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2026-10-23 22:32 19h ago
2026-10-23 16:15 1d ago
FICO Holds Mortgage Score Pricing at $10 for Lenders Enrolled in Preferred Program
FICO Fair Isaac Corporation
FMP Stock News
Original source text
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO), global analytics software leader, today announced that it will hold its wholesale mortgage price for the FICO® Score through its tri-merge resellers at $10 for lenders and brokers enrolled in its Preferred Program. The $10 price is for a bundle of both the Classic FICO® Score, the credit score that has served as the industry standard for mortgage lending for nearly three decades, and the FICO® Score 10T, FICO's modern credit score and the most.
2026-10-23 22:32 19h ago
2026-10-23 17:19 1d ago
FICO Holds $10 Pricing for Mortgage Lenders Amid New Competition
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Fair Isaac said it is holding its price of $10 for mortgage lenders to use its FICO score, a price that is more than double that of competitor VantageScore 4.0.
2026-10-20 12:18 4d ago
2026-10-20 05:00 4d ago
August Breaks UK Credit Card Record as Balances Soar
FICO Fair Isaac Corporation
FMP Stock News
Original source text
According todata analysis from global analytics software leader [url="]FICO[/url] (NYSE: FICO), average active UK credit card balances exceeded £2,000 in Augus
2026-10-20 09:48 4d ago
2026-10-20 04:00 4d ago
August Breaks UK Credit Card Record as Balances Soar
FICO Fair Isaac Corporation
FMP Stock News
Original source text
-

FICO UK Credit Card Market Report suggests risk teams must closely monitor payment rates and overlimit usage as rising inflation adds to financial pressure for consumers

LONDON--(BUSINESS WIRE)--According to data analysis from global analytics software leader FICO (NYSE: FICO), average active UK credit card balances exceeded £2,000 in August for the first time since records began, following three consecutive months of increases. Contributing to higher balances, payment rates dropped after a brief recovery in July, and remain lower than the same time last year. This trend, coupled with an annual increase in all levels of missed payments, highlights the importance of risk teams continuing to closely monitor for signs of financial difficulty.

Average active UK credit card balances exceeded £2,000 in August for the first time since records began

Share Highlights

Average spending increased by 3.1% month-on-month to £840, growing 3.3% year-on-year and marking the highest annual growth rate in over a year. The average active balance grew 1.2% month-on-month to a record £2,005 and remains up 4.8% year-on-year. The percentage of overall balance paid fell 1.1% on the previous month, to 33.3%, and is down 3.1% year-on-year. Average credit limits crossed £6,000 for the first time, and overlimit accounts grew 4.7% month-on-month to an average overlimit of £95. This is down -3.1% on the previous month but up 3.3% year-on-year. The percentage of customers missing one payment fell by 7.1% month-on-month but balances for these accounts rose 5.1% year-on-year, to £2,520. Accounts with two missed payments climbed 2.8% compared to July, but are 9.5% higher year-on-year. Annual growth for balances of these accounts slowed to 1.8%, with the average standing at £2,945. There was a slight monthly decline of 0.7% in three missed payments, but year-on-year there was a sharp increase of 16.4%. Average balances grew 1.7% on the year, reaching £3,320. FICO Comment:

August marked significant milestones, as average active balances passed £2,000 and credit limits exceeded £6,000 for the first time. The year-on-year shortfall in payment rates narrowed for a third consecutive month, while overlimit accounts showed year-on-year improvement. This suggests that acute affordability pressures from earlier in the year are beginning to ease slightly, despite the persistent pressure on finances that has characterised the market since early 2025. However, late payments across all three cycles remain higher than in 2025, reflecting a macroeconomic environment that continues to stretch household budgets.

UK CPI inflation rose to 3.1% in August, up from 2.9% in July, driven in part by rising food prices. With Ofgem’s energy price cap set to increase, borrowing costs are unlikely to fall significantly before winter. Meanwhile, total UK credit card debt has reached a record £82.4 billion according to the Bank of England, alongside record-high representative credit card interest rates.

Given these cost pressures, risk teams should monitor whether the recent stability in payment rates and overlimit accounts can be sustained. Although one-cycle delinquency fell sharply in August, it remains 5.1% higher year-on-year. As the primary entry point to the delinquency pipeline, and with CPI and energy costs both rising into autumn, early intervention and tailored support for this population should be prioritised before further seasonal pressure builds.

Key Trend Indicators – UK Cards August 2026

  Metric

Amount

Month-on-Month Change

Year-on-Year Change

Average UK Credit Card Spend

£840

+3.1%

+3.3%

Average Card Balance

£2,005

+1.2%

+4.8%

Percentage of Payments to Balance

33.3%

-1.1%

-3.1%

Accounts with One Missed Payment

1.4%

-7.1%

+5.1%

Accounts with Two Missed Payments

0.4%

+2.8%

+9.5%

Accounts with Three Missed Payments

0.2%

-0.7%

+16.4%

Average Credit Limit

£6,010

+0.2%

+2.2%

Average Overlimit Spend

£95

-3.1%

+3.3%

Cash Sales as a % of Total Sales

0.9%

+2.2%

-4.3%

Source: FICO

These card performance figures are part of the data shared with subscribers of the FICO® Benchmark Reporting Service. The data sample comes from client reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80% of UK card issuers. For more information on these trends, contact FICO.

About FICO

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 80 countries do everything from protecting 4 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit access and transparency. Learn more at www.fico.com.

FICO and TRIAD are registered trademarks of Fair Isaac Corporation in the United States and other countries.

More News From FICO

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2026-10-15 06:55 9d ago
2026-10-14 08:00 10d ago
Independent Industry Experts Named to Judge 2027 FICO Decision Awards
FICO Fair Isaac Corporation
FMP Stock News
Original source text
BOZEMAN, MT--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO has announced its panel of independent judges for the 2027 FICO® Decision Awards, which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs.“Our customers are adapting fast, using data, analytics, and technology to create better outcomes, and some of what they're building is remarkable,” said Nikhil Behl, president, Software at FIC.
2026-10-10 13:43 14d ago
2026-10-10 07:30 14d ago
Breakfast News: The Quarter in Charts
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Today, we’re taking a look at some of the stats behind the market’s moves in the third quarter this year — a much calmer period than the previous three months.

1. The Market Makes a Modest MoveThe S&P 500 rose 2% in the third quarter, reaching a gain of 11.8% for the year so far. The quarter’s low point came on July 29, when the index fell 1.5% after the Fed held rates steady and moves in the bond market suggested investors thought the central bank was falling behind in addressing inflation.

The index rebounded 1.7% the next day, when Microsoft (MSFT +2.38%) jumped 16% after its strong earnings report. On Aug. 4, the index rose another 1.8% to a record close as oil prices eased, but the market moved mostly sideways for the rest of the quarter, responding to rising bond yields, higher oil prices, and Fed signals of further rate increases.

2. More Losers Than WinnersWithin the market’s small gain, the majority of companies within the S&P 500 lost ground — a function of its market-cap weighting where just 10 companies comprise 39% of the index and the 20 largest companies account for more than 50%. By contrast, the Invesco S&P 500 Equal Weight ETF (RSP +0.55%) lost 2.2% in the quarter.

The quarter’s biggest winner was Moderna (MRNA +14.21%), which gained 177% on Aug. 19 alone after it and Merck (MRK +2.26%) announced that a Phase 3 trial of their personalized mRNA melanoma therapy, combined with Keytruda, beat Keytruda alone.At the opposite end, Fair Isaac (FICO -5.63%) fell more than 25% on Sept. 29 when Fannie Mae and Freddie Mac opened the door to a rival credit score in place of FICO’s monopoly status.

3. Tech vs. the MarketThe technology sector overall rose 2.7%, a far cry from its 43% gain last quarter. The energy sector mirrored this reversal, going from a 13% loss to a 16% gain as oil prices seesawed in the quarter.

4. The Mag 7 (Mostly) ShineMicrosoft made a big move after its July earnings report showed that it is making bigger capital investments while still generating plenty of cash. Meta Platforms (META -0.31%) climbed in September after launching its Muse AI assistant, following a recovery that began when the company paid $18 billion to settle a set of lawsuits claiming its products are intentionally addictive and harmful to children.

5. More Down DaysDespite the index’s overall gain in the quarter, most days ended with the S&P 500 in the red — though with fewer extreme gains or losses than earlier in the year. The best day was a 1.8% gain on Aug. 4, coming soon after the worst, a 1.5% loss on July 29.

6. Today’s Question!Which stock are you most likely to add to before the end of the year, and which would you trim?

Discuss with friends and family, or become a member to hear what your fellow Fools are saying!

Tom Gardner has positions in Meta Platforms. The Motley Fool has positions in Merck, Meta Platforms, Microsoft, and Moderna. The Motley Fool has a disclosure policy.
2026-10-10 08:48 14d ago
2026-10-10 03:05 14d ago
Why Is Fair Isaac Corporation (NYSE: FICO) Stock Down 60% This Year?
FICO Fair Isaac Corporation
FMP Stock News
Original source text
What happened Shares of Fair Isaac Corporation (NYSE: FICO) closed at $681.77 on October 7. That was down 59.7% from the December 31, 2025 close of $1,690.62.

The direct business answer is that investors are reassessing a prized monopoly-like asset. Mortgage lenders can now choose between Classic FICO and VantageScore 4.0 for eligible loans sold to the government-sponsored enterprises. Equal upfront mortgage fees removed another practical advantage for the incumbent model.

Capital allocation made that moat question more expensive. Fair Isaac Corporation (NYSE: FICO) borrowed to accelerate buybacks, then disclosed on October 6 that it would eliminate about 15% of positions. Those facts raise the cost of being wrong if score competition becomes real customer substitution. The decline is not proof that the business has collapsed. Third-quarter revenue rose 26%, Scores revenue rose 41% and management raised full-year guidance. The evidence supports a sharp change in expectations, but it cannot assign each dollar of the stock decline to one cause.

Read more: Fair Isaac (FICO) stock analysis and investment case

The move in numbers Dividing the October 7 close of $681.77 by the December 31 close of $1690.62 and subtracting one gives -59.6734%. Yahoo returned no split event in the comparison window. StockAnalysis independently showed the same $681.77 October 7 close and identifies its historical series as split-adjusted.

The competitive timeline accelerated during the year. The Federal Housing Finance Agency began a limited VantageScore 4.0 rollout on April 22. On September 9, all approved enterprise lenders gained access. On September 30, upfront fees were aligned across Classic FICO and VantageScore 4.0. Classic FICO remains eligible, while FICO 10T is not yet eligible for loan delivery.

Operating results moved the other way. Third-quarter revenue reached $674.2 million. Scores produced $458.9 million, up 41%, while Software produced $215.3 million, up 2%. Fair Isaac Corporation (NYSE: FICO) also raised fiscal 2026 revenue guidance to $2.53 billion.

The balance sheet is the harder number. Fair Isaac Corporation (NYSE: FICO) repurchased $3.1 billion of stock during the first nine months of fiscal 2026, equal to 4.0 times its $777.9 million of operating cash flow. Total debt rose 82.7% to $5.58 billion from $3.06 billion at September 2025. A $1.5 billion term loan funded an accelerated repurchase.

Related: Fair Isaac Corporation (NYSE: FICO) Faces Equal Mortgage Pricing

How Fair Isaac Corporation (NYSE: FICO) makes money Fair Isaac Corporation (NYSE: FICO) sells two related forms of decision infrastructure. Scores turns credit-file data into standardized risk measures used in lending. Software provides analytics, fraud tools, customer management and a cloud-based decisioning platform that helps institutions automate choices.

The score franchise is unusual because distribution and competition overlap. Most scores are sold through the three nationwide consumer reporting agencies, which collectively generated 51% of fiscal 2025 revenue under their agreements with Fair Isaac Corporation (NYSE: FICO). Those agencies also jointly own VantageScore, the clearest named alternative in mortgages.

