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2026-07-24 13:17 1d ago
2026-07-24 04:11 2d ago
California Public Employees Retirement System Lowers Stake in TransUnion $TRU
TRU TransUnion
FMP Stock News
Original source text
Posted by Defense World Staff on Jul 24th, 2026

California Public Employees Retirement System cut its position in shares of TransUnion (NYSE:TRU – Free Report) by 3.6% in the 1st quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The fund owned 264,671 shares of the business services provider’s stock after selling 9,840 shares during the quarter. California Public Employees Retirement System owned about 0.14% of TransUnion worth $18,313,000 at the end of the most recent quarter.

Other hedge funds and other institutional investors have also modified their holdings of the company. Dodge & Cox acquired a new stake in TransUnion during the 4th quarter worth approximately $843,952,000. Independent Franchise Partners LLP lifted its position in TransUnion by 99.7% during the fourth quarter. Independent Franchise Partners LLP now owns 9,136,903 shares of the business services provider’s stock valued at $783,489,000 after buying an additional 4,561,619 shares in the last quarter. State Street Corp lifted its position in TransUnion by 62.2% during the third quarter. State Street Corp now owns 6,781,771 shares of the business services provider’s stock valued at $568,177,000 after buying an additional 2,600,425 shares in the last quarter. Invesco Ltd. grew its stake in TransUnion by 355.9% during the third quarter. Invesco Ltd. now owns 2,637,776 shares of the business services provider’s stock worth $220,993,000 after buying an additional 2,059,177 shares during the period. Finally, Vulcan Value Partners LLC purchased a new stake in TransUnion during the fourth quarter worth approximately $91,043,000.

Insiders Place Their Bets In related news, insider Todd C. Skinner sold 1,000 shares of the stock in a transaction dated Wednesday, July 1st. The stock was sold at an average price of $72.64, for a total value of $72,640.00. Following the completion of the transaction, the insider owned 64,634 shares of the company’s stock, valued at approximately $4,695,013.76. This represents a 1.52% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP Heather J. Russell sold 6,683 shares of the firm’s stock in a transaction that occurred on Friday, May 29th. The shares were sold at an average price of $71.87, for a total value of $480,307.21. Following the sale, the executive vice president owned 45,248 shares of the company’s stock, valued at approximately $3,251,973.76. This trade represents a 12.87% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 30,155 shares of company stock valued at $2,177,102 over the last ninety days. Insiders own 0.37% of the company’s stock.

TransUnion Trading Down 2.1% NYSE TRU opened at $73.81 on Friday. The stock has a market cap of $14.23 billion, a P/E ratio of 20.45, a PEG ratio of 1.35 and a beta of 1.55. The company’s fifty day simple moving average is $71.68 and its 200-day simple moving average is $73.74. The company has a current ratio of 1.93, a quick ratio of 1.93 and a debt-to-equity ratio of 1.10. TransUnion has a 52 week low of $63.37 and a 52 week high of $99.39.

TransUnion (NYSE:TRU – Get Free Report) last released its quarterly earnings results on Tuesday, April 28th. The business services provider reported $1.18 earnings per share for the quarter, beating analysts’ consensus estimates of $1.11 by $0.07. TransUnion had a net margin of 14.91% and a return on equity of 16.09%. The business had revenue of $1.25 billion during the quarter, compared to analyst estimates of $1.21 billion. During the same period last year, the business earned $1.05 EPS. The business’s revenue was up 13.7% on a year-over-year basis. TransUnion has set its Q2 2026 guidance at 1.130-1.150 EPS. Equities research analysts predict that TransUnion will post 4.14 EPS for the current fiscal year.

TransUnion Dividend Announcement The firm also recently announced a quarterly dividend, which was paid on Thursday, June 11th. Stockholders of record on Wednesday, May 27th were paid a dividend of $0.125 per share. The ex-dividend date was Wednesday, May 27th. This represents a $0.50 annualized dividend and a dividend yield of 0.7%. TransUnion’s dividend payout ratio (DPR) is currently 13.85%.

Wall Street Analyst Weigh In A number of equities analysts have recently commented on TRU shares. Weiss Ratings raised shares of TransUnion from a “hold (c-)” rating to a “hold (c)” rating in a research note on Thursday, July 16th. Bank of America lowered their price target on TransUnion from $83.00 to $80.00 and set a “neutral” rating for the company in a report on Tuesday, May 19th. UBS Group raised their price objective on TransUnion from $72.00 to $77.00 and gave the company a “neutral” rating in a research report on Thursday, July 2nd. JPMorgan Chase & Co. reduced their price objective on TransUnion from $95.00 to $90.00 and set an “overweight” rating on the stock in a research note on Wednesday, April 29th. Finally, Mizuho decreased their target price on TransUnion from $88.00 to $77.00 and set a “neutral” rating for the company in a research report on Thursday, July 2nd. One investment analyst has rated the stock with a Strong Buy rating, seven have issued a Buy rating and six have assigned a Hold rating to the company. Based on data from MarketBeat.com, TransUnion has a consensus rating of “Moderate Buy” and an average price target of $91.60.

Get Our Latest Stock Report on TRU

TransUnion Profile (Free Report)

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.

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2026-07-23 13:15 2d ago
2026-07-23 08:17 3d ago
Auto Loan Fraud Losses More Than Triple in Key Categories, New TransUnion Analysis Finds
TRU TransUnion
FMP Stock News
Original source text
CHICAGO, July 23, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today released new research revealing that despite a decline in incidents across many fraud types, fraud losses in auto lending have increased significantly in recent years. The findings point to a fraud environment impacting dealerships and auto lenders where fewer events drive greater financial losses. Today’s fraudsters have evolved to concentrate on higher-value opportunities throughout the lending lifecycle, especially as new and used vehicle prices reach heightened levels.

Auto lenders are facing substantially higher fraud-related losses across multiple fraud categories. Between Q3 2018 and Q3 2025, losses tied to first-party, third-party and synthetic fraud increased significantly. First-party fraud, which occurs when an individual deliberately provides false information or misrepresents themselves to obtain goods, services or credit, experienced the largest increase. It saw estimated losses rising from $88 million to $323 million—an increase of approximately 267% over the period.

Gaps in fraud detection, especially resolving identities, open the door to large charge-off losses by lenders and dealerships that most often are not found out until weeks or months later and are not recoverable.

“Fraudsters are becoming increasingly targeted and efficient,” said Satyan Merchant, senior vice president and automotive and mortgage business leader at TransUnion. “While fraud volume remains an important indicator of risk, we are seeing criminals drive significantly higher losses through fewer, more strategic attacks by targeting high-value opportunities and exploiting vulnerabilities across the lending lifecycle. For lenders, effectively managing fraud risk requires a comprehensive view of both frequency and financial impact—not only how often fraud occurs, but also the severity of each incident and its potential effect on the business.”

Auto Lending Fraud Losses Saw Significant Growth Across Multiple Fraud Segments
Fraud TypeQ3 2018Q3 2025First-party Fraud$88 million$323 millionThird-party Fraud$18 million$47 millionSynthetic Fraud$93 million$208 millionSource: TransUnion US consumer credit database
  Third-party fraud, which involves the use of another person’s identity without their knowledge or consent, is a clear example of the divergent trends of incidences and losses. In auto lending, the incidence rate in Q3 2025 was less than half its Q3 2018 level, yet associated losses were 2.6 times higher. Similar trends were observed for other types of fraud. These gaps show how fraudsters are becoming more strategic and executing fewer schemes while targeting larger loan balances and generating greater losses.

Though less common, third-party fraud can produce substantial losses due to the high balances associated with fraudulent auto loans. Some of the largest losses occur among traditionally lower-risk, higher-credit tiers, where fraud incidence is lower, but loss severity is significantly higher.

A Growing Threat: Credit Washing and Hidden Credit Risk

Beyond traditional fraud activity, lenders are also confronting emerging forms of identity and credit manipulation that can mask underlying risk. Credit washing, in particular, is creating new challenges by artificially enhancing the creditworthiness of some borrowers.

Credit washing conceals critical risk signals and undermines the accuracy of credit-based decisioning. Consumers with suppressed negative tradelines can exhibit risk levels similar to much lower credit tiers despite appearing prime or above prime at origination. In some cases, they are several times more likely to experience early charge-off in the 12 months following origination than borrowers without suppressed credit events.

Charge-off Increases Among Credit Washers Across All Risk Tiers
Credit Risk Tier at OriginationSubsequent Percentage Charge-Off in 12 Months Post Auto
OriginationCredit WasherOther ConsumersSubprime14.8%
10.3%
Near prime6.7%
3.6%
Prime5.6%
1.2%
Prime plus4.8%
0.4%
Super prime3.6%
0.1%
Source: TransUnion US consumer credit database
Data observation period: 2024 originations sample set
  “Credit washing is one of the more concerning emerging trends because it fundamentally distorts how lenders assess risk,” said Naureen Ali, U.S. head of fraud at TransUnion. “When negative credit information is removed or suppressed, consumers can appear more creditworthy than they really are, leading to a higher likelihood of early default.”

In 2025, roughly 5% of U.S. consumers have had charged-off accounts suppressed for atypical reasons, with an estimated $10 billion in debt erased from credit reports, creating disproportionate risk and decisioning blind spots. These findings reinforce the need for lenders to look beyond traditional credit attributes and incorporate deeper identity intelligence into their processes.

Ali continued, “The goal of fraud solutions like TransUnion's suite of fraud solutions is to help lenders and dealers uncover and identify hidden risks. Whether it is credit washing or identity-based fraud, by combining identity verification and linkage analytics, synthetic ID detection, and anomalies on the credit file, TransUnion can help lenders uncover those hidden risks earlier and allow lenders to make more informed lending decisions.”

To learn more about TransUnion’s fraud solutions and how they can help auto lenders uncover identity-related risks, detect fraud earlier and make more informed lending decisions throughout the account lifecycle, please click here.

