Track market-moving stories before they get noisy

ABN Amro Investment Solutions increased its stake in Fifth Third Bancorp (NASDAQ:FITB – Free Report) by 11.0% during the first quarter, according to its most recent filing with the Securities and Exchange Commission. The firm owned 130,785 shares of the financial services provider’s stock after purchasing an additional 12,966 shares during the quarter. ABN Amro Investment Solutions’ holdings in Fifth Third Bancorp were worth $6,076,000 at the end of the most recent quarter.

Several other institutional investors have also bought and sold shares of FITB. Vanguard Group Inc. lifted its holdings in Fifth Third Bancorp by 0.8% during the fourth quarter. Vanguard Group Inc. now owns 83,948,876 shares of the financial services provider’s stock valued at $3,929,647,000 after purchasing an additional 637,207 shares during the last quarter. Price T Rowe Associates Inc. MD increased its stake in shares of Fifth Third Bancorp by 41.6% in the fourth quarter. Price T Rowe Associates Inc. MD now owns 35,548,204 shares of the financial services provider’s stock worth $1,664,013,000 after purchasing an additional 10,444,799 shares in the last quarter. Capital World Investors increased its stake in shares of Fifth Third Bancorp by 5.6% in the fourth quarter. Capital World Investors now owns 32,549,669 shares of the financial services provider’s stock worth $1,523,650,000 after purchasing an additional 1,719,361 shares in the last quarter. State Street Corp raised its position in shares of Fifth Third Bancorp by 0.3% in the fourth quarter. State Street Corp now owns 31,437,600 shares of the financial services provider’s stock valued at $1,484,021,000 after purchasing an additional 101,245 shares during the period. Finally, Charles Schwab Investment Management Inc. raised its position in shares of Fifth Third Bancorp by 2.3% in the fourth quarter. Charles Schwab Investment Management Inc. now owns 23,939,023 shares of the financial services provider’s stock valued at $1,120,586,000 after purchasing an additional 530,489 shares during the period. Hedge funds and other institutional investors own 83.79% of the company’s stock.

Fifth Third Bancorp Price Performance Shares of NASDAQ FITB opened at $57.77 on Thursday. The firm has a market capitalization of $52.36 billion, a P/E ratio of 19.39, a P/E/G ratio of 1.09 and a beta of 0.90. The company has a quick ratio of 0.83, a current ratio of 0.83 and a debt-to-equity ratio of 0.59. The stock’s 50-day simple moving average is $53.58 and its two-hundred day simple moving average is $50.85. Fifth Third Bancorp has a twelve month low of $40.04 and a twelve month high of $59.50.

Fifth Third Bancorp (NASDAQ:FITB – Get Free Report) last issued its quarterly earnings results on Friday, July 17th. The financial services provider reported $0.83 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.84 by ($0.01). Fifth Third Bancorp had a net margin of 15.89% and a return on equity of 12.39%. The business had revenue of $3.26 billion for the quarter, compared to the consensus estimate of $3.24 billion. During the same quarter last year, the business posted $0.88 EPS. The business’s revenue was up 45.8% compared to the same quarter last year. As a group, equities analysts anticipate that Fifth Third Bancorp will post 4.1 EPS for the current fiscal year.

Fifth Third Bancorp Announces Dividend The business also recently disclosed a quarterly dividend, which was paid on Wednesday, July 15th. Stockholders of record on Tuesday, June 30th were issued a dividend of $0.40 per share. This represents a $1.60 dividend on an annualized basis and a dividend yield of 2.8%. The ex-dividend date of this dividend was Tuesday, June 30th. Fifth Third Bancorp’s payout ratio is currently 54.61%.

Insider Activity In related news, EVP Peter L. Sefzik sold 20,000 shares of the company’s stock in a transaction on Tuesday, April 28th. The shares were sold at an average price of $50.46, for a total value of $1,009,200.00. Following the completion of the transaction, the executive vice president directly owned 189,382 shares in the company, valued at approximately $9,556,215.72. The trade was a 9.55% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Corporate insiders own 0.51% of the company’s stock.

Analyst Upgrades and Downgrades FITB has been the topic of a number of analyst reports. JPMorgan Chase & Co. boosted their target price on shares of Fifth Third Bancorp from $54.50 to $61.00 and gave the company an “overweight” rating in a report on Monday, July 6th. Piper Sandler reaffirmed an “overweight” rating and issued a $54.00 price target (down from $57.00) on shares of Fifth Third Bancorp in a report on Monday, March 30th. Zacks Research cut Fifth Third Bancorp from a “strong-buy” rating to a “hold” rating in a research report on Monday, May 11th. Wells Fargo & Company boosted their price objective on Fifth Third Bancorp from $58.00 to $67.00 and gave the company an “overweight” rating in a research note on Monday, July 6th. Finally, Weiss Ratings raised Fifth Third Bancorp from a “buy (b-)” rating to a “buy (b)” rating in a report on Monday, June 1st. Seventeen analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company. Based on data from MarketBeat, the company has a consensus rating of “Moderate Buy” and an average target price of $60.20.

Check Out Our Latest Stock Report on Fifth Third Bancorp

Fifth Third Bancorp Profile (Free Report)

Fifth Third Bancorp is a Cincinnati, Ohio–based bank holding company whose primary banking subsidiary operates as Fifth Third Bank. The company provides a broad range of financial services to individual consumers, small businesses, middle-market companies and large corporations. Its business mix includes retail and commercial banking, lending, payment and card services, treasury and cash management, and wealth management and investment advisory services delivered through a combination of branch locations, commercial offices and digital platforms.

On the consumer side, Fifth Third offers deposit accounts, consumer loans, mortgages, auto financing and credit card products, along with digital banking and mobile services.

Recommended Stories Five stocks we like better than Fifth Third Bancorp Could Truth API Become Trump Media’s First Meaningful Revenue Driver? Small Caps Are Crushing the S&P 500—3 Stocks Still Worth Buying Moog Is More Than a Missile Maker, and Wall Street Is Noticing A Boring Dividend Growth Strategy Becomes a Solid Defensive Play

Receive News & Ratings for Fifth Third Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Fifth Third Bancorp and related companies with MarketBeat.com's FREE daily email newsletter.

Fifth Third Bancorp (FITB) is upgraded to 'Buy' following the successful Comerica acquisition and robust Q2'26 earnings beat. FITB's net interest income surged 48% year-over-year, driven by Comerica integration and strong commercial & industrial loan growth. The Comerica merger positions FITB as the ninth-largest U.S. bank, with significant run-rate cost synergies and book value expansion potential.

Fifth Third Bancorp delivered strong first post-Comerica-acquisition results, with net interest income up 15% and pretax income reaching $1.04B. FITB's net profit attributable to common shareholders was $763M, with EPS at $0.84 and a reduced payout ratio below 50%, supporting continued buybacks. Tangible book value per share stands at $23.15, but FITB trades at over twice this, making valuation less compelling despite accelerating earnings.

Fifth Third Bancorp (FITB) Q2 2026 Earnings Call July 17, 2026 9:00 AM EDT

Company Participants

Matt Curoe - Senior Director of Investor Relations
Timothy Spence - Chairman, CEO & President
Bryan Preston - Executive VP & CFO

Conference Call Participants

Ebrahim Poonawala - BofA Securities, Research Division
Manan Gosalia - Morgan Stanley, Research Division
Ryan Nash - Goldman Sachs Group, Inc., Research Division
L. Erika Penala - UBS Investment Bank, Research Division
Gerard Cassidy - RBC Capital Markets, Research Division
Michael Mayo - Wells Fargo Securities, LLC, Research Division
John Pancari - Evercore ISI Institutional Equities, Research Division
Brian Foran - Truist Securities, Inc., Research Division
Benjamin Gerlinger - Citigroup Inc., Research Division
Kenneth Usdin - Bernstein Autonomous LLP
Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research Division

Presentation

Operator

Hello, everyone. Thank you for joining us, and welcome to the Fifth Third's Second Quarter Earnings Call. [Operator Instructions]

I will now hand the conference over to Matt Curoe, Director of Investor Relations. Please go ahead.

Matt Curoe
Senior Director of Investor Relations

Good morning, everyone. Welcome to Fifth Third's Second Quarter 2026 Earnings Call. This morning, our Chairman, CEO and President, Tim Spence; and CFO, Bryan Preston, will provide an overview of our second quarter results and outlook.

Please review the cautionary statements in our materials, which can be found in our earnings release and presentation. These materials contain information regarding the use of non-GAAP measures and reconciliations to the GAAP results as well as forward-looking statements about Fifth Third's performance. These statements speak only as of July 17, 2026, and Fifth Third undertakes no obligation to update them. Following prepared remarks by Tim and Bryan, we will open up the call for questions.

With that, let me turn it over to Tim.

