XRP price dipped to about $0.9992, placing the token 72.6% below its $3.65 record and testing a psychological level held since November 2024.
Peter Brandt said he would immediately exchange a hypothetical 500,000-XRP holding for Bitcoin after rejecting an XRP wager on X.
CryptoQuant tracked the taker buy and sell ratio near 0.8, with its seven-day average at 0.9, indicating aggressive seller dominance.
Three-month XRP whale inflows to Binance fell to $61 million, but positive net inflows and weak demand leave a market bottom unconfirmed.
The XRP price slipped below $1 as veteran trader Peter Brandt renewed his criticism of the Ripple-linked token. Brandt said he would immediately convert a hypothetical 500,000-XRP holding into Bitcoin after an X user challenged his views. The remark landed as XRP traded near $0.9992, testing a key psychological threshold.
Coingecko data placed the token 72.6% below its $3.65 record from July 17, 2025. Meanwhile, derivatives activity showed sellers controlling aggressive order flow. Lower XRP whale inflows offered some relief, though positive net flows and limited buying pressure persisted. Analysts still declined to call a durable market bottom at current levels.
XRP Price
XRP Price Faces Seller Control Near the Critical $1 Level
Peter Brandt’s comment followed a proposed wager involving 500,000 XRP. He clarified he places his bets through futures and questioned his counterparty’s ability to pay. “Who the heck even cares about XRP?” Brandt wrote, before saying he would convert the tokens to Bitcoin. His response described a holding rather than a portfolio sale.
The veteran trader has criticized XRP and its supporters for years. He previously compared the token with the Edsel, a commercial failure in the American automobile market. Brandt adopted a constructive view in November 2024 after XRP cleared its 2023 high and formed a massive coil. By March 2025, he warned that a bearish head-and-shoulders pattern could take the XRP price toward $1.07.
Are you kidding me? Who the heck even cares about XRP. I do all my betting in futures. Who knows if you would even be good for the bet if you lost. And I could care less about owning a half million XRP. I would convert it immediately to BTC
Grow up please. You are acting like a…
— The Factor Report (@PeterLBrandt) August 15, 2026
The weakness has put that caution back in focus. XRP price fell 6.67% across ten days, moving from $1.074 to about $1.002. Separate market pricing later placed it near $0.9992. The move marked its first break below $1 since November 2024 and left XRP far under its record high.
Derivatives indicators also leaned bearish. CryptoQuant data placed the taker buy/sell ratio near 0.8, while its seven-day average stood near 0.9. Readings below 1 show that aggressive market sellers exceed aggressive buyers.
Source: CryptoQuant
Rising open interest alongside falling taker-buying volume suggests leveraged positions are building while immediate demand weakens. That combination can amplify volatility if liquidations accelerate, although a sub-1 ratio has also appeared during earlier XRP rallies.
Whale Flows Ease Yet Market Bottom Signals Stay Unclear
Supply-side activity offers a mixed reading. CryptoQuant contributor Darkfost said the three-month average of XRP whale inflows to Binance fell to $61 million. That was the lowest level since 2021, against $456 million in January 2025 and $355 million in October 2025.
Lower deposits suggest holders are sending fewer tokens toward the exchange, reducing sell-side supply. Still, net flows were positive by $18.8 million, meaning deposits exceeded withdrawals. Darkfost said weaker whale transfers were constructive, yet demand had not recovered enough to confirm an XRP price bottom.
Alphractal founder Joao Wedson presented a deeper downside scenario. He said a move below $0.60 would not surprise him, citing an average-price metric near $0.54. That indicator estimates the market’s aggregate acquisition level. Wedson observed that the XRP price has approached it around earlier market bottoms, often before consolidation and a later breakout.
I wouldn’t be surprised to see XRP trade below $0.60.
Currently, the Average Price sits around $0.54, and historically, this metric has been an excellent indicator for identifying major price bottoms in XRP.
Definitely a level worth watching closely. pic.twitter.com/rNxXWkX6Ce
— Joao Wedson (@joao_wedson) August 14, 2026
The scenario is not a confirmed target or timeline. Historical relationships can fail, while shifts in Bitcoin, liquidity, and risk appetite can alter the XRP price path. Polymarket traders assigned a 65% chance to a below-$1 outcome, reflecting positioning rather than certainty.
Liquidation risk centers on the interaction between leverage and the $1 threshold. A deeper break could force longs to close and direct attention toward lower cost-basis zones. Conversely, stronger spot demand could help absorb sells and lift the taker ratio toward 1.
CryptoQuant treats that boundary as neutral, with readings above it showing aggressive buyers have overtaken sellers. The readings kept the XRP price below that confirmation point.
XRP is currently trading near the $1.00 mark, with technical analysts closely monitoring its price action as the cryptocurrency approaches a crucial decision zone. The ongoing chart patterns suggest that XRP could soon either resume a recovery or face continued downward pressure.
Key technical levels and market dataXRP’s 24-hour trading volume stands at approximately $1.30 billion, while its market capitalization is about $62.81 billion. XRP accounts for roughly 2.90% of the entire crypto market. In the past 24 hours, the token’s price has edged up by 0.04%.
EGRAG CRYPTO, a well-followed crypto market analyst specializing in chart research, has pointed out an unusually strong convergence of major moving averages around XRP’s current trading range. The 21-day, 50-day, 100-day, and 200-day exponential moving averages (EMAs) are closely intersecting with trend lines and triangle formations.
The analyst described the current chart pattern as a cluster of multiple technical formations inside larger structures, signaling that XRP is at a pivotal crossroads in its trend development.
Mini dictionary: Exponential moving average (EMA), a type of moving average that places greater weight on recent prices and is widely used in technical analysis to identify trend direction and support/resistance zones.
XRP could see a meaningful technical shift if it achieves a daily or weekly close above the $1.18 level. This move would strengthen the chart structure, potentially increasing bullish momentum. However, losing support at $1.00 could open the path to lower targets at $0.85 and $0.77.
Support/Resistance LevelSignificance$1.18Potential breakout level for bulls on daily/weekly close$1.40Long-term resistance; reclaim needed to shift to strong bullish trend$1.00Current support zone$0.85 / $0.77Downside targets if support breaks$0.50Broader support if bearish momentum intensifiesOutlook remains cautious amid mixed signalsDespite short-term fluctuations and a slight daily increase, XRP remains under its key $1.40 weekly resistance. A move above $1.18 is viewed as an early signal of improving momentum, but it does not guarantee a longer-term trend reversal. For a stronger bullish scenario, XRP would need to reclaim $1.40 and create new higher highs on the chart.
The analysis highlights $1.10 as a significant short-term resistance, while $1.00 holds as a pivotal support zone. If XRP remains below $1.18 and especially $1.40, the general structure stays vulnerable to further declines.
Scenarios for XRP’s next moveIf buyers defend support and manage a breakout above $1.18, the technical structure could shift in favor of a recovery and set sights on higher resistance levels. Alternatively, a breakdown below the $1.00 mark may raise the odds of a slide toward $0.85 and $0.77, with $0.50 viewed as a distant support if bearish conditions intensify.
There is currently no clear technical signal confirming that the broader downtrend has ended for XRP. Consequently, analysts view the $1.18 to $1.20 region as a key area to watch in the immediate term, while $1.40 stands out as the major weekly resistance that would need to be decisively reclaimed to confirm a shift in trend.
Analysts are watching the $1.18 to $1.20 region for immediate direction, with any move above $1.18 possibly improving market sentiment but not guaranteeing the end of the larger bear trend.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
August 16, 2026 finds XRP at $1.002, worth $62.8 billion, and 0.1 percent softer over the session.
Every XRP price forecast is measured against the $3.65 ceiling printed on July 17, 2025.
Modeled 2030 bands are priced against roughly 62.7 billion coins, so each row implies a market cap.
Stage 1 sold out at $0.00001, and $BULLSKI now sells at $0.000015 on the live $BULLSKI rung, inside a 16-stage ladder.
Ripple’s token changes hands at $1.002 today, so every XRP price prediction 2030 starts from that one number. Buyers want to know how far a $62.8 billion coin can stretch over four years. Modeled bands help, though assets that size climb in slow steps.
A presale priced at $0.000015 works on a completely different scale. Stage 1 of the Bullski sale sold out at $0.00001, and the ladder stepped up. Both stories are worth reading side by side.
Where XRP Stands on August 16, 2026 Table of Contents
Where XRP Stands on August 16, 2026Modeled Price Bands for XRP Through 2030What Would Have to Change for XRP to Climb$BULLSKI Occupies the Far Smaller Side of the MarketBuy $BULLSKI at $0.000015 Before Stage ThreeXRP and $BULLSKI Questions AnsweredHow Do I Buy $BULLSKI at $0.000015?Will XRP Go Up by 2030?How High Will XRP Go in a Strong Cycle?What Will XRP Be Worth in 2030?For More Information Ripple’s token last printed $1.002, which puts market value near $62.8 billion. Sellers trimmed 0.1 percent over the past 24 hours, which barely registers for a coin that size. CoinGecko dates the $3.65 peak to July 17, 2025.
Bitcoin sits above the whole board at $62,971 and $1.264 trillion, holding 56.11 percent dominance. New money piles into the largest coin first and filters down from there. Ripple’s token has to wait for its slot in that queue.
By the numbers: climbing back to $3.65 asks the market for roughly $166 billion in fresh value. Set against a meme sector worth $24.86 billion today, that single move covers it more than six times over.
Modeled Price Bands for XRP Through 2030 Bands are models, not promises, and nobody should read them any other way. Take one modeled price, apply it across the roughly 62.7 billion XRP in circulation, and a market cap falls out. Dividing today’s cap by today’s price is where that supply figure comes from.
Printing the implied value keeps an XRP price forecast honest, because a higher price always needs a deeper pile of money underneath it.
Path
Modeled XRP price
Market cap that implies
What has to happen
Flat drift
$1.30
$81.5 billion
Flows hold steady with nothing new to price in
XRP Price Prediction 2026
$1.80
$112.9 billion
Large caps win back a share of risk budgets
Back at the record
$3.65
$228.9 billion
Buying pressure equal to the July 2025 top
Long-term 2030 band
$5.00
$313.5 billion
Years of steady payment adoption
XRP Price Prediction 2040
$8.00
$501.6 billion
A far larger crypto market than today
Read those last two rows twice. Ripple’s token at $5.00 would outweigh Ethereum’s present $226.6 billion. Years of adoption stand between here and there, which is why a sober XRP outlook rarely shows quick multiples.
Prices that big need buyers to match. For the longer horizon, our earlier XRP outlook sets out the thinking behind these rows.
What Would Have to Change for XRP to Climb Payment volume, fresh listings and general risk appetite move Ripple’s token. Direction comes from Bitcoin first at $62,971, with altcoins following weeks or months behind. Today’s tape is quietly green.
Chainlink added 5.5 percent to $9.31, Polkadot rose 3.7 percent to $0.775, and Avalanche gained 3.6 percent to $6.58. XRP slipped 0.1 percent. Small daily moves are simply normal for a $62.8 billion asset.
Will XRP go up from here? Over a long enough window most models say yes, and the pace matters more than the direction. Cardano eased 1.7 percent to $0.1785 and Litecoin lost 1.4 percent to $44.00, so large caps are not moving as one block.
An XRP news prediction can flip inside a week when a listing or a court date lands. Patience is the entry fee on a coin this size.
Faster movement usually comes from somewhere smaller. That is why the meme coins buyers are choosing now keep appearing next to XRP in the same portfolio. Meme tokens are worth $24.86 billion together today, with $1.02 billion changing hands in 24 hours.
Sectors that small tend to react first when money rotates.
$BULLSKI Occupies the Far Smaller Side of the Market Bullski is a meme coin, and its token follows the ERC-20 standard on Ethereum. Supply stops at 120 billion and cannot grow. Its sale climbs a 16-stage ladder, and every rung costs more than the one before.
Buyers cleared stage 1 at $0.00001. Today the sale sits at stage 2 and $0.000015, with $0.00002 published as stage 3. Readers can check how Bullski prices each stage before spending a cent.
Forty percent of the supply is set aside for presale buyers across those rungs. An audit is in process, the contract is verified on Etherscan, and liquidity locks at launch. Holders earn from day one, because staking and referral rewards keep paying out for as long as the sale is open.
Team tokens are vested. Printed on the site, the listing reference is $0.0025.
Good to know: rungs here advance when they sell out, never on a clock. That is why stage 1 filling at $0.00001 pushed the sale forward on its own.
Buy $BULLSKI at $0.000015 Before Stage Three Stage 1 sold out at $0.00001, and a full opening rung is the clearest demand signal a young sale can give. Today stage 2 asks $0.000015. Above that, $0.00002 is published as stage 3, which is a third more for the same token.
Nobody controls the moment a rung fills, so the live counter is the only honest guide to what is on offer.
Buy $BULLSKI at $0.000015: three things stand between a reader and the stage two price. You need ETH, BNB or USDT in a wallet you control, the official site in front of you, and the counter confirming which rung is live. Take $0.000015 while it is still on the board.
Tokens are claimable once the sale closes, and staking runs in the meantime.
XRP and $BULLSKI Questions Answered How Do I Buy $BULLSKI at $0.000015? Any Ethereum wallet you control works, funded with ETH, BNB or USDT. A live stage counter runs on the official site, and from there you can buy $BULLSKI at the stage two price of $0.000015. Tokens are claimable after the sale closes.
Above it, $0.00002 is already listed as stage 3, so this rung is the cheaper one.
Will XRP Go Up by 2030? Most modeled paths point higher across that span, though the pace is the real question. Ripple’s token would need $228.9 billion in market value simply to retest $3.65. Payment adoption and broad risk appetite decide the rest.
Nothing about the XRP future is settled, so size any position with that in mind.
How High Will XRP Go in a Strong Cycle? A $5.00 print would put XRP near $313.5 billion, above where Ethereum trades today at $226.6 billion. Several years of growth could deliver it. One hot season could not.
Any XRP prediction above that row asks the entire market to expand first.
What Will XRP Be Worth in 2030? Nobody knows, and every figure above is a model rather than a fact. Our bands run from $1.30 to $8.00, and that gap is wide on purpose. XRP sat at $1.002 on August 16, 2026, so even the middle rows ask for years of steady demand.
For More Information Website: Visit the official Bullski website at bullski.io
Telegram: Join the Bullski Telegram channel at t.me/BullskiCoinOfficial
X (Twitter): Follow Bullski on X at x.com/bullskicoin
Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.
XRP is currently trading near its lowest level since November 2024, even as on-chain activity and institutional interest have increased. Recent comments from prominent analysts in Japan and Europe point to renewed discussions about a potential repricing of this cryptocurrency.
Japanese analyst highlights XRP’s unique roleYasuo Matsuda, Senior Analyst at Rakuten Wallet, has offered a positive outlook on XRP, describing it as “uniquely exceptional” within the digital asset landscape. Rakuten Wallet is a widely recognized financial platform in Japan known for its active support of regulated cryptocurrency trading.
Matsuda cited XRP’s design, emphasizing that it was originally developed as a crypto asset for remittance. He stated that this fundamental utility will eventually be reflected in XRP’s market capitalization and price, arguing that a repricing is only a matter of time.
Japan’s long-standing regulatory framework for digital assets has positioned it as a progressive environment for crypto projects to develop. Expert analysis from local financial institutions is often seen as especially influential within the sector.
Yasuo Matsuda, Senior Analyst at Rakuten Wallet, called XRP “uniquely exceptional,” pointing to its original purpose as a remittance asset and suggesting that this value will ultimately be visible in the market capitalization.
European analysts and institutional movesAnalysts outside Japan have voiced similar views. In Germany, a financial expert highlighted XRP’s technical position, calling it “brutally oversold.” The term “oversold” signals a situation where the asset’s market price is below what technical indicators support.
Recent institutional disclosures appear to echo this line of thinking. Ironbridge Private Wealth, a financial services firm, reported holding a combined $10 million position in the Bitwise XRP ETF and Volatility Shares XRP ETF, amounting to about 1.2 million shares in total.
Such positions suggest that some investors anticipate either a recovery or upward movement in XRP’s price in response to fundamental and technical factors.
Mini dictionary: Ironbridge Private Wealth — A financial advisory firm offering investment management services, including positions in digital asset Exchange Traded Funds (ETFs).
InstitutionETFPosition SizeShares HeldIronbridge Private WealthBitwise XRP ETF, Volatility Shares XRP ETF$10 million1.2 millionRising activity and regulatory developmentsMultiple indicators point to increasing activity on the XRP Ledger. The number of active addresses in August grew about one third compared to July, with August 11 marking the busiest day for activity.
AI agent transactions using the x402 protocol on the XRP ledger have approached 2 million, reflecting growing integration of advanced settlement technologies.
Mini dictionary: x402 protocol — A specification that enables automated payment and data transfer by AI agents directly on the XRP Ledger, facilitating seamless machine-to-machine transactions.
Additionally, Ripple moved 50 million XRP from its company-controlled wallet, an event identified as rare and potentially connected to strategic decisions. Ripple, the company behind the XRP cryptocurrency, seeks to modernize global financial infrastructure through real-time cross-border settlement solutions.
On the policy front, the US SEC is preparing to introduce new rules, potentially allowing crypto projects to raise funds without standard registration requirements. Ripple’s chief business officer, Reece Merrick, noted that the company’s mission includes “rewiring the financial system,” particularly focusing on institutional adoption, real-world asset tokenization, and expansion in regions such as the Middle East.
The combination of rising on-chain activity, significant wallet movements, and regulatory changes fuels expectations for an eventual price adjustment in XRP, even as current market levels remain subdued.
The path forward for XRP pricingThe discussion around repricing centers on the divergence between XRP’s trading price and the broader utility and activity within its network. Analysts and institutional buyers contend that this gap represents potential for upward movement, though the timing of any significant price change remains uncertain. XRP has maintained a prominent position among digital assets for over a decade, but observers continue to watch for market dynamics that could align its price with its underlying developments.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XRP, the native token of Ripple’s cross-border payments network, is currently near its 52-week low of $1.00, according to recent market data. The token has seen a steep decline from higher levels earlier this year, reflecting broader sell-off trends in the cryptocurrency market. Observers have noted that XRP is currently below key moving averages and is holding at the critical psychological support level of $1.00. A breach below this level could potentially indicate further downside pressure for the token. Additionally, ongoing regulatory uncertainties, particularly concerning the U.S. CLARITY Act, are contributing to market apprehensions.
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Key Takeaways XRP appears to be facing significant downside pressure as it sits near its 52-week low. Current pricing suggests that market participants are considering the impact of broader crypto-market weakness and regulatory uncertainty. The market appears to view XRP’s position below key moving averages as a potential indicator of further declines. What to Watch Markets are closely monitoring whether XRP will maintain its $1.00 support level or breach it, which could be consistent with scenarios suggesting further declines. Key actors such as Ripple CEO Brad Garlinghouse and the U.S. SEC might influence market sentiment based on regulatory developments or strategic announcements. Additionally, market participants will be watching for macroeconomic indicators, such as Bitcoin’s price movements and U.S. Federal Reserve interest rate policies, which could impact broader crypto-market dynamics and XRP’s performance.
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Term Structure
Contract Odds Δ since publish Volume 24h September 30, 2026 0.8% — — View market → December 31, 2026 5.3% — — View market →
Standard Chartered Bank has emerged as a key player in the evolving payments infrastructure of the BRICS nations, according to recent analysis by crypto researcher SMQKE and independent journalist Maximus. The British multinational banking group describes itself as a “super connector,” providing institutional-grade, network-agnostic digital solutions to its clients across global financial markets.
XRP’s Role in Standard Chartered’s Payment NetworkStandard Chartered’s digital ecosystem spans both public blockchains such as Bitcoin, Ethereum, and Solana, as well as central bank digital currency (CBDC) networks connected to Project mBridge and its latest form, BRICS Bridge. BRICS Bridge operates as a settlement corridor linking national banking systems across borders for more efficient international transactions.