About TransUnion (NYSE: TRU)

TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments, we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world.

http://www.transunion.com/business

ContactDave Blumberg TransUnion  [email protected]  Telephone
312-972-6646
2026-07-22 10:48 3d ago
2026-07-22 06:00 4d ago
Canadians Show Signs of Financial Improvement but Continue to Feel the Cost-of-Living Squeeze: TransUnion Canada Study
TRU TransUnion
FMP Stock News
Original source text
86% of Canadians surveyed rank inflation among their top three household financial concerns; 51% continue to cut discretionary spendingDespite improving financial optimism over household finances, 50% say their income isn’t keeping pace with inflationOne quarter (25%) of consumers plan to apply for new credit, but many remain cautious about borrowing costsAs fraud threats rise, 40% of Canadians surveyed now check their credit report at least monthly TORONTO, July 22, 2026 (GLOBE NEWSWIRE) -- Canadians are showing modest signs of financial improvement, but affordability pressures continue to shape how they spend, borrow and protect themselves financially, according to TransUnion's (NYSE: TRU) Q2 2026 Canada Consumer Pulse Study. While financial optimism has improved over the past year, with 45% of Canadians surveyed expressing optimism about their household finances over the next 12 months, many households continue to feel financially stretched. Half (50%) of Canadians surveyed said their income isn't keeping pace with inflation, while 86% ranked inflation among their top three household financial concerns.

The survey responses suggest a gradual improvement in Canadians' financial health, driven by stronger household incomes and growing confidence about the year ahead. One-quarter (25%) of consumers reported an increase in household income over the past three months, while nearly one in four (24%) said their finances are better than expected so far this year – the highest level recorded in the past year. However, those gains do not appear to have translated into broad financial relief, as many households continue to face cost-of-living pressures and absorb higher everyday expenses.

"Many Canadians are beginning to see improvements in their financial outlook and have adapted to sustained periods of economic uncertainty. They're continuing to make decisions through an affordability lens," said Matt Fabian, senior director of financial services research and consulting at TransUnion Canada. "While improving incomes and easing economic conditions are helping households regain their footing, affordability continues to shape everyday financial decisions. We're seeing Canadians become more intentional with how they spend, borrow and manage their financial health as they adapt to a higher-cost environment.”

Affordability Continues to Shape Spending Decisions
Although household finances are beginning to improve, many Canadians continue to make deliberate trade-offs in how they manage their budgets. The findings suggest consumers remain focused on essential expenses while remaining selective about discretionary purchases, even as some early signs point to growing financial confidence.

Among those surveyed:

51% cut back on discretionary spending, including dining out, travel and entertainment26% cancelled subscriptions or memberships18% chose to pay down debt obligations faster11% increased discretionary spending, up three percentage points year over year, signaling early signs that some households are beginning to regain financial flexibility Canadians Remain Cautious About Borrowing
Despite ongoing affordability pressures, Canadians have not materially pulled back from the credit market. One-quarter (25%) of Canadians surveyed plan to apply for new credit or refinance existing credit over the next year, unchanged from a year ago, demonstrating that consumers continue to value credit as a financial tool. However, the findings suggest many Canadians are taking a more cautious and deliberate approach to borrowing as they navigate higher living costs.

Younger Canadians continue to lead the demand for new credit, with nearly half (48%) of Gen Z consumers and 37% of Millennials planning to apply for new credit or refinance existing credit over the next year. Credit cards remain the preferred borrowing product, with nearly half (49%) of prospective borrowers planning to apply for a new credit card.

At the same time, about one in five Canadians (21%) considered applying for new credit but ultimately chose not to move forward. Among those consumers, 29% said they decided they didn't need additional credit, while 26% cited the cost of credit as the primary reason. Roughly one in five also believed they would not qualify because of their credit history (22%) or income and employment status (20%), underscoring how affordability pressures continue to influence borrowing decisions.

"We're seeing Canadians become more intentional in how they approach credit," said Fabian. "Consumers continue to recognize the value of credit, but they're carefully weighing borrowing costs, eligibility and their financial needs before making decisions. That reflects a more thoughtful approach to managing finances as households continue adapting to a higher-cost environment."

Growing Fraud Threats are Driving More Proactive Financial Management
As fraud attempts and data breaches become increasingly common, Canadians are taking a more active role in monitoring and protecting their financial health. The study found that 44% of Canadians were targeted by fraud in the past three months but did not become victims, while 20% said they had been notified they were affected by a data breach.

Against that backdrop, credit monitoring is becoming an increasingly common financial habit, with 40% of consumers checking their credit report at least monthly, up three percentage points year over year. Consumers are also increasingly monitoring their credit reports to detect fraud and verify the accuracy of their credit information, rather than to simply improve their credit scores.

Despite growing awareness of cybersecurity risks, significant knowledge gaps remain. One-third (33%) of consumers reported taking no action to address cybersecurity concerns, while more than half (51%) of those consumers said they were unsure what steps to take.

About TransUnion (NYSE: TRU)
TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries and territories, including Canada, where we’re the credit bureau of choice for the financial services ecosystem and most of Canada’s largest banks. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this by providing an actionable view of consumers, stewarded with care.

Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world.

For more information visit transunion.ca.

ContactRachel [email protected](647) 854-8850
2026-07-21 15:33 4d ago
2026-07-21 11:06 4d ago
TransUnion (TRU) Earnings Expected to Grow: Should You Buy?
TRU TransUnion
FMP Stock News
Original source text
Wall Street expects a year-over-year increase in earnings on higher revenues when TransUnion (TRU - Free Report) reports results for the quarter ended June 2026. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.

The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 28. On the other hand, if they miss, the stock may move lower.

While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise.

Zacks Consensus EstimateThis credit reporting company is expected to post quarterly earnings of $1.14 per share in its upcoming report, which represents a year-over-year change of +5.6%.

Revenues are expected to be $1.29 billion, up 12.9% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for TransUnion?For TransUnion, the Most Accurate Estimate is higher than the Zacks Consensus Estimate, suggesting that analysts have recently become bullish on the company's earnings prospects. This has resulted in an Earnings ESP of +0.73%.

On the other hand, the stock currently carries a Zacks Rank of #3.

So, this combination indicates that TransUnion will most likely beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that TransUnion would post earnings of $1.11 per share when it actually produced earnings of $1.18, delivering a surprise of +6.31%.

Over the last four quarters, the company has beaten consensus EPS estimates four times.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

TransUnion appears a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.
2026-07-16 13:04 9d ago
2026-07-16 08:17 10d ago
TransUnion Brings New Alternative Credit Signals to Mortgage Decisioning
TRU TransUnion
FMP Stock News
Original source text
CHICAGO, July 16, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced an enhancement to its mortgage credit report, with the addition of TruVision™ Alternative Credit Attributes (ACA 2.0) from its FactorTrust® Alternative Lending Database to expand lenders’ visibility beyond traditional credit data.

The new alternative credit attributes give lenders earlier insight into borrower stability and intent, enabling them to prioritize high-potential applicants earlier in the funnel, streamline workflows and focus resources on loans more likely to convert. Applied as early as the prequalification stage, the data helps reduce risk sooner in the decisioning process. It also supports more consistent underwriting and enables competitive pricing for qualified borrowers.

By layering alternative financial signals alongside traditional credit data, the new ACA 2.0 attributes deepen mortgage risk assessments and provide greater visibility into the consumer’s full wallet. Moreover, these enhanced insights are delivered at no additional cost, enabling lenders to improve decision quality without increasing underwriting expense.

“This enhancement reflects our continued focus on giving mortgage lenders a more complete and actionable view of borrower behavior,” said Satyan Merchant, senior vice president and mortgage and automotive business leader at TransUnion. “By bringing richer credit insight earlier into the process, lenders can make more confident decisions, reduce unnecessary risk and concentrate their efforts on applicants most likely to convert—ultimately enabling more efficient access to credit for qualified consumers.”

Continuing a History of Mortgage Lending Innovation

This latest enhancement to the mortgage credit report builds on TransUnion’s legacy of innovation that helps lenders better assess consumer creditworthiness. These include:

Trended Credit Data: In 2013, TransUnion introduced first-to-market trended credit data, shifting underwriting away from a single point-in-time snapshot toward a more dynamic view of borrower behavior. This helps reshape risk assessment, segmentation and approaches to fairer pricing.TruVision Early Access Soft Check: This solution delivers comprehensive credit insights without a hard inquiry, enabling smarter prequalification decisions. It brings rich TransUnion data earlier into the mortgage process, improving operational efficiency and transparency for both lenders and borrowers. “TransUnion continues to expand credit insight through our risk solutions,” said Mohamed Abdelsadek, Chief Global Solutions Officer, TransUnion. “Combined with TruVision™ Alternative Credit Attributes, these innovations give lenders greater confidence and a more complete, dynamic view of consumer financial behavior.”

To learn more about TransUnion Mortgage Industry Solutions that help lenders make smarter, more confident marketing, customer acquisition and lending decisions, click here.

About TransUnion (NYSE: TRU)

TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world.

http://www.transunion.com/business

ContactDave Blumberg TransUnion  [email protected]  Telephone312-972-6646
2026-07-15 15:28 10d ago
2026-07-15 10:16 11d ago
Here's Why You Should Retain TransUnion Stock in Your Portfolio Now
TRU TransUnion
FMP Stock News
Original source text
Key Takeaways TransUnion is benefiting from demand for big data analytics and reported 14% first-quarter revenue growth.TRU expanded AI offerings & completed acquisitions to strengthen analytics, fraud & messaging capabilities.TransUnion's solid liquidity supports flexibility, while debt and competition continue to pose challenges. Shares of TransUnion (TRU - Free Report) have had a decent run over the past month. The stock has risen 9.7% compared with the industry’s 1.8% growth. The Zacks S&P 500 composite barely moved during the said time frame.

TRU’s second-quarter 2026 earnings are expected to be up 5.6% year over year. Earnings for 2026 and 2027 are projected to rise 10.5% and 16.9% year over year, respectively. Revenues are expected to increase 12.4% in 2026 and 128.3% in 2027.

Factors That Bode Well for TRUTransUnion, a leading global provider of risk and information solutions to businesses and consumers, benefits from the fast-growing big data and analytics market, driven by the strong demand for data-backed business insights and reports by organizations. This increasing pace of harnessing data for business insights and decision-making enables TRU to leverage advanced technology to enhance its analytics capabilities and expand its database. The company reported first-quarter 2026 revenue growth of 14% year over year on a reported basis and 11% organically in constant currency.

TRU’s artificial intelligence (AI)-powered innovative solutions also play a key role in its overall growth. The company is expanding its next-gen AI-powered product portfolio to support long-term sustainability.

It recently introduced TruIQ Analytics Orchestrator, which utilizes Google's Gemini models to streamline advanced credit modeling through natural language prompts, enhanced its AI-powered marketing audience solutions that transform static customer segments into dynamic, value-driven audiences and upgraded its AI-powered fraud model factory, which is capable of launching new fraud detection models two to three times faster. These innovations and technological advancements are expected to improve scalability and reduce operational costs.