Timothy Spence
Chairman, CEO & President

Good morning, everyone, and thank you for joining us. At Fifth

Fifth Third Bancorp (FITB - Free Report) reported $3.28 billion in revenue for the quarter ended June 2026, representing a year-over-year increase of 46.1%. EPS of $1.02 for the same period compares to $0.90 a year ago.

The reported revenue represents a surprise of +0.88% over the Zacks Consensus Estimate of $3.25 billion. With the consensus EPS estimate being $0.98, the EPS surprise was +4.08%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Fifth Third Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Efficiency Ratio (FTE): 64.3% versus the three-analyst average estimate of 57.5%.Net interest margin (FTE): 3.4% versus the three-analyst average estimate of 3.4%.Total nonperforming assets: $1.24 billion compared to the $1.01 billion average estimate based on two analysts.Regulatory Capital Ratios - Tier 1 risk-based Capital: 10.8% versus 10.9% estimated by two analysts on average.Return on average common equity: 9.5% compared to the 10.5% average estimate based on two analysts.Book value per share: $35.56 versus $35.79 estimated by two analysts on average.Average Balance - Total interest-earning assets: $264.99 billion versus $266.2 billion estimated by two analysts on average.Regulatory Capital Ratios - Leverage: 9.2% versus the two-analyst average estimate of 9.3%.Tangible book value per share (including AOCI): $23.15 versus the two-analyst average estimate of $24.17.Return on average assets: 1.1% compared to the 1.2% average estimate based on two analysts.Tangible common equity (including AOCI): 7.3% compared to the 7.4% average estimate based on two analysts.Net charge-off ratio (NCO ratio): 0.3% compared to the 0.3% average estimate based on two analysts.View all Key Company Metrics for Fifth Third Bancorp here>>>

Shares of Fifth Third Bancorp have returned +12.6% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

MarketBeat Week in Review – 06/01 - 06/05Fifth Third Bancorp NASDAQ: FITB reported second-quarter 2026 earnings that management said showed early benefits from its merger with Comerica, with executives pointing to stronger profitability, deposit growth in newer markets and progress toward planned cost savings.

The Cincinnati-based bank reported earnings per share of $0.83, or $1.02 excluding certain items outlined in its earnings release, Chairman, CEO and President Tim Spence said on the company’s earnings call. Spence said Fifth Third’s tangible book value per share increased 10% year-over-year, 1% sequentially and 7% since the Comerica transaction was announced nine months ago.

Get Fifth Third Bancorp alerts:

Fifth Third’s Big Bet Is On“While we are still in the middle of integration and not every metric is yet where it will be, our trajectory and long-term potential are visible in this quarter’s results,” Spence said.

Profitability Improves as Comerica Integration Advances Fifth Third said adjusted return on tangible common equity improved to 19%, adjusted return on assets rose to 1.3% and the adjusted efficiency ratio improved to 57%. Spence said those results came even though most of the expected expense synergies from the Comerica deal have not yet been captured.

MarketBeat Week in Review – 01/19 - 01/23CFO Bryan Preston said second-quarter net interest income was $2.22 billion, while net interest margin expanded six basis points sequentially to 3.36%. Preston attributed three basis points of the margin expansion to the additional month of Comerica results, with the remainder coming from fixed-rate asset repricing, loan growth and deposit performance.

Preston said total adjusted non-interest expense was $1.86 billion, better than the company expected, as Fifth Third realized synergy benefits ahead of schedule. The quarter included $203 million in merger-related charges. The bank remains on track to deliver $850 million of annualized run-rate expense synergies in the fourth quarter, with systems conversion scheduled for Labor Day weekend.

Spence said in response to an analyst question that the company is “running a good bit ahead” of the $850 million synergy target, but added that management’s current plan is to redeploy savings above that level into revenue growth opportunities if the operating environment remains supportive.

Deposit Growth Led by Consumer and Southwest Markets Management highlighted deposit growth as a key theme in the quarter. Spence said end-of-period consumer and small business deposits increased 4% sequentially, driven by new customer acquisition. In the Southeast, consumer checking households grew 7% year-over-year, which Spence said was about four times the rate of underlying market growth.

In Comerica’s Texas, Arizona and California markets, checking households grew 4%, which Spence said marked the first net new household growth in several years. Those markets added $2.5 billion in deposits, more than double the $1 billion expectation management discussed on the prior earnings call.

Preston said average core deposits were $229 billion in the quarter, while period-end core deposits were $231 billion. Consumer deposits grew nearly $5 billion, offsetting an intentional reduction in higher-cost non-relationship deposits and normal commercial seasonality. Average non-interest-bearing balances were 28% of core deposits, up from 25% a year earlier.

Deposit costs declined during the quarter. Preston said total deposit costs fell four basis points sequentially to 1.54%, while interest-bearing deposit costs declined two basis points. He described the consumer deposit market as competitive and said it is becoming more expensive to grow deposits, but said Fifth Third continues to manage overall deposit costs through pricing and mix.

Loan Growth Broad-Based, Credit Trends Improve Period-end portfolio loans totaled $179 billion, up 1% sequentially. Preston said commercial loans rose $2 billion, or 2%, with production across middle market and corporate banking. Commercial line utilization was stable at 40.8%.

Spence said C&I loan growth was supported by both legacy Fifth Third and Comerica markets, with growth in Texas, California, Michigan and several specialty verticals, including environmental services, dealer services, and tech and life sciences. He said confidence among commercial clients improved broadly during the quarter, with demand stable and, in some cases, improving.

Consumer loan growth was led by home equity. Preston said home equity balances rose 3% sequentially, and Fifth Third was the No. 1 originator of home equity lines across its legacy footprint. He said the product maintained disciplined credit characteristics, with an average FICO score of 774 and a loan-to-value ratio of 63%.

Credit trends improved during the quarter. Preston said the net charge-off ratio fell seven basis points sequentially to 30 basis points, the lowest level since the second quarter of 2023. Commercial net charge-offs were 21 basis points, while consumer net charge-offs were 53 basis points. Non-performing assets were relatively stable, and commercial criticized assets declined during the quarter.

Fee Businesses Reach Milestones Fifth Third reported adjusted non-interest income of $1.04 billion, excluding security gains and other items. Management emphasized strength across wealth and asset management, commercial payments and capital markets.

Wealth and asset management revenue was $256 million, with total assets under management of $128 billion. Commercial payments revenue was $254 million, led by NewLine and core treasury services. NewLine fee revenue increased 35% year-over-year. Capital markets fees were $154 million, an annualized pace of about $600 million. Spence said commercial payments and wealth and asset management each reached a more than $1 billion annualized fee run rate during the quarter. He also said Fifth Third shipped the first Direct Express cards on its new platform, with 66,000 new beneficiaries and all participating federal agencies now live.

Guidance Raised for Net Interest Income and Fees Fifth Third raised its full-year net interest income guidance to a range of $8.74 billion to $8.8 billion. Preston said the outlook reflects the forward curve at the end of June, which assumed a 25-basis-point rate hike in September, as well as securities repositioning and new forward-starting received fixed swaps.

The company refined its average loan guidance to $174 billion to $176 billion, noting that the full-year average will include only 11 months of Comerica. Fifth Third also raised and narrowed full-year non-interest income guidance to $4.06 billion to $4.16 billion and lowered and narrowed full-year non-interest expense guidance to $7.22 billion to $7.26 billion, excluding acquisition-related charges.

For the third quarter, Fifth Third expects net interest income to grow 2% to 2.5% from the second quarter, average loans to rise about 1%, adjusted non-interest income to increase 1% to 3% and adjusted non-interest expense to decline 1% to 2%.

Preston said the bank’s common equity Tier 1 ratio ended the quarter at 9.93%, up four basis points sequentially. He said Fifth Third expects to resume regular quarterly share repurchases in the second half of the year, with a smaller amount in the third quarter and a more normalized pace of $200 million to $300 million per quarter in the fourth quarter.

“The second quarter turned the integration thesis into results,” Preston said. “The earnings power of the combined company isn’t a forecast anymore.”

About Fifth Third Bancorp (NASDAQ:FITB)Fifth Third Bancorp is a Cincinnati, Ohio–based bank holding company whose primary banking subsidiary operates as Fifth Third Bank. The company provides a broad range of financial services to individual consumers, small businesses, middle-market companies and large corporations. Its business mix includes retail and commercial banking, lending, payment and card services, treasury and cash management, and wealth management and investment advisory services delivered through a combination of branch locations, commercial offices and digital platforms.

On the consumer side, Fifth Third offers deposit accounts, consumer loans, mortgages, auto financing and credit card products, along with digital banking and mobile services.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected].

Should You Invest $1,000 in Fifth Third Bancorp Right Now?Before you consider Fifth Third Bancorp, you'll want to hear this.

MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Fifth Third Bancorp wasn't on the list.

While Fifth Third Bancorp currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys.

View The Five Stocks Here

With the proliferation of data centers and electric vehicles, the electric grid will only get more strained. Download this report to learn how energy stocks can play a role in your portfolio as the global demand for energy continues to grow.

Get This Free Report

CINCINNATI--(BUSINESS WIRE)--Fifth Third (NYSE: FITB) has been named the United States' Best Bank in the Euromoney Awards for Excellence 2026, a global program recognizing banks for performance, innovation, client service and long-term impact. The recognition reflects Fifth Third's transformation into a stronger, more diversified franchise. Following its merger with Comerica, Fifth Third is now the ninth-largest US bank, with greater scale, expanded growth opportunities, and additional capacity.

CINCINNATI--(BUSINESS WIRE)--Fifth Third Bancorp (NYSE: FITB):   Key Financial Data             Key Highlights                     $ in millions for all balance sheet and income statement items               2Q26   1Q26   2Q25   Stability: Strong credit performance. Net charge-offs(b) of 30 bps in 2Q26, the lowest level since 2Q23 Interest-bearing deposit costs decreased 2 bps sequentially to 2.13% Tangible common equity(a) increased 43 bps year-over-year Profitability: Net interest margin(a) e.

Key Takeaways Fifth Third's Q2 2026 earnings are estimated at 98 cents per share, up 8.9% year over year. Revenues are projected at $3.25 billion, reflecting 44.8% growth from the prior-year quarter. Higher NII and loan growth may support results, while elevated expenses remain a headwind. Fifth Third Bancorp (FITB - Free Report) is scheduled to report second-quarter 2026 results on July 17, before the opening bell. Quarterly earnings and revenues are expected to have registered year-over-year growth in the to-be-reported quarter. 

In the last reported quarter, the bank’s earnings missed the Zacks Consensus Estimate. Its results were affected by an increase in expenses and higher provisions for credit losses. Nonetheless, growth in net interest income (NII) and fee income acted as tailwinds. Higher loan and deposit balances also provided some support. 

This Cincinnati, OH-based lender has an impressive earnings surprise history. Its earnings beat estimates in three of the trailing four quarters and missed once, with an average surprise of 4%. 

Factors Likely to Impact FITB’s Q2 Performance Loans & NII: Per the Federal Reserve’s latest data, demand for commercial and industrial and consumer loans was decent in the second quarter of 2026, while real estate loan demand was relatively modest. Hence, a stable rate environment and decent loan demand are expected to have supported the company’s lending activity and growth in average interest-earning assets in the to-be-reported quarter. 

The Zacks Consensus Estimate for average interest-earning assets of $266.2 billion for the second quarter indicates an 11.9% rise from the prior quarter’s actual. 

Management expects average loans and leases (including held-for-sale loans) to be between $178 billion and $179 billion in the second quarter, up from $158.3 billion in the prior quarter. 

In the second quarter of 2026, the Fed kept interest rates unchanged at 3.50-3.75%. The Fed further noted that economic activity continued to expand at a solid pace despite elevated uncertainty, while inflation remained above its 2% target. Against this backdrop, the company’s NII is expected to have improved in the to-be-reported quarter. 

Fifth Third expects NII to be between $2.20 billion and $2.25 billion, up from $1.94 billion in the prior quarter. 

The Zacks Consensus Estimate for the metric is in line with the company’s guidance. 

Non-Interest Revenues: Global mergers and acquisitions (M&A) activity moderated in the second quarter of 2026 as geopolitical uncertainty, elevated inflation, a persistent backlog of private equity exits and higher interest rates continued to weigh on deal-making. Nevertheless, M&A volumes improved year over year, although deal values declined. The increase in deal volumes is likely to have supported advisory activity, benefiting FITB’s commercial banking revenues in the to-be-reported quarter. 

Nevertheless, higher M&A deal volumes are likely to have supported advisory and capital markets fees, benefiting the company's commercial banking revenues. 

The Zacks Consensus Estimate for commercial banking revenues is pegged at $119.2 million, indicating a 13.5% sequential rise. 

Mortgage activity remained challenging in the second quarter of 2026, with mortgage rates hovering around the mid-6.5% range and affordability remaining strained. While purchase activity continued to face pressure from inventory constraints, refinancing activity improved modestly. As such, FITB's mortgage banking income is likely to have improved in the to-be-reported quarter. 

The Zacks Consensus Estimate for mortgage banking income is pegged at $50.5 million, indicating a 14.8% increase from the prior quarter’s reported figure. 

The Zacks Consensus Estimate for wealth and asset management revenues is pegged at $260.8 million, indicating an 11.9% increase from the prior quarter’s actual level. 

Management expects non-interest income to be between $1 billion and $1.06 billion in the second quarter, up from $895 million in the prior quarter. 

The Zacks Consensus Estimate for non-interest income is pegged at $1 billion, which indicates a 15.2% sequential rise. 

Expenses: FITB’s expenses are expected to have remained elevated in the second quarter of 2026 due to continued investments in technology and initiatives aimed at enhancing customer experience. Also, ongoing growth initiatives are likely to have kept the company’s cost base elevated during the quarter. 

Management projects non-interest expenses to be between $1.87 billion and $1.89 billion in the second quarter of 2026, compared with $1.77 billion in the prior quarter. 

Asset Quality: Despite persistent inflation and geopolitical uncertainty stemming from the Middle East conflict, the stable interest-rate environment and resilient economic activity are expected to have supported Fifth Third's asset quality in the second quarter of 2026. As such, the company is less likely to have maintained elevated reserves during the quarter. 

The Zacks Consensus Estimate for non-performing assets is pegged at $1 billion, representing an 11.1% decline from the prior quarter's reported figure. 

What the Zacks Model Reveals for FITB Our proven model does not conclusively predict an earnings beat for Fifth Third this time around. The combination of a positive Earnings ESP and Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat. This is not the case here. 

FITB’s Earnings ESP: The Earnings ESP for Fifth Third is -0.61%. You can uncover the best stocks to buy or sell before they are reported with our Earnings ESP Filter. 

Zacks Rank of Fifth Third: The company currently carries a Zacks Rank of 3. 

The Zacks Consensus Estimate for FITB’s second-quarter earnings has remained unchanged at 98 cents per share over the past seven days. The figure indicates an increase of nearly 8.9% from the year-ago quarter. 

The consensus estimate for second-quarter revenues is pegged at $3.25 billion, suggesting a rise of 44.8% from the year-ago reported figure. 

Stocks That Warrant a Look Here are some bank stocks that you may want to consider, as our model shows that these have the right combination of elements to post earnings beats this time around. 

The Earnings ESP for Webster Financial Corporation (WBS - Free Report) is +3.46% and carries a Zacks Rank #2 at present. You can see the complete list of today’s Zacks #1 Rank stocks here. 

The company is slated to report second-quarter 2026 results on July 21. Over the past seven days, the Zacks Consensus Estimate for WBS' quarterly earnings has remained unchanged at $1.61 per share. 

Northern Trust Corporation (NTRS - Free Report) is scheduled to announce quarterly numbers on July 22. The company has an Earnings ESP of +0.50% and carries a Zacks Rank #2 at present. 

Quarterly earnings estimates for NTRS have been revised upward to $2.68 per share over the past week. 

CINCINNATI--(BUSINESS WIRE)--Fifth Third Bank (NYSE: FITB) has been named Best Treasury and Cash Management Bank in the United States by Global Finance as part of the publication's 2026 Treasury and Cash Management Awards. The recognition reflects Fifth Third's capabilities in helping businesses manage liquidity, optimize working capital and move money securely and efficiently across their operations. In addition to national award, Fifth Third was recognized regionally in the Midwest and Southe.

Wall Street heads into one of its busiest weeks of the summer, with second-quarter earnings season shifting into high gear alongside key inflation data and closely watched testimony from Federal Reserve Chair Kevin Warsh.

The week kicks off with a flood of bank earnings. JPMorgan Chase, Goldman Sachs, Bank of America, Citigroup and Wells Fargo report on Tuesday, offering investors an early read on loan growth, investment banking activity, consumer health and the impact of higher interest rates.

Morgan Stanley (NYSE:MS) and Bank of New York Mellon follow on Wednesday, while Regions Financial and Fifth Third Bancorp (NASDAQ:FITB) report Friday.

Technology investors will also be watching closely as AI heavyweights take the spotlight. ASML reports Wednesday, followed by Taiwan Semiconductor Manufacturing Co. (TSMC) and Netflix on Thursday.

Beyond earnings, investors will be parsing a packed economic calendar. Tuesday's Consumer Price Index (CPI) report and Wednesday's Producer Price Index (PPI) are expected to shape expectations for the Fed's next policy move. Warsh will deliver his semiannual testimony before Congress on Tuesday and Wednesday, while the Fed's Beige Book, released Wednesday, will provide an updated snapshot of economic conditions across the country.

