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On its third-quarter 2026 earnings call, held on Oct. 23, 2026, Kinsale Capital (KNSL -6.69%) announced a 9.4% increase in diluted operating earnings per share to $5.70. The specialty insurer relies on disciplined underwriting and low operating costs to navigate softening conditions across excess and surplus lines insurance, which covers nonstandard risks.

Three key takeaways stand out for long-term investors.

1. Account Mix Shifts Toward Smaller Policies to Protect ProfitabilityCompetitive pricing in commercial property pushed gross written premium down 4.8% during the quarter. Management allowed larger policy accounts to walk while expanding submissions in smaller commercial accounts to preserve underwriting margins.

Not only is this shift positive for maintaining best in class margins, but it also shows that the Kinsale model works and works well even in the most competitive markets we have seen in the last 10 years.
-- Michael Patrick Kehoe, Chairman, President and Chief Executive Officer2. Capital Allocation Prioritizes High-Margin Growth and RepurchasesThe company continues generating capital beyond immediate operational needs during softer market conditions. Management channels excess cash into share repurchases, buying $100 million of common stock in the third quarter while maintaining a modest dividend.

Our first capital allocation priority is to fund growth in our high margin insurance business. Our second priority is to return excess capital to stockholders primarily through share repurchases.
-- Christopher R. Tangard, Chief Accounting Officer3. Proprietary Analytics Drive Risk Segmentation and Protect Loss RatiosRather than cutting prices across entire divisions, the company uses proprietary generalized linear models, which are actuarial tools that isolate individual risk factors, alongside 17 years of unified policy data to price coverage precisely. This technical pricing prevents adverse selection when competitors discount indiscriminately.

In today's market, the analytics advantage we have is more important and more durable than ever and will allow us to maintain those low loss ratios.
-- Salmaan K. Allibhai, Chief Analytics and Technology OfficerLooking AheadUnderwriting discipline remains firm across softening casualty and property markets, supported by double-digit submission growth in agribusiness and commercial auto.

We will grow where the opportunity is real, We will hold the line where competition has outrun the risk. And we will never trade profitability for volume.
-- Stuart Winston, Chief Underwriting OfficerProprietary software and an expense ratio, the percentage of premiums used to run the business, of 22% provide structural insulation as competitors face margin pressure. Management keeps close watch on pricing discipline while shifting focus toward smaller account opportunities.

While Kinsale always prioritizes profit over growth, we are still working very hard to grow the business.
-- Michael Patrick Kehoe, Chairman, President and Chief Executive OfficerThe Motley Fool has positions in and recommends Kinsale Capital Group. The Motley Fool has a disclosure policy.

3 Nimble Free Cash Flow Names With Light AssetsKinsale Capital Group NYSE: KNSL reported third-quarter results marked by higher operating earnings, strong underwriting profitability and increased investment income, even as competition in the excess and surplus, or E&S, insurance market pressured written premiums—particularly in commercial property.

Diluted operating earnings per share increased 9.4% from the prior-year quarter, while diluted GAAP earnings per share declined 28.4%. Chris Tangard, Kinsale’s senior vice president and chief accounting officer, said the decline in GAAP earnings primarily reflected losses from sales of fixed-maturity investments as the company repositioned its portfolio.

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Accelerant’s Take-Private Deal Raises a Bigger Question for Insurance StocksKinsale reported an annualized operating return on equity of 25.6% through the first nine months of 2026, while annualized return on equity was 26.6%. Its quarterly combined ratio was 75.4%, compared with 74.9% a year earlier. The loss ratio improved to 53.4% from 53.9%, aided largely by favorable prior-year development, while the expense ratio rose to 22% from 21%.

Premium Declines Reflect Large-Account Competition
Gross written premium declined 4.8% during the quarter and net written premium fell 1.5%. Management said intense competition in commercial property, especially in larger shared and layered accounts, weighed on growth. Excluding the commercial property division, gross written premium was down 0.5%.

Update! What Is Congress Trading So Far In 2025? Despite the premium decline, the company said submissions, quotes and bind orders increased at a mid-single-digit rate. New-business submission growth was 6%, and was 10% excluding commercial property. Stuart Winston, executive vice president and chief underwriting officer, said more than half of Kinsale’s underwriting divisions recorded double-digit submission growth.

Management characterized the results as a mix shift toward smaller accounts rather than a broader deterioration in activity. Mike Kehoe said only about 0.7% of policies had premiums of $100,000 or more, but those policies represented roughly 12% of overall premium. He said Kinsale has seen lower new-business hit rates and renewal retention among larger accounts, where competitors have offered sharply lower pricing.

“We will not chase business where the economics do not make sense,” Winston said, adding that the company remains focused on small and medium-sized accounts.

Winston said the E&S market remained soft during the quarter across commercial property and certain long-tail casualty lines. However, Kinsale identified growth opportunities in agribusiness, casualty, commercial auto, entertainment, ocean marine and environmental businesses, which each posted double-digit growth. The company also cited favorable underwriting conditions in excess casualty, allied health, products liability, healthcare, energy and agribusiness property.

Pricing, Reserves and Underwriting Discipline
Management said Kinsale continues to manage its lines of business to generate a return on equity of 20% or more. Salmaan Allibhai, chief analytics and technology officer, said pricing trends differed by division and that loss-cost trends in some business lines were running slightly ahead of rate changes. Still, he said the company believes its existing margins support its underwriting approach.

The company’s combined pricing trend was in line with the Amwins pricing index, which showed a 3.1% decline during the third quarter, compared with a 5.9% decline in the second quarter. Winston said commercial property remains under substantial rate pressure, while commercial auto, excess casualty and entertainment offer opportunities for rate increases.

Allibhai said favorable prior-year reserve development was concentrated disproportionately in shorter-tail lines, including property and some shorter claims-made business. Management said it continues to reserve cautiously in long-tail casualty lines, citing the potential for uncertainty in the U.S. tort system and the effects of inflation.

Kinsale expects the impact of catastrophe activity during the quarter to be immaterial, Winston said.

Investment Portfolio Repositioning Lifts Future Yield
Tangard said Kinsale sold certain fixed-maturity securities yielding less than 2% and reinvested approximately $130 million in bonds yielding more than 5.5%. The company also invested about $100 million in higher-conviction equity securities.

The bond sales resulted in a net pretax earnings impact of $37.6 million, or $1.67 per diluted share, during the quarter. Tangard said the transactions did not affect book value. Excluding the investment-related effects, diluted operating earnings per share were $5.70.

Net investment income rose 17.5% to $58.3 million, supported by a larger invested asset base and higher interest rates. Kinsale’s float increased to $3.5 billion as of Sept. 30, from $3.1 billion at the end of 2025. New-money yields averaged above 5%, while the fixed-maturity portfolio had an average duration of 4.4 years.

Capital Returns and Technology Initiatives
Kinsale repurchased 269,000 shares for $100 million during the third quarter, an amount Tangard said represented just under 80% of quarterly net operating earnings. The company spent the same amount on repurchases in the second quarter, up from $62.5 million in the first quarter. Tangard said management expects $100 million to be a suitable quarterly repurchase run rate for the remainder of its current authorization, while remaining opportunistic.

The company’s capital-allocation priorities are funding growth in its insurance operations, returning excess capital through repurchases and paying a modest dividend. Tangard said Kinsale has no interest in mergers and acquisitions and that debt represented approximately 10% of total capitalization.

Management also emphasized the role of its proprietary technology and analytics systems in supporting underwriting efficiency. Allibhai said Kinsale maintains all 17 years of company data in one database and uses third-party data, generalized linear models and other machine-learning tools to improve pricing segmentation.

He said the company uses more than 100 artificial intelligence agents and skills for activities including submission processing, underwriting, analytics, claims intake and correspondence. Management said technology investments have supported rapid broker response times and helped maintain a low operating expense base, with other underwriting expenses flat at 10.2% of net premiums earned during the quarter.

About Kinsale Capital Group (NYSE:KNSL)Kinsale Capital Group, Inc is a specialty insurance company headquartered in Richmond, Virginia. Through its insurance subsidiaries, the company focuses primarily on the excess and surplus lines market, providing coverage for risks that may be difficult to insure through standard commercial insurance channels.

Kinsale offers a range of commercial property and casualty products, including coverage for commercial property, general liability, professional liability, inland marine, commercial auto, workers' compensation and other specialty risks.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected].

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RICHMOND, Va.--(BUSINESS WIRE)--Kinsale Capital Group, Inc. (NYSE: KNSL) (the “Company”) announced today that Bryan P. Petrucelli, Executive Vice President, Chief Financial Officer and Treasurer, has been elected to the Company’s Board of Directors, effective October 22, 2026. Mr. Petrucelli also informed the Company that he intends to retire from his executive role on March 2, 2027. Christopher R. Tangard will succeed him as Executive Vice President, Chief Financial Officer and Treasurer effective upon Mr. Petrucelli’s retirement.

“Since Kinsale was founded in 2009, Bryan has played an integral role in our success, helping build the strong financial foundation and capital position that have supported our growth. I want to thank Bryan for his integrity, unwavering commitment to financial excellence, and sound business judgment. He has been a trusted partner throughout Kinsale’s evolution, and his leadership has left a lasting mark on our organization. While we wish Bryan well in his retirement from his executive role, we are pleased that he will continue to serve Kinsale as a Director. His deep understanding of our culture and strategy, together with his strong alignment with stockholder interests, makes him a valuable addition to our Board,” said Chairman, President and Chief Executive Officer, Michael P. Kehoe.

