Pyth Pro a Pyth Indices jsou nyní na Stellar a přinášejí 24/7 oceňování pro tokenizovaná aktiva v ekosystému s více než 4 miliardami USD v RWA. To má pomoci s oceňováním kolaterálu, řízením rizika i účetnictvím mimo obchodní hodiny.
Stellar now hosts more than $4 billion in tokenized real-world assets. Those assets move on infrastructure that stays online around the clock. The markets they represent often do not.
That creates a specific pricing problem. A tokenized asset can remain transferable onchain while the underlying cash market is closed. Applications still need a price to value collateral, manage risk, account for vaults, and support trading.
Pyth Pro and Pyth Indices are now live on Stellar. Pyth Indices extend pricing beyond the sessions of the underlying market, while Pyth Pro gives builders access to low-latency market data across asset classes.
Pyth IndicesPyth Indices are constructed products that provide 24/7 pricing for assets whose underlying markets follow exchange hours. The catalog includes indices for Brent, natural gas, copper, and oil, alongside single-name equity indices for AAPL, NVDA, TSLA, MSTR, GOOGL, MSFT, MU, and SPCX.
On Stellar, a perpetuals market or vault can continue marking equity-linked and commodity exposure through weekends and holidays, when the cash market is closed. Collateral values, risk controls, and portfolio accounting can continue updating instead of waiting for the next session open.
Pyth ProFor builders that need live data across asset classes, Pyth Pro offers more than 3,500 listed feeds across equities, futures, ETFs, commodities, FX, crypto, and fixed income. The live catalog includes more than 1,000 U.S. equity feeds and more than 50 commodity and metal feeds, with delivery channels supporting updates as fast as 50 milliseconds.
Feeds are sourced directly from trading firms, exchanges, market makers, and banks contributing first-party data to Pyth. Coverage follows each market’s schedule: supported U.S. equities can run 24/5, crypto runs continuously, and commodities and FX follow their respective market sessions.
Built for Stellar’s RWA EconomyStellar’s RWA ecosystem already shows where this infrastructure matters. Centrifuge’s deRWA launch on Stellar introduced deJTRSY and deJAAA, with Blend named as a lending and borrowing partner. As tokenized funds become composable across Stellar DeFi, continuous pricing becomes an important part of the infrastructure needed to use them as collateral and build products around them.
The same data layer can support Stellar payment applications that need live FX quotes and vaults that hold diversified, multi-asset portfolios.
Getting StartedAccess Pyth Pro and Pyth Indices through the Pyth Terminal. Browse the feed catalog, compare Pyth prices with external sources, and start a 14-day free trial.
For integration details, see the Pyth Pro documentation for Stellar
The XLM crypto price moved closer to $0.20 after gaining 1.45%, extending its recovery from an August low near $0.155.
Another potential source of liquidity for Stellar’s payment-centric network follows Tether’s USDT0 token launching on it earlier this week. Over the past few rallies the XLM price has struggled to break through its previous price records.
USDT0 expands Stellar’s stablecoin offering On September 2, the Stellar Development Foundation announced the arrival of USDT0.
People and businesses are able to use Tether’s USDT liquidity through Stellar, using USDT0, and potential use cases include international payments, transferring funds between financial applications and company settlements.
This means that instead of creating separate pools of tokens for every network supported by the asset, there is one common supply supported by USDT.
The move is set to increase the choice of digital dollars on Stellar’s payments platform, joining other USD-backed and euro-backed stablecoins already available on the system like UDSC and PYUSD.
Users do not have to hold XLM to send out payments; the network’s token is mostly used to cover transaction charges and maintain accounts. However, stablecoin usage would increase activity and make XLM popular amongst its peers.
XLM price approaches a familiar barrier XLM was swapping hands at $0.1903 at the time of this writing, having ranged between lows of $0.1854 during the trading session and climbed to $0.1964 at its highest. The total amount of trades of XLM has now totalled 87.09 million.
The price is now nearing $0.20 again, and this area stopped advances in July and again in the second half of August.
However, touching that level briefly may not be enough, since buyers will need to keep XLM above the level of $0.20 to suggest that a room for a potential rally is ahead.
Source: TradingView In that scenario $0.21 will be looked at next, then $0.22; again an area in the past that has brought sellers out.
If rejected from these levels, it means XLM could fall back down to around the $0.18 mark. It recently saw support from these regions; a rejection, however, means that it could potentially move into the trading regions last seen in August, which lie near $0.16.
Buying interest has started to pick up, although it is still nowhere near the levels of the sharp rallies it printed earlier in the year. Although XLM is moving in the right direction, the recovery is holding back for its biggest push.
Final Summary XLM reached $0.1964 as buyers pushed the price towards the repeatedly tested $0.20 level. USDT0 has expanded Stellar’s stablecoin offering, although its effect on demand for XLM remains uncertain.
Stellar v neděli zpracoval více než 11,6 milionu transakcí za jediný den, což bylo nejvyšší denní tempo v týdnu. Ukazuje to na silnou poptávku po jeho platební infrastruktuře.
Stellar Hits Weekly Transaction Peak on a Sunday@StellarOrg processed over 11.6 million transactions in a single day, marking the network's highest daily activity level of the current week. According to data from Chainspect, the surge occurred on a Sunday, a day typically associated with reduced liquidity and lighter volumes across traditional financial markets.
The timing is notable. Weekend lulls are a well-established feature of legacy finance, where settlement systems and institutional desks operate on compressed schedules. That Stellar's busiest day of the week fell on a Sunday points to a different kind of demand: one driven by cross-border payment flows and automated settlement cycles that do not observe a Monday-to-Friday calendar.
Broader Momentum Behind the Numbers Stellar averaged approximately 4.9 million daily transactions in Q2 2026, with a range spanning from 2.6 million to 7.1 million, consistent with its positioning as a high-volume, low-cost payments rail. The 11.6 million figure therefore represents a significant spike above that quarterly baseline.
The variance in daily transaction counts likely reflects periodic batch processing by institutional users, stablecoin settlement cycles, and the natural rhythm of cross-border payment flows across different time zones.
Stellar's average fees remain a fraction of a cent, and settlement times stay near instant even as volume rises. That combination is rare in blockchain networks, where higher usage often means higher costs or slower confirmations.
The transaction spike also sits against a backdrop of broader network growth. In Q2 2026, Stellar's network doubled its tokenized real-world assets to $3.05 billion, growing four times faster than the market average. Stablecoin transfers reached a record $11.4 billion, highlighting strong institutional adoption.
Taken together, the data suggests Stellar's payment rails are seeing real, recurring demand rather than speculative noise. For a network built around cross-border settlement, a record transaction day on the quietest day of the traditional financial week is a meaningful signal.
Sources:
Nansen: Stellar Q2 2026 Report
Chainspect: Stellar Network Data
Messari: State of Stellar Q1 2026
Stellar drží vedení v tokenizovaném státním dluhu mimo USA s asi 490 miliony USD, více než jakýkoli jiný blockchain. Na širším trhu RWA ale dál vede Ethereum.
Stellar (XLM) is trading at $0.1922, up 4.4% over 24 hours, as the network holds its lead in tokenized non-US sovereign debt, a position it has maintained since February. According to data from RWA.xyz as of August 20, Stellar holds roughly $490 million in tokenized sovereign debt issued outside the US, more than any other blockchain.
Ethereum still leads in tokenized US Treasuries and in total real-world asset value across the market, which continues growing on every major chain. Stellar’s lead is confined to sovereign debt issued outside the US and denominated in currencies other than the dollar, a smaller category today but one tied to a much larger share of the world’s governments and businesses that don’t operate primarily in dollars.
Rapid Growth Over 18 Months
Real-world assets on Stellar, excluding stablecoins, have grown from roughly $500 million in early 2025 to $854.6 million by the end of last year, crossing $1 billion in January 2026, reaching $1.52 billion by the end of Q1 (a 91% quarterly jump), passing $2 billion in April, and topping $3 billion in June.
That’s roughly a threefold increase over the past year. Stellar now accounts for about 9% of all distributed RWA value across blockchains, placing it among the top four networks alongside Ethereum, BNB Chain and Solana, and the only one among them outside the Ethereum Virtual Machine ecosystem.
What’s Actually on the Network
The sovereign debt total is built from a range of live products. Etherfuse’s Stablebonds bring Mexican CETES and Brazilian Tesouro bonds onto Stellar. Spiko’s euro-denominated T-bill fund grew from roughly $520 million to $970 million over the past year, with most of that growth occurring on Stellar specifically. South Korean Treasury Bonds and a digital sovereign bond from the Marshall Islands round out a list of issuers spanning five continents.
Beyond sovereign debt, Franklin Templeton’s BENJI fund, the first US-registered mutual fund to use a public blockchain as its official system of record, also runs on Stellar. Ondo’s USDY and WisdomTree’s WTGXX are live on the network as well. USDC’s market cap on Stellar grew about 15% quarter-over-quarter to more than $256 million in Q1 2026, and euro-denominated stablecoins have expanded.
Transaction activity backs up the balance sheet numbers. Stablecoin payment volume on Stellar reached $5.5 billion in Q1 2026, up 72% year-over-year, with transaction velocity up 75% over the same period. Institutional participation has broadened alongside the technical case, with U.S. Bank, Amundi, Société Générale, AllUnity, Malaysia’s Kenanga, and Singapore’s Marketnode, backed by SGX and Temasek, all engaging with the network.
Story Ends Here
Trust with CoinPedia:CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto & blockchain, right from startups to industry majors.
Investment Disclaimer:All opinions and insights shared represent the author's own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.
Sponsored and Advertisements:Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.
Nuvanté Technologies oznámila v srpnu 2026 prototyp clearingu stablecoinů na síti Stellar, testovaný v Bank of England Synchronisation Lab. Řešení má umožnit vydávání, zpětné odkupy a směnu digitálních peněz přes neutrální clearingovou vrstvu.
Nuvanté Technologies Ltd, a digital money clearing infrastructure company, has announced that in August 2026 it developed a prototype for stablecoin clearing tested in the Bank of England Synchronisation Lab, built on the Stellar network.
The prototype validates how fiat-backed stablecoins and other forms of digital money could be issued, redeemed and exchanged through a neutral clearing layer, with settlement flows tested against the Bank of England’s RTGS RT2 Synchronisation Lab environment.
Nuvanté’s participation in the Lab focused on multi-money issuance and redemption, including stablecoin-to-stablecoin and stablecoin-to-fiat flows. The project used the Stellar network to support the movement and orchestration of digital money.
“Stablecoins are becoming core payment infrastructure, but the market still lacks neutral clearing rails that allow issuers, banks and payment firms to exchange digital money safely and efficiently,” said Michael Chapman, Founder and CEO of Nuvanté. “Through our work in the Bank of England Synchronisation Lab, we demonstrated how regulated stablecoin clearing, interoperability and synchronised settlement could operate in a central-bank settlement environment.”
Denelle Dixon, CEO & Executive Director at the Stellar Development Foundation, added: “As stablecoins continue to scale the market needs safe, trusted and interoperable settlement infrastructure. The Stellar network was built for regulated finance and Nuvanté’s work in the Bank of England Synchronisation Lab is the kind of real-world financial use case the network was designed to support."
The announcement comes as the Bank of England continues to progress its RTGS roadmap, including the development of synchronisation capabilities designed to extend atomic settlement in central bank money to a wider set of asset markets and transaction types.
Nuvanté is also a member of the DTCC Tokenization Industry Working Group, reflecting its focus on interoperable market infrastructure for stablecoins, tokenised assets and digital payments. This follows DTCC and the Stellar Development Foundation’s recent announcement of plans to enable the tokenisation of DTC-custodied assets on the Stellar network as part of DTCC’s multi-chain strategy.
The world’s most widely used stablecoin just found a new home. USDT0, the infrastructure that brings Tether’s USDT to every network, is now live on the Stellar network, marking a significant milestone for one of the longest-running blockchains built for real-world payments and cross-border finance.
Beyond another asset listing, it’s a structural upgrade to liquidity on Stellar.
Instant access to global USDT liquidityWhether you are making cross-border payments, settling accounts, or powering an app on Stellar, USDT0 gives institutions and individuals the ability to move value onchain with immediate access to billions of dollars of liquidity. Built on LayerZero’s OFT interoperability standard, USDT0 maintains a single unified supply backed 1:1 by USDT. From day one, Stellar participants tap into the same global liquidity pool shared across LayerZero-connected blockchain ecosystems—no isolated pools, no wrapped tokens, no third-party tooling required. See it in action: move USDT0 to and from any supported chain in a few clicks.
Better liquidity, stronger DeFiWith USDT0 now available on Stellar, DeFi protocols can build around an asset with more than $180 billion in market capitalization. USDT0 can be used as collateral, borrowed against, traded, and put to work across yield opportunities. That creates more ways for existing USDT holders to put their capital to work on Stellar, expanding the potential pool of participants and capital to include markets where USDT is already a primary settlement asset. USDT0 on Stellar is available on SushiSwap with more DeFi integrations to come.
Competing where it countsUSDT has a global footprint, and is used widely in emergent, fast-growth markets across Latin America, Africa, and Asia-Pacific—the very regions where Stellar has spent years building payments infrastructure. With USDT0 now on Stellar, users in these regions can now move the stablecoin they already trust on infrastructure purpose-built for it—sub-cent fees, five-second transaction finality, and on/off-ramp coverage across 170+ countries. This combination of asset and network is a natural fit for the way people in emerging markets actually use stablecoins.
Less friction for partners already on StellarFor exchanges, fintechs, enterprises and payment service providers already operating on Stellar, USDT0 extends what they can offer. Adding USDT0 requires minimal lift for anyone already running on Stellar rails—and for partners whose counterparties prefer USDT, it removes the swap costs and operational friction that come with other assets. The result is simpler treasury management, cleaner payment flows, and one less conversion standing between you and your end users. For exchanges, that means offering USDT0 deposits, transfers and withdrawals on rails that settle in seconds for fractions of a cent. For wallets and fintechs, it means giving users in USDT-dominant markets across Latin America, Africa, and Asia a way to send, receive, and hold the asset they already prefer, while enterprises and PSPs can settle with counterparties in USDT0 and manage USDC, EURC, and USDT0 in a single treasury integration on one network.
USDT0 on Stellar is available on:
KrakenFreighterLobstrMeruBitgetFireblocksBiLira KriptoKredeteRamp NetworkSushiSwapExodus (coming online soon)More wallets and exchanges will be available in the coming months.
A signal to the marketUSDT0’s arrival on Stellar sends a clear message to the broader ecosystem. Institutions, fintechs, and developers evaluating which networks to build on now have another compelling reason to choose Stellar: access to the most liquid stablecoin in the world, on a network with a decade of proven reliability in global payments.
The infrastructure is ready. The liquidity is live. The next chapter for Stellar starts now.
Stellar [XLM] isn’t the party favorite right now, but that might soon change.
DTCC is moving closer to launching its tokenization service, and Stellar is expected to be part of that rollout. Will the development help XLM price?
DTCC puts Stellar back in the spotlight Stellar’s price has slowed down since DTCC first announced in May that its tokenization service would connect with the Stellar public blockchain.
However, there’s more to look forward to now.
DTCC is reportedly preparing to launch the service in October. This is after processing live production transactions with tokenized DTC-custodied assets in July along with dozens of institutions.
Stellar is already part of the roadmap. Tokenized DTC assets are expected to become available on the network in the first half of 2027.
Will there be an immediate rally? One can’t say.
However, there will be much more clarity on how large of a role public networks like Stellar will play. This will give a better picture on the long-term growth trajectory.
XLM price in trouble? The hope from these developments is far away in the future; the XLM price outlook right now looks somewhat grim.
XLM traded at around $0.172 on the 2nd of September. The token pushed above $0.20 in late August, and since then, XLM has been steadily given back parts of that move.
Source: TradingView The 14-day RSI was near neutral, and the MACD has also turned weaker. The MACD line was below the signal line at press time, and the histogram was also negative again.
Derivatives also look fairly weak.
Source: Coinalyze Aggregated open interest fell from about $95 million to $78.6 million over the past week; traders are reducing leveraged exposure.
Funding was still positive at 0.0031, so positioning isn’t outright bearish. However, there isn’t enough confidence among traders.
Final Summary XLM price is weak as it stands, at $0.172. DTCC’s October tokenization launch will put Stellar in focus.
XRP dál přitahuje institucionální poptávku, když spot ETF zaznamenaly čistý příliv 5,64 milionu USD a už 10 dní v řadě jsou v plusu. Stellar zároveň oznámil, že jeho RWA ekosystém překročil 4 miliardy USD.
Ripple (XRP) and Stellar (XLM) are showing signs of recovery on Tuesday after rebounding slightly the previous day, following double-digit corrections last week. Moreover, XRP continues to attract Exchange-Traded Fund (ETF) inflows and Stellar’s Real-World Assets (RWAs) ecosystem has surpassed $4 billion. These developments indicate growing institutional interest and could provide fresh fundamental support for a recovery in both altcoins.
XRP institutional demand shows signs of strengthInstitutional demand for XRP has remained strong. SoSoValue data showed spot ETFs recorded a $5.64 million inflow on Monday, marking 10 consecutive days of positive flows since August 18. Moreover, net weekly inflows last week exceeded $110 million, the highest weekly flows since early December 2025. If these inflows continue and intensify, XRP could support gains ahead.
