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California State Teachers Retirement System raised its holdings in shares of Mastercard Incorporated (NYSE:MA – Free Report) by 49,444.6% in the 2nd quarter, according to the company in its most recent disclosure with the Securities & Exchange Commission. The institutional investor owned 637,466,453 shares of the credit services provider’s stock after buying an additional 636,179,801 shares during the quarter. Mastercard comprises about 0.9% of California State Teachers Retirement System’s holdings, making the stock its 22nd largest position. California State Teachers Retirement System owned 72.77% of Mastercard worth $327,402,770,000 at the end of the most recent quarter.

Several other institutional investors and hedge funds have also recently modified their holdings of the business. Tanager Wealth Management LLP raised its stake in Mastercard by 6.6% in the second quarter. Tanager Wealth Management LLP now owns 747 shares of the credit services provider’s stock valued at $384,000 after purchasing an additional 46 shares in the last quarter. VELA Investment Management LLC grew its stake in Mastercard by 73.4% in the 2nd quarter. VELA Investment Management LLC now owns 1,661 shares of the credit services provider’s stock worth $853,000 after buying an additional 703 shares in the last quarter. Washington Trust Advisors Inc. increased its holdings in shares of Mastercard by 15.7% in the 2nd quarter. Washington Trust Advisors Inc. now owns 495 shares of the credit services provider’s stock worth $254,000 after buying an additional 67 shares during the last quarter. Wedmont Private Capital increased its holdings in shares of Mastercard by 1.3% in the 2nd quarter. Wedmont Private Capital now owns 11,212 shares of the credit services provider’s stock worth $5,906,000 after buying an additional 149 shares during the last quarter. Finally, Kintra Wealth LLC raised its position in shares of Mastercard by 1.2% during the 2nd quarter. Kintra Wealth LLC now owns 4,750 shares of the credit services provider’s stock valued at $2,693,000 after buying an additional 56 shares in the last quarter. Hedge funds and other institutional investors own 97.28% of the company’s stock.

Mastercard Stock Up 0.0% MA opened at $579.43 on Monday. The company has a market cap of $507.59 billion, a P/E ratio of 31.87, a P/E/G ratio of 1.66 and a beta of 0.74. Mastercard Incorporated has a 12 month low of $464.52 and a 12 month high of $601.62. The business’s 50-day moving average price is $558.51 and its 200-day moving average price is $521.49. The company has a current ratio of 1.06, a quick ratio of 1.06 and a debt-to-equity ratio of 3.96.

Mastercard (NYSE:MA – Get Free Report) last announced its quarterly earnings results on Thursday, July 30th. The credit services provider reported $5.04 EPS for the quarter, topping analysts’ consensus estimates of $4.77 by $0.27. Mastercard had a return on equity of 239.99% and a net margin of 46.34%.The business had revenue of $9.28 billion for the quarter, compared to analysts’ expectations of $9.08 billion. During the same period in the previous year, the firm earned $4.15 EPS. The business’s quarterly revenue was up 14.1% on a year-over-year basis. On average, equities analysts expect that Mastercard Incorporated will post 19.86 EPS for the current year. Mastercard Announces Dividend The company also recently declared a quarterly dividend, which was paid on Friday, August 7th. Shareholders of record on Thursday, July 9th were issued a $0.87 dividend. This represents a $3.48 dividend on an annualized basis and a yield of 0.6%. The ex-dividend date of this dividend was Thursday, July 9th. Mastercard’s dividend payout ratio (DPR) is 19.14%.

Insider Activity In related news, insider Raj Seshadri sold 4,828 shares of the firm’s stock in a transaction dated Wednesday, July 1st. The stock was sold at an average price of $525.00, for a total value of $2,534,700.00. Following the sale, the insider directly owned 16,429 shares of the company’s stock, valued at $8,625,225. This trade represents a 22.71% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Michael Miebach sold 16,628 shares of the business’s stock in a transaction dated Friday, July 31st. The shares were sold at an average price of $567.68, for a total value of $9,439,383.04. Following the transaction, the chief executive officer owned 115,921 shares in the company, valued at approximately $65,806,033.28. This represents a 12.54% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 74,623 shares of company stock worth $42,544,606 over the last ninety days. 0.09% of the stock is owned by insiders.

Wall Street Analysts Forecast Growth A number of research firms have recently issued reports on MA. Raymond James Financial reaffirmed an “outperform” rating and set a $632.00 price objective on shares of Mastercard in a report on Friday, July 31st. Wolfe Research raised their price target on Mastercard from $680.00 to $740.00 and gave the company an “outperform” rating in a research report on Tuesday, August 25th. KeyCorp lifted their price target on Mastercard from $670.00 to $680.00 and gave the stock an “overweight” rating in a research note on Friday, July 31st. Piper Sandler started coverage on Mastercard in a report on Monday, June 29th. They issued an “overweight” rating and a $597.00 price objective for the company. Finally, Weiss Ratings raised Mastercard from a “hold (c+)” rating to a “buy (b-)” rating in a report on Monday, August 17th. Five analysts have rated the stock with a Strong Buy rating, twenty-five have given a Buy rating and one has assigned a Sell rating to the company. According to MarketBeat.com, the company currently has an average rating of “Buy” and an average price target of $666.64.

Get Our Latest Analysis on MA

Key Headlines Impacting Mastercard Here are the key news stories impacting Mastercard this week:

Positive Sentiment: Mastercard’s Strive India program has helped small businesses access more than $150 million in credit. The initiative strengthens Mastercard’s role in financial inclusion and could expand future payment volumes in a large growth market. Mastercard Strive India Aids Small Firms With Over $150 Million in Credit Positive Sentiment: Mastercard launched its first Start Path cohort focused on agentic commerce, with 22 startups developing technology that enables AI agents to initiate and complete transactions. The effort positions Mastercard to capture a potential new payments channel as autonomous purchasing develops. Mastercard Start Path Launches Inaugural Agentic Commerce Cohort Positive Sentiment: Citi Hong Kong plans to introduce a virtual credit card with a dynamic card validation code in partnership with Mastercard. The product could improve digital-payment security and reinforce Mastercard’s technology value proposition. Citi Hong Kong Dynamic CVC Virtual Credit Card Partnership Neutral Sentiment: Mastercard expanded leadership for digital acceptance in the Europe, Middle East and Africa region and launched travel deals with Klook. Both developments may support merchant adoption and engagement, but are unlikely to materially change near-term earnings. Mastercard Elevates Vanshi Kotru Mastercard and Klook Launch Travel Deals Negative Sentiment: CFO Sachin Mehra sold 3,266 shares valued at approximately $1.9 million, reducing his direct holdings by 8.18%. Because the transaction was executed under a pre-arranged Rule 10b5-1 plan, it is a limited bearish signal, but it can still weigh on sentiment—particularly with Mastercard trading near a 52-week high and at a premium earnings multiple. SEC Insider Transaction Filing Mastercard Profile (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

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Key Takeaways Mastercard's VAS revenues rose 20% year over year in Q2 2026, reaching 41.2% of net revenues.Security, AI, cybersecurity and fraud prevention remain key drivers of VAS growth and customer engagement.Around 60% of Mastercard's VAS net revenues are linked to its payment network, supporting service expansion. Mastercard Incorporated (MA - Free Report) continues to strengthen its Value-Added Services and Solutions (VAS) business, making it an increasingly important part of the company’s growth strategy. VAS’ net revenues increased 20% year over year in the second quarter of 2026, accounting for 41.2% of total net revenues and underscoring its growing contribution to the company’s top line.

Security remains a key growth driver for the VAS business as payment fraud and digital threats become more sophisticated. MA is expanding its capabilities across cybersecurity, authentication and fraud prevention while using data and artificial intelligence to address evolving risks. Its Merchant Trust Services offering, for example, uses AI to help identify potentially fraudulent merchants, adding another opportunity to deepen customer relationships.

MA is also broadening VAS through consumer engagement, personalization, digital services and data-driven solutions. Around 60% of VAS net revenues are linked to the company’s payment network, allowing Mastercard to combine its transaction infrastructure with additional services. Its Advantage Partner program, which has more than 200 partners, further expands the range of solutions available to customers.

However, sustained growth will likely depend on continued demand for cybersecurity, data and AI solutions, along with Mastercard’s ability to expand cross-selling opportunities across its customer base. With VAS already rising at a double-digit rate and benefiting from several structural trends, the business could remain a key source of revenue growth while supporting MA’s broader strategy of increasing the value generated from each relationship. We expect VAS net revenues to rise 17% year over year in 2026.

How Are Competitors Faring?Some of MA’s competitors in the value-added services include Visa Inc. (V - Free Report) and American Express Company (AXP - Free Report) .

Visa is also expanding its VAS portfolio across issuing, acceptance, risk and security, and advisory services. V continued investing in AI, cybersecurity and digital solutions to broaden its services opportunity. In the third quarter of fiscal 2026, VAS revenues rose 34% year over year in constant dollars and now account for roughly one-third of total company revenues.

American Express is steadily strengthening its value-added services through fraud protection, merchant analytics, digital payments, loyalty programs and AI-enabled tools. AXP’s closed-loop network provides rich transaction data, helping deepen customer engagement, improve merchant outcomes and reinforce its differentiated payments ecosystem.

Mastercard’s Price Performance, Valuation & EstimatesIn the year-to-date period, MA’s shares have risen 1.8% against the industry’s fall of 3.7%.

Image Source: Zacks Investment Research

From a valuation standpoint, MA trades at a forward price-to-earnings ratio of 26.54, above the industry average of 19.18. MA carries a Value Score of D.

Image Source: Zacks Investment Research

The Zacks Consensus Estimate for Mastercard’s 2026 earnings implies 16.8% growth from the year-ago period.

Image Source: Zacks Investment Research

Mastercard currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Mastercard (MA +0.60%) stock is an excellent option for long-term investors.

*Stock prices used were the afternoon prices of Aug. 26, 2026. The video was published on Aug.28, 2026.

Parkev Tatevosian, CFA has positions in Mastercard. The Motley Fool has positions in and recommends Mastercard. The Motley Fool has a disclosure policy. Parkev Tatevosian is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through his link, he will earn some extra money that supports his channel. His opinions remain his own and are unaffected by The Motley Fool.

BNP Paribas decreased its stake in shares of Mastercard Incorporated (NYSE:MA – Free Report) by 13.7% in the second quarter, according to the company in its most recent Form 13F filing with the SEC. The fund owned 24,645 shares of the credit services provider’s stock after selling 3,921 shares during the quarter. BNP Paribas’ holdings in Mastercard were worth $12,619,000 at the end of the most recent quarter.

A number of other institutional investors and hedge funds also recently bought and sold shares of the stock. Riggs Asset Managment Co. Inc. increased its stake in Mastercard by 20.0% in the second quarter. Riggs Asset Managment Co. Inc. now owns 108 shares of the credit services provider’s stock worth $61,000 after purchasing an additional 18 shares during the period. Castle Rock Wealth Management LLC boosted its stake in shares of Mastercard by 2.8% during the fourth quarter. Castle Rock Wealth Management LLC now owns 695 shares of the credit services provider’s stock valued at $387,000 after purchasing an additional 19 shares in the last quarter. Athena Wealth Management LLC raised its position in shares of Mastercard by 3.8% in the 2nd quarter. Athena Wealth Management LLC now owns 514 shares of the credit services provider’s stock worth $264,000 after acquiring an additional 19 shares in the last quarter. Novem Group boosted its position in Mastercard by 0.4% during the second quarter. Novem Group now owns 4,680 shares of the credit services provider’s stock valued at $2,404,000 after purchasing an additional 19 shares in the last quarter. Finally, Vista Capital Partners Inc. grew its stake in Mastercard by 4.5% in the second quarter. Vista Capital Partners Inc. now owns 444 shares of the credit services provider’s stock valued at $228,000 after purchasing an additional 19 shares during the last quarter. 97.28% of the stock is currently owned by institutional investors.

Mastercard Stock Performance NYSE:MA opened at $595.51 on Friday. The business’s fifty day moving average price is $549.15 and its 200 day moving average price is $519.62. The firm has a market capitalization of $521.67 billion, a PE ratio of 32.76, a price-to-earnings-growth ratio of 1.78 and a beta of 0.72. Mastercard Incorporated has a 12 month low of $464.52 and a 12 month high of $601.62. The company has a debt-to-equity ratio of 3.96, a current ratio of 1.06 and a quick ratio of 1.06.

Mastercard (NYSE:MA – Get Free Report) last announced its quarterly earnings results on Thursday, July 30th. The credit services provider reported $5.04 earnings per share for the quarter, beating analysts’ consensus estimates of $4.77 by $0.27. Mastercard had a net margin of 46.34% and a return on equity of 239.99%. The firm had revenue of $9.28 billion during the quarter, compared to analysts’ expectations of $9.08 billion. During the same period in the previous year, the company earned $4.15 earnings per share. Mastercard’s quarterly revenue was up 14.1% compared to the same quarter last year. On average, sell-side analysts anticipate that Mastercard Incorporated will post 19.86 earnings per share for the current fiscal year. Mastercard Dividend Announcement The company also recently declared a quarterly dividend, which was paid on Friday, August 7th. Stockholders of record on Thursday, July 9th were paid a dividend of $0.87 per share. The ex-dividend date of this dividend was Thursday, July 9th. This represents a $3.48 annualized dividend and a dividend yield of 0.6%. Mastercard’s payout ratio is 19.14%.

Insiders Place Their Bets In related news, insider Sandra A. Arkell sold 200 shares of the firm’s stock in a transaction that occurred on Monday, July 6th. The stock was sold at an average price of $540.00, for a total value of $108,000.00. Following the completion of the transaction, the insider directly owned 3,322 shares of the company’s stock, valued at $1,793,880. This trade represents a 5.68% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Michael Miebach sold 15,372 shares of the firm’s stock in a transaction dated Wednesday, August 5th. The shares were sold at an average price of $575.00, for a total transaction of $8,838,900.00. Following the transaction, the chief executive officer owned 93,693 shares of the company’s stock, valued at $53,873,475. This trade represents a 14.09% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last quarter, insiders have sold 71,357 shares of company stock worth $40,637,262. 0.09% of the stock is owned by insiders.

