Ripple ETFs Lead Weekly Crypto InflowsThe suite of spot $XRP ETFs managed under the @Ripple umbrella recorded $22.99 million in net inflows over the past week, outpacing virtually every other crypto ETF product currently on the market. The figure is the latest in a run of strong weekly numbers that have steadily built the products' collective footprint in the digital asset space.
The ETFs now hold approximately 1.44% of $XRP's circulating supply, a share that has grown consistently month on month since the products launched in late 2025. Seven U.S. spot XRP ETFs now hold roughly 773 million XRP in custody, less than six months after the first products began trading. @bgarlinghouse and the Ripple team have presided over what is shaping up to be one of the more successful ETF launches in the crypto industry's history.
A Broader Story of Sustained Institutional Demand XRP spot ETFs have pulled in $1.41 billion in cumulative net inflows since their November 2025 launch, with monthly figures climbing steadily through the first half of 2026. That pace of accumulation has drawn attention from some of the largest names in asset management. Bitwise Asset Management, Franklin Templeton, and Grayscale Investments have led the buying as institutional demand has strengthened.
Ripple noted that the first month of U.S. spot XRP ETF trading did not produce a single net outflow day, and cumulative inflows crossed $1 billion by December 16, 2025. That early persistence suggests the demand has been less about a short burst of momentum and more about investors adding XRP as a distinct allocation alongside bitcoin and ether.
XRP ETFs recorded a 2026 weekly high of $60.5 million in net inflows during the week ending May 15, even as Bitcoin and Ethereum saw outflows of over $1 billion and $255 million respectively, suggesting institutional interest in $XRP is growing despite an uncertain broader crypto market.
The growing supply share held by these products also signals a structural shift in how $XRP is being accessed. Unlike futures-based products, spot ETFs require the fund to purchase and hold the underlying asset directly , meaning each dollar of inflow translates into real demand for the token in the open market.
Sources
Yahoo Finance: XRP ETF Inflows Just Hit a 2026 High
CoinDesk: Spot XRP ETFs Attract Biggest Inflows Since January
Ripple Insights: XRP ETFs, The Institutional Era Has Begun
XRP ETF Inflows Continued in JuneData shows that spot XRP ETFs added $46.5 million in assets this month, bringing the cumulative net inflow to $1.43 billion. These funds have had only one month of outflows since their launch in November last year.
Bitwise’s XRP ETF holds $293 million in assets, while the ETFs from Franklin, Canary, and 21Shares manage $235 million, $234 million, and $112 million, respectively.
The ongoing XRP ETF inflows are a sharp contrast to those tracking Bitcoin and Ethereum. Spot Bitcoin ETFs had over $4.06 billion in outflows this month, bringing the net outflows since January to $5.6 billion.
Similarly, Ethereum ETFs have shed over $471 million in outflows this month, lower than the $540 million they lost last month.
XRP ETF inflows rose in the same week in which Ripple announced that RLUSD, its stablecoin, will now be available in Japan following the approval by the main financial regulator. This approval will likely help it become an alternative to USDC and USDT.
Recent data, however, shows that RLUSD has lost momentum as the supply has dropped to $1.57 billion from the year-to-date high of $1.8 billion. RLUSD has become one of the most important use cases for the XRP Ledger network.
Another major news came from Europe, where Ripple secured a preliminary Crypto Asset Service Provider (CASP) license in Luxembourg. This is a major milestone as it paves the way for the full rollout of Ripple Payments across the Euro area and MiCA compliance.
XRP Price is Hanging on a Thread Above $1The weekly chart shows that the Ripple price has slumped in the past few months, mirroring the performance of most cryptocurrencies. It dropped from a high of $3.6690 in July to the current $1.06.
The token has slumped below the Major S&R pivot point of the Murrey Math Lines tool. It has remained below the 50-week and 100-week Exponential Moving Averages (EMA).
XRP has settled along the 78.6% Fibonacci Retracement level. Therefore, there is a risk that the token may drop further in the near term, potentially to the Strong, Pivot, Reverse level of the Murrey Math Lines at $0.7813. This view will be confirmed if it drops below the supply of $1.
Image: Shutterstock
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The verbal duels between iconic figures of the crypto industry often reveal the structural cracks of a market undergoing institutional transformation. During a particularly noteworthy media appearance on CNBC this Friday, Ripple CEO Brad Garlinghouse criticized Michael Saylor’s Bitcoin accumulation strategy through his company Strategy, stating that this approach seriously harms the entire crypto ecosystem. This statement comes amidst an uncertain macroeconomic climate, where the leading crypto shows clear signs of weakness below the $60,000 mark, weakening financial architectures based on corporate over-indebtedness.
In brief Brad Garlinghouse openly criticizes Michael Saylor’s Bitcoin strategy, which he considers detrimental to the entire crypto market. The plunge of Strategy’s shares and latent losses on its Bitcoin reserves fuel doubts about the viability of its financial model. The Ripple CEO opposes a vision based on the real utility of blockchain networks to a strategy relying on debt to accumulate Bitcoin. Despite his criticisms of Strategy, Brad Garlinghouse continues to consider Bitcoin a solid asset and a true digital gold. The stock market collapse of Strategy’s bond model Brad Garlinghouse’s criticisms focus on the tangible technical problems facing the refinancing structure established by Michael Saylor today. The Ripple CEO described “an overwhelming indictment” of the current situation of the company’s perpetual convertible preferred shares, listed under the ticker STRC. This security, which should trade at its face value of $100 while distributing an annual dividend of 11.5%, experienced an unprecedented collapse, trading around $74, nearly 26% below its original issue price.
This loss of anchor reflects a major trust crisis among institutional investors about the sustainability of the debt accumulated to continuously buy Bitcoin. At the same time, the company’s common stock (MSTR) closed its weekly trading session at about $82, marking its worst performance and lowest level since February 2024.
Accounting figures from market reports show the immediate blockage of this credit purchase mechanism, placing the company in front of critical indicators :
An average acquisition price of Bitcoin by Strategy set by regulations around $75,656 per unit ; A Bitcoin price struggling around $59,000, plunging the company’s portfolio into a massive latent loss exceeding 14 billion dollars ; The obligation to liquidate part of its assets by selling 32 Bitcoins at the end of May to meet dividend payment deadlines for the STRC. This strategic reversal contradicts Michael Saylor’s historic statements, who had promised never to sell any fraction of his treasury reserves.
The doctrinal clash between financial engineering and real utility of networks Beyond the pure collapse of accounting results, Brad Garlinghouse’s criticism reveals a deep philosophical debate about what should guide the long-term valuation of the blockchain sector. The Ripple CEO strongly denounced the illusion of creating value through debt by stating: “financial engineering does not create long-term value.” According to him, the frantic accumulation of volatile assets through excessive financial leverage exposes the entire market to a systemic risk of forced liquidation.
Garlinghouse insisted that “the long-term value of any crypto will come from its utility,” thus contrasting Ripple’s cross-border payment technological infrastructure with Michael Saylor’s mere cash speculation. In response to these attacks and market pressure, Michael Saylor gave a laconic response on social media, stating that “volatility tests every capital structure.”
This confrontation highlights the drastic reduction of Strategy’s business model maneuvering room. Recent analyses published by CryptoQuant show that the company’s dividend coverage window has shrunk from over seven years to about 14 months only, due to price declines. In the face of this fragility, Ripple’s XRP token paradoxically showed some resilience, trading above the $1.05 threshold, supported by the release of its annual impact report highlighting the expansion of its institutional services.
Outlook : Between technological resilience of Bitcoin and institutional restructuring Despite the harshness of his indictment against financial leverage abuses, Brad Garlinghouse remains fundamentally optimistic about Bitcoin’s intrinsic value. He continues to firmly define the leading crypto as a modern and superior form of “digital gold.”
The CEO illustrated this technological superiority over traditional physical assets by the historical example of transferring $300 billion worth of gold by the German central bank, a complex logistical operation that required two years of effort and astronomical financial costs, while an equivalent transaction on the Bitcoin network executes in a few minutes transparently. This essential distinction between the strength of the underlying asset and the excesses of investment vehicles exploiting it invites institutional players to separate the protocol’s solidity from risks of specific corporate credit.
The current situation forces investors to reflect more deeply on the maturity of the crypto ecosystem. While Strategy’s aggressive refinancing model shows clear signs of exhaustion amid a prolonged bear market, the overall resilience of the network shows that the blockchain infrastructure is ready to absorb these macroeconomic shocks.
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Luc Jose A.
Diplômé de Sciences Po Toulouse et titulaire d'une certification consultant blockchain délivrée par Alyra, j'ai rejoint l'aventure Cointribune en 2019. Convaincu du potentiel de la blockchain pour transformer de nombreux secteurs de l'économie, j'ai pris l'engagement de sensibiliser et d'informer le grand public sur cet écosystème en constante évolution. Mon objectif est de permettre à chacun de mieux comprendre la blockchain et de saisir les opportunités qu'elle offre. Je m'efforce chaque jour de fournir une analyse objective de l'actualité, de décrypter les tendances du marché, de relayer les dernières innovations technologiques et de mettre en perspective les enjeux économiques et sociétaux de cette révolution en marche.
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The views, thoughts, and opinions expressed in this article belong solely to the author, and should not be taken as investment advice. Do your own research before taking any investment decisions.
Ripple’s XRP may be preparing for a bounce with a strong crypto analyst signaling two signs of a bullish shift. This optimism comes as lawmakers in Washington push to get the CLARITY Act off the ground before Congress heads into its August recess.
XRP Chart Shows Bullish Signs Crypto analyst Ali Martinez shared a post on X that suggests that XRP’s daily chart is showing “two bullish signals” that could signal that the rally is coming to an end. The first signal, according to Martinez, is the Tom DeMark Sequential indicator. It has “printed a buy signal via a ‘9’ candlestick.” The pattern “historically anticipates a one-to-four daily candlestick relief rebound,” he added.
The XRP price action of the past three trading sessions has also formed a “Morning Star Doji” candlestick pattern. For context, it is a pattern widely recognized by technical traders as a reversal chart pattern that can appear closer to the bottom of the market, Martinez said.
XRP: TWO BULLISH SIGNALS
XRP is flashing two bullish reversal signals on the daily chart, pointing to a potential shift in momentum.
1. The Tom DeMark Sequential indicator has printed a buy signal via a "9" candlestick. This pattern historically anticipates a one-to-four daily… pic.twitter.com/q0qBDVCGXT
— Ali Charts (@alicharts) June 27, 2026
The confirmation would rely on the participation of buyers, he wrote. The analyst added, “If buying volume accelerates here, $XRP could rise toward $1.30.”
The Crypto Market Structure Bill Now Faces July 20 Deadline The positive technical analysis for XRP comes as the digital asset sector remains hinged on the updates around CLARITY Act. There are ongoing negotiations even as Congress adjourns Washington for the July 4 recess, said journalist Eleanor Terrett. She added there is “a renewed sense of urgency among Senate Republicans to get this bill across the finish line.”
However, “there is quite a lot left to do” on the CLARITY Act, Terrett emphasized. She noted that unresolved provisions include ethics and differences between the drafts from the Senate Banking and Agriculture Committees. In addition, sticking points include state preemption rules, language on conflicts of interest in the exchanges and others.
She also noted that “key Democratic votes are expected to hinge on whether the bill includes an ethics framework that they view as strong enough to address President Trump’s crypto businesses.” Hence, the odds for the crypto bill passing has dropped to 50%, per Galaxy Digital.
The challenge of Senate floor vote scheduling still exists for the CLARITY Act. Senate Majority Leader John Thune has acknowledged “time is running out to solve some of these outstanding issues.” Also, the annual defense authorization bill is expected to take priority upon the return of lawmakers July 13, Terrett said.
Assuming there is enough progress in the negotiations during the congressional recess and any other legislative priorities that could delay consideration don’t come into play. That’s the earliest realistic time to get a vote on the CLARITY Act underway, Terrett said, “the week of July 20th onwards.”
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XRP is about to close June as the worst trading month in well over a year but there are first signs of hope ahead.
June has been brutal for essentially the entire cryptocurrency market, and Ripple’s cross-border token is no exception. The asset lost its position in terms of market cap to USDC as it dipped to $1.01 (on most exchanges) during last week’s crash.
Now, though, a popular analyst outlined the first glimmer of hope for XRP, which could lead to a quick short-term rebound.
2 Bullish Signs The first is the well-known Tom DeMark (TD) Sequential indicator, a popular metric used to determine the underlying asset’s trend exhaustion in either direction. It has finally flashed a buy signal after XRP’s recent crash that drove it to a multi-year low. According to Martinez, this pattern, which has a relatively high success rate when it comes to the cross-border token, could mean a “one-to-four daily candlestick relief rebound.”
Separately, the analyst outlined the formation of a Morning Star Doji candlestick pattern during the past three daily sessions. He added that this classic indicator is used to identify local price bottoms.
Martinez predicted that if buying volume accelerates in tandem with the aforementioned signals, Ripple’s asset could rise to the first major obstacle at $1.30. Recall that it challenged that level last week during the short-lived market-wide revival, but it was rejected there, and the subsequent collapse pushed it south to $1.01.
In another separate post, though, Martinez highlighted the next significant support levels for XRP if the market structure breaks down again. If the asset decisively loses the support at $1.06, the next in line are at $0.80, $0.62, and $0.51 based on the UTXO Realized Price Distribution (URPD).
Painful June As with most cryptocurrencies, XRP would require a miracle to turn the tide around in June. The month so far has been nothing short of a massacre, as Ripple’s token has shed more than 20% of its value. This makes it its worst single-month performance since February 2025, when it tumbled by over 29%.
You may also like: Ripple (XRP) Boosts Global Blockchain Adoption With Over $70M in Donations XRP’s Slide to Sub-$1.00 Could Set Up ‘Risk-Reward’ Zone: Analyst XRP Selling Pressure Intensifies as Profit-to-Loss Ratio Reaches Multi-Year Low On the plus side, July has been historically a positive month for the asset, especially in the past six editions, all of which have been in the green. In fact, all except July 2021 brought double-digit gains, including massive surges in 2020 and 2023. Almost all of those followed a painful June.
TLDR: XRP long liquidations surged 832% over the past week, reaching nearly $3.0 million in forced exits. Open Interest dropped from $1.18B to $1.04B, reflecting an 11.1% monthly decline in leveraged exposure. Binance XRP reserves fell just 0.35% weekly, showing spot holders remained calm amid futures turmoil. A Tom DeMark “9” buy signal and Morning Star Doji pattern suggest XRP could rebound toward $1.30. XRP derivatives markets recorded a sharp deleveraging episode over the past week, with long liquidations surging 832% versus the prior month.
Open Interest fell from roughly $1.18 billion to approximately $1.04 billion. Funding rates turned deeply negative, registering a -463% shift against the quarterly baseline.
The data points to a forced exit of leveraged long positions rather than an orderly rollover, resetting the market’s overall risk structure.
Cascading Liquidations Clear Speculative Excess From XRP Futures Long liquidations reached nearly $3.0 million over the seven-day period, far outpacing short liquidations. This imbalance confirms that upside-positioned traders bore the brunt of the selloff. The scale of exits reflects a systematic purge rather than isolated margin calls across the derivatives market.
