Are you betting on the high-growth volatility of digital assets or the steady cash flow of a global payments giant? Choosing between Coinbase Global (COIN -2.74%) and PayPal (PYPL -0.90%) depends on your appetite for risk.
Coinbase Global serves as a primary bridge to the digital economy, while PayPal remains a titan of traditional digital commerce. Both companies are adapting to a changing landscape where crypto and traditional fiat money increasingly overlap. This comparison analyzes their financials and valuations to help you determine which stock is the better buy.
The case for Coinbase GlobalCoinbase Global operates as a key player for the cryptocurrency economy, representing one of the most prominent fintech stocks in the space. The company generates revenue primarily through transaction fees, with concentrated volume in Bitcoin (BTC -1.26%) and Ethereum (ETH -1.66%) trading pairs. Subscription and services revenue is heavily supported by stablecoin revenue in partnership with Circle Internet Group (CRCL -0.82%), which handles issuance and redemption for its stablecoin USDC (USDC +0.02%).
In FY 2025, revenue reached nearly $7.2 billion, representing roughly 9.4% year-over-year growth. The company reported a net income of approximately $1.3 billion, resulting in a net margin of close to 17.6%. This reflects a change from FY 2024, when revenue was roughly $6.6 billion and net income was nearly $2.6 billion, a period that included significant tax-related adjustments.
As of its December 2025 balance sheet, the debt-to-equity ratio is approximately 0.51x. This ratio measures total debt against shareholder equity, showing the company maintains a balanced level of leverage. The current ratio, which measures the ability to pay short-term debts with current assets, is roughly 2.3x. Free cash flow reached nearly $2.4 billion in FY 2025. Note that stock-based compensation (SBC) represented roughly 34.6% of operating cash flow, which inflates reported cash generation since SBC is a non-cash expense added back in the cash flow statement.
The case for PayPalPayPal operates a massive two-sided network that connects roughly 439 million active consumer and merchant accounts globally. It provides a suite of solutions including digital wallets, branded checkout, and peer-to-peer transfers through Venmo and Xoom. The company recently launched an exclusive AI-powered native checkout integration with Glance, aiming to streamline the transaction process for millions of U.S. shoppers.
In FY 2025, revenue reached nearly $33.2 billion, which is a growth rate of approximately 4.3% over the prior year. Net income for the period was roughly $5.2 billion, yielding a net margin of close to 15.8%. This shows a steady upward trend from FY 2024, when revenue was approximately $31.8 billion and net income was roughly $4.1 billion.
According to its December 2025 balance sheet, the debt-to-equity ratio stands at roughly 0.49x. The current ratio is approximately 1.3x, indicating the company has $1.30 in current assets for every dollar of short-term liabilities. Free cash flow for FY 2025 was nearly $5.6 billion, which equals cash from operations minus capital expenditures. This significant cash generation provides the company with flexibility for reinvestment or returning value to shareholders.
Risk profile comparisonCoinbase Global faces significant revenue concentration risk because it depends heavily on volatile asset prices and trading volumes for Bitcoin and Ethereum. However, one key headwind was the regulatory outlook and this has improved considerably. The SEC dismissed its enforcement case against Coinbase in 2025 and has since shifted toward a more crypto-friendly approach, potentially reducing regulatory uncertainty and providing a more favorable environment for the company's long-term growth.
PayPal, meanwhile, faces intense competition from emerging payment platforms and traditional financial institutions. The company also operates under extensive financial regulations, where compliance failures could result in significant penalties. Additionally, its consumer and merchant lending businesses introduce credit risk, particularly during economic downturns when borrowers may struggle to meet their obligations.
Valuation comparisonPayPal offers a significantly lower entry point for investors based on earnings and sales, while Coinbase Global carries a premium for its specialized role in crypto.
MetricCoinbase GlobalPayPalForward P/E55.1x10.7xP/S ratio7.1x1.4xValuation metrics include sourcing from Financial Modeling Prep (FMP) and may differ from other data providers.
The P/S ratio measures the market value of the company relative to its sales over the past twelve months. The Forward P/E ratio compares the current stock price to its future earnings estimates for the next year.
Which stock would I buy in 2026?The financials of these two companies paint very different pictures. Coinbase is growing faster, with revenue increasing more than 9% in 2025 compared to PayPal's roughly 4%. However, PayPal remains the larger and more profitable business, generating nearly four times as much net income and more than twice the free cash flow.
Both companies maintain relatively healthy balance sheets, but valuation is where the differences become particularly striking.
Coinbase Global trades at roughly 55 times expected earnings and seven times annual sales, compared to just 10.7 times earnings and 1.4 times sales for PayPal. Investors are paying a substantial premium for Coinbase Global, largely reflecting expectations for continued growth in the cryptocurrency industry.
That premium could be justified if you believe crypto adoption will accelerate, but it also leaves little room for disappointment.
PayPal, meanwhile, faces challenges of its own. Its customer base has largely stagnated, and competition continues to weigh on its core checkout business. However, growing engagement among existing customers and strong momentum with Venmo suggest the company still has opportunities to expand.
For long-term investors, PayPal looks better here. Its established business, substantial cash generation, and considerably lower valuation offer a more attractive balance of risk and potential reward. PayPal doesn't need explosive growth to justify its current valuation, but it does need to demonstrate that its core business can remain competitive. At today's valuations, that appears safer to me than paying a substantial premium for Coinbase's future growth.
PayPal (PYPL +0.59%) was one of the biggest winners in the COVID-19 era, with soaring e-commerce demand sending its stock to a peak of about $310 per share in mid-2021. Today, it trades for more than 80% below that peak, and reports of takeover talks are now dead.
I bought shares of PayPal far more recently than the pandemic-era peak, but shares are still significantly below my average cost basis. But I'm holding on to my shares, and believe PayPal represents one of the best risk-reward plays in all of value investing right now.
Image source: PayPal.
PayPal: Then and nowIn a nutshell, PayPal's growth slowed dramatically as the pandemic began to wane. Not only were general e-commerce tailwinds dissipating, but the branded checkout business faced stiff competition from Apple Pay, Shop Pay, and others. Investors were simply not willing to pay high multiples for single-digit growth.
Here's where PayPal stands today. The company's active user base has been relatively flat for some time, but in the most recent quarter, PayPal's revenue grew 5%, and total payment volume increased 10% year-over-year. It's a modest level of growth, but it's still a growing business. Plus, PayPal owns Venmo, and management has been focusing on making the leading peer-to-peer payments app more profitable.
PYPL PayPal$57.54+$0.34 (+0.59%)
NASDAQ · As of 4:00 PM ET 10/22/26
Speaking of profitability, PayPal's growth may be sluggish, but this is a wildly profitable company. It generated $1.8 billion in free cash flow in the most recent quarter, and management has been aggressively buying back shares.
Why am I still holding PayPal?The short answer is that the risk-reward dynamics make a lot of sense. At the current price, PayPal trades for about 10 times forward earnings, and at that price, PayPal doesn't need rapid growth to be a good investment. Even a combination of modest profit growth and a rapidly shrinking share count should keep EPS rising at a healthy pace. For example, if PayPal grows its income by about 4% per year and lowers its share count through buybacks by about 8% annually, we'd see double-digit EPS growth.
Of course, there are some big risk factors. For example, if PayPal's branded checkout business continues to lose ground, it could make me reconsider. But the bottom line is that although PayPal isn't the growth stock it was in 2021, with an aggressive buyback and excellent free cash flow, it's a company worth owning.
Matt Frankel, CFP® has positions in PayPal and has the following options: long January 2027 $75 calls on PayPal, long January 2027 $95 calls on PayPal, short January 2027 $135 calls on PayPal, and short January 2027 $85 calls on PayPal. The Motley Fool has positions in and recommends PayPal. The Motley Fool recommends the following options: short December 2026 $62.50 calls on PayPal. The Motley Fool has a disclosure policy.
LianLian Global and PayPal Power Cross-Border Payouts for Social Commerce, Marketplace, and eCommerce CustomersPR Newswire
NEW YORK, Oct. 22, 2026
Social commerce, marketplaces and eCommerce players served by LianLian Global can now pay creators, influencers, developers, and independent contractors directly to their PayPal and Venmo wallets.
, /PRNewswire/ -- LianLian Global today announced it has partnered with PayPal (NASDAQ: PYPL) to enable its social commerce, marketplace and e-commerce clients to send payouts directly to PayPal accounts globally and to Venmo accounts in the U.S.
The creator and gig economy runs on fast, low-friction payouts. Brands are expected to spend $32.6 billion on creators in 2026 and roughly 50 million people worldwide create content professionally or semi-professionally (Gigapay Global Creator Economy Report 2026). Many of these recipients already hold a PayPal or Venmo account: PayPal had over 400 million active accounts across approximately 200 markets at the end of Q2 2026, and Venmo reached 67 million monthly active accounts in Q4 2025.
Paypal Payouts is live in 96 global markets and 24 currencies. It allows merchants to send to any email address, mobile number, or Venmo user handle, with or without an existing PayPal or Venmo account.
To support enterprises expanding globally, LianLian Global provides digital payment services including pay-in, pay-out, acquiring, foreign exchange, virtual cards and payment aggregation. To date, its parent company Lianlian DigiTech has served more than 13.3 million clients. Its services reach more than 200 countries and regions, support transactions and settlement in more than 140 currencies, and connect with more than 180 global e-commerce platforms.
The partnership combines LianLian Global's cross-border collection, FX and compliance infrastructure with PayPal's global wallet network. Key offerings include:
Pay to PayPal: Payouts from LianLian Global clients to PayPal account holders in 96 markets, using only the recipient's email or phone numberPay to Venmo: Domestic U.S. payouts to Venmo users, including creators, influencers and independent contractorsPayPal Payouts for Platforms: Mass disbursements for social commerce, marketplaces and affiliate platforms paying large numbers of sellers, creators and contractorsSpeed to settle: Save time and money by eliminating check runs and postage; no need for routing numbers and bank accounts.Sandra Lam, Deputy CEO of US at LianLian Global: "Social commerce is creating a new economy, where creators, influencers and independent sellers drive discovery and sales alongside the platforms they sell on. Paying these participants fast, across borders and in small amount is what powers the network effect of social commerce. We see our work with Paypal as a key step in building the payout rails for the global gig economy."
The collaboration expands LianLian Global's payout coverage and supports its growth in the U.S. and global markets as cross-border platforms scale their creator and contractor programs.
View original content:https://www.prnewswire.com/news-releases/lianlian-global-and-paypal-power-cross-border-payouts-for-social-commerce-marketplace-and-ecommerce-customers-302917635.html
Social commerce, marketplaces and eCommerce players served by LianLian Global can now pay creators, influencers, developers, and independent contractors directly to their PayPal and Venmo wallets.
, /PRNewswire/ -- LianLian Global today announced it has partnered with PayPal (NASDAQ: PYPL) to enable its social commerce, marketplace and e-commerce clients to send payouts directly to PayPal accounts globally and to Venmo accounts in the U.S.
The creator and gig economy runs on fast, low-friction payouts. Brands are expected to spend $32.6 billion on creators in 2026 and roughly 50 million people worldwide create content professionally or semi-professionally (Gigapay Global Creator Economy Report 2026). Many of these recipients already hold a PayPal or Venmo account: PayPal had over 400 million active accounts across approximately 200 markets at the end of Q2 2026, and Venmo reached 67 million monthly active accounts in Q4 2025.
Paypal Payouts is live in 96 global markets and 24 currencies. It allows merchants to send to any email address, mobile number, or Venmo user handle, with or without an existing PayPal or Venmo account.
To support enterprises expanding globally, LianLian Global provides digital payment services including pay-in, pay-out, acquiring, foreign exchange, virtual cards and payment aggregation. To date, its parent company Lianlian DigiTech has served more than 13.3 million clients. Its services reach more than 200 countries and regions, support transactions and settlement in more than 140 currencies, and connect with more than 180 global e-commerce platforms.
The partnership combines LianLian Global's cross-border collection, FX and compliance infrastructure with PayPal's global wallet network. Key offerings include:
Pay to PayPal: Payouts from LianLian Global clients to PayPal account holders in 96 markets, using only the recipient's email or phone number
Pay to Venmo: Domestic U.S. payouts to Venmo users, including creators, influencers and independent contractors
PayPal Payouts for Platforms: Mass disbursements for social commerce, marketplaces and affiliate platforms paying large numbers of sellers, creators and contractors
Speed to settle: Save time and money by eliminating check runs and postage; no need for routing numbers and bank accounts.
Sandra Lam, Deputy CEO of US at LianLian Global: "Social commerce is creating a new economy, where creators, influencers and independent sellers drive discovery and sales alongside the platforms they sell on. Paying these participants fast, across borders and in small amount is what powers the network effect of social commerce. We see our work with Paypal as a key step in building the payout rails for the global gig economy."
The collaboration expands LianLian Global's payout coverage and supports its growth in the U.S. and global markets as cross-border platforms scale their creator and contractor programs.
In its upcoming report, Paypal (PYPL - Free Report) is predicted by Wall Street analysts to post quarterly earnings of $1.31 per share, reflecting a decline of 2.2% compared to the same period last year. Revenues are forecasted to be $8.7 billion, representing a year-over-year increase of 3.3%.
The current level reflects an upward revision of 0.1% in the consensus EPS estimate for the quarter over the past 30 days. This demonstrates how the analysts covering the stock have collectively reappraised their initial projections over this period.
Prior to a company's earnings announcement, it is crucial to consider revisions to earnings estimates. This serves as a significant indicator for predicting potential investor actions regarding the stock. Empirical research has consistently demonstrated a robust correlation between trends in earnings estimate revision and the short-term price performance of a stock.
While it's common for investors to rely on consensus earnings and revenue estimates for assessing how the business may have performed during the quarter, exploring analysts' forecasts for key metrics can yield valuable insights.
That said, let's delve into the average estimates of some Paypal metrics that Wall Street analysts commonly model and monitor.
Analysts expect 'Net Revenues- Revenues from other value added services' to come in at $885.49 million. The estimate points to a change of -1.1% from the year-ago quarter.
The combined assessment of analysts suggests that 'Net Revenues- Transaction revenues' will likely reach $7.82 billion. The estimate suggests a change of +4% year over year.
The collective assessment of analysts points to an estimated 'Total Payment Volume (TPV)' of $489.44 billion. The estimate compares to the year-ago value of $458.09 billion.
It is projected by analysts that the 'Transaction margin' will reach 44.6%. The estimate compares to the year-ago value of 46.0%.
