price.

He referenced the recent federal court ruling clarifying XRP’s securities status, then shifted the discussion to price fundamentals. Garlinghouse emphasized that digital asset prices are dictated by supply and demand dynamics.

Highlighting XRP’s fixed maximum supply, Garlinghouse stated that price growth depends largely on increased demand, driven by both retail and institutional activity. He stressed Ripple’s approach of expanding trust, utility, and liquidity within the XRP ecosystem to foster that demand.

Ripple CEO Brad Garlinghouse explained that, “Price ultimately comes down to supply and demand, and for XRP to appreciate in value, there must be meaningful demand and liquidity that allow participants to enter and exit positions efficiently.”

Garlinghouse described XRP as Ripple’s “North Star” and asserted that the company’s strategy centers on encouraging trust, boosting XRP’s use cases, and enhancing liquidity within the ecosystem.

Institutional activity and liquidity as key driversTurning to broader use, Garlinghouse connected XRP’s potential for value appreciation to increased institutional activity and payment flows. He argued that as more institutions utilize XRP for transactions, more market participants may be incentivized to hold the token.

He emphasized the importance of liquidity, particularly for traders and institutions operating in times of market stress. Garlinghouse said that limited liquidity can deter investors and institutions from holding or using an asset, as it may be difficult to buy or sell when necessary.

Ripple’s investment strategy also came into focus. Garlinghouse indicated that Ripple has invested over $1 billion into companies contributing to the XRP ecosystem, linking these investments to ongoing development in payment flows and utility for XRP.

Mini dictionary: Ripple is a US-based technology company that develops payment and remittance solutions utilizing blockchain technology, and is widely known for its use of the XRP digital asset to facilitate cross-border transactions.

Garlinghouse outlined that institutional payment flows and utility within the XRP ecosystem are expected to play a pivotal role in sustaining demand for the token.

Market momentum and future prospectsGarlinghouse also reflected on XRP’s earlier position in the digital asset market. Before facing a lawsuit from the US Securities and Exchange Commission (SEC), XRP had ranked as the second-largest cryptocurrency by market capitalization.

He indicated that Ripple aims to maintain and build on the momentum surrounding payment flows and real-world use cases for XRP, despite past regulatory challenges.

Digital Asset Investor, a prominent cryptocurrency commentator, echoed Garlinghouse’s remarks about growing liquidity. Accompanying a video segment of the CEO’s talk, he noted that expanding liquidity could mark a turning point for XRP holders.

Throughout the discussion, Garlinghouse maintained that supply, demand, and especially increased utility and liquidity will continue to play central roles in determining the future price of XRP.

XRP’s price has remained mostly stable in recent days, but a notable shift in market dynamics is emerging beneath the surface. Crypto analyst Xaif (@Xaif_Crypto) highlighted a sharp drop in XRP’s Cumulative Volume Delta (CVD), signaling a potential warning for the digital asset’s immediate outlook.

Sharp CVD Decline Signals Aggressive SellingXaif pointed to a pronounced divergence between the price of XRP and its CVD reading. The metric, which tracks the difference between aggressive buying and selling pressure across exchanges, has dropped to 16.2 million.

This decline puts the CVD well below its 20.9 million and 26.5 million moving averages, a technical breakdown that indicates sellers have outpaced buyers over recent sessions. Despite the CVD drop, XRP’s price has not yet reflected this shift, continuing to trade above critical support levels.

Xaif emphasizes that while price remains steady, the rapid fall in CVD to 16.2 million—under both key moving averages—reflects mounting selling pressure that the market is currently absorbing. If buyers do not step in soon to reverse the trend, further weakness in price may follow.

Chart Patterns and Key TechnicalsA 10-day chart shared by Xaif underscores the recent volatility. CVD reached a peak of approximately 62 million around September 23 but has since retreated sharply to its present level. The circled area on the chart highlights this drop, while candlestick formations with red bodies confirm recent dominance by sellers.

The divergence between price action and CVD remains a focus for analysts. Historically, when CVD falls as price holds steady, it suggests that buy-side support is currently absorbing sell orders. However, this equilibrium can quickly break if aggressive selling persists without a resurgence in demand.

Xaif cautioned that the gap between the current CVD of 16.2 million and the moving averages marks a clear decline in net buying. For XRP bulls, regaining momentum requires substantial buying volume to lift the CVD back above those technical averages.

Decisive Sessions Ahead for XRPCurrently, XRP is trading at $1.52, reflecting a decrease of nearly 2% over the past 24 hours. The present technical setup places pressure on buyers to step in and restore upward momentum. Without a recovery in CVD, the existing price structure may become increasingly vulnerable.

Analyst Xaif underscores the importance of monitoring the CVD closely; should the metric stabilize and turn upward, XRP may defend its current price. Continued declines in CVD, however, could accelerate downward movement in the token’s value.

Periods of sudden volatility in the cryptocurrency market can be triggered by macroeconomic decisions from institutions like the Federal Reserve or the immediate effect of an altcoin listing. In response to the challenge of navigating multiple platforms for technical charts, news, and portfolio analytics, an increasing number of traders are turning to privacy-focused tools such as CryptoAppsy. The platform brings together real-time charts, price alerts, asset-specific news, and macroeconomic data on a single dashboard, all accessible without creating an account, offering traders improved efficiency and a more complete view of the market landscape.

XRP faced renewed selling pressure in recent trading, falling nearly 3% to $1.5205. The digital asset continues to test the patience of traders as it oscillates between key support and resistance levels that have defined its recent price action.