Open Interest declining by 11.1% on a monthly basis reinforces this interpretation. When OI falls alongside deeply negative funding rates, it typically means leveraged longs are being closed, not transferred. The market is shedding speculative weight accumulated during the prior uptrend.
Source: CryptoQuant
Despite the futures turmoil, spot-side behavior told a different story. Binance XRP reserves remained relatively stable, down just 0.35% on the week.
That restraint among holders suggests limited appetite to deposit tokens for immediate sale, even as price weakened noticeably.
The divergence between panicked futures positioning and composed spot holders is notable. Historically, this kind of split often marks a transitional phase rather than an outright bearish continuation. Whether that transition resolves bullishly depends on how sellers respond next.
Technical Signals and Utility Developments Add Context to XRP’s Next Move On the technical side, analyst Ali Charts flagged two reversal patterns forming on the daily chart. The Tom DeMark Sequential printed a “9” buy signal, which historically anticipates a one-to-four candle relief rebound.
Additionally, the past three sessions completed a Morning Star Doji formation, a pattern traditionally associated with localized price bottoms.
Ali Charts noted that if buying volume accelerates, XRP could move toward the $1.30 level from current prices near $1.05.
XRP: TWO BULLISH SIGNALS
XRP is flashing two bullish reversal signals on the daily chart, pointing to a potential shift in momentum.
1. The Tom DeMark Sequential indicator has printed a buy signal via a "9" candlestick. This pattern historically anticipates a one-to-four daily… pic.twitter.com/q0qBDVCGXT
— Ali Charts (@alicharts) June 27, 2026
These signals do not guarantee a sustained trend change, but they do indicate potential short-term momentum shifts worth watching.
On the fundamental side, Ripple’s launch of RLUSD in Japan through SBI VC Trust adds a longer-range utility layer to the XRP ecosystem.
Stablecoin infrastructure tied to regulated partners in a major market could support broader adoption over time.
The immediate focus, however, remains on Open Interest recovery. A rebound in OI alongside normalizing funding rates would confirm that fresh demand is entering the market.
Until that happens, the question is whether short-sellers press their advantage or negative funding triggers a short-covering rally.
Despite uncertainty in the cryptocurrency market, XRP managed a modest gain as of June 27, 2026. Over the past 24 hours, XRP rose 1.26% to $1.06. The digital asset posted a daily trading volume of $2.05 billion, while its market capitalization registered at $66.22 billion.
Analysts focus on bottom formationCrypto analyst EGRAG CRYPTO, in an Elliott Wave analysis update shared on June 27, argued that the key question for XRP investors is not how high the price could climb, but whether the market cycle has found its bottom. Known for its connections to the Ripple ecosystem and its role in cross-border payments, XRP remains in the spotlight among digital assets.
According to EGRAG CRYPTO, the main issue for XRP at this stage is not new highs, but whether a bottom has been formed in the market cycle.
In the analyst’s first scenario, XRP could be nearing the final phase of its corrective move, which may pave the way for a stronger uptrend ahead. The alternate scenario underlines the possibility of another downward leg before a broad recovery takes shape.
Glossary: The Elliott Wave theory is a technical analysis approach that suggests market movements occur in waves driven by investor sentiment. Analysts use this method to identify possible turning points and cycle stages.
While both approaches are seen as technically valid, the ongoing search for market direction continues to fuel caution in short-term trades.
Technical signals highlight persistent pressureBollinger Bands indicate that XRP is trading near the lower band. The lower band stands at $1.03185, the middle at $1.13330, and the upper at $1.23476. The fact that price remains below the mid-band suggests sellers retain the upper hand in the short term.
IndicatorLevelCommentXRP price$1.06Trading near lower bandBollinger mid band$1.13330Recovery may strengthen if exceededBollinger lower band$1.03185Nearby support areaBollinger upper band$1.23476Upside target areaThe broad distance between the bands highlights continued volatility, signaling the potential for sharper moves in either direction.
MACD data hints at easing selling pressurePresently, the MACD indicator continues to support a bearish bias. The MACD line stands at minus 0.04957, while the signal line is at minus 0.04535. The histogram remains negative at minus 0.00422.
While the MACD remains negative, the narrowing histogram suggests that selling pressure may be slowing compared to previous periods.
Nevertheless, the contraction in the histogram could indicate that downward momentum is weakening. For a clearer positive outlook, the emergence of sustained buying power and a bullish cross in the MACD would be required.
In the coming trading sessions, whether XRP can reclaim the middle Bollinger band will be closely watched. If this level is breached, the probability of a recovery could increase. However, if the support area fails, a deeper pullback may ensue before a renewed uptrend can begin.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Coinglass historical data reportedly shows July has often been a positive month for XRP. XRP enters the period after a difficult first half, including a 27.1% Q1 drawdown and a 22.4% Q2 drawdown. Seasonality is historical context, not a reliable prediction on its own. Seasonality After Q1/Q2 Weakness: Why This Story Matters XRP Prepares for July Bounce-Back as Price History Points to Positive Third Quarter Seasonality has become one of the stronger weekend crypto stories because it sits at the intersection of price action, market structure, and the kind of narrative that traders tend to follow closely when the broader news cycle slows down.
The key point is not simply that historical seasonality data points to positive July averages for XRP. It is that the development gives the market a fresh way to judge whether the current crypto environment is being driven by genuine network adoption, regulatory progress, liquidity shifts, or short-term speculation.
The Main Details According to UToday, historical seasonality data points to positive July averages for XRP. The report also notes that xRP suffered a 27.1% Q1 drawdown and 22.4% Q2 drawdown.
That distinction matters because crypto markets often move first on headlines and only later separate durable developments from short-lived momentum. In this case, the verified boundaries are especially important: Do not imply past performance guarantees future returns.
Market Context For traders, the story arrives at a moment when crypto assets are still trying to define a clearer direction. Bitcoin remains the anchor for broader sentiment, but altcoin narratives are increasingly being judged on their own fundamentals, including usage, liquidity, compliance, treasury activity, and developer progress.
That makes this development relevant beyond a single token or company. If the underlying trend proves durable, it could help shape how investors evaluate XRP, Coinglass, Seasonality, Technical Analysis over the coming weeks. If it fades, however, it may become another example of a strong weekend narrative that struggled to translate into sustained market follow-through.
What To Watch Next The next important question is whether the market receives further confirmation from primary sources, dashboards, official announcements, or on-chain data. Follow-up disclosures, exchange data, governance updates, or wallet activity could all help clarify whether this is an isolated headline or the start of a broader theme.
Readers should also watch whether liquidity responds. In crypto, even fundamentally meaningful developments can fail to move prices if traders remain defensive, leverage is being unwound, or capital is rotating into other sectors. That is why this story should be read alongside broader market structure rather than in isolation.
This report is based on information from Coinglass.
This article was written by the News Desk and edited by Samuel Rae.
The XRP derivatives market has witnessed a dramatic wave of forced leverage unwinding in the past week. Long position liquidations have soared by 832 percent compared to the previous month, reaching nearly $3.0 million. At the same time, overall open interest has dropped from $1.18 billion to $1.04 billion. This shift suggests that the market is not merely rotating positions but is seeing leveraged longs forcibly closed out on a large scale.
Sharp unwind in the derivatives marketThe liquidation rate for long positions has remained significantly higher than for shorts, clearly indicating that selling pressure has hit bullish investors the hardest. The monthly 11.1 percent drop in open interest further underscores this trend. Meanwhile, funding rates have flipped negative by a staggering 463 percent compared to the quarterly baseline, reflecting a sharp drop in risk appetite across the market.
IndicatorPreviousCurrentOpen interest$1.18 billion$1.04 billionLong position liquidationsBase: Previous month832% increase, nearly $3.0 millionBinance XRP reservesWeekly start0.35% decreaseThe data points to a broad market clean-up of risk, with leveraged bullish trades forced to close out across XRP futures.
By contrast, the spot market has remained relatively stable. XRP reserves on Binance declined just 0.35 percent week over week. This suggests that as prices weakened, spot investors were not rushing to move their assets onto the exchange, and immediate sell-side pressure has remained limited.
The growing divide between the sharp unwinding in futures and the calmer environment on spot markets highlights a possible transition phase. Whether this sets the stage for a durable recovery will depend on how sellers act in the coming sessions.
Technical signals and the RLUSD factorOn the technical front, analyst Ali Charts has highlighted two possible reversal signals on the daily chart. The Tom DeMark Sequential indicator has flagged a “9” buy signal, while the Morning Star Doji candlestick pattern has appeared in the past three trading days. According to analysts, these patterns can set the stage for a short-term rebound in some cases.
Glossary: The Tom DeMark Sequential is a technical indicator that measures exhaustion and potential trend reversals in price action. The Morning Star Doji is a candlestick formation that can indicate a potential short-term bottom after a decline.
Ali Charts notes that if buy volume picks up, $XRP could target the $1.30 region from its current level near $1.05.
Nonetheless, these signals alone do not guarantee that a lasting trend change is underway. For the market to regain bullish momentum in the short term, open interest must recover and funding rates need to normalize.
On the fundamentals side, Ripple’s launch of RLUSD via Japan’s SBI VC Trust has attracted notice. Ripple, best known for its cross-border payments and digital asset infrastructure, is building its stablecoin platform in compliance with regulations and reputable partners. Analysts believe this new ecosystem could eventually expand the use cases for XRP over time.
Short-term focus in the market is now on whether new demand will return. If open interest begins to recover and funding turns positive, the market could find a steadier footing after the most recent selloff. If not, persistent negative funding and a dominance of short positions may fuel further volatility.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Ripple CTO Emeritus David Schwartz has settled a renewed debate over XRP (XRP) origins, confirming that a precursor payment network concept predated Bitcoin (BTC) by five years, but that XRP itself did not.
Schwartz responded on X after a social post claimed XRP predated Bitcoin by decades. The post called XRP the oldest digital asset, a label Schwartz addressed directly, drawing a sharp line between an early concept and the coin Ripple manages today.
What Ryan Fugger Designed in 2004Ryan Fugger conceptualized a decentralized payment and settlement network around 2004. That placed his concept roughly five years before Satoshi Nakamoto published the Bitcoin white paper.
Schwartz confirmed the timeline on X but flagged a crucial omission. Fugger’s design included no decentralized assets. His system, later known as RipplePay, functioned as a trust-based credit network.
Users routed value through pre-existing trust relationships rather than a shared cryptographic ledger. There was no native token and no open asset that could be traded independently.
Schwartz addressed the distinction on X.
Ryan Fugger conceptualized a decentralized payment/settlement network (but without decentralized assets) around 2004, well before bitcoin.
— David 'JoelKatz' Schwartz (@JoelKatz) June 26, 2026 However, that separation matters. Bitcoin introduced open bearer assets secured by proof of work. The XRP Ledger brought its own model for decentralized value transfer, but it arrived after Bitcoin, not before.
XRP Launched Three Years After BitcoinThe XRP Ledger went live in 2012, three years after Bitcoin’s genesis block was mined in January 2009. Jed McCaleb, Arthur Britto, and Schwartz built the protocol together before Ripple assumed stewardship.
That timeline directly dismantles the 1988 claim. Fugger’s concept may predate Bitcoin, but a concept is not a coin. The XRP Ledger and the XRP token both trace their launch to 2012.
The distinction carries weight beyond historical accuracy. Ripple’s CEO has also criticized Bitcoin’s corporate strategy, reflecting broader tensions between the two communities.
The debate reflects a pattern seen across the crypto industry. Origin stories often conflate an idea with its execution. Earlier this year, the Bitcoin CIA creation claim drew broad pushback through a similar dynamic.
XRP Holds Near $1 as Ripple Expands Into EuropeThe token recently tested the $1 psychological level amid a sharp slide from earlier highs. Some investors still treat the coin as a long-term inflation hedge, though analysts have found the math difficult to support at current prices.
XRP Price Performance. Source: BeInCrypto MarketsSchwartz has stayed active in the community beyond the origins question. He recently discussed investing versus gambling in a post that generated its own round of debate among holders.
How far back XRP’s roots run may be less relevant than where Ripple is heading. The company recently obtained European MiCA approval via a Luxembourg license, broadening its regulatory footprint across the continent.
Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
XRP retested the $1 level after it fell to a low of $1.00 on Friday as investors weighed May's personal consumption expenditures price index reading, the Federal Reserve's preferred inflation gauge, released on Thursday.
The Federal Reserve's primary price gauge rose at its highest level since 2023, reinforcing the central bank's recent tough talk on inflation.
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XRP had earlier dropped for three straight days as selling progressed during the week. The price tested a major volume block at $1.06, where over 830 million XRP changed hands, but bulls could not hold this crucial support.
Three potential scenariosWith the $1 level tested, three scenarios might be likely. XRP price rebounded from the $1 level on Friday, with the recovery continuing into Saturday.
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XRP currently trades at $1.07, up 2.95% in the last 24 hours. One potential scenario is that the current rebound continues, with the $1.06 level, where 830 million XRP were transacted, seeing buyer support.
Another scenario is a potential consolidation of XRP's price as the market awaits potential catalysts. The third scenario is one in which the price fails to hold above current levels and the $1 level is breached.
XRP: KEY SUPPORT LEVELS$XRP is testing a major volume block at $1.06. On-chain data from the UTXO Realized Price Distribution (URPD) shows that over 830 million XRP changed hands at this exact price, making it a key support line to watch.
If the market drops below this level,… pic.twitter.com/BlRSZzg1BB
— Ali Charts (@alicharts) June 26, 2026 In this scenario, transaction history outlines the next major support targets where significant volume previously accumulated. According to Ali, three support levels come into focus amid a $1 breach: the $0.80 level, where 923 million XRP were transacted; the $0.62 level, where 1.16 billion XRP were transacted; and the $0.51 level, where 1.06 billion XRP changed hands.
XRP, RLUSD newsThe XRP Ledger now has more RLUSD on-chain than Ethereum, with this latest milestone achieved during the week. According to the Ripple Stablecoin tracker website, the total circulating supply of RLUSD on the XRP Ledger was $810 million, while that of Ethereum is currently $760 million.
The Japan Financial Services Agency approved RLUSD as a new type of electronic payment instrument under the country's Payment Services Act. The Ripple USD stablecoin will be available to both institutions and retail customers through SBI VC Trade.
XRP is seeing growing activity in the derivatives market despite recent price weakness.
The development suggests it could be setting up for a reversal once bearish sentiment reaches an extreme. The token is trading at $1.05, up 2.45% over the past 24 hours.
However, XRP is still down 8% over the past week and has fallen 43% since the start of the year, reflecting broader weakness across the crypto market.
Open Interest Rises as Price Declines XRP’s open interest has continued to rise even as its price trends lower. Over the past day, XRP open interest rose by 1.13%, reaching $2.37 billion. This figure suggests traders are opening new leveraged positions during the decline. Notably, open interest options dipped 67% to $21.66 million while options volume surged 16% to $5.4 million.
XRP | CoinGlass The accompanying chart shows XRP futures open interest steadily increasing over recent months. Meanwhile, the token has continued to post lower highs and lower lows.
