Key Takeaways FIS stock is down nearly 48% from its 52-week high, but stronger cash flow and margins offer recovery hope.FIS' second-quarter free cash flow surged 220% to $525 million, supporting debt reduction and buybacks.FIS expects $700 million in added free cash flow by 2028, but slowing growth and integration risks persist.
Fidelity National Information Services, Inc.’s (FIS - Free Report) shares have lost nearly 48% from their 52-week high, reflecting concerns over slowing growth and acquisition-related risks. Yet, improving cash generation and margin expansion suggest that a recovery may not require a sharp acceleration in revenues. The key question is whether FIS can translate its expanded capabilities into sustainable earnings growth while strengthening its balance sheet.
The acquisition of Global Payments' Issuer Solutions business has strengthened FIS' position in issuer processing, creating opportunities for cross-selling and integration savings. Encouragingly, its second-quarter 2026 pro forma adjusted EBITDA margin expanded 113 basis points to 41.7%, indicating progress in profitability. The acquisition is expected to add $700 million in adjusted free cash flow by 2028, supporting longer-term earnings growth alongside established banking relationships and recurring revenues.
FIS’ improving cash generation offers another recovery catalyst. Second-quarter free cash flow surged 220% to $525 million. Stronger cash flow could accelerate deleveraging from its $21.2 billion debt burden and support future share repurchases. However, lowered full-year 2026 forecasts for pro forma revenue growth of 4.5-5% and adjusted EBITDA growth of 5.9-6.9% underscore ongoing execution challenges.
A sustained recovery will depend less on rapid revenue growth and more on turning integration benefits into steady margin gains and lower debt. Progress toward its gross leverage target of approximately 2.8 times could strengthen investor confidence and support a valuation reassessment. Nevertheless, slower growth and integration risks may limit upside until the company demonstrates that its improving profitability and cash conversion are sustainable.
How Are Competitors Faring?Other companies operating in the financial technology space are Fiserv, Inc. (FISV - Free Report) and Jack Henry & Associates, Inc. (JKHY - Free Report) .
Fiserv faces near-term growth challenges, with its 2026 organic revenue outlook ranging from a 1% decline to flat growth. Nevertheless, its merchant and financial solutions franchises provide opportunities to stabilize performance through operational improvements. Fiserv's outlook depends on restoring underlying business momentum.
Jack Henry continues to benefit from financial institutions' investments in modern banking infrastructure and recurring technology services. JKHY’s fiscal 2027 EPS outlook of $7.33-$7.38 indicates further earnings growth, supported by ongoing demand for digital banking solutions.
FIS’ Price Performance, Valuation & EstimatesShares of Fidelity National have lost 70.6% over the past year compared with the industry’s 10.5% decline over the same period.
Image Source: Zacks Investment Research
From a valuation standpoint, FIS trades at a forward price-to-earnings ratio of 5.46, much below the industry average of 18.17. FIS carries a Value Score of A.
Image Source: Zacks Investment Research
The Zacks Consensus Estimate for FIS’ 2026 earnings is pegged at $6.20 per share, indicating 7.8% year-over-year growth, followed by an estimated 8.5% increase in 2027.
Image Source: Zacks Investment Research
FIS currently has a Zacks Rank #4 (Sell).
You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
FIS uvedla v USA do komerčního provozu nástroj AI pro šetření případů AML; v Amalgamated Bank má zkrátit prověřování upozornění na první úrovni o více než 90 %.
FIS AML Investigations Agent Now Commercially Available to Help Banks Tackle the Scale and Cost of Financial Crime Compliance
FIS® (NYSE: FIS) today announced that the FIS AML Investigations Agent that was jointly announced in May 2026 with Anthropic, is now commercially available to any U.S.-based bank, including those that are not FIS clients today. This is the first solution of its kind from a provider that already operates the core banking, payments and data infrastructure financial crime investigations depend on, with built-in controls that keep analysts in command of every decision.
This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20261015870819/en/
FIS built the agent with support from Anthropic and design partner Amalgamated Bank. The agent is now being deployed at Amalgamated.
The scale of the challenge is significant. U.S. financial institutions spend an estimated $35 to $40 billion a year on anti-money laundering operations (LexisNexis, 2023), yet analysts devote 40 to 60 percent of investigation time to assembling data before analysis can begin (AnChain.AI, 2025). Industry false-positive rates run between 90 and 95 percent (Datos Insights, 2023). Alert volumes keep climbing. The gap is not analytical capacity - it is the manual evidence assembly that consumes it.
Based on Amalgamated’s analysis of its investigation workflows combined with the AML Investigations Agent’s expected abilities, the agent is projected to reduce Level 1 alert review time by more than 90 percent, Level 2 case investigation time by approximately 98 percent, and SAR narrative preparation time by more than 80 percent - freeing investigators to redirect capacity from data assembly to complex cases that require greater judgment.
The agent applies customer-specific context to every investigation rather than treating all alerts the same. It maps the customer’s type, historical activity and expected behavior against the alert before assembling evidence, so the resulting summary is already calibrated to what is and is not normal for that customer. A seasonal spike in cash deposits looks different from deposits deliberately kept just under federal reporting thresholds. A routine international transfer looks different from an unexplained cross-border wire to a high-risk jurisdiction. The agent identifies those distinctions and explains the rationale to the analyst.
The agent is built on FIS’ Trust Assured framework, which embeds governance, compliance and responsible AI into every FIS product. Every output links to the specific record, document or check image it came from. Every recommendation, the reasoning behind it and the analyst's final decision are logged in a complete audit trail, so investigation outcomes are explainable and ready for internal audit or regulatory examination. Each institution's risk logic, thresholds and investigation procedures remain isolated through the FIS Control Plane, FIS's governance layer for managing agent access, controls and institution-specific configurations. The agent is designed to augment, not replace, the monitoring platforms and case management systems a bank already runs, and natively integrates with FIS Horizon and FIS Systematics, two of FIS core banking platforms, with FIS IBS planned next on the product roadmap.
“Investigations don’t slow down because analysts lack judgment. They slow down because evidence is scattered across systems and every alert gets treated the same,” said Stan Szwalbenest, Head of Enterprise Fraud and Financial Crimes, FIS. “By bringing together the core, payments and data these investigations rely on, FIS gives analysts a head start while keeping them in control of every decision.”
“AML investigations require comprehensive evidence and experienced judgment. The FIS AML Investigations Agent can reduce time spent gathering information and preparing documentation, allowing investigators to focus on complex cases and critical decisions. Each recommendation has a clear audit trail, while the investigator remains accountable for the final determination. In regulated environments, AI must strengthen human expertise while preserving trust and governance,” said Sean Searby, Chief Information & Operations Officer, Amalgamated Bank.
FIS developed and owns the AML Investigations Agent, built with support from an Anthropic team that embedded with FIS product and compliance teams, drawing on FIS’ financial-institution relationships, regulatory expertise and transaction-data infrastructure. The collaboration also produced the evaluation frameworks and engineering practices FIS will use to build and scale additional agents on the same governed platform. The agent runs in FIS’ private cloud and uses Anthropic’s Claude models.
To request a tailored demonstration or connect with a specialist, visit here or contact an FIS representative.
About FIS
FIS is a financial technology company providing solutions to financial institutions and businesses. We unlock financial technology to the world across the money lifecycle underpinning the world’s financial system. Our people are dedicated to advancing the way the world pays, banks and invests, by helping our clients to confidently run, grow, and protect their businesses. Our expertise comes from decades of experience helping financial institutions and businesses of all sizes adapt to meet the needs of their customers by harnessing where reliability meets innovation in financial technology. Headquartered in Jacksonville, Florida, FIS is a member of the Fortune 500® and the Standard & Poor’s 500® Index.
About Amalgamated Bank
Amalgamated Financial Corp. is a Delaware public benefit corporation and bank holding company. Founded in 1923 by the Amalgamated Clothing Workers of America, it provides commercial banking and trust services through Amalgamated Bank, a New York-based commercial bank and chartered trust company with offices or branches in New York City, Washington, D.C., Northern California, and Boston. The Bank is a member of the Global Alliance for Banking on Values and a certified B Corporation®.
View source version on businesswire.com: https://www.businesswire.com/news/home/20261015870819/en/
Disclosures
I/we have no positions in any stocks mentioned, and have no plans to buy any new positions in the stocks mentioned within the next 72 hours.
Společnost Fidelity National Information Services (FIS) má před zveřejněním výsledků hospodaření ukazatel Earnings ESP na úrovni +0,77 % a hodnocení Zacks Rank #3, což naznačuje možnost dalšího překonání odhadů zisku.
If you are looking for a stock that has a solid history of beating earnings estimates and is in a good position to maintain the trend in its next quarterly report, you should consider Fidelity National Information Services (FIS - Free Report) . This company, which is in the Zacks Financial Transaction Services industry, shows potential for another earnings beat.
When looking at the last two reports, this banking and payment technologies company has recorded a strong streak of surpassing earnings estimates. The company has topped estimates by 3.47%, on average, in the last two quarters.
For the last reported quarter, Fidelity National came out with earnings of $1.48 per share versus the Zacks Consensus Estimate of $1.47 per share, representing a surprise of 0.68%. For the previous quarter, the company was expected to post earnings of $1.28 per share and it actually produced earnings of $1.36 per share, delivering a surprise of 6.25%.
Price and EPS Surprise
For Fidelity National, estimates have been trending higher, thanks in part to this earnings surprise history. And when you look at the stock's positive Zacks Earnings ESP (Expected Surprise Prediction), it's a great indicator of a future earnings beat, especially when combined with its solid Zacks Rank.
Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven.
The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.
Fidelity National currently has an Earnings ESP of +0.77%, which suggests that analysts have recently become bullish on the company's earnings prospects. This positive Earnings ESP when combined with the stock's Zacks Rank #3 (Hold) indicates that another beat is possibly around the corner.
When the Earnings ESP comes up negative, investors should note that this will reduce the predictive power of the metric. But, a negative value is not indicative of a stock's earnings miss.
Many companies end up beating the consensus EPS estimate, but that may not be the sole basis for their stocks moving higher. On the other hand, some stocks may hold their ground even if they end up missing the consensus estimate.
Because of this, it's really important to check a company's Earnings ESP ahead of its quarterly release to increase the odds of success. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.
FIS spustila novou cloudovou platformu pro důchodové záznamy s automatizací a analytikou, aby lépe zvládla požadavky SECURE 2.0. Firma čeká, že tržby za rok 2026 porostou o 4,5 % až 5 %.
Key Takeaways FIS launched an upgraded retirement platform built on a cloud-native, microservices architecture.The platform addresses SECURE 2.0 demands with automation, analytics and flexible plan-rule administration.FIS expects 2026 pro forma revenue growth of 4.5%-5%, with adoption key to future service opportunities. Fidelity National Information Services, Inc. (FIS - Free Report) is upgrading its retirement technology offering with the latest version of the FIS Retirement Platform (FRP), built on a cloud-native, microservices architecture. The platform is designed to give retirement plan providers and third-party administrators a more scalable recordkeeping foundation while supporting modern participant and advisor experiences.
The move comes as retirement providers face growing technology demands from SECURE 2.0. Features such as automatic enrollment, pension-linked emergency savings accounts, student loan repayment matching and expanded eligibility for part-time workers require recordkeepers to configure, test and administer new plan rules efficiently. Modern infrastructure can help providers respond to these requirements without relying as heavily on legacy systems.
FIS is also building analytics and automation into the platform rather than treating recordkeeping as a back-office function alone. Planned capabilities include personalized participant guidance, automated administrative workflows and plan-health analytics. These features could help providers address participant needs more proactively while reducing repetitive administrative tasks and improving the handling of large volumes of retirement data.
The platform could also strengthen FIS’ position in the retirement technology market as providers seek more flexible infrastructure and consolidate their technology platforms. Recordkeeping sits at the center of ongoing plan administration and participant activity, creating opportunities to add analytics, engagement tools and other services over time. FIS can potentially use the new architecture to support these capabilities without requiring providers to overhaul their technology stack repeatedly.
The launch also fits FIS’ broader modernization strategy. The company generated 5.3% year-over-year pro forma revenue growth in the second quarter of 2026 and expects 2026 pro forma revenues to grow 4.5% to 5%. Over time, adoption of the upgraded retirement platform could support client retention and create opportunities for additional services. The key execution factors will be the pace of customer adoption, smooth migrations and FIS’ ability to translate its real-time data capabilities into measurable efficiency and engagement improvements.
FIS’ Price PerformanceOver the past year, shares of Fidelity National have declined 45.5% compared with the industry’s fall of 17.1%.
Image Source: Zacks Investment Research
FIS’ Zacks Rank & Key PicksFidelity National currently carries a Zacks Rank #4 (Sell).
Some top-ranked stocks in the business services space are Remitly Global, Inc. (RELY - Free Report) , ScanSource, Inc. (SCSC - Free Report) and Huron Consulting Group Inc. (HURN - Free Report) , each sporting a Zacks Rank #1 (Strong Buy) at present. You can see the complete list of today’s Zacks #1 Rank stocks here.
The Zacks Consensus Estimate for Remitly Global’s current-year earnings of $1.57 per share has witnessed one upward revision in the past 60 days against no movement in the opposite direction. RELY beat earnings estimates in each of the trailing four quarters, with the average surprise being 327.7%. The consensus estimate for current-year revenues is pegged at $2 billion, implying 21.4% year-over-year growth.
The Zacks Consensus Estimate for ScanSource’s current-year earnings of $4.56 per share has witnessed one upward revision in the past 60 days against no movement in the opposite direction. SCSC beat earnings estimates in three of the trailing four quarters and met once, with the average surprise being 7.8%. The consensus estimate for current-year revenues is pegged at $3.5 billion, calling for an 8% year-over-year increase.
The Zacks Consensus Estimate for Huron Consulting Group’s current-year earnings of $9.18 per share has witnessed three upward revisions in the past 60 days against no movement in the opposite direction. HURN beat earnings estimates in each of the trailing four quarters, with the average surprise being 12.4%. The consensus estimate for current-year revenues is pegged at $1.9 billion, suggesting 12.4% year-over-year growth.
FIS oznámila, že její core banking získává nové banky i velké instituce po fúzích a modernizaci. Společnost v první polovině roku 2026 získala pět nově licencovaných bank, včetně Mercury, a také core banking zakázku pro nově vzniklou americkou instituci s více než 100 miliardami dolarů v aktivech. Tyto zakázky mohou otevřít další obchodní příležitosti v digitálním bankovnictví, platebních službách, úvěrech, datech a account origination.
Key Takeaways FIS' core banking wins span new banks, M&A-created institutions and modernization projects at major banks.Core banking deals can help FIS cross-sell digital banking, payments, lending, data and origination products.2026 EPS estimate for FIS implies 7.8% growth, followed by 8.5% growth next year. Fidelity National Information Services, Inc. (FIS - Free Report) recently said its core banking business is gaining traction as banks launch, merge and modernize their technology. The company signed five newly chartered banks in the first half of 2026, including Mercury, which has conditional approval for a national bank charter and FDIC deposit insurance approval. FIS also won the core banking mandate for a newly formed U.S. institution with more than $100 billion in assets.
Two top-15 U.S. banks completed proofs of value for FIS’ enterprise platform strategy, which enables banks to progressively adopt modern capabilities, including AI, while preserving the stability of their existing core environments and avoiding disruptive transformations.
The wins give FIS exposure to several important banking trends at once. The FDIC approved 14 deposit insurance applications in the year through April 2026, twice the number approved during calendar 2025, signaling renewed de novo activity in banking. FIS captured five new-bank signings in the first half of 2026 while also landing a core relationship with a $100 billion-plus institution created through M&A. That shows its platform can serve both emerging banks and large, complex organizations.
These wins can support recurring revenue growth and deeper client relationships. Core banking agreements are especially valuable because they can open the door to additional products in digital banking, payments, lending, data and account origination. Successful modernization projects at top-15 banks could create further cross-selling opportunities and improve long-term revenue visibility.
How Are Peers Placed?Fiserv, Inc. (FISV - Free Report) has an open technology stack designed to let fintech developers integrate with Fiserv cores, while it is also pursuing modernization of its core platform. In May 2026, Fiserv said it planned to deploy Cognition's Devin across core-platform modernization and other engineering initiatives.
Meanwhile, ACI Worldwide, Inc. (ACIW - Free Report) is more focused on payments modernization than core-banking modernization. Its Connetic platform lets banks unify SWIFT, CHAPS and Faster Payments on a cloud-native platform, while ACI Worldwide positions its software around payment orchestration, real-time payments, fraud and AI-powered payment intelligence.
FIS’ Price Performance, Valuation and EstimatesShares of FIS have declined 44.6% year to date, underperforming the broader industry and the S&P 500 Index.
FIS YTD Price Performance Image Source: Zacks Investment Research
From a valuation standpoint, FIS trades at a forward price-to-earnings ratio of 5.61X, down from the industry average of 17.60X. FIS carries a Value Score of A.
Image Source: Zacks Investment Research
The Zacks Consensus Estimate for FIS’ 2026 earnings implies a 7.8% rise year over year, followed by 8.5% growth next year.
Image Source: Zacks Investment Research
The stock currently carries a Zacks Rank #4 (Sell).
You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
FIS oznámila rekordní první pololetí v oblasti core banking, kdy u komunitních a regionálních bank získala miliony účtů. Banky si ji vybírají pro digitalizaci, modernizaci, platby i nástroje proti podvodům.
Key Takeaways FIS added millions of accounts through record first-half core banking wins across smaller banks.Banks chose FIS for origination, digital banking, modernization, payments, fraud and crime tools.The wins could boost FIS revenue visibility, retention, organic growth and cross-selling opportunities. Fidelity National Information Services, Inc. (FIS - Free Report) recently reported record first-half core banking wins across its community and regional bank business, adding millions of accounts. The deals covered new client wins, expansions with existing customers, platform consolidations and migrations from older systems.
Banks selected FIS for account origination, digital banking, core modernization, payments, fraud and financial-crime tools. Open Bank, part of OP Bancorp (OPBK - Free Report) , publicly chose the FIS Origination Suite for its digital transformation. FIS is also pushing AI deeper into banking through Policy Optimizer 2.0, AgentEdge and its Financial Crimes AI Agent, developed with Anthropic and currently being piloted directly with core banking clients.
The announcement shows that smaller banks are moving beyond one-off technology upgrades and choosing broader, connected platforms. FIS said its community and regional banking franchise serves thousands of clients. Banks are now facing higher fraud risk, faster payment activity, rising technology complexity and pressure to improve digital experiences.
A provider that can connect core systems, onboarding, payments, fraud tools and AI can simplify vendor management. The wins also suggest FIS is strengthening its position where modernization spending remains a clear priority.
