Track market-moving stories before they get noisy

The XRP Ledger is on the verge of activating one of its most significant upgrades to date. 

The long-awaited Batch has now come close to reaching the network's required validator threshold.

An XRPL community member recently pointed out that roughly 68% of validators have now thrown their support behind the consequential amendment. 

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It seems like it could potentially go live before the end of September. 

"Batch will unlock a lot of new use cases for the XRP ecosystem," the user said.

XRPL validator Vet, who is active within the community, said that builders have been waiting for the functionality for a long time.

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"Almost there! XRP Ledger Builders have waited so long for it," Vet wrote, adding that the feature could make it easier for developers to charge directly for services rather than allowing users to "free ride."

However, activation is not yet guaranteed. 

What the amendment actually does The amendment in question is technically called BatchV1_1. The original Batch amendment was disabled earlier this year after a critical bug was discovered.

BatchV1_1 was introduced in XRP Ledger software version 3.3.0, which was released on Aug. 6.

Support has to rise above the XRP Ledger's 80% threshold and remain there continuously for two weeks. Otherwise, the amendment will not be able to go live.  

If support falls back below that level, the two-week countdown resets.

Hence, it is entirely possible that the amendment gets activated by the end of September, but it is not guaranteed. 

Historically, developers have not been able to combine several separate XRPL transactions. 

However, the amendment that is currently on the verge of passing will make it possible for developers to package as many as eight transactions together inside a single transaction. 

XRPL developers will gain the ability to define how several separate on-ledger actions depend on one another. This will remove the necessity for developing complicated infrastructure for some apps. 

XRP futures volume has surged to a six-month high, according to data from CryptoQuant. The increase in futures activity, reported on September 7, indicates heightened interest in XRP derivatives across major exchanges like Binance, Bybit, OKX, and Bitget. This spike in activity, which reached $11.37 billion on August 22, coincided with a sharp rebound in XRP’s price and increased exchange withdrawals, suggesting broader market engagement. The current price range for XRP is around $1.40–$1.42, with a market capitalization in the mid-$80 billions, highlighting its position in a large and active market.

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Key Takeaways The rise in XRP futures volume appears to coincide with a rebound in the token’s price and increased market participation. Market pricing suggests that increased derivatives activity could influence perceptions of XRP reaching a new all-time high by the end of 2026. The current market cap and price range indicate that XRP operates within a large, liquid market, which may support further interest in its derivatives. What to Watch Market participants will be observing key events such as potential XRP ETF approvals and significant institutional investments, which could be consistent with YES outcomes for reaching a new all-time high. Conversely, macroeconomic factors like Bitcoin’s price movements and U.S. interest rates could pose challenges. Monitoring the actions of major stakeholders like Ripple’s CEO and the U.S. SEC will provide further insights into the evolving market dynamics for XRP.

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Term Structure

Contract Odds Δ since publish Volume 24h September 30, 2026 1.1% — — View market → December 31, 2026 5% — — View market →

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With the continuous integration of artificial intelligence and digital asset technology, XRPPower has officially launched its intelligent automated trading system, providing global users with a more intelligent and automated digital asset service experience.

Summary

XRPPower launched an automated AI trading system for XRP and BTC holders worldwide. The platform supports XRP, BTC, ETH, and USDT under its current service rules. Yield contracts start at $1,000, while new users receive a claimed $21 registration bonus. XRPPower advertises returns of up to $5,000 daily, depending on the selected plan. This system combines AI-powered intelligent data analysis, automated trading strategies, and systematic management to help users reduce the need for continuous manual operations. Users holding XRP or BTC can register for free and learn about the relevant intelligent trading functions, choosing a service plan that suits their needs based on the platform’s published rules and conditions.

XRPPower aims to lower the barrier to entry for intelligent digital asset services through AI technology, allowing more users to easily understand automated trading models. The platform mentions daily profit opportunities of up to $5,000, with actual profits depending on the specific plan.

How do new users get started with XRPPower? 01｜Quick account creation

Register an XRPPower account with your email address. After completing basic information settings, you can access the platform to learn about the intelligent system and related digital services.

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After logging in, view the platform’s service content, operating cycle, participation conditions, and related rules. Thoroughly understand these details before making a selection based on your individual needs.

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Users can apply to withdraw available funds or use funds for yield contracts offered by the platform, depending on their own circumstances.

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Log in to your account using your referral code or request link to invite friends and family to join the XRPPower platform and earn permanent rewards of 3% + 2%.

Example description:

(A) User A refers User B to make an additional investment; if B invests $10,000, A will receive a 3% ($300) reward.

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XRPPower intelligent technology system: Integrating AI, security, and professional management concepts As digital services continue to evolve, users are increasingly valuing platform security, system stability, operational efficiency, and information transparency. XRPPower continuously optimizes its technical architecture and operational processes, combining AI intelligent technology, automated management, and security mechanisms to create a clearer and more convenient digital service experience for users.

Multi-layered security mechanisms enhance account protection

XRPPower has perfected its security system across multiple levels, including accounts, data, and networks. It employs SSL/TLS encryption, two-factor authentication (2FA), cold and hot wallet management, multi-signature, and access control, continuously reducing potential risks.

Internally, XRPPower continuously monitors the risk management, internal control, and information security concepts of international professional auditing and consulting firms, and references the practices of professional institutions such as PwC in related fields to optimize its own management processes and risk control system.

AI intelligent system improves operational efficiency

XRPPower applies AI data analysis and automation technology to platform operations. Through an intelligent system, it analyzes and monitors relevant data, account activities, and system status, helping to improve anomaly detection capabilities and overall operational efficiency.

Simultaneously, it combines DDoS protection, WAF (Web Application Firewall), and network security measures to continuously strengthen the protection capabilities of digital infrastructure.

Transparent display makes services easier for users

The platform continuously optimizes page design and account functions, providing a clearer display of service cycles, participation conditions, rule descriptions, and account records.

Users can log in to their accounts to view relevant data and historical records and make informed choices based on their needs after fully understanding the service content and associated risks.

AI and automation: Driving digital service upgrades Artificial intelligence is constantly changing the way services are delivered in the digital asset industry. XRPPower will continue to advance the integration of AI intelligent analysis, automated management, and digital services, continuously improving the platform’s overall service capabilities through technological iteration and process optimization.

In the future, XRPPower will continue to upgrade its technology around security, efficiency, transparency, and intelligence, providing users with a more convenient and clear digital service experience.

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Email: [email protected]

Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.

Cover image via depositphotos.com Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.

The Labor Day drop in XRP's price to $1.38 triggered a cascade of forced margin calls, causing a rare market-microstructure anomaly. According to CoinGlass, the asset's hourly liquidation imbalance briefly exceeded 10,535% — the volume of forcibly closed long positions surpassed short sellers' losses by more than a hundredfold.

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At press time, XRP had already rebounded from its local bottom and was trading at $1.3892, forming a reversal pattern on lower time frames.

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Heatmap of cryptocurrency liquidations with highlighted XRP data, Source: CoinGlassThe rapid decline in XRP/USD from its daily high of $1.4150 triggered protective stop-loss orders among highly leveraged traders. While most of the market's attention was focused on large daily losses in Bitcoin ($10.72 million) and Solana ($4.55 million), an instant technical storm erupted in XRP's order book.

Why XRP's local sell-off is not yet a reason to panicThe underlying cause of the aggressive long squeeze was overcrowded positioning near the critical Liquidation Max Pain zone. On the monthly horizon, XRP's price came close to the point of maximum pain for sellers — Short Max Pain at $1.4368. Traders who accumulated long positions in anticipation of an inevitable breakout above this barrier created an excessive concentration of orders sensitive to any price fluctuations.

The price is now only 3.94% below the short-side pain level, where $9.20 million in bearish positions could be liquidated. Meanwhile, the long-side level — Long Max Pain at $0.9837 — remains more than 28.83% below the current price, with $24.29 million in potential liquidations. This confirms the local nature of the current shakeout.

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Exchanges reacted to the incident in opposite ways. KuCoin and Gate recorded net capital outflows, with open interest falling by 5.16% and 4.07%, respectively. Meanwhile, MEXC and Bybit became the epicenters of the speculative battle. Daily trading volume on MEXC jumped 118.32% as traders began aggressively buying the dip during the liquidation event itself.

This impulse-driven buying returned the price to $1.3892. Technical indicators moved out of critically oversold territory, generating a local bullish signal.

The nearest obstacle for buyers is now the resistance level at $1.4010. A breakout above it would confirm the definitive end of the evening's bearish microtrend.

XRP experienced a sharp sell-off during Labor Day, with its price quickly falling to $1.38 and causing an avalanche of forced margin calls. CoinGlass recorded an exceptionally rare market anomaly, as XRP’s hourly liquidation imbalance briefly soared past 10,535%. The number of forcibly closed long positions vastly exceeded short position closures, more than a hundredfold, highlighting the intensity of the event.

Following the sudden plunge, XRP managed to recover from its local bottom and climbed back to $1.3892. On the lower time frames, a reversal pattern began to form, signaling renewed optimism among short-term traders.

The abrupt drop from $1.4150, XRP’s daily high, activated stop-loss orders for highly leveraged traders. While the spotlight remained on significant losses in Bitcoin and Solana, which registered $10.72 million and $4.55 million in daily liquidations respectively, XRP encountered a swift technical disruption in its order book.

Technical pressure and liquidation zonesThe main driver behind the intense long squeeze stemmed from crowded long positions near XRP’s critical “Liquidation Max Pain” zone. On the monthly chart, XRP’s price approached the Short Max Pain level at $1.4368, an area where sellers could see the most losses. Many traders had accumulated long positions, hoping for a decisive break above this threshold, which created a dense concentration of orders highly sensitive to volatility.

Currently, XRP trades only 3.94% below the short-side pain point, with $9.20 million in short positions at risk of liquidation. The Long Max Pain level, sitting at $0.9837, is more than 28.83% below the prevailing price, exposing $24.29 million in potential long-side liquidations. This distribution suggests the turmoil was likely a localized, technical shakeout rather than a broader market reversal.

The price is now only 3.94% below the short-side pain level, where $9.20 million in bearish positions could be liquidated. Meanwhile, the long-side level — Long Max Pain at $0.9837 — remains more than 28.83% below the current price, with $24.29 million in potential liquidations. This confirms the local nature of the current shakeout.

Exchanges show mixed reactions as volumes riseCrypto exchanges responded differently to the volatility. KuCoin and Gate experienced net capital outflows, with open interest declining by 5.16% and 4.07%, respectively. In contrast, MEXC and Bybit witnessed heightened trading activity, becoming centers of speculative interest.

On MEXC, daily trading volume surged 118.32% as traders moved rapidly to buy the dip amid the forced selling. This impulse buying helped restore XRP’s price to $1.3892. Technical indicators, previously deeply oversold, bounced back and flashed a local bullish signal.

The nearest immediate hurdle for bulls stands at the resistance level of $1.4010. Surpassing this area could signal the definitive end of the evening’s bearish momentum and pave the way for broader recovery.