Trending Headlines about Mastercard Here are the key news stories impacting Mastercard this week:

Positive Sentiment: Mastercard and QNB Group processed Syria’s first international card transaction in more than 15 years. The milestone marks the reopening and modernization of Syria’s international payments infrastructure following the lifting of certain U.S. restrictions. Although the near-term financial contribution is likely to be small, the development creates a potential new market and demonstrates Mastercard’s ability to support payments expansion. Syria marks first international card transaction in more than 15 years with Mastercard and QNB Group Positive Sentiment: Analysts have given Mastercard a consensus “Buy” rating. Continued Wall Street support adds to the bullish backdrop, though the rating itself may already be reflected in the share price. Mastercard Incorporated Given Consensus Rating of Buy by Analysts Positive Sentiment: Pershing Square founder Bill Ackman added Mastercard to the hedge fund’s portfolio. The purchase may improve investor sentiment by signaling confidence from a prominent long-term investor, although it does not change Mastercard’s operating outlook. Bill Ackman Just Made His Biggest Portfolio Overhaul in Years Positive Sentiment: A partnership with Klook targets growing travel and experiences spending across Asia Pacific. Mastercard cardholder benefits and additional travel-related payment touchpoints could support transaction volume in a high-growth region. Klook and Mastercard collaborate to enhance travelers’ experiences across Asia Pacific Neutral Sentiment: Mastercard will participate in the Goldman Sachs Communacopia + Technology Conference on September 10, where CFO Ling Hai is scheduled to speak. Investors may look for updates on growth, margins and capital allocation, but no new financial information was provided. Mastercard to Participate in Upcoming Investor Conference Neutral Sentiment: Mastercard’s name appears as a supporter of an XRPL/Ripple hackathon, but reports caution that the sponsorship does not represent a new cryptocurrency partnership or major product launch. Mastercard’s Name Is on the Ripple Hackathon, But Don’t Get Ahead of Yourself Wall Street Analyst Weigh In A number of equities research analysts have recently weighed in on the company. Royal Bank Of Canada boosted their price target on Mastercard from $629.00 to $642.00 and gave the stock an “outperform” rating in a research note on Friday, July 31st. The Goldman Sachs Group reiterated a “buy” rating and issued a $701.00 target price on shares of Mastercard in a research note on Thursday, July 30th. KeyCorp lifted their price target on shares of Mastercard from $670.00 to $680.00 and gave the company an “overweight” rating in a research note on Friday, July 31st. Barclays lifted their price target on Mastercard from $640.00 to $660.00 and gave the stock an “overweight” rating in a research note on Friday, July 31st. Finally, Raymond James Financial restated an “outperform” rating and issued a $632.00 price target on shares of Mastercard in a research report on Friday, July 31st. Five investment analysts have rated the stock with a Strong Buy rating, twenty-five have issued a Buy rating and one has assigned a Sell rating to the stock. According to data from MarketBeat.com, the company has a consensus rating of “Buy” and a consensus price target of $664.71.

Check Out Our Latest Analysis on Mastercard

Mastercard Company Profile (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

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BOCHK Asset Management Ltd lessened its holdings in Mastercard Incorporated (NYSE:MA – Free Report) by 40.0% in the 2nd quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund owned 3,900 shares of the credit services provider’s stock after selling 2,600 shares during the period. BOCHK Asset Management Ltd’s holdings in Mastercard were worth $2,003,000 at the end of the most recent reporting period.

A number of other large investors have also recently bought and sold shares of the business. Border to Coast Pensions Partnership Ltd lifted its stake in Mastercard by 7.3% during the first quarter. Border to Coast Pensions Partnership Ltd now owns 139,844 shares of the credit services provider’s stock worth $70,089,000 after purchasing an additional 9,504 shares during the period. Canada Post Corp Registered Pension Plan grew its stake in shares of Mastercard by 6.1% in the 4th quarter. Canada Post Corp Registered Pension Plan now owns 65,414 shares of the credit services provider’s stock valued at $37,344,000 after purchasing an additional 3,768 shares during the period. Marble Wealth LLC bought a new stake in shares of Mastercard in the 4th quarter valued at approximately $1,328,000. Charles Lim Capital Ltd acquired a new position in shares of Mastercard in the 4th quarter worth approximately $15,699,000. Finally, Gamco Investors INC. ET AL raised its holdings in shares of Mastercard by 5.4% in the 1st quarter. Gamco Investors INC. ET AL now owns 28,205 shares of the credit services provider’s stock worth $14,093,000 after buying an additional 1,434 shares in the last quarter. 97.28% of the stock is currently owned by institutional investors.

Mastercard Stock Up 3.3% Shares of NYSE MA opened at $599.69 on Tuesday. Mastercard Incorporated has a 12-month low of $464.52 and a 12-month high of $601.62. The firm’s 50-day simple moving average is $540.98 and its 200 day simple moving average is $518.14. The company has a market cap of $525.34 billion, a price-to-earnings ratio of 32.99, a price-to-earnings-growth ratio of 1.74 and a beta of 0.71. The company has a quick ratio of 1.06, a current ratio of 1.06 and a debt-to-equity ratio of 3.96.

Mastercard (NYSE:MA – Get Free Report) last released its quarterly earnings results on Thursday, July 30th. The credit services provider reported $5.04 EPS for the quarter, beating the consensus estimate of $4.77 by $0.27. The business had revenue of $9.28 billion for the quarter, compared to analysts’ expectations of $9.08 billion. Mastercard had a net margin of 46.34% and a return on equity of 239.99%. Mastercard’s revenue was up 14.1% compared to the same quarter last year. During the same period in the prior year, the firm earned $4.15 earnings per share. On average, research analysts expect that Mastercard Incorporated will post 19.86 earnings per share for the current fiscal year. Mastercard Announces Dividend The firm also recently announced a quarterly dividend, which was paid on Friday, August 7th. Shareholders of record on Thursday, July 9th were given a dividend of $0.87 per share. The ex-dividend date was Thursday, July 9th. This represents a $3.48 dividend on an annualized basis and a yield of 0.6%. Mastercard’s dividend payout ratio is presently 19.14%.

Wall Street Analysts Forecast Growth Several analysts recently commented on the company. Clear Str raised Mastercard to a “strong-buy” rating in a research note on Thursday, July 16th. Piper Sandler assumed coverage on shares of Mastercard in a research note on Monday, June 29th. They issued an “overweight” rating and a $597.00 target price on the stock. Weiss Ratings upgraded shares of Mastercard from a “hold (c+)” rating to a “buy (b-)” rating in a research note on Monday, August 17th. TD Cowen upped their target price on shares of Mastercard from $664.00 to $667.00 and gave the stock a “buy” rating in a report on Friday, July 31st. Finally, Morgan Stanley increased their target price on shares of Mastercard from $679.00 to $681.00 and gave the stock an “overweight” rating in a research report on Friday, July 31st. Five equities research analysts have rated the stock with a Strong Buy rating, twenty-five have given a Buy rating and one has issued a Sell rating to the stock. According to data from MarketBeat.com, Mastercard currently has a consensus rating of “Buy” and an average target price of $661.93.

Get Our Latest Report on Mastercard

Insider Transactions at Mastercard In other Mastercard news, insider Linda Pistecchia Kirkpatrick sold 4,280 shares of the firm’s stock in a transaction dated Tuesday, August 4th. The stock was sold at an average price of $570.31, for a total transaction of $2,440,926.80. Following the transaction, the insider owned 31,179 shares in the company, valued at approximately $17,781,695.49. This trade represents a 12.07% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Michael Miebach sold 16,628 shares of the business’s stock in a transaction that occurred on Friday, July 31st. The shares were sold at an average price of $567.68, for a total transaction of $9,439,383.04. Following the transaction, the chief executive officer owned 115,921 shares of the company’s stock, valued at approximately $65,806,033.28. This represents a 12.54% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last quarter, insiders sold 71,357 shares of company stock valued at $40,637,262. 0.09% of the stock is currently owned by company insiders.

About Mastercard (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

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Diversified Enterprises LLC reduced its stake in shares of Mastercard Incorporated (NYSE:MA – Free Report) by 11.4% during the 2nd quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 6,859 shares of the credit services provider’s stock after selling 884 shares during the period. Diversified Enterprises LLC’s holdings in Mastercard were worth $3,523,000 at the end of the most recent quarter.

Several other large investors also recently made changes to their positions in the stock. E Fund Management Hong Kong Co. Ltd. grew its holdings in Mastercard by 820.0% during the fourth quarter. E Fund Management Hong Kong Co. Ltd. now owns 46 shares of the credit services provider’s stock valued at $26,000 after purchasing an additional 41 shares during the last quarter. Strive Financial Group LLC acquired a new position in Mastercard in the 4th quarter valued at $27,000. Hyposwiss Advisors SA bought a new position in Mastercard in the 4th quarter worth $29,000. Robinswood Financial LLC bought a new position in Mastercard in the 1st quarter worth $25,000. Finally, Bay Harbor Wealth Management LLC lifted its position in Mastercard by 54.1% during the 4th quarter. Bay Harbor Wealth Management LLC now owns 57 shares of the credit services provider’s stock worth $33,000 after acquiring an additional 20 shares during the last quarter. Institutional investors own 97.28% of the company’s stock.

Mastercard Price Performance Shares of NYSE:MA opened at $599.69 on Tuesday. The firm has a market capitalization of $525.34 billion, a PE ratio of 32.99, a PEG ratio of 1.74 and a beta of 0.71. The company has a current ratio of 1.06, a quick ratio of 1.06 and a debt-to-equity ratio of 3.96. Mastercard Incorporated has a 1-year low of $464.52 and a 1-year high of $601.62. The business’s 50 day moving average is $540.98 and its 200-day moving average is $518.14.

Mastercard (NYSE:MA – Get Free Report) last issued its earnings results on Thursday, July 30th. The credit services provider reported $5.04 EPS for the quarter, topping the consensus estimate of $4.77 by $0.27. The firm had revenue of $9.28 billion during the quarter, compared to analysts’ expectations of $9.08 billion. Mastercard had a return on equity of 239.99% and a net margin of 46.34%.Mastercard’s quarterly revenue was up 14.1% compared to the same quarter last year. During the same period last year, the business earned $4.15 earnings per share. Sell-side analysts predict that Mastercard Incorporated will post 19.86 earnings per share for the current year. Mastercard Dividend Announcement The firm also recently announced a quarterly dividend, which was paid on Friday, August 7th. Stockholders of record on Thursday, July 9th were given a dividend of $0.87 per share. This represents a $3.48 annualized dividend and a dividend yield of 0.6%. The ex-dividend date was Thursday, July 9th. Mastercard’s payout ratio is 19.14%.

Analyst Ratings Changes A number of equities analysts have recently commented on MA shares. Piper Sandler initiated coverage on Mastercard in a research note on Monday, June 29th. They issued an “overweight” rating and a $597.00 price objective on the stock. Royal Bank Of Canada increased their target price on Mastercard from $629.00 to $642.00 and gave the company an “outperform” rating in a research note on Friday, July 31st. Weiss Ratings raised Mastercard from a “hold (c+)” rating to a “buy (b-)” rating in a report on Monday, August 17th. KeyCorp lifted their price target on Mastercard from $670.00 to $680.00 and gave the stock an “overweight” rating in a research report on Friday, July 31st. Finally, Truist Financial upped their price target on Mastercard from $554.00 to $633.00 and gave the stock a “buy” rating in a report on Wednesday, August 5th. Five investment analysts have rated the stock with a Strong Buy rating, twenty-five have issued a Buy rating and one has given a Sell rating to the stock. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Buy” and an average target price of $661.93.

Read Our Latest Stock Report on MA

Insider Buying and Selling at Mastercard In other Mastercard news, insider Linda Pistecchia Kirkpatrick sold 4,280 shares of the firm’s stock in a transaction dated Tuesday, August 4th. The shares were sold at an average price of $570.31, for a total transaction of $2,440,926.80. Following the completion of the transaction, the insider owned 31,179 shares in the company, valued at $17,781,695.49. This trade represents a 12.07% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Michael Miebach sold 15,372 shares of Mastercard stock in a transaction that occurred on Wednesday, August 5th. The shares were sold at an average price of $575.00, for a total value of $8,838,900.00. Following the sale, the chief executive officer directly owned 93,693 shares in the company, valued at $53,873,475. The trade was a 14.09% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 71,357 shares of company stock worth $40,637,262 in the last 90 days. 0.09% of the stock is currently owned by insiders.

About Mastercard (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

Read More Five stocks we like better than Mastercard Visa Just Put Hims & Hers in the Penalty Box—Here’s Why It Matters Treasury Yields Are Surging Again: 3 Stocks That Could Feel the Pain Snowflake Could Be Headed for New Highs Despite Insider Selling MongoDB Is Surging—And the Next Catalyst Is Almost Here Want to see what other hedge funds are holding MA? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Mastercard Incorporated (NYSE:MA – Free Report).

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Last July, the GENIUS (Guiding and Establishing National Innovation for U.S. Stablecoins) Act was signed into law as the first comprehensive regulatory framework for payment stablecoins. Let's see what that act accomplished, when those rules will take effect, and how they'll affect the companies that rely on stablecoins.

What are stablecoins? Stablecoins are cryptocurrencies pegged to stable fiat currency, such as the U.S. dollar or euro. They can be held without bank accounts, and their payments are settled 24/7, 365 days a year. They can be used for faster, cheaper money transfers than conventional bank transfers. They can be deposited into third-party lending platforms, automated market makers, and liquidity pools to earn higher yields than bank savings accounts.

Image source: Getty Images.

What did the GENIUS Act change? The GENIUS Act required stablecoins to be backed by U.S. dollars, short-term Treasuries, or central bank deposits at a 1:1 reserve ratio, rather than riskier, opaquely collateralized assets. Stablecoin issuers were also required to submit monthly attestations for those reserves.

The act required large issuers, with more than $10 billion in stablecoins in circulation, to be overseen by federal regulators. Smaller issuers with less than $10 billion could opt to be regulated at the state level, provided their state regulators met federal standards. All of those issuers were barred from paying passive yields to stablecoin holders.

Stablecoin holders gained clearer consumer protections, including a legal right to redeem their tokens for U.S. dollars on demand. If an issuer became insolvent, its stablecoin holders would be paid before its general creditors. Lastly, the act placed stablecoins outside the jurisdiction of the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) by classifying them as neither securities nor commodities.

Premium Feature

Moneyball Superscore

65/100

Today's Change

(

-6.33

%) $

-12.08

Current Price

$

178.64

What will happen in November? The GENIUS Act was signed into law more than a year ago, but its full legal enforcement won't start until Jan. 18, 2027. Before that happens, the U.S. Comptroller of the Currency (OCC) will publish the final rules in November.

Before that publication, which sets the rules in stone, several key parts of the act could still be modified based on the recent feedback from banks, stablecoin issuers, and consumer advocacy groups. That public comment period will remain open through Oct. 19.

The parts that could be tweaked include redemption extensions, which determine whether stablecoin issuers receive emergency extensions to liquidate their assets during market downturns; yield restrictions on edge cases (such as loyalty points or gas-fee discounts); and refinements to its framework for state-level certifications.

What does that mean for stablecoin-driven companies? The publication of the GENIUS Act's final rules in November could drive more investors toward Circle (CRCL -7.53%), Coinbase (COIN -6.33%), and Mastercard (MA +0.60%).