The takeaway is better revenue visibility for FIS. Core banking relationships can be valuable because they tend to be long-term and create openings to sell additional digital, payments, fraud and AI products. Expansions within existing FIS clients could also lower customer-acquisition costs and deepen recurring revenue.
Adding millions of accounts increases the base over which FIS can monetize services, while platform consolidation may improve retention. The wins will likely support organic growth and cross-selling opportunities.
FIS’ Price PerformanceShares of Fidelity National have declined 42.5% year to date, underperforming the 11.5% fall of the industry.
Image Source: Zacks Investment Research
Zacks Rank & Key PicksFIS currently has a Zacks Rank #4 (Sell).
Some better-ranked stocks from the broader payments space are Usio, Inc. (USIO - Free Report) and Repay Holdings Corporation (RPAY - Free Report) , both currently carrying a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
The Zacks Consensus Estimate for USIO’s current-year earnings indicates an 88.9% year-over-year improvement. USIO has witnessed one upward estimate revision over the past month against no cuts. The consensus estimate for current-year revenues indicates 13.9% year-over-year growth.
The Zacks Consensus Estimate for Repay Holdings’ current-year earnings indicates 26.8% year-over-year growth. RPAY witnessed one upward estimate revision over the past 60 days and no downward movement. The consensus estimate for current-year revenues implies a 60.1% year-over-year jump.
Amundi ve 2. čtvrtletí snížila podíl ve Fidelity National Information Services o 20,5 % na 1 966 324 akcií v hodnotě 76,451 mil. USD. FIS zároveň oznámila čtvrtletní čistý zisk 1,48 USD na akcii a tržby 3,38 mld. USD.
Amundi lessened its holdings in shares of Fidelity National Information Services, Inc. (NYSE:FIS – Free Report) by 20.5% in the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The institutional investor owned 1,966,324 shares of the information technology services provider’s stock after selling 506,043 shares during the quarter. Amundi owned 0.38% of Fidelity National Information Services worth $76,451,000 as of its most recent SEC filing.
Other institutional investors have also recently bought and sold shares of the company. MBM Wealth Consultants LLC bought a new stake in Fidelity National Information Services during the 1st quarter worth approximately $33,000. Reflection Asset Management purchased a new stake in shares of Fidelity National Information Services in the fourth quarter worth approximately $34,000. Kemnay Advisory Services Inc. bought a new position in shares of Fidelity National Information Services in the fourth quarter valued at approximately $42,000. DV Equities LLC purchased a new position in shares of Fidelity National Information Services during the fourth quarter valued at approximately $48,000. Finally, Hantz Financial Services Inc. grew its holdings in Fidelity National Information Services by 254.5% during the fourth quarter. Hantz Financial Services Inc. now owns 833 shares of the information technology services provider’s stock worth $55,000 after buying an additional 598 shares in the last quarter. Institutional investors and hedge funds own 96.23% of the company’s stock.
Fidelity National Information Services Stock Performance Fidelity National Information Services stock opened at $38.11 on Thursday. The firm has a fifty day simple moving average of $41.99 and a two-hundred day simple moving average of $43.95. The company has a quick ratio of 0.53, a current ratio of 0.53 and a debt-to-equity ratio of 0.96. Fidelity National Information Services, Inc. has a twelve month low of $37.42 and a twelve month high of $69.14. The company has a market capitalization of $19.70 billion, a PE ratio of 5.85, a P/E/G ratio of 0.41 and a beta of 0.79.
Fidelity National Information Services (NYSE:FIS – Get Free Report) last announced its quarterly earnings results on Tuesday, August 4th. The information technology services provider reported $1.48 earnings per share for the quarter, beating the consensus estimate of $1.47 by $0.01. Fidelity National Information Services had a net margin of 27.64% and a return on equity of 20.95%. The business had revenue of $3.38 billion during the quarter, compared to analysts’ expectations of $3.38 billion. During the same quarter in the prior year, the company posted $1.36 EPS. The firm’s revenue for the quarter was up 29.1% compared to the same quarter last year. Fidelity National Information Services has set its FY 2026 guidance at 6.150-6.240 EPS and its Q3 2026 guidance at 1.580-1.620 EPS. Research analysts expect that Fidelity National Information Services, Inc. will post 6.19 EPS for the current year. Fidelity National Information Services Announces Dividend The business also recently disclosed a quarterly dividend, which will be paid on Friday, September 25th. Shareholders of record on Friday, September 11th will be issued a $0.44 dividend. The ex-dividend date is Friday, September 11th. This represents a $1.76 annualized dividend and a yield of 4.6%. Fidelity National Information Services’s dividend payout ratio is 27.04%.
Wall Street Analysts Forecast Growth Several equities analysts have recently issued reports on FIS shares. TD Cowen reduced their target price on Fidelity National Information Services from $58.00 to $53.00 and set a “buy” rating for the company in a report on Wednesday, August 26th. Wells Fargo & Company reaffirmed an “equal weight” rating and issued a $46.00 price objective (down from $58.00) on shares of Fidelity National Information Services in a research report on Tuesday, August 25th. Royal Bank Of Canada dropped their target price on shares of Fidelity National Information Services from $57.00 to $53.00 and set an “outperform” rating on the stock in a research note on Wednesday, August 5th. Truist Financial decreased their price target on shares of Fidelity National Information Services from $45.00 to $43.00 and set a “hold” rating for the company in a research note on Friday, July 24th. Finally, Wall Street Zen lowered Fidelity National Information Services from a “buy” rating to a “hold” rating in a report on Sunday, May 17th. Ten analysts have rated the stock with a Buy rating, twelve have given a Hold rating and one has given a Sell rating to the stock. According to data from MarketBeat.com, Fidelity National Information Services has a consensus rating of “Hold” and an average target price of $53.96.
Read Our Latest Stock Analysis on Fidelity National Information Services
(Free Report)
Fidelity National Information Services, Inc (NYSE:FIS) is a global financial technology company that provides software, services and technology solutions to banks, credit unions, wealth management firms, capital markets institutions and other financial organizations. Its offerings support core banking, digital banking, payments processing, fraud prevention, risk management, compliance, data analytics and customer engagement.
FIS provides platforms for account processing, transaction processing, lending, treasury management, card and payment operations, and investment management.
Further Reading Five stocks we like better than Fidelity National Information Services Qualcomm’s Data Center Bet Looks More Real After Amazon’s AI Deal GE Aerospace’s $11.75B Deal Puts Howmet Aerospace in Focus Casey’s Post-Earnings Drop May Give Investors a Better Entry Into a Quality Retailer Sovereign AI: Palantir and Nebius Cut the Cloud Cord Want to see what other hedge funds are holding FIS? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Fidelity National Information Services, Inc. (NYSE:FIS – Free Report).
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FIS spustila platformu Embedded Banking, která vkládá bankovní služby do firemního softwaru. U pilotních bank, včetně M&T Bank, mají účty a platby přijít ve 4. čtvrtletí 2026.
Key Takeaways FIS launched an embedded banking platform that integrates banking services into business software.FIS initially rolls out the platform with pilot banks, with accounts and payments planned for Q4 2026.FIS aims to deepen bank relationships by expanding access to accounts, payments and other services. Fidelity National Information Services, Inc. (FIS - Free Report) is expanding its banking technology portfolio with the launch of the Embedded Banking Platform, designed to help U.S. banks deliver accounts, payments, card issuing and other financial capabilities within business software. The move positions the company to capitalize on demand for banking experiences that fit directly into corporate workflows rather than banking portals.
The platform allows banks to embed their services through APIs, software development kits, widgets or white-labeled applications while software providers control the customer interface. Importantly, accounts remain on the bank’s balance sheet, allowing financial institutions to retain customer ownership and regulatory control. This structure could make embedded banking more attractive to banks seeking digital reach without giving up the relationship.
FIS is initially rolling out the offering with pilot banks, including Cogent Bank, Commercial Bank of California and M&T Bank, with accounts and payments planned for the fourth quarter of 2026. The broader product also supports accounts receivable and payable, expense management and card issuing, creating opportunities for FIS to deepen its role across business banking workflows.
The launch complements FIS’ broader efforts to modernize banking infrastructure and expand embedded financial services. By enabling banks to reach business customers through software they already use, the platform could help FIS deepen relationships with financial institutions and create additional opportunities across accounts, payments and other banking services as adoption builds.
How Are Competitors Faring?Some of FIS’ competitors in the digital banking technology solutions space are Fiserv, Inc. (FISV - Free Report) and Jack Henry & Associates, Inc. (JKHY - Free Report) .
Fiserv is expanding its embedded finance capabilities across banking, payments and card issuing, while its Stuut partnership brings agentic AI to enterprise receivables. The collaboration combines FISV’s Commerce Hub and SnapPay with Stuut’s automation, supporting a platform that has processed over $2 billion in B2B invoices.
Jack Henry is strengthening its embedded finance capabilities through API-first payment infrastructure that enables fintechs and businesses to integrate ACH, wires, RTP, FedNow, deposits and virtual accounts. JKHY’s expanding embedded fintech ecosystem also helps financial institutions reach new markets and revenue opportunities.
Fidelity National’s Price Performance, Valuation & EstimatesShares of FIS have risen 3.2% over the past three months compared with the industry’s growth of 17.2%.
Image Source: Zacks Investment Research
From a valuation standpoint, Fidelity National trades at a forward price-to-earnings ratio of 6.45, significantly below the industry average of 19.20. FIS carries a Value Score of A.