A leaked document from the Hyperledger Foundation indicates that this architecture integrates with global Real-Time Gross Settlement (RTGS) infrastructure and combines it with multiple local payment networks, including SEPA, ACH, and FPS in regions such as the UK, China, the United States, Europe, and Japan. Standard Chartered is directly linked to this payment structure, enabling broad institutional access.
In documentation recently circulated by SMQKE and examined by Maximus, Ripple and its native asset XRP appear alongside stablecoin issuers within Standard Chartered’s network diagrams. This placement highlights XRP’s presence in the institutional payment architecture.
Michael Spiegel, the Global Head of Transaction Banking at Standard Chartered, addressed XRP’s integration:
“We see a very large number of payment service providers native on ISO 20022 and also quite a lot of coin providers and Ripple’s XRP.” Spiegel added that the ISO 20022 standard enables bridging between traditional and decentralized finance.
ISO 20022 is the international standard for electronic financial messaging that major payment systems around the world now utilize. Ripple has aligned its products with this standard, which positions XRP as a native asset within this institutional financial infrastructure.
Mini dictionary: Project mBridge — A multilateral platform for cross-border payments and settlement among participating central banks, developed as a collaborative initiative including the BIS Innovation Hub and several central banks. The project facilitates fast, interoperable payments using CBDCs.
BRICS Pay Access Broadens Beyond Member StatesAnother notable element in Standard Chartered’s approach is its integration of BRICS Pay—a payment layer developed atop the BRICS Bridge infrastructure. BRICS Pay is not restricted solely to BRICS members. Standard Chartered has embedded BRICS Pay into its digital payments platform, which enables its clients to transact directly with partners in the BRICS countries.
This functional expansion transforms BRICS Bridge from a closed payment loop used only by BRICS nations into a larger, cross-border payment corridor. Institutions in the UK and other countries can now interact with the BRICS financial framework through Standard Chartered’s infrastructure.
BRICS Bridge’s expanded connectivity signals that the system may become a global payments network, linking emerging markets directly to established financial centers outside the BRICS bloc.
FeatureClosed BRICS SystemStandard Chartered IntegrationUsersBRICS countries onlyBRICS plus UK and additional global institutionsSupported AssetsBRICS national currencies, CBDCsBRICS currencies, CBDCs, XRP, stablecoinsScopeRegionalCross-border, internationalInstitutional Validation for XRPXRP’s presence within this infrastructure has been explicitly acknowledged by Standard Chartered. The bank, as a major global financial institution, is intertwined with the BRICS payment network and has adopted messaging protocols, such as ISO 20022, that support direct use of assets like XRP in cross-institutional transactions.
The development is notable given that few digital assets receive such explicit placement in institutional finance layers. Documentation shared by Standard Chartered indicates that XRP’s integration is not planned but has already occurred.
This suggests a new level of institutional acceptance for XRP, positioning it as an operational asset within large-scale cross-border payments, rather than as a speculative vehicle on the periphery of the financial system.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XRP has experienced a surge in negative social sentiment, reaching a three-month high, according to data from Santiment reported by CoinDesk. Despite the rise in negative commentary, the XRP Ledger has recorded a notable increase in daily active addresses, with 49,929 reported, marking the highest level in more than two months. This divergence highlights a complex scenario where social sentiment is declining, yet network participation on the XRP Ledger is on the rise. The asset is currently below $1.00, reflecting a potential disconnect between market sentiment and on-chain activity.
The pricing in prediction markets appears to be reacting to these mixed indicators. The odds of XRP reaching $3.00 in August have decreased, with the market currently assigning a low probability to this outcome. The recent uptick in negative sentiment seems to be influencing market confidence, overshadowing the positive on-chain metrics observed on the XRP Ledger.
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Market participants may be weighing these factors as they navigate the XRP price predictions. The latest data suggests a challenging environment for XRP, as the increase in active addresses may not be enough to counteract the prevailing negative sentiment in the social space.
Key Takeaways
The recent data suggests a rise in negative social sentiment towards XRP, consistent with a decrease in confidence about its price reaching $3.00.
Despite the negativity, the XRP Ledger has seen a significant increase in daily active addresses, indicating strong network engagement.
Market pricing implies a cautious outlook on XRP’s price performance, with low probabilities assigned to significant price increases in August.
What to Watch
Observers will focus on whether XRP can maintain its network activity levels amid declining sentiment. Key developments, such as regulatory news or major partnerships, could shift the current sentiment landscape. Market participants will be closely monitoring any potential catalysts that could alter the pricing outlook, including SEC decisions or broader crypto market trends. A sustained change in social sentiment or on-chain activity could influence market perceptions significantly.
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A full sell-out at $0.00001 closed stage 1, and $BULLSKI has priced at $0.000015 since, with 1,398,621,785 tokens unsold on August 16, 2026.
Both Bitcoin at $62,971 and Ethereum at $1,878.04 edged higher, while XRP slipped 0.1 percent to $1.002.
Dogecoin added 0.7 percent to $0.0699, the strongest move among the listed coins here.
Anyone comparing the best crypto to buy now should weigh entry price, supply and holding period together.
Deciding which crypto to buy gets easier once a round actually sells out, because demand has just answered part of the question for you. Stage 1 of the $BULLSKI sale emptied at $0.00001, and the ladder stepped up to $0.000015. On August 16, 2026, Bitcoin holds $62,971, Ethereum $1,878.04, XRP $1.002 and Dogecoin $0.0699.
Five names follow, each matched to a holding period instead of a mood.
Which Crypto to Buy Now, Matched to a Time Frame
Holding period changes the answer more than any chart does. Money you need back in a month belongs in liquid, heavily traded coins. Money you can leave alone for years can sit in a smaller entry price.
Today the whole market moved 0.27 percent to $2.252 trillion, so nothing here is being decided by a single session.
Quick answer: A presale sells tokens straight from the project at a fixed step price, before any exchange lists them. Steps rise as allocations sell out, and the Bullski round that is open shows the figure that applies right now.
1. $BULLSKI at $0.000015, the Smallest Entry on the Page
The Bullski ladder is a 16-stage climb settled on Ethereum. Every one of the 1,192,283,023 tokens on stage 1 went at $0.00001, which shut that rung for good. Pricing now reads $0.000015, with $0.00002 waiting on stage 3, and no step opens until its predecessor is empty.
Out of a 1,400,000,000 allocation, stage 2 was holding 1,398,621,785 tokens on August 16, 2026.
The ceiling is 120 billion tokens and it does not move. Presale accounts for 40 percent of that pool, an Ethereum wallet holds the ERC-20 token, and ETH, BNB or USDT covers payment. For listing, the published reference is $0.0025.
Readers asking which crypto to buy today for long-term low price exposure tend to land on numbers that small.
2. Bitcoin at $62,971, Built for the Long Hold
Bitcoin rose 0.4 percent to $62,971, worth $1.264 trillion, with dominance at 56.11 percent. About 20.1 million coins exist against a 21 million cap, and BTC set its record of $126,080 on October 6, 2025. Daily figures come from CoinGecko, checked August 16, 2026.
Patience is the price of admission here.
3. Ethereum at $1,878.04, the Chain Behind the Sale
Ethereum gained 0.3 percent to $1,878.04, worth $226.6 billion across roughly 120.7 million coins. ETH peaked at $4,946.05 on August 24, 2025, and Ethereum dominance now reads 10.06 percent.
Anyone joining the Bullski sale already needs an Ethereum wallet, so ETH doubles as a holding and as the fuel for the purchase.
Coin
Aug 16, 2026 price
Market cap
Move today
Highest print
Holding period it suits
$BULLSKI
$0.000015 on stage 2
Presale, 120 billion fixed supply
Set by the rung
None yet, listing reference $0.0025
Long hold from the smallest published entry price
Bitcoin (BTC)
$62,971
$1.264T
+0.4%
$126,080 (Oct 6, 2025)
Multi-year core position
Ethereum (ETH)
$1,878.04
$226.6B
+0.3%
$4,946.05 (Aug 24, 2025)
Long hold plus wallet gas for the sale
XRP
$1.002
$62.8B
-0.1%
$3.65 (Jul 17, 2025)
Liquid, easy to trade in and out
Dogecoin (DOGE)
$0.0699
$10.88B
+0.7%
$0.7316 (May 7, 2021)
Short bursts driven by attention
Compare the first column with the last. Traders asking which crypto to buy today for short-term positions gravitate to the liquid names, XRP and Dogecoin, where volume is deep. Buyers thinking in years read the entry price column instead, and $BULLSKI sits at the bottom of it at $0.000015.
4. XRP at $1.002, the Liquid Middle
XRP dipped 0.1 percent to $1.002, holding a $62.8 billion market cap, the third largest number here. Its record of $3.65 dates from July 17, 2025. Cross-border payments give it a use case, and coverage on almost every crypto exchange makes entries and exits simple.
Flat days like this one are common.
5. Dogecoin at $0.0699, the Attention Trade
Dogecoin added 0.7 percent to $0.0699 for a $10.88 billion market cap, the best move among the listed coins today. DOGE peaked at $0.7316 on May 7, 2021. Attention drives it more than releases do.
Meme coins as a group hold $24.86 billion and traded $1.02 billion in the past 24 hours.
By the numbers: Dogecoin needed a $10.88 billion market cap to price at $0.0699, and XRP needed $62.8 billion to reach $1.002. Stage 2 asks $0.000015 with no market cap behind it yet.
Reading a Sold-Out Rung as a Demand Signal
A sold-out allocation is data, not marketing. Buyers cleared 1,192,283,023 tokens at the opening price, and total sales across the ladder now read 1,193,661,238. Sell-outs also explain why the step price moves in one direction only.
We covered the wider shortlist in our note on the best crypto to invest in for 2026, and our list of the best crypto to buy in 2026 ranks it against the majors.
Terms Worth Checking Before You Send Anything
Four checks cover most of the risk. Look for a fixed supply, liquidity that locks at launch, vested team tokens and a verified contract. Bullski publishes all four, with the contract itself viewable on Etherscan and an audit in process.
Read the terms $BULLSKI publishes and compare them with any other sale you are weighing.
Watch out: Screenshots of a stage counter go stale within hours. Open the official site and read the live rung yourself before sending funds.
Claiming the Current Rung While It Fills
Waiting has a measurable cost in a sale like this. The opening rung shut at $0.00001, the live one prices at $0.000015, and $0.00002 is what the next asks for exactly the same token. Prices on Bitcoin, Ethereum, XRP and Dogecoin shift while you read this sentence.
A rung does not, so the decision here is about timing rather than luck.
Buy $BULLSKI at $0.000015: an Ethereum wallet funded in ETH, BNB or USDT comes first, the official site comes next, the rung showing on screen tells you the price, and from there you claim the $BULLSKI stage two price before this allocation clears.
Do your own research before buying any presale token. This article is not financial advice.
Questions Buyers Ask When Picking a Coin
Which Crypto Is the Best to Buy Now?
Time frame decides it, not a leaderboard. Bitcoin at $62,971 suits a multi-year hold. XRP at $1.002 suits money that has to stay liquid.
Buyers who want the smallest published entry take $BULLSKI at $0.000015, since stage 1 already sold out at $0.00001.
Which Crypto Coin Is Best to Buy Now for a Small Ticket?
Cheap tokens stretch a small budget, though price alone proves nothing. Anyone weighing which crypto coin to buy now with a small ticket should compare tokens per dollar. Dogecoin at $0.0699 buys plenty of units with a real market behind it.
Presale buyers go smaller and pick up 66,666 tokens per dollar at $0.000015, with a fixed 120 billion supply printed in advance.
What Crypto to Buy Now for a First Position?
Anyone asking what crypto to buy now for a first position should start with something they can explain to a friend. Both Bitcoin and Ethereum cover that easily, with deep liquidity behind them. Add a small presale ticket only after the larger holdings are in place, and never spend money earmarked for rent or bills.
Which Crypto to Buy Today for Day Trading?
Day trading needs volume, tight spreads and an exchange listing, which rules a presale out by design. XRP and Dogecoin fit that job, with $62.8 billion and $10.88 billion behind them. A stage price like $0.000015 is a buy-and-wait entry, not a scalping tool.
For More Information
Website: Visit the official Bullski website at bullski.io
Telegram: Join the Bullski Telegram channel at t.me/BullskiCoinOfficial
X (Twitter): Follow Bullski on X at x.com/bullskicoin
Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.
Ripple could drive a major rally in $XRP if regulatory clarity is achieved as early as September, according to industry analyst Paul Barron. In a recently published video discussion hosted by Digital Asset Investor, Barron explored what a shift in the regulatory environment might mean for the cryptocurrency’s future price movement.
Forecast hinges on regulatory outcomeBarron, a recognized commentator in the digital asset space, described clearer regulations as a possible catalyst for what he called “unlocking” XRP’s next big price move. He emphasized that the scenario depends on regulatory decisions expected later this year, and cautioned viewers not to assume September clarity as a certainty despite optimism from his research team.
“Where might XRP be in September or October if the regulatory clarity does arrive and Ripple is able to take advantage of it?” Barron asked, framing the conversation around the possible release of demand currently held back by legal ambiguity.
The focus on regulatory clarity comes as Ripple continues to navigate legal disputes and seeks to launch new initiatives that have reportedly been delayed until there is greater certainty around compliance requirements.
Mini dictionary: Ripple is a technology company specializing in real-time gross settlement systems and cross-border payment solutions. Its digital asset, XRP, is used to facilitate these transactions.
50%–100% upside predicted by analystsA fellow speaker in the Digital Asset Investor video estimated that XRP could climb between 50% and 100% in value if the regulatory breakthrough occurs. He noted that such a rally is significant, but not unfeasible within the outlined scenario, explaining that these figures are “not a ridiculous number.”
“XRP could post a 50% to 100% gain if Ripple secures regulatory clarity. That projection isn’t outlandish given the current uncertainty suppressing activity in the market.”
The projected gains remain entirely conditional on government action and do not represent any established price target or a guarantee of approval this September. Barron, while referencing his research team’s projections, reiterated his skepticism regarding the timeline, making it clear that the discussion is speculative.
ScenarioEstimated XRP UpsideRegulatory clarity in September50% to 100%No regulatory clarityUndeterminedDigital Asset Investor signals potential for moreDigital Asset Investor, a prominent figure in the cryptocurrency commentary space, responded even more optimistically during the video. After the analyst’s estimate of a 50%–100% rally, Digital Asset Investor suggested that such gains would be “peanuts” for XRP if current conditions change.
According to Digital Asset Investor, the actual price surge could be far greater if Ripple can advance its initiatives upon receiving regulatory permission.
He signaled that resolved legal and regulatory issues may not only lift restrictions but also generate additional demand and broader market activity for the asset.
Mini dictionary: Digital Asset Investor is an online media personality known for focused coverage and analysis of cryptocurrencies, especially XRP and ongoing regulatory developments.
Market outlook conditional on regulatory clarityThe analysts’ projections rely almost exclusively on regulatory clarity occurring in the timeframe under discussion. There are currently no guarantees that such clarity will be achieved by September or that any resulting rally would materialize to the predicted extent.
Ultimately, the panel described a hypothetical scenario, emphasizing that Ripple’s pending developments and potential product releases would only move forward if a suitable regulatory environment emerges.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XRP whale inflows to Binance fell to $61M, the lowest since 2021 and nearly 87% below January 2025 levels.
Bank of America held 13,260 XRPI shares in Q2, up 260 shares, or roughly 2%, from the first quarter.
Binance XRP netflows stayed positive at $18.8M, showing inflows still exceeded outflows despite the slowdown.
XRP Ledger active addresses rose 84% to 43,543 by August 11, while XRP traded near the key $1.06 level.
XRP is showing two contrasting signals as exchange-bound whale activity falls sharply while Bank of America slightly increases exposure through a regulated futures product. The combination highlights weaker large-holder deposits on Binance alongside a measured increase in institutional securities exposure tied to the token.
CryptoQuant contributor Darkfost said Binance’s 90-day average whale inflows fell to about $61 million, the lowest level since 2021. Meanwhile, an August 14 filing showed Bank of America held 13,260 shares of the Volatility Shares XRP ETF at June 30.
Whale Deposits Fall Sharply While XRP Holds Near $1
The current $61 million average marks a steep decline from roughly $456 million in January 2025 and $355 million in October. That places recent inflows about six to seven-and-a-half times below those earlier levels.
The decline also extended a trend visible in July, when the 90-day average stood near $69 million. Moving from $69 million to $61 million represents an additional decrease of roughly 12%.
Earlier data also showed large daily deposits collapsing from 583 million XRP to 25.3 million XRP. Separately, the 30-day sum of whale inflows fell 34.4%, from 1.445 billion tokens to 947.4 million.
📉 $XRP whale inflows on Binance drop to their lowest since 2021
There's an interesting development currently taking place regarding Binance's whales on XRP.
💥 Their inflows, averaged here over 3 months to get a clean read on the trend, just hit their lowest level since 2021.… pic.twitter.com/kY2FRFtHVM
— Darkfost (@Darkfost_Coc) August 15, 2026
Exchange inflows are often monitored because large deposits can increase potential sell-side supply. However, deposits do not confirm completed sales, so lower inflows do not establish whale accumulation.
That distinction remains important as Binance netflows were still positive at about $18.8 million, according to Darkfost. Therefore, whale-related deposits continued exceeding withdrawals despite the broader decline in inflow activity.
At the same time, network usage increased. Active XRP Ledger addresses rose from 23,642 on August 1 to 43,543 by August 11, an increase exceeding 84%.
Even so, higher address activity did not provide direct evidence of fresh capital entering the market. At press time, XRP traded near $1.06, keeping the $1 level central to current price structure.
Bank of America Raises XRPI Position by 2% in Q2
Against that market backdrop, Bank of America reported a modest increase in its XRP-linked ETF holding for the second quarter. The filing showed 13,260 shares, compared with 13,000 shares reported during the first quarter.
That increase equals 260 shares, or about 2%. The disclosure therefore reflects an expanded existing position rather than a new entry into the product.
The fund, ticker XRPI, is the Volatility Shares XRP ETF and began trading on Nasdaq in May 2025. It seeks returns generally corresponding to the token’s performance.
However, XRPI is futures-based and does not hold the cryptocurrency directly. Bank of America’s position therefore represents indirect exposure through a regulated security.
Together, the two developments present a factual contrast. Whale inflows to Binance are at their weakest level since 2021, while Bank of America modestly increased its ETF position.
Neither signal establishes a broader trend by itself. However, the data shows exchange-side selling pressure easing while regulated institutional exposure increased slightly during the second quarter.
Ripple’s XRP has maintained a price floor at $1 despite continued bearish sentiment in the broader cryptocurrency market. The token, which serves as the native asset for Ripple’s payment network, has generally remained above this key level, apart from a brief drop on August 11. This behavior contrasts with previous bear market cycles, during which XRP frequently traded under $0.50.
Strong support linked to recent developmentsMarket analysts attribute the robust $1 support to significant buying activity after Ripple resolved its high-profile lawsuit with the US Securities and Exchange Commission (SEC) last year. Following the legal settlement, many traders established positions around the $1 mark, forming a solid price base for the asset.
Compared to earlier downtrends, XRP’s stability above $1 suggests increased confidence among its holders. Previously, the coin struggled to stay above half its current value during adverse market conditions.
XRP has refused to fall below the $1 mark, except for a brief moment on August 11, demonstrating the resilience it has found in the current market cycle compared to previous years.
Market outlook and potential entry pointThe cryptocurrency market could be nearing the end of its current bearish phase. Bitcoin (BTC), which often sets the tone for other digital assets, is now trading close to its cost of production—a level historically associated with market bottoms. As BTC begins to recover, assets such as XRP typically track its upward momentum.