Funding rates have also turned negative. This means short traders are paying long traders to keep their positions open, a sign that bearish sentiment is becoming more dominant in the perpetual futures market.
Negative Funding Could Support a Rebound Rising open interest and negative funding are creating conditions that may support a potential reversal. The market appears to be “charging up for a reversal,” one analyst observed. However, buyers may need to regain momentum before bulls can take control.
Negative funding rates can sometimes precede sharp rallies. If the price suddenly rebounds, heavily leveraged short positions may be forced to close, triggering a short squeeze that pushes prices even higher.
Possible Sweep to $0.95 Despite the longer-term bullish outlook, XRP could first revisit $0.95. Many market watchers, including Ali Martinez, have forecast a fall to this level and even lower.
The idea is that the market may target liquidity below current prices before reversing. Such liquidity sweeps happen when the price briefly moves into areas with large clusters of stop-loss orders. This can flush out excess leverage before a new trend begins.
If buyers step in after that move and overall sentiment improves, XRP could be positioned for a stronger recovery.
The Case for Deeper Bear Markets Notably, XRP is down about 69% from its July 2025 peak of $3.66. While significant, this decline is milder than past bear markets, which saw drops of 85%–96%, such as in the 2013–2014 and 2018–2020 cycles.
If XRP matched its worst historical drop (96%), the price could fall near $0.15, about 87% below current levels. Ali Martinez recently floated this target as a possibility, which would place XRP at a level last seen in 2017.
Regardless of how low the coin may go, many believe buying XRP under $1 offers significant opportunity for the next bull run.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
The push to bring native lending capabilities to the XRP Ledger (XRPL) has gained another significant endorsement from a major ecosystem participant.
In a recent update, crypto trading platform XPMarket confirmed that it voted Yes on the proposed XLS-65 and XLS-66 amendments, adding further momentum to one of the network’s most ambitious DeFi upgrades.
The vote reflects growing support for transforming the XRP Ledger (XRPL) into a more comprehensive decentralized finance ecosystem by introducing lending, yield generation, and credit markets directly on-chain without relying on external smart contract platforms.
“The future of XRPL DeFi is being built, and we’re proud to back it,” XPMarket said in a statement.
XPMarket Backs Native Lending on XRPL According to XPMarket, the two amendments would introduce Single Asset Vaults and an on-ledger lending protocol that operates natively within the XRP Ledger.
Under the proposal, users would deposit a single asset, such as XRP or RLUSD, into shared liquidity vaults. The protocol would then lend those pooled assets to borrowers, enabling depositors to earn yield while providing borrowers with access to fixed-term credit facilities.
Unlike most decentralized lending platforms that operate through smart contracts on external chains, the proposed system would settle transactions directly on XRPL. As a result, the network could support lending and credit markets without depending on third-party protocols or external smart contract infrastructure.
Builder Activity Around XRPL Lending Accelerates XPMarket’s endorsement comes as developer and builder interest in lending applications on the XRP Ledger continues to grow. The upgrade has improved amendment security and governance, which has strengthened confidence in the proposals and encouraged broader ecosystem participation.
Developers are also positioning the upcoming native lending functionality as one of the most rigorously tested upgrades in XRPL history. According to reports, developers incorporated lessons learned from previous network upgrades while designing the new lending framework.
RippleX Head of Engineering J. Ayo Akinyele recently reinforced that position, stating that both the Lending Protocol and Single Asset Vault were developed using a security-first framework.
Over the past year, the amendments have undergone multiple independent security audits alongside a large-scale Immunefi Attackathon. The initiative attracted 131 security researchers and generated 455 submissions, including 94 validated findings.
Researchers identified issues ranging from critical vulnerabilities to informational observations. Interestingly, developers addressed all validated findings before advancing to additional testing phases.
Institutions Prepare for Integration As confidence in the amendments continues to grow, several institutions have already begun preparing for potential integrations. According to RippleX, organizations including Evernorth, SOIL, and VS1.Finance is actively exploring ways to integrate with the upcoming lending infrastructure.
SOIL is gearing up to be the first application using the XRPL Lending Protocol and SAV.
The XLS-65 and 66 unlock a new generation of lending and yield products natively on XRPL, and we’d love to see them activated as soon as possible.
Below is a sneak peek. More coming soon. pic.twitter.com/E89EZrgEBK
— Soil (@soil_farm) June 23, 2026
Their early involvement highlights increasing institutional interest in native XRPL credit markets and suggests that demand for on-ledger lending products could already be forming ahead of deployment.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
Ripple CEO Brad Garlinghouse said he remains bullish on bitcoin but argued that Michael Saylor’s preferred-share funding model for buying the token has hurt the broader crypto market.Garlinghouse criticized Strategy’s STRC preferred stock, which carries an 11.5% dividend and is designed to trade near $100, as a “damning indictment” of the strategy after it fell about 25% below par to a record low.The pressure on Strategy’s model has intensified as bitcoin slipped below $59,000.Ripple CEO Brad Garlinghouse said he remains bullish on bitcoin but that Michael Saylor's approach to funding bitcoin purchases has damaged the broader crypto market, in a CNBC interview on Friday, as the preferred stock at the center of Strategy's model fell to a record low.
"Financial engineering does not drive long-term value," Garlinghouse said, arguing that the lasting value of any digital asset comes from its usefulness. "Team Michael Saylor wasn't focused on the right stuff and that has hurt the overall market."
He separated that from his view on the asset itself, saying he is still bullish on bitcoin.
Garlinghouse's target was the machine Strategy has used to accumulate bitcoin. For about a year, the company has issued preferred shares, a class of stock that pays a fixed dividend, to raise cash for more bitcoin.
Its STRC share carries an 11.5% annual dividend and is engineered to trade near $100. Garlinghouse pointed to STRC trading about 25% below that level as a "damning indictment" of the strategy.
The stock hit a record low on Thursday, falling as much as 26% below par, while Strategy's common stock dropped to its lowest since February 2024 and closed around $82 on Friday, all as bitcoin fell below $59,000.
The criticism lands on a week of mounting pressure on the model.
CryptoQuant said in a report that Strategy should pause its bitcoin buying and rebuild its cash reserves, noting the cushion behind STRC's dividends has thinned from more than seven years of coverage to about 14 months. When STRC trades below $100, Strategy's engine for issuing shares and buying bitcoin stalls, which is why the company has paused it.
Benchmark-StoneX analyst Mark Palmer argued that Strategy's funding engine has become "less efficient" rather than broken, and rejected comparisons between STRC and assets that have collapsed outright.
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Equities on Crypto Rails: A Platform Comparison
US equities on crypto rails: access is easy, on-chain composability is the real test. Only Binance and Backpack deliver both - and only Binance at scale.
Jun 26, 2026
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Why it matters:
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The 90-day moving average for the XRP Profit/Loss Ratio has dropped to lows the market last saw during the 2022 bear cycle.
This comes as XRP witnesses deeper declines alongside the rest of the crypto market. Specifically, the price collapsed to a new yearly low of $1.0079, dangerously close to losing the $1 psychological mark. Despite recovering to $1.05 at press time, XRP is still down 8% in the past week.
XRP Realized P/L Ratio Hits 2022 Bear Market Lows According to data provided by market intelligence resource Glassnode, this sustained price decline has now pushed the 90-day moving average (MA) for the XRP Profit/Loss Ratio to 0.33, a low the asset last recorded in August 2022, during one of its most devastating bear markets.
For context, the Realized Profit/Loss Ratio compares the total value of coins sold at a gain with those sold at a loss over a specific period. A reading above 1 shows that profits outweigh losses, while a reading below 1 indicates that losses exceed profits.
The 0.33 reading indicates that, among investors who are actively selling, losses significantly outweigh profits. Specifically, for every $1 in losses that investors realize, only $0.38 in profits is being taken. Notably, this does not refer to total selling volume, but to the balance between profitable and unprofitable transactions.
XRP Realized Profit/Loss Ratio | Glassnode Each new drop in the ratio shows that more investors are exiting their positions at a loss, and profit-takers no longer generate enough gains to balance out those losses.
Historical Data Interestingly, despite the ongoing downtrend triggering severe declines as far back as October 2025, the XRP Profit/Loss Ratio did not slip below the 1 baseline until April 2026, as XRP struggled around the $1.3 to $1.4 price level.
By early June, the ratio had collapsed to 0.38, seeing a steep crash after April. XRP has since given up the $1.3 to $1.4 price range, retracing to retest the $1 psychological level. This downward price action pushed the Profit/Loss Ratio to the current reading of 0.33.
During the 2022 bear market, this metric did not slip below 1 until after the Terra ecosystem collapse in May, which led to losses across the crypto market. After reaching 0.33, the metric continued to decline, hitting a low below 0.2, as XRP’s price dropped to $0.31 by June 2022.
While multiple XRP community members believe the recent reading may point to a potential bottom, it is important to note that XRP remained under pressure for months even after the ratio dropped below 1 in 2022. Notably, it wasn’t until September 2022 that the metric recovered above 1, and a full-blown rally only emerged in November 2024.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
XRP and Bitcoin could be revisiting their 2024 lows in the coming days as the bear market bites on.
In a CNBC interview on Friday, Fairlead Strategies founder Katie Stockton argued Bitcoin could fall to the low $40,000 range if the current support level breaks. This potential BTC fall could weigh heavily on the broader market, including altcoins like XRP.
Notably, Stockton remains bullish on Bitcoin over the long term. However, she stressed that losing current support could trigger another wave of selling.
CNBC’s Katie Stockton Sees Risk of a Deeper Pullback Speaking on CNBC, Stockton said the $59,000-$60,000 area remains a critical support zone. Bitcoin has tested this range several times in recent weeks.
She noted that Bitcoin’s price has already fallen about 30% after being rejected at its 200-day moving average, which continues to act as strong resistance. If the current Fibonacci retracement support fails, the next major technical support sits in the “low $40,000s,” she said.
Despite the near-term bearish outlook, Stockton said she remains a “very, very long-term” Bitcoin bull. She added that Bitcoin is now in a long-term oversold condition, which has historically been followed by price stabilization and strong relief rallies.
How Far Could XRP Fall? At the time of writing, Bitcoin is trading around $60,270, while XRP is changing hands near $1.06. A drop from around $60,000 to the low $40,000s would represent a decline of roughly 30% to 33% for Bitcoin.
Historically, XRP has amplified Bitcoin’s losses during market-wide sell-offs due to its higher volatility. If XRP simply matches Bitcoin’s percentage decline, its price could fall to around $0.71-$0.74.
However, XRP’s price has sometimes dropped 1.3 to 1.5 times more than Bitcoin during major capitulation events. If that pattern repeats, XRP could retreat to the $0.55-$0.65 range. That would bring it back into the psychologically important $0.50 zone. Notably, XRP last traded at this level in 2024.
Meanwhile, a more conservative view suggests XRP could fall into the $0.70-$0.95 range if Bitcoin reaches the low $40,000s. In a more severe market capitulation, historical price relationships suggest XRP could briefly test the $0.40 region.
XRP May Not Follow Bitcoin Exactly While XRP generally moves in the same direction as Bitcoin, the relationship is not always consistent. XRP’s correlation with Bitcoin has historically been weaker than that of some other large altcoins.
This means XRP can sometimes outperform or underperform Bitcoin, especially when XRP-specific developments drive the market.
As a result, a Bitcoin drop into the low $40,000s would increase downside risk for XRP. Yet the magnitude of any decline would depend on overall market sentiment and XRP-specific catalysts.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
XRP has regained strength following its recent sharp pullback, with analysts tracking technical indicators noting a notable rebound in the price outlook. Market observers highlight the emergence of a double bottom formation in the asset, which could pave the way for a new bullish trend.
Double bottom pattern stands out in technical outlookAnalyst Crypto With Gopal emphasized that buyers have strongly defended a key support area, suggesting that downward pressure is beginning to weaken. The repeated recovery of the price from lower levels is seen as a sign that accumulation is quietly picking up.
In technical analysis, a double bottom pattern is considered a bullish reversal structure. This formation occurs when an asset tests the same support level twice without falling further, indicating that sellers are losing control and buyers are gaining confidence.
XRP’s repeated bounces from recent lows indicate that the current price range is attracting investor interest. This pattern suggests that some market participants view the latest drop not as the start of a deeper correction, but as a buying opportunity.
During the most recent correction, Crypto With Gopal observed that buyers continued to counteract selling pressure, preventing XRP from setting new lows and raising expectations for a larger price movement.
Why is the $1.10 level under close watch?In the short term, the $1.10 threshold has become the focal point for the market. According to CoinCodex data, XRP is trading at $1.06, positioned just below this strong resistance region. Whether XRP can break above $1.10 is seen as a key indicator for its next move.
Analysts warn that a brief move above resistance may not be sufficient. A convincing breakout above $1.10, bolstered by significant trading volume, is needed to confirm the double bottom formation. Rising volume in technical analysis often signals firm buying interest rather than fleeting attention.
If XRP can overcome the resistance with substantial trading activity, investors may begin to target higher price levels. Conversely, a rejection near $1.10 could see XRP remain in a sideways range for some time, as the market waits for clearer momentum to develop.
Long-term expectations back in focusThe strengthening technical setup has reignited discussions around XRP’s long-term potential. Some analysts believe the current consolidation could lay the groundwork for a larger rally. In this scenario, a confirmed breakout might support projections for XRP to approach the $4 region over time.
However, analysts caution that a sustained rally will require more than just technical patterns. Continued buying appetite, improved market sentiment, supportive macroeconomic conditions, and broader adoption of crypto assets are viewed as key drivers for the strength of any potential uptrend.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Key Takeaways XRP currently changes hands at $1.05, experiencing an 8% decline over the last seven days and a 43% drop year-to-date in 2026 Open interest climbed 1.13% to reach $2.37 billion despite downward price movement, while funding rates shifted into negative territory Ripple’s latest report reveals tokenised real-world assets on XRP Ledger surged 2,260%, expanding from $5M to $118M Crypto analyst Ali Martinez identified $1.06 as crucial support, warning that failure could trigger drops to $0.80, $0.62, or $0.51 XRP continues trading beneath both 100-day and 200-day moving averages, facing initial resistance at $1.10 XRP is currently valued at approximately $1.05 following a 2.45% uptick during the last 24-hour period. However, this minor recovery doesn’t offset the broader downward trend, with the digital asset losing 8% across the previous week and plummeting 43% since the beginning of January 2026.
XRP Price The cryptocurrency reached its peak at $3.65 during July 2025. Today’s valuation represents approximately a 71% decline from that all-time high.
The asset has successfully maintained its position above the psychologically important $1.00 threshold, which market observers identify as a critical support zone. Current daily trading activity hovers around $2.47 billion.
Leveraged Positions Expand as Prices Contract XRP’s open interest experienced a 1.13% increase over the past 24 hours, now standing at $2.37 billion. This metric indicates market participants continue establishing new leveraged contracts despite the asset’s downward trajectory.
Source: Coinglass Funding rates have transitioned into negative territory. Within perpetual futures trading, this development signals that short position holders are compensating long position holders to maintain their contracts — suggesting bearish sentiment has gained control.