Circle issues USD Coin (USDC -0.01%), the leading stablecoin in the U.S. market. Circle backs the USD Coin with its own cash and Treasury reserves, and the interest (reserve income) it collects on those holdings accounts for most of its top line. As Circle mints more stablecoins, its reserves will grow, boosting its profits. Coinbase, which co-developed USD Coin with Circle, collects all the reserve income from those stablecoins hosted on its platform.

Mastercard, which started working with Circle five years ago, is using stablecoins to accelerate its cross-border disbursements, treasury operations, and merchant payouts. It integrated its money transfer tools into stablecoin wallets in over 130 countries, and it expects stablecoins to gradually replace slower, older methods of transferring money.

The passage of the GENIUS Act is a clear vote of confidence for those faster financial rails. While stablecoins might seem like dull investments -- since they're pinned to stable fiat currencies -- their acceptance as a fully regulated cryptocurrency could generate strong tailwinds for the companies that are minting them and adopting them.

Exceptional operating leverage supports the valuation, but the stock is struggling to extend its consumer-driven breakout. Summary

Mastercard remains less than 1% below its 52-week high.

Mastercard MA, the global payments and financial-technology powerhouse, approached another record Wednesday before slipping to $597.535, down approximately 0.3%. That pullback barely dents the story. The stock still sits less than 1% below its $601.62 52-week high.

The numbers explain why investors keep paying up. Mastercard's second-quarter presentation showed revenue climbing 14% to $9.28 billion and adjusted operating income jumping 16% to $5.67 billion. Cross-border volume advanced 12%, value-added-services revenue surged 18%, and adjusted operating margin hit approximately 61.1%. Growth is strong. Profitability is stronger.

Mastercard is pocketing roughly 61 cents of adjusted operating profit from every revenue dollar. That is elite economics, even by mega-cap standards. The catch is a valuation near 33 times trailing earnings, which demands sustained transaction growth and near-flawless execution. Yet the valuation picture flashes a bullish counterpoint: the $597.535 market price stands 11.7% below the $676.72 GF Value™ estimate. Expensive on earnings, potentially undervalued on intrinsic value—and still firing on nearly every operational cylinder.

Disclosures I/we have no positions in any stocks mentioned, and have no plans to buy any new positions in the stocks mentioned within the next 72 hours.

Click for the complete disclosure

Key Takeaways Mastercard is partnering with Klook to expand travel offerings and Mastercard cardholder benefits in APAC.Klook found 47% of APAC consumers seek deals, while 23% choose destinations for specific activities.Mastercard could deepen traveler engagement through travel, dining, entertainment and attraction spending. Mastercard Incorporated (MA - Free Report) is expanding its reach in Asia Pacific’s travel ecosystem through a new collaboration with Klook, as consumers increasingly prioritize experiences when planning trips. The companies signed a Memorandum of Understanding to develop more rewarding travel offerings, combining Klook’s regional experiences platform with Mastercard’s global payments infrastructure.

The partnership centers on enhancing Mastercard cardholder value, expanding access to travel and lifestyle experiences and exploring innovative payment solutions. Exclusive discounts and privileges are planned for Mastercard cardholders during the year-end travel period, while the companies intend to develop additional entertainment benefits as the relationship expands. This could give Mastercard another channel to deepen engagement with travelers.

The opportunity reflects a broader shift in APAC travel behavior. Klook’s 2026 research found that 47% of consumers actively seek deals, discounts and bundled offers, while 73% are willing to visit lesser-known cities for unique events. Moreover, 23% choose destinations based on specific activities, pointing to growing demand for experience-led travel. For Mastercard, embedding its network into these spending journeys could support greater card usage across travel, dining, entertainment and attractions, potentially driving higher-value cross-border transactions.

The collaboration could also complement Mastercard’s broader strategy of building value-added services and partnerships around its payments network. Future efforts involving data collaboration and next-generation payment technologies could create opportunities beyond promotional offers. By connecting its cardholders with Klook’s travel ecosystem, MA could potentially strengthen customer engagement while accessing additional commerce touchpoints across one of the world’s fastest-growing travel regions.

How Are Competitors Faring?Some of MA’s competitors in the payments space include Visa Inc. (V - Free Report) and American Express Company (AXP - Free Report) .

Visa is strengthening its position in APAC’s experience-led travel market through Visa Destinations and its partnership with Trip.com Group. The strategy combines curated experiences, personalized offers and payment capabilities, helping V deepen cardholder engagement beyond transactions.

American Express remains well positioned in premium travel through its experience-rich card proposition. Recent APAC initiatives, including enhanced Platinum benefits in Hong Kong, add hotel credits, dining privileges and golf access. These offerings strengthen AXP’s value proposition among affluent travelers and support deeper engagement with its premium card base.

Mastercard’s Price Performance, Valuation & EstimatesOver the past year, MA’s shares have risen 1.3% against the industry’s fall of 10.2%.

Image Source: Zacks Investment Research

From a valuation standpoint, MA trades at a forward price-to-earnings ratio of 27.39, above the industry average of 19.62. MA carries a Value Score of D.

Image Source: Zacks Investment Research

The Zacks Consensus Estimate for Mastercard’s 2026 earnings implies 16.8% growth from the year-ago period.

Image Source: Zacks Investment Research

Mastercard currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Mastercard
MA +3.31% 95

, the global payments and financial-technology powerhouse, jumped approximately 2.7% to $596.315 Monday afternoon as money rushed into financial stocks and fled collapsing semiconductor names. The shares came within striking distance of their $598.34 session high. Buyers were not nibbling. They were pressing.

The numbers explain why. Second-quarter net revenue climbed 14% to $9.28 billion, while adjusted operating income powered 16% higher to $5.67 billion. Cross-border volume increased 12%. Value-added services revenue surged 18%. Mastercard is no longer riding transaction growth alone—it is building another serious profit engine around the network.

The model remains brutally attractive. Mastercard does not lend consumers money or fill warehouses with inventory. It collects a toll whenever money moves. The picture strengthens the bull case: the $596.315 share price stands 11.81% below the $676.18 GF Value™, leaving a meaningful valuation gap even after Monday's rally. But at roughly 33 times earnings, there is no room for a stumble. Double-digit growth must continue as stablecoins, instant bank transfers and regulators attack from every direction.

Check the Warning Signs for

MA

now!

@ProsperTradingAcademy's Scott Bauer turns to AI and fintech-tied stocks and ETFs for Monday's Big 3. He outlines key headlines backing example options trades in Vertiv (VRT), the Direxion Daily Semiconductor Bull 3X ETF (SOXL), and Mastercard (MA) Rick Ducat backs Scott's analysis by taking investors through the key support and resistance areas to watch in the charts.

Carnegie Investment Counsel decreased its holdings in shares of Mastercard Incorporated (NYSE:MA – Free Report) by 2.0% during the 2nd quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The institutional investor owned 140,541 shares of the credit services provider’s stock after selling 2,936 shares during the period. Mastercard accounts for about 1.4% of Carnegie Investment Counsel’s portfolio, making the stock its 16th biggest position. Carnegie Investment Counsel’s holdings in Mastercard were worth $69,846,000 at the end of the most recent quarter.

Several other large investors have also added to or reduced their stakes in the business. E Fund Management Hong Kong Co. Ltd. grew its position in shares of Mastercard by 820.0% during the 4th quarter. E Fund Management Hong Kong Co. Ltd. now owns 46 shares of the credit services provider’s stock worth $26,000 after buying an additional 41 shares during the period. Strive Financial Group LLC acquired a new position in shares of Mastercard during the 4th quarter valued at $27,000. Hyposwiss Advisors SA acquired a new position in shares of Mastercard during the 4th quarter valued at $29,000. Robinswood Financial LLC bought a new position in Mastercard during the first quarter worth $25,000. Finally, Bay Harbor Wealth Management LLC boosted its stake in Mastercard by 54.1% during the fourth quarter. Bay Harbor Wealth Management LLC now owns 57 shares of the credit services provider’s stock worth $33,000 after acquiring an additional 20 shares in the last quarter. Institutional investors and hedge funds own 97.28% of the company’s stock.

Analyst Ratings Changes A number of research firms have commented on MA. The Goldman Sachs Group restated a “buy” rating and issued a $701.00 price target on shares of Mastercard in a report on Thursday, July 30th. TD Cowen upped their price objective on shares of Mastercard from $664.00 to $667.00 and gave the company a “buy” rating in a report on Friday, July 31st. Truist Financial increased their price objective on shares of Mastercard from $554.00 to $633.00 and gave the stock a “buy” rating in a research report on Wednesday, August 5th. Keefe, Bruyette & Woods raised their target price on Mastercard from $665.00 to $685.00 and gave the company an “outperform” rating in a research note on Friday, July 31st. Finally, Barclays boosted their target price on Mastercard from $640.00 to $660.00 and gave the company an “overweight” rating in a research report on Friday, July 31st. Five equities research analysts have rated the stock with a Strong Buy rating, twenty-five have issued a Buy rating and one has issued a Sell rating to the company’s stock. According to MarketBeat, the stock has an average rating of “Buy” and an average target price of $661.93.

Read Our Latest Stock Analysis on Mastercard Mastercard Stock Performance NYSE MA opened at $580.26 on Monday. The company has a market cap of $508.31 billion, a P/E ratio of 31.92, a PEG ratio of 1.74 and a beta of 0.71. The company has a fifty day simple moving average of $538.80 and a 200 day simple moving average of $517.80. The company has a current ratio of 1.06, a quick ratio of 1.06 and a debt-to-equity ratio of 3.96. Mastercard Incorporated has a 12-month low of $464.52 and a 12-month high of $601.77.

Mastercard (NYSE:MA – Get Free Report) last released its quarterly earnings data on Thursday, July 30th. The credit services provider reported $5.04 earnings per share for the quarter, topping the consensus estimate of $4.77 by $0.27. Mastercard had a net margin of 46.34% and a return on equity of 239.99%. The firm had revenue of $9.28 billion for the quarter, compared to the consensus estimate of $9.08 billion. During the same quarter in the prior year, the company posted $4.15 earnings per share. The business’s revenue was up 14.1% on a year-over-year basis. Sell-side analysts predict that Mastercard Incorporated will post 19.86 earnings per share for the current fiscal year.

Mastercard Dividend Announcement The firm also recently announced a quarterly dividend, which was paid on Friday, August 7th. Stockholders of record on Thursday, July 9th were given a dividend of $0.87 per share. The ex-dividend date of this dividend was Thursday, July 9th. This represents a $3.48 annualized dividend and a dividend yield of 0.6%. Mastercard’s payout ratio is presently 19.14%.

Insider Activity at Mastercard In related news, insider Raj Seshadri sold 1,977 shares of the company’s stock in a transaction dated Thursday, July 2nd. The shares were sold at an average price of $529.73, for a total value of $1,047,276.21. Following the sale, the insider owned 16,429 shares in the company, valued at $8,702,934.17. This represents a 10.74% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Michael Miebach sold 15,372 shares of the firm’s stock in a transaction dated Wednesday, August 5th. The shares were sold at an average price of $575.00, for a total transaction of $8,838,900.00. Following the completion of the transaction, the chief executive officer directly owned 93,693 shares in the company, valued at approximately $53,873,475. The trade was a 14.09% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 71,357 shares of company stock valued at $40,637,262 over the last quarter. 0.09% of the stock is currently owned by company insiders.

Key Stories Impacting Mastercard Here are the key news stories impacting Mastercard this week:

Positive Sentiment: Mastercard is positioning its network for “agentic payments,” in which artificial-intelligence agents make purchases for consumers. Its participation in the Agentic Payments Alliance and CEO Michael Miebach’s comments suggest the company is working to establish standards and capture transaction volume from this emerging market. How Mastercard CEO is preparing for a world where AI agents do the shopping Positive Sentiment: Mastercard’s latest quarterly results showed earnings per share of $5.04 and revenue of $9.28 billion, exceeding analyst estimates. Revenue increased 14.1% year over year, reinforcing the company’s growth and profitability profile. Neutral Sentiment: Analyst sentiment remains favorable, with a consensus “Buy” rating and an average price target of $661.93. However, valuation assessments are mixed: some intrinsic-value models indicate upside, while earnings-based measures suggest MA trades at a premium. Can Mastercard stay cheap as AI payments expand? Neutral Sentiment: Mastercard appointed Yasemin Bedir as president of its Eastern Europe, Middle East and Africa region. The change could support regional expansion, but no immediate financial impact was announced. Mastercard appoints Yasemin Bedir as EEMEA president Negative Sentiment: A reported UK legal ruling could make millions of people eligible for approximately £70 in compensation related to Mastercard card-fee claims. The potential financial liability and scope of the case remain unclear, but the development adds litigation risk. Mastercard ruling as millions could get compensation Negative Sentiment: Chief Business Officer Sachin J. Mehra sold 8,444 shares for roughly $4.87 million across August 19–20. The trades were conducted under a pre-arranged Rule 10b5-1 plan, reducing their significance as a discretionary bearish signal, although they may weigh modestly on sentiment. Mastercard insider trading filing About Mastercard (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

See Also Five stocks we like better than Mastercard VIG, VYM, and VYMI: Which Vanguard Dividend ETF Is Right for You? 3 Closed-End Funds to Maximize Dividend Payments Rocket Lab’s Sell-Off Is Fading—Is It Finally Safe to Buy? $27 Billion in Buybacks: 3 Stocks Betting Their Strong Runs Aren’t Over Want to see what other hedge funds are holding MA? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Mastercard Incorporated (NYSE:MA – Free Report).

Receive News & Ratings for Mastercard Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Mastercard and related companies with MarketBeat.com's FREE daily email newsletter.

Ashton Thomas Private Wealth LLC grew its holdings in shares of Mastercard Incorporated (NYSE:MA – Free Report) by 13.3% during the second quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund owned 10,798 shares of the credit services provider’s stock after buying an additional 1,265 shares during the period. Ashton Thomas Private Wealth LLC’s holdings in Mastercard were worth $5,546,000 as of its most recent filing with the Securities and Exchange Commission.

A number of other institutional investors and hedge funds have also recently added to or reduced their stakes in the company. Riggs Asset Managment Co. Inc. boosted its stake in Mastercard by 20.0% in the 2nd quarter. Riggs Asset Managment Co. Inc. now owns 108 shares of the credit services provider’s stock worth $61,000 after purchasing an additional 18 shares during the period. Castle Rock Wealth Management LLC increased its holdings in shares of Mastercard by 2.8% in the 4th quarter. Castle Rock Wealth Management LLC now owns 695 shares of the credit services provider’s stock valued at $387,000 after purchasing an additional 19 shares during the period. Athena Wealth Management LLC lifted its position in shares of Mastercard by 3.8% in the second quarter. Athena Wealth Management LLC now owns 514 shares of the credit services provider’s stock worth $264,000 after purchasing an additional 19 shares in the last quarter. Novem Group lifted its position in shares of Mastercard by 0.4% in the second quarter. Novem Group now owns 4,680 shares of the credit services provider’s stock worth $2,404,000 after purchasing an additional 19 shares in the last quarter. Finally, Vista Capital Partners Inc. boosted its holdings in shares of Mastercard by 4.5% during the second quarter. Vista Capital Partners Inc. now owns 444 shares of the credit services provider’s stock worth $228,000 after purchasing an additional 19 shares during the period. 97.28% of the stock is owned by institutional investors.