Total XRP spot ETF net inflow daily chart. Source: SoSoValue
Total XRP spot ETF net inflow weekly chart. Source: SoSoValueXLM RWAs hit $4 billionStellar announced on its X account on Monday that Real-World Assets (RWAs) on its network have surpassed $4 billion. This highlights the rapid expansion of Stellar’s RWA ecosystem and supports a bullish long-term outlook for XLM.
XRP technical outlook: Key 200-day EMA holds strongXRP price trades at $1.37 on Tuesday, maintaining a bullish near-term bias as it remains above key Exponential Moving Averages (EMAs). The 200-day EMA at $1.35 underpins the advance together with the 100-day EMA at $1.21 and the 50-day EMA at $1.21, suggesting a constructive underlying trend despite the recent pullback from overbought RSI readings.
The Relative Strength Index (RSI) has eased to 61 from earlier extreme levels. At the same time, the Moving Average Convergence Divergence (MACD) has slipped marginally negative, hinting at waning upside momentum rather than a clear trend reversal as long as price holds over the 200-day EMA.
On the topside, the next significant barrier is the horizontal resistance at $1.90, where fresh supply could emerge if the rally extends.
On the downside, immediate support sits around the current consolidation area, backed by the 200-day EMA at $1.35, followed by the horizontal floor at $1.30. Deeper setbacks would expose the broader demand zone defined by the 100-day and 50-day EMAs clustered near $1.21, ahead of the more distant structural support at $1.00.
XRP/USDT daily chartXLM technical outlook: Near key resistance zoneXLM price trades at $0.1776 on Tuesday, capped by a dense cluster of EMAs just overhead, which keeps the near-term bias bearish. XLM price is marginally below the 50-day EMA at $0.1778, with the 100-day and 200-day EMAs higher at $0.1797 and $0.1890, respectively, suggesting rallies remain vulnerable while these levels hold as resistance.
The RSI hovers around 50, hinting at a loss of upside momentum, while the MACD has slipped back below the zero line, reinforcing the idea of a fading bullish phase and scope for further consolidation or downside.
On the downside, immediate support is seen at the nearby horizontal level at $0.1774, which forms a tight pivot zone around the current price, before a more distant structural floor emerges at $0.1420.
On the topside, initial resistance is given by the 50-day EMA at $0.1778, followed by the 100-day EMA at $0.1797 and the 200-day EMA at $0.1890; only a sustained break above this moving-average stack would ease bearish pressure and open the way for a more constructive recovery phase.
XLM/USDT daily chart(The technical analysis of this story was written with the help of an AI tool. Know more.)
Tokenized real-world assets (RWAs) on the Stellar network have surged roughly 360% in 2026, reaching approximately $4 billion and underscoring a rapid shift toward institutional adoption of blockchain-based finance.
From $868 Million to $4 Billion in Under a Year The Stellar RWA market stood at just $868.8 million at the end of 2025. By late August 2026, that figure had climbed to $3.996 billion, according to a Dune Analytics dashboard maintained by Stellar. The market briefly crossed $4 billion on Aug. 3, per Stellar's own data. The acceleration was broad-based, driven by institutional issuance across multiple asset classes rather than a single source.
The market remains concentrated among a handful of large players. Spiko leads with $1.55 billion in tokenized assets on Stellar as of Aug. 27. Behind it, Realiz holds $559 million, Tradable $548 million, Franklin Templeton $546 million, and Ondo $535 million. Together, those five issuers account for roughly $3.74 billion of the network total.
Non-US Sovereign Debt and Expanding Asset Classes One of the more notable developments has been Stellar's expansion into non-US government debt. Around $487 million of these assets were held on the network as of Aug. 30, including tokenized Mexican CETES and Brazilian government bonds issued through Etherfuse, a platform specializing in infrastructure for tokenizing local sovereign debt.
Beyond sovereign instruments, Stellar is drawing participation across credit markets, US Treasurys, and equity-linked products, reflecting a broadening of the asset base on the network. Earlier in 2026, the Stellar Development Foundation's Protocol 26 upgrade introduced on-chain compliance features, including a consensus-driven asset-freeze mechanism, which is designed to help attract regulated institutions requiring auditable on-chain transaction records.
Planned connectivity with the DTCC could further deepen institutional ties, with reports suggesting tokenized assets may move to Stellar through that integration in the first half of 2027.
RWA trh na síti Stellar vzrostl z asi 785 milionů USD v lednu na více než 3 miliardy USD v červenci, ale do Blend poolů s RWAs šlo jen něco přes 2 miliony USD.
Stellar’s tokenized real-world asset market has climbed from about $785 million in January to more than $3 billion in July, while only just over $2 million has entered Blend pools that accept RWAs.
Summary
Stellar’s RWA value increased almost fourfold during the first seven months of 2026. Four tokenized products account for hundreds of millions of dollars each on the network. Blend has $127 million in TVL, but its RWA-enabled pools hold only slightly more than $2 million. RedStone says round-the-clock pricing remains necessary before more RWAs can serve as DeFi collateral. Stellar’s RWA market has crossed $3 billion RedStone’s latest report has found that Stellar’s RWA market expanded almost fourfold between January and July, driven by tokenized money market funds, U.S. Treasury products and corporate credit.
Several individual products have reached values normally associated with established investment funds rather than early blockchain trials. The Amundi and Spiko Overnight Swap Fund, a French-regulated UCITS cash-management product, has grown to hundreds of millions of dollars in onchain value since going live on Stellar in March.
RedStone’s report identified Spiko’s tokenized U.S. Treasury bill fund as another major contributor. The product had reached about $536 million, while Ondo Finance’s USDY held more than $533 million on Stellar.
USDY is a yield-bearing asset supported by short-term U.S. Treasuries and bank demand deposits. Ondo expanded the product to Stellar in September 2025, after which its value on the network rose from slightly more than $1 million at the beginning of 2026 to over $533 million.
Corporate credit has added another large pool of tokenized value. VuMe Bond 2030, issued under Luxembourg securitization rules, launched on Stellar in February and has since reached approximately $500 million.
Franklin Templeton has maintained an earlier institutional presence through the Franklin OnChain U.S. Government Money Fund. Launched on Stellar in 2021, the fund uses the BENJI token and invests primarily in U.S. government securities, cash, and repurchase agreements. RedStone placed the value tokenized on Stellar at about $460 million.
The concentration of several large products shows that Stellar has already attracted issuers capable of placing hundreds of millions of dollars on a public network. Yet issuance records how much value has been tokenized, not how much of it is being traded, supplied to lending markets, or used as collateral.
RWA use in Stellar DeFi remains limited Stellar’s decentralized finance market remains much smaller than its tokenized asset base. RedStone placed total DeFi value on the network at about $259 million when its report was prepared, compared with more than $3 billion in RWAs.
Blend, Stellar’s largest lending protocol, accounted for roughly $127 million of that DeFi total. Pools capable of accepting RWAs, however, held only slightly more than $2 million.
Templar Protocol provides another example of the limited use of tokenized assets in lending. Its Stellar application allows users to borrow against assets including deJAAA, deJTRSY, CETES, and USTRY, but the protocol had about $8.4 million in total value locked on the network, according to RedStone.
DeJAAA represents exposure to AAA-rated collateralized loan obligation tranches, while deJTRSY is tied to short-term U.S. Treasury securities. CETES tracks Mexican government Treasury certificates, and USTRY is backed by short-term U.S. Treasury bills.
Royal Fool, the pseudonymous co-founder and chief executive of Templar Protocol, said dependable pricing is required before a lending market can safely accept an RWA.
“Listing a real-world asset as collateral works best if we can price it reliably around the clock.”
According to the executive, SEP-40 feeds allow Templar to accept real-world collateral and support borrowing against it on Stellar. Lending protocols need current prices to calculate loan-to-value ratios and determine when a position no longer has enough collateral.
A tokenized security does not automatically become usable in DeFi simply because it exists on a blockchain. Trading venues need a defensible price before listing it, while lending protocols must keep valuing collateral even when the market for its underlying asset is closed.
Continuous pricing could bring more RWAs into DeFi Price discovery becomes harder when an onchain token represents an asset that does not trade continuously. Bitcoin, Ether, and other liquid cryptocurrencies change hands around the clock, allowing oracle providers to combine quotes from several active exchanges.
Traditional assets follow different schedules. U.S. stocks trade mainly during set market hours, while government debt products may only have reliable spot prices when their domestic markets are open.
Money market funds add another complication because their value depends on the securities held in their portfolios rather than on constant secondary-market trading. Fund administrators may also distribute net asset value data through systems that cannot send information directly to a smart contract.
Corporate debt requires additional inputs, including credit quality, maturity, settlement terms, and the structure of the security. According to RedStone, an oracle must account for such differences rather than applying the same method used to price a liquid crypto token.
Stellar’s SEP-40 Oracle Consumer Interface provides a common format through which Soroban smart contracts can request price information. Before the standard was introduced, each provider could use a separate interface, requiring developers to build a new adapter whenever they added another data source.
Under SEP-40, compatible providers follow the same set of functions for identifying supported assets, price precision, update intervals, and timestamps. Applications can retrieve the latest value, request historical records, and check whether a price has become stale.
RedStone joined Stellar in March and later adopted SEP-40. Materials provided with the report said the oracle provider now supports 55 price feeds covering U.S. Treasuries, sovereign debt, corporate credit, tokenized gold, and money market products.
Among the covered assets are Ondo’s USDY, Franklin Templeton’s BENJI and Matrixdock’s XAUm gold token. RedStone also supplies data for Centrifuge-linked Treasury and credit products, along with tokenized Mexican and Brazilian government debt issued by Etherfuse.
Martin Quensel, founder of Anemoy and co-founder of Centrifuge, said tokenization places regulated funds within reach of decentralized finance, while standardized pricing allows protocols to use them as collateral.
“Reliable, standardized pricing on Stellar by RedStone is what lets protocols actually use them as collateral.”
Stellar had previously added another data layer when it integrated Chainlink services in October 2025. The arrangement covered Data Feeds, Data Streams, and the Cross-Chain Interoperability Protocol for applications working with DeFi and tokenized assets.
DTCC brings a U.S. market catalyst for 2027 The Depository Trust & Clearing Corporation plans to add tokenized versions of DTC-custodied assets to Stellar in the first half of 2027, extending the network’s RWA pipeline into U.S. market infrastructure.
As reported in May, the initial eligible assets are expected to include Russell 1000 shares, major index exchange-traded funds, U.S. Treasuries, and several classes of corporate and other bonds.
DTCC received a no-action letter from the U.S. Securities and Exchange Commission in December 2025. The relief allows it to test tokenized securities under specified conditions while maintaining existing investor protections, disclosures and control over ownership records.
The $114 trillion figure attached to the agreement represents assets held in custody by DTC, not the value that will move to Stellar. DTCC has not said that its entire custody base will be tokenized or transferred onto the network.
For U.S. investors, tokenization under DTCC’s system would keep the securities within established custody and regulatory structures. Eligible assets could receive blockchain-based representations while ownership records remain tied to the securities held at DTC.
DTCC has already begun testing tokenized public-market assets with major financial firms. In July, BlackRock, JPMorgan, Goldman Sachs, Vanguard, the New York Stock Exchange, and almost 40 other institutions participated in a tokenization pilot involving stocks, ETFs, and U.S. Treasuries.
Microsoft and Circle shares, the Invesco QQQ Trust, the SPDR S&P 500 ETF and BlackRock’s iShares 0–3 Month Treasury Bond ETF were among the first assets included. JPMorgan also completed a conversion of QQQ shares into a tokenized representation during the pilot.
The active trial uses permissioned infrastructure, including Hyperledger Besu and Canton, while the separate Stellar deployment remains scheduled for 2027. DTCC said participants would test collateral transfers, repurchase agreements, and equity transactions before the current program enters its planned operational phase.
Stellar posunul upgrade Protocol 28 blíže k mainnetu po schválení na testnetu 27. srpna. Hlasování o mainnetu je naplánováno na 16. září 2026 v 17:00 UTC.
Stellar has moved its Adapter upgrade, Protocol 28, one step closer to a full network rollout after the testnet vote passed on August 27. The mainnet upgrade vote is scheduled for September 16, 2026, at 17:00 UTC.
A Developer-First UpgradeUnlike some past upgrades that focused mainly on infrastructure, Adapter Protocol 28 is built with developers in mind. Two of its three core changes are aimed directly at making life easier for people building smart contracts on Soroban, Stellar's smart contract platform, while the third strengthens how the network itself reaches consensus.
CAP-83 improves consensus resilience under heavy load, CAP-85 allows atomic upgrades for fleets of Soroban smart contracts, and CAP-86 simplifies contract-data migrations. On the consensus side, consensus keeps moving even when transaction data is slow to propagate, which will improve throughput and help keep the network running smoothly at scale and at low cost. The full performance gains will be phased in after mainnet as parallel transaction-set downloading is gradually enabled.
The release also updates the JavaScript and TypeScript SDKs used to interact with the network. The new SDK simplifies smart contract interactions and improves wallet approval visibility. Its rebuilt XDR layer is now fully typed and replaces Node's Buffer with Uint8Array, reducing a common source of type errors for web developers.
What Builders and Validators Need to DoStellar SDK users must upgrade before August 27, 2026, for testnet integration, and before September 16, 2026, for mainnet. Protocol 28 also requires all validators to have synced clocks; validator operators must run NTP sync starting in Protocol 28.
The mainnet vote is scheduled for September 16 at 17:00 UTC. Activation depends on validator approval, so the date represents a planned governance milestone rather than a guaranteed launch. Teams building on the network are being encouraged to start preparing early rather than waiting until the last week, and to keep an eye on Stellar's Developer Discord, where the community is actively coordinating the upgrade.
Sources:
Stellar Development Foundation: Introducing Adapter, Protocol 28
Stellar Development Foundation: Adapter Protocol 28 Upgrade Guide
RedStone zprovoznil na Stellar on-chain NAV feed pro savUSD od Avant Protocol, takže tento token lze nově použít jako kolaterál v DeFi. Integrace vychází ze standardu SEP-40.
Stellar’s tokenized real-world asset market has ballooned from roughly $800 million in January to over $3 billion by July 2026. The problem? Most of those assets have been sitting on the sidelines of DeFi, unable to participate as collateral or in lending protocols because reliable onchain pricing simply didn’t exist for them.
RedStone, one of crypto’s more established oracle providers, just plugged that gap for Avant Protocol’s savUSD token. The integration delivers a contract rate feed capturing the savUSD/avUSD exchange rate directly on Stellar, giving DeFi protocols the standardized pricing data they need to actually use these assets.
What RedStone built and why it matters The feed launched on May 29 and follows Stellar’s SEP-40 oracle standard, a specification designed to let any protocol on the network consume pricing data without building bespoke integrations. Instead of every DeFi app on Stellar needing to wire up its own pricing source for savUSD, they can all pull from the same RedStone feed.
For savUSD specifically, the data functions as onchain Net Asset Value, or NAV, made available continuously for smart contracts running on Stellar’s Soroban execution environment.
Advertisement
The broader SEP-40 implementation kicked off in March 2026, with RedStone planning a gradual rollout throughout the year. Six additional issuers are expected to receive similar oracle support by August, which would meaningfully expand the range of assets available for DeFi composability on Stellar.
RedStone reports no mispricing events across its existing feeds, a claim that carries real weight given how many DeFi exploits trace back to faulty or manipulated price data.
Inside savUSD: the asset getting priced SavUSD is a senior-tranche token from Avant Protocol, backed 1:1 by USDC and USDT collateral. It derives returns through delta-neutral trading strategies, capturing funding rate payments and basis trade spreads while hedging out directional market exposure.
Pennyworks, an independent third party, conducts weekly NAV calculations to verify the token’s value. Combined with the real-time onchain visibility that RedStone now provides, investors get two layers of price verification: one from traditional auditing cadence, another from continuous oracle feeds.
Before this integration, savUSD existed in a kind of DeFi limbo on Stellar. Without a price feed, a lending protocol can’t accept savUSD as collateral, a DEX can’t properly route trades, and an automated portfolio manager can’t rebalance positions that include it.
Stellar’s RWA growth meets its DeFi bottleneck Growing from $800 million to over $3 billion in tokenized assets within roughly six months puts Stellar among the fastest-expanding RWA networks in crypto. Each new asset on Stellar previously needed custom pricing solutions, creating a patchwork of data sources that raised integration costs and security risks. Standardizing through SEP-40 means protocols can support new assets faster, with less engineering overhead and fewer potential failure points.
The yield-bearing nature of savUSD makes proper pricing especially critical. Unlike a simple stablecoin pegged to $1, savUSD’s value fluctuates based on accumulated yield. A stale or inaccurate price feed could lead to under-collateralized positions or liquidation failures.
With six more issuers expected to receive RedStone oracle support by August, Stellar’s DeFi layer is approaching something closer to infrastructure maturity.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Stellar DeFi TVL spadl o 60 % na 98 milionů USD po exploitu v Comet AMM, který připravil pool o zhruba 717 000 USD. XLM po útoku klesl o 2,82 % na 0,18 USD.
Stellar‘s decentralized finance (DeFi) sector experienced a significant setback as its total value locked (TVL) declined from a peak of $270 million on August 22, 2026, to approximately $98 million by August 27. This rapid fall followed an exploit targeting the Comet AMM BLND-USDC liquidity pool, which serves as the backstop for the Blend protocol.