Economists expect June inflation to cool as lower gasoline prices offset price pressures elsewhere. "Taken together, June's CPI report should point to some slowing in underlying inflation," Wells Fargo said, adding that "the broader data do not suggest inflation pressures are re-accelerating across the economy."

Retail sales data due Thursday will offer another gauge of the health of the U.S. consumer. Wells Fargo expects lower gasoline prices to weigh on headline sales but noted that underlying consumer spending has remained resilient this year, even as household finances show signs of becoming more stretched.

Investors will also be keeping a close eye on developments in the Middle East after renewed tensions between the United States and Iran pushed oil prices higher and slowed commercial shipping through the Strait of Hormuz.

"This week will be a test to see if the continued skirmishes between the US and Iran can be absorbed by financial markets without causing major damage," Kathleen Brooks, research director at XTB said.

While Brent crude has climbed, Brooks noted that "the prevailing view is that the current situation will not evolve into another full-scale war," helping keep oil prices below the $80-a-barrel mark.

The renewed geopolitical uncertainty has weighed on semiconductor stocks, but Brooks believes earnings could ultimately have the bigger impact on markets.

"With geopolitical risks rising once more, the focus for investors will be earnings season," she said.

"Analysts remain upbeat on the earnings outlook, which could be why US stocks managed to eke out gains last week."

CINCINNATI--(BUSINESS WIRE)--Fifth Third Bank (NYSE: FITB) was recognized as a Top Financial Innovator by Global Finance for Newline™ by Fifth Third, the Bank's embedded finance platform that enables fintechs, software providers and enterprise clients to launch payment, card and deposit products. Newline was named to an elite group of fewer than 10 honorees in North America as part of the publication's annual Innovators Awards. Worldwide, the program spotlights innovation across banks and finte.

-

Recognition determined by Kiplinger readers reflects Fifth Third’s commitment to personalized service at scale

CINCINNATI--(BUSINESS WIRE)--Fifth Third (NYSE: FITB) has been recognized in the 2026 Kiplinger Readers’ Choice Awards, earning an ‘Outstanding’ rating for customer service among national banks, a distinction determined entirely by the customers who bank with Fifth Third every day.

Now in its fourth year, the Kiplinger Readers’ Choice Awards gathered responses from more than 4,200 readers nationwide, all active customers at the financial institutions they rated. Participants evaluated their providers on service quality, overall satisfaction and likelihood to recommend, with the opportunity to share feedback in their own words. The recognition is widely regarded as one of the most trusted consumer-driven signals in personal finance, because every rating comes from verified customers rather than editorial panels or industry sponsors.

For Fifth Third, the recognition reinforces a customer-first approach that has earned the Bank a growing list of accolades and continues to shape how it serves consumers across digital and in-person channels.

“At Fifth Third, putting customers first drives everything we do,” said Jamie Leonard, chief operating officer at Fifth Third. “This recognition from Kiplinger underscores the trust our customers place in us and our team’s commitment to delivering secure, seamless and personalized experiences that help them reach their financial goals.”

Kiplinger readers pointed to long-standing relationships and strong service in describing their experience with Fifth Third. One respondent said, “I’ve been with them for over 30 years and speak highly of them,” while others highlighted the Bank’s “excellent service.”

This recognition reflects Fifth Third’s continued investment in experiences that make banking easier and more personal for customers. As the Bank continues to innovate, customer feedback, data and research help inform decisions that strengthen service, enhance customer experience and reinforce Fifth Third’s role as a trusted partner in consumers’ financial lives.

As the ninth-largest bank in the United States, Fifth Third continues to focus on building lasting relationships and delivering smart financial products that customers value and trust.

Products Built Around the Customer

Fifth Third designs products around how customers live, work and manage their money today. That approach is reflected in Fifth Third Momentum® Banking, the Bank’s flagship everyday banking solution, which brings together features designed to help customers access their money sooner, manage short-term cash flow, protect themselves from fraud and plan for important life moments.

Momentum Banking includes customer-focused features such as Early Pay, Extra Time® to help customers avoid overdraft fees, SmartShield® security protection and complimentary estate planning tools through Trust & Will. Together, these tools help make everyday banking easier, safer and more valuable.

Experiences for Today’s Customer

That customer-first approach extends beyond products to the way Fifth Third serves customers across channels. Customers can manage their finances through expanded digital capabilities or meet face-to-face with a dedicated banker at their local financial center for deeper conversations about financial planning, investing, homeownership and other life milestones.

With a network of approximately 1,750 branches nationwide by 2030, Fifth Third combines digital convenience with local access, giving customers the flexibility to bank how and where they choose.

About Fifth Third

Fifth Third is a bank that's as long on innovation as it is on history. Since 1858, we've been helping individuals, families, businesses and communities grow through smart financial services that improve lives. Our list of firsts is extensive, and it's one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people and focused community impact. Following the completion of its merger with Comerica in February 2026, Fifth Third is the ninth-largest bank in the United States, with approximately $294 billion in assets and operations spanning 15 states. Fifth Third is one of the few U.S.-based banks to have been named among Ethisphere's World's Most Ethical Companies® for several years. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is to be the one bank people most value and trust.

Fifth Third Bank, National Association is a federally chartered institution. Fifth Third Bancorp is the indirect parent company of Fifth Third Bank, and its common stock is traded on the New York Stock Exchange under the symbol "FITB." Investor information and press releases can be viewed at www.53.com. Deposit and credit products provided by Fifth Third Bank, National Association. Member FDIC.

More News From Fifth Third Bancorp

Back to Newsroom

Fifth Third Bancorp (FITB - Free Report) could be a solid addition to your portfolio given its recent upgrade to a Zacks Rank #2 (Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.

The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system.

Individual investors often find it hard to make decisions based on rating upgrades by Wall Street analysts, since these are mostly driven by subjective factors that are hard to see and measure in real time. In these situations, the Zacks rating system comes in handy because of the power of a changing earnings picture in determining near-term stock price movements.

As such, the Zacks rating upgrade for Fifth Third Bancorp is essentially a positive comment on its earnings outlook that could have a favorable impact on its stock price.

Most Powerful Force Impacting Stock PricesThe change in a company's future earnings potential, as reflected in earnings estimate revisions, has proven to be strongly correlated with the near-term price movement of its stock. The influence of institutional investors has a partial contribution to this relationship, as these big professionals use earnings and earnings estimates to calculate the fair value of a company's shares. An increase or decrease in earnings estimates in their valuation models simply results in higher or lower fair value for a stock, and institutional investors typically buy or sell it. Their bulk investment action then leads to price movement for the stock.

Fundamentally speaking, rising earnings estimates and the consequent rating upgrade for Fifth Third Bancorp imply an improvement in the company's underlying business. Investors should show their appreciation for this improving business trend by pushing the stock higher.

Harnessing the Power of Earnings Estimate RevisionsEmpirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock movements, so it could be truly rewarding if such revisions are tracked for making an investment decision. Here is where the tried-and-tested Zacks Rank stock-rating system plays an important role, as it effectively harnesses the power of earnings estimate revisions.

The Zacks Rank stock-rating system, which uses four factors related to earnings estimates to classify stocks into five groups, ranging from Zacks Rank #1 (Strong Buy) to Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record, with Zacks Rank #1 stocks generating an average annual return of +25% since 1988. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here >>>> .

Earnings Estimate Revisions for Fifth Third BancorpThis company is expected to earn $4.10 per share for the fiscal year ending December 2026, which represents no year-over-year change.

Analysts have been steadily raising their estimates for Fifth Third Bancorp. Over the past three months, the Zacks Consensus Estimate for the company has increased 0.8%.

Bottom LineUnlike the overly optimistic Wall Street analysts whose rating systems tend to be weighted toward favorable recommendations, the Zacks rating system maintains an equal proportion of "buy" and "sell" ratings for its entire universe of more than 4,000 stocks at any point in time. Irrespective of market conditions, only the top 5% of the Zacks-covered stocks get a "Strong Buy" rating and the next 15% get a "Buy" rating. So, the placement of a stock in the top 20% of the Zacks-covered stocks indicates its superior earnings estimate revision feature, making it a solid candidate for producing market-beating returns in the near term.

You can learn more about the Zacks Rank here >>>

The upgrade of Fifth Third Bancorp to a Zacks Rank #2 positions it in the top 20% of the Zacks-covered stocks in terms of estimate revisions, implying that the stock might move higher in the near term.

-

New capability continues progress toward AI agentic banking

CINCINNATI--(BUSINESS WIRE)--Fifth Third (NYSE: FITB) today announced the launch of an AI‑powered experience within its award‑winning mobile app, making it easier for customers to find what they need and complete everyday financial tasks with fewer steps.