Key Headlines Impacting Mastercard Here are the key news stories impacting Mastercard this week:

Positive Sentiment: Mastercard is positioning its network for “agentic payments,” in which artificial-intelligence agents make purchases for consumers. Its participation in the Agentic Payments Alliance and CEO Michael Miebach’s comments suggest the company is working to establish standards and capture transaction volume from this emerging market. How Mastercard CEO is preparing for a world where AI agents do the shopping Positive Sentiment: Mastercard’s latest quarterly results showed earnings per share of $5.04 and revenue of $9.28 billion, exceeding analyst estimates. Revenue increased 14.1% year over year, reinforcing the company’s growth and profitability profile. Neutral Sentiment: Analyst sentiment remains favorable, with a consensus “Buy” rating and an average price target of $661.93. However, valuation assessments are mixed: some intrinsic-value models indicate upside, while earnings-based measures suggest MA trades at a premium. Can Mastercard stay cheap as AI payments expand? Neutral Sentiment: Mastercard appointed Yasemin Bedir as president of its Eastern Europe, Middle East and Africa region. The change could support regional expansion, but no immediate financial impact was announced. Mastercard appoints Yasemin Bedir as EEMEA president Negative Sentiment: A reported UK legal ruling could make millions of people eligible for approximately £70 in compensation related to Mastercard card-fee claims. The potential financial liability and scope of the case remain unclear, but the development adds litigation risk. Mastercard ruling as millions could get compensation Negative Sentiment: Chief Business Officer Sachin J. Mehra sold 8,444 shares for roughly $4.87 million across August 19–20. The trades were conducted under a pre-arranged Rule 10b5-1 plan, reducing their significance as a discretionary bearish signal, although they may weigh modestly on sentiment. Mastercard insider trading filing Insider Buying and Selling In other news, insider J. Mehra Sachin sold 1,000 shares of the stock in a transaction that occurred on Thursday, August 20th. The stock was sold at an average price of $572.07, for a total value of $572,070.00. Following the completion of the transaction, the insider directly owned 39,916 shares of the company’s stock, valued at approximately $22,834,746.12. This represents a 2.44% decrease in their position. The sale was disclosed in a filing with the SEC, which is accessible through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Sandra A. Arkell sold 200 shares of the firm’s stock in a transaction that occurred on Monday, July 6th. The stock was sold at an average price of $540.00, for a total value of $108,000.00. Following the transaction, the insider owned 3,322 shares of the company’s stock, valued at $1,793,880. This trade represents a 5.68% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last 90 days, insiders sold 71,357 shares of company stock worth $40,637,262. Insiders own 0.09% of the company’s stock. Wall Street Analyst Weigh In A number of research analysts recently commented on the stock. TD Cowen boosted their price objective on shares of Mastercard from $664.00 to $667.00 and gave the company a “buy” rating in a research report on Friday, July 31st. Wall Street Zen lowered Mastercard from a “buy” rating to a “hold” rating in a report on Saturday, May 2nd. Keefe, Bruyette & Woods boosted their price target on Mastercard from $665.00 to $685.00 and gave the company an “outperform” rating in a research note on Friday, July 31st. KeyCorp boosted their target price on shares of Mastercard from $670.00 to $680.00 and gave the stock an “overweight” rating in a research report on Friday, July 31st. Finally, Robert W. Baird upped their price target on Mastercard from $660.00 to $680.00 and gave the stock an “outperform” rating in a research note on Tuesday, July 7th. Five investment analysts have rated the stock with a Strong Buy rating, twenty-five have issued a Buy rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat.com, Mastercard presently has a consensus rating of “Buy” and a consensus target price of $661.93.

View Our Latest Stock Report on Mastercard

Mastercard Stock Up 1.1% MA stock opened at $580.26 on Friday. The company has a market cap of $508.31 billion, a PE ratio of 31.92, a price-to-earnings-growth ratio of 1.72 and a beta of 0.72. The company has a quick ratio of 1.06, a current ratio of 1.06 and a debt-to-equity ratio of 3.96. Mastercard Incorporated has a twelve month low of $464.52 and a twelve month high of $601.77. The business’s 50-day simple moving average is $538.80 and its 200 day simple moving average is $518.06.

Mastercard (NYSE:MA – Get Free Report) last issued its earnings results on Thursday, July 30th. The credit services provider reported $5.04 EPS for the quarter, beating analysts’ consensus estimates of $4.77 by $0.27. The business had revenue of $9.28 billion during the quarter, compared to analyst estimates of $9.08 billion. Mastercard had a return on equity of 239.99% and a net margin of 46.34%.Mastercard’s revenue was up 14.1% on a year-over-year basis. During the same period in the prior year, the company posted $4.15 earnings per share. On average, research analysts anticipate that Mastercard Incorporated will post 19.86 earnings per share for the current year.

Mastercard Announces Dividend The business also recently disclosed a quarterly dividend, which was paid on Friday, August 7th. Shareholders of record on Thursday, July 9th were issued a dividend of $0.87 per share. This represents a $3.48 dividend on an annualized basis and a yield of 0.6%. The ex-dividend date of this dividend was Thursday, July 9th. Mastercard’s payout ratio is presently 19.14%.

About Mastercard (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

Read More Five stocks we like better than Mastercard Blueprint for a Boom: SEC Clears the Crypto Runway Ross Stores Just Flipped the Off-Price Retail Story After TJX’s Marmaxx Miss Advance Auto Parts Plunged, But Its Turnaround Is Still Working Is Palo Alto Networks Priced for Perfection Again as AI Security Demand Accelerates?

Receive News & Ratings for Mastercard Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Mastercard and related companies with MarketBeat.com's FREE daily email newsletter.

Banco Santander S.A. decreased its holdings in Mastercard Incorporated (NYSE:MA – Free Report) by 10.5% in the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund owned 103,682 shares of the credit services provider’s stock after selling 12,132 shares during the period. Banco Santander S.A.’s holdings in Mastercard were worth $53,251,000 at the end of the most recent quarter.

Several other institutional investors have also modified their holdings of MA. Robinswood Financial LLC purchased a new stake in Mastercard in the first quarter worth $25,000. E Fund Management Hong Kong Co. Ltd. lifted its position in shares of Mastercard by 820.0% during the fourth quarter. E Fund Management Hong Kong Co. Ltd. now owns 46 shares of the credit services provider’s stock valued at $26,000 after buying an additional 41 shares during the last quarter. Strive Financial Group LLC bought a new stake in shares of Mastercard in the 4th quarter valued at about $27,000. Hyposwiss Advisors SA purchased a new position in Mastercard in the fourth quarter worth $29,000. Finally, First Pacific Financial boosted its holdings in Mastercard by 113.8% in the first quarter. First Pacific Financial now owns 62 shares of the credit services provider’s stock worth $31,000 after acquiring an additional 33 shares in the last quarter. 97.28% of the stock is owned by institutional investors.

Analysts Set New Price Targets Several research firms have weighed in on MA. Truist Financial boosted their price target on Mastercard from $554.00 to $633.00 and gave the company a “buy” rating in a research note on Wednesday, August 5th. Weiss Ratings raised Mastercard from a “hold (c+)” rating to a “buy (b-)” rating in a report on Monday. Susquehanna dropped their target price on Mastercard from $670.00 to $665.00 and set a “positive” rating on the stock in a research report on Friday, May 1st. Barclays increased their price target on shares of Mastercard from $640.00 to $660.00 and gave the stock an “overweight” rating in a report on Friday, July 31st. Finally, Cantor Fitzgerald lifted their price objective on shares of Mastercard from $650.00 to $695.00 and gave the company an “overweight” rating in a research note on Monday, August 3rd. Five equities research analysts have rated the stock with a Strong Buy rating, twenty-five have given a Buy rating and one has assigned a Sell rating to the company. According to MarketBeat, the stock has an average rating of “Buy” and a consensus target price of $661.93.

Check Out Our Latest Analysis on Mastercard Mastercard Stock Performance NYSE MA opened at $580.26 on Friday. The stock has a market capitalization of $508.31 billion, a price-to-earnings ratio of 31.92, a PEG ratio of 1.72 and a beta of 0.72. The stock has a 50-day moving average of $538.80 and a 200 day moving average of $518.06. The company has a current ratio of 1.06, a quick ratio of 1.06 and a debt-to-equity ratio of 3.96. Mastercard Incorporated has a twelve month low of $464.52 and a twelve month high of $601.77.

Mastercard (NYSE:MA – Get Free Report) last announced its earnings results on Thursday, July 30th. The credit services provider reported $5.04 earnings per share (EPS) for the quarter, beating the consensus estimate of $4.77 by $0.27. Mastercard had a net margin of 46.34% and a return on equity of 239.99%. The business had revenue of $9.28 billion for the quarter, compared to analyst estimates of $9.08 billion. During the same quarter last year, the business earned $4.15 earnings per share. The company’s revenue for the quarter was up 14.1% compared to the same quarter last year. Sell-side analysts anticipate that Mastercard Incorporated will post 19.86 EPS for the current fiscal year.

Mastercard Dividend Announcement The business also recently announced a quarterly dividend, which was paid on Friday, August 7th. Shareholders of record on Thursday, July 9th were given a $0.87 dividend. The ex-dividend date of this dividend was Thursday, July 9th. This represents a $3.48 dividend on an annualized basis and a yield of 0.6%. Mastercard’s dividend payout ratio is presently 19.14%.

Insider Transactions at Mastercard In other Mastercard news, insider Raj Seshadri sold 1,977 shares of the business’s stock in a transaction dated Thursday, July 2nd. The shares were sold at an average price of $529.73, for a total transaction of $1,047,276.21. Following the sale, the insider directly owned 16,429 shares in the company, valued at $8,702,934.17. This represents a 10.74% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider J. Mehra Sachin sold 1,000 shares of Mastercard stock in a transaction dated Thursday, August 20th. The shares were sold at an average price of $572.07, for a total value of $572,070.00. Following the completion of the transaction, the insider owned 39,916 shares of the company’s stock, valued at $22,834,746.12. The trade was a 2.44% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 71,357 shares of company stock worth $40,637,262 in the last three months. Company insiders own 0.09% of the company’s stock.

Mastercard News Roundup Here are the key news stories impacting Mastercard this week:

Positive Sentiment: Mastercard is positioning its network for “agentic payments,” in which artificial-intelligence agents make purchases for consumers. Its participation in the Agentic Payments Alliance and CEO Michael Miebach’s comments suggest the company is working to establish standards and capture transaction volume from this emerging market. How Mastercard CEO is preparing for a world where AI agents do the shopping Positive Sentiment: Mastercard’s latest quarterly results showed earnings per share of $5.04 and revenue of $9.28 billion, exceeding analyst estimates. Revenue increased 14.1% year over year, reinforcing the company’s growth and profitability profile. Neutral Sentiment: Analyst sentiment remains favorable, with a consensus “Buy” rating and an average price target of $661.93. However, valuation assessments are mixed: some intrinsic-value models indicate upside, while earnings-based measures suggest MA trades at a premium. Can Mastercard stay cheap as AI payments expand? Neutral Sentiment: Mastercard appointed Yasemin Bedir as president of its Eastern Europe, Middle East and Africa region. The change could support regional expansion, but no immediate financial impact was announced. Mastercard appoints Yasemin Bedir as EEMEA president Negative Sentiment: A reported UK legal ruling could make millions of people eligible for approximately £70 in compensation related to Mastercard card-fee claims. The potential financial liability and scope of the case remain unclear, but the development adds litigation risk. Mastercard ruling as millions could get compensation Negative Sentiment: Chief Business Officer Sachin J. Mehra sold 8,444 shares for roughly $4.87 million across August 19–20. The trades were conducted under a pre-arranged Rule 10b5-1 plan, reducing their significance as a discretionary bearish signal, although they may weigh modestly on sentiment. Mastercard insider trading filing Mastercard Profile (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

Featured Articles Five stocks we like better than Mastercard Blueprint for a Boom: SEC Clears the Crypto Runway Ross Stores Just Flipped the Off-Price Retail Story After TJX’s Marmaxx Miss Advance Auto Parts Plunged, But Its Turnaround Is Still Working Is Palo Alto Networks Priced for Perfection Again as AI Security Demand Accelerates?

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Analyst IMS Investment Management Services Ltd. lowered its holdings in shares of Mastercard Incorporated (NYSE:MA – Free Report) by 54.7% during the 2nd quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 2,707 shares of the credit services provider’s stock after selling 3,274 shares during the period. Analyst IMS Investment Management Services Ltd.’s holdings in Mastercard were worth $1,391,000 at the end of the most recent reporting period.

Other hedge funds and other institutional investors have also bought and sold shares of the company. Robinswood Financial LLC purchased a new position in shares of Mastercard in the first quarter valued at about $25,000. E Fund Management Hong Kong Co. Ltd. increased its holdings in Mastercard by 820.0% in the 4th quarter. E Fund Management Hong Kong Co. Ltd. now owns 46 shares of the credit services provider’s stock valued at $26,000 after acquiring an additional 41 shares during the last quarter. Strive Financial Group LLC purchased a new stake in Mastercard in the 4th quarter worth $27,000. Hyposwiss Advisors SA purchased a new stake in Mastercard in the 4th quarter worth $29,000. Finally, First Pacific Financial boosted its holdings in shares of Mastercard by 113.8% during the 1st quarter. First Pacific Financial now owns 62 shares of the credit services provider’s stock valued at $31,000 after purchasing an additional 33 shares during the last quarter. Institutional investors own 97.28% of the company’s stock.

Insider Transactions at Mastercard In other news, insider Linda Pistecchia Kirkpatrick sold 4,280 shares of the firm’s stock in a transaction on Tuesday, August 4th. The stock was sold at an average price of $570.31, for a total transaction of $2,440,926.80. Following the completion of the transaction, the insider directly owned 31,179 shares in the company, valued at $17,781,695.49. This trade represents a 12.07% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider J. Mehra Sachin sold 1,000 shares of the firm’s stock in a transaction that occurred on Thursday, August 20th. The shares were sold at an average price of $572.07, for a total transaction of $572,070.00. Following the completion of the transaction, the insider directly owned 39,916 shares of the company’s stock, valued at approximately $22,834,746.12. The trade was a 2.44% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 71,357 shares of company stock worth $40,637,262 in the last 90 days. Insiders own 0.09% of the company’s stock.