According to the collective judgment of analysts, 'Active accounts' should come in at 440 . Compared to the current estimate, the company reported 438 in the same quarter of the previous year.
View all Key Company Metrics for Paypal here>>>
Over the past month, shares of Paypal have returned +8.9% versus the Zacks S&P 500 composite's no change. Currently, PYPL carries a Zacks Rank #4 (Sell), suggesting that it may underperform the overall market in the near future. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>> .
PayPal (NASDAQ: PYPL) announced Bitcoin (BTC) buying, holding, and selling exactly six years ago, on October 21, 2020. But how has PayPal stock fared since then compared to the leading cryptocurrency?
In short, the payment processor has had a much more difficult time, as PYPL stock has dropped 72% from $203 to $57 in the relevant period. In comparison, Bitcoin has gained approximately 533%, climbing from $13,180 to $83,440.
To put things into perspective, a $1,000 investment in PayPal would now be worth just about $280 (a loss of $719.21), while the same position in Bitcoin would be worth $6,330 after a profit of $5,330.
This is a difference of more or less $6,049, meaning the BTC investment would be worth approximately 22.5 times more than the PayPal position after six years.
Bitcoin and PayPal stock move similarly this year While the two assets have gone down widely different paths over the past half a decade or so, this year, they moved surprisingly similarly.
Notably, both Bitcoin and PayPal stock experienced significant volatility throughout 2026, each suffering sharp declines in February and another downturn in June. However, both began recovering as the summer progressed.
PayPal stock vs. Bitcoin in 2026. Source: PayPal shares staged a particularly strong rebound in late July and August, briefly climbing to around $63, above the $59 starting point for the year, before retreating again in September.
Bitcoin, meanwhile, remained under pressure for much of the summer, reaching a low of around $58,560 in July, approximately 35% below its starting level, before recovering sharply toward the end of August.
Bitcoin vs PayPal in 2026 At the time of writing, PayPal was down just 1.72% year to date, while Bitcoin had fallen 7.74%. That puts PayPal ahead by 6.02 percentage points in 2026, despite BTC’s substantial outperformance over the longer six-year period.
Ultimately, the more short-term comparison suggests that PayPal has been more resilient than Bitcoin this year, although both assets have experienced pronounced swings in investor sentiment.
Featured image via Shutterstock
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PayPal (PYPL +1.11%), one of the world's largest digital payment companies, was once a popular growth stock. But if you had invested $1,000 in PayPal when it reached its record high on July 23, 2021, your investment would only be worth $187 today. Let's see why its stock has plummeted over the past five years and whether it's worth a fresh $1,000 investment today.
Image source: PayPal.
What happened to PayPal? PayPal hosted 439 million active accounts in the second quarter of 2026, but that was just 0.3% growth from a year earlier. Since the end of 2022, it's only gained 4 million new accounts.
PayPal is struggling to gain new users due to intense competition from other digital payment platforms. To offset that pressure, it's relying more heavily on its unbranded payment processing platform, Braintree, and its peer-to-peer payments platform, Venmo.
$57.14+$0.63 (+1.11%)
NASDAQ · As of 4:00 PM ET 10/20/26
However, those platforms generate lower take rates (the percentage of each transaction retained as revenue) than its namesake services. As a result, PayPal's transaction take rate has declined every year since its spin-off from eBay (EBAY +0.60%) in 2015. eBay's decision to replace PayPal with Adyen (ADYEY +0.29%) as its preferred payment provider, implemented in stages from 2018 to 2023, made it even harder for PayPal to acquire new accounts.
PayPal's revenue rose 8% in 2023, 7% in 2024, and 4% in 2025. That deceleration indicated its high-growth days were over, so it focused on cutting costs to stabilize its margins and buying back more shares to boost its EPS. Instead of aggressively pursuing new accounts, PayPal rolled out additional features to increase its total transactions and revenue per existing user.
Is PayPal a worthwhile investment today? At its peak, PayPal's stock traded at 87 times the $3.52 in EPS it would generate in 2021. Today, it trades at just 11 times this year's EPS -- even though its business is gradually stabilizing.
From 2025 to 2028, analysts expect PayPal's revenue and EPS to grow at CAGRs of 5% and 4%, respectively, as it deepens its partnerships with credit card companies, rolls out new services for brick-and-mortar businesses, expands Venmo's reach, and diversifies its platform with more crypto trading tools, high-yield savings accounts, and stablecoin-powered transfers.
PayPal isn't down for the count yet, and its low multiple should limit its downside potential. Therefore, it should be a safe place to park a fresh $1,000 investment -- but I wouldn't touch it unless it raises its paltry forward dividend yield of 1%. As a cheap, high-yielding dividend stock, PayPal might attract more investors willing to overlook its other glaring weaknesses.
Leo Sun has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Adyen, PayPal, and eBay. The Motley Fool recommends the following options: short December 2026 $62.50 calls on PayPal. The Motley Fool has a disclosure policy.
Paypal (PYPL - Free Report) is expected to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended September 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.
The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on October 27. On the other hand, if they miss, the stock may move lower.
While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise.
Zacks Consensus EstimateThis technology platform and digital payments company is expected to post quarterly earnings of $1.31 per share in its upcoming report, which represents a year-over-year change of -2.2%.
Revenues are expected to be $8.7 billion, up 3.4% from the year-ago quarter.
Estimate Revisions TrendThe consensus EPS estimate for the quarter has been revised 0.12% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.
Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts.
Price, Consensus and EPS Surprise
Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core.
The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.
Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.
A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.
Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).
How Have the Numbers Shaped Up for Paypal?For Paypal, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -3.18%.
On the other hand, the stock currently carries a Zacks Rank of #4.
So, this combination makes it difficult to conclusively predict that Paypal will beat the consensus EPS estimate.
Does Earnings Surprise History Hold Any Clue?Analysts often consider to what extent a company has been able to match consensus estimates in the past while calculating their estimates for its future earnings. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.
For the last reported quarter, it was expected that Paypal would post earnings of $1.28 per share when it actually produced earnings of $1.38, delivering a surprise of +7.81%.
Over the last four quarters, the company has beaten consensus EPS estimates three times.
Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.
That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.
Paypal doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.
Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.
PayPal Holdings Inc. (NASDAQ:PYPL) stock is trending as renewed takeover speculation draws attention to an unconfirmed report from September that an unnamed West Coast tech company may be evaluating an all-stock deal for the company.
PayPal stock is under selling pressure. Why are PYPL shares declining? A September Betaville Alert Pointed to an Unnamed West Coast Tech Company and an All-Stock DealOn Sept. 25, traders circulated a Betaville "uncooked" alert, or early and unverified deal chatter, that an unnamed West Coast U.S. technology company may be weighing an all-stock takeover of PayPal, according to Seeking Alpha. No buyer was named, PayPal did not confirm an approach, and the board is said to prefer cash. Shares rose that day.
Retail Traders Guess Meta but Are Split on Whether a Bid Is RealAccording to Stocktwits, renewed takeover speculation is driving attention to the stock, with many traders guessing Meta Platforms Inc. (NASDAQ:META) as the possible buyer. No offer or buyer has been confirmed. The community is split between expecting a premium bid and viewing the rumor as a short-lived pump, while some focus on PayPal’s standalone turnaround and upcoming earnings.
The Rumor Follows Stripe and Advent’s Abandoned $53 Billion BidIn July, Stripe and Advent International offered about $60.50 a share, or roughly $53 billion, a premium of about 28% to PayPal’s mid-July price. Talks continued into August, then collapsed in late August after the board viewed the price as too low and the two sides clashed over structure, including a reported $2 billion breakup fee. Shares fell about 13% in a day when the bid died. CEO Enrique Lores, who took over in March, has said PayPal will weigh outside offers against its standalone plan, which includes cost cuts and a large share-repurchase program. Bernstein analysts estimated PayPal’s board would want an offer meaningfully above $70 a share, according to Yahoo Finance.
PayPal Reports Third-Quarter Results Oct. 27PayPal is set to report earnings on Oct. 27 before the market opens. Analysts estimate earnings per share of $1.31 and revenue of $8.71 billion. PayPal guided to a low-single-digit decline in third-quarter earnings per share, about $1.30 to $1.33 on a normalized basis, and has raised its full-year non-GAAP earnings per share outlook to about $5.38.
Read Next
PayPal Shares DeclinePYPL Price Action: At the time of publication, PayPal shares are trading 1.94% lower at $55.60, according to data from Benzinga Pro.
Image via Shutterstock
This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.
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Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
Paypal (PYPL - Free Report) closed at $57.16 in the latest trading session, marking a +1.89% move from the prior day. The stock's change was more than the S&P 500's daily gain of 0.33%. Meanwhile, the Dow experienced a rise of 1.08%, and the technology-dominated Nasdaq saw an increase of 0.08%.
Coming into today, shares of the technology platform and digital payments company had gained 6.43% in the past month. In that same time, the Business Services sector lost 1.1%, while the S&P 500 gained 1.41%.
Analysts and investors alike will be keeping a close eye on the performance of Paypal in its upcoming earnings disclosure. The company's earnings report is set to go public on October 27, 2026. The company is forecasted to report an EPS of $1.32, showcasing a 1.49% downward movement from the corresponding quarter of the prior year. In the meantime, our current consensus estimate forecasts the revenue to be $8.7 billion, indicating a 3.35% growth compared to the corresponding quarter of the prior year.
In terms of the entire fiscal year, the Zacks Consensus Estimates predict earnings of $5.38 per share and a revenue of $34.66 billion, indicating changes of +1.32% and +4.48%, respectively, from the former year.
Investors might also notice recent changes to analyst estimates for Paypal. These recent revisions tend to reflect the evolving nature of short-term business trends. Consequently, upward revisions in estimates express analysts' positivity towards the business operations and its ability to generate profits.
Our research demonstrates that these adjustments in estimates directly associate with imminent stock price performance. Investors can capitalize on this by using the Zacks Rank. This model considers these estimate changes and provides a simple, actionable rating system.
Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate remained stagnant. At present, Paypal boasts a Zacks Rank of #2 (Buy).
Looking at valuation, Paypal is presently trading at a Forward P/E ratio of 10.42. This signifies a discount in comparison to the average Forward P/E of 14.32 for its industry.
It is also worth noting that PYPL currently has a PEG ratio of 1.2. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. PYPL's industry had an average PEG ratio of 0.78 as of yesterday's close.
The Financial Transaction Services industry is part of the Business Services sector. This industry currently has a Zacks Industry Rank of 178, which puts it in the bottom 28% of all 250+ industries.
The strength of our individual industry groups is measured by the Zacks Industry Rank, which is calculated based on the average Zacks Rank of the individual stocks within these groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
Remember to apply Zacks.com to follow these and more stock-moving metrics during the upcoming trading sessions.
It's not too tough to figure out why shares of payment middleman PayPal (PYPL -0.13%) have struggled since peaking in 2021. The company's dominance of the online payment space at the start of the COVID-19 pandemic positioned it perfectly for the surge in e-commerce the pandemic would spur.
In the meantime, alternatives like Stripe and Wise became more popular, as did Alphabet's Google Pay and Apple Pay. PayPal stock is now more than 80% below its 2021 high, and still within sight of February's multiyear low.
The sellers, however, have arguably overshot their target. While the company's best days are behind it, this ticker is undervalued for a handful of reasons.
Image source: Getty Images.
PayPal's still making forward progress Not all cheap stocks are necessarily worth buying. But with PYPL priced at less than 10 times next year's projected consensus per-share profit of $5.77, the crowd is arguably looking past a couple of important details here.
Chief among those details is the modest growth that PayPal is still experiencing. While its double-digit growth era may be in the rearview mirror, its second-quarter revenue still improved 3% year over year (on a currency-neutral basis), driven by an 8% year-over-year improvement in total transactions and 10% growth in total payment volume.
Although earnings were down slightly, mostly due to higher transaction expenses, PayPal still upped its full-year profit guidance from its previous outlook offered in May. That progress is expected to translate into top-line growth of over 4% next year, and earnings growth of more than 7%.
Perhaps the most compelling detail of Q2's results still not reflected in the stock's price, however, is how profitable PayPal remains despite competitive headwinds. Through the first half of 2026, the company turned $17 billion in revenue into net income of $2.2 billion. That's a net margin of nearly 13%, supporting continued value creation through ongoing stock buybacks. In this vein, PayPal has repurchased nearly 10% of its outstanding stock over the past 12 months.
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Something solid to build on PayPal's got a compelling past and present, and there's reason for optimism about the future. But is there enough bullish hope here to step into this deeply discounted stock?
Arguably yes, although not quite for the reason you might think.
PayPal isn't priced like a growth stock, simply because it's no longer one. It's now a value name, and while it's still cheap, even by value-stock standards, as noted, it's not difficult to understand investors' general disinterest in owning this ticker at this time.
What most of this crowd is overlooking is that 439 million PayPal accounts are still active, with 228 million of those customers using them at least once per month. That's a modest improvement on the same metrics from a year earlier, which were also up from mid-2024 levels. If nothing else, the company is proving it can still win and keep customers, even if not at a heroic pace. From here, it's just a matter of figuring out how to enhance the numbers, which its transformation plan is doing.
The fintech pioneer PayPal (NASDAQ: PYPL) has been in what appears to be a terminal decline ever since it reversed its stock market trajectory after hitting the all-time high (ATH) above $305 on July 23, 2021.
PayPal Holdings, Inc. remains a Strong Buy as revenue growth, innovation, and low valuation outweigh recent profitability declines. PYPL's Q2 revenue rose 4.8% to $8.68B, with payment transactions and payment volume both showing robust growth, especially in Venmo and P2P. Management is targeting at least $1.5B in gross run rate cost savings over 2-3 years through structural simplification and AI-driven efficiencies.
A surprise inflation print just exposed a fault line running through the buy now, pay later sector, and Affirm's funding model sits squarely on the wrong side of it.
A hotter-than-expected inflation report lifted long-term Treasury yields, and Affirm Holdings (NASDAQ:AFRM | AFRM Price Prediction) stock is taking the biggest hit among buy now, pay later (BNPL) lenders. Affirm stock is at $69.99, down 10% in afternoon trading. That slide stands out in a group of consumer lenders and payment platforms that is holding up far better.
At the same time, Klarna (NYSE:KLAR) stock is at $13.01, down 3%, a far smaller decline than Affirm’s slide. Additionally, PayPal Holdings (NASDAQ:PYPL) stock is at $55.95, down 0.4%, barely moving by comparison.
