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On October 22, 2026, Fidelity National Information Services Inc FIS shares rose 5.1% today, trading at $38.29. This price sits within a 52-week range of $32.10 to $68.98, indicating significant volatility over the past year.

GF Value™ verdict: Current price is $38.29 vs GF Value™ of $95.74, indicating a 60.0% undervaluation.GF Score™ of 65/100 suggests the company is above average compared to its peers.Notable insider activity shows that insiders bought $1.2M worth of shares over the past 12 months with no selling.Is FIS Overvalued or Undervalued?The current trading price of Fidelity National Information Services Inc FIS is significantly below the GF Value™, which estimates fair value at $95.74. This indicates a substantial margin of safety of approximately 60.0%. Such undervaluation suggests an opportunity for investors, although caution is warranted due to the GF Valuation label indicating a possible value trap. This label signals that while the stock may appear attractive based on intrinsic value estimates, there could be underlying issues that warrant careful consideration.

GF Value™ serves as GuruFocus' proprietary estimate of a stock's intrinsic worth, derived from an analysis of historical trading multiples, past business growth, and future performance projections. In FIS's case, the notable discrepancy between its current price and the GF Value™ suggests that the market may not fully recognize the company's potential, yet it also raises questions about the sustainability of its current valuation.

How Does FIS's Valuation Compare to Its History?MetricCurrentHistoricalP/E (TTM)5.9x67.4x (5-Year Median)Forward P/E5.7x-The current P/E ratio of 5.9x is dramatically lower than its 5-year median P/E of 67.4x, indicating that FIS is trading at a valuation well below historical levels. This stark contrast aligns with the GF Value™ verdict, reinforcing the notion that the stock may be undervalued based on traditional valuation metrics.

What Does FIS's GF Score™ Tell Us?The GF Score™ is a comprehensive measure that evaluates a company's financial health, profitability, growth potential, valuation, and momentum. FIS's GF Score™ of 65/100 indicates that it is above average relative to the broader market, with its strongest sub-ranks in profitability and growth, while its weakest are in valuation and momentum.

MetricRatingGF Score™65Financial Strength4/10Profitability7/10Growth7/10Valuation2/10Momentum2/10The strongest areas for FIS are its profitability and growth scores, each rated at 7/10, suggesting that the company has solid earning potential and growth prospects. However, its valuation and momentum scores of 2/10 indicate significant challenges and potential risks, suggesting that while the company may have a strong operational foundation, its market performance and valuation metrics may not be favorably aligned.

What Are Gurus and Insiders Doing with FIS?Fifteen gurus currently hold FIS stock, with six adding to their positions and eight trimming their stakes in recent quarters. This mixed activity indicates a level of interest among institutional investors, although the trimming signals some caution regarding the stock's near-term prospects. The insider activity is particularly notable, with insiders purchasing $1.2 million worth of shares over the past year without any selling, suggesting a level of confidence from those closest to the company.

This pattern of insider buying, coupled with the guru activity, may provide a degree of reassurance to potential investors, indicating that those with the most insight into the company's operations believe in its long-term prospects despite the current valuation challenges.

What This Means for InvestorsBased on the significant undervaluation indicated by the GF Value™ of $95.74 compared to the current price of $38.29, FIS appears to be an attractive investment opportunity. However, the company's low scores in valuation and momentum, alongside the GF Valuation label warning of a potential value trap, suggest that investors should proceed with caution. Understanding the sustainability of the dividend and the company's operational resilience will be critical for future performance.

For further insights, you can visit the Fidelity National Information Services Inc FIS stock page and explore additional metrics on the GF Value™ page.

Frequently Asked QuestionsWhat is FIS's GF Score™?

FIS has a GF Score™ of 65/100, suggesting that it is above average compared to its peers in terms of financial health and operational performance.

Is FIS overvalued or undervalued?

FIS is currently undervalued, with a GF Value™ of $95.74 compared to its current price of $38.29, reflecting a 60.0% upside potential.

What is FIS's P/E ratio?

FIS has a P/E ratio of 5.9x, which is significantly lower than its 5-year median of 67.4x, indicating that the stock is trading at a much lower valuation compared to its historical standards.

This stock alert was generated using automated technology and GuruFocus financial data to provide readers with timely and accurate market reporting. This content was reviewed by GuruFocus editorial team prior to publication. Please send any questions or comments about this story to [email protected].

Fidelity National Information Services, Inc. (NYSE: FIS - Get Free Report) Director Jeffrey Goldstein acquired 1,585 shares of Fidelity National Information Services stock in a transaction that occurred on Thursday, October 15th. The shares were bought at an average price of $36.40 per share, for a total transaction of $57,694.00. Following the transaction, the director owned

Key Takeaways FIS stock is down nearly 48% from its 52-week high, but stronger cash flow and margins offer recovery hope.FIS' second-quarter free cash flow surged 220% to $525 million, supporting debt reduction and buybacks.FIS expects $700 million in added free cash flow by 2028, but slowing growth and integration risks persist.
Fidelity National Information Services, Inc.’s (FIS - Free Report) shares have lost nearly 48% from their 52-week high, reflecting concerns over slowing growth and acquisition-related risks. Yet, improving cash generation and margin expansion suggest that a recovery may not require a sharp acceleration in revenues. The key question is whether FIS can translate its expanded capabilities into sustainable earnings growth while strengthening its balance sheet.

The acquisition of Global Payments' Issuer Solutions business has strengthened FIS' position in issuer processing, creating opportunities for cross-selling and integration savings. Encouragingly, its second-quarter 2026 pro forma adjusted EBITDA margin expanded 113 basis points to 41.7%, indicating progress in profitability. The acquisition is expected to add $700 million in adjusted free cash flow by 2028, supporting longer-term earnings growth alongside established banking relationships and recurring revenues.

FIS’ improving cash generation offers another recovery catalyst. Second-quarter free cash flow surged 220% to $525 million. Stronger cash flow could accelerate deleveraging from its $21.2 billion debt burden and support future share repurchases. However, lowered full-year 2026 forecasts for pro forma revenue growth of 4.5-5% and adjusted EBITDA growth of 5.9-6.9% underscore ongoing execution challenges.

A sustained recovery will depend less on rapid revenue growth and more on turning integration benefits into steady margin gains and lower debt. Progress toward its gross leverage target of approximately 2.8 times could strengthen investor confidence and support a valuation reassessment. Nevertheless, slower growth and integration risks may limit upside until the company demonstrates that its improving profitability and cash conversion are sustainable.

How Are Competitors Faring?Other companies operating in the financial technology space are Fiserv, Inc. (FISV - Free Report) and Jack Henry & Associates, Inc. (JKHY - Free Report) .

Fiserv faces near-term growth challenges, with its 2026 organic revenue outlook ranging from a 1% decline to flat growth. Nevertheless, its merchant and financial solutions franchises provide opportunities to stabilize performance through operational improvements. Fiserv's outlook depends on restoring underlying business momentum.

Jack Henry continues to benefit from financial institutions' investments in modern banking infrastructure and recurring technology services. JKHY’s fiscal 2027 EPS outlook of $7.33-$7.38 indicates further earnings growth, supported by ongoing demand for digital banking solutions.

FIS’ Price Performance, Valuation & EstimatesShares of Fidelity National have lost 70.6% over the past year compared with the industry’s 10.5% decline over the same period.

Image Source: Zacks Investment Research

From a valuation standpoint, FIS trades at a forward price-to-earnings ratio of 5.46, much below the industry average of 18.17. FIS carries a Value Score of A.

Image Source: Zacks Investment Research

The Zacks Consensus Estimate for FIS’ 2026 earnings is pegged at $6.20 per share, indicating 7.8% year-over-year growth, followed by an estimated 8.5% increase in 2027.

Image Source: Zacks Investment Research

FIS currently has a Zacks Rank #4 (Sell).

You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

An artificial intelligence agent developed by FIS and Anthropic is now commercially available to any bank based in the United States, according to a Thursday (Oct. 15) press release. The FIS AML Investigations Agent was first announced in May, PYMNTS reported, although at that time it was called the Financial Crimes AI Agent.

Neostellar Capital (NASDAQ:NSLR – Get Free Report) and Fidelity National Information Services (NYSE:FIS – Get Free Report) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, earnings, valuation, profitability, analyst recommendations and risk.

Dividends Neostellar Capital pays an annual dividend of $0.25 per share and has a dividend yield of 3.5%. Fidelity National Information Services pays an annual dividend of $1.76 per share and has a dividend yield of 5.1%. Neostellar Capital pays out 6.2% of its earnings in the form of a dividend. Fidelity National Information Services pays out 27.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Fidelity National Information Services has raised its dividend for 1 consecutive years. Fidelity National Information Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Analyst Recommendations This is a breakdown of current ratings and recommmendations for Neostellar Capital and Fidelity National Information Services, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Neostellar Capital 0 1 4 1 3.00 Fidelity National Information Services 2 13 10 0 2.32 Neostellar Capital presently has a consensus target price of $14.25, suggesting a potential upside of 101.84%. Fidelity National Information Services has a consensus target price of $52.28, suggesting a potential upside of 52.67%. Given Neostellar Capital’s stronger consensus rating and higher possible upside, equities analysts plainly believe Neostellar Capital is more favorable than Fidelity National Information Services. Risk & Volatility Neostellar Capital has a beta of 1.47, suggesting that its stock price is 47% more volatile than the S&P 500. Comparatively, Fidelity National Information Services has a beta of 0.81, suggesting that its stock price is 19% less volatile than the S&P 500.

