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Pundi X was one of the most highly anticipated ICOs of 2018. This meant that it was able to hit its $35 million hard cap within 90 minutes.

The project is trying to build a large decentralized crypto point of sale network. They are trying to acheive this through Merchant devices, cards and crypto wallets. If they succeed, they hope to make buying cryptocurrency as easy as "buying bottled water".

However, are these ambitions too grand?

In this Pundi X review I will attempt to answer that. I will also take an in-depth look at the use cases of the NPXS token as well as its long term adoption potential.

Pundi X Technology and Use CasesThe driving force behind the creation of Pundi X is the steep learning curve for those just entering the cryptocurrency ecosystem. With very few exceptions (Robinhood and Coinbase come to mind), current cryptocurrency exchanges are confusing and difficult to learn for new users.

And that doesn’t even touch on the difficulty and confusion associated with juggling multiple wallets, private keys, passphrases and authenticators.

Honestly, even experienced cryptocurrency users can become somewhat frustrated. Pundi X offers to change all this through three interlocking pieces of technology: The Pundi X platform, mobile wallets, and card payments.

One interesting and unique feature of the Pundi X network is that its devices are integrated into two blockchains – Ethereum and NEM. Nem (XEM) was chosen because it is popular with Asian financial institutions, and because it has the technology to enable nearly instantaneous payments.

The PlatformThe Pundi X POS device has begun production in February 2018 following the ICO and has been shipping to merchants since July 2018. The list of merchants has been expanding at an ever increasing pace. You can see a list of all of the global merchants here

It allows customers to pay for goods with cryptocurrencie stored in their mobile wallet, and can also be used to buy cryptocurrencies (BTC, ETH, XEM, QTUM, or ACT) to top up the wallet.

During the ICO Pundi has said that they will deliver 100,000-700,000 POS devices to at least 12 different countries over the next three years. In addition to the base model, Pundi is also designing a smaller unit and a desktop version that will be capable of accepting major credit cards, Apple Pay and Samsung Pay.

Pundi X POS System Explained

The team is actually doing much better with XPOS devices shipped to more than 25 countries as of November 2019, and expectations for over 100,000 XPOS devices being deployed by 2021.

The POS system also serves merchants as it incorporates inventory, membership and identity management features. Pundi X says the POS system will be far better than Bitcoin ATMs thanks to the increased range of services available and the lower cost.

In addition, the devices are far smaller, enabling them to be installed in many places where a Bitcoin ATM wouldn’t be feasible. The Pundi X token (NPXS) will be used as gas for the network, powering transactions and advertisements, as well as identify customers for qualified discounts.

The initial 500 units were delivered to select locations in late June, and on July 10, 2018 the team announced the first of these, which are located in Hong Kong in four participating FAMA restaurants as part of the RISE 2018 convention. The team also distributed XPASS cards to RISE 2018 participants to demonstrate how easy it is to use cryptocurrencies to make purchases using their technology.

The current and planned Pundi X PoS devices. Image via Pundi X

The team has also said they will focus on Indonesia, which is the largest South-East Asian country, with a population of roughly 250 million. Obviously, Hong Kong has also become a target for early adoption, and the Pundi X team has also said that it has expanded into China.

It’s very exciting to see the team shipping and beta testing the actual hardware, and while it may seem unreal to be able to purchase goods with cryptocurrency, and to purchase cryptocurrency while waiting for your lunch or dinner to be served, this platform could not only make it a reality, but make it widely accepted over the next three years.

Pundi X WalletThe mobile wallet (Pundi XWallet) will simplify key management for users, storing the public and private keys and using a password system similar to any online system.

This feature alone is expected to massively increase adoption of cryptocurrencies by new users, however, there are worries that it could deter existing cryptocurrency users who worry about security and privacy issues.

The wallet is able to hold BTC, ETH, BNB and NSPX, as well as fiat currencies. There are plans to add support for additional currencies over time. The XWallet also includes a virtual XPASS card, or it can be synched with a physical XPASS card.

Screenshots of XWallet in the Google Play Store

The XWallet is available on both iOS and Android devices and are free to download. In terms of feedback on the apps, it has about a 4.3 star rating in the Google Play store. However, there appears to have recently been a number of complaints about the functionality of the app.