For a read on the wider financial sector, the Financial Select Sector SPDR ETF (NYSEARCA:XLF) is down 0.8%. Across U.S. large caps, the SPDR S&P 500 ETF Trust (NYSEARCA:SPY) is down 1%. The drop in Affirm stock runs multiple times deeper, despite no company-specific news. So, what’s driving the selloff in AFRM stock today?
Hot Inflation Report Lifts Funding Costs
September inflation came in above forecasts, and long-term interest rates rose after the release. Higher yields raise the cost of the capital that installment lenders borrow to fund the loans they write at checkout.
Affirm originates installment loans at the point of sale and funds them through warehouse credit facilities, asset-backed securitizations and forward-flow loan sales to institutional buyers. Its borrowing costs therefore track market rates more closely than a deposit-based or fee-driven business would. In Q3 FY2026, reported on May 7, Affirm’s average cost of funds fell to its lowest level in three and a half years.
Funding Models Split the BNPL Group
Heading into the rate shock, Affirm’s business was humming. During Q3 FY2026, the company lifted revenue 32.6% year over year to $1.04 billion as gross merchandise volume (GMV) climbed 35% to $11.6 billion. Those gains came as funding got cheaper, a trend higher yields threaten to reverse.
Affirm’s delinquencies of 30 days or more rose 29 basis points year over year to 2.8%. Concentration adds another layer, since its top five merchant partners account for 42% of GMV. Broader card data offers some comfort, with bank credit card delinquencies trending lower since late 2024.
Klarna funds itself differently, drawing the large majority of its money from low-cost consumer deposits, and it has applied for a U.S. bank charter. Its Q2 2026 revenue rose 26.6% to $1.042 billion, while transaction margin dollars jumped 42% to $446 million. It lowered its full-year GMV outlook, citing currency translation and softer German retail volumes.
PayPal leans on transaction fees across branded checkout, Venmo and Braintree, so its revenue depends much less on lending spreads. Second-quarter 2026 results showed revenue up 4.8% to $8.68 billion on total payment volume of $486.45 billion. PayPal’s non-GAAP operating margin contracted 248 basis points.
Affirm Faces a Repricing Test
Rising rates squeeze the spread between what Affirm charges borrowers and what it pays to fund those loans. Higher rates can also strain borrowers and lift credit losses.
On the positive side, Affirm’s FY2026 guidance calls for revenue of $4.175 billion to $4.205 billion, and Affirm Card GMV jumped 146% to $2.1 billion in Q3 FY2026. The question is whether Affirm can reprice loans fast enough to protect margins without losing merchants and shoppers.
Additional yield gains after the inflation report could compound that test, while a drop could ease pressure on Affirm’s funding costs. With net cash of $1.35 billion, Affirm has a buffer as that plays out, though investors should limit their exposure while interest rates stay volatile.
Contact [email protected] for any questions or corrections.
NEW YORK--(BUSINESS WIRE)--Prove, the leader in digital identity, today announced The Trust 25, a new industry recognition program honoring 25 executives who are redefining how businesses establish trust in an increasingly AI-driven world. The inaugural class draws from a wide swath of the economy including global banks, payment networks, e-commerce marketplaces, gaming platforms, and technology companies, underscoring how identity, fraud, and authentication have become board-level priorities a.
Paypal (PYPL - Free Report) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.
Over the past month, shares of this technology platform and digital payments company have returned +3.7%, compared to the Zacks S&P 500 composite's +2.1% change. During this period, the Zacks Financial Transaction Services industry, which Paypal falls in, has gained 3%. The key question now is: What could be the stock's future direction?
Although media reports or rumors about a significant change in a company's business prospects usually cause its stock to trend and lead to an immediate price change, there are always certain fundamental factors that ultimately drive the buy-and-hold decision.
Revisions to Earnings EstimatesHere at Zacks, we prioritize appraising the change in the projection of a company's future earnings over anything else. That's because we believe the present value of its future stream of earnings is what determines the fair value for its stock.
Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.
Paypal is expected to post earnings of $1.32 per share for the current quarter, representing a year-over-year change of -1.5%. Over the last 30 days, the Zacks Consensus Estimate has changed +0.1%.
The consensus earnings estimate of $5.38 for the current fiscal year indicates a year-over-year change of +1.3%. This estimate has remained unchanged over the last 30 days.
For the next fiscal year, the consensus earnings estimate of $5.8 indicates a change of +7.8% from what Paypal is expected to report a year ago. Over the past month, the estimate has remained unchanged.
Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Paypal is rated Zacks Rank #2 (Buy).
The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
12 Month EPS
Projected Revenue GrowthEven though a company's earnings growth is arguably the best indicator of its financial health, nothing much happens if it cannot raise its revenues. It's almost impossible for a company to grow its earnings without growing its revenue for long periods. Therefore, knowing a company's potential revenue growth is crucial.
For Paypal, the consensus sales estimate for the current quarter of $8.7 billion indicates a year-over-year change of +3.4%. For the current and next fiscal years, $34.66 billion and $36.1 billion estimates indicate +4.5% and +4.1% changes, respectively.
Last Reported Results and Surprise HistoryPaypal reported revenues of $8.68 billion in the last reported quarter, representing a year-over-year change of +4.8%. EPS of $1.38 for the same period compares with $1.4 a year ago.
Compared to the Zacks Consensus Estimate of $8.51 billion, the reported revenues represent a surprise of +2.02%. The EPS surprise was +7.81%.
Over the last four quarters, Paypal surpassed consensus EPS estimates three times. The company topped consensus revenue estimates three times over this period.
ValuationNo investment decision can be efficient without considering a stock's valuation. Whether a stock's current price rightly reflects the intrinsic value of the underlying business and the company's growth prospects is an essential determinant of its future price performance.
While comparing the current values of a company's valuation multiples, such as price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), with its own historical values helps determine whether its stock is fairly valued, overvalued, or undervalued, comparing the company relative to its peers on these parameters gives a good sense of the reasonability of the stock's price.
As part of the Zacks Style Scores system, the Zacks Value Style Score (which evaluates both traditional and unconventional valuation metrics) organizes stocks into five groups ranging from A to F (A is better than B; B is better than C; and so on), making it helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
Paypal is graded A on this front, indicating that it is trading at a discount to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
ConclusionThe facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Paypal. However, its Zacks Rank #2 does suggest that it may outperform the broader market in the near term.
Despite some gains over the last few months, PayPal (PYPL +0.93%) stock has been a huge underperformer over the last five years. The company's share price has fallen roughly 79% over the stretch. Meanwhile, the S&P 500 and the Nasdaq Composite indexes have risen 79% and 90%, respectively.
On the other hand, PayPal has continued to generate substantial profits -- and it's making a big push to return cash to shareholders. With the company now paying a dividend and moving forward with a large share repurchasing plan, where will PayPal stock be in five years?
Image source: Getty Images.
What's PayPal doing with dividends and buybacks? Last October, PayPal announced that it would begin paying a dividend. The company started its quarterly dividend at $0.14 per share and has maintained it at that level, with management stating it targets a long-term payout ratio of roughly 10%. In other words, the company plans to return roughly 10% of its non-GAAP (adjusted) net income to shareholders as cash payouts.
Whether that means the company will be paying a variable dividend tied to that level -- which could result in lower distributions if earnings slip -- remains to be seen. However, there's a good chance that management will maintain the current dividend in the near term, and it plans to deliver steady payout increases in conjunction with earnings growth. PayPal's dividend currently yields roughly 1.1%.
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While dividends are now a priority for PayPal, returning cash to shareholders through stock buybacks is a much bigger part of the company's capital return policy. Management has said it expects to return between 70% and 80% of free cash flow (FCF) to shareholders, with the vast majority going toward stock buybacks. Companies typically retire shares when they buy back their own stock, thereby boosting earnings per share and supporting the stock price.
With PayPal making efforts to reenergize growth, continuing with efficiency initiatives to improve profitability, and returning cash to shareholders, the beaten-down stock could wind up seeing strong rebound momentum over the next five years. On the other hand, there's another potential catalyst that could send the stock higher.
PayPal might not be a stand-alone company five years from now Over the last year, reports have swirled suggesting that PayPal could be an acquisition target. With the company trading at just 10 times this year's expected earnings, the fintech player looks cheaply valued and could attract real interest from multiple prospective buyers.
While the company has been facing some substantial competitive pressures, PayPal still has strong foundations and resources in the fintech space that could create strong synergies if folded into another fintech business or a technology company with a substantial focus on the consumer market. With that in mind, I think there's a very good chance that PayPal will be acquired within the next five years.
Keith Noonan has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends PayPal. The Motley Fool recommends the following options: short December 2026 $62.50 calls on PayPal. The Motley Fool has a disclosure policy.
In the eyes of investors, PayPal (PYPL +0.93%) is in a troubling downward spiral. The shares currently trade 82% off their peak (as of Oct. 7), which was set all the way back in July 2021. During that same period of time, the S&P 500 index has climbed 77%.
PayPal looks like yesterday's news. Is another fintech stock the better buy right now?
Image source: Getty Images.
PayPal's new reality When it comes to fintech enterprises generally, and digital payments companies specifically, PayPal might be the first that enters investors' minds. It has been a leader in this industry for quite some time, particularly in online transactions and money transfers. And it wasn't long ago that it was growing briskly, gains that were accelerated by the COVID-19 pandemic.
Between 2015 and 2021, PayPal's revenue was consistently rising at about 15% to 20% per year. It's no surprise that the stock price soared 724% in the five-year period leading up to the all-time high. Then-Chief Executive Officer Dan Schulman even said the business would get to 1 billion users, as he set out to build PayPal into a super app. That playbook was scratched. PayPal went from 377 million users at the end of 2020 to 439 million today, with growth now non-existent.
PayPal's fall from grace has been remarkable. On the one hand, it's still very profitable. And it generates a lot of free cash flow that management plows aggressively into share buybacks.
However, growth has slowed dramatically in one key area, as industry tailwinds faded and intense competition materialized on both the merchant and consumer sides of the business. The company's flagship branded checkout solution has pumped the brakes. Total payment volume (TPV) here increased by 2% during the first and second quarters of 2026 on a year-over-year basis.
During Q2, PayPal's overall TPV grew by 10%. Its transaction margin dollars, a measure of core profitability, increased by just 1%. The company's ability to monetize its established ecosystem is weakening, which is likely what has been harming market sentiment toward the stock.
At a forward price-to-earnings (P/E) ratio of 9.1, PayPal's valuation has gotten extremely cheap. Investors might be tempted to buy shares. But until profit growth returns and even starts to accelerate, the losing streak could continue.
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Stick to the winner Investors don't have to risk betting on a highly uncertain situation. Instead, focus on businesses that continue to operate from a position of strength. This is what's happening with SoFi Technologies (SOFI +1.22%). It trades at a more expensive forward P/E multiple of 20.7. The company's fundamental performance, however, is worth the price tag.
SoFi has emerged as a leading digital bank, with its exceptional user experience and a young, affluent target demographic supporting robust growth. Revenue surged by 145% during the three-year period ended June 30. The customer base increased 155% in that time, from 6.2 million to 15.8 million.
One of the biggest catalysts for success has been SoFi's ability to consistently innovate and expand its product lineup. This year, it started offering small business loans. And it launched an artificial intelligence-powered financial coach directly in the app. This is a far cry from the early days when SoFi was just refinancing student loans in 2012. This trend leads existing customers to sign up for new products and services, thereby increasing stickiness.
The market historically liked SoFi's impressive growth. Investors can now appreciate the company's soaring profits. Adjusted net income jumped 112% year over year in 2025. And it's forecast to rise 72% this year. Improving profitability without sacrificing growth is a powerful force.
PayPal shares are undoubtedly cheap. Look out over the next five years, though, and I believe SoFi will generate a better return. Investors will want to buy while it's trading more than 50% below its peak.
SummaryPayPal’s branded checkout grew just 2%, but broader branded experiences reached 6% and debit spending increased over 60%.Venmo TPV rose 14%, while customers combining Debit and Pay with Venmo generate over 9x more revenue per account.PayPal holds $39.7 billion in customer balances, creating opportunities to deepen monetization through spending, credit, and financial services.At 10.1x FY1 earnings, my $67 fair value implies roughly 22% upside without requiring a return to historical growth. mihailomilovanovic/E+ via Getty Images
My outlook towards PayPal (PYPL) has been bullish but not simply because of the stock's low valuation. The stock has low P/E multiples and $6 billion in expected free cash flow from operations this year
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Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
SummaryPayPal remains undervalued at ~9x forward earnings, despite a failed $60.50/share takeover bid and ongoing business headwinds.I maintain a Buy rating with a 12-month price target of $66, emphasizing robust buybacks, stable free cash flow, and a falling share count.Venmo's 20% projected 2025 revenue growth and Braintree's improving profitability offer upside beyond the challenged branded checkout segment.Risks include further branded checkout share loss and execution uncertainty, but current valuation already discounts a weak scenario, supporting a favorable risk/reward. JasonDoiy/iStock Unreleased via Getty Images
PayPal (PYPL) lost its takeover bid, but I think the shares still offer value; Stripe and Advent International offered $60.50 per share in mid-July, then withdrew their offer on August 27 after
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Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
Solana (NASDAQ:HSDT – Get Free Report) and PayPal (NASDAQ:PYPL – Get Free Report) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, dividends, risk, earnings, profitability, analyst recommendations and valuation.
Earnings and Valuation This table compares Solana and PayPal”s top-line revenue, earnings per share (EPS) and valuation.
Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Solana $12.07 million 13.28 -$40.89 million ($30.32) -0.09 PayPal $34.13 billion 1.37 $5.23 billion $5.29 10.31 PayPal has higher revenue and earnings than Solana. Solana is trading at a lower price-to-earnings ratio than PayPal, indicating that it is currently the more affordable of the two stocks. Insider and Institutional Ownership 18.6% of Solana shares are held by institutional investors. Comparatively, 68.3% of PayPal shares are held by institutional investors. 14.4% of Solana shares are held by insiders. Comparatively, 0.6% of PayPal shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
Profitability This table compares Solana and PayPal’s net margins, return on equity and return on assets.
Net Margins Return on Equity Return on Assets Solana -1,302.78% -41.86% -18.53% PayPal 14.36% 24.39% 6.06% Volatility & Risk Solana has a beta of 1.11, suggesting that its share price is 11% more volatile than the S&P 500. Comparatively, PayPal has a beta of 1.27, suggesting that its share price is 27% more volatile than the S&P 500.
Analyst Ratings This is a breakdown of current recommendations for Solana and PayPal, as provided by MarketBeat.com.
Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Solana 1 1 2 0 2.25 PayPal 4 34 9 0 2.11 Solana currently has a consensus target price of $4.00, indicating a potential upside of 51.52%. PayPal has a consensus target price of $56.31, indicating a potential upside of 3.28%. Given Solana’s stronger consensus rating and higher probable upside, research analysts plainly believe Solana is more favorable than PayPal.
Summary PayPal beats Solana on 10 of the 14 factors compared between the two stocks.
About Solana (Get Free Report)
Helius Medical Technologies, Inc., a neurotechnology company, focuses on developing, licensing, and acquiring non-implantable technologies for the treatment of symptoms caused by neurological disease or trauma. The company's product is Portable Neuromodulation Stimulator, a non-surgical medical device intended for use as a short term treatment of gait deficit due to symptoms from multiple sclerosis and balance deficit due to mild-to-moderate traumatic brain injury, as well as to be used in conjunction with supervised therapeutic exercise. The company was incorporated in 2014 and is headquartered in Newtown, Pennsylvania.
About PayPal (Get Free Report)
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
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Investors interested in stocks from the Financial Transaction Services sector have probably already heard of Paypal (PYPL) and Visa (V). But which of these two stocks presents investors with the better value opportunity right now?
PayPal stock has remained in a narrow range since September as investors wait for the next move after Stripe and Advent International decided to abandon its buyout. PYPL was trading at $54.41 on Monday, lower than the August high of $62.45. It has formed an island reversal pattern, pointing to a rebound as its third-quarter earnings report loom.
PYPL stock has moved sideways in the past few weeks as investors reacted to the decision by Stripe and Advent decided to abandon their takeover bid. According to Bloomberg, PayPal’s management saw the takeover bid as being highly inadequate. They believe that the company can achieve a better valuation if its turnaround measures work.
PayPal has then reacted to reports that other bidders may be interested in PayPal. Besides, it is one of the most popular companies in the fintech industry. It is also a highly undervalued company with a forward price-to-earnings ratio of 9.80, lower than the sector median of 11. It is also much lower than the five-year average of 16.
A potential acquirer has several ways of boosting shareholder value. For example, PayPal can opt to spin off the highly valuable Venmo product into a separately traded company. It may also decide to sell its non-core assets and cut costs.
PayPal's ongoing PayPal’s weakness is mostly because its growth has stalled following the surge that happened during the pandemic.
Its most recent results showed that the number of PayPal accounts remained flat at 439 million, with the number of active accounts rising by just 1% to 228 million. PayPal’s number of payment transactions rose by 8%, while the number of transactions per active account rose by 3%.
Venmo’s transaction growth continued as it experienced the second consecutive quarter of mid-teens growth.
Analysts expect the company’s revenue growth to remain under pressure for a while. The average estimate among analysts is that its annual revenue will grow by 4.76% this year and 4.2% next year. Its earnings-per-share is also expected to remain under pressure.
Most analysts have a neutral outlook for the company, with the average estimate being $56, a few points about where it is today. 34 analysts have a hold rating, while 9 and 4 have a buy and sell rating, respectively.
PayPal stock chart | Source: TradingView
The daily chart shows that the PYPL stock has struggled in the past few months. It formed a big down-gap in February after releasing weak earnings. It also formed another down-gap in April and an up-gap in July after Stripe and Advent made their bid.
The stock then made a big down-gap in August after the two companies walked away. A closer look shows that it has formed an island reversal pattern, which happens when an asset makes a gap and then consolidates. It has remained above the 100-day Exponential Moving Average (EMA).
Therefore, the stock will likely rebound ahead of its earnings. If this happens, it may rebound to the next key resistance at $62.45, its highest point in August.
The Venmo Credit Card now rewards social spending with an industry-first feature that offers cardholders more cash back for splitting purchases with friends on Venmo
Key Points
The Venmo Credit Card now earns up to 4% cash back1 — one of the highest rewards rates available for the way friends spend together. Introducing industry-first split-to-earn feature: Cardholders already earn an automatic 3% cash back on dining and entertainment, and they can earn an additional 1% when they use the split transaction feature with friends within the Venmo app. Cash back is deposited daily into the cardholder's Venmo account with no annual fee2, no foreign transaction fees2, and no limits on daily cash back. Applying does not impact an applicant's credit score if they're declined3. , /PRNewswire/ -- Venmo today announced an industry-first feature to the new rewards structure of its Venmo Credit Card introducing split-to-earn that rewards how people already spend with friends for shared experiences. Beginning October 15th, customers who open a new Venmo Credit Card can earn up to 4% cash back on dining and entertainment purchases: 3% automatically on every eligible transaction, plus an additional 1% when they split those purchases with friends on Venmo in the app.
The Venmo Credit Card Now Pays Up to 4% Cash Back When You Split with Friends
Venmo Credit Card
Venmo Credit Card
Venmo Credit Card The Venmo Credit Card, issued by Synchrony on the Visa network, has no annual fee, unlimited daily cash back, and offers a simple way to manage money and rewards together, all within the Venmo app.
Venmo has become the go-to way for more than 100 million Americans to pay each other back, and over the past decade, it's grown into a staple in how consumers manage their money. What started as a peer-to-peer payment platform has grown to provide debit and credit cards, rewards, business profiles, and checkout at the brands where people love to shop. The new Venmo Credit Card earnings structure deepens Venmo's rewards ecosystem and reflects how customers are already spending with Venmo in their daily lives.
"Venmo users have always been social spenders. They go out together, they split the bill, and they settle up in the app." said Alexis Sowa, General Manager of Venmo. "We built split-to-earn around how customers actually live and spend with friends, and it delivers on something we believe in deeply: the more you do with Venmo, the more you should get back."
How the New Reward Structure Works
The Venmo Credit Card now earns cash back across three tiers:
Up to 4% Cash Back on dining & entertainment: 3% cash back automatically on every purchase in those categories, including restaurants, food delivery, streaming services, and event tickets. An additional 1% is earned when the cardholder utilizes the split transaction feature with a Venmo friend in the Venmo app following the purchase and is paid back within 30 days. To split a purchase in Venmo: Open the Venmo app: Go to the money tab, navigate to your Venmo Credit Card, and tap transactions. Select the purchase you want to include in the split: Factor in any tips or surcharges. Add a payment note and send: personalize your payment with a message and hit send. 3% cash back for paying with Venmo: At checkout: Select Venmo to pay in-app or online at popular brands, from everyday retailers and rideshares to food delivery and airlines. Small businesses: Pay people like your local nail tech or farmers market stand through the app when they have a Venmo business profile set up. P2P: Send a payment to someone for a good or service, like buying concert tickets or vintage clothing from a casual seller. When sending a payment, simply toggle on, 'turn on for purchases' before hitting pay. 1% cash back on everything else: 1% cash back on all other purchases made outside of dining and entertainment categories. Additional Card Features
No annual fee. No foreign transaction fees. Cash back is deposited daily into the cardholder's Venmo account, available immediately to spend, send, or save. Applying does not impact an applicant's credit score if they're declined. Customers can use their cash back to auto-purchase cryptocurrency with no transaction fees4. For more information, go to: venmo.com/about/creditcard
About Venmo
Venmo is the go-to money movement app of the next generation, offering fast, safe, and social payments. With best-in-class experiences for users to send, split, shop, and sell, Venmo enables a seamless flow of money between the people and places that matter most to millions of users across the United States. For more information, go to: Venmo.com.
Media Contact: [email protected]
1 See Venmo Credit Card Rewards Program Terms. Use of cash back is subject to the terms of the Venmo User Agreement. Split transaction must be completed within 30 days of the purchase.
2 See Terms & Rates for New Accounts.
3 An approved Venmo Credit Card application will result in a hard credit inquiry, which may impact an applicant's credit score.
4 See Cash Back to Crypto Terms. Venmo's crypto services are provided by PayPal Digital, Inc. (doing business as Venmo Digital; NMLS ID #: 2610315), located at 117 Barrow Street, New York, NY 10014 , a New York State limited purpose trust company chartered by the New York State Department of Financial Services (NYDFS) to engage in virtual currency business. When you buy or sell cryptocurrency, an exchange rate and any fees you will be charged for that transaction will be disclosed to you. The exchange rate includes a spread that Venmo earns on each purchase and sale. The transaction fee will be 0% only when using the automatic purchase feature to use Venmo Credit Card cash back rewards. Trading cryptocurrency is subject to a number of risks and may result in significant losses. Neither Venmo nor its affiliates make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. All custody of and trading in cryptocurrency is performed for Venmo Digital by its licensed service provider, Paxos Trust Company, N.A.. Buying, selling, and holding cryptocurrencies is not regulated in many states. Buying, selling, and holding cryptocurrency with Venmo Digital is not available where prohibited by law. Synchrony does not provide, recommend, or take responsibility for the cryptocurrency program.
PayPal (NASDAQ: PYPL - Get Free Report) and Radian Group (NYSE: RDN - Get Free Report) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, analyst recommendations, dividends, earnings, profitability, valuation and institutional ownership. Institutional and Insider Ownership 68.3% of PayPal shares are
Paypal (PYPL - Free Report) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.
Shares of this technology platform and digital payments company have returned -6.6% over the past month versus the Zacks S&P 500 composite's +0.6% change. The Zacks Financial Transaction Services industry, to which Paypal belongs, has lost 4.9% over this period. Now the key question is: Where could the stock be headed in the near term?
While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
Earnings Estimate RevisionsHere at Zacks, we prioritize appraising the change in the projection of a company's future earnings over anything else. That's because we believe the present value of its future stream of earnings is what determines the fair value for its stock.
We essentially look at how sell-side analysts covering the stock are revising their earnings estimates to reflect the impact of the latest business trends. And if earnings estimates go up for a company, the fair value for its stock goes up. A higher fair value than the current market price drives investors' interest in buying the stock, leading to its price moving higher. This is why empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements.
For the current quarter, Paypal is expected to post earnings of $1.32 per share, indicating a change of -1.5% from the year-ago quarter. The Zacks Consensus Estimate has changed +0% over the last 30 days.
The consensus earnings estimate of $5.38 for the current fiscal year indicates a year-over-year change of +1.3%. This estimate has remained unchanged over the last 30 days.
For the next fiscal year, the consensus earnings estimate of $5.8 indicates a change of +7.8% from what Paypal is expected to report a year ago. Over the past month, the estimate has remained unchanged.
With an impressive externally audited track record, our proprietary stock rating tool -- the Zacks Rank -- is a more conclusive indicator of a stock's near-term price performance, as it effectively harnesses the power of earnings estimate revisions. The size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, has resulted in a Zacks Rank #3 (Hold) for Paypal.
The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
12 Month EPS
Projected Revenue GrowthEven though a company's earnings growth is arguably the best indicator of its financial health, nothing much happens if it cannot raise its revenues. It's almost impossible for a company to grow its earnings without growing its revenue for long periods. Therefore, knowing a company's potential revenue growth is crucial.
In the case of Paypal, the consensus sales estimate of $8.7 billion for the current quarter points to a year-over-year change of +3.4%. The $34.66 billion and $36.1 billion estimates for the current and next fiscal years indicate changes of +4.5% and +4.1%, respectively.
Last Reported Results and Surprise HistoryPaypal reported revenues of $8.68 billion in the last reported quarter, representing a year-over-year change of +4.8%. EPS of $1.38 for the same period compares with $1.4 a year ago.
Compared to the Zacks Consensus Estimate of $8.51 billion, the reported revenues represent a surprise of +2.02%. The EPS surprise was +7.81%.
Over the last four quarters, Paypal surpassed consensus EPS estimates three times. The company topped consensus revenue estimates three times over this period.
ValuationWithout considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
While comparing the current values of a company's valuation multiples, such as price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), with its own historical values helps determine whether its stock is fairly valued, overvalued, or undervalued, comparing the company relative to its peers on these parameters gives a good sense of the reasonability of the stock's price.
As part of the Zacks Style Scores system, the Zacks Value Style Score (which evaluates both traditional and unconventional valuation metrics) organizes stocks into five groups ranging from A to F (A is better than B; B is better than C; and so on), making it helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
Paypal is graded A on this front, indicating that it is trading at a discount to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
Bottom LineThe facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Paypal. However, its Zacks Rank #3 does suggest that it may perform in line with the broader market in the near term.
It doesn't matter your age or experience: taking full advantage of the stock market and investing with confidence are common goals for all investors. Luckily, Zacks Premium offers several different ways to do both.
Featuring daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, the research service can help you become a smarter, more self-assured investor.
It also includes access to the Zacks Style Scores.
What are the Zacks Style Scores? The Zacks Style Scores, developed alongside the Zacks Rank, are complementary indicators that rate stocks based on three widely-followed investing methodologies; they also help investors pick stocks with the best chances of beating the market over the next 30 days.
Each stock is given an alphabetic rating of A, B, C, D or F based on their value, growth, and momentum qualities. With this system, an A is better than a B, a B is better than a C, and so on, meaning the better the score, the better chance the stock will outperform.
The Style Scores are broken down into four categories:
Value ScoreFor value investors, it's all about finding good stocks at good prices, and discovering which companies are trading under their true value before the broader market catches on. The Value Style Score utilizes ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and a host of other multiples to help pick out the most attractive and discounted stocks.
Growth ScoreWhile good value is important, growth investors are more focused on a company's financial strength and health, and its future outlook. The Growth Style Score takes projected and historic earnings, sales, and cash flow into account to uncover stocks that will see long-term, sustainable growth.
Momentum ScoreMomentum investors, who live by the saying "the trend is your friend," are most interested in taking advantage of upward or downward trends in a stock's price or earnings outlook. Utilizing one-week price change and the monthly percentage change in earnings estimates, among other factors, the Momentum Style Score can help determine favorable times to buy high-momentum stocks.
VGM ScoreIf you want a combination of all three Style Scores, then the VGM Score will be your friend. It rates each stock on their combined weighted styles, helping you find the companies with the most attractive value, best growth forecast, and most promising momentum. It's also one of the best indicators to use with the Zacks Rank.
How Style Scores Work with the Zacks Rank The Zacks Rank, which is a proprietary stock-rating model, employs earnings estimate revisions, or changes to a company's earnings expectations, to make building a winning portfolio easier.
It's highly successful, with #1 (Strong Buy) stocks producing an unmatched +23.86% average annual return since 1988. That's more than double the S&P 500. But because of the large number of stocks we rate, there are over 200 companies with a Strong Buy rank, plus another 600 with a #2 (Buy) rank, on any given day.
But it can feel overwhelming to pick the right stocks for you and your investing goals with over 800 top-rated stocks to choose from.
That's where the Style Scores come in.