Comet AMM Blend Exploit Triggers Sharp TVL DeclineDefiLlama data shows that Stellar Lumens’ ecosystem saw its TVL drop 60% within a single day, reaching just $98 million as of August 27. The exploit, involving a vulnerability in same-asset USDC swaps, led to a loss of around $717,000 from the pool, which prompted Blend protocol operators to pause its backstop pool. As a result, Blend’s TVL fell from over $150 million to nearly zero, amplifying the pressure on the broader Stellar DeFi landscape.
Mini dictionary: Comet AMM, Blend protocol — Comet AMM is an automated market maker used for decentralized trading on Stellar, while Blend protocol is a decentralized lending and borrowing platform backed by liquidity pools such as BLND-USDC.
DateStellar DeFi TVLBlend TVLAugust 22, 2026$270 millionOver $150 millionAugust 27, 2026$98 millionNear zeroMarket Resilience Despite DeFi CrisisWhile the DeFi incident exposed vulnerabilities, Stellar’s network fundamentals appear strong in other areas. The tokenized real-world asset (RWA) market on Stellar now exceeds $3 billion, highlighting continued demand and activity outside the affected protocols.
Stellar Lumens (XLM) traded down by 2.82% to $0.18 after the exploit but has managed to sustain levels above its major support area for eight straight days. According to SoSoValue’s price tracking, XLM’s performance has been buoyed, despite short-term pressure from the exploit and resulting liquidations.
XLM’s price action has shown resilience amid the exploit, remaining above $0.18 for over a week and sustaining a 5% gain over the past 30 days, even as investor sentiment wavers.
Volatility and Investor SentimentXLM’s recent session saw heightened volatility, with market indicators offering mixed signals. The Chaikin Money Flow (CMF) remains slightly negative on both 4-hour and daily charts, reflecting cautious investor sentiment. Meanwhile, the one-hour chart points to neutrality, as top buyers remain on the sidelines.
At press time, XLM trades a cent above its SuperTrend price of $0.1707, providing a narrow advantage for bullish positions. In futures markets, traders holding long positions faced $191,330 in liquidations out of $205,610 over the past 24 hours. Despite the setback, XLM’s open interest funding rate has stayed positive for ten consecutive days.
The nearest bullish target for XLM is now set at $0.195, while the token’s price continues to move in close correlation with Bitcoin. As the leading cryptocurrency pulled back to $78,700, XLM mirrored the broader trend, although it maintained positive momentum over the past month.
Price Correlation and Broader Market ContextStellar’s price movements have closely tracked Bitcoin’s recent market action, with both assets experiencing similar percentage shifts. Over the last 30 days, XLM’s price edged 5% higher, reflecting some degree of market confidence even in the face of protocol-specific issues.
Spectra se integruje se Stellarem a přináší fixní úrokové trhy i obchodovatelný výnos. Stellar’s Security Audit Bank potvrzuje dokončený Certora audit z 18. května 2026.
TLDR: Spectra splits yield-bearing assets into Principal Tokens and Yield Tokens for separate trading. Yield Tokens give holders exposure to an asset’s future yield without owning it outright. Stellar’s Security Audit Bank confirms a completed Certora audit dated May 18, 2026. XCCY is also building a fixed-rate engine on Stellar, signaling growing sector demand. Spectra is bringing fixed-rate markets and tradable yield to the Stellar network, adding a new layer to its onchain economy.
The protocol splits yield-bearing assets into two separate tokens. One token carries fixed returns, while the other tracks variable yield exposure.
Stellar’s Security Audit Bank lists a completed Certora audit dated May 18, 2026, for the integration. The addition follows Stellar’s steady expansion across tokenized assets, lending and settlement infrastructure this year.
Spectra Splits Yield Into Two Tradable Markets Spectra describes itself as an open, permissionless interest-rate derivatives protocol. Its design takes a yield-bearing asset and divides it into two components.
These components are known as the Principal Token and the Yield Token. Once split, each piece can trade independently on its own market.
The Principal Token, or PT, represents the fixed-yield side of the arrangement. Holders buy the principal at a discount to its face value.
At maturity, that token can be redeemed for its full fixed value. This structure gives users a predictable return over a set period.
The Yield Token, or YT, works differently from its counterpart. It gives holders exposure specifically to the future yield of the underlying asset.
Rather than owning the asset itself, traders gain a claim on what it earns. This effectively allows the yield to be traded as its own instrument.
Crypto commentator Marco Salzmann framed this as part of a broader pattern building on Stellar. He described the network’s stack as moving through tokenized assets, lending, yield markets and settlement.
Spectra’s arrival adds another financial primitive to that sequence. Each layer, he noted, builds on the capital already sitting onchain.
Audit Confirms Integration as Competition Grows Stellar’s Security Audit Bank provides independent confirmation of the integration timeline. It lists an entry titled “Spectra – Interest Rate Markets on Stellar.”
The associated Certora audit was completed on May 18, 2026. That listing indicates the groundwork for deployment has already been reviewed.
Salzmann pointed to Stellar’s broader environment as a reason the protocol fits well there. The network has drawn real-world assets, stablecoins and institutional financial products in recent periods.
It has also been expanding its decentralized finance infrastructure alongside that growth. Interest-rate markets add a further tool for participants managing that capital.
Spectra is not the only protocol pursuing this type of infrastructure on Stellar. XCCY is separately integrating a fixed-rate engine designed for similar purposes.
That engine targets fixed yield, fixed-rate borrowing and hedging against variable interest rates. Both efforts point toward growing demand for interest-rate tools on the network.
The Stellar Development Foundation’s 2026 strategy focuses on bringing more capital onchain. It also emphasizes increasing how efficiently existing onchain assets are used. Fixed-rate markets and separable yield exposure support both of those stated goals.
As more asset types settle on Stellar, tools like Spectra give holders more ways to manage risk and return, rather than holding a single fixed exposure to whatever yield the market happens to produce at any given time.
Stellar zaznamenal v červnu rekordních 2 968 aktivních vývojářů za měsíc a předstihl Solanu i Bitcoin. Síť zároveň hlásí převody ve stablecoinech v objemu 11,4 miliardy USD za 2. čtvrtletí.
TLDR: Stellar developer activity hit an all-time high of 2,968 monthly active developers in June. XLM developer growth rose 125% year over year, led by Nigeria, India, Turkey and Brazil. Stellar RWAs crossed $3 billion as Q2 stablecoin transfer volume hit a record $11.4 billion. Analyst eyes XLM wave count with long-term targets near $4.21 and $33 in bull case. Stellar (XLM) developer activity has surged to record levels, positioning the network as one of the fastest-growing ecosystems in the crypto industry.
New data shared by Scopuly shows monthly active developers on Stellar reached an all-time high of 2,968 as of June 30, placing the network second globally and ahead of both Solana and Bitcoin in developer participation.
Stellar Developer Growth Outpaces Broader Market The Stellar network added developers even as many major blockchain ecosystems reported declines during the same period.
According to the data shared by Scopuly, developer activity on Stellar climbed 125% year over year, a pace that stands in sharp contrast to contraction seen elsewhere in the industry.
Most of the world's governments don't issue debt in dollars.
And that debt is starting to move onchain. 🌍
Stellar $XLM is now the #1 blockchain for tokenized non-US government debt, with roughly $490M in sovereign instruments, according to https://t.co/OVNq5vPxVi.
Stellar… pic.twitter.com/JxHbE9pswK
— Scopuly – Stellar Wallet (@scopuly) August 23, 2026
Much of this expansion is concentrated in specific regions rather than spread evenly worldwide. Scopuly noted that growth is centered in Nigeria, India, Turkey and Brazil, four markets known for active retail crypto adoption and payment-focused use cases.
This regional pattern suggests builders are targeting practical financial applications rather than speculative experimentation.
Funding activity has followed a similar trajectory. Scopuly reported that $5.5 million was distributed to 55 companies through Stellar Community Fund rounds, supporting projects across payments, stablecoins and tokenized assets. Real-world assets built on Stellar have also crossed the $3 billion mark, according to the same source.
Payment infrastructure metrics reinforce the developer growth story. Stellar’s stablecoin transfer volume reached a record $11.4 billion in the second quarter, Scopuly said, while active accounts on the network passed 10.7 million. Together, these figures point to expanding real-world usage rather than isolated technical interest.
Price Structure Points to Longer-Term Bullish Setup Beyond network fundamentals, technical analysts are watching XLM price structure closely. Analyst Aragorn Windbreaker highlighted that XLM near $0.19 aligned with a previously identified bottom target zone on the chart.
$XLM looked great since it hit my bottom target box.
So is the bottom in?
Well, since the May 22 bottom it made a strong 5-wave move in Wave 1, then completed Wave 2 correction, and is now in potential wave 1 of Wave 3, which is usually the strongest.
I would like to see a… https://t.co/tCZ86susCf pic.twitter.com/rvmzjuJcC7
— Aragorn Windbreaker (@AragornWindbrkr) August 22, 2026
The analyst outlined a wave count beginning with the May 22 low, describing a five-wave move higher that completed an initial impulse.
This was followed by a corrective phase, with XLM now potentially entering an early stage of a larger third wave, according to the analysis.
A confirmed entry point would require XLM to complete a sub-five-wave move higher, followed by a three-wave corrective pullback, the analyst explained. This transition zone between wave two and wave three was identified as the preferred entry area for a long position.
On a broader timeframe, the analyst placed the 2024 rally as part of a larger structure, with the current bear phase representing an intermediate correction.
Under this outlook, a minimum target for the next major upward wave was placed at $4.21, based on standard Fibonacci extension levels, with an extended scenario reaching toward $33.
Together, the developer statistics and technical outlook paint a picture of a network gaining traction on multiple fronts.
Rising builder participation, expanding real-world asset activity and record payment volumes all point toward sustained infrastructure growth for Stellar heading into the second half of the year.
The XRP Ledger has overtaken Stellar in the stablecoin race with further growth in Ripple USD (RLUSD). This change spotlights with the increasing activity of stablecoins on XRP and the growing demand for Ripple’s stablecoin.
XRP Ledger Outpaces Stellar In Terms of Stablecoin Supply According to DeFiLlama, XRP Ledger has a total stablecoin supply of $1.092 billion, ranking it 12th in the blockchain networks. Number-one ranked Steller is ranked 13th with $968.67 million. XRPL’s supply has increased by 14.29%, while the supply of Stellar has declined by 5.87%.
Over the past week, XRPL’s stablecoin supply increased about 13%. During the same period, Stellar’s decline was 6.5%. Not only that, XRP price exploded 20% and outshined XLM price during the recent crypto market rally.
https://twitter.com/i/status/2091049963728089363
The vast majority of XRP Ledger’s supply of stablecoins comes from RLUSD. According to the data, it makes up 90.49% of the total network. This puts RLUSD supply on XRPL at above $988 million.
In the case of supply, Ethereum still leads XRPL by a notable margin in terms of their RLUSD supply. In the past, XRP Ledger had outpaced Ethereum in RLUSD supply but the latter has since returned as the leader. As of the time of this writing, there are approximately $1.08 billion worth of RLUSD on Ethereum and $988.36 million worth of XRPL on the XRPL.
RLUSD Takes The Spotlight Again RLUSD has also surpassed the $2 billion market cap milestone. This puts it just a little further away from PayPal USD, which has a market value of approximately $2.87 billion. For context, RLUSD was founded by Ripple in December 2024. Hence, XRP Ledger validator Vet declared it “the fastest growing stablecoin regulated under the NYDFS.”
The stablecoin’s growth is occurring as Ripple advances on institutional credit markets. Ripple is also involved in a new endeavor to provide RLUSD loans to fintech and payments companies on XRPL with Clearpool and Cicada Partners.
Cicada will recruit borrowers and set up the parameters of the loan. Clearpool is building out the lending platform. Ripple will be funding the development.
This protocol is still being developed. XRP is still used for transaction fees and account balances on the XRPL. RLUSD is created to be used and liquidated in the ecosystem with dollars.
Stellar nyní drží nejvíc tokenizovaného neamerického státního dluhu ze všech blockchainů, zhruba 490 milionů USD. V této kategorii je před Ethereum od začátku února.
The Stellar network now holds more tokenized non-US government debt than any other blockchain, a lead it has held since February. Here's what's behind the number, and why the fastest-growing corner of the RWA market keeps landing on the same network.
A quick map of what follows:
Exactly which race Stellar leads, and where Ethereum is still ahead.The growth curve behind the number, from roughly $500 million in early 2025 to more than $3 billion in June 2026.The issuers doing the work, from Mexican CETES and Brazilian Tesouro bonds to euro-denominated T-bills.Why sovereign issuers keep choosing the same network, and where the category goes next.The lane, and the leadA data point made the rounds this week: Stellar has overtaken Ethereum in tokenized non-US government debt, with roughly $490 million in sovereign instruments onchain, according to RWA.xyz data as of August 20, 2026. Stellar first passed Ethereum in this category in early February and has held the top spot on the leaderboard every day since.
Let's be precise about the claim, because precision is the point. Ethereum still leads in tokenized US Treasuries and in total RWA value, and the whole market is growing across every chain. What Stellar leads is a specific race: sovereign debt issued outside the US, in currencies other than the dollar. We think that race matters more than its current size suggests. Most of the world's governments and businesses don't operate in dollars. The networks that serve them will define where tokenization goes next.
The trajectoryThe category lead is one milestone on a steeper curve. Real-world assets on Stellar, excluding stablecoins, grew from roughly $500 million in early 2025 to $854.6 million by the end of Q4 2025, crossed $1 billion in January 2026, closed Q1 at $1.52 billion (up 91% in a single quarter), passed $2 billion in April, and topped $3 billion in June. That's roughly a threefold increase year over year, one of the fastest RWA growth trajectories of any chain this cycle.
Zoom out and Stellar now represents about 9% of all distributed RWA value across every blockchain, per RWA.xyz, placing it among the top four networks alongside Ethereum, BNB Chain, and Solana. Notably, it's the only network in that group outside the EVM ecosystem.
What's inside the numberThe non-US sovereign debt lead is built from real products serving real markets. Etherfuse Stablebonds bring Mexican CETES and Brazilian Tesouro bonds onchain. Spiko's euro-denominated T-bill fund grew from roughly $520 million to $970 million over the past year, with most of that growth landing on Stellar. South Korean Treasury Bonds and the Marshall Islands' digital sovereign bond round out a roster that spans five continents.
The surrounding ecosystem reinforces it. Franklin Templeton's BENJI, the first US-registered mutual fund to use a public blockchain as its system of record, runs on Stellar. Ondo's USDY and WisdomTree's WTGXX are live on the network. USDC market cap on Stellar grew about 15% quarter over quarter to more than $256 million in Q1 2026, and euro-denominated stablecoins arrived in force: Société Générale-FORGE's EURCV and AllUnity's EURAU both launched on mainnet, with EUR stablecoin volume up 12x year over year.
And the assets are moving, which is the part that matters. Stablecoin payment volume on Stellar hit $5.5 billion in Q1 2026, up 72% year over year, with transaction velocity up 75%. Tokenized value that sits still is a spreadsheet exercise. On Stellar, it circulates.
Why issuers keep choosing StellarAsk the issuers and a consistent picture emerges. First, Stellar was purpose-built for cross-border, multi-currency settlement: fees are fractions of a cent, finality arrives in about five seconds, and the architecture assumes value will cross borders and currencies rather than treating that as an edge case. For a sovereign issuer optimizing for its own currency corridors rather than dollar-denominated Treasuries, that design is the product.
Second, compliance is native. Asset-level controls, the anchor network, and KYC-friendly primitives are built into the protocol, which means a regulated issuer spends its budget on its product rather than on custom compliance tooling. Third, dollar liquidity is frictionless: USDC is live natively on Stellar with Circle's Cross-Chain Transfer Protocol, so tokenized sovereign debt settles against regulated digital dollars without wrapped-token workarounds.
Institutions have noticed, and around the world the roster keeps deepening: U.S. Bank, Amundi, Société Générale, AllUnity, Kenanga in Malaysia, and SDF's work with Marketnode in Singapore, backed by SGX and Temasek. That geographic spread is hard to replicate and increasingly the moat.
Where this goes nextThree things that make us excited that the curve will continue. RWAs on Stellar are becoming productive collateral: Templar's April launch enabled lending and borrowing against tokenized assets, including Centrifuge's deJAAA and deJTRSY and Etherfuse's CETES and USTRY. Agentic commerce is emerging as a new demand vector, with the x402 protocol positioning Stellar as a settlement rail for machine-to-machine payments. And regulatory clarity outside the US keeps opening new markets, from further EU issuance following EURAU and EURCV to institutional expansion across APAC.
To the teams making this real, Etherfuse, Spiko, Circle, Franklin Templeton, WisdomTree, and every issuer bringing sovereign instruments to Stellar: this milestone is yours. The scoreboard just caught up to the work.
Explore real-world assets on Stellar at stellar.org, or dig into the data yourself at RWA.xyz.
Price and On-Chain Activity Pick Up SteamStellar's native token $XLM is trading near $0.19, up roughly 20% over the past seven days. Daily trading volume has jumped 47% to $389 million, pushing the network's market capitalisation to approximately $6.64 billion.