Key buyers defend $1.50 zoneThe $1.50 area has emerged as a crucial support, with buyers continuously stepping in to defend this threshold. Crypto analyst Diana (@InvestWithD) pointed out that XRP “almost crashed at $1.50 and bounced,” indicating persistent demand at this level. According to her analysis, had XRP lost the $1.50 mark, the next downside target would have been $1.4458, with interim supports at $1.4986 and $1.5005.

Diana’s chart highlights a consolidation range where the asset repeatedly tested the lower boundaries without a clear break. She views continued defense of $1.50 as pivotal for maintaining the current structure.

XRP traders are watching the $1.50 and $1.61 levels closely. The asset has bounced from $1.50 multiple times, and every rejection from $1.61 sent price back to the support floor. A failure at $1.50 would have pushed the market to $1.44, while a breakout above $1.61 could shift momentum rapidly.

$1.61 resistance caps the upsideWhile $1.50 remains solid, any move above $1.60 has failed to gain traction. Chart data identifies $1.6104 as a firm horizontal resistance level. Sellers continue to defend this area, with price facing repeated rejection each time it approaches the zone. The range between $1.50 and $1.61 has thus set the boundaries for XRP’s current trading range.

During late August, XRP briefly surged to $1.68 amid heightened market momentum but swiftly retreated back into its established range. Should the $1.61 resistance finally give way, technical projections mark $1.7001 and $1.80 as the next potential targets on the upside.

Early signs of RSI recoveryDiana observed that the 1-hour relative strength index (RSI) for XRP is starting to show recovery after approaching oversold territory. The yellow moving average on her chart also trends lower, reflecting recent downward price action. However, the uptick in RSI may suggest that short-term selling pressure is beginning to ease.

Monitoring such signals becomes increasingly important in range-bound conditions. In a market where a single Fed decision or a sudden altcoin listing can change everything in seconds, jumping between different apps for charts, news, and portfolio tracking is costing investors money. Smart traders are now utilizing privacy-first tools like CryptoAppsy to consolidate everything. Without even the hassle of creating an account, you get real-time charts, smart price alerts, coin-specific news, and critical macro data all on one screen.

XRP trapped in a tightening rangeDiana summarized the outlook by stating XRP is “trapped between $1.50 support and $1.61 resistance.” Chart analysis reveals multiple ascending red trendlines projecting above the current market price, with a steep blue trendline adding further technical dimension. These projections only become actionable if price makes a decisive move outside the established range.

Until XRP either breaks below $1.50 or above $1.61, analysts suggest the trading range will continue to dictate direction and sentiment. A breakout above $1.61 could quickly refocus traders toward $1.70, while a breakdown would open the path to $1.44.

XRP’s supply outlook tightened after a whale withdrew 580 million tokens, with the broader exchange data pointing toward declining sell-side availability. Reportedly, the whale completed seven transactions involving approximately $900 million worth of XRP. 

The scale of this withdrawal introduced exchange-side supply into focus as moving tokens away from exchanges reduced the amount readily available for immediate trading.

Importantly, the withdrawal stood out since it involved several transfers rather than an isolated one. Additionally, spot flows and reserve changes highlighted whether supply reduction extended beyond the whale transaction.

Outflows deepen the exchange supply contraction The broader exchange activity favored the supply contraction around the whale withdrawal. At reporting time, XRP had recorded $6.76 million in spot net outflows.

These negative netflows implied withdrawals exceeded deposits during the measured 24-hour period. Importantly, recent activity also showed frequent negative readings across the historical chart.

XRP’s Exchange Reserve USD, meanwhile, declined 2.48% as of writing, adding another layer to the exchange-supply outlook. The declining reserves suggested exchanges collectively held less dollar-denominated XRP value during the 24-hour period.

Combined with spot outflows, the reserve fall validated the evidence of shrinking exchange-side availability. The reduced availability could therefore reduce the immediate selling supply in case demand remains firm.

Even so, the declining exchange balances alone would not guarantee higher prices since XRP still required price action to confirm whether buyers could capitalize on those supply conditions.

XRP Spot Netflows on CoinGlass Pennant breakout puts $1.5759 under pressure On the 24-hour trading chart, price action provided that next confirmation after XRP broke above its descending pennant structure. Subsequently, the breakout carried XRP toward the $1.57 price level, where sellers had previously capped the rally.

At the time of analysis, the XRP price stood around $1.53, leaving the resistance within close reach. Most importantly, the $1.50 support level remained beneath the prevailing market value following the breakout.

Additionally, the directional readings also still supported the bulls after the previous price expansion. Notably, the +DI signal stood at 34.70, comfortably exceeding the -DI signal reading at 11.41.

Meanwhile, the ADX stood higher at 41.83, reflecting strong directional conditions around XRP. Besides, the MFI reached 57.93 without entering the overbought territory.

Eventually, a sustained move through the $1.57 resistance could open the path toward the $1.70 region. However, a failure there could instead return attention toward the $1.50 support and the technical breakout structure.

XRP/USDT Daily Chart on TradingView Overhead liquidity adds another upside target Derivatives liquidity positioning provided another layer directly above XRP’s market value. The 24-hour Liquidation Heatmap highlighted concentrated liquidity expanding above the prevailing market price.

Notably, the nearest dense band appeared around the $1.535 area, extending towards nearly $1.56. XRP had already approached the lower portion of that concentration.

Therefore, further upside could force liquidations across those overhead positions, pulling the price deeper into the clusters. This liquidity sweep would bring XRP closer to the key $1.57 technical resistance.