The new capability helps customers navigate Fifth Third’s mobile app more intuitively. Rather than scrolling through menus, customers can simply type what they need—such as “replace card,” “find ATM,” “transfer funds,” or “closest branch”—and be guided directly to the most relevant experience, whether that is a simple mobile screen for task completion, an AI-powered chatbot, or live support from a Fifth Third representative.

Powered by advanced language understanding models and trained on hundreds of millions of customer interactions, Fifth Third’s intelligent experience improves over time, enabling more precise, relevant results and helping customers get more value from the app’s growing set of features.

“AI is a powerful tool, but in banking it has to be applied with discipline because customers rightly expect speed, accuracy and reliability every time,” said Ben Hoffman, chief strategy officer and head of consumer products at Fifth Third. “This is the first step toward changing the interface of banking itself — from static screens and taps to customers using their own words, supported by dynamic visual experiences, to get things done. By integrating this capability with Jeanie®, our industry-leading chatbot, we are creating a foundation for future agentic experiences where customers can ask the bank to take action, and the bank can complete that action safely, securely and reliably.”

An Enhanced Mobile Experience

Fifth Third’s mobile app already enables customers to manage finances, move money, access insights, and connect with the bank seamlessly. The AI‑powered interface builds on that foundation by making the app’s growing set of capabilities easier to find and use.

Beyond initial launch, the Bank will use customer engagement insights to refine the experience and prioritize development of future AI powered agentic capabilities spanning account opening, routine service, fraud and disputes, and financial advice. Each interaction deepens the bank's understanding of customer needs and intent, creating the foundation for experiences that can anticipate and act on behalf of customers.

Built on Award‑Winning Platforms

Fifth Third has long pioneered products and services that help customers stay in control of their finances, combining the innovation of a digital first bank with the trust, stability, and community commitment of a 168‑year‑old institution. Today’s launch brings together two innovative digital platforms:

Fifth Third Mobile Banking – Fifth Third’s award-winning mobile app serves more than 2.4 million monthly users and supports more than 1 billion digital interactions each year. Designed for continuous improvement, the mobile app platform enables rapid enhancements that deliver the simplest, strongest customer experience. In 2025, Fifth Third introduced more than 400 enhancements to the app. Jeanie® – Fifth Third’s AI powered chatbot is designed to answer questions and to listen and learn from customer interactions. Insights from millions of Jeanie interactions have helped Fifth Third refine how customers engage digitally, with her Natural Language Understanding (NLU) model now recognizing customer intent 90% of the time. The new interface has begun rolling out to customers and will be fully available by the end of the month. Learn more at 53.com/mobile.

About Fifth Third

Fifth Third is a bank that's as long on innovation as it is on history. Since 1858, we've been helping individuals, families, businesses and communities grow through smart financial services that improve lives. Our list of firsts is extensive, and it's one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people and focused community impact. Following the completion of its merger with Comerica in February 2026, Fifth Third is the ninth-largest bank in the United States, with approximately $294 billion in assets and operations spanning 15 states. Fifth Third is one of the few U.S.-based banks to have been named among Ethisphere's World's Most Ethical Companies® for several years. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is to be the one bank people most value and trust.

Fifth Third Bank, National Association is a federally chartered institution. Fifth Third Bancorp is the indirect parent company of Fifth Third Bank, and its common stock is traded on the New York Stock Exchange under the symbol "FITB." Investor information and press releases can be viewed at www.53.com. Deposit and credit products provided by Fifth Third Bank, National Association. Member FDIC.

Category: Other

More News From Fifth Third

Back to Newsroom

On June 15, 2026, Fifth Third Bancorp FITB shares fell 3.2% today, closing at $53.00. The stock has seen a 52-week range from a low of $37.86 to a high of $55.44, reflecting significant volatility and growth over the past year.

GF Value™ verdict: Current price $53.00 vs GF Value™ of $45.71, indicating the stock is 15.9% overvalued.GF Score™ of 67/100 suggests the stock is rated as above average in quality.Notable signal: Insiders sold $1.3M worth of shares in the last three months, with no buying activity reported. Is FITB Overvalued or Undervalued? Fifth Third Bancorp's current stock price of $53.00 exceeds the GF Value™ estimate of $45.71, marking the stock as 15.9% overvalued. This overvaluation indicates a potential risk for investors, as the market may be pricing the stock too high relative to its intrinsic value. The GF Valuation label categorizes the stock as "Modestly Overvalued," suggesting caution for potential buyers and consideration of the margin of safety before investing.

GF Value™ is GuruFocus' proprietary measure of intrinsic value, calculated from historical trading multiples, past business growth, and future performance estimates. Investors may want to consider this overvaluation in light of the company's financial strength and recent insider selling, which could indicate a lack of confidence from those closest to the business.

How Does FITB's Valuation Compare to Its History? Metric Current Historical P/E (TTM) 17.8x 11.7x (5-Year Median) Forward P/E 13.7x N/A Fifth Third Bancorp's current P/E ratio of 17.8x is significantly above its 5-year median of 11.7x, indicating that the stock is trading at a premium compared to its historical valuation. This analysis agrees with the GF Value™ verdict of the stock being overvalued, further emphasizing the risks associated with its current pricing.

What Does FITB's GF Score™ Tell Us? Metric Rating GF Score™ 67/100 Financial Strength 2/10 Profitability 4/10 Growth 6/10 Valuation 6/10 Momentum 8/10 The GF Score™ of 67/100 reflects an above-average rating, with notable strength in the Momentum category at 8/10, suggesting that the stock has performed well in the short term. However, the Financial Strength score of 2/10 points to significant concerns about the company's financial stability. Overall, the mixed scores indicate that while there may be some positive momentum, the underlying financial fundamentals could be a cause for concern.

What Are Insiders Doing with FITB Stock? In recent months, insiders at Fifth Third Bancorp have sold a total of $1.3 million worth of shares without any reported buying activity. This pattern of selling could suggest a lack of confidence in the stock's future performance from those with intimate knowledge of the company's operations. Investors often watch insider activity closely as it can provide insight into the sentiment of those who are most familiar with the company's financial health.

What This Means for Investors Based on the GF Value™ assessment, Fifth Third Bancorp is currently overvalued. The stock's price exceeds its intrinsic value estimate, suggesting that investors should approach with caution, considering the potential risks associated with such an overvaluation.

For the complete analysis, visit the Fifth Third Bancorp FITB stock page. You can also explore the GF Value™ page for detailed valuation methodology, or use the GuruFocus Stock Screener to find similar opportunities.

Frequently Asked Questions What is FITB's GF Score™?

FITB has a GF Score™ of 67/100, indicating that it is rated as above average in quality based on several key factors.

Is FITB overvalued or undervalued?

FITB is overvalued according to the GF Value™ assessment, as its current price exceeds the estimated intrinsic value by 15.9%.

What is FITB's P/E ratio?

FITB's P/E (TTM) ratio is 17.8x, which is 52% above its 5-year median of 11.7x, indicating that the stock is trading at a premium compared to its historical valuation.

This stock alert was generated using automated technology and GuruFocus financial data to provide readers with timely and accurate market reporting. This content was reviewed by GuruFocus editorial team prior to publication. Please send any questions or comments about this story to [email protected].

Fifth Third Bancorp: Top Line Impresses After Comerica Deal (Rating Downgrade)

On June 02, 2026, Fifth Third Bancorp FITB shares rose 3.6% today, bringing the current price to $50.31. The stock has traded between $37.29 and $55.44 over the past year, reflecting both volatility and growth. The recent price increase follows a year of significant performance, with a 36.9% rise over the past year and an 8.4% increase year-to-date.

GF Value™ verdict: Current price of $50.31 is 10.9% above GF Value™ of $45.37.GF Score™: 68/100, indicating an above-average potential for long-term returns.Notable signal: Insiders have sold $1.3 million worth of shares in the last three months, indicating a lack of buying interest. Is FITB Overvalued or Undervalued? According to the GF Value™, Fifth Third Bancorp is currently overvalued, with a market price of $50.31 compared to its estimated fair value of $45.37. This represents a 10.9% premium over its intrinsic value, suggesting that the stock may not provide a sufficient margin of safety for new investors. The GF Valuation label indicates that FITB is modestly overvalued, which raises concerns regarding potential downside risk for investors entering at this price point.

GF Value™ is GuruFocus' proprietary measure of intrinsic value, calculated from historical trading multiples, past business growth, and future performance estimates. The overvaluation could lead to price corrections if the market adjusts to align with the estimated fair value, presenting a risk for those considering a position in the stock at its current price.