Image Source: Zacks Investment Research
The Zacks Consensus Estimate for Fidelity National’s 2026 earnings is pegged at $6.19 per share, implying 7.7% growth from the year-ago period.
Image Source: Zacks Investment Research
FIS stock currently carries a Zacks Rank #4 (Sell).
You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
A month has gone by since the last earnings report for Fidelity National Information Services (FIS - Free Report) . Shares have lost about 2.3% in that time frame, underperforming the S&P 500.
But investors have to be wondering, will the recent negative trend continue leading up to its next earnings release, or is Fidelity National due for a breakout? Well, first let's take a quick look at the most recent earnings report in order to get a better handle on the recent drivers for Fidelity National Information Services, Inc. before we dive into how investors and analysts have reacted as of late.
FIS Beats Q2 Earnings on Banking Solutions Strength, Cuts 2026 Outlook
Fidelity National reported second-quarter 2026 adjusted earnings per share (EPS) of $1.48, which beat the Zacks Consensus Estimate by 0.7%. The bottom line advanced 8.8% year over year.
Revenues amounted to $3.4 billion, which improved 29% year over year. The top line missed the consensus mark by 0.2%.
The quarterly earnings were driven by strong growth in the Banking Solutions segment and steady performance in the Capital Market Solutions segment, supported by recurring revenue growth, margin expansion and acquisition benefits. However, the upside was partly offset by a higher cost of revenues and increased selling, general and administrative expenses.
FIS’ Q2 PerformanceThe cost of revenues increased 32.4% year over year to $2.2 billion in the second quarter. SG&A expenses of $684 million rose 19.6% year over year. Net interest expenses of $200 million increased 81.8% from the prior-year quarter’s figure.
Adjusted EBITDA was $1.4 billion, up 35% year over year. Adjusted EBITDA margin increased 193 basis points year over year to 41.7%, primarily driven by acquisitions, a favorable business mix and cost savings initiatives.
Q2 Segmental Update of Fidelity NationalRevenues from the Banking Solutions segment totaled $2.5 billion, increasing 44% year over year and matching the Zacks Consensus Estimate. The segmental results benefited from solid margin expansion. Adjusted EBITDA margin improved 179 bps year over year to 45.8%, supported by cost management and a favorable revenue mix.
The Capital Market Solutions segment’s revenues advanced 3.5% year over year to $810 million, marginally missing the Zacks Consensus Estimate by 0.2%. Strong recurring revenue growth benefited the metric. Adjusted EBITDA margin of 51.9% contracted 32 bps year over year.
The Corporate and Other segment recorded revenues of $84 million, down 26% year over year. Adjusted EBITDA loss was $147 million.
FIS’ Q2 Financial UpdateFidelity National exited the second quarter of 2026 with cash and cash equivalents of $744 million, up from $599 million as of 2025-end. Total assets of $44.1 billion increased from $33.5 billion at the end of 2025.
Long-term debt, excluding the current portion, amounted to $15.4 billion, up from $9.1 billion as of Dec. 31, 2025. The current portion of long-term debt totaled $1.5 billion. Short-term borrowings totaled $4.2 billion at the end of the reported quarter.
Total equity of $16 billion increased from $13.9 billion at 2025-end.
Fidelity National generated $493 million in net cash from operations, representing a 29.1% year-over-year increase. Adjusted free cash flow totaled $525 million, up 220% year over year.
FIS’ Share Repurchase & Dividend UpdateThe company returned $270 million to shareholders, including $42 million through share repurchases and $228 million in dividend payments.
FIS’ Key Expectations for Q3’26Management forecasts revenues between $3.415 billion and $3.445 billion. Adjusted EBITDA is projected to be in the range of $1,460-$1,480 million. Adjusted EPS is estimated to be between $1.58 and $1.62.
FIS Updates 2026 GuidanceRevenues are now expected to be $13.63-$13.70 billion, down from the prior guidance of $13.77-$13.85 billion, implying 29-30% adjusted revenue growth.
Adjusted EBITDA is projected to be $5.73-$5.79 billion compared to the earlier outlook of $5.80-$5.86 billion. Adjusted EBITDA margin is anticipated to be in the range of 41.8-42.4% (previously 42.1-42.3%).
Adjusted EPS is forecast in the range of $6.15-$6.24, lowered from the prior guidance of $6.22-$6.32. The midpoint implies about 7.7% year-over-year growth from $5.75 reported in 2025.
Free cash flow guidance has been raised to $2.15-$2.25 billion from the previous $2.05-$2.15 billion. The company now expects free cash flow growth of 33-39% year over year.
How Have Estimates Been Moving Since Then?In the past month, investors have witnessed a downward trend in estimates review.
VGM ScoresCurrently, Fidelity National has a subpar Growth Score of D, though it is lagging a bit on the Momentum Score front with an F. However, the stock was allocated a grade of A on the value side, putting it in the top quintile for this investment strategy.
Overall, the stock has an aggregate VGM Score of C. If you aren't focused on one strategy, this score is the one you should be interested in.
OutlookEstimates have been broadly trending downward for the stock, and the magnitude of these revisions indicates a downward shift. It's no surprise Fidelity National has a Zacks Rank #4 (Sell). We expect a below average return from the stock in the next few months.
Performance of an Industry PlayerFidelity National belongs to the Zacks Financial Transaction Services industry. Another stock from the same industry, Visa (V - Free Report) , has gained 2.7% over the past month. More than a month has passed since the company reported results for the quarter ended June 2026.
Visa reported revenues of $11.63 billion in the last reported quarter, representing a year-over-year change of +14.4%. EPS of $3.32 for the same period compares with $2.98 a year ago.
Visa is expected to post earnings of $3.43 per share for the current quarter, representing a year-over-year change of +15.1%. Over the last 30 days, the Zacks Consensus Estimate has changed +0.1%.
The overall direction and magnitude of estimate revisions translate into a Zacks Rank #3 (Hold) for Visa. Also, the stock has a VGM Score of F.
Barrow Hanley Mewhinney & Strauss LLC ve 2. čtvrtletí koupila 5 636 881 akcií společnosti Fidelity National Information Services za zhruba 219,2 mil. USD. Podíl ve společnosti tak činil asi 1,09 %.
Barrow Hanley Mewhinney & Strauss LLC acquired a new stake in shares of Fidelity National Information Services, Inc. (NYSE:FIS – Free Report) in the second quarter, according to the company in its most recent filing with the SEC. The firm acquired 5,636,881 shares of the information technology services provider’s stock, valued at approximately $219,162,000. Barrow Hanley Mewhinney & Strauss LLC owned approximately 1.09% of Fidelity National Information Services at the end of the most recent reporting period.
Several other large investors also recently added to or reduced their stakes in FIS. BlackRock Inc. bought a new stake in shares of Fidelity National Information Services during the second quarter valued at approximately $1,730,200,000. Norges Bank bought a new position in Fidelity National Information Services in the fourth quarter worth approximately $495,956,000. Dodge & Cox increased its holdings in Fidelity National Information Services by 13.9% during the 4th quarter. Dodge & Cox now owns 49,113,297 shares of the information technology services provider’s stock worth $3,264,070,000 after purchasing an additional 6,008,090 shares during the period. Deutsche Bank AG purchased a new position in Fidelity National Information Services during the 2nd quarter worth $111,205,000. Finally, Balyasny Asset Management L.P. raised its position in Fidelity National Information Services by 585.9% during the 3rd quarter. Balyasny Asset Management L.P. now owns 2,365,322 shares of the information technology services provider’s stock valued at $155,969,000 after purchasing an additional 2,852,118 shares in the last quarter. 96.23% of the stock is owned by hedge funds and other institutional investors.
Fidelity National Information Services Trading Up 0.0% Shares of NYSE FIS opened at $41.36 on Monday. Fidelity National Information Services, Inc. has a 1-year low of $37.42 and a 1-year high of $71.90. The business has a fifty day moving average price of $41.42 and a 200 day moving average price of $44.71. The stock has a market capitalization of $21.38 billion, a P/E ratio of 6.35, a price-to-earnings-growth ratio of 0.42 and a beta of 0.77. The company has a debt-to-equity ratio of 0.96, a current ratio of 0.53 and a quick ratio of 0.53.
Fidelity National Information Services (NYSE:FIS – Get Free Report) last announced its earnings results on Tuesday, August 4th. The information technology services provider reported $1.48 earnings per share for the quarter, topping the consensus estimate of $1.47 by $0.01. Fidelity National Information Services had a return on equity of 20.95% and a net margin of 27.64%.The firm had revenue of $3.38 billion for the quarter, compared to the consensus estimate of $3.38 billion. During the same period in the previous year, the business earned $1.36 EPS. The firm’s revenue for the quarter was up 29.1% on a year-over-year basis. Fidelity National Information Services has set its FY 2026 guidance at 6.150-6.240 EPS and its Q3 2026 guidance at 1.580-1.620 EPS. Equities research analysts expect that Fidelity National Information Services, Inc. will post 6.19 EPS for the current fiscal year. Fidelity National Information Services Dividend Announcement The business also recently announced a quarterly dividend, which will be paid on Friday, September 25th. Investors of record on Friday, September 11th will be paid a $0.44 dividend. The ex-dividend date is Friday, September 11th. This represents a $1.76 dividend on an annualized basis and a yield of 4.3%. Fidelity National Information Services’s dividend payout ratio (DPR) is 27.04%.