The price move comes as broader technical momentum builds around the token. Stellar's blockchain performance recently reached 3,351 transactions per second, marking a roughly 65% increase in its theoretical capacity, reinforcing the network's scalability narrative.
Real-World Assets and Stablecoin Volume Drive the Fundamental CaseBeyond the price action, the more durable story may be what is happening on the institutional side. Real-world assets on @StellarOrg now stand at $3.28 billion, up 7.7% over the past 30 days per rwa.xyz. Stablecoin transfer volume over the same 30-day window climbed 35% to $7.89 billion.
Much of the acceleration traces back to Protocol 26, nicknamed "Yardstick," which went live on Stellar's mainnet on May 6, 2026. The upgrade added a governed on-chain freeze mechanism for compliance and improved 256-bit arithmetic, giving the network the precision needed to settle institutional-grade financial instruments accurately.
The combination of rising on-chain activity, growing institutional RWA adoption, and improving throughput metrics appears to be giving traders a concrete reason to re-rate the asset beyond short-term speculation.
Sources
DefiLlama: Stellar DeFi TVL and Chain Metrics
RWA.xyz: Stellar Real-World Asset Data
CoinMarketCap: Stellar XLM Latest Updates
Stellar 20. srpna zaznamenal až 3,7 milionu transakcí a 124 270 aktivních uživatelů, což ukazuje na silnou on-chain aktivitu. TVL na síti zároveň vzrostl na 260,16 milionu USD, za 30 dní o 12,33 %.
On-Chain Activity Hits New Highs@StellarOrg recorded up to 3.7 million transactions on August 20, with 124,270 active users on the network that day, according to DefiLlama data. The figure reflects genuine on-chain activity rather than idle capacity, underscoring the network's growing utility as a payments and settlement layer.
$XLM is currently priced at $0.191, giving the token a market capitalisation of $6.58 billion. Daily on-chain fees came in at $1,216, while the 30-day average sits at $32,800, consistent with the network's longstanding design of keeping transaction costs minimal. Average fees on Stellar have stayed near $0.0001 per transaction, about one hundredth of a cent.
TVL Growth Points to Expanding DeFi FootprintTotal value locked on the Stellar network stands at $260.16 million, up 12.33% over the past 30 days. DEX volume reached $3.42 million over the last 24 hours, reflecting sustained trading demand across the network's decentralised exchange layer.
The TVL expansion fits a broader trend that has been building across 2026. Stellar's DeFi TVL reached a new all-time high in June 2026, surpassing $240 million. Much of that growth has been driven by real-world asset tokenisation. RWA market cap on Stellar, excluding stablecoins, climbed 91% quarter over quarter, from roughly $796 million at the end of 2025 to $1.52 billion at quarter-end, and later crossed $2 billion.
The network's stablecoin footprint has also expanded significantly. Stellar's stablecoin market cap increased 22% quarter over quarter from $244 million to $297 million, driven by USDC growth and the launch of SG-FORGE's EURCV on the network in March 2026.
On the institutional side, the Depository Trust and Clearing Corporation (DTCC), which clears and settles virtually every US securities transaction, announced on May 27, 2026, that it will bring DTC-custodied assets onto the Stellar network. The move is expected to bring Russell 1000 stocks, major ETFs, and US Treasuries onto the chain by the first half of 2027.
All on-chain statistics sourced from DefiLlama as of August 20, 2026.
Stellar podle zprávy SDF za 2. čtvrtletí 2026 roste v počtu vývojářů, zatímco Ethereum, Solana i Base ve stejném období klesly. Růst táhnou hlavně Nigérie, Indie, Turecko a Brazílie.
Stellar Hits All-Time High as Rivals ContractStellar is bucking a broad retreat in blockchain developer activity. According to the Stellar Development Foundation's Q2 2026 report,
The contrast with competing networks is stark. Ethereum fell 58%, Solana dropped 68%, and Base saw monthly active developers decline 64% over the same period. This comes against a backdrop of widespread industry weakness.
Where the Growth Is Coming FromThe Stellar Development Foundation attributes the surge to a deliberate push into emerging markets and payments infrastructure. Growth is concentrated in Nigeria, India, Turkey, and Brazil, supported by programs, hackathons, and Stellar Community Fund rounds 42 and 43, which directed $5.5 million toward 55 companies.
The developer momentum sits alongside broader network milestones.
On reliability,
The figures reinforce the case that developer headcount is a leading indicator for network health and long-term adoption. Whether $XLM's price performance follows the developer curve remains to be seen, but the gap between Stellar's trajectory and its largest rivals has rarely been this wide.
Sources:
Stellar Development Foundation: Q2 2026 Report
CoinDesk: Crypto Developer Activity Falls to Multi-Year Low
Franklin Templeton získal od SEC staff relief, který může umožnit jeho fondům investovat do tokenizovaného OnChain U.S. Government Money Fund. Firma chce tento model později využít i v ETF a podílových fondech.
Franklin Templeton received SEC staff relief to let eligible funds invest in its blockchain-based OnChain U.S. Government Money Fund. The tokenized fund could support cash management and securities lending collateral within traditional investment portfolios. Franklin Templeton said the structure could eventually bring tokenized assets into ETFs and mutual funds. The OnChain Fund uses Stellar as its main public blockchain, while Franklin Templeton Investor Services keeps the official ownership record. The fund offers features such as hourly NAV calculations, intraday trading, and faster transaction processing. Franklin Templeton is preparing to place tokenized assets inside traditional investment funds after receiving SEC staff relief. The move allows certain Franklin funds to invest in shares of the Franklin OnChain U.S. Government Money Fund under stated conditions. That opens a new route for regulated portfolios.
The SEC Division of Investment Management issued the no-action letter on August 12. Staff said it would not recommend enforcement action if Franklin Templeton Investor Services acts as custodian for eligible fund investments.
Franklin Templeton Gains New Cash Management Option The relief gives Franklin funds another way to manage cash and securities lending collateral. Franklin said its tokenized money market fund could later serve ETFs and mutual funds, bringing blockchain-based fund shares into standard portfolios.
Each fund board must approve the arrangement before use. Franklin said some portfolios could begin using the OnChain Fund in the fourth quarter, depending on those approvals and each fund’s needs.
The OnChain Fund uses blockchain networks to record transactions and anonymous shareholder data. Franklin Templeton Investor Services keeps the official ownership record, while Stellar currently serves as the fund’s main public blockchain.
Franklin said the setup supports hourly net asset value calculations, intraday trading and faster transaction processing. The firm also expects the structure to help funds manage liquidity more closely while reducing operational costs over time.
SEC Relief Comes With Clear Limits The SEC made clear that the letter reflects only a staff enforcement position. It does not represent formal Commission approval, and it does not provide a legal finding on the structure.
Sandy Kaul, Franklin Templeton’s head of digital assets and innovation, said the firm wants funds to manage cash more precisely, earn more yield and hold less unused liquidity. Franklin also plans more tokenized products for possible use as cash or collateral.
Franklin launched the OnChain U.S. Government Money Fund in 2021. Its BENJI token represents fund shares, and the product became the first U.S.-registered money market fund to use a public blockchain as its official recordkeeping system.
The broader BENJI product suite held $1.98 billion in assets under management as of April 29. Franklin’s next step will depend on fund board approvals and how quickly portfolio teams adopt the tokenized structure.
Stellar RWA Value Hits All-Time HighReal-world asset (RWA) value on the Stellar (@StellarOrg) network reached $3.22 billion, according to rwa.xyz tracking data, marking the highest level ever recorded on the platform. The figure represents an 8.4% gain over the prior 30 days, continuing a run that has seen the network hit three separate billion-dollar milestones in a single calendar year.
@Spiko_finance leads all platforms on the network at $1.5 billion in tokenized assets. It is followed by Franklin Templeton (@FTDA_US), @Ondo, and Realiz.
Stablecoin Growth Outpaces RWA MetricsWhile RWA figures hit a new record, stablecoin activity on Stellar is expanding even faster. Stablecoin market cap rose 57.6% to $503.5 million over the same 30-day window, and monthly transfer volume climbed 21.7% to $6.6 billion.
RWA transfer activity cooled compared to the prior month, even as the number of holders approached 19,000, pointing to a broadening holder base even as short-term transaction volumes moderated.
Sources:
Stellar Development Foundation: Q2 2026 Network Report
Crypto Briefing: Stellar Network RWA Market Cap Surpasses $3B
Sentora Research: Stellar, The Blockchain Wall Street Was Quietly Waiting For
Zebec uvedl, že jeho firemní mzdová platforma na Stellar získala za dva měsíce devět firemních účtů a dosahuje ročního tempa zhruba 4 miliony USD ve výplatách v USDC. Spuštění na Stellar bylo oznámeno v březnu 2026.
Early traction builds on Stellar rails@Zebec_HQ says its enterprise payroll product on @StellarOrg has signed up nine business accounts within two months of launch, generating an annualized run-rate of roughly $4 million in $USDC payroll. The figures offer an early read on real-world demand for on-chain payroll infrastructure at a time when stablecoin adoption in corporate payments is accelerating.
Zebec's enterprise dashboard is designed for HR managers overseeing large, distributed teams, letting employers stream salaries and contractor payments in stablecoins directly into workers' digital wallets. The Stellar deployment, announced in March 2026, marked Zebec's first expansion beyond the Solana blockchain, where its streaming payroll infrastructure was originally built.
Stellar's architecture suits the use case. Transaction costs on the network run below one cent, and the network processes more than 250,000 USDC transactions daily, providing the liquidity base needed for high-frequency payroll operations.
Ecosystem add-ons broaden reachZebec has been layering on integrations since launch. A MoneyGram offramp gives workers cash-out access through MoneyGram's global agent network. Privy wallet infrastructure handles onboarding, while Tangem hardware wallet support adds a physical self-custody option for employees. Euro-denominated payouts are available through AllUnity's EURAU stablecoin, expanding the product beyond dollar-only settlement. Zebec Cards support for onramping and treasury management is flagged as the next item on the roadmap.
The additions reflect a broader pattern in enterprise stablecoin payroll, where coverage of local fiat offramps and wallet flexibility often determine whether a product gains traction in non-US markets. Zebec has positioned itself as Stellar's designated payroll infrastructure provider, with @StellarOrg selecting the firm in that role as part of a wider push to attract institutional use to the network.
Sources:
Zebec: Enterprise Payroll on Stellar launch post
Crypto Economy: Zebec launches enterprise payroll on Stellar
Edgen: Stellar taps Zebec for USDC payroll
Wyomingský stablecoin FRNT je propojen s XRP Ledger, Stellar a Hedera přes Fireblocks. Oficiální materiály ale nepotvrzují, že by se pro jeho vydávání přímo používaly XRP nebo XLM.
Wyoming’s state-issued stablecoin is drawing increased attention from the digital asset community following fresh insights into its technical infrastructure and network integrations. Recent findings presented by cryptocurrency researcher SMQKE highlight new connections between the Wyoming Stable Token and several prominent blockchain platforms.
Major blockchain integrations revealedSMQKE reported that the Wyoming Stable Token, also known as FRNT, has established integrations with the XRP Ledger, Stellar, and Hedera networks. These developments are based on materials that detail how the stablecoin ecosystem interacts with established blockchain technologies as Wyoming advances its digital currency efforts.
The documentation referenced by SMQKE presents integration support for both the XRP Ledger (XRPL) and Stellar networks through the Fireblocks platform. According to these materials, XRP and XLM benefit from Fireblocks’ network support, while HBAR is utilized as a bridging option within the state’s digital asset framework.
A network diagram included in the shared resources displays Fireblocks’ compatibility with Ripple’s XRPL, Stellar, and a range of EVM-compatible blockchains. The same overview lists over 20 supported stablecoins, including USDC and USDT, highlighting Fireblocks’ role in Wyoming’s approach to multi-chain operability.
The Wyoming Stable Token Commission’s official information confirms Fireblocks as a key technology partner. Their published materials describe a multichain issuance process, emphasizing flexibility across various blockchain environments. FRNT is currently accessible for public purchase on Kraken, and the Commission adds that the token can also be acquired on Solana and bridged to Arbitrum, Avalanche, Base, Ethereum, Hedera, Optimism, and Polygon through Stargate’s infrastructure.
Following claims that XRP, XLM, and HBAR themselves would be used for the Wyoming stablecoin, a clarification emerged from blockchain commentator Jeremy Bureau. He pointed out a critical distinction between integrating with a blockchain network versus directly utilizing its native asset. Bureau explained that the public documents reference the XRPL as part of the ecosystem but do not explicitly state that XRP will be used by the Wyoming stablecoin.
He referenced Wyoming’s earlier treasury bond pilot, which operated over the XRPL but did not involve XRP as a transactional asset. Bureau’s remarks encourage careful interpretation when distinguishing between infrastructure use and underlying token utility.
Bureau emphasized that participation of XRPL in the stablecoin network does not mean XRP itself is being used. The documentation specifically cites the XRPL platform without mentioning XRP as the native token for the stablecoin.
This clarification is significant in understanding the state’s digital asset strategy. The available documents identify XRPL, Stellar, and Hedera among the networks enabled through the integration framework, while the presence of native tokens such as XRP and XLM remains limited to network-level access and not direct stablecoin issuance.
Wall Street trends and RWA tokenizationAs stablecoin projects like Wyoming’s expand onto multiple blockchains, broader trends in finance are accelerating the shift toward tokenized real-world assets (RWAs). While traditional finance often relies on a web of intermediaries, the transition to Web3 is facilitating direct asset ownership. Platforms such as 1stepSwap now allow investors to hold shares of leading US companies, gold, and silver directly in their crypto wallets. By tokenizing RWAs and instantly locating the most competitive market prices, these solutions streamline transactions and remove middlemen from the process.
Wyoming’s stablecoin infrastructure underscores a push for broad interoperability, leveraging XRPL, Stellar, and Hedera to enable access and bridging across multiple networks. Yet, the direct use of native tokens such as XRP or XLM for the issuance of FRNT has not been shown in official materials.
The Wyoming Stable Token initiative continues to signal the state’s ambition to lead US efforts for regulated, blockchain-based financial infrastructure, with a clear focus on interoperability and broad market access.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
The Stellar Development Foundation quietly upgraded its network’s backbone on July 16, 2026, adding MoneyGram, Figure Markets, and Range as Tier 1 validators. The integration is expected to wrap up by mid-August 2026.
Tier 1 status on Stellar is not a ceremonial title. These validators sit at the top of the trust hierarchy inside the Stellar Consensus Protocol, and they are expected to operate multiple geographically distributed nodes, maintain uptime of 99.9% or better, publish complete history archives, and coordinate on system upgrades.
What Tier 1 actually means
Stellar’s consensus model works differently from most blockchains you’ve heard of. Rather than paying validators through block rewards or transaction fees, the Stellar Consensus Protocol relies on a web of trusted peer relationships. Validators choose which other validators they trust, and the network reaches agreement through overlapping trust sets.
Advertisement
The practical consequence is that Tier 1 validators are running expensive infrastructure purely because they have a strategic stake in the network’s reliability. MoneyGram, Figure Markets, and Range are not doing this for yield. They’re doing it because a more reliable Stellar network is directly useful to their own business operations.
SDF’s Jose Fernandez da Ponte has emphasized the network’s suitability for regulated finance, and the choice of these three firms makes that positioning concrete rather than aspirational.
Who these firms are and why they matter
MoneyGram is the easiest to contextualize. The company has been partnered with Stellar since 2021, and its customer base spans over 60 million people across more than 200 countries.
Figure Markets specializes in regulated yield-bearing asset issuance, including its YLDS stablecoin. Its presence as a Tier 1 validator is essentially a bet that Stellar becomes the preferred settlement layer for tokenized financial instruments.
Range is the least household-name of the three but arguably the most technically credentialed for this specific role. The firm monitors and secures assets across more than 200 networks, with over $30 billion under its watch.
Why this matters beyond the press release
Stellar’s Tier 1 set has historically been dominated by organizations directly affiliated with or closely aligned to the SDF. Adding three external firms with real commercial operations changes the network’s fault-tolerance profile in a meaningful way. Geographic distribution increases, the variety of operational teams expands, and the network’s resilience to any single point of failure improves.
There’s also a signal embedded in the structure of this arrangement. These firms are running significant infrastructure with no financial reward from the protocol itself. That kind of commitment is self-selecting for organizations that view Stellar’s stability as a business necessity rather than a speculative opportunity.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Marketnode přenese vybrané fondy BNY Investments na Stellar, čímž rozšíří přístup k tokenizovaným investičním produktům pro institucionální i akreditované investory.
Digital market infrastructure firm Marketnode is set to bring select BNY Investments funds onchain through the Stellar network (@StellarOrg), in a move that widens access to tokenized investment products for both institutional and accredited investors.
What the Partnership InvolvesMarketnode will use its digital infrastructure to tokenize the chosen BNY Investments funds, with distribution efficiency and security cited as the primary goals of the arrangement. Institutional investors stand to gain exposure to multi-asset investment products through the onchain rails, while accredited investors will also be granted access to the selected funds.
Founded by SGX Group and Temasek in 2021, Marketnode serves as Asia-Pacific's distributed ledger-powered financial market infrastructure, operating two platforms: Gateway, an end-to-end tokenization platform, and Fundnode, Singapore's investment fund infrastructure on blockchain. The firm is backed by Euroclear, HSBC, SGX Group and Temasek, and positions itself as APAC's trusted and neutral digital market infrastructure.