“Chris is a highly respected member of Kinsale’s senior leadership team. He understands how our technology-enabled, cost-efficient business model drives our success and has the expertise to lead our financial operations while supporting our long-term strategic priorities. I have great confidence in Chris’ ability to build on our strong foundation through disciplined financial stewardship and deliver best-in-class results for our stakeholders,” Mr. Kehoe continued.

“It has been a privilege to serve as Kinsale’s CFO and to work alongside such a talented team. I believe Chris is the right leader for our next chapter. He brings the experience, judgment and integrity needed to help Kinsale continue delivering profitable growth and creating long-term value for our stockholders. I look forward to supporting him during the transition and working with him as a member of the Board as we continue building Kinsale into the best excess and surplus lines company in the industry,” said Mr. Petrucelli.

Mr. Tangard has served as Senior Vice President, Chief Accounting Officer of the Company since March 2024. Mr. Tangard joined Kinsale in June 2019 as Director, Internal Audit and was promoted to Assistant Vice President, Internal Audit in March 2021 and to Vice President, Finance in March 2023, before assuming his current role. Prior to joining Kinsale, Mr. Tangard served as a Senior Manager in the audit practice of KPMG LLP.

Mr. Tangard holds a Bachelor of Arts in Economics and Commerce from Hampden-Sydney College and a Master of Accounting from William & Mary and is a Certified Public Accountant.

About Kinsale Capital Group, Inc.

Kinsale Capital Group, Inc. is a specialty insurance group headquartered in Richmond, Virginia, focusing on the excess and surplus lines market.

More News From Kinsale Capital Group, Inc.

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For the quarter ended September 2026, Kinsale Capital Group, Inc. (KNSL - Free Report) reported revenue of $454.8 million, down 8.6% over the same period last year. EPS came in at $5.70, compared to $5.21 in the year-ago quarter.

The reported revenue represents a surprise of -5.02% over the Zacks Consensus Estimate of $478.84 million. With the consensus EPS estimate being $4.95, the EPS surprise was +15.15%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Kinsale Capital Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Expense Ratio: 22% versus the five-analyst average estimate of 21.5%.Combined Ratio: 75.4% versus 80% estimated by five analysts on average.Loss Ratio: 53.4% versus the five-analyst average estimate of 58.5%.Revenues- Net investment income: $58.27 million versus $58.31 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +17.5% change.Revenues- Other income: $0.15 million versus $0.4 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a -80.5% change.Revenues- Net Earned Premiums: $423.47 million versus $408.72 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +3.1% change.Revenues- Fee Income: $11.1 million versus the four-analyst average estimate of $11.58 million. The reported number represents a year-over-year change of +7.8%.View all Key Company Metrics for Kinsale Capital Group here>>>

Shares of Kinsale Capital Group have returned +11% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Wall Street analysts forecast that Kinsale Capital Group, Inc. (KNSL - Free Report) will report quarterly earnings of $4.95 per share in its upcoming release, pointing to a year-over-year decline of 5%. It is anticipated that revenues will amount to $478.84 million, exhibiting a decrease of 3.8% compared to the year-ago quarter.

The consensus EPS estimate for the quarter has been revised 0.4% lower over the last 30 days to the current level. This reflects how the analysts covering the stock have collectively reevaluated their initial estimates during this timeframe.

Prior to a company's earnings release, it is of utmost importance to factor in any revisions made to the earnings projections. These revisions serve as a critical gauge for predicting potential investor behaviors with respect to the stock. Empirical studies consistently reveal a strong link between trends in earnings estimate revisions and the short-term price performance of a stock.

While investors usually depend on consensus earnings and revenue estimates to assess the business performance for the quarter, delving into analysts' forecasts for certain key metrics often provides a more comprehensive understanding.

In light of this perspective, let's dive into the average estimates of certain Kinsale Capital Group metrics that are commonly tracked and forecasted by Wall Street analysts.

It is projected by analysts that the 'Revenues- Net investment income' will reach $58.31 million. The estimate points to a change of +17.6% from the year-ago quarter.

The consensus estimate for 'Revenues- Net Earned Premiums' stands at $408.72 million. The estimate suggests a change of -0.6% year over year.

According to the collective judgment of analysts, 'Revenues- Fee Income' should come in at $11.58 million. The estimate points to a change of +12.4% from the year-ago quarter.

Analysts forecast 'Expense Ratio' to reach 21.5%. The estimate compares to the year-ago value of 21.0%.

The average prediction of analysts places 'Combined Ratio' at 80.0%. Compared to the present estimate, the company reported 74.9% in the same quarter last year.

Analysts' assessment points toward 'Loss Ratio' reaching 58.5%. The estimate is in contrast to the year-ago figure of 53.9%.

View all Key Company Metrics for Kinsale Capital Group here>>>

Kinsale Capital Group shares have witnessed a change of +2.4% in the past month, in contrast to the Zacks S&P 500 composite's +1.5% move. With a Zacks Rank #3 (Hold), KNSL is expected closely follow the overall market performance in the near term. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>> .

Kinsale Capital Group, Inc. (NYSE:KNSL – Get Free Report) was the target of some unusual options trading activity on Wednesday. Stock traders bought 2,378 call options on the stock. This is an increase of 2,231% compared to the average daily volume of 102 call options.

Kinsale Capital Group Price Performance Shares of KNSL opened at $348.70 on Thursday. The business’s 50-day moving average is $360.34 and its 200-day moving average is $340.82. The company has a debt-to-equity ratio of 0.11, a current ratio of 0.09 and a quick ratio of 0.09. The company has a market capitalization of $7.94 billion, a price-to-earnings ratio of 14.13, a P/E/G ratio of 1.07 and a beta of 0.88. Kinsale Capital Group has a fifty-two week low of $287.20 and a fifty-two week high of $473.14.

Kinsale Capital Group (NYSE:KNSL – Get Free Report) last posted its quarterly earnings results on Thursday, July 23rd. The financial services provider reported $5.54 EPS for the quarter, topping the consensus estimate of $5.11 by $0.43. Kinsale Capital Group had a net margin of 28.49% and a return on equity of 25.54%. The business had revenue of $548.52 million during the quarter, compared to analysts’ expectations of $445.13 million. During the same period last year, the company posted $4.78 earnings per share. The firm’s quarterly revenue was up 16.8% compared to the same quarter last year. Equities research analysts expect that Kinsale Capital Group will post 21.17 EPS for the current fiscal year.

Kinsale Capital Group Announces Dividend The business also recently announced a quarterly dividend, which was paid on Monday, September 14th. Shareholders of record on Friday, August 28th were given a $0.25 dividend. The ex-dividend date was Friday, August 28th. This represents a $1.00 dividend on an annualized basis and a yield of 0.3%. Kinsale Capital Group’s dividend payout ratio is presently 4.05%. Wall Street Analyst Weigh In A number of brokerages have recently commented on KNSL. Morgan Stanley cut their price objective on Kinsale Capital Group from $390.00 to $350.00 and set an “equal weight” rating for the company in a research report on Tuesday, October 6th. Wells Fargo & Company decreased their target price on Kinsale Capital Group from $377.00 to $348.00 and set an “equal weight” rating on the stock in a report on Monday. Wall Street Zen raised Kinsale Capital Group from a “sell” rating to a “hold” rating in a research report on Saturday, June 20th. Weiss Ratings raised Kinsale Capital Group from a “hold (c-)” rating to a “hold (c)” rating in a research report on Tuesday, October 6th. Finally, Cantor Fitzgerald upped their target price on Kinsale Capital Group from $259.00 to $264.00 and gave the company a “neutral” rating in a report on Wednesday, October 7th. One analyst has rated the stock with a Buy rating, seven have issued a Hold rating and two have given a Sell rating to the stock. According to data from MarketBeat.com, the company presently has an average rating of “Reduce” and an average target price of $357.67.

Check Out Our Latest Analysis on KNSL

Hedge Funds Weigh In On Kinsale Capital Group Several institutional investors and hedge funds have recently modified their holdings of the stock. Hsbc Holdings PLC bought a new stake in shares of Kinsale Capital Group in the second quarter worth about $10,035,000. Legal & General Group Plc acquired a new stake in shares of Kinsale Capital Group during the second quarter worth about $9,462,000. Public Employees Retirement System of Ohio bought a new position in shares of Kinsale Capital Group during the 2nd quarter valued at about $2,081,000. Virtu Financial LLC lifted its holdings in shares of Kinsale Capital Group by 175.2% during the 4th quarter. Virtu Financial LLC now owns 3,118 shares of the financial services provider’s stock valued at $1,219,000 after purchasing an additional 1,985 shares in the last quarter. Finally, Man Group plc bought a new position in shares of Kinsale Capital Group during the 2nd quarter valued at about $6,125,000. 85.36% of the stock is currently owned by hedge funds and other institutional investors.

Kinsale Capital Group Company Profile (Get Free Report)

Kinsale Capital Group, Inc is a specialty insurance company headquartered in Richmond, Virginia. Through its insurance subsidiaries, including Kinsale Insurance Company, the company provides commercial property and casualty insurance in the United States.

Kinsale focuses primarily on the excess and surplus lines market, which serves businesses with risks that may not be accommodated by standard insurance carriers. Its offerings include coverage for commercial property, general liability, professional liability, commercial auto, and other specialized risks.