Some of these relate to the KYC requirement of Pundi X which is not something that they can really control. However, for those that are technical in nature, the team appears to be quite responsive and - most importantly - receptive.

The Pundi X Card Payment SystemThe company has released a card, which they are naming the XPASS card, which works together with the mobile app and wallet, enabling payments and deposits by card (a familiar medium for most) that are pulled from the mobile wallet.

In addition, users are able to see the current market price of each cryptocurrency before paying for goods and services, allowing them to pay with the cryptocurrency that brings the best value at the time. Currently, the XPASS card has support for BTC, BNB, ETH and NPXS.

This ability to pay for things easily with cryptocurrencies is what will finally give them real value in a widespread sense. The Pundi X whitepaper states that

most cryptocurrencies can only be used to buy other cryptocurrencies, reducing the relevance of them to almost zero for most people

Pundi X Card Payments

Indeed one of the primary arguments of non-crypto believers is that cryptocurrencies have no real value. It is hoped that enabling ease of payments will change that opinion.

It does seem as if the Pundi X team has created a technology system that has the potential to make cryptocurrencies widely accepted and used on a global scale. While the use cases are strong in theory, much of the adoption will depend on how quickly the POS devices can be rolled out, how well they actually work, and how successful the next several years of marketing for the technology is.

It is also notable that Pundi has partnered with iBank for the release and distribution of the XPASS cards. They offer both the standard XPASS card as well as a special edition Cao Jun designed card.

Pundi has also released a Manga themed XPASS card that also supports NEM and Qtum. Eventually, these special edition cards will be made into digital assets on the IOST blockchain.

Pundi Function X - f(x)Function X or f(x) is Pundi’s vision of the blockchain internet and includes not only a decentralized internet model, but also the hardware devices necessary to take advantage of this new blockchain based operating system.

The first device being launched is the Pundi X blockchain phone, being dubbed “BOB” for “Blok on Blok”. In addition to the blockchain based phone, the Pundi X team is also planning on redesigning the XPOS terminals to take advantage of f(x) technology. Finally, there is a Function X physical node in development.

FXTP Protocol With the BOB Smartphone

These are only three examples of hardware that can be created to take advantage of the f(x) operating system. Like everything else the Pundi X team takes on, the concept of the Function X operating system is ambitious, impressive, and far-reaching.

Pundi X TeamThe Pundi X team are a talented group of technologists and entrepreneurs, which seems to be exactly what this project will need for success. In general, the management team is comprised of computer engineers turned serial entrepreneur.

The glaring exception to this is CEO and founder Zac Cheah, who was formerly an HTML games developer, but perhaps this is why he surrounded himself with such a strong team.

The President of Pundi X, Constantin Papadimitrou, has a long history of founding successful fintech companies, and scaling them, which makes him an ideal fit for a project that will need rapid growth and adoption.

From Left: Zac Cheah (CEO), Pitt Huang (CTO), Constantin Papadimitriou (President), Danny Lim (CFO)

The CTO/COO and co-founder Pitt Huang created and sold his first business by the age of 25 and went on to create and sell several more business, including one that had over 200 employees.

The CFO and the third co-founder of the project is Danny Lim. Danny is an APAC financing expert who has product design experience with Baidu and Lenovo. Danny is a PhD Law scholar from Tsinghua University and hold ACMA and CGMA accounting qualifications.

The management team operates out of Jakarta, which the research team largely operates out of Shenzhen. Overall the team has physical offices in Jakarta, London, São Paulo, Seoul, Tokyo, Shenzhen and Singapore. As of August 2018 the team is comprised of more than 150 employees, with over half filling research and development roles.

PartnershipsThe Pundi X team has worked diligently, not only on the product and platform, but also on partnerships to help spread the platform and ensure both short-term growth and long-term stability.

The most significant partnership for Pundi X has been the one with NEM. It is this partnership that will allow Pundi X to confirm transactions instantly. Without this the team would almost certainly be able to gain traction with consumers, who are not going to be willing to use a transactional payment system that takes several minutes at the least to confirm transactions. The fast and inexpensive transactions provided by NEM make it possible for Pundi X to gain mainstream adoption.

Pundi X Partnerships

The Pundi team has also spent time positioning itself within the cryptocurrency ecosystem, establishing partnerships with the Indonesian Blockchain Association, the Singapore Fintech Association, the XPOS Consortium, ACCESS, the Fintech Association of Hong Kong, and the Swiss Finance and Fintech Association.