Profitability This table compares Neostellar Capital and Fidelity National Information Services’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets Neostellar Capital 6,053.56% -12.63% -10.14% Fidelity National Information Services 27.64% 20.95% 8.13% Institutional and Insider Ownership 12.9% of Neostellar Capital shares are owned by institutional investors. Comparatively, 96.2% of Fidelity National Information Services shares are owned by institutional investors. 8.3% of Neostellar Capital shares are owned by company insiders. Comparatively, 0.3% of Fidelity National Information Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Valuation and Earnings This table compares Neostellar Capital and Fidelity National Information Services”s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Neostellar Capital $157.82 million 1.18 $48.81 million $4.03 1.75 Fidelity National Information Services $10.68 billion 1.66 $382.00 million $6.51 5.26 Fidelity National Information Services has higher revenue and earnings than Neostellar Capital. Neostellar Capital is trading at a lower price-to-earnings ratio than Fidelity National Information Services, indicating that it is currently the more affordable of the two stocks.

Summary Fidelity National Information Services beats Neostellar Capital on 11 of the 18 factors compared between the two stocks.

(Get Free Report)

SuRo Capital Corp. is a business development company. The firm seeks to invest in growing, late stage, venture capital-backed private companies. SuRo Capital Corp. was founded in 2010 and is based in San Francisco, California.

About Fidelity National Information Services (Get Free Report)

Fidelity National Information Services, Inc. engages in the provision of financial services technology solutions for financial institutions, businesses, and developers worldwide. It operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments. The company provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; card and retail payment; electronic funds transfer and network; wealth and retirement; and item processing and output solutions. It also offers trading and asset, lending, leveraged and syndicated loan markets, and treasury and risk solutions. The company was founded in 1968 and is headquartered in Jacksonville, Florida.

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Fidelity National offers a discounted valuation, rising free cash flow and AI-driven growth opportunities, but slower revenue growth and acquisition debt remain key concerns.

Fidelity National Information Services (NYSE:FIS – Get Free Report) and Freedom (NASDAQ:FRHC – Get Free Report) are both large-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, earnings, profitability, valuation and dividends.

Analyst Recommendations This is a summary of current ratings and target prices for Fidelity National Information Services and Freedom, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Fidelity National Information Services 2 13 10 0 2.32 Freedom 0 2 1 0 2.33 Fidelity National Information Services currently has a consensus target price of $52.28, suggesting a potential upside of 53.38%. Freedom has a consensus target price of $159.00, suggesting a potential downside of 6.28%. Given Fidelity National Information Services’ higher probable upside, research analysts plainly believe Fidelity National Information Services is more favorable than Freedom.

Profitability This table compares Fidelity National Information Services and Freedom’s net margins, return on equity and return on assets. Net Margins Return on Equity Return on Assets Fidelity National Information Services 27.64% 20.95% 8.13% Freedom 6.47% 10.96% 1.24% Insider and Institutional Ownership 96.2% of Fidelity National Information Services shares are owned by institutional investors. Comparatively, 1.3% of Freedom shares are owned by institutional investors. 0.3% of Fidelity National Information Services shares are owned by company insiders. Comparatively, 69.8% of Freedom shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings This table compares Fidelity National Information Services and Freedom”s revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Fidelity National Information Services $10.68 billion 1.65 $382.00 million $6.51 5.24 Freedom $2.19 billion 4.94 $153.33 million $2.53 67.06 Fidelity National Information Services has higher revenue and earnings than Freedom. Fidelity National Information Services is trading at a lower price-to-earnings ratio than Freedom, indicating that it is currently the more affordable of the two stocks.

Volatility and Risk Fidelity National Information Services has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Comparatively, Freedom has a beta of 0.69, indicating that its stock price is 31% less volatile than the S&P 500.

Summary Fidelity National Information Services beats Freedom on 10 of the 14 factors compared between the two stocks.

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Fidelity National Information Services, Inc. engages in the provision of financial services technology solutions for financial institutions, businesses, and developers worldwide. It operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments. The company provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; card and retail payment; electronic funds transfer and network; wealth and retirement; and item processing and output solutions. It also offers trading and asset, lending, leveraged and syndicated loan markets, and treasury and risk solutions. The company was founded in 1968 and is headquartered in Jacksonville, Florida.

About Freedom (Get Free Report)

Freedom Holding Corp., through its subsidiaries, provides securities brokerage, securities dealing, market making, investment research, investment counseling, and investment banking services. It offers retail brokerage services for exchange-traded and over-the-counter corporate equity and debt securities, money market instruments, exchange traded options and futures contracts, government bonds, and mutual funds; securities trading; underwriting services; margin lending services collateralized by securities and cash in the customer’s account; various investment education and training courses; investment research services; and commercial banking services, including payment cards, digital mortgages, and digital business and digital auto loans, as well as Freedom Box, a package of payment acquiring services. The company also provides capital raising solutions for corporate clients through initial public offerings and follow-on offerings; and debt capital markets solutions that focuses on structuring and distributing private and public debt for various purposes, including buyouts, acquisitions, growth capital financings, and recapitalizations, as well as information processing services. In addition, it facilitates repurchase and reverse repurchase agreements in proprietary trading activities; and covers short positions and settle other securities obligations to accommodate customers’ needs and finance its inventory positions. Further, the company offers proprietary trading and investment services, as well as insurance products; and Tradernet software platform for client margin risk evaluation and middle office security transfer requests. It operates in Central Asia, Eastern Europe, rest of Europe, the United States, Russia, the Middle East, and Caucasus. The company was formerly known as BMB Munai, Inc. and changed its name to Freedom Holding Corp. Freedom Holding Corp. was incorporated in 1981 and is headquartered in Almaty, Kazakhstan.

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JACKSONVILLE, Fla.--(BUSINESS WIRE)--FIS® (NYSE: FIS), a global leader in financial technology, today announced it ranked first in the 2026 IDC FinTech Rankings Top 100. The elite list features the technology companies from around the globe that are focused on providing solutions to the financial services and FinTech industries. The Fortune 500-style ranking categorizes and evaluates the top global providers of financial technology based on calendar year revenues from financial institutions for.

JACKSONVILLE, Fla.--(BUSINESS WIRE)--Kredittbanken ASA, a Norwegian consumer credit institution, has selected global financial technology leader FIS® (NYSE: FIS) and PRIME in the Cloud from FIS® Total Issuing™ Solutions to modernize the core system that manages its loans, deposits and credit cards. Financial institutions across Europe are increasingly choosing to shift from self-managed platform deployments to fully managed cloud services, helping free their teams to focus on customer growth an.

Key Takeaways FIS launched an upgraded retirement platform built on a cloud-native, microservices architecture.The platform addresses SECURE 2.0 demands with automation, analytics and flexible plan-rule administration.FIS expects 2026 pro forma revenue growth of 4.5%-5%, with adoption key to future service opportunities. Fidelity National Information Services, Inc. (FIS - Free Report) is upgrading its retirement technology offering with the latest version of the FIS Retirement Platform (FRP), built on a cloud-native, microservices architecture. The platform is designed to give retirement plan providers and third-party administrators a more scalable recordkeeping foundation while supporting modern participant and advisor experiences.

The move comes as retirement providers face growing technology demands from SECURE 2.0. Features such as automatic enrollment, pension-linked emergency savings accounts, student loan repayment matching and expanded eligibility for part-time workers require recordkeepers to configure, test and administer new plan rules efficiently. Modern infrastructure can help providers respond to these requirements without relying as heavily on legacy systems.

FIS is also building analytics and automation into the platform rather than treating recordkeeping as a back-office function alone. Planned capabilities include personalized participant guidance, automated administrative workflows and plan-health analytics. These features could help providers address participant needs more proactively while reducing repetitive administrative tasks and improving the handling of large volumes of retirement data.

The platform could also strengthen FIS’ position in the retirement technology market as providers seek more flexible infrastructure and consolidate their technology platforms. Recordkeeping sits at the center of ongoing plan administration and participant activity, creating opportunities to add analytics, engagement tools and other services over time. FIS can potentially use the new architecture to support these capabilities without requiring providers to overhaul their technology stack repeatedly.

The launch also fits FIS’ broader modernization strategy. The company generated 5.3% year-over-year pro forma revenue growth in the second quarter of 2026 and expects 2026 pro forma revenues to grow 4.5% to 5%. Over time, adoption of the upgraded retirement platform could support client retention and create opportunities for additional services. The key execution factors will be the pace of customer adoption, smooth migrations and FIS’ ability to translate its real-time data capabilities into measurable efficiency and engagement improvements.

FIS’ Price PerformanceOver the past year, shares of Fidelity National have declined 45.5% compared with the industry’s fall of 17.1%.

Image Source: Zacks Investment Research

FIS’ Zacks Rank & Key PicksFidelity National currently carries a Zacks Rank #4 (Sell).

Some top-ranked stocks in the business services space are Remitly Global, Inc. (RELY - Free Report) , ScanSource, Inc. (SCSC - Free Report) and Huron Consulting Group Inc. (HURN - Free Report) , each sporting a Zacks Rank #1 (Strong Buy) at present. You can see the complete list of today’s Zacks #1 Rank stocks here.

The Zacks Consensus Estimate for Remitly Global’s current-year earnings of $1.57 per share has witnessed one upward revision in the past 60 days against no movement in the opposite direction. RELY beat earnings estimates in each of the trailing four quarters, with the average surprise being 327.7%. The consensus estimate for current-year revenues is pegged at $2 billion, implying 21.4% year-over-year growth.

The Zacks Consensus Estimate for ScanSource’s current-year earnings of $4.56 per share has witnessed one upward revision in the past 60 days against no movement in the opposite direction. SCSC beat earnings estimates in three of the trailing four quarters and met once, with the average surprise being 7.8%. The consensus estimate for current-year revenues is pegged at $3.5 billion, calling for an 8% year-over-year increase.