Wall Street Analyst Weigh In A number of research firms have recently issued reports on FIS. Barclays dropped their price target on Fidelity National Information Services from $44.00 to $43.00 and set an “equal weight” rating on the stock in a research report on Wednesday, August 5th. Stephens reaffirmed an “equal weight” rating and issued a $50.00 price objective on shares of Fidelity National Information Services in a research note on Tuesday, August 11th. Oppenheimer dropped their target price on shares of Fidelity National Information Services from $69.00 to $62.00 in a report on Friday, May 8th. BNP Paribas Exane cut their target price on shares of Fidelity National Information Services from $40.00 to $37.00 and set an “underperform” rating on the stock in a research report on Thursday, May 14th. Finally, The Goldman Sachs Group reduced their price target on shares of Fidelity National Information Services from $65.00 to $57.00 and set a “buy” rating for the company in a report on Monday, May 11th. Eleven equities research analysts have rated the stock with a Buy rating, ten have issued a Hold rating and two have given a Sell rating to the company. According to MarketBeat.com, the stock presently has an average rating of “Hold” and a consensus target price of $55.39.
View Our Latest Stock Analysis on FIS
(Free Report)
Fidelity National Information Services (NYSE: FIS) is a global provider of financial technology solutions and services for banks, capital markets firms, merchants and corporations. The company develops and delivers software, processing, and outsourcing services that support core banking, payments and merchant acquiring, wealth and retirement platforms, risk and compliance, and trading and capital markets operations. Its offerings include cloud-based and on-premises core banking systems, card processing and gateway services, e-commerce and point-of-sale payment solutions, and a range of back-office and advisory services designed to automate and modernize financial operations.
FIS serves a broad international client base across North America, Europe, Latin America, and the Asia-Pacific region through a combination of direct clients and partner channels.
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FIS spustila v regionu APAC platformu Digital One Commercial, která bankám umožní obsluhovat všechny firemní segmenty na jednom systému bez výměny core systému. Nabízí i real-time platby, více jazyků, více měn a napojení na ERP.
FIS has launched Digital One™ Commercial in APAC, a core-agnostic, composable commercial banking platform enabling banks to serve all business segments on a single system without replacing existing core systems. Digital One Commercial supports real-time, multi-rail payments with native multi-language, multi-currency, and cloud-ready capabilities for the region's diverse regulatory environments. The platform’s API-first architecture integrates with accounting systems and ERP platforms, giving APAC banks the flexibility to expand commercial banking services without a full technology overhaul. JACKSONVILLE, Fla.--(BUSINESS WIRE)--FIS® (NYSE: FIS), a global leader in financial technology, today launched Digital One™ Commercial in APAC, completing the platform's global rollout and making it available to financial institutions across the US, EMEA, and APAC. Digital One Commercial gives financial institutions the digital infrastructure to serve all their business customers, from small businesses to big enterprises, across multiple markets from a single, core-agnostic deployment.
The launch comes at a pivotal moment for commercial banking across APAC. According to Celent, corporate banking IT spending in APAC grew by 5.5% in 2025 and accelerated by 6.2% in 2026, as banks prioritize investment in client lifecycle management and corporate digital platforms. Yet many institutions still manage SMB and corporate clients on separate, country-specific systems while navigating market-specific compliance requirements1, data sovereignty mandates requiring flexible cloud deployment, and rising expectations from business customers who demand the real-time, connected digital services now standard in retail banking.
Digital One Commercial is purpose-built to serve business customers across the money lifecycle — from everyday cash management and payments through to trade finance, foreign exchange, and corporate treasury — addressing the commercial banking gaps that most constrain APAC financial institutions today:
Core-agnostic and API-first: Digital One Commercial connects to any existing core banking system and supports real-time, multi-rail payments across leading APAC schemes including PayNow, GIRO, FAST, and SWIFT/ISO, alongside trade finance and multi-entity liquidity management. Single platform for every business segment: A composable architecture enables banks to serve small businesses, mid-corporates, and large enterprise clients on a single system, replacing separate platforms segmented by customer tier or geography, with capabilities adopted incrementally and without a full technology overhaul. Built for APAC’s scale and diversity: Native support for English, Simplified Chinese, Traditional Chinese, Bahasa Indonesia, and Vietnamese, alongside multi-currency and multi-time zone capabilities, allows banks to scale across markets from a single platform instance. ERP connectivity: Direct integration with ERP and accounting platforms embeds banking services into business workflows in real time, removing the need for treasury teams to switch between banking portals and internal systems. A leading APAC bank already runs Digital One Commercial across 15 countries on a single instance, serving approximately 350,000 business customers and over one million end-users, accelerating time-to-market for new products and growing commercial banking revenue without the complexity of managing separate country systems.
“APAC's commercial banking landscape is among the most complex in the world, and too many banks are navigating it with separate systems built for individual markets rather than the region. The opportunity is not incremental improvement — it is helping banks unite their commercial banking operations, serve every business segment from a single platform, and unlock growth across the region,” said Peter Boyer, Co-President, Banking Solutions, FIS.
“In APAC, the shift toward platform-based commercial banking is accelerating, driven by the need to unify client experiences and support cross-border services,” said Colin Kerr, Head of Banking and Payments, Celent. “Banks are increasingly prioritizing flexible, integration-led architectures that can sit alongside existing cores - making solutions such as Digital One Commercial highly relevant to current transformation agendas.”
Digital One Commercial is available globally, designed to serve regional banks scaling into new markets and global institutions looking to modernize their commercial banking infrastructure. For more information, visit https://www.fisglobal.com/products/digital-one-commercial.
About FIS
FIS is a financial technology company providing solutions to financial institutions and businesses. We unlock financial technology to the world across the money lifecycle underpinning the world’s financial system. Our people are dedicated to advancing the way the world pays, banks and invests, by helping our clients to confidently run, grow, and protect their businesses. Our expertise comes from decades of experience helping financial institutions and businesses of all sizes adapt to meet the needs of their customers by harnessing where reliability meets innovation in financial technology. Headquartered in Jacksonville, Florida, FIS is a member of the Fortune 500® and the Standard & Poor’s 500® Index. To learn more, visit FISglobal.com. Follow FIS on LinkedIn, Facebook and X.
More News From Fidelity National Information Services
FIS snížila celoroční výhled tržeb na 4,5 % až 5 % kvůli slabšímu segmentu Capital Markets. Banking Solutions ale dál rostl, když tržby vzrostly o 6,1 %.
FIS says its issuing strategy is gaining traction with large financial institutions as renewals, new client wins and cross-selling reinforce the rationale behind the Total Issuing Solutions acquisition.
Banks continue spending on payments, fraud prevention, data and modernization projects even as broader technology budgets remain under scrutiny, according to management.
A lower Capital Markets outlook, driven by slower sales and delayed backlog conversion rather than weakening demand, overshadowed another solid quarter for Banking Solutions.
FIS management spent much of Tuesday morning (Aug. 4) talking about banking, issuing and payments growth.
Although the company’s Banking Solutions business continued to outperform expectations, investors pushed the stock lower in early trading on Tuesday, down 7%, after management reduced its full-year outlook for Capital Markets, citing weaker-than-expected sales, slower implementation of existing backlog and softer professional services activity. On a second quarter earnings call, executives repeatedly described those issues as execution problems rather than weakening customer demand.
FIS lowered its full-year revenue outlook Tuesday after reducing expectations for its Capital Markets business, overshadowing another quarter of steady growth in Banking Solutions, where payments, issuing and recurring software revenue continued to expand.
The company now expects full-year revenue growth of 4.5% to 5%, down from its previous forecast of 5.1% to 5.7%. FIS maintained its Banking outlook while reducing expected Capital Markets growth to 3% to 3.5% from 5.5%, citing lower professional services sales, slower implementation of signed business and weaker recurring revenue growth than previously anticipated.
Banking Solutions remained the stronger of the company’s operating segments during the quarter. Banking revenue increased 5.6% on a pro forma basis, Payments grew 6.4% and total Banking Solutions revenue rose 6.1%. Recurring revenue increased 5%, while recurring sales were up 14%. The segment also expanded margins through product mix, cost savings and integration synergies.
“Our total issuing solutions acquisition thesis is playing out as expected with real client wins and revenue growth across the portfolio,” Chief Executive Officer and President Stephanie Ferris said during the conference call with analysts.
Issuing was a focus throughout both the prepared remarks and the analyst question-and-answer session. Management noted that since the beginning of 2025, FIS has renewed approximately one-third of its issuing revenue, with 72% of the portfolio now under contract through 2029 and beyond. Enterprise-wide annual contract value sold to joint FIS and Total Issuing Solutions customers increased 35% during the first half of the year, according to comments on the Tuesday call. Ferris later told analysts that FIS has converted approximately 30 million accounts during the past year, including one of the largest portfolio migrations she has seen in the industry.
“We are the only known processor that can convert accounts at scale and size. We’ve never had a failed … migration,” she said.
Analysts noted that Payments has become the company’s largest business. Ferris said Total Issuing Solutions is growing in line with the overall Payments segment, while Chief Financial Officer James Kehoe said FIS expects Payments to continue growing at roughly current mid-single-digit levels and to outpace the Banking software business over the longer term.
Management also described continued customer demand for payments modernization, fraud prevention, data management and lending technology.
Ferris said banks continue investing in payment capabilities for consumers, commercial customers and small businesses, while demand remains strong for fraud tools, data platforms and modernization projects. She added that FIS has not seen customers delay technology decisions in the areas where it competes.
The discussion with analysts also highlighted changes in how banks are approaching core modernization.
Rather than replacing core systems outright, Ferris said large financial institutions are increasingly looking at orchestration layers, ledgers and customer-master capabilities that can modernize existing infrastructures.