To have the best chance of big returns, you'll want to always consider stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B, which will give you the highest probability of success. If you're looking at stocks with a #3 (Hold) rank, it's important they have Scores of A or B as well to ensure as much upside potential as possible.
The direction of a stock's earnings estimate revisions should always be a key factor when choosing which stocks to buy, since the Scores were created to work together with the Zacks Rank.
For instance, a stock with a #4 (Sell) or #5 (Strong Sell) rating, even one that boasts Scores of A and B, still has a downward-trending earnings forecast, and a much greater likelihood its share price will decline as well.
Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.
Stock to Watch: Paypal (PYPL - Free Report) PayPal Holdings, Inc., a San Jose, CA-based company, has emerged as one of the largest online payment solutions providers on the back of its product portfolio and two-sided platform that enables it to offer a smooth and secure transaction facility to both customers and merchants.
PYPL is a #3 (Hold) on the Zacks Rank, with a VGM Score of B.
It also boasts a Value Style Score of A thanks to attractive valuation metrics like a forward P/E ratio of 9.86; value investors should take notice.
Four analysts revised their earnings estimate upwards in the last 60 days for fiscal 2026. The Zacks Consensus Estimate has increased $0.03 to $5.38 per share. PYPL boasts an average earnings surprise of +5.3%.
With a solid Zacks Rank and top-tier Value and VGM Style Scores, PYPL should be on investors' short list.
The payments industry is full of lucrative businesses. Just look at Visa, Mastercard, and American Express. But relative newcomer PayPal (PYPL +1.01%) has struggled mightily in recent years, despite past success. And its investor base has paid the price.
This fintech stock trades at a gut-wrenching 83% off its record high of $305.13 (as of Sept. 29), set in July 2021. Are shares too cheap to ignore right now? Prospective investors will understand that there's only one thing that would send the stock price back to its previous all-time high.
Image source: PayPal.
Branded checkout needs to thrive once again From the second quarter of 2021 to the most recent quarter (Q2 2026 ended June 30), PayPal's total payment volume (TPV) rose 56%. This helped drive revenue 40% higher during that time. What's more, the company's free cash flow grew by 64%.
While not Earth-shattering growth rates, these are still encouraging financial trends. But despite the fundamental momentum, PayPal's shares have wildly disappointed investors.
I think the culprit is the company's branded checkout solution, which displays the PayPal button for consumers to use when making purchases. This is the company's crown jewel segment, as it's been the most lucrative in the past. In the first and second quarters, TPV here was up just 2%.
This might signal that the PayPal brand is losing its sway among merchants and consumers. Competitive forces are intense these days. Apple Pay is perhaps the most obvious threat, leveraging its advantage of being embedded in the most popular hardware devices.
Furthermore, PayPal's weakness in branded checkout could suggest that its user base is more economically sensitive. Because the platform leans toward discretionary spending activity, the current macroeconomic backdrop could be a headwind as these consumers pull back.
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How patient are you willing to be? For the stock to have a chance at reclaiming its record high, the branded checkout solution has to start picking up steam. This isn't guaranteed, of course. And given trends over recent years, investors are losing confidence.
But if you're still bullish on the business, the cheap price-to-earnings ratio of 10.2 makes this a value stock candidate. And for what it's worth, PayPal remains firmly profitable. It's using FCF to repurchase shares aggressively. This could provide a floor for the stock price, although investor patience will be tested. Shares have been beaten down for a while.
PayPal investors could earn a quick profit if a suitor acquires the business. In July, PayPal rejected a $53 billion takeover bid (priced at $60.50 per share, still well below the all-time record) from Stripe and Advent International, so the board certainly signaled that it wants a much higher offer. Sound investing, however, isn't predicated on guessing when a takeover will happen.
This company has built a scaled global platform and pioneered digital payments for over two decades. But PayPal stock faces a challenging road ahead. I wouldn't bet on it rising 466% to get back to its peak price.
American Express is an advertising partner of Motley Fool Money. Neil Patel has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends American Express, Apple, Mastercard, PayPal, and Visa. The Motley Fool recommends the following options: short December 2026 $62.50 calls on PayPal. The Motley Fool has a disclosure policy.
WELLSTAR commences trading on the TSX Venture Exchange at the market open on October 1, 2026, under the ticker symbol "WSTR".The Company also announces the five-member Board of Directors will be led by Hamed Shahbazi (Chairman), Amir Javidan, Evelyn Sutherland, Matt Mattox and Sue Paish. WELLSTAR's Board of Directors combines healthcare, technology, capital markets and governance experience to support WELLSTAR's next phase of growth. Vancouver, British Columbia--(Newsfile Corp. - October 1, 2026) - WELLSTAR Technologies Corp. (TSXV: WSTR) (the "Company" or "WELLSTAR"), a leading provider of digital health solutions for Canadian healthcare providers, is pleased to announce that the Company's subordinate voting shares will commence trading on the TSX Venture Exchange (the "TSXV") at the market open on October 1, 2026, under the ticker symbol "WSTR". The Company's listing on the TSXV follows the previously announced amalgamation (the "Transaction") of WELLSTAR and 1587818 B.C. Ltd. ("818"). For further information please see the Filing Statement dated September 25, 2026, which is available under 818's SEDAR+ profile.
Amir Javidan, Chief Executive Officer and Director of WELLSTAR, commented, "Today marks an important milestone for WELLSTAR as we begin our journey as a public company. I want to thank the entire WELLSTAR team for the hard work that made this possible, and WELL Health, our customers and our shareholders for their support along the way. With our direct access to capital markets and strengthened balance sheet, I look forward to continued execution of our strategy and building long-term value as we drive innovation and transformation in the Canadian healthcare landscape."
WELLSTAR Board of Directors
Hamed Shahbazi - Chairman
Mr. Shahbazi is a technology-focused operator with over 28 years of experience in mergers, acquisitions and divestitures. As Founder, Chairman and CEO of WELL Health Technologies Corp. ("WELL"), he has built Canada's largest owner-operator network of over 275 outpatient medical clinics providing over 5 million annual patient visits across the country. Under Mr. Shahbazi's leadership, WELL has grown to over $1.5 billion in annual revenue over the past seven years. Mr. Shahbazi previously founded TIO Networks, leading the company to its acquisition by PayPal (NASDAQ: PYPL) in 2017, was named EY Entrepreneur of the Year (2017 and 2022), and he was ranked #1 in Maclean's Power List: Health Care in Canada (2024). He holds a Bachelor of Applied Science in Civil Engineering from the University of British Columbia.
Amir Javidan - Chief Executive Officer
Mr. Javidan is a technology and operations executive with over 20 years of experience and two successful exits. He has served as Chief Executive Officer of WELLSTAR since its formation, during which time the Company has raised $162 million in financings, approximately doubled its revenue in two years and become a leading provider of digital health solutions across Canada. He was most recently Chief Operating Officer of WELL, where he played a pivotal role in building it from its early stages into the largest owner-operator of outpatient medical clinics in Canada and a company with over $1.5 billion in annual revenue. Previously, he led operations at TIO Networks, which was acquired by PayPal, and helped scale Avigilon from a stealth-mode startup to a public company with a market cap of more than $1 billion. He holds a Computer Engineering degree from the University of British Columbia.
Evelyn Sutherland - Director
Ms. Sutherland has more than 20 years of senior financial leadership experience across public and private organizations and currently serves as Chief Financial Officer of WELL, leading the company's financial strategy, capital allocation and investor relations. She previously held CFO roles at Staples Canada, Enercare Inc. and KEYreit, with deep expertise in capital markets and M&A across more than 50 acquisitions and divestitures. Ms. Sutherland chairs WELLSTAR's Audit Committee and is a Fellow Chartered Professional Accountant (FCPA, FCA).
Matt Mattox - Independent Director
Mr. Mattox has led marketing and revenue teams in health information technology and enterprise software for more than 20 years. He served as Chief Marketing Officer at Ambience Healthcare and as Chief Marketing Officer and Chief Revenue Officer at Redox, with earlier roles at Red Hat and GE Digital. He is the founder and CEO of Concorda, which uses artificial intelligence to help go-to-market teams build account memory and move faster with better context, and holds an MBA from Harvard Business School.
Sue Paish - Independent Director
Ms. Paish is a distinguished CEO, board director and community leader with more than three decades of experience across technology, health care, pharmacy and law. As CEO of Pharmasave, she expanded the company's national reach and led major technology innovations in the sector, and as CEO of LifeLabs, she led the largest merger in the Canadian diagnostics industry. She later became inaugural CEO of DIGITAL, one of Canada's innovation clusters, helping Canadian companies attract more than $1.4 billion in new funding. Ms. Paish has served on numerous boards, including TELUS Digital and ICBC.
Amir Javidan commented on the Company's Board of Directors, "WELLSTAR's Board brings a strong mix of experience across healthcare, technology, finance and capital markets, giving us the right governance foundation as a public company and as we enter our next phase of growth. I am grateful for the Board's continued support and commitment to the Company."
Market Maker and Investor Relations Providers
WELLSTAR also announces that, subject to regulatory approval, it has engaged the services of Independent Trading Group ("ITG") to provide market-making services in accordance with TSXV policies. ITG is a Toronto-based CIRO dealer-member that specializes in market making, liquidity provision, agency solutions and bespoke algorithmic trading solutions. ITG will trade shares of the Company on the TSXV and all other trading venues with the objective of maintaining a reasonable market and improving the liquidity of the Company's subordinate voting shares.
Under the agreement, ITG will receive compensation of $6,000 per month, payable monthly in advance. The agreement is for an initial term of one month and will renew for additional one-month terms unless terminated. The agreement may be terminated by either party with 30 days' notice. There are no performance factors contained in the agreement and ITG will not receive shares or options as compensation. ITG and the Company are unrelated and unaffiliated entities and at the time of the agreement, neither ITG nor its principals have an interest, directly or indirectly, in the securities of the Company.
WELLSTAR also announces it has engaged the services of Angad Capital Inc. ("Angad Capital") to provide investor relations and capital markets advisory services. Angad Capital will provide these services starting October 1, 2026, for compensation of $10,000 per month.
Angad Capital was founded in 2019 by Pardeep Sangha, a former ranked equity research analyst specializing in early-stage Canadian technology companies. Angad Capital's current clients include WELL Health Technologies Corp. (TSX: WELL) and HEALWELL AI Inc. (TSX: AIDX), among other technology and healthcare tech companies. As of the date of this release, Angad Capital and Mr. Sangha collectively own 24,579 subordinate voting shares of the Company (post-consolidation) that are subject to 18-month escrowed trading restrictions.
WELLSTAR TECHNOLOGIES CORP.
Per: "Amir Javidan"
Amir Javidan
Chief Executive Officer and Director
About WELLSTAR Technologies Corp.
WELLSTAR Technologies Corp. (TSXV: WSTR) is a leading healthcare technology company dedicated to reshaping healthcare through digital enablement. We provide a comprehensive, holistic solution for healthcare providers across Canada, with over 40% of practitioners currently using our products and services. Our solutions serve primary care and specialist physicians, health systems and public-sector organizations through a complete suite of AI-enabled offerings, including billing and practice management systems, electronic medical record (EMR) systems, digital health applications and digital health network solutions. As a majority-owned subsidiary of WELL Health, WELLSTAR continues to drive innovation and transformation in the Canadian healthcare landscape, reducing administrative burden and empowering providers to deliver better patient outcomes through advanced technology solutions. Learn more at wellstar.health.
Forward-Looking Statements
This news release contains "forward-looking information" within the meaning of applicable Canadian securities laws, including statements regarding: WELLSTAR's strategy and ability to accelerate its growth, pursue acquisition opportunities and continue delivering technology solutions; the expected benefits of WELLSTAR's listing and strengthened balance sheet; the anticipated contribution of the Board of Directors to WELLSTAR; the receipt of regulatory approval for the engagement of Independent Trading Group; and the expected provision of market-making, investor relations and capital markets advisory services, including the intended objectives and renewal of such arrangements. Forward-looking information involves known and unknown risks, uncertainties and other factors that may cause actual results to differ materially, including assumptions such as the continued demand for the Company's products and services. These and other risks are discussed in the Filing Statement and in documents filed by WELLSTAR under its profile at www.sedarplus.ca. Except as required by applicable securities laws, WELLSTAR does not undertake any obligation to update or revise any forward-looking information.
Neither the TSX, the TSXV nor its Regulation Services Provider (as that term is defined in policies of the TSX or TSXV, respectively) accepts responsibility for the adequacy or accuracy of this release.
To view the source version of this press release, please visit https://www.newsfilecorp.com/release/316894
Source: WELLSTAR Technologies Corp.
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Ripple's dollar-pegged stablecoin is exploding in adoption while XRP bleeds value, and the reason behind that split tells XRP holders something uncomfortable about their investment.
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Ripple USD (CRYPTO: RLUSD), the company’s dollar-pegged stablecoin, has surged by 86% in 2026, reaching a market value of $2.49 billion across all the blockchains it operates on. In contrast, XRP (CRYPTO: XRP) has declined 18% and currently trades 59% below its all-time high. This situation raises a crucial question for XRP holders: does RLUSD negatively impact XRP, or is it simply outpacing it?
At $1.49, XRP is well below its peak of $3.65, reached on July 17, 2025, and has fallen 47.2% over the past year. The key to understanding this dynamic is what RLUSD demands of users and whether any of it requires purchasing XRP.
RLUSD Grew 86% in 2026 While XRP Fell 18%
Stablecoins are designed to maintain a value of $1 and are backed by cash and short-term government debt held in reserve. Businesses use stablecoins to transfer and store dollars across blockchains, so RLUSD’s market value reflects the dollars customers have deposited, highlighting adoption rather than price.
A significant portion of RLUSD’s growth has occurred on Ripple’s own network. In total, stablecoins on the XRP Ledger—the public blockchain for XRP—amount to around $1.2 billion, with RLUSD claiming an impressive 92% share. Additionally, Ripple introduced Mint, a platform that lets institutions generate new RLUSD against deposited dollars. Currently, RLUSD is just $248 million short of PayPal USD (CRYPTO: PYUSD), the stablecoin issued by PayPal (NASDAQ: PYPL | PYPL Price Prediction).
RLUSD Holders Never Have to Buy XRP
RLUSD users are primarily interested in maintaining a $1 value and do not need to interact with XRP’s price dynamics. Ripple has characterized Mint as a pathway to RLUSD, and XRP is not required to create, hold, or redeem the stablecoin. This means that banks can process transactions using RLUSD without ever needing to purchase XRP.