This last led to a further partnership with Swiss company UTRUST, who have committed to deploying 1,000 of the Pundi X POS devices.

Pundi X has been proactive in creating partnerships as a key business development tool. They have also used them to maximize their value proposition, increasing trust, engagement and adoption for both consumers and merchants. This should assist them tremendously in their marketing efforts as they roll out the Pundi X devices and systems throughout Asia and beyond.

Even though the NXPS coin has been languishing along with the rest of the cryptocurrency markets, the project continues to attract members to its various online communities. In fact, it has by far the largest following on Facebook I've ever seen for a blockchain project with over 110,000 followers of its page.

That dwarfs its other social media accounts, although it does have a strong Telegram channel, with over 40,000 followers there.

The project's following on Twitter is pretty solid, with 66,600 followers. The team is also active there, not only tweeting their own stuff but also retweeting useful information from other Twitter users and blockchain projects.

The sub-Reddit for Pundi X is somewhat disappointing, with only 5,534 followers. Posts here are infrequent too. In fact, you'd be better off following the project's YouTube channel, which has a large number of videos and some very good information about Pundi X and NXPS tokens.

It also has over 4,000 subscribers, which is pretty good on Youtube for a blockchain project.

The NPXS TokenAs mentioned earlier, Pundi X held an ICO back in January, raising their $35 million hard cap in just 90 minutes. As we all know, the first quarter of 2018 was a bad one for crypto in general and the NPXS token slowly sank from $0.001 to between $0.0007-0.0008 by April.

That’s where things got interesting after the Bancor Network listed the NPXS token. That took the price to $0.004 or so, but then in May price jumped again, reaching nearly $0.015 before dropping back. Price spiked to an all-time high of $0.015621 on June 17, 2018 when the shipment of the first 500 XPOS devices was announced.

NPXS Price Performance. Image via CMC

Of course, that pump didn’t last and price turned lower almost immediately following the June shipment announcement. There was a brief rally in May 2019, but by October 23, 2019 price was at an all-time low of $0.000159. Several weeks later on November 8, 2019 price has recovered slightly to $0.00018, making NPXS the 94th largest coin by market cap.

Trading & Storing NPXSIf you think now is a good time to buy NPXS, or if you just want to support the project, you’ll find the token listed on dozens of different exchanges.

The largest trade volume can be found at Binance, but Upbit and Hotbit also have good volumes. You could also consider Bithumb, Exrates, BKEX, or Vebitcoin. There are a handful of other exchanges with acceptable trade volumes although you could struggle with larger orders.

Taking a look at the liquidity on an exchange like Binance it appears average. For example, on the BTC / USDT order book the depth is reasonable with a minor bid ask spread however daily turnover is on the lower side. So, larger block orders could lead to some slippage.

Register at Binance and Buy NPXS Tokens

The recommend wallet is the mobile XWallet that is created and released by the Pundi X team. You can get it here and it is perfect for staking too. There are other options such as the Atomic Wallet, and of course, you can store NPXS in any ERC-20 compatible wallets too.

The NPXSXEM TokenIn addition to the NXPS ERC-20 token there is also an NXPSXEM token created from the NEM blockchain. It is a utility token that was created for utilization on NEMXPOS devices.

Pundi plans on manufacturing and deploying 20,000 NEM XPOS units around the world, all of which will run on the NEM blockchain. Of course, it is also openly traded on markets and as of this writing has a value of $0.000171.

NXPSXEM hit its all-time high of $0.004845 on August 8, 2018, just a day after being exchange listed. It’s all-time low was $0.000088 on October 16, 2019. Like NXPS it can also be staked by holding it in the XWallet until the end of 2020.

ConclusionPundi X has taken on an impressive and ambitious task in tackling what could amount to everyday adoption of cryptocurrencies by the masses, if their vision is realized. The technology seems appropriate for what they’re attempting, and the delivery of XPOS devices to more than 25 countries already shows the commitment of the team, and the success of the project to date.

The entire team has substantial experience in both technology and finance, which has been helpful to the start-up. With partnerships in place, and the hope for larger partnerships to be forged, Pundi X is like a sleeping giant.

All that’s left is to see if they can deliver on their promise of 100,000 units in the coming three years, and whether they are able to market those devices appropriately.