The reach is large. Fair Isaac Corporation (NYSE: FICO) said its products are used by three-quarters of the largest 100 U.S. financial institutions and three-quarters of the largest 100 banks globally. It also said its consumer solutions are marketed to more than 200 million U.S. consumers. Financial-services customers produced 92% of fiscal 2025 revenue.

The economic strength comes from reusable intellectual property rather than a factory or branch network. Fiscal 2025 operating margin was about 46.5%, according to the OptimistFi thesis review. The vulnerability is concentration: score pricing, partner relationships and mortgage volumes can move a highly profitable revenue stream quickly.

Why the case is still difficult The bull case is that lender habits, model governance and workflow integration change slowly. Classic FICO remains approved, FICO 10T is planned for future use, and third-quarter Scores growth shows that competition had not yet produced an obvious revenue decline. Platform software annual recurring revenue also rose 62%, partly offsetting a 17% decline in non-platform ARR.

The bear case is that lender choice turns an embedded standard into a vendor decision. VantageScore 4.0 does not need to replace every FICO pull to weaken price growth. A lower-cost alternative can improve buyer leverage, and the same bureaus that distribute FICO scores have an economic reason to promote their joint model.

Debt reduces the time available to learn which case is right. The term loan carries scheduled repayments, the revolver and notes add fixed claims, and cash used for repurchases cannot also reduce leverage. Buybacks can still create per-share value if the franchise holds, but buying aggressively before the competitive outcome is known increases downside if it does not.

The workforce plan adds another mixed signal. Fair Isaac Corporation (NYSE: FICO) expects a $27 million pre-tax charge and plans to complete the reduction by the end of its third fiscal quarter of 2027. Lower costs can protect margins. Losing product, sales or implementation capacity could also slow the response to a more competitive market.

What's next Start with the next full-year report. Compare Scores volume and pricing, Software growth, operating cash flow, interest expense and debt. The case improves if revenue and cash keep compounding while leverage falls. Another debt-funded repurchase would raise the burden again.

Then follow mortgage adoption rather than announcements. The decisive evidence is how many lenders actually deliver loans using VantageScore 4.0, how score volumes and unit economics change, and when FICO 10T becomes eligible. Fee parity establishes a choice; it does not establish market share.

Finally, track the workforce reduction through product releases, customer service and margins. Fair Isaac Corporation (NYSE: FICO) can justify the lower cost base if execution stays strong. A 59.7% decline makes the valuation easier, but the investment case still depends on whether pricing power survives real competition.

More from OptimistFi FICO stock: the Fair Isaac thesis, its status and the next test to watch Fair Isaac Corporation (NYSE: FICO) Faces a 99-Cent Mortgage Score Rival Why Is Advanced Micro Devices, Inc. (NASDAQ: AMD) Stock Up 188% This Year? Why Is Intel Corporation (NASDAQ: INTC) Stock Up 226% This Year? Stock research on every company OptimistFi covers Latest stock research and investment-case updates OptimistFi: evidence-first equity research Sources Fair Isaac Corporation (NYSE: FICO) 2025 Form 10-K — Filed November 7, 2025. Business model, customer concentration, market reach, distribution relationships, competition and financial-services revenue exposure. Fair Isaac Corporation (NYSE: FICO) first-quarter fiscal 2026 results — Published January 28, 2026. Opening-year revenue, segment growth and fiscal 2026 guidance. Fair Isaac Corporation (NYSE: FICO) third-quarter fiscal 2026 results — Published July 29, 2026. Revenue, Scores and Software growth, ARR, cash flow and updated guidance. Fair Isaac Corporation (NYSE: FICO) third-quarter Form 10-Q — Filed July 29, 2026. Debt, operating cash flow, share repurchases and the term-loan funding link. Federal Housing Finance Agency credit-score policy — Updated October 2, 2026. VantageScore rollout, lender eligibility, Classic FICO status, FICO 10T status and aligned enterprise fees. Fair Isaac Corporation (NYSE: FICO) workforce-reduction Form 8-K — Filed October 6, 2026. Approximately 15% position reduction, expected completion and $27 million pre-tax charge. Yahoo historical share prices and corporate-action check — Regular closes for December 31, 2025 and October 7, 2026, with the still-open October 8 session excluded and split events reviewed. Yahoo Finance adjusted-close methodology — Defines adjusted close. The calculation uses the separately returned regular Close field with corporate actions reviewed independently. StockAnalysis Fair Isaac Corporation (NYSE: FICO) price history — Independent cross-check of the October 7 close and split-adjusted history definition. Data attributed on the page to S&P Global Market Intelligence. Fair Isaac Corporation (NYSE: FICO) stock information — Issuer listing identity and LSEG historical-price context. Photo: Fannie Mae Headquarters by AgnosticPreachersKid — September 1, 2008 file photograph of the former Fannie Mae headquarters in Washington, D.C. Used to illustrate the mortgage-market infrastructure discussed in the article. Photo license: CC BY-SA 3.0 — Creative Commons Attribution-ShareAlike 3.0 license. Creator: AgnosticPreachersKid. Read the full OptimistFi thesis on Fair Isaac Corporation: https://optimistfi.com/stocks/FICO

See what would break the Fair Isaac Corporation thesis and track it live on the OptimistFi Thesis-Break Engine.

Browse every company OptimistFi covers at optimistfi.com/stocks, or read the latest evidence-first research.

The full Fair Isaac Corporation investment case, its status and the next test to watch live on the Fair Isaac Corporation thesis page.

Originally published on OptimistFi, evidence-first equity research. More at optimistfi.com.
2026-10-07 16:48 17d ago
2026-10-07 11:00 17d ago
Fair Isaac Corporation (FICO) Securities Investigation Notice - Levi & Korsinsky
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Fair Isaac Corporation (FICO) Securities Investigation Notice - Levi & KorsinskyPR Newswire

NEW YORK, Oct. 7, 2026

FICO shareholders saw after-hours and premarket losses of up to a reported 20% after the FHFA's mortgage credit score announcement. Levi & Korsinsky is investigating potential securities law violations on behalf of affected investors.

, /PRNewswire/ -- Shareholders of Fair Isaac Corporation (NYSE: FICO) saw as much as a reported 20% of their position's value erased in premarket trading after the Federal Housing Finance Agency (FHFA) announced it would simplify mortgage pricing and could allow a competing credit score into mortgage underwriting. If you held FICO shares when that announcement hit and lost money, you may have legal rights. Affected shareholders are encouraged to submit your losses for review now . You may also contact Joseph E. Levi, Esq. via email at [email protected] or by telephone at (212) 363-7500.

During FICO's second quarter earnings call, on April 28, 2026, when analyst Craig Huber for Huber Research Partners asked management to confirm that were "not worried at all that Vantage is going to take any meaningful share from you on the conforming mortgage side," CEO William J. Lansing affirmatively reassured investors that was "correct." On May 5, 2026, during a conference hosted by Barclays, CEO Lansing questioned whether "Vantage gets any share at all," even if they were approved.

Within hours of the FHFA announcement, Rocket Mortgage announced they will be utilizing VantageScore 4.0 as its "preferred credit scoring model for all eligible loans" moving forward.

Levi & Korsinsky is investigating potential securities law violations on behalf of FICO investors who suffered losses tied to the decline. Shareholders who sold into the decline and those still holding shares may both be eligible to participate in the investigation.

Lost money on FICO shares after the FHFA announcement? Start your confidential loss review or call (212) 363-7500.

Levi & Korsinsky, LLP -- Top 50 securities litigation firm (ISS, seven consecutive years). Over 70 professionals. Hundreds of millions recovered.

Frequently Asked Questions About the FICO Investigation

Q: How much did FICO stock drop? A: Shares fell more than 20% by the time the market opened on September 29, 2026, and by midday the stock had fallen more than 25% from the previous day's closing price. The drop followed the Federal Housing Finance Agency's announcement that it would simplify mortgage pricing and could allow a competing credit score into mortgage underwriting. Investors who purchased FICO shares and suffered losses may be eligible to seek recovery.

Q: Which statements are being investigated as potentially misleading? A: The investigation concerns whether FICO's statements to investors regarding its mortgage credit-scoring business and related regulatory risks were accurate and complete. When the FHFA announced its mortgage credit score changes and Rocket Mortgage announced the adoption of its competitor, VantageScore 4.0, as its default credit scoring model, FICO's stock price declined sharply.

Q: Who is eligible to participate in the FICO investigation? A: Investors who purchased FICO stock or securities and suffered financial losses may be eligible. Eligibility is based on purchase date and documented losses -- not on whether you still hold the shares.

Q: What do FICO investors need to do right now? A: Investors may gather brokerage records showing purchase dates, share quantities, and prices paid. Submit your information for a no-cost, no-obligation evaluation of your potential recovery . No immediate action is required to remain eligible to participate in the investigation.

Q: What documents do I need to participate? A: Brokerage statements or trade confirmations showing purchase dates, share quantities, prices paid, and any subsequent sale dates and prices.

Q: What if I already sold my FICO shares -- can I still recover losses? A: Yes. Eligibility is based on when you purchased, not whether you still hold the shares. Investors who bought FICO and sold at a loss may still participate in the investigation.

Q: What if my FICO losses are small -- is it still worth contacting a lawyer? A: Yes. There is no minimum loss amount required to participate in the investigation.

Q: What does it cost me to participate? A: There is no upfront cost to submit your information and review whether you may be eligible to recover. If you choose to participate in any resulting action, these matters are generally handled on a contingency basis, with any attorneys' fees and expenses subject to court approval.

CONTACT:

Levi & Korsinsky, LLP

Ed Korsinsky, Esq.

33 Whitehall Street, 27th Floor

New York, NY 10004

[email protected]

Tel: (212) 363-7500

Fax: (212) 363-7171

Attorney Advertising. Prior results do not guarantee similar outcomes.

View original content to download multimedia:https://www.prnewswire.com/news-releases/fair-isaac-corporation-fico-securities-investigation-notice---levi--korsinsky-302900719.html

SOURCE Levi & Korsinsky, LLP
2026-10-07 14:21 17d ago
2026-10-07 08:00 17d ago
Only 5.2% of Tech Leaders Have Full Confidence Explaining Their AI Decisions, New FICO Research Finds
FICO Fair Isaac Corporation
FMP Stock News
Original source text
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO's 2026 State of Responsible AI survey of 1,004 tech leaders: data on AI explainability, governance, agentic AI adoption and ROI across industries.
2026-10-07 14:21 17d ago
2026-10-07 08:54 17d ago
FICO Is Cutting 15% of Its Workforce After Losing More Than Half Its Value
FICO Fair Isaac Corporation
FMP Stock News
Original source text
A single regulatory decision stripped FICO of the status that made its mortgage score virtually mandatory for lenders, and now the company is cutting hundreds of jobs while its stock sits near a price that one analyst just called a…

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them.

Fair Isaac (NYSE:FICO | FICO Price Prediction) closed at $695.46, while the average Wall Street price target is $1,194.42, meaning about 71.7% upside. Most of that consensus, however, was built before one regulatory decision changed how the company’s main product gets sold.

Fair Isaac is eliminating approximately 15% of its workforce. Against a September 2025 headcount of 3,811, that means roughly 570 jobs.

The filing lists four drivers: fewer management layers, a simpler structure, better processes and tools, and AI-driven product development. Fair Isaac expects about $27.0 million of pre-tax severance in its fiscal fourth quarter of 2026. The plan should be substantially complete by the end of fiscal third quarter 2027.

Shares are down about 58% this year despite latest-quarter revenue up 26%. That operating record looks poor against a price that suggests a broken franchise.

Washington Ended FICO’s Exclusive Spot on the Mortgage Pricing Grid On September 29, the stock fell 26.52% in one session, from $840.89 to $617.87. The housing regulator had weighed in. Fannie Mae and Freddie Mac would use “ONE PRICING GRID with VantageScore joining the existing FICO Classic pricing grid.”

A pricing grid is the table the two agencies use to set loan fees by credit score band, and being the only score on it made FICO effectively mandatory for lenders selling mortgages.