How Does FITB's Valuation Compare to Its History? Metric Current Historical P/E (TTM) 16.9x 11.7x (5-Year Median) Forward P/E 12.9x N/A The current price-to-earnings (P/E) ratio of 16.9x is significantly higher than its 5-year median P/E of 11.7x, representing a 44% increase. This analysis indicates that FITB is trading above its historical valuation levels, which aligns with the GF Value™ verdict of being overvalued. Given these metrics, investors may want to consider the elevated P/E ratio as an indication that current pricing may not fully reflect the company's fundamental performance.

What Does FITB's GF Score™ Tell Us? Metric Rating GF Score™ 68 Financial Strength 2/10 Profitability 4/10 Growth 6/10 Valuation 7/10 Momentum 8/10 The GF Score™ of 68/100 suggests that Fifth Third Bancorp has an above-average potential for long-term returns. However, the scores reveal a mixed picture; the company demonstrates weaknesses in financial strength (2/10), which raises concerns about its stability, while it shows stronger momentum (8/10) and valuation (7/10) rankings. This combination indicates that while there may be growth potential, the underlying financial health of the company should be a key consideration for potential investors.

What Are Insiders Doing with FITB Stock? In the past three months, insiders have sold a total of $1.3 million worth of Fifth Third Bancorp shares, with no reported insider buying during this period. This trend of selling might suggest a lack of confidence among insiders about the stock's future performance or a strategic decision to realize gains. The absence of buying activity further emphasizes caution, as insider purchases are often viewed as a positive signal regarding a company's prospects.

What This Means for Investors Based on the GF Value™ assessment, Fifth Third Bancorp is currently deemed overvalued. The current price of $50.31 is 10.9% above its estimated fair value of $45.37, suggesting that potential investors may want to reassess their positions or wait for a more favorable entry point. The combination of insider selling and a high P/E ratio adds further weight to the caution surrounding this stock.

For the complete analysis, visit the Fifth Third Bancorp FITB stock page. You can also explore the GF Value™ page for detailed valuation methodology, or use the GuruFocus Stock Screener to find similar opportunities.

Frequently Asked Questions What is FITB's GF Score™?

The GF Score™ for Fifth Third Bancorp is 68/100, indicating an above-average potential for long-term returns based on its evaluation metrics.

Is FITB overvalued or undervalued?

Fifth Third Bancorp is currently overvalued, with a market price of $50.31 being 10.9% above its GF Value™ of $45.37.

What is FITB's P/E ratio?

The current P/E ratio for Fifth Third Bancorp is 16.9x, which is 44% higher than its 5-year median P/E of 11.7x, indicating that the stock is trading above its historical valuation levels.

This stock alert was generated using automated technology and GuruFocus financial data to provide readers with timely and accurate market reporting. This content was reviewed by GuruFocus editorial team prior to publication. Please send any questions or comments about this story to [email protected].

-

New banking experience combines digital lending, faster payments, and local banker support to help business owners reduce friction and grow with confidence

CINCINNATI--(BUSINESS WIRE)--Fifth Third (NASDAQ: FITB) today introduced Fifth Third for Business, a small business banking experience designed to help owners manage cash flow, get paid faster, and access capital with greater speed and confidence. The experience is rolling out to more than 240,000 small business customers.

“Running a small business today requires speed, simplicity, and confidence in your financial tools,” said Ben Mendelsohn, senior vice president and director of Consumer and Small Business Products at Fifth Third. “With Fifth Third for Business, we’re giving owners a more efficient way to move money, lower costs, and secure capital quickly, while pairing modern digital capabilities with the support of local bankers who understand their businesses.”

The launch reflects Fifth Third’s broader strategy to scale modern banking capabilities across its consumer and small business franchise, combining the speed and simplicity of digital tools with the strength, stability, and expertise of an established bank.

Introducing Fifth Third for Business

Fifth Third for Business integrates banking, payments, and lending capabilities into one small business experience to help entrepreneurs spend less time managing financial tasks and more time serving their customers. Delivered digitally and supported by a growing network of local branch bankers, benefits include:

Early Pay1: Access eligible deposits up to two days early—such as merchant processing deposits and payments from local, state, and federal governments—and tax refunds up to five days early, at no cost. Extra Time2: Get until midnight ET the next business day to make a deposit and help avoid overdraft fees. Digital Lending: Apply for financing for working capital, inventory, or equipment needs in as little as one hour. The capability is built on Fifth Third’s homegrown business‑lending platform—the same modern technology stack that powers Provide. Zelle®: With Zelle, used by 7.7 million enrolled small businesses, enrolled small business owners can get paid typically in minutes by enrolled customers, shortening the payment cycle and simplifying day-to-day money management. Small businesses are the fastest growing segment on the Zelle network, accounting for nearly 30% of the more than $1.2 trillion in Zelle payments last year. Tap-to-Pay: Fifth Third now enables merchants to accept tap‑to‑pay transactions directly on a smartphone—anytime, anywhere. Via the Worldpay Commerce360 app, businesses can accept contactless debit and credit cards, as well as Apple Pay, Google Pay, and other leading digital wallets, on compatible iPhone and Android devices. Fifth Third offers three business checking tiers: Business Checking, Premium Business Checking, and Elite Business Checking. Early Pay and Extra Time benefits are available with Fifth Third Premium and Elite Business Checking accounts.

Fifth Third acquired Provide in 2021, adding a digital lending platform with deep experience in healthcare practice finance. In 2024, Fifth Third expanded Provide's proprietary technology beyond healthcare to power SBA 7(a) loan origination. Now, with the launch of Fifth Third for Business, that same platform supports streamlined digital lending for small business customers across the Bank's footprint, with approvals for up to $100,000 in financing in as little as one hour.

“Small business owners need capital that moves at the speed of their business,” said Andrew Bennett, head of Small Business at Fifth Third. “By bringing Provide’s digital lending platform to more Fifth Third customers, we’re reducing paperwork, accelerating decisions, and giving owners more certainty when they need to invest in inventory, equipment, or growth.”

Built for Small Businesses—and Backed by a 168‑Year‑Old Bank

Fifth Third combines the speed and simplicity business owners expect from modern financial technology with the strength, stability, and local expertise of a national bank embedded in its communities. The Bank continues to expand its branch network in high‑growth markets, with branch teams and spaces designed to support deeper financial conversations with business owners.

Fifth Third also invests directly in small business growth through the Fifth Third Small Business Catalyst Fund. In 2025, the Bank awarded $5,300 grants to nearly 50 small businesses across the U.S., the first awards from a $7.85 million fund launched in partnership with Community Reinvestment Fund, USA—broadening financial access, fueling job creation, and supporting a more equitable small business ecosystem.

“Managing cash flow is a leading concern for small business owners—and we meet that need head-on with multiple solutions to get paid quickly. Whether you’re a farmer using Zelle to sell produce at a local farmer’s market, a cafe getting your card payments deposited with Early Pay, or a machine tool shop that needs to finance a large order, we’re designing for real-world moments,” Mendelsohn added. “That’s how owners save time and help build confidence to focus on customers and growth.”

What’s Next

Fifth Third will continue to modernize the small business experience with enhanced digital origination, more seamless online and mobile banking connections between personal and business profiles, and a modern authentication and login experience—laying the groundwork for deeper product integrations throughout 2028.

Visit 53.com/business or speak with a Fifth Third small business banker to get started.

About Fifth Third

Fifth Third is a bank that’s as long on innovation as it is on history. Since 1858, we’ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. Our list of firsts is extensive, and it’s one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people and focused community impact. Fifth Third is one of the few U.S.-based banks to have been named among Ethisphere’s World’s Most Ethical Companies® for several years. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation’s highest performing regional bank, but to be the bank people most value and trust.

Fifth Third Bank, National Association is a federally chartered institution. Fifth Third Bancorp is the indirect parent company of Fifth Third Bank and its common stock is traded on the NASDAQ® Global Select Market under the symbol "FITB." Investor information and press releases can be viewed at www.53.com. Deposit and credit products provided by Fifth Third Bank, National Association. Member FDIC.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Fifth Third Bank, National Association may refer customers to Worldpay for merchant services. Compensation for such referrals may be paid by Worldpay to Fifth Third if the referral results in new business for Worldpay. The amount of any referral fee paid for received services will not affect the fees paid or payable by you.

1 Early Pay: Early Pay is a fee-free feature available for Fifth Third Business Premium Checking and Fifth Third Business Elite Checking. Early Pay grants you access to your eligible ACH payments up to two days prior to the scheduled payment date. Federal tax refunds may be received from the Internal Revenue Service up to five days before the scheduled payment date. Early access to funds is dependent on submission of direct deposit by payer and standard fraud prevention restrictions.