In a fast-moving environment where a surprise Fed decision or an unexpected altcoin listing can prompt rapid price swings, investors are facing increasing challenges managing market data and trade execution across multiple platforms. Many traders have streamlined their process by using privacy-focused tools like CryptoAppsy, which combine real-time charts, coin-specific news, macro indicators, and smart alerts into a single screen without requiring users to create an account.

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XRP still has two major price waves to complete before the altcoin bear market ends, according to crypto market analyst RWA_Investor.

In a recent post on X, the analyst shared an Elliott Wave chart showing XRP rising again before facing another major correction and entering a larger bullish phase.

In other words, the analyst expects more volatility before XRP’s next major uptrend.

XRP Set to Push Toward $2.64–$3.09 The analysis sees XRP’s recent price movement as part of a larger correction in a W-X-Y pattern. From its current level, XRP will first rise toward $1.87–$2.11 before moving even higher.

The main upside target is between $2.64 and $3.09, suggesting that XRP is on track for a potential 2x price run. However, the chart shows that this will not mark the end of the correction. Another major drop will follow before the larger bullish move begins.

XRP chart: Source X One of the most notable aspects of the setup is the projected decline after the rally. Following the move toward the $2.64–$3.09 zone, the chart shows XRP falling back toward approximately $1.42 before beginning another major leg lower.

The analyst’s projection ultimately places Wave (Z) around $0.7451, representing a substantial downside move of approximately 46% from current levels.

Under this structure, XRP will experience a strong rally followed by another major sell-off before the overall corrective pattern is complete. From then on, the market enters a full-fledged bullish phase, according to the analyst.

XRP Remains Up 35% Monthly Despite the bearish long-term scenario outlined in the chart, XRP recent performance remains relatively strong. XRP is trading around $1.39, down 1.38% over the past 24 hours. However, the token remains up approximately 35% over the past month.

The current price also remains well above the chart’s earlier $1.0357 Fibonacci support area, which marks an important level in the analyst’s structure. For now, XRP needs to hold above the $1.40 area and build enough momentum to challenge the $1.87 and $2.11 resistance zones.

Other Analysts’ View on XRP Price Analyst XForceGlobal XRP recently said he expects XRP to first reach $2 and potentially climb to $3–$4 if its bullish trend continues. 

For context, XRP recently dropped more than 22% from $1.70 but has recovered from $1.31 to around $1.40. XForceGlobal believes the current decline may be a final correction before another rally. 

Meanwhile, XRP’s falling reserves on Binance could also support the bullish outlook. Specifically, Binance’s XRP reserves have fallen by about 500 million XRP, from 3.1 billion in November 2025 to 2.6 billion currently. This suggests investors may be moving coins into private wallets for long-term holding.

DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.

Kripto para piyasasında Bitcoin istihdam verilerinin ardından baskı altında kalırken, PONS fiyatındaki sert yükseliş dikkat çekti. Son 24 saatte yaklaşık yüzde 30 değer kazanan PONS, gün içinde 0,97 dolar seviyesine kadar yükselerek yeni bir zirveye ulaştı. Yazı sırasında 0,77 dolar civarında işlem gören PONS, zirveden gelen geri çekilmeye rağmen piyasanın en güçlü performans gösteren altcoinlerinden biri olmayı sürdürüyor. Güçlü işlem hacmi ve artan yatırımcı ilgisi, PONS fiyatının önümüzdeki günlerde yeniden yükseliş denemesi yapabileceğine yönelik beklentileri artırıyor.

PONS Fiyatı 0,97 Doları Gördü PONS, son dönemde gösterdiği güçlü performansla altcoin piyasasının öne çıkan varlıklarından biri haline geldi. Son 24 saatte yaklaşık yüzde 30 yükselen token, gün içerisinde 0,97 dolar seviyesine kadar çıkarak dikkat çekici bir fiyat hareketi gerçekleştirdi. Bu yükseliş, PONS’un kısa sürede yatırımcıların radarına girmesini sağlarken işlem hacmindeki hareketlilik de yükseliş momentumunu destekledi. Ancak 0,97 dolar seviyesinin ardından gelen satışlarla PONS fiyatı yazı sırasında 0,77 dolar seviyesine geriledi. Buna rağmen fiyatın kısa süre içerisinde ulaştığı zirve, alıcıların piyasadaki gücünü gösteren önemli bir gelişme olarak değerlendiriliyor. PONS’un yeniden yükselişe geçmesi halinde 0,90 ve 0,97 dolar bölgeleri yatırımcıların takip edeceği önemli seviyeler olabilir.

İlginizi Çekebilir: Zcash Neden Yükseliyor? Arkasındaki Detaylar!

PONS fiyatındaki sert yükselişin arkasında artan alım ilgisi ve altcoin piyasasındaki hareketlilik bulunuyor. Bitcoin’in 82.000 dolar seviyesinden geri çekildiği ve büyük hacimli altcoinlerin önemli bölümünün değer kaybettiği bir ortamda PONS’un pozitif ayrışması dikkat çekiyor. PONS’un kısa sürede güçlü bir yükseliş gerçekleştirmesi, yatırımcıların yüksek momentum gösteren altcoinlere yöneldiğini ortaya koyuyor. Özellikle yeni zirvelerin görülmesi, piyasada FOMO etkisinin oluşmasına neden olabilir. Bununla birlikte hızlı yükselen varlıklarda kâr satışlarının da sert gerçekleşebileceği unutulmamalı.

PONS Fiyatı Yükselmeye Devam Edebilir mi? PONS’un 0,97 dolar seviyesine kadar yükselmesi, tokenın mevcut yükseliş trendinde önemli bir momentum yakaladığını gösteriyor. Yazı sırasında 0,77 dolar civarında işlem gören PONS’un öncelikle kaybettiği seviyeleri geri kazanması önem taşıyor. Fiyatın yeniden 0,90 dolar üzerine çıkması halinde 0,97 dolar zirvesinin yeniden test edilmesi gündeme gelebilir. Alım hacminin güçlü kalması ve genel altcoin piyasasında risk iştahının artması durumunda PONS için yeni tüm zamanların en yüksek seviyeleri de gündeme gelebilir. Ancak 0,77 dolar çevresindeki hareketin zayıflaması, kısa vadede daha derin bir düzeltme yaşanması riskini artırabilir.

Bitcoin, güçlü ABD istihdam verilerinin ardından 82.000 dolar seviyesinden geri çekilerek 79.000 doların altını test etti. Piyasanın en büyük altcoinlerinde de satış baskısı görülürken ETH 2.500 dolar seviyesini kaybetti, XRP 1,40 dolara geriledi ve XMR yüzde 5’in üzerinde değer kaybetti. Bu tablo içerisinde PONS’un yaklaşık yüzde 30 yükselerek 0,97 dolara kadar çıkması, tokenın piyasanın geri kalanından güçlü şekilde ayrıştığını gösterdi. DASH de yaklaşık yüzde 25 yükselirken BNB, NEAR, DOT, TAO ve LTC gibi bazı altcoinler pozitif bölgede kaldı.

Değerlendirme PONS fiyatı, kısa sürede gerçekleştirdiği güçlü yükselişle altcoin piyasasının en dikkat çeken varlıklarından biri haline geldi. Gün içerisinde 0,97 dolar seviyesine kadar çıkan PONS’un yazı sırasında 0,77 dolar civarında işlem görmesi, zirve sonrası kâr satışlarının yaşandığını gösteriyor. Fiyatın yeniden 0,90 dolar ve ardından 0,97 dolar seviyelerini aşması halinde yükselişin yeni zirvelere taşınma ihtimali güçlenebilir. Buna karşılık mevcut seviyelerin korunamaması durumunda daha sert bir düzeltme görülebilir. Bu nedenle PONS yatırımcıları, özellikle işlem hacmini ve 0,77 dolar çevresindeki fiyat hareketini yakından takip etmeli.

Son Dakika kripto para haberleri için hemen tıkla.

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Amendment Clears Threshold With Days to GoThe XRP Ledger is approaching a significant protocol upgrade. The fixCleanup3_3_0 amendment holds 82.86% validator support, with 29 of 35 validators casting yes votes, and is on track to activate on the mainnet on September 11 if that backing holds through the final days of the voting window.

The amendment entered voting on August 6 and first crossed the 80% support mark on August 28, triggering the two-week activation countdown. That countdown now has five days left to run.

Activation is not guaranteed. If support slips to 80% or below at any point, the amendment is rejected and the 14-day window resets from scratch. September 11 is the earliest possible date, not a fixed deadline.

What the Upgrade Actually ChangesThe fixCleanup3_3_0 amendment is a bundled collection of 11 fixes spanning Single Asset Vaults, the Lending Protocol, Automated Market Makers, the permissioned DEX, Checks and pseudo-accounts. Rather than introducing a new headline feature, the upgrade focuses on hardening existing functionality across several interconnected components.

Among the changes, freeze and deep-freeze checks are unified for transfers involving pseudo-accounts across multiple vault, AMM and lending transactions. The upgrade also addresses order-book edge cases: hybrid offers will no longer be removed from the open order book when the account that placed them loses access to a permissioned domain, and AMM liquidity will factor into quality estimates for permissioned DEX order books. Additional precision and rounding fixes apply to Single Asset Vaults and the Lending Protocol.

The amendment follows two earlier fix upgrades, fixCleanup3_1_3 and fixCleanup3_2_0, which activated on the XRPL mainnet in May and July respectively. The pattern reflects a steady maintenance cadence on the ledger's newer feature set, with each software release shipping a bundle of corrections that validators then vote through on their own schedule.

Under the XRP Ledger's amendment system, protocol changes are written into server software in a disabled state and stay disabled until validators vote them on. Once an amendment holds above 80% support for a continuous two-week period, it activates automatically and applies permanently to all subsequent ledger versions, with no hard fork or manual coordination required.

Sources:
U.Today: Five Days Left: Major XRP Fix Upgrade Set for September Activation
CoinOtag: XRP Ledger fixCleanup3_3_0 Nears Sept. 11 Activation at 82.86% Validator Support
XRPL.org: Known Amendments

One billion tokens hit the open market on September 1. Instead of dumping, XRP rallied. The monthly escrow release that once spooked retail traders has become background noise for an asset that just logged its strongest on-chain quarter in years.

Summary

Ripple released 1 billion XRP (worth roughly $1.38 billion) from escrow on September 1, 2026, reducing locked supply to 31.28 billion tokens. XRP climbed 28.5% in August, its best August since 2021, touching $1.70 before settling near $1.42, absorbing the escrow release without flinching. Payment volume on the XRP Ledger surged 521% in a single week in late August, driven by larger institutional-scale transfers rather than retail activity. Spot XRP ETFs, approved in March 2026, pulled in $153.55 million in August alone, with $150.28 million arriving in the final two weeks. RLUSD, Ripple’s stablecoin, crossed $2.32 billion in market cap, cementing its position as the dominant stablecoin on XRPL and a growing force on Ethereum. For eight years, Ripple’s monthly escrow unlock has played out like clockwork. On the first day of every month, the XRP Ledger’s built-in escrow contracts release up to 1 billion XRP into Ripple-controlled wallets. Each time, a wave of anxious posts floods social media. Each time, traders brace for a dump that rarely arrives. And each time, the market moves on.