Options open interest contracted by 67% to $21.66 million, whereas options trading volume expanded 16% to reach $5.4 million.
Cryptocurrency analyst Ali Martinez highlighted that XRP is currently challenging a significant volume cluster at $1.06. Blockchain data derived from the UTXO Realized Price Distribution reveals that more than 830 million XRP tokens were exchanged at this price point, establishing it as a heavily monitored support threshold. Martinez identified subsequent critical support zones should this level fail to hold: $0.80 where 923 million XRP transacted, $0.62 hosting 1.16 billion XRP, and $0.51 containing 1.06 billion XRP.
XRP: KEY SUPPORT LEVELS$XRP is testing a major volume block at $1.06. On-chain data from the UTXO Realized Price Distribution (URPD) shows that over 830 million XRP changed hands at this exact price, making it a key support line to watch.
If the market drops below this level,… pic.twitter.com/BlRSZzg1BB
— Ali Charts (@alicharts) June 26, 2026
Several market commentators have suggested a potential decline to $0.95 before any meaningful recovery materializes. Martinez has also referenced an extreme downside scenario approaching $0.15, a price level not witnessed since 2017, should XRP replicate its historical maximum drawdown of 96%.
Ripple Reveals 2,260% Expansion in Tokenised Asset Ecosystem Regarding fundamental developments, Ripple released analysis demonstrating that tokenised real-world assets operating on the XRP Ledger expanded from approximately $5 million at 2025’s outset to surpass $118 million. This represents an extraordinary increase of roughly 2,260%.
These tokenised holdings encompass digital representations of US Treasury securities, various commodities, and real estate properties. Ripple compiled this assessment in collaboration with Token Relations.
XRP continues trading below both its 100-day and 200-day moving averages, with these technical indicators functioning as overhead resistance barriers. The Relative Strength Index approaches oversold conditions. The $1.10 price point represents the initial significant resistance zone above current trading levels.
Analyzing the XRP/BTC trading pair, the token is testing support around 1,700 satoshis. Market technicians identify 1,500 satoshis as the subsequent downside target, with resistance anticipated between 1,850 and 2,000 satoshis during any potential rebound scenario.
The company highlighted its most significant achievements for 2025.
Blockchain payments company Ripple has released its 2025 Annual Impact Report, detailing support for education, financial inclusion, sustainability, and humanitarian programs. Since 2018, the company has donated more than $250 million, including over $70 million contributed in 2025.
The report also highlighted how Ripple’s blockchain tools, including the XRP Ledger and the RLUSD stablecoin, supported projects focused on economic opportunity and financial access. These efforts included programs in emerging markets, microfinance, and humanitarian aid through partnerships with nonprofit organizations.
Ripple Expands Its Global Impact Ripple committed $25 million in RLUSD to support underserved U.S. small business owners and career programs for military veterans. The company also helped partners deploy $53.6 million and supported nearly 12,000 water and sanitation loans through Water.org.
Several non-profit partners described Ripple’s funding as long-term support rather than one-time donations. The International Rescue Committee also continued exploring stablecoins as a tool for delivering faster cash assistance during humanitarian emergencies.
The report also outlined Ripple’s support for blockchain research and education through its University Blockchain Research Initiative. Now in its seventh year, the program spans 62 universities, has awarded $74 million since 2018, and supported 198 XRPL projects in 2025.
Research funded through the initiative covered stablecoins, tokenized real-world assets, decentralized finance infrastructure, cryptographic security, interoperability, artificial intelligence governance, and blockchain applications. Some projects focused on quantum-resistant improvements for the XRP Ledger, privacy technologies, and tools to detect price manipulation in decentralized finance markets.
Progress Across Climate and Community Initiatives Ripple’s report highlighted its environmental efforts through blockchain-based climate projects. The company said it has invested $31 million in climate initiatives and retired 1,000 tonnes of carbon dioxide equivalent through sustainable aviation fuel credits in 2025. It also plans to retire 93,000 tonnes by 2030.
You may also like: XRP’s Slide to Sub-$1.00 Could Set Up ‘Risk-Reward’ Zone: Analyst XRP Selling Pressure Intensifies as Profit-to-Loss Ratio Reaches Multi-Year Low Major Ripple (XRP) Adoption News for Users in Japan: Details Beyond environmental initiatives, Ripple said employee participation reached its highest level since the program began. About 80% of employees joined volunteering and donation efforts, supporting 544 nonprofit organizations while raising $550,000 for charitable causes.
Alongside these social and environmental efforts, Ripple highlighted broader blockchain adoption through its programs. The firm said active users increased 37% and transactions rose 113% year over year. Tokenized real-world assets on the XRP Ledger expanded from $24.7 million to $568 million during 2025, while total network transactions surpassed 3.8 billion.
Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
Ripple CEO Brad Garlinghouse recently joined CNBC's "Squawk on the Street" to discuss Bitcoin, touching on its rough year, utility, Strategy's Bitcoin buying strategy, and Ripple's progress in the last year.
The Ripple CEO highlighted an ongoing crypto cycle, saying, "As we have seen, crypto is going to go through its cycles. Many asset classes do that."
According to Garlinghouse, Michael Saylor's approach to funding Bitcoin purchases definitely started something. He believes the challenge is that while it added some excitement on the way up, it is now compounding on the way down as well.
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The Ripple CEO highlighted the priority being on what drives long-term value: "I actually think what should come first is focusing on what's going to drive long-term value. I think that financial engineering does not drive long-term value."
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The Ripple CEO reiterated his longstanding view that the long-term value of any digital asset will be driven by utility. "If it's solving a problem at scale for real customers, you're going to see liquidity, you're going to see demand, you're going to see trust in that asset. Those things compound in a positive way," he stated.
Garlinghouse says he is bullish on Bitcoin, aligning with Warren Buffett's quote: "Be fearful when others are greedy, and be greedy when others are fearful." "Now is the time, I think, to be greedy," he added.
The Ripple CEO criticized Michael Saylor's Bitcoin buying strategy. "I think team Michael Saylor wasn't focused on the right stuff, and that has hurt the overall market." His comments come as the preferred stock at the center of Strategy's model fell to a record low.
Bitcoin is digital goldWhen asked about the current utility of Bitcoin, Garlinghouse stated that it has clearly carved out a place as "digital gold." He mentioned a widely recounted anecdote about the Central Bank of Germany transporting 300 tons of gold, which took two years and billions of dollars to move.
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This case differs from Bitcoin. "If you wanted to move $300 billion of Bitcoin, you could do that in a pretty reasonable, quick way," Garlinghouse stated.
In this regard, Ripple's CEO highlighted a focus on XRP, the company's north star. He further stated that "the utility there is really focused on payments and leveraging the speed and efficiency of that blockchain in a way for institutions."
Ripple is currently seeing tremendous demand, according to Garlinghouse. Last year, partly through acquisitions, Ripple cleared $16 trillion in payments through its prime brokerage business, and the percentage of that which went through a digital asset was close to 0%. The opportunity is to introduce and bring in traditional finance, the Ripple CEO stated.
The XRP UTXO Realized Price Distribution metric has identified XRP’s most potent support below $1, where 1.16 billion XRP transacted.
The ongoing crypto market downturn has lingered into its ninth month, and XRP remains one of the biggest victims, having collapsed by more than 71% from its all-time high of $3.66. With XRP now trading for $1.04, investors continue to assess where it could finally find its bottom.
Interestingly, data from the UTXO Realized Price Distribution (URPD) indicator reveals important price levels below $1 traders should watch for possible support, with the strongest support sitting at $0.62, where up to 1.16 billion XRP transacted.
Next XRP Support Level Below $1 For context, this UTXO Realized Price Distribution (URPD) shows how much of XRP’s supply last moved at different price levels, indicating where holders bought their coins. It highlights price zones with heavy accumulation by grouping these “realized prices” into bands.
Areas with large concentrations of coins often act as support, because many holders are in profit or near breakeven there and are less likely to sell, while buyers may step in again. As a result, the URPD metric helps to spot strong historical demand zones where the price is more likely to stabilize or bounce.
Now, with XRP already retesting the $1 psychological mark, some market participants expect a potential breakdown below this mark. Should this play out, the URPD suggests that the next important support area for XRP could sit at the $0.80 price level, where 923 million XRP transacted.
Interestingly, multiple market analysts have long identified the $0.8 area as a potential magnet for XRP, suggesting that the price could gravitate toward this area. However, these analysts believe the $0.8 level could act as XRP’s bottom for the ongoing downtrend.
XRP UTXO Realized Price Distribution Metric Why the $0.62 Area is Important Meanwhile, below $0.8 lies a massive volume block around $0.62. The last time XRP saw the $0.62 level was in November 2024 during its meteoric upsurge from $0.5 on the back of the Donald Trump-led market rally.
This explains the large volume block, as most investors entered the market at this time to take advantage of the upsurge. Data shows that XRP features a transaction volume of 1.16 billion tokens at this price level, making it the largest volume block below $1.
This area is important because most of the investors who bought at this level are less likely to sell off their assets, solidifying it as a potent support area. At the same time, buyers could again regard the area as another good entry point, leading to increased buying pressure and a potential rebound push.
Meanwhile, The Crypto Basic confirmed in an earlier report that most of the XRP investor base is witnessing severe losses, as the Realized Profit/Loss Ratio hits lows last seen during the 2022 bear market. Should XRP collapse further to $0.62, this metric will likely slump to the lowest levels from 2022, potentially culminating in the cycle bottom.
Below $0.62, XRP faces another substantial volume block involving 1.06 billion transacted at $0.51. This likely reflects the buying pressure XRP witnessed at the early stages of the November 2024 rally.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
A viral social media post has stirred discussion about XRP as an investment as a one-year price chart showed the token’s steep decline.
Specifically, one investor joked that “nobody new to crypto would buy XRP if they zoomed out.”
The chart showed XRP trading at around $1.02 after falling more than 53% over the previous year. The view suggests that while many see XRP’s low price as a buying opportunity, zooming out to a longer timeframe may discourage investors considering the massive drawdown.
Notably, XRP has posted a modest recovery. It now trades at around $1.05, up about 2.5% over the past 24 hours. Despite the bounce, the token is still down 8% over the past week, 18% over the past month, and roughly 43% year-to-date.
XRP Yearly Chart CoinMarketCap XRP Isn’t the Only Token Under Pressure Although XRP has become the focus of criticism, the broader crypto market has also suffered major losses.
Bitcoin currently trades at around $60,365, down about 43% over the past year. It has also fallen 5.4% over the past week, 18% over the past month, and 34% year-to-date.
This suggests XRP’s decline has occurred alongside a broader market correction rather than in isolation. Even so, XRP has underperformed Bitcoin across several timeframes.
How Much Could XRP Holders Be Down? Investors who bought XRP before the decline may be sitting on significant unrealized losses. With XRP falling about 53% over the past year:
Holdings Value at ~$3.66 (July 2025) Value at ~$2.24 Value at $1.05 Today Unrealized Loss 1,000 XRP $3,660 $2,240 $1,050 -$1,190 10,000 XRP $36,600 $22,400 $10,500 -$11,900 Notably, these figures are estimates based on the approximate one-year decline. Actual gains or losses depend on each investor’s purchase price.
What If Someone Bought XRP Today? Meanwhile, someone purchasing XRP at around $1.05 today would have a different risk-reward profile if the token eventually returns to previous resistance levels.
XRP Price Target Gain Per XRP Profit on 1,000 XRP Profit on 10,000 XRP $2.00 $0.95 $950 $9,500 $3.00 $1.95 $1,950 $19,500 $5.00 $3.95 $3,950 $39,500 $10.00 $8.95 $8,950 $89,500 However, these scenarios remain hypothetical and assume XRP rebounds significantly in the future. For now, the bear market continues, and many analysts expect prices to decline further.
Even so, many XRP supporters argue that major corrections have historically been followed by strong recoveries across the crypto market. Bulls remain hopeful that future catalysts could push XRP back above key psychological levels such as $2 and $3.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
Ripple CEO Brad Garlinghouse criticized Strategy Chairman Michael Saylor’s method of financing Bitcoin purchases. Garlinghouse stated that financial engineering will not create long-term value in digital assets, arguing that the true value of crypto assets should be based on use cases and utility.
Speaking to CNBC, Garlinghouse targeted Strategy, led by Saylor, for resorting to financial instruments like preferred stock to continue its Bitcoin purchases. The Ripple CEO stated, “Financial engineering doesn’t create long-term value. The long-term value of any digital asset is determined by its use case.”
Garlinghouse considered the fact that Strategy’s STRC preferred shares were trading approximately 25 percent below their nominal value of $100 as an indicator of problems in the company’s strategy. STRC shares carry an annual cumulative dividend obligation of 11.5 percent and are used by Strategy to finance additional Bitcoin purchases.
Ripple’s CEO argued that this approach had negative consequences not only for Strategy but also for the overall crypto market. Garlinghouse stated, “Michael Saylor’s team didn’t focus on the right things, and this harmed the overall market.” However, Garlinghouse added that he remains optimistic about Bitcoin in the long term.
*This is not investment advice.
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The broader crypto ETF market has continued to bleed for several weeks, but XRP remains moving in the opposite direction, outpacing other major ETF products in both daily and weekly performance.
According to the latest data showcased by SosoValue, XRP has posted its strongest weekly ETF inflow for the month as of June 26, 2026, as investors show rising interest.
XRP hits 8-week steady inflow streakThe data provided by the source shows that XRP has attracted a total of $22.99 million in inflows, marking the highest weekly influx of new capital for June.
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While the funds have been posting consistent inflows for the past eight weeks, this is the highest inflow the XRP ETFs have posted in the past six weeks.
Considering the sharp rise in ETF inflows amid the prolonged streak of positive performances, it appears that institutional investors are beginning to show heightened confidence in XRP despite the intensifying market uncertainties.
Institutions choose XRP over Bitcoin again Apart from the surge in inflows attracted by the XRP ETFs, their consistent dominance over other crypto ETF products, especially Bitcoin and Ethereum, has continued to draw attention from market participants.
It appears that institutional investors are beginning to look beyond the largest crypto assets and are more willing to venture their funds into XRP-based investment products instead.
Although it is important to note that one strong week does not automatically signal a long-term trend, XRP's dominance over Bitcoin and Ethereum has remained for seven consecutive weeks, positioning it as a major player in the ETF market.
While XRP just saw its highest weekly inflow in about six weeks, Bitcoin has just posted its biggest outflow ever of $1.79 billion.
XRP price rose 4% over the past 24 hours, reaching $1.06 as buyers defended the key $1.00 zone. The transfer came after newfound confidence in Ripple due to regulatory advances in Europe.
The EU’s MiCA framework gave Ripple the EU stamp of approval, which brings more confidence to institutional market participants
The rebound also followed the price of XRP trading near oversold conditions. As general sentiment turned more positive for major cryptocurrencies, that level attracted dip buyers. Bitcoin price is up 1.99% to $60,326 in 24h, closely tracking a 2.04% rise in the total crypto market cap.
Ripple CEO Questions Saylor’s Bitcoin Strategy Brad Garlinghouse, the Chief Executive Officer of Ripple, has written a rebuttal to Michael Saylor’s Bitcoin accumulation strategy, arguing that “crypto has to be more than balance-sheet tactics.”