Additionally, liquidity also appeared below price, in particular around the $1.50 area. The strongest immediate concentration, however, sat overhead on the heatmap.

Ultimately, in case buyers clear both nearby liquidity and the $1.5759-resistance, the pennant breakout could extend towards the $1.70 zone. 

Binance XRP/USDT Liquidation Heatmap on CoinGlass Final Summary XRP exchange supply contracted as whale withdrawals aligned with continued spot outflows. XRP’s pennant breakout puts $1.5759 between the current price and further upside.

Near Protocol, XRP, Gram, and Bitcoin have all seen major moves in recent trading, with Near Protocol’s price action standing out for its extraordinary surge. Several tokens have shown trend reversals or continued momentum after volatile trading periods.

XRP resumes uptrend, faces key resistanceXRP is trading close to $1.54 after rebounding from a local high above $1.65 last week. Earlier, the token broke out from $1.35 in late August, reached a top near $1.70, and then consolidated for several weeks in the $1.35 to $1.55 range.

A fresh move higher has now replaced this consolidation, with XRP testing $1.65 before pulling back slightly to current prices. Technically, XRP remains well above its 50-day moving average, which has turned upward near $1.36, while the 200-day average is still mildly declining at $1.35. These averages are converging, which could signal a bullish crossover if the rally continues.

The RSI remains elevated in the 60s, indicating robust momentum without reaching dangerous overbought levels. A drop below $1.35 would negate the current bullish structure and open the door for a fall back toward the low $1.30s. For now, support sits at $1.45–$1.50, with $1.65–$1.70 acting as a key resistance before any attempt at new highs.

In the current pattern, XRP continues to attract buyers on dips as long as it stays above the prior consolidation zone. Overcoming the $1.65–$1.70 range remains the critical test for further upside.

Gram rebounds after months of declineAfter dropping from almost $2.90 in May to lows of $1.30, Gram (GRAM) has staged a rapid recovery to $1.63. In recent sessions, the token surged from about $1.40, overtaking its 50- and 100-day moving averages for the first time since the summer slide began. It now faces the 200-day average near $1.60, which is still trending lower.

A definitive close above the 200-day moving average would mark the clearest reversal since Gram’s peak in May. The recent climb has seen Gram’s RSI push into the 70s, suggesting strong short-term buying interest but also the potential for a temporary cooldown.

Gram’s recovery appears to be an early attempt at reversing a prolonged downtrend rather than a full shift to bullish territory. Holding above $1.50 would strengthen the rebound, while falling back below $1.40 would call the rally into question.

Bitcoin consolidates after rallying past $87,000Bitcoin is currently trading near $84,900, slightly off its recent peak of $87,400. The broader trend remains strongly positive after a breakthrough above $72,000 in mid-August, helping the leading cryptocurrency more than triple from early June lows near $58,000.

Moving averages continue to confirm Bitcoin’s uptrend. The 200-day average, which spent months declining, has flattened and begun rising near $74,000. The 50-day and 100-day averages are climbing steadily, now sitting around $77,000 and $75,000.

Bitcoin’s RSI is in the mid-to-upper 60s, reinforcing sustained buying momentum. The pullback from $87,400 to the $84,000s is being viewed as a healthy pause after an uninterrupted run up. If Bitcoin remains above $80,000–$81,000, the next challenge is to retest and eventually clear the $87,000–$88,000 range for possible new highs.

Near Protocol up over 200%, but faces overheatingNear Protocol (NEAR) stands out with a staggering rally, climbing from about $1.70 in late August to $5.20, marking a gain of more than 200% in just one month. The rapid ascent has left the token trading well above its major moving averages: the 50-day sits near $2.90, the 100-day at $2.40, and the 200-day at $2.10. All of these lag the current price by a wide margin.

This steep move has sent NEAR into deeply overbought territory, with the RSI now deep in the 70s. Historically, similar moves in NEAR have led to sharp corrections or periods of sideways consolidation, such as the swift reversal following its May rally to $2.90.

Market watchers see a risk of a sharp pullback or extended range trading unless NEAR holds above the $4.00–$4.20 breakout zone. If that zone fails, signals point to the parabolic phase ending.

NEAR’s trajectory has shifted from a steady climb to an almost vertical rise, heightening the likelihood of sharp mean reversion as seen in past cycles.

In these rapidly changing conditions driven by major news or sudden listings, many investors find themselves switching between apps for trading, news, and portfolio analysis, which can increase costs and reduce reaction time. Increasingly, privacy-oriented platforms such as CryptoAppsy have become popular among active traders, offering real-time charts, smart price alerts, customized coin news, and critical macroeconomic data on a single screen, all without requiring user accounts.

XRP‘nin son toparlanması, uzun vadeli fiyat beklentilerini yeniden gündeme getirdi. Ancak bu kez analiz Bitcoin veya dolar üzerinden yapılmıyor. Analist EGRAG CRYPTO, XRP’nin altına karşı performansına odaklandı.

Analiste göre XRP, önümüzdeki dönemde altından daha hızlı değer kazanabilir. Böyle bir hareket, XRP’nin altına karşı değerini gösteren paritede güçlü bir yükseliş yaratabilir.

Buradaki senaryo, XRP’nin altına endeksli olduğu anlamına gelmiyor. EGRAG yalnızca iki varlığın birbirine göre performansını karşılaştırıyor.