Some observers suggest that current conditions may present a favorable entry point for XRP. Historically, the asset has not remained below $1 for long, and buying near existing support levels could prove profitable if the market trend reverses in the coming months or years.
Mini dictionary: Cost of production, a reference point in mining economics representing the average expense incurred to mine a single Bitcoin. When the market price approaches this level, it often signals a price floor since miners become less willing to sell below cost, influencing overall market supply.
ETF launches and investment outlookLast year, several spot ETFs (Exchange Traded Funds) featuring XRP were launched. ETFs commonly drive bullish sentiment by broadening access to cryptocurrencies for traditional investors. However, XRP’s ETF debut coincided with the ongoing bear market, limiting immediate positive impacts on price.
If broader market conditions improve, analysts anticipate that renewed inflows into XRP-linked ETFs could fuel future price growth. In the previous cycle, rising ETF participation helped propel Bitcoin and Ethereum to new all-time highs. Market participants expect that XRP might echo this trajectory if favorable trends continue.
If market recovery is underway and ETF inflows accelerate, buying XRP at $1 could turn out to be a well-timed move, especially if historical patterns repeat.
CryptocurrencySupport Level (Previous Cycle)Support Level (Current Cycle)ETF Launch ImpactXRPBelow $0.50$1Limited (Bear market)Bitcoin (BTC)$16,000 (approx.)Cost of production zoneStrong (All-time high surge)Ethereum (ETH)$900 (approx.)$2,000+Strong (All-time high surge)Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XRP activity is sending mixed signals as large deposits to Binance reach multi-year lows while Bank of America makes a slight move to increase its position in a regulated XRP futures product. The developments reflect waning big-holder exchange activity, paired with a steady but small-scale uptick in institutional ETF exposure to the token.
Whale inflows to Binance hit lowest since 2021Analysis from CryptoQuant contributor Darkfost indicated that the 90-day moving average of XRP whale deposits to Binance fell to $61 million, marking the lowest level recorded since 2021. This figure is sharply down from $456 million in January 2025 and $355 million in October, signaling an 87% drop from the January peak and a decline of roughly six to seven times compared to previous periods.
The decline in deposits continued a trend observed since July, when the average was $69 million. Moving from that level to $61 million reflected another 12% decrease in just one month.
Additionally, the daily volume of large holder deposits shrank dramatically from 583 million XRP to 25.3 million XRP, while the 30-day whale inflow total dropped more than 34%, from 1.45 billion tokens to 947.4 million.
Observers tracked a steep reduction of whale-sized inflows to Binance, with the latest 90-day trend dipping to its lowest reading since 2021. Despite the contraction in exchange supplies, net inflows remained positive at $18.8 million, which shows that although inflows slowed, deposit activity still slightly outpaced withdrawals.
Exchanges monitor these deposits closely, as large inflows can increase the supply available for sale and potentially weigh on prices. However, lower inflows do not automatically indicate accumulation. Many whales may be choosing to hold assets off-exchange or diversify holdings elsewhere.
During this period, XRP trading hovered around $1.06, with the $1 threshold remaining a key reference in current market structure.
Active usage grows, but direct inflow unclearWhile exchange-bound whale deposits receded to multi-year lows, XRP Ledger network activity moved in the opposite direction. Data showed the number of active addresses rising from 23,642 on August 1 to 43,543 by August 11, an increase of over 84% within ten days. This spike in usage, however, does not directly equate to new capital pouring into the token and may also reflect increased on-chain movement or broader participation.
Traders relying on technical and macro signals to time moves in volatile markets face increasingly complex monitoring duties. In a market where a single Fed decision or a sudden altcoin listing can change everything in seconds, having to manage separate apps for charts, news, and portfolio updates is both complicated and costly. Smart traders are now turning to privacy-first solutions like CryptoAppsy to centralize real-time data, price alerts, and market news—delivering all crucial information in one place without needing to sign up.
Bank of America increases XRPI ETF position in Q2Amid lower whale exchange activity, Bank of America disclosed a moderate rise in its holding of the Volatility Shares XRPI ETF. The bank’s latest filing showed a position of 13,260 shares as of June 30, up from 13,000 shares at the end of the first quarter. This represents a 260-share increase, or about 2% quarter-on-quarter.
XRPI, which launched on Nasdaq in May 2025, tracks XRP futures rather than holding the digital asset directly. Any position in the ETF offers indirect exposure to the token through regulated markets rather than spot ownership.
Bank of America’s incremental addition highlights ongoing institutional interest, even as the scale remains modest. The move marks an extension of the bank’s existing exposure rather than a significant new entry.
Both market signals—the sharp drop in whale inflows to Binance and Bank of America’s modest ETF increase—underscore the divergence between exchange activity by large holders and growing, though limited, institutional engagement via regulated products. The net effect points to reduced potential near-term sell pressure and a cautious uptick in professional market participation, though neither move sets a clear new trend for the sector.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XRP price has steadied near $1 as whale transfers to Binance fell to their lowest level since 2021, although weak demand and bearish chart signals continue to limit a recovery.
Summary
XRP price traded near $1.00 after losing about 3.2% over the past seven days.
Binance whale inflows fell to $61 million on a three-month average.
Daily RSI remained weak at 36, while the 4-hour MACD showed early improvement.
Liquidation clusters between $1.02 and $1.05 could attract price during a rebound.
XRP price remains under pressure near $1
CryptoQuant contributor Darkfost reported that the three-month average of XRP whale inflows to Binance has dropped to about $61 million, its lowest reading since 2021.
The figure stood at $456 million in January 2025 and $355 million in October 2025. Current transfers are therefore six to eight times lower than the peaks recorded last year, according to the analyst.
Reduced exchange deposits usually mean fewer tokens are immediately available for sale. Darkfost described the decline as a positive development for XRP but warned that lower selling activity alone cannot confirm a bullish reversal.
Net flows remain positive at roughly $18.8 million, meaning large deposits are still exceeding withdrawals. Darkfost also said the slowdown fits a market-wide decline in exchange inflows and trading volume, with selling pressure fading before demand has fully recovered.
XRP traded around $1.00 at the time of writing, little changed over 24 hours, but down approximately 3.2% during the past week. The token has a market capitalization of about $62.8 billion and nearly $900 million in daily trading volume.
XRP price has repeatedly moved above and below $1 since Aug. 11. The latest dip reached approximately $0.988 before buyers returned, but the recovery stopped near $1.01.
Daily XRP chart keeps sellers in control
The daily chart shows XRP trading below the Bollinger Bands’ 20-day middle line at $1.0446. Staying below that average leaves the short-term structure tilted toward sellers, even though the price is approaching the lower band at $0.9866.
XRP price daily chart — Aug. 15 | Source: crypto.news
The daily relative strength index stood at 36.02, below its signal average of 39.21. The reading shows weak momentum but remains above the conventional oversold threshold of 30, leaving room for another decline before the indicator reaches an extreme.
A close below the $0.9866 lower Bollinger Band would weaken the $1 support case and expose the area around $0.95. The chart has not established a clear daily reversal pattern, with lower highs and lower lows continuing from XRP’s May peak.
For a recovery, buyers first need to reclaim the Bollinger middle line near $1.045. The upper band at $1.1025 would become the next target if the price closes above that level and trading activity rises.
The narrow distance between the current price and the lower band also creates the possibility of a short-term bounce. Such a move would remain corrective unless XRP breaks above its declining daily average and holds the gain.
Falling wedge offers an early recovery setup
On the 4-hour chart, XRP has moved inside a falling wedge formed after the July 21 high near $1.165. Price is now close to the point where the two descending trendlines converge, making a breakout increasingly likely as the available trading range contracts.
XRP price 4-hour chart — Aug. 15 | Source: crypto.news
The first nearby barrier sits at the 78.6% Fibonacci retracement around $1.024. A breakout above the wedge and this level would open a path toward $1.055, followed by $1.076.
Higher resistance appears near $1.097 and $1.123. XRP would need to clear the entire sequence before it could challenge the July high around $1.165.
4-hour momentum has started to improve. The MACD line stood near minus 0.0054, above the signal line at minus 0.0060, while the histogram turned slightly positive at 0.0006. The crossover points to easing downside momentum rather than a confirmed trend change because both lines remain below zero.
Chaikin Money Flow remained negative at minus 0.09, showing that capital flows still favor sellers. A wedge breakout accompanied by CMF moving above zero would provide firmer evidence that buyers are returning.
Failure to leave the wedge could push XRP back toward $0.986. A confirmed 4-hour close below the lower trendline would invalidate the recovery setup and increase the risk of a move toward $0.98 or $0.95.
Liquidation map places XRP targets above $1
CoinGlass’ one-week liquidation heatmap shows several leveraged-position clusters above the current price. The nearest liquidity is concentrated around $1.01, followed by larger pockets between $1.02 and $1.03.
XRP liquidation heatmap | Source: CoinGlass
The strongest overhead concentrations appear near $1.03 and from approximately $1.045 to $1.05. Since price often moves toward areas holding large leveraged positions, a rebound could accelerate as short liquidations are triggered across these levels.
Additional liquidity below the market is visible near $0.98 to $0.99. A loss of $1 could therefore pull XRP toward that zone before buyers receive another chance to defend the daily lower Bollinger Band.
For US investors trading during the weekend, thinner liquidity may increase sudden moves around the $1 level. The charts place $0.986 as the immediate downside boundary, while a move through $1.024 would offer the first technical sign that XRP is breaking out of its month-long decline.
Falling Binance whale inflows reduce one source of possible selling, but Darkfost’s data and the negative daily structure reach the same conclusion: XRP still needs fresh buying demand before a lasting recovery can begin.
Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.
XRP’s slide back below $1.00 has pushed social chatter into its most bearish stretch in three months. The XRP Ledger, however, logged 49,929 active addresses in a single 24-hour window—the highest in over two months—according to the Santiment update.
That split makes the current setup difficult to read. Retail traders on X, Reddit, Telegram, and other crypto channels have turned sharply pessimistic as price failed to rally. Earlier July activity had fallen close to 2026 lows, so the jump in active addresses is not just a one-off bounce from elevated levels—it is a reversal from a quiet period.
What active addresses do and don’t say Active addresses are a basic but useful on-chain signal. They count unique wallet addresses taking part in transactions, which captures participation rather than price direction. The metric does not distinguish between buying, selling, or ordinary transfers. Still, falling price plus rising participation often looks like capitulation or accumulation rather than disinterest.
For comparison, on-chain and developer activity across major chains has become a common screen for separating network use from pure token speculation. XRP’s spike in active addresses is narrower, but it points to engagement rather than a dead chain.
The $1.00 line remains the pivot XRP dropping back below $1.00 changes how traders read the chart. The level has long functioned as a psychological threshold, and the update notes retail sentiment is likely to stay ugly while price sits under it. Policy pressure is not absent either. With major crypto legislation still being contested in Washington, altcoin traders have had little reason to chase upside.
The bearish sentiment reading carries its own weight. Three months of compressed negativity means a large part of the retail crowd has already priced in more downside. That can clear out weak hands, but it does not guarantee a rebound unless demand returns. Santiment frames the combination as a counter-signal bulls would want, with the caveat that XRP still needs to hold structure.
The risk is that high active addresses could reflect a surge of users moving coins to exchanges during the selloff, not fresh accumulation. The update does not provide exchange netflow or direction, so traders should treat the activity as a signal of engagement, not proof of demand.
AUTHOR
Mysterious crypto writer with expertise in blockchain, offering deep insights that captivate and intrigue readers. With a unique ability to uncover hidden insights and trends, Samuel delivers in-depth analysis and thought-provoking content that keeps readers on the edge of their seats. His writing style is engaging and informative, blending technical knowledge with a sense of intrigue, making complex crypto topics accessible to both newcomers and seasoned industry professionals. Samuel’s work continues to capture the attention of the crypto community, solidifying his reputation as a trusted voice in the space.
XRP, the digital asset developed by Ripple Labs, has slipped below the $1 mark, drawing fresh attention from market observers and technical analysts. ChartNerd, a widely followed cryptocurrency analyst, shared an updated price outlook for XRP via a recent post on X.
XRP faces key resistance after breaking below $1ChartNerd stated that the period marked by market anticipation about XRP dropping below $1 has ended. However, the analyst cautioned that XRP could still see further downside before mounting a sustainable rebound.
According to ChartNerd, a correction of 10% to 20% remains possible unless the token recovers a crucial resistance band between $1.30 and $1.60. The analyst argued that surpassing this price range is vital for altering the current bearish trend and restoring positive momentum in the short term.
“If price cannot recover prior resistance between $1.30/60, $0.90/$0.70 remains the sweet spot.” ChartNerd pointed to $0.90 and $0.70 as significant support zones if the downward trend persists and recovery efforts fall short.
This forecast highlights major levels for investors to watch, as continued selling could push XRP towards these downside targets if broader sentiment does not improve soon.
Resistance ZoneSupport LevelsPotential Correction$1.30–$1.60$0.90, $0.7010%–20%Market cycle analysis and technical indicatorsThe chart shared by ChartNerd compared XRP’s current market pattern with previous cycle lows from years such as 2017, 2020, and 2023. The analysis draws on these historical points to identify what may be another significant cycle low developing at present.
A momentum indicator featured on the chart signals that downward price movement could be exhausted or nearing a turning point. However, ChartNerd emphasized that this does not guarantee XRP will decline all the way to $0.70. Rather, these levels are considered areas to monitor should XRP fail to reclaim the highlighted resistance range.
Mini dictionary: Momentum indicator – A technical analysis tool that measures the strength and speed of a price movement, commonly used to identify potential trend reversals or continuation points.
Overall, the analyst continues to use past cycles and technical readings to frame expectations, while cautioning that no single level is guaranteed.
Reactions from XRP holders and traders have been divided. Some market participants, such as a user called GreenerTomorrow, dismissed the likelihood of XRP hitting $0.70, while suggesting that entering near $0.90 could seem fortunate if prices recover quickly.
Others, including a commenter identified as Sarah, acknowledged fading optimism in XRP and suggested that a longer period of waiting may still lie ahead for those hoping to see higher price levels.
Different perspectives among investors reflect uncertainty over whether the current support will hold or if XRP will face another major downturn before regaining upward momentum.
ChartNerd’s analysis places notable importance on XRP overcoming the $1.30–$1.60 resistance band. Until such a recovery occurs, the risk of a further 10%–20% correction remains, with $0.90 and $0.70 seen as critical downside areas in the event of continued selling pressure.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.
CLARITY Act passage odds have dropped below 20% on Polymarket as XRP volatility drives renewed interest in UE Crypto’s cloud mining and yield services.
Summary
XRP weakens as CLARITY Act odds fall, while investors turn to UE Crypto’s cloud mining and yield options. With CLARITY Act uncertainty weighing on XRP, UE Crypto is drawing interest from holders seeking alternative returns. Fading CLARITY Act expectations have pressured XRP, prompting some investors to explore UE Crypto’s cloud mining platform. The probability of the CLARITY Act passing on Polymarket has plunged from 82% to below 20%. Can September 15 save the bill?
Amid XRP price volatility, market uncertainty, and the market fog surrounding the Digital Asset Market Clarity Act, XRP continues to show weakness, while UE Crypto’s cloud mining platform and stable yield mechanism have attracted significant attention from investors.
XRP has underperformed the broader cryptocurrency market, while investors’ interest in UE Crypto’s cloud mining and yield mechanisms has been reignited.
Faced with XRP price volatility and the market uncertainty surrounding the Digital Asset Market Clarity Act, an increasing number of XRP investors are turning their attention to UE Crypto in an effort to hedge against market risks.
UE Crypto positions its cloud mining platform as a new option for XRP holders, aiming to provide them with additional digital asset returns rather than relying solely on price appreciation.
Among the assets most closely linked to the market structure adjustments of the U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC), XRP has already reflected the impact of this delay in its price. XRP is expected to directly benefit from the formal establishment of its classification as a digital commodity under CFTC regulation, but as the timeline has been delayed, inflows into its ETFs have also slowed.
This dynamic has been detailed in the article and is related to reduced XRP ETF inflows caused by uncertainty surrounding the CLARITY Act. This pattern has reappeared after every procedural setback, including the immediate price reaction previously recorded when the Senate vote was postponed.
Spot trading volume remains light, while a narrowing intraday trading range indicates that buyers have yet to demonstrate sufficient confidence. Daily trading volume stands at $885 million, down from $905 million yesterday, indicating that trader interest is weakening.
Last week, XRP fell -2%, while Bitcoin fell -0.28% and Ethereum fell -0.3%, making XRP one of the worst performers among major cryptocurrencies. Therefore, this sell-off is specific to XRP rather than a broader correction across the cryptocurrency market.
XRP’s only anticipated catalyst remains stalled. The CLARITY Act, which is intended to classify XRP as a federal commodity, missed the voting window before the Senate’s August recess and is now scheduled for a procedural vote on September 15. As a result, XRP’s price currently has no upward momentum for the next month.
The reason may be the current lack of market transparency — or, more specifically, the delay of the long-awaited Digital Asset Market Clarity Act.
As investors explore cloud mining and yield mechanisms, XRP’s price weakness has driven increased interest in UE Crypto.
Amid continued market volatility, XRP holders seeking cloud mining and yield strategies continue to show interest in UE Crypto.
As of August 15, 2026, the current price of XRP (XRP) is $1.00. Over the past 24 hours, the price has fallen by 0.1%, while the price movement over the past hour was 0%. From a longer-term perspective, the price fluctuation over the past 7 days was -3.3%, while the price fluctuation over the past month was -9.3%. Among the top ten cryptocurrencies by market capitalization, XRP recorded the largest seven-day decline, falling by -9.3%, while the overall market remained largely flat. The token’s price action appears to indicate that the Clarity trade is gradually being unwound.
Affected by market sentiment, XRP fell to a recent low, causing its market capitalization to shrink significantly and temporarily losing its position as the world’s fourth-largest digital asset. The increase in short-term volatility has prompted some investors to reassess their future XRP investment strategies.
Meanwhile, market traders are closely watching the upcoming period from September to October, when the CLARITY Act is expected to reach a decisive outcome. The implementation of this major regulatory catalyst is bound to have a strongly polarized impact on future market sentiment. However, before this critical legislative window arrives, the broader market remains trapped in a range-bound pattern, while XRP is also showing a stagnant consolidation pattern characterized by low trading volume and declining turnover.
To hedge against market risks, the UE Crypto cloud mining digital asset platform has attracted increasing attention from investors. Through its innovative underlying cloud computing architecture and yield aggregation mechanism, the platform aims to hedge against market volatility and improve returns.
As XRP volatility increases, UE Crypto has become a new option for investors.
Given the recent increase in XRP price volatility, more and more XRP holders are turning their attention to UE Crypto. Unlike highly volatile leveraged trading or strategies that rely solely on price appreciation, UE Crypto’s cloud mining platform provides a more convenient way to participate in digital assets. Users do not need to deploy mining machines or maintain hardware; they only need to select a computing power contract to participate in mining services. This allows them to focus on the long-term prospects of XRP while maximizing the benefits of their digital assets.
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Overview: XRP’s $1 defense battle may be doomed to fail! Market sentiment is extremely weak, and XRP is severely lacking reasons to rise ahead of the CLARITY Act vote in September. Whale support may only be temporary, and a break below $1 may already be counting down!
The massive amount of leverage accumulated since August is a double-edged sword. Once the $1 level is lost, a cascade of liquidations across leveraged positions could trigger an unforgiving sell-off, causing the decline to accelerate beyond everyone’s expectations.
Stop holding on blindly and switch tracks! The era of simply holding coins and waiting for a massive price surge is already over. Before the storm arrives, XRP holders have already begun turning their attention toward more diversified cloud mining digital asset platforms.
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Gen3, a development group in the XRP Ledger (XRPL) ecosystem, has decided to withdraw from building retail-focused projects on the network. This move has sparked concern from Anodos Finance co-founder Panos Mekras, who publicly addressed the issue on X.