2 Extra Time: Fifth Third Extra Time® is a fee-free feature available for Fifth Third Business Premium Checking and Fifth Third Business Elite Checking. Fifth Third Extra Time® gives you longer—anytime before midnight ET on the business day after your account is overdrawn—to make a deposit that brings your available balance to at least $0. You must deposit enough to cover all items that caused your overdraft plus any outstanding checks, automatic payments, or pending debit card purchases that may be presented that business day. Extra Time does not apply to items that are returned unpaid.

Category: Other

More News From Fifth Third

Back to Newsroom

Fifth Third (NASDAQ: FITB) today introduced Fifth Third for Business, a small business banking experience designed to help owners manage cash flow, get paid faster, and access capital with greater speed and confidence. The experience is rolling out to more than 240,000 small business customers.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260604864014/en/

Fifth Third for Business helps small businesses get paid faster, manage cash flow, and access capital.

“Running a small business today requires speed, simplicity, and confidence in your financial tools,” said Ben Mendelsohn, senior vice president and director of Consumer and Small Business Products at Fifth Third. “With Fifth Third for Business, we’re giving owners a more efficient way to move money, lower costs, and secure capital quickly, while pairing modern digital capabilities with the support of local bankers who understand their businesses.”

The launch reflects Fifth Third’s broader strategy to scale modern banking capabilities across its consumer and small business franchise, combining the speed and simplicity of digital tools with the strength, stability, and expertise of an established bank.

Introducing Fifth Third for Business

Fifth Third for Business integrates banking, payments, and lending capabilities into one small business experience to help entrepreneurs spend less time managing financial tasks and more time serving their customers. Delivered digitally and supported by a growing network of local branch bankers, benefits include:

Early Pay1: Access eligible deposits up to two days early—such as merchant processing deposits and payments from local, state, and federal governments—and tax refunds up to five days early, at no cost. Extra Time2: Get until midnight ET the next business day to make a deposit and help avoid overdraft fees. Digital Lending: Apply for financing for working capital, inventory, or equipment needs in as little as one hour. The capability is built on Fifth Third’s homegrown business‑lending platform—the same modern technology stack that powers Provide. Zelle®: With Zelle, used by 7.7 million enrolled small businesses, enrolled small business owners can get paid typically in minutes by enrolled customers, shortening the payment cycle and simplifying day-to-day money management. Small businesses are the fastest growing segment on the Zelle network, accounting for nearly 30% of the more than $1.2 trillion in Zelle payments last year. Tap-to-Pay: Fifth Third now enables merchants to accept tap‑to‑pay transactions directly on a smartphone—anytime, anywhere. Via the Worldpay Commerce360 app, businesses can accept contactless debit and credit cards, as well as Apple Pay, Google Pay, and other leading digital wallets, on compatible iPhone and Android devices. Fifth Third offers three business checking tiers: Business Checking, Premium Business Checking, and Elite Business Checking. Early Pay and Extra Time benefits are available with Fifth Third Premium and Elite Business Checking accounts.

Fifth Third acquired Provide in 2021, adding a digital lending platform with deep experience in healthcare practice finance. In 2024, Fifth Third expanded Provide's proprietary technology beyond healthcare to power SBA 7(a) loan origination. Now, with the launch of Fifth Third for Business, that same platform supports streamlined digital lending for small business customers across the Bank's footprint, with approvals for up to $100,000 in financing in as little as one hour.

“Small business owners need capital that moves at the speed of their business,” said Andrew Bennett, head of Small Business at Fifth Third. “By bringing Provide’s digital lending platform to more Fifth Third customers, we’re reducing paperwork, accelerating decisions, and giving owners more certainty when they need to invest in inventory, equipment, or growth.”

Built for Small Businesses—and Backed by a 168‑Year‑Old Bank

Fifth Third combines the speed and simplicity business owners expect from modern financial technology with the strength, stability, and local expertise of a national bank embedded in its communities. The Bank continues to expand its branch network in high‑growth markets, with branch teams and spaces designed to support deeper financial conversations with business owners.

Fifth Third also invests directly in small business growth through the Fifth Third Small Business Catalyst Fund. In 2025, the Bank awarded $5,300 grants to nearly 50 small businesses across the U.S., the first awards from a $7.85 million fund launched in partnership with Community Reinvestment Fund, USA—broadening financial access, fueling job creation, and supporting a more equitable small business ecosystem.

“Managing cash flow is a leading concern for small business owners—and we meet that need head-on with multiple solutions to get paid quickly. Whether you’re a farmer using Zelle to sell produce at a local farmer’s market, a cafe getting your card payments deposited with Early Pay, or a machine tool shop that needs to finance a large order, we’re designing for real-world moments,” Mendelsohn added. “That’s how owners save time and help build confidence to focus on customers and growth.”

What’s Next

Fifth Third will continue to modernize the small business experience with enhanced digital origination, more seamless online and mobile banking connections between personal and business profiles, and a modern authentication and login experience—laying the groundwork for deeper product integrations throughout 2028.

Visit 53.com/business or speak with a Fifth Third small business banker to get started.

About Fifth Third

Fifth Third is a bank that’s as long on innovation as it is on history. Since 1858, we’ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. Our list of firsts is extensive, and it’s one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people and focused community impact. Fifth Third is one of the few U.S.-based banks to have been named among Ethisphere’s World’s Most Ethical Companies® for several years. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation’s highest performing regional bank, but to be the bank people most value and trust.

Fifth Third Bank, National Association is a federally chartered institution. Fifth Third Bancorp is the indirect parent company of Fifth Third Bank and its common stock is traded on the NASDAQ® Global Select Market under the symbol "FITB." Investor information and press releases can be viewed at www.53.com. Deposit and credit products provided by Fifth Third Bank, National Association. Member FDIC.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Fifth Third Bank, National Association may refer customers to Worldpay for merchant services. Compensation for such referrals may be paid by Worldpay to Fifth Third if the referral results in new business for Worldpay. The amount of any referral fee paid for received services will not affect the fees paid or payable by you.

1 Early Pay: Early Pay is a fee-free feature available for Fifth Third Business Premium Checking and Fifth Third Business Elite Checking. Early Pay grants you access to your eligible ACH payments up to two days prior to the scheduled payment date. Federal tax refunds may be received from the Internal Revenue Service up to five days before the scheduled payment date. Early access to funds is dependent on submission of direct deposit by payer and standard fraud prevention restrictions.

2 Extra Time: Fifth Third Extra Time® is a fee-free feature available for Fifth Third Business Premium Checking and Fifth Third Business Elite Checking. Fifth Third Extra Time® gives you longer—anytime before midnight ET on the business day after your account is overdrawn—to make a deposit that brings your available balance to at least $0. You must deposit enough to cover all items that caused your overdraft plus any outstanding checks, automatic payments, or pending debit card purchases that may be presented that business day. Extra Time does not apply to items that are returned unpaid.

Category: Other

View source version on businesswire.com: https://www.businesswire.com/news/home/20260604864014/en/

 | 

Fifth Third has introduced a small business banking experience that combines digital lending, faster payments and local banker support.

The bank is rolling out the new Fifth Third for Business to more than 240,000 small business customers, it said in a Thursday (June 4) press release.

Fifth Third for Business offers Early Pay that provides access to eligible deposits up to two days early and tax refunds up to five days early; Extra Time that gives owners until midnight ET the next day to make a deposit and avoid overdraft fees; and digital lending that allows owners to apply for financing in as little as one hour.

The new banking experience also enables small businesses to get paid with Zelle, which typically shortens the payment cycle to minutes, and to accept tap-to-pay transactions directly on a smartphone, anytime and anywhere.

“With Fifth Third for Business, we’re giving owners a more efficient way to move money, lower costs and secure capital quickly, while pairing modern digital capabilities with the support of local bankers who understand their business,” Ben Mendelsohn, senior vice president and director of consumer and small business products at Fifth Third, said in the release.

Fifth Third said in February that it became the ninth-largest U.S. bank when it closed its merger with Comerica. At that time, the bank had $294 billion in assets and operated in 17 of the 20 fastest-growing large markets in the country, including key regions in the Midwest, Southeast, Texas and California.

Advertisement: Scroll to Continue

“This combination marks a pivotal moment for Fifth Third as we accelerate our strategy to build density in high-growth markets and deepen our commercial capabilities,” Tim Spence, chairman, CEO and president of Fifth Third, said at the time in a press release.

Fifth Third had announced four months earlier, in October, that it planned a $10.9 billion merger with Comerica.

During an October earnings call, Spence said the merger would produce a diversified and even more profitable company.

“We are excited to add Comerica’s strong verticals to our existing expertise, including in national dealer services, environmental services, and tech and life sciences, among others,” Spence said.

Fifth Third Bank (NASDAQ: FITB) today announced that its Newline™ platform has been named an Innovation of the Year 2026 honoree by American Banker, recognizing its role in powering large-scale payments and embedded finance capabilities for fintechs and enterprise clients.