TRU’s disciplined buyout strategy is strengthening its outlook. Recently, the company completed the acquisition of TransUnion Mexico, allowing it to enter the attractive Mexican credit market and further supporting its market expansion and portfolio diversification. The acquisition of RealNetworks’ Mobile division boosts its messaging capabilities, which complement its trusted call solutions business.

The company’s current ratio (a measure of liquidity) was 1.93 at the end of the first quarter of 2026, higher than the industry average of 1.01. A current ratio of more than 1 often indicates that the company is well-positioned to pay off its short-term obligations.

Risks to WatchPast acquisitions and aggressive expansion have burdened TransUnion with substantial debt. Although the debt has fueled the company's growth. It has also increased operating costs and limited future opportunities.

Global business information service providers operate in a fiercely competitive landscape. TRU faces heightened competition from firms like Equifax, Experian and LexisNexis across sectors. This competition fuels innovation across the industry while driving pricing pressures. Ongoing technology investments increase the challenge of maintaining profitability while competing for growth.

TransUnion currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Stocks to ConsiderA couple of better-ranked stocks in the broader Zacks  Business Services sector are Veralto Corporation (VLTO - Free Report) and Corpay, Inc. (CPAY - Free Report) .

Veralto Corporation carries a Zacks Rank #2 (Buy) at present. It has a long-term earnings growth expectation of 8.4%. VLTO delivered a trailing four-quarter earnings surprise of 4.9% on average.

Corpay, Inc. also holds a Zacks Rank of 2 at present. It has a long-term earnings growth expectation of 14.3%. CPAY's earnings beat estimates in three of the last four quarters and matched once, with the surprise being 2% on average.
2026-07-13 15:29 12d ago
2026-07-13 10:40 12d ago
Why TransUnion (TRU) is a Top Value Stock for the Long-Term
TRU TransUnion
FMP Stock News
Original source text
For new and old investors, taking full advantage of the stock market and investing with confidence are common goals. Zacks Premium provides lots of different ways to do both.

The research service features daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, all of which will help you become a smarter, more confident investor.

It also includes access to the Zacks Style Scores.

What are the Zacks Style Scores? The Zacks Style Scores, developed alongside the Zacks Rank, are complementary indicators that rate stocks based on three widely-followed investing methodologies; they also help investors pick stocks with the best chances of beating the market over the next 30 days.

Each stock is assigned a rating of A, B, C, D, or F based on their value, growth, and momentum characteristics. Just like in school, an A is better than a B, a B is better than a C, and so on -- that means the better the score, the better chance the stock will outperform.

The Style Scores are broken down into four categories:

Value ScoreFor value investors, it's all about finding good stocks at good prices, and discovering which companies are trading under their true value before the broader market catches on. The Value Style Score utilizes ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and a host of other multiples to help pick out the most attractive and discounted stocks.

Growth ScoreGrowth investors are more concerned with a stock's future prospects, and the overall financial health and strength of a company. Thus, the Growth Style Score analyzes characteristics like projected and historic earnings, sales, and cash flow to find stocks that will see sustainable growth over time.

Momentum ScoreMomentum investors, who live by the saying "the trend is your friend," are most interested in taking advantage of upward or downward trends in a stock's price or earnings outlook. Utilizing one-week price change and the monthly percentage change in earnings estimates, among other factors, the Momentum Style Score can help determine favorable times to buy high-momentum stocks.

VGM ScoreWhat if you like to use all three types of investing? The VGM Score is a combination of all Style Scores, making it one of the most comprehensive indicators to use with the Zacks Rank. It rates each stock on their combined weighted styles, which helps narrow down the companies with the most attractive value, best growth forecast, and most promising momentum.

How Style Scores Work with the Zacks Rank A proprietary stock-rating model, the Zacks Rank utilizes the power of earnings estimate revisions, or changes to a company's earnings outlook, to help investors create a successful portfolio.

It's highly successful, with #1 (Strong Buy) stocks producing an unmatched +23.94% average annual return since 1988. That's more than double the S&P 500. But because of the large number of stocks we rate, there are over 200 companies with a Strong Buy rank, plus another 600 with a #2 (Buy) rank, on any given day.

But it can feel overwhelming to pick the right stocks for you and your investing goals with over 800 top-rated stocks to choose from.

That's where the Style Scores come in.

To maximize your returns, you want to buy stocks with the highest probability of success. This means picking stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B. If you find yourself looking at stocks with a #3 (Hold) rank, make sure they have Scores of A or B as well to ensure as much upside potential as possible.

As mentioned above, the Scores are designed to work with the Zacks Rank, so any change to a company's earnings outlook should be a deciding factor when picking which stocks to buy.

A stock with a #4 (Sell) or #5 (Strong Sell) rating, for instance, even one with Scores of A and B, will still have a declining earnings forecast, and a greater chance its share price will fall too.

Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.

Stock to Watch: TransUnion (TRU - Free Report) Headquartered in Chicago, IL, TransUnion is one of the leading global providers of risk and information solutions to businesses and consumers. The company provides consumer reports, risk scores, analytical services and decision-making capabilities to businesses. What sets TransUnion apart are its distinctive and comprehensive datasets, next-generation technology and its analytics and decision-making capabilities — which enable it to deliver insights across the complete consumer lifecycle. TransUnion boasts rich domain proficiency across key industry verticals, including insurance, healthcare and financial services. It also caters to verticals like wireless, real estate and general commercial/business information. Possession of both nationwide consumer credit data and comprehensive, diverse public records data, enables the company to better predict behavior, assess risk and address a broader set of business issues for its customers.

TRU is a #3 (Hold) on the Zacks Rank, with a VGM Score of B.

It also boasts a Value Style Score of B thanks to attractive valuation metrics like a forward P/E ratio of 15.8; value investors should take notice.

Three analysts revised their earnings estimate upwards in the last 60 days for fiscal 2026. The Zacks Consensus Estimate has increased $0.01 to $4.75 per share. TRU boasts an average earnings surprise of +6.3%.

With a solid Zacks Rank and top-tier Value and VGM Style Scores, TRU should be on investors' short list.
2026-07-10 15:32 15d ago
2026-07-10 10:51 15d ago
Here's Why TransUnion (TRU) is a Strong Momentum Stock
TRU TransUnion
FMP Stock News
Original source text
Taking full advantage of the stock market and investing with confidence are common goals for new and old investors, and Zacks Premium offers many different ways to do both.

The popular research service can help you become a smarter, more self-assured investor, giving you access to daily updates of the Zacks Rank and Zacks Industry Rank, the Zacks #1 Rank List, Equity Research reports, and Premium stock screens.

It also includes access to the Zacks Style Scores.

What are the Zacks Style Scores? Developed alongside the Zacks Rank, the Zacks Style Scores are a group of complementary indicators that help investors pick stocks with the best chances of beating the market over the next 30 days.

Each stock is given an alphabetic rating of A, B, C, D or F based on their value, growth, and momentum qualities. With this system, an A is better than a B, a B is better than a C, and so on, meaning the better the score, the better chance the stock will outperform.

The Style Scores are broken down into four categories:

Value ScoreValue investors love finding good stocks at good prices, especially before the broader market catches on to a stock's true value. Utilizing ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and many other multiples, the Value Style Score identifies the most attractive and most discounted stocks.

Growth ScoreWhile good value is important, growth investors are more focused on a company's financial strength and health, and its future outlook. The Growth Style Score takes projected and historic earnings, sales, and cash flow into account to uncover stocks that will see long-term, sustainable growth.

Momentum ScoreMomentum traders and investors live by the saying "the trend is your friend." This investing style is all about taking advantage of upward or downward trends in a stock's price or earnings outlook. Employing factors like one-week price change and the monthly percentage change in earnings estimates, the Momentum Style Score can indicate favorable times to build a position in high-momentum stocks.

VGM ScoreIf you like to use all three kinds of investing, then the VGM Score is for you. It's a combination of all Style Scores, and is an important indicator to use with the Zacks Rank. The VGM Score rates each stock on their shared weighted styles, narrowing down the companies with the most attractive value, best growth forecast, and most promising momentum.

How Style Scores Work with the Zacks Rank A proprietary stock-rating model, the Zacks Rank utilizes the power of earnings estimate revisions, or changes to a company's earnings outlook, to help investors create a successful portfolio.

Investors can count on the Zacks Rank's success, with #1 (Strong Buy) stocks producing an unmatched +23.94% average annual return since 1988, more than double the S&P 500's performance. But the model rates a large number of stocks, and there are over 200 companies with a Strong Buy rank, plus another 600 with a #2 (Buy) rank, on any given day.

But it can feel overwhelming to pick the right stocks for you and your investing goals with over 800 top-rated stocks to choose from.

That's where the Style Scores come in.

To have the best chance of big returns, you'll want to always consider stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B, which will give you the highest probability of success. If you're looking at stocks with a #3 (Hold) rank, it's important they have Scores of A or B as well to ensure as much upside potential as possible.

The direction of a stock's earnings estimate revisions should always be a key factor when choosing which stocks to buy, since the Scores were created to work together with the Zacks Rank.

Here's an example: a stock with a #4 (Sell) or #5 (Strong Sell) rating, even one with Style Scores of A and B, still has a downward-trending earnings outlook, and a bigger chance its share price will decrease too.

Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.

Stock to Watch: TransUnion (TRU - Free Report) Headquartered in Chicago, IL, TransUnion is one of the leading global providers of risk and information solutions to businesses and consumers. The company provides consumer reports, risk scores, analytical services and decision-making capabilities to businesses. What sets TransUnion apart are its distinctive and comprehensive datasets, next-generation technology and its analytics and decision-making capabilities — which enable it to deliver insights across the complete consumer lifecycle. TransUnion boasts rich domain proficiency across key industry verticals, including insurance, healthcare and financial services. It also caters to verticals like wireless, real estate and general commercial/business information. Possession of both nationwide consumer credit data and comprehensive, diverse public records data, enables the company to better predict behavior, assess risk and address a broader set of business issues for its customers.

TRU is a #3 (Hold) on the Zacks Rank, with a VGM Score of B.

Momentum investors should take note of this Business Services stock. TRU has a Momentum Style Score of B, and shares are up 16.2% over the past four weeks.

Three analysts revised their earnings estimate higher in the last 60 days for fiscal 2026, while the Zacks Consensus Estimate has increased $0.01 to $4.75 per share. TRU also boasts an average earnings surprise of +6.3%.