That status was worth more than any edge in predictive accuracy, because switching scores meant repricing loans, and a shared grid removes most of that switching cost.

A Price War Built on a $0.99 Score The same day, Rocket Companies (NYSE:RKT) said Rocket Mortgage would default to VantageScore 4.0, priced at $0.99 through 2028. FICO’s 2026 pricing is $10 per score, or $4.95 plus a per-loan fee.

Last quarter, mortgage origination revenue rose 97% while volumes grew at a low single-digit rate. That growth came from pricing power, driven by being required.

Bank of America (NYSE:BAC) downgraded the stock to Neutral from Buy and cut its target to $700 from $1,400. Halving a target in one move suggests the analyst rebuilt the valuation around lower mortgage pricing.

Results That Still Reflect the Old Rules Fiscal third quarter 2026 revenue was $674.2 million, up 26%. Scores revenue rose 41% to $458.9 million, and GAAP earnings per share were $10.45.

Those results came from a regime that is ending, and July’s full-year guidance precedes the September changes and should not be read as current.

The franchise still wins important customers. Fair Isaac said so. United Wholesale Mortgage, owned by UWM Holdings (NYSE:UWMC), will use FICO scores on all credit pulls in its broker channel.

Management argued in July that lenders were adding VantageScore alongside FICO pulls. That claim now needs fresh evidence.

Shares Have Already Reached the Downgraded Target FICO’s market value is about $15.02 billion after a 0.85% gain on the day. Shares trade about 63% below the 52-week high of $1,886.28 and not far above the $586.05 low.

The stock has bounced about 17% from its September 30 close of $592.47, which puts it almost exactly at the downgraded $700 target. That leaves little upside against the most recent major analyst target.

Consensus rests on four Strong Buy, eight Buy, seven Hold and two Sell ratings, but much precedes the rule change. At about 16 times forward earnings, the stock looks cheap only if estimates hold up despite lower mortgage pricing.

What Could Decide FICO’s Next Move The bearish case looks stronger because the score is unlikely to keep full pricing power as one option among several. Mortgage origination was 62% of Scores’ revenue last quarter, so concessions land on the most profitable business.

Total debt reached $5.58 billion, much of it funding buybacks at an average of $1,149 per share. By comparison, savings from a restructuring that carries $27.0 million in severance costs look small next to repricing the core product.

TransUnion (NYSE:TRU) looks better placed for this shift. It co-owns VantageScore and sells the underlying credit file, so it earns revenue regardless of which score a lender pulls.

My view would change if the next earnings report shows Scores pricing holding up. Wider lender adoption of VantageScore beyond Rocket would strengthen the bearish case.

Contact [email protected] for any questions or corrections.
2026-10-07 14:21 17d ago
2026-10-07 10:11 17d ago
Fair Isaac Corporation (FICO) Securities Investigation Notice - Levi & Korsinsky
FICO Fair Isaac Corporation
FMP Stock News
Original source text
FICO shareholders saw after-hours and premarket losses of up to a reported 20% after the FHFA's mortgage credit score announcement. Levi & Korsinsky is investigating potential securities law violations on behalf of affected investors.

, /PRNewswire/ -- Shareholders of Fair Isaac Corporation (NYSE: FICO) saw as much as a reported 20% of their position's value erased in premarket trading after the Federal Housing Finance Agency (FHFA) announced it would simplify mortgage pricing and could allow a competing credit score into mortgage underwriting. If you held FICO shares when that announcement hit and lost money, you may have legal rights. Affected shareholders are encouraged to submit your losses for review now . You may also contact Joseph E. Levi, Esq. via email at [email protected]  or by telephone at (212) 363-7500.

During FICO's second quarter earnings call, on April 28, 2026, when analyst Craig Huber for Huber Research Partners asked management to confirm that were "not worried at all that Vantage is going to take any meaningful share from you on the conforming mortgage side," CEO William J. Lansing affirmatively reassured investors that was "correct." On May 5, 2026, during a conference hosted by Barclays, CEO Lansing questioned whether "Vantage gets any share at all," even if they were approved.

Within hours of the FHFA announcement, Rocket Mortgage announced they will be utilizing VantageScore 4.0 as its "preferred credit scoring model for all eligible loans" moving forward.

Levi & Korsinsky is investigating potential securities law violations on behalf of FICO investors who suffered losses tied to the decline. Shareholders who sold into the decline and those still holding shares may both be eligible to participate in the investigation.

Lost money on FICO shares after the FHFA announcement? Start your confidential loss review  or call (212) 363-7500.

Levi & Korsinsky, LLP  -- Top 50 securities litigation firm (ISS, seven consecutive years). Over 70 professionals. Hundreds of millions recovered.

Frequently Asked Questions About the FICO Investigation

Q: How much did FICO stock drop?  A: Shares fell more than 20% by the time the market opened on September 29, 2026, and by midday the stock had fallen more than 25% from the previous day's closing price. The drop followed the Federal Housing Finance Agency's announcement that it would simplify mortgage pricing and could allow a competing credit score into mortgage underwriting. Investors who purchased FICO shares and suffered losses may be eligible to seek recovery.

Q: Which statements are being investigated as potentially misleading?  A: The investigation concerns whether FICO's statements to investors regarding its mortgage credit-scoring business and related regulatory risks were accurate and complete. When the FHFA announced its mortgage credit score changes and Rocket Mortgage announced the adoption of its competitor, VantageScore 4.0, as its default credit scoring model, FICO's stock price declined sharply.

Q: Who is eligible to participate in the FICO investigation?  A: Investors who purchased FICO stock or securities and suffered financial losses may be eligible. Eligibility is based on purchase date and documented losses -- not on whether you still hold the shares.

Q: What do FICO investors need to do right now?  A: Investors may gather brokerage records showing purchase dates, share quantities, and prices paid. Submit your information for a no-cost, no-obligation evaluation of your potential recovery . No immediate action is required to remain eligible to participate in the investigation.

Q: What documents do I need to participate?  A: Brokerage statements or trade confirmations showing purchase dates, share quantities, prices paid, and any subsequent sale dates and prices.

Q: What if I already sold my FICO shares -- can I still recover losses?  A: Yes. Eligibility is based on when you purchased, not whether you still hold the shares. Investors who bought FICO and sold at a loss may still participate in the investigation.

Q: What if my FICO losses are small -- is it still worth contacting a lawyer?  A: Yes. There is no minimum loss amount required to participate in the investigation.

Q: What does it cost me to participate?  A: There is no upfront cost to submit your information and review whether you may be eligible to recover. If you choose to participate in any resulting action, these matters are generally handled on a contingency basis, with any attorneys' fees and expenses subject to court approval.

CONTACT:

Levi & Korsinsky, LLP

Ed Korsinsky, Esq.

33 Whitehall Street, 27th Floor

New York, NY 10004

[email protected] 

Tel: (212) 363-7500

Fax: (212) 363-7171

Attorney Advertising. Prior results do not guarantee similar outcomes.

SOURCE Levi & Korsinsky, LLP
2026-10-07 11:54 17d ago
2026-10-07 06:30 17d ago
SpaceX, TSMC, Constellation Brands, FICO, and More Stocks That Explain Today's Market
FICO Fair Isaac Corporation
FMP Stock News
Original source text
You are now leaving Barron's websiteBy clicking on the “Proceed” button below, you will be redirected to a third-party website owned and operated by Hong Kong Tiimoot Information Technology Co., Limited. (“HKT”), which is located in Hong Kong. That website operates independently from Barron's and Barron's does not control the website. The privacy practices of HKT are subject to its Privacy Statement, so please read it closely. We are not responsible for HKT's privacy or other data-related practices.
2026-10-07 09:27 17d ago
2026-10-07 04:59 17d ago
FICO Cuts 15% of Its Staff. Why Investors Aren't Buying It.
FICO Fair Isaac Corporation
FMP Stock News
Original source text
You are now leaving Barron's websiteBy clicking on the “Proceed” button below, you will be redirected to a third-party website owned and operated by Hong Kong Tiimoot Information Technology Co., Limited. (“HKT”), which is located in Hong Kong. That website operates independently from Barron's and Barron's does not control the website. The privacy practices of HKT are subject to its Privacy Statement, so please read it closely. We are not responsible for HKT's privacy or other data-related practices.
2026-10-06 23:40 17d ago
2026-10-06 17:22 18d ago
FICO cuts workforce by 15% in AI-driven restructuring
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Fico logo in this illustration taken May 6, 2026. REUTERS/Dado Ruvic/Illustration Purchase Licensing Rights, opens new tab

Oct 6 (Reuters) - Credit-scoring giant Fair Isaac (FICO.N), opens new tab, known as FICO, said on Tuesday it ​would trim about 15% of its workforce as part of ‌a broader restructuring and AI integration, becoming the latest US company to cut jobs as businesses automate tasks and redirect spending toward the technology.

"This simplified structure ​will allow us to operate and bring innovations to market faster ​and create more value for our customers," FICO told Reuters ⁠in a statement. It did not specify the number of employees ​laid off.

Sign up here.

Fair Isaac had 3,811 employees at the end of September 2025, ​meaning the cuts could affect about 570 workers. It began notifying employees this week.

It said it expects about $27 million in pre-tax charges in the fourth quarter of ​fiscal 2026, primarily related to severance. The plan is largely expected to be completed ​by the third quarter of fiscal 2027.

REGULATORY PUSH WEIGHS ON SHARESShares of the company — ‌known ⁠for its FICO score, a measure of consumer credit risk widely used by banks, credit card issuers, mortgage lenders and auto loan providers — have plunged about 58% this year as US regulators seek to loosen ​its longstanding hold on ​mortgage credit ⁠scoring.

Last month, the US Federal Housing Finance Agency (FHFA) directed mortgage finance giants Fannie Mae and Freddie Mac to allow ​all lenders to use VantageScore, a rival developed by ​Equifax, Experian ⁠and TransUnion, for credit scoring.

FHFA director Bill Pulte also said Fannie Mae and Freddie Mac would adopt a single pricing grid for both VantageScore and ⁠FICO scores, ​effectively putting the rivals on equal footing ​and threatening FICO's dominance as the standard measure of consumer credit risk in mortgage lending.

Rewrites throughout, adds company statement in paragraph 2, background in paragraphs 5-7

Reporting ​by Pragyan Kalita in Bengaluru; Editing by Anil D'Silva and Diti Pujara

Our Standards: The Thomson Reuters Trust Principles., opens new tab
2026-10-06 21:13 17d ago
2026-10-06 16:20 18d ago
UWM Reaffirms Commitment to FICO® Scores to Help More Consumers Achieve Homeownership
FICO Fair Isaac Corporation
FMP Stock News
Original source text
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO announced today that UWM is reaffirming its commitment to utilizing FICO Scores on all credit pulls across its broker lending operations.
2026-10-05 18:16 19d ago
2026-10-05 12:53 19d ago
Levi & Korsinsky Notifies Investors of Pending Investigation Into Securities Claims Involving Fair Isaac Corporation (FICO)
FICO Fair Isaac Corporation
FMP Stock News
Original source text
NEW YORK, Oct. 05, 2026 (GLOBE NEWSWIRE) -- A roughly 8% after-hours slide in FICO (NYSE: FICO) stock deepened to a reported 20% premarket drop after the Federal Housing Finance Agency announced it would simplify mortgage pricing and could allow a direct competitor to FICO's credit score into mortgage underwriting. If you held FICO shares through that overnight selloff and lost money, you may have legal rights. Investors who suffered losses are encouraged to submit their loss details to the firm now, or to contact Joseph E. Levi, Esq. via email at [email protected] or by telephone at (212) 363-7500.

The news did not stop there. Following the FHFA announcement, Rocket Mortgage issued a press release, announcing it will be using VantageScore 4.0, a direct competitor to the classic FICO score, as its preferred scoring model going forward following months of testing and alleged finding that it “helped more qualified clients,” than FICO. By premarket trading, reported declines had widened to as much as 20%.