The connection between the two assets is marginal. Every transaction on the XRP Ledger incurs a small fee paid in XRP, and each wallet on the ledger must retain a minimal XRP reserve. Consequently, increased activity around RLUSD could use some XRP, but this amount is far less than the volume of XRP traded daily.
Revenue from RLUSD primarily benefits Ripple. As issuers earn interest on the reserves backing their coins, every dollar stored in RLUSD contributes to the company’s income. Since Ripple operates as a private entity, this income remains separate from XRP holders and is not included in any public financial statements.
The Long-Term Risk Is RLUSD Doing the Job Ripple Once Pitched for XRP
Ripple has long positioned XRP as a bridge currency, intended to facilitate instantaneous conversions between different currencies for payment providers. Supporters often cite this role as a primary reason to invest in XRP, especially for cross-border transactions.
However, a stable dollar is easier for banks to manage than a token that has dropped 47% in value over the past year. If Ripple’s clients begin settling payments using RLUSD instead of converting through XRP, the stablecoin could start to assume responsibilities XRP was once touted for. This shift would reduce institutions’ incentive to hold XRP.
As a result, demand for XRP must come from investors who wish to own it for its own merits. Recently launched U.S. spot XRP exchange-traded funds (ETFs) have begun to meet some of this demand, taking in approximately $75.6 million from September 22 to 25, indicating that this influx of capital will require purchasing XRP.
Does RLUSD Hurt XRP Holders? Currently, RLUSD appears not to have negatively impacted XRP, but it hasn’t offered any benefits either. Ripple continues to expand its product line, earn income from reserves, and extend its reach into institutions, while XRP remains down 47.2% over the past year and collects only minor transaction fees.
The longer-term risk of RLUSD overtaking the role Ripple once envisioned for XRP warrants close monitoring. If RLUSD closes its $248 million gap with PayPal USD while XRP’s price remains stagnant, it could suggest the two assets are diverging in value.
Conversely, if Ripple introduces a product linking XRP with RLUSD for settlement, it could rekindle interest among XRP holders, giving the stablecoin’s growth a compelling reason to benefit the token as well.
Contact [email protected] for any questions or corrections.
In the latest trading session, Paypal (PYPL - Free Report) closed at $54.30, marking a -1.34% move from the previous day. The stock's performance was behind the S&P 500's daily loss of 0.77%. Elsewhere, the Dow saw a downswing of 0.67%, while the tech-heavy Nasdaq depreciated by 0.92%.
Shares of the technology platform and digital payments company witnessed a gain of 2.57% over the previous month, beating the performance of the Business Services sector with its loss of 5.02%, and the S&P 500's gain of 0.96%.
The investment community will be paying close attention to the earnings performance of Paypal in its upcoming release. The company is slated to reveal its earnings on October 27, 2026. The company is forecasted to report an EPS of $1.32, showcasing a 1.49% downward movement from the corresponding quarter of the prior year. Meanwhile, the latest consensus estimate predicts the revenue to be $8.7 billion, indicating a 3.38% increase compared to the same quarter of the previous year.
For the full year, the Zacks Consensus Estimates are projecting earnings of $5.38 per share and revenue of $34.66 billion, which would represent changes of +1.32% and +4.48%, respectively, from the prior year.
Investors should also pay attention to any latest changes in analyst estimates for Paypal. These latest adjustments often mirror the shifting dynamics of short-term business patterns. As a result, we can interpret positive estimate revisions as a good sign for the business outlook.
Research indicates that these estimate revisions are directly correlated with near-term share price momentum. To capitalize on this, we've crafted the Zacks Rank, a unique model that incorporates these estimate changes and offers a practical rating system.
Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate has remained steady. Paypal presently features a Zacks Rank of #3 (Hold).
In the context of valuation, Paypal is at present trading with a Forward P/E ratio of 10.23. This valuation marks a discount compared to its industry average Forward P/E of 12.65.
Meanwhile, PYPL's PEG ratio is currently 1.17. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. The Financial Transaction Services was holding an average PEG ratio of 0.8 at yesterday's closing price.
The Financial Transaction Services industry is part of the Business Services sector. This industry, currently bearing a Zacks Industry Rank of 169, finds itself in the bottom 32% echelons of all 250+ industries.
The Zacks Industry Rank assesses the vigor of our specific industry groups by computing the average Zacks Rank of the individual stocks incorporated in the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
Be sure to follow all of these stock-moving metrics, and many more, on Zacks.com.
"We have a beach ball held underwater" when it comes to bullish momentum in the stock market, argues Thomas Hayes. While at least half of S&P 500 (SPX) stocks currently trade under their 200-day SMA, Thomas considers these levels extremes that won't hold long-term.
PayPal Holdings (PYPL +4.64%) has fallen far from its pandemic-era highs, with its stock trading at an unusually low price. With the business slowly stabilizing and generating plenty of cash, investors may be wondering whether the stock has become a legitimate bargain. That question starts with understanding why the market soured on PayPal in the first place.
Image source: Getty Images.
Why PayPal's stock has fallen out of favor The market has become much less willing to pay a premium for PayPal even though the company still has enormous scale across digital payments, Venmo, Braintree, and its huge merchant ecosystem.
But competition has intensified, particularly in online checkout, where Apple Pay and Shopify's Shop Pay have gained ground. PayPal's branded checkout business has been one of the biggest concerns around the stock.
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That explains why the valuation has fallen so dramatically. PayPal's forward price-to-earnings (P/E) ratio is nearly 10 times, compared with a much higher multiple of almost 15 times for the broader financial industry. In other words, the market isn't overlooking PayPal's problems. A large part of the discount reflects concerns about growth and competition. But recent trends suggest that the story is starting to change.
PayPal's second-quarter results showed signs that the turnaround is progressing. Revenue increased 5% year over year, while total payment volume rose 10%. Venmo and Braintree helped drive that growth, and management raised its full-year earnings outlook.
More importantly for a value investor, PayPal is still generating significant cash flow as it restructures the business, with both operating and free cash flow improving sharply during the first half of the year.
Although PayPal may not be growing as fast as it once did, much of the bull case depends on an improving core business and strong cash generation. That kind of steady execution starts with the leadership steering the turnaround.
How PayPal's new CEO plans to turn things around Chief Executive Officer Enrique Lores took over in March and has been pushing PayPal to focus more on consumer growth, Venmo, and Buy Now, Pay Later (BNPL), while also modernizing its advertising and technology. Management also laid out a multi-year cost-saving program through 2029.
That matters because PayPal doesn't necessarily need explosive growth to create a better investment story. If management can keep the core payments business growing modestly while improving margins, the market could view PayPal much differently.
But at the same time, PayPal isn't waiting for growth to come to it. Instead, it's exploring some interesting new avenues for growth. For example, the company is expanding PayPal and Venmo across education payments, BNPL, and other merchant services. Meanwhile, PayPal World is also designed to connect PayPal with other digital wallets.
On top of that, management is investing in advertising and artificial intelligence (AI)-powered commerce. For example, PayPal recently integrated Meta's Muse AI shopping assistant. That could be a meaningful move, especially as agentic commerce gains more traction. PayPal is building tools that let merchants make their products discoverable through AI assistants, helping shoppers move from browsing to checkout more seamlessly.
These initiatives are still early on, so they shouldn't be treated as proven growth engines. But they do give PayPal more ways to drive growth while turning around its core business. That combination, a stabilizing core plus new growth levers, brings the conversation back to the central question.
What needs to go right for the bull case PayPal certainly looks like a deep value stock right now. The bull case depends on several things going right: It must keep transaction volume growing, become more competitive in checkout, monetize Venmo and Braintree more effectively, and cut costs to improve margins.
Looking at its valuation, the market is uncertain. But, if the business can stabilize rather than deliver the same high growth rates it once did, today's valuation could look more like a bargain.
PayPal just landed a checkout deal with Meta and another surprise partnership that sent shares jumping, but the stock is still down more than 20% over the past year and facing real headwinds that could define whether this rally sticks…
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PayPal (NASDAQ:PYPL | PYPL Price Prediction) shareholders have reason to cheer the Meta partnership, but the real question is whether one-tap checkout on Facebook can move a stock grinding sideways through 2026.
Our 24/7 Wall St. price target is $57.11, versus a current price of $53.45, implying roughly 8.5% upside over 12 months. The model rates this a buy with 90% confidence. This is a valuation-plus-catalyst call on a stock trading at single-digit earnings.
24/7 Wall St. Price Target Summary Metric Value Current Price $53.45 24/7 Wall St. Price Target $57.11 Upside 8.5% Recommendation BUY Confidence Level 90% A Rough Year Meets a Fresh Catalyst PayPal shares are down 20.77% over the past year and 12.94% in the past month, well below the 52-week high of $78.34 but above the 52-week low of $38.12.
The Meta partnership, announced at Shoptalk 2026, enables one-tap checkout inside the Facebook feed and is expected to eventually extend to Instagram. Barron’s reported PayPal is partnering with Muse, sending shares higher.
Those catalysts land on top of a solid Q2 2026 earnings report. PayPal delivered non-GAAP EPS of $1.38 versus $1.28 expected on revenue of $8.68B (+4.75% YoY), with total payment volume of $486.4B and Venmo TPV up 14%. Management raised full-year non-GAAP EPS guidance to approximately $5.38.
Why Bulls See a Breakout Ahead The bull case rests on three legs. First, checkout distribution: the Meta integration plus prior deals with Google, OpenAI, and Perplexity position PayPal as a default rail in social and AI-native commerce.
Second, Venmo monetization, where users of both Venmo debit and Pay with Venmo generate more than nine times higher ARPA than peer-to-peer-only users.
Third, capital return: PayPal repurchased $6 billion of stock on a trailing-12-month basis, shrinking the float into a depressed multiple.
The bull-case one-year price is $65.83, a 25% total return. The high-end 2027 EPS estimate of $6.08 supports a run toward $70 if the multiple re-rates modestly.
Risks Worth Watching The bear thesis: branded checkout grew just 2% currency-neutral in Q2, operating margin contracted 248 basis points, and active accounts remain flat at 439M. A $120 to $140 million transformation charge is expected in H2 2026.
Bulls counter that margin compression reflects reinvestment in Venmo, BNPL, and AI, and free cash flow surged 156.5% YoY to $1.775B. Prediction markets assign only a 13.5% probability of acquisition before 2027. Our bear-case one-year price is $50.27.
How PayPal Compares to Visa and Block Visa (NYSE:V) is the valuation-contrast peer, trading at a premium justified by Q3 FY2026 revenue of $11.63B (+14.4% YoY) and EPS of $3.32, roughly triple PayPal’s growth rate. PayPal’s forward P/E of 9 looks genuinely cheap, but the market is pricing PayPal’s slower growth accurately.
Block (NYSE:XYZ) is the closer comp, with a market cap of roughly $42B. It posted Q2 2026 gross profit of $3.17B, up 25% YoY, and guided to full-year adjusted EPS of $4.02. Block is growing faster; PayPal is more profitable and returns more cash.
Company Forward P/E Market Cap PayPal 9 ~$45.7B Visa Premium $619B Block Growth-tier $42B PayPal Price Prediction 2026 to 2030 The 24/7 Wall St. price target of $57.11 reflects a buy rating with 90% confidence. The key factor is the mismatch between a forward P/E of 9 and a company generating $1.8 billion in quarterly free cash flow while shrinking the float.
The bull thesis strengthens if branded checkout growth accelerates into the mid-single digits in Q4 and Venmo monetization continues compounding. The bear thesis reasserts itself if H2 transformation charges expand or Meta and Muse deals fail to translate into measurable TPV lift by early 2027.
Year 24/7 Wall St. Price Target 2026 $57.11 2027 $61.41 2028 $63.97 2029 $68.86 2030 $72.51 These projections assume PayPal continues executing on its transformation plan. Significant upside could come from agentic-commerce revenue materializing faster than expected, while downside risk centers on further branded-checkout erosion or a competitive response from Apple Pay and Stripe.
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PayPal Holdings Inc. (NASDAQ:PYPL) shares are trading higher Tuesday. The company announced a partnership with Meta that will let customers shop and check out using Meta’s Muse personal AI agent across PayPal merchants worldwide. Here’s what you should know.
PayPal Holdings shares are advancing steadily. What’s driving PYPL shares up? PayPal Partners With Meta to Power Checkout Through MusePayPal announced a partnership with Meta Platforms Inc. (NASDAQ:META) that will allow customers to use Muse, Meta’s personal AI agent, to shop and complete purchases across PayPal’s global merchant network. The company said the deal will let PayPal customers “seamlessly shop and check out using their Muse personal AI agents” everywhere PayPal is accepted.
The companies already maintain an existing payment relationship through Meta Pay, which lets users link a PayPal account to make purchases across Meta’s platforms, including the Meta Store. Setting that up involves connecting an account through Meta’s Accounts Center and completing a billing agreement, after which users can set preferences like PayPal Credit or PayPal Balance as their default payment method for future purchases.
What the Muse Partnership Could Mean For PayPalExtending that existing payment relationship to Muse positions PayPal at the center of an emerging shift toward AI agents completing purchases on behalf of consumers, rather than people manually navigating checkout pages themselves.
If Muse gains meaningful adoption, embedding PayPal as a default or preferred checkout option inside that experience could drive incremental transaction volume across PayPal’s merchant base without requiring those merchants to build separate integrations of their own.
PYPL Shares Are ClimbingPYPL Price Action: PayPal shares were up 1.14% at $53.22 at the time of publication on Tuesday, according to Benzinga Pro.
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Paypal (PYPL - Free Report) has been one of the most searched-for stocks on Zacks.com lately. So, you might want to look at some of the facts that could shape the stock's performance in the near term.
Shares of this technology platform and digital payments company have returned -14.9% over the past month versus the Zacks S&P 500 composite's -1.3% change. The Zacks Financial Transaction Services industry, to which Paypal belongs, has lost 6.2% over this period. Now the key question is: Where could the stock be headed in the near term?
While media releases or rumors about a substantial change in a company's business prospects usually make its stock 'trending' and lead to an immediate price change, there are always some fundamental facts that eventually dominate the buy-and-hold decision-making.
Earnings Estimate RevisionsRather than focusing on anything else, we at Zacks prioritize evaluating the change in a company's earnings projection. This is because we believe the fair value for its stock is determined by the present value of its future stream of earnings.
We essentially look at how sell-side analysts covering the stock are revising their earnings estimates to reflect the impact of the latest business trends. And if earnings estimates go up for a company, the fair value for its stock goes up. A higher fair value than the current market price drives investors' interest in buying the stock, leading to its price moving higher. This is why empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements.