The Zacks Consensus Estimate for Huron Consulting Group’s current-year earnings of $9.18 per share has witnessed three upward revisions in the past 60 days against no movement in the opposite direction. HURN beat earnings estimates in each of the trailing four quarters, with the average surprise being 12.4%. The consensus estimate for current-year revenues is pegged at $1.9 billion, suggesting 12.4% year-over-year growth.

FIS carries a debt load that has frozen buybacks and rewritten its dividend history once already, and there is one internal metric that will determine whether income investors get a growth story or another reset.

Key Takeaways FIS' core banking wins span new banks, M&A-created institutions and modernization projects at major banks.Core banking deals can help FIS cross-sell digital banking, payments, lending, data and origination products.2026 EPS estimate for FIS implies 7.8% growth, followed by 8.5% growth next year. Fidelity National Information Services, Inc. (FIS - Free Report) recently said its core banking business is gaining traction as banks launch, merge and modernize their technology. The company signed five newly chartered banks in the first half of 2026, including Mercury, which has conditional approval for a national bank charter and FDIC deposit insurance approval. FIS also won the core banking mandate for a newly formed U.S. institution with more than $100 billion in assets.

Two top-15 U.S. banks completed proofs of value for FIS’ enterprise platform strategy, which enables banks to progressively adopt modern capabilities, including AI, while preserving the stability of their existing core environments and avoiding disruptive transformations.

The wins give FIS exposure to several important banking trends at once. The FDIC approved 14 deposit insurance applications in the year through April 2026, twice the number approved during calendar 2025, signaling renewed de novo activity in banking. FIS captured five new-bank signings in the first half of 2026 while also landing a core relationship with a $100 billion-plus institution created through M&A. That shows its platform can serve both emerging banks and large, complex organizations.

These wins can support recurring revenue growth and deeper client relationships. Core banking agreements are especially valuable because they can open the door to additional products in digital banking, payments, lending, data and account origination. Successful modernization projects at top-15 banks could create further cross-selling opportunities and improve long-term revenue visibility.

How Are Peers Placed?Fiserv, Inc. (FISV - Free Report) has an open technology stack designed to let fintech developers integrate with Fiserv cores, while it is also pursuing modernization of its core platform. In May 2026, Fiserv said it planned to deploy Cognition's Devin across core-platform modernization and other engineering initiatives.

Meanwhile, ACI Worldwide, Inc. (ACIW - Free Report) is more focused on payments modernization than core-banking modernization. Its Connetic platform lets banks unify SWIFT, CHAPS and Faster Payments on a cloud-native platform, while ACI Worldwide positions its software around payment orchestration, real-time payments, fraud and AI-powered payment intelligence.

FIS’ Price Performance, Valuation and EstimatesShares of FIS have declined 44.6% year to date, underperforming the broader industry and the S&P 500 Index.

FIS YTD Price Performance Image Source: Zacks Investment Research

From a valuation standpoint, FIS trades at a forward price-to-earnings ratio of 5.61X, down from the industry average of 17.60X. FIS carries a Value Score of A.

Image Source: Zacks Investment Research

The Zacks Consensus Estimate for FIS’ 2026 earnings implies a 7.8% rise year over year, followed by 8.5% growth next year.

Image Source: Zacks Investment Research

The stock currently carries a Zacks Rank #4 (Sell).

You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Key Takeaways FIS added millions of accounts through record first-half core banking wins across smaller banks.Banks chose FIS for origination, digital banking, modernization, payments, fraud and crime tools.The wins could boost FIS revenue visibility, retention, organic growth and cross-selling opportunities. Fidelity National Information Services, Inc. (FIS - Free Report) recently reported record first-half core banking wins across its community and regional bank business, adding millions of accounts. The deals covered new client wins, expansions with existing customers, platform consolidations and migrations from older systems.

Banks selected FIS for account origination, digital banking, core modernization, payments, fraud and financial-crime tools. Open Bank, part of OP Bancorp (OPBK - Free Report) , publicly chose the FIS Origination Suite for its digital transformation. FIS is also pushing AI deeper into banking through Policy Optimizer 2.0, AgentEdge and its Financial Crimes AI Agent, developed with Anthropic and currently being piloted directly with core banking clients.

The announcement shows that smaller banks are moving beyond one-off technology upgrades and choosing broader, connected platforms. FIS said its community and regional banking franchise serves thousands of clients. Banks are now facing higher fraud risk, faster payment activity, rising technology complexity and pressure to improve digital experiences.

A provider that can connect core systems, onboarding, payments, fraud tools and AI can simplify vendor management. The wins also suggest FIS is strengthening its position where modernization spending remains a clear priority.

The takeaway is better revenue visibility for FIS. Core banking relationships can be valuable because they tend to be long-term and create openings to sell additional digital, payments, fraud and AI products. Expansions within existing FIS clients could also lower customer-acquisition costs and deepen recurring revenue.

Adding millions of accounts increases the base over which FIS can monetize services, while platform consolidation may improve retention. The wins will likely support organic growth and cross-selling opportunities.

FIS’ Price PerformanceShares of Fidelity National have declined 42.5% year to date, underperforming the 11.5% fall of the industry.

Image Source: Zacks Investment Research

Zacks Rank & Key PicksFIS currently has a Zacks Rank #4 (Sell).

Some better-ranked stocks from the broader payments space are Usio, Inc. (USIO - Free Report) and Repay Holdings Corporation (RPAY - Free Report) , both currently carrying a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

The Zacks Consensus Estimate for USIO’s current-year earnings indicates an 88.9% year-over-year improvement. USIO has witnessed one upward estimate revision over the past month against no cuts. The consensus estimate for current-year revenues indicates 13.9% year-over-year growth.

The Zacks Consensus Estimate for Repay Holdings’ current-year earnings indicates 26.8% year-over-year growth. RPAY witnessed one upward estimate revision over the past 60 days and no downward movement. The consensus estimate for current-year revenues implies a 60.1% year-over-year jump.

Amundi lessened its holdings in shares of Fidelity National Information Services, Inc. (NYSE:FIS – Free Report) by 20.5% in the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The institutional investor owned 1,966,324 shares of the information technology services provider’s stock after selling 506,043 shares during the quarter. Amundi owned 0.38% of Fidelity National Information Services worth $76,451,000 as of its most recent SEC filing.

Other institutional investors have also recently bought and sold shares of the company. MBM Wealth Consultants LLC bought a new stake in Fidelity National Information Services during the 1st quarter worth approximately $33,000. Reflection Asset Management purchased a new stake in shares of Fidelity National Information Services in the fourth quarter worth approximately $34,000. Kemnay Advisory Services Inc. bought a new position in shares of Fidelity National Information Services in the fourth quarter valued at approximately $42,000. DV Equities LLC purchased a new position in shares of Fidelity National Information Services during the fourth quarter valued at approximately $48,000. Finally, Hantz Financial Services Inc. grew its holdings in Fidelity National Information Services by 254.5% during the fourth quarter. Hantz Financial Services Inc. now owns 833 shares of the information technology services provider’s stock worth $55,000 after buying an additional 598 shares in the last quarter. Institutional investors and hedge funds own 96.23% of the company’s stock.

Fidelity National Information Services Stock Performance Fidelity National Information Services stock opened at $38.11 on Thursday. The firm has a fifty day simple moving average of $41.99 and a two-hundred day simple moving average of $43.95. The company has a quick ratio of 0.53, a current ratio of 0.53 and a debt-to-equity ratio of 0.96. Fidelity National Information Services, Inc. has a twelve month low of $37.42 and a twelve month high of $69.14. The company has a market capitalization of $19.70 billion, a PE ratio of 5.85, a P/E/G ratio of 0.41 and a beta of 0.79.

Fidelity National Information Services (NYSE:FIS – Get Free Report) last announced its quarterly earnings results on Tuesday, August 4th. The information technology services provider reported $1.48 earnings per share for the quarter, beating the consensus estimate of $1.47 by $0.01. Fidelity National Information Services had a net margin of 27.64% and a return on equity of 20.95%. The business had revenue of $3.38 billion during the quarter, compared to analysts’ expectations of $3.38 billion. During the same quarter in the prior year, the company posted $1.36 EPS. The firm’s revenue for the quarter was up 29.1% compared to the same quarter last year. Fidelity National Information Services has set its FY 2026 guidance at 6.150-6.240 EPS and its Q3 2026 guidance at 1.580-1.620 EPS. Research analysts expect that Fidelity National Information Services, Inc. will post 6.19 EPS for the current year. Fidelity National Information Services Announces Dividend The business also recently disclosed a quarterly dividend, which will be paid on Friday, September 25th. Shareholders of record on Friday, September 11th will be issued a $0.44 dividend. The ex-dividend date is Friday, September 11th. This represents a $1.76 annualized dividend and a yield of 4.6%. Fidelity National Information Services’s dividend payout ratio is 27.04%.

Wall Street Analysts Forecast Growth Several equities analysts have recently issued reports on FIS shares. TD Cowen reduced their target price on Fidelity National Information Services from $58.00 to $53.00 and set a “buy” rating for the company in a report on Wednesday, August 26th. Wells Fargo & Company reaffirmed an “equal weight” rating and issued a $46.00 price objective (down from $58.00) on shares of Fidelity National Information Services in a research report on Tuesday, August 25th. Royal Bank Of Canada dropped their target price on shares of Fidelity National Information Services from $57.00 to $53.00 and set an “outperform” rating on the stock in a research note on Wednesday, August 5th. Truist Financial decreased their price target on shares of Fidelity National Information Services from $45.00 to $43.00 and set a “hold” rating for the company in a research note on Friday, July 24th. Finally, Wall Street Zen lowered Fidelity National Information Services from a “buy” rating to a “hold” rating in a report on Sunday, May 17th. Ten analysts have rated the stock with a Buy rating, twelve have given a Hold rating and one has given a Sell rating to the stock. According to data from MarketBeat.com, Fidelity National Information Services has a consensus rating of “Hold” and an average target price of $53.96.