Mekras cites deepening challenges for XRPL buildersPanos Mekras, who co-founded Anodos Finance, described Gen3 co-founder Shen as one of the most significant contributors to the XRPL. Mekras expressed disappointment and worry regarding Gen3’s pivot away from retail, noting that Shen has consistently advocated for innovative project development within the network.
In his comments, Mekras emphasized that the problems extend beyond Gen3. He urged the broader XRPL community to address persistent challenges facing developers, especially those who build products for consumers.
Mekras explained that Shen had been “one of the most important builders and contributors in the XRPL ecosystem,” and warned that without improving conditions, it will be difficult to attract and retain new talent and projects.
He highlighted Shen’s latest remarks, where Gen3 pointed to limited support and a shortage of resources for teams aiming to innovate in the XRPL ecosystem.
Gen3’s leadership noted difficulties for startups without existing revenue streams or strong relationships with large organizations. The company found it challenging to sustain a retail-oriented business within the current XRPL environment.
Mekras agreed with Gen3’s assessment, arguing that if the ecosystem wants to foster growth, it needs to take these concerns seriously and provide tangible support for builders and startups.
Liquidity, talent drain, and infrastructure gaps citedMekras further raised alarms about other structural issues in the XRPL. He reported that more developers are leaving the ecosystem than joining, and that liquidity conditions remain inadequate to support robust project growth.
He also identified the ongoing need for improved developer tools and infrastructure. Mekras maintained that these resources are essential for entrepreneurs hoping to create sustainable businesses targeting everyday users.
Consumer-focused platforms, according to Mekras, are crucial for onboarding new participants to the XRPL. He asserted that developing infrastructure, while important, is not enough to reach mainstream adoption—practical, easily accessible applications are required.
Mini dictionary: Anodos Finance is a company focused on blockchain consulting and services, specializing in developing solutions for digital asset ecosystems.
Call for community recognition and actionMekras stated that despite positive headlines about XRPL growth, the network faces “serious issues” that some are overlooking. He described the current phase as critical for the ecosystem’s health and longevity, and called on both the community and financial backers to acknowledge and address these gaps.
Mekras emphasized that “the ecosystem is slowly dying” and suggested that only with broader recognition can effective measures be put in place to support sustainable development for XRPL projects.
Moving forward, Mekras recommended that meaningful progress will start with an honest assessment—recognition of the challenges developers face and immediate support from the XRPL ecosystem’s leading organizations.
Despite Gen3’s shift away from new retail products, Shen said the company will continue to operate its dUNL validator and remain involved in XRPL’s technical progress.
Gen3, known as a validator operator and developer within the XRPL network, will still contribute technically without pursuing further retail-focused endeavors for the time being.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XRP, one of the most closely watched digital assets, continues to see significant interest from traders and analysts, despite a notable disconnect between its market price and the valuation of Ripple, the San Francisco-based fintech company behind the cryptocurrency. Industry observers have highlighted the gap as a potential catalyst for major repricing in the coming months.
The $50 billion gap between Ripple and XRPRipple, known for its blockchain-based payment solutions for global financial institutions, holds a private valuation of $50 billion. However, according to Digital Asset Investor, an advocate and analyst within the crypto community, the current market price of XRP fails to reflect Ripple’s sizable corporate valuation. “The market hasn’t priced in the gap yet,” he explained, suggesting that when this discrepancy is eventually addressed, it could drive XRP towards new all-time highs.
Analyst Modern Investor set a target for XRP at $28, while Digital Asset Investor voiced his agreement with the outlook. He stated his expectation for a major move, emphasizing, “I think it’s going to $28 a coin and some.”
Digital Asset Investor predicts that the disconnect between Ripple’s $50 billion valuation and XRP’s current price has not been factored into the market, and he expects that future regulatory shifts could trigger a powerful price movement for the asset.
September repricing and regulatory clarityThe potential for XRP’s repricing ties closely to anticipated regulatory developments. In a recent discussion, a guest speaking with digital media personality Paul Barron outlined a scenario where clearer digital asset regulations may emerge in September or October. Under these conditions, he estimated that XRP could see a 50 to 100 percent price increase. Digital Asset Investor, meanwhile, holds that the upside may be even greater.
Commodity Futures Trading Commission (CFTC) Chair Brian Quintenz has indicated the agency will proceed to advance crypto market structure regulation, regardless of whether the CLARITY Act passes through Congress. Digital Asset Investor interpreted this as a sign that the SEC and CFTC could move forward independently, accelerating regulatory developments around XRP and similar assets.
Mini dictionary: CLARITY Act – A proposed US legislative bill aiming to clarify the regulatory treatment of digital assets, particularly distinguishing which assets are considered securities or commodities. Its progress is seen as influential for the broader crypto market.
Whale accumulation amid falling pricesOn-chain data suggests that large investors, often referred to as whales, are steadily increasing their positions in XRP. Information from blockchain analytics platform Santiment indicates that in the last three months, the number of XRP wallets holding at least 1 million tokens grew by 32. This accumulation trend occurred while XRP’s overall market capitalization dropped by 29 percent.
Such behavior is notable, as major holders are expanding their exposure during periods of price weakness. This divergence between whale activity and falling market cap is viewed by analysts as an important indicator of future movement.
PeriodXRP Whale Wallets (+1M XRP)XRP Market Cap ChangeLast 3 months+32 wallets-29%
As large holders continue to accumulate XRP despite recent declines, analysts see this as a potentially significant signal for price action in the near future.
Institutional adoption and XLS-96Besides price and regulatory speculation, technical upgrades are also drawing interest. Digital Asset Investor discussed XLS-96, a proposed amendment to the XRP Ledger that introduces confidential transfers. This feature would allow for encrypted balances and transaction amounts, addressing privacy needs that have previously limited institutional participation.
Ripple CEO Brad Garlinghouse has identified privacy as a key factor in attracting large institutions to public blockchain networks like XRP Ledger. Other voices in the community, such as analyst Evernorth, regard XLS-96 as an important step toward enabling more private and secure institutional transactions on XRP.
Mini dictionary: XLS-96 – A proposed update to the XRP Ledger enabling confidential transfers of Multi-Purpose Tokens (MPTs). It aims to enhance transactional privacy for institutional and enterprise users while maintaining compliance and auditability.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
Ripple CEO Brad Garlinghouse is set for a high-profile appearance in Wyoming next week, putting Ripple and the broader XRP ecosystem in focus as policymakers, institutional investors and crypto industry leaders gather for the Wyoming Blockchain Symposium, a 500-person invitation-only event that brings participants together for focused discussion and networking.
According to XRP community member Eri, Garlinghouse is scheduled to speak at the 2026 Wyoming Blockchain Symposium, hosted by SALT and Kraken in Jackson Hole from August 17 to 20. As reported, SALT confirmed the Ripple CEO as a speaker at the event.
Garlinghouse is not the only major crypto figure on the agenda. The current lineup includes SEC Chair Paul Atkins, Senator Cynthia Lummis, Galaxy's Michael Novogratz, BitGo CEO Mike Belshe, Securitize CEO Carlos Domingo, Cardano founder Charles Hoskinson and Stellar Development Foundation CEO Denelle Dixon, among others.
What to expect?According to Eri, Ripple CEO Brad Garlinghouse is scheduled to speak at the SALT event in three days. As seen on the official SALT page, the Ripple CEO's session, titled "Modernizing Financial Infrastructure," is scheduled for Day 2, August 18, and will be moderated by CNBC reporter Tanaya Macheel.
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This is in line with the goals of the event, which is to catalyze more forward-thinking digital asset regulation, create a more decentralized, rather than centrally planned, global financial system, and drive greater institutional understanding and adoption of blockchain infrastructure.
Garlinghouse's session is particularly notable because of its focus on financial infrastructure, given that Ripple has spent years positioning its technology around cross-border payments, digital assets and the modernization of financial systems.
While there is no indication that Garlinghouse will make a specific XRP announcement, his discussion might touch on areas relevant to the XRP Ledger ecosystem.
Nonetheless, the Ripple CEO's appearance allows the XRP community to gain insights into the changing financial landscape and the role blockchain technology could play in it.
Eri noted that last year's SALT event was streamed live and encouraged the crypto community to look out for potential coverage this year.
According to Santiment data, investor sentiment towards XRP has fallen to its most negative level in the last three months as the price has failed to show the expected recovery. Comments on Reddit, Telegram, and other crypto communities reveal that individual investors are becoming significantly pessimistic about XRP.
Santiment noted that the XRP price falling back below the $1 level could increase pressure on individual investors. According to the company, given the current price outlook, it wouldn’t be surprising if negative sentiment on social media continues in the short term.
However, on-chain activity on the XRP Ledger paints a different picture than price and sentiment. In the last 24 hours, 49,929 active addresses were registered on the XRP network. This figure represents the highest number of active addresses seen on the network in over two months.
Santiment noted that XRP Ledger activity was near its lowest levels since 2026 in early July, and stated that the recent surge could be a significant counter-signal for the market.
According to the platform, the simultaneous occurrence of strong on-chain participation and extremely negative investor sentiment creates a scenario that XRP bulls will want to follow. Santiment claims that if XRP maintains its current technical structure and demand regains strength, the pessimism prevailing today could be seen as a “buying opportunity at a discount” by cryptocurrency users in the future.
*This is not investment advice.
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The long-term outlook for $XRP has shifted as crypto analyst ChartNerd (@ChartNerdTA) identified new price targets well above the token’s current range. According to his recent technical analysis, $XRP could reach $8, $13, and $27 by 2030. These projections rely heavily on a comparison of past market cycles and Fibonacci extension measurements.
Historical framework and cycle comparisonChartNerd’s analysis traces its foundation back to the period between 2014 and 2018, when $XRP experienced a significant rally from early cycle lows to its multi-year high. During that historical phase, the token surpassed the 127.20%, 141.40%, and 161.80% Fibonacci extensions—corresponding to price levels of $0.1422, $0.2194, and $0.4091, respectively.
Applying the same Fibonacci methodology to the present cycle, ChartNerd has calculated the new price extensions at $8.4831, $13.7909, and $27.7183. Rounded off, these translate to the $8, $13, and $27 milestones that now form the basis of his multi-year price thesis. Previously, ChartNerd has maintained that $27 is a realistic future target for $XRP, though not an immediate one.
ChartNerd contends that his $8, $13, and $27 projections for 2030 are grounded in cyclical data and technical analysis, presenting these targets as more viable over the coming years than the $15 calls that circulated in early 2024.
Timeline and technical structureThe analyst’s chart not only forecasts price, but also lays out a time-based roadmap for $XRP’s potential advance. By reviewing the structure of past cycles, ChartNerd identifies the late 2020s as a critical period for the asset. He describes this timeframe as the next opportunity for $XRP to approach the final Fibonacci targets, echoing extension patterns seen in the last major cycle.
These new projections do not suggest that $27 is an imminent price outcome. Instead, the chart depicts a process marked by sequential advances—first to $8, then to $13, and ultimately near the $27 mark, which aligns with the 161.8% extension in his analysis.
Market perspective and evolving investor accessAs $XRP continues to follow long-term cyclical projections, analysts like ChartNerd underscore the importance of monitoring both price movement and timing patterns. This technical structure, featuring clear extensions and cyclical targets, reflects broader market trends as traditional finance continues to evolve.
Alongside these analytical approaches, significant change is also underway in investment platforms. While traditional markets depend on brokers for transactions, a transformative shift is occurring as Wall Street embraces Web3 technology. Investors now utilize platforms such as 1stepSwap to directly hold tokenized shares of major U.S. firms, gold, and silver in their crypto wallets. By leveraging tokenization of real-world assets and automated price discovery, these platforms significantly reduce reliance on intermediaries and accelerate market access.
ChartNerd emphasizes the probabilistic nature of his model, stating that while no outcomes are guaranteed, this 2030 projection derives from historical cycle data and structured technical analysis.
The analyst maintains a cautious outlook, repeatedly highlighting that his projections are backed by technical structure, not absolutes. The multi-level extension pattern provides a framework for investors and observers to track subsequent $XRP advances, should the broader market environment remain supportive.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XRP price remains above the crucial $1 support despite a mild cryptocurrency market pullback. Network activity reached a two-month high, supporting cautious optimism.
Bitcoin price trades below $63,000, while Ethereum stays under $1,900. Holding $1 could preserve XRP’s recovery outlook and encourage another short-term rebound attempt.
XRP Open Interest Climbs to $2.74B as Trader Participation Grows
The activity in XRP derivatives was also bolstered by the rise in trading volume of 16.52 to reach $1.55 billion which indicated expanded participation in the markets.
Open interest increased 1.41% to $2.74 billion, indicating traders held larger positions in the XRP derivatives markets.
Source: Coinglass data
The more pronounced volume growth indicates an increase in short-term activity, whereas the growing open interest indicates that derivatives traders are still confident.
Is XRP Price Preparing for a Rebound as Network Activity Reaches a Two-Month High?
XRP was under increased pressure this week as declining prices drove retail sentiment to the lowest point in three months. The worsening mood followed XRP’s failure to sustain a recovery, with its market value falling below the important $1 level.
The activity of the XRP Ledger was adjusted in the opposite direction, which formed a significant contrast with the negative view of social perspectives. One 24-hour period shows that the network captured 49,929 active addresses, according to data provided by Santiment.
Santiment data
The amount was the largest daily activity level recorded on the XRP Ledger in over 2 months. Previously activity had dropped down to yearly lows in July, and the recent increase was a substantial shift in network participation.
Can XRP Price Hold $1 Support and Target $1.05 Next?
At the time of writing, the XRP price traded at $1.002, following a prolonged decline from July’s highs. The token is close to the psychological support of $1.00 that the trading has been stabilized at recently.
XRP continues to trade below the $1.02 resistance level on the four-hour timeframe. This wall served as a support prior to the recent collapse.
The Relative Strength Index is at 41.57; the value indicates upward momentum, but XRP is still below the neutral 50 value.
The MACD line, meanwhile, is at negative 0.0055. It has crossed the signal line at negative 0.006.
Source: TradingView
The histogram has turned slightly positive at 0.0005, indicating an early bullish crossover. Nevertheless, the two lines are below zero, and the recovery signal is still weak.
The short-term upside objective is at $1.02 where the XRP has been repeatedly rejected. Four hour close above this may justify a rise to $1.05.
Further gains above $1.05 may open the path toward $1.08 and $1.10. These positions were formerly valuable consolidation points in July.
On the negative side, the most significant near-term support is still $1.0. A break under it may put XRP at risk of being exposed at $0.98. Further fall below $0.98 can drive the price to the $0.95 support level.
Wyoming’s state-issued stablecoin is drawing increased attention from the digital asset community following fresh insights into its technical infrastructure and network integrations. Recent findings presented by cryptocurrency researcher SMQKE highlight new connections between the Wyoming Stable Token and several prominent blockchain platforms.
Major blockchain integrations revealedSMQKE reported that the Wyoming Stable Token, also known as FRNT, has established integrations with the XRP Ledger, Stellar, and Hedera networks. These developments are based on materials that detail how the stablecoin ecosystem interacts with established blockchain technologies as Wyoming advances its digital currency efforts.
The documentation referenced by SMQKE presents integration support for both the XRP Ledger (XRPL) and Stellar networks through the Fireblocks platform. According to these materials, XRP and XLM benefit from Fireblocks’ network support, while HBAR is utilized as a bridging option within the state’s digital asset framework.
A network diagram included in the shared resources displays Fireblocks’ compatibility with Ripple’s XRPL, Stellar, and a range of EVM-compatible blockchains. The same overview lists over 20 supported stablecoins, including USDC and USDT, highlighting Fireblocks’ role in Wyoming’s approach to multi-chain operability.
The Wyoming Stable Token Commission’s official information confirms Fireblocks as a key technology partner. Their published materials describe a multichain issuance process, emphasizing flexibility across various blockchain environments. FRNT is currently accessible for public purchase on Kraken, and the Commission adds that the token can also be acquired on Solana and bridged to Arbitrum, Avalanche, Base, Ethereum, Hedera, Optimism, and Polygon through Stargate’s infrastructure.
Following claims that XRP, XLM, and HBAR themselves would be used for the Wyoming stablecoin, a clarification emerged from blockchain commentator Jeremy Bureau. He pointed out a critical distinction between integrating with a blockchain network versus directly utilizing its native asset. Bureau explained that the public documents reference the XRPL as part of the ecosystem but do not explicitly state that XRP will be used by the Wyoming stablecoin.
He referenced Wyoming’s earlier treasury bond pilot, which operated over the XRPL but did not involve XRP as a transactional asset. Bureau’s remarks encourage careful interpretation when distinguishing between infrastructure use and underlying token utility.
Bureau emphasized that participation of XRPL in the stablecoin network does not mean XRP itself is being used. The documentation specifically cites the XRPL platform without mentioning XRP as the native token for the stablecoin.
This clarification is significant in understanding the state’s digital asset strategy. The available documents identify XRPL, Stellar, and Hedera among the networks enabled through the integration framework, while the presence of native tokens such as XRP and XLM remains limited to network-level access and not direct stablecoin issuance.
Wall Street trends and RWA tokenizationAs stablecoin projects like Wyoming’s expand onto multiple blockchains, broader trends in finance are accelerating the shift toward tokenized real-world assets (RWAs). While traditional finance often relies on a web of intermediaries, the transition to Web3 is facilitating direct asset ownership. Platforms such as 1stepSwap now allow investors to hold shares of leading US companies, gold, and silver directly in their crypto wallets. By tokenizing RWAs and instantly locating the most competitive market prices, these solutions streamline transactions and remove middlemen from the process.
Wyoming’s stablecoin infrastructure underscores a push for broad interoperability, leveraging XRPL, Stellar, and Hedera to enable access and bridging across multiple networks. Yet, the direct use of native tokens such as XRP or XLM for the issuance of FRNT has not been shown in official materials.
The Wyoming Stable Token initiative continues to signal the state’s ambition to lead US efforts for regulated, blockchain-based financial infrastructure, with a clear focus on interoperability and broad market access.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
Solana (SOL) is now available on the XRP Ledger DEX, Hussein Zangana (Vet), XRP Ledger Foundation director of community, revealed in a recent post. Wrapped and issued by Axelar, this move connects Solana and the XRP Ledger.
As the XRP DEX is native, users will be able to access Solana on XRP Ledger-based platforms. They can swap SOL on the XRPL DEX through the XPMarket, First Ledger, and Magnetic platforms. They can also access SOL directly within Xaman Wallet through the Swap widget.
The move follows a trend that has increased since 2025 and continues in 2026, opening up new paths for several assets to move across chains, with XRP having gone live on Solana earlier.
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Wrapped XRP (wXRP), issued by Hex Trust, went live on Solana in April, making the token available for the first time through Solana's DeFi apps (Jupiter, Phantom, Titan Exchange, and Meteora). wXRP, which is tradable with RLUSD, can be used on supported blockchains, including Solana, Optimism, Ethereum, and HyperEVM.
Warning issuedWith a new interoperability milestone unlocked with Solana now available on the XRPL DEX, Vet issued a crucial warning to the XRP community. He noted that currently Axelar is the only legitimate issuer of Wrapped SOL, urging XRPL users to beware of fake tokens.
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Vet added that platforms that support Wrapped SOL on the XRPL, including XPMarket, First Ledger, Magnetic, and Xaman Wallet, have given the token a checkmark to make it easier to identify. He shared a screenshot from XRPScan to explain what he meant.
As seen in the screenshot, the account name or the issuer is listed as Axelar Bridge with a checkmark. This will enable users to differentiate the original issuer from fake ones, which are those without a checkmark.
However, users should not rely only on the token name or the ticker. They should verify the issuer address and cross-check with reliable sources before trading.