With a solid Zacks Rank and top-tier Momentum and VGM Style Scores, TRU should be on investors' short list.
2026-07-03 06:12 23d ago
2026-07-02 20:21 23d ago
A Look at TransUnion (TRU) After 5.2% Gain -- GF Value $96.58 vs Price $78.31
TRU TransUnion
FMP Stock News
Original source text
On July 02, 2026, TransUnion TRU shares rose 5.2% to a current price of $78.31. The stock is trading within a 52-week range of $63.37 to $99.39, reflecting a significant fluctuation over the past year.

GF Value™ verdict: TransUnion is currently 18.9% undervalued with a GF Value™ of $96.58.GF Score™ of 89/100 indicates a strong overall performance relative to peers.Notable signal: Insiders sold $1.8M in the last 3 months, indicating a lack of buying interest. Is TRU Overvalued or Undervalued? TransUnion's current price of $78.31 is significantly below its GF Value™ estimate of $96.58, suggesting that the stock is undervalued by approximately 18.9%. This price discrepancy presents a potential opportunity for investors, as the margin of safety appears favorable. The GF Valuation label indicates that the stock is modestly undervalued, which aligns with the positive valuation metrics observed.

However, potential investors should consider the risks associated with this opportunity, particularly given the recent insider selling activity. GF Value™ is GuruFocus' proprietary measure of intrinsic value, calculated from historical trading multiples, past business growth, and future performance estimates. This methodology provides a comprehensive perspective on the company's current valuation compared to its historical performance.

How Does TRU's Valuation Compare to Its History? Metric Current Historical P/E (TTM) 21.7x 44.2x Forward P/E 16.4x N/A TransUnion's current P/E ratio of 21.7x is significantly below its 5-year median P/E of 44.2x, indicating that the stock is trading at a lower valuation compared to its historical levels. The forward P/E of 16.4x further supports the notion that the stock is undervalued when considering future earnings potential. This analysis aligns with the GF Value™ verdict, suggesting that TRU is currently undervalued based on its historical trading multiples.

What Does TRU's GF Score™ Tell Us? Metric Rating GF Score™ 89 Financial Strength 5/10 Profitability 8/10 Growth 10/10 Valuation 8/10 Momentum 5/10 The GF Score™ of 89/100 indicates that TransUnion performs strongly across various metrics. Notably, the company excels in growth, with a perfect score of 10/10, suggesting robust growth potential moving forward. However, its financial strength is rated at just 5/10, indicating some concerns in this area. Overall, the combination of strong profitability and growth with moderate financial strength presents a balanced view of the company's operational health.

What Are Insiders Doing with TRU Stock? In the past three months, insiders have sold approximately $1.8 million worth of TransUnion stock, with no notable buying activity reported. This pattern of selling may suggest a lack of confidence from insiders in the company's short-term prospects, which could be a concern for potential investors. The absence of insider purchasing typically raises red flags, as it may indicate that those with the most intimate knowledge of the company's operations do not see an immediate upside.

What This Means for Investors Based on the assessment of GF Value™, TransUnion appears to be undervalued at its current price of $78.31. While there is a notable upside potential according to the GF Value™ estimate, investors should exercise caution given the insider selling activity. This suggests that while the valuation may be attractive, it is essential to remain aware of potential risks.

For the complete analysis, visit the TransUnion TRU stock page. You can also explore the GF Value™ page for detailed valuation methodology, or use the GuruFocus Stock Screener to find similar opportunities.

Frequently Asked Questions What is TRU's GF Score™?

TransUnion has a GF Score™ of 89/100, indicating a strong overall performance relative to its peers, suggesting it may generate higher long-term returns.

Is TRU overvalued or undervalued?

TransUnion is currently undervalued, with a GF Value™ estimate of $96.58, representing an 18.9% upside from its current price.

What is TRU's P/E ratio?

The P/E ratio for TransUnion is 21.7x, which is significantly below its 5-year median P/E of 44.2x, indicating the stock is trading at a lower valuation compared to its historical levels.

This stock alert was generated using automated technology and GuruFocus financial data to provide readers with timely and accurate market reporting. This content was reviewed by GuruFocus editorial team prior to publication. Please send any questions or comments about this story to [email protected].

Disclosures I/We may personally own shares in some of the companies mentioned above. However, those positions are not material to either the company or to my/our portfolios.
2026-06-30 15:57 25d ago
2026-06-30 11:16 25d ago
Expanding Big Data & Analytics Market Aids TRU Amid High Rivalry
TRU TransUnion
FMP Stock News
Original source text
TransUnion gains from growing demand for data analytics, acquisitions and innovation, though debt and seasonality remain key risks.
2026-06-30 11:09 25d ago
2026-06-30 06:50 26d ago
TransUnion Announces Earnings Release Date for Second Quarter 2026 Results
TRU TransUnion
FMP Stock News
Original source text
June 30, 2026 06:50 ET  | Source: TransUnion

CHICAGO, June 30, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) will publish its financial results for the second quarter ended June 30, 2026, in a press release to be issued at approximately 6:00 a.m. Central Time (CT) on Tuesday, July 28, 2026. The company will hold a conference call on the same day at 8:30 a.m. (CT) to discuss its financial results. The press release and a live webcast of the earnings conference call will be available on the TransUnion Investor Relations website at http://www.transunion.com/tru.

About TransUnion (NYSE: TRU)

TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world.

http://www.transunion.com/business

E-mail [email protected]

Telephone 312-985-2860
2026-06-25 13:51 1mo ago
2026-06-25 07:33 1mo ago
TransUnion Report Maps How Mortgage Rate Changes Could Reshape Local Housing Markets
TRU TransUnion
FMP Stock News
Original source text
CHICAGO, June 25, 2026 (GLOBE NEWSWIRE) -- Real estate professionals face an increasingly challenging environment, hindered by prolonged housing inventory stagnation and persistent economic uncertainty. As speculation grows around potential mortgage rate cuts or increases, a new report from TransUnion (NYSE: TRU) provides actionable insights to help agents plan for either scenario.

The report predicts changes in the number of mortgage-ready renters across metropolitan statistical areas (MSAs), based on a 25 basis-point increase or decrease from a 6.5% mortgage interest rate. It maps the impact across four categories:

Rate-Cut Winners — MSAs expected to see the most growth from a rate decrease and the smallest decline from a rate increase (includes Muncie, Indiana and Decatur, Illinois)Rate Hike Soft Markets — MSAs projected to experience the most losses from a rate increase and the least growth from a rate decrease (includes Springfield, Ohio and Warner-Robins, Georgia)Rate Sensitive Markets — MSAs with above average growth for rate decreases and above average loss for rate increases (includes Waterloo-Cedar Falls, Iowa and Battle Creek, Michigan)Rate Resilient Markets — MSAs with below average growth for a rate decrease and below average loss for a rate increase (includes San Francisco-Oakland-Fremont, California and Honolulu, Hawaii) Major cities, like New York, Los Angeles and Chicago fit squarely into the Rate Resilient Markets category. Large urban areas have greater variability of incomes and housing prices that make them less sensitive to interest rate changes for home buying activity.

The research defines mortgage-ready renters as those that meet key criteria to qualify for a mortgage on a $300,000 home. It estimates the size of this potential first-time homebuyer segment across MSAs nationwide. The full findings are available in the TransUnion Real Estate Perspectives Report.

“Real estate professionals work extraordinarily hard to serve their clients and build business,” said Melanie Zimmerman, President of TransUnion Risk and Alternative Data Solutions, Inc.1 “TransUnion provides the tools and intelligence to help them work smarter and get ahead of the market, rather than reacting to it.”

Preparing to meet demand 
Even if mortgage rates decrease, tight housing inventory will continue to constrain the market, making it difficult for buyers to secure homes. The report highlights the need for real estate professionals to strengthen supply before demand surges.

As more mortgage-ready renters enter the market, some property managers may choose to sell rental properties instead of finding new tenants. Real estate professionals can use TransUnion’s TruLookup for Real Estate—a mobile-first app that generates property owner name and contact information—to identify rental property owners and engage them about potential sale opportunities. The solution also provides fraud prevention, safety checks and broader prospecting enablement.

“These findings help real estate professionals focus their prospecting efforts,” added Zimmerman. “Markets with more mortgage-ready renters may also see more property managers who consider selling those properties rather than continue renting.”  

Read the full TransUnion Real Estate Perspectives Report here.

Click here to learn more about how to use TruLookup for Real Estate and drive more efficient, effective prospecting.

TransUnion Risk and Alternative Data Solutions, Inc. (TRADS), is a TransUnion (NYSE: TRU) company. TRADS is not a credit reporting agency. TruLookup for Real Estate is provided by TRADS and is not a Consumer Report as defined in the Fair Credit Reporting Act.
About TransUnion (NYSE: TRU)
TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business

ContactDave Blumberg
TransUnion  [email protected]  Telephone312-972-6646  
2026-06-24 15:54 1mo ago
2026-06-23 06:00 1mo ago
Gen Z Drives Canada's Credit Growth as Delinquencies Begin to Stabilize
TRU TransUnion
FMP Stock News
Original source text
Key findings from TransUnion report:

Credit delinquencies showed signs of stabilizing during a period of relative economic stability Mortgage balances continued to climb, while delinquency rates returned to pre-pandemic levelsRegional delinquency trends highlight diverging risk profiles across the provinces TORONTO, June 23, 2026 (GLOBE NEWSWIRE) -- Gen Z is emerging as the fastest growing and most dynamic segment in the Canadian credit market, according to TransUnion analysis released alongside the Q1 2026 Credit Industry Insights Report (CIIR). As more Gen Z consumers enter the financial ecosystem and become credit eligible, growth in credit demand and supply, coupled with year-over-year (YoY) improvements in credit performance, has supported this trend.

The number of credit active Gen Z consumers increased by more than 460,000 new participants YoY, a 7.8% rise – the fastest growth across all generations. At the same time, Gen Z borrowers also took on more non-mortgage debt, with average balances up more than 9% YoY, outpacing other generations. This suggests a shift beyond early credit adoption toward higher credit utilization, as more Gen Z consumers expand their wallet profiles with additional credit products.

Recent borrowing patterns among Gen Z consumers reflect demand for products offering accessible funding, streamlined approval processes and flexible repayment options, which suggest increased use of credit for day-to-day expenses rather than longer-term borrowing. While this group generally holds a higher share of credit card and personal loan debt, older Gen Z consumers are beginning to participate in secured loans, such as auto loans and mortgages. Although Gen Z currently carries lower overall debt on average than other generations, their balances may continue to grow as more consumers enter the market and existing borrowers move through additional life stages.