With those two pieces in place, you could be seeing a Pundi X device at a retailer near you in the near future. In fact, if you live in Brazil, Southeast Asia or some areas of Europe and Africa you might have already come across Pundi X devices.

And now with the development of Function X Pundi is looking to not only take over cryptocurrency merchant transactions, but they also want to take over the internet. Imagine if they’re successful. Pundi X in twenty years could be like a combination of Google, Apple, and Amazon with a global reach and commanding market presence.

Disclaimer: These are the writer’s opinions and should not be considered investment advice. Readers should do their own research.

xMoney Appoints Dr. Greg Siourounis as CEO to Develop MiCA-Regulated Stablecoin Platform

Binance Pay Collaborates with xMoney to Boost Crypto Payments Across Europe

In a surprising development, Binance Pay, the payment subsidiary of the leading cryptocurrency exchange Binance, has joined hands with xMoney, a blockchain payment solution provider. The strategic collaboration envisions enhancing crypto payment accessibility for customers across the European market.

Notably, this alliance expands the payment platform’s global merchant network to over 32,000 businesses, with xMoney operating in compliance with MiCA regulations. The development aims to foster secure and innovative payment solutions, solidifying the firm’s leading role in the global payment network.

Binance Pay Establishes in Europe via xMoney In an official blog post, Binance announced Binance Pay’s strategic alliance with xMoney, a prominent blockchain payment solution provider in Europe. Using xMoney’s robust payment infrastructure, the firm intends to link its users with a vast network of merchants. Thereby, the move expands Binance Pay’s payment ecosystem across Europe.

Notably, the partnership envisions addressing the growing demand for secure, efficient, and easily accessible payment solutions. Elaborating on the venture’s significance, Jonathan Lim, Global Head of Binance Pay stated:

This collaboration between Binance Pay and xMoney comes at a pivotal moment when cryptocurrency is being embraced in mainstream commerce and public services. The ability to pay for luxury goods, travel, and even government services with crypto demonstrates how digital currencies are becoming a practical tool for everyday transactions.

Partnership to Expand Merchant Network In addition to creating a better crypto payment environment, the move also focuses on expanding Binance Pay’s merchant ecosystem. While xMoney’s merchant network spans diverse areas including luxury retail, gaming, travel, real estate, and public services, it could significantly drive Binance Pay’s connections.

Significantly, association with xMoney has propelled the payment platform’s merchant network to over 32,000 businesses globally. This marks a notable milestone in the firm’s growth trajectory. The expansion underscores the platform’s accelerated growth, with the platform already achieving a notable 36% year-over-year increase in its development.

xMoney CEO Greg Siourounis stated that the partnership will enable the platform to expand and provide customers with greater flexibility. The CEO added, “Partnering with Binance Pay is a significant step in building the bridge between blockchain and traditional finance.”

Another important development that the Binance ecosystem witnessed recently was Binance Lab’s rebranding to YZi Labs. This change reflects the investment firm’s plan to shift its focus towards investments and establish a distinct identity separate from the Binance brand.

Binance Pay Prioritizes Compliance While xMoney fully adheres to the EU’s MiCA regulations, the Binance Pay partnership ensures a highly secured environment for crypto payments and transactions. This joint venture becomes crucial as it comes on the heels of the French investigators’ judicial probe into charges against Binance.

Moreover, the collaborative project operates within a trusted framework, with xMoney’s strong regulatory compliance. This framework fosters cryptocurrency adoption and provides a secure environment for crypto transactions.

Table of contents

Binance Pay, a virtual currency payment platform powered by Binance, today announced a strategic partnership with xMoney, a   Web3 transaction hub in Europe. Through this alliance, the two entities are making cryptocurrency payments secure and more seamless for everyone in Europe.

Expanding merchant payment network XMoney’s broad merchant network reaches various industries including real estate, travel, gaming, luxury retail, and even public service. It also supports government clientele like Liechtenstein National Administration and the City Of Lugano where locals can use crypto to pay for public services. This broad merchant network powered by xMoney evolved to accommodate the growing interest in cryptocurrency use in business premises and public sectors in the entire Europe.

Its collaboration with Binance Pay is a crucial development as it enabled it to create a seamless trading connection between traditional finance and the cryptocurrency world. By integrating its infrastructure into Binance Pay, xMoney broadened its ecosystem and provides its users with higher trading options and greater flexibility in how to conduct day-to-day transactions.