September 1, 2026, was no different in mechanics. Whale Alert flagged three transactions: 500 million, 400 million, and 100 million XRP, all released from escrow within minutes. The total haul was worth about $1.38 billion at the time. What was different, though, was everything around it.

XRP had just posted its best August in five years. Active addresses on the ledger were at all-time highs. Spot ETFs were pulling in nine-figure inflows. Ripple, freed from its four-year SEC battle, was signing deals with names like Deutsche Bank and JPMorgan. The billion-token release landed in a market that was not scared of it anymore, and for good reason.

This is the story of how the scariest thing about XRP became one of the least interesting.

The anatomy of a billion-token unlock The escrow program dates back to December 2017, when Ripple locked 55 billion XRP into time-based contracts on the XRP Ledger. The idea was straightforward: remove the supply overhang that critics used to argue XRP was centrally controlled. The protocol would release up to 1 billion tokens on the first of each month, and anything Ripple did not sell would go back into escrow at the end of the queue.

Nine years later, the program has released tens of billions of XRP. Ripple’s escrow balance has dropped from 55 billion to 31.28 billion as of the September release, according to crypto.news data on XRPL escrow mechanics. But the net effect on circulating supply has been modest. Ripple typically re-escrows 700 to 900 million XRP each month, leaving only 100 to 300 million for operational use, OTC liquidity deals, or institutional payments.

The math is simple. A billion tokens sound alarming. But when 70 to 90 percent go right back into lockup, the actual supply entering the market is a fraction of the headline number. Historical data backs this up: monthly escrow releases have produced average 7-day price swings of negative 3.1% to positive 1.7%, with 30-day volume bumps of 15 to 22 percent. Not nothing, but not the catastrophic sell events that early critics predicted.

Compare that to traditional equity markets. When a public company’s lockup period expires and insiders can sell, the stock often drops 5 to 15 percent in a single session. XRP’s monthly unlock is milder than a typical IPO lockup expiry. The difference is predictability. Everyone knows when the tokens are coming. Everyone knows how many. And everyone knows Ripple’s historical re-escrow behavior. There is no information asymmetry, which means there is no panic.

What changed in 2025 and 2026 is the market’s understanding of this pattern. Early on, every unlock triggered panic selling by traders who saw a billion-token dump incoming. Now the unlock is priced in, discussed in advance, and absorbed within hours. The September release barely moved the needle. XRP was trading at $1.38 when the tokens unlocked and was at $1.42 five days later.

August’s 28% rally and what powered it To understand why the escrow release landed softly, you need to understand what August looked like for XRP.

The token entered August near $1.10, having spent most of the summer in a grinding consolidation. By mid-August, something shifted. Whale accumulation picked up sharply. Spot ETF inflows, which had been trickling in since the March 2026 approvals, turned into a firehose. And on-chain metrics started flashing signals that had not appeared since the post-settlement euphoria of late 2025.

By August 28, XRP had touched $1.70, a 28.5% gain for the month and its strongest August performance since 2021. Nearly all the momentum arrived in the final two weeks, coinciding with $150.28 million in ETF inflows during that stretch. The total August ETF inflow figure hit $153.55 million, meaning the first half of the month contributed less than $4 million.

The pattern suggests institutional buyers, not retail speculators, drove the move. Retail volume on major exchanges actually declined slightly during the rally. The money came from funds, from ETF creation baskets, and from OTC desks serving institutional clients. That is a fundamentally different kind of buying pressure than the speculative waves that defined previous XRP rallies.

As of September 6, XRP sits near $1.42. It gave back some of the August gains, which is consistent with a historical pattern: in seven of the last eight years, XRP’s September has moved in the opposite direction of its August. Both times August rose, September fell, dropping 14% in 2020 and 19.6% in 2021. Whether that pattern holds this time depends on factors that previous Septembers did not have, including spot ETFs, institutional pipelines, and a Fed meeting on September 15 and 16 with fresh projections.

There is a reasonable argument that the seasonal pattern breaks this year. In 2020 and 2021, XRP had no ETFs, no regulatory clarity, and an active SEC lawsuit hanging over it. The buyers were almost entirely retail. This time, the August rally was driven by ETF creation baskets and OTC institutional flows. That type of capital does not rotate out on a monthly candlestick pattern. It stays because it was allocated with a multi-quarter or multi-year time horizon. The seasonal bears might be right on a short-term pullback, but calling for a 15 to 20 percent September decline requires ignoring every structural change that has happened in the past 12 months.

The 521% payment volume spike, explained On August 26, the XRP Ledger recorded a payment volume surge that grabbed headlines: a 521.1% increase, pushing daily payment volume to roughly 488.4 million XRP. Numbers like that sound transformative. The reality is more nuanced, but still meaningful.

The number of individual payment transactions actually fell 10.5% that day, to around 388,900. What spiked was the size of each transaction. Fewer payments, but each one carrying dramatically more value. This points to institutional or enterprise-scale activity: treasury movements, cross-border settlement batches, or large OTC transfers.

Crypto.news reported that XRP had its best month since the SEC settlement, and the on-chain data supports that framing. Active addresses on the XRP Ledger hit 2.26 million in August, more than double July’s 1.02 million. The 7-day moving average for daily active addresses reached 1.34 million, a new all-time high, surpassing the previous record of 1.22 million set in March 2025.

JUST IN: Ripple Prime expands HyperLiquid integration with HIP-3 symbols, institutions now get onchain perps for gold, silver & oil pic.twitter.com/bH77x5ClGu

— crypto.news (@cryptodotnews) March 31, 2026 Total value locked on the XRP Ledger rose from $32.31 million in July to $44.42 million in August. That figure looks small compared to Ethereum or Solana, but the trajectory matters more than the absolute number. XRPL was never designed to be a DeFi playground. Its core use case is payments, and the payment volume numbers tell a story of growing real-world usage at scale.

The 521% spike was not a sign that XRPL usage sextupled overnight. It was a sign that the entities using the ledger are moving bigger money. And bigger money, in the world of cross-border payments, is precisely what Ripple has been building toward for a decade.

Post-settlement Ripple is a different company On August 11, 2025, the SEC and Ripple Labs jointly dismissed their appeals, ending a legal battle that had consumed both parties since December 2020. Ripple paid $125 million in fines. XRP spiked 11% on the news. But the real impact was not the price jump. It was what happened in the months after.

The settlement preserved a crucial judicial ruling: XRP sold on public exchanges does not qualify as a security. Institutional sales remain subject to securities law, but the secondary market got a clean bill of health. That distinction gave XRP a level of regulatory clarity that most competing tokens still lack, and it opened doors that had been bolted shut for years.

Within months of the settlement, Ripple closed its $1.25 billion acquisition of Hidden Road, creating the first crypto-native global prime brokerage. The deal, announced in April 2025 and closed in October, brought clearing, financing, and multi-asset market access under the Ripple umbrella. Hidden Road, now operating as Ripple Prime, has tripled in size since the acquisition, with client collateral doubling and average daily transactions climbing past 60 million.

Ripple did not stop there. The company went on an acquisition spree, spending roughly $4 billion total on deals including GTreasury, Rail, Standard Custody, and Palisade. It secured conditional approval for a national trust bank. It raised at a $50 billion valuation. This is not the scrappy fintech startup that spent four years fighting the SEC. This is a company building a full-stack financial infrastructure play, and the settlement made all of it possible.

The ETF effect and institutional pipeline When the SEC approved multiple spot XRP ETFs in March 2026, skeptics wondered whether anyone would actually buy them. Bitcoin and Ethereum ETFs had the advantage of broad name recognition. XRP was the asset that had been labeled a potential security for years. Would institutional allocators touch it?

The answer came quickly. Within 60 days, cumulative inflows into spot XRP ETFs exceeded $1.5 billion, making them the fastest crypto ETF category to reach that milestone since the Ethereum ETF launch in 2024. Products from Bitwise, 21Shares, and Canary Capital led the pack.

The approval was made possible by two regulatory shifts. The CLARITY Act, which passed in early 2026, provided the legislative framework for digital commodity classification. And the SEC and CFTC jointly classified XRP as a digital commodity under the same framework used for Bitcoin and Ethereum spot ETFs. For institutional investors who had been waiting for unambiguous legal status before allocating, the ETF approvals were the green light.

The corporate treasury pipeline also opened. Evernorth now holds $1 billion in XRP reserves. Trident Digital Tech Holdings holds $500 million. Webus International added $300 million. These are not speculative bets by crypto-native funds. These are corporate balance sheet allocations, the kind of money that tends to stay put.

Institutional trading volumes spiked 208% following the settlement and ETF approvals, reaching $12.40 billion. That volume has not retreated much since. The market structure around XRP has shifted from retail-dominated to institutionally anchored, and that shift explains why events like the monthly escrow unlock barely register anymore.

RLUSD and the stablecoin flywheel Ripple’s stablecoin, RLUSD, launched in December 2024. By September 2026, it has reached a $2.32 billion market cap, with $963 million issued on the XRP Ledger and $1.1 billion on Ethereum. For context, it took USDC years to reach that level. RLUSD did it in under two years.

The growth is not accidental. Ripple wired RLUSD directly into its institutional infrastructure. Through Ripple Prime (the rebranded Hidden Road), RLUSD became the first stablecoin to enable cross-margining between digital assets and traditional markets. Institutional clients using Ripple Prime can post RLUSD as collateral for FX, derivatives, and fixed income trades. That is not a crypto use case. That is a capital markets use case, and it explains why the stablecoin is growing so fast.

Transfer volume hit $18.4 billion in Q1 2026 alone, with more than 55% of that activity concentrated in March. RLUSD now holds 88% of all stablecoin liquidity on the XRP Ledger. Partnerships with Mastercard, JPMorgan, OKX, and Ondo Finance have expanded its reach into spot trading, derivatives, and tokenized finance.

The flywheel works like this: more RLUSD adoption means more transaction volume on XRPL, which means more demand for XRP as a bridge asset, which attracts more institutional participants, who bring more RLUSD demand. Each piece reinforces the others. And unlike speculative token demand, stablecoin-driven demand tends to be sticky. Once a treasury operation is built around RLUSD rails, switching costs are high.

The partnership map Ripple’s partnership strategy in 2026 reads like a company that no longer needs to prove it belongs in traditional finance. It is already there.

February 2026 was the landmark month. Deutsche Bank integrated Ripple’s payment infrastructure for cross-border transfers and FX operations. Aviva Investors partnered to tokenize fund structures on the XRP Ledger. Societe Generale’s SG-FORGE launched its euro stablecoin EURCV on XRPL. Zand signed on for stablecoin solutions. Figment expanded custody services.