Non-Mortgage Balance Per Consumer by Generation Q1 2025
Avg. non-mortgage balance per consumerQ1 2026
Avg. non-mortgage balance per consumerYoY Change (%)Gen Z$12,483$13,6219.1%Millennials$28,048$29,7476.1%Gen X$41,234$42,2262.4%Baby Boomers$25,177$25,128-0.2%Silent Generation$10,318$10,252-0.6%Source: TransUnion Canada Credit Database     Gen Z consumers are significantly less likely to be scored in above prime risk tiers than the overall population, which is largely due to their shorter credit histories and thinner credit files on average. Currently, 19.9% of Gen Z consumers are considered super prime, compared to 42.2% of the total population. However, many Gen Z consumers are still early in their credit journeys and have potential for future score improvements and broader access to credit products over time access to the right products and data, as demonstrated by prior TransUnion studies.

Despite higher balances and participation, credit performance among Gen Z consumers improved across all levels of delinquency over the past year, showing that fewer Gen Z consumers have fallen behind on payments. However, Gen Z still had the highest incidence of delinquency compared to other generations, reflecting their earlier stage in the credit lifecycle and lower credit scores.

Serious Delinquency Rates by Generation Q1 2025
Serious Delinquency (Consumer-level 90_ DPD)Q1 2026
Serious Delinquency (Consumer-level 90_ DPD)YoY Change (bps)Gen Z2.86%2.75%-11Millennials2.41%2.39%-2Gen X1.76%1.74%-2Baby Boomers0.93%0.91%-2Silent Generation0.86%0.83%-3Source: TransUnion Canada Credit Database     Overall growth among older generations may moderate over the next three to five years as consumers continue to pay down existing debt and slow their rate of new borrowing. As a result, younger borrowers may represent an increasingly important segment of future credit growth, while remaining relatively early in their credit journeys.

“The Canadian credit market is transitioning to a phase of stabilizing risk, with signs of normalization. While Gen Z continues to exhibit higher delinquency rates than other generations, they have shown the strongest year-over-year improvement in credit performance, signaling improving credit performance trends,” said Matt Fabian, senior director of financial services research and consulting at TransUnion Canada. “These trends may create opportunities for lenders to balance risk management and growth objectives, particularly in high-demand segments like Gen Z.”

Canadian Consumer Credit Delinquencies Show Signs of Stabilization
Canadian consumers are showing signs that credit stress may be stabilizing, with serious delinquency rates across major lending products remaining above pre-2023 levels but rising more slowly or remaining flat in recent quarters. Total consumer delinquency (90+ days past due) rose from 1.48% in early 2022 to 1.86% in Q1 2026, with most products peaking in early 2025 before stabilizing.

Delinquencies across most product categories showed slight YoY increases in Q1 2026, but the pace of change slowed, signaling potential stabilization. Credit cards and lines of credit began to level off, while personal loans showed continued strain in repayment performance. Auto lending also showed higher delinquencies, likely driven by higher vehicle costs, financing rates and other market conditions, with fraud potentially contributing to elevated delinquency levels. Mortgage delinquencies, while low compared to historic levels, have gradually increased over the past two years, indicating continued pressure in secured lending.

Consumer Level Serious Delinquency by Product Cards 90 DPDAuto 60DPDLOC 60DPDInstall 60DPDMortgage 60DPDQ1 20240.91%0.91%0.40%2.06%0.23%Q1 20250.99%0.92%0.47%2.52%0.26%Q1 20260.98%0.96%0.45%2.60%0.29%YoY-1 4 -2 8 3 Source: TransUnion Canada Credit Database  At the national level, serious consumer delinquency rates are showing signs of stabilization, although underlying performance continues to vary significantly across provinces. As of Q1 2026, total consumer delinquency (90+ days past due) across all credit products edged slightly lower YoY to 1.86%, which suggests that, while elevated, overall credit stress may be leveling off.

Regional differences have become more pronounced, highlighting differing economic conditions across the country. Alberta remains an outlier, with delinquency rising to 2.43%, up 6 basis points YoY, consistent with regions tied to industries that are historically more volatile and sensitive to economic conditions.

In contrast, several provinces have seen meaningful improvement. Manitoba, Newfoundland and Labrador, Nova Scotia and British Columbia all recorded YoY declines, which may indicate improving or stabilizing credit conditions in parts of the country.

Ranking Consumer-Level Delinquency Rate (90+ Days Past Due) On Any Credit Product by Province      Q1 2024Q1 2025Q1 2026Y/YCanada1.76%1.88%1.86%-2AB2.21%2.37%2.43%6NB2.16%2.13%2.03%-10ON1.82%2.00%2.00%0MB2.11%2.13%1.96%-17NS2.06%2.04%1.95%-9SK2.00%1.97%1.95%-2NL2.00%1.91%1.79%-12PEI1.86%1.85%1.76%-9BC1.69%1.76%1.71%-5QC1.29%1.37%1.36%-1Source: TransUnion Canada Credit Database      Mortgage Balances Continued to Grow as Delinquency Normalizes Amid Renewals
Mortgage balances continued to grow, with total outstanding balances rising 3.85% YoY to $1.91 trillion. The average mortgage balance also increased 4.3% to $290,528, which may reflect ongoing affordability pressures.

Mortgage delinquencies have also trended upward through late 2025 and into early 2026, with the national 90+ day rate reaching 0.19% in Q1 2026, up from 0.16% a year earlier. Despite this recent increase, delinquency rates remain broadly consistent with pre-pandemic levels.

Historical Mortgage Delinquency Rates Q1 2019Q1 2023Q1 202630+ Days past Due0.55%0.35%0.50%60+ Days Past Due0.28%0.17%0.28%90+ Days Past Due0.18%0.11%0.19%Source: TransUnion Canada Credit Database  Balance-level delinquency has risen faster than account-level delinquency, with the 30+, 60+ and 90+ days past due balance-level delinquency rate increasing 13.8%, 23.9% and 29.3% YoY respectively. This suggests that higher-balance loans are disproportionately represented in delinquency, amplifying potential loss severity even as overall delinquency rates remain contained.

Mortgage delinquency trends varied across Canada, suggesting localized pressure rather than widespread deterioration. Ontario and Prince Edward Island saw the largest increases in early‑stage delinquency, while British Columbia experienced modest growth and Quebec remained stable.

In contrast, most Prairie provinces and parts of Atlantic Canada recorded lower delinquency rates, led by Newfoundland and Labrador, Alberta and Saskatchewan. Despite these improvements, delinquency levels remained highest in Saskatchewan and Newfoundland and Labrador, highlighting continued regional variation in mortgage performance.

Mortgage 30+ Day Delinquency By Province Q1 2025Q1 2026YoY (bps)PE0.49%0.57%8ON0.46%0.54%7BC0.41%0.44%3NB0.58%0.59%1QC0.39%0.39%0NS0.61%0.59%-1MB0.60%0.58%-2AB0.62%0.58%-4SK0.68%0.64%-4NL0.68%0.63%-6Source: TransUnion Canada Credit Database       “While delinquency rates remain low by historical standards, the upward trend may reflect increasing affordability pressures as higher interest rates, elevated housing costs and persistent cost‑of‑living challenges continue to weigh on household finances, particularly in higher‑priced urban markets,” Fabian said. “Delinquencies remain historically low, but rising balance sizes and affordability pressure are beginning to show, potentially indicating a gradual shift toward higher‑severity risk, particularly in Canada’s more expensive housing markets.”

Consumer Credit Index Remains Flat Year-Over-Year Despite Slow Long-Term Decline

In Q1 2026, Canada's Consumer Credit Industry Indicator (CII) rose one point from the prior quarter but remained unchanged YoY at 100.4. This stability may reflect a combination of continued positive balance behavior, a slight rise in delinquency rates and consistent levels of credit supply and demand. However, over the long term, the CII has been gradually declining from its post-pandemic peak in 2023.

Source: TransUnion Canada Credit Database

For more information or to request an interview, contact:

Manahil Munim
[email protected]
(416) 676-1390

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/7d23bdee-79c7-46c4-ba11-4f6be29c05e7
2026-06-22 00:12 1mo ago
2026-06-17 07:33 1mo ago
High Credit Inquiry Velocity Emerges as Top Fraud Risk Indicator in Rental Applications
TRU TransUnion
FMP Stock News
Original source text
NEW ORLEANS, June 17, 2026 (GLOBE NEWSWIRE) -- Rental applicants with unusually high numbers of recent credit inquiries pose the greatest fraud risk for property managers, according to TransUnion (NYSE: TRU) research released today at Apartmentalize 2026. Applicants with 15 or more credit inquiries in the seven days prior to applying for a lease showed the highest rate of charge-offs within one year, at 32%, compared with nearly 9% for the overall sample.

The research identified the top 15 fraud indicators based on their ability to help predict a negative outcome within 12 months after a renter applied for a lease. Another leading indicator was having eight or more credit inquiries within four days, further underscoring the predictive strength of unusually high inquiry activity.

TransUnion analyzed more than 1.1 million renters who moved during 2024 and tracked charge-offs within one year after moving as a proxy for fraud-related risk.

Top Five Fraud Indicators on Renter Applications

Type of IndicatorPercentage of Renters Who Have Charge-offs Within 12 Months of Applying15 or more credit inquiries within the past seven days32%Current address is a truck stop30%Eight or more credit inquiries within the past four days23%Extended fraud alert on file22%Listed phone number is governmental20%
“The average rental housing provider writes off nearly $1 million in bad debt due to fraudulent rental applications,” said Maitri Johnson, senior vice president and head of tenant and employment screening at TransUnion. “These findings help property managers focus on the warning signs most associated with elevated risk and make more confident screening decisions.”

The research also tracked which major MSAs saw the highest amounts of fraud indicators among their renters compared to the national average. Detroit ranked first with 6.7%, followed by Atlanta (6.1%) and Houston (5.6%). Other notable MSAs with higher fraud alerts included: Phoenix (4.9%), Los Angeles (4.4%), Chicago (4.2%) and San Francisco (4.1%).

“Strong screening and fraud technology tools are a must in today’s environment for property managers to spot fraud before it’s too late, and income verification can serve as an important first line of defense,” said Johnson.