AI as Operating Tool Artificial intelligence was presented on the call as an operating initiative rather than a standalone product announcement.
The company said it now has 10 AI products in market, more than 200 live customers and a pipeline of more than 500 opportunities. Internally, FIS reported AI engineering throughput has increased by 1.5 to two times while software defects have declined approximately 30%.
On cybersecurity, Ferris said AI is helping security teams identify and remediate vulnerabilities more quickly.
“Cyber is one of our biggest technology spends. It has been and it continues to be,” she told analysts, adding that AI is improving productivity within the company’s cyber operations.
Despite lowering its 2026 expectations, management said it expects recurring revenue growth in Capital Markets to improve as customer attrition moderates and delayed implementations move into production.
Fidelity National Information Services, Inc. (FIS) Q2 2026 Earnings Call August 4, 2026 8:30 AM EDT
Company Participants
Georgios Mihalos - SVP & Head of Investor Relations
Stephanie Ferris - CEO, President & Director
James Kehoe - Corporate Executive VP & CFO
Conference Call Participants
Tien-Tsin Huang - JPMorgan Chase & Co, Research Division
Dan Dolev - Mizuho Securities USA LLC, Research Division
Vasundhara Govil - Keefe, Bruyette, & Woods, Inc., Research Division
Darrin Peller - Wolfe Research, LLC
Andrew Schmidt - KeyBanc Capital Markets Inc., Research Division
Jason Kupferberg - Wells Fargo Securities, LLC, Research Division
William Nance - Goldman Sachs Group, Inc., Research Division
Bryan Bergin - TD Cowen, Research Division
Presentation
Operator
Good day, and thank you for standing by. Welcome to the FIS Second Quarter 2026 Earnings Call.
[Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions]
I would now like to hand the conference over to your speaker today, George Mihalos, Head of Investor Relations.
Georgios Mihalos
SVP & Head of Investor Relations
Thank you, operator. Good morning, everyone. Thank you for joining us today for the FIS Second Quarter 2026 Earnings Conference Call. This call is being webcasted. Today's news release, corresponding presentation, and webcast are all available on our website at fisglobal.com.
On the call with me this morning is our CEO and President, Stephanie Ferris; and our CFO, James Kehoe. Stephanie will begin the call with a strategic and operational update, followed by James, who will review our financial results.
Turning to Slide 3. Today's remarks will contain forward-looking statements. These statements are subject to risks and uncertainties as described in the press release and other filings with the SEC. The company undertakes no obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law. Please refer to the safe harbor
Fidelity National Information Services (FIS) ve 2. čtvrtletí vykázala zisk 1,48 USD na akcii, nad odhadem 1,47 USD. Tržby 3,38 miliardy USD ale odhady o 0,23 % minuly.
Fidelity National Information Services (FIS - Free Report) came out with quarterly earnings of $1.48 per share, beating the Zacks Consensus Estimate of $1.47 per share. This compares to earnings of $1.36 per share a year ago. These figures are adjusted for non-recurring items.
This quarterly report represents an earnings surprise of +0.68%. A quarter ago, it was expected that this banking and payment technologies company would post earnings of $1.28 per share when it actually produced earnings of $1.36, delivering a surprise of +6.25%.
Over the last four quarters, the company has surpassed consensus EPS estimates three times.
Fidelity National, which belongs to the Zacks Financial Transaction Services industry, posted revenues of $3.38 billion for the quarter ended June 2026, missing the Zacks Consensus Estimate by 0.23%. This compares to year-ago revenues of $2.62 billion. The company has topped consensus revenue estimates three times over the last four quarters.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
Fidelity National shares have lost about 32.6% since the beginning of the year versus the S&P 500's gain of 11%.
What's Next for Fidelity National?While Fidelity National has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
Ahead of this earnings release, the estimate revisions trend for Fidelity National was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.66 on $3.52 billion in revenues for the coming quarter and $6.27 on $13.8 billion in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Financial Transaction Services is currently in the bottom 38% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
Remitly Global, Inc. (RELY - Free Report) , another stock in the same industry, has yet to report results for the quarter ended June 2026. The results are expected to be released on August 5.
This company is expected to post quarterly earnings of $0.29 per share in its upcoming report, which represents a year-over-year change of +625%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.
Remitly Global, Inc.'s revenues are expected to be $484.57 million, up 17.7% from the year-ago quarter.
JACKSONVILLE, Fla.--(BUSINESS WIRE)--FIS® (NYSE: FIS), a global leader in financial services technology, announced a quarterly dividend of $0.44 per common share. The dividend is payable September 25, 2026, to FIS shareholders of record as of close of business on September 11, 2026.
About FIS
FIS is a financial technology company providing solutions to financial institutions and businesses. We unlock financial technology to the world across the money lifecycle underpinning the world’s financial system. Our people are dedicated to advancing the way the world pays, banks and invests, by helping our clients to confidently run, grow, and protect their businesses. Our expertise comes from decades of experience helping financial institutions and businesses of all sizes adapt to meet the needs of their customers by harnessing where reliability meets innovation in financial technology. Headquartered in Jacksonville, Florida, FIS is a member of the Fortune 500® and the Standard & Poor’s 500® Index.
More News From Fidelity National Information Services
FIS čeká ve 2. čtvrtletí růst tržeb, podpořený hlavně Banking Solutions po akvizici Global Payments’ Issuer Solutions. Firma zároveň odhaduje upravenou EBITDA na 1,395–1,415 miliardy USD.
Key Takeaways FIS is expected to post Q2 revenue growth, led by stronger Banking Solutions performance.Fidelity National projects Q2 adjusted EBITDA of $1.395-$1.415 billion despite higher cost pressures.Capital Market Solutions revenues are projected to rise 6.1% from the prior-year quarter. Fidelity National Information Services, Inc. (FIS - Free Report) is set to report second-quarter 2026 results on Aug. 4, 2026, before the opening bell. The Zacks Consensus Estimate for the to-be-reported quarter’s earnings is currently pegged at $1.47 per share,and the same for revenues is pinned at $3.38 billion.
The second-quarter earnings estimate has witnessed one downward revision against no movement in the opposite direction over the past 60 days. However, the bottom-line prediction indicates an 8.1% year-over-year increase. The Zacks Consensus Estimate for quarterly revenues implies year-over-year growth of 29.4%.
Image Source: Zacks Investment Research
For full-year 2026, the Zacks Consensus Estimate for Fidelity National’s revenues is pegged at $13.80 billion, implying a rise of 29.3% year over year. Meanwhile, the consensus mark for the current year EPS is pegged at $6.27, implying growth of around 9% on a year-over-year basis.
Fidelity National’s earningsbeat the consensus estimate in two of the last four quarters, met once and missed on another occasion, with the average surprise being 1.9%.
Q2 Earnings Whispers for Fidelity NationalOur proven model does not conclusively predict an earnings beat for the company this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy), or 3 (Hold) increases the odds of an earnings beat. That’s not the case here.
FIS has an Earnings ESP of -0.70% and a Zacks Rank #3. You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.
You can see the complete list of today’s Zacks #1 Rank stocks here.
What is Shaping Fidelity National’s Q2 Results?The Zacks Consensus Estimate for Banking Solutions revenues indicates a 37.3% year-over-year increase. The acquisition of Global Payments’ Issuer Solutions business, which was closed in January, is likely to boost the performance of the segment. The consensus mark indicates a 6.1% increase in revenues from Capital Market Solutions compared with the same quarter last year.
The Zacks Consensus Estimate for Banking Solutions’ adjusted EBITDA indicates a 41.7% year-over-year increase. The consensus mark for Capital Market Solutions’ adjusted EBITDA indicates 10.3% year-over-year growth.
The factors stated above are likely to have positioned FIS for year-over-year growth. The positives are likely to have been partially offset bythe rising cost of revenues. Also, the consensus estimate for corporate and other adjusted EBITDA signals a 4.4% deterioration from a year ago.
The company earlier stated that it expects second-quarter 2026 consolidated adjusted EBITDA to be in the range of $1.395-$1.415 billion.
How Did Other Stocks Perform?Here are some companies in the broader payments space that have already reported earnings for the June quarter: Synchrony Financial (SYF - Free Report) , American Express Company (AXP - Free Report) and Visa Inc. (V - Free Report) .
Synchrony Financial reported second-quarter 2026 adjusted EPS of $2.59, which surpassed the Zacks Consensus Estimate by 24.5%, and the bottom line increased 3.6% year over year. The quarterly results were driven by record purchase volume, accelerated growth in ending loan receivables despite elevated payment behavior, continued credit strength and an expansion in net interest margin. However, SYF’s higher operating expenses and an increase in the provision for credit losses partly offset these positives.
American Express reported second-quarter 2026 EPS of $4.53, which surpassed the Zacks Consensus Estimate by 2.7%. The bottom line advanced 11% year over year. The strong quarterly results were driven by increased Card Member spending, higher net interest income and improved card fee growth. However, the upside was partly offset by AXP’s elevated operating expenses.
Visa delivered third-quarter fiscal 2026 adjusted earnings of $3.32 per share, up 11% year over year and beating the Zacks Consensus Estimate by 2.8%. The strong quarterly results reflected resilient spending trends, higher cross-border volumes and solid network activity, including a 10% year-over-year increase in payments volume on a constant-dollar basis. However, the upside was partly offset by Visa’s increased operating expenses.