Part of a Broader Push by BNY Into TokenizationThe Stellar collaboration arrives as BNY deepens its commitment to blockchain-based fund servicing. In July 2026, BNY announced the launch of its new Digital Transfer Agency capabilities, extending the firm's fund servicing to support digitally native funds across multiple jurisdictions and blockchains, enabling a unified client servicing experience. As of June 30, 2026, BNY oversees $62.6 trillion in assets under custody and administration and $2.2 trillion in assets under management.
The tokenized real-world asset market has expanded sharply in 2026. The global tokenized financial asset market stands at approximately $30 billion, over double where it stood a year earlier, with U.S. Treasury securities and money market funds accounting for about half of that total. The Marketnode and BNY Investments arrangement on Stellar adds further institutional weight to that trend, using a public blockchain network to improve the reach and operability of traditional investment products.
Sources:
BNY: Global Digital Transfer Agency Launch (July 2026)
Markets Media: Euroclear Invests in Marketnode
Callan: Tokenization and 2026 Shifts for Institutional Investors
Stellar ve 2. čtvrtletí zvýšil objem tokenizovaných RWA na 3,05 miliardy USD, tedy o 100 % mezikvartálně. Převody stablecoinů dosáhly rekordu 11,4 miliardy USD.
Stellar quietly posted one of the strongest quarters any Layer 1 has seen in 2026, and it did it in the lane that actually matters to Wall Street: regulated finance.
The Stellar Development Foundation’s Q2 2026 network report, released on August 3, shows tokenized real-world assets on the network reached $3.05 billion, a 100% increase from the prior quarter. That growth rate is roughly four times faster than the broader RWA tokenization market. Meanwhile, stablecoin transfer volumes hit an all-time high of $11.4 billion, and the network averaged approximately 4.9 million daily transactions.
Protocol 26 sets the stage
Much of this momentum traces back to a single date: May 6, 2026, when Protocol 26, nicknamed “Yardstick,” went live on Stellar’s mainnet. The upgrade had been cooking since early April, hitting stable releases on April 8 and clearing testnet on April 16 before the full activation.
Advertisement
Two features stand out. First, a governed on-chain freeze mechanism, which gives issuers the ability to pause or restrict asset transfers in compliance with regulatory requirements. Second, improved 256-bit arithmetic functionality, which lets the network handle calculations with far greater precision when settling institutional-grade financial instruments.
Who’s actually tokenizing on Stellar
The $3.05 billion in RWAs isn’t a single issuer inflating the number. Centrifuge is driving activity in credit markets, tokenizing private credit instruments and structured finance products. Matrixdock has carved out a niche in gold tokenization, bringing physical precious metals on-chain. And a cohort of issuers across the EU, UK, and US have launched tokenized US Treasuries and investment funds on the network.
Perhaps the most notable signal is institutional interest from the Depository Trust & Clearing Corporation. DTCC, which processes trillions of dollars in securities transactions annually and serves as the backbone of traditional US capital markets, has expressed plans involving Stellar.
The stablecoin story
The $11.4 billion in stablecoin transfers during Q2 represents a new all-time high for the network. Averaging 4.9 million daily transactions also suggests the network is handling meaningful throughput without degradation.
What this means for the competitive landscape
Stellar’s Q2 numbers land at a moment when RWA tokenization has become one of the most contested battlegrounds in crypto. Ethereum remains the largest venue for tokenized assets by total value, but competitors including Polygon, Avalanche, and Solana have all made aggressive plays for institutional issuers.
Doubling RWAs in a single quarter while the broader market grew at roughly a quarter of that pace suggests the strategy is working. Protocol 26’s freeze mechanism is a concrete example: a feature that a bank’s compliance department considers table stakes, now native to the blockchain rather than handled through off-chain workarounds.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Marketnode přenesl vybrané fondy Mellon Investments na Stellar, čímž dává institucionálním i akreditovaným investorům v Asii a Tichomoří digitální přístup k regulovaným fondům. Fondy budou na blockchainu reprezentovány jako tokeny.
Marketnode has announced the onchain integration of select Mellon Investments funds through the Stellar blockchain, giving institutional and accredited investors in the Asia Pacific region digital access to established financial instruments.
Tokenization of Regulated Funds Gains MomentumThe initiative enables certain Mellon Investments funds to be represented as digital tokens on Stellar. This approach offers qualified investors a new avenue to access traditional investment products through blockchain technology instead of relying solely on conventional channels.
Stellar, managed by the Stellar Development Foundation, is a blockchain platform known primarily for cross-border payments and digital asset issuance. Marketnode, a digital market infrastructure company, is accelerating its tokenization strategy by bringing regulated asset managers onchain.
By leveraging tokenization, Marketnode aims to streamline asset management processes and offer investors efficient, traceable, and accessible instruments. As more regulated asset managers consider moving their funds onchain, Stellar’s role in the digitization of financial products is expanding.
Institutional and accredited investors across Asia Pacific are gaining access to real-world investment products on chain, bringing benefits of blockchain technology to traditional finance.
Mini dictionary: Marketnode, a digital market infrastructure provider based in Singapore, focuses on tokenization and the digitalization of traditional financial assets for institutional finance in the Asia-Pacific region.
Stellar Expands Beyond PaymentsTraditionally used for cross-border transfers and crypto payments, Stellar is broadening its presence in regulated finance by offering robust tokenization capabilities. The platform’s infrastructure allows asset managers to represent various investment vehicles—including funds and securities—as blockchain-based tokens.
The Asia Pacific region is emerging as a hub for blockchain-enabled financial instruments. Institutional finance players, particularly in countries like Singapore, are exploring collaborations to digitize traditional assets and enhance operational efficiency through blockchain.
The adoption of Stellar by Marketnode highlights the evolving interest among institutional investors in blockchain infrastructure. Tokenization can improve liquidity, simplify settlement processes, and potentially widen investor access to established financial products.
Market Analysis and Future OutlookThe move comes during a period of mixed performance in the broader cryptocurrency market. Stellar’s price did not record any significant reaction following the announcement, as investors are watching to assess the impact of these developments on long-term network activity.
If more banks and asset managers choose similar models, blockchain-based funds could become mainstream within institutional finance, especially in regions with active regulatory oversight and innovation hubs.
The future growth of tokenized finance on Stellar will depend on evolving regulatory frameworks, continued institutional adoption, and the technical ability of asset managers to migrate traditional products to blockchain networks.
As Marketnode continues to pursue partnerships that bridge conventional finance with blockchain, momentum is building for the tokenization of diverse asset classes in Asia Pacific, potentially setting a precedent for similar projects globally.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
SEC dala Franklin Templeton zelenou k úschově fondu BENJI na Stellar. Jde o první americký registrovaný fond, který používá veřejný blockchain pro transakce i evidenci podílů.
SEC Clears Path for Blockchain-Based Fund CustodyThe U.S. Securities and Exchange Commission has issued a no-action letter giving Franklin Templeton's registered funds the go-ahead to invest in its Franklin OnChain U.S. Government Money Fund, commonly known as BENJI. SEC staff said it would not recommend enforcement action against Franklin Templeton funds over a proposed custody arrangement involving shares of the Franklin OnChain U.S. Government Money Fund.
The decision allows Franklin Templeton Investor Services (FTIS) to act as custodian for participating funds without complying with certain requirements under Rule 17f-2 that were designed around physical or certificated securities. In practical terms, that removes a significant regulatory barrier that had previously complicated how blockchain-based fund shares could be held within traditional fund structures.
The OnChain Fund is a registered government money market fund whose official shareholder records are maintained through a system combining traditional internal records with blockchain technology. The blockchain portion records transactions including purchases, redemptions, dividend distributions, net asset values, and trade information, while FTIS maintains control over the official ownership record.
BENJI, Stellar, and the Safeguards in PlaceBENJI is the onchain share token of the Franklin OnChain U.S. Government Money Fund (FOBXX), a U.S.-registered mutual fund managed by Franklin Templeton. Each BENJI token represents one share of the fund, which invests in U.S. Treasury securities, repos, and cash. The fund targets a stable $1 share price.
The OnChain Fund currently uses the @StellarOrg blockchain as its primary public blockchain, although the SEC letter says other networks may be used for certain accounts subject to eligibility. For each investing fund, FTIS will create a separate blockchain wallet and retain control of the associated private key.
The relief comes with meaningful conditions. Each investing fund must maintain procedures designed to prevent unauthorized instructions, and FTIS must maintain administrative controls that allow it to correct unauthorized transactions, freeze or migrate wallet records, and restore the official ownership record when necessary. The funds' boards must approve the arrangements and review them at least annually.
Franklin Templeton's filing pointed to features of the OnChain Fund such as hourly net asset value calculations, intraday trading, and faster transaction processing as reasons for using the structure. As of Q1 2026, the fund holds roughly $828 million in assets under management and operates across eight public blockchains: Stellar, Polygon, Arbitrum, Aptos, Avalanche, Base, Solana, and Ethereum.
The fund is the first U.S.-registered fund to use a public blockchain to process transactions and record share ownership. Wednesday's SEC letter reinforces that position and may open the door for other asset managers to pursue similar structures.
Sources:
Franklin Templeton receives SEC no-action letter for blockchain fund - Crypto Briefing
Franklin Templeton Gets SEC Relief for Blockchain Fund Custody - Crypto Times
Franklin OnChain U.S. Government Money Fund surpasses $270M AUM - BusinessWire
Faster consensus, even under load (CAP-83)Every few seconds, validators on the Stellar network agree on the next ledger. Today, part of that process requires validators to receive a full transaction set before they can make progress—and sharing those transaction sets across the network takes time.
CAP-83 lets validators begin voting before the transaction set has fully arrived, and gives them a clean, explicit way to drop a transaction set that is late or invalid instead of stalling while they wait for it. In practice that means consensus keeps moving even when transaction data is slow to propagate, which will improve throughput and help keep the network running smoothly at scale and at low cost. The full performance gains will be phased in after mainnet as parallel transaction-set downloading is gradually enabled.
Why you should care: This is a behind-the-scenes improvement—you don't need to change anything to benefit from it as it rolls out—but it's foundational. A faster, more resilient consensus process is what lets Stellar keep growing without getting slower. (Teams that consume raw ledger data directly should see the “Breaking changes” section of the upgrade guide, as the change adds a new value type they'll want to handle.)
Atomic upgrades for fleets of contracts (CAP-85)Many protocols deploy lots of copies of the same contract—a “fleet” that all share the same underlying code. When that shared code needs an upgrade (say, to ship a security fix), the admin has to update each instance one by one. For large fleets, that can't be done in a single transaction, which leaves a window where some contracts are running the new code and some are still on the old code.
CAP-85 introduces an externally managed executable: contracts can point to a shared, updatable code reference owned by another contract. Update that one reference, and every contract that points to it upgrades at once—atomically, no matter how large the fleet.
Why you should care: This is the Stellar equivalent of the “beacon proxy” pattern developers know from other chains. It makes managing large deployments dramatically safer and less error-prone, and it removes the risk of a partial upgrade leaving contracts in inconsistent states.
Migration-friendly contract data (CAP-86)As contracts evolve, their data structures often need to change—adding a field, removing an unused one, or extending a shared interface. Today the standard host functions that read and write these structures reject anything that doesn't match the exact expected shape, which makes evolving a live contract's data surprisingly hard and, in some known cases, has left contracts stuck.
CAP-86 adds new “sparse” host functions that handle missing or extra fields gracefully instead of failing. That gives developers a standard, supported way to migrate contract data to a new schema over time.
Why you should care: If you maintain contracts that you expect to upgrade over their lifetime, this makes schema changes safe and routine instead of a source of breakage. You'll get it by rebuilding against an updated SDK—no changes to how you write contracts. When the Protocol-28 versions of your SDK is out, make sure to check out the migration docs for more details.
FC Barcelona přidává do aplikace Barça Mobile digitální peněženku s podporou Stellar Development Foundation, Wirex a Crossmint. Peněženka má nabídnout platby, odměny a budoucí digitální služby.
A Wallet Built Into Barça MobileFC Barcelona's Barça Mobile is adding a digital wallet to its app, backed by a trio of blockchain and fintech partners: the Stellar Development Foundation, Wirex, and Crossmint. The move is being led by New Era Visionary Group, the official telecom operator and partner of FC Barcelona.
These collaborations will support the development of a digital wallet integrated directly into the Barça Mobile app, designed to complement its core mobile services with payments, rewards, and future digital utility for subscribers around the world. Rather than a standalone product, the wallet will form part of the broader Barça Mobile app experience.
It is intended to help subscribers manage digital services in one place, starting with connectivity and extending to payments, loyalty benefits, travel, and future cross-border digital services.
How the Partners Divide the WorkEach partner brings a distinct role to the infrastructure. The Stellar network will serve as the blockchain layer for the wallet, supporting fast and cost-efficient digital transactions and cross-border value transfers. Through its open and globally focused ecosystem, the Stellar network brings the infrastructure needed to support efficient value movement at international scale.
Wirex will provide payments and card infrastructure, giving Barça Mobile subscribers practical, everyday spending functionality. Crossmint, meanwhile, handles wallet technology and user onboarding, simplifying access for fans who may have little prior experience with digital wallets.
New Era Visionary Group is working with all three partners to ensure the digital wallet infrastructure is scalable, secure, and ready for a global fanbase. The partnership reflects a broader trend of major sports clubs embedding financial and blockchain services directly into their fan-facing platforms, rather than launching separate standalone products.
No launch date for the wallet feature has been announced publicly at the time of writing.
Sources:
Wirex: Official announcement on Barça Mobile partnership
Stellar and the XRP Ledger, two prominent blockchain networks with intertwined histories, have taken a significant step toward interoperability through a new initiative introduced by Xora Finance. With this move, native XLM can now be settled directly on the XRP Ledger (XRPL), signaling the possibility of closer collaboration between these networks after years of developing separately.
Xora Finance bridges Stellar and XRPLXora Finance, a neobank operating within the XRP ecosystem, has enabled the settlement of Stellar’s XLM token on the XRPL. This development allows holders of XLM to transact and settle their assets within the XRPL environment, offering greater flexibility and access to XRPL-based liquidity and financial applications.
Stellar and XRP Ledger were initially conceived to provide faster, more user-friendly financial infrastructure in the blockchain sector. Despite their shared beginnings, the networks split in 2014 and have since evolved distinctly in terms of technology, native assets, and communities. The integration by Xora Finance seeks to reconnect these two ecosystems, potentially paving the way for further technical collaborations.
For XLM holders, this opens up opportunities beyond merely expanding the range of blockchains where XLM can be used. The ability to settle native XLM through XRPL introduces new settlement options and could enhance the asset’s interaction with applications operating on the XRPL.
Implications for blockchain interoperabilityTraditionally, blockchains have behaved as isolated ecosystems, with moving assets between chains often requiring complex bridges, wrapped tokens, or added infrastructure. Direct connections between major networks represent a shift toward reducing these boundaries and enabling seamless asset transfers across platforms.
The collaboration is notable given the shared background of Stellar and XRPL, both of which originated from early efforts to create next-generation financial infrastructure on the blockchain. The renewed connection, facilitated by Xora Finance, highlights a potential convergence between what were historically competing platforms.
If Xora Finance continues to expand this functionality, XLM users could benefit from simplified access to XRPL’s settlement features. This could also set an example of how previously isolated networks can leverage each other’s strengths for mutual benefit.
As direct links like XLM settlement on XRPL become possible, the industry may move beyond isolated platforms and toward a more integrated blockchain financial environment.
The latest development suggests that the future of blockchain may be less about competition among networks and more about creating a seamless user experience across interoperable technologies.
While enabling XLM settlement on XRPL may appear incremental, it indicates a growing trend toward collaboration and technical compatibility within the crypto sector.
Mini dictionary: Xora Finance, a digital neobank focusing on the XRP Ledger ecosystem, provides financial services designed for blockchain-based transactions and is actively engaged in blockchain interoperability solutions.
NetworkNative TokenYear LaunchedNow Interoperable WithStellarXLM2014XRP LedgerXRP LedgerXRP2012Stellar (via Xora Finance)Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
USDC supply on the Stellar network jumped 34.7% over the past 30 days, pushing the stablecoin’s market cap on the chain to $365.5 million. That’s a meaningful surge for a network that has quietly positioned itself as the go-to rail for cross-border payments and remittances.
The growth spurt didn’t happen in a vacuum. It tracks closely with Circle’s deployment of its Cross-Chain Transfer Protocol, known as CCTP, on Stellar back in May 2026. The protocol connects Stellar to 23 other blockchains, and it appears to be doing exactly what it was designed to do: make USDC flow more freely across the multi-chain landscape.
What CCTP changes about cross-chain USDC Before CCTP, moving USDC between chains typically meant relying on wrapped tokens or third-party bridges. Wrapped tokens introduce counterparty risk because you’re trusting an intermediary to back the wrapped version one-to-one. Bridges, meanwhile, have been the favorite target of hackers for years, with billions lost to exploits across DeFi.
Advertisement
CCTP sidesteps both problems by using a burn-and-mint mechanism. When you send USDC from Ethereum to Stellar, the tokens on Ethereum are burned and new ones are minted natively on Stellar. No wrappers, no bridges, no middlemen holding your funds in a smart contract.
The protocol now connects Stellar to major ecosystems including Ethereum and Solana, giving users 23 blockchain destinations in total.