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In the latest trading session, Kinsale Capital Group, Inc. (KNSL - Free Report) closed at $336.45, marking a +1.21% move from the previous day. The stock's change was more than the S&P 500's daily gain of 0.58%. Meanwhile, the Dow gained 0.49%, and the Nasdaq, a tech-heavy index, added 0.45%.

The company's stock has dropped by 10.92% in the past month, falling short of the Finance sector's loss of 4.49% and the S&P 500's gain of 0.84%.

The upcoming earnings release of Kinsale Capital Group, Inc. will be of great interest to investors. The company's earnings report is expected on October 22, 2026. The company is forecasted to report an EPS of $4.87, showcasing a 6.53% downward movement from the corresponding quarter of the prior year. Our most recent consensus estimate is calling for quarterly revenue of $479.3 million, down 3.66% from the year-ago period.

KNSL's full-year Zacks Consensus Estimates are calling for earnings of $21.1 per share and revenue of $1.98 billion. These results would represent year-over-year changes of +8.15% and +5.51%, respectively.

It's also important for investors to be aware of any recent modifications to analyst estimates for Kinsale Capital Group, Inc. These latest adjustments often mirror the shifting dynamics of short-term business patterns. As such, positive estimate revisions reflect analyst optimism about the business and profitability.

Based on our research, we believe these estimate revisions are directly related to near-term stock moves. To exploit this, we've formed the Zacks Rank, a quantitative model that includes these estimate changes and presents a viable rating system.

The Zacks Rank system, which varies between #1 (Strong Buy) and #5 (Strong Sell), carries an impressive track record of exceeding expectations, confirmed by external audits, with stocks at #1 delivering an average annual return of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has shifted 0.03% upward. Kinsale Capital Group, Inc. is currently a Zacks Rank #3 (Hold).

Investors should also note Kinsale Capital Group, Inc.'s current valuation metrics, including its Forward P/E ratio of 15.75. This indicates a premium in contrast to its industry's Forward P/E of 10.93.

It is also worth noting that KNSL currently has a PEG ratio of 1.05. The PEG ratio bears resemblance to the frequently used P/E ratio, but this parameter also includes the company's expected earnings growth trajectory. As the market closed yesterday, the Insurance - Property and Casualty industry was having an average PEG ratio of 1.8.

The Insurance - Property and Casualty industry is part of the Finance sector. At present, this industry carries a Zacks Industry Rank of 73, placing it within the top 30% of over 250 industries.

The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

You can find more information on all of these metrics, and much more, on Zacks.com.

RICHMOND, Va.--(BUSINESS WIRE)--Kinsale Capital Group Announces Third Quarter 2026 Earnings Release Date and Conference Call.

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Stock to Watch: Kinsale Capital Group, Inc. (KNSL - Free Report) Headquartered in Richmond, VA, Kinsale Capital Group, Inc. was established in 2009. It offers insurance and reinsurance products across all 50 U.S. states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands. The company operates primarily through commercial and personal markets. Personal lines include homeowners insurance. Commercial offerings include construction, small business, excess casualty, commercial property, product liability, allied health, general casualty, professional liability, inland marine, commercial auto, energy, environmental and public entity coverage.

KNSL is a #2 (Buy) on the Zacks Rank, with a VGM Score of B.

It also boasts a Value Style Score of B thanks to attractive valuation metrics like a forward P/E ratio of 15.32; value investors should take notice.

One analyst revised their earnings estimate upwards in the last 60 days for fiscal 2026. The Zacks Consensus Estimate has increased $0.07 to $21.10 per share. KNSL boasts an average earnings surprise of +8.9%.

With a solid Zacks Rank and top-tier Value and VGM Style Scores, KNSL should be on investors' short list.

Key Takeaways KNSL's underwriting income rose 10.5% to $105.4 million, with a 75.5% combined ratio in Q2 2026.KNSL's submissions rose 6%, while submissions excluding commercial property increased 8% in Q2.KNSL's net investment income grew 19.9%, supported by a larger investment portfolio and $3.4 billion float. Shares of Kinsale Capital Group, Inc. (KNSL - Free Report) have lost 18.3% in the past year against the industry’s 1.6% growth.

The stock has declined as investors have become more cautious about KNSL’s growth. Weak commercial property pricing, rising E&S competition, and slower premium growth could weigh on results. These concerns have also reduced the premium valuation investors were willing to give the stock.

Shares of other industry players like American Financial Group, Inc. (AFG - Free Report) have fallen 2.4%, while  Arch Capital Group Ltd. (ACGL - Free Report) and CNA Financial Corporation (CNA - Free Report) have gained 6.2% and 3.1%, respectively, over the past year.

1-Year Price Performance: KNSL, CNA, AFG, ACGL & Industry
 

Image Source: Zacks Investment Research

KNSL’s Growth Projection EncouragesThe Zacks Consensus Estimate for Kinsale Capital’s 2026 earnings per share (EPS) indicates a year-over-year increase of 8.2%. The consensus estimate for revenues is pegged at $1.98 billion, implying a year-over-year improvement of 5.5%.

The consensus estimate for 2027 EPS and revenues indicates an increase of 1.9% and 0.8%, respectively, from the corresponding 2026 estimates.
Earnings have grown 38% in the past five years, better than the industry average of 22.7%. The expected long-term earnings growth rate is 15%, outperforming the industry average of 7.9%.

KNSL’s Efficient Use of Shareholder FundsKinsale Capital’s return on equity (ROE) was 25.5% for the trailing 12 months, better than the industry’s 7.5%, reflecting the company’s efficiency in utilizing shareholders’ funds. This insurer targets mid-teens ROE over the long term.

What’s Driving KNSL StockKinsale Capital prioritizes profitability over premium growth and avoids poorly priced business, helping protect margins in a soft E&S market. In the second quarter of 2026, underwriting income rose 10.5% to $105.4 million, while net earned premiums increased 8.9%. Its 75.5% combined ratio and 24.4% ROE in the second quarter of 2026 highlight strong underwriting performance. Management targets a long-term combined ratio in the mid-80% range.

Kinsale Capital continues to witness healthy growth outside commercial property, with gross written premium (GWP) rising 4.8% in the first half of 2026. New business submissions increased 6%, while submissions excluding commercial property rose 8%. Strong demand in the small- and medium-sized enterprise market and favorable growth in excess casualty, commercial auto, entertainment, environmental, agribusiness casualty and energy support premium growth.

Product and distribution expansion provide additional growth opportunities. The company launched nine new products or enhancements in the first half of 2026, with five more set to launch soon and 10 in the pipeline. It also added 24 wholesale brokers and 176 retail brokers to Aspera, expanding market reach and supporting future premium growth.

KNSL benefits from its proprietary technology and 17 years of underwriting data, which support advanced analytics, machine learning and better risk selection and pricing. Automation and AI are improving productivity, accuracy and customer service, while potentially driving further expense efficiencies and strong loss ratios in a competitive market.

KNSL’s net investment income increased 19.9% year over year in the second quarter of 2026, supported by growth in the investment portfolio. The investment portfolio generated a 4.5% annualized gross return in the first half of 2026, while new-money yields were around 5.25%. As of June 30, 2026, Kinsale Capital's float increased to $3.4 billion from $3.1 billion at year-end 2025, providing a larger base for investment income.

Kinsale Capital’s operating cash flow supports organic growth, investment portfolio expansion and capital returns. Net cash provided by operating activities was $490.8 million in the first half of 2026 compared with $498.9 million a year earlier. The company repurchased $100 million of shares in the second quarter. In July 2026, the board added $250 million to the authorization, bringing remaining capacity to $337.5 million, providing additional support to the bottom line and shareholder returns.

Risks for KNSLIntense competition in commercial property and casualty lines is pressuring pricing and growth. Commercial property GWP fell 32.7% in the second quarter of 2026, while overall pricing declined 5.9%. Kinsale Capital’s disciplined underwriting protects margins but may limit premium growth. Rising casualty loss costs and a shift toward longer-tail business could also pressure profitability.

KNSL’s expense ratio rose to 21.7% from 20.7% due to higher reinsurance retentions. Investment-market volatility can also pressure book value. Kinsale Capital’s 3.80X price-to-book multiple, well above the P&C industry’s 1.41X, leaves limited room for execution missteps amid slower growth.

End NotesKinsale Capital is poised to gain from its long-term expansion in the U.S. E&S market, supported by its focus on smaller, hard-to-place risks, prudent underwriting, lower expense ratio, technology-enabled efficiency, higher investment income and effective capital deployment. Favorable growth estimates and higher return on equity are other positives.

However, given its slower commercial property growth and expensive valuation, it is better to wait for some more time before taking a call on this Zacks Rank #3 (Hold) stock. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

HB Wealth Management LLC reduced its position in Kinsale Capital Group, Inc. (NYSE:KNSL – Free Report) by 37.2% in the second quarter, according to its most recent disclosure with the Securities and Exchange Commission. The firm owned 2,836 shares of the financial services provider’s stock after selling 1,678 shares during the quarter. HB Wealth Management LLC’s holdings in Kinsale Capital Group were worth $936,000 at the end of the most recent quarter.