FIS v 1. čtvrtletí 2026 zvýšila pro forma tržby o 6,5 % a opakovaná roční hodnota kontraktů vzrostla meziročně o 24 %. Firma zároveň vyvíjí AI bankovní agenty a první nasazení se očekává v 2. pololetí 2026.
Key Takeaways FIS' Q1 2026 pro forma revenues grew 6.5% as recurring annual contract value rose 24% YoY.FIS is developing AI banking agents and expects first customer deployments in 2H 2026.FIS launched Project Keystone and Lyriq to support tokenized deposits, digital assets and compliant payments. Fidelity National Information Services, Inc. (FIS - Free Report) is strengthening its position in digital banking by expanding its capabilities in AI, digital payments and modern banking infrastructure. As financial institutions accelerate digital transformation, the company is introducing technologies that help banks improve efficiency, automate operations and enhance customer experiences. Its strong first-quarter 2026 results, including 6.5% pro forma revenue growth and 24% year-over-year rise in recurring annual contract value, highlight strong demand for its banking solutions.
AI is becoming a central pillar of FIS' strategy. Through its partnership with Anthropic, the company is developing AI agents that automate financial crime investigations and other banking workflows. FIS combines AI with banking data, compliance controls and core systems, enabling financial institutions to deploy these solutions in regulated environments. It expects the first AI agents to reach customers in the second half of 2026.
FIS is also preparing banks for the evolution of digital assets and payments. It launched Project Keystone, a tokenized deposit network involving six U.S. financial institutions, alongside its Lyriq digital asset platform. These initiatives help banks explore tokenized deposits and digital currencies while maintaining regulatory compliance. Also, products such as Money Movement Hub continue to generate healthy customer demand.
Beyond new products, FIS is prioritizing recurring revenues, strategic partnerships and investments in high-growth businesses. An increasing mix of subscription and cloud based contracts, coupled with strong commercial momentum, could support long term revenue visibility and earnings growth. As banks modernize their technology infrastructure, FIS could be well positioned to play a meaningful role in shaping the next generation of digital banking.
How Are Competitors Faring?Some of FIS’ competitors in the digital banking technology solutions space are Fiserv, Inc. (FISV - Free Report) and Jack Henry & Associates, Inc. (JKHY - Free Report) .
Fiserv continues to strengthen its digital banking franchise through cloud-native core banking, embedded finance and AI-enabled solutions. Its Finxact platform is helping banks modernize legacy infrastructure, while investments in digital payments and financial technology position FISV as a key competitor to FIS.
Jack Henry is expanding its digital banking ecosystem by enhancing cloud capabilities, payment technologies and AI-driven banking tools. JKHY remains well positioned among community and regional banks, where its integrated banking platform and customer-focused approach continue to support steady technology adoption.
Fidelity National’s Price Performance, Valuation & EstimatesShares of FIS have declined 36.8% in the year-to-date period compared with the industry’s fall of 11.4%.
Image Source: Zacks Investment Research
From a valuation standpoint, Fidelity National trades at a forward price-to-earnings ratio of 6.37, significantly below the industry average of 16.77. FIS carries a Value Score of A.
Image Source: Zacks Investment Research
The Zacks Consensus Estimate for Fidelity National’s 2026 earnings is pegged at $6.28 per share, implying 9.2% growth from the year-ago period.
Image Source: Zacks Investment Research
FIS stock currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
FIS získal Frankfurt International Bank jako klienta pro platformu Treasury & Risk Manager – Quantum Cloud Edition. Implementace trvala jen 10 týdnů a banka na ní spustila provoz bez starých systémů od prvního dne.
Key Takeaways Fidelity National was selected by Frankfurt International Bank for its Quantum Cloud platform.FIS' cloud-first offerings help banks replace legacy systems with scalable, AI-ready infrastructure.Banking Solutions revenues climbed 45% in Q1 2026 as customer demand for digital banking grew. Fidelity National Information Services, Inc. (FIS - Free Report) has secured another client as Frankfurt International Bank AG (“FIB”), a newly licensed German bank, selected its Treasury & Risk Manager – Quantum Cloud Edition. Instead of relying on legacy banking systems, FIB will launch with FIS' cloud-based platform, providing fully integrated treasury and risk management capabilities from day one. The implementation was completed in just 10 weeks, enabling the bank to go live quickly with a modern platform that offers greater flexibility, automation and scalability.
The deal reflects a broader shift across the banking industry as financial institutions increasingly adopt cloud-native platforms to improve efficiency, reduce costs and support AI-driven banking services. By enabling new banks to launch immediately with modern cloud infrastructure while simultaneously helping established ones upgrade their legacy systems, the company is strengthening its position across the digital banking market.
The latest agreement builds on a series of recent banking technology wins for FIS. First Commerce Bank recently selected its HORIZON core banking platform to support future growth, while BankSouth chose the company to upgrade its retail and commercial banking systems with AI-ready capabilities. These customer additions highlight the growing demand for its cloud and digital banking solutions as financial institutions continue investing in digital transformation.
The strength of FIS' Banking Solutions business was evident in its first-quarter 2026 results. The segment generated $2.4 billion in revenues, up 45% year over year. Customer wins like Frankfurt International Bank AG further validate the company's cloud-first strategy and strengthen its recurring revenue base. As more financial institutions upgrade their technology, it is well positioned to capture additional business, support long-term Banking Solutions growth and enhance shareholder value.
FIS’ Stock Price Performance
Shares of Fidelity National have lost 35.9% year to date compared with the industry’s decline of 9.9%.
Image Source: Zacks Investment Research
Zacks Rank & Key Picks
FIS currently has a Zacks Rank #3 (Hold).
Some better-ranked stocks in the business services space are Corpay, Inc. (CPAY - Free Report) , Payoneer Global Inc. (PAYO - Free Report) and Visa Inc. (V - Free Report) , each carrying a Zacks Rank #2 (Buy) at present. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
The Zacks Consensus Estimate for Corpay’s 2026 earnings is pegged at $26.86 per share, indicating a 25.6% year-over-year increase. CPAY beat earnings estimates in each of the trailing four quarters, with the average surprise being 2.1%. The consensus estimate for 2026 revenues is pegged at $5.31 billion, implying 17.3% year-over-year growth.
The Zacks Consensus Estimate for Payoneer Global's 2026 earnings is pegged at 27 cents per share, implying 42.1% year-over-year growth. The estimate has been revised upward once over the past 30 days, with no downward revisions. The Zacks Consensus Estimate for PAYO's 2026 revenues is $1.12 billion, reflecting 6.4% year-over-year growth.
The Zacks Consensus Estimate for Visa’s 2026 earnings is pegged at $13.10 per share, indicating a 14.2% year-over-year increase. Visa beat earnings estimates in each of the trailing four quarters, with the average surprise being 3.2%. The consensus estimate for 2026 revenues is pegged at $45.37 billion, implying 13.4% year-over-year growth.
Fidelity National Information Services má hodnocení Zacks Rank #3 (Hold) a VGM skóre B, s atraktivním Value Style skóre A díky nízkému P/E poměru 6,29.
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Stock to Watch: Fidelity National Information Services (FIS - Free Report) Headquartered in Jacksonville, FL, Fidelity National Information Services, Inc. provides banking and payments technology solutions, processing services and information-based services to the financial services industry. The company came into existence, following the merger with Certegy Inc., a provider of credit cards, debit cards, other transaction processing and check risk management services to financial institutions in 2006.
FIS is a #3 (Hold) on the Zacks Rank, with a VGM Score of B.
It also boasts a Value Style Score of A thanks to attractive valuation metrics like a forward P/E ratio of 6.29; value investors should take notice.
For fiscal 2026, six analysts revised their earnings estimate upwards in the last 60 days, and the Zacks Consensus Estimate has increased $0.01 to $6.28 per share. FIS boasts an average earnings surprise of +1.9%.
With a solid Zacks Rank and top-tier Value and VGM Style Scores, FIS should be on investors' short list.
Fidelity National Information Services (FIS) představila platformu Trade & Distribution Manager pro automatizaci obchodování s úvěry, což vedlo k růstu tržeb segmentu Banking Solutions o 45 % na 2,4 miliardy USD v prvním čtvrtletí 2026.
Key Takeaways FIS launched Trade & Distribution Manager to automate the full secondary loan trading lifecycle.Fidelity National reported Banking Solutions revenues up 45% and lending ACV up 63% in Q1 2026.FIS integrates the new platform with existing lending tools for one commercial lending system. Fidelity National Information Services, Inc. (FIS - Free Report) recently launched Trade & Distribution Manager, a dedicated secondary loan trading platform designed to automate the entire loan trading lifecycle. The solution enables financial institutions to manage trade capture, settlement, participant allocation and position reconciliation through a single system. It also integrates with FIS' existing lending products, allowing institutions to manage the commercial lending process on one platform.
The secondary loan market processes trillions of dollars each year. Yet, many institutions continue to rely on manual workflows and separate systems. FIS launched the platform to help simplify these operations. By automating key processes and providing real-time trade visibility, the solution is expected to help lenders improve efficiency, reduce operational complexity and expand their trading activities.
The launch supports FIS' strategy of strengthening its Banking Solutions segment through product innovation and deeper client engagement. In the first quarter of 2026, Banking Solutions revenues increased 45% year over year to $2.4 billion, supported by solid margin expansion while lending ACV rose 63%, highlighting strong demand for modern lending technology solutions.