Circle’s data as of August 7, 2026, pegged the Stellar-specific USDC supply at roughly $360.5 million.
Stellar’s quiet rise as a stablecoin network USDC first landed on Stellar in February 2021, following an announcement the previous October. Since then, the network has processed over 4.5 million USDC transactions, with total payments volume crossing the $3 billion mark.
The $365.5 million in USDC on Stellar still represents a fraction of the stablecoin’s overall footprint. Total USDC circulation across all supported chains sits at nearly $72 billion as of early August 2026. Stellar’s share comes out to roughly 0.5% of the total supply.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Stellar uvedl, že ve 2. čtvrtletí dosáhl 3 miliard USD v reálných aktivech na síti a rekordních 11,4 miliardy USD objemu převodů stablecoinů. Aktivní účty překročily 10,7 milionu.
We've spent seven years making the same bet: that real financial infrastructure would eventually need public rails — open, compliant, reliable, low-cost — built for institutions and real-world users alike. Q2 is the quarter that bet became the market's conclusion.
It became visible from both ends of the financial system, days apart. On one end, DTCC. The institution overseeing more than $114 trillion across U.S. capital markets selected Stellar as one of the first public blockchains for tokenization. On the other, MoneyGram launched MGUSD, bringing a regulated digital dollar to a cash network serving more than 60 million customers, many in markets where access is still the problem.
The same rail. The same week. The same reason. We walked through all of it on the Q2 webinar. Here's the short version.
Two validations, days apartThis is the shape of the quarter: a barbell. The world's largest financial-infrastructure player on one end, the world's most access-constrained users on the other, both moving toward the same infrastructure for the same reason.
Institutions aren't choosing public blockchains because they suddenly became fashionable. They're choosing Stellar because it was built for the requirements they bring: compliance-aware architecture, validator accountability in consensus, a privacy roadmap they can plan around, and low, predictable fees, all from the start, not retrofitted.
When you custody trillions, "the network was down" is not a sentence you can say. In more than a decade, Stellar has never made anyone say it.
The proof underneathThat reliability was tested harder than ever this quarter. By incident count, the first half of 2026 was the most attacked half-year our industry has recorded, with 207 exploits, per TRM Labs, and dozens in Q2 alone.
Through it, Stellar held: 99.99%+ uptime, average fees around one hundredth of a penny, and zero core protocol security incidents. Active accounts crossed 10.7 million.
Most chains treat advancing and staying reliable as a trade-off. We don't. Yardstick shipped a governed freeze, the only consensus-driven mechanism of its kind on a major public chain, proof that the network hardens as it grows.
RWAs crossed $3BThe headline number: $3 billion in real-world assets on Stellar, with three billion-dollar milestones in a single calendar year — $1B in January, $2B in April, $3B in June.
The broader tokenization market grew roughly 50% over that period. Stellar grew four times faster. This isn't just market growth; it's share gain, and it's broad. Tokenized U.S. Treasuries, sovereign bond funds across the EU, UK, and U.S., money market funds, tokenized credit through Centrifuge, and gold through Matrixdock's XAUm. Multiple asset classes, different issuers and jurisdictions, the same conclusion.
Assets in motionAssets accumulating is half the story. The other half is assets moving.
Stablecoin transfer volume reached $11.4 billion in Q2, an all-time high, up 72% quarter over quarter, and our first double-digit-billion quarter, with velocity holding around 33x. That's value moving at record scale on public infrastructure.
A next layer is forming on top of that movement: yield-bearing stablecoins, led by Figure's YLDS, the first SEC-registered yield-bearing dollar product on Stellar. As value moves toward everyday usage, usage moves toward more sophisticated products. And with Circle's CCTP live and connecting 23 chains, those assets aren't confined to Stellar.
Builders: the connective layerIf assets are one end of the barbell and people are the other, builders are the layer that connects them. This quarter, that layer was the story.
Stellar reached 2,968 monthly active developers as of June 30: an all-time high, #2 globally, ahead of both Solana and Bitcoin, according to Electric Capital. Activity is up 125% year over year while every other major ecosystem contracted. That's structural growth.
Distribution doesn't happen because assets exist. It happens because builders make assets usable, turning a tokenized fund into a savings product in Lagos, a remittance in Mexico City, a payroll rail in Istanbul. The growth is concentrated where the needs are real: Nigeria, India, Turkey, and Brazil. Behind it is a deliberate engine: programs, hackathons, and Stellar Community Fund rounds 42 and 43, which put $5.5 million behind 55 companies.
Distribution, region by regionDifferent markets, different entry points, same direction.
In LATAM, the entry point is remittances and access: MGUSD, YLDS, and Stellar House Mexico City. In Europe, it's regulated issuance: AllUnity's EURAU, Cashlink, and Spiko approaching $1B. In Africa, it's utility and payment access, where sending money still costs 8.8% on average. In APAC, it's institutional credibility and new corridors: Matrixdock, Bitkub, Ant Digital's TopNod, Kenanga, and Marketnode. And the Middle East and Turkey expanded materially this quarter, from Istanbul Blockchain Week to Tokinvest bringing BENJI to the region.
The pattern is the same everywhere: regulated assets, usable wallets, local distribution, and infrastructure that fits the market it serves.
What comes nextThe roadmap is built to carry this demand. On the webinar, Chief Product Officer Tomer Weller walked through all of it, privacy, agents, and quantum, and how we ship.
Confidential tokens are landing on the primitives shipped at Yardstick: configurable, opt-in, and compliant, on a base layer that stays open and auditable. Stellar joined the x402 Foundation, with a board seat, to help shape how agents pay on the internet. And on June 9 we published our Quantum Preparedness Plan, a three-stage path to post-quantum security that's already becoming protocol. One major upgrade per quarter, with the next already in planning: advancement without sacrificing reliability.
The next chapter is distributionThe roadmap is built to carry this demand. On the webinar, Chief Product Officer Tomer Weller walked through all of it, privacy, agents, and quantum, and how we ship.
Confidential tokens are landing on the primitives shipped at Yardstick: configurable, opt-in, and compliant, on a base layer that stays open and auditable. Stellar joined the x402 Foundation, with a board seat, to help shape how agents pay on the internet. And on June 9 we published our Quantum Preparedness Plan, a three-stage path to post-quantum security that's already becoming protocol. One major upgrade per quarter, with the next already in planning: advancement without sacrificing reliability.
Na síti Stellar XLM dosáhla tokenizovaná reálná aktiva 3,06 miliardy USD ve 70 produktech, zatímco nabídka stablecoinů za měsíc vzrostla o 38,3 %. Měsíční objem stablecoinů činil 6,45 miliardy USD.
TLDR: Stellar XLM’s tokenized real-world assets reached $3.06 billion across 70 products this month. Stablecoin supply on Stellar XLM expanded 38.3%, while monthly volume hit $6.45 billion total. RWA transfer volume fell to $386 million despite overall asset growth trend continuing. Elliott Wave analysis suggests XLM could target $8.36 to $32 in a longer cycle.
Stellar XLM is emerging as a leading blockchain for tokenized real-world assets, according to data shared by wallet platform Scopuly.
The network now hosts $3.06 billion in tokenized real-world assets across 70 products, placing Stellar XLM second only to Ethereum in this category.
The figures come as stablecoin activity on the network continues to expand alongside institutional interest in payment infrastructure.
Stellar XLM Sees Growth In Tokenized Assets And Stablecoin Volume Scopuly’s data shows tokenized real-world assets on Stellar XLM grew by 5.88% over the past month. This growth places the network in a strong position among blockchains competing for institutional tokenization business.
Stablecoin supply on Stellar XLM rose 38.3% during the same period, according to the platform. That expansion reflects increased issuance activity from stablecoin providers building on the network.
Monthly stablecoin transaction volume on Stellar XLM reached $6.45 billion, Scopuly reported. This figure indicates the network’s payment rails are processing substantial transaction flow already.
↗️ Stellar $XLM is quietly becoming one of the biggest RWA blockchains.
📊 Tokenized real-world assets on $XLM have reached $3.06B across 70 products, making Stellar the #2 blockchain for RWAs after Ethereum.
But here's the interesting part:
• RWA assets are growing (+5.88%… pic.twitter.com/0aTWHXpXz3
— Scopuly – Stellar Wallet (@scopuly) August 1, 2026
However, real-world asset transfer volume on Stellar XLM declined to $386 million during the same window. Scopuly noted this drop alongside the broader asset growth trend.
The combination of rising asset totals and falling transfer volume points to a specific pattern. Assets are accumulating on Stellar XLM faster than they are being actively traded or moved.
Scopuly framed this as an early stage in the network’s development cycle. The next phase, according to the platform, involves converting held assets into higher transaction activity.
Institutional infrastructure projects factor into this outlook for Stellar XLM. Scopuly referenced upcoming integration with the Depository Trust and Clearing Corporation as one relevant development.
Tokenized treasuries and stablecoin issuers continue to select Stellar XLM for settlement infrastructure. These factors combine to support the network’s positioning within the broader tokenization sector.
Technical Analysis Points To Alternative Long-Term Scenarios For XLM Separately, trader CG_trades shared a technical outlook for XLM price movement using Elliott Wave theory. This analysis presents an alternative scenario distinct from the fundamental growth narrative.
It suggests XLM may be tracing a macro cycle inverse ABC pattern across multiple years. Under this reading, wave A completed at the 2017 price peak.
The analysis places XLM currently within wave B, forming an ascending triangle pattern. This structure suggests a period of accumulation before further price movement occurs.
so there’s a alternative scenario for $XLM according to 𝐞𝐥𝐥𝐢𝐨𝐭 𝐰𝐚𝐯𝐞 𝐭𝐡𝐨𝐞𝐫𝐲…
here we go…
so #XLM possibly following a 𝐌𝐀𝐂𝐑𝐎 𝐂𝐘𝐂𝐋𝐄 𝐈𝐍𝐕𝐄𝐑𝐒𝐄 𝐀𝐁𝐂 scenario…
where its 𝐀 𝐖𝐀𝐕𝐄 completed with 2017 top with 5 primary waves up,,,,
CG_trades projects wave E of this pattern could complete near the 2020 trendline. Estimated price levels for this completion sit between $0.11 and $0.12.
Should XLM reverse following completion of wave E, a longer-term target emerges. The trader’s analysis points to cycle wave C reaching between $8.36 and $32.
This range represents a wide potential outcome under the stated wave count. CG_trades identified a monthly close below the 2020 trendline as invalidation for this scenario.
Both the fundamental data from Scopuly and the technical outlook from CG_trades offer separate views. One centers on network usage metrics tied to real-world assets and stablecoins.
The other relies on historical price pattern recognition across multiple market cycles. Together, they represent two distinct frameworks analysts use to evaluate Stellar XLM.
Zebec spojil síly se Stellar a Tangem a představuje hardwarové peněženky pro firemní výplaty. Zaměstnanci tak mají dostávat USDC přímo do non-custodial peněženek bez seed phrase.
A Three-Way Push Into Corporate Payroll@Zebec_HQ has joined forces with @StellarOrg and @Tangem to roll out custom, hardware-based wallets aimed squarely at the global employee payroll market. The initiative marks the latest step in Zebec's expanding relationship with the Stellar network, which selected the company as its global stablecoin payroll infrastructure provider earlier in 2026.
Announced in March 2026, Zebec's integration with Stellar allows businesses to pay employees continuously in USDC on a per-second basis, a feature selected by the Stellar Development Foundation. The new hardware wallet programme takes that infrastructure one step further by putting a physical, branded device directly into workers' hands at the point of onboarding.
Employees and contractors can receive salaries rapidly into their digital wallets, spend funds via Zebec's Mastercard-powered cards, and convert digital dollars into local fiat currencies. The addition of Tangem's hardware layer is designed to make that experience accessible to staff who may have little or no prior crypto experience.
Seedless Security at the Point of OnboardingThe wallets use NFC technology to deliver a tap-to-sign experience, removing the friction that has historically made self-custody impractical in a corporate setting. Critically, the setup eliminates the need for traditional seed phrases while keeping the wallet non-custodial. Tangem generates and stores the master key securely on a chip within the wallet card, reducing the risk of theft or loss from unprotected backups, with recovery achieved through additional cards rather than written phrases.
When a Tangem wallet is initialised, the chip's hardware random number generator creates a private key that never leaves the secure element, not during setup, not during transactions, and the key is stored in tamper-resistant hardware that will physically destroy itself if extraction is attempted.
For Zebec, the partnership addresses one of the most persistent barriers in crypto payroll adoption: key management. By handing employees full key ownership upon onboarding, the company removes the corporate intermediary from the salary pipeline entirely, a meaningful step for businesses operating across multiple jurisdictions where wage portability and financial access remain uneven.
Founded in 2021, Zebec Network has built a broad portfolio spanning crypto-linked payment cards, streaming payroll systems, and cross-border settlement tools. The Tangem collaboration is the latest in an ongoing hardware wallet partnership between the two firms, with a prior co-branded wallet run having reportedly sold out.
Sources
Zebec Launches Stablecoin Payroll on Stellar for Global Workforces (FX Daily Report)
How Seedless Wallets Work (Tangem Blog)
AllUnity and Zebec Deploy EURAU-Powered Employee Benefits on Stellar (Business Wire)
Stellar Development Foundation uvedla, že ve 2. čtvrtletí rostl počet aktivních účtů i nově vydaných aktiv, což ukazuje na vyšší adopci sítě. Do dalších měsíců míří na tokenizaci reálných aktiv, přeshraniční platby a nástroje pro compliance.
The Stellar Development Foundation (SDF) hosted a live webinar at 3pm ET, bringing together senior executives to review recent network performance and share expectations for the second half of 2025. The session featured CEO Denelle Dixon, Chief Product Officer Tomer Weller, Chief Technology Officer Raja Chakraborty, and VP of Product Jose Da Ponte.
Q2 network growth and product advancementsThe leadership team reported steady progress throughout the second quarter, emphasizing the expansion of payment volumes, advances in tokenization, and upgrades to developer tools. Stellar, which operates as an open blockchain focused on fast, low-cost global payments, continues to attract real-world asset issuers and stablecoin projects.
While the SDF did not disclose specific growth metrics for Q2, it identified an uptick in active accounts and newly issued assets as primary indicators of institutional and fintech adoption on the Stellar network.
Stellar has concentrated on growing network participation by making tokenization and payment solutions more accessible to businesses and developers integrating real-world assets and regulated digital currencies.
Leadership insights and ecosystem prioritiesPanelists including Dixon, Da Ponte, Weller, and Chakraborty outlined the current strategy that links new protocol features to practical business applications. The team discussed ongoing integration of Soroban smart contracts and regulatory compliance tools, which are increasingly in demand among companies seeking to launch regulated assets and streamline digital operations.
In addition to improving underlying infrastructure, the SDF plans to develop user-friendly products tailored to crypto exchanges, custodians, and legacy financial institutions. This approach aims to facilitate compliance with dynamic global regulations, positioning Stellar as a viable settlement network for institutional clients.
The Foundation also mentioned product priorities for the months ahead, focusing on real-world asset tokenization, cross-border payments, and new incentive programs for its ecosystem. These initiatives come as part of a broader industry trend, with increased institutional interest in blockchain-based settlements and asset digitization—an area also being advanced by platforms such as Ethereum and Polygon.
Mini dictionary: Soroban is a smart contract platform built for Stellar that enables developers to deploy decentralized applications with support for advanced logic and programmable features. Designed for scale, Soroban allows for the customization of on-chain assets and supports compliance with regulatory requirements.
By focusing on regulatory-compliant infrastructure and ecosystem incentives, Stellar intends to accelerate network usage and adoption among established financial players entering the digital asset sector.
NetworkMain FocusQ2 DevelopmentsStellarPayments, RWA tokenizationActive accounts and asset issuance up; new smart contract tools (Soroban)EthereumSmart contracts, DeFiInstitutional settlement platforms, ongoing scaling upgradesPolygonScalability, sidechainsRising settlement volumes, expanded business partnershipsDisclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Stellar má na síti tokenizovaná RWA v hodnotě 3,06 miliardy USD ve 70 produktech, ale 30denní objem převodů klesl o 50,57 % na 386,11 milionu USD. Aktivita tak zůstává hlavně u stablecoinů.
@StellarOrg is accumulating tokenized real-world assets at pace, but the trading activity those assets generate is heading in the opposite direction.
The network now carries $3.06 billion in tokenized RWAs spread across 70 products, a gain of 5.88% over the past month, according to data from @RWA_xyz. Yet RWA transfer volume over the same 30-day period fell 50.57% to $386.11 million. The assets are on-chain. They are just not moving.
Stablecoins carry the loadThe velocity story on Stellar belongs to stablecoins, not RWAs. Stellar's stablecoin market cap expanded 38.30% over the month and generated $6.45 billion in 30-day transfer volume, roughly 17 times the RWA figure, off a fraction of the total float. That gap underscores a familiar tension in the tokenization space: issuance numbers grow steadily, but secondary market activity, the measure that signals real utility, has yet to follow.
The concentration of Stellar's RWA base is also worth noting. @Spiko_finance alone accounts for $1.3 billion of the $3.06 billion total. Stellar's RWA market cap had already surged 91% quarter-on-quarter to $1.52 billion at the end of Q1 2026, driven largely by growth in government treasury assets including Spiko's EUTBL, USTBL, and UKTBL products, according to Messari. That momentum has continued, but it is concentrated in a narrow set of issuers.