In the recent CNBC interview, Garlinghouse stated that “financial engineering has no ability to create long-term value for the industry.” He stated that the real needs are products, payments and networks that people can use.
@bgarlinghouse just went on @CNBC and said what nobody in Bitcoin wanted to hear 👀@Strategy ‘s “financial engineering” buying model? He called it unsustainable and said it’s actively hurting the market
Utility wins long-term. Every time. $XRP $BTC pic.twitter.com/R672Em8AGt
— Xaif Crypto (@Xaif_Crypto) June 27, 2026
Garlinghouse was positive about Bitcoin’s future in the market. “Still, Strategy’s funding model could have taken focus away from adoption in practice.” He pointed to STRC shares trading about 25% below par as a sign of stress.
Despite the market pressure, Strategy has been continuing to purchase Bitcoin. However, Bitcoin has been coming close to $58,000 recently, again attracting investor attention to leverage and funding risks.
Borrowing additional capital to acquire additional bitcoins isn’t creating sustainable crypto value, Garlinghouse said.
XRP ETF Inflows Rise as Total Assets Reach $934.26M XRP spot ETFs recorded $15.63 million in daily net inflows on June 26. Total net assets were valued at $934.26 million, whereas XRP’s price was around $1.05. Bitwise had the largest inflow of $11.66 million.
Source: Sosovalue data SoSoValue data shows Franklin’s XRPZ next at $3.97 million. Canary, 21Shares, and Grayscale reported no daily inflows. Bitwise also had the biggest net assets of $293.49 million. XRPZ and Canary followed with $235.20 million and $234.97 million, respectively.
XRP Price Holds Above $1.05, Is a Breakout Coming Soon? The XRP price on the four-hour chart remained in a mild recovery mode within a bull market channel, trading at $1.0631.
The token moved higher on the $1.05 level, and buyers were still holding on to the broader $1.00 support area.
That base is still significant as a breakdown there would place XRP on another test near $1.00. The initial upside resistance level comes in at $1.10, with the latest resistance range clearly marked.
A break above $1.10 would pave the way to $1.15 on the next session. The price of XRP could continue to rally upwards to the $1.20 resistance area.
Source: XRP/USDT 4-hour chart: Tradingview The RSI at 46.71 is a sign of improving momentum, but bulls have yet to dominate the situation.
The MACD is also recovering, and the bearish pressure has eased off the short term bounce. But losing $1.05 could ruin the scenario and stall the breakout move.
Brad Garlinghouse was the latest to comment on the hot topic of Strategy, its Stretch stocks, and the impact on the overall crypto market.
Michael Saylor and Strategy weren’t focused on the right features of bitcoin and how to build their own strategy around it, which is now hurting the overall cryptocurrency market, said Ripple’s CEO, Brad Garlinghouse.
In a recent interview with CNBC, he doubled down that the long-term value of a certain asset is its utility, not just speculative products made to accumulate it, referring to Strategy’s STRC.
They Hurt the Market Ever since Strategy conducted its first BTC sale in four years by the end of May, it has become a hot topic of discussion within the cryptocurrency community despite its subsequent purchases, which were a lot larger. The latest to weigh in on the matter was Ripple’s CEO, who noted that Strategy’s purchases had “added some excitement on the way up and now that’s compounding on the way down as well.”
He focused on STRC, the company’s Stretch stock, which is used to raise funds by promising high yields, and deploy the proceeds to accumulate more bitcoin. Although Saylor has refrained from calling it leverage, Garlinghouse believes that’s exactly what it is, and the market has started to see how it can compound negatively when BTC’s price corrects.
STRC continues to trade 25% below its par price of $100, which Garlinghouse believes is a “pretty damning indictment, and I don’t think it has helped the market.” He added that creating long-term value should be the company’s focus, while “financial engineering” doesn’t.
“Long-term value of any digital asset is going to be driven by utility. If it’s solving a problem at scale for real customers, you are going to see liquidity, you are going to see demand, you are going to see trust in that asset. Those things compound in a positive way.”
He concluded that he remains bullish on bitcoin and believes investors should be greedy in the current market environment, given the asset’s 50%+ correction from its October 2025 top.
XRP in Focus After commenting on how BTC should act as digital gold and how much easier it would be to move funds with Bitcoin rather than the precious metal, Garlinghouse turned his attention to Ripple’s native cross-border token and its utility. He explained that XRP’s utility is focused on payments and “leveraging the speed and efficiency of that blockchain for institutions.”
You may also like: Prediction: Bitcoin Could Bottom Between $42K and $44K This Year MSTR’s Bitcoin Per Share Gets ‘Annihilated’ in Extreme Bear Case: Analyst Massive $11B End-of-Quarter Options Expiry Could Rattle Crypto Markets Today He added that the company has seen “tremendous demand” by clearing $16 trillion in payments in 2025 alone in the prime brokerage business, probably through acquisitions.
“Ripple’s strategy from the beginning has been how to bring traditional finance into the modern architecture of blockchain. And now, through some acquisitions, we have a tremendous opportunity to bring that in.”
Ripple’s [XRP] decline continued after leveraged buyers lost control, pushing the altcoin down to $1.02, its lowest value since early February. Initially, the price slipped toward $1.07 before triggering nearly $9 million in long liquidations on the 25th of June.
Binance led with about $4.5 million, highlighting the concentration of the leverage that existed within one exchange. As forced selling intensified, derivatives traders rapidly reduced exposure instead of adding fresh positions.
Binance Open Interest dropped to nearly $205 million, marking its lowest level since the 22nd of March. Meanwhile, Bybit Open Interest fell to around $185 million, reinforcing the domino effect of the catastrophe.
Source: CryptoQuant This synchronized decline suggests speculative excess has largely been flushed from the market. Such resets typically take some pressure off the downside because they eliminate the weakly positioned leveraged sellers.
Otherwise, lower leverage alone may stabilize volatility without generating a sustained recovery. The next directional move will likely depend on whether fresh buyers replace liquidated positions or continue waiting on the sidelines.
ETF demand tightens XRP supply XRP ETF demand is tightening available XRP supply despite the market weakness. The net inflow reached 4.82 million XRP during week 26, driving total ETF holdings up by almost 10% to 938.73 million XRP, which accounts for approximately 1% of the currently circulating XRP.
With each new ETF creation requiring the purchase of additional Spot XRP, this gradual reduction in available XRP on the open market can help limit the amount of sellable inventory or reduce potential selling pressure.
Source: XRP Insights On the other hand, despite the fact that institutional buyers are accumulating significant amounts of XRP via the ETFs, no corresponding increase in participation from the broader spot market has been seen.
As such, prices have continued to be pressured downward. In addition to the decrease in price, valuations have also declined from over $1 billion at one time down to $989 million at present.
As such, it appears that institutional buying power has increased more than the valuation of XRP.
If ETF inflows persist alongside stronger spot demand, shrinking liquid supply could increasingly amplify future price recoveries. Otherwise, accumulation may continue without triggering an immediate breakout.
Final Summary Ripple’s leverage reset has reduced speculative pressure, but sustained recovery still depends on fresh spot demand returning. XRP ETF accumulation continues tightening liquid supply, though stronger Spot participation remains essential for a lasting breakout.
XRP remains locked in a narrow range close to key resistance and support levels, with the market displaying a search for short-term direction. Trading around the $1.00 mark, XRP’s price movement highlights investor indecision between anticipating a rebound or bracing for a renewed wave of selling pressure.
Cautious sentiment reflected in derivatives dataAnalysts at CryptoInsightUK note that open interest has increased even as XRP’s price has declined, while funding rates remain in negative territory. This pattern indicates prevailing bearish sentiment. However, they also suggest that should buying appetite return, such conditions could set the stage for a short-lived upward squeeze.
According to analysts at CryptoInsightUK, the combination of rising open interest and negative funding rates keeps the door open for a potential short-term rebound in XRP if demand strengthens.
At the same time, XRP’s downward trajectory—characterized by lower highs and lower lows—remains unbroken, which makes the $0.95–$1.00 range a closely watched support zone. The fact that trading volumes have not significantly diminished despite the price dip suggests that post-selloff demand has not vanished entirely.
Another key observation on the derivatives front is that open interest, which surged from roughly 600 million contracts to over 700 million, has started to retreat in tandem with the price. This implies that some leveraged positions in the market have begun to unwind.
IndicatorStatusResistance zoneAround $1.00Support range$0.95–$1.00Open interestRose from 600 million to over 700 million, then declinedFunding rateNegativeRipple’s cross-border payment growth continuesDespite prevailing market pressures, usage-driven indicators from Ripple are drawing attention. In an interview with CNBC, Ripple CEO Brad Garlinghouse emphasized that the long-term value of digital assets is underpinned by real-world utility rather than financial engineering. Ripple, a blockchain firm focused on developing cross-border payment solutions, stands out especially for its enterprise-grade payment offerings.
Brad Garlinghouse underlined that the lasting value of digital assets is built on genuine utility and trust, adding that sustained demand depends on robust blockchain solutions.
According to data shared by BankXRP, Ripple’s On-Demand Liquidity (ODL) volume reached $1.2 billion in the first quarter of 2026, a 45% increase compared to the same period last year. The company is also reported to have processed a total of $16 trillion in payments last year.
Mini glossary: ODL refers to Ripple’s liquidity solution designed to reduce the need for pre-funding in cross-border transactions. In this model, XRP serves as a bridge asset between different currencies.
Long-term outlook targets $5–$8 rangeAnalyst MikybullCrypto suggests that XRP’s monthly chart could see a pattern similar to the Ichimoku Cloud structure re-forming before a potential strong reversal. The analyst maintains that if XRP manages to hold just above the upward-sloping trendline that has supported the market since 2020, it could gain strength over the longer term.
In this scenario, analysts are monitoring the $5–$8 range as a long-term target. Nevertheless, given the persistent volatility in digital assets, both short-term downward pressure and long-term recovery expectations coexist.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Cardano founder Charles Hoskinson has highlighted the success of Midnight’s Glacier Drop as a major driver of new user adoption for the Cardano ecosystem.
In a recent commentary, Hoskinson described the Midnight project as a success story, pointing to the impact of its Glacier Drop campaign. Beyond distributing tokens to eligible participants across multiple blockchain ecosystems, he emphasized that the initiative introduced thousands of users from rival networks to Cardano’s infrastructure for the first time.
Glacier Drop Attracts Users From Multiple Blockchains: Hoskinson According to Hoskinson, the airdrop attracted holders from Bitcoin, XRP, and several other blockchain ecosystems. To claim their NIGHT tokens, eligible users had to interact directly with the Cardano network. Notably, many participants used Cardano wallets and decentralized applications for the first time to complete the redemption process.
Midnight is a privacy-focused partner chain designed to deliver programmable privacy features for enterprises and real-world applications while remaining connected to the broader Cardano ecosystem.
Through the Glacier Drop initiative, Midnight distributed NIGHT tokens to users across ecosystems such as the XRP Ledger, Bitcoin, and Solana instead of limiting eligibility to Cardano holders alone.
Users who held at least $100 worth of eligible native assets qualified for the airdrop and became eligible to receive a share of the NIGHT token allocation.
To complete the claim, participants had to:
Visit the Glacier Drop portal. Sign a transaction using their wallet on the originating blockchain. Provide an unused Cardano address as the destination wallet. Receive their NIGHT tokens directly on the Cardano network. Hoskinson Sees the Process as an Onboarding Engine Hoskinson believes this redemption model will serve as a powerful onboarding mechanism for Cardano.
By requiring users from competing ecosystems to interact with Cardano infrastructure, the Glacier Drop encouraged them to explore Cardano wallets, decentralized applications, and transaction processes firsthand.
As users claim their rewards, some might become active participants in the Cardano ecosystem rather than passive recipients of an airdrop.
Midnight’s Popularity Surged After Launch The Glacier Drop also played a major role in Midnight’s early momentum. NIGHT quickly became one of the most trending crypto assets globally for several weeks following its launch. The token also reached a market cap of $1 billion within weeks.
The initiative also generated significant activity on Cardano. Within just 42 days, Midnight-related activity recorded 354,000 transactions on the network.
Today, the ecosystem continues to expand, with Midnight recording 77,311 unique wallets and 929,540 transactions linked to the project. However, the market valuation of NIGHT has plummeted to $504 million at press time, translating to a unit price of $0.03035.
DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
Ripple has released its 2025 Ripple Impact Report, highlighting how blockchain technology and digital assets are being leveraged for humanitarian aid, education, financial inclusion, and research worldwide. According to the report, the company reached millions of people through various social initiatives across diverse regions and has increased investments directed at underserved communities throughout the year.
Key figures from Ripple’s latest reportThe report reveals Ripple contributed more than $70 million in 2025 alone to social impact projects, bringing its total social benefit funding to over $250 million since 2018. Ripple, known for developing payment infrastructure and digital asset solutions, emphasized the scale and reach of its impact initiatives in recent years.
Ripple President Monica Long emphasized that the company has moved beyond experimentation, bringing blockchain technology into real-world use cases within finance and humanitarian sectors.
Employee engagement was also a focal point, with the report noting 80% of Ripple’s staff participated in volunteering and donation-based activities. Additionally, the company’s University Blockchain Research Initiative program has expanded to 62 universities globally, demonstrating its commitment to fostering education in the industry.
Ripple noted that its products—including RLUSD and XRP Ledger—have been integrated into payment networks. These integrations aim to make money transfers faster and more efficient for a range of users worldwide.
Glossary: RLUSD is described as a stablecoin connected to the Ripple ecosystem. The XRP Ledger stands out as an open-source blockchain infrastructure used for payments and asset transfers.
Support for small businesses and veteransIn the United States, Ripple dedicated $25 million worth of RLUSD to small businesses with limited access to financing, as well as to job-seeking veterans and military spouses. The report also highlights a $53.6 million investment in small businesses via the Accion Opportunity Fund, further demonstrating Ripple’s commitment to financial inclusion.
The company detailed its ongoing five-year partnership with Mercy Corps Ventures, stating that their joint efforts have reached 14.4 million people across Africa and Latin America. Within this partnership, support was provided to 29 startups, 20 technology pilot programs were implemented, and more than $500 million in follow-on funding was enabled for participant companies.
ProgramAmountTotal 2025 contributionOver $70 millionTotal impact funding post-2018Over $250 millionUS small business program$25 million RLUSDAccion Opportunity Fund investment$53.6 millionInitiatives across Africa, Latin America, and educationOne project highlighted in the report is a drought response pilot in Kenya. By utilizing RLUSD in combination with satellite imaging and smart contracts, this initiative reduced transaction times by 95%, cut costs by 64%, and eased financial pressure for 85% of participants.
The report shared that, in the Kenya pilot, combining RLUSD, satellite data, and smart contracts led to a 95% reduction in transaction times and a 64% decrease in costs.
Ripple’s activities also extend to education and entrepreneurship. The University Digital Asset Xcelerator program supported nine startups built on the XRP Ledger, and 30% of these ventures secured further investment from 13 venture capital firms. Meanwhile, through the XRPL Student Builder Residency, 18 university students developed blockchain applications.