Other institutional investors have also added to or reduced their stakes in the company. Bayban purchased a new position in Kinsale Capital Group in the 4th quarter worth $25,000. International Assets Investment Management LLC bought a new position in Kinsale Capital Group during the 4th quarter valued at about $29,000. Johnson Financial Group Inc. boosted its position in Kinsale Capital Group by 257.1% in the third quarter. Johnson Financial Group Inc. now owns 75 shares of the financial services provider’s stock worth $32,000 after purchasing an additional 54 shares during the last quarter. Larson Financial Group LLC raised its position in Kinsale Capital Group by 225.0% in the third quarter. Larson Financial Group LLC now owns 78 shares of the financial services provider’s stock worth $33,000 after acquiring an additional 54 shares during the period. Finally, Darwin Wealth Management LLC bought a new position in shares of Kinsale Capital Group in the second quarter worth about $38,000. Institutional investors own 85.36% of the company’s stock.

Analysts Set New Price Targets Several analysts recently issued reports on the company. Morgan Stanley lifted their target price on Kinsale Capital Group from $345.00 to $390.00 and gave the company an “equal weight” rating in a research note on Wednesday, August 19th. TD Cowen reaffirmed a “hold” rating on shares of Kinsale Capital Group in a report on Tuesday, June 16th. Wells Fargo & Company increased their target price on Kinsale Capital Group from $366.00 to $377.00 and gave the company an “equal weight” rating in a research report on Monday, July 27th. Wall Street Zen upgraded shares of Kinsale Capital Group from a “sell” rating to a “hold” rating in a research report on Saturday, June 20th. Finally, JPMorgan Chase & Co. lifted their price target on Kinsale Capital Group from $380.00 to $390.00 and gave the stock a “neutral” rating in a research report on Monday, July 20th. One investment analyst has rated the stock with a Buy rating, seven have assigned a Hold rating and two have assigned a Sell rating to the company. According to data from MarketBeat, the company currently has a consensus rating of “Reduce” and an average price target of $368.78.

Read Our Latest Report on Kinsale Capital Group Shares of NYSE:KNSL opened at $359.83 on Friday. The company has a debt-to-equity ratio of 0.11, a current ratio of 0.09 and a quick ratio of 0.09. Kinsale Capital Group, Inc. has a 1 year low of $287.20 and a 1 year high of $485.00. The firm has a market capitalization of $8.20 billion, a PE ratio of 14.58, a price-to-earnings-growth ratio of 1.15 and a beta of 0.89. The firm’s 50-day moving average is $363.22 and its two-hundred day moving average is $343.99.

Kinsale Capital Group (NYSE:KNSL – Get Free Report) last posted its earnings results on Thursday, July 23rd. The financial services provider reported $5.54 earnings per share for the quarter, topping the consensus estimate of $5.11 by $0.43. Kinsale Capital Group had a return on equity of 25.54% and a net margin of 28.49%.The firm had revenue of $548.52 million during the quarter, compared to analysts’ expectations of $445.13 million. During the same quarter in the previous year, the business earned $4.78 earnings per share. The firm’s revenue was up 16.8% compared to the same quarter last year. Analysts predict that Kinsale Capital Group, Inc. will post 21.1 EPS for the current year.

Kinsale Capital Group Dividend Announcement The firm also recently declared a quarterly dividend, which will be paid on Monday, September 14th. Shareholders of record on Friday, August 28th will be issued a $0.25 dividend. This represents a $1.00 annualized dividend and a dividend yield of 0.3%. The ex-dividend date of this dividend is Friday, August 28th. Kinsale Capital Group’s dividend payout ratio is 4.05%.

Kinsale Capital Group Profile (Free Report)

Kinsale Capital Group, Inc (NYSE: KNSL) is a specialty insurance company headquartered in Richmond, Virginia. Through its principal subsidiary, Kinsale Insurance Company, the company provides property and casualty insurance products in the excess and surplus lines market, which serves risks that may not be covered by standard insurance carriers.

Kinsale’s offerings include commercial property, casualty and specialty insurance for businesses and organizations with complex or higher-risk exposures.

See Also Five stocks we like better than Kinsale Capital Group Block Makes a Federal Trust Bank Move That Could Reshape Its Fintech Model Kroger’s Textbook Entry for Buy-and-Hold Investors AST SpaceMobile Looks to Extend Its 30-Day FCC Satellite Testing Window Amgen Drops 10% on a Trial It Didn’t Even Run Want to see what other hedge funds are holding KNSL? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Kinsale Capital Group, Inc. (NYSE:KNSL – Free Report).

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In the latest close session, Kinsale Capital Group, Inc. (KNSL - Free Report) was down 1.76% at $373.90. The stock's performance was behind the S&P 500's daily loss of 0.33%. At the same time, the Dow lost 0.7%, and the tech-heavy Nasdaq lost 0.12%.

Shares of the company have appreciated by 6.79% over the course of the past month, outperforming the Finance sector's gain of 0.82%, and the S&P 500's gain of 3.87%.

Investors will be eagerly watching for the performance of Kinsale Capital Group, Inc. in its upcoming earnings disclosure. The company is predicted to post an EPS of $4.87, indicating a 6.53% decline compared to the equivalent quarter last year. Meanwhile, our latest consensus estimate is calling for revenue of $479.3 million, down 3.66% from the prior-year quarter.

Regarding the entire year, the Zacks Consensus Estimates forecast earnings of $21.1 per share and revenue of $1.98 billion, indicating changes of +8.15% and +5.51%, respectively, compared to the previous year.

Investors should also pay attention to any latest changes in analyst estimates for Kinsale Capital Group, Inc. These revisions help to show the ever-changing nature of near-term business trends. With this in mind, we can consider positive estimate revisions a sign of optimism about the business outlook.

Our research suggests that these changes in estimates have a direct relationship with upcoming stock price performance. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.

The Zacks Rank system, ranging from #1 (Strong Buy) to #5 (Strong Sell), possesses a remarkable history of outdoing, externally audited, with #1 stocks returning an average annual gain of +25% since 1988. Over the past month, the Zacks Consensus EPS estimate has moved 0.1% lower. Kinsale Capital Group, Inc. is currently sporting a Zacks Rank of #3 (Hold).

Looking at valuation, Kinsale Capital Group, Inc. is presently trading at a Forward P/E ratio of 18.04. This valuation marks a premium compared to its industry average Forward P/E of 11.7.

We can additionally observe that KNSL currently boasts a PEG ratio of 1.2. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. KNSL's industry had an average PEG ratio of 1.84 as of yesterday's close.

The Insurance - Property and Casualty industry is part of the Finance sector. At present, this industry carries a Zacks Industry Rank of 62, placing it within the top 26% of over 250 industries.

The Zacks Industry Rank is ordered from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Be sure to use Zacks.com to monitor all these stock-influencing metrics, and more, throughout the forthcoming trading sessions.

Bamco Inc. NY purchased a new stake in shares of Kinsale Capital Group, Inc. (NYSE:KNSL – Free Report) during the second quarter, according to its most recent filing with the Securities & Exchange Commission. The firm purchased 2,663,958 shares of the financial services provider’s stock, valued at approximately $878,600,000. Kinsale Capital Group comprises 1.3% of Bamco Inc. NY’s portfolio, making the stock its 16th largest position. Bamco Inc. NY owned about 11.69% of Kinsale Capital Group at the end of the most recent reporting period.

A number of other hedge funds and other institutional investors also recently modified their holdings of the stock. AQR Capital Management LLC boosted its holdings in shares of Kinsale Capital Group by 76.2% during the first quarter. AQR Capital Management LLC now owns 835 shares of the financial services provider’s stock worth $397,000 after purchasing an additional 361 shares during the period. EverSource Wealth Advisors LLC grew its stake in shares of Kinsale Capital Group by 72.9% in the second quarter. EverSource Wealth Advisors LLC now owns 102 shares of the financial services provider’s stock worth $49,000 after purchasing an additional 43 shares during the last quarter. Brown Advisory Inc. increased its holdings in Kinsale Capital Group by 7.9% during the 2nd quarter. Brown Advisory Inc. now owns 1,117 shares of the financial services provider’s stock valued at $541,000 after purchasing an additional 82 shares during the period. Jump Financial LLC increased its holdings in Kinsale Capital Group by 136.9% during the 2nd quarter. Jump Financial LLC now owns 1,097 shares of the financial services provider’s stock valued at $531,000 after purchasing an additional 634 shares during the period. Finally, Cerity Partners LLC raised its position in Kinsale Capital Group by 45.3% during the 2nd quarter. Cerity Partners LLC now owns 5,021 shares of the financial services provider’s stock valued at $2,430,000 after purchasing an additional 1,566 shares during the last quarter. Institutional investors own 85.36% of the company’s stock.

Analysts Set New Price Targets KNSL has been the topic of several recent analyst reports. JPMorgan Chase & Co. lifted their price target on shares of Kinsale Capital Group from $380.00 to $390.00 and gave the company a “neutral” rating in a report on Monday, July 20th. Wells Fargo & Company raised their target price on shares of Kinsale Capital Group from $366.00 to $377.00 and gave the stock an “equal weight” rating in a research report on Monday, July 27th. Weiss Ratings raised shares of Kinsale Capital Group from a “sell (d+)” rating to a “hold (c-)” rating in a research note on Wednesday, August 19th. TD Cowen reiterated a “hold” rating on shares of Kinsale Capital Group in a research report on Tuesday, June 16th. Finally, Morgan Stanley increased their price target on shares of Kinsale Capital Group from $345.00 to $390.00 and gave the stock an “equal weight” rating in a research note on Wednesday, August 19th. One research analyst has rated the stock with a Buy rating, seven have issued a Hold rating and two have given a Sell rating to the stock. According to data from MarketBeat.com, Kinsale Capital Group currently has an average rating of “Reduce” and an average price target of $368.78.