Solana (SOL) can now be accessed and traded on the XRP Ledger’s decentralized exchange, as confirmed by Hussein Zangana, director of community at the XRP Ledger Foundation. Zangana shared this update, highlighting a new phase of interoperability between major blockchain networks. The Wrapped SOL token, issued by Axelar, forms the backbone of this integration.
Expanded cross-chain accessThe XRP Ledger’s native decentralized exchange, or DEX, now allows users to acquire and swap Solana through several XRPL-based platforms, including XPMarket, First Ledger, and Magnetic. Holders can also swap SOL directly in the Xaman Wallet using the integrated Swap widget.
This advancement follows the recent rise of cross-chain bridges since 2025, as blockchain developers explore new ways to boost asset portability across multiple ecosystems. The integration of Solana into the XRPL environment signals a wider industry trend, with previous milestones including the launch of XRP on Solana earlier this year.
Previous steps with wXRPIn April, Hex Trust issued Wrapped XRP (wXRP) on Solana, enhancing the token’s reach into decentralized finance applications like Jupiter, Phantom, Titan Exchange, and Meteora. Through Solana, Optimism, Ethereum, and HyperEVM, wXRP can be traded with RLUSD and accessed across multiple blockchains.
The recent addition of Solana to the XRPL DEX marks a significant step in cross-chain interoperability. As traditional markets have long relied on complex brokers, a notable shift toward Web3 is underway. Platforms such as 1stepSwap now enable investors to hold shares of leading US companies, gold, and silver directly in their crypto wallets. By tokenizing real-world assets and finding the best prices instantly, these services remove intermediaries from the trading process.
Fraud concerns and verification stepsAlongside the announcement, Zangana urged the XRP community to be cautious about token authenticity. Currently, Axelar stands as the only legitimate issuer of Wrapped SOL on the XRPL. He advised users to verify the token’s authenticity before trading, emphasizing the risk posed by fake tokens that could emerge as the new integration gains traction.
Supporting platforms, including XPMarket, First Ledger, Magnetic, and Xaman Wallet, have implemented a checkmark system for Wrapped SOL. This verification, visible on tools like XRPScan, displays Axelar Bridge as the issuer and includes a checkmark to signal authenticity.
The presence of Axelar Bridge with a checkmark lets users easily identify the authentic Wrapped SOL token on the XRPL, preventing confusion with counterfeit tokens that lack this verification.
Experts stress that users should not rely solely on token names or tickers. A careful check of the issuer address, cross-referenced with reputable sources, is strongly recommended before making any transactions. This extra diligence aims to reduce the threat of falling victim to imposter tokens.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Hugo Philion, co-founder and CEO of Flare, said Sentora, a major DeFi resource and risk management platform, approved FXRP as an eligible collateral asset.
Philion made the comments in a recent interview with Paul Barron on the Paul Barron Network, where they discussed XRP’s growing use in decentralized finance.
During the interview, Paul Barron noted that XRP ranks around fourth among cryptocurrencies by market capitalization, with a market value of about $70 billion.
However, he pointed out that XRP does not yet have the same role in on-chain lending as Ethereum. According to him, wrapped Bitcoin and stablecoins have already shown how crypto assets can be used as collateral in DeFi.
Barron said this could allow large amounts of idle capital to become more useful. He then asked Philion whether this new use case could help expand XRP’s market base.
Flare Expands XRP Lending Philion said he believes the development should help expand XRP’s market base. He also said Flare has played a leading role in making XRP a collateral asset and has so far seen strong results in this area.
According to Philion, this progress benefits the XRP community, Ripple, and investors who see XRP as an asset worth holding.
The Flare CEO then highlighted the difference between Flare’s current lending setup and the upcoming XLS-66 protocol.
He explained that Flare’s integration with Morpho on mainnet and Sentora allows users to borrow RLUSD, with other stablecoins potentially added later, using XRP as collateral.
With this, a user could provide $1.50 worth of XRP and borrow $1. He said this gives XRP holders a direct way to put their tokens into a lending market and borrow against them.
However, XLS-66 works differently because it focuses on uncollateralized lending. This method would allow borrowers to arrange their credit rating or payment guarantee off-chain.
As a result, Philion said XLS-66 does not provide the same function as Flare’s system, where users can use XRP to borrow dollars. He added that Flare plans to keep expanding this market and develop more products around XRP as collateral.
FXRP Addresses Bridge Risks Barron then called attention to the risks involved in using other crypto assets in DeFi. According to him, there are extra risks that can come from wrapping agents and F-assets, as well as the bridge risks involved when assets move between networks. He asked Philion what Flare had done to reduce these risks.
Responding, Philion said scams remain one of the biggest risks users face, especially on Twitter (now X), where fake accounts often pretend to represent Flare and other projects. As for the bridge itself, he said Flare has tested it extensively and designed its structure with security in mind.
Philion then mentioned Sentora’s review as an important sign of confidence. He said Sentora spent several months carrying out due diligence on FXRP, while many of its partner exchanges also reviewed the asset.
The reviews covered how the bridge operates and how FXRP moves onto Ethereum. After completing those checks, Sentora approved FXRP as an eligible collateral asset.
Philion noted that the decision was a major sign of confidence because Sentora ranks among the largest curators in the DeFi sector.
Because losses could directly affect its business, the Flare co-founder said Sentora has a strong reason to examine the risks carefully before supporting an asset. As a result, he saw its approval of FXRP as an important vote of confidence.
FXRP Expands Across DeFi FXRP launched on the Flare mainnet on September 24, 2025, as the first asset under the FAssets protocol. Flare initially capped minting at 5 million tokens during the first week, which filled almost immediately.
By February 2026, FXRP’s circulating supply had passed 100 million tokens, worth about $140.10 million at the time. Users had minted the tokens through 38,030 transactions, with more than 60% of the supply staked in Flare-native DeFi protocols.
Flare also launched the first XRP spot market on Hyperliquid in January 2026 through an FXRP/USDH pair. FXRP later expanded to the Yellow Network and Coinbase’s Base chain. At press time, Flare held nearly $150 million worth of XRP tokens, while $58 million remained staked on Firelight.
FXRP Current Stats DisClamier: This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect The Crypto Basic opinion. Readers are encouraged to do thorough research before making any investment decisions. The Crypto Basic is not responsible for any financial losses.
Ripple, a prominent blockchain company known for the development of the XRP cryptocurrency, is set to attend a key meeting at the White House on Wednesday. The event signals renewed engagement between the crypto industry and senior US officials on regulatory and policy matters.
Major industry players at the tableAlongside Ripple, other major participants in the digital asset sector will be present, including leading cryptocurrency exchange Coinbase, venture capital giant a16z (Andreessen Horowitz), blockchain oracle provider Chainlink, and investment firm Paradigm. Each of these companies holds significant influence across various segments of the cryptocurrency ecosystem.
The meeting will also feature important regulatory figures. Paul Atkins, current Chair of the US Securities and Exchange Commission (SEC), and Michael Selig, Chair of the Commodity Futures Trading Commission (CFTC), are expected to participate in the discussions.
Mini dictionary: Chainlink is a decentralized oracle network designed to securely connect smart contracts with real-world data and external blockchains.
Ripple, Coinbase, a16z, Chainlink, and Paradigm will sit with top US regulators, including SEC Chair Paul Atkins and CFTC Chair Michael Selig, at the White House to discuss digital asset policy.
Ongoing White House engagementThis is not the first time Ripple or its senior leaders have joined White House events focused on digital assets. In early 2025, Ripple CEO Brad Garlinghouse took part in the White House Digital Assets Summit, which marked the administration’s initial presidential gathering dedicated to crypto policy. That summit brought together a small group of executives, including Coinbase CEO Brian Armstrong, Robinhood CEO Vlad Tenev, and MicroStrategy Executive Chairman Michael Saylor.
Ripple also sent representatives to the White House during the July signing of the GENIUS Act, a bill focused on stablecoin regulation, further highlighting its active role in shaping industry policy at the highest levels.
Earlier this year, Ripple participated in another significant White House summit on digital assets, according to recent industry reports.
Lobbying efforts and legislative discussionsDespite brief tension over lobbying procedures last year, Ripple has maintained access to the White House. The friction arose after Ballard Partners, one of Ripple’s lobbyists, bypassed specific access requirements, but the company was not excluded from future engagements.
Recent months have seen the White House prioritize digital asset legislation, including bills like the CLARITY Act. The act has received persistent backing from the administration, but did not secure a final Senate vote before the August recess. Senate Majority Leader John Thune has now scheduled a procedural vote for September 15.
Bill nameStatusKey dateCLARITY ActAwaiting Senate procedural voteSeptember 15GENIUS ActSigned (focus on stablecoins)JulyIn July, White House crypto adviser Patrick Witt responded to a less optimistic outlook from Thune by reaffirming the administration’s commitment to advancing digital asset reforms. Witt and other senior officials have reportedly taken an active role in ongoing negotiations with Republican senators, seeking consensus on controversial aspects of the legislation.
White House adviser Patrick Witt and senior officials have engaged with Republican senators to reach agreement on the most disputed provisions of the digital asset bill.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Cover image via depositphotos.com Disclaimer: The opinions expressed by our writers are their own and do not represent the views of U.Today. The financial and market information provided on U.Today is intended for informational purposes only. U.Today is not liable for any financial losses incurred while trading cryptocurrencies. Conduct your own research by contacting financial experts before making any investment decisions. We believe that all content is accurate as of the date of publication, but certain offers mentioned may no longer be available.
The main bellwether of the Ripple ecosystem — the XRP token — is steadily losing value against the U.S. dollar, hovering around the dangerous psychological level of $1.
However, the Bollinger Bands on TradingView are sending the opposite signal — while the asset's fiat value is fading, XRP is preparing for a strong technical move against the market's flagship cryptocurrency, Bitcoin.
Dollar pressure on XRPLooking at the XRP/USD chart, the picture appears troubling. Following its explosive rise in the previous cycle, when the token surged above $3.20, the asset has entered a prolonged decline. By mid-August 2026, its price had moved close to the psychological barrier of $1.00.
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The Bollinger Bands indicator on the weekly and monthly charts clearly shows that the price is effectively sliding along the lower boundary of the range.
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If the $1.00 level fails to hold, the technical corridor will open the door to a further decline, potentially toward the long-term support zone between $0.65 and $0.85.
Escaping the Bitcoin trapThe situation looks entirely different when the dollar is removed from the equation and XRP is compared directly with Bitcoin through the XRP/BTC pair. Here, the charts are signaling that sellers are exhausted.
Over the past five years, XRP has gone through a massive capitulation against the market leader and is now testing a historic bottom. On the monthly chart, the price has reached the rock-solid level of 0.00001480 BTC. Major players did not allow the token to fall below this level even during its darkest periods.
XRP/BTC monthly chart within Bollinger Bands, Source: TradingViewThis is where pure mathematics comes into play. After its prolonged rise, Bitcoin looks overheated and exhausted, while its volatility has contracted to a minimum. If the cryptocurrency market continues to fall, Bitcoin could lose market capitalization much faster because of its sheer size.
XRP, meanwhile, has practically nowhere left to fall — it is already at the bottom. Because of this difference in the pace of decline, the XRP/BTC chart could begin to reverse upward.
The daily XRP/BTC chart has already produced a local bullish signal from the RSI, while the volume profile shows that a so-called "vacuum" lies above the current price — an area with almost no sell orders.
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This means that once Bitcoin finally stalls, XRP/BTC could move upward with very little resistance. The nearest target for this technical rebound is a return to average levels, which would give the token a gain of roughly 28% against Bitcoin.
As of August 2026, buying XRP with U.S. dollars remains risky, as the decline caused by macroeconomic pressure could continue. However, for those looking to rotate out of a stalled Bitcoin position and sit out the broader market storm, Ripple's "North Star" is becoming one of the most promising candidates for a local victory.
A $550,000 community audit contest uncovered two critical vulnerabilities in XRP Ledger features that could have drained user accounts without private keys. The findings reveal how Ripple’s audit-before-release model diverges sharply from the broader crypto industry’s patch-after-exploit norm.
Summary
Sherlock’s two-week audit contest, which opened on April 13, 2026, uncovered 96 valid vulnerabilities across five proposed XRP Ledger amendments, including 2 critical and 6 high-severity bugs, before any of them reached mainnet. Ripple paid $309,000 in RLUSD bounties from a $550,000 prize pool, marking the first collaboration between Sherlock and Ripple and one of the largest audit contests of 2026. The most severe finding was a signature-validation flaw in the Batch amendment that would have allowed attackers to execute transactions from any account without holding its private keys, first identified on February 19, 2026, by researcher Pranamya Keshkamat and Cantina’s AI tool Apex. A separate critical bug in Permission Delegation allowed malicious actors to silently drain XRP balances through repeated fee charges on invalid delegated transactions, because the code checked permissions before verifying signatures. DeFi exploits exceeded $840 million across more than 50 incidents in the first five months of 2026 alone, a 70% year-over-year increase, and 70% of exploited contracts had been audited but lacked post-deployment monitoring. XRP Ledger version 3.3.0 shipped on August 6, 2026, carrying five proposed amendments and a bundled cleanup patch. On paper it looked like a routine infrastructure release. Underneath, the update represented the conclusion of a six-month security gauntlet that caught two account-draining bugs, rewrote two entire feature implementations from scratch, and paid hundreds of thousands of dollars to outside researchers who found problems the internal team had missed. The process raises a pointed question for the wider blockchain industry: if Ripple can catch critical flaws before deployment, why does so much of crypto still treat security audits as a post-launch checkbox?
This piece breaks down what the two critical vulnerabilities actually were at a technical level, examines how the audit-vote-activate pipeline compares to competing chains’ security models, and assesses whether the findings strengthen or undermine the case for XRPL as institutional-grade infrastructure.
What the Sherlock contest actually found The scope covered five pillars of upcoming XRPL functionality: Batch Transactions, Permission Delegation, Multi-Purpose Token (MPT) DEX integration, Confidential Transfers for MPTs, and Sponsored Fees and Reserves. Sherlock, a Web3 security firm that ranks researchers by performance and structures engagements as adversarial contests, opened the audit on April 13, 2026, with a $550,000 RLUSD prize pool. The contest page on Sherlock’s platform listed the engagement as “XRP Ledger – April 2026 Contest – 550,000 RLUSD,” signaling that Ripple paid the bounties in its own stablecoin.
Over two weeks, participants submitted reports that surfaced 96 valid findings: 2 critical, 6 high, 29 medium, and 59 low-severity issues. Ripple distributed $309,000 in RLUSD to contributors. The remaining pool covered Sherlock’s operational costs and lower-tier findings that did not meet the payout threshold.
The contest marked the first formal collaboration between Sherlock and Ripple, and it arrived at a moment when the XRP Ledger’s feature pipeline was expanding faster than at any point in its history. Five amendments shipping simultaneously meant five distinct attack surfaces, each with its own transaction logic, authorization model, and cryptographic requirements. For context, Sherlock’s audit contest model has previously been used by protocols including Aave, Euler, and Olympus DAO, but an engagement covering C++ protocol-level code for a layer-one blockchain was atypical for a platform more commonly associated with Solidity smart contracts.
The severity distribution itself tells a story. The 29 medium-severity findings suggest a category of bugs that would not individually compromise accounts but could create unexpected behavior under specific transaction sequences. The 59 low-severity issues likely include code quality concerns, documentation gaps, and edge cases that could compound under adversarial conditions. The two critical and six high-severity bugs, however, represented exploitable vulnerabilities that warranted immediate remediation.
The Batch amendment bug that could have emptied accounts The most dangerous vulnerability predated the Sherlock contest by two months. On February 19, 2026, security researcher Pranamya Keshkamat and Cantina’s autonomous AI audit tool Apex independently identified a signature-validation flaw in the original Batch amendment while it was still in its validator voting phase.
The technical failure was precise. Batch Transactions allow up to eight operations to execute atomically under a single outer transaction. The outer transaction’s signature-validation code contained an early-exit condition that could be satisfied without properly verifying who was authorizing the inner transactions. In practice, an attacker could have constructed a Batch transaction containing inner Payment operations targeting a victim account, draining it down to its reserve balance, without ever holding that account’s private keys. The same logic gap would have permitted unauthorized AccountSet, TrustSet, or AccountDelete operations.
The vulnerability disclosure report published on xrpl.org detailed the mechanics: the signer check in the outer transaction could pass without confirming that the entity submitting the batch actually controlled the accounts referenced in the inner transactions. This meant that the atomicity feature designed to improve user experience could have been weaponized to empty any account on the network in a single transaction.
RippleX responded with an emergency release. Rippled version 3.1.1, published on February 23, 2026, four days after discovery, marked both the original Batch amendment and its companion fixBatchInnerSigs as unsupported, preventing validators from voting on or activating them. No funds were lost because the amendment had not yet cleared the 80% validator threshold required for activation. The replacement, BatchV1_1, shipped in version 3.3.0 with the early-exit condition removed, additional authorization guards added, and the signing check scope tightened to verify each inner transaction against the correct signer independently.
Permission Delegation’s silent fee-drain exploit The second critical vulnerability operated through a subtler mechanism. A September 2025 disclosure documented how the original Permission Delegation implementation allowed an attacker to silently bleed a victim account’s XRP balance without accessing its keys.
The exploit relied on a design feature of the XRP Ledger’s transaction processing that has existed since the network’s earliest days. On XRPL, a transaction that fails with a “tec”-class error still incurs a fee charge, while errors caught earlier in the pipeline, before signature verification, do not. This distinction exists because tec-class failures indicate transactions that were properly formed and signed but failed for business-logic reasons, and the fee prevents spam. Permission Delegation’s original code checked whether a delegate account held the relevant permission before it verified the transaction’s signature. An attacker could repeatedly submit invalid offline-signed transactions with elevated fees against a delegated account, and each failed transaction would still deduct the fee from the victim’s balance.
The economic impact would have compounded quickly. Because the attacker could set arbitrarily high fees on these transactions, a sustained attack could drain an account far faster than normal transaction fees would suggest. The victim would see their balance declining with no corresponding outbound payments, making the attack difficult to diagnose without examining raw transaction metadata.
The fix reclassified the relevant error from tec to ter and reordered the checks so that no fee can be deducted before signature verification passes. The replacement amendment, PermissionDelegationV1_1, carries a default “No” designation in the 3.3.0 registry, meaning validators must actively vote to enable it. This conservative default reflects the sensitivity of the original flaw: even after the rewrite, Ripple chose to require explicit validator opt-in for the feature.
BREAKING: XRP Ledger sustains over 140 TPS and blocks with up to 987 transactions during today’s big activity wave, maintaining cent-level fees and 3-4 second settlement pic.twitter.com/yaAyCH4wGy
— crypto.news (@cryptodotnews) April 10, 2026 Why both rewrites shipped in a single release Packaging two security-rewritten amendments alongside three entirely new features in one version was a deliberate choice. RippleX published xrpld 3.3.0 on August 6, 2026, with the code for all six proposals (including a bundled cleanup amendment called fixCleanup3_3_0) present but none of them activated. Under the XRP Ledger’s amendment process, each proposal must sustain more than 80% validator support for two consecutive weeks before going live.
This separation between code availability and feature activation is a structural advantage that most smart-contract platforms lack. On Ethereum, a deployed contract is live the moment it hits the blockchain. On XRPL, code can ship, undergo further review during the voting window, and still be blocked if validators lose confidence. The Batch and Permission Delegation rewrites had already survived the Sherlock contest, a Halborn re-audit that found zero critical or high-risk issues, and months of internal testing. The voting period adds yet another layer of defense before any code touches real funds.
The version also retired five legacy amendments, including Clawback, fixDisallowIncomingV1, fixInnerObjTemplate, fixNFTokenReserve, and fixUniversalNumber, removing dead code paths that could otherwise accumulate as latent attack surface over time.