XRP Altını Geride Bırakabilir mi? Altın son dönemde güvenli liman talebinden güçlü destek aldı. Yatırımcılar jeopolitik riskler, kamu borcu ve para birimlerine ilişkin endişeler nedeniyle değerli metale yöneldi.

XRP ise 2025’te gördüğü zirvenin altında kalıyor. Buna rağmen EGRAG, XRP’nin altına karşı zayıf seyrinin değişebileceğini düşünüyor.

Analistin uzun vadeli grafiğinde XRP/altın paritesinde önemli bir dönüş ihtimali öne çıkıyor. XRP’nin fiyatı altından daha hızlı yükselirse, altın değer kaybetmese bile parite yukarı hareket edebilir.

EGRAG’ın kendi senaryosunda ise daha güçlü bir ihtimal bulunuyor. Analist, XRP’nin yükselmesi ve altının aynı dönemde geri çekilmesi halinde paritedeki hareketin çok daha sert olabileceğini savunuyor.

Ancak bu yalnızca uzun vadeli bir teknik analiz senaryosu.

XRP İçin 1,75 Dolar Neden Önemli? EGRAG’ın başka bir analizinde 1,75 dolar seviyesi öne çıkıyor. Analiste göre XRP bu seviyenin üzerinde kalırsa daha geniş bir yükseliş senaryosu gündemde kalabilir.

Bu senaryoda 5-8 dolar aralığı ve daha ileri aşamada 13 dolar seviyesi konuşuluyor.

EGRAG ayrıca XRP için 365 dolar gibi çok daha yüksek bir hedef de paylaştı. Ancak bu rakam, mevcut fiyat seviyesine göre oldukça uzak bir grafik projeksiyonu. Bu nedenle kesin bir fiyat hedefi olarak değerlendirilmemeli.

Yükseliş senaryosunu destekleyen bir başka gelişme de balinaların XRP alımları. Büyük yatırımcıların son günlerde yaklaşık 720 milyon dolarlık XRP topladığı bildirildi. Ancak balina alımları tek başına fiyatın yükseleceğini göstermiyor.

Buradaki seviyelerin tamamı analistin uzun vadeli varsayımlarına dayanıyor. Piyasanın bu fiyatlara ulaşacağını gösteren kesin bir veri bulunmuyor.

XRP Grafiğinde Cup-and-Handle Formasyonu EGRAG’ın değerlendirmesine benzer bir teknik yapı başka bir analist tarafından da gündeme getirildi.

ChartNerd, XRP grafiğinde çok yıllı bir cup-and-handle formasyonu oluştuğunu belirtti. Analist, Fibonacci seviyelerine dayanarak uzun vadeli bazı hedefler paylaştı.

Bu hedefler arasında 8 ve 13 dolar seviyeleri de bulunuyor. Böylece iki analistin uzun vadeli projeksiyonlarında bazı rakamlar kesişiyor.

Cup-and-handle formasyonu teknik analizde yükseliş beklentisiyle ilişkilendiriliyor. Ancak herhangi bir grafik formasyonu gelecekteki fiyat hareketini garanti etmiyor.

XRP ve Altın İçin Sırada Ne Var? EGRAG’ın analizinin temel noktası XRP’nin tek başına yükselmesi değil. XRP’nin altından daha iyi performans göstermesi halinde paritenin güçlü biçimde yukarı hareket edebileceği düşünülüyor.

Özellikle XRP’nin 1,75 dolar seviyesini koruyup koruyamayacağı ve uzun vadeli teknik yapıların çalışıp çalışmayacağı izlenecek.

XRP’nin altına karşı gerçekten güç kazanması için altının mutlaka sert düşmesi gerekmiyor. XRP’nin daha hızlı yükselmesi de aynı sonucu yaratabilir.

Şimdilik piyasada 1,75 dolar seviyesi, 5-8 dolar ve 13 dolarlık uzun vadeli projeksiyonlar öne çıkıyor. 365 dolar ise çok daha spekülatif bir senaryo olarak kalıyor.

EGRAG’ın XRP/altın analizi dikkat çekici olsa da bunların analist projeksiyonları olduğu unutulmamalı. Önümüzdeki dönemde XRP’nin altına karşı performansı, bu uzun vadeli tezin güçlenip güçlenmediğini gösterecek.

Bu içerik genel piyasa verilerine dayanır ve yatırım tavsiyesi değildir. Kendi araştırmanızı yapmanızı öneririz.

Son Dakika kripto para haberleri için hemen tıkla.

Konu ile ilgili yorumlarınızı bize yazabilirsiniz. Ayrıca, bu tarz bilgilendirici içeriklerin devamının gelmesini isterseniz, bizleri Telegram, Youtube ve Twitter kanallarımızdan takip edebilirsiniz.

Nate, a well-known crypto influencer, has encouraged XRP holders and prospective investors to weigh the risks and rewards of investing in the cryptocurrency. He raised the question of what an investor stands to lose by ignoring XRP if the token ever reaches an exceptionally high value.

Nate analyzes small investment vs. high-risk rewardAlthough Nate did not claim that XRP will hit $10,000, he used the hypothetical price target to highlight the stark contrast between a minor loss and a potentially enormous gain. With XRP currently priced at $1.56, he explained that investors can buy 100 XRP for $156.

In his analysis, if XRP were to reach $10,000, those 100 tokens would be worth $1 million. This scenario demonstrates a dramatic upside for a relatively small investment.