Mastercard Stock Performance NYSE MA opened at $580.26 on Friday. Mastercard Incorporated has a fifty-two week low of $464.52 and a fifty-two week high of $601.77. The firm has a market capitalization of $508.31 billion, a P/E ratio of 31.92, a PEG ratio of 1.72 and a beta of 0.72. The stock has a 50-day simple moving average of $538.80 and a two-hundred day simple moving average of $518.06. The company has a debt-to-equity ratio of 3.96, a quick ratio of 1.06 and a current ratio of 1.06. Mastercard (NYSE:MA – Get Free Report) last posted its earnings results on Thursday, July 30th. The credit services provider reported $5.04 earnings per share for the quarter, beating the consensus estimate of $4.77 by $0.27. The firm had revenue of $9.28 billion during the quarter, compared to analyst estimates of $9.08 billion. Mastercard had a net margin of 46.34% and a return on equity of 239.99%. The business’s quarterly revenue was up 14.1% on a year-over-year basis. During the same period in the previous year, the firm earned $4.15 EPS. On average, equities analysts forecast that Mastercard Incorporated will post 19.86 earnings per share for the current year.

Mastercard Dividend Announcement The company also recently declared a quarterly dividend, which was paid on Friday, August 7th. Stockholders of record on Thursday, July 9th were issued a dividend of $0.87 per share. The ex-dividend date was Thursday, July 9th. This represents a $3.48 dividend on an annualized basis and a dividend yield of 0.6%. Mastercard’s dividend payout ratio (DPR) is currently 19.14%.

Analyst Upgrades and Downgrades A number of brokerages recently commented on MA. Raymond James Financial reaffirmed an “outperform” rating and issued a $632.00 price target on shares of Mastercard in a report on Friday, July 31st. TD Cowen lifted their price objective on Mastercard from $664.00 to $667.00 and gave the company a “buy” rating in a report on Friday, July 31st. Clear Str upgraded shares of Mastercard to a “strong-buy” rating in a report on Thursday, July 16th. Robert W. Baird raised their target price on shares of Mastercard from $660.00 to $680.00 and gave the company an “outperform” rating in a research report on Tuesday, July 7th. Finally, Cantor Fitzgerald boosted their price target on shares of Mastercard from $650.00 to $695.00 and gave the company an “overweight” rating in a report on Monday, August 3rd. Five investment analysts have rated the stock with a Strong Buy rating, twenty-five have given a Buy rating and one has assigned a Sell rating to the stock. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Buy” and a consensus price target of $661.93.

Check Out Our Latest Stock Report on MA

Trending Headlines about Mastercard Here are the key news stories impacting Mastercard this week:

Positive Sentiment: Mastercard is positioning its network for “agentic payments,” in which artificial-intelligence agents make purchases for consumers. Its participation in the Agentic Payments Alliance and CEO Michael Miebach’s comments suggest the company is working to establish standards and capture transaction volume from this emerging market. How Mastercard CEO is preparing for a world where AI agents do the shopping Positive Sentiment: Mastercard’s latest quarterly results showed earnings per share of $5.04 and revenue of $9.28 billion, exceeding analyst estimates. Revenue increased 14.1% year over year, reinforcing the company’s growth and profitability profile. Neutral Sentiment: Analyst sentiment remains favorable, with a consensus “Buy” rating and an average price target of $661.93. However, valuation assessments are mixed: some intrinsic-value models indicate upside, while earnings-based measures suggest MA trades at a premium. Can Mastercard stay cheap as AI payments expand? Neutral Sentiment: Mastercard appointed Yasemin Bedir as president of its Eastern Europe, Middle East and Africa region. The change could support regional expansion, but no immediate financial impact was announced. Mastercard appoints Yasemin Bedir as EEMEA president Negative Sentiment: A reported UK legal ruling could make millions of people eligible for approximately £70 in compensation related to Mastercard card-fee claims. The potential financial liability and scope of the case remain unclear, but the development adds litigation risk. Mastercard ruling as millions could get compensation Negative Sentiment: Chief Business Officer Sachin J. Mehra sold 8,444 shares for roughly $4.87 million across August 19–20. The trades were conducted under a pre-arranged Rule 10b5-1 plan, reducing their significance as a discretionary bearish signal, although they may weigh modestly on sentiment. Mastercard insider trading filing Mastercard Profile (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

Featured Articles Five stocks we like better than Mastercard Blueprint for a Boom: SEC Clears the Crypto Runway Ross Stores Just Flipped the Off-Price Retail Story After TJX’s Marmaxx Miss Advance Auto Parts Plunged, But Its Turnaround Is Still Working Is Palo Alto Networks Priced for Perfection Again as AI Security Demand Accelerates?

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Florida Trust Wealth Management Co trimmed its position in shares of Mastercard Incorporated (NYSE:MA – Free Report) by 5.1% during the second quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The fund owned 79,566 shares of the credit services provider’s stock after selling 4,320 shares during the quarter. Mastercard accounts for approximately 1.0% of Florida Trust Wealth Management Co’s portfolio, making the stock its 28th largest holding. Florida Trust Wealth Management Co’s holdings in Mastercard were worth $40,865,000 at the end of the most recent reporting period.

Several other institutional investors have also recently made changes to their positions in the company. Brighton Jones LLC boosted its holdings in Mastercard by 42.3% during the fourth quarter. Brighton Jones LLC now owns 6,824 shares of the credit services provider’s stock worth $3,594,000 after purchasing an additional 2,028 shares during the last quarter. Schnieders Capital Management LLC. increased its stake in Mastercard by 8.5% in the 2nd quarter. Schnieders Capital Management LLC. now owns 2,548 shares of the credit services provider’s stock valued at $1,432,000 after buying an additional 200 shares during the last quarter. Betterment LLC lifted its position in shares of Mastercard by 6.5% during the 2nd quarter. Betterment LLC now owns 947 shares of the credit services provider’s stock worth $532,000 after buying an additional 58 shares in the last quarter. Worldquant Millennium Advisors LLC lifted its position in shares of Mastercard by 35.8% during the 2nd quarter. Worldquant Millennium Advisors LLC now owns 677,204 shares of the credit services provider’s stock worth $380,548,000 after buying an additional 178,387 shares in the last quarter. Finally, Darwin Wealth Management LLC purchased a new position in shares of Mastercard in the 2nd quarter worth approximately $431,000. Institutional investors own 97.28% of the company’s stock.

Analyst Ratings Changes MA has been the subject of several recent analyst reports. Cantor Fitzgerald upped their target price on Mastercard from $650.00 to $695.00 and gave the company an “overweight” rating in a report on Monday, August 3rd. Raymond James Financial reissued an “outperform” rating and issued a $632.00 price objective on shares of Mastercard in a research report on Friday, July 31st. The Goldman Sachs Group restated a “buy” rating and issued a $701.00 price objective on shares of Mastercard in a research note on Thursday, July 30th. UBS Group raised their target price on Mastercard from $640.00 to $670.00 and gave the company a “buy” rating in a research report on Friday, July 31st. Finally, Clear Str upgraded Mastercard to a “strong-buy” rating in a research note on Thursday, July 16th. Five research analysts have rated the stock with a Strong Buy rating, twenty-five have given a Buy rating and one has given a Sell rating to the stock. Based on data from MarketBeat.com, the stock currently has an average rating of “Buy” and an average price target of $661.93.

Read Our Latest Research Report on MA Insider Transactions at Mastercard In other news, CEO Michael Miebach sold 16,628 shares of Mastercard stock in a transaction on Friday, July 31st. The stock was sold at an average price of $567.68, for a total value of $9,439,383.04. Following the completion of the transaction, the chief executive officer directly owned 115,921 shares in the company, valued at approximately $65,806,033.28. The trade was a 12.54% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider J. Mehra Sachin sold 3,000 shares of the business’s stock in a transaction on Wednesday, August 5th. The shares were sold at an average price of $571.87, for a total value of $1,715,610.00. Following the sale, the insider owned 40,916 shares in the company, valued at approximately $23,398,632.92. The trade was a 6.83% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders sold 62,913 shares of company stock valued at $35,769,036. 0.09% of the stock is currently owned by company insiders.

Mastercard Stock Performance NYSE MA opened at $574.21 on Thursday. The firm has a market cap of $503.01 billion, a P/E ratio of 31.58, a price-to-earnings-growth ratio of 1.73 and a beta of 0.72. The company has a quick ratio of 1.06, a current ratio of 1.06 and a debt-to-equity ratio of 3.96. The company’s 50 day moving average is $535.21 and its 200-day moving average is $517.37. Mastercard Incorporated has a 12-month low of $464.52 and a 12-month high of $601.77.

Mastercard (NYSE:MA – Get Free Report) last released its quarterly earnings data on Thursday, July 30th. The credit services provider reported $5.04 EPS for the quarter, topping the consensus estimate of $4.77 by $0.27. Mastercard had a net margin of 46.34% and a return on equity of 239.99%. The company had revenue of $9.28 billion during the quarter, compared to the consensus estimate of $9.08 billion. During the same period last year, the firm earned $4.15 EPS. Mastercard’s revenue for the quarter was up 14.1% on a year-over-year basis. Sell-side analysts predict that Mastercard Incorporated will post 19.86 earnings per share for the current year.

Mastercard Announces Dividend The business also recently announced a quarterly dividend, which was paid on Friday, August 7th. Shareholders of record on Thursday, July 9th were given a dividend of $0.87 per share. The ex-dividend date was Thursday, July 9th. This represents a $3.48 annualized dividend and a dividend yield of 0.6%. Mastercard’s dividend payout ratio is currently 19.14%.

Mastercard Profile (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

Further Reading Five stocks we like better than Mastercard Bloom Energy’s AI Surge Meets a Valuation Reality Check Target Is Winning Shoppers Back—Can the Rally Reach $180? IonQ’s Space Contract Points to a New Frontier for Quantum Investors Is Apple’s AI Strategy Smarter Than Skeptics Think?

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Cambridge Investment Research Advisors Inc. cut its position in Mastercard Incorporated (NYSE:MA – Free Report) by 4.5% during the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund owned 117,937 shares of the credit services provider’s stock after selling 5,617 shares during the period. Cambridge Investment Research Advisors Inc.’s holdings in Mastercard were worth $60,573,000 as of its most recent filing with the Securities and Exchange Commission.

A number of other hedge funds and other institutional investors have also modified their holdings of the company. J. Stern & Co. LLP grew its stake in shares of Mastercard by 53,535.0% during the fourth quarter. J. Stern & Co. LLP now owns 72,597,097 shares of the credit services provider’s stock worth $41,444,231,000 after purchasing an additional 72,461,743 shares in the last quarter. Norges Bank acquired a new stake in Mastercard in the fourth quarter valued at $6,705,708,000. Cardano Risk Management B.V. lifted its holdings in Mastercard by 861.6% during the 4th quarter. Cardano Risk Management B.V. now owns 4,072,210 shares of the credit services provider’s stock worth $2,324,743,000 after buying an additional 3,648,748 shares during the last quarter. State Street Corp lifted its holdings in Mastercard by 2.8% during the 3rd quarter. State Street Corp now owns 36,580,374 shares of the credit services provider’s stock worth $20,807,283,000 after buying an additional 997,536 shares during the last quarter. Finally, Cibc World Markets Corp acquired a new position in shares of Mastercard during the 4th quarter worth about $497,311,000. 97.28% of the stock is currently owned by institutional investors and hedge funds.

Mastercard Stock Down 0.0% MA opened at $574.21 on Thursday. Mastercard Incorporated has a one year low of $464.52 and a one year high of $601.77. The company has a debt-to-equity ratio of 3.96, a quick ratio of 1.06 and a current ratio of 1.06. The stock has a market capitalization of $503.01 billion, a P/E ratio of 31.58, a price-to-earnings-growth ratio of 1.73 and a beta of 0.72. The business’s 50-day simple moving average is $535.21 and its 200-day simple moving average is $517.37.

Mastercard (NYSE:MA – Get Free Report) last announced its earnings results on Thursday, July 30th. The credit services provider reported $5.04 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $4.77 by $0.27. The firm had revenue of $9.28 billion during the quarter, compared to analysts’ expectations of $9.08 billion. Mastercard had a return on equity of 239.99% and a net margin of 46.34%.The business’s revenue was up 14.1% on a year-over-year basis. During the same period in the prior year, the firm earned $4.15 EPS. Analysts anticipate that Mastercard Incorporated will post 19.86 EPS for the current year. Mastercard Dividend Announcement The company also recently disclosed a quarterly dividend, which was paid on Friday, August 7th. Stockholders of record on Thursday, July 9th were issued a $0.87 dividend. This represents a $3.48 annualized dividend and a dividend yield of 0.6%. The ex-dividend date of this dividend was Thursday, July 9th. Mastercard’s dividend payout ratio is presently 19.14%.

Analyst Upgrades and Downgrades MA has been the topic of a number of recent analyst reports. Cantor Fitzgerald increased their price objective on Mastercard from $650.00 to $695.00 and gave the company an “overweight” rating in a report on Monday, August 3rd. Weiss Ratings upgraded Mastercard from a “hold (c+)” rating to a “buy (b-)” rating in a research note on Monday. Wall Street Zen downgraded Mastercard from a “buy” rating to a “hold” rating in a report on Saturday, May 2nd. Keefe, Bruyette & Woods increased their price target on shares of Mastercard from $665.00 to $685.00 and gave the company an “outperform” rating in a research note on Friday, July 31st. Finally, Royal Bank Of Canada raised their price objective on shares of Mastercard from $629.00 to $642.00 and gave the stock an “outperform” rating in a report on Friday, July 31st. Five equities research analysts have rated the stock with a Strong Buy rating, twenty-five have issued a Buy rating and one has given a Sell rating to the company’s stock. Based on data from MarketBeat.com, the stock has a consensus rating of “Buy” and an average price target of $661.93.

Read Our Latest Research Report on MA

Insiders Place Their Bets In related news, insider Raj Seshadri sold 1,977 shares of the stock in a transaction on Thursday, July 2nd. The shares were sold at an average price of $529.73, for a total transaction of $1,047,276.21. Following the completion of the sale, the insider owned 16,429 shares in the company, valued at $8,702,934.17. This represents a 10.74% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Sandra A. Arkell sold 200 shares of the firm’s stock in a transaction on Monday, July 6th. The stock was sold at an average price of $540.00, for a total transaction of $108,000.00. Following the transaction, the insider directly owned 3,322 shares in the company, valued at $1,793,880. The trade was a 5.68% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last three months, insiders sold 62,913 shares of company stock valued at $35,769,036. 0.09% of the stock is owned by insiders.

About Mastercard (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

See Also Five stocks we like better than Mastercard Bloom Energy’s AI Surge Meets a Valuation Reality Check Target Is Winning Shoppers Back—Can the Rally Reach $180? IonQ’s Space Contract Points to a New Frontier for Quantum Investors Is Apple’s AI Strategy Smarter Than Skeptics Think? Want to see what other hedge funds are holding MA? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Mastercard Incorporated (NYSE:MA – Free Report).