For this reason and many others, TransUnion partnered with industry income verification leader Snappt. The partnership incorporates Snappt’s Applicant Trust Platform into TransUnion’s TruVision™ Resident Screening to deliver a seamless and unified screening/income verification workflow to property managers.

Learn more about TruVision Resident Screening here.  

About TransUnion (NYSE: TRU)
TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business

ContactDave Blumberg TransUnion  [email protected]  Telephone312-972-6646
2026-06-22 00:12 1mo ago
2026-06-17 10:50 1mo ago
Why TransUnion (TRU) is a Top Momentum Stock for the Long-Term
TRU TransUnion
FMP Stock News
Original source text
For new and old investors, taking full advantage of the stock market and investing with confidence are common goals. Zacks Premium provides lots of different ways to do both.

The research service features daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, all of which will help you become a smarter, more confident investor.

Zacks Premium includes access to the Zacks Style Scores as well.

What are the Zacks Style Scores? The Zacks Style Scores is a unique set of guidelines that rates stocks based on three popular investing types, and were developed as complementary indicators for the Zacks Rank. This combination helps investors choose securities with the highest chances of beating the market over the next 30 days.

Based on their value, growth, and momentum characteristics, each stock is assigned a rating of A, B, C, D, or F. The better the score, the better chance the stock will outperform; an A is better than a B, a B is better than a C, and so on.

The Style Scores are broken down into four categories:

Value ScoreFor value investors, it's all about finding good stocks at good prices, and discovering which companies are trading under their true value before the broader market catches on. The Value Style Score utilizes ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and a host of other multiples to help pick out the most attractive and discounted stocks.

Growth ScoreGrowth investors, on the other hand, are more concerned with a company's financial strength and health, and its future outlook. The Growth Style Score examines things like projected and historic earnings, sales, and cash flow to find stocks that will experience sustainable growth over time.

Momentum ScoreMomentum trading is all about taking advantage of upward or downward trends in a stock's price or earnings outlook, and these investors live by the saying "the trend is your friend." The Momentum Style Score can pinpoint good times to build a position in a stock, using factors like one-week price change and the monthly percentage change in earnings estimates.

VGM ScoreIf you want a combination of all three Style Scores, then the VGM Score will be your friend. It rates each stock on their combined weighted styles, helping you find the companies with the most attractive value, best growth forecast, and most promising momentum. It's also one of the best indicators to use with the Zacks Rank.

How Style Scores Work with the Zacks Rank The Zacks Rank, which is a proprietary stock-rating model, employs earnings estimate revisions, or changes to a company's earnings expectations, to make building a winning portfolio easier.

It's highly successful, with #1 (Strong Buy) stocks producing an unmatched +24% average annual return since 1988. That's more than double the S&P 500. But because of the large number of stocks we rate, there are over 200 companies with a Strong Buy rank, plus another 600 with a #2 (Buy) rank, on any given day.

With more than 800 top-rated stocks to choose from, it can certainly feel overwhelming to pick the ones that are right for you and your investing journey.

That's where the Style Scores come in.

To maximize your returns, you want to buy stocks with the highest probability of success. This means picking stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B. If you find yourself looking at stocks with a #3 (Hold) rank, make sure they have Scores of A or B as well to ensure as much upside potential as possible.

The direction of a stock's earnings estimate revisions should always be a key factor when choosing which stocks to buy, since the Scores were created to work together with the Zacks Rank.

A stock with a #4 (Sell) or #5 (Strong Sell) rating, for instance, even one with Scores of A and B, will still have a declining earnings forecast, and a greater chance its share price will fall too.

Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.

Stock to Watch: TransUnion (TRU - Free Report) Headquartered in Chicago, IL, TransUnion is one of the leading global providers of risk and information solutions to businesses and consumers. The company provides consumer reports, risk scores, analytical services and decision-making capabilities to businesses. What sets TransUnion apart are its distinctive and comprehensive datasets, next-generation technology and its analytics and decision-making capabilities — which enable it to deliver insights across the complete consumer lifecycle. TransUnion boasts rich domain proficiency across key industry verticals, including insurance, healthcare and financial services. It also caters to verticals like wireless, real estate and general commercial/business information. Possession of both nationwide consumer credit data and comprehensive, diverse public records data, enables the company to better predict behavior, assess risk and address a broader set of business issues for its customers.

TRU is a #3 (Hold) on the Zacks Rank, with a VGM Score of A.

Momentum investors should take note of this Business Services stock. TRU has a Momentum Style Score of A, and shares are up 4.3% over the past four weeks.

For fiscal 2026, one analyst revised their earnings estimate upwards in the last 60 days, and the Zacks Consensus Estimate has increased $0.00 to $4.81 per share. TRU boasts an average earnings surprise of +6.3%.

With a solid Zacks Rank and top-tier Momentum and VGM Style Scores, TRU should be on investors' short list.
2026-06-22 00:12 1mo ago
2026-06-18 07:33 1mo ago
Seven in 10 Insurers Say They Deliver Personalized Experiences; Fewer Than Half of Consumers Agree
TRU TransUnion
FMP Stock News
Original source text
CHICAGO, June 18, 2026 (GLOBE NEWSWIRE) -- A new TransUnion (NYSE: TRU) study reveals a significant gap between insurers’ perceptions and consumer experience. While 70% of insurers say they deliver personalized experiences, only 43% of consumers agree. The disconnect is even more pronounced among Gen Z, with just 32% reporting personalized experiences.

TransUnion presented the research at its recent Insurance Summit, which brought together 112 insurance professionals.

“Persistent inflation has heightened consumers’ focus on price and value,” said Patrick Foy, senior director of strategic planning for TransUnion’s insurance business. “When customers don’t feel engaged through personalization, they’re more likely to switch providers, even for modest price differences. Insurers should be especially concerned that so few Gen Z consumers report personalization, as they represent the future of the market.”

The biggest challenges to personalization
The report underscores the importance of delivering personalized experiences across the entire policy lifecycle to demonstrate value and strengthen engagement. However, many insurers struggle to do so due to misaligned organizational priorities and fragmented, siloed identity data.

The report found that 46% of insurance leaders prioritize investments in hyper-personalization, AI targeting, digital transformation and martech modernization. However, most base these decisions on internal growth targets and revenue goals. Far fewer prioritize evolving consumer expectations, which ranked fifth, with only 10% citing them as a key driver. This gap suggests insurers aim to improve personalization but have not fully prioritized customer needs.

More than half of insurance leaders cited poor or incomplete data and integration as barriers to personalization. Additionally, 62% said departmental data silos are the biggest barrier to effective data and customer relationship management strategies.

“Most insurers have a wealth of first-party data, but it remains inconsistent across departments, and few organizations operate from a unified source of truth,” said Karen Imbrogno, co-author of the study and manager of market development for TransUnion’s insurance business. “As a result, many insurers are operating with an incomplete view of the customer, and you can’t personalize to someone you can’t see.”

The report highlights that connecting consumer identity across multiple signals enables insurers to maintain a persistent view of their customers and deliver personalized and seamless experiences across the policy lifecycle. From initial advertising to customer service and claims, insurers who get identity right can make customers feel confident that they are well protected.

To explore findings from the full Insurance report, click here and watch the TransUnion webinar: From Boardroom Bets to Buyer Beliefs: Bridging Marketing Strategy and Expectation.

To learn how TransUnion’s identity solutions help insurers deliver more precise personalization and create consistent, seamless customer experiences, click, here.

About the surveys
TransUnion partnered with Arizant, an independent B2Bresearch firm, to field a blind quantitative study examining how insurance leaders prioritize personalization, data strategy and customer engagement. The study surveyed 100 senior insurance decision-makers who: serve across business lines, including: property and casualty (P&C), life and multiline; were employed at a company with at least $2 billion in annual revenue; and were a director or above.

In addition, TransUnion fielded a consumer study that was nationally representative of US insurance consumers to measure expectations, perceptions, and experience across key lifecycle moments.

About TransUnion (NYSE: TRU)
TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business

ContactDave Blumberg
TransUnionE-maildavid.blumberg@transunion.comTelephone312-972-6646
2026-06-22 00:12 1mo ago
2026-06-18 10:41 1mo ago
Here's Why TransUnion (TRU) is a Strong Value Stock
TRU TransUnion
FMP Stock News
Original source text
Taking full advantage of the stock market and investing with confidence are common goals for new and old investors, and Zacks Premium offers many different ways to do both.

The research service features daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, all of which will help you become a smarter, more confident investor.

Zacks Premium also includes the Zacks Style Scores.

What are the Zacks Style Scores? The Zacks Style Scores, developed alongside the Zacks Rank, are complementary indicators that rate stocks based on three widely-followed investing methodologies; they also help investors pick stocks with the best chances of beating the market over the next 30 days.

Based on their value, growth, and momentum characteristics, each stock is assigned a rating of A, B, C, D, or F. The better the score, the better chance the stock will outperform; an A is better than a B, a B is better than a C, and so on.

The Style Scores are broken down into four categories:

Value ScoreFor value investors, it's all about finding good stocks at good prices, and discovering which companies are trading under their true value before the broader market catches on. The Value Style Score utilizes ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and a host of other multiples to help pick out the most attractive and discounted stocks.

Growth ScoreGrowth investors, on the other hand, are more concerned with a company's financial strength and health, and its future outlook. The Growth Style Score examines things like projected and historic earnings, sales, and cash flow to find stocks that will experience sustainable growth over time.

Momentum ScoreMomentum investors, who live by the saying "the trend is your friend," are most interested in taking advantage of upward or downward trends in a stock's price or earnings outlook. Utilizing one-week price change and the monthly percentage change in earnings estimates, among other factors, the Momentum Style Score can help determine favorable times to buy high-momentum stocks.

VGM ScoreIf you like to use all three kinds of investing, then the VGM Score is for you. It's a combination of all Style Scores, and is an important indicator to use with the Zacks Rank. The VGM Score rates each stock on their shared weighted styles, narrowing down the companies with the most attractive value, best growth forecast, and most promising momentum.

How Style Scores Work with the Zacks Rank The Zacks Rank is a proprietary stock-rating model that harnesses the power of earnings estimate revisions, or changes to a company's earnings expectations, to help investors build a successful portfolio.

#1 (Strong Buy) stocks have produced an unmatched +24% average annual return since 1988, which is more than double the S&P 500's performance over the same time frame. However, the Zacks Rank examines a ton of stocks, and there can be more than 200 companies with a Strong Buy rank, and another 600 with a #2 (Buy) rank, on any given day.