Where Stellar sits in the broader RWA market Ethereum leads the overall RWA tokenization market with roughly 56% of total value, while Stellar holds second place at around 13%, ahead of Polygon, Solana, and Avalanche. In 2026, Stellar's role has expanded beyond payments, with the network now serving as a key venue for tokenizing currencies and bonds, supported by built-in token features and a growing set of fintech partnerships.
The stablecoin outperformance suggests Stellar's payment rails are functioning well. The question for the network's RWA ambitions is whether that transaction activity can eventually spill over into the tokenized asset side, or whether the two remain on separate tracks.
Sources:
Messari: State of Stellar Q1 2026
Lumexo: Top 5 Blockchains Tokenizing Real-World Assets in 2026
LumenQuery: How the Stellar Foundation Is Driving RWA Adoption On-Chain
Stellar spustil veřejný analytický dashboard v reálném čase s Allium Labs, který ukazuje aktivitu sítě, transakce, smart kontrakty i poplatky. Analytik Javon Marks drží cíl pro XLM na 0,681 USD.
Stellar (XLM) is sustaining its upward trajectory following a breakout, as market analysts focus on further gains and buyers work to defend critical price levels. The recent launch of a real-time analytics dashboard by the Stellar network has further enhanced transparency, allowing detailed tracking of ecosystem activity and signals of network adoption.
XLM price outlook and analyst targetsXLM is currently trading at $0.1785, with a 24-hour transaction volume of $75.21 million and a total market capitalization of $6.1 billion. Despite a recent 2.4% decline, both the coin’s price structure and network data are viewed by analysts as supportive of a bullish reversal in the near future.
Crypto analyst Javon Marks continues to monitor XLM with a bullish perspective, maintaining a price target of $0.681. Reaching this level would represent a potential increase of more than 278% from the current trading price.
XLM has already climbed over 120% since leaving its previous resistance range, and buyers have consistently defended higher support levels, reinforcing the case for continued recovery.
Technical analysts note that the current period of consolidation for XLM could serve as a setup for an additional surge, should bullish momentum gather further strength.
If Stellar breaks through key resistance levels, the network’s price could move closer to the $0.681 target, aligning with ongoing growth in tokenization and blockchain adoption within its ecosystem.
MetricCurrent ValueTarget ValueXLM Price$0.1785$0.68124h Volume$75.21 million–Market Cap$6.1 billion–Dashboard launch and ecosystem transparencyStellar has recently unveiled a publicly accessible real-time analytics dashboard through a collaboration with Allium Labs. The dashboard allows anyone to monitor core network activity, including active user accounts, transaction numbers, smart contract executions, and fees as they occur.
A dedicated component of the dashboard is focused on real-world asset tokenization, providing issuer-specific details such as market capitalization and transaction volume for tokenized assets.
The dashboard builds on Allium’s analytics technology, which is designed for financial institutions and incorporates advances from companies such as Visa, Phantom, and a16z. The implementation underscores Stellar’s approach to transparency and its effort to drive broader blockchain adoption.
Mini dictionary: Allium Labs is a technology company specializing in blockchain analytics platforms for financial institutions, emphasizing transparency and regulatory compliance.
The new dashboard offers real-time public insight into every metric on Stellar’s network, including data related to active addresses, transaction volumes, smart contract operations, and network costs.
Market consolidation and future prospectsDespite optimistic forecasts and network growth, XLM continues to trade within a consolidation phase. However, broader market sentiment in the crypto sector has turned increasingly positive, potentially positioning XLM for a significant breakout if favorable conditions persist.
Analysts indicate that the next direction for Stellar will depend on its ability to maintain support levels and overcome key resistance points. A decisive move above these thresholds could drive the XLM price closer to the $0.681 mark, particularly as interest in tokenization rises and transaction volume increases.
Traders are closely watching volume and sentiment indicators as they monitor potential signals for the next major trend in XLM’s price action.
Overall, Stellar’s recent technology upgrade combined with robust analyst targets is drawing attention from investors and industry observers as the network seeks further traction in blockchain adoption and tokenization growth.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
XLM se obchoduje kolem $0.1808, zatímco Stellar přidává MoneyGram, Figue a Range.org jako Tier 1 validátory. Token je za posledních 24 hodin klesl o 3,62 %.
Stellar‘s native token XLM is trading around $0.1808, down 3.62% in the last 24 hours, as it clings to a critical support level amid expanded institutional participation on the network.
Price action remains range-boundDespite a recent decline, buyers have consistently defended the major support zone. The token has traded below the Bollinger Bands’ middle band at $0.1890 after failing to reclaim resistance at $0.1987. The lower Bollinger Band, near $0.1754, continues to act as a safety net, keeping XLM locked within a defined trading corridor.
Trading volume has tapered off since the strong rally seen at the end of May, highlighting waning short-term momentum. The narrowing of the Bollinger Bands on the daily chart signals reduced volatility, which may indicate that the market is consolidating before its next major move.
LevelPriceCurrent price$0.1808Immediate resistance$0.1890Next resistance$0.1987Key support$0.1754The Stellar Development Foundation has announced that MoneyGram, Figue, and Range.org have become Tier 1 validators on the network. The organization is a nonprofit dedicated to the development and expansion of the Stellar blockchain, focusing on global payments and financial access.
These new validators, which include global payment firm MoneyGram and industry partners, will contribute to network security and decentralization efforts. The Foundation is also set to open a discussion about institutions’ roles as active network participants.
By integrating organizations involved in payments and financial infrastructure, Stellar aims to boost its credibility and highlight its commitment to real-world blockchain adoption. Although the news has not triggered a sharp price change, some market participants believe it could reinforce Stellar’s long-term growth prospects.
Mini dictionary: Validator, a participant in blockchain networks responsible for verifying transactions and securing the integrity of the network. Tier 1 validators are typically the most trusted nodes and have a significant role in consensus and network operations.
Recent updates naming MoneyGram, Figue, and Range.org as Tier 1 validators on the Stellar network highlight the project’s ongoing efforts to strengthen security and expand institutional engagement.
Network fundamentals remain intactDespite the recent drop in price, on-chain metrics reveal that active user participation on the Stellar network remains at elevated levels. Data from DefiLlama indicates that user addresses are maintaining activity near recent highs, a sign that the network continues to attract engagement even during price corrections.
Open interest in XLM derivatives, tracked by CoinGlass, has stabilized after retreating from its late-May peak. This suggests that derivatives traders are largely staying in the market and awaiting new catalysts, rather than exiting positions.
The first key resistance for XLM is at $0.1890, followed by $0.1987, while buyers must defend support at $0.1754 to prevent further downside pressure.
Analysts note that a sustained breakout above both resistance levels could spark renewed buying momentum. On the other hand, a breach of the $0.1754 support may lead to increased selling and further market weakness.
For now, consistent on-chain activity, stabilized derivatives positioning, and the addition of institutional validators indicate that Stellar is maintaining a steady foundation. Many market participants appear to be waiting for a decisive signal before taking further action.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
DTCC začala používat Stellar pro on-chain vypořádání finančních transakcí. Jde o další signál rostoucí institucionální tokenizace v regulovaném prostředí.
The Depository Trust & Clearing Corporation (DTCC), a key infrastructure provider for the US capital markets, has started adopting the Stellar blockchain network for on-chain settlement of financial transactions. DTCC handles post-trade processing and settlements for equities, bonds, and funds, and is a central player in ensuring the smooth functioning of financial markets.
Regulatory clarity attracts institutionsDTCC’s selection of Stellar represents a major step toward institutional adoption of public blockchain technology. The organization’s decision demonstrates that regulatory compliance does not necessarily prevent large financial institutions from integrating public blockchain networks into their operations.
Market analyst Rajachak75 pointed out that DTCC’s move marks the first instance of a major regulatory body utilizing a public chain while maintaining strict compliance standards. As a result, compliance concerns are increasingly being seen as surmountable obstacles rather than prohibitive barriers in blockchain adoption by regulated firms.
Mini dictionary: DTCC (Depository Trust & Clearing Corporation) – The main centralized clearinghouse for securities settlement and depository functions in the US. It plays a foundational role in both post-trade operations and safeguarding the integrity of American capital markets.
Opportunities for broader tokenizationDTCC’s initiative signals to asset managers, fund administrators, and custodians that tokenization within a regulated system is increasingly feasible. This development paves the way for financial instruments such as Treasuries, money market funds, and private credit products to shift onto blockchain platforms, while still ensuring that settlements are completed in accordance with regulatory requirements.
DTCC’s adoption of the Stellar network creates a template for institutional tokenization in the capital markets, with regulatory clarity guiding the process and opening the door for broader industrial adoption.
Furthermore, developers and exchanges are now presented with new opportunities to build tools that will align blockchain platforms with existing financial data standards. Bringing compliance and traceability onto the chain supports innovation while upholding necessary oversight.
Tokenized RWA market growsThe market for tokenized real world assets (RWAs) is expanding rapidly. Data from Token Terminal reports that the total value locked in tokenized RWAs exceeded $8 billion in 2025, underlining growing investor demand for blockchain-based financial products.
MetricValueYearTokenized RWA TVL$8 billion2025Industry observers believe that widespread adoption of cross-chain standards and full interoperability with existing DTCC systems will be crucial for blockchain technology’s deeper integration into regulated financial markets. If successful, DTCC’s use of the Stellar network may offer valuable insights into how regulated markets can further embrace blockchain solutions in the coming years.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Organizace CGAP spojená se Světovou bankou uvedla, že stablecoiny na sítích Stellar a Algorand pomáhají v humanitární pomoci. Jako příklady zmínila Súdán, Ukrajinu a Afghánistán.
A recent report from CGAP, a think tank associated with the World Bank, has turned the spotlight onto the use of stablecoins in international humanitarian aid. The report, frequently discussed by prominent crypto commentator All In Crypto, features real-world cases where Stellar- and Algorand-based platforms facilitate digital cash transfers in challenging regions.
Stablecoins in humanitarian relief effortsCGAP’s research investigates whether stablecoins can assist non-profit organizations in moving money across borders, particularly when traditional correspondent banks are slow, costly, or outright inaccessible. The analysis identifies a range of technical and regulatory barriers, including high transaction fees, lack of transparency in foreign exchange rates, delays of several days in payments, and the withdrawal of banks from jurisdictions labeled high-risk.
The report notes that stablecoins transact on blockchain networks, with the choice of network directly affecting costs, speed, and service availability. Stellar is highlighted as a blockchain supporting USDC, while both Stellar and Algorand are specifically identified as preferred low-fee networks in humanitarian cash transfer programs.
Field cases: Stellar and Algorand in actionIn Sudan, the Norwegian Refugee Council used KoalaPay, a digital payments platform, to distribute USDC—a major dollar-pegged stablecoin—to local partners handling aid disbursement. According to All In Crypto’s summary, KoalaPay runs on both Stellar and Base networks, with local organizations converting USDC into Sudanese pounds before transferring money to aid recipients.
A separate Ukraine initiative, launched in December 2022, relied on Stellar’s Aid Assist platform, MoneyGram, and self-managed digital wallets. This program delivered $4.6 million to more than 2,500 households during its first two years of operation.
CGAP described how, in Ukraine, digital stablecoin payments on Stellar and integration with major remittance networks enabled fast, traceable transactions to recipients in a highly volatile market.
Meanwhile, Algorand features in the Afghanistan-based case managed by Mercy Corps and HesabPay, a platform that sent a stablecoin denominated in afghani, the local currency, to users’ wallets. HesabPay allows recipients to receive digital funds directly, even in environments with limited banking infrastructure.
Mini dictionary: CGAP (Consultative Group to Assist the Poor) is a global partnership housed at the World Bank, focused on advancing financial inclusion in developing economies by researching digital financial services and innovative technologies.
CountryPlatformBlockchain UtilizedStablecoinImplementation PartnerReported ImpactSudanKoalaPayStellar, BaseUSDCNorwegian Refugee CouncilFunds converted to Sudanese pounds, distributed to local recipientsUkraineAid Assist, MoneyGramStellarUSDC (via wallets)Multiple partners$4.6M to 2,500 householdsAfghanistanHesabPayAlgorandAfghani-denominated stablecoinMercy CorpsDirect-to-recipient stablecoin aid deliveryChallenges remain for digital aid solutionsWhile CGAP affirms that stablecoins can enhance traceability and expand market access for cross-border aid, the report cautions that familiar hurdles remain. Currency exchange, cash withdrawal, and compliance all present continued challenges, even when on-chain transaction costs are negligible. The expense and availability of off-ramps—services that allow recipients to convert digital assets into local currency—still pose operational difficulties.
Another warning from CGAP is that direct-to-recipient models could shift foreign exchange risk, withdrawal fees, and digital literacy requirements to aid recipients. These risks are particularly significant for vulnerable populations in regions with limited access to merchant networks or digital infrastructure.
CGAP emphasizes that while blockchain-based transfers may cut transaction fees, practical access and inclusion barriers can persist in fragile environments where alternatives are scarce.
Stellar is an open-source blockchain designed for fast, low-cost cross-border payments and is widely used by financial institutions and non-profits for currency transfers. Algorand, launched in 2019, offers high-speed and scalable decentralized finance solutions and operates with a unique pure proof-of-stake protocol.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Tržní kapitalizace RWA na Stellar vzrostla na 3,10 miliardy USD a počet držitelů přesáhl 12 500, což znamená 300% růst letos. Mezi hlavními hráči jsou Spiko a chystaný vstup DTCC.
Allium Labs has launched a real-time data tracking platform dedicated to Stellar Lumens (XLM), providing open access to live on-chain statistics. Users can now monitor smart contract activity, transaction fees, and active address counts for the Stellar network.
RWA Adoption on Stellar Reaches New MilestonesA major focus of Allium Labs’ platform is its deep analysis of Real World Assets (RWAs) on Stellar. Current data shows that the number of RWA holders has surpassed 12,538, while the total market capitalization for tokenized real assets on the network has climbed to $3.10 billion. This marks a dual milestone for Stellar, which has registered a 300% increase in RWA market value this year.
Spiko, a key player in the ecosystem, leads custody handling with $1.2 billion under management. This figure includes substantial holdings of government debt and Euro-denominated Treasury bills. The majority of Spiko’s portfolio consists of tokenized near-term European government securities and a fund tracking short-term Euro rates.
Franklin Templeton, an American asset management firm, and the German company Bitbond Finance GmbH are also active in Stellar’s RWA segment, with growing participation. The Depository Trust & Clearing Corporation (DTCC) has reportedly announced plans to integrate part of its $114 trillion traditional securities market into the Stellar network by the first quarter of 2027.
Mini dictionary: The Depository Trust & Clearing Corporation (DTCC) is a leading US financial market infrastructure provider that handles settlement and clearance of securities worth trillions of dollars annually, playing a vital role in global capital markets.
EntityRoleAssets on StellarSpikoCustody handler$1.2 billionFranklin TempletonAsset managementGrowing presenceBitbond Finance GmbHFinance/TokenizationGrowing presenceDTCCSecurities infrastructureTo be deployed in 2027Trading Metrics Reflect Cautious MomentumInstitutional interest in Stellar is rising, leading some long-term investors to hope for an upward breakout in XLM’s price. Such moves are often accompanied by price consolidation after a drop and visible support from high-volume traders, commonly referred to as crypto whales. On the 4-hour chart, Stellar’s price appears to be gaining strength, with the Chaikin Money Flow (CMF) currently at 0.12.
In contrast, the one-hour price chart for XLM recently signaled a short-term sell-off, while the daily chart remains flat, with the CMF indicator showing a neutral reading of zero. Market analysts have connected this uncertainty to broader geopolitical tensions and the general sideways movement in commodity assets such as gas and gold.
Still, further growth in Stellar’s RWA sector could set XLM apart from the broader market, where caution persists even as Bitcoin (BTC) has returned above $65,600. Over the past two months, BTC has shown a tendency to fall back to $60,000 after brief rallies.
AssetRecent PeakKey SupportBTC$65,600$60,000XLM$0.19 (barrier)$0.19Stellar’s Role in On-Chain FinanceStellar’s network has gained attention for transforming traditional assets, such as money market funds and Treasury bills, into digital tokens that can be traded around the clock. Spiko’s $1.2 billion contribution has positioned the network among the top platforms for tokenized real assets, especially in Europe-focused funds.
Real-world yield products, including European treasury exposure and overnight funds, are now available as digital tokens with low fees and high accessibility. Increased adoption of on-chain assets boosts network activity and demand for XLM, which serves as Stellar’s native token and main transaction bridge.
These developments suggest strong fundamental momentum, but a broader rally for XLM remains dependent on sustained volume and overall market support.
Stellar’s RWA market cap hit $3.10 billion, with over 12,500 holders—a 300% increase this year, fueled by major players like Spiko and incoming participants such as the DTCC.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
BitGo spouští kvalifikovanou úschovu a off-exchange settlement pro USDM1 na Stellar, Ethereum a Solana. Jde o nativně vydaný onchain token krytý státním dluhopisem s 24/7 likviditou a téměř okamžitým vypořádáním.
BitGo Adds Qualified Custody and Off-Exchange Settlement for USDM1@BitGo has launched institutional-grade qualified custody and off-exchange settlement for USDM1, described as the world's first natively issued onchain secured sovereign bond. The deployment spans @StellarOrg, @Ethereum, and @Solana, giving professional firms a regulated path to hold dollar-denominated sovereign debt with 24/7 liquidity and near-instant finality.