Investors weighed potential pressure on FICO's pricing power and fee income in mortgage scoring. In its Form 10-Q filed July 29, 2026, FICO attributed the increase in its business-to-business Scores revenue primarily to "a higher mortgage origination scores unit price." During the same-day earnings call, FICO’s CEO William J. Lansing suggested to investors VantageScore was only useful when “gaming” the system, and you still “need to pull both a FICO Score and a VantageScore if you’re going to do the gaming.”

Levi & Korsinsky is investigating potential securities law violations on behalf of FICO investors who suffered losses. FICO shareholders who lost money as the selloff deepened may request a review of their FICO losses or reach Joseph E. Levi, Esq. at [email protected] or (212) 363-7500.

ABOUT THE FIRM -- For over two decades, Levi & Korsinsky has represented shareholders in securities class actions. Ranked in ISS Top 50 for seven consecutive years.

Frequently Asked Questions About the FICO Investigation

Q: How much did FICO stock drop? A: FICO shares fell roughly 8% in after-hours trading, with a premarket decline of more than 20% by market open on September 29, 2026. Investors who purchased FICO shares and suffered losses may be eligible to seek recovery.

Q: Which statements are being investigated as potentially misleading? A: The investigation concerns whether FICO's statements to investors regarding its mortgage credit-scoring business and related regulatory risks were accurate and complete. When the FHFA announced its mortgage credit score changes and Rocket Mortgage announced the adoption of its competitor, VantageScore 4.0, as its default credit scoring model, FICO's stock price declined sharply.

Q: Who is eligible to participate in the FICO investigation? A: Investors who purchased FICO stock or securities and suffered financial losses may be eligible. Eligibility is based on purchase date and documented losses -- not on whether you still hold the shares.

Q: What do FICO investors need to do right now? A: Investors may gather brokerage records showing purchase dates, share quantities, and prices paid. Submit your information for a no-cost, no-obligation evaluation of your potential recovery. No immediate action is required to remain eligible to participate in the investigation.

Q: What documents do I need to participate? A: Brokerage statements or trade confirmations showing purchase dates, share quantities, prices paid, and any subsequent sale dates and prices.

Q: What if I already sold my FICO shares -- can I still recover losses? A: Yes. Eligibility is based on when you purchased, not whether you still hold the shares. Investors who bought FICO and sold at a loss may still participate in the investigation.

Q: What does it cost me to participate? A: There is no upfront cost to submit your information and review whether you may be eligible to recover. Should you choose to participate in any resulting action, these matters are generally handled on a contingency basis, with any attorneys' fees and expenses subject to court approval.

Q: What if I live outside the United States? A: U.S. securities investigations generally cover purchases on U.S. exchanges regardless of the investor's country of residence.

CONTACT:

Levi & Korsinsky, LLP
Joseph E. Levi, Esq.
Ed Korsinsky, Esq.
33 Whitehall Street, 27th Floor
New York, NY 10004
[email protected]
Tel: (212) 363-7500
Fax: (212) 363-7171

Attorney Advertising. Prior results do not guarantee similar outcomes.
2026-10-05 10:54 19d ago
2026-10-05 04:00 19d ago
AI Arms Race Is Radically Reshaping the Fraud Threat in EMEA, FICO Research Finds
FICO Fair Isaac Corporation
FMP Stock News
Original source text
New research from [url="]FICO[/url] (NYSE: FICO), a leading global analytics software firm, shows that fraud leaders across Europe, the Middle East and Africa (
2026-10-05 08:27 19d ago
2026-10-05 04:00 19d ago
AI Arms Race Is Radically Reshaping the Fraud Threat in EMEA, FICO Research Finds
FICO Fair Isaac Corporation
FMP Stock News
Original source text
LONDON--(BUSINESS WIRE)--New research from FICO (NYSE: FICO), a leading global analytics software firm, shows that fraud leaders across Europe, the Middle East and Africa (EMEA) are grappling with rising fraud complexity and AI-enabled threats, even as they accelerate investment in AI-driven detection and enterprise-wide fraud strategy. The findings, drawn from FICO's global survey of 202 senior fraud, risk and technology professionals at retail banks, neobanks and fintechs, show that 52% of EM.
2026-10-03 12:25 21d ago
2026-10-03 05:12 21d ago
Fair Isaac (NYSE:FICO) Shares Gap Up – Here’s What Happened
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Fair Isaac Corporation (NYSE:FICO – Get Free Report)’s share price gapped up prior to trading on Thursday. The stock had previously closed at $592.47, but opened at $635.00. Fair Isaac shares last traded at $652.1990, with a volume of 524,175 shares trading hands.

Fair Isaac News Summary Here are the key news stories impacting Fair Isaac this week:

Positive Sentiment: Robert W. Baird maintained an “outperform” rating and lowered its price target to $1,070 from $1,549. Although the target cut reflects greater regulatory risk, it still implies substantial potential upside from recent trading levels. Wall Street This Week Positive Sentiment: Wells Fargo reiterated its buy rating, while some investors—including Robinhood traders—were reported to be buying FICO during the selloff. These developments may provide short-term support, but do not remove the regulatory overhang. Wells Fargo Buy Rating Neutral Sentiment: Fair Isaac’s stock rebounded after an earlier steep selloff, highlighting high volatility and possible bargain hunting rather than a clear change in the company’s fundamentals. Fair Isaac Rebound Negative Sentiment: Reports said the FHFA’s proposed two-bureau framework rattled investors and extended FICO’s September decline. A broader scoring system could introduce competition and pressure the company’s exceptionally high fees in the mortgage market. Two-Bureau Proposal Negative Sentiment: Bank of America downgraded FICO to neutral and cut its price target, while BMO also reduced its target. The analyst actions reinforce concerns that regulatory changes may permanently impair Fair Isaac’s growth outlook. Bank of America Downgrade Negative Sentiment: Coverage also highlighted a potential $0.99 mortgage-score rival, intensifying fears that cheaper alternatives could challenge FICO’s established position. Mortgage Score Rival Wall Street Analyst Weigh In A number of equities analysts have weighed in on FICO shares. Bank of America cut shares of Fair Isaac from a “buy” rating to a “neutral” rating and reduced their price objective for the stock from $1,400.00 to $700.00 in a research report on Wednesday. Mizuho set a $1,344.00 target price on shares of Fair Isaac in a research report on Tuesday. Jefferies Financial Group reissued a “buy” rating on shares of Fair Isaac in a research note on Tuesday. Raymond James Financial restated an “outperform” rating on shares of Fair Isaac in a research report on Wednesday, September 9th. Finally, Huber Research lowered shares of Fair Isaac to a “strong sell” rating in a research note on Tuesday. Ten analysts have rated the stock with a Buy rating, six have assigned a Hold rating and one has given a Sell rating to the company. Based on data from MarketBeat.com, the company has an average rating of “Moderate Buy” and an average target price of $1,210.38.

Get Our Latest Stock Analysis on Fair Isaac Fair Isaac Stock Performance The company has a 50 day moving average of $1,022.40 and a 200 day moving average of $1,101.14. The stock has a market capitalization of $14.24 billion, a price-to-earnings ratio of 19.04, a P/E/G ratio of 0.56 and a beta of 1.35.

Fair Isaac (NYSE:FICO – Get Free Report) last announced its quarterly earnings data on Wednesday, July 29th. The technology company reported $12.18 earnings per share for the quarter, beating analysts’ consensus estimates of $11.76 by $0.42. Fair Isaac had a negative return on equity of 32.51% and a net margin of 34.05%.The company had revenue of $674.19 million for the quarter, compared to analyst estimates of $679.17 million. During the same quarter last year, the firm posted $8.57 EPS. The firm’s revenue for the quarter was up 25.7% on a year-over-year basis. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. On average, equities analysts predict that Fair Isaac Corporation will post 37.2 EPS for the current fiscal year.

Insiders Place Their Bets In other news, Director Eva Manolis sold 967 shares of the business’s stock in a transaction that occurred on Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total transaction of $1,353,800.00. Following the transaction, the director directly owned 498 shares in the company, valued at $697,200. The trade was a 66.01% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is owned by company insiders.

Institutional Investors Weigh In On Fair Isaac Several hedge funds and other institutional investors have recently made changes to their positions in FICO. Canada Pension Plan Investment Board acquired a new position in shares of Fair Isaac during the 2nd quarter valued at about $1,737,000. Bank of America Corp DE raised its stake in Fair Isaac by 5.7% during the first quarter. Bank of America Corp DE now owns 133,448 shares of the technology company’s stock worth $142,461,000 after purchasing an additional 7,154 shares during the period. Mitsubishi UFJ Asset Management Co. Ltd. acquired a new position in Fair Isaac in the 2nd quarter valued at about $67,760,000. Altrafin AG acquired a new position in Fair Isaac in the 4th quarter valued at about $2,117,000. Finally, BlackRock Inc. purchased a new stake in shares of Fair Isaac in the 2nd quarter valued at approximately $2,491,517,000. Institutional investors and hedge funds own 85.75% of the company’s stock.

Fair Isaac Company Profile (Get Free Report)

Fair Isaac Corporation, known as FICO, develops analytics and software used by businesses to make decisions about credit, risk, fraud, customer engagement and other operational activities. The company is best known for the FICO Score, a credit-risk scoring system used by lenders to help evaluate consumer creditworthiness.

FICO’s offerings include credit scoring solutions, decision-management software, fraud detection and identity verification tools, and analytics platforms. Its products are used by financial institutions, insurers, retailers, telecommunications companies and other organizations to automate decisions, manage risk and improve customer relationships.

Further Reading Five stocks we like better than Fair Isaac AST SpaceMobile’s BlueBird Progress Comes With Several Risks Still Unresolved Time to Nibble on MCD Stock After it Enters Oversold Territory? McCormick Stock Trades Cheap, Offers Dividend Growth and Unilever Deal Upside Corning and AT&T’s $3 Billion Fiber Deal Reveals Where AI Spending Goes Next Receive News & Ratings for Fair Isaac Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Fair Isaac and related companies with MarketBeat.com's FREE daily email newsletter.
2026-10-02 16:49 22d ago
2026-10-02 06:15 22d ago
Contrasting Fair Isaac (NYSE:FICO) & Smith Micro Software (NASDAQ:SMSI)
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Smith Micro Software (NASDAQ:SMSI – Get Free Report) and Fair Isaac (NYSE:FICO – Get Free Report) are both technology companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, risk, profitability, institutional ownership, dividends, earnings and analyst recommendations.

Profitability This table compares Smith Micro Software and Fair Isaac’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets Smith Micro Software -92.60% -44.59% -31.78% Fair Isaac 34.05% -32.51% 40.61% Analyst Recommendations This is a summary of current ratings for Smith Micro Software and Fair Isaac, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Smith Micro Software 1 0 2 0 2.33 Fair Isaac 1 6 10 0 2.53 Smith Micro Software currently has a consensus target price of $12.50, indicating a potential upside of 369.92%. Fair Isaac has a consensus target price of $1,244.06, indicating a potential upside of 87.59%. Given Smith Micro Software’s higher probable upside, equities research analysts clearly believe Smith Micro Software is more favorable than Fair Isaac. Risk and Volatility Smith Micro Software has a beta of 0.75, meaning that its share price is 25% less volatile than the S&P 500. Comparatively, Fair Isaac has a beta of 1.35, meaning that its share price is 35% more volatile than the S&P 500.

Valuation & Earnings This table compares Smith Micro Software and Fair Isaac”s top-line revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Smith Micro Software $17.36 million 0.86 -$29.33 million ($3.52) -0.76 Fair Isaac $1.99 billion 7.20 $651.95 million $34.62 19.16 Fair Isaac has higher revenue and earnings than Smith Micro Software. Smith Micro Software is trading at a lower price-to-earnings ratio than Fair Isaac, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership 20.8% of Smith Micro Software shares are held by institutional investors. Comparatively, 85.8% of Fair Isaac shares are held by institutional investors. 34.7% of Smith Micro Software shares are held by insiders. Comparatively, 3.0% of Fair Isaac shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary Fair Isaac beats Smith Micro Software on 12 of the 14 factors compared between the two stocks.