The five feature amendments in 3.3.0 represent the broadest single expansion of XRPL capabilities to date. Confidential Transfers bring EC-ElGamal encryption and zero-knowledge proofs to Multi-Purpose Tokens, shielding individual balances and transfer amounts from public view while preserving compliance access for authorized parties. Sponsored Fees allow applications to cover network costs on behalf of users, addressing the onboarding friction that has kept consumer-facing applications off decentralized networks. DynamicMPT lets issuers modify token properties after creation, supporting evolving regulatory and business requirements. Together with the Batch and Permission Delegation rewrites, these features target a specific audience: regulated financial institutions that need privacy, atomic settlement, and delegated operations without sacrificing auditability.
Audit before release versus patch after exploit The contrast between Ripple’s approach and the broader industry’s security track record is stark. DeFi exploits exceeded $840 million across more than 50 incidents in the first five months of 2026, a 70% year-over-year increase over the same period in 2025. North Korea-linked actors accounted for 76% of global crypto hack losses in the first four months of the year. And the most damning statistic: 70% of exploited contracts had been audited but lacked any form of post-deployment monitoring. Only 4% of tracked projects combined audits, active bug bounties, and third-party monitoring controls together.
The Ethereum ecosystem, home to the largest concentration of smart-contract value, operates under a fundamentally different security model. Contracts deploy to mainnet through an immutable transaction. If a vulnerability surfaces afterward, the options are limited: deploy a new contract and migrate users, implement a proxy upgrade pattern that introduces its own attack surface, or accept the risk. The Wormhole bridge hack of 2022 cost $320 million because a deprecated verification function remained in production code. Ronin’s August 2024 exploit cost $12 million because a contract upgrade failed to initialize operator weights correctly. In both cases, audits had been performed; the failures happened after deployment.
The KelpDAO hack on April 18, 2026, which drained approximately $293 million, was the largest single DeFi exploit of the year. The Drift Protocol exploit on Solana on April 1, which cost roughly $286 million, was the largest ever recorded on that chain. These figures are not fringe events. They represent the baseline failure rate of an industry that has collectively lost $16.69 billion to hacks, bridge exploits, and security incidents according to DeFiLlama data.
XRPL’s amendment voting process inverts this sequence. Code ships in a release, but features remain dormant until validators approve them. During the voting window, researchers, node operators, and competing auditors can examine the live codebase with full context. If a problem surfaces, validators simply withhold their votes. No emergency patch, no migration, no proxy contract. The February 2026 Batch bug followed exactly this path: the amendment was in its voting phase, the vulnerability was identified, and an emergency release prevented activation. Zero funds at risk, zero user impact.
This is not to say that the XRPL model is flawless. The amendment process works for protocol-level features but does not extend to applications built on top of the ledger. A poorly coded trust line or MPT integration could still lose funds. And the 80% validator threshold creates its own risks: if too few validators upgrade to a new version, legitimate security patches can stall. But for core protocol changes, the audit-vote-activate pipeline represents a materially different security posture than deploy-and-hope.
NEW: Coinbase has enabled Trade at Settlement for $XRP futures on May 1, placing XRP alongside Bitcoin, Ethereum, gold and crude oil for institutional block trading pic.twitter.com/d00uPssPxy
— crypto.news (@cryptodotnews) May 3, 2026 What this means for XRPL’s institutional pitch Ripple has spent 2026 building an institutional infrastructure stack at an aggressive pace. The $1.25 billion acquisition of Hidden Road, a multi-asset prime broker rebranded as Ripple Prime, gave the company a regulated on-ramp for traditional finance. RLUSD reached a $1.72 billion market capitalization in under a year and moved more than $18 billion in transaction volume during Q1 alone. Goldman Sachs disclosed a $153.8 million position across four XRP ETFs. Ripple secured a full Electronic Money Institution license from Luxembourg in February, UK Financial Conduct Authority permissions in January, and a MiCA Crypto-Asset Service Provider license on July 6.
The institutional DeFi features arriving in version 3.3.0 are the technical counterpart to this business development push. Confidential Transfers address the privacy requirements of banks that cannot expose transaction details on a public ledger. Sponsored Fees solve the onboarding friction that has kept retail banking applications off decentralized networks. Permission Delegation, once its rewrite clears the voting process, enables the kind of controlled access models that compliance departments require.
But institutional adoption depends on trust, and trust in blockchain infrastructure ultimately comes down to security track record. The fact that Ripple caught two critical bugs, rewrote two entire feature implementations, paid outside researchers $309,000 to find problems, and still delivered all five features on schedule is a stronger institutional selling point than any individual feature. It suggests a security culture where finding bugs is rewarded and where shipping is subordinate to verification.
Over 300 financial institutions across 55 countries currently use RippleNet, with active On-Demand Liquidity corridors in more than 70 markets. For those institutions, the Sherlock audit results are not abstract. They are evidence that the code running their cross-border payments has been stress-tested by adversarial researchers with financial incentives to break it. Ripple’s four-phase quantum-resistance roadmap, targeting completion by 2028, further signals that the company is engineering for institutional time horizons measured in decades, not deployment cycles.
The opposing case: why skeptics are not convinced The strongest argument against reading too much into the Sherlock audit runs in two directions.
First, finding 96 bugs before release can be framed as evidence of thorough testing or evidence of sloppy development. Both the Batch and Permission Delegation vulnerabilities were in the original implementations, meaning they cleared internal review before external researchers caught them. The February 2026 Batch bug was not identified by Ripple’s own team but by an independent researcher and an AI tool. If external auditors are the primary safety net, the internal development process may have quality gaps that will eventually produce a vulnerability that no external reviewer catches in time.
Second, the XRPL amendment model’s strength, the ability to prevent activation during the voting window, is also a speed constraint. Ethereum’s willingness to deploy and iterate has enabled a pace of innovation that XRPL cannot match. The five amendments in version 3.3.0 have been in development and review cycles for months. The original Batch amendment was proposed in 2025. For protocols competing for developer attention in fast-moving markets, a six-month security pipeline may be too slow to attract the builder ecosystem that drives network effects.
There is also a concentration risk in the validator set. The 80% activation threshold means that a relatively small number of validators, many of which are operated by entities with close ties to Ripple, control whether amendments go live. Critics argue this is not truly decentralized governance but a curated approval process dressed in consensus language. When Ripple’s own validator voted “yes” on lending amendments in recent weeks, it underscored how much influence the company retains over its nominally decentralized network.
Finally, the $309,000 payout from a $550,000 pool raises a practical question about incentive alignment. Top-tier security researchers command rates that exceed what contest models typically pay per hour of effort. If the most skilled auditors skip XRPL contests because the expected payout per finding is lower than private engagements, the adversarial review may be broad but not deep enough to catch the most sophisticated attack vectors.
These objections have weight. XRP traded near $1.03 in late July 2026, roughly 71% below its $3.65 cycle high set on July 17, 2025, suggesting the market has not yet priced in the institutional narrative. Whether the security track record translates into adoption depends on factors beyond code quality: regulatory clarity, competitive positioning against Ethereum layer-2 solutions, and whether institutions care more about pre-deployment audits than they do about ecosystem size.
What to watch Validator voting thresholds for the five 3.3.0 amendments: if BatchV1_1 and PermissionDelegationV1_1 clear 80% support within the first voting cycle, it signals validator confidence in the rewrites. A stall would suggest lingering concerns about the rewritten code.
Post-activation bug reports: the real test of the Sherlock audit’s thoroughness comes after features go live. Zero critical findings in the first 90 days would validate the pre-release model; any post-activation vulnerability would undermine the entire thesis.
RLUSD adoption on Confidential Transfers: institutional stablecoin usage on shielded rails would confirm demand for privacy-compliant settlement. Volume metrics in the first quarter after activation will be the clearest signal of whether banks are ready to transact on a public ledger with privacy guarantees.
Sherlock’s next XRPL engagement: whether Ripple continues with adversarial audit contests for future amendments or reverts to traditional private audits will indicate how deeply the pre-release model is embedded in the development culture.
Competing chain security incidents: every major exploit on Ethereum or Solana that traces back to a post-deployment vulnerability strengthens the case for XRPL’s audit-vote-activate pipeline. The comparison is only as strong as the industry’s continued failure to adopt similar processes.
What did the Sherlock audit of XRP Ledger find? The two-week audit contest, which opened on April 13, 2026, uncovered 96 valid vulnerabilities across five proposed XRPL amendments: 2 critical, 6 high, 29 medium, and 59 low-severity issues. Ripple paid $309,000 in RLUSD bounties from a $550,000 prize pool. All findings were addressed before any of the affected features activated on mainnet.
What was the critical Batch amendment bug? The original Batch amendment contained a signature-validation flaw that allowed an attacker to execute inner transactions from any account without holding its private keys. The bug was an early-exit condition in the outer transaction’s signing check that could be satisfied without proper authorization verification. Researcher Pranamya Keshkamat and Cantina’s AI tool Apex identified it on February 19, 2026. RippleX patched it in emergency release version 3.1.1 four days later.
How did the Permission Delegation vulnerability work? The original implementation checked delegate permissions before verifying transaction signatures. On XRPL, transactions that fail with “tec”-class errors still incur fees. An attacker could repeatedly submit invalid transactions with elevated fees against a delegated account, draining its XRP balance without ever holding its keys. The fix reclassified the error type and reordered the verification checks.
Were any funds lost from these vulnerabilities? No funds were lost. Both critical vulnerabilities were identified before their respective amendments activated on mainnet. The Batch bug was caught during the validator voting phase, and the Permission Delegation flaw was disclosed and patched before activation. The XRP Ledger’s amendment process, which requires 80% validator support for two consecutive weeks, provided a structural buffer that prevented exploitation.
What is Sherlock and how does its audit model work? Sherlock is a Web3 security firm that structures audits as adversarial contests, ranking researchers by performance and offering financial incentives through prize pools. The XRP Ledger engagement was Sherlock’s first collaboration with Ripple and one of the largest audit contests of 2026. The model differs from traditional private audits by inviting broad participation from independent security researchers competing for bounties, which surfaces a wider range of attack vectors than a small internal team can cover.
How does XRPL’s security model differ from Ethereum’s? XRPL’s amendment process separates code deployment from feature activation. New features ship in a software release but remain dormant until validators vote to activate them, creating a review window where vulnerabilities can be caught without emergency patches. Ethereum’s smart contracts are live upon deployment, and fixing vulnerabilities requires deploying new contracts, migrating users, or implementing proxy upgrades. In the first five months of 2026, DeFi exploits exceeded $840 million, and 70% of exploited contracts had been audited but lacked post-deployment monitoring.
What features does XRP Ledger version 3.3.0 include? Version 3.3.0, released on August 6, 2026, contains code for five feature amendments and a cleanup patch. The features include Confidential Transfers for Multi-Purpose Tokens using zero-knowledge proofs, rewritten Batch Transactions for atomic multi-operation settlement, rewritten Permission Delegation for controlled account access, Sponsored Fees allowing applications to cover user costs, and DynamicMPT enabling issuers to modify token properties after creation.
Does this audit make XRPL a safe investment? The Sherlock audit reflects a rigorous pre-release security process, but code quality is one factor among many that influence investment outcomes. XRP traded near $1.03 in late July 2026, roughly 71% below its cycle high, and market performance depends on regulatory developments, institutional adoption rates, competitive dynamics, and macroeconomic conditions. This is educational analysis, not investment advice. **Disclaimer**: This article was published on August 14, 2026. It is intended for educational and informational purposes only and should not be construed as financial, investment, or legal advice. Cryptocurrency markets are volatile and carry substantial risk. Readers should conduct their own research and consult qualified professionals before making any investment decisions.
Cetera Investment Advisers, one of the largest independent wealth management firms in the United States, has disclosed exposure to XRP. This move introduces another established institutional player to the growing segment of traditional finance firms engaging with digital assets.
Firm’s XRP exposure disclosedThe development was brought to light by crypto investor Pumpius on X, who described Cetera as a “$256 billion Wall Street giant” that has “just quietly loaded up on XRP.” He connected the action to recent filings submitted to the U.S. Securities and Exchange Commission.
Cetera Investment Advisers operates a broad network of financial advisors and serves a diverse spectrum of clients, including retail investors and high-net-worth individuals. The company manages approximately $256 billion in client assets, ranking it among the most significant wealth managers in the country.
Pumpius observed that institutional participation is accelerating in the digital asset sector, remarking that “the floodgates are opening” as mainstream platforms add XRP to their investment offering.
Mini dictionary: Cetera Investment Advisers is a major independent wealth management firm in the United States, supporting financial advisors in delivering investment solutions to a broad base of clients.
The disclosure does not specify the volume of XRP held, nor does it indicate that all Cetera advisors have allocated client money directly to XRP. Instead, it signals that at least some exposure exists within at least one investment product managed by the firm.
XRP gains ground in institutional portfoliosInstitutional adoption of digital assets has historically focused on Bitcoin and Ethereum, which continue to dominate regulated crypto investment vehicles. However, XRP has gradually found its way into select institutional portfolios, especially as new products are designed to offer compliant access.
In recent years, investment vehicles such as trusts and managed accounts have enabled wealth management advisors to provide clients with exposure to XRP without the requirement of managing private keys or using cryptocurrency exchanges directly.
Cetera’s move may signal broader interest among major wealth managers in diversifying digital asset exposure beyond the largest cryptocurrencies. It also reflects the increasing comfort among traditional financial professionals in navigating the compliance requirements associated with digital assets.
The overall scale of Cetera’s client assets—reported at $256 billion—should not be confused with the firm’s direct XRP position. The available information only confirms exposure, not investment size or extent of allocation within its portfolios.
Sector growth and future disclosuresIndependent wealth management networks such as Cetera allow advisors to tailor investment decisions to individual client profiles, including risk tolerance and specific investment objectives. Therefore, digital asset adoption may proceed gradually as various advisors respond to client demand.
The presence of XRP in an institutionally managed portfolio is likely to be monitored closely by investors tracking adoption trends. Future regulatory disclosures and quarterly SEC filings may reveal additional institutions that are adding XRP exposure through endorsed investment vehicles.
The expansion of regulated products, including potential spot XRP exchange-traded funds, could facilitate even greater institutional access in the months ahead. Observers will be watching to see if traditional firms continue to integrate digital assets into their offerings on a broader scale.
Pumpius suggested that Cetera’s reported XRP exposure may motivate other established finance companies to consider adding digital assets to their books. However, actual investment sizes remain undisclosed at this stage.
Disclosure of XRP holdings by prominent financial firms continues to provide key data points for watchers of the growing integration between crypto markets and traditional wealth management.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
JPMorgan Chase & Co. increased its holdings in BlackRock’s Bitcoin and Ethereum exchange-traded funds (ETFs) during the second quarter, according to a new filing with the US Securities and Exchange Commission. The bank’s exposure to these products grew notably, with its position in the iShares Bitcoin Trust ETF rising by roughly 25% and its stake in the iShares Ethereum Trust ETF more than quadrupling since the first quarter.
Major ETF position changes in Q2The SEC’s Form 13F filing, submitted on Wednesday and covering holdings as of June 30, revealed that JPMorgan held approximately 10.4 million shares of BlackRock’s iShares Bitcoin Trust ETF (IBIT), compared to 8.3 million shares at the end of Q1. This holding was valued at around $356 million.
In the same period, JPMorgan’s position in BlackRock’s iShares Ethereum Trust ETF (ETHA) increased more sharply, growing to about 1.17 million shares from 267,000 previously. This marks a more than fourfold rise in its Ethereum ETF exposure within one quarter.
Senior market analyst Jonatan Randin of PrimeXBT pointed out that Form 13F filings aggregate positions from various divisions within financial institutions, including assets held for clients and inventory, making it difficult to interpret these numbers as clear directional bets. The filings also omit short positions, showing only long holdings and not revealing net market exposure.
Randin noted that while these disclosures provide some insight into institutional activity, they “do not necessarily reflect a market outlook or a conviction about price direction.”
First-time investments in XRP productsJPMorgan also reported initial positions in XRP-related investment products during the second quarter. This included 181 shares of Grayscale’s XRP offering valued at $3,763 and 113 shares of Bitwise’s XRP ETF at $1,356. The bank had reported no exposure to either of these products in the prior quarter.
Randin attributed the timing of these new investments to recent regulatory developments regarding XRP and the launch of spot XRP investment products in the United States.
He commented that these investments “add credibility to the regulatory improvements surrounding XRP.”
Mini dictionary: Form 13F, a quarterly report filed by institutional investment managers with at least $100 million in assets under management, required by the SEC to disclose equity holdings.
Reductions in Bitcoin miner exposureIn addition to expanding positions in crypto ETFs, JPMorgan reduced investments in several Bitcoin mining companies during the quarter. Randin suggested that this move likely reflects a shift in the operational focus of some listed miners, as they increasingly diversify into artificial intelligence and high-performance computing sectors.
He explained that miners are no longer straightforward proxies for Bitcoin, and adjusting the related exposures “makes sense regardless of expectations for future price direction.”
ProductQ1 2024 SharesQ2 2024 SharesQ2 ValueiShares Bitcoin Trust ETF (IBIT)8.3 million10.4 million$356 millioniShares Ethereum Trust ETF (ETHA)267,0001.17 millionNot disclosedGrayscale XRP Product0181$3,763Bitwise XRP ETF0113$1,356JPMorgan is the largest US bank by assets and maintains an influential role in global financial markets, including growing involvement in digital asset investment products as more regulated options appear in the sector.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
“Crypto is dead” is trending across social media again, and analysts say that is historically one of the clearest signals the bottom is close.
Why Is the ‘Crypto Is Dead’ Narrative Actually a Bullish Signal?Santiment flagged on X that words like dead, dying, over, ended, and finished are gaining traction across X, Reddit, and Telegram.
The analytics firm noted this is fear language that typically appears when retail patience breaks and traders start treating temporary weakness like permanent failure.
Crypto markets historically move hardest against the crowd when the crowd becomes most certain upside is gone.
Analyst Alan Rogers echoed the same read on X, noting that every major spike in the “crypto is dead” narrative has shown up near periods of extreme fear, often when Bitcoin was close to finding a bottom.
What The On-Chain Data Is ShowingCryptoQuant analyst EgyHash wrote that Bitcoin’s supply in profit has dropped to 51.4%, meaning roughly 48.6% of circulating supply sits underwater at current prices near $63,400.
The last time this metric hovered around 51% was during the early 2023 recovery phase when Bitcoin traded near $16,000 to $20,000.
At near coin-flip levels of profitability, over-leveraged traders and weak hands get flushed out, transferring coins to buyers with lower cost basis and higher conviction.
Meanwhile, Glassnode’s Week On-Chain report flagged Bitcoin compressed between the median realized price at $63,000 and the short-term holder cost basis at $68,700, with seller exhaustion signals building even though a full capitulation signal has not confirmed yet.
Moreover, analyst Quinten Francois noted on X that since February, Bitcoin has given everyone months to accumulate around these levels. “Sentiment is dead. Engagement is dead. Bottom indicators are flashing,” he wrote.
Where Do ETH and XRP Stand Right Now?Ethereum (CRYPTO: ETH) outpulled Bitcoin ETFs on individual trading days in late July and early August for the first time, while the ETH/BTC ratio climbed roughly 25% off its May low.
Moreover, XRP (CRYPTO: XRP) defends the $1 psychological floor after briefly breaking below it last weekend for the first time since November 2024.
Large holders kept accumulating through the dip, with buyers stepping back in to defend the level.
Meanwhile, Bitwise CIO Matt Hougan told Bloomberg that Bitcoin stopping its reaction to bad news is one of the clearest signs of a bear market bottom, pointing to quiet institutional demand as the next leg higher’s driver.
Image: Shutterstock
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Militia Capital Management has filed an amended 13F form with the Securities and Exchange Commission (SEC), revealing its latest holdings in the Bitwise XRP ETF. The disclosure includes 31,820 shares, confirming that Militia Capital now holds a regulated XRP exchange-traded fund position through a product listed on a U.S. exchange.