Read Our Latest Stock Analysis on Fidelity National Information Services

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Fidelity National Information Services, Inc (NYSE:FIS) is a global financial technology company that provides software, services and technology solutions to banks, credit unions, wealth management firms, capital markets institutions and other financial organizations. Its offerings support core banking, digital banking, payments processing, fraud prevention, risk management, compliance, data analytics and customer engagement.

FIS provides platforms for account processing, transaction processing, lending, treasury management, card and payment operations, and investment management.

Further Reading Five stocks we like better than Fidelity National Information Services Qualcomm’s Data Center Bet Looks More Real After Amazon’s AI Deal GE Aerospace’s $11.75B Deal Puts Howmet Aerospace in Focus Casey’s Post-Earnings Drop May Give Investors a Better Entry Into a Quality Retailer Sovereign AI: Palantir and Nebius Cut the Cloud Cord Want to see what other hedge funds are holding FIS? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Fidelity National Information Services, Inc. (NYSE:FIS – Free Report).

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Fidelity National Information Services, Inc. (FIS) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

Key Takeaways FIS launched an embedded banking platform that integrates banking services into business software.FIS initially rolls out the platform with pilot banks, with accounts and payments planned for Q4 2026.FIS aims to deepen bank relationships by expanding access to accounts, payments and other services. Fidelity National Information Services, Inc. (FIS - Free Report) is expanding its banking technology portfolio with the launch of the Embedded Banking Platform, designed to help U.S. banks deliver accounts, payments, card issuing and other financial capabilities within business software. The move positions the company to capitalize on demand for banking experiences that fit directly into corporate workflows rather than banking portals.

The platform allows banks to embed their services through APIs, software development kits, widgets or white-labeled applications while software providers control the customer interface. Importantly, accounts remain on the bank’s balance sheet, allowing financial institutions to retain customer ownership and regulatory control. This structure could make embedded banking more attractive to banks seeking digital reach without giving up the relationship.

FIS is initially rolling out the offering with pilot banks, including Cogent Bank, Commercial Bank of California and M&T Bank, with accounts and payments planned for the fourth quarter of 2026. The broader product also supports accounts receivable and payable, expense management and card issuing, creating opportunities for FIS to deepen its role across business banking workflows.

The launch complements FIS’ broader efforts to modernize banking infrastructure and expand embedded financial services. By enabling banks to reach business customers through software they already use, the platform could help FIS deepen relationships with financial institutions and create additional opportunities across accounts, payments and other banking services as adoption builds.

How Are Competitors Faring?Some of FIS’ competitors in the digital banking technology solutions space are Fiserv, Inc. (FISV - Free Report) and Jack Henry & Associates, Inc. (JKHY - Free Report) .

Fiserv is expanding its embedded finance capabilities across banking, payments and card issuing, while its Stuut partnership brings agentic AI to enterprise receivables. The collaboration combines FISV’s Commerce Hub and SnapPay with Stuut’s automation, supporting a platform that has processed over $2 billion in B2B invoices.

Jack Henry is strengthening its embedded finance capabilities through API-first payment infrastructure that enables fintechs and businesses to integrate ACH, wires, RTP, FedNow, deposits and virtual accounts. JKHY’s expanding embedded fintech ecosystem also helps financial institutions reach new markets and revenue opportunities.

Fidelity National’s Price Performance, Valuation & EstimatesShares of FIS have risen 3.2% over the past three months compared with the industry’s growth of 17.2%.

Image Source: Zacks Investment Research

From a valuation standpoint, Fidelity National trades at a forward price-to-earnings ratio of 6.45, significantly below the industry average of 19.20. FIS carries a Value Score of A.

Image Source: Zacks Investment Research

The Zacks Consensus Estimate for Fidelity National’s 2026 earnings is pegged at $6.19 per share, implying 7.7% growth from the year-ago period.

Image Source: Zacks Investment Research

FIS stock currently carries a Zacks Rank #4 (Sell).

You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

A month has gone by since the last earnings report for Fidelity National Information Services (FIS - Free Report) . Shares have lost about 2.3% in that time frame, underperforming the S&P 500.

But investors have to be wondering, will the recent negative trend continue leading up to its next earnings release, or is Fidelity National due for a breakout? Well, first let's take a quick look at the most recent earnings report in order to get a better handle on the recent drivers for Fidelity National Information Services, Inc. before we dive into how investors and analysts have reacted as of late.

FIS Beats Q2 Earnings on Banking Solutions Strength, Cuts 2026 Outlook

Fidelity National reported second-quarter 2026 adjusted earnings per share (EPS) of $1.48, which beat the Zacks Consensus Estimate by 0.7%. The bottom line advanced 8.8% year over year.

Revenues amounted to $3.4 billion, which improved 29% year over year. The top line missed the consensus mark by 0.2%.

The quarterly earnings were driven by strong growth in the Banking Solutions segment and steady performance in the Capital Market Solutions segment, supported by recurring revenue growth, margin expansion and acquisition benefits. However, the upside was partly offset by a higher cost of revenues and increased selling, general and administrative expenses.

FIS’ Q2 PerformanceThe cost of revenues increased 32.4% year over year to $2.2 billion in the second quarter. SG&A expenses of $684 million rose 19.6% year over year. Net interest expenses of $200 million increased 81.8% from the prior-year quarter’s figure.

Adjusted EBITDA was $1.4 billion, up 35% year over year. Adjusted EBITDA margin increased 193 basis points year over year to 41.7%, primarily driven by acquisitions, a favorable business mix and cost savings initiatives.

Q2 Segmental Update of Fidelity NationalRevenues from the Banking Solutions segment totaled $2.5 billion, increasing 44% year over year and matching the Zacks Consensus Estimate. The segmental results benefited from solid margin expansion. Adjusted EBITDA margin improved 179 bps year over year to 45.8%, supported by cost management and a favorable revenue mix.

The Capital Market Solutions segment’s revenues advanced 3.5% year over year to $810 million, marginally missing the Zacks Consensus Estimate by 0.2%. Strong recurring revenue growth benefited the metric. Adjusted EBITDA margin of 51.9% contracted 32 bps year over year.

The Corporate and Other segment recorded revenues of $84 million, down 26% year over year. Adjusted EBITDA loss was $147 million.

FIS’ Q2 Financial UpdateFidelity National exited the second quarter of 2026 with cash and cash equivalents of $744 million, up from $599 million as of 2025-end. Total assets of $44.1 billion increased from $33.5 billion at the end of 2025.

Long-term debt, excluding the current portion, amounted to $15.4 billion, up from $9.1 billion as of Dec. 31, 2025. The current portion of long-term debt totaled $1.5 billion. Short-term borrowings totaled $4.2 billion at the end of the reported quarter.

Total equity of $16 billion increased from $13.9 billion at 2025-end.

Fidelity National generated $493 million in net cash from operations, representing a 29.1% year-over-year increase. Adjusted free cash flow totaled $525 million, up 220% year over year.

FIS’ Share Repurchase & Dividend UpdateThe company returned $270 million to shareholders, including $42 million through share repurchases and $228 million in dividend payments.

FIS’ Key Expectations for Q3’26Management forecasts revenues between $3.415 billion and $3.445 billion. Adjusted EBITDA is projected to be in the range of $1,460-$1,480 million. Adjusted EPS is estimated to be between $1.58 and $1.62.

FIS Updates 2026 GuidanceRevenues are now expected to be $13.63-$13.70 billion, down from the prior guidance of $13.77-$13.85 billion, implying 29-30% adjusted revenue growth.

Adjusted EBITDA is projected to be $5.73-$5.79 billion compared to the earlier outlook of $5.80-$5.86 billion. Adjusted EBITDA margin is anticipated to be in the range of 41.8-42.4% (previously 42.1-42.3%).

Adjusted EPS is forecast in the range of $6.15-$6.24, lowered from the prior guidance of $6.22-$6.32. The midpoint implies about 7.7% year-over-year growth from $5.75 reported in 2025.

Free cash flow guidance has been raised to $2.15-$2.25 billion from the previous $2.05-$2.15 billion. The company now expects free cash flow growth of 33-39% year over year.

How Have Estimates Been Moving Since Then?In the past month, investors have witnessed a downward trend in estimates review.

VGM ScoresCurrently, Fidelity National has a subpar Growth Score of D, though it is lagging a bit on the Momentum Score front with an F. However, the stock was allocated a grade of A on the value side, putting it in the top quintile for this investment strategy.

Overall, the stock has an aggregate VGM Score of C. If you aren't focused on one strategy, this score is the one you should be interested in.

OutlookEstimates have been broadly trending downward for the stock, and the magnitude of these revisions indicates a downward shift. It's no surprise Fidelity National has a Zacks Rank #4 (Sell). We expect a below average return from the stock in the next few months.

Performance of an Industry PlayerFidelity National belongs to the Zacks Financial Transaction Services industry. Another stock from the same industry, Visa (V - Free Report) , has gained 2.7% over the past month. More than a month has passed since the company reported results for the quarter ended June 2026.

Visa reported revenues of $11.63 billion in the last reported quarter, representing a year-over-year change of +14.4%. EPS of $3.32 for the same period compares with $2.98 a year ago.

Visa is expected to post earnings of $3.43 per share for the current quarter, representing a year-over-year change of +15.1%. Over the last 30 days, the Zacks Consensus Estimate has changed +0.1%.

The overall direction and magnitude of estimate revisions translate into a Zacks Rank #3 (Hold) for Visa. Also, the stock has a VGM Score of F.