“I don’t necessarily believe that XRP will go to $10,000. But currently, XRP is $1.56. You can buy 100 XRP for $156. If XRP did go to $10,000, you’d have $1,000,000. Now ask yourself which scenario is worse: you never buy because of pride and miss potential gains, or you buy and risk losing $156.”

Nate compared two outcomes: Investors who pass on buying XRP due to skepticism risk missing out on large returns if extreme prices are reached, while those who invest a small amount lose only their initial stake if XRP fails to appreciate or declines to zero. He emphasized that he personally does not expect XRP to achieve the $10,000 level but views the scenario as a thought experiment on risk management.

Community reactions reflect skepticism and optimismNate’s post sparked varied reactions from the XRP community. One commenter reflected on past investment regrets, recalling their father’s advice about buying Bitcoin 15 years ago. This person admitted disregarding the guidance and spending money elsewhere, a decision they now regret after holding XRP for eight years.

Another participant, Ken, pointed out that he would be happy simply to see XRP break its previous all-time high, noting that it has been nearly a decade since the token set a new record.

Rocket Man took a critical stance, calculating that Chris Larsen’s reported holdings of 2.53 billion XRP would be worth $25.3 trillion if XRP’s price ever reached $10,000. He questioned the plausibility of such a high valuation.

Chris Larsen is a co-founder of Ripple, the company closely associated with the development and promotion of XRP.

Mini dictionary: Chris Larsen — An American business executive and co-founder of Ripple, a company that created the XRP Ledger, and known for holding significant amounts of XRP.

Melanin Herrman expressed a middle-ground viewpoint, stating they do not anticipate XRP reaching $10,000 but are buying the asset at what they believe is a sensible price. They forecast that XRP could eventually achieve double-digit prices, pointing to optimism about the token’s long-term potential.

Overall, Nate’s argument involves using hypothetical price points as a tool for examining personal risk tolerance and investment decision-making strategies within the cryptocurrency market.

As XRP continues to pull strong price moves amid its strongest quarter of the year, traders are increasingly regaining their confidence in the leading altcoin.

Although XRP has briefly cooled from its recent price rally, momentum is still building and traders on Kalshi are betting on the asset breaking a major resistance soon.

XRP predicted to hit $1.70According to the latest data showcased on the Kalshi prediction market, traders on the platform have predicted that XRP is most likely to hit $1.70 this month.

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The prediction came a few days after XRP finally broke resistance around $1.6 after multiple months of consistently trading below that level.

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Following this price rally, XRP has retained bullish sentiments from investors, sparking renewed interest after multiple months of extreme volatility.

With traders on Kalshi betting on XRP reaching $1.70 before the month runs out while the asset is trading at $1.53 as of the time of writing, it means that XRP would need to surge by over 11% in the next three days to hit the $1.70 target.

XRP records second quarter of 2026While September marks the last month of the third quarter of 2026, it has extended the bullish performance seen last month, causing it to achieve the highest quarterly gain seen this year.

Notably, latest onchain data shows that XRP has surged by about 47.6% in the third quarter of 2026. This marks a major recovery after two consecutive quarters of losses.

With this recovery, this quarter has helped reverse some of the losses suffered earlier in the year, allowing XRP holders to recover their gains.

Crypto researcher BankXRP reported that XRP whales purchased over 470 million XRP within a five-day period. This surge in large-scale buying has sparked debate in the community about the potential for a significant price movement in the near future.

Whale accumulation acceleratesBankXRP, a well-known analyst focused on the XRP market, shared on X that major holders acquired more than 470 million XRP across five days. In a comment on the activity, BankXRP wrote, “That’s not accumulation, that’s a stockpile. Breakout loading?” The figure represents a notable share of the cryptocurrency’s total daily volume exchanged in a condensed timeframe.

At the time of purchase, XRP was trading at approximately $1.53, which places the total value of these acquisitions near $720 million. Such large-scale buying attracted considerable attention from market observers and retail investors alike.

XRP whales just scooped up 470M+ XRP in 5 days. That’s not accumulation, that’s a stockpile. Breakout loading?

Buying this much XRP in five days stands in contrast to the typical strategy of dollar-cost averaging, where investors gradually accumulate positions to mitigate price volatility. Instead, BankXRP characterized these rapid purchases as an active stockpile, implying that the buyers may have unique information or expectations for the market.

Market questions and transaction transparencyThe source of these transactions has become a focal point for discussion. Community member Cardnal questioned whether the whales executed their trades through exchanges or over-the-counter (OTC) markets, and raised concerns about the traceability of such large transactions.

Understanding whether these purchases occurred on exchanges or through private agreements is important for assessing potential impacts on XRP’s available exchange supply. If the whales bought directly from exchanges and transferred the tokens to private wallets, the supply on public markets could shrink, possibly affecting liquidity. However, BankXRP’s post did not specify whether the tokens were sourced from exchanges, OTC platforms, or alternative methods.

Furthermore, there is uncertainty about the long-term intentions of these large holders. While the recent accumulation is significant, whales often modify their positions for various reasons. Analysts suggest that only on-chain data following the purchases can reveal whether the wallets retain or redistribute their XRP moving forward.

Mini dictionary: Over-the-counter (OTC) markets, private trading platforms where large transactions take place directly between parties, usually to minimize price impact and maintain privacy compared to public exchanges.

XRP’s technical setup and community reactionAn analyst known as Blue referenced XRP’s market price and added that a Relative Strength Index (RSI) reading of 62 left room before overbought levels are traditionally reached. Blue also questioned which future price threshold might trigger a larger price move, tying the reported accumulation to possible breakout scenarios.