Based on the outcomes of its ongoing programs, Ripple announced plans to further expand the use of RLUSD and XRP Ledger in humanitarian aid, donations, research, financial inclusion, and educational initiatives in the coming years.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
As selling pressure continues to dominate the cryptocurrency market, Bitcoin has once again slipped below the 60000 dollar threshold. The asset failed to maintain its May recovery, with bearish momentum regaining strength. Overall market sentiment suggests that key psychological support levels could soon face another test in the short term.
60,000 dollars back in the spotlight for BitcoinAlthough the technical outlook remains uncertain, the broader trend in Bitcoin features lower highs and lower lows. The coin is currently trading below both its short and medium-term moving averages. Recent bullish attempts have quickly lost steam as sellers accelerated activity, indicating that buyers remain cautious at current prices.
The 60,000 dollar mark has previously acted as both a support and a zone of sideways consolidation in past market cycles. As a result, this region is seen as a critical battleground where sharp price reactions between buyers and sellers typically emerge. The current trajectory points towards another retest of this key level for Bitcoin.
With the price hovering in the lower 60,000 dollar band and the downward structure still intact, there is no convincing signal of a lasting bottom yet. If sellers retain control, a move closer to 60,000 dollars—or even a brief dip below—remains a real possibility.
The essential question is not whether Bitcoin will revisit 60,000 dollars, but whether buyers will mount a robust defense at this level.
That said, merely dropping to 60,000 dollars does not automatically mean a deeper decline is coming. Historically, strong psychological levels have generated fresh demand, especially during periods of heightened negative sentiment. The widely tracked Relative Strength Index, or RSI, is also approaching oversold territory. RSI is a popular momentum indicator that gauges the speed and strength of price movements.
Mini glossary: The RSI is a technical tool that shows whether an asset is nearing overbought or oversold levels in the short term. A reading below 30 is considered oversold, while readings above 70 indicate overbought conditions.
The 1 dollar critical zone for XRPXRP’s overall weakness persists as well. After breaking below its multi-month support at the start of June, the asset is retreating toward the 1 dollar zone under renewed selling pressure. This level stands out as one of the most important psychological thresholds in recent price action.
From a technical perspective, XRP broke downward following a descending triangle formation that developed over several months. Losing support near the 1.30 dollar mark triggered fresh local lows and confirmed the broader downward trend. Currently, XRP is trading below all of the main moving averages on its chart.
With the 20-day, 50-day, 100-day, and 200-day trend indicators now above price, sellers continue to dominate both short and long-term timeframes. In this scenario, the next noteworthy support is at the 1 dollar level. However, a breakdown below this threshold could deepen technical pressure and increase volatility.
A potential dip under the 1 dollar level in XRP could spark sharper price action, both technically and psychologically.
Meanwhile, a further drop in the RSI suggests that near-term selling fatigue might be emerging. While this alone is not enough to guarantee a change in direction, it does signal that if buyers defend key supports, short-lived rebound attempts could materialize.
SHIB sellers lose steam despite ongoing downtrendThe overall downtrend in Shiba Inu remains intact, yet recent price movements suggest that the intensity of selling is starting to wane. SHIB continues to trade near yearly lows and below key resistance levels, but certain technical signals indicate sellers are no longer in full control.
Notably, there is positive divergence forming on the RSI: while price is marking new local lows, the indicator is not confirming those lows to the same degree. This setup often hints at a potential decrease in selling pressure. Additionally, the narrowing descending wedge that shaped up throughout June supports the view that downward momentum has slowed.
Still, SHIB is trading under its 20-day, 50-day, 100-day, and 200-day moving averages, so the overall trend remains negative. However, the narrowing gap between price and short-term averages may hint at a possible transition phase. It is worth emphasizing that buyers have not yet reclaimed any major resistance, leaving a true reversal unconfirmed.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
PANews June 27 news, according to SoSoValue data, yesterday (Eastern Time June 26) XRP spot ETFs saw total daily net inflows of $15.632 million.
The XRP spot ETF with the largest net inflow yesterday was the Bitwise XRP ETF (XRP), with a single-day net inflow of $11.6648 million, bringing its historical total net inflows to $493 million.
It was followed by Franklin XRP ETF (XRPZ), with a single-day net inflow of $3.9673 million, and its historical total net inflows have reached $410 million.
As of press time, the total net asset value of XRP spot ETFs stands at $934 million, with an XRP net asset ratio of 1.44%, and cumulative historical net inflows have reached $1.47 billion.
Cover image via depositphotos.com Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
XRP is ending June near the psychological $1 mark, closing a disastrous first half of the year. After falling 27.1% in the first quarter, the drawdown in the second quarter stands at 22.4%. The current month alone has taken 22.2% from the asset's value.
Trading is now taking place in the $1.03–$1.04 range, where the chart has moved close to a critical support level. At the same time, the third quarter officially begins on July 1. For XRP, this transition has historically meant a shift in the global trend.
Year-to-year XRP price dynamics on a daily price chart with RSI attached, Source: TradingViewJune is statistically the worst month of the year for XRP, according to data by CryptoRank, with an average return of -6.41%, and the current plunge fully fits into this tendency. However, with the move into July, historical indicators shift in favor of buyers:
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July statistics: The average monthly return is +10.2%, while the median return is +10.8%. A positive July close was recorded in 2023 and 2025.Quarterly trend: The median Q3 return stands at +27.1%, the best result among all four quarters of the year, while the previous three years saw this period close exclusively in the green.Two consecutive losing quarters in XRP's history have usually led to complete seller exhaustion. The RSI technical indicator on the daily chart has already formed a bullish divergence, pointing to weakness among bears.
In this environment, a return to average values could trigger a relief rebound of 23–25%, targeting the $1.39–$1.40 area for XRP.
How California compliance could impact XRP priceThe main trigger at the start of the month is the July 1 deadline, by which Ripple must confirm compliance with California's Digital Financial Assets Law requirements for the legal operation of custodial services and the RLUSD stablecoin. Successful compliance would coincide with the moment when short-term sellers have fully exhausted their momentum and buyers have started defending liquidity at the $1 level.
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The current compression of the price range sets a clear condition for the market: either accumulated buying volume triggers an impulsive breakout from the oversold zone, or a break below psychological support opens the door to a long-term decline below $1 for XRP.
Analysts are watching former resistance levels from 2023 and 2024 that could now become long-term support zones.
XRP is trading near the $1.00 level, down about 9% in the last seven days and more than 52% over the past year.
But UK-based technical analyst ChartNerd is suggesting that the deeper the Ripple token falls from here, the better the potential risk-reward setup becomes, with a possible demand zone between $0.90 and $0.70 if $1.00 gives way.
What the Charts Are Saying ChartNerd has been tracking this setup since at least June 12, when he published a thread laying out the macro picture. According to him, XRP spent most of 2023 and into late 2024, capped below $0.80/$0.70 resistance that acted as a ceiling up until there was a breakout in Q4 2024.
That breakout, he says, was what eventually pushed XRP to its all-time high of $3.65 in July 2025, and since then, the trend has gone the other way, with key moving averages lost and a weekly 20/50 EMA death cross confirming the structural change, and the asset dropping from its January 2026 peak of $2.40 all the way to where it is now.
Recall that in February, XRP hit a low of $1.12, after which it attempted a recovery, with a bunch of sideways trading eventually taking it near $1.55, where it was rejected. Per ChartNerd’s analysis, that rejection kick-started the current leg down to lows near $1.00 in June, putting it in what the market watcher called his “area of interest,” a zone where he has been keeping an eye out for a potential cycle bottom between now and Q4 2026.
In his view, the reason that zone matters is that the old resistance level from 2023 and 2024 could switch to support. And if XRP holds anywhere in the $0.90 to $0.70 range during any deeper market drop, the previous ceiling will become the floor.
“This is a high-interest support region, but confirmation still matters most, and we do not have it yet,” he wrote at the time.
But now, the analyst believes XRP’s decline is pushing it further into the area of interest, and the more it falls, “the stronger the risk-reward setup becomes.” He said that he’s also watching the 10-year Gaussian Channel, which, according to him, XRP is now entering, and which has not failed as a guardrail for as long as he has tracked it.
You may also like: XRP Selling Pressure Intensifies as Profit-to-Loss Ratio Reaches Multi-Year Low XRP’s Price Could Explode to $8, But This One Zone Is Holding It Back 5 Reasons Why Bitcoin Just Crashed Below $63K as Liquidations Top $500M On the timing question, ChartNerd stated in a different post that there is a “very strong likelihood” that a market bounce could happen in the coming weeks as June ends, something that is consistent with what Bitcoin tends to do in midterm years. However, he added a caveat: it will probably be a relief rally that leads to a final drop in the last quarter of the year.
The On-Chain Picture Elsewhere, analyst Ali Martinez said that XRP is testing a major volume block at $1.06, where on-chain data shows more than 830 million tokens changed hands. Below it, the next important clusters on the UTXO Realized Price Distribution are at $0.80, $0.62, and $0.51.
At the same time, another market watcher, CasiTrades, observed that XRP was at its “most critical moment” in the current cycle, with buy orders placed at $0.93 and a deeper Fibonacci level at $0.87, framing the current fear as part of how bottoms actually form, not as a reason to sell.
With global liquidity tightening and the cost of capital on the rise, there is growing speculation that demand for faster and lower cost cross border payment solutions could increase. Within this context, perspectives strengthening the case for the long term utility of the XRP Ledger are coming to the fore.
Efficiency claims driving XRP Ledger interestVersan Aljarrah, the founder of Black Swan Capitalist, argues that intensifying deflationary pressures are likely to push institutions toward more efficient payment infrastructures. Black Swan Capitalist is known as an analytics platform focusing on macroeconomics and financial markets.
According to Aljarrah, when liquidity becomes scarce, efficiency takes on heightened importance, highlighting the value of low cost payment infrastructures.
In Aljarrah’s view, traditional cross border payment systems depend on a web of intermediary financial institutions. This setup comes at a cost: higher transaction fees and extended settlement times, with some payments taking several days to complete.
In contrast, transactions on the XRP Ledger are finalized in seconds and with far lower fees. These performance advantages could make the network especially appealing to banks, payment service providers, and other financial institutions facing mounting cost pressures.
XRP’s bridging function and supply dynamicsAt the heart of this perspective is XRP’s unique role as a bridge asset within its network. Should international payments, liquidity management, and tokenized asset transfers via the XRPL see broader adoption, the demand for XRP could rise, as it enables value transfers between different currencies without the need for advance pre funding.
Mini glossary: Bridge asset refers to an intermediary asset that enables rapid conversion between two different currencies or assets. Pre funding means that institutions must hold balances in advance in foreign accounts to facilitate transactions in other countries.
Aljarrah also highlights XRP’s deflationary mechanism. With every transaction on the XRP Ledger, a tiny amount of XRP is permanently removed from circulation. Though minute on a per transaction basis, these removals can gradually reduce available supply as tens of millions of transactions accumulate over time.
Aljarrah contends that as institutional usage increases, demand for XRP could surge, and as network activity grows, transaction burn rates may also chip away at the circulating supply over the long term.
It is important to note, however, that the amount of XRP burned per transaction is very small. Even so, with a sustained rise in XRPL usage, the cumulative impact of this mechanism could become increasingly visible in the future.
Aljarrah maintains that the long term potential of XRP depends not so much on speculation as on real world utility. He forecasts that as financial institutions seek faster, lower cost settlement solutions in this era of expensive liquidity, the XRP Ledger could play a far more prominent role in global payments going forward.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Michael Saylor issued a statement noting that Bitcoin is operating normally, and so are we (Strategy).
2 minutes ago
A renowned Chinese hedge fund manager has warned that global AI stocks have formed a "super bubble".
Two renowned Chinese hedge fund managers have warned that global AI stocks have formed a "super bubble" and are on the verge of bursting. Yang Dong, founder of Ningquan Asset, explicitly warned in the "2026 Semi-Annual Investment Report" released on June 23 that a "super bubble" has formed in global AI stocks, and a crash may be imminent. The report bluntly stated that a large number of hot A-share stocks are very likely to drop by 80% or even over 90% in the future, adding that "if one lacks the ability to pull chestnuts out of the fire and emerge unscathed, taking such risks would be irresponsible to investors." Yang Dong accurately predicted the peak of the 2007 bull market. Separately, Li Bei, founder of Shanghai-based Banxia Investment, noted in her June 21 monthly report "To Banxia Investors" that "the triggering conditions for the AI bubble to burst have emerged." Taking Anthropic's ARR (Annualized Run Rate) as an example, she argued that revenue growth at downstream model companies has slowed significantly, their full-year results are likely to fall well short of market expectations, and a subsequent decline in capital expenditure is highly probable.
2 minutes ago
An address linked to Vitalik has transferred 7,000 ETH, and is likely to deposit the funds into a centralized exchange (CEX).
According to monitoring by Onchain Lens, a wallet linked to Vitalik, labeled "0xD04", transferred 7,000 ETH (valued at $11.06 million) to a new wallet. Based on the address’s historical transaction records, the ETH is highly likely to be deposited into a centralized exchange (CEX). Earlier, the same wallet transferred 1,300 ETH (worth $31.6 million), which was subsequently deposited into Paxos. The wallet currently holds 20,001 ETH, valued at $31.6 million.
2 minutes ago
Hong Kong government: Regulated stablecoins are expected to launch between mid-year and the second half of this year.
Hong Kong’s government stated in a written response to the Legislative Council that the Hong Kong Monetary Authority (HKMA) granted stablecoin issuer licenses to two bank-backed institutions in April 2026. Per the institutions’ existing business plans, Hong Kong’s regulated stablecoins are projected to launch between mid-year and the second half of this year. The government added that the HKMA has sent notices to unregulated entities conducting stablecoin issuance in the market to clarify legal requirements, and will continue to follow up on related matters; individual cases may be referred to the police or the Department of Justice if necessary. Additionally, the government will submit a bill to the Legislative Council this year to establish a regulatory regime for virtual asset trading, custody, advisory and management service providers.
2 minutes ago
The Israeli military will reduce its forces stationed in southern Lebanon.
According to Israel's Army Radio, the Israeli military will reduce its forces stationed in southern Lebanon and withdraw several combat brigades.
2 minutes ago
Serenity's trade calls push CBRS to a short-term sharp rally, with a significant premium over post-market prices on TradFi platforms.
Serenity's bullish calls drive Cerebras' short-term sharp surge. As of press time, the stock contract is trading at $188.26 on trade.xyz, up over 5% in the past hour. Meanwhile, the stock's after-hours price (markets are now closed) stands at just $182.3. Earlier reports noted that Serenity said it first bought Cerebras stock in the $170 range, citing a valuation premium from its OpenAI partnership, though it pointed out the current valuation is slightly higher than profitable firms like JBL, while remaining bullish on Cerebras' potential as an AI inference leader.
Cover image via U.Today Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
Bears remain in control of the cryptocurrency market, pushing Bitcoin even lower than before. One of the most crucial psychological support areas has come back into focus as Bitcoin has resumed its downward trajectory after failing to maintain its recovery attempt in May. It is currently trading just below the $60,000 level.