In July, the next wave arrived: Mastercard, JPMorgan, OKX, and Ondo Finance. Each partnership targets a different piece of the financial stack. Mastercard brings card network integration. JPMorgan brings interbank settlement. OKX brings exchange liquidity. Ondo Finance brings tokenized treasuries.

In Asia, Ripple secured its third Korean partnership with Jeonbuk Bank for cross-border transfers, following deals with K Bank and Kyobo Life Insurance. Ripple Payments now handles more than $15 billion a month through on-demand liquidity, working with over 300 institutions across 55 countries.

The XRP Ledger itself is evolving. Ripple’s FinTech Builder Program supports startups building institutional-grade applications on XRPL, providing structured support from product design through market launch. The ledger has processed 2 million AI-agent payments, a small but growing use case as autonomous agents need fast, cheap settlement rails. When two AI systems need to settle a microtransaction in under four seconds with fees measured in fractions of a cent, the XRP Ledger is one of the few networks that can do it without congestion or fee spikes. Upcoming protocol upgrades include enhanced privacy features, improved programmability, and greater interoperability with other blockchains using zero-knowledge technology, with on-chain lending as a major development focus.

The AI payments angle deserves attention. Ripple Payments handled $1.3 trillion in transactions in Q2 2025 alone, working with more than 300 institutions across 55 countries and moving roughly $15 billion a month through on-demand liquidity. If even a small fraction of AI-agent commerce routes through XRPL over the next two years, the transaction volume numbers will look very different than they do today.

Three conditions analysts say XRP needs for sustained recovery are all being met: regulatory clarity, institutional adoption, and network utility growth. The question is no longer whether XRP has a use case. It is whether the market will price the use case in before or after the next macro catalyst.

Why the escrow narrative died There was a time, not long ago, when Ripple’s escrow program was the single biggest bear case against XRP. Critics argued that 1 billion tokens hitting the market every month created permanent sell pressure. They pointed to Ripple’s balance sheet, which held (and still holds) billions of XRP, as evidence that the company was dumping on retail investors.

That narrative has collapsed for three reasons.

The re-escrow rate has been consistent. Ripple has re-locked 70 to 90 percent of every monthly release for years. The net addition to circulating supply is a fraction of the headline number. In January 2026, Ripple re-escrowed roughly 700 million of the 1 billion released. The pattern has been so consistent that it is now baked into every serious valuation model.

The market grew into the supply. When the escrow program started in 2017, XRP’s total market cap was a fraction of what it is today. A billion-token release represented a meaningful percentage of daily volume. Now, with XRP’s market cap around $82 billion and daily trading volume regularly exceeding $1 billion, the monthly release is proportionally much smaller. The market can absorb it without disruption.

Institutional demand created a floor. ETF creation baskets, corporate treasury allocations, and Ripple Prime’s collateral requirements all create ongoing demand for XRP. That structural demand did not exist in 2018 or 2020 or even 2024. It exists now, and it acts as a sponge for newly unlocked supply.

The escrow unlock is not bullish or bearish. It is a scheduled, predictable, well-understood event in a market that has moved far beyond the point where supply-side scares drive prices. The September 1 release proved it. A billion tokens were unlocked, and XRP went up.

What to watch The next few weeks will determine whether XRP holds its August gains or follows the historical September pattern of giving them back. Here are the signals that matter:

Fed meeting, September 15 to 16. The Federal Reserve’s September meeting includes fresh economic projections and a dot plot update. A dovish shift could fuel risk assets broadly. A hawkish surprise would pressure everything, including XRP.

ETF flow direction. August saw $153.55 million in inflows. If September maintains that pace, XRP likely holds above $1.35. If flows reverse, the $1.20 support level comes into play.

RLUSD market cap trajectory. The stablecoin crossing $2.5 billion would signal continued institutional adoption. A stall or decline would raise questions about the sustainability of the XRPL flywheel.

On-chain activity. Active addresses staying above 1.3 million on a 7-day average would confirm that August was a structural shift, not a temporary spike.

Ripple Prime volume. Hidden Road’s rebranded prime brokerage is processing 60 million daily transactions. Growth in that number is a direct proxy for institutional engagement with the Ripple ecosystem.

October 1 escrow release. Another billion tokens will unlock. The market’s reaction, or lack of reaction, will confirm whether the escrow narrative is truly dead or merely dormant.

Disclaimer: This article is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Cryptocurrency investments carry significant risk, including the potential loss of principal. Always conduct your own research and consult with a qualified financial advisor before making investment decisions. Published September 7, 2026.

How much XRP did Ripple unlock from escrow on September 1, 2026? Ripple released exactly 1 billion XRP from escrow on September 1, 2026, in three separate transactions of 500 million, 400 million, and 100 million tokens. At the time of release, the tokens were worth approximately $1.38 billion. Ripple’s total escrow balance dropped from 32.28 billion to 31.28 billion XRP as a result.

Does the monthly escrow unlock crash XRP’s price? Historical data shows that monthly escrow releases produce average 7-day price swings of negative 3.1% to positive 1.7%. The September 2026 release had essentially no negative impact, with XRP trading higher five days after the unlock. Ripple typically re-escrows 700 to 900 million XRP each month, so the net supply entering the market is 100 to 300 million tokens, not the full billion.

What are XRP spot ETFs and how much money have they attracted? The SEC approved multiple spot XRP exchange-traded funds in March 2026, including products from Bitwise, 21Shares, and Canary Capital. Within 60 days, cumulative inflows exceeded $1.5 billion. In August 2026 alone, spot XRP ETFs attracted $153.55 million in new investment, with the majority arriving in the final two weeks of the month.

What is RLUSD and why does it matter for XRP? RLUSD is Ripple’s USD-backed stablecoin, launched in December 2024. It has reached a $2.32 billion market cap, with tokens issued on both the XRP Ledger and Ethereum. RLUSD matters because it drives transaction volume on XRPL, creates demand for XRP as a bridge asset, and serves as institutional collateral through Ripple Prime. It holds 88% of all stablecoin liquidity on the XRP Ledger.

How did the Ripple SEC settlement affect XRP? The SEC and Ripple jointly dismissed their appeals in August 2025, ending a legal battle that began in December 2020. Ripple paid $125 million in fines. The settlement preserved a key ruling: XRP sold on public exchanges is not a security. This gave XRP regulatory clarity that most competing tokens lack and opened the door for ETF approvals, corporate treasury allocations, and institutional adoption at scale.

What caused the 521% payment volume surge on the XRP Ledger? On August 26, 2026, payment volume on the XRP Ledger spiked 521.1% to roughly 488.4 million XRP. The surge was driven by larger individual transactions rather than more transactions (the number of payments actually fell 10.5%). This pattern suggests institutional or enterprise-scale activity, such as treasury movements or cross-border settlement batches, rather than a broad increase in retail usage.

What is Ripple Prime and how does it relate to XRP? Ripple Prime is the rebranded Hidden Road, which Ripple acquired for $1.25 billion in 2025. It is the first crypto-native global prime brokerage, offering institutional clients clearing, financing, and access to FX, derivatives, fixed income, and digital asset markets. Hidden Road migrated its post-trade activity to the XRP Ledger and uses RLUSD for cross-margining, creating structural demand for both XRP and RLUSD.

Is XRP a good investment right now? XRP is in a stronger structural position than at any previous point in its history, with regulatory clarity, approved spot ETFs, institutional adoption, and growing network utility. The token trades near $1.42 as of September 6, roughly 57% below its July 2025 cycle high of $3.65. Whether it represents a good investment depends on individual risk tolerance, time horizon, and portfolio allocation strategy. This is educational analysis, not investment advice.

Is XRP a good investment right now? XRP is in a stronger structural position than at any previous point in its history, with regulatory clarity, approved spot ETFs, institutional adoption, and growing network utility. The token trades near $1.42 as of September 6, roughly 57% below its July 2025 cycle high of $3.65. Whether it represents a good investment depends on individual risk tolerance, time horizon, and portfolio allocation strategy. This is educational analysis, not investment advice.

Crypto analyst Philanthrop has argued that the current focus on $XRP price fluctuations between $1 and $10 distracts from what he sees as the token’s long-term potential. According to Philanthrop, a fundamental transformation for XRP will only occur if the cryptocurrency reaches an unprecedented $1,000 valuation.

Retail trading versus institutional infrastructurePhilanthrop draws a clear distinction between XRP’s function as a retail trading asset and its possible future as institutional infrastructure. He views the $1–$10 price range as typical of retail assets—driven by sentiment, short-term trades, and speculation.

In this band, investors buy and sell based on daily moves, technical signals, and momentum. The price action is largely determined by how individual traders react to market swings. This environment, Philanthrop suggests, is straightforward and familiar to anyone observing retail crypto markets.

However, Philanthrop claims that if XRP’s value were to surpass $1,000, a different scenario would unfold. He describes this level as “infrastructure pricing,” indicating that XRP would evolve from a speculative asset to a fundamental tool for large-scale, institutional value transfer.

He notes that, in such a scenario, XRP’s value would be based less on speculative excitement and more on the necessity for institutions to move substantial sums efficiently. The pricing framework, in this case, derives from utility and volume rather than retail psychology.

Utility-driven value and the Bitcoin cyclePhilanthrop contends that XRP’s path toward $1,000 would require a reimagining of its use case in global finance. He outlines a scenario in which XRP becomes indispensable for cross-border settlements, driving demand among financial institutions rather than retail traders.

To support his argument, Philanthrop references recurring Bitcoin cycles consisting of multi-year bull runs and corrections. He suggests that these patterns could set a precedent for similar movements in XRP, particularly if the asset gains new levels of adoption within financial infrastructure.

The analyst cautions that present-day observers often misprice XRP due to their focus on current market conditions and retail trading behavior. He characterizes this as “the biggest mistake,” emphasizing that potential future utility could eclipse all previous valuation models.

Acceleration in crypto and real-world asset tokenizationWhile digital assets like $XRP remain closely monitored by both retail and institutional players, Philanthrop’s framework emphasizes the importance of watching critical transition points and major resistance levels. In broader financial markets, the adoption of Web3 platforms such as 1stepSwap is accelerating changes in how assets are held and transacted. Investors now directly store shares of major U.S. companies, gold, and silver in crypto wallets, bypassing traditional brokers. This shift is powered by real-world asset tokenization and automated pricing technologies that remove intermediaries and enable direct, instantaneous market exposure.

Roadmap to institutional adoptionPhilanthrop points out that the transition from $2 to $3 in XRP’s price is less significant than a transformation from retail use to institutional necessity. He is explicit in stating that this shift has not yet happened, but considers it the critical trend to observe. If XRP’s operational role expands, the pricing mechanisms, he says, would dramatically change to reflect new forms of demand and utility.

Timing also plays a role. Philanthrop believes that if the transition does take place, retail participants may only become aware of it after significant repricing has already begun. This, he suggests, could mean that the most meaningful phase of price development arrives discreetly and catches many off guard.