Blue calculated the $720 million value for the 470 million XRP purchased, referencing the $1.53 spot price, as well as highlighting the 62 RSI that remains below overbought thresholds.

Despite the bullish sentiment among some traders, BankXRP clarified that the “Breakout loading?” comment signals potential rather than certainty. Historically, whale activity can hint at market shifts, but such accumulation alone is not definitive proof of an imminent breakout in XRP price.

IndicatorValue / NoteTotal XRP purchased470 millionEstimated value$720 millionXRP price during purchase$1.53RSI62Period of accumulation5 daysAs the situation develops, market participants continue to monitor on-chain activity and price movements to better understand whether the recent whale accumulation will result in a major XRP rally.

Ripple, a privately owned technology company best known for its payments and blockchain solutions, has reached an estimated valuation of $50 billion in the private market. This figure follows a recent $750 million share buyback launched by Ripple earlier this year, which increased its valuation from $40 billion during its previous funding round.

The gap between Ripple’s valuation and XRP’s priceDespite Ripple’s rising private-market valuation, those holding its native digital asset, XRP, do not receive any ownership in the actual company. A recent market analysis has renewed focus on the separation between Ripple’s corporate success and the token’s price activity.

This issue resurfaced after the share buyback, where shareholders and employees with company equity benefited directly from the transaction. In contrast, individuals or investors holding XRP tokens saw no change to their stake nor any compensation tied to the company buyback.

XRP holders do not receive ownership in Ripple or any portion of proceeds from company share repurchases. Ripple itself clarifies in its official FAQ that it is a privately owned technology firm, while XRP is an open-source digital asset on the XRP Ledger.

XRP currently trades near $1.54, resulting in a market capitalization of approximately $97 billion. While this places XRP among the largest digital assets globally by market cap, its value does not track or grant rights to Ripple’s private equity.

Ripple stock versus XRP tokensThe distinction between Ripple’s company shares and XRP tokens is made clear by how the recent buyback unfolded. Ripple bought back equity from existing shareholders, providing cash to those selling part of their company ownership. Only Ripple shareholders and employees with equity directly benefitted from this action.

Holders of XRP, meanwhile, received no payment and no new rights regarding company ownership. This highlights the difference: owning XRP represents a stake in an open-source blockchain token, not a share of Ripple itself.

Ripple has broadened its business, now offering payment solutions, digital asset custody, stablecoins, prime brokerage, and tokenization services. While some of these business lines may use XRP directly, others can generate revenue for Ripple without connecting to XRP’s price performance.

This separation means Ripple’s corporate valuation can rise even while XRP’s price remains flat or declines. Likewise, XRP’s price may surge because of ETF interest, XRP Ledger adoption, or market momentum, independent of changes to Ripple’s private valuation.

AssetCurrent ValueOwnership Rights in RippleTypeRipple Shares$50 billion valuationYesPrivate company equityXRP Token$1.54 (approx. $97 billion market cap)NoOpen-source digital assetThere remains an economic link: Ripple is a major holder of XRP and continues to develop products and services around both XRP and its underlying blockchain, the XRP Ledger. However, this relationship is strategic, not based on any legal claim by token holders over Ripple’s corporate assets.

Mini dictionary: XRP Ledger, the underlying open-source blockchain network that facilitates transactions and decentralized applications using the XRP digital asset.

A potential shift in XRP’s price action has drawn renewed attention from market analysts after a recent chart was shared by Patrick L. Riley, an entrepreneur and real estate specialist known for his commentary on digital assets.

Analyst sees pivotal moment for XRPRiley highlighted the current XRP weekly chart, noting the asset is positioned at a crucial point that could determine its next major move. He suggested that a green weekly close may trigger broader changes across the cryptocurrency market, potentially reshaping capital flows and dominance dynamics among leading digital assets.

He stated that if XRP closes next week in the green, “we could be looking at the next Bull Run and the end of Bitcoin’s dominance.” Riley described such an event as the beginning of “a whole new market.” At the time of his observation, XRP traded at $1.56, posting a session gain of 10.83%.

If XRP closes next week in the green, the door may open for the next bull run and a fundamental shift in Bitcoin’s leadership over the crypto market. This would effectively introduce a new market phase.

Technical analysis points to breakoutThe chart examined by Riley covers XRP’s price action from 2014 through 2026, using a logarithmic scale to present percentage-based movements more clearly over long time periods. Multiple trendlines have converged, with a significant descending trendline extending from XRP’s all-time high in 2018 to its current position. Overlaying this structure, a long-term blue ascending channel points to higher price projections if momentum continues.

XRP recently broke above the upper edge of the descending trendline in late 2024 after rallying more than 500%. The asset subsequently reached an all-time high at $3.65 before retreating and now rests on a key support level—an area that was previously resistance. Analysts describe this as a textbook breakout scenario, with market participants closely watching how long XRP can maintain its current support level.

Currently, XRP trades near $1.52, as it retests the downward trendline that has limited upward movement for over a year. Should XRP hold this level and break out decisively, the upper blue channel could point to long-term price targets between $440 and $800 on the logarithmic scale.

Mini dictionary: Logarithmic scale, a type of financial chart scale that represents percentage changes uniformly over large price ranges, allowing analysts to visually compare moves in markets with wide historical variance.

Market impact: Bitcoin dominance and altcoin dynamicsRiley indicated that the potential breakthrough for XRP could challenge Bitcoin’s dominance—a key metric reflecting Bitcoin’s market cap share compared to the wider crypto sector. Bitcoin dominance tends to fall during “altcoin seasons,” when capital shifts from Bitcoin into alternative cryptocurrencies such as XRP.