JACKSONVILLE, Fla.--(BUSINESS WIRE)--FIS® (NYSE: FIS) today announced that it is working with Ericsson on a collaboration designed to help organizations launch wallet-led financial services faster and with less integration complexity. The collaboration would integrate FIS payments and issuing capabilities and the Ericsson Fintech Platform, to give clients a pre-integrated foundation to deploy digital wallet experiences at scale and give consumers a more direct path to their money.The biggest cha.

Key Takeaways FIS and Ericsson will combine payments, issuing tools, wallet infrastructure and open APIs in one platform.The platform could shorten wallet launches, lower integration costs and reduce execution risk for clients.FIS could gain recurring revenue from transactions, accounts, cards and service usage as wallet volumes rise. Fidelity National Information Services, Inc. (FIS - Free Report) recently announced a partnership with Ericsson to simplify how organizations launch digital wallet services. The partners plan to combine FIS payments and issuing tools with Ericsson’s wallet infrastructure and open APIs in one connected platform.

Today, businesses have to link several systems to move, store, secure and manage money, making launches slow and expensive. FIS and Ericsson want to remove that burden by offering technology designed to work together from the start. The setup could help telecom operators, retailers, healthcare organizations and government agencies turn wallet plans into live services faster, while giving consumers a direct, easier path to their money.

Ericsson’s platform has more than 15 years of experience, supports at least 131 million users who transacted during the past 90 days and processes roughly $80 billion each month across 24 countries. That scale suggests the technology can handle payment activity across markets.

Adding FIS’ payments and issuing tools could lower execution risk for clients and make new services easier to expand. It also gives FIS an entry point into different sectors, where digital identity, connectivity and payments are increasingly coming together.

The initiative could generate payment processing and issuing revenue for FIS as clients launch wallets and volumes rise. A combined platform may shorten implementation cycles, reduce client integration costs and help FIS win businesses that might otherwise avoid complex wallet projects. The longer-term opportunity is recurring revenue tied to transactions, accounts, cards or service usage.

FIS’ Price PerformanceShares of Fidelity National have declined 39% year to date, underperforming the 3.7% fall of the industry.

Image Source: Zacks Investment Research

Zacks Rank & Key PicksFIS currently has a Zacks Rank #4 (Sell).

Some better-ranked stocks from the broader Business Services space are FirstCash Holdings, Inc. (FCFS - Free Report) , Paymentus Holdings, Inc. (PAY - Free Report) and Usio, Inc. (USIO - Free Report) , each carrying a Zacks Rank #2 (Buy) at present. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

The Zacks Consensus Estimate for FirstCash’s current-year earnings is pegged at $11.85 per share, indicating a 35.3% year-over-year growth. FCFS has witnessed one upward earnings estimate revision over the past 60 days against no movement in the opposite direction.

The Zacks Consensus Estimate for Paymentus’ current-year earnings indicates a 39.4% year-over-year jump. PAY beat earnings estimates in each of the trailing four quarters, with the average surprise being 16.5%. The consensus estimate for current-year revenues implies 20.4% year-over-year growth.

The consensus estimate for USIO’s current-year earnings indicates an 88.9% year-over-year improvement. It has witnessed one upward estimate revision and no downward movement over the past 30 days. The consensus estimate for USIO’s current-year revenues implies 13.9% year-over-year growth.

Bank of New York Mellon Corp acquired a new position in Fidelity National Information Services, Inc. (NYSE:FIS – Free Report) during the second quarter, according to the company in its most recent disclosure with the SEC. The firm acquired 2,538,024 shares of the information technology services provider’s stock, valued at approximately $98,678,000. Bank of New York Mellon Corp owned 0.49% of Fidelity National Information Services as of its most recent SEC filing.

Other hedge funds have also recently bought and sold shares of the company. Dodge & Cox grew its holdings in Fidelity National Information Services by 13.9% in the 4th quarter. Dodge & Cox now owns 49,113,297 shares of the information technology services provider’s stock worth $3,264,070,000 after buying an additional 6,008,090 shares in the last quarter. Capital Research Global Investors raised its stake in Fidelity National Information Services by 0.6% during the 4th quarter. Capital Research Global Investors now owns 28,129,710 shares of the information technology services provider’s stock valued at $1,869,507,000 after acquiring an additional 172,356 shares in the last quarter. Charles Schwab Investment Management Inc. raised its stake in Fidelity National Information Services by 4.8% during the 4th quarter. Charles Schwab Investment Management Inc. now owns 11,196,718 shares of the information technology services provider’s stock valued at $744,134,000 after acquiring an additional 514,490 shares in the last quarter. Invesco Ltd. boosted its position in Fidelity National Information Services by 5.6% during the 3rd quarter. Invesco Ltd. now owns 8,515,321 shares of the information technology services provider’s stock worth $561,500,000 after acquiring an additional 448,712 shares during the period. Finally, Norges Bank acquired a new position in Fidelity National Information Services during the 4th quarter worth $495,956,000. 96.23% of the stock is currently owned by institutional investors.

Wall Street Analysts Forecast Growth FIS has been the topic of a number of recent analyst reports. Deutsche Bank Aktiengesellschaft cut their price objective on shares of Fidelity National Information Services from $55.00 to $50.00 in a research note on Monday, May 11th. Citigroup decreased their target price on shares of Fidelity National Information Services from $48.00 to $45.00 and set a “neutral” rating for the company in a research report on Wednesday, August 5th. Royal Bank Of Canada dropped their price target on shares of Fidelity National Information Services from $57.00 to $53.00 and set an “outperform” rating on the stock in a research report on Wednesday, August 5th. Stephens reaffirmed an “equal weight” rating and issued a $50.00 price target on shares of Fidelity National Information Services in a research note on Tuesday, August 11th. Finally, The Goldman Sachs Group decreased their price objective on shares of Fidelity National Information Services from $65.00 to $57.00 and set a “buy” rating for the company in a report on Monday, May 11th. Eleven analysts have rated the stock with a Buy rating, ten have assigned a Hold rating and two have issued a Sell rating to the stock. According to MarketBeat.com, Fidelity National Information Services presently has a consensus rating of “Hold” and a consensus price target of $55.39.

Check Out Our Latest Stock Report on Fidelity National Information Services Fidelity National Information Services Trading Up 0.2% Shares of FIS opened at $41.42 on Tuesday. The company has a current ratio of 0.53, a quick ratio of 0.53 and a debt-to-equity ratio of 0.96. The stock has a market capitalization of $21.41 billion, a P/E ratio of 6.36, a P/E/G ratio of 0.42 and a beta of 0.77. Fidelity National Information Services, Inc. has a 1-year low of $37.42 and a 1-year high of $71.67. The business’s 50-day moving average price is $41.47 and its 200 day moving average price is $44.65.

Fidelity National Information Services (NYSE:FIS – Get Free Report) last announced its quarterly earnings data on Tuesday, August 4th. The information technology services provider reported $1.48 EPS for the quarter, topping analysts’ consensus estimates of $1.47 by $0.01. The firm had revenue of $3.38 billion during the quarter, compared to analyst estimates of $3.38 billion. Fidelity National Information Services had a return on equity of 20.95% and a net margin of 27.64%.The business’s quarterly revenue was up 29.1% compared to the same quarter last year. During the same period last year, the company posted $1.36 EPS. Fidelity National Information Services has set its FY 2026 guidance at 6.150-6.240 EPS and its Q3 2026 guidance at 1.580-1.620 EPS. Analysts expect that Fidelity National Information Services, Inc. will post 6.19 earnings per share for the current year.

Fidelity National Information Services Announces Dividend The company also recently declared a quarterly dividend, which will be paid on Friday, September 25th. Stockholders of record on Friday, September 11th will be given a $0.44 dividend. The ex-dividend date of this dividend is Friday, September 11th. This represents a $1.76 dividend on an annualized basis and a dividend yield of 4.2%. Fidelity National Information Services’s dividend payout ratio (DPR) is currently 27.04%.

(Free Report)

Fidelity National Information Services (NYSE: FIS) is a global provider of financial technology solutions and services for banks, capital markets firms, merchants and corporations. The company develops and delivers software, processing, and outsourcing services that support core banking, payments and merchant acquiring, wealth and retirement platforms, risk and compliance, and trading and capital markets operations. Its offerings include cloud-based and on-premises core banking systems, card processing and gateway services, e-commerce and point-of-sale payment solutions, and a range of back-office and advisory services designed to automate and modernize financial operations.

FIS serves a broad international client base across North America, Europe, Latin America, and the Asia-Pacific region through a combination of direct clients and partner channels.

Featured Articles Five stocks we like better than Fidelity National Information Services Visa Just Put Hims & Hers in the Penalty Box—Here’s Why It Matters Treasury Yields Are Surging Again: 3 Stocks That Could Feel the Pain Snowflake Could Be Headed for New Highs Despite Insider Selling MongoDB Is Surging—And the Next Catalyst Is Almost Here Want to see what other hedge funds are holding FIS? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Fidelity National Information Services, Inc. (NYSE:FIS – Free Report).

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Watch more: What's Next in Payments With Jakob Harrison of FIS Jakob Harrison said he does not buy the idea that payments executives should spend their days looking over their shoulders. There are too many things to look at.

BlackRock Inc. bought a new position in shares of Fidelity National Information Services, Inc. (NYSE:FIS – Free Report) during the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The firm bought 44,501,041 shares of the information technology services provider’s stock, valued at approximately $1,730,200,000. BlackRock Inc. owned about 8.61% of Fidelity National Information Services at the end of the most recent quarter.