(Get Free Report)

Smith Micro Software, Inc. engages in the development and sale of software to enhance the mobile experience to wireless and cable service providers in the Americas, Europe, the Middle East, and Africa. The company offers SafePath Family, SafePath IoT, SafePath Home, and SafePath Premium product suite, which provides tools to protect digital lifestyles and manage connected devices inside and outside the home; and CommSuite, a messaging platform that helps mobile service provides deliver a next-generation voicemail experience to mobile subscribers, as well as enables multi-language voice-to-text (VTT) transcription messaging. It also offers ViewSpot, a retail display management platform that provides on-screen and interactive demos to wireless carriers and other smartphone retailers; and technical support and customer services. Smith Micro Software, Inc. was founded in 1982 and is headquartered in Pittsburgh, Pennsylvania.

About Fair Isaac (Get Free Report)

Fair Isaac Corporation develops analytic, software, and digital decisioning technologies and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, financial crimes compliance, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. It offers FICO Customer Analytics, FICO Responsible AI, FICO Advisors, FICO Business Outcome Simulator, FICO Forecaster, FICO TRIAD Customer Manager, FICO Blaze Advisor, FICO Xpress Optimization, FICO Falcon Fraud Manager, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Decision Optimizer, and FICO Strategy Director, as well as software implementation and configuration services. The company markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Receive News & Ratings for Smith Micro Software Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Smith Micro Software and related companies with MarketBeat.com's FREE daily email newsletter.
2026-10-02 07:02 22d ago
2026-10-01 10:11 23d ago
FICO SHAREHOLDER INVESTIGATION: SueWallSt Notifies Investors of Potential Securities Claims Involving FICO
FICO Fair Isaac Corporation
FMP Stock News
Original source text
FICO shares fell more than 20% at open following the FHFA's announcement it would simplify mortgage pricing. SueWallSt notifies investors of a pending investigation into what FICO told investors about regulatory risk to its mortgage scoring business.

, /PRNewswire/ -- A Federal Housing Finance Agency announcement that mortgage pricing would be simplified into a single pricing grid sent Fair Isaac Corporation (NYSE: FICO) shares down more than 20% in overnight trading. FICO shareholders who took that hit are encouraged to act now. Submit your FICO loss details for a no-cost review , or contact Joseph E. Levi, Esq. via email at [email protected]  or by telephone at (888) SueWallSt.

The FHFA said it was "Simplifying Mortgage Pricing" and would move Fannie and Freddie to a singular pricing grid "with VantageScore joining the existing FICO Classic pricing Grid." During FICO's second quarter earnings call on April 28, 2026, CEO William J. Lansing noted the company "anticipate[d] no loss of volume to Vantage in this fiscal year," and "don't see good reasons [for customers] to switch [to Vantage]."

SueWallSt notifies investors of a pending investigation into potential securities law violations. The investigation focuses on whether FICO investors received adequate information about regulatory risk to the Company's mortgage scoring business.

Lost money when FICO shares fell on the FHFA news? Start your confidential FICO investor review  or call (888) SueWallSt.

WHY SUEWALLST : SueWallSt is powered by Levi & Korsinsky LLP. Levi & Korsinsky LLP has established itself as a nationally-recognized securities litigation firm that has secured hundreds of millions of dollars for aggrieved shareholders and built a track record of winning high-stakes cases. The firm has extensive expertise representing investors in complex securities litigation and a team of over 70 employees to serve our clients. For seven years in a row, Levi & Korsinsky has ranked in ISS Securities Class Action Services' Top 50 Report as one of the top securities litigation firms in the United States.

Frequently Asked Questions About the FICO Investigation

Q: Who is eligible to participate in the FICO investigation?  A: Investors who purchased FICO stock or securities and suffered financial losses may be eligible. Eligibility is based on purchase date and documented losses -- not on whether you still hold the shares.

Q: How much did FICO stock drop?  A: Shares fell more than 20% by the time the market opened on September 29, 2026, and by midday the stock had fallen more than 25% from the previous day's closing price. The drop followed the Federal Housing Finance Agency's announcement that it would simplify mortgage pricing and could allow a competing credit score into mortgage underwriting. Investors who purchased FICO shares and suffered losses may be eligible to seek recovery.

Q: Which statements are being investigated as potentially misleading?  A: The investigation concerns whether Fair Isaac Corporation made materially false or misleading statements regarding regulatory and competitive risks facing its mortgage credit scoring business. When the FHFA announced the move to a single pricing grid, the stock price declined sharply.

Q: What do FICO investors need to do right now?  A: Investors may gather brokerage records showing purchase dates, share quantities, and prices paid. Submit your information for a no-cost, no-obligation evaluation of your potential recovery . No immediate action is required to remain eligible to participate in the investigation.

Q: What is a lead plaintiff and why does it matter?  A: If the investigation proceeds to legal action, a lead plaintiff is the investor the court appoints to represent the group of affected investors. Lead plaintiffs are typically investors with the largest documented losses.

Q: What if I already sold my FICO shares -- can I still recover losses?  A: Yes. Eligibility is based on when you purchased, not whether you still hold the shares. Investors who bought FICO and sold at a loss may still participate in the investigation.

Q: What does it cost me to participate?  A: There is no upfront cost to submit your information and review whether you may be eligible to recover. Should you choose to participate in any resulting action, these matters are generally handled on a contingency basis. Any attorneys' fees and expenses are subject to court approval.

Q: Do I need to go to court or give testimony?  A: No. Participating in the investigation does not require court appearances or depositions. If legal action is later pursued, the overwhelming majority of affected investors never appear in court either.

CONTACT:

Levi & Korsinsky, LLP

Joseph E. Levi, Esq.

33 Whitehall Street, 27th Floor

New York, NY 10004

[email protected] 

Tel: (888) SueWallSt

Fax: (212) 363-7171

Attorney Advertising. Prior results do not guarantee similar outcomes.

SOURCE SueWallSt.com

Also from this source
2026-10-01 16:21 23d ago
2026-10-01 12:15 23d ago
Bank of America Cut Its Fair Isaac Price Target in Half and the Stock Still Fell Below It
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Bank of America slashed its Fair Isaac price target by half, yet the stock kept falling right through it. What regulators just changed about mortgage credit scoring may have permanently altered the case for owning FICO.

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them.

Fair Isaac (NYSE:FICO | FICO Price Prediction) slid below $600 in its latest session, closing at $592.52 after Bank of America (NYSE:BAC) downgraded the stock to Neutral from Buy and cut its price target to $700 from $1,400.

A cut of that size suggests the bank has lost faith in the upside thesis. The stock fell another 4.10% anyway, from a prior close of $617.87.

The market is pricing in something worse than the bank’s reduced view, even though that $700 target still sits above the share price. The average Wall Street target of $1,341.16 sits much higher, although it likely includes estimates set before the latest regulatory news.

The question is whether lenders switch from FICO once there is no pricing penalty, and whether FICO can sustain price increases under scrutiny.

How a Single Pricing Grid Erased FICO’s Mortgage Edge Fannie Mae and Freddie Mac buy a large share of U.S. home loans and price them partly on borrower credit scores. The Federal Housing Finance Agency said the two will put VantageScore on a single pricing grid with Classic FICO, removing a 20-point penalty that protected FICO’s position.

No start date was given. Rocket Mortgage, the lending arm of Rocket Companies (NYSE:RKT), then named the newer VantageScore model its preferred option, an early sign that big lenders may act on the change.

The stock fell 26.52% that session from $840.89, described by Forbes as its worst day since 1989.

Even a Halved Target Still Sits Above the Share Price Bank of America’s analysts said the decision “removes a key distinction between the models, and follows a series of regulatory developments.” They added that “the revised grid adds another risk to score volumes, pricing, and market share.”

Other firms cut too, although less sharply. BMO Capital Markets lowered its target to $1,150 from $1,550 while keeping an Outperform rating, and UBS trimmed its target to $1,130 from $1,200.

The Street still leans bullish. Among analysts, 5 rate the stock a Strong Buy and 9 rate it a Buy, while 6 rate it a Hold and 1 rates it a Sell.

FICO’s Growth Came From Price, Which Regulators Now Watch FICO’s recent growth leaned heavily on mortgage pricing. Mortgage origination revenue rose 97% in the fiscal third quarter and made up 62% of total scores revenue, while mortgage score volumes grew only in the low single digits.

The bank’s analysts highlighted that dependence directly: “High and persistent regulatory scrutiny may limit Fair Isaac’s leeway on headline Score price increases.” Slow volume growth makes any cap costly.

Management said lenders pull both scores rather than replacing FICO, and estimated the share of consumers who benefit from VantageScore at a figure “in the 20s”. VantageScore was used on about 9% of Fannie and Freddie mortgages between May and August.

FICO bought back 1.705 million shares for $1.96 billion at an average of $1,149 per share, funded partly with a $1.5 billion term loan. It ended the quarter with $5.58 billion of debt and a stockholders’ deficit of $4.1 billion.

What Investors Need to See Before FICO Stock Recovers The stock is down 48.36% over the past month and 64.96% this year, while the S&P 500 has gained 11.84% year to date. The stock looks cheap, but its valuation rests on mortgage pricing power that is now in question.

It becomes a value trap if large lenders follow Rocket once the grid takes effect, because each lost pull hits the highest-priced part of the business while debt stays elevated. A pending investigation announced by Levi & Korsinsky adds another concern.

The risks outweigh the discount until the evidence changes. The trigger to check is an implementation date for the single pricing grid, plus lender adoption data showing whether VantageScore’s share moves significantly above about 9%.

A useful comparison is TransUnion (NYSE:TRU), which sells the underlying credit data, whichever score a lender uses, making it less dependent on who wins the score competition.

Contact [email protected] for any questions or corrections.
2026-10-01 14:40 23d ago
2026-10-01 14:34 23d ago
Wall Street v úvodu mírně klesá, Corteva dokončila odštěpení divize Vylor
ACN Accenture CTVA Corteva FICO Fair Isaac Corporation MU Micron Technology SNPS Synopsys
FIO Stock News
Original source text
1.10.2026 16:34, MU, SNPS, ACN, FICO, CTVA, VYLR

Index Dow Jones -0,45 % na 50676,84 b. S&P 500 -0,24 % na 7633,26 b. Nasdaq Composite -0,14 % na 26824,06 b.

Nejsledovanější americké indexy v úvodu obchodování mírně ztrácejí, zatímco výnosy desetiletých dluhopisů vystoupaly na nejvyšší úroveň od roku 2002 a ropa Brent se pohybuje blízko 100 USD za barel.

Nejsledovanější událost týdne, kvartální výsledky výrobce paměťových čipů Micron Technology (-2,7 %), překonaly očekávání. Utlumená reakce trhu podle analytiků ze Zacks Investment Research odráží skutečnost, že většina investorů na Wall Street pravděpodobně už překonání odhadů očekávala.

Výrazně se však po reportu výsledků daří poradenské společnosti Accenture (+22 %). Více podrobností naleznete zde.

Pouze technický propad zažívají akcie společnosti Corteva (-84 %). Společnost totiž dokončila odštěpení (spinoff) své divize zemědělských osiv Vylor. Akcionáři evidovaní k závěru obchodování dne 24. září obdrží za každou drženou akcii společnosti Corteva jednu akcii společnosti Vylor. Tyto akcie se dnes začínají obchodovat na NYSE pod tickerem VYLR.

Rostou akcie technologické společnosti Synopsys (+11 %), která dodává nástroje a služby pro design a výrobu polovodičů. Společnost na dni pro investory představila dlouhodobé cíle, které analytici vnímají jako silné. Společnost ve fiskálním roce 2027 očekává tržby v rozmezí 11,1 až 11,2 mld. USD. Očištěný zisk na akcii společnost cílí na 19,04 až 19,12 USD při očištěné provozní marži přibližně 44 %. Cíle pro složenou roční míru růstu (CAGR) na období FY26 až FY30 zahrnují růst tržeb v rozmezí středních desítek procent (mid-teens) a růst očištěného zisku ve středních dvacítkách procent (mid-20s%).