Furthermore, customers and merchants have peace of mind accessing xMoney as the platform thrives on trust and regulatory compliance. It remains committed to adhering to the EU’s   MiCa laws and emphasizes legal adherence to ensure a safe environment for Web3 accessibility and cryptocurrency transactions.

On the other hand, this alliance allowed Binance Pay users to seamlessly access xMoney’s broad merchant network, allowing more than 20,000 European businesses to accept cryptocurrency directly. This helps simplify transactions across a wide range of industries like e-commerce, gaming, travel, luxury goods, and many more.

As a result, based on this collaboration, Binance Pay’s network has experienced tremendous growth – recently onboarded 32,000 businesses worldwide. This is an indication that this alliance has been an essential initiative. The partnership also enabled Binance Pay to register an impressive 36% year-to-year growth. In just one year, Binance Pay drew in more than 12,000 merchants by December 2024.

This continued growth represents Binance Pay’s commitment to bringing innovative opportunities for crypto applications, including allowing users to book travels, buy luxury items, and access various everyday transactions using cryptocurrency. These innovative offerings coincide with the evolving demand for advanced, accessible, and real-world digital payment solutions.

Dismantling obstacles in crypto payments Based on this collaboration, the two firms jointly offer a more affordable, rapid, and accessible payment experience for both businesses and ordinary customers. Binance Pay users can now smoothly access a broad variety of Web3 and traditional products and services, enabling them to integrate cryptocurrency into their everyday transactions.

This partnership happened at a crucial time when crypto assets are increasingly being adopted in traditional markets and even public service. Paying travel expenses, luxury items, and even government services using cryptocurrency is proof that cryptocurrency is becoming a common instrument for daily transactions.

By collaborating with xMoney, Binance Pay assists in advancing the use of blockchain technology to offer real-world applications to users. This helps fulfill the increasing demand for accessible, seamless, and secure digital payment solutions.

AUTHOR

Nicholas Otieno is a fintech writer specializing in cryptocurrency markets. Since 2019, he has written articles to educate readers about cryptocurrency and its substantial positive impact on global prosperity. Nicholas is a Bitcoin holder, believing firmly in its fundamentals. His work has been featured in publications such as Finance Magnates, Blockchain.News, Bitcoin Magazine, Coincub, and among others. When he's not writing, Nicholas enjoys performing domestic tasks, spending time with friends, listening to music, and watching football.

Sui is partnering with xMoney and xPortal to launch a virtual Mastercard for European users, allowing them to spend crypto like cash.

Sui is expanding into everyday payments through a new partnership with financial platform xMoney and crypto super-app xPortal. Together, they are launching a virtual Mastercard that allows European users to spend crypto like cash.

The partnership introduces a full-stack payment solution: a custom Sui (SUI) wallet experience integrated into xPortal’s app, already used by 2.5 million people.

https://twitter.com/SuiNetwork/status/1915394307433128333

This includes a branded virtual Mastercard that users can add to Apple Pay or Google Pay and use across over 20,000 merchants. 

A physical card is expected later in 2025, according to a company note shared with crypto.news.

“This powerful new product is a significant step towards making the Sui ecosystem more accessible to everyday consumers,” said Christian Thompson, Managing Director of the Sui Foundation.

Self custody coupled with spending By leveraging xPortal’s user-friendly interface and xMoney’s licensed infrastructure, the offering combines self-custody with seamless spending. 

It positions Sui among the few Layer 1 blockchains enabling real-world payments in a compliant way, starting in the EU.

Sergiu Biris, CEO of xPortal, emphasized Sui’s performance and community as key reasons for the integration, while Greg Siourounis of xMoney highlighted the platform’s goal of bridging crypto with traditional finance.

The company plans to expand in the U.S. and introduce more enterprise services, which will be announced at the upcoming Sui Basecamp event.

TLDR: xMoney integrates with Sui, improving payment speed and multi-chain merchant access globally. zkLogin allows users to access blockchain services using social accounts for simpler onboarding. Merchants gain DeFi liquidity and capital to scale their operations efficiently and securely. Expansion strengthens xMoney’s global multi-chain ecosystem while maintaining MultiversX partnerships.
xMoney has expanded to the Sui blockchain to accelerate payments and merchant adoption. The move provides faster infrastructure, broader liquidity pools, and cross-border payment tools. 