For the current quarter, Paypal is expected to post earnings of $1.32 per share, indicating a change of -1.5% from the year-ago quarter. The Zacks Consensus Estimate remained unchanged over the last 30 days.
For the current fiscal year, the consensus earnings estimate of $5.38 points to a change of +1.3% from the prior year. Over the last 30 days, this estimate has remained unchanged.
For the next fiscal year, the consensus earnings estimate of $5.8 indicates a change of +7.8% from what Paypal is expected to report a year ago. Over the past month, the estimate has remained unchanged.
Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Paypal is rated Zacks Rank #3 (Hold).
The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:
12 Month EPS
Projected Revenue GrowthWhile earnings growth is arguably the most superior indicator of a company's financial health, nothing happens as such if a business isn't able to grow its revenues. After all, it's nearly impossible for a company to increase its earnings for an extended period without increasing its revenues. So, it's important to know a company's potential revenue growth.
For Paypal, the consensus sales estimate for the current quarter of $8.7 billion indicates a year-over-year change of +3.4%. For the current and next fiscal years, $34.66 billion and $36.1 billion estimates indicate +4.5% and +4.1% changes, respectively.
Last Reported Results and Surprise HistoryPaypal reported revenues of $8.68 billion in the last reported quarter, representing a year-over-year change of +4.8%. EPS of $1.38 for the same period compares with $1.4 a year ago.
Compared to the Zacks Consensus Estimate of $8.51 billion, the reported revenues represent a surprise of +2.02%. The EPS surprise was +7.81%.
Over the last four quarters, Paypal surpassed consensus EPS estimates three times. The company topped consensus revenue estimates three times over this period.
ValuationWithout considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.
While comparing the current values of a company's valuation multiples, such as price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), with its own historical values helps determine whether its stock is fairly valued, overvalued, or undervalued, comparing the company relative to its peers on these parameters gives a good sense of the reasonability of the stock's price.
As part of the Zacks Style Scores system, the Zacks Value Style Score (which evaluates both traditional and unconventional valuation metrics) organizes stocks into five groups ranging from A to F (A is better than B; B is better than C; and so on), making it helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.
Paypal is graded A on this front, indicating that it is trading at a discount to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.
ConclusionThe facts discussed here and much other information on Zacks.com might help determine whether or not it's worthwhile paying attention to the market buzz about Paypal. However, its Zacks Rank #3 does suggest that it may perform in line with the broader market in the near term.
, /PRNewswire/ -- Former Attorney General of Louisiana, Charles C. Foti, Jr., Esq., a partner at the law firm of Kahn Swick & Foti, LLC ("KSF"), announces that KSF has commenced an investigation into PayPal Holdings, Inc. ("PayPal" or the "Company") (NasdaqGS: PYPL).
Throughout 2025, the Company provided overwhelmingly positive statements to investors touting confidence in its ability to capitalize on new initiatives to drive Branded Checkout growth both in the U.S. and internationally. However, on February 3, 2026, the Company announced its financial results for the fourth quarter and full fiscal year 2025, disclosing disappointing earnings with worsening performance in Branded Checkout as well as the sudden and surprising departure of its Chief Executive Officer. The Company further withdrew its 2027 financial targets provided one year earlier and announced projections that suggested a slowdown relative to those prior targets, which it attributed to a combination of macroeconomic factors, competition, and "operational and deployment issues" across all regions.
Thereafter, the Company and certain of its executives were sued in a securities class action lawsuit, charging them with failing to disclose material information during the Class Period in violation of federal securities laws, which remains ongoing.
KSF's investigation is focusing on whether PayPal's officers and/or directors breached their fiduciary duties to its shareholders or otherwise violated state or federal laws.
If you have information that would assist KSF in its investigation, or have been a long-term holder of PayPal shares and would like to discuss your legal rights, you may, without obligation or cost to you, call toll-free at 1-833-538-3666 or email KSF Managing Partner Lewis Kahn ([email protected]), or visit https://www.ksfcounsel.com/cases/nasdaqgs-pypl/ to learn more.
About Kahn Swick & Foti, LLC
KSF, whose partners include former Louisiana Attorney General Charles C. Foti, Jr., is one of the nation's premier boutique securities litigation law firms. This past year, KSF was ranked by SCAS among the top 10 firms nationally based upon total settlement value. KSF serves a variety of clients, including public and private institutional investors, and retail investors - in seeking recoveries for investment losses emanating from corporate fraud or malfeasance by publicly traded companies. KSF has offices in New York, Delaware, California, Louisiana, Chicago, and a representative office in Luxembourg.
TOP 10 Plaintiff Law Firms - According to ISS Securities Class Action Services
To learn more about KSF, you may visit www.ksfcounsel.com.
Contact:
Kahn Swick & Foti, LLC
Lewis Kahn, Managing Partner
[email protected]
1-833-538-3666
1100 Poydras St., Suite 960
New Orleans, LA 70163
View original content to download multimedia:https://www.prnewswire.com/news-releases/paypal-holdings-investigation-initiated-kahn-swick--foti-llc-investigates-the-officers-and-directors-of-paypal-holdings-inc---pypl-302883670.html
, /PRNewswire/ -- Former Attorney General of Louisiana, Charles C. Foti, Jr., Esq., a partner at the law firm of Kahn Swick & Foti, LLC ("KSF"), announces that KSF has commenced an investigation into PayPal Holdings, Inc. ("PayPal" or the "Company") (NasdaqGS: PYPL).
Throughout 2025, the Company provided overwhelmingly positive statements to investors touting confidence in its ability to capitalize on new initiatives to drive Branded Checkout growth both in the U.S. and internationally. However, on February 3, 2026, the Company announced its financial results for the fourth quarter and full fiscal year 2025, disclosing disappointing earnings with worsening performance in Branded Checkout as well as the sudden and surprising departure of its Chief Executive Officer. The Company further withdrew its 2027 financial targets provided one year earlier and announced projections that suggested a slowdown relative to those prior targets, which it attributed to a combination of macroeconomic factors, competition, and "operational and deployment issues" across all regions.
Thereafter, the Company and certain of its executives were sued in a securities class action lawsuit, charging them with failing to disclose material information during the Class Period in violation of federal securities laws, which remains ongoing.
KSF's investigation is focusing on whether PayPal's officers and/or directors breached their fiduciary duties to its shareholders or otherwise violated state or federal laws.
If you have information that would assist KSF in its investigation, or have been a long-term holder of PayPal shares and would like to discuss your legal rights, you may, without obligation or cost to you, call toll-free at 1-833-538-3666 or email KSF Managing Partner Lewis Kahn ([email protected]), or visit https://www.ksfcounsel.com/cases/nasdaqgs-pypl/ to learn more.
About Kahn Swick & Foti, LLC
KSF, whose partners include former Louisiana Attorney General Charles C. Foti, Jr., is one of the nation's premier boutique securities litigation law firms. This past year, KSF was ranked by SCAS among the top 10 firms nationally based upon total settlement value. KSF serves a variety of clients, including public and private institutional investors, and retail investors - in seeking recoveries for investment losses emanating from corporate fraud or malfeasance by publicly traded companies. KSF has offices in New York, Delaware, California, Louisiana, Chicago, and a representative office in Luxembourg.
TOP 10 Plaintiff Law Firms - According to ISS Securities Class Action Services
To learn more about KSF, you may visit www.ksfcounsel.com.
Contact:
Kahn Swick & Foti, LLC
Lewis Kahn, Managing Partner
[email protected]
1-833-538-3666
1100 Poydras St., Suite 960
New Orleans, LA 70163
Key Takeaways PayPal World facilitated roughly $200 million in TPV between PayPal and Venmo in the second quarter.PayPal's payment transactions rose 8%, while monthly active accounts increased just 1% year over year.Venmo's TPV grew 14%, while Debit Card monthly active accounts increased more than 50%. PayPal Holdings (PYPL - Free Report) is using PayPal World to strengthen connectivity across its consumer ecosystem and potentially drive greater transaction activity. The initiative facilitated roughly $200 million in total payment volume (TPV) between PayPal and Venmo in the second quarter, providing an early sign that the platform is moving beyond development toward actual consumer usage.
The initiative comes as PayPal focuses on increasing engagement among its existing customers. In the second quarter, payment transactions increased 8% year over year, while transactions per active account, excluding payment service provider activity, rose 7%. In comparison, monthly active accounts increased just 1%. This divergence highlights why increasing transaction frequency and broadening use cases across PayPal’s ecosystem are becoming more important to its growth strategy.
Venmo provides a useful example of how deeper engagement can improve monetization. Venmo TPV grew 14% year over year, while monthly active accounts for the Venmo Debit Card increased more than 50%. PayPal also said customers using both Venmo Debit and Pay with Venmo generated more than nine times the average revenue per account of peer-to-peer-only users.
PayPal World could build on this trend by making transactions across PayPal and Venmo more seamless. Greater connectivity may create additional payment occasions, reduce friction and encourage users to transact more frequently, potentially supporting higher TPV, stronger customer engagement and greater monetization over time. If adoption scales, the initiative could strengthen PayPal’s two-sided network by making its consumer platforms more useful to merchants.
How Are PayPal’s Competitors Faring?Block, Inc. (XYZ - Free Report) competes with PayPal through Cash App, Square and Afterpay. In the second quarter of 2026, Block generated $3.17 billion in gross profit, up 25% year over year. Cash App gross profit rose 31% to $1.97 billion, while Square gross profit increased 13% to $1.16 billion. Square GPV reached $72.8 billion, up 13%.
Fiserv, Inc. (FISV - Free Report) competes through merchant payments, Clover and financial-services technology. In the second quarter of 2026, Fiserv reported $5.29 billion in GAAP revenues, down 4% year over year, while adjusted revenues fell 4% to $4.96 billion. Adjusted EPS declined 26% to $1.84.
PYPL’s Price Performance, Valuation & EstimatesShares of PayPal have gained 24.5% over the past three months, outperforming the broader industry and the S&P 500 Index.
Image Source: Zacks Investment Research
From a valuation standpoint, PayPal shares are trading cheaply, as suggested by the Value Score of A. In terms of forward 12-month P/E, PYPL stock is trading at 9.31X, which is at a significant discount to the Zacks Financial Transaction Services industry’s 17.60X.
Image Source: Zacks Investment Research
PayPal’s estimate revisions reflect a positive trend. The Zacks Consensus Estimate for full-year 2026 EPS has been revised upward to $5.38 over the past two months. The consensus estimate for the metric indicates a year-over-year increase of 1.3%.
Image Source: Zacks Investment Research
PayPal currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Key Takeaways Venmo launched its 2026-2027 NIL campaign with nine student-athletes across five college sports.PYPL's Venmo TPV rose 14% to $93.8 billion, marking a seventh straight quarter of double-digit growth.Venmo Debit and Pay with Venmo users generated more than nine times the revenue of P2P-only users. PayPal Holdings, Inc.’s (PYPL - Free Report) Venmo has kicked off its 2026-2027 Name, Image and Likeness (“NIL”) campaign with nine student-athletes across football, basketball, volleyball, gymnastics and softball. Seven of the nine compete in women’s sports, giving the campaign exposure across a broad range of college sports audiences.
Alongside the partnerships, Venmo introduced Money Moves, an initiative that lets participating athletes receive part of their NIL earnings through Venmo and use the app to give back to teammates, coaches, mentors, family and fans. Campaign content will run on Venmo’s Instagram and TikTok throughout the school year.
The push builds on Venmo’s existing presence on college campuses through college-branded debit cards, NIL partnerships with student-athletes and game-day experiences. Venmo-commissioned research found that 68% of surveyed college students said splitting costs helps prevent money issues between friends, while 63% were more likely to join plans when costs could be split digitally.
The campaign arrives as Venmo is already showing strong operating momentum. Second-quarter 2026 Venmo total payment volume (TPV) rose 14% year over year to about $93.8 billion, marking a seventh straight quarter of double-digit growth. Pay with Venmo volume grew 44%, while Venmo Debit Card monthly active accounts increased more than 50%.
PayPal is also trying to move Venmo beyond peer-to-peer payments toward a broader money-management platform. Customers using both Venmo Debit and Pay with Venmo generated more than nine times the average revenue per account of P2P-only users in the second quarter of 2026, and that higher-value group roughly doubled over the past year.
How Are Other Competitors Faring?Block’s (XYZ - Free Report) Cash App competes with PayPal in digital payments and uses athlete partnerships to deepen engagement. In June 2026, Cash App announced a two-year partnership with Azzi Fudd, a newly signed Dallas Wings star. The partnership supported sports access, community engagement and financial education, and included a $35,000 donation to Dallas-based nonprofit Rae’s Hope.
Visa (V - Free Report) competes with PayPal across digital payments and strengthens its consumer brand through high-profile athlete partnerships. Its Team Visa program connects the payments network with Olympic and Paralympic athletes, while its campaigns deepen global fan engagement. For Milano Cortina 2026, Team Visa included 45 athletes across 14 sports.
PYPL’s Price Performance, Valuation & EstimatesShares of PayPal have gained 25.2% in the past three months compared with the broader industry and the S&P 500 Index.
Image Source: Zacks Investment Research
From a valuation standpoint, PayPal’s shares are trading cheaply, as suggested by the Value Score of A. In terms of forward 12-month P/E, PYPL stock is trading at 9.28X, which is at a significant discount to the Zacks Financial Transaction Services industry’s 17.82X.
Image Source: Zacks Investment Research
PayPal’s estimate revisions reflect a positive trend. The Zacks Consensus Estimate for full-year 2026 EPS has been revised upward to $5.38 in the past month. The consensus estimate for the metric indicates a year-over-year increase of 1.13%.
Image Source: Zacks Investment Research
PayPal currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Aaron Webster, EVP, Global Chief Risk Officer, disposed of 2,097 shares of PayPal Holdings, Inc. (PYPL +1.13%) for $52.66 per share on Sept. 1, 2026, as disclosed in a recent SEC Form 4 filing.
Transaction summaryMetricValueTransaction value$110,428Shares sold2,097Post-transaction shares (directly held)65,761Post-transaction value$3.45 millionTransaction value based on SEC Form 4 weighted average sale price ($52.66); post-transaction value based on Sept. 1, 2026 market close ($52.40).
Key questionsWhat was the nature of this transaction?
The disposition was a non-discretionary tax withholding event following the quarterly vesting of restricted stock units granted to the executive on March 1, 2025.How has the executive's total direct equity stake changed?
The executive's direct equity holdings increased to 65,761 shares because the number of shares acquired through the underlying vesting event exceeded the amount withheld for taxes.What additional equity exposure does the insider maintain?