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Freedom Day Solutions LLC increased its stake in Mastercard Incorporated (NYSE:MA – Free Report) by 1,154.6% during the 2nd quarter, according to its most recent filing with the Securities & Exchange Commission. The fund owned 5,495 shares of the credit services provider’s stock after buying an additional 5,057 shares during the period. Freedom Day Solutions LLC’s holdings in Mastercard were worth $2,822,000 as of its most recent filing with the Securities & Exchange Commission.

A number of other large investors have also added to or reduced their stakes in MA. Barrett & Company Inc. raised its position in shares of Mastercard by 137.6% in the 2nd quarter. Barrett & Company Inc. now owns 1,271 shares of the credit services provider’s stock worth $653,000 after purchasing an additional 736 shares during the last quarter. Avidian Wealth Enterprises LLC increased its stake in Mastercard by 8.7% during the 2nd quarter. Avidian Wealth Enterprises LLC now owns 7,585 shares of the credit services provider’s stock valued at $3,896,000 after purchasing an additional 606 shares in the last quarter. Whelan Financial raised its holdings in Mastercard by 5.6% in the second quarter. Whelan Financial now owns 1,966 shares of the credit services provider’s stock worth $1,010,000 after buying an additional 105 shares during the last quarter. D.A. Davidson & CO. lifted its stake in shares of Mastercard by 0.8% in the second quarter. D.A. Davidson & CO. now owns 36,657 shares of the credit services provider’s stock worth $18,827,000 after buying an additional 303 shares in the last quarter. Finally, XML Financial LLC grew its holdings in shares of Mastercard by 6.3% during the second quarter. XML Financial LLC now owns 1,629 shares of the credit services provider’s stock valued at $837,000 after buying an additional 97 shares during the last quarter. Hedge funds and other institutional investors own 97.28% of the company’s stock.

Analysts Set New Price Targets A number of equities analysts recently weighed in on MA shares. Truist Financial boosted their price objective on shares of Mastercard from $554.00 to $633.00 and gave the stock a “buy” rating in a report on Wednesday, August 5th. UBS Group upped their price target on Mastercard from $640.00 to $670.00 and gave the company a “buy” rating in a report on Friday, July 31st. Raymond James Financial reiterated an “outperform” rating and issued a $632.00 price objective on shares of Mastercard in a report on Friday, July 31st. Cantor Fitzgerald upped their target price on shares of Mastercard from $650.00 to $695.00 and gave the company an “overweight” rating in a research note on Monday, August 3rd. Finally, KeyCorp lifted their price target on shares of Mastercard from $670.00 to $680.00 and gave the stock an “overweight” rating in a research note on Friday, July 31st. Five equities research analysts have rated the stock with a Strong Buy rating, twenty-five have given a Buy rating and one has assigned a Sell rating to the company’s stock. Based on data from MarketBeat.com, the company has a consensus rating of “Buy” and an average target price of $661.93.

Get Our Latest Stock Report on Mastercard Mastercard Stock Up 2.2% MA stock opened at $574.74 on Wednesday. The company has a market cap of $503.47 billion, a price-to-earnings ratio of 31.61, a P/E/G ratio of 1.71 and a beta of 0.71. The company has a debt-to-equity ratio of 3.96, a quick ratio of 1.06 and a current ratio of 1.06. The business’s 50-day moving average is $533.51 and its two-hundred day moving average is $517.16. Mastercard Incorporated has a fifty-two week low of $464.52 and a fifty-two week high of $601.77.

Mastercard (NYSE:MA – Get Free Report) last released its quarterly earnings results on Thursday, July 30th. The credit services provider reported $5.04 EPS for the quarter, beating the consensus estimate of $4.77 by $0.27. The firm had revenue of $9.28 billion during the quarter, compared to analyst estimates of $9.08 billion. Mastercard had a net margin of 46.34% and a return on equity of 239.99%. The business’s revenue for the quarter was up 14.1% compared to the same quarter last year. During the same quarter in the prior year, the firm earned $4.15 EPS. As a group, analysts forecast that Mastercard Incorporated will post 19.86 earnings per share for the current year.

Mastercard Announces Dividend The firm also recently declared a quarterly dividend, which was paid on Friday, August 7th. Stockholders of record on Thursday, July 9th were paid a dividend of $0.87 per share. This represents a $3.48 annualized dividend and a dividend yield of 0.6%. The ex-dividend date was Thursday, July 9th. Mastercard’s dividend payout ratio (DPR) is currently 19.14%.

Trending Headlines about Mastercard Here are the key news stories impacting Mastercard this week:

Positive Sentiment: Mastercard reported approximately 15% revenue growth, supported by expanding payment volume and cross-border transactions. The results reinforce the company’s ability to grow its core payments business and help explain the stock’s recent strength. Mastercard Stock Rises 2% as Investors Favor Payment Growth Positive Sentiment: Mastercard and Visa are joining Rain to develop standards for “agentic” payments, in which artificial-intelligence systems could make transactions on behalf of users. The initiative positions Mastercard in a potential long-term growth area as commerce becomes increasingly automated. Rain, Visa, Mastercard form agentic AI standards group Positive Sentiment: Mastercard’s acquisition of stablecoin company BVNK is drawing attention after Visa reportedly began searching for another stablecoin settlement partner. The development may signal growing strategic importance for Mastercard’s blockchain and digital-asset capabilities. Visa Seeks New Stablecoin Partner Following Mastercard-BVNK Deal Positive Sentiment: Mastercard is expanding digital-payment services in Africa through its relationship with Teamapt, while management is also highlighting cybersecurity and machine-to-machine payments as major future opportunities. These initiatives broaden Mastercard’s addressable market beyond traditional card transactions. Mastercard, Teamapt Set to Expand Digital Payments Across Africa Mastercard CEO: Cybersecurity Is Our Fastest-Growing Business Neutral Sentiment: Mastercard named Yasemin Bedir to lead its EEMEA region, and a separate report highlighted plans related to its 2027 global chargeback program. These developments may affect regional execution and operating processes but do not provide a clear near-term earnings catalyst. Who Is Yasemin Bedir, Mastercard’s New Head of the EEMEA Region? Negative Sentiment: The recent Pershing Square endorsement has lost momentum, while Mastercard trades near 31 times trailing earnings. Investors may therefore be more sensitive to any slowdown or disappointment despite the company’s strong growth profile. Mastercard Stock Slips as Ackman Rally Loses Momentum Insider Transactions at Mastercard In other news, CEO Michael Miebach sold 15,372 shares of the firm’s stock in a transaction dated Wednesday, August 5th. The stock was sold at an average price of $575.00, for a total value of $8,838,900.00. Following the transaction, the chief executive officer owned 93,693 shares of the company’s stock, valued at $53,873,475. This trade represents a 14.09% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider J. Mehra Sachin sold 3,000 shares of the business’s stock in a transaction that occurred on Wednesday, August 5th. The shares were sold at an average price of $571.87, for a total value of $1,715,610.00. Following the transaction, the insider owned 40,916 shares of the company’s stock, valued at approximately $23,398,632.92. This trade represents a 6.83% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 62,913 shares of company stock worth $35,769,036 over the last three months. 0.09% of the stock is currently owned by insiders.

Mastercard Company Profile (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

Featured Articles Five stocks we like better than Mastercard The AI Boom Is Turning This Cable Maker Into a Stock to Watch A Star Investor Just Trimmed Amazon—Here’s What It means Wendy’s Deal Buzz May Give Fast-Food Investors a New Reason to Look Home Depot Analysts See a Path to $375 and Beyond Want to see what other hedge funds are holding MA? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Mastercard Incorporated (NYSE:MA – Free Report).

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EverSource Wealth Advisors LLC decreased its holdings in Mastercard Incorporated (NYSE:MA – Free Report) by 17.2% in the 2nd quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The institutional investor owned 5,984 shares of the credit services provider’s stock after selling 1,247 shares during the period. EverSource Wealth Advisors LLC’s holdings in Mastercard were worth $3,073,000 as of its most recent filing with the Securities & Exchange Commission.

A number of other large investors have also modified their holdings of the stock. Border to Coast Pensions Partnership Ltd grew its position in shares of Mastercard by 7.3% in the 1st quarter. Border to Coast Pensions Partnership Ltd now owns 139,844 shares of the credit services provider’s stock valued at $70,089,000 after buying an additional 9,504 shares during the last quarter. Canada Post Corp Registered Pension Plan raised its stake in Mastercard by 6.1% during the 4th quarter. Canada Post Corp Registered Pension Plan now owns 65,414 shares of the credit services provider’s stock worth $37,344,000 after acquiring an additional 3,768 shares in the last quarter. Marble Wealth LLC purchased a new stake in Mastercard in the fourth quarter valued at $1,328,000. Charles Lim Capital Ltd purchased a new stake in Mastercard in the fourth quarter valued at $15,699,000. Finally, Gamco Investors INC. ET AL boosted its stake in Mastercard by 5.4% in the first quarter. Gamco Investors INC. ET AL now owns 28,205 shares of the credit services provider’s stock valued at $14,093,000 after acquiring an additional 1,434 shares in the last quarter. Hedge funds and other institutional investors own 97.28% of the company’s stock.

Insider Activity
In other Mastercard news, insider Sandra A. Arkell sold 200 shares of the stock in a transaction that occurred on Monday, July 6th. The stock was sold at an average price of $540.00, for a total transaction of $108,000.00. Following the completion of the sale, the insider directly owned 3,322 shares of the company’s stock, valued at approximately $1,793,880. This trade represents a 5.68% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Linda Pistecchia Kirkpatrick sold 4,280 shares of Mastercard stock in a transaction that occurred on Tuesday, August 4th. The shares were sold at an average price of $570.31, for a total value of $2,440,926.80. Following the completion of the transaction, the insider owned 31,179 shares in the company, valued at $17,781,695.49. This trade represents a 12.07% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 62,913 shares of company stock worth $35,769,036 over the last quarter. 0.09% of the stock is owned by insiders.

Mastercard Trading Down 1.1%
NYSE MA opened at $563.01 on Tuesday. The company has a debt-to-equity ratio of 3.96, a quick ratio of 1.06 and a current ratio of 1.06. The firm has a market cap of $493.20 billion, a PE ratio of 30.97, a P/E/G ratio of 1.71 and a beta of 0.71. Mastercard Incorporated has a one year low of $464.52 and a one year high of $601.77. The firm’s fifty day moving average is $531.91 and its two-hundred day moving average is $516.78.

Mastercard (NYSE:MA – Get Free Report) last announced its earnings results on Thursday, July 30th. The credit services provider reported $5.04 EPS for the quarter, beating analysts’ consensus estimates of $4.77 by $0.27. Mastercard had a net margin of 46.34% and a return on equity of 239.99%. The business had revenue of $9.28 billion during the quarter, compared to analysts’ expectations of $9.08 billion. During the same period in the prior year, the company earned $4.15 earnings per share. The business’s revenue was up 14.1% compared to the same quarter last year. Analysts expect that Mastercard Incorporated will post 19.84 earnings per share for the current year.

Mastercard Announces Dividend
The business also recently declared a quarterly dividend, which was paid on Friday, August 7th. Investors of record on Thursday, July 9th were given a $0.87 dividend. This represents a $3.48 annualized dividend and a yield of 0.6%. The ex-dividend date was Thursday, July 9th. Mastercard’s payout ratio is 19.14%.

Wall Street Analysts Forecast Growth
Several brokerages have issued reports on MA. The Goldman Sachs Group reaffirmed a “buy” rating and set a $701.00 price objective on shares of Mastercard in a report on Thursday, July 30th. Clear Str raised Mastercard to a “strong-buy” rating in a report on Thursday, July 16th. TD Cowen upped their target price on Mastercard from $664.00 to $667.00 and gave the company a “buy” rating in a research report on Friday, July 31st. Piper Sandler started coverage on Mastercard in a research note on Monday, June 29th. They set an “overweight” rating and a $597.00 price target on the stock. Finally, Loop Capital reaffirmed a “buy” rating and set a $631.00 price target on shares of Mastercard in a research report on Wednesday, June 3rd. Five analysts have rated the stock with a Strong Buy rating, twenty-four have assigned a Buy rating, one has assigned a Hold rating and one has issued a Sell rating to the stock. According to data from MarketBeat, the company presently has an average rating of “Buy” and a consensus price target of $661.93.

Get Our Latest Stock Report on Mastercard

About Mastercard
(Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

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On a recent Motley Fool Conversations episode, Mastercard’s CEO Michael Miebach outlined a payments future for the company that goes well beyond its core credit card business. He described how AI shopping agents could lift transaction volume, then pivoted to the genuinely new category of machine-to-machine transactions, where companies pay each other for digital goods like compute power, APIs, and data in real time, at micro-fractions of a dollar, without invoices. For Mastercard (NYSE:MA | MA Price Prediction), a network built on card rails, that could represent both an opportunity and a major shift in the company’s business model.

AI Machines Could Create Payment Volume That Doesn’t Exist Today
Mastercard’s CEO was careful in how he presented the growth opportunities. He argued that even if AI agents eventually direct their own spending, it’s likely that consumer needs will stay somewhat fixed, meaning there would be a cap on the GDP lift driven by AI agents. However, B2B machine-to-machine payments would represent an entirely new payment volume category that does not exist today.

That framing is important because the bullish case for agentic commerce often gets sold in a simplified “AI agents doing more things means more spending,” but there’s likely some limits around how much more gets spent within the economy. The more defensible thesis is that machines transacting with machines create a payment stream that was never on any network.

Mastercard’s answer is a protocol it calls “AgentPay for Machines” (AP4M), designed to handle “always-on, high-velocity, micro fractions of a dollar kind of payments.” On the Q2 2026 earnings call, Michael Miebach put a finer point on the ecosystem, saying “Mastercard is the only network enabling machine-to-machine payments” and citing launch partners including Ant International, BVNK, Checkout.com, Cloudflare, Coinbase, and OKEx.

The BVNK Deal Pushes Mastercard Beyond Traditional Card Rails
The most striking part of the podcast was how openly Mastercard is embracing non-card rails. The CEO called BVNK “the largest stablecoin platform out there,” and said the acquisition is closing this quarter. He acknowledged the underlying infrastructure “could be stablecoin” and that Mastercard is “pretty agnostic about that.”

On the earnings call, Miebach expanded the vision, saying Mastercard expects “a world of multiplicity, many coins, many chains, and all of that needs a trusted interoperable layer… And that is what BVNK will do for us.” He was also candid that “Stablecoin isn’t the answer to everything because you still need protections, you still need acceptance, and you still need to kind of find your way into fiat.” Mastercard wants to be the trust, interoperability, and fiat on-ramp sitting above whichever rails win.