View Our Latest Stock Analysis on Kinsale Capital Group Insider Activity In other news, CAO Christopher R. Tangard acquired 330 shares of the firm’s stock in a transaction that occurred on Monday, June 8th. The stock was bought at an average cost of $304.00 per share, for a total transaction of $100,320.00. Following the acquisition, the chief accounting officer directly owned 380 shares in the company, valued at approximately $115,520. The trade was a 660.00% increase in their ownership of the stock. The acquisition was disclosed in a filing with the SEC, which can be accessed through this link. 5.60% of the stock is currently owned by corporate insiders.

Kinsale Capital Group Trading Down 0.1% NYSE:KNSL opened at $387.61 on Thursday. Kinsale Capital Group, Inc. has a one year low of $287.20 and a one year high of $485.00. The company has a debt-to-equity ratio of 0.11, a current ratio of 0.09 and a quick ratio of 0.09. The company’s 50-day simple moving average is $351.48 and its 200 day simple moving average is $344.96. The firm has a market capitalization of $8.83 billion, a P/E ratio of 15.71, a PEG ratio of 1.23 and a beta of 0.89.

Kinsale Capital Group (NYSE:KNSL – Get Free Report) last announced its earnings results on Thursday, July 23rd. The financial services provider reported $5.54 earnings per share for the quarter, beating analysts’ consensus estimates of $5.11 by $0.43. Kinsale Capital Group had a net margin of 28.49% and a return on equity of 25.54%. The business had revenue of $548.52 million during the quarter, compared to the consensus estimate of $445.13 million. During the same quarter last year, the firm earned $4.78 earnings per share. The business’s revenue for the quarter was up 16.8% on a year-over-year basis. As a group, analysts forecast that Kinsale Capital Group, Inc. will post 21.1 EPS for the current fiscal year.

Kinsale Capital Group Dividend Announcement The business also recently declared a quarterly dividend, which will be paid on Monday, September 14th. Stockholders of record on Friday, August 28th will be given a $0.25 dividend. This represents a $1.00 annualized dividend and a dividend yield of 0.3%. The ex-dividend date of this dividend is Friday, August 28th. Kinsale Capital Group’s payout ratio is currently 4.05%.

(Free Report)

Kinsale Capital Group, Inc (NYSE:KNSL) is a specialty property and casualty insurance company headquartered in Richmond, Virginia. Established in 2009, the company focuses on underwriting complex and underserved risks across the United States. Kinsale operates through a network of wholesale brokers and independent agencies, offering tailored coverage solutions for a range of niche industries.

The company’s product portfolio includes general liability, business auto, professional liability, environmental liability, inland marine, cyber liability, and other specialty lines.

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Aurora Investment Counsel bought a new position in Kinsale Capital Group, Inc. (NYSE:KNSL – Free Report) in the 2nd quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm bought 7,130 shares of the financial services provider’s stock, valued at approximately $2,352,000. Kinsale Capital Group accounts for 1.2% of Aurora Investment Counsel’s portfolio, making the stock its 23rd largest position.

Several other hedge funds and other institutional investors have also made changes to their positions in the company. AQR Capital Management LLC increased its position in Kinsale Capital Group by 76.2% during the 1st quarter. AQR Capital Management LLC now owns 835 shares of the financial services provider’s stock worth $397,000 after purchasing an additional 361 shares during the period. EverSource Wealth Advisors LLC lifted its stake in shares of Kinsale Capital Group by 72.9% in the second quarter. EverSource Wealth Advisors LLC now owns 102 shares of the financial services provider’s stock valued at $49,000 after purchasing an additional 43 shares during the period. Brown Advisory Inc. boosted its holdings in Kinsale Capital Group by 7.9% during the second quarter. Brown Advisory Inc. now owns 1,117 shares of the financial services provider’s stock worth $541,000 after buying an additional 82 shares in the last quarter. Jump Financial LLC grew its position in Kinsale Capital Group by 136.9% during the second quarter. Jump Financial LLC now owns 1,097 shares of the financial services provider’s stock worth $531,000 after buying an additional 634 shares during the period. Finally, Cerity Partners LLC increased its holdings in Kinsale Capital Group by 45.3% in the second quarter. Cerity Partners LLC now owns 5,021 shares of the financial services provider’s stock valued at $2,430,000 after buying an additional 1,566 shares in the last quarter. Hedge funds and other institutional investors own 85.36% of the company’s stock.

Insider Buying and Selling In other news, CAO Christopher R. Tangard acquired 330 shares of the stock in a transaction on Monday, June 8th. The stock was bought at an average price of $304.00 per share, with a total value of $100,320.00. Following the completion of the transaction, the chief accounting officer directly owned 380 shares of the company’s stock, valued at $115,520. The trade was a 660.00% increase in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which can be accessed through the SEC website. Also, insider Salmaan K. Allibhai sold 250 shares of Kinsale Capital Group stock in a transaction that occurred on Tuesday, May 26th. The shares were sold at an average price of $311.17, for a total transaction of $77,792.50. Following the sale, the insider owned 3,645 shares in the company, valued at $1,134,214.65. This represents a 6.42% decrease in their position. The disclosure for this sale is available in the SEC filing. 5.60% of the stock is owned by corporate insiders.

Wall Street Analysts Forecast Growth A number of research analysts have recently weighed in on KNSL shares. TD Cowen restated a “hold” rating on shares of Kinsale Capital Group in a research report on Tuesday, June 16th. Morgan Stanley boosted their price target on Kinsale Capital Group from $345.00 to $390.00 and gave the company an “equal weight” rating in a report on Wednesday. JPMorgan Chase & Co. increased their price objective on shares of Kinsale Capital Group from $380.00 to $390.00 and gave the stock a “neutral” rating in a report on Monday, July 20th. Wells Fargo & Company boosted their price objective on shares of Kinsale Capital Group from $366.00 to $377.00 and gave the company an “equal weight” rating in a research note on Monday, July 27th. Finally, Wall Street Zen upgraded Kinsale Capital Group from a “sell” rating to a “hold” rating in a report on Saturday, June 20th. One equities research analyst has rated the stock with a Buy rating, six have issued a Hold rating and three have given a Sell rating to the company’s stock. Based on data from MarketBeat, the stock currently has an average rating of “Reduce” and a consensus price target of $368.78. Get Our Latest Research Report on KNSL

Kinsale Capital Group Trading Up 2.1% Shares of KNSL opened at $380.55 on Thursday. The stock’s 50-day moving average is $343.87 and its two-hundred day moving average is $345.39. The stock has a market cap of $8.67 billion, a PE ratio of 15.42, a P/E/G ratio of 1.18 and a beta of 0.89. Kinsale Capital Group, Inc. has a 12 month low of $287.20 and a 12 month high of $485.00. The company has a debt-to-equity ratio of 0.11, a current ratio of 0.09 and a quick ratio of 0.09.

Kinsale Capital Group (NYSE:KNSL – Get Free Report) last issued its earnings results on Thursday, July 23rd. The financial services provider reported $5.54 earnings per share for the quarter, topping the consensus estimate of $5.11 by $0.43. Kinsale Capital Group had a return on equity of 25.54% and a net margin of 28.49%.The company had revenue of $548.52 million during the quarter, compared to the consensus estimate of $445.13 million. During the same quarter in the prior year, the business earned $4.78 earnings per share. The company’s revenue was up 16.8% compared to the same quarter last year. Equities analysts forecast that Kinsale Capital Group, Inc. will post 21.1 earnings per share for the current fiscal year.

Kinsale Capital Group Announces Dividend The business also recently declared a quarterly dividend, which will be paid on Monday, September 14th. Shareholders of record on Friday, August 28th will be issued a $0.25 dividend. This represents a $1.00 dividend on an annualized basis and a yield of 0.3%. The ex-dividend date is Friday, August 28th. Kinsale Capital Group’s dividend payout ratio is currently 4.05%.

Kinsale Capital Group Company Profile (Free Report)

Kinsale Capital Group, Inc (NYSE:KNSL) is a specialty property and casualty insurance company headquartered in Richmond, Virginia. Established in 2009, the company focuses on underwriting complex and underserved risks across the United States. Kinsale operates through a network of wholesale brokers and independent agencies, offering tailored coverage solutions for a range of niche industries.

The company’s product portfolio includes general liability, business auto, professional liability, environmental liability, inland marine, cyber liability, and other specialty lines.

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Posted by Defense World Staff on Aug 5th, 2026

California State Teachers Retirement System grew its stake in shares of Kinsale Capital Group, Inc. (NYSE:KNSL – Free Report) by 22.7% during the 1st quarter, according to its most recent 13F filing with the Securities & Exchange Commission. The fund owned 25,710 shares of the financial services provider’s stock after purchasing an additional 4,758 shares during the quarter. California State Teachers Retirement System owned about 0.11% of Kinsale Capital Group worth $8,784,000 at the end of the most recent quarter.