As part of its Innovation of the Year program, American Banker recognizes teams and individuals whose groundbreaking, innovative projects, initiatives and developments solve key challenges, capitalize on new opportunities and drive measurable results while redefining the future of digital finance.

Newline reflects a growing shift in the payments landscape, where fintechs and platforms require bank partners that can operate as scalable, technology-driven infrastructure providers. By combining the reach and regulatory strength of a top U.S. bank with modern, API-driven architecture, Fifth Third is enabling clients to embed payments, cards and financial services directly into their own ecosystems. American Banker noted “Newline's key product launch in 2025 was agentic commerce infrastructure – the plumbing for a future in which AI agents, not humans, initiate and approve payments.”

“Newline represents a different model for how banks support innovation in payments,” said Bridgit Chayt, head of Commercial Payments at Fifth Third. “By pairing the creativity and agility of our people with the strength, scale and trust of a leading bank, we’re delivering solutions that help our clients move faster, serve their customers better and stay ahead.”

American Banker further commented “(Newline) is now the fastest growing segment in Fifth Third's commercial payments business, which generated more than $1 billion in fee revenue in 2025. The division expects to process more than $25 trillion in payment volume in 2026, compared with the $9 trillion it processed in 2016.”

All honorees will be recognized at American Banker's Digital Banking Conference and the Most Innovative People in Finance and Innovation of the Year awards dinner on June 16.

About Newline

Newline by Fifth Third provides BIN sponsorship and a modern API‑driven platform that enables enterprise clients to launch payment, card, and deposit products directly with the Bank. Its technology helps clients embed financial capabilities seamlessly into their products, backed by Fifth Third’s standards for performance, scalability, and risk management. Newline powers offerings for leaders including Trustly and Stripe.

About Fifth Third

Fifth Third is a bank that’s as long on innovation as it is on history. Since 1858, we’ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. Our list of firsts is extensive, and it’s one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people and focused community impact. Fifth Third is one of the few U.S.-based banks to have been named among Ethisphere’s World’s Most Ethical Companies® for several years. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation’s highest performing regional bank, but to be the bank people most value and trust.

Fifth Third Bank, National Association is a federally chartered institution. Fifth Third Bancorp is the indirect parent company of Fifth Third Bank, and its common stock is traded on the NASDAQ® Global Select Market under the symbol "FITB." Investor information and press releases can be viewed at www.53.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260605024415/en/

Fifth Third Bancorp (FITB) Presents at Morgan Stanley US Financials Conference 2026 Transcript

By PYMNTS  |  June 10, 2026

 | 

Fifth Third Bancorp was invited to join Anthropic’s Project Glasswing cybersecurity initiative, Seeking Alpha reported Wednesday (June 10).

The bank’s chief financial officer, Bryan Preston, said at the Morgan Stanley U.S. Financials Conference that Fifth Third was granted access to the initiative within the past several weeks, according to the report.

“We think it was a reflection of just the role we play in the payments ecosystem in the country today, whether it’s the Direct Express business, some of the processing that we do for U.S. Customs as well as just the magnitude of payroll processing that we do for the country,” Preston said, per the report.

Direct Express is the U.S. Treasury Department’s prepaid debit card program that helps Americans get monthly federal benefits. Fifth Third Bank was selected by the Treasury Department to expand the program, and the bank inked a five-year agreement to serve as the financial agent for the program in September, PYMNTS reported at the time.

Anthropic introduced Project Glasswing in April when it announced the limited release of its first Mythos-class AI model, Claude Mythos Preview. The company said the initiative would offer select partners early access to the model so they could use the model’s cybersecurity capabilities to strengthen their systems before this class of models was more widely released.

By May 22, Anthropic reported that Claude Mythos Preview had identified more than 10,000 cybersecurity vulnerabilities in “the most systemically important software in the world” so that they could be patched.

Advertisement: Scroll to Continue

On June 2, Anthropic said it was expanding Project Glasswing. The company said that the cybersecurity effort initially gave around 50 organizations access to Claude Mythos Preview and that it was being expanded to include 150 organizations.

When Anthropic announced Tuesday (June 9) that it launched two Mythos-class models after developing safeguards to prevent them from being misused, the company said that one of them, Claude Mythos 5, would initially be released only through Project Glasswing in collaboration with the U.S. government.

Fifth Third said Feb. 2 that it became the ninth-largest U.S. bank by assets that day when the merger between Fifth Third Bancorp and Comerica closed.

CINCINNATI--(BUSINESS WIRE)--Fifth Third (NASDAQ: FITB) announced that it will expand its industry-first free wills program to hundreds of thousands of additional customers when it completes the integration of Comerica in September, building on strong first-year adoption that has already helped protect an estimated $10 billion in estate value.

The groundbreaking program—delivered in partnership with Trust & Will—has prompted more than 39,000 customers to create wills and 3,000 to establish trusts, saving customers an estimated $12.6 million since launching in May 2025. The program has demonstrated strong engagement, with a nearly 65% completion rate from registration to finalized wills — significantly exceeding typical digital completion benchmarks and underscoring customer demand for simpler estate planning solutions embedded in trusted financial relationships.

Fifth Third remains the only U.S. bank to offer free, attorney-approved wills to its entire customer base. The free wills benefit will extend to hundreds of thousands of additional customers, including in Texas, Arizona, and California, as Comerica customers gain access to the full range of Fifth Third’s digital offerings in September, further scaling the program’s reach and impact.

“Helping people protect what matters most is core to who we are as a bank,” said Erin Crawford, VP, head of Consumer Digital, Payments and Money Management, Fifth Third. “By making wills free and easy to create, we’re removing barriers and giving families the tools to plan ahead with confidence—not just manage their finances.”

The effort is helping close a persistent financial planning gap, as more than half of Americans still lack basic estate documents. Without basic estate documents, families can face lengthy probate delays, significant legal costs, and frozen assets during already difficult times. Fifth Third’s approach helps customers take proactive steps to protect their families and reduce future stress.

“Fifth Third set out to do something no other bank had done—make estate planning a standard part of financial wellness,” said Cody Barbo, co‑founder and CEO of Trust & Will. “By offering free wills to every customer, they removed one of the biggest barriers families face and helped tens of thousands of people protect what they’ve worked hard to build. This partnership shows what’s possible when a trusted financial institution leads with access, simplicity, and purpose.”

Fifth Third customers can begin creating their free will or explore trust options by visiting 53.com/trustandwill.

About Fifth Third

Fifth Third is a bank that’s as long on innovation as it is on history. Since 1858, we’ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. Our list of firsts is extensive, and it’s one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people and focused community impact. Fifth Third is one of the few U.S.-based banks to have been named among Ethisphere’s World’s Most Ethical Companies® for several years. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation’s highest performing regional bank, but to be the bank people most value and trust.

Fifth Third Bank, National Association is a federally chartered institution. Fifth Third Bancorp is the indirect parent company of Fifth Third Bank and its common stock is traded on the NASDAQ® Global Select Market under the symbol "FITB." Investor information and press releases can be viewed at www.53.com. Deposit and credit products provided by Fifth Third Bank, National Association. Member FDIC.

About Trust & Will

Founded in 2017, Trust & Will is the leading digital estate planning platform in the U.S., trusted by over one million families. Our simple, secure, and attorney-approved online solutions empower Americans to create wills, trusts, healthcare directives, and other essential estate planning documents tailored to state-specific laws. As a certified B Corporation, our mission to help every family leave a meaningful legacy is embedded into our business model, ensuring estate planning is accessible, affordable, and inclusive for all.

Trust & Will is advancing modern legacy planning with AI-driven innovation, helping families and professionals simplify complex decisions and accelerate collaborative workflows. Our platform supports 26,000+ financial advisors and 145+ enterprise partners, including banks, financial institutions, attorneys, nonprofits, real estate agents, and technology platforms. Notable partners include AARP, Fifth Third Bank, UBS, USAA, LPL Financial, and Northwestern Mutual. With more than one million users and over $300 billion in self-reported estate assets, Trust & Will is redefining estate planning as a strategic pillar of modern financial wellness.

Trust & Will has been consistently recognized for innovation and leadership. In 2026 alone, the company was named to Fast Company's World's Most Innovative Companies, the Financial Times' Americas' Fastest-Growing Companies, the Inc. Regionals: Fastest-Growing Private Companies, Forbes' America's Best Startup Employers, and received the FinTech Breakthrough Award for Personal Finance Product of the Year. The company has also earned spots on the CNBC Disruptor 50, Inc. 5000, and Deloitte Technology Fast 500™ lists, and was named a winner at the 2025 Wealth Management ("Wealthies") and ThinkAdvisor Luminaries awards, and recognized as a "Rising Star in Estate Planning" in the 2025 Kitces Research on Advisor Technology report.

Learn more at trustandwill.com.

Category: Other