Major bull runs in 2017 and 2021 saw significant drops in Bitcoin dominance. During these periods, XRP’s price surged from less than $0.01 to above $3 in 2017, and from below $0.30 to nearly $2 in 2021. Traders monitoring historical market cycles consider shifting dominance to be a possible precursor for outsized moves in leading altcoins.

YearBTC Dominance (%)XRP Price Range2017Peak: 87%
End: 38%$0.005 – $3.302021Peak: 72%
Low: 41%$0.28 – $1.96Critical support level observedA weekly close above current support would indicate that buyers are stepping in to defend the breakout. According to Riley, this development could pave the way for considerably higher price targets, in line with the channel projections on the logarithmic chart. Market participants will be monitoring the close to assess potential shifts in momentum that may impact the entire crypto landscape.

A confirmed green weekly close on XRP is viewed as a critical signal that buyers are sustaining the breakout, opening the possibility for a new phase in market structure.

Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.

XRP is eyeing a busy October with key events and upgrades in store. At the earliest in October, specifically in the first week, the XRP Seoul event is scheduled for October 3, 2026, at the Grand Hyatt Seoul during Korea Blockchain Week.

Ripple executives, including its president Monica Long, RippleX SVP Markus Infanger, and major Korean financial institutions are set to take part in discussions around the future of digital finance.

According to Hussein Zangana (Vet), XRP Ledger Foundation director of community, the upcoming XRP Seoul event will feature sessions with Kyobo Securities, a major Korean securities broker, Woori Bank, one of Korea's top four banks, and Kakao Bank, the country's leading internet bank associated with the popular Kakao platform, with a focus on tokenization, payments on crypto rails, and DeFi.

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"Looking forward to XRP Seoul next week and the sessions with Korean securities broker Kyobo Securities, Woori Bank (top 4 bank in Korea), Kakao Bank (largest internet bank of the famous app Kakao here) and many others. All forward leaning in tokenization, payments on crypto rails and DeFi," Vet wrote.

Looking forward to XRP Seoul next week and the sessions with Korean security broker Kyobo Securities, Woori Bank (top 4 bank in Korea), Kakao Bank (largest internet bank of the famous app Kakao here) and many others.

All forward leaning in tokenization, payments on crypto rails… pic.twitter.com/fOopZp4OJ5

— Vet (@Vet_X0) September 27, 2026 Aside from Ripple President Monica Long and SVP Markus Infanger, the participant lineup for the event is extensive. This includes J.A. Akinyele, RippleX Head of Engineering; Christina Chan, Senior Director of Ecosystem Growth at Ripple; Tatsuya Kohrogi, Senior Ecosystem Growth Manager at Ripple; Wenny Cai, CEO of Anchored Finance; Nicholas Motz, co-founder of Soil; Nathaniel T. Bradley, Datavault AI CEO; Aniket Jindal, Founder of Biconomy; Jinnie Lee, APAC Sales Director at Ripple; Mansik Yoon, Team Leader at Jeonbuk Bank; John Lilic, CSO of Tria; Sunghwan Kim, Founder and CEO of Wellbianlabs; Asheesh Birla, Evernorth CEO; Min Lin, Managing Director of Ondo Finance; Heejin Shin, Executive Director of Kyobo Securities; Hugo Philion, Co-Founder of FlareNetworks; Jaehyuk Choi, TF Lead of Kbank; Bo Kim, CEO of Creder; Leo Lee, Manager of Kakao Bank; Seunghoon Han, Senior Manager of Woori Bank, among others.

XRP community eyes busy OctoberXRP Ledger is set for a busy October, with the Batch, fixBatchV1_2, and permissions delegation amendments set to launch in the coming month.

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Batch and its fix eye mainnet activation on October 9, while permissions delegation is expected to launch on October 8, 2026, provided they sustain above 80% support for the two-week activation window.

The Swell event is expected to be held October 27–29, 2026, a major event for the XRP and the Ripple ecosystem. 

Not financial or tax advice. PANews content is strictly educational and informational and is not investment advice, financial advice, tax advice, legal advice, or a solicitation to buy or sell any digital asset, security, or financial product. Do your own research and consult qualified advisers.

Disclosure. PANews may publish sponsored content, partner content, advertisements, affiliate links, event promotions, and market commentary involving Web3 projects, service providers, or financial products. PANews personnel, contributors, or affiliates may hold digital assets or other interests related to covered topics. See our Terms of Service.

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XRP may be poised for heightened attention this week as several market developments converge, including institutional activity, crypto policy moves, and regulatory scrutiny regarding Tether’s operations.

Analyst links multiple trends to XRP outlookCrypto analyst and XRP supporter XRPMoonWalk highlighted several recent industry events he believes will foster a positive environment for $XRP. Through a series of social media posts, he referenced activities by asset tokenization platform Ondo, ongoing institutional engagement, and recent headlines involving Tether’s regulatory challenges.

Summarizing his expectations for the week ahead, XRPMoonWalk wrote that “next week is going to be bullish for $XRP,” and predicted a shift in market narratives as a result of these overlapping factors.

Next week is going to be bullish for $XRP, with Ondo’s expansion, new discussions at the White House, and increased scrutiny on Tether all contributing to a dynamic market outlook.

His post drew attention to the ongoing transformation in market sentiment, as blockchain-based asset tokenization gains traction and regulators intensify oversight of major stablecoins.