Growing institutional demand for XRP ETFsThe Militia Capital filing highlights a growing trend among regulated investment firms to adopt XRP ETFs as part of their portfolios. Recent months have seen an expanding roster of institutions reporting exposure to these products via public SEC filings, reflecting an uptick in institutional interest and confidence in XRP-based investment vehicles.
Gallacher Capital Management declared ownership of 86,744 shares in the Canary XRP ETF, valued at $961,126 in its second-quarter 13F-HR. Brookstone Capital Management has also published data confirming exposure to an XRP ETF position.
Citadel previously reported holding 34,900 call options on the Canary XRP ETF earlier this year, having closed out all its put options. The Bank of Montreal filed its Form 13F-HR on August 12, updating its holdings through the end of June.
Bitrue indicated that Franklin Templeton clients purchased $5.66 million worth of XRP during the current year. Cumulative net inflows across the seven U.S.-listed spot XRP ETFs have reached into the billions, with several products setting new records in 2026.
Militia Capital joins a steadily increasing group of investment managers allocating capital to regulated XRP ETF products, underscoring the asset’s broader acceptance in institutional circles.
Bitwise leads in ETF inflowsMilitia Capital’s position is specifically in the Bitwise XRP ETF—currently the ETF leader in net flows year to date. On July 16, Bitwise posted daily net inflows of $4.41 million, outpacing all other XRP ETF products. The firm’s 31,820-share stake marks a deliberate commitment to the highest-volume ETF in the market.
As investors look to monitor key metrics and seek efficient market exposure, Wall Street is rapidly shifting into Web3. Participants are moving toward platforms such as 1stepSwap, enabling direct ownership of shares in major U.S. companies, as well as gold and silver, held securely in crypto wallets. This movement is powered by tokenization of real-world assets (RWAs) and algorithmic price discovery, eliminating intermediaries from the investment process.
Compliant access for institutional portfoliosInstitutions rely on regulatory filings like the 13F to make strategic, compliant decisions. Portfolio managers and compliance teams play central roles in allocating capital to digital asset-based ETFs. Militia Capital’s filing demonstrates continued growth in institutional adoption of XRP as an investable asset.
Hedge funds, asset managers, and commercial banks—along with new filings like Militia Capital’s—are increasingly selecting regulated XRP ETF products for market entry. Spot XRP ETFs were launched after persistent community advocacy, providing accessible and regulated options for institutional participants.
An expanding pattern has emerged in 2026 as regulated institutions announce new XRP ETF holdings, arriving via independent filings and product structures, giving further visibility to the sector.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.
XRP’s decline amid liquidity pressures and fund outflows is driving interest in alternative approaches, including EX DeFi’s cloud mining platform.
Summary
XRP’s recent weakness is prompting holders to explore EX DeFi’s cloud mining model as an alternative source of digital asset returns.
As liquidity concerns weigh on XRP, EX DeFi is gaining attention for its automated mining and computing power services.
XRP investors are looking beyond price appreciation, with EX DeFi offering cloud mining contracts designed to put their digital assets to work.
On August 13, Ripple (XRP) briefly fell to $0.999, dropping below the critical psychological support level of $1 and further heightening investor caution.
Insufficient market liquidity, outflows from Bitcoin ETF, and significant sell-offs involving the Grayscale XRP Trust are cited as the primary factors driving XRP recent decline.
With a lack of immediate positive catalysts and persistent token supply pressure, XRP’s near-term performance remains heavily dependent on the macroeconomic environment and whether potential future interest rate cuts by the Federal Reserve can improve market liquidity.
As the cryptocurrency market shifts from “high-volatility speculation” toward “long-term value management,” an increasing number of XRP holders are realizing a key reality:
Simply holding digital assets does not guarantee continuous value creation
How to explore more sustainable ways to generate returns with XRP without frequent trading and by reducing the impact of market volatility is becoming a growing concern for investors.
Against this backdrop, the EX DeFi cloud mining platform has attracted growing interest from XRP holders, offering a new avenue for generating returns from digital assets.
Shifting from “waiting for price appreciation” to a “cash flow mindset”
XRP has long been utilized for efficient, low-cost digital payments, particularly in cross-border transactions. However, from an investment perspective, many XRP holders have historically relied on price appreciation to generate profits.
EX DeFi is revolutionizing the investment logic for XRP and other digital assets: they are no longer limited to passive holding in anticipation of value increases but can serve as tools for asset allocation that generate stable returns.
By integrating XRP into a mining ecosystem, holders can participate in continuous mining operations without selling their existing assets, thereby exploring more diversified ways to utilize their holdings.
What is EX DeFi and How Does It Work?
Founded in 2021, EX DeFi is a UK-based digital finance platform specializing in cryptocurrency mining and computing power management.
Its core mechanisms include:
The platform operates hundreds of mining farms and data centers worldwide.
Users can participate in mining contracts using popular digital assets like XRP.
The system automatically handles mining operations, as well as the calculation and distribution of earnings.
Revenue is automatically settled 24 hours a day, further generating a stable cash flow.
This entire process eliminates the need for users to purchase mining equipment or perform complex technical tasks. It also reduces management costs associated with electricity and equipment maintenance, thereby lowering the barrier to entry for individuals interested in mining.
Why does this model appeal to XRP holders?
Industry analysts believe that XRP possesses specific characteristics that attract long-term investors:
High liquidity: Facilitates asset management and allocation.
Low transaction costs: Helps minimize expenses associated with digital asset participation.
Large base of long-term investors: Well-suited for exploring strategies focused on long-term asset management.
Given these attributes, EX DeFi offers XRP holders diverse ways to participate, allowing them to explore the utility and efficiency of their digital assets while keeping an eye on XRP’s long-term growth.
Compliance and fund security: Key prerequisites for earnings management
For digital asset platforms, compliance, transparency, and fund security are always top priorities for investors.
EX DeFi emphasizes its commitment to operational compliance and the security of user assets, continuously refining its security mechanisms and risk management systems.
Through a multi-layered security architecture, the platform aims to mitigate operational risks and provide users with a secure, transparent digital asset service experience.
How to turn XRP into cash flow?
1. Register for an official EX DeFi account; new users receive a $17 reward.
2. Deposit XRP or other popular cryptocurrencies into the account (minimum deposit of $100).
3. Select a mining contract that suits particular needs and activate it.
Click here for more details on popular cloud mining contracts.
4. The system operates automatically and calculates the relevant returns.
The entire process requires no specialized technical knowledge or additional purchases of mining equipment, resulting in a low barrier to entry and a high level of automation.
Summary
As the digital asset market becomes increasingly institutionalized and investors focus more on long-term value, finding ways to utilize assets in more diverse ways has become a key area of market interest. EX DeFi offers XRP holders an opportunity to earn passive income, allowing them to generate consistent and stable returns from their cryptocurrency holdings without being affected by the volatility of the digital asset market and frequent trading.
When XRP moves beyond passive “holding” to enhanced asset utilization efficiency, the landscape of digital asset management may undergo significant changes.
For more information, visit the official EX DeFi platform.
Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.
Crypto analyst CasiTrades has presented a macro Elliott Wave analysis suggesting XRP’s ongoing year-long correction is nearing completion. She indicated that the end of Wave 2 could occur imminently, raising expectations among market participants for a potential shift in XRP’s price direction.
The macro Elliott Wave viewAccording to her shared chart on Binance, the asset completed a full five-wave impulse that peaked near its all-time high of $3.65 in early 2025. Since then, XRP has entered a corrective phase, which CasiTrades labels as the ongoing Wave 2.
The chart highlights that XRP is currently contending with the 0.786 Fibonacci retracement at $1.0041. She argued that this zone represents the final section of the correction and suggested the potential for a reversal at any moment.
XRP is approaching a critical point at the 0.786 Fibonacci retracement, and the end of this Wave 2 correction could occur any hour now.
Additional Fibonacci levels appear slightly lower on the chart, with the 0.618 retracement at $0.8668 and the 0.854 extension at $0.7742. These retracement markers cluster around the $0.87 area, which CasiTrades routinely identifies as a significant support zone for concluding the correction. She pointed to the recurrence of the $0.87 level on Binance, reinforcing its perceived importance across exchanges.
Mini dictionary: Elliott Wave Theory, a technical analysis method that suggests financial markets move in repetitive cycles or waves caused by investor sentiment shifts.
The price outlook and key levelsHer projected path for XRP forecasts a decline toward the $0.87 support zone, potentially followed by a strong upward reversal. The visual model extends the blue trajectory from this anticipated Wave 2 low, suggesting targets well above $3 in the years ahead if a full macro Wave 3 unfolds.
Fibonacci LevelPrice LevelSignificance0.786$1.0041Current resistance0.618$0.8668Support zone0.854 extension$0.7742Potential deeper supportThe Relative Strength Index (RSI) for XRP sits at 36.74, which is beneath the 40 threshold. This reading reflects persistent selling pressure but does not yet indicate a reversal. A shift in RSI from this zone would support the argument that a long-term price low may be forming.
Focus on the $0.87 support and analyst sentimentCasiTrades has repeatedly signaled the $0.87 level as a vital support point throughout multiple posts, with several analysts sharing her view that XRP must drop below $1 before its next major rally. She emphasizes that such corrections often test investor conviction, reminding traders that these phases can cause many to lose sight of their bullish thesis.
She maintains that the macro wave structure for XRP remains unbroken. During her recent analysis, the asset was trading at $1.009 and moved slightly higher to $1.01 at the time of publication.
Corrections frequently lead to doubts among investors, but the underlying technical structure for XRP appears solid as long as the price holds near long-term support zones.
Expectations for a reversalCasiTrades expects one final low for XRP, anticipating that once Wave 2 concludes, a significant upward trend could begin. Her model projects a sharp recovery from around $0.87 and acceleration into 2027, matching historic trends for a macro Wave 3 in Elliott Wave analysis. Such moves have previously marked the most powerful advances within this framework.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Ripple [XRP] has had mixed sentiments over the past few days after trading to its lowest level since November 2024. The altcoin dipped briefly below $1 and recovered shortly after.
This discount did not go unnoticed. Whales and institutional investors returned aggressively during the dip, hinting at potential price recovery.
Whales buy aggressively as XRP ETF inflows return
Recently, whales bought over 72 million XRP tokens in a single day after the dip. Whale holdings increased from 12.09 billion on August 12 to 12.18 billion tokens on the following day.
As such, Ali Martinez wondered if they were preparing for a bull rally.
Institutions backed the ongoing whale accumulation as XRP ETF inflows turned green after four days of inactivity. As per SoSoValue, Bitwise XRP ETF accounted for all the $2.25 million in daily net inflow.
Source: SoSoValue
Bitwise XRP ETF leads by a cumulative net inflow of $512 million, followed by Franklin at $426 million. Only the 21Shares XRP ETF has net outflows of $20 million.
More institutions jumped into the trend, with Morgan Stanley revealing their $1 million XRP exposure. The capital was invested through XRP ETF positions issued by Franklin, Bitwise, and Rex-Osprey, as per the recent 13F filing to the SEC.
Source: sec.gov
Even with inflows turning positive, the products accounted for only 1.49% of the asset’s market cap.
Is XRP’s bottom forming at $1?
Moreover, the price action remained bearish, hinting at a potential reversal. The altcoin had been trapped in a brutal descending structure since its $3.66 peak.
The current support at $1.0020 has held, with four touches of this level on the hourly timeframe. It is above the mid-range of the descending channel, with bulls defending against a breakdown of the $1 zone.
The momentum indicator is declining, reinforcing bear strength. Additionally, the AI Predictive Flow is flashing that XRP might continue declining despite capital returns.
Source: XRP/USDT on TradingView
Therefore, the lag around $1 suggests that a bottom may be forming if put together with buying from whales and institutional backing through ETFs.
On top of that, TD Sequential had signaled buy on the monthly chart. Furthermore, over 3 billion tokens were accumulated at this level, confirming it is a strong demand zone.
However, should bears outnumber bulls at the support, the altcoin could extend its downtrend below $1.
Final Summary
Whales bought 72 million XRP in the past 24 hours, as XRP ETF inflows turned positive after four inactive days.
XRP price continued to hold above $1, with bulls rejecting a breakdown on the hourly chart in four instances.
Evernorth Holdings, a treasury platform specializing in XRP, has taken key steps toward launching its product on NASDAQ. The company adjusted the terms of its XRP-backed share allocation before its public market debut, establishing a revised agreement with existing stakeholders.
NASDAQ listing plans and new deal structureEvernorth intends to become a public company through a business combination with Armada Acquisition Corp. II. Company representatives said that 95% of current enterprise investors have approved the new terms, clearing a significant hurdle ahead of the anticipated listing.
When the original allocations were set, XRP was trading at $2.35. Currently, the price stands at approximately $1. The amended agreement shifts away from relying on the old price point. Instead, it uses XRP’s volume-weighted average price closer to the closing date of the transaction to determine share allocation. This adjustment is designed to reflect more accurately the present market value of the cryptocurrency.
Private-placement investors have subscribed to primary shares at $10 per share. Under the updated structure, if XRP remains below $2.35 by the time of closing, Evernorth is not required to issue additional shares. This approach means that each $10 share will represent more XRP, necessitating an increase in the amount of XRP the treasury holds to back each share for its clients.
Supporters of Evernorth include major industry players such as Ripple, SBI Group, Pantera Capital, Kraken, Arrington Capital, and GSR. This backing provides the company with a strong foundation and increases credibility as it enters public markets.
Mini dictionary: Armada Acquisition Corp. II is a special purpose acquisition company (SPAC) that facilitates companies going public through mergers rather than traditional IPOs.
Evernorth’s primary objective is to contribute to the wider XRP ecosystem, rather than solely capitalizing on short-term price movements. Founder and CEO Asheesh Birla expressed that linking share count to XRP’s value at closing better aligns the interests of both the company and its investors.
Tying the share count to XRP’s value at closing is the right thing to do for Evernorth and our investors. We’re preserving alignment among investors while supporting our long-term strategy of building institutional access to the XRP ecosystem.
According to Birla, issuing fewer shares means that the company’s net asset value will be spread across a smaller share base, increasing the value that each individual share represents.
Original TermsAmended TermsShare allocation based on XRP at $2.35Share allocation based on XRP’s volume-weighted average at closingPotential for more shares to be issued if XRP price droppedNo extra shares if XRP remains below $2.35Fixed number of XRP backing per shareDynamic adjustment, more XRP backing per $10 share if price stays lowEvernorth’s entry onto NASDAQ with these revised terms marks a significant moment for the XRP ecosystem, potentially expanding institutional access via new avenues tailored specifically for XRP.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Levi Rietveld, a well-known crypto analyst and creator of Crypto Crusaders, focused this week on the ongoing regulatory challenges faced by XRP. Rietveld addressed the current debate over the CLARITY Act and emphasized that recent developments at the Securities and Exchange Commission (SEC) are now taking precedence over stalled legislative efforts.
The SEC steps up regulatory effortsRietveld stated that the SEC, alongside the Commodity Futures Trading Commission (CFTC), already possesses the tools to regulate cryptocurrencies through their existing authority. He pointed out that these agencies can make and enforce rules governing the crypto sector without waiting for new legislation from Congress.
SEC Chair Paul Atkins publicly confirmed this approach, specifying that the agency is “ready, willing and able to come out with rules” with or without congressional action on the CLARITY Act. Commissioner Hester Peirce has similarly stated that the SEC intends to advance frameworks for custody, the trading of tokenized securities, and crypto fundraising regardless of the bill’s outcome.
Rietveld remarked that formal rulemaking and new guidance from regulators are set to advance within days, shifting attention away from the delayed Senate process and toward immediate regulatory measures.
XRP, trading close to $1, has seen increased scrutiny as the debate around the CLARITY Act’s passage intensifies. While Rietveld’s video commentary included warnings about a “collapse,” he also displayed optimism about the asset’s long-term regulatory clarity and its prospects as these changes unfold.
XRP’s legal foundation and future structureRietveld explained that the key development for XRP lies in the ongoing integration of the asset into a clearly regulated financial framework. He highlighted that legal clarity was already achieved to a significant extent through Ripple’s extended litigation with the SEC, which set several precedents for the industry.
Commissioner Peirce confirmed that the SEC’s agenda now features ongoing efforts to define rules for decentralized finance, custody, and the trading of tokenized securities. These areas directly relate to XRP’s core infrastructure, providing a foundation for broader institutional participation if legal certainty is solidified.
As regulatory momentum builds, a major shift is also taking place on Wall Street. Traditional markets, which previously relied on layers of brokers, are rapidly integrating Web3 technologies. Investors are turning to platforms such as 1stepSwap that allow users to hold shares of major U.S. companies, gold, and silver directly in their crypto wallets. By tokenizing real-world assets and automating price discovery, such solutions remove intermediaries and reduce transaction friction for institutional and retail participants alike.
Congressional efforts remain relevantDespite the SEC’s active push for new crypto guidelines, congressional action remains significant. SEC Chair Atkins argued that statutory law offers stronger long-term stability than administrative rules, which agencies can amend or reverse.
A Senate vote on the CLARITY Act is scheduled for September 15. The bill requires at least 7 Democratic votes to pass the 60-vote threshold for cloture. Senator Bernie Moreno has stated that all 53 Republican senators support the measure, and several Democrats are expected to vote in favor.
Atkins believes a law would provide lasting certainty for crypto market participants, offering greater protection against potential policy reversals compared to regulatory guidance alone.
With regulatory agencies already developing comprehensive frameworks, institutional access to assets like XRP is expected to expand whatever the outcome of the Senate vote. These structural shifts mark a transition period, with both regulatory and legislative pathways shaping the market’s future.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
According to a Friday report by Semafor, enterprise blockchain company Ripple will attend a meeting at the White House on Wednesday.
Apart from Ripple, such big names as Coinbase, a16z, Chainlink, and Paradigm will also be in attendance.
U.S. Securities and Exchange Chair Paul Atkins as well as Commodity Futures Trading Commission Chair Michael Selig will be present during the meeting as well.
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On Thursday, Politico reported that the White House was preparing to host a gathering focusing on crypto and prediction markets.
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This will not be Ripple's first appearance at 1600 Pennsylvania Avenue. In early 2025, Ripple CEO Brad Garlinghouse attended the White House Digital Assets Summit, the administration's first presidential crypto summit. Garlinghouse was among a relatively small group of crypto executives invited to the event, alongside Coinbase CEO Brian Armstrong, Robinhood CEO Vlad Tenev, and Strategy's Michael Saylor. The company associated with the XRP cryptocurrency also had another documented presence at the White House in July during the signing the stablecoin-focused GENIUS Act.
As reported by U.Today, Ripple also took part in an important White House summit earlier this year.
Last year, however, Ripple's lobbying operation briefly became a source of friction inside the White House because lobbyist Ballard Partners avoided important access procedures. However, Ripple was not permanently excluded from the White House despite attracting the ire of the administration.
Regulatory uncertainty As reported by U.Today, the CLARITY Act, which has been persistently pushed by the White House, did not receive a final Senate vote before the August recess. Senate Majority Leader John Thune has scheduled a procedural vote for Sept 15.
In July, White House crypto adviser Patrick Witt pushed back against Thune’s increasingly pessimistic assessment.
Witt and senior White House officials participated in negotiations with Republican senators over one of the bill’s most contentious provisions.
Is Wall Street taking advantage of crypto volatility to advance its pieces? In the second quarter of 2026, JPMorgan significantly increased its exposure to bitcoin and Ethereum, while reconnecting with XRP. The bank’s latest regulatory filings reveal $355.7 million invested in BlackRock’s IBIT Bitcoin ETF, as well as a 338% increase in its position on the Ethereum ETHA ETF. This move contrasts with recent capital outflows recorded by spot Bitcoin ETFs and reveals a striking gap between short-term turbulence and institutional choices.