He asserts that as soon as XRP pivots from speculation to critical infrastructure in financial settlements, its valuation will be recalculated according to entirely new criteria. At that point, retail trading patterns will have little influence on overall price discovery.

PC: San Francisco State University

A self-made billionaire couple gave San Francisco State University a $25 million gift, with a large portion of the donation made in XRP, making it one of the biggest cryptocurrency contributions to US higher education at the time.

Chris Larsen, an SF State alumnus, and his wife Lyna Lam donated to the Rippleworks Foundation in April 2019. The gift established funds for the university’s College of Business and supported new initiatives focused on innovation, entrepreneurship and financial technology. According to San Francisco State University, the XRP contribution was the institution’s first digital asset donation and ranked among the largest digital asset gifts made to a US university.

The donation also led California State University to rename the College of Business the Lam Family College of Business. The couple had supported SF State since 2001, with previous contributions exceeding $800,000 for scholarships, education, science and business initiatives.

How did San Francisco State get its first $25 million XRP donation

In April 2019, San Francisco State University President Leslie E. Wong announced the $25 million donation from Chris Larsen, Lyna Lam and the Rippleworks Foundation.

The gift established the Chris Larsen and Lyna Lam Funds for the College of Business, intended to strengthen the college’s ability to respond to changes in the business sector. The university said the contribution would also help prepare students for careers as business innovators and entrepreneurs.A large portion of the donation was made in XRP, which the university described as the first digital asset donation in SF State’s history.

The gift was also among the largest donations made in digital assets to a US university at the time. The use of XRP distinguished the contribution from conventional university donations made through cash, securities or other traditional assets. At the same time, the funds were directed towards the university’s business education and innovation programmes.

Image AI generated

The $25 million gift led to a college renaming

The contribution also resulted in the renaming of San Francisco State University’s College of Business.

California State University announced that the college would become the Lam Family College of Business in recognition of the Lam-Larsens’ long-term support and generosity. Chris Larsen, who graduated from SF State with a Bachelor of Science degree in 1984, and Lyna Lam had supported the university since 2001.The $25 million contribution was part of the couple's broader record of giving. Larsen and Lam had donated more than $800,000 to scholarships, education, science and business initiatives across the university, in addition to their gifts to the College of Business.

Their previous support included the Chris Larsen Scholarship Fund in the Graduate College of Education and funding for initiatives in the Biology Department within the College of Science and Engineering.

Donation launched five new business initiatives

Part of the donation established the Lam-Larsen Fund for Global Innovation. The fund was created to bring students, faculty, alumni and outside experts together across disciplines to exchange ideas, explore entrepreneurship and work on solutions to practical problems.

The university said the programme was intended to encourage global awareness while helping students develop an understanding of innovation and responsible business leadership.The fund supported five new initiatives within the College of Business: the Innovation and Entrepreneurship Initiative, Emerging and Developing Economies Initiative, Financial Technology Initiative, Business and Education Technology Initiative, and Centre for Workforce of the Future.

These initiatives were designed to expand opportunities for students and faculty to work across areas including entrepreneurship, financial technology, education technology and workforce development.

Gift honoured Lyna Lam’s family history

The university’s account of the donation also links the Lam-Larsen family’s support to Lyna Lam’s family history. The Lam family, including Lyna’s father Quang Lam, left Cambodia after he led his family’s escape from war and genocide.

The family spent time in refugee camps in Thailand and the Philippines before immigrating to the United States and settling in the Bay Area. The university said the Lam Family College of Business was named in honour of Lyna’s family at Chris Larsen’s recommendation.The $25 million donation was also a lead gift for SF State’s BOLD Thinking campaign. The campaign was more than 90 per cent funded when the donation was announced. The university said the contribution was intended to support its efforts in business innovation and entrepreneurship, while building on the Lam-Larsens’ previous financial support for scholarships and academic programmes.

American political commentator Alex Jones has expressed concerns about a potential scenario in which the US government could impose restrictions on XRP ownership. His remarks sparked a debate with XRPL validator Vet regarding the security of self-custodied XRP.

Government Restriction Scenario Raises DebateDuring a recent broadcast, Jones addressed a question from a listener about whether governments could seize individual holdings of XRP. He played a recording that described a situation where lawmakers might classify XRP as a banking asset and, as a result, limit or ban private ownership.

The speaker on the clip pointed to the US government’s 1933 prohibition on private gold ownership as an example of how authorities previously restricted asset possession. The hypothetical scenario suggested that similar regulations could be applied to crypto assets like XRP in the future.

Discussing precautionary measures, the speaker advised, “Put it in an LLC then put that inside a trust,” referencing the use of legal structures to help protect digital assets in the event of stricter rules.

However, the commentary clarified that current US law does not prevent individuals from owning XRP. The exchange focused on the possibility of future, not present, policy shifts.

Vet Defends Self-Custody and XRPL’s DesignVet, an active validator on the XRP Ledger, responded to Jones’s discussion by posting the broadcast clip on X and offering a different viewpoint regarding self-custodied XRP. XRPL, also known as the XRP Ledger, is a decentralized blockchain network designed for fast, low-cost international payments.

Mini dictionary: XRPL Validator, an individual or entity that operates a server on the XRP Ledger to help confirm transactions and uphold the network’s decentralized security and consensus mechanism.

Vet asserted that XRP in self-custody wallets cannot be seized by the US government or any other party, as long as the individual controls their private keys. He added that the decentralized nature of the XRP Ledger prevents authorities from censoring transactions or unilaterally freezing accounts on the protocol.

The US government can’t seize XRP you hold in self-custody. No one can as long as only you hold your keys, the US can’t censor transactions either on the XRPL.

Vet also challenged the notion that XRP could only be held or controlled by banks, emphasizing the decentralized and permissionless structure of the network.

Clarification and Accurate Reporting of ClaimsFollowing the exchange online, Jones clarified that his comments were not intended as criticism of XRP or its community. He stated that he was simply responding to community questions and did not oppose the digital asset.

I am not against XRP! I was just responding to questions.

Vet acknowledged Jones’s clarification, agreeing that discussion around decentralized monetary systems is valid. He also requested that Jones revise part of his earlier statements regarding alleged government and central bank adoption of XRP. Vet noted that current evidence does not verify claims of official institutional use of XRP at the scale referenced by Jones, and suggested this comment should be amended to reflect the facts.

Focus Remains on Self-Custody and Regulatory RiskThe conversation evolved to center on the distinction between possible future regulation and the inherent safeguards of self-custody. While Jones raised the prospect of legal changes that could mimic historical precedents, Vet repeatedly highlighted that ownership of assets on decentralized networks like XRPL is fundamentally protected by private key control.

Public discussion on this topic continues to circulate among XRP holders, many of whom look to both legal precedent and the technical architecture of the XRP Ledger in assessing the security of their holdings.

Amid a shift in capital flows from Wall Street, US spot XRP ETFs recorded net inflows for 11 consecutive trading days, attracting a total of approximately $170 million during that period. 

Recent data indicates that since the launch of these products, US spot XRP ETFs have seen cumulative net inflows of around $1.68 billion. What do these inflows signify? The sustained influx of capital has heightened market focus on the long-term investment value of XRP, prompting many holders to consider a question: beyond simply waiting for asset appreciation, is it possible to generate additional returns on these digital assets while holding them?

From “holding XRP” to “growing asset value” As US spot XRP ETFs continue to attract capital, XRP is emerging as an asset of interest for both institutional and individual investors in the cryptocurrency market. For the growing number of long-term XRP holders, generating additional returns from their digital assets has become a key priority. Against this backdrop, FTMINING is gaining attention among XRP holders. Rather than simply waiting for price appreciation, investors are increasingly exploring ways to generate extra cash flow through digital asset yield models. While the market remains bullish on XRP’s growth potential, FTMINING’s digital asset management and cloud computing platform offers XRP holders a reliable source of passive income. Users can achieve continuous asset appreciation through an intelligent computing system and daily earnings settlements, all without the need for complex operations.

Mining services provided by FTMINING A model of participating in digital asset mining through remote computing power. Users do not need to purchase mining machines, deploy equipment or maintain mines by themselves. They only need to choose the appropriate computing power solution, and professional mines will be responsible for equipment operation, operation and maintenance management and mining operations. Users will receive corresponding mining benefits based on the purchased computing power.

The FTMINING platform is powered by new or clean energy sources such as hydropower, wind power, and photovoltaics, which not only improves energy utilization efficiency, but also helps reduce operating costs and carbon emissions. Compared with the traditional self-built mine model, cloud mining has lower investment threshold, convenient operation, no need to maintain equipment, and it is easy for novices to participate.

FTMINING getting started guide: Visit the official website: https://ftmining.com

[ Register Account ] ──> [ Select Contract ] ──> [ System Allocates Hashrate ] ──> [ Automatic Payouts ]

(Quick email sign-up)    (Choose currency & term)    (Remote miner connection)    (Daily earnings settled to wallet)

1. Visit the official website: https://ftmining.com. New users receive a $15 sign-up bonus and a $0.75 reward for logging in daily.

2. The platform supports BTC, ETH, LTC, USDT, USDC, XRP, SOL, DOGE, and BCH, eliminating complex currency conversions and making deposits and withdrawals more convenient.

3. Choose the best contract plan; FTMINING offers a variety of contracts to meet different budget and goal requirements. Whether you are seeking short-term gains or long-term returns, we have the right option for you.

(For further details regarding the contract, please visit the official website.)

4. Once the contract is activated, your earnings will accumulate automatically, allowing you to use the service with confidence. The platform automatically records your earnings on a daily basis, and you can monitor changes in real-time via your mobile phone.

FTMINING: A safe, transparent, and trustworthy investment Founded in 2021 and headquartered in the UK, FTMINING is an innovative platform specializing in digital asset management and cloud computing services. It operates within the regulatory frameworks of the UK and the EU, adhering to principles of compliance, security, and transparency, while undergoing regular financial and security audits by third-party organizations.

Technologically, the platform employs multiple security mechanisms—including bank-grade firewalls, cloud security certifications, multi-signature cold wallets, and asset segregation systems—to provide multi-layered protection for user funds.

Conclusion Continued capital inflows into US XRP spot ETFs are further boosting market interest in XRP. Meanwhile, digital asset holders are increasingly seeking yield opportunities beyond mere passive income and capital appreciation. Through the FTMINING platform, investors can generate steady passive income amidst market volatility and achieve dual-layer asset growth, offering an innovative and sustainable investment pathway for long-term investors.

For XRP holders looking to explore yield-generating models for their digital assets, FTMINING presents a compelling option worth considering.

Official Website:https://ftmining.com

Customer Support Email: [email protected]

XRP Healthcare said 4,011 XRPH Wallet accounts were affected by unauthorized transactions beginning Sept. 3, with approximately $452,000 in XRP and related assets removed.