Other institutional investors have also modified their holdings of the company. Salomon & Ludwin LLC boosted its stake in Fidelity National Information Services by 100.5% during the 4th quarter. Salomon & Ludwin LLC now owns 387 shares of the information technology services provider’s stock worth $26,000 after purchasing an additional 194 shares during the period. Reflection Asset Management acquired a new stake in shares of Fidelity National Information Services during the fourth quarter worth about $34,000. Kemnay Advisory Services Inc. acquired a new stake in shares of Fidelity National Information Services during the fourth quarter worth about $42,000. MBM Wealth Consultants LLC purchased a new position in shares of Fidelity National Information Services during the first quarter worth about $33,000. Finally, DV Equities LLC purchased a new position in shares of Fidelity National Information Services during the fourth quarter worth about $48,000. 96.23% of the stock is owned by institutional investors and hedge funds.

Analyst Ratings Changes Several research firms have recently commented on FIS. Morgan Stanley assumed coverage on Fidelity National Information Services in a research note on Tuesday, July 7th. They set an “equal weight” rating and a $47.00 price target for the company. Truist Financial lowered their price target on Fidelity National Information Services from $45.00 to $43.00 and set a “hold” rating on the stock in a report on Friday, July 24th. Weiss Ratings downgraded Fidelity National Information Services from a “hold (c-)” rating to a “sell (d+)” rating in a research note on Tuesday, August 11th. Wall Street Zen cut Fidelity National Information Services from a “buy” rating to a “hold” rating in a report on Sunday, May 17th. Finally, TD Cowen decreased their target price on Fidelity National Information Services from $62.00 to $58.00 and set a “buy” rating on the stock in a research report on Wednesday, August 5th. Eleven equities research analysts have rated the stock with a Buy rating, ten have assigned a Hold rating and two have issued a Sell rating to the company. According to MarketBeat.com, the company currently has an average rating of “Hold” and an average target price of $55.39.

View Our Latest Report on Fidelity National Information Services Fidelity National Information Services Price Performance FIS stock opened at $40.65 on Thursday. The stock’s 50 day moving average price is $41.33 and its 200 day moving average price is $44.92. The firm has a market cap of $21.01 billion, a P/E ratio of 6.24, a PEG ratio of 0.42 and a beta of 0.77. The company has a debt-to-equity ratio of 0.96, a quick ratio of 0.53 and a current ratio of 0.53. Fidelity National Information Services, Inc. has a 1 year low of $37.42 and a 1 year high of $71.90.

Fidelity National Information Services (NYSE:FIS – Get Free Report) last released its quarterly earnings results on Tuesday, August 4th. The information technology services provider reported $1.48 earnings per share for the quarter, topping the consensus estimate of $1.47 by $0.01. Fidelity National Information Services had a return on equity of 20.95% and a net margin of 27.64%.The company had revenue of $3.38 billion during the quarter, compared to the consensus estimate of $3.38 billion. During the same quarter last year, the business posted $1.36 earnings per share. Fidelity National Information Services’s revenue was up 29.1% compared to the same quarter last year. Fidelity National Information Services has set its FY 2026 guidance at 6.150-6.240 EPS and its Q3 2026 guidance at 1.580-1.620 EPS. On average, sell-side analysts expect that Fidelity National Information Services, Inc. will post 6.19 earnings per share for the current fiscal year.

Fidelity National Information Services Announces Dividend The company also recently disclosed a quarterly dividend, which will be paid on Friday, September 25th. Investors of record on Friday, September 11th will be paid a dividend of $0.44 per share. The ex-dividend date of this dividend is Friday, September 11th. This represents a $1.76 annualized dividend and a dividend yield of 4.3%. Fidelity National Information Services’s dividend payout ratio is presently 27.04%.

Fidelity National Information Services Company Profile (Free Report)

Fidelity National Information Services (NYSE: FIS) is a global provider of financial technology solutions and services for banks, capital markets firms, merchants and corporations. The company develops and delivers software, processing, and outsourcing services that support core banking, payments and merchant acquiring, wealth and retirement platforms, risk and compliance, and trading and capital markets operations. Its offerings include cloud-based and on-premises core banking systems, card processing and gateway services, e-commerce and point-of-sale payment solutions, and a range of back-office and advisory services designed to automate and modernize financial operations.

FIS serves a broad international client base across North America, Europe, Latin America, and the Asia-Pacific region through a combination of direct clients and partner channels.

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For Immediate ReleaseChicago, IL – August 7, 2026 – Today, Zacks Equity Visa Inc. (V - Free Report) , Mastercard Inc. (MA - Free Report) , PayPal Holdings, Inc. (PYPL - Free Report) , Fidelity National Information Services, Inc. (FIS - Free Report) and WEX Inc. (WEX - Free Report)

Industry: Financial Services

Link: https://www.zacks.com/commentary/2968768/5-financial-transaction-stocks-in-focus-despite-rising-tech-costs

The Financial Transaction Services industry is likely to benefit from growth in cross-border transactions and strategic mergers and acquisitions (M&A). Expanding global trade, international travel and e-commerce increase transaction volumes, foreign exchange revenues and demand for value-added services, while acquisitions broaden product portfolios, diversify revenue streams, create cross-selling opportunities, improve operating scale and strengthen competitive positioning. 

However, rising technology expenditures to modernize payment infrastructure, enhance cybersecurity, expand cloud capabilities and invest in AI, fraud detection, and compliance continue to pressure operating margins. Additionally, persistent inflation and lower savings rates may restrain discretionary consumer spending, potentially slowing transaction volumes despite continued support from a resilient labor market and steady wage growth. Companies like Visa Inc., Mastercard Inc., PayPal Holdings, Inc., Fidelity National Information Services, Inc. and WEX Inc. are well-positioned to benefit from the industry's promising growth prospects.

About the IndustryThe Zacks Financial Transaction Services industry is part of the Financial Technology or the FinTech space, including companies with diverse natures of businesses. The industry comprises card and payment processing and other solutions providers, ATM services and money remittance service providers, as well as providers of investment solutions to financial advisors. 

The players in this segment operate their unique and proprietary global payments network that links issuers and acquirers around the globe to facilitate the switching of transactions, permitting account holders to use their products at millions of acceptance locations. Monetary transactions are done through these networks, offering a convenient, quick and secure payment method in several currencies across the globe. The industry is benefiting from the ongoing digitization movement triggered by the pandemic.

4 Key Factors That Drive Financial Transaction Services SpaceRising Technology Expenditures:Financial transaction service providers continue to face rising technology expenses as they invest in modernizing payment infrastructure, enhancing cybersecurity capabilities, expanding cloud-based platforms and developing advanced digital payment solutions. Ongoing spending on AI, fraud detection systems, regulatory compliance technologies and real-time payment processing is becoming increasingly essential to meet evolving customer expectations and industry standards. Additionally, companies incur significant costs related to software development, system integration, platform maintenance and technology talent acquisition. While these investments support long-term growth and operational efficiency, they can pressure operating margins and profitability.

Consumer Spending Pressures:Healthy consumer spending remains a key driver of financial transaction volumes, supporting revenue growth for financial transaction service stocks. Although the continued expansion of e-commerce is expected to provide a favorable backdrop, persistent inflationary pressures and lower savings rates may constrain household purchasing power and encourage more cautious spending patterns. As essential expenses, including housing, healthcare and groceries, account for a larger share of disposable income, discretionary spending could soften. Nevertheless, a resilient labor market and steady wage growth are expected to provide some stability to consumer spending and help sustain transaction activity in the near term.

Growth in Cross-Border Transactions:The continued expansion of cross-border transactions presents a significant growth opportunity for financial transaction service providers as global trade, international travel and e-commerce become increasingly interconnected. Higher cross-border payment volumes generate greater transaction fees and foreign exchange-related revenues while increasing demand for value-added services such as currency conversion, fraud prevention, compliance and settlement solutions. Providers with extensive global payment networks and multi-currency capabilities are well-positioned to expand customer relationships, increase transaction volumes, strengthen market share and drive sustainable long-term revenue growth.

Strategic Expansion Through M&A:To strengthen their digital ecosystems and enhance long-term competitive positioning, financial transaction service providers increasingly complement internal technology investments with strategic M&As. Such transactions enable companies to broaden their product portfolios, diversify revenue streams, expand customer relationships and strengthen their global presence. Additionally, M&A activity creates cross-selling opportunities, enhances operational scale through cost synergies and improves competitive positioning. 

Zacks Industry Rank Indicates Bearish OutlookThe group’s  Zacks Industry Rank, which is the average of the Zacks Rank of all member stocks, indicates tepid near-term prospects. The Zacks Financial Transaction Services industry is housed within the broader Zacks Business Services sector. It currently carries a Zacks Industry Rank #156, which places it in the bottom 36% of 245 Zacks industries.

Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than two to one. The industry’s positioning in the bottom 50% of the Zacks-ranked industries is a result of the negative earnings outlook for the constituent companies in aggregate. 

Despite the dismal scenario, we will present a few stocks that one can retain, given their solid growth endeavors. But before that, it is worth looking at the industry’s recent stock-market performance and the valuation picture.

Industry Outperforms Sector, Underperforms S&P 500The Zacks Financial Transaction Services industry outperformed its sector but underperformed the Zacks S&P 500 composite in the past year.

In the said time frame, the industry has declined 10.6% compared with the Business Services sector’s decline of 14%. The S&P 500 has rallied 22.9% in the same time frame.

Industry's Current ValuationOn the basis of the forward 12-month price/earnings ratio, commonly used for valuing financial transaction services stocks, the industry is currently trading at 18.94X compared with the S&P 500’s 20.59X and the sector’s 18.11X.

In the past five years, the industry traded as high as 33.83X, as low as 16.12X and at the median of 21.73X. 

5 Stocks to Keep a Close Eye OnWe are presenting five stocks from the Financial Transaction Services industry that currently carry a Zacks Rank #3 (Hold). Considering the current industry scenario, it might be prudent for investors to buy or retain these stocks in their portfolio as these are well-placed to generate growth in the long term. 