Sui’s zkLogin simplifies blockchain onboarding through social accounts like Google or Apple. The expansion complements MultiversX partnerships while enabling global reach.

Sui Integration Boosts Efficiency and Liquidity Sui offers deep liquidity, scalable infrastructure, and fast transaction processing for users and merchants. 

These capabilities reduce delays and improve operational efficiency. Besides speed, Sui grants access to DeFi liquidity pools, supporting business growth and funding.

xPortal, a DeFi super app powered by xMoney, recently issued the first Sui-based payment card. This demonstrates practical adoption and ecosystem integration. Moreover, zkLogin allows users to join blockchain networks without complex wallets or private keys.

The integration opens additional capital sources for merchants, enabling faster cash flow and cross-chain customer access. Additionally, broader ecosystem participation allows businesses to leverage Sui’s DeFi financing while expanding revenue streams.

xMoney just plugged into Sui.

Faster rails, bigger reach, and payments that flow.

Let’s build the future of commerce and B2B invoicing. https://t.co/8b0nZ9x1rI

— Sui (@SuiNetwork) September 1, 2025

Benefits and Considerations for Users and Merchants Merchants benefit from access to new capital and DeFi liquidity, improving financial flexibility. 

Consequently, businesses can scale efficiently across multiple blockchain networks. Users gain staking, loyalty rewards, governance, and continued cashback in EGLD while exploring Sui utilities.

However, managing multiple ecosystems introduces complexity and potential regulatory uncertainty. 

Adoption depends on merchant and user willingness to transition to new tools. Despite these risks, stronger liquidity and cross-chain exposure support long-term sustainability and platform resilience.

xMoney emphasized that this expansion does not replace MultiversX but complements its ecosystem. EGLD rewards, merchant solutions, and xPortal partnerships remain active. Hence, global expansion balances growth with continued support for the original community

xMoney Secures $21.5m Strategic Funding Led by Sui Foundation

Crypto projects raised $351 million across 13 deals from September 28 to October 4, led by Flying Tulip’s $200 million seed round, as DeFi and finance-focused ventures dominated the week’s funding activity.

Summary

Flying Tulip raised $200m seed at $1b valuation, leading weekly crypto funding. DeFi and finance startups dominate $351m crypto funding across 13 projects. Payments and gaming projects like xMoney and AmbrusStudio secured millions. Here’s a breakdown of this week’s top announcements, according to Crypto Fundraising data:

Flying Tulip Flying Tulip, a full stack on-chain exchange, raised $200 million in a Seed round Backed by Brevan Howard, CoinFund, and DWF Labs, the startup has a fully diluted valuation of $1 billion. xMoney The payment infrastructure platform secured $21.5 million from various investors, including Sui Foundation and MultiversX (formerly Elrond). So far, xMoney has raised $31.5 million. Lava Lava raised $17.5 million ($27.5 million in total). Its backers include Peter Jurdjevic of Qatar Investment Authority, Bijan Tehrani of Stake, Zach White of 8VC, Saurabh Gupta of DST Global, Terry Angelos, formerly of Visa, and Aaron Suplizo, formerly of Block (previously Square). Today we’re proud to announce we've raised $17.5M in additional funding.

We’re also launching our newest product— earn up to 7.5% yield on your USD by funding bitcoin-backed loans on Lava.

2x more than a high-yield savings account, fully backed by BTC. pic.twitter.com/66TluZdkFZ

— lava (@lava_xyz) October 1, 2025 AmbrusStudio (E4C: Final Salvation) Gathered $15 million in an Unknown round E4C token is operating in Gaming, NFT, P2E, and Sports sectors Investment was backed by Capital Projects < $15 Million Ethena Labs, $14 million in an Unknown round KGeN (ex Kratos), $13.5 million in an Unknown round Talus Labs, $10 million in a Strategic round Yield Basis, $5 million in a Public sale Tea Protocol, $3 million in a Public sale BaseVol, $3 million in a Seed round Novastro, $2 million in a Public sale Nolan, $2 million in a Seed round Drake Exchange, $1 million in a Seed round

Exchange Bitfinex removes 87 pairs and excludes some cryptocurrencies from the platform