Summary

XRP Healthcare said 4,011 wallets lost approximately $452,000 during unauthorized transactions beginning September 3, 2026. The project traced stolen assets to one Ethereum wallet and contacted exchanges about freezing funds. Users were told to stop using XRPH Wallet while the development team investigated the breach. Independent investigators attributed the compromise to seed phrases transmitted through a staking-related server request process. Former Ripple developers said earlier grant reviews identified project risks, allegations XRP Healthcare publicly disputed. XRP Healthcare traces stolen funds to Ethereum XRP Healthcare initially confirmed unauthorized transactions involving XRP, XRPH, XRPHAI and other assets. The company instructed users to stop using XRPH Wallet until further notice while its developers investigated the compromise.

A subsequent update placed the affected wallet count at approximately 4,011 and the estimated loss at $452,000. The company said investigators traced the assets to one Ethereum address and contacted exchanges and other parties about freezing or recovering them.

Independent on-chain researcher Handy Andy reported that the affected accounts lost 267,664 XRP and approximately 23.2 million XRPH tokens. The researcher said the assets were converted into roughly 445,198 DAI on Ethereum and remained in the destination wallet at the time of the update.

Investigators examine a possible seed phrase leak Independent investigators attributed the XRPH Wallet breach to its staking function. Their analysis alleged that activating staking caused users’ seed phrases to be transmitted to a remote server.

XRP Healthcare had not published source code, server logs or an independent forensic report confirming that explanation when this article was prepared. The seed phrase exposure therefore remains a researcher finding rather than a company-confirmed root cause.

A seed phrase provides control over every private key generated by a wallet. Anyone obtaining it can reproduce the wallet and authorize transactions without accessing the victim’s phone. Crypto.news previously explained how seed phrases function as master recovery keys and why they should never leave the user’s secure environment.

The reported failure resembles a July incident in which a compromised software package transmitted private keys through a fraudulent telemetry function. However, no evidence currently connects the two cases or their perpetrators.

Former Ripple developers revive earlier concerns The breach prompted public criticism from developers previously associated with Ripple and the XRP Ledger ecosystem. BiasGoose said he had rejected an earlier grant application from the project because the application showed what he considered clear warning signs.

He later alleged that the team had misrepresented partnerships in its application. Hazard Cookie said earlier reviewers had identified risks that were not publicly visible at the time.

Former Ripple developer Matt Hamilton also referred to the project’s earlier reputation within the community. These statements represent the developers’ accounts. Public grant records or complete audit documents substantiating every allegation were not available.

Yup was all red flags when I spoke to them before as XRPayNet.

— Matt Hamilton (@HammerToe) September 6, 2026 XRP Healthcare rejected the tone of the criticism and accused former developers of celebrating another team’s losses. Its response called that conduct “genuinely pathetic” and said the company had put its own reputation and capital at risk. The exchange did not resolve the technical questions surrounding the wallet.

Users need new wallets before moving remaining assets XRP Healthcare must now establish the precise entry point, determine when seed information may have been exposed and identify which application versions were affected. A full postmortem should also explain whether the reported server retained seed phrases and who could access them.

Users who created or imported seed phrases into the affected application cannot rely solely on an app update if those phrases were exposed. Remaining funds should be transferred to newly generated wallets using trusted software. Reusing an old seed would preserve the attacker’s access.

The company has not announced a reimbursement program or recovery deadline. It also has not confirmed whether law enforcement or any exchange successfully froze the traced funds. Users should rely on official channels and reject unsolicited recovery offers requesting keys, seed phrases or payments.

The incident follows a wider rise in wallet and infrastructure compromises. As crypto.news reported, operational security failures caused 74% of stolen funds during the first half of 2026. Separately, Ripple’s recent audit program identified 96 vulnerabilities across proposed XRPL amendments, showing the value of testing before software reaches users.

TLDR Retail borrowers averaged 53.5 loans in 2026, marking a 74% surge from the 30.8 loans recorded in 2025. Bitcoin’s collateral share among wealthy users fell to 30.5% while Zcash advanced strongly to a 24.2% share. BlackRock cut IBIT’s in-kind Bitcoin conversion minimum by 96%, reducing the entry threshold to only $1M. IBIT has processed more than $5B in Bitcoin conversions while holding about 3.645% of total BTC supply. Crypto holders turned more often to loans backed by digital assets as market conditions weakened in 2026, according to research from CryptoQuant using CoinRabbit data. Retail users showed the sharpest increase, with average borrowing activity climbing 74% from the previous year. High-net-worth borrowers also increased loan use, while collateral choices shifted toward assets including Zcash.

At the same time, Bloomberg reported that BlackRock lowered the minimum for converting large Bitcoin holdings directly into shares of its iShares Bitcoin Trust ETF, or IBIT, expanding access to another way of retaining Bitcoin exposure without direct custody.

Retail Crypto Borrowing Climbs as Repeat Loans Increase CryptoQuant found that retail users averaged 53.5 loans per borrower in 2026, up from 30.8 in 2025. That represented a 74% increase. High-net-worth users showed a smaller but still notable change, with their average number of loans rising 18% from 16.5 to 19.4.

Crypto-backed lending allows holders to obtain cash without immediately selling their digital assets.  Borrowers generally pledge more collateral than the loan amount because falling asset prices can create liquidation risks or trigger demands for additional collateral.

Repeat borrowing also increased across CoinRabbit during the period analyzed by CryptoQuant. The share of users taking multiple loans rose from 61.9% to 65.1%.

Retail borrowers also waited longer between loans, averaging 21 days compared with 11 days previously. The report does not assign a single cause, but it records a clear rise in borrowing frequency across both major user groups.

Zcash Gains Share as Collateral Preferences Shift Collateral composition changed alongside borrowing behavior. Among high-net-worth users, Bitcoin’s share of pledged assets fell sharply from 57.8% to 30.5%. Zcash reached 24.2% after failing to appear among the previous top 10 collateral assets. 

CryptoQuant linked part of that shift to Zcash’s price rally from about $50 in late 2025 toward $800. Monero, Chainlink, and Cardano also captured larger shares of high-net-worth collateral during the period. Retail borrowers continued to use XRP heavily, although its collateral share fell from 41.7% to 35.2%. Bitcoin remained close behind, while TRON, Stellar, BNB, Kaspa, and Velo also entered the retail collateral mix.

Trading preferences changed as well. Tether and Bitcoin retained the two largest positions by trading volume, while USD Coin moved into third place. Flare, Ether, and Ondo entered the top 10, while Solana, Stellar, and Shiba Inu dropped out.

Together, the CoinRabbit data tracked simultaneous changes in borrowing patterns, collateral selection, and trading activity. A separate shift has taken place among larger Bitcoin holders. Bloomberg reported on Aug. 25 that BlackRock cut the minimum size for converting Bitcoin directly into IBIT shares to $1 million in July.

The threshold had stood at $25 million when the in-kind conversion process first became available.  According to Robbie Mitchnick, BlackRock’s head of digital assets, the fund has processed more than $5 billion through these conversions, up from more than $3 billion when Bloomberg first reported the trend in October.

The process can take more than a week and allows holders to move Bitcoin from private wallets into a regulated fund while retaining price exposure. Mitchnick said concerns, including “kidnappings, ransom demands, and custody failures,” have encouraged some holders to make the switch.

Bloomberg also reported that Bitwise cut its own minimum from $100 million to $3 million. BlackRock’s 96% threshold reduction broadens access to family offices and wealthy individual holders. IBIT currently holds roughly 3.645% of Bitcoin’s total supply and lists net assets of $60.65 billion, while the more than $5 billion processed through its conversion service reflects growing use of the structure.

US-listed Bitcoin (BTC) exchange-traded funds (ETFs) pulled in $986.9 million during the week ending September 4, according to SoSoValue data. Inflows into Ethereum (ETH), Solana (SOL), XRP (XRP), and Hyperliquid (HYPE) products fell between 73% and 96% that week.

Bitcoin funds lifted their weekly haul by 6.7%. The four other major product groups moved in the opposite direction after a strong showing the week before.

Altcoin Funds Give Back a Week of GainsThe week ending August 28 told the reverse story. Bitcoin ETFs took in $924.5 million that week, roughly half the $1.92 billion collected a week earlier.

Solana products jumped 443% to $153.9 million during that stretch. XRP funds climbed 178% to $110.5 million, and Hyperliquid funds reached $56.9 million.

Those gains vanished within five trading days. Solana ETFs took in $6.2 million, XRP funds took in $19 million, and Hyperliquid funds took in $12.3 million.

None of the five recorded a net outflow. The shift, therefore, points to slower buying rather than investors pulling capital out.

Trading activity cooled across the board, including in Bitcoin. Turnover in the Bitcoin funds dropped to $14.5 billion from nearly $19 billion, while Ethereum turnover fell to $4.1 billion.

Change in Weekly Spot ETF Net Inflows, Week Ending September 4 versus Week Ending August 28, 2026. Source: SoSoValue/BeInCryptoFollow us on X to get the latest news as it happens

Prices Refused to Follow the MoneySpot prices stayed narrow across all five assets. Bitcoin gained 2.58% over the five trading days to September 4.

Ethereum rose 1.09%. XRP added 3.02%, while Hyperliquid gained 5.76%.

Solana trailed the group with a 0.18% gain. Its fund assets slipped over the same stretch, to $1.41 billion from $1.43 billion.

Bitcoin opened Friday at its highest price since May 12. The move followed remarks from Federal Reserve Governor Christopher Waller about the coming inflation reading.

The August employment report then landed on the final day of the flow week. Payrolls rose 162,000 against a forecast near 53,000, and traders raised bets on a Fed hike this month.

That reading runs counter to the dovish signal that pulled money into Bitcoin funds on Thursday. The August inflation print, due September 11, will test how the flows hold up.

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In brief Ripple struck a multi-year deal with the University of Florida to feature the XRP logo on the field at Ben Hill Griffin Stadium, plus digital properties and signage, alongside a commitment to fund financial and technology education for student-athletes. It's Ripple's latest college-sports play, following a deal earlier this year to put the XRP logo on Kansas Jayhawks basketball jerseys. The branding push comes as XRP trades around $1.41—up 34.9% over 30 days but down 49.8% on the year. Ripple is taking its crypto-in-college-sports playbook to the Swamp, striking a multi-year marketing deal with the University of Florida that will splash the XRP logo across the field at Ben Hill Griffin Stadium starting this football season.

Florida Athletics announced the deal Friday, saying the XRP branding will appear on the field as well as on digital properties and event signage in Gainesville.

Myriad: Where does XRP price go next? Click to make your prediction.Beyond the marketing, Ripple committed to supporting financial and technology education for Florida student-athletes and the broader campus community, spanning both traditional finance and digital assets. Terms weren't disclosed.

"Florida has a long history of embracing innovation and technology to enhance the experience of our fans and advance our programs," University of Florida Director of Athletics Scott Stricklin said in a statement. "Ripple has established itself as an innovative leader in financial technology, and we're excited to welcome XRP to Gator Nation."