Daří se také akciím softwarové společnosti Fair Isaac Corp. (+8,4 %). Ředitel FHFA Bill Pulte v příspěvku na síti X uvedl, že ve středu večer hovořil s generálním ředitelem společnosti, aby zajistil, že FICO Direct bude ze strany agentury schválen. Podle Pulteho FHFA nezáleží na tom, kdo vyhraje, přičemž chtějí jen, aby si FICO a VantageScore konkurovaly, a ne aby fungovali jako kartel nebo zneužívali monopolní postavení. Tím narážel na nedávný vývoj. Program FICO Direct umožňuje přeprodejcům úvěrových zpráv počítat a distribuovat skóre FICO přímo hypotečním poskytovatelům.

Index S&P 500 -0,24 % na 7633,26 b. Nejsilnější sektory S&P Změna Nejslabší sektory S&P Změna Energie +1,1 % Základní materiály -1,6 % Informační technologie +0,2 % Reality -1,1 % Průmysl -0,2 % Finanční sektor -0,8 % Nejsilnější akcie S&P Změna Nejslabší akcie S&P Změna Accenture (ACN) +22 % Corteva (CTVA) -84 % Synopsys (SNPS) +11 % Mosaic (MOS) -5,2 % Cognizant Technology Solutions Corp (CTSH) +10 % Smurfit Westrock (SW) -4,5 % Fair Isaac Corp (FICO) +8,4 % Paramount Skydance Corp (PSKY) -4,2 % Coherent Corp (COHR) +8,0 % Estee Lauder Cos (EL) -3,8 % Zdroj: Bloomberg

Michal Bárta
Fio banka, a.s.
Prohlášení
2026-10-01 13:53 23d ago
2026-10-01 08:28 23d ago
Fair Isaac: 75% Decline Is Enough
FICO Fair Isaac Corporation
FMP Stock News
Original source text
13.98K Followers

Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
2026-09-30 20:47 23d ago
2026-09-30 14:38 24d ago
FICO Investigation Notice: Levi & Korsinsky Notifies Investors of Pending Investigation Into Fair Isaac Corporation
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Fair Isaac shareholders who lost money when the stock fell on the FHFA's mortgage credit score announcement may have the right to seek recovery. An investigation into potential securities law violations is now underway.

, /PRNewswire/ -- Fair Isaac Corporation (NYSE: FICO) stock opened down more that $172 per share, or over 20%, after the Federal Housing Finance Agency announced changes that could allow a direct competitor to the FICO score into mortgage underwriting. If that decline hit your account, you have rights, and acting promptly can help protect them. FICO shareholders who lost money are encouraged to request a free review of their losses , or to contact Joseph E. Levi, Esq. via email at [email protected]  or by telephone at (212) 363-7500.

After-market on September 28, 2026, the FHFA said it would simplify mortgage pricing and could open underwriting to a competing credit score. Just a few hours later, Rocket Mortgage announced it would "become the first mortgage lender to use VantageScore 4.0 as its preferred credit scoring model for all eligible loans" following "four months of testing."

FICO's management had previously contended that they "anticipate[d] no loss of volume to Vantage in this fiscal year," and continued to assert through July that a "VantageScore by itself" is insufficient, it "doesn't really get you there," and it is only "additive to the market."

Levi & Korsinsky's investigation is evaluating whether FICO shareholders have grounds to recover these losses under the federal securities laws. You do not need to still own your shares to have your losses evaluated. There is no cost to come forward, and no minimum loss is required.

Bought FICO and now holding a loss? See whether you may be eligible to recover , or call (212) 363-7500 to speak with the firm directly.

Levi & Korsinsky, LLP  | Top 50 Securities Firm | (212) 363-7500 | www.zlk.com

Frequently Asked Questions About the FICO Investigation

Q: Which statements are being investigated as potentially misleading?  A: The investigation concerns whether Fair Isaac Corporation made materially false or misleading statements regarding regulatory and competitive risks to its mortgage credit scoring business. The stock price declined sharply when the Federal Housing Finance Agency announced changes that could allow a competing credit score into mortgage underwriting.

Q: When did Fair Isaac Corporation allegedly mislead investors? A: The investigation concerns whether statements made before the FHFA announcement caused investors to purchase FICO securities at inflated prices.

Q: What do FICO investors need to do right now?  A: Investors may gather brokerage records showing purchase dates, share quantities, and prices paid. Submit your information for a no-cost, no-obligation evaluation of your potential recovery . No immediate action is required to remain eligible to participate in the investigation.

Q: What documents do I need to participate?  A: You will need brokerage statements or trade confirmations showing purchase dates, share quantities, prices paid, and any later sale dates and prices.

Q: What if I already sold my FICO shares -- can I still recover losses?  A: Yes. Eligibility is based on when you purchased, not whether you still hold the shares. Investors who bought FICO and sold at a loss may still participate in the investigation.

Q: What does it cost me to participate?  A: There is no upfront cost to submit your information and review whether you may be eligible to recover. If you choose to participate in any resulting action, these matters are generally handled on a contingency basis. Any attorneys' fees and expenses are subject to court approval.

Q: Do I need to go to court or give testimony?  A: No. Participating in the investigation does not require court appearances or depositions. If legal action is later pursued, the overwhelming majority of affected investors never appear in court either.

CONTACT:
Levi & Korsinsky, LLP
Joseph E. Levi, Esq.
Ed Korsinsky, Esq.
33 Whitehall Street, 27th Floor
New York, NY 10004
[email protected]
Tel: (212) 363-7500
Fax: (212) 363-7171

Attorney Advertising. Prior results do not guarantee similar outcomes.

SOURCE Levi & Korsinsky, LLP
2026-09-30 20:47 23d ago
2026-09-30 15:00 24d ago
FICO Investigation Notice: Levi & Korsinsky Notifies Investors of Pending Investigation Into Fair Isaac Corporation
FICO Fair Isaac Corporation
FMP Stock News
Original source text
FICO Investigation Notice: Levi & Korsinsky Notifies Investors of Pending Investigation Into Fair Isaac CorporationPR Newswire

NEW YORK, Sept. 30, 2026

Fair Isaac shareholders who lost money when the stock fell on the FHFA's mortgage credit score announcement may have the right to seek recovery. An investigation into potential securities law violations is now underway.

, /PRNewswire/ -- Fair Isaac Corporation (NYSE: FICO) stock opened down more that $172 per share, or over 20%, after the Federal Housing Finance Agency announced changes that could allow a direct competitor to the FICO score into mortgage underwriting. If that decline hit your account, you have rights, and acting promptly can help protect them. FICO shareholders who lost money are encouraged to request a free review of their losses , or to contact Joseph E. Levi, Esq. via email at [email protected] or by telephone at (212) 363-7500.

After-market on September 28, 2026, the FHFA said it would simplify mortgage pricing and could open underwriting to a competing credit score. Just a few hours later, Rocket Mortgage announced it would "become the first mortgage lender to use VantageScore 4.0 as its preferred credit scoring model for all eligible loans" following "four months of testing."

FICO's management had previously contended that they "anticipate[d] no loss of volume to Vantage in this fiscal year," and continued to assert through July that a "VantageScore by itself" is insufficient, it "doesn't really get you there," and it is only "additive to the market."

Levi & Korsinsky's investigation is evaluating whether FICO shareholders have grounds to recover these losses under the federal securities laws. You do not need to still own your shares to have your losses evaluated. There is no cost to come forward, and no minimum loss is required.

Bought FICO and now holding a loss? See whether you may be eligible to recover , or call (212) 363-7500 to speak with the firm directly.

Levi & Korsinsky, LLP | Top 50 Securities Firm | (212) 363-7500 | www.zlk.com

Frequently Asked Questions About the FICO Investigation

Q: Which statements are being investigated as potentially misleading? A: The investigation concerns whether Fair Isaac Corporation made materially false or misleading statements regarding regulatory and competitive risks to its mortgage credit scoring business. The stock price declined sharply when the Federal Housing Finance Agency announced changes that could allow a competing credit score into mortgage underwriting.

Q: When did Fair Isaac Corporation allegedly mislead investors? A: The investigation concerns whether statements made before the FHFA announcement caused investors to purchase FICO securities at inflated prices.

Q: What do FICO investors need to do right now? A: Investors may gather brokerage records showing purchase dates, share quantities, and prices paid. Submit your information for a no-cost, no-obligation evaluation of your potential recovery . No immediate action is required to remain eligible to participate in the investigation.

Q: What documents do I need to participate? A: You will need brokerage statements or trade confirmations showing purchase dates, share quantities, prices paid, and any later sale dates and prices.

Q: What if I already sold my FICO shares -- can I still recover losses? A: Yes. Eligibility is based on when you purchased, not whether you still hold the shares. Investors who bought FICO and sold at a loss may still participate in the investigation.

Q: What does it cost me to participate? A: There is no upfront cost to submit your information and review whether you may be eligible to recover. If you choose to participate in any resulting action, these matters are generally handled on a contingency basis. Any attorneys' fees and expenses are subject to court approval.

Q: Do I need to go to court or give testimony? A: No. Participating in the investigation does not require court appearances or depositions. If legal action is later pursued, the overwhelming majority of affected investors never appear in court either.

CONTACT:
Levi & Korsinsky, LLP
Joseph E. Levi, Esq.
Ed Korsinsky, Esq.
33 Whitehall Street, 27th Floor
New York, NY 10004
[email protected]
Tel: (212) 363-7500
Fax: (212) 363-7171

Attorney Advertising. Prior results do not guarantee similar outcomes.

View original content to download multimedia:https://www.prnewswire.com/news-releases/fico-investigation-notice-levi--korsinsky-notifies-investors-of-pending-investigation-into-fair-isaac-corporation-302894744.html

SOURCE Levi & Korsinsky, LLP
2026-09-30 20:47 23d ago
2026-09-30 15:15 24d ago
FICO Slides Wednesday: Will Regulatory Pressures and TransUnion Price War Break Its Monopoly?
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Shares of Fair Isaac Corp. (NYSE:FICO) extended losses in Wednesday afternoon trading, continuing a sharp sell-off triggered by federal regulatory changes and aggressive competitive pricing designed to break the company’s long-held monopoly over mortgage credit scoring.

Here’s what investors need to know.

Fair Isaac stock is showing notable weakness. What’s pressuring FICO stock? FHFA Mandates Unified Mortgage Pricing GridThe primary driver of the sell-off is a major policy shift announced late Monday by Federal Housing Finance Agency Director Bill Pulte. Pulte disclosed on X that government-sponsored enterprises Fannie Mae and Freddie Mac are eliminating dual pricing structures in favor of a single unified pricing grid.

Under the revised mandate, the lower-cost VantageScore model will operate on the same pricing grid as the traditional FICO Classic model. The regulatory intervention directly follows repeated criticisms from Pulte regarding FICO’s elevated scoring fees, removing structural barriers for lenders seeking alternative credit scoring options.

TransUnion Price War Accelerates VantageScore AdoptionCompounding the regulatory overhang, credit bureau TransUnion (NYSE:TRU) extended its promotional 99-cent pricing for the VantageScore 4.0 model through December 2028. Under the extended structure, lenders can purchase standalone VantageScore 4.0 originations for 99 cents or receive the model at no additional charge when purchasing a standard FICO score.

The steep pricing discount has driven rapid market adoption across the mortgage sector. TransUnion reported that between January and September 2026, VantageScore integration expanded to more than 1,100 mortgage lenders, including nine of the 15 largest mortgage originators in the United States.

FICO Price Action: Fair Isaac shares were down 2.76% at $600.83 at the time of publication on Wednesday. The stock is trading at a new 52-week low, according to Benzinga Pro data.