Technically speaking, the future is still uncertain. While the larger trend continues to produce lower highs and lower lows, Bitcoin is trading below its short-term and medium-term moving averages. Aggressive selling pressure has been applied to recent attempts to regain momentum, indicating that buyers are still reluctant to intervene at current levels.
BTC/USDT Chart by TradingViewThe $60,000 mark is especially important because it was a key support zone and a consolidation area in earlier market phases. Bulls and bears frequently engage in intense market reactions around these levels, which makes them ideal battlegrounds. The current chart suggests that it is possible for Bitcoin to return to $60,000, and it might do so sooner rather than later.
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There is little indication that a lasting bottom has formed because price action has already dropped into the low-$60,000 range and the bearish structure is still in place. It is impossible to rule out a move towards $60,000 or even a brief breakdown below it if sellers keep control.
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Reaching $60,000 does not, however, guarantee that the market will keep collapsing. In the past, significant psychological levels have frequently generated new demand, particularly when sentiment turns overly negative. Additionally, the Relative Strength Index is getting close to oversold territory, indicating that the downward momentum may be stretching in the near term.
Not whether Bitcoin can return to $60,000, but whether buyers will support it, is the crucial question. A robust response from that region could lay the groundwork for a recovery. On the other hand, if the level is not maintained, Bitcoin may experience a more severe correction and market sentiment may become even more pessimistic.
XRP at the critical thresholdAs XRP continues to decline toward $1, it is getting close to one of the most significant psychological levels in its recent market history. Bulls have less and less room to regain control as selling pressure has increased since the market broke below a multi-month support zone in early June.
Technically speaking, the situation is still difficult. After several months of developing a descending triangle pattern, XRP recently completed a bearish breakdown. A wave of selling that drove the asset toward new local lows and confirmed the wider bearish trend was sparked by the loss of support around the $1.30 area. As of right now, XRP is trading below all significant moving averages on the chart.
XRP/USDT Chart by TradingViewThere are several layers of resistance because the 20-day, 50-day, 100-day, and 200-day trend indicators are all above the current price. This alignment usually indicates a market in which sellers are in control over both short-term and long-term periods. As of right now, the next significant support level is the $1 level.
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Because traders see psychological round numbers as natural valuation zones, they frequently draw significant buying interest. However, every time bearish momentum increases, support levels weaken. Technical and psychological repercussions would probably result from a break below $1. From the standpoint of a chart, it would signify the disappearance of a significant threshold that has traditionally drawn demand. As traders reevaluate their expectations for the asset, such a move might trigger more stop-loss orders and raise volatility.
Oversold conditions are starting to appear at the same time. The Relative Strength Index has shifted to lower levels, suggesting that short-term selling pressure may be getting stretched. This raises the likelihood of brief relief rallies if buyers choose to defend important support zones, even though it does not ensure a reversal.
Shiba Inu hits resistanceAlthough Shiba Inu is still trapped in a wider decline, recent price movement indicates that the bearish momentum may be waning. Even though SHIB is still trading close to yearly lows and below significant resistance levels, a number of technical indicators suggest that sellers may not have complete control over the market. Momentum indicators are the most obvious source of information.
A bullish divergence has resulted from SHIB's Relative Strength Index failing to reach corresponding lows despite new local lows being recorded. Even if the asset has not yet begun a significant recovery, this pattern frequently emerges when selling pressure starts to lessen. Additionally, price action provides an intriguing narrative. SHIB formed a small descending wedge pattern throughout June, which is usually linked to slowing downward momentum.
SHIB/USDT Chart by TradingViewEven though the asset broke lower in the end, the subsequent decline lacked the violent volume spikes that marked earlier selloffs this year. This implies that there may be a shortage of highly motivated sellers in the market. Positioning in relation to moving averages is another crucial element. SHIB is still below its 20-, 50-, 100-, and 200-day moving averages, indicating that the overall trend is still negative.
The difference between the price and shorter-term moving averages, however, has begun to narrow. In the past, significant trend reversals frequently start with a decline in bearish momentum long before the price actually breaks above resistance. However, waning bearish pressure should not be mistaken for a confirmed bullish reversal.
No significant resistance zones have been reclaimed by buyers, and the market structure still exhibits lower highs and lower lows. The larger downtrend continues until SHIB is able to break above its declining short-term trendline and create a higher low. Instead, the current configuration suggests a phase of transition.
Although bears continue to dominate the chart, their impact seems to be less significant than it was during the steep drops observed earlier this year. SHIB may be more susceptible to a relief rally if the overall state of the cryptocurrency market improves and short sellers start taking profits and sidelined buyers return.
XRP is at risk of falling below the $1 price mark as the latest onchain data showcased by popular crypto analyst Ali Martinez shows that XRP has formed new support around $1.06.
The analyst shared data revealing that $1.06 has become XRP's current support level after the latest market correction, as over 830 million XRP were previously acquired at this level.
XRP may lose $1 markMartinez noted that XRP is flashing signs of a bigger price dip, which could cause it to lose the $1 mark, highlighting its next support levels, which are well below $1.
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Meanwhile, the analyst further revealed historic data showing that a massive 1.16 billion XRP was previously moved around $0.62. This means that XRP may fall as low as $0.63 if its new support fails to hold.
The analyst highlighted $1.06, $0.80, $0.62, and $0.51 as key price levels for XRP, which tend to play crucial roles in the asset's potential price movements.
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It is important to note that these prices are significant because they mark levels where heavy trading activity has been recorded in the past. Hence, they have become crucial prices to watch because they reflect zones where many investors entered the market.
Apparently, these levels often act as support when prices are retested, as they help to slow down selling pressure or boost momentum to fuel demand.
XRP loses new support With recent volatility still persistent, XRP has continued to plunge lower and has just retested $1.01, a level last seen in November 2024.
As such, it appears that XRP has lost its current support and may be headed for its next support around $0.80, potentially losing the $1 mark.
The Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) have jointly called for public comment on their approach to harmonizing regulatory frameworks for crypto futures. The proposed public comment on the SEC CFTC framework comes amid the recent approval of crypto perpetual futures in the U.S.
Calls For Public Comment On SEC CFTC Framework In a press release, the SEC and CFTC issued a joint request for public comment on potential approaches to further harmonize regulatory frameworks applicable to portfolio margining across securities, security-based swaps, futures, swaps, and related positions. The public comment period will remain open for 60 days after the publication in the Federal Register. This is significant as the CFTC notably regulates prediction markets, which trade swaps.
Furthermore, this follows the launch of crypto perpetual futures in the U.S., with Kalshi securing CFTC approval to offer BTC, ETH, XRP, and HYPE futures. The request for public comment on the SEC CFTC framework also comes amid the rise in tokenized securities, with platforms such as Hyperliquid offering perpetuals for these securities.
The SEC and CFTC noted that the request for comment will assist them in evaluating whether greater coordination or alignment in portfolio margining requirements may improve risk management efficiency, reduce unnecessary market fragmentation, and enhance consumer protections.
Meanwhile, this marks the latest coordination between the SEC and CFTC towards providing clear frameworks that boost the crypto and financial markets. As CoinGape reported, the SEC and CFTC are pushing to clarify the definitions of derivative products, including definitions of swaps and security-based swaps, and how to treat them.
A Move To Further Promote Innovation SEC Chair Paul Atkins noted that further harmonizing the SEC CFTC framework will ensure that jurisdictional overlap does not stifle innovation and efficiency. “Cross-margining offers a clear opportunity to unlock liquidity that remains frozen in separate accounts, and we encourage market participants to provide feedback on ideas that will help improve coordination between both agencies,” he said.
Commenting on this move, CFTC Chair Michael Selig said that fostering enhanced cooperation between the two agencies on portfolio margining promises to unlock untapped capital while ensuring a more robust risk management framework and market protections. The CFTC is currently facing a lawsuit from the CME over its approval of crypto futures.
The CME argues that crypto perpetuals are swaps, not futures contracts, and that the regulator approved these products the wrong way. These crypto futures are already seeing significant demand, with Kalshi’s products recording over $1 billion in trading volume in under two weeks after they launched.
Bitcoin and altcoins continue to experience sharp declines due to ongoing ETF outflows, a more hawkish Fed, and a stronger dollar.
As Bitcoin fell to levels as low as $58,000 in the recent decline, expectations for June on the forecasting market Polymarket were also reshaped.
At this point, investors are expecting a decline, especially for Bitcoin (BTC), Ethereum, and XRP.
According to Polymarket data, the price expectations for BTC, ETH, and XRP in June were as follows.
1. Bitcoin (BTC): Predictions titled “What Price Will Bitcoin Reach in June?” indicate that a decline in BTC prices is the dominant expectation.
A drop below $57,500 is the most likely scenario, with a 49% probability. This is followed by a 37% probability of Bitcoin rising above $62,500. This is followed by a 19% probability of Bitcoin falling below $55,000. Finally, the possibility of Bitcoin rising above $65,000 only covers about 10% of the target. 2. Ethereum (ETH): In predictions titled “What Will Ethereum’s Price Be in June?”, bearish forecasts for Ethereum are also prominent.
The most dominant scenario is a drop below $1,500, with a 66% probability priced in. A drop below $1,400 is priced in with a 22% probability. The probability of Ethereum surpassing $2,000 is priced at only 1%. 3.XRP: In predictions titled “What will the price of XRP be in June?”, bearish forecasts for XRP are prominent.
The most likely scenario is a drop below $1, with a 70% probability of the price being priced in. Secondly, a drop below $0.8 is priced in with a 2% probability. In contrast, a move above $1.4 is priced in with only a 1% probability. *This is not investment advice.
Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data!
Bitcoin and altcoins continue to experience sharp declines due to ongoing ETF outflows, a more hawkish Fed, and a stronger dollar.
As Bitcoin fell to levels as low as $58,000 in the recent decline, expectations for June on the forecasting market Polymarket were also reshaped.
At this point, investors are expecting a decline, especially for Bitcoin (BTC), Ethereum, and XRP.
According to Polymarket data, the price expectations for BTC, ETH, and XRP in June were as follows.
1. Bitcoin (BTC): Predictions titled “What Price Will Bitcoin Reach in June?” indicate that a decline in BTC prices is the dominant expectation.
A drop below $57,500 is the most likely scenario, with a 49% probability. This is followed by a 37% probability of Bitcoin rising above $62,500. This is followed by a 19% probability of Bitcoin falling below $55,000. Finally, the possibility of Bitcoin rising above $65,000 only covers about 10% of the target. 2. Ethereum (ETH): In predictions titled “What Will Ethereum’s Price Be in June?”, bearish forecasts for Ethereum are also prominent.
The most dominant scenario is a drop below $1,500, with a 66% probability priced in. A drop below $1,400 is priced in with a 22% probability. The probability of Ethereum surpassing $2,000 is priced at only 1%. 3.XRP: In predictions titled “What will the price of XRP be in June?”, bearish forecasts for XRP are prominent.
The most likely scenario is a drop below $1, with a 70% probability of the price being priced in. Secondly, a drop below $0.8 is priced in with a 2% probability. In contrast, a move above $1.4 is priced in with only a 1% probability. *This is not investment advice.
Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data!
SOIL has rejected claims that XRP Ledger users were used as exit liquidity after an on-chain analyst linked multiple token sales to wallets that allegedly received SOIL directly from the issuer.
Summary
SOIL denied claims that its XRP Ledger launch used community liquidity for insider token sales. An on-chain analyst alleged issuer-linked wallets sold SOIL into XRPL liquidity, a claim the project disputes. The controversy comes as SOIL prepares to adopt XRPL’s proposed native lending framework pending amendment approval. According to June 26 X posts published by on-chain analyst Skeptic, blockchain data indicates that much of the early selling activity came from wallets that had received SOIL directly from the issuer rather than from ordinary market participants.
SOIL on XRPL is already showing a very ugly on-chain pattern.
I checked the flow around the XRPL SOIL issuer address the @soil_farm itself published for trustlines and trading:
rfmS3zqrQrka8wVyhXifEeyTwe8AMz2Yhw
The main sell pressure is not coming from random holders.
It is… pic.twitter.com/jJ6s3s9Czx
— Skeptic (@skeptic589) June 26, 2026 The analyst argued that the transaction pattern suggested issuer-linked distribution followed by immediate sales into XRPL liquidity instead of organic price discovery.
Skeptic highlighted several wallet addresses to support the claim. One wallet reportedly received about 68,766 SOIL across 20 transactions before exchanging roughly that amount for approximately 11,457 XRP. Another allegedly received 17,098 SOIL and later sold nearly 17,998 SOIL for around 6,769 XRP, while a third wallet received 20,000 SOIL and offloaded approximately 17,628 SOIL for about 6,683 XRP.
According to the analyst, the activity made it appear that XRP Ledger users had been used as exit liquidity during the launch.
Skeptic also argued that the pattern “does not look like healthy price discovery” and instead resembled issuer distribution followed by immediate dumping.
SOIL says bridge wallets drove the disputed transactions Responding publicly on X, the SOIL team rejected the allegations and disputed the interpretation of the on-chain data. The project said the wallets identified by Skeptic were bridge addresses rather than project-controlled wallets and maintained that its team did not influence the token price.
SOIL attributed the sharp move in the XRPL market to strong buying interest meeting limited liquidity on decentralized exchanges. According to the project, arbitrage between centralized and decentralized venues functioned as expected once demand accelerated, while temporary price differences are common when market-making liquidity is relatively thin.
The disagreement continued after Skeptic argued that only the project initially possessed enough tokens to seed liquidity on XRPL. In response, SOIL maintained that the liquidity available at launch functioned as intended and only became strained because demand increased rapidly. Skeptic later replied that the project had simply failed to prepare for that level of demand.
The discussion later expanded beyond trading activity after another X user asked whether deposits of RLUSD locked in the protocol could be at risk. Skeptic responded that there was no evidence supporting such concerns and clarified that the criticism was limited to the token launch, concluding that the project had “screwed up.”
You can’t say that for certain. We’re only talking about blatant unprofessionalism (or malicious intent) in the way the token was launched. But as one variation of Occam’s razor says: never attribute to malice what can be adequately explained by ordinary human stupidity.
Simply…
— Skeptic (@skeptic589) June 26, 2026 Recent XRPL developments provide additional context The debate comes shortly after XRP Ledger released version 3.2.0 on June 22. As previously reported by crypto.news, the update introduced fixes for several software issues after a security review by blockchain security firm Common Prefix identified numerical and behavioral edge cases in the network’s core implementation.
SOIL has also been positioning itself as an early participant in XRP Ledger’s planned native lending ecosystem. Earlier this month, the project announced plans to operate on the proposed XRP Ledger Lending Protocol and Single Asset Vault framework once the XLS-65 and XLS-66 amendments receive approval.
Under the proposals, XLS-65 introduces shared asset vaults, while XLS-66 enables fixed-term lending backed by pooled liquidity.
Separate reporting by crypto.news also noted that blockchain security firm Halborn recently completed a re-audit of Ripple’s XRP Ledger Lending Protocol. The review found no critical or high-risk vulnerabilities and identified five findings in total, all of which were addressed, accepted, or acknowledged following review.