This totals more than 800 top-rated stocks, and it can be overwhelming to try and pick the best stocks for you and your portfolio.

That's where the Style Scores come in.

You want to make sure you're buying stocks with the highest likelihood of success, and to do that, you'll need to pick stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B. If you like a stock that only has a #3 (Hold) rank, it should also have Scores of A or B to guarantee as much upside potential as possible.

Since the Scores were created to work together with the Zacks Rank, the direction of a stock's earnings estimate revisions should be a key factor when choosing which stocks to buy.

Here's an example: a stock with a #4 (Sell) or #5 (Strong Sell) rating, even one with Style Scores of A and B, still has a downward-trending earnings outlook, and a bigger chance its share price will decrease too.

Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.

Stock to Watch: TransUnion (TRU - Free Report) Headquartered in Chicago, IL, TransUnion is one of the leading global providers of risk and information solutions to businesses and consumers. The company provides consumer reports, risk scores, analytical services and decision-making capabilities to businesses. What sets TransUnion apart are its distinctive and comprehensive datasets, next-generation technology and its analytics and decision-making capabilities — which enable it to deliver insights across the complete consumer lifecycle. TransUnion boasts rich domain proficiency across key industry verticals, including insurance, healthcare and financial services. It also caters to verticals like wireless, real estate and general commercial/business information. Possession of both nationwide consumer credit data and comprehensive, diverse public records data, enables the company to better predict behavior, assess risk and address a broader set of business issues for its customers.

TRU is a #3 (Hold) on the Zacks Rank, with a VGM Score of A.

It also boasts a Value Style Score of B thanks to attractive valuation metrics like a forward P/E ratio of 13.39; value investors should take notice.

One analyst revised their earnings estimate upwards in the last 60 days for fiscal 2026. The Zacks Consensus Estimate has increased $0.00 to $4.81 per share. TRU boasts an average earnings surprise of +6.3%.

With a solid Zacks Rank and top-tier Value and VGM Style Scores, TRU should be on investors' short list.
2026-06-17 07:16 1mo ago
2026-06-16 06:55 1mo ago
TransUnion Appoints Clayton Ruebensaal as Chief Marketing and Communications Officer
TRU TransUnion
FMP Stock News
Original source text
CHICAGO, June 16, 2026 (GLOBE NEWSWIRE) -- Clayton Ruebensaal has joined TransUnion (NYSE: TRU) as Chief Marketing and Communications Officer, effective June 15, 2026. 

In this newly created role, Ruebensaal will lead TransUnion’s Corporate Marketing, Product Marketing and Corporate Affairs and Communications teams, all of which serve an important role in shaping and amplifying the TransUnion story across customers, consumers and a global workforce. He will report to TransUnion President and CEO, Chris Cartwright, and serve on the executive leadership team. 

“As we embark on our next chapter, how we bring the TransUnion story to market matters,” said Cartwright. “Clayton brings proven experience transforming global brands and driving results, and I’m confident he will strengthen how we communicate our value and elevate the impact of our products and technology.”

Ruebensaal joins TU with deep experience leading large-scale teams across financial services, media, hospitality and advertising and has successfully repositioned global brands, integrated data-driven marketing systems and delivered measurable business outcomes in B2C and B2B businesses. Most recently at Comcast, he oversaw marketing, brand, media and performance marketing for the $81 billion consumer business. Prior to Comcast, he served as Chief Marketing Officer for Global B2B Marketing and Chief Brand Officer at American Express, and Vice President, Global Marketing at The Ritz-Carlton. He earned a B.A. from Butler University. 

“Data has become the lifeblood of business. TransUnion’s commitment to deliver trusted data positions us well for the next era of growth,” said Ruebensaal. “I’m excited to join the team and help tell our story in a way that deepens our impact around the world.”

About TransUnion (NYSE: TRU) 

TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. 

http://www.transunion.com/business

ContactDave Blumberg TransUnionE-maildavid.blumberg@transunion.comTelephone312-972-6646
2026-06-12 17:50 1mo ago
2026-05-13 06:50 2mo ago
TransUnion Declares First Quarter 2026 Dividend of $0.125 per Share
TRU TransUnion
FMP Stock News
Original source text
CHICAGO, May 13, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that its Board of Directors declared a cash dividend of $0.125 per share for the first quarter 2026. The dividend will be payable on June 11, 2026, to shareholders of record on May 27, 2026.
2026-06-12 17:50 1mo ago
2026-05-20 10:40 2mo ago
Why TransUnion (TRU) is a Top Value Stock for the Long-Term
TRU TransUnion
FMP Stock News
Original source text
Taking full advantage of the stock market and investing with confidence are common goals for new and old investors, and Zacks Premium offers many different ways to do both.

The popular research service can help you become a smarter, more self-assured investor, giving you access to daily updates of the Zacks Rank and Zacks Industry Rank, the Zacks #1 Rank List, Equity Research reports, and Premium stock screens.

It also includes access to the Zacks Style Scores.

What are the Zacks Style Scores? Developed alongside the Zacks Rank, the Zacks Style Scores are a group of complementary indicators that help investors pick stocks with the best chances of beating the market over the next 30 days.

Based on their value, growth, and momentum characteristics, each stock is assigned a rating of A, B, C, D, or F. The better the score, the better chance the stock will outperform; an A is better than a B, a B is better than a C, and so on.

The Style Scores are broken down into four categories:

Value ScoreValue investors love finding good stocks at good prices, especially before the broader market catches on to a stock's true value. Utilizing ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and many other multiples, the Value Style Score identifies the most attractive and most discounted stocks.

Growth ScoreWhile good value is important, growth investors are more focused on a company's financial strength and health, and its future outlook. The Growth Style Score takes projected and historic earnings, sales, and cash flow into account to uncover stocks that will see long-term, sustainable growth.

Momentum ScoreMomentum traders and investors live by the saying "the trend is your friend." This investing style is all about taking advantage of upward or downward trends in a stock's price or earnings outlook. Employing factors like one-week price change and the monthly percentage change in earnings estimates, the Momentum Style Score can indicate favorable times to build a position in high-momentum stocks.

VGM ScoreIf you want a combination of all three Style Scores, then the VGM Score will be your friend. It rates each stock on their combined weighted styles, helping you find the companies with the most attractive value, best growth forecast, and most promising momentum. It's also one of the best indicators to use with the Zacks Rank.

How Style Scores Work with the Zacks Rank A proprietary stock-rating model, the Zacks Rank utilizes the power of earnings estimate revisions, or changes to a company's earnings outlook, to help investors create a successful portfolio.

Investors can count on the Zacks Rank's success, with #1 (Strong Buy) stocks producing an unmatched +23.7% average annual return since 1988, more than double the S&P 500's performance. But the model rates a large number of stocks, and there are over 200 companies with a Strong Buy rank, plus another 600 with a #2 (Buy) rank, on any given day.

But it can feel overwhelming to pick the right stocks for you and your investing goals with over 800 top-rated stocks to choose from.

That's where the Style Scores come in.

To maximize your returns, you want to buy stocks with the highest probability of success. This means picking stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B. If you find yourself looking at stocks with a #3 (Hold) rank, make sure they have Scores of A or B as well to ensure as much upside potential as possible.

Since the Scores were created to work together with the Zacks Rank, the direction of a stock's earnings estimate revisions should be a key factor when choosing which stocks to buy.

Here's an example: a stock with a #4 (Sell) or #5 (Strong Sell) rating, even one with Style Scores of A and B, still has a downward-trending earnings outlook, and a bigger chance its share price will decrease too.

Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.

Stock to Watch: TransUnion (TRU - Free Report) Headquartered in Chicago, IL, TransUnion is one of the leading global providers of risk and information solutions to businesses and consumers. The company provides consumer reports, risk scores, analytical services and decision-making capabilities to businesses. What sets TransUnion apart are its distinctive and comprehensive datasets, next-generation technology and its analytics and decision-making capabilities — which enable it to deliver insights across the complete consumer lifecycle. TransUnion boasts rich domain proficiency across key industry verticals, including insurance, healthcare and financial services. It also caters to verticals like wireless, real estate and general commercial/business information. Possession of both nationwide consumer credit data and comprehensive, diverse public records data, enables the company to better predict behavior, assess risk and address a broader set of business issues for its customers.

TRU is a #2 (Buy) on the Zacks Rank, with a VGM Score of B.

It also boasts a Value Style Score of B thanks to attractive valuation metrics like a forward P/E ratio of 13.74; value investors should take notice.

Three analysts revised their earnings estimate higher in the last 60 days for fiscal 2026, while the Zacks Consensus Estimate has increased $0.01 to $4.81 per share. TRU also boasts an average earnings surprise of +6.3%.

With a solid Zacks Rank and top-tier Value and VGM Style Scores, TRU should be on investors' short list.
2026-06-12 17:50 1mo ago
2026-05-20 16:05 2mo ago
TransUnion and Google Strengthen YouTube Measurement With Multi-Touch Attribution
TRU TransUnion
FMP Stock News
Original source text
New capability helps marketers evaluate YouTube performance relative to the full media mix to better understand cross-channel impact New capability helps marketers evaluate YouTube performance relative to the full media mix to better understand cross-channel impact
2026-06-12 17:50 1mo ago
2026-05-21 06:50 2mo ago
TransUnion to Present at Upcoming Investor Conferences in New York and Chicago
TRU TransUnion
FMP Stock News
Original source text
May 21, 2026 06:50 ET  | Source: TransUnion

CHICAGO, May 21, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that the company will be presenting at the following investor conferences:

On Wednesday, May 27, 2026, Chris Cartwright, President and CEO, will present at the Bernstein 42nd Annual Strategic Decisions Conference in New York. The presentation is scheduled to begin at 9:00 a.m. CT (10:00 a.m. ET).

On Tuesday, June 2, 2026, Todd Cello, Executive Vice President, Chief Financial Officer, will present at the Baird Global Consumer, Technology & Services Conference in New York. The presentation is scheduled to begin at 8:05 a.m. CT (9:05 a.m. ET).

On Wednesday, June 3, 2026, Todd Cello, Executive Vice President, Chief Financial Officer, will present at the William Blair 46th Annual Growth Stock Conference in Chicago. The presentation is scheduled to begin at 12:00 p.m. CT (1:00 p.m. ET).

A live webcast of the presentations will be made available on the TransUnion Investor Relations website at http://www.transunion.com/tru. A replay will also be available on the company’s website following the conclusion of the presentation.