Ondo and the $100 trillion tokenization claimThe analyst referenced Ondo Finance, a real-world asset tokenization platform, suggesting a possible leap for the sector from $3 trillion to $100 trillion. However, available forecasts do not indicate that this increase is directly attributable to Ondo.

Research from firms such as TD Cowen projects that the total value of tokenized assets could reach $100 trillion by 2030. Boston Consulting Group (BCG) and Ripple expect a growth to approximately $16.4 trillion during the same timeframe, while McKinsey sees a market between $2 trillion and $4 trillion. Standard Chartered anticipates $2 trillion in tokenized assets by 2028.

These projections refer to the entire real-world asset tokenization sector, not solely to Ondo’s share. The suggestion of Ondo overseeing a $3 trillion to $100 trillion jump is not backed by official data.

SourceTokenized Asset ForecastTarget YearTD Cowen$100 trillion2030BCG & Ripple$16.4 trillion2030McKinsey$2-4 trillion2030Standard Chartered$2 trillion2028Mini dictionary: Ondo Finance is a platform specializing in the tokenization of traditional financial assets, allowing assets such as bonds and treasuries to be represented and traded on blockchain networks.

Institutional engagement and White House visitXRPMoonWalk’s outlook for XRP also referenced a recent White House visit involving Dom Kwok, co-founder of educational crypto platform EasyA and an active XRP supporter who has publicly advocated for the token’s growth.

Kwok, accompanied by his brother, met with policy makers as part of broader discussions on digital assets in Washington. He has previously expressed the view that XRP could reach as high as $1,000 by 2030, which continues to attract attention from supporters.

While Kwok’s White House visit has generated significant online discussion, there are no official reports confirming key meetings with major banks or institutional leaders during this event. To date, neither government officials nor banks have endorsed his long-term XRP price predictions or announced policy changes stemming directly from the visit.

Mini dictionary: EasyA is an educational app focused on teaching blockchain and crypto development, supporting developer growth across various blockchain ecosystems.

Tether faces regulatory actionRecent action by authorities has heightened scrutiny on Tether, the largest stablecoin by market cap. On September 25, law enforcement seized $84.2 million from accounts connected to Capstone, a payments processor accused of managing funds for Tether and Bitfinex using banking services from EQIBank.

Tether has acknowledged exposure of about $64 million in this case, noting that the figure represents less than 0.034% of its total asset base.

Around the same time, an offshore bank froze additional accounts associated with Tether, though details surrounding the freeze have not been fully disclosed. Tether continues to maintain a reserve cushion of about $4.1 billion, which provides a notable buffer against recent claims and freezes, and has insisted that the stability of its USDT token remains intact.

While these developments supply genuine news, they have not yet posed a direct risk to Tether’s ability to maintain its dollar peg.

XRPMoonWalk’s commentary blends ongoing market events with speculative interpretations, combining updates about asset tokenization, institutional visits, and Tether’s regulatory issues as reasons to anticipate increased momentum for XRP in the near term.

Not financial or tax advice. PANews content is strictly educational and informational and is not investment advice, financial advice, tax advice, legal advice, or a solicitation to buy or sell any digital asset, security, or financial product. Do your own research and consult qualified advisers.

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On September 26, 2026 at 15:24 UTC, XRP was quoted at $1.54805 on Coinbase, one of the largest cryptocurrency exchanges serving global retail and institutional traders. This specific price point serves as a dated reference for scenario analysis and not as evidence of a trend or prediction for future price movements.

10% scenario boundariesUsing the $1.54805 reference, a simple calculation illustrates hypothetical boundaries. A 10% increase from this level would place XRP at approximately $1.7029, while a 10% decrease brings the value to $1.3932. If the price remains unchanged, the rounded figure is $1.5481. These figures represent illustrative boundaries and are the result of multiplying the snapshot price by either 1.10 or 0.90, rather than forecasting a specific trading range.

ScenarioXRP Price+10%$1.7029Unchanged$1.5481-10%$1.3932These calculations do not assign any probability or imply a likelihood of movement in either direction. They outline boundaries for analytical comparison.

Network activity contextActivity on the XRP Ledger, a decentralized blockchain network supporting XRP transactions, can provide supplementary context for price movements. However, metrics such as account counts, average transaction sizes, or overall activity levels do not directly equate to buy or sell activity on exchanges or dictate specific price levels.

Mini dictionary: XRP Ledger, a decentralized network supporting XRP transfers, records transactions and account activity independently of trading activity on exchanges.

Any strong price forecast must connect current demand, supply, and available liquidity with well-explained assumptions rather than relying solely on singular network statistics.

Limitations and disclaimersThe selected 10% interval does not correspond to XRP’s historical volatility and the resulting figures are not defined as technical support or resistance levels. These boundaries do not guarantee or predict any breakout or price event within a specific timeframe. Anyone referencing these numbers should update the initial quote to reflect live prices and independently assess risks and costs.

Even for widely traded cryptocurrencies such as XRP, market prices can shift abruptly, and any prior snapshot may differ significantly from prices when later accessed. Timestamping the original quote ensures clarity, as outdated data may otherwise be mistaken for live market information.

Since digital asset trading continues non-stop around the clock, the price analyzed in a scheduled report often diverges from current market values at the time of reading. This gap underlines the importance of clearly marking the reference date and time for any analytical scenario.

The analysis does not represent investment advice, and outcomes may vary significantly from projections. Investors are encouraged to seek multiple data points, update their information regularly, and independently manage risk.

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