Read Next

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2026-09-30 18:20 24d ago
2026-09-30 13:23 24d ago
Fair Isaac's Moat Is Under Attack
FICO Fair Isaac Corporation
FMP Stock News
Original source text
3.14K Followers

Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, but may initiate a beneficial Long position through a purchase of the stock, or the purchase of call options or similar derivatives in FICO over the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
2026-09-30 15:53 24d ago
2026-09-30 11:28 24d ago
Moderna and Fair Isaac: The Best and Worst S&P 500 Stocks for the Third Quarter
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Moderna stock has rallied since the company unveiled clinical updates to its cancer vaccine in collaboration with Merck in late August.
2026-09-30 08:40 24d ago
2026-09-30 08:31 24d ago
FICO: FHFA otevírá dveře konkurenčnímu VantageScore (+pohledy analytiků)
FICO Fair Isaac Corporation
FIO Stock News
Original source text
30.9.2026 10:31, FICO

Akcie softwarové společnosti Fair Isaac Corp. (FICO) včera zaznamenaly nejhorší den od roku 1989. Výprodej odstartoval ředitel Federální agentury pro financování bydlení (FHFA) Bill Pulte, který oznámil krok usnadňující hypotečním věřitelům přechod na konkurenční model VantageScore. Hypoteční agentury Fannie Mae a Freddie Mac mají podle Pulteho přejít na jednotnou cenovou tabulku, takže oba modely budou mít při stanovení cenových přirážek k úvěrům (LLPA) stejné postavení.

Tlak na FICO podle agentury Bloomberg ještě zesílila pondělní zpráva společnosti Rocket Mortgage, která oznámila, že se stane prvním hypotečním věřitelem, který bude používat VantageScore 4.0 jako preferovaný model pro všechny způsobilé úvěry. Po zhruba čtyřech měsících testování firma dospěla k závěru, že VantageScore pomohl většímu počtu klientů splnit podmínky pro hypotéku a zároveň snížil náklady na skóring. Jako výchozí model ho začne používat ve čtvrtém kvartálu letošního roku. „Konkurence je zdravá, zejména když může snížit náklady a rozšířit odpovědný přístup k vlastnímu bydlení,“ uvedl generální ředitel společnosti Rocket Cos. Jay Bray.

Tyto zprávy tak navazují na začátek září, kdy Bill Pulte nařídil společnostem Fannie Mae a Freddie Mac umožnit všem věřitelům používání konkurenčního modelu VantageScore 4.0, a to s okamžitou účinností.

Pohled analytiků Analytik Jaret Seiberg z TD Cowen uvedl, že zpráva představuje pro FICO riziko, protože nejde o to, který model lépe předpovídá selhání, ale o to, že regulátoři upravují cenové nastavení LLPA tak, aby věřitele přiměli používat VantageScore místo FICO. Dodává, že jednou z dlouhodobých obav je, že to vytváří motivaci, aby FICO a VantageScore soupeřily spíše ve vytváření skóre vedoucích k co nejnižším LLPA než v odhadu rizika selhání.

Analytik Ashish Sabadra z RBC uvedl, že zpráva výrazně zvyšuje riziko tzv. score shoppingu, kdy si věřitelé vyberou ten model, který vygeneruje příznivější úvěrové skóre a tím i nižší úrokovou sazbu hypotéky. Domnívá se, že při jednotném cenovém nastavení by VantageScore mohl získávat tržní podíl rychleji. Dodává, že dalším rizikem je, že společnost FICO možná bude muset urychlit odklon od tradičních poplatků za každé vyžádání skóre při sjednání úvěru směrem k jiným cenovým modelům, aby ubránila své hospodaření.

Analytik Craig Maurer z FT Partners uvedl, že při nyní srovnaných cenách by se VantageScore mohl dočkat širšího přijetí, přičemž laťka pro dosažení výhodnějšího cenového nastavení LLPA bude nižší. Poznamenává, že tento krok umožní více dlužníkům dosáhnout na nižší sazby, což umocní již existující nákladovou výhodu VantageScore. Dodává, že při společné tabulce LLPA by se dlužníci, jejichž VantageScore 4.0 převyšuje jejich klasické skóre FICO, mohli v případě jeho zvolení kvalifikovat do výhodnějšího cenového pásma.

Vývoj akcie Akcie společnosti Fair Isaac Corp. (FICO) včera oslabily o 26,52 % na 617,87 USD.

Zdroj: Bloomberg

Michal Bárta
Fio banka, a.s.
Prohlášení
2026-09-30 01:12 24d ago
2026-09-29 18:52 24d ago
Rosen Law Firm Encourages Fair Isaac Corporation Investors to Inquire About Securities Class Action Investigation - FICO
FICO Fair Isaac Corporation
FMP Stock News
Original source text
NEW YORK--(BUSINESS WIRE)--Why: Rosen Law Firm, a global investor rights law firm, announces an investigation of potential securities claims on behalf of shareholders of Fair Isaac Corporation (NYSE: FICO) resulting from allegations that FICO may have issued materially misleading business information to the investing public.So What: If you purchased FICO securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement. The Ro.
2026-09-29 22:45 24d ago
2026-09-29 18:01 25d ago
Fair Isaac: VantageScore 4.0 Fears Strike Again, Here's Where To Buy
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Fair Isaac Corporation is rated a Buy after a 64% YTD plunge, with technical support expected 10-13% below current levels. FICO remains a free cash flow powerhouse, posting $961 million TTM FCF and executing aggressive buybacks, despite regulatory and competitive headwinds. Updated FY 2026 guidance points to $2.53 billion revenue and $42.43 adjusted EPS, with per-share earnings potentially exceeding $50 in future years.
2026-09-29 20:19 24d ago
2026-09-29 15:49 25d ago
Why Fair Isaac Corporation Plunged Today
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Shares of Fair Isaac Corporation (FICO -26.52%) plunged 25.4% on Tuesday as of 1:32 p.m. EDT.

Fair Isaac has long been an investor favorite due to its monopoly on the FICO score, a standard credit score used by virtually all lenders when evaluating borrowers for loans.

However, it appears the Trump Administration, along with the rest of the housing industry, is aggressively empowering a new FICO competitor. Needless to say, when a company with a monopoly sees that monopoly erode, the stock can undergo a big rerating. So, it's no surprise to see this big move down today.

Premium Feature

Moneyball Superscore

81/100

Today's Change

(

-26.52

%) $

-223.02

Current Price

$

617.87

FICO plunges amid barrage of attacks Federal Housing Finance Agency (FHFA) director Bill Pulte has seemingly had it in for Fair Isaac in the second Trump term. In the years leading up to 2025, FICO had aggressively increased the price of FICO scores, roughly doubling them since the end of Trump's first term. Over the past two years, Pulte has been advocating for VantageScore, a new type of credit score co-developed by the three major credit bureaus Equifax (EFX -3.40%), Experian (EXPGF -1.46%) (EXPGY -1.80%), and TransUnion (TRU -2.87%).

Things have come to a head this month, and especially last night and today. In early September, Pulte posted on X that all securitized products from Fannie Mae (FNMA -5.46%) and Freddie Mac (FMCC -6.00%) could use either or both FICO and VantageScores. Pulte also highlighted VantageScore's growing market share, which reached 13% of the credit-scoring market. Pulte also noted that he had asked FICO for "competitive pricing" on its 10T credit-scoring model.

Late yesterday, Pulte again took to X to announce that Fannie and Freddie would be moving to one pricing grid for both FICO and VantageScore credit scores. Before this, lenders would need to charge higher loan rates for VantageScore-based loans sold to Fannie Mae and Freddie Mac. That could have kept FICO as the preferred score, despite FICO being much more expensive than VantageScore. However, Fannie Mae and Freddie Mac now treat loans made with either score equally, essentially erasing that advantage for FICO.

We are Simplifying Mortgage Pricing following feedback from lenders and consumers. Instead of two separate pricing grids, which makes zero sense, Fannie and Freddie are hereby moving to ONE PRICING GRID with VantageScore joining the existing FICO Classic pricing grid. pic.twitter.com/g9h1EqsDca

-- Pulte (@pulte) September 28, 2026 Additionally, TransUnion announced today that it would keep VantageScore 4.0 pricing at $0.99 through December 2028. That means VantageScore will remain much cheaper than FICO for the next two-plus years, at least for credit scores run through TransUnion.

On top of that, Rocket Mortgage, part of Rocket Companies (RKT +0.43%), announced that it will now use VantageScore as its preferred credit scoring model -- the first lender to do so. That's a big deal, as Rocket Mortgage is the country's largest mortgage originator by volume.

Image source: Getty Images.

Is FICO a value, or a value trap? Not only is FICO's monopoly weakening, but the company has been battered on multiple fronts by the government, the credit bureaus, and the nation's largest mortgage originator. It's no wonder the stock is down so much today, and down roughly 65% from its all-time high.

Fair Isaac actually looks like a value stock here, trading at just 14 times 2026 earnings estimates. That being said, it's very unclear whether FICO will lose material market share or have to significantly cut FICO score pricing. So, the stock is still risky, but worth following in case these worst-case scenarios don't come to pass.
2026-09-29 20:09 24d ago
2026-09-29 20:05 24d ago
Pokles cen ropy podržel akcie nad vodou
BE Bloom Energy CCL Carnival Corp CVNA Carvana EFX Equifax FICO Fair Isaac Corporation LITE Lumentum Holdings LULU Lululemon Athletica NUE Nucor RCL Royal Caribbean Cruises STLD Steel Dynamics
FIO Stock News
Original source text
29.9.2026 22:05

V závěru obchodní seance ropa WTI (-3,79 %) pokračovala v poklesu a udržela index Nasdaq v kladných hodnotách. Výraznější vzpruhu zaznamenaly drahé kovy, kde zlato přidalo +0,98 % a stříbro +0,15 %, které se dostalo ze záporných hodnot. Z technologických akcií se dařilo spíše čipovému sektoru. Ze softwarových společností výrazněji vyčuhovala společnost Meta +3,24 % či Oracle +3,99 %. Lehce do kladných hodnot se přetočily nakonec i kryptoměny, přičemž BTC přidalo symbolických +0,01 %. Trh jako celek osciloval celý den kolem nuly.

Akcie Fair Isaac (FICO) poté, co Federální agentura pro financování bydlení oznámila plán zjednodušit stanovování cen hypoték, končí se ztrátou -27 %

Index Dow Jones -0,25 % na 51350,99 b.
S&P 500 -0,16 % na 7671,18 b.
Nasdaq Composite -0,09 % na 26797,54 b.

Index S&P 500 -0,16 % na 7671,18 b. Nejsilnější sektory S&P Změna Nejslabší sektory S&P Změna Utility +1,1 % Energie -0,9 % Komunikační služby +0,4 % Základní materiály -0,5 % Průmysl +0,2 % Nezbytná spotřeba -0,5 % Nejsilnější akcie S&P Změna Nejslabší akcie S&P Změna Carnival Corp (CCL) +13 % Fair Isaac Corp (FICO) -27 % Bloom Energy Corp (BE) +11 % Lululemon Athletica (LULU) -3,7 % Royal Caribbean Cruises (RCL) +7,5 % Steel Dynamics (STLD) -3,7 % Lumentum Holdings (LITE) +5,7 % Equifax (EFX) -3,4 % Carvana (CVNA) +5,2 % Nucor Corp (NUE) -3,4 %
Jan Pazourek, Fio banka, a.s.
2026-09-29 17:51 25d ago
2026-09-29 11:22 25d ago
Fair Isaac drops 26% as VantageScore gains mortgage pricing parity
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Fair Isaac Corp (NYSE:FICO) came under renewed pressure after FHFA said mortgage pricing changes would put its cheaper rival, VantageScore, on the same pricing framework as Classic FICO.

Shares traded at $623.62, down 26% in Tuesday morning trading.

Behind the renewed selling is FHFA's announcement that Fannie Mae and Freddie Mac (OTCQB:FMCC) will move to one unified mortgage pricing grid covering both scoring systems.

Under that grid, borrowers assessed using VantageScore will reach the top mortgage pricing band with scores of 780 or higher, the same threshold applied to FICO.