In addition to direct ownership, the EVP, Global Chief Risk Officer holds 27,608 derivative securities, representing options outstanding, including vested and unvested awards.What is the executive's total beneficial ownership following this filing?
The executive maintains beneficial ownership of 65,761 shares, representing 0.0077% of the company's outstanding equity.Company OverviewMetricValueShare Price (as of market close 2026-09-02)$54.67Market Capitalization$46.6 billionRevenue (TTM)$34.1 billionNet Income (TTM)$4.9 billionCompany SnapshotPayPal operates a comprehensive digital payments platform offering services through multiple brands including PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy, enabling consumers and businesses to send, receive, and manage funds across approximately 200 global markets in roughly 100 currencies.The company generates revenue through transaction fees, merchant services, consumer lending products, and value-added services, monetizing its expansive network of consumers and merchants while facilitating cross-border payments and financial services.PayPal serves a diversified customer base comprising individual consumers, small and medium-sized enterprises, and large merchants globally, with particular strength in digital commerce, peer-to-peer payments, and emerging market remittances.PayPal Holdings maintains a leading position in the global digital payments ecosystem, operating one of the world's largest payment platforms with substantial scale across consumer and merchant segments. The company's diversified portfolio of brands and services provides multiple revenue streams while enabling penetration across distinct customer segments and geographic markets. PayPal's competitive advantages include its established network effects, brand recognition, technological infrastructure, and integrated ecosystem spanning payments, lending, and financial services.
What this transaction means for investorsWhen reviewing insider transactions, particularly insider sales, it's important to remember that they occur for many reasons. Often, tax implications or estate planning play a role. That's why it's best for individual investors to consider a company's fundamentals. With that in mind, let's have a closer look at PayPal (PYPL).
To start, let's review how PYPL stock has performed in recent years. Since 2021, the stock has generated a total return of -81%, equating to a compound annual growth rate (CAGR) of -28.4%. The S&P 500, meanwhile, has delivered a total return of 80%, with a CAGR of 12.5%. Needless to say, PYPL stock has massively underperformed the benchmark S&P 500.
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Moving on to PYPL's core fundamentals, there's clearly a disconnect between PYPL's stock price and its underlying metrics.
Take revenue, for example. In 2021, the company reported about $24.8 billion in revenue. Over the last 12 months, PayPal has recorded $34.3 billion. That's an increase of 38% over the last five years. On a year-over-year basis, revenue has grown about 7.5%. As a result, the stock's valuation is now far more attractive than a few years ago. PYPL's price-to-sales (P/S) ratio now stands at 1.4x. That's down from around 14x in 2021. It's also near an all-time low of 1.1x, achieved earlier this year.
At any rate, there are reasons why the stock has suffered. Major competitors have challenged PayPal's core business model. Although revenue is still growing, the rate of growth has slowed in recent years. Nonetheless, the company's fundamentals remain solid, meaning the company is well positioned to embark on a turnaround.
Corient Private Wealth LP decreased its stake in PayPal Holdings, Inc. (NASDAQ:PYPL – Free Report) by 53.3% during the 2nd quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The institutional investor owned 215,037 shares of the credit services provider’s stock after selling 245,147 shares during the quarter. Corient Private Wealth LP’s holdings in PayPal were worth $9,285,000 at the end of the most recent quarter.
Other large investors have also recently added to or reduced their stakes in the company. Bard Associates Inc. acquired a new position in shares of PayPal during the fourth quarter worth approximately $25,000. Allied Private Wealth LLC acquired a new stake in shares of PayPal during the second quarter worth $25,000. Robinswood Financial LLC bought a new stake in shares of PayPal in the 1st quarter valued at about $26,000. Caitong International Asset Management Co. Ltd increased its stake in PayPal by 15,233.3% in the fourth quarter. Caitong International Asset Management Co. Ltd now owns 460 shares of the credit services provider’s stock valued at $27,000 after purchasing an additional 457 shares in the last quarter. Finally, Mowery & Schoenfeld Wealth Management LLC acquired a new stake in PayPal during the 2nd quarter worth $27,000. 68.32% of the stock is owned by institutional investors.
Wall Street Analysts Forecast Growth A number of equities research analysts recently commented on the stock. Susquehanna raised their price objective on shares of PayPal from $63.00 to $67.00 and gave the stock a “positive” rating in a report on Wednesday, July 29th. Robert W. Baird raised their target price on shares of PayPal from $50.00 to $57.00 and gave the company a “neutral” rating in a research note on Wednesday, July 29th. Royal Bank Of Canada boosted their price target on PayPal from $65.00 to $70.00 and gave the stock an “outperform” rating in a research report on Monday, August 31st. Weiss Ratings raised shares of PayPal from a “hold (c-)” rating to a “hold (c)” rating in a research report on Monday, August 24th. Finally, Canaccord Genuity Group reiterated a “hold” rating and set a $55.00 target price on shares of PayPal in a research note on Wednesday, July 29th. Nine investment analysts have rated the stock with a Buy rating, thirty-four have given a Hold rating and four have given a Sell rating to the company’s stock. According to MarketBeat.com, the company has an average rating of “Hold” and an average target price of $56.03.
Read Our Latest Research Report on PYPL PayPal Stock Performance NASDAQ:PYPL opened at $52.71 on Thursday. PayPal Holdings, Inc. has a 1-year low of $38.46 and a 1-year high of $79.21. The company has a current ratio of 1.29, a quick ratio of 1.29 and a debt-to-equity ratio of 0.55. The stock has a market cap of $45.09 billion, a P/E ratio of 9.96, a price-to-earnings-growth ratio of 1.15 and a beta of 1.28. The stock’s 50-day moving average is $56.45 and its 200-day moving average is $49.21.
PayPal (NASDAQ:PYPL – Get Free Report) last issued its quarterly earnings data on Tuesday, July 28th. The credit services provider reported $1.38 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $1.28 by $0.10. The company had revenue of $8.68 billion during the quarter, compared to the consensus estimate of $8.47 billion. PayPal had a return on equity of 24.39% and a net margin of 14.36%.The firm’s revenue was up 4.8% compared to the same quarter last year. During the same period last year, the company earned $1.40 earnings per share. Equities research analysts anticipate that PayPal Holdings, Inc. will post 5.38 earnings per share for the current year.
PayPal Announces Dividend The business also recently announced a quarterly dividend, which will be paid on Friday, September 25th. Investors of record on Friday, September 4th will be given a dividend of $0.14 per share. The ex-dividend date of this dividend is Friday, September 4th. This represents a $0.56 annualized dividend and a dividend yield of 1.1%. PayPal’s payout ratio is presently 10.59%.
Insiders Place Their Bets In related news, insider Suzan Kereere sold 4,162 shares of the firm’s stock in a transaction dated Tuesday, August 18th. The shares were sold at an average price of $60.96, for a total transaction of $253,715.52. Following the transaction, the insider directly owned 30,983 shares of the company’s stock, valued at $1,888,723.68. This trade represents a 11.84% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Chris Natali sold 1,337 shares of the company’s stock in a transaction dated Wednesday, July 29th. The stock was sold at an average price of $58.10, for a total transaction of $77,679.70. Following the completion of the sale, the chief accounting officer directly owned 2,216 shares of the company’s stock, valued at $128,749.60. The trade was a 37.63% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 14,774 shares of company stock valued at $848,095 in the last three months. 0.63% of the stock is currently owned by insiders.
PayPal Company Profile (Free Report)
PayPal Holdings, Inc is a digital payments and financial technology company that operates a global platform for consumers and businesses. Its services enable customers to send and receive money, make purchases online and in stores, and accept payments through digital checkout solutions. PayPal supports transactions using linked bank accounts, debit and credit cards, stored balances and other payment methods.
The company’s consumer and merchant offerings include the PayPal wallet, PayPal Checkout, PayPal Zettle point-of-sale tools, PayPal Braintree payment processing and PayPal Complete Payments.
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New initiative spotlights rising stars across football, basketball, volleyball, gymnastics, and softball as they turn a portion of their NIL earnings into acts of gratitude for the communities behind them
Key Points:
Venmo announced its 2026-2027 NIL partner roster: nine standout student athletes across football, basketball, volleyball, gymnastics, and softball. Seven of the nine athletes on the roster compete in women's sports. In partnership with the athletes, Venmo launched Money Moves, an initiative in which the student-athletes can receive a portion of their earnings in Venmo and pay it forward to the teammates, coaches, mentors, family members, and fans in their communities using Venmo. Money Moves content will run on Venmo's Instagram and TikTok throughout the 2026-2027 school year. , /PRNewswire/ -- Venmo today announced its roster of Name, Image, and Likeness (NIL) partner athletes for the 2026–2027 school year, kicking off collaborations with nine student-athletes spanning five sports. In partnership with the athletes, Venmo is introducing Money Moves, an initiative that reframes and celebrates NIL earnings not just as individual paydays, but as opportunities to pay it forward to the teammates, family, coaches, mentors, and campus communities who help make those paydays possible using Venmo.
Venmo Kicks Off 2026–2027 NIL Season with Nine Standout Student-Athletes and Introduces Money Moves Venmo's 2026-2027 NIL roster reflects the breadth of college athletics and the growing influence of women's sports. Seven of the nine athletes compete in women's sports, underscoring Venmo's continued investment in the athletes driving some of the fastest growing fandoms in athletics:
Audi Crooks, Basketball, Oklahoma State Ava Jurevicius, Volleyball, Penn State Avery Neff, Gymnastics, Utah Caroline Jurevicius, Volleyball, Penn State DJ Lagway, Football, Baylor Jazzy Davidson, Basketball, USC Kaitlyn Terry, Softball, Texas Tech Marcus Neal Jr., Football, Penn State Sienna Betts, Basketball, UCLA Success is never a solo effort - every student-athlete has a community behind them, from family and teammates to coaches, mentors, and fans. Through Money Moves, Venmo's nine athletes can receive their NIL earnings directly through Venmo and use the platform to give back to the communities who help make their success possible. This program is rooted in how the athletes already use Venmo every day and shows how money can move beyond individual paydays to celebrate gratitude, generosity and the connections that matter most.
"Partnering with Venmo for a second year felt truly authentic for me and I'm excited to be part of this year's roster of incredible NIL athletes," said Sienna Betts, UCLA basketball athlete. "Money Moves is about something bigger than NIL. It's an opportunity to recognize the people who've championed me over the years, and to give back to the people and places that have helped me with an app I already use all the time. This is a banner year for me, and I'm grateful to make some of my biggest moves yet alongside Venmo."
"Partnering with Venmo on Money Moves means a lot to me," said DJ Lagway, quarterback for Baylor University. "Coming to Baylor has been a full-circle moment for my family and a reminder of how blessed I've been throughout my journey. From my parents to my coaches and mentors, so many people have poured into me, and Money Moves gives me the chance to show my appreciation."
Money Moves builds on a connection Venmo has helped foster across college campuses for years, helping students manage the everyday costs of campus life while staying connected with friends. The company expanded that role through college-branded debit cards, NIL partnerships with student-athletes, and gameday experiences for students and fans throughout the 2025-2026 season. New Venmo research1 underscores the connection: 68% of college students surveyed say splitting costs helps keep money from coming between friends, and 63% are more likely to join a group plan when costs can be split digitally. From dinners and late-night food runs to tailgates, trips and shared expenses, Venmo helps students pay and split the cost of the moments that bring them together or celebrate their friendships through small acts of gratitude.
That same instinct – to split, share, and show up for each other will play out on a larger stage as Venmo and the student-athletes showcase their Money Moves throughout the 2026–2027 season. Follow along on Venmo's Instagram and TikTok.
About Venmo
Venmo is the go-to money movement app of the next generation, offering fast, safe, and social payments. With best-in-class experiences for users to send, split, shop, and sell, Venmo enables a seamless flow of money between the people and places that matter most to millions of users across the United States. For more information, go to: Venmo.com.
Media Contact: [email protected]
1 Research Methodology: Venmo commissioned Morning Consult, a global decision intelligence and market research company, to conduct an online survey of 5,000 adults ages 18–22. This survey was conducted July 29-31, 2026. "College students" refers to adults ages 18–22 who report they are currently enrolled in college. Results from the full survey have a margin of error of ±1 percentage point.
In the latest close session, Paypal (PYPL - Free Report) was down 2.04% at $52.71. The stock's change was less than the S&P 500's daily loss of 0.45%. At the same time, the Dow lost 1.21%, and the tech-heavy Nasdaq lost 0.01%.
Prior to today's trading, shares of the technology platform and digital payments company had lost 10.96% lagged the Business Services sector's loss of 3.49% and the S&P 500's loss of 2.43%.
Investors will be eagerly watching for the performance of Paypal in its upcoming earnings disclosure. The company's earnings report is set to be unveiled on October 27, 2026. It is anticipated that the company will report an EPS of $1.32, marking a 1.49% fall compared to the same quarter of the previous year. Meanwhile, our latest consensus estimate is calling for revenue of $8.7 billion, up 3.38% from the prior-year quarter.
For the full year, the Zacks Consensus Estimates are projecting earnings of $5.38 per share and revenue of $34.66 billion, which would represent changes of +1.32% and +4.48%, respectively, from the prior year.
Investors should also take note of any recent adjustments to analyst estimates for Paypal. These recent revisions tend to reflect the evolving nature of short-term business trends. As a result, upbeat changes in estimates indicate analysts' favorable outlook on the business health and profitability.
Our research reveals that these estimate alterations are directly linked with the stock price performance in the near future. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.
The Zacks Rank system, ranging from #1 (Strong Buy) to #5 (Strong Sell), possesses a remarkable history of outdoing, externally audited, with #1 stocks returning an average annual gain of +25% since 1988. Over the last 30 days, the Zacks Consensus EPS estimate has witnessed a 0.2% increase. At present, Paypal boasts a Zacks Rank of #3 (Hold).
In the context of valuation, Paypal is at present trading with a Forward P/E ratio of 10. This represents a discount compared to its industry average Forward P/E of 12.91.
It is also worth noting that PYPL currently has a PEG ratio of 1.15. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. By the end of yesterday's trading, the Financial Transaction Services industry had an average PEG ratio of 0.9.
The Financial Transaction Services industry is part of the Business Services sector. With its current Zacks Industry Rank of 186, this industry ranks in the bottom 25% of all industries, numbering over 250.
The Zacks Industry Rank is ordered from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.
Be sure to use Zacks.com to monitor all these stock-influencing metrics, and more, throughout the forthcoming trading sessions.