Mastercard Has the Capital to Fund a Pivot
Mastercard has the earnings power to fund this build. Q2 2026 revenue came in at $9.28 billion, up 14.07% year-over-year, with adjusted EPS of $5.04 against a $4.77 consensus. Cross-border volume rose 12%, and value-added services net revenue grew 18%.

The stock has been a laggard by its own standards, with shares at $569.29, up just 0.21% year-to-date and down 1.87% over one year, though the ten-year return is still 531.26%.

Visa Is Chasing the Same AI and Stablecoin Opportunity
Visa (NYSE:V) is chasing the same opportunity from a different angle. CEO Ryan McInerney said, “Visa, going forward, will remain multi-coin, multi-chain. Our role is not to pick winners.” Visa launched its own Visa stablecoin platform, is integrating it with Pismo for tokenized deposits, and is partnering with OpenAI to enable secure Visa payments within agentic commerce. Fiscal Q3 2026 revenue was $11.6 billion, up 14% year-over-year, with payments volume crossing $4 trillion for the first time. Visa shares are up 4.45% year-to-date at $364.15.

McInerney was blunt about the current state of stablecoins: “Stablecoins really have yet to scale beyond a few use cases like stablecoin link cards that we’ve issued in various places around the world.”

What to Watch Next
Mastercard is positioning itself to provide the trust, security, interoperability, and access to fiat that businesses and machines will need across payment rails. The BVNK acquisition and rollout of AgentPay for Machines could make the company a critical infrastructure layer for AI and stablecoin commerce.

If machine-to-machine transactions become a meaningful source of payment volume, the opportunity could drive Mastercard’s next decade of growth.

Contact [email protected] for any questions or corrections.

In this episode of Motley Fool Hidden Gems Investing, Motley Fool CEO Tom Gardner sits down with Mastercard CEO Michael Miebach to discuss:

Why machine-to-machine payments could transform B2B commerce.Why Mastercard just acquired the world's largest stablecoin platform. What the AI revolution really means for employment.Why proprietary transaction data is Mastercard's deepest competitive moat.How he stays sharp running a $500 billion company.To catch full episodes of all The Motley Fool's free podcasts, check out our podcast center. When you're ready to invest, check out this top 10 list of stocks to buy.

A full transcript is below.

This podcast was recorded on Aug. 9, 2026.

Michael Miebach: Looking forward a few years, by 2030, the amount of fraud and cyber risk-driven damage is going to amount to $15.6 trillion. If cyber risk were a country, that would be the third-largest economy in the world.

Bart Shannon: That was Michael Miebach, CEO of Mastercard, on the scale of the cybersecurity threat facing the global economy right now. I'm Motley Fool producer Bart Shannon. Mastercard is one of the most admired companies we follow, a business that has quietly become as much a cybersecurity and data company as a payments network. Motley Fool CEO Tom Gardner sat down with Michael on the day of Mastercard’s second quarter earnings to talk through how the payment network actually works, why cybersecurity has become one of its most important growth businesses, and what stablecoins really mean for the future of money. We hope you enjoy Part 1.

Tom Gardner: Well, we're really excited here at Motley Fool to have Michael Miebach, the CEO of Mastercard, joining us. On the day of your second quarter earnings, we should probably start there, because I don't think there's much introduction that's needed for Mastercard, although if you talk to the average consumer or talk to even the average investor, they may not understand exactly how your global payments network works. We'll go through a little bit of that, as well, but I do think we should start with second quarter earnings, which showed some pretty remarkable growth, another round of amazing operating margins of the company above 60%. I know cross-border business and your value-added services growth are pretty pleasing to you. Any highlights that you'd like to share with us on a single quarter, a 90-day period, which I know isn't necessarily the best way to measure.

Michael Miebach: First of all, thank you for having me, Tom. I was looking forward to our conversation today. It's been a good quarter and a good engagement with investors today and analysts. You actually hit the highlights just now, so strong volumes. It’s interesting when you look around the world, and you read the headlines, see geopolitical complexity and volatility. Then you see varying impacts on the macroeconomy. In the end, it all balances out with a pretty healthy consumer and continued healthy spending on the consumer and on the business side, which obviously is a big part of our business. That's what we facilitate spending, we're powering the economy and value exchange in all forms so it's good to be in payments at this time.

A few of the topics that we talked about on the call, which you didn't mention is there's a lot of innovation in payments. Right now, there's a lot of competition and payments. The rise of fintech, the rise of stablecoins, the headline of agentic commerce, there is so much going on, and we're at the forefront of all of that, shaping where the future of the digital economy is going, so exciting times for us at Mastercard.

Tom Gardner: It is amazing how much dynamic change there is in the world today and in the marketplace, and yet a very stable, solid performance from companies like Mastercard, again, showing the strength of the consumers you shared. Can we just talk a little bit about the relationship between the bank, the merchant, the cardholder, just to set the table? For example, when we get to stablecoin, we will ask you to define stablecoin because there will be viewers at The Motley Fool that are encountering some of this for the first time. Maybe just walk through a little bit, four billion cardholders, tens of millions of merchants, and how the network interacts.

Michael Miebach: Just to stick to the facts, 3.7 billion cardholders [OVERLAPPING] that's still a lot. In fact, we are certainly geographically speaking, the most prevalent way to pay around the world, 3.7 billion cards. You talked about the relationship between a consumer and a bank and a shop, wherever you shop for something. Let's take a step back on exactly that. You're going to go, and you're going to buy something. You buy it online, and you buy it in a shop of your choice, and whatever it is, there magically you can either leave the website and the product will be shipped to you, or you can leave the shop and take it with you. Why is that happening? Because there's a payment guarantee in the background, which is issued by Mastercard that says to the merchant, you can let this person go because we will ensure you will be paid.

This all works in a square, so to say, a four-party model between the bank of the consumer and between the bank of the shop. Your bank will take money out of your account, out of your card account, and pass it on to the shop's bank, and then the shop gets paid. This is how this works. Now, if you think about this in 3.7 billion times in 220 countries and territories, that is massive scale, and that is massive complexity. Regulatory rules are different around the world. Infrastructure is different around the world, and we took 60 years to build this amazing system that powers the digital economy around the world. That is what is at the heart of when you pull out your Mastercard it happens behind. Now, there's a lot more happening behind because this payment is not only happening. It's happening in a safe way so you're protected.

If you use a Mastercard and you make a payment on a website, and it turns out to be a fake website, that’s one of the cyber risks that we all face today. You're still protected because it was not your fault, so you have a payment guarantee. But in order to ensure that we prevent fraud at the outset, there's a lot of safety and security happening behind the scenes. Trillions of data points will be scanned in nanoseconds to ensure there's the right relationship between you and this merchant. Can you actually be in this place right now? Have you ever done a transaction like that? Are you spending more than you actually have ever done before, et cetera? All of this is happening in the background, and those are the tools that we provide to our customers. The cardholders not our customer. The customer is a bank. The customer could be a merchant. It could be a very large merchant. Walmart or somebody like that, is a partner of ours or a very large bank like JPMorgan here in the U.S., et cetera. Those are our partners, and we provide them with services to make the Mastercard payments, they run with us, safer and smarter and simpler, actually.

Tom Gardner: Thank you. In a way, we should think of it as a trust and security network. For that reason, I'd like to move towards cybersecurity because I know you've made some significant investments. I think I'm not counting this quarter, over $8 billion invested in cybersecurity and fraud. Generative AI is arriving faster, and the tools are upgrading faster than I think anyone was estimating, except for maybe Ray Kurzweil, and they’re finding holes in systems faster. What types of crimes are you seeing that are new? What's Mastercard's unique approach?

Michael Miebach: It's important to talk about cybersecurity, and you put it in the context of artificial intelligence. Now, artificial intelligence is not new, but generative AI is new. Since the launch of ChatGPT first version in the first quarter of 2023, you've seen tremendous progress there, and that's good for productivity. It's good for better user experience, good for many things, but it also empowers the fraudsters and the scammers and the hackers. We're starting to see an arms race. New technology, and you can use this technology to drive exploits and scams. At the same time, you can use this technology to defend, so we have an arms race going on.

When you just think about what's the magnitude of all of this. There is an expectation. Study has been done looking forward a few years, 2030, that by 2030, the amount of fraud and cyber risk-driven damage is going to amount to $15.6 trillion. If cyber risk were a country, that would be the third-largest economy in the world. That's what we're looking at. Now, historically, take the last 10 years, across the financial services industry, in particular, there was a lot of focus put on preventing fraud. We've been always a leader in that. As a payment networks, we're the one that stand out to have invested in cybersecurity earliest and most significantly. Today, we have the broadest portfolio there.

Initially, this all started about defense. A transaction happens, and you're going to decide if you're going to let it through yes or no. Is this a transaction that is really from you or should it not? Should we ask the bank to make some extra cheques? Now if you do this, 3.7 billion card times around the world, 180 billion transactions go through our network.

You really need technology in a very big way to do that, to power that and drive that security level up. Now, banks get attacked, they get hacked and all of that. Governments get attacked and hacked, individual consumers get hacked and attacked. The system is becoming under threat from all angles, and the weakest link in the chain is usually where the hackers and the scammers get in. We need to erect our defenses and do even more to prevent all of this to happen and protect cardholders and our customers and governments and so forth.

How do you do that? What we essentially need to do is moving from defense to offense. That's where our last investments have been in threat intelligence. If I can tell you, as the CEO of a bank, you are under attack from this consortium, they're going after this fraud to attack you and your customers, and here's what you need to do to prevent that. You can do something about this. If I tell you, you're going to have to defend against every threat vector there is, that is almost impossible to do. Threat Intelligence is the last investment that we've made. We bought the world's largest independent threat intelligence company at the end of 2024, recorded future, and they now top up. Vast portfolio of fraud management, identity solutions and cyber solutions that we have with this proactive defense approach. This is what's going on. This is what sets us apart in the world of payments, but not only payments because we provide cybersecurity solutions at large today.

Tom Gardner: Was it always right to think in human civilization, or is it even more correct to think that we're permanently at financial war of some sort worldwide across state actors, non-state actors, organized crime? It's a continual never-ending battle. Is that an accurate view of the world or not?

Michael Miebach: I think that the general statement, this is going to continue be a fight between the good people and the bad people. I think it's very much true that it's broader and more consistent, and the latest technology will be used is also true. What is even more true and which is a good thing is that governments and private sector are very clear about this. We are moving from every sector and every company doing their own thing to the private sector, working much closer together. It's not just about the financial companies working together to prevent in cyber maneuvers and cyber ranges and sharing insights and threats with each other, but it goes across sectors as well. But here's the point. The private sector is really good in making investments and driving the innovation to push back against these scams and frauds, but you do need the enforcement and the regulatory rule, side of the government, as well. Public-private defense is moving very much into the focus. We go and frequent the Munich security conference every year, which is probably the preeminent global security forum there is and this was the big dialogue this year, so we were there. Everybody was clear we need to get more organized across the public sector and the private sector to work together so that's a positive sign.

Tom Gardner: Do you see the Mastercard brand becoming more and more associated with security? With cybersecurity, with threat intelligence? Or that's something that we want to keep invisible and under the radar pretty much and be the relied upon network.

Michael Miebach: Definitely not visible and under the radar because it's a threat to everybody, and we need to ensure that we work together, so it needs to be known what we do. But if I take a step back, Mastercard is a lot of things to a lot of people. Some people call us a card company, other people say it's about payment. Some people say it's about cybersecurity because we're deeply engaged with them on that. It's about all of the above. In the end, it's about where the operating system of the digital economy, an operating system should have a security layer. That's exactly what we do. But it's also as a money movement layer, which is across stable coins and a counter account and cards, we value your hard-earned money. We do all of the above. Then on top of that, this produces a lot of data and gives a lot of insights on where the digital economy is going, and we can help our partners, to our partners’ banks, for example, or large merchants, as I mentioned before, with better business insights to run their business in a better way. All of that, yes, we are big in cybersecurity, but we're so much more.

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Tom Gardner: Actually, I'd like to take a step back and go to some of the broader drivers just to remind us of what's happening at the trend level for transactions worldwide and for Mastercard, specifically. We'll just go with the first one, which is the cash-to-digital-to-card shift. Where are we in that process now? How many transactions were done in cash 10 years ago, Ballpark versus today? And how much further do we have to go in that?

Michael Miebach: It's an answer that is varying by region and by type of payment. No surprise. When I started at this company here in 2010, my first job was about running our business in the Middle East and in Africa. The average cash ratio in Africa was north of 90%. Most of transactions in Sub-Saharan economies were in cash and not digitally. If you go to the Nordics today, Northern Europe, Sweden, Denmark, and so forth, you're going to be, again, north of 90%, but it's north of 90% in terms of digital transactions. The world has come a long way, but in between, there's all shades of gray on where every country is. Take a large European economy like Italy or so, you have somewhere 40-50% of cash transactions. It's north of 50 for the United States. Take other, take emerging markets like Africa still today, you find markets where you're 90%. If you take that lens, that is one lens. But then there's types of payments as well, and types of value exchange, what's going on in the digital economy. Some countries just do not have a particularly good e-commerce ecosystem yet, so a lot of that is still physical.

Of course, with [inaudible] e-commerce, shopping from websites, that's all digital per definition, and you see those countries ahead of the others, so various, various aspects. Take small business as largest employer in the world. Still, the share of physical installations and then physical payments, cash payments is still very high in small business, because the vast majority of them don't have a digital footprint yet. Now, that has dramatically changed post-COVID. A lot of small businesses were the hardest hit by COVID. Nobody went to their shops any longer, and then they weren't online. If you look at some of the data from the United States, what is the share of small businesses that have reopened after COVID, and how much of those — the vast majority of them had a digital as part of the business thereafter. You start to see that catching up. There's so many dimensions around this. To our investors, we say, big part of our growth engine, so to say, is to turn cash and checks and other very basic digital payments into really clever, smart Mastercard payments. That's what we do, and there is plenty of runway around the dimensions that shared with you.

But I give you another dimension of that. A lot of countries have their own payment card system, but it's very basic. Back to cybersecurity, there's many other things you should be doing for your payment system. We come in, and we take those transactions and also put them into the Mastercard network to make it a better payment. The runway in payments and digital payments is tremendous. We charted it out, I think we're somewhere in the trillions of what still the opportunity is out there in terms of payments.

Tom Gardner: Let's talk about cross-border transactions. Travel and non-travel. Mastercard move and the significance of this trend for you.

Michael Miebach: Yes. Cross-border. It's such an interesting term. But basically, let's bring it back to everyday life. You travel, and you go on holiday. It's holiday time where at the end of July, a lot of people are out on the road visiting family, going to their dream destination and then they pay a hotel or they shop a souvenir, whatever it is. It magically still works, despite the fact you're not in your home country. All of the payments I described earlier that happened between the bank and the shop’s bank, and everybody in this four-party model that I described, go across countries then. That's rather complicated to do. That's a big part of what we do today. That's a tremendous value add to economies.