The Gators deal marks Ripple's latest push into college athletics. The company previously struck a multi-year agreement earlier this year to place the XRP logo on the University of Kansas Jayhawks' basketball jerseys, an unusual foray for a crypto brand into the marketing real estate of major college programs.

The branding blitz comes as XRP's price has held steady without much fireworks. The token traded around $1.41 on Friday, up 0.6% over 24 hours, according to CoinGecko, leaving it up about 34.9% over the past 30 days but still down roughly 49.8% over the past year.

Spot XRP ETF demand, a recent tailwind, has cooled: flows were essentially flat on Sept. 4, and as Decrypt reported, the funds recently ended an inflow streak. Decrypt's XRP ETF tracker now reads XRP sentiment as "neutral," though cumulative net inflows still stand at about $1.6 billion.

The sponsorships arrive as Ripple leans into mainstream visibility, having spent years building out its payments, custody, and treasury business and recently rolling out its RLUSD stablecoin.

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The ETFs saw the first red trading day in a month but there's more to the worrying story.

For the eighth consecutive week, the spot XRP ETFs ended in the green, attracting almost $19 million. Although this sounds impressive, the actual number was significantly lower than last week’s figure.

Moreover, Friday ended as a no-inflow day for the first time in about three weeks, reigniting an old dilemma about actual demand.

XRP ETFs Still in the Green The last full week of August was the best for the XRP ETFs in 2026. They gained over $110 million, making it the most impressive one since early December 2025. The first slowdown during the previous business week was felt on August 31, when investors poured in a more modest $5.64 million.

The double-digit net inflows returned on September 1 with $14.38 million, but the trend changed on Wednesday when withdrawals were dominant with $7.20 million taken out. This was the first red day for the Ripple ETFs since August 5.

$6.14 million entered the funds on Thursday, but Friday was a no-show day with SoSoValue data showing flows of $0.00. The good news is that the cumulative total net inflows hit another all-time high of $1.68 billion.

The worrying part of the weekly performance is actually twofold. First, it was Wednesday’s net outflows, which broke a near-one-month streak. Second, it was Friday’s no-reportable flows, which raised concerns that had been forgotten in the past few weeks.

Before the market-wide revival experienced after August 19, the spot XRP ETFs had seven such days out of 11 trading days in August. Nevertheless, the broader weekly performance was still bullish with almost $19 million in net inflows. The streak of consecutive green weeks is up to eight.

You may also like: XRP Trading Activity Hits Highest Level Since February as Price Jumps 8% Over $140M in Shorts Wrecked in an Hour as BTC, ETH, XRP Suddenly Explode Important Ripple News and XRP Price Update: September 3 Spot XRP ETF Inflows. Source: SoSoValue XRP Defends $1.40 Despite the massive inflows of over $110 million during the previous business week, the underlying asset had failed to capitalize and had fallen below the key support at $1.40 last weekend. It dipped further to $1.33 during the new week, but finally found support and surged to $1.45 on Friday.

It was stopped there and pushed south to $1.41 as of press time, which means that it remains above the key support at $1.40. Analysts remain highly bullish on its recent performance, claiming that its bull phase has finally begun. Moreover, Ali Martinez and EGRAG CRYPTO outlined some mind-blowing price targets for the culmination of the bull market, of up to $60.

We break them down in more detail in this article, and review the actual obstacles XRP would have to face on its way to these levels.

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Ripple’s XRP remains in a corrective phase after its sharp August breakout, with buyers struggling to regain control of the key overhead supply zone. The current structure suggests that the market may need more consolidation before another sustained directional move develops.

XRP Price Analysis: The Daily Chart On the daily timeframe, XRP’s explosive rally from the $0.94-$0.97 support zone broke the previous descending structure and pushed the price as high as roughly $1.70. However, the breakout was followed by an equally notable rejection, and the asset has since been unable to establish itself above the $1.45-$1.54 resistance zone.

The price is currently trading around $1.42, just below this major supply area. More importantly, XRP continues to hold above the long-term moving average near $1.27, which has flattened after previously trending lower. This level represents an important structural support for the ongoing recovery.

As long as the $1.27 area holds, the recent weakness can still be viewed as consolidation following an impulsive rally. A daily close above the $1.45-$1.54 resistance zone would strengthen the bullish case and could eventually bring the $1.70 high back into focus. Conversely, losing the $1.27 support would substantially weaken the structure and increase the probability of a deeper retracement toward the lower moving average around $1.15.

XRP/USDT 4-Hour Chart The 4-hour chart highlights a descending channel that has contained XRP since the initial surge. The asset has repeatedly failed to break through the channel’s upper boundary, which is now converging with the crucial $1.45-$1.54 resistance zone.

The latest rebound from around $1.34 has brought XRP back toward $1.42, placing it directly beneath this descending resistance. This makes the current area particularly important. A breakout above the trendline followed by a successful reclaim of $1.45 could signal that the corrective structure is ending, with the $1.50-$1.54 zone becoming the next hurdle.

However, another rejection would preserve the descending structure and could send the token back toward $1.34-$1.38. Below there, the channel’s lower boundary is approaching the $1.27-$1.30 region, which overlaps with a clearly defined support zone.

Therefore, XRP remains caught between improving support underneath and persistent resistance overhead. Until the descending channel is broken, the short-term outlook appears more consistent with continued consolidation and potentially another corrective move rather than an immediate bullish continuation.

Disclaimer: Information found on CryptoPotato is those of writers quoted. It does not represent the opinions of CryptoPotato on whether to buy, sell, or hold any investments. You are advised to conduct your own research before making any investment decisions. Use provided information at your own risk. See Disclaimer for more information.

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Sun 06 Sep 2026 ▪ 5 min read ▪ by Luc Jose A.

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Among declared institutional holders of XRP ETFs in the second quarter of the year, Goldman Sachs held first place. The banking institution thus showed an exposure of 87.45 million dollars as of June 30, far ahead of Jane Street and Millennium Management. In total, the identified banks held 183.5 million dollars in shares. These figures attest to the integration of XRP products on Wall Street, without necessarily showing that these companies directly anticipate a rise in the crypto.

In Brief Goldman Sachs dominates institutional positions with 87.45 million dollars of declared XRP ETFs. Jane Street and Millennium Management complete the podium, far behind the American bank. 13F declarations do not prove a bullish bet by institutions on XRP. XRP ETFs continue their growth, with nearly 1.48 billion dollars in net assets. Institutional positions remain a minority, representing about 12.4% of XRP ETF net assets. Goldman Concentrates Nearly Half of Known Positions While flows into XRP ETFs reach a historic record, the statistics come from 13F forms. These declarations allow the census of various positions held by U.S. managers that oversee at least 100 million dollars of eligible assets.

Goldman Sachs controlled an exposure corresponding to nearly 80.05 million XRP. The banking institution allegedly added the equivalent of 83.15 million tokens during the quarter, according to provided data.

The ranking of the top five banks reveals the lead taken by Goldman Sachs :

Goldman Sachs held 87.45 million dollars of XRP ETF shares ; Jane Street was second with 16.64 million dollars ; Millennium Management followed with 16.20 million dollars ; Intesa Sanpaolo declared an exposure of 14.42 million dollars ; Marex UK Holdings completed the group with 8.12 million dollars. Thus, Goldman Sachs held about 48% of the 183.47 million dollars declared. The top three companies concentrated nearly 120.3 million dollars, or about two-thirds of the total under census.

Consequently, investment advisors dominated various categories with 120.89 million dollars. They had outpaced hedge fund managers, who held 25.08 million. Brokerage firms and banks reported 17.85 and 14.83 million dollars respectively.

James Seyffart, analyst at Bloomberg Intelligence, specified:

Who are the main holders of spot XRP ETFs? Here is data from 13F declarations of the second quarter. Goldman, Jane Street, and Millennium are at the top.

Declarations Do Not Prove a Bullish Bet on XRP The form filed by Goldman Sachs with the SEC encompasses positions held as of June 30. Published on August 14, this data shows the real situation of the banking institution’s holdings.

Banks report on ETF shares, not XRP tokens held directly in their wallets. Managers do not obtain individual ownership of tokens held by the fund either.

It is worth noting that these positions serve various purposes. A bank may acquire shares for its clients, facilitate transfers, or engage in arbitrage. A company like Jane Street may also act as a market maker.

13F forms do not cover all hedges. A bank may hold XRP ETF shares while decreasing its risk through futures, options, or other instruments.

Goldman Sachs’ 87.45 million dollars cannot therefore be presented as a recent XRP acquisition. They do not demonstrate that the bank still holds this exposure either. Upcoming declarations, expected in November, will indicate the progression of these positions.

Institutional Capital Remains a Minority in ETFs XRP ETFs held nearly 1.48 billion dollars in net assets as of September 4. Indeed, their cumulative net inflows reached approximately 1.68 billion dollars, according to SoSoValue data.

The 183.47 million dollars visible in institutional declarations represent about 12.4% of net assets. Most holders therefore do not appear in the ranking. Thus, individual investors and institutions not subject to the 13F form complete the bulk of the market.

Flows also increased after the dates covered by the declarations. From August 18, the ETFs recorded eleven consecutive positive sessions. This series captured nearly 170 million dollars.

On September 3, the products again collected 6.14 million dollars. Franklin Templeton led the session with 3.19 million dollars, ahead of Bitwise and its 2.95 million dollars. Afterward, there were no flows on September 4.

The presence of Goldman Sachs, Jane Street, and Millennium certifies that XRP ETFs are now used by major financial players. It represents a signal of adoption of regulated products, but not yet proof of a sustainable bullish conviction on XRP.

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Luc Jose A.

Diplômé de Sciences Po Toulouse et titulaire d'une certification consultant blockchain délivrée par Alyra, j'ai rejoint l'aventure Cointribune en 2019. Convaincu du potentiel de la blockchain pour transformer de nombreux secteurs de l'économie, j'ai pris l'engagement de sensibiliser et d'informer le grand public sur cet écosystème en constante évolution. Mon objectif est de permettre à chacun de mieux comprendre la blockchain et de saisir les opportunités qu'elle offre. Je m'efforce chaque jour de fournir une analyse objective de l'actualité, de décrypter les tendances du marché, de relayer les dernières innovations technologiques et de mettre en perspective les enjeux économiques et sociétaux de cette révolution en marche.

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The views, thoughts, and opinions expressed in this article belong solely to the author, and should not be taken as investment advice. Do your own research before taking any investment decisions.

XRP Price Prediction: Spot Trading Volume Hits Highest in 6 Months presales XRP

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XRP price is trading around the $1.40 to $1.45 area after a sharp rebound pushed the token back toward $1.50 in a bullish prediction environment. The move followed a volatile week that saw XRP fall into the low $1.30s before recovering alongside the broader crypto market. That rebound has arrived with a notable increase in trading activity.