Several other large investors also recently made changes to their positions in the stock. Ashford Capital Management Inc. increased its holdings in Kinsale Capital Group by 16.3% during the first quarter. Ashford Capital Management Inc. now owns 44,360 shares of the financial services provider’s stock worth $15,156,000 after buying an additional 6,215 shares during the last quarter. Quantinno Capital Management LP lifted its stake in Kinsale Capital Group by 68.6% in the first quarter. Quantinno Capital Management LP now owns 20,094 shares of the financial services provider’s stock valued at $6,866,000 after acquiring an additional 8,173 shares during the last quarter. Lombard Odier Asset Management USA Corp bought a new position in shares of Kinsale Capital Group in the 1st quarter valued at about $262,000. Wealth Alliance LLC increased its stake in shares of Kinsale Capital Group by 42.5% during the 1st quarter. Wealth Alliance LLC now owns 851 shares of the financial services provider’s stock worth $291,000 after purchasing an additional 254 shares during the last quarter. Finally, Entropy Technologies LP bought a new stake in shares of Kinsale Capital Group in the 1st quarter valued at about $1,493,000. Institutional investors and hedge funds own 85.36% of the company’s stock.

Kinsale Capital Group Stock Up 0.7% Shares of KNSL opened at $363.09 on Wednesday. The firm has a market cap of $8.27 billion, a P/E ratio of 14.71, a price-to-earnings-growth ratio of 1.14 and a beta of 0.89. The company has a debt-to-equity ratio of 0.11, a quick ratio of 0.09 and a current ratio of 0.09. Kinsale Capital Group, Inc. has a 52 week low of $287.20 and a 52 week high of $485.00. The firm’s 50-day simple moving average is $328.12 and its 200 day simple moving average is $347.38.

Kinsale Capital Group (NYSE:KNSL – Get Free Report) last issued its quarterly earnings data on Thursday, July 23rd. The financial services provider reported $5.54 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $5.11 by $0.43. The company had revenue of $548.52 million during the quarter, compared to analysts’ expectations of $445.13 million. Kinsale Capital Group had a return on equity of 25.54% and a net margin of 28.49%.The business’s revenue was up 16.8% on a year-over-year basis. During the same quarter in the previous year, the company posted $4.78 earnings per share. On average, analysts forecast that Kinsale Capital Group, Inc. will post 21.12 earnings per share for the current year.

Kinsale Capital Group Dividend Announcement The company also recently disclosed a quarterly dividend, which was paid on Thursday, June 11th. Shareholders of record on Thursday, May 28th were given a dividend of $0.25 per share. The ex-dividend date was Thursday, May 28th. This represents a $1.00 annualized dividend and a yield of 0.3%. Kinsale Capital Group’s dividend payout ratio (DPR) is presently 4.05%.

Analysts Set New Price Targets Several brokerages recently issued reports on KNSL. Morgan Stanley cut their target price on shares of Kinsale Capital Group from $350.00 to $330.00 and set an “equal weight” rating for the company in a research note on Thursday, May 21st. JPMorgan Chase & Co. boosted their price target on Kinsale Capital Group from $380.00 to $390.00 and gave the stock a “neutral” rating in a research report on Monday, July 20th. Wells Fargo & Company upped their price objective on Kinsale Capital Group from $366.00 to $377.00 and gave the company an “equal weight” rating in a research note on Monday, July 27th. TD Cowen reaffirmed a “hold” rating on shares of Kinsale Capital Group in a research report on Tuesday, June 16th. Finally, Royal Bank Of Canada reduced their target price on Kinsale Capital Group from $385.00 to $375.00 and set a “sector perform” rating for the company in a research note on Monday, April 27th. One analyst has rated the stock with a Buy rating, six have issued a Hold rating and three have given a Sell rating to the company’s stock. According to data from MarketBeat, the stock currently has a consensus rating of “Reduce” and a consensus target price of $362.11.

Get Our Latest Report on Kinsale Capital Group

Insiders Place Their Bets In other news, CAO Christopher R. Tangard bought 330 shares of the company’s stock in a transaction dated Monday, June 8th. The stock was bought at an average price of $304.00 per share, with a total value of $100,320.00. Following the completion of the acquisition, the chief accounting officer owned 380 shares of the company’s stock, valued at $115,520. This represents a 660.00% increase in their ownership of the stock. The acquisition was disclosed in a document filed with the SEC, which is accessible through this link. Also, insider Salmaan K. Allibhai sold 250 shares of the business’s stock in a transaction dated Tuesday, May 26th. The shares were sold at an average price of $311.17, for a total transaction of $77,792.50. Following the completion of the sale, the insider directly owned 3,645 shares of the company’s stock, valued at approximately $1,134,214.65. The trade was a 6.42% decrease in their position. The SEC filing for this sale provides additional information. 5.60% of the stock is currently owned by company insiders.

Kinsale Capital Group Company Profile (Free Report)

Kinsale Capital Group, Inc (NYSE:KNSL) is a specialty property and casualty insurance company headquartered in Richmond, Virginia. Established in 2009, the company focuses on underwriting complex and underserved risks across the United States. Kinsale operates through a network of wholesale brokers and independent agencies, offering tailored coverage solutions for a range of niche industries.

The company’s product portfolio includes general liability, business auto, professional liability, environmental liability, inland marine, cyber liability, and other specialty lines.

See Also Five stocks we like better than Kinsale Capital Group System Upgrade: First Internet Bancorp Options Surge AI Security Breaches Raise New Risks for Microsoft and Amazon’s Agent Push The AI Chip Blockade Is Creating a Shadow Market Grab Holdings Stock Forms Bottom After Strong Beat-and-Raise Quarter Want to see what other hedge funds are holding KNSL? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Kinsale Capital Group, Inc. (NYSE:KNSL – Free Report).

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From a technical perspective, Kinsale Capital Group, Inc. (KNSL - Free Report) is looking like an interesting pick, as it just reached a key level of support. KNSL recently overtook the 200-day moving average, and this suggests a long-term bullish trend.

The 200-day simple moving average helps traders and analysts determine overall long-term market trends for stocks, commodities, indexes, and other financial instruments. The indicator moves higher or lower along with longer-term price moves, serving as a support or resistance level.

KNSL has rallied 8.9% over the past four weeks, and the company is a Zacks Rank #3 (Hold) at the moment. This combination suggests KNSL could be on the verge of another move higher.

Looking at KNSL's earnings estimate revisions, investors will be even more convinced of the bullish uptrend. There have been 6 higher compared to none lower for the current fiscal year, and the consensus estimate has moved up as well.

Given this move in earnings estimate revisions and the positive technical factor, investors may want to keep their eye on KNSL for more gains in the near future.

Key Takeaways KNSL beat Q2 earnings and revenue estimates on underwriting gains and higher earned premiums.Net investment income rose, while favorable reserve development improved the combined and loss ratios.Lower gross written premiums and higher expenses partly offset strength, alongside continued share buybacks. Kinsale Capital Group, Inc. (KNSL - Free Report) delivered second-quarter 2026 net operating earnings of $5.54 per share, which outpaced the Zacks Consensus Estimate by 8.6%. The bottom line increased 15.9% year over year.

Operating revenues increased 16.8% year over year to $548.5 million, which surpassed the Zacks Consensus Estimate by 12.3%.

The quarterly results benefited from growth in net earned premiums, increased net investment income, favorable prior-year reserve development and disciplined underwriting. However, these gains were partially offset by lower gross written premiums and higher operating expenses.

KNSL’s Operational UpdateGross written premiums of $527.6 million decreased 5% year over year, primarily due to a 32.7% decline in the Commercial Property Division. Net written premiums declined 1.4% year over year to $452.5 million.

Net investment income increased 19.9% year over year to $55.7 million. The increase was primarily driven by growth in the company’s investment portfolio. However, net investment income missed the Zacks Consensus Estimate by 4.7%.

Total expenses increased 9% year over year to $328.7 million due to higher underwriting, acquisition and insurance expenses, interest expense and other operating expenses. Our model estimate was $342.4 million.

Kinsale Capital’s underwriting income was $105.4 million, up 10.5% year over year. The increase was driven by growth in net earned premiums, higher favorable development of loss reserves from prior accident years, partially offset by lower ceding commissions. Underwriting income surpassed our model estimate of $70.8 million.

The combined ratio improved 30 basis points (bps) year over year to 75.5 compared with the Zacks Consensus Estimate of 78.6. The loss ratio improved 130 bps to 53.8, reflecting favorable reserve development. The expense ratio deteriorated 100 bps year over year to 21.7.

KNSL’s Financial UpdateKinsale Capital exited the second quarter of 2026 with cash and cash equivalents of $210.5 million, up 28.9% from the 2025-end level.

As of June 30, 2026, stockholders' equity increased 3.9% from the 2025-end level to approximately $2.04 billion.

Book value per share was $89.34 as of June 30, 2026, up 5.5% from the 2025-end level.

Annualized operating return on equity deteriorated 30 bps year over year to 24.4% in the reported quarter.

KNSL’s Capital DeploymentKNSL repurchased 0.3 million shares for $100 million in the second quarter of 2026. In July 2026, the board approved an additional $250 million share repurchase authorization, increasing the remaining capacity under the program to $337.5 million.

KNSL paid a cash dividend of 25 cents per share in the second quarter of 2026.

KNSL’s Zacks RankKNSL currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Performance of Other InsurersThe Progressive Corporation’s (PGR - Free Report) second-quarter 2026 earnings per share of $4.85 beat the Zacks Consensus Estimate by 3.2%. The bottom line, however, decreased 6.1% year over year. Net premiums written were $21.1 billion in the second quarter, up 5% from $20.1 billion a year ago.