In brief
JPMorgan, the top American bank, has significantly strengthened its positions in Bitcoin (IBIT) and Ethereum (ETHA) ETFs in the second quarter of 2026.
The decrease in put options and the increase in call options confirm an optimistic investment strategy in the medium term.
JPMorgan re-exposed itself to Ripple by investing in two specialized funds and a SPAC linked to the project.
These quarterly accumulations contrast with the recent withdrawals suffered by ETFs, illustrating the difference between short-term nervousness and long-term institutional management.
The massive acceleration of JPMorgan’s positions on Bitcoin and Ethereum
On August 12, 2026, JPMorgan Chase & Co. filed a 13F-HR regulatory document with the SEC. Indeed, this document reveals the exact composition of the bank’s portfolio as of June 30, 2026. In this filing, the investment bank declared about 10.4 million shares of the iShares Bitcoin Trust (IBIT) issued by BlackRock. These shares represent a total market value of 355.7 million dollars.
Such a sum constitutes an exceptional quantitative leap compared to the first quarter when the bank declared nearly 8.3 million shares valued then at about 162 million dollars. Thus, this rise goes beyond the market’s leading crypto. JPMorgan’s position in BlackRock’s iShares Ethereum Trust (ETHA) saw a dizzying 338% increase over the same period, totaling nearly 14.3 million dollars spread over nearly 1.17 million shares.
These crypto holdings remain a modest fraction compared to the bank’s entire declared portfolio, estimated at 1,807 billion dollars spread across 34,064 individual lines, but their growth rate far exceeds the average of its traditional equity investments. Observing the exact breakdown submitted through the 13F-HR filing to regulatory authorities for the end of Q2 2026, the precise allocation of the bank’s main crypto assets is as follows :
iShares Bitcoin Trust (IBIT) : 10.4 million shares valued at 355.7 million dollars (compared to 162 million in Q1) ;
iShares Ethereum Trust (ETHA) : 1.17 million shares valued at 14.3 million dollars (up 338%) ;
Total declared institutional portfolio : 1,807 billion dollars spread over 34,064 positions.
Beyond direct holdings of spot ETF shares, the bank’s options portfolio structure shows a notably bullish shift. The quarterly report indicates that call options related to the IBIT fund rose from 3.77 million to 3.94 million contracts over the period. At the same time, put option volume contracted significantly, dropping from about 4.75 million to 3.5 million contracts. In Wall Street risk management jargon, a drop in the puts/calls ratio directly signifies a reduction of bearish hedges and reflects a much more constructive medium-term market sentiment.
These arbitrages confirm the analysis developed over recent JPMorgan research notes by strategists, according to which “institutional investors increasingly treat bitcoin as a direct competitor to gold in their strategic allocations”.
The calculated return of the American bank on the XRP ecosystem
The standout fact of this filing lies in JPMorgan’s discreet but calculated return to the XRP token of Ripple, marking a turn compared to the previous quarter. While the Q1 filing showed a complete exit from the Bitwise XRP ETF, where the bank had sold off its 3,870 shares down to zero, Q2 figures show a re-exposure split over three distinct vehicles. The bank accumulated 113 shares of the Bitwise XRP ETF valued at $1,356, as well as 181 shares of the Grayscale XRP Trust ETF representing $3,763.
Most importantly, the largest position takes the form of 19,894 shares in Armada Acquisition Corp II, a Special Purpose Acquisition Company (SPAC) listed under ticker XRPN and tied to the Ripple ecosystem, valued at $207,295. Although these amounts remain extremely modest compared to the bank’s overall balance sheet, the shift from a full liquidation to a simultaneous subscription on three XRP-related instruments clearly indicates the asset management branch no longer excludes this asset from its diversification strategies.
It is important to maintain a very nuanced interpretation of these figures so as not to overstate the scale of committed capital. With just over $212,000 cumulative exposure on these three XRP-related vehicles, JPMorgan’s financial commitment remains minimal compared to the $355.7 million placed on bitcoin or the $14.3 million invested in Ethereum.
However, from an institutional analysis standpoint, the strategic decision to open three distinct lines simultaneously demonstrates that the bank’s investment committees approved the asset’s reintroduction after a period of total abstention. This move fits a context where several large North American banking institutions are gradually adjusting their evaluation frameworks regarding tokens with regulated exchange-traded vehicles.
A contrast with the daily capital outflows suffered by ETFs
This long-term accumulation strategy carried out by the top American bank starkly contrasts with current volatility and short-term arbitrage movements observed on the market. On August 13, 2026, just as the 13F filing data began to be integrated by the financial community, all US spot Bitcoin ETFs recorded a net collective outflow of $61.16 million in a single session.
The outflow wave was driven by Fidelity’s FBTC fund, which suffered withdrawals of $46.82 million, while BlackRock’s IBIT ETF experienced a smaller drop of $14.34 million, unlike Ether ETFs which recorded a positive net inflow of $7.38 million at the same time. This sharp retreat on bitcoin extended an instability episode marked two days earlier, on August 11, by a massive disengagement of $144.67 million that ended a five-consecutive-session upward momentum.
This significant gap between JPMorgan’s quarterly accumulation and the daily capital withdrawals highlights the current duality of the crypto market. On one hand, daily ETF flows reflect the responsiveness of hedge funds, financial advisors, and retail investors adjusting their positions in line with economic releases and immediate price fluctuations. On the other, 13F filings submitted to the SEC reveal the underlying trajectory followed by the asset management of major banks, which leverage this same volatility to methodically build their positions over several quarters. This dissociation shows that ETF liquidity now serves as an absorption mechanism where short-term profit-taking feeds the gradual allocation of institutional balance sheets.
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Luc Jose A.
Diplômé de Sciences Po Toulouse et titulaire d'une certification consultant blockchain délivrée par Alyra, j'ai rejoint l'aventure Cointribune en 2019.
Convaincu du potentiel de la blockchain pour transformer de nombreux secteurs de l'économie, j'ai pris l'engagement de sensibiliser et d'informer le grand public sur cet écosystème en constante évolution. Mon objectif est de permettre à chacun de mieux comprendre la blockchain et de saisir les opportunités qu'elle offre. Je m'efforce chaque jour de fournir une analyse objective de l'actualité, de décrypter les tendances du marché, de relayer les dernières innovations technologiques et de mettre en perspective les enjeux économiques et sociétaux de cette révolution en marche.
DISCLAIMER
The views, thoughts, and opinions expressed in this article belong solely to the author, and should not be taken as investment advice. Do your own research before taking any investment decisions.
Coinglass data shows 82,737 traders were liquidated in the past 24 hours for $166.56 million. SoSoValue data shows net outflows of $131.1 million from spot Bitcoin ETFs on Thursday. Spot Ethereum ETFs saw net inflows of $6.72 million. In the past 24 hours, top gainers include Bitway, OKB and Shiba Inu. Notable Developments:
Bitcoin, Ethereum, Solana, XRP Remain Trapped: ‘Crypto Bottom May Take Months,’ Trader Cautions ‘Crypto is Dead’ Chatter Is Back but Here’s Why That’s Bullish for BTC, ETH, XRP Bitcoin Holding Above $60,000 Is ‘Very Telling’, Analyst Says Forget Bitcoin, S&P 500: Pokémon Cards Are Up 28% In 2026 and Beating Them Both Strategy, Metaplanet Face MSCI Exclusion Again: Will History Repeat? The S&P 500 Pumped on Good Inflation Data — Why Didn’t Bitcoin? XRP Clinging On to $1 and Could Crater Another 50%, Analyst Warns Trump-Affiliated WLFI Token Delays Expansion Plans Over Iran War Trader Notes:
Trader Michael van de Poppe said the key is to keep accumulating Bitcoin rather than trying to time the exact bottom.
Over a five-year horizon, buying at $55,000 versus $60,000 may matter little, just as buying at $16,000 versus $20,000 four years ago does today.
Rekt Capital noted Bitcoin has repeatedly wicked below $63,000 but managed to recover.
However, weakening rebounds from that level, combined with Bitcoin’s historical tendency to roll over in the second half of August during bear-market years, point to growing downside risk.
A weekly close below $63,000 would confirm the existing technical and seasonal weakness.
Altcoin Sherpa expects Bitcoin to remain in a 2-4 month consolidation phase even after finding a bottom, like 2018 and 2022.
However, both prior cycles featured sharp capitulation moves around the final bottom, something the trader believes has yet to occur this cycle, potentially setting up a volatile latter half of the year.
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Morgan Stanley and JPMorgan increased their exposure to cryptocurrency ETFs in the second quarter, with both banks adding to their Bitcoin and Ethereum positions despite a volatile period for digital assets, according to SEC filings.
JPMorgan increased its IBIT stake to about 10.4 million shares from 8.3 million and more than quadrupled its position in BlackRock’s Ethereum ETF to roughly 1.17 million shares. It also added positions in Solana and XRP investment products.
The filings highlight growing institutional adoption of crypto ETFs, with the biggest banks expanding exposure across Bitcoin, Ethereum and newer crypto assets.
QUICK CONTEXT: Big Banks Expand Crypto ETF ExposureThe second-quarter filings show that major Wall Street banks are continuing to build cryptocurrency exposure through exchange-traded products. The moves are notable because they came despite volatility in crypto markets during the quarter.
Morgan Stanley’s IBIT position increased in share count, but its reported value declined to about $549 million from $667 million as Bitcoin prices fell during the period. The bank also reported 2.57 million shares of its own Morgan Stanley Bitcoin Trust, which began trading in April.
Ethereum saw particularly sharp percentage increases. Morgan Stanley more than tripled its BlackRock Ethereum ETF position, while JPMorgan increased its stake in the same product more than fourfold. Both banks also broadened beyond Bitcoin and Ethereum, adding exposure to Solana products, while JPMorgan reported new positions in XRP investment products.
The filings suggest crypto ETF exposure is becoming increasingly diversified among large financial institutions.
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A sharp pickup in large-wallet activity has refocused attention on XRP’s accumulation profile. According to the on-chain update shared by Ali Charts and amplified by Santiment, whales bought more than 72 million XRP in the last 24 hours. The post asks whether they are preparing for a bull rally, but it stops short of providing wallet-level detail or timing data.
The one-day headline figure is useful mainly as a mood check. Whale purchases at that scale can remove coins from liquid circulation if the tokens are held off exchanges. That dynamic tends to reduce the supply overhang that has made XRP rallies difficult to sustain in previous cycles. Still, token movements between whale wallets or internal exchange transfers can inflate the apparent purchase count without changing market exposure.
XRP’s holder structure has long combined deep retail interest with a concentrated top of large accounts. When those large accounts appear to add rather than distribute, on-chain analysts treat it as a divergence from the shallow rallies that often follow broad market leverage. The signal does not guarantee price follow-through, but it gives traders a reason to monitor exchange inflows and dormant wallet activity over the next few days.
What the accumulation signal may be telling traders For a token that spent years fighting regulatory classification in the US, accumulation events tend to be read through a policy lens as much as a liquidity lens. The broader Washington track remains unsettled; a separate fight over major crypto legislation is still unresolved on Capitol Hill, as this legislative update shows. That backdrop can amplify the significance of quiet whale positioning because policy clarity remains a key supply-and-demand trigger for XRP.
The signal also fits a period in which altcoin leadership has been rotating through smaller names. Weekly gainers have recently included TON, SIREN, and VVV, according to BlockchainReporter’s weekly gainers review, and large-cap tokens have not all moved in the same direction. Whale accumulation in XRP may be an early indication that capital is rotating back toward more established altcoins, or it could be an isolated positioning event.
What remains unconfirmed The update does not identify the wallets, show whether the coins stayed in self-custody, or compare the move against a longer accumulation trend. That leaves at least two open questions. First, whether the 72 million tokens were purchased in the open market or simply moved between large addresses. Second, whether the accumulation is broad-based or driven by a small number of accounts.
For traders, the more actionable indicators will be exchange flows and price reaction around local resistance. If XRP sees a sustained decline in exchange supply alongside rising dormant addresses, the whale update would carry more weight. If exchange inflows rise instead, the move may have been more about internal reshuffling than a genuine long-side accumulation. Either way, the on-chain signal has added XRP to the list of assets where large-wallet behavior is once again leading the conversation.
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A freelance writer with a passion for crypto, delivering insightful and accurate content on blockchain and fintech. With a knack for translating complex concepts into accessible content, Eric produces well-researched articles, blog posts, and thought leadership pieces that cover the latest trends and developments in the digital finance space. His writing is aimed at educating and engaging both newcomers and industry experts, offering fresh insights into the world of cryptocurrencies, decentralized finance (DeFi), and blockchain innovations. Eric’s dedication to quality and accuracy makes him a trusted voice in the fintech and crypto communities
TLDR Ripple’s XRP is currently trading at approximately $1.009, maintaining the critical $1.00 psychological threshold Major investors accumulated more than 72 million XRP tokens within a 24-hour period, while large holders added 380 million XRP during the week ending August 9 Spot XRP exchange-traded funds registered $2.25 million in net inflows by Thursday, signaling a potential fifth consecutive week of positive capital flows The number of wallets containing a minimum of 1 million XRP increased by 32 over a three-month span, reaching approximately 2,033 total addresses The token continues trading beneath its 50, 100, and 200-day exponential moving averages, down approximately 69% from its January 2025 high near $3.30 Ripple’s XRP is hovering around $1.009 on Friday, establishing stability at the $1.00 threshold following its lowest daily closing price since November 2024. The digital asset has experienced a decline of roughly 69% from its January 2025 peak of approximately $3.30.
XRP Price While the price has retreated significantly, major stakeholders continue accumulating. Blockchain analytics expert Ali Martinez revealed that whale investors acquired over 72 million XRP tokens during a single 24-hour period. Martinez highlighted this accumulation activity, questioning whether these substantial holders are strategically positioning themselves in anticipation of a possible price recovery.
This purchasing behavior extends beyond a single day’s activity. Information from Santiment indicates that addresses holding a minimum of 1 million XRP expanded by 32 throughout the previous three months, elevating the total count to approximately 2,033. These addresses accumulated over 380 million XRP during the week concluding on August 9, driving their collective holdings beyond 8 billion XRP, valued at roughly $8.2 billion based on prevailing market rates.
ETF Capital Flows Remain Constructive Institutional appetite continues demonstrating resilience. According to SoSoValue tracking, spot XRP exchange-traded funds captured $2.25 million in net inflows through Thursday of this week. Should Friday conclude with additional positive flows, it would represent XRP’s fifth straight week of net ETF capital inflows.
Source: SoSoValue Approximately 81% of Binance XRP withdrawals were transferred to private wallet addresses, indicating that certain investors are relocating their holdings away from exchanges for extended holding periods.
Blockchain activity has experienced notable growth. Average daily active addresses climbed to around 35,700 in August, representing an increase from 26,400 recorded in July. August 11 marked the highest activity day since June 5. Daily new address creation held steady at approximately 2,260, indicating the surge stems from existing participants rather than fresh market entrants.
Critical Price Zones Under Observation XRP’s realized price rests at approximately $0.75, positioned below the current trading price of $1.01. This indicates XRP hasn’t yet entered the significantly undervalued territory observed during prior market cycle bottoms.
From a technical perspective, XRP trades beneath its 50-day EMA positioned at $1.087, its 100-day EMA at $1.169, and its 200-day EMA at $1.362. The Relative Strength Index registers at 36, below the neutral 50 level, while the MACD indicator continues displaying negative momentum.
Cryptocurrency analyst Diana pinpoints $0.87 as the subsequent critical support level, with the $0.77–$0.80 range representing a broader decision area. On the resistance side, $1.06 serves as an immediate obstacle, with approximately 3 billion XRP tokens concentrated near cost basis at that price point.
🚨 $XRP ’s MASSIVE Descent Is Nearing Its Final Zone — Is the Next Move a Run Back to ATH? 🤯📈$XRP has been trapped in a brutal descending structure since the $3.66 peak — but this chart suggests the correction may be approaching its MOST important stage. 👀
The key is what… https://t.co/mCeQO01nIq pic.twitter.com/sSfqIO6fPo
— Diana (@InvestWithD) August 13, 2026
Should current support levels maintain, Diana’s bullish price objectives span from $1.46 to $3.56–$3.66, approaching the prior all-time high territory.
Key Takeaways Ripple’s XRP is hovering around $1.009, maintaining the critical $1.00 psychological threshold Major holders accumulated over 72 million XRP tokens within a 24-hour period, with substantial wallets adding 380 million XRP during the week ending August 9 XRP spot ETFs registered $2.25 million in net inflows by Thursday, tracking toward a fifth consecutive week of positive capital flows The number of addresses containing a minimum of 1 million XRP increased by 32 during a three-month span, reaching approximately 2,033 total The token continues trading beneath its 50, 100, and 200-day exponential moving averages, having declined about 69% from its January 2025 high of approximately $3.30 Ripple’s XRP token is exchanging hands near $1.009 this Friday, maintaining stability at the $1.00 threshold following its most bearish daily closing price since November 2024. The digital asset has experienced approximately a 69% drawdown from its January 2025 apex of roughly $3.30.
XRP Price While the price action has been unfavorable, substantial investors continue accumulating. Blockchain analytics expert Ali Martinez disclosed that major holders acquired in excess of 72 million XRP during a single 24-hour timeframe. Martinez highlighted this purchasing activity, questioning whether significant stakeholders are establishing positions in anticipation of an upcoming price surge.
This accumulation pattern extends beyond a single day. Intelligence from Santiment reveals that addresses containing no less than 1 million XRP expanded by 32 throughout the preceding three-month period, elevating the count to approximately 2,033. These addresses incorporated over 380 million XRP tokens during the seven days concluding August 9, driving their aggregate holdings beyond 8 billion XRP, valued at roughly $8.2 billion based on present market rates.
Exchange-Traded Fund Capital Remains Constructive Institutional participation continues showing resilience. Information from SoSoValue indicates spot XRP exchange-traded funds captured $2.25 million in net inflows extending through Thursday of the current week. Should Friday conclude with additional positive flows, this would represent XRP’s fifth uninterrupted week of net ETF capital inflows.
Source: SoSoValue Approximately 81% of XRP withdrawals from Binance were directed toward private wallet addresses, indicating certain investors are transferring holdings away from centralized platforms for extended holding periods.
Blockchain activity has demonstrated an uptick as well. Mean daily active wallet addresses climbed to approximately 35,700 throughout August, representing an increase from 26,400 recorded in July. August 11 registered the highest activity level since June 5. Fresh address generation maintained consistency at roughly 2,260 per day, signaling that the surge stems from current participants rather than newcomers entering the ecosystem.
Critical Price Thresholds Under Observation XRP’s realized price currently rests around $0.75, positioned beneath the prevailing market valuation of $1.01. This indicates XRP has not yet descended to the substantially discounted levels observed during earlier market cycle bottoms.
From a technical perspective, XRP trades underneath its 50-day exponential moving average at $1.087, 100-day EMA at $1.169, and 200-day EMA at $1.362. The Relative Strength Index registers at 36, positioned below the neutral 50 mark, while the MACD indicator continues displaying negative momentum.
Cryptocurrency analyst Diana pinpoints $0.87 as the subsequent significant support level, identifying $0.77–$0.80 as a broader critical decision zone. On the resistance side, $1.06 represents an immediate obstacle, with approximately 3 billion XRP tokens positioned near their cost basis around that price point.
🚨 $XRP ’s MASSIVE Descent Is Nearing Its Final Zone — Is the Next Move a Run Back to ATH? 🤯📈$XRP has been trapped in a brutal descending structure since the $3.66 peak — but this chart suggests the correction may be approaching its MOST important stage. 👀
The key is what… https://t.co/mCeQO01nIq pic.twitter.com/sSfqIO6fPo
— Diana (@InvestWithD) August 13, 2026
Should current support levels maintain, Diana’s bullish price objectives span from $1.46 extending to $3.56–$3.66, approaching the prior all-time high territory.