You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Visa: Visa’s, based in San Francisco, competitive strength stems from its unmatched global payments network, processing transactions across more than 200 countries and territories. Its trusted VisaNet platform delivers secure, reliable and scalable transaction processing, reinforced by advanced AI-driven fraud prevention, tokenization and cybersecurity capabilities. The company also benefits from its network-of-networks strategy and Visa as a Service platform, enabling seamless money movement across cards, bank accounts, digital wallets and real-time payment networks. 

The Zacks Consensus Estimate for Visa’s fiscal 2026 earnings is pegged at $13.13 per share, indicating an 14.5% rise from the year-ago figure. The consensus mark for revenues implies a 14.1% improvement from the year-ago actual. V’s earnings beat estimates in each of the last four quarters, the average surprise being 2.80%. 

Mastercard: Headquartered in New York, Mastercard boasts a globally integrated payments network, which enables secure, scalable and interoperable transactions across diverse participants and payment rails worldwide. Its franchise model establishes common rules and standards while supporting settlement integrity, reinforcing trust across the ecosystem. The company further differentiates itself through globally recognized brands, advanced data and AI capabilities, leading-edge technology, a strong innovation culture and deep local market presence, allowing it to expand payment solutions, strengthen customer relationships and engage effectively with governments worldwide.

The Zacks Consensus Estimate for Mastercard’s 2026 earnings is pegged at $19.78 per share, indicating a 16.3% rise from the year-ago figure. The consensus mark for revenues implies a 13.4% improvement from the year-ago actual. MA’s earnings beat estimates in each of the last four quarters, the average surprise being 6.29%.

PayPal: Based in California, PayPal operates a scaled two-sided payments ecosystem connecting 439 million active accounts across nearly 200 markets, enabling data-driven innovation that improves consumer and merchant experiences. Its trusted PayPal and Venmo brands, platform-agnostic payment infrastructure, broad funding options and omnichannel capabilities enhance customer flexibility and merchant adoption. The company further strengthens its competitive position by building and expanding strategic partnerships that improve customer experiences, broaden payment choices and attract new users. 

The Zacks Consensus Estimate for PayPal’s 2026 earnings is pegged at $5.36 per share, indicating a 0.9% rise from the year-ago figure. The consensus mark for revenues implies a 4.2% improvement from the year-ago actual. Its earnings beat estimates in three of the last four quarters and missed the mark once, the average surprise being 5.32%. 

Fidelity National: Based in Jacksonville, FL, Fidelity National is delivering solid revenue growth, fueled by robust performance in its Banking Solutions and Capital Markets Solutions segments. The Banking division is gaining traction through new client wins, while the Capital Market business is capitalizing on strong sales activity, driving higher levels of recurring revenues. Although the majority of its revenues are derived from U.S. clients, the company also has a strategic footprint in key international markets, including the United Kingdom, Germany, Australia, Brazil and Canada. The company supports its long-term growth through a combination of organic initiatives and selective acquisitions. 

The Zacks Consensus Estimate for Fidelity National’s 2026 earnings is pegged at $6.27 per share, indicating an improvement of 9% from the 2025 figure. The consensus mark for revenues implies a 4.2% improvement from the year-ago actual. FIS’ earnings beat estimates in three of the last four quarters and matched the mark once, the average surprise being 2.09%. 

WEX: Headquartered in Portland, ME, WEX boasts a diversified global commerce platform, combining proprietary payment networks, scalable SaaS solutions and deep industry expertise across Mobility, Benefits and Corporate Payments. Its owned technology, embedded payment capabilities, rich data analytics and AI-driven tools enhance workflow efficiency, fraud prevention and customer insights. The company also benefits from WEX Bank’s low-cost funding model, broad partner ecosystem, global reach and long-standing customer relationships, enabling differentiated solutions, operational scale and sustained innovation across multiple end markets.

The Zacks Consensus Estimate for WEX’s 2026 earnings is pegged at $19.88 per share, indicating an 23.5% rise from the year-ago figure. The consensus mark for revenues implies a 7.9% improvement from the year-ago actual. WEX’s earnings beat estimates in each of the last four quarters, the average surprise being 4.33%.

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Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were or will be profitable. All information is current as of the date of herein and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Zacks Investment Research does not engage in investment banking, market making or asset management activities of any securities. These returns are from hypothetical portfolios consisting of stocks with Zacks Rank = 1 that were rebalanced monthly with zero transaction costs. These are not the returns of actual portfolios of stocks. The S&P 500 is an unmanaged index. Visit https://www.zacks.com/performance  for information about the performance numbers displayed in this press release.

For Immediate ReleaseChicago, IL – August 6, 2026 – Today, Zacks Equity Visa Inc. (V - Free Report) , Mastercard Inc. (MA - Free Report) , PayPal Holdings, Inc. (PYPL - Free Report) , Fidelity National Information Services, Inc. (FIS - Free Report) and WEX Inc. (WEX - Free Report) .

Industry: Financial Transaction Services

Link: https://www.zacks.com/commentary/2968768/5-financial-transaction-stocks-in-focus-despite-rising-tech-costs

The Financial Transaction Services industry is likely to benefit from growth in cross-border transactions and strategic mergers and acquisitions (M&A). Expanding global trade, international travel and e-commerce increase transaction volumes, foreign exchange revenues and demand for value-added services, while acquisitions broaden product portfolios, diversify revenue streams, create cross-selling opportunities, improve operating scale and strengthen competitive positioning. 

However, rising technology expenditures to modernize payment infrastructure, enhance cybersecurity, expand cloud capabilities and invest in AI, fraud detection, and compliance continue to pressure operating margins. Additionally, persistent inflation and lower savings rates may restrain discretionary consumer spending, potentially slowing transaction volumes despite continued support from a resilient labor market and steady wage growth. Companies like Visa Inc., Mastercard Inc., PayPal Holdings, Inc., Fidelity National Information Services, Inc. and WEX Inc. are well-positioned to benefit from the industry's promising growth prospects.

About the IndustryThe Zacks Financial Transaction Services industry is part of the Financial Technology or the FinTech space, including companies with diverse natures of businesses. The industry comprises card and payment processing and other solutions providers, ATM services and money remittance service providers, as well as providers of investment solutions to financial advisors. 

The players in this segment operate their unique and proprietary global payments network that links issuers and acquirers around the globe to facilitate the switching of transactions, permitting account holders to use their products at millions of acceptance locations. Monetary transactions are done through these networks, offering a convenient, quick and secure payment method in several currencies across the globe. The industry is benefiting from the ongoing digitization movement triggered by the pandemic.

4 Key Factors That Drive Financial Transaction Services SpaceRising Technology Expenditures: Financial transaction service providers continue to face rising technology expenses as they invest in modernizing payment infrastructure, enhancing cybersecurity capabilities, expanding cloud-based platforms and developing advanced digital payment solutions. Ongoing spending on AI, fraud detection systems, regulatory compliance technologies and real-time payment processing is becoming increasingly essential to meet evolving customer expectations and industry standards. 

Additionally, companies incur significant costs related to software development, system integration, platform maintenance and technology talent acquisition. While these investments support long-term growth and operational efficiency, they can pressure operating margins and profitability.

Consumer Spending Pressures: Healthy consumer spending remains a key driver of financial transaction volumes, supporting revenue growth for financial transaction service stocks. Although the continued expansion of e-commerce is expected to provide a favorable backdrop, persistent inflationary pressures and lower savings rates may constrain household purchasing power and encourage more cautious spending patterns. 

As essential expenses, including housing, healthcare and groceries, account for a larger share of disposable income, discretionary spending could soften. Nevertheless, a resilient labor market and steady wage growth are expected to provide some stability to consumer spending and help sustain transaction activity in the near term.

Growth in Cross-Border Transactions: The continued expansion of cross-border transactions presents a significant growth opportunity for financial transaction service providers as global trade, international travel and e-commerce become increasingly interconnected. Higher cross-border payment volumes generate greater transaction fees and foreign exchange-related revenues while increasing demand for value-added services such as currency conversion, fraud prevention, compliance and settlement solutions. Providers with extensive global payment networks and multi-currency capabilities are well-positioned to expand customer relationships, increase transaction volumes, strengthen market share and drive sustainable long-term revenue growth.

Strategic Expansion Through M&A: To strengthen their digital ecosystems and enhance long-term competitive positioning, financial transaction service providers increasingly complement internal technology investments with strategic M&As. Such transactions enable companies to broaden their product portfolios, diversify revenue streams, expand customer relationships and strengthen their global presence. Additionally, M&A activity creates cross-selling opportunities, enhances operational scale through cost synergies and improves competitive positioning. 

Zacks Industry Rank Indicates Bearish OutlookThe group’s  Zacks Industry Rank, which is the average of the Zacks Rank of all member stocks, indicates tepid near-term prospects. The Zacks Financial Transaction Services industry is housed within the broader Zacks Business Services sector. It currently carries a Zacks Industry Rank #156, which places it in the bottom 36% of 245 Zacks industries.

Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than two to one. The industry’s positioning in the bottom 50% of the Zacks-ranked industries is a result of the negative earnings outlook for the constituent companies in aggregate. 

Despite the dismal scenario, we will present a few stocks that one can retain, given their solid growth endeavors. But before that, it is worth looking at the industry’s recent stock-market performance and the valuation picture.

Industry Outperforms Sector, Underperforms S&P 500The Zacks Financial Transaction Services industry outperformed its sector but underperformed the Zacks S&P 500 composite in the past year.

In the said time frame, the industry has declined 10.6% compared with the Business Services sector’s decline of 14%. The S&P 500 has rallied 22.9% in the same time frame.

Industry's Current ValuationOn the basis of the forward 12-month price/earnings ratio, commonly used for valuing financial transaction services stocks, the industry is currently trading at 18.94X compared with the S&P 500’s 20.59X and the sector’s 18.11X.