Tourism is a great driver. We've seen it here in the United States, with the World Cup, a lot of people came, and you really saw it in the numbers, quite a significant boost on that. A big part of our business complicated to do. It took us 60 years. Mastercard is 60-years-old. We just celebrated our 20-year IPO anniversary, and we were very busy to build this very large cross-border network, which as of two years now also includes China, where your local Chinese Mastercard will work, and others will work. These are high-octane revenue for us because it's difficult to do, and then we prize for the value that we create. It is not really affecting the consumer that much, but it cuts across the ecosystem because there's a lot of investments that we had to make for that.

Interesting, though, from an investor perspective, we talked a lot about that in your earnings call today. The latest growth rate number here is 12%. If you think about some of the macroeconomic issues that we've been facing, particularly in the Middle East, across those countries, travel was hit. But it rebounded quite significantly, and it's looking pretty solid at this point. Big part of our business, it will for years to come, and we work with our partners to ensure that travel corridors, the marketing works, and here's where you want to go, and then you can get there, and then you have great deals and hotel deals and all these things. There's all stuff that we do behind the scenes with our papas.

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Tom Gardner: Stablecoin, now in some ways, presents some threats to transactions that typically one could expect to go through Mastercard's network. I'm wondering what the impact might be from Stablecoin on international transfers, larger business to business payment. Obviously, I think it's probably going to be a while before that gets down to the level of the consumer purchases or ordinary purchases. I don't think consumers want a lot of different currencies to work with. Maybe I'm misinterpreting that. Please guide us to think more clearly on it. But where is Stablecoin a threat an opportunity for you and obviously the acquisition you made?

Michael Miebach: Stablecoin is an opportunity. It is another way to exchange value. We've always been of the view as a large payment network, as a cybersecurity company, as an insights company, as a data company, whatever term you pick that for value exchange, cards is a really big part of the answer, but it's certainly not the answer for all types of payments. We've been investing since 2016 into a counter account systems where you just pay whatever you pay directly from your bank account into somebody else's bank account, or through a shop, you can just pay the shop into their bank account, et cetera. All of that. We're one of the largest providers of accounter account solutions.

About 12, 13 years ago, Blockchain comes up, and Blockchain and then all of a sudden one of the first payment applications on Blockchain was cryptocurrencies. We're all familiar with Bitcoin, that's pretty cool technology. In terms of facilitating a value exchange, so I'm going to send you a fraction of a bitcoin today. This will happen instantly and you have it and I have it so that's great. We looked at this and say that is good technology. Definitely we should have that. We started to build that out and build out our expertise. Today, the Mastercard network can handle U.S. dollars, any other fee out currency, but it can also handle stablecoins. Which is a cryptocurrency that's backed by fiat, so that's the real distinction here. The store value function of that works, and it can go through our rails. We're very open to that. In fact, what we do is we're not just having the stablecoins run through our system, but we provide the same protections that you expect from your card payment alongside with that, because whenever you deal with Mastercard, you see the two interlocking circlets of our brand, you said I'm protected.

The same should be true for stablecoin. I'm pretty agnostic when it comes to what is the underlying rail. But important point to say, it is really not needed for anybody to go and buy their coffee at the local coffee shop with a stable coin. Why would you do that? There is no problem to solve because the card ecosystem does handle with that. But if you think about remittances or a small business sending some money to another small business, another country where they bought some parts from, that's really complicated today. That's correspondent banking, there's high fees, lack of transparency. You don't really know is the hundred dollars that you sent actually arriving or have two parties in between taking $5 out each and only 90 is arriving, et cetera. We deal with all of that complexity by actually do use stable coin for cross border payments. We think there's B to B cross border opportunity, there's B to B cross border opportunity. But P to M as in everyday purchases, we saw that pretty well, so we're putting our energy where we really think there is a problem to solve. [inaudible] my mindset it's never about the technology. It's about whose problem can we solve.

Tom Gardner: When you say you're pretty agnostic about what rail it runs on, are you completely agnostic, or are there just certain better?

Michael Miebach: No, we're pretty agnostic. But here's the reason. Your follow-up question should be, why? Why are we not completely agnostic? Because we have built 60 years. We have invested 60 years into building the largest acceptance footprint out there. Any merchant and any individual does not want a payment solution, and it can only reach a fraction of the potential endpoints. You want scale. You want predictability. You want protection. Those things are not actually delivered through stablecoins. We still would like to go that route. But there are certain things where I'd say probably it doesn't actually matter that much here. Or it's such a specific use case. We use this technology, and we invest the time to build out those protections over there anyway. That just takes a little bit more time. This answer is true for today and for tomorrow in the near-term future, but in five years, this might look very different, and we're going to certainly be on the forefront of that.

Bart Shannon: That was Part 1 of the discussion. Tune in next week for Part 2. As always, people on the program may have interest in the stocks they talk about, and the Motley Fool may have formal recommendations for or against, so don't buy or sell stocks based solely on what you hear. All personal finance content follows Motley Fool editorial standards and is not approved by advertisers. Advertisements are sponsored content and provided for informational purposes only. To see our full advertising disclosure, please check out our show notes. For the Motley Fool Hidden Gems Investing team, I'm producer Bart Shannon. Thanks for listening. See you next time.

By PYMNTS  |  August 14, 2026

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Mastercard is proposing to pay half the amount demanded by Brazilian merchant acquirers that were impacted by the collapse of Will Financeira, also known as Will Bank, a FinTech tied to the failed Banco Master, Bloomberg reported Friday (Aug. 14), citing unnamed sources.

In addition, Mastercard is proposing to provide the firms with services such as fraud protection for multiple years, according to the report.

The offer follows an earlier one that Mastercard offered amid the fallout of the collapse of Will Bank, the report said.

Mastercard said in the report: “We have been working through this situation closely with the liquidator and the regulator to minimize any potential impact on the payments ecosystem,” adding that it is waiting for another transfer from the liquidator. “That settlement will happen once when those outstanding funds are received from the liquidator.”

The January collapse of Will Bank left Mastercard on the hook to pay the equivalent of about $950 million to other parts of the network. Mastercard settled about half that amount but has been disputing the other half with the acquirers, according to the report.

Mastercard said it was required to pay for bills due the month after Will Bank’s liquidation, while acquirers argued that it is responsible for the full amount, per the report.

It was reported in November that Brazil’s central bank halted the operations of Banco Master and named a liquidator to handle creditor claims and sell assets. On the same day, police arrested the bank’s controlling shareholder.

Banco Master had struggled for months with liquidity pressures after growing rapidly by selling high-yield debt through investment platforms.

It was reported in May that Mastercard was asking some of Brazil’s largest payment processors to pay half the cost of its losses from the failure of Banco Master and its FinTech, Will Bank, which issued cards that used Mastercard’s network.

At the time of that report, Mastercard had paid about half the losses and was proposing that before it passes along more funds to those acquirers, it uses money collected from card customers to reimburse itself.

Brazil’s central bank had adopted new rules that make payment networks responsible for ensuring payment of all transactions to the receiving user, but Mastercard told merchant acquirers that it should not be bound by those rules in the case of Will Bank because the FinTech collapsed in January, and card firms had until May to adapt to the new rules.

Mastercard is a global payments leader, offering robust long-term compounding potential and rated a 'Buy' for strong total returns. MA combines double-digit revenue growth, sector-leading margins, and expanding value-added services, supporting its durable moat and GARP profile. Recent issuer wins, fast-growing cybersecurity and network-linked services, and resilient consumer spending underpin MA's growth trajectory.

Investors interested in stocks from the Financial Transaction Services sector have probably already heard of Evertec (EVTC) and MasterCard (MA). But which of these two stocks presents investors with the better value opportunity right now?

Posted by Defense World Staff on Aug 5th, 2026

BDF Gestion lowered its stake in shares of Mastercard Incorporated (NYSE:MA – Free Report) by 10.1% during the second quarter, according to its most recent Form 13F filing with the SEC. The fund owned 12,956 shares of the credit services provider’s  stock after selling 1,457 shares during the period. Mastercard accounts for 0.8% of BDF Gestion’s investment portfolio, making the stock its 23rd largest position. BDF Gestion’s holdings in Mastercard were worth $6,654,000 as of its most recent filing with the SEC.

Other institutional investors and hedge funds also recently added to or reduced their stakes in the company. E Fund Management Hong Kong Co. Ltd. raised its position in shares of Mastercard by 820.0% during the 4th quarter. E Fund Management Hong Kong Co. Ltd. now owns 46 shares of the credit services provider’s stock valued at $26,000 after buying an additional 41 shares during the period. Strive Financial Group LLC purchased a new position in Mastercard in the fourth quarter worth approximately $27,000. Hyposwiss Advisors SA acquired a new stake in Mastercard during the fourth quarter worth $29,000. Robinswood Financial LLC acquired a new stake in Mastercard during the first quarter worth $25,000. Finally, Bay Harbor Wealth Management LLC raised its position in Mastercard by 54.1% in the fourth quarter. Bay Harbor Wealth Management LLC now owns 57 shares of the credit services provider’s stock valued at $33,000 after purchasing an additional 20 shares during the period. Institutional investors and hedge funds own 97.28% of the company’s stock.

More Mastercard  News Here are the key  news stories impacting Mastercard this week:

Recent news headlines

Positive Sentiment: BVNK acquisition expands digital-asset capabilities: Mastercard completed its purchase of stablecoin infrastructure provider BVNK, a deal announced at a value of up to $1.8 billion. The acquisition is intended to connect fiat and digital currencies and strengthen Mastercard’s offerings to banks, businesses and other institutions adopting stablecoins. Mastercard completes acquisition of BVNK to advance global stablecoin capabilities Positive Sentiment: Fiserv partnership could drive merchant-services growth: Mastercard and Fiserv announced a global partnership combining Fiserv’s Commerce Hub with Mastercard’s merchant services. The collaboration is designed to help enterprise merchants improve payments across channels and markets, potentially increasing Mastercard’s business-to-business and value-added-services opportunities. Fiserv and Mastercard Deepen Global Partnership Positive Sentiment: Analyst target increases reinforce bullish sentiment: Cantor Fitzgerald raised its Mastercard price target to $695 from $650 and maintained an “overweight” rating. Other reports also cited price-target increases to $680 and $685, suggesting analysts see additional upside following Mastercard’s strong earnings performance. Mastercard price target raised Positive Sentiment: Premium-card refresh supports payment volume and engagement: Mastercard, Citi and American Airlines introduced enhanced benefits for the Citi/AAdvantage Executive World Legend Mastercard, including expanded lounge access, rewards and travel-related perks. The initiative targets frequent premium travelers and could support spending activity on Mastercard’s network. Mastercard launches richer Citi AAdvantage Executive World Legend Card Neutral Sentiment: Mastercard announced six senior appointments across Asia Pacific and is reorganizing regional leadership. The moves may improve execution but have no immediate financial impact. Mastercard makes senior appointments across Asia Pacific Negative Sentiment: CEO Michael Miebach sold a combined 33,256 shares for approximately $19.1 million, reducing his direct holdings by roughly 26%. Because both sales occurred under a pre-arranged Rule 10b5-1 plan, they may reflect scheduled diversification rather than a negative view of Mastercard’s outlook, limiting the bearish signal. Mastercard CEO SEC Form 4 filing Mastercard Stock Up 0.1% Mastercard stock opened at $571.26 on Wednesday. The firm has a market capitalization of $504.75 billion, a P/E ratio of 31.42, a P/E/G ratio of 1.73 and a beta of 0.72. The company has a current ratio of 1.06, a quick ratio of 1.06 and a debt-to-equity ratio of 3.96. Mastercard Incorporated has a twelve month low of $464.52 and a twelve month high of $601.77. The stock’s fifty day simple moving average is $517.87 and its 200-day simple moving average is $514.63.

Mastercard (NYSE:MA – Get Free Report) last released its earnings results on Thursday, July 30th. The credit services provider reported $5.04 EPS for the quarter, topping the consensus estimate of $4.77 by $0.27. The firm had revenue of $9.28 billion during the quarter, compared to analysts’ expectations of $9.08 billion. Mastercard had a return on equity of 239.99% and a net margin of 46.34%.Mastercard’s revenue for the quarter was up 14.1% on a year-over-year basis. During the same period in the previous year, the firm posted $4.15 EPS. As a group, equities analysts expect that Mastercard Incorporated will post 19.77 earnings per share for the current fiscal year.

Mastercard Announces Dividend The company also recently announced a quarterly dividend, which will be paid on Friday, August 7th. Investors of record on Thursday, July 9th will be issued a $0.87 dividend. The ex-dividend date of this dividend is Thursday, July 9th. This represents a $3.48 annualized dividend and a yield of 0.6%. Mastercard’s dividend payout ratio (DPR) is 19.14%.

Analyst Ratings Changes Several brokerages have recently commented on MA. The Goldman Sachs Group reaffirmed a “buy” rating and issued a $701.00 price target on shares of Mastercard in a research note on Thursday, July 30th. Citigroup decreased their target price on shares of Mastercard from $735.00 to $675.00 and set a “buy” rating on the  stock in a research report on Tuesday, April 14th. KeyCorp lifted their price target on shares of Mastercard from $670.00 to $680.00 and gave the company an “overweight” rating in a research report on Friday, July 31st. Barclays boosted their price target on shares of Mastercard from $640.00 to $660.00 and gave the company an “overweight” rating in a research note on Friday. Finally, UBS Group lifted their target price on shares of Mastercard from $640.00 to $670.00 and gave the company a “buy” rating in a report on Friday. Five research analysts have rated the stock with a Strong Buy rating, twenty-four have issued a Buy rating, one has given a Hold rating and one has issued a Sell rating to the stock. According to data from MarketBeat, the stock currently has a consensus rating of “Buy” and an average target price of $659.00.

Read Our Latest Analysis on MA

Insiders Place Their Bets In other Mastercard  news, insider Raj Seshadri sold 4,828 shares of the stock in a transaction that occurred on Wednesday, July 1st. The shares were sold at an average price of $525.00, for a total value of $2,534,700.00. Following the sale, the insider directly owned 16,429 shares of the company’s stock, valued at approximately $8,625,225. This represents a 22.71% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Michael Miebach sold 16,628 shares of Mastercard stock in a transaction on Friday, July 31st. The stock was sold at an average price of $567.68, for a total transaction of $9,439,383.04. Following the sale, the chief executive officer directly owned 115,921 shares of the company’s stock, valued at approximately $65,806,033.28. This trade represents a 12.54% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 40,261 shares of company stock worth $22,773,599 in the last 90 days. Corporate insiders own 0.09% of the company’s stock.

Recent news headlines

About Mastercard (Free Report)

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.

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