The audit examined transaction validation, accounting rules, state consistency, protocol limits, and access controls as Ripple continued preparing the lending framework for future deployment.
XRP (CRYPTO: XRP) fell about 8% over the past week as the broader cryptocurrency market lost key technical support levels.
In an X post on June 26, XRP Ledger validator Vet said the ledger is evolving into payment infrastructure for autonomous AI agents.
According to Vet, t54’s x402 facilitator enables agentic payments on the XRP Ledger, allowing AI agents to pay for APIs and digital services using native XRPL settlement.
"Perhaps most users on XRP will be machines and not human?" Vet said, urging the XRP community to closely monitor AI-related developments on the network.
The comments come as Ripple’s latest Impact Report highlights the company’s growing focus beyond cross-border payments toward broader financial infrastructure built around XRP, the XRP Ledger and its RLUSD (CRYPTO: RLUSD) stablecoin.
XRP Facilitates $1.5 Trillion In TransactionsRipple’s 2025 Impact report said the XRP Ledger has processed more than 3.8 billion transactions since launching in 2012, facilitating over $1.5 trillion in value transferred between counterparties.
The company said blockchain adoption is increasingly shifting away from speculative trading toward institutional settlement, tokenization, decentralized finance and regulated stablecoins.
Tokenized asset value on the network climbed from $24.7 million at the start of 2025 to $568 million by year-end, representing roughly 2,200% growth.
Ripple’s RLUSD stablecoin reached valuation of around $1.26 billion 2025-end and has since expanded to nearly $1.5 billion, driven largely by enterprise adoption.
The Major Volume BlockIn an X post on June 26, crypto analyst Ali Martinez said XRP is testing a major on-chain support zone near $1.06, where more than 830 million XRP previously changed hands, according to UTXO Realized Price Distribution data.
If that level fails, Martinez identified additional high-volume support zones at $0.80, where roughly 923 million XRP transacted, followed by $0.62 with 1.16 billion XRP and $0.51 with 1.06 billion XRP historically changing hands.
Image: Shutterstock
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Cover image via depositphotos.com Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
The native lending protocol on the XRP Ledger (XRPL) received an important boost today toward final activation. An XRPL Foundation representative known as Vet reported that the built-in amendment gained another critically important "YES" vote.
It came from the official on-chain support of major ecosystem platform xpmarket, which voted in favor of the XLS-65 and XLS-66 upgrade package. The platform's developers confirmed that this step opens the way for Single Asset Vaults, an on-chain bond market, and direct yield generation.
👾 XPMarket has voted YES on XLS-65 and XLS-66!
🚀XPMarket is backing native lending on the XRPL.
These amendments bring Single Asset Vaults and an on-chain Lending Protocol directly to the ledger, unlocking yield, liquidity pools, and credit markets with no external smart… pic.twitter.com/UZi6cSDFtI
— xpmarket.com (@xpmarket) June 26, 2026 The LendingProtocol amendment is currently in VOTING status, and at the moment consensus stands at 20% — 7 out of 35 key validators have voted "YES." For the code to be finally implemented at the network's base level, it needs to reach the threshold of 28 votes and maintain it for two weeks.
As Vet notes, validators have started changing their positions more actively in favor of the update thanks to the community's new, stricter approach to security and amendment review.
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Different kind of crypto lending market for XRPInterest in the event is being fueled by the architecture of the protocol itself. Unlike traditional DeFi based on smart contracts, RippleX embeds lending logic directly into the blockchain core at Layer 1. It consists of two elements:
XLS-65 (Single Asset Vaults): users pool one type of asset, such as XRP or the RLUSD stablecoin, into a shared vault.XLS-66 (Lending Protocol): the system issues fixed-term loans from this pool and distributes income among depositors. You Might Also Like
The main difference from crypto's classic model is that the loans will be unsecured. There is no collateral here, and the entire model is closer to the traditional bond market and credit desks in TradFi. Risks are assessed outside the network through off-chain underwriting: the lender independently verifies the borrower's identity and reliability before issuing funds.
Voting continues, but the ice has broken — application developers on the XRP Ledger have already started designing interfaces so users can interact with loans as soon as validators lock in the final 28 votes.
The xrp price prediction shifted again after pro-XRP lawyer Bill Morgan demanded Ripple release more of the monthly 1 billion XRP unlock instead of looping it back into escrow per Benzinga. The note dropped while XRP slid to $1.04. Benzinga still calls $10 a real long-term target, with Standard Chartered projecting $8 by year end.
The xrp price prediction now runs alongside record ETF activity. Seven U.S. spot XRP ETFs hold $1 billion AUM and 938.7 million tokens in custody on June 25, but the early high-multiple window for XRP and Solana closed at $67 billion and $40 billion in market cap.
CoinDesk reported XRP slid 2.8% to $1.04 on June 25, losing the $1.0850 support and parking at the lower end of its June trading range. Bulls need to reclaim $1.10 to flip the shakeout narrative. Solana (SOL) sits at $69.25, down 0.52%, while broader risk turned cautious across the CD20 index.
For the wider tape, the XRP setup confirms both tokens lean on institutional flow for price support, but the early returns are already behind them. The traders hunting 267x are no longer looking at assets where the chart fights over a $1 floor.
Top Cryptocurrencies to Position Before the Next Breakout Table of Contents
Top Cryptocurrencies to Position Before the Next BreakoutPepeto: The Exchange Token Where $0.0000001879 Could Become 267x Before Institutions Find ItXRP Price Prediction: Validated by Institutions but Returns Stay Range LockedSolana (SOL) Price at $69.25 as Risk Sentiment Cools Across Major TokensConclusionFAQsWhat is the xrp price prediction target after Bill Morgan called for faster escrow releases?How does Pepeto’s return math compare to holding XRP or SOL?What does the June 25 XRP breakdown mean for XRP and Solana? Pepeto: The Exchange Token Where $0.0000001879 Could Become 267x Before Institutions Find It XRP traders sit on resistance levels waiting for steady percentage gains, but Pepeto at $0.0000001879 runs on different math. The ticket price is a fraction of a cent, the runway scales for years, and presale wallets stand in front of every public buyer that arrives later.
A live exchange under construction at the presale stage is rare on its own. Add $10,334,426 already inside the raise during a Fear and Greed reading of 12, a SolidProof reviewed contract, the cofounder who walked Pepe to $7 billion, and a former Binance executive shaping the listing.
Pepeto targets a meme coin trading market worth more than $45 billion with zero-fee infrastructure spanning three chains. Hitting 267x only requires the token to trade at a fraction of what Pepe achieved with the same 420 trillion supply.
The xrp price prediction has a ceiling. Pepeto does not, and the Binance listing is the event that wipes this entry off the screen for good.
XRP Price Prediction: Validated by Institutions but Returns Stay Range Locked XRP trades near $1.04 per CoinmarketCap after losing key support under $1.0850. Benzinga still maps $10 as a possible long-term target, with Standard Chartered projecting $8 by year end and Coinpedia mapping $5 to $6 later this cycle.
The xrp price prediction targets $10 if ETF flows and CLARITY clarity keep stacking, roughly 9x over years, but moving averages stack between $1.13 and $1.19 and block every rally attempt.
Solana (SOL) Price at $69.25 as Risk Sentiment Cools Across Major Tokens Solana traded at $69.25 per CoinDesk, down 0.52% across a broader pullback on June 25. SOL ETFs continue to attract incremental flows while support sits at $65 with $89 the key resistance. Losing $65 opens $58.
Conclusion Ripple will still be trading next week no matter what the xrp price prediction lands on. The Pepeto presale will not. The June 25 break under $1.0850 confirms the early high-multiplier window for both XRP and SOL is already closed. A $1,000 XRP position buys 935 tokens and stretches to about $9,000 even at the bullish $10 target.
The same $1,000 in Pepeto secures 5.32 billion units, a position that pays out between $100,000 and $150,000 once the listing hits Pepe’s ATH math, and $10,000 on the same ticket is the million-dollar wallet most readers spent last cycle wishing they had.
One wallet got in before listing and walked out of this cycle with a portfolio between $150,000 and a million on a single position. The other hesitated like buyers who passed on Shiba Inu and carries that regret forever. The window is still open, but at the pace demand is hitting the raise, days are all that is left.
Click To Visit Pepeto Website To Enter The Presale
FAQs What is the xrp price prediction target after Bill Morgan called for faster escrow releases? The xrp price prediction targets $10 long term per Benzinga if ETF demand and CLARITY Act clarity keep stacking. XRP’s $67 billion cap caps near-term upside to percentages, not the multiples a presale entry can deliver.
How does Pepeto’s return math compare to holding XRP or SOL? Pepeto secures 5.32 billion units per $1,000 at $0.0000001879, a position that pays between $100,000 and $150,000 at listing on Pepe’s ATH math. XRP at $67 billion and Solana at $40 billion cannot support a 100x to 150x outcome from their current caps.
What does the June 25 XRP breakdown mean for XRP and Solana? XRP losing $1.0850 confirms both tokens lean on institutional ETF flows for price support. Neither offers the presale upside Pepeto carries ahead of a confirmed Binance listing at $0.0000001879.
Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.
Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.
XRPPower has launched a free AI-powered system designed to help BTC and XRP holders automate digital asset management and portfolio strategies.
Summary
XRPPower launches free AI platform for BTC and XRP asset management with automated tools and global access. XRPPower emphasizes security and compliance using encryption, 2FA, and risk controls aligned with global standards. The platform reports global expansion across 189 regions and 3M users, focusing on secure digital asset services. The 2026 FIFA World Cup ignited a global sporting frenzy, bringing fintech and digital assets back into the spotlight. With the cryptocurrency market remaining volatile, holders of digital assets like BTC and XRP are facing pressure from the downturn, and more and more users are looking for diversified asset management and profit-generating methods while holding digital assets.
In response to this market trend, XRPPower has launched a new free AI-powered intelligent system, providing users of mainstream digital assets such as BTC and XRP with a more convenient new model for digital asset profit generation.
Free registration with XRPPower: Start the digital asset profit-generating experience 1. Create an account
Quickly register an XRPPower account using an email address. New users can receive a $21 welcome bonus upon registration, easily starting their platform experience.
2. Choose a suitable profit plan
The platform offers various profit periods and contract plans. Users can freely choose a plan that suits their financial planning and needs, and review the profit rules and contract details before purchasing.
3. Activate contracts with cryptocurrency
After selecting a plan, users can use mainstream cryptocurrencies such as XRP, BTC, ETH, and USDT to complete the payment and successfully activate the corresponding yield contract.
4. Automatic daily profit settlement
During contract operation, the system will automatically settle profits to the account balance daily according to the contract rules. Users can choose to withdraw funds or continue to purchase other contracts, flexibly planning their digital assets.
5. Invite friends, share rewards
Invite friends to join XRPPower and participate in platform services to receive long-term referral rewards according to the platform’s referral reward rules. Eligible referral programs can enjoy a 3% + 2% reward mechanism, allowing sharing to bring more extra income.
XRPPower partial profit contract period details
Investment Amount: $500, Contract Period: 5 days, Daily Profit: $6.4, Total Profit: $32, Principal $500 returned upon maturity. Investment Amount: $1000, Contract Period: 7 days, Daily Profit: $13.2, Total Profit: $92.4, Principal $1000 returned upon maturity. Investment Amount: $5,000, Contract Period: 15 days, Daily Return: $70.50, Total Return: $1,057.50, Principal $5,000 returned upon maturity. Investment Amount: $10,000, Contract Period: 20 days, Daily Return: $153, Total Return: $3,060, Principal $10,000 returned upon maturity. Click to view more different AI smart contracts.
XRPPower security, compliance, and protection Security and trust are at the core of XRPPower’s continued development. Headquartered in the UK, the platform consistently adheres to improving its technical protection, risk management, and compliance, committed to creating a safe, stable, and transparent digital asset service platform for global users.
The platform employs SSL/TLS data encryption, two-factor authentication (2FA), separate storage for cold and hot wallets, and multi-layered security mechanisms to comprehensively protect user accounts, transaction data, and digital assets. Simultaneously, combined with real-time monitoring and intelligent risk control systems, it continuously identifies abnormal behavior, constantly improving the overall security and stability of the platform.
Regarding compliance, XRPPower consistently references relevant international financial industry standards, continuously improves its internal management processes and risk control systems, and draws on risk assessment and internal control concepts widely adopted by international professional auditing firms such as PwC to continuously enhance the platform’s transparency, operational standardization, and long-term service capabilities.
About XRPPower Currently, XRPPower’s business covers 189 countries and regions worldwide, with over 3 million users. In the future, the platform will continue to uphold the development principles of security, compliance, transparency, and stability, continuously improving its global service network and digital financial ecosystem to provide global users with a more reliable and efficient digital asset service experience.
For more information, visit the official website.
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Is a major shift building in the market ahead of the Q3 cycle?
The success of this move relies more on stablecoin flows than on short-term price action, as on-chain liquidity feeds directly into stronger DeFi ecosystems that shape a token’s long-term growth structure.
This is where recent RLUSD activity has intensified discussion around where liquidity is concentrating as Q2 comes to an end.
According to DeFiLlama data, RLUSD’s $1.57 billion supply on the XRP Ledger has overtaken Ethereum’s share. The chart below shows that RLUSD on XRPL now totals over $804 million, accounting for roughly 52% of the total supply, while Ethereum has contracted to around $771 million.
This divergence in liquidity distribution is driving increased discussion around XRP price prediction going into Q3.
Source: DeFiLlama XRPL’s expansion in Japan further supports this trend.
For context, RLUSD has received regulatory approval in Japan, allowing broader use of USD-backed stablecoins for payments across a market of about 122 million people.
This drives higher RLUSD activity on XRPL, strengthening liquidity concentration and feeding into XRP price prediction dynamics.
From a technical lens, this comes at a key moment. On the weekly chart, the XRP/ETH ratio has been range-bound since September, despite broader crypto volatility.
Against this backdrop, the RLUSD divergence between XRPL and Ethereum may not be random, but instead an early signal of potential Q3 leadership.
Stablecoin flows reshape XRP price prediction narrative Expecting Ripple [XRP] to outperform Ethereum [ETH] in Q3 may not be too far-fetched.
At the DeFi level, stablecoin flows are diverging. DeFiLlama data shows XRPL stablecoin supply rising over 8% this week with more than $800 million in inflows, while Ethereum has dropped by 0.3%.
This shows stronger liquidity growth on XRPL and supports the XRP price prediction narrative over ETH for Q3.
Institutional flows also follow the same trend. SoSoValue data shows spot Ripple ETF products recorded $31.32 million in net inflows in June so far, although this remains below May’s $132 million.
Meanwhile, Ethereum products recorded $377 million in net outflows, showing a clear shift in institutional capital flows.
Source: SoSoValue In this context, RLUSD supply strength on XRPL does not look random.
Instead, with Japan’s regulatory approval, XRP/ETH consolidation, and institutional flows tilting toward XRP, the data points to a broader shift in liquidity direction. In this setup, a breakout in the ratio may be forming.
As a result, XRP price prediction now factors in a possible recovery from the recent dip, with a move back toward the $1.5-$2 level positioning it as a potential strong Q3 setup.