In the past five years, the industry traded as high as 33.83X, as low as 16.12X and at the median of 21.73X. 

5 Stocks to Keep a Close Eye OnWe are presenting five stocks from the Financial Transaction Services industry that currently carry a Zacks Rank #3 (Hold). Considering the current industry scenario, it might be prudent for investors to buy or retain these stocks in their portfolio as these are well-placed to generate growth in the long term. 

You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.

Visa: Visa’s, based in San Francisco, competitive strength stems from its unmatched global payments network, processing transactions across more than 200 countries and territories. Its trusted VisaNet platform delivers secure, reliable and scalable transaction processing, reinforced by advanced AI-driven fraud prevention, tokenization and cybersecurity capabilities. The company also benefits from its network-of-networks strategy and Visa as a Service platform, enabling seamless money movement across cards, bank accounts, digital wallets and real-time payment networks. 

The Zacks Consensus Estimate for Visa’s fiscal 2026 earnings is pegged at $13.13 per share, indicating an 14.5% rise from the year-ago figure. The consensus mark for revenues implies a 14.1% improvement from the year-ago actual. V’s earnings beat estimates in each of the last four quarters, the average surprise being 2.80%. 

Mastercard: Headquartered in New York, Mastercard boasts a globally integrated payments network, which enables secure, scalable and interoperable transactions across diverse participants and payment rails worldwide. Its franchise model establishes common rules and standards while supporting settlement integrity, reinforcing trust across the ecosystem. The company further differentiates itself through globally recognized brands, advanced data and AI capabilities, leading-edge technology, a strong innovation culture and deep local market presence, allowing it to expand payment solutions, strengthen customer relationships and engage effectively with governments worldwide.

The Zacks Consensus Estimate for Mastercard’s 2026 earnings is pegged at $19.78 per share, indicating a 16.3% rise from the year-ago figure. The consensus mark for revenues implies a 13.4% improvement from the year-ago actual. MA’s earnings beat estimates in each of the last four quarters, the average surprise being 6.29%.

PayPal: Based in California, PayPal operates a scaled two-sided payments ecosystem connecting 439 million active accounts across nearly 200 markets, enabling data-driven innovation that improves consumer and merchant experiences. Its trusted PayPal and Venmo brands, platform-agnostic payment infrastructure, broad funding options and omnichannel capabilities enhance customer flexibility and merchant adoption. The company further strengthens its competitive position by building and expanding strategic partnerships that improve customer experiences, broaden payment choices and attract new users. 

The Zacks Consensus Estimate for PayPal’s 2026 earnings is pegged at $5.36 per share, indicating a 0.9% rise from the year-ago figure. The consensus mark for revenues implies a 4.2% improvement from the year-ago actual. Its earnings beat estimates in three of the last four quarters and missed the mark once, the average surprise being 5.32%. 

Fidelity National: Based in Jacksonville, FL, Fidelity National is delivering solid revenue growth, fueled by robust performance in its Banking Solutions and Capital Markets Solutions segments. The Banking division is gaining traction through new client wins, while the Capital Market business is capitalizing on strong sales activity, driving higher levels of recurring revenues. Although the majority of its revenues are derived from U.S. clients, the company also has a strategic footprint in key international markets, including the United Kingdom, Germany, Australia, Brazil and Canada. The company supports its long-term growth through a combination of organic initiatives and selective acquisitions. 

The Zacks Consensus Estimate for Fidelity National’s 2026 earnings is pegged at $6.27 per share, indicating an improvement of 9% from the 2025 figure. The consensus mark for revenues implies a 4.2% improvement from the year-ago actual. FIS’ earnings beat estimates in three of the last four quarters and matched the mark once, the average surprise being 2.09%. 

WEX: Headquartered in Portland, ME, WEX boasts a diversified global commerce platform, combining proprietary payment networks, scalable SaaS solutions and deep industry expertise across Mobility, Benefits and Corporate Payments. Its owned technology, embedded payment capabilities, rich data analytics and AI-driven tools enhance workflow efficiency, fraud prevention and customer insights. The company also benefits from WEX Bank’s low-cost funding model, broad partner ecosystem, global reach and long-standing customer relationships, enabling differentiated solutions, operational scale and sustained innovation across multiple end markets.

The Zacks Consensus Estimate for WEX’s 2026 earnings is pegged at $19.88 per share, indicating a 23.5% rise from the year-ago figure. The consensus mark for revenues implies a 7.9% improvement from the year-ago actual. WEX’s earnings beat estimates in each of the last four quarters, the average surprise being 4.33%.

Why Haven't You Looked at Zacks' Top Stocks?Since 2000, our top stock-picking strategies have blown away the S&P's +7.7% average gain per year. Amazingly, they soared with average gains of +48.4%, +50.2% and +56.7% per year.

Today you can access their live picks without cost or obligation.

See Stocks Free >>

Join us on Facebook: https://www.facebook.com/ZacksInvestmentResearch/

Zacks Investment Research is under common control with affiliated entities (including a broker-dealer and an investment adviser), which may engage in transactions involving the foregoing securities for the clients of such affiliates.

Media Contact

Zacks Investment Research

800-767-3771 ext. 9339

[email protected]

https://www.zacks.com

Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were or will be profitable. All information is current as of the date of herein and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Zacks Investment Research does not engage in investment banking, market making or asset management activities of any securities. These returns are from hypothetical portfolios consisting of stocks with Zacks Rank = 1 that were rebalanced monthly with zero transaction costs. These are not the returns of actual portfolios of stocks. The S&P 500 is an unmanaged index. Visit https://www.zacks.com/performance  for information about the performance numbers displayed in this press release.

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Key facts

FIS has launched Digital One™ Commercial in APAC, a core-agnostic, composable commercial banking platform enabling banks to serve all business segments on a single system without replacing existing core systems. Digital One Commercial supports real-time, multi-rail payments with native multi-language, multi-currency, and cloud-ready capabilities for the region's diverse regulatory environments. The platform’s API-first architecture integrates with accounting systems and ERP platforms, giving APAC banks the flexibility to expand commercial banking services without a full technology overhaul. JACKSONVILLE, Fla.--(BUSINESS WIRE)--FIS® (NYSE: FIS), a global leader in financial technology, today launched Digital One™ Commercial in APAC, completing the platform's global rollout and making it available to financial institutions across the US, EMEA, and APAC. Digital One Commercial gives financial institutions the digital infrastructure to serve all their business customers, from small businesses to big enterprises, across multiple markets from a single, core-agnostic deployment.

The launch comes at a pivotal moment for commercial banking across APAC. According to Celent, corporate banking IT spending in APAC grew by 5.5% in 2025 and accelerated by 6.2% in 2026, as banks prioritize investment in client lifecycle management and corporate digital platforms. Yet many institutions still manage SMB and corporate clients on separate, country-specific systems while navigating market-specific compliance requirements1, data sovereignty mandates requiring flexible cloud deployment, and rising expectations from business customers who demand the real-time, connected digital services now standard in retail banking.

Digital One Commercial is purpose-built to serve business customers across the money lifecycle — from everyday cash management and payments through to trade finance, foreign exchange, and corporate treasury — addressing the commercial banking gaps that most constrain APAC financial institutions today:

Core-agnostic and API-first: Digital One Commercial connects to any existing core banking system and supports real-time, multi-rail payments across leading APAC schemes including PayNow, GIRO, FAST, and SWIFT/ISO, alongside trade finance and multi-entity liquidity management. Single platform for every business segment: A composable architecture enables banks to serve small businesses, mid-corporates, and large enterprise clients on a single system, replacing separate platforms segmented by customer tier or geography, with capabilities adopted incrementally and without a full technology overhaul. Built for APAC’s scale and diversity: Native support for English, Simplified Chinese, Traditional Chinese, Bahasa Indonesia, and Vietnamese, alongside multi-currency and multi-time zone capabilities, allows banks to scale across markets from a single platform instance. ERP connectivity: Direct integration with ERP and accounting platforms embeds banking services into business workflows in real time, removing the need for treasury teams to switch between banking portals and internal systems. A leading APAC bank already runs Digital One Commercial across 15 countries on a single instance, serving approximately 350,000 business customers and over one million end-users, accelerating time-to-market for new products and growing commercial banking revenue without the complexity of managing separate country systems.

“APAC's commercial banking landscape is among the most complex in the world, and too many banks are navigating it with separate systems built for individual markets rather than the region. The opportunity is not incremental improvement — it is helping banks unite their commercial banking operations, serve every business segment from a single platform, and unlock growth across the region,” said Peter Boyer, Co-President, Banking Solutions, FIS.

“In APAC, the shift toward platform-based commercial banking is accelerating, driven by the need to unify client experiences and support cross-border services,” said Colin Kerr, Head of Banking and Payments, Celent. “Banks are increasingly prioritizing flexible, integration-led architectures that can sit alongside existing cores - making solutions such as Digital One Commercial highly relevant to current transformation agendas.”

Digital One Commercial is available globally, designed to serve regional banks scaling into new markets and global institutions looking to modernize their commercial banking infrastructure. For more information, visit https://www.fisglobal.com/products/digital-one-commercial.

About FIS

FIS is a financial technology company providing solutions to financial institutions and businesses. We unlock financial technology to the world across the money lifecycle underpinning the world’s financial system. Our people are dedicated to advancing the way the world pays, banks and invests, by helping our clients to confidently run, grow, and protect their businesses. Our expertise comes from decades of experience helping financial institutions and businesses of all sizes adapt to meet the needs of their customers by harnessing where reliability meets innovation in financial technology. Headquartered in Jacksonville, Florida, FIS is a member of the Fortune 500® and the Standard & Poor’s 500® Index. To learn more, visit FISglobal.com. Follow FIS on LinkedIn, Facebook and X.

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