Binance recorded $7.28 billion in XRP spot trading volume during August, the highest monthly figure since February. Upbit and Bithumb also recorded substantial activity at approximately $4.68 billion and $2.59 billion, respectively.

CryptoQuant contributor Arab Chain highlighted the acceleration as XRP recovered toward $1.45, suggesting participation has increased across several major exchanges rather than being isolated to one venue.

XRP Volume Chart, MacromicroInstitutional demand provides another important piece of the picture, although the latest ETF data is more mixed. U.S. spot XRP ETFs recorded 11 consecutive sessions of inflows worth roughly $170 million before the streak ended Wednesday with $7.2 million in net outflows.

Cumulative net inflows remain around $1.68 billion since launch, meaning the latest reversal has not erased the much larger trend of capital entering XRP investment products.

For Sunday’s outlook, XRP remains caught between improving spot activity and the first signs that ETF demand may be cooling.

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XRP Price Prediction: Hit $1.79 Next Week?XRP’s weekend setup remains defined by a broad $1.30 to $1.50 range, with the token recently trading near the upper half of that band. The $1.30 to $1.32 zone remains important support after buyers stepped in during the latest selloff. Meanwhile, resistance between $1.45 and $1.50 continues to cap the recovery, making a decisive breakout increasingly important for the bullish case.

The surge in activity is notable because exchange outflows also reached a six-month high, while XRPL active addresses reportedly jumped 659%. Together, those metrics point to increased network activity and stronger demand for XRP.

However, for now, neither metric alone confirms accumulation, meaning traders should wait for price confirmation before treating the activity spike as a definitive bullish signal.

The bull case becomes stronger if XRP breaks above $1.50 with sustained volume. Such a move could put $1.60 and then $1.79 on the radar, while more aggressive projections extend toward the $2.50 to $2.90 region. Those higher targets would likely require continued ETF demand, improving market sentiment, and a favorable regulatory backdrop.

The base case is continued consolidation between roughly $1.31 and $1.48 as traders digest the recent surge in activity. A break above $1.50 would shift momentum toward the bulls, while a loss of $1.30 would invalidate the current support structure and expose the low $1.20s.

With XRP ETF inflows having recently cooled after an 11-session streak, the weekend price action could provide an important test of whether underlying demand remains strong.

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Maxi Doge Targets Early Mover Upside as XRP Tests Key LevelsXRP holders riding this six-month volume high are sitting on solid gains, but let’s be honest, a token with a $90 billion-plus market cap isn’t going to 10x from here, no matter how strong the ETF flows get. Diminishing returns are the price of maturity.

That math is exactly why traders looking for asymmetric upside are rotating attention toward earlier-stage plays with room to actually multiply.

Enter Maxi Doge ($MAXI), a meme token built around 1000x-leverage trading culture and a 240-lb canine mascot that embodies the “never skip leg-day, never skip a pump” ethos.

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Crypto analyst Steph Is Crypto has published a comprehensive technical review of $XRP, outlining what he views as a significant shift in the asset’s market structure. According to Steph, XRP is currently consolidating near $1.40 after breaking out of a compression pattern that defined its price movement for months. He has identified a technical price target of $3.65 based on recent chart action.

The weekly breakout and price targetsSteph focuses on XRP’s weekly chart, observing that the asset has traded within a defined bear market structure since July 2025. He describes this period as a prolonged falling wedge, characterized by a downward resistance line and a corresponding downward support.

Recently, XRP broke above the wedge, closing with what Steph describes as a “beautiful weekly candle.” This breakout, he calculates, sets an upper technical target at the top of the wedge, near $3.65, which also marks XRP’s all-time high.

On lower time frames, Steph notes that XRP has also moved above a short-term bull flag, setting a shorter-term target above $2. He views the current price action as a bullish consolidation phase before a possible renewed uptrend.

Steph points to the importance of the weekly breakout, noting that the structure gives a technical price target at the previous all-time high of $3.65. He suggests that the recent consolidation reflects positioning before the next move upward.

Crucial support and resistance levelsSteph highlights $1.30 as a critical support level for XRP. In his analysis, maintaining this level is necessary for the bullish trend to persist. Should XRP fall below $1.30, he warns that a deeper correction could follow before any renewed upward momentum is possible.

To the upside, $1.46 stands as a major resistance and confirmation point. Steph argues that a decisive move above this level would indicate that XRP is likely entering a new phase targeting values above $2 in the near term.

While many traders focus on classic support and resistance lines, a new paradigm is emerging for how investors access large markets. While traditional markets rely on complex brokers, a massive shift is happening: Wall Street is moving to Web3. Investors are now using platforms like 1stepSwap to hold shares of major U.S. companies, gold, and silver directly in their crypto wallets. By tokenizing Real-World Assets (RWAs) and automatically finding the best market prices in seconds, this approach completely removes the middlemen.

Retail interest and sentiment signalsSteph references Google Trends data, noting that search volume for XRP spiked in mid-August but has since dropped to its lowest point in 90 days. On a 12-month basis, retail interest is near its lowest level in a year.

He considers this a constructive market signal, linking low retail attention to periods when savvy investors could be quietly entering positions. Notably, high retail activity in July 2025 marked a local peak and a potential profit-taking window.

According to Steph, “Whenever no one is interested, you want to be interested in the crypto market.” He explains that low retail enthusiasm can precede significant price movement, while previous peaks in attention have often coincided with local tops.

Outlook for XRPBased on the current breakout pattern and technical setups, Steph expects XRP could reach its all-time high of $3.65 in the coming weeks or months. However, the outcome hinges on the ability of the price to hold above $1.30 support and reclaim the $1.46 level, which would serve as confirmation for further upward momentum.

Uncertainty over crypto regulation continues as lawmakers postponed the latest procedural vote on the CLARITY Act, but XRP’s price has shown little reaction despite the broader market volatility.

CLARITY Act faces new setbacksThe CLARITY Act, a legislative proposal aimed at defining how the SEC and CFTC oversee digital assets, encountered another setback with a delayed procedural vote that was previously scheduled for September 15. The future timeline remains in question while Congress struggles to advance the bill.

If the Senate amends the House version of the bill, the House must then approve those changes before the legislation can be sent for presidential approval. With national elections approaching in November, the legislative window for passing the CLARITY Act is narrowing.

Coinpaper, a digital assets news platform, has featured multiple analyses suggesting that the repeatedly delayed vote complicates expectations for an eventual market structure for cryptocurrencies.

XRP’s subdued trading response illustrates its unique position following last year’s legal decision, even as the wider market remains sensitive to shifting regulatory winds.

XRP’s unique legal positionUnlike most major cryptocurrencies, XRP enters the regulatory debate with a previously settled courtroom precedent. In August 2025, Ripple and the SEC agreed to dismiss their remaining appeals, effectively concluding a legal battle dating back to 2020.

Under the final judgment, Ripple was fined $125 million over certain institutional sales. Earlier, the court had determined that programmatic XRP sales on digital asset exchanges did not count as illegal unregistered securities offerings, setting an important distinction under U.S. law.

Though the case outcome does not guarantee XRP’s immunity from future rules, it does mean XRP operates in the U.S. under a legal framework that few other tokens currently match.

Analysts at Coinpaper have reviewed how the court’s outcome could shape how regulatory changes, such as the CLARITY Act, would impact XRP in comparison to other digital assets.

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Derivatives signal trader cautionXRP’s trading price hovered near $1.40 amid ongoing market uncertainty. Open interest in XRP futures contracts remained around $3.15 billion, reflecting continued high speculative activity among traders.

Large derivatives positions can magnify market moves if sentiment shifts, making current positioning in XRP particularly significant as regulatory debates continue in Washington.

MetricValueXRP Price$1.40XRP Futures Open Interest$3.15 billionRipple Court Settlement (Aug 2025)$125 million penaltyCompared to previous years—when every SEC action could lead to significant swings in XRP price expectations—the current delay around the CLARITY Act has not triggered a similar market reaction.

While the outcome of the CLARITY Act remains important for the future of crypto regulation, XRP’s established legal foundation offers a degree of stability not seen in previous regulatory cycles.

Controversial media figure and conspiracy theorist Alex Jones has issued a stark warning to cryptocurrency holders, claiming that governments may attempt to seize digital assets such as XRP if global financial pressures intensify further.

Jones advises caution, denies price predictionIn a recent video posted on X, Jones emphasized that he was not making any specific price predictions for XRP and disclaimed expertise in the cryptocurrency sector. “I am not predicting what XRP is gonna do. I am not involved in this market. I am not an expert on [it],” he stated, reiterating that his comments were not intended as financial guidance for XRP holders.

While distancing himself from making projections, Jones referred to prior discussions among authorities in the United States and Europe. He recalled claims suggesting that regulators had explored ways private financial assets could be impacted in the event of a major banking collapse.

Jones warned that in a systemic crisis, “We are going to start grabbing your cryptocurrencies. We’re going to grab your bank accounts. We’ll grab your house.”

He insisted that his remarks were not an attack on XRP or Bitcoin and described cryptocurrencies as “great.” Instead, he portrayed his warning as a cautionary message about what governments might pursue during economic upheaval.

“We are in the age of the system going down, and that’s what the establishment is going to try,” Jones said in the video.

Government powers and bank failure frameworksJones’s concerns appear linked to the established legal frameworks that US and European authorities use to manage failing banks. The Federal Deposit Insurance Corporation (FDIC) in the United States has wide authority to resolve the collapse of FDIC-insured banks, but explicitly states that crypto assets are not covered by federal deposit insurance.

In the European Union, the Bank Recovery and Resolution Directive (BRRD) lays out procedures for restructuring banks in crisis situations. Covered customer deposits, however, are shielded from so-called “bail-in” actions, which only affect assets above certain protected limits.

Mini dictionary: Bank Recovery and Resolution Directive (BRRD), an EU regulation establishing protocols for authorities to manage failing banks by enabling loss absorption and restructuring, while protecting certain customer deposits from losses.

Prominent XRPL validator and ecosystem contributor Vet challenged Jones’s assertions, questioning why existing legal frameworks were being depicted in such an alarming way. On X, Vet wrote, “Alex, why this sensationalism?” and argued that the FDIC has not declared any power to seize private cryptocurrencies or personal property.

“If an insured bank fails, the FDIC covers qualifying deposits up to $250,000 per depositor and category. Everything the bank itself owns gets sold to pay creditors,” Vet stated.

Vet noted that uninsured deposits exceeding the standard insurance limit can be at risk, but this does not include digital assets stored in self-custody wallets. He clarified that cryptocurrencies such as XRP, when held outside banking institutions, are not considered bank deposits and would not become part of an FDIC receivership if a traditional bank fails.

Asset TypeFDIC CoverageAt risk in bank failure?Bank deposit (≤ $250,000)InsuredNo (Covered)Bank deposit (> $250,000)Uninsured portionYes (Potential loss)Cryptocurrency in bankNot insuredYes (If custodied by failed bank)Cryptocurrency self-custodyNot insuredNo (Outside bank receivership)Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.