Net premiums earned grew 6% to $21.6 billion. The reported figure met the Zacks Consensus Estimate. Net realized gains on securities were $604 million, up 56% year over year. The combined ratio, the percentage of premiums paid out as claims and expenses, deteriorated 110 basis points from the prior-year quarter’s level to 87.1.

The Travelers Companies, Inc. (TRV - Free Report) reported second-quarter 2026 core income of $10.04 per share, which beat the Zacks Consensus Estimate of $5.21 by 92.7%. The bottom line climbed 54% year over year. Revenues of $12.09 billion missed the Zacks Consensus Estimate of $12.27 billion by 1.5%.

Net investment income rose 14% year over year to $1.07 billion pre-tax ($883 million after tax). The combined ratio improved 670 basis points year over year to 83.6%, reflecting lower catastrophe losses, stronger reserve development and a better underlying combined ratio.

W.R. Berkley Corporation (WRB - Free Report) reported second-quarter 2026 operating income of $1.27 per share, which beat the Zacks Consensus Estimate by 16.5%. The bottom line increased 21% year over year. Operating revenues totaled $3.8 billion, up 3.6% year over year. The top line surpassed the consensus estimate by 1.87%.

W.R. Berkley’s net premiums written were about $3.4 billion, up 2.4% year over year. The figure surpassed our estimate of $3.4 billion. The consolidated combined ratio (a measure of underwriting profitability) improved 160 basis points year over year to 90, missing the Zacks Consensus Estimate of 92.

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Stock to Watch: Kinsale Capital Group, Inc. (KNSL - Free Report) Headquartered in Richmond, VA, Kinsale Capital was established in 2009. It offers various insurance and reinsurance productsacross all 50 states of the United States, the District of Columbia, the Commonwealth of Puerto Rico and the U.S. Virgin Islands. It operates primarily through two markets – Commercial and Personal. While personal lines include homeowners insurance; commercial lines offerings cover construction, small business, excess casualty, commercial property, product   liability, allied health, general casualty, management liability, inland marine, commercial insurance and public entity.

KNSL is a #3 (Hold) on the Zacks Rank, with a VGM Score of B.

Momentum investors should take note of this Finance stock. KNSL has a Momentum Style Score of B, and shares are up 7.7% over the past four weeks.

For fiscal 2026, four analysts revised their earnings estimate upwards in the last 60 days, and the Zacks Consensus Estimate has increased $0.15 to $20.72 per share. KNSL boasts an average earnings surprise of +8.9%.

With a solid Zacks Rank and top-tier Momentum and VGM Style Scores, KNSL should be on investors' short list.

Kinsale Capital Group, Inc. (KNSL - Free Report) came out with quarterly earnings of $5.54 per share, beating the Zacks Consensus Estimate of $5.1 per share. This compares to earnings of $4.78 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of +8.63%. A quarter ago, it was expected that this company would post earnings of $4.7 per share when it actually produced earnings of $5.11, delivering a surprise of +8.72%.

Over the last four quarters, the company has surpassed consensus EPS estimates four times.

Kinsale Capital Group, which belongs to the Zacks Insurance - Property and Casualty industry, posted revenues of $548.52 million for the quarter ended June 2026, surpassing the Zacks Consensus Estimate by 12.31%. This compares to year-ago revenues of $469.81 million. The company has topped consensus revenue estimates four times over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

Kinsale Capital Group shares have lost about 16.7% since the beginning of the year versus the S&P 500's gain of 9.6%.

What's Next for Kinsale Capital Group?While Kinsale Capital Group has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for Kinsale Capital Group was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $4.88 on $485.65 million in revenues for the coming quarter and $20.72 on $1.93 billion in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Insurance - Property and Casualty is currently in the bottom 39% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

American Integrity Insurance (AII - Free Report) , another stock in the same industry, has yet to report results for the quarter ended June 2026.

This company is expected to post quarterly earnings of $0.81 per share in its upcoming report, which represents a year-over-year change of -56%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.

American Integrity Insurance's revenues are expected to be $93.5 million, up 26.3% from the year-ago quarter.

RICHMOND, Va.--(BUSINESS WIRE)--Kinsale Capital Group Reports Second Quarter 2026 Results.

July 23, 2026 Wednesday's MarketsS&P 500
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Source: Image created by Jester AI.

1. Alphabet Drops on Higher Capex Target Alphabet (GOOG -1.20%) fell around 3% in pre-market trading despite better-than-expected quarterly revenue, as the business increased its full-year AI capex forecast to as high as $205 billion.

"We're still in a supply constrained environment": CFO Anat Ashkenazi justified the extra spend, previously expected in the $180 billion to $190 billion range, because "we are seeing very strong demand both from external cloud customers as well as across the business." "Clearly Alphabet is spending big for big results. And Q2 delivered in both ways": TMF chief investment officer Andy Cross acknowledged the high spend, but took a longer-term viewpoint, saying "Alphabet is spending like the AI opportunity is generational. And signs are pointing that if any company is going to make a good return on its AI investments, it's Alphabet." 2. Notable After-Hours Movers and Shakers Tesla (TSLA -1.29%) dropped over 4% as quarterly results revealed a 17% fall in adjusted net income, partly due to increasing discounts to boost car sales and lower revenue from regulatory credit sales. Higher capex also weighed on sentiment. ServiceNow (NOW -6.39%) jumped over 4% as a 24.5% increase in subscription sales helped to boost overall revenue for the quarter. The Team Hidden Gems recommendation also impressed as its AI annual contract value (ACV) crossed the $1 billion mark. Crown Castle (CCI +2.01%) was little changed after posting a mixed bag of quarterly results. Revenue fell by 4.9% for the Dividend Investor rec, but management raised the full-year adjusted funds from operations (AFFO) midpoint by $5 million. IBM (IBM -2.25%) was close to flat despite cutting its growth forecast for the rest of the year, with a 42% drop in quarterly mainframe business sales. The Hidden Gems rec did assure investors this is only a temporary downturn for the company overall.

3. Intel, AMD Aim to Lock Down Long-Term Deals

Reuters reports Intel (INTC -2.47%) and Advanced Micro Devices (AMD +1.48%) are committing to longer-term contracts with clients for data-center processors, as tight supply and rising prices continue to worry buyers.

News marks a shift for server CPUs: So far, central processing units (CPUs) hadn't experienced the same acute shortage as memory chips of AI accelerators, but this appears to be changing as lead times get longer. AMD is outperforming the S&P 500 by 172% since the January 2024 Stock Advisor rec by Team Rule Breakers. More detail likely with Intel results due after the closing bell: Aside from CPU guidance, investors will be watching the profitability of the foundry business and the extent of any gross margin expansion after a strong previous quarter.

4. Next Up: TSCO & DGX Report Ahead of KNSL

Tractor Supply (TSCO -0.81%) fell around 1% after releasing earnings ahead of the market open, as it couldn't put the disappointing previous quarter to bed. The stock, recommended by Team Rule Breakers and Team Hidden Gems, saw comparable store sales fall by 1.5%, with average transaction count down by 1.7%. Quest Diagnostics (DGX +1.45%) rose over 5% before the opening bell, with the Team Rule Breakers and Team Hidden Gems rec increasing its full-year guidance as part of strong quarterly results where both revenue and earnings beat expectations. Kinsale Capital (KNSL -4.16%) reports after the closing bell. The Hidden Gems rec will be hoping the 28.3% drop in premiums last quarter from commercial property eases, as well as more progress on AI initiatives. 5. Today's Take: The Customer Is Always Right

CrowdStrike (CRWD -1.23%)'s gross retention held above 97% the very quarter after the 2024 outage. Loyalty that survives a mistake beats loyalty never tested.-- Yasser El-Shimy Team Rule Breakers

6. Your Take What stocks have you added to your portfolio in the last few weeks, and why?

Share with friends and family, or become a member to hear what your fellow Fools are saying!

This image and article was created using Large Language Models (LLMs) based on The Motley Fool's insights and investing approach. It has been reviewed by our AI quality control systems. Since LLMs cannot (currently) own stocks, it has no positions in any of the stocks mentioned. The Motley Fool has positions in and recommends Advanced Micro Devices, Alphabet, CrowdStrike, Crown Castle, Intel, International Business Machines, Kinsale Capital Group, Quest Diagnostics, ServiceNow, Tesla, and Tractor Supply. The Motley Fool has a disclosure policy.

Posted by Defense World Staff on Jul 21st, 2026

Fifth Third Bancorp grew its position in shares of Kinsale Capital Group, Inc. (NYSE:KNSL – Free Report) by 1,753.3% in the first quarter, according to the company in its most recent 13F filing with the SEC. The fund owned 7,543 shares of the financial services provider’s stock after buying an additional 7,136 shares during the quarter. Fifth Third Bancorp’s holdings in Kinsale Capital Group were worth $2,577,000 as of its most recent filing with the SEC.