USDM1 is issued by the Republic of the Marshall Islands and is backed 1:1 by short-duration U.S. Treasury instruments held in bankruptcy-remote custody. Structured in the style of a fully collateralized Brady bond under New York law and advised by Cleary Gottlieb, the instrument gives holders a perfected first-priority security interest in the underlying collateral under the UCC. It is regulated and supervised by the Marshall Islands Monetary Authority.
Unlike tokenized or wrapped instruments, USDM1 is issued directly on public blockchains against segregated Treasury reserves, with minting and burning corresponding to bond issuance and redemption. The instrument pays a sovereign coupon and is compatible with standard derivatives, repo, and securities lending frameworks, making it viable as institutional collateral alongside existing legal netting structures.
Go Network Integration Targets Real-Time Collateral and SettlementBitGo's move integrates USDM1 into the Go Network to support real-time collateralization and settlement. The architecture is designed to cut the multi-day settlement cycles typical of traditional fixed-income markets, replacing them with T+0 finality and programmable transfer across three major public blockchains.
The institutional case for USDM1 has been building for some time. M1X Global, the sovereign financial infrastructure company behind USDM1's development, closed an oversubscribed seed round led by Paradigm in July 2026, bringing total funding to $8.5 million. Paradigm partner Arjun Balaji noted that "24/7 markets require collateral that can move 24/7," citing USDM1 as a reference model for natively issued sovereign debt.
Beyond institutional markets, USDM1 also serves as the disbursement rail for the Marshall Islands' ENRA universal basic income program, described as the world's first nationwide on-chain UBI initiative, launched in November 2025.
Sources:
USDM1 Official Site: Sovereign USD-Denominated Financial Instrument
PR Newswire: USDM1 Now Available on Anchorage Digital
PR Newswire: M1X Global Announces Further Funding Led by Paradigm
Sentora spustila na Stellar své kurátorované vaulty pro instituce a fintechy, které chtějí onchain výnos s vestavěnými kontrolami rizika. Jde o první integraci Sentora s touto sítí.
Sentora brings curated vaults to StellarInstitutional DeFi platform @SentoraHQ has launched its curated vault product on @StellarOrg, making it live now through Ultrastellar's Stellar DeFi Hub and yield.xyz. It marks Sentora's first integration with the Stellar network, aimed squarely at fintechs and financial institutions looking to access onchain yield without sacrificing risk controls.
The timing is deliberate. The total market cap of tokenized real-world assets on Stellar has surpassed $3 billion, representing roughly a 300% increase from where the network stood in early 2025. That growth has been driven by a range of institutional issuers, with Spiko accounting for over $1 billion in assets on the network, Franklin Templeton's BENJI token sitting at approximately $654 million, and Ondo Finance's USDY contributing around $529 million.
Sentora describes itself as a DeFi infrastructure and strategy partner for institutional capital allocators. Its vault platform is built around the idea that risk controls come first, with yield as the output rather than the starting point. The firm has allocated over $2 billion across onchain strategies and shaped more than 300 strategies across multiple market cycles.
Risk-first design for regulated institutionsThe Stellar integration is specifically structured for institutions and fintechs that need onchain yield with compliance and risk management baked in from the start. Sentora's vaults operate through audited smart contracts on a non-custodial basis, meaning client assets remain under their own control throughout. The platform also incorporates KYC, AML, and jurisdictional screening as standard parts of the onboarding process.
The Stellar network itself has characteristics that make it a practical fit for this kind of institutional product. The network has maintained 99.99% uptime and kept average fees at around one hundredth of a penny, while its architecture includes built-in compliance tools such as controlled access accounts and clawback capabilities that regulated institutions require.
Sentora says this is the first step in a broader @StellarOrg roadmap, with additional DeFi and RWA strategies planned. The integration positions the firm at the intersection of two converging trends: rising institutional demand for compliant onchain yield products, and Stellar's rapid growth as a primary settlement layer for tokenized real-world assets.
Alchemy spustila pro Stellar RPC endpointy, WebSockets a tři indexovaná Data API pro mainnet i testnet. Vývojářům tím odpadá nutnost provozovat vlastní indexer.
Alchemy Brings Full Infrastructure Stack to StellarAlchemy has gone live with RPC endpoints, WebSockets, and three indexed Data APIs for the Stellar network, covering both mainnet and testnet. The move hands Stellar developers a production-grade infrastructure layer without the overhead of running custom tooling.
The three indexed APIs give developers access to transfer histories, consolidated token balances through a single request, and NFT holdings spanning both traditional Stellar assets and Soroban-based assets. According to Build on Stellar, the APIs merge classic Stellar and Stellar Smart Contract assets into a single response, cutting out a step that has historically added complexity to application development.
Alchemy provides 99.99% uptime with global redundancy, RPC and WebSocket support, and battle-tested infrastructure with SOC 2 Type II certification. Developers can access all of this using the same API key they already use for other chains supported by the platform.
Why It Matters for Stellar BuildersBefore this integration, retrieving a full picture of a user's on-chain activity on Stellar typically required developers to build or maintain a custom indexer, a time-consuming task that pulls resources away from core product work. With Alchemy's Stellar Data API, developers can query indexed Stellar data across native, classic, and Soroban assets, including transfer history, account balances, and NFT holdings, without running their own indexer.
Stellar is a Layer 1 blockchain purpose-built for real-world payments and asset movement, combining high-performance smart contracts, sub-5-second finality, and native access to institutional financial rails. MoneyGram and PayPal integrate directly with Stellar for production settlement and payment flows, and the network currently supports approximately $2 billion in on-chain real-world assets.
The Alchemy integration adds to a growing list of developer tooling arriving on Stellar. SushiSwap V3 launched on Stellar in February 2026, with other key protocols including Blend for lending, Aquarius for AMM liquidity, Upshift for vault infrastructure, and Rails for perpetuals. The arrival of institutional-grade API infrastructure from a provider of Alchemy's scale is likely to lower the barrier further for teams evaluating Stellar as a build target.
Sources
Alchemy: Stellar Support Is Live on Alchemy
Alchemy Docs: Stellar Data API Overview
Stellar přidala do Tier 1 validátorů MoneyGram, Figure a Range, čímž posílila decentralizaci i odolnost sítě. Počet validátorů v síti Stellar od konce roku vzrostl o 13 %.
Three Industry Names Join Stellar's Validator CoreThe Stellar Development Foundation (@StellarOrg) has added three new organizations to its Tier 1 validator set: @MoneyGram, @Figure, and @range_org. The additions bring together institutions spanning global money movement, capital markets, and blockchain security infrastructure, deepening the network's decentralization at its most consequential layer.
Tier 1 organizations bear the safety and liveness of the Stellar network, meaning most other validators on the network require agreement from them to commit to a new ledger. The role is not self-appointed. To become a Tier 1 organization, a team must convince enough other organizations to trust them. Each Tier 1 member is also required to run three geographically dispersed full validators to ensure redundancy in the event that one node goes offline.
The new entrants bring real-world institutional weight. @MoneyGram has long been embedded in Stellar's payments ecosystem, using the network to process cross-border remittances. MGUSD, its dollar-pegged stablecoin issued via Stripe's Bridge, connects digital dollars to roughly 500,000 physical cash locations in MoneyGram's global remittance network. @Figure is a fintech firm active in capital markets, issuing YLDS, a yield-bearing dollar asset, on the Stellar network. @range_org adds blockchain security infrastructure expertise to the group.
Why the Expansion Matters for $XLMThe move is part of a broader push by SDF to raise the number of Tier 1 organizations and improve the network's fault tolerance. Since April 2025, there had been seven Tier 1 organizations, each operating three full validators, including Blockdaemon, Creit Technologies, Franklin Templeton, LOBSTR, Public Node, SatoshiPay, and SDF. Adding three more organizations meaningfully expands the quorum and reduces the risk of a network halt caused by a small number of participants going dark.
Tier 1 organizations bear the safety and liveness of the Stellar network on their shoulders. That accountability is also what makes them attractive to institutions. Under the Stellar Consensus Protocol, there are no monetary rewards for validators, who operate the network via Proof-of-Agreement through a system of federated voting. Validators participate because they have a direct operational stake in the network's health, not because they earn block rewards.
SDF has emphasised that its approach to decentralization is not about maximizing node count, but fostering trust, mission alignment, and resilience in real-world scenarios. The profiles of @MoneyGram, @Figure, and @range_org reflect exactly that philosophy: each has an active business reason to want Stellar running reliably.
Validator nodes on Stellar increased 13% since year-end, and the latest additions signal that institutional participation in network infrastructure is accelerating alongside growing stablecoin and asset issuance activity on the chain.
Sources:
Stellar Docs: Tier 1 Organizations
Stellar Development Foundation: Q1 2026 Network Update
Messari: State of Stellar Q1 2026
Tradable začíná přesouvat 1 miliardu USD v institucionálních private credit aktivech na Stellar ze ZKsync. Platforma pro tokenizaci tím přechází na síť s výraznějším institucionálním a compliance zázemím.
Tradable, the ParaFi-backed private credit tokenization platform, has begun migrating $1 billion in institutional-grade private credit assets to the @StellarOrg blockchain, shifting its portfolio away from ZKsync. The firm is deploying $XLM to handle the full deal lifecycle, including compliance controls and investor onboarding, for alternative assets that were previously held in opaque, siloed legacy systems.
From ZKsync to StellarTradable has been building its private credit infrastructure on ZKsync, where its on-chain technology allowed institutional asset managers to migrate investment strategies on-chain and access a broader investor base. The pivot to Stellar signals a strategic shift toward a network with deeper institutional roots and a more established compliance architecture. Tradable operates as a private credit tokenization and liquidity platform, providing deal ownership management and access to institutional-grade private credit deals.
The move also reflects Stellar's growing pull in the real-world asset space. In the first half of 2026, Stellar crossed $3 billion in tokenized real-world assets, hitting the $1 billion, $2 billion, and $3 billion marks all within six months. That momentum has attracted a roster of well-known institutional names. A growing number of regulated financial institutions, including Franklin Templeton, PayPal, WisdomTree, and MoneyGram, have chosen the Stellar network for settlement, tokenized assets, and global payments.
Why Stellar for Institutional Private CreditTradable's choice of Stellar is consistent with the network's positioning as a compliance-first blockchain for regulated asset issuance. Franklin Templeton pioneered tokenized treasuries on Stellar, enabling 24/7 trading of U.S. government securities with under 6-second settlements and near-zero transaction costs. WisdomTree, with over $100 billion in AUM, offers 13 digital funds on Stellar through WisdomTree Prime, seamlessly integrating fiat, digital assets, and tokenized investments.
The compliance infrastructure underpinning these deployments is built directly into the protocol. Nearly a decade of work with Securrency, now DTCC Digital Assets, helped embed compliance tools such as clawbacks, transfer restrictions, and identity controls directly into the Stellar network. That foundation has made Stellar the preferred venue for institutions that need more than speed. For regulated firms, moving assets on-chain requires compliance with securities laws, sanctions requirements, and investor protections, creating demand for blockchain infrastructure that can support identity checks, transfer restrictions, and other compliance controls.
Tradable's migration adds further institutional weight to a network that is increasingly becoming the default rail for tokenized private markets. With $1 billion in private credit moving from ZKsync to Stellar, the deployment is one of the larger chain migrations in the private credit tokenization space to date.
Sources
Markets Media: Tradable Tokenizes $1.7bn of Institutional-Grade Private Credit Positions
CoinDesk: How Stellar Became Part of DTCC's Tokenization Push for Wall Street Securities Onchain
Messari: State of Stellar Q1 2026
UNDP spustil blockchainové platby pomoci na blockchainové síti Stellar ve 17 zemích. Pět pilotních projektů už v Haiti, Sýrii, Keni, Guatemale a Gambii zajišťuje výplaty a remitence.
The United Nations has formally expanded its use of blockchain technology to deliver humanitarian aid, implementing a broad deployment of digital payment solutions based on the Stellar network. The initiative transitions from initial pilot programs into live, real-world implementation across multiple countries.
UNDP adopts Stellar for global aid deliveryThe United Nations Development Programme (UNDP), a leading agency focused on poverty reduction and sustainable development, has introduced blockchain-based payment pilots in 17 countries. Five of these pilots—in Haiti, Syria, Kenya, Guatemala, and Gambia—are actively facilitating aid distribution and cross-border remittance flows via the Stellar network.
The next step for UNDP is to integrate these digital payments with over 170 of its country-level programs or representative offices. This move could significantly expand the organization’s reach and efficiency in distributing assistance.
The UNDP aims to standardize digital aid flows using Stellar’s blockchain, setting a benchmark for transparency, speed, and cost-effectiveness in humanitarian finance.
Partnerships and platform benefitsStellar, developed by the Stellar Development Foundation, is a decentralized blockchain designed to facilitate affordable, fast, and auditable financial transactions globally. It enables instant payments, supports stablecoins and asset issuance, and is particularly suited to emerging markets with its 3-5 second transfer completion times and minimal transaction fees.
Key partners in the project include UNDP itself, the Stellar Development Foundation, local non-governmental organizations, and various regional payment gateways. Their collaboration seeks to deliver not only humanitarian aid but also a model for compliant wallets, robust KYC/AML protocols, and the availability of stablecoins on the Stellar network.
Mini dictionary: Stellar Development Foundation, the non-profit behind Stellar, works to expand access to low-cost global payments and financial services using blockchain technology.
Developers working with Stellar view this partnership as an opportunity to further deploy tailor-made wallets, introduce compliance tools, and issue local stablecoins for direct aid transfers.
Impact on stakeholders and regulatory frameworkFor financial institutions, custodians, and exchanges, the initiative promises new fiat channels as on and off-ramps in regions with previously limited digital infrastructure. This gives real-world credibility and measurable use cases for public blockchain payments in the humanitarian sector.
At the same time, investors and institutional players can track transparent and auditable streams of aid, enhancing trust in the system. Regulators also gain a model for supervised digital asset payments within an established global framework.
Bringing digital payments to over 170 UNDP offices could create a unified standard for humanitarian aid, potentially inspiring other agencies to adopt similar systems.
CountryStatusMain Use CaseHaitiActive pilotHumanitarian aid distributionSyriaActive pilotAid payments/remittancesKenyaActive pilotHumanitarian remittancesGuatemalaActive pilotAid distributionGambiaActive pilotRemittance paymentsChallenges and future outlookUNDP’s move with Stellar marks a departure from earlier periods of retail-driven blockchain adoption, which focused largely on speculative trading. Instead, the current shift is driven by direct use-value and the goal of global financial inclusion.
Despite the positive momentum, several challenges remain. These include ensuring compliance with varied local laws, overcoming barriers in internet access, and maintaining liquidity for widespread, effective use.
If the Stellar network is successfully rolled out across most UNDP programs, it could establish a standard for digital payments throughout the United Nations system. Other agencies might then replicate this approach for more transparent and efficient aid delivery worldwide.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Stellar aktivoval na mainnetu upgrade Protocol 27 „Zipper“, který z delegování autentizace dělá plnohodnotnou funkci. Zároveň zmenšuje a zlevňuje transakce a opravuje bezpečnostní mezeru v Sorobanu.
Zipper Goes Live on Stellar Mainnet@StellarOrg has activated the Protocol 27 upgrade, codenamed Zipper, on the Stellar mainnet. The mainnet upgrade vote took place on July 8, 2026, completing a rollout that included testnet deployment on June 18 and a series of SDK, RPC, and core releases stretching back to early June.
The upgrade centres on a single but consequential change: making authentication delegation a first-class feature on Stellar, meaning one account can officially authorise another to act on its behalf. Before Zipper, delegation existed on Stellar only as an accidental side effect. Developers who tried to use it faced a tangle of manual steps, extra simulation passes, and bloated transaction sizes, so most teams avoided it entirely. Zipper makes delegation a proper, first-class feature that is dramatically simpler to implement correctly.
What Changes for Developers and UsersCheaper transactions and more flexible account designs, including social recovery, delegated signing keys, and modular multisig, become practical to build. Transactions also become smaller and cheaper because all delegated signers bundle into a single authorisation entry instead of requiring separate ones.
The upgrade also closes a security gap in the Soroban smart contract environment. Signature payloads now explicitly bind to the top-level account address, preventing cross-account replay attacks. CAP-0071-02 adds address-bound Soroban credentials (V2), closing a narrow replay vulnerability.
Soroban developers building smart accounts, including wallets, multisig schemes, and account abstraction, will see the most direct benefit. Developers building applications where multiple accounts may share keys, or who want to adopt a more conservative security posture, should plan to migrate to SOROBAN_CREDENTIALS_ADDRESS_V2 after the Protocol 27 upgrade.
Protocol 27 also lays the groundwork for what comes next. The Stellar Development Foundation has confirmed that Protocol 28 will bring contract-based authentication to classic Stellar accounts, and the delegation mechanism in Zipper is a direct prerequisite for that. For $XLM and the broader Stellar ecosystem, Zipper is less a final destination and more the foundation for the next wave of smart account capabilities.
Sources
Stellar Development Foundation: Zipper Protocol 27 Upgrade Guide
CryptoWisser: Zipper Protocol 27 Is Now Live on Stellar Mainnet