About TransUnion (NYSE: TRU)

TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world.

http://www.transunion.com/business

Contact  Greg Bardi, Investor Relations  E-mail [email protected]  Telephone 312-985-2860
2026-06-12 17:50 1mo ago
2026-05-21 11:30 2mo ago
Here's Why Investors Must Add TRU Stock in Their Portfolios Now
TRU TransUnion
FMP Stock News
Original source text
TransUnion slides 18% in a year, but 2026-27 revenues and earnings are forecast to rise, powered by OneTru innovation and a stronger liquidity profile.
2026-06-12 17:50 1mo ago
2026-05-26 06:00 2mo ago
New TransUnion Study Challenges Credit Myths About Canadian Gig Workers
TRU TransUnion
FMP Stock News
Original source text
TORONTO, May 26, 2026 (GLOBE NEWSWIRE) -- A new study,  The Gig Economy in Canada: Rethinking Credit Risk, Inclusion, and Market Opportunity , by TransUnion (NYSE:TU) highlights the growing importance of gig workers, who represent approximately 11%* of Canada's workforce. Despite their increasing role in household income and the broader economy, existing credit assessment approaches do not always fully account for gig workers' full financial profiles, pointing to a disconnect between perception and reality.
2026-06-12 17:50 1mo ago
2026-05-27 07:00 1mo ago
TRU Precious Metals Corp. Announces Adoption of Semi-Annual Financial Reporting Under Coordinated Blanket Order 51-933
TRU TransUnion
FMP Stock News
Original source text
TORONTO, ON / ACCESS Newswire / May 27, 2026 / TRU Precious Metals Corp. (TSXV:TRU)(FSE:706) ("TRU" or the "Company") announces the adoption of semi-annual financial reporting ("SAR"). This news release is being issued and filed pursuant to Coordinated Blanket Order 51-933 Exemptions to Permit Semi-Annual Reporting for Certain Venture Issuers ("CBO 51-933").

CBO 51-933 allows eligible venture issuers to voluntarily move from a quarterly to a semi-annual financial reporting framework. By adopting SAR, TRU aims to reduce the administrative and financial burden associated with quarterly reporting, allowing management to focus its resources on the Company's exploration and development programs.

As a result of adopting SAR, the Company will not file interim financial statements and related Management's Discussion and Analysis ("MD&A") for the three-month period ending March 31 and the nine-month period ending September 30 of each applicable fiscal year. Accordingly, the initial interim period for which the Company does not intend to file an interim financial report and related MD&A will be for the three months ended March 31, 2026.

TRU will continue to file audited annual financial statements (due within 120 days of December 31) and six-month interim financial reports and related MD&A (due within 60 days of June 30).

The Company remains committed to timely and transparent disclosure and will continue to report all material changes and significant developments as required under National Instrument 51-102 - Continuous Disclosure Obligations.

About TRU Precious Metals Corp.

TRU (TSXV:TRU)(FSE:706) is on a mission to build long-term shareholder value through prudent natural resource property development. The company's flagship project is the Golden Rose Project a regional-scale 297.50 km2 land package in Central Western Newfoundland (includes a 33.25 km2 package of claims over which TRU has a 51% interest) which straddles a 45 km strike length along the gold deposit-bearing Cape Ray - Valentine Lake Shear Zone, directly between Equinox Gold Corp's Valentine Project and AuMEGA Metals Ltd' Cape Ray Gold Project. TRU is currently focused on efficiently discovering the full gold and copper potential at Golden Rose, targeting continuity along this proven gold bearing trend. The Golden Rose Project is currently subject to an earn-in agreement (the "Earn-In Agreement") with TSX-listed Eldorado Gold Corporation ("Eldorado"), whereby Eldorado has the option to fund CAD15.25M in cash payments and exploration expenditures over 5 years to earn an 80%-interest in the Golden Rose project. Please refer to the Company's July 30th, 2024 press release for further details of the Earn-In Agreement.

TRU is approximately 36%-owned by European strategic investor Ormonde Mining plc (AQSE:ORM).

For further information about TRU, please contact:

Steve Nicol
Chief Executive Officer
TRU Precious Metals Corp.
Phone: 1-855-760-2TRU (2878)
Email: [email protected]

To connect with TRU via social media, below are links:

X (formerly Twitter): https://x.com/metalstru
YouTube: https://www.youtube.com/@TruMetalsCorp
LinkedIn: https://www.linkedin.com/company/tru-precious-metals-corp/
Instagram: https://www.instagram.com/TRUMetals/
Facebook: https://www.facebook.com/TRUMetals/

Acknowledgement

TRU would like to thank the Government of Newfoundland and Labrador for financial support through the Junior Exploration Assistance Program and the Federal Government for its critical mineral assistance funding for the exploration activities at Golden Rose.

Cautionary Note Regarding Forward-Looking Information

This news release contains "forward-looking information" within the meaning of applicable Canadian securities legislation. Forward-looking information includes, but is not limited to, statements regarding the Company's intention to rely on CBO 51-933 and adopt semi-annual financial reporting, the anticipated timing of future financial filings, the expected benefits of SAR and the Company's plans for its exploration and development programs. Forward-looking information is subject to known and unknown risks, uncertainties and other factors that may cause actual results, activity, performance or achievements to be materially different from those expressed or implied by such information, including but not limited to: changes in applicable securities laws or regulatory requirements; the Company's ability to continue to satisfy the eligibility requirements under CBO 51-933; and general economic, market and business conditions. Although the Company has attempted to identify important factors that could cause actual results to differ materially from those contained in forward-looking information, there may be other factors that cause results not to be as anticipated, estimated or intended. There can be no assurance that such information will prove to be accurate, as actual results and future events could differ materially from those anticipated in such information. Accordingly, readers should not place undue reliance on forward-looking information. The Company does not undertake to update any forward-looking information, except in accordance with applicable securities laws.

Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.

SOURCE: TRU Precious Metals Corp.
2026-06-12 17:50 1mo ago
2026-05-27 07:05 1mo ago
TransUnion Named One of America’s Most Trustworthy Companies 2026 by Newsweek
TRU TransUnion
FMP Stock News
Original source text
Recognition highlights TransUnion’s commitment to integrity, transparency and responsible business practices May 27, 2026 07:05 ET  | Source: TransUnion

CHICAGO, May 27, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) is proud to announce it has been named one of Newsweek’s Most Trustworthy Companies in America for 2026, recognizing organizations that demonstrate strong trust with customers, employees and investors.

TransUnion is a global information and insights company that helps enable trust across key business areas such as credit, fraud prevention, marketing and consumer solutions. Decades of responsible data stewardship, combined with continued investment in technology and innovation, have allowed the company to expand beyond traditional credit reporting while maintaining a strong focus on accuracy, fairness and transparency.

“As consumers and organizations increasingly transact with those they do not know, a reliable basis for trust has never been more important,” said Chris Cartwright, President and CEO of TransUnion. “Being named one of America’s Most Trustworthy Companies reflects our long-standing commitment to acting with integrity, stewarding data responsibly and helping people and organizations transact with confidence.”

For more than 50 years, TransUnion has helped enable trust by stewarding and analyzing data to build a holistic understanding of consumer identity. Today, TransUnion delivers a Tru™ picture of each individual, an actionable view drawn from a robust set of online, offline, public and proprietary data that is stewarded with care. This foundation supports informed decision making across the economy and reflects the company’s purpose of Information for Good.

Trust is also core to TransUnion’s broader approach to responsible business. Through its global impact strategy, the company works to deliver positive, sustainable outcomes for consumers, customers, employees and communities. This includes advancing financial inclusion, strengthening responsible data and AI governance, and reducing environmental impact across its operations.

“At TransUnion, trust shapes both what we deliver and how we operate as a business,” added Cartwright. “We view this recognition as both an honor and a responsibility, and we remain committed to earning trust every day through responsible action and long-term value creation.”

About TransUnion (NYSE: TRU)
TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business

ContactDave [email protected]
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SAN FRANCISCO, June 03, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced an expansion of TruIQ™ Data Enrichment on the Snowflake AI Data Cloud to support prescreen credit marketing campaigns, building on the solution’s existing analytics capabilities.

With these enhancements, customers can now securely access, link and activate TransUnion credit data directly within their Snowflake environment to move from insight to prescreen marketing execution without data movement. TransUnion announced the news at Snowflake’s annual user conference, Snowflake Summit 26.

Customers can leverage TruIQ Data Enrichment on the Snowflake AI Data Cloud to reduce the time required to activate prescreen campaigns from weeks or months to days, while maintaining control over data governance and minimizing data movement.

“For the past two years, TransUnion and Snowflake have helped customers inform business decisions and drive innovation by securely linking first-party and third-party data to TransUnion’s trusted identity spine,” said Mohamed Abdelsadek, Chief Global Solutions Officer at TransUnion. “By extending these capabilities to prescreen credit marketing, we’re enabling customers to access and activate enriched, identity-linked data faster so they can build, personalize and measure prescreen campaigns at scale.”

With this capability, customers can use TruIQ Data Enrichment to go beyond current analytics use cases such as credit risk modeling, lost sales analysis and fair lending analysis. They can now use TruIQ Data Enrichment across key credit marketing workflows, including audience segmentation and selection, offer personalization, re-engagement and campaign performance measurement.

“Building applications that run natively in Snowflake allows customers to act on data faster and with greater confidence,” said Amy Kodl, SVP, Worldwide Alliances & Channels at Snowflake. “Enhancements like this give customers flexibility in how they securely apply trusted data to drive prescreen marketing and growth.”

Snowflake users are already achieving measurable results with TruIQ Data Enrichment. For a top 10 U.S. bank, the solution delivered a 93% reduction in data access time, cutting the traditional 720+ hour process down to 48 hours. A major credit card issuer reduced time to insight by 85%, moving from two weeks to two days, while a credit and FinTech lending platform compressed a traditional three-month connected-data process into moments using on-demand data access and secure linking capabilities.

To learn more about TruIQ Data Enrichment, click here.

Check out keynotes from Snowflake Summit 26 live or on-demand here and stay on top of the latest news and announcements from Snowflake on LinkedIn and X.

About TransUnion (NYSE: TRU)
TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments, we have developed innovative solutions that extend beyond our foundation in core credit into areas such as marketing, fraud, risk, and advanced analytics. This creates opportunities for consumers and businesses to transact with confidence and achieve great things. We call this Information for Good®.
http://www.transunion.com/business

Contact   Dave Blumberg  TransUnion   E-mail [email protected]   Phone 312-972-6646
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