The New Trade & Distribution Manager expands the FIS Commercial Lending Suite, which now includes six integrated solutions covering origination, credit assessment, servicing, syndication, amendments and trading. The new offering can help broaden FIS' client base and strengthen its position in the commercial lending market. As banks continue to modernize operations and automate workflows, FIS is well positioned to benefit from rising technology spending in the lending industry. The expanded lending suite also positions the company to capitalize on growing demand for integrated lending technology solutions.
FIS’ Stock Price PerformanceShares of Fidelity National have lost 40.6% year to date compared with the industry’s decline of 17.4%.
Image Source: Zacks Investment Research
Zacks Rank & Key PicksFIS currently has a Zacks Rank #3 (Hold).
Some better-ranked stocks in the business services space are Sezzle Inc. (SEZL - Free Report) , Klarna Group plc (KLAR - Free Report) and Remitly Global, Inc. (RELY - Free Report) . SEZL sports a Zacks Rank #1 (Strong Buy) at present, while KLAR and RELY carry a Zacks Rank #2 (Buy) each. You can see the complete list of today’s Zacks #1 Rank stocks here.
The Zacks Consensus Estimate for Sezzle’s 2026 earnings is pinned at $5.09 per share, which has witnessed four upward revisions in the past 60 days against no movement in the opposite direction. Sezzle beat earnings estimates in each of the trailing four quarters, with the average surprise being 17.4%. The consensus estimate for 2026 revenues is pegged at $592.59 million, implying 31.6% year-over-year growth.
The Zacks Consensus Estimate for Klarna’s 2026 earnings indicates a 105.1% year-over-year improvement. KLAR has witnessed four upward estimate revisions over the past 60 days against no movement in the opposite direction. The consensus estimate for 2026 revenues is pegged at $4.44 billion, indicating 26.5% year-over-year growth.
The Zacks Consensus Estimate for Remitly Global’s 2026 earnings is pinned at $1.38 per share, which has witnessed one upward revision in the past 60 days against no movement in the opposite direction. The consensus estimate for RELY’s 2026 revenues is pegged at $1.97 billion, implying 20.4% year-over-year growth.
Fidelity National Information Services (FIS) uzavřela smlouvu s First Commerce Bank na nasazení platformy HORIZON, což odráží rostoucí poptávku po modernizaci bankovních systémů a digitální transformaci. First Commerce Bank, komunitní banka se sídlem v New Jersey, má přibližně 1,8 miliardy dolarů v aktivech.
Key Takeaways Fidelity National signed First Commerce Bank to deploy its HORIZON core banking platform.FIS will provide AI-ready infrastructure, connectivity and access to modern banking tools.Banking Solutions revenues rose 10.3% in Q1 2026, aided by modernization demand. Fidelity National Information Services, Inc. (FIS - Free Report) recently announced that First Commerce Bank, a New Jersey-based community bank with approximately $1.8 billion in assets, has selected its HORIZON core banking platform to support future growth and digital transformation. The platform will provide the bank with AI-ready infrastructure, stronger connectivity and access to modern banking facilities through FIS' integrated technology ecosystem.
This deal reflects a broader shift across the banking industry. Financial institutions are increasingly moving away from legacy systems and investing in modern platforms that can support artificial intelligence, automation and digital banking services. By helping banks modernize their technology infrastructure, FIS is positioning itself to benefit from the growing demand for next-generation banking solutions. This also reinforces the scalability of FIS' core banking offerings, which already support a diverse client base spanning community, regional and large financial institutions.
Community banks represent a large and often underserved segment of the U.S. banking market. As these institutions accelerate technology upgrades to remain competitive, FIS has an opportunity to expand its client base and deepen its presence in the core banking market. The win also shows the strength of FIS' Banking Solutions business. In the first quarter of 2026, Banking Solutions revenues rose 10.3% year over year, supported by strong demand for modernization and digital transformation offerings.
The financial impact from this single contract is unlikely to be significant in the near term. However, the announcement highlights FIS' ability to win new business, broaden its reach and capitalize on the banking industry's push toward AI-driven modernization. If demand for these solutions remains strong, it could support long-term revenue growth and strengthen FIS' competitive position.
FIS’ Stock Price PerformanceShares of Fidelity National have lost 42% year to date compared with the industry’s decline of 15.5%.
Image Source: Zacks Investment Research
Zacks Rank & Key PicksFIS currently has a Zacks Rank #3 (Hold).
Some better-ranked stocks in the business services space are Dave Inc. (DAVE - Free Report) and Sezzle Inc. (SEZL - Free Report) , both sporting a Zacks Rank #1 (Strong Buy) at present, and Klarna Group plc (KLAR - Free Report) , carrying a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.
The Zacks Consensus Estimate for Dave’s 2026 earnings of $16.17 per share indicates a 22.7% year-over-year increase. DAVE beat earnings estimates in each of the trailing four quarters, with the average surprise being 45.8%. The consensus estimate for current-year revenues is pegged at $713.7 million, implying 28.8% year-over-year growth.
The Zacks Consensus Estimate for Sezzle’s 2026 earnings is pinned at $5.09 per share, which has witnessed four upward revisions in the past 60 days against no movement in the opposite direction. Sezzle beat earnings estimates in each of the trailing four quarters, with the average surprise being 17.4%. The consensus estimate for 2026 revenues is pegged at $592.59 million, implying 31.6% year-over-year growth.
The Zacks Consensus Estimate for Klarna’s 2026 earnings indicates a 105.1% year-over-year improvement. KLAR has witnessed four upward estimate revisions over the past 60 days against no movement in the opposite direction. The consensus estimate for 2026 revenues is pegged at $4.44 billion, indicating 26.5% year-over-year growth.
Společnost FIS byla oceněna jako číslo 1 v žebříčku Chartis BuySideRisk50 a jako lídr v Chartis RiskTech Quadrant® pro řešení CLM v oblasti korporátního a investičního bankovnictví. FIS také získala ocenění v kategoriích Breadth of Functionality, Strategy, Wealth Management a Managed Services.
FIS has been ranked #1 in the Chartis BuySideRisk50, also claiming category wins for Breadth of Functionality, Strategy, Wealth Management, and Managed Services. FIS has been named a Category Leader in the Chartis RiskTech Quadrant® for client lifecycle management (CLM) Solutions for Corporate and Investment Banking (CIB), 2026, earning the highest policy management score of any vendor evaluated. These recognitions validate FIS’s strategy of delivering compliance technology that spans the full investment lifecycle, from pre-trade risk and portfolio analytics to client onboarding and regulatory controls. JACKSONVILLE, Fla.--(BUSINESS WIRE)--FIS® (NYSE: FIS) has been ranked No. 1 overall in the Chartis BuySideRisk50 and named a Category Leader in the Chartis RiskTech Quadrant® for client lifecycle management (CLM) Solutions for Corporate and Investment Banking (CIB), 2026, earning the highest policy management score of any vendor among the 14 evaluated. These recognitions establish FIS as the compliance technology provider of choice for buy-side institutions. With organizations facing growing regulatory complexity across the full investment lifecycle, buy-side institutions increasingly need a provider that spans pre-trade risk, portfolio analytics, and client onboarding, without stitching together point solutions.
The Chartis BuySideRisk50 ranks the 50 leading vendors of buy-side analytics. FIS ranked No. 1 overall and led four of the five scoring criteria, including outright wins in Breadth of Functionality and Strategy. It also earned category awards in Wealth Management, and Managed Services for Convertibles and Equity-Linked Instruments. Together, these recognitions reflect the depth of FIS’s Cross Asset Trading and Risk (CATR) suite, which brings together cross-asset trading, portfolio and risk management, pricing, and analytics to support complex trading and investment strategies.
In the Chartis CLM Solutions 2026 report, FIS was positioned in the Category Leader quadrant for CIB, a designation reserved for vendors that demonstrate strength across the broadest set of capabilities while showing clear execution of core strategy and innovation. FIS received the highest policy management score among all 14 vendors evaluated, reflecting its ability to deliver automated policy updates, customizable compliance frameworks, and dynamic risk-based enforcement embedded directly into client onboarding workflows. Helping to solidify its spot in the top quadrant are FIS’s capabilities in fund services, an area of growing strategic focus for financial institutions managing complex client structures and multi-jurisdictional requirements.
Andrés Choussy, President, Capital Markets, FIS said: “Compliance is no longer a discrete function that sits at either end of the investment lifecycle. As financial institutions expand into private assets, credit markets, and more complex client structures, the need for comprehensive compliance across the investment lifecycle and regulatory controls is becoming a defining factor in technology selection. FIS’s performance across both the BuySideRisk50 and the CLM quadrant reflects the investment we have made to deliver for our clients where it matters most.”
“FIS’s No. 1 placing in our BuySideRisk50 ranking reflects several key capabilities that the company brings to this space,” said Sid Dash, Chief Researcher at Chartis. “Crucially, its breadth of services, tools and platform functionality enable it to address the needs of a wide variety of buy-side players, from private credit providers and traditional asset managers through to specialist hedge funds.”
About FIS
FIS is a financial technology company providing solutions to financial institutions and businesses. We unlock financial technology to the world across the money lifecycle underpinning the world’s financial system. Our people are dedicated to advancing the way the world pays, banks and invests, by helping our clients to confidently run, grow, and protect their businesses. Our expertise comes from decades of experience helping financial institutions and businesses of all sizes adapt to meet the needs of their customers by harnessing where reliability meets innovation in financial technology. Headquartered in Jacksonville, Florida, FIS is a member of the Fortune 500® and the Standard & Poor’s 500® Index. To learn more, visit FISglobal.com. Follow FIS on LinkedIn, Facebook and X.
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