Several other hedge funds also recently made changes to their positions in KNSL. V Square Quantitative Management LLC acquired a new position in Kinsale Capital Group during the fourth quarter worth $25,000. Bayban purchased a new position in Kinsale Capital Group in the fourth quarter worth $25,000. eCIO Inc. acquired a new stake in Kinsale Capital Group in the fourth quarter valued at $29,000. International Assets Investment Management LLC acquired a new stake in Kinsale Capital Group in the fourth quarter valued at $29,000. Finally, Johnson Financial Group Inc. boosted its position in shares of Kinsale Capital Group by 257.1% during the 3rd quarter. Johnson Financial Group Inc. now owns 75 shares of the financial services provider’s stock worth $32,000 after purchasing an additional 54 shares in the last quarter. Institutional investors and hedge funds own 85.36% of the company’s stock.

Insider Transactions at Kinsale Capital Group In related news, CAO Christopher R. Tangard bought 330 shares of the stock in a transaction that occurred on Monday, June 8th. The stock was purchased at an average cost of $304.00 per share, for a total transaction of $100,320.00. Following the completion of the acquisition, the chief accounting officer owned 380 shares in the company, valued at $115,520. This trade represents a 660.00% increase in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this hyperlink. Also, CEO Michael P. Kehoe sold 22,576 shares of the company’s stock in a transaction that occurred on Tuesday, May 5th. The stock was sold at an average price of $302.66, for a total transaction of $6,832,852.16. Following the transaction, the chief executive officer directly owned 308,048 shares of the company’s stock, valued at $93,233,807.68. This trade represents a 6.83% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders own 5.60% of the company’s stock.

Analyst Upgrades and Downgrades A number of research analysts have issued reports on the stock. Royal Bank Of Canada dropped their target price on shares of Kinsale Capital Group from $385.00 to $375.00 and set a “sector perform” rating for the company in a report on Monday, April 27th. Wells Fargo & Company upped their price target on Kinsale Capital Group from $357.00 to $366.00 and gave the stock an “equal weight” rating in a report on Thursday, July 9th. JPMorgan Chase & Co. raised their price objective on Kinsale Capital Group from $380.00 to $390.00 and gave the company a “neutral” rating in a research note on Monday. Morgan Stanley reduced their price objective on Kinsale Capital Group from $350.00 to $330.00 and set an “equal weight” rating for the company in a report on Thursday, May 21st. Finally, Truist Financial decreased their target price on Kinsale Capital Group from $450.00 to $405.00 and set a “buy” rating on the stock in a research report on Monday, April 27th. One equities research analyst has rated the stock with a Buy rating, seven have issued a Hold rating and three have given a Sell rating to the stock. According to MarketBeat.com, the stock has a consensus rating of “Reduce” and an average target price of $373.80.

Check Out Our Latest Stock Report on KNSL

Kinsale Capital Group Stock Performance NYSE:KNSL opened at $350.31 on Tuesday. The company has a debt-to-equity ratio of 0.11, a current ratio of 0.10 and a quick ratio of 0.10. The firm has a market cap of $8.08 billion, a PE ratio of 15.42, a P/E/G ratio of 1.11 and a beta of 0.90. The firm has a 50 day simple moving average of $318.62 and a 200-day simple moving average of $350.60. Kinsale Capital Group, Inc. has a 1-year low of $287.20 and a 1-year high of $512.76.

Kinsale Capital Group (NYSE:KNSL – Get Free Report) last released its earnings results on Thursday, April 23rd. The financial services provider reported $5.11 earnings per share for the quarter, topping the consensus estimate of $4.70 by $0.41. Kinsale Capital Group had a return on equity of 25.82% and a net margin of 27.48%.The firm had revenue of $466.71 million for the quarter, compared to the consensus estimate of $410.25 million. During the same period in the prior year, the business posted $3.71 earnings per share. The firm’s revenue for the quarter was down .5% compared to the same quarter last year. On average, equities analysts expect that Kinsale Capital Group, Inc. will post 20.71 EPS for the current year.

Kinsale Capital Group Dividend Announcement The business also recently disclosed a quarterly dividend, which was paid on Thursday, June 11th. Stockholders of record on Thursday, May 28th were paid a dividend of $0.25 per share. The ex-dividend date of this dividend was Thursday, May 28th. This represents a $1.00 dividend on an annualized basis and a dividend yield of 0.3%. Kinsale Capital Group’s dividend payout ratio is currently 4.40%.

Kinsale Capital Group Profile (Free Report)

Kinsale Capital Group, Inc (NYSE:KNSL) is a specialty property and casualty insurance company headquartered in Richmond, Virginia. Established in 2009, the company focuses on underwriting complex and underserved risks across the United States. Kinsale operates through a network of wholesale brokers and independent agencies, offering tailored coverage solutions for a range of niche industries.

The company’s product portfolio includes general liability, business auto, professional liability, environmental liability, inland marine, cyber liability, and other specialty lines.

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Wall Street analysts expect Kinsale Capital Group, Inc. (KNSL - Free Report) to post quarterly earnings of $5.09 per share in its upcoming report, which indicates a year-over-year increase of 6.5%. Revenues are expected to be $475.6 million, up 1.2% from the year-ago quarter.

The current level reflects no revision in the consensus EPS estimate for the quarter over the past 30 days. This demonstrates how the analysts covering the stock have collectively reappraised their initial projections over this period.

Before a company announces its earnings, it is essential to take into account any changes made to earnings estimates. This is a valuable factor in predicting the potential reactions of investors toward the stock. Empirical research has consistently shown a strong correlation between trends in earnings estimate revisions and the short-term price performance of a stock.

While investors typically use consensus earnings and revenue estimates as a yardstick to evaluate the company's quarterly performance, scrutinizing analysts' projections for some of the company's key metrics can offer a more comprehensive perspective.

Bearing this in mind, let's now explore the average estimates of specific Kinsale Capital Group metrics that are commonly monitored and projected by Wall Street analysts.

The collective assessment of analysts points to an estimated 'Revenues- Net investment income' of $58.48 million. The estimate indicates a change of +25.8% from the prior-year quarter.

Analysts forecast 'Revenues- Net Earned Premiums' to reach $405.33 million. The estimate points to a change of +5.7% from the year-ago quarter.

The consensus among analysts is that 'Revenues- Fee Income' will reach $11.65 million. The estimate points to a change of +7.9% from the year-ago quarter.

The consensus estimate for 'Expense Ratio' stands at 21.4%. Compared to the present estimate, the company reported 20.7% in the same quarter last year.

Based on the collective assessment of analysts, 'Combined Ratio' should arrive at 78.7%. Compared to the current estimate, the company reported 75.8% in the same quarter of the previous year.

The combined assessment of analysts suggests that 'Loss Ratio' will likely reach 57.3%. Compared to the present estimate, the company reported 55.1% in the same quarter last year.

View all Key Company Metrics for Kinsale Capital Group here>>>

Shares of Kinsale Capital Group have demonstrated returns of +11.4% over the past month compared to the Zacks S&P 500 composite's +0.6% change. With a Zacks Rank #3 (Hold), KNSL is expected to mirror the overall market performance in the near future. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>> .

Kinsale Capital Group, Inc. (KNSL - Free Report) closed the most recent trading day at $319.61, moving -5.2% from the previous trading session. The stock's change was less than the S&P 500's daily gain of 0.38%. At the same time, the Dow added 0.29%, and the tech-heavy Nasdaq gained 0.62%.

Shares of the company have appreciated by 7.82% over the course of the past month, outperforming the Finance sector's gain of 3.3%, and the S&P 500's gain of 1.61%.

The investment community will be closely monitoring the performance of Kinsale Capital Group, Inc. in its forthcoming earnings report. The company is scheduled to release its earnings on July 23, 2026. The company is predicted to post an EPS of $5.09, indicating a 6.49% growth compared to the equivalent quarter last year. Simultaneously, our latest consensus estimate expects the revenue to be $475.6 million, showing a 1.23% escalation compared to the year-ago quarter.

For the entire fiscal year, the Zacks Consensus Estimates are projecting earnings of $20.71 per share and a revenue of $1.92 billion, representing changes of +6.15% and +2.44%, respectively, from the prior year.

Investors should also note any recent changes to analyst estimates for Kinsale Capital Group, Inc. Recent revisions tend to reflect the latest near-term business trends. As a result, we can interpret positive estimate revisions as a good sign for the business outlook.

Our research shows that these estimate changes are directly correlated with near-term stock prices. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.

The Zacks Rank system, ranging from #1 (Strong Buy) to #5 (Strong Sell), possesses a remarkable history of outdoing, externally audited, with #1 stocks returning an average annual gain of +25% since 1988. Over the past month, there's been a 0.83% rise in the Zacks Consensus EPS estimate. Kinsale Capital Group, Inc. is holding a Zacks Rank of #3 (Hold) right now.

In terms of valuation, Kinsale Capital Group, Inc. is currently trading at a Forward P/E ratio of 16.28. This represents a premium compared to its industry average Forward P/E of 11.85.

Meanwhile, KNSL's PEG ratio is currently 1.09. The PEG ratio is akin to the commonly utilized P/E ratio, but this measure also incorporates the company's anticipated earnings growth rate. As of the close of trade yesterday, the Insurance - Property and Casualty industry held an average PEG ratio of 3.

The Insurance - Property and Casualty industry is part of the Finance sector. This group has a Zacks Industry Rank of 104, putting it in the top 43% of all 250+ industries.

The Zacks Industry Rank assesses the strength of our separate industry groups by calculating the average Zacks Rank of the individual stocks contained within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Make sure to utilize Zacks.com to follow all of these stock-moving metrics, and more, in the coming trading sessions.