That shared cutoff removes the previous 20-point disadvantage for VantageScore borrowers, bringing the rival system into line with FICO for access to the top band.

With the move to a unified grid, lenders will have a cheaper alternative: VantageScore costs about $0.99 per score, compared with roughly $10 for FICO.
2026-09-29 17:51 25d ago
2026-09-29 11:23 25d ago
Fair Isaac Can't Win for Losing: First AI, Now Competition Crushes FICO Stock
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Fair Isaac built its dominance on one pricing advantage, but a federal housing regulator just eliminated it, and that may be the least of FICO's problems right now.

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them.

Fair Isaac (NYSE:FICO | FICO Price Prediction) fell 24.41% to $635.60 this morning. It is down 62.4% year to date and trades below its September 2023 close of $868.53. Three years of gains have disappeared.

FHFA Director Bill Pulte announced that Fannie Mae and Freddie Mac will collapse their dual pricing matrices into a single, unified grid, putting VantageScore 4.0 on equal footing with Classic FICO. This eliminates the pricing gap that favored FICO. A major online mortgage lender has already adopted VantageScore 4.0 as its preferred model for all eligible loans.

Reason 1: Price Hikes Drove the Growth, and That Lever Is Breaking In the fiscal third quarter, mortgage origination revenue rose 97% while score volumes grew at a low single digit rate. Mortgage origination made up 62% of Scores revenue. TransUnion (NYSE:TRU) extended its 99-cent VantageScore 4.0 pricing through December 2028. Management admitted, “We knew that gaming was going to happen and that’s what we’re seeing.” It also said its pricing team is looking for “the pockets where it creates the least amount of pain.” Companies with pricing power don’t talk that way.

Reason 2: A $4.1 Billion Hole in the Balance Sheet Buybacks left Fair Isaac with a stockholders’ deficit of negative $4.10 billion. Total debt stands at $5.58 billion at 5.64% weighted average rate. In the June quarter, a $1.5 billion term loan funded $1.96 billion in repurchases at $1,149 per share, well above today’s price. Quarterly interest expense rose to $59.9 million from $32.9 million. Cash and investments total just $305 million. The stock pays no dividend, offering no income buffer during the decline.

Reason 3: Software Can’t Pick Up the Slack, and AI Isn’t Helping Yet Software revenue grew just 2%. Non-platform ARR fell 17% with net retention of 82%, meaning legacy customers are leaving. Management said AI is “not yet” driving platform retention. Lenders are moving toward trended financial behavior, rent, utility, and telecom data, which VantageScore 4.0 rewards. Fair Isaac’s Ultra FICO became generally available in May 2026. New scores take four years to gain acceptance.

TransUnion Offers the Same Multiple With a Healthier Balance Sheet Fair Isaac trades at about 18 times trailing EPS of $34.52 and about 15 times fiscal 2026 non-GAAP EPS guidance of $42.43. TransUnion trades at a trailing P/E of 18 and forward P/E of 13. Its book value is $25.28 per share versus Fair Isaac’s negative $189.71, and it pays a $0.24 annual dividend. TransUnion co-owns VantageScore, so the shift weakening Fair Isaac’s pricing works in its favor. Within credit scoring, the pricing shift structurally favors TransUnion.

I’d look at Fair Isaac again only if its mortgage pricing holds up under the unified grid and it cuts its debt enough to reduce that $4.1 billion deficit, and until both happen the pressure on the stock remains.

Contact [email protected] for any questions or corrections.
2026-09-29 17:09 25d ago
2026-09-29 17:00 25d ago
Zámoří dnes kolísá v bočním trendu
FICO Fair Isaac Corporation
FIO Stock News
Original source text
29.9.2026 19:00

Výnosy na US státních dluhopisech nadále drží akciové trhy v šachu. Oproti tomu ale postupně klesá cena ropy. Výsledkem je, že dnes investoři hledají směr a vyčkávají v opatrnostním modu. Indexy tak kolísají blízko nuly. Trh bude sledovat další vývoj, především signály od FEDu a další geopolitický vývoj u Hormuzu.

Velký propad zažívají akcie Fair Isaac (FICO, -27 %) poté, co Federální agentura pro financování bydlení oznámila plán zjednodušit stanovování cen hypoték. Model FICO se tak dostává do nebezpečí konkurence od společnosti VantageScore.

Carnival (+12 %) výrazně posiluje po zvýšení celoročního výhledu očištěného zisku na akcii. Provozovatel výletních lodí uvedl, že obsazenost na základě dosavadních rezervací i ceny pro rok 2027 dosahují rekordních úrovní.

Společnost Google žaluje u soudu opatření Evropské unie, aby nemusel otevírat systém Android konkurenčním AI asistentům. Pro Google to může znamenat konkurenci v jeho vlastnímu systému oproti jeho AI Gemini. Akcie klesá -0,9 % .

Situace na ropném trhu se mírně uklidňuje díky zprávám o vyšším objemu transportu ropy přes Hormuzský průliv. Údajně dosahuje již 80 % předválečných dodávek. Dostupnost ropy se také zlepšuje díky obnovení distribuce přes ropovod East-West, který částečně nahrazuje trasu Hormuzským průlivem. Přesto nadále trh tíží geopolitické riziko, které ještě není mezi Íránem a USA vyřešeno. Jednání probíhají, ale zdá se, že zatím nebylo dosaženo pokroku. Ropa WTI dnes postupně vyklesává na nynějších -2,12 %

Dnes se cenné kovy snaží mírně posílit, je to rozhodně korekce po včerejším silném propadu, též jim nahrává klesající cena ropy. Zlato přidává +0,22 %. Stříbro růst neudrželo a klesá -0,96 %.

Index Dow Jones -0,59 % na 51179,51 b.
S&P 500 -0,34 % na 7657,69 b.
Nasdaq Composite -0,26 % na 26751,18 b.

Index S&P 500 -0,34 % na 7657,69 b. Nejsilnější sektory S&P Změna Nejslabší sektory S&P Změna Utility +0,4 % Nezbytná spotřeba -0,9 % Zbytná spotřeba -0,1 % Zdravotní péče -0,9 % Průmysl -0,1 % Základní materiály -0,8 % Nejsilnější akcie S&P Změna Nejslabší akcie S&P Změna Bloom Energy Corp (BE) +13 % Fair Isaac Corp (FICO) -27 % Carnival Corp (CCL) +12 % United Rentals (URI) -5,0 % Royal Caribbean Cruises (RCL) +6,1 % Equifax (EFX) -3,7 % Lumentum Holdings (LITE) +5,5 % FactSet Research Systems (FDS) -3,6 % Carvana (CVNA) +4,6 % Nucor Corp (NUE) -3,2 %
Jan Pazourek, Fio banka, a.s.
2026-09-29 15:21 25d ago
2026-09-29 08:52 25d ago
Fair Isaac Tanks After Government Snaps FICO Score Monopoly For Mortgage Pricing
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Fair Isaac stock fell around 18% on Tuesday. The drop came after the government announced it would start to use a competitor to the FICO score to determine mortgage prices.
2026-09-29 15:21 25d ago
2026-09-29 09:10 25d ago
Fair Isaac stock flashes death cross pattern, loses key support as headwinds mount
FICO Fair Isaac Corporation
FMP Stock News
Original source text
powered by

Mortgage credit scoring beneficiaries long

Buy VantageScore-exposed credit data/analytics plays via Experian (EXPN) and Equifax (EFX). The news increases the chance that mortgage-related credit scoring will lean more on the unified grid that includes VantageScore, which benefits the broader ecosystem rather than only FICO. If FICO must cut prices, competitors with alternative scoring rails can gain volume and improve mix, even if the overall market grows slower.

Key Risk: Mortgage pricing consolidation doesn’t translate into meaningful scoring adoption for VantageScore, leaving EXPN/EFX with no incremental volume.

FICO short

Sell Fair Isaac (FICO) into the breakdown. The stock is below $876 support, has a weekly death cross (50-week < 200-week), and is under the 61.8% Fibonacci level—classic “trend down” setup. The FHFA change forces pricing pressure by consolidating mortgage pricing metrics and pulling in VantageScore, capping FICO’s ability to raise prices. Even with solid recent revenue/profit growth, the market is already repricing for tougher competition and lower take-rates.

Key Risk: FHFA implementation ends up less damaging than feared (FICO keeps pricing power and share), triggering a fast technical reversal back above $876.

Fair Isaac stock price continued its downward spiral this week, reaching its lowest level since July 2023. FICO fell to $772 in extended hours, and is down by 67% from its highest point in 2025, making it one of the top laggards in the S&P 500 Index this year. This retreat coincided with a major change that will lead to more competition in credit scoring.

FICO stock has been in a strong sell-off this year, a trend that accelerated this week when the Federal Housing Finance Agency (FHFA) announced structural changes to mortgage pricing that will lead to more competition to its longstanding credit scoring business.

The change means that Fannie Mae and Freddie Mac will now consolidate their pricing metrics into a single, unified grid. As a result, the process will incorporate VantageScore, which Bill Pulte promoted on X. 

These changes could have a major impact on Fair Isaac, which has always been the only score that the two mortgage giants accept. It means that FICO will now be forced to slash prices. Also, it will limit its ability to increase prices in the future. 

Historically, however, initial reactions to major news events like this tends to be brief as investors usually overreact. 

READ MORE: Here are the top gainers and laggards in the S&P 500 Index, SPY, VOO ETFs in 2026

The new announcement came at a time when investors have slashed their outlook for the stock. Jason Haas, a Wells Fargo analyst, slashed his target from $1,450 to $1,350, while UBS’s Kevin MacVeigh reduced to $1,130 from the previous $1,200. 

Other analysts who have pared back their targets are from companies like Royal Bank of Canada (RBC), Bank of America, and JPMorgan. Most of these analysts have pointed to the rising competition and its valuation. 

The most recent results showed that FICO’s revenue rose to $674 million in the second quarter from $536 million in the same period last year. Its nine-month revenue rose to $1.87 billion from $1.47 billion.

The same revenue growth was coincided with its profitability growth. Its net profit rose to over $236 million from $194 million last year. 

Yahoo Finance data shows that its annual revenue will jump by 27.7% this year to $2.54 billion, followed by $2.89 billion next year. It is unclear how the recent announcement from FHFA will affect its growth.

Another positive is that the company has become fairly valued, with the forward price-to-earnings ratio of 20 being lower than the five-year average of 43.

Fair Isaac stock chart | Source: TradingView

The weekly chart shows that FICO shares have plunged in the past few years. It has plunged from a record high of $2,400 in November last year to the current $792. 

The stock has dropped below the important support level of $876, its lowest level on April 20th, invalidating the double-bottom pattern. Worse, the stock has now formed a death cross pattern, which is made up of a bearish crossover of the 50-week and 200-week moving averages. 

The stock has formed a series of lower lows and lower highs. This pattern is usually highly bearish. Also, it has slumped below the 61.8% Fibonacci Retracement level. 

Therefore, the path of the least resistance is downwards, with the next key target being the psychological level of $600.
2026-09-29 15:21 25d ago
2026-09-29 09:57 25d ago
The US Moves to End FICO's Mortgage Scoring Monopoly. The Stock Is Tumbling
FICO Fair Isaac Corporation
FMP Stock News
Original source text
The U.S. government is moving to bring competition to credit scoring for mortgages. That's not good news for Fair Isaac shareholders.
2026-09-29 15:21 25d ago
2026-09-29 10:33 25d ago
Fair Issac Stock Crumbles After Mortgage Pricing Monopoly Ends
FICO Fair Isaac Corporation
FMP Stock News
Original source text
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2026-09-29 14:39 25d ago
2026-09-29 14:37 25d ago
Americké indexy otevírají smíšeně
EFX Equifax FICO Fair Isaac Corporation
FIO Stock News
Original source text
29.9.2026 16:37, COLL*, FICO, CCL

Index Dow Jones -0,2 % na 51377,39 b. S&P 500 -0,01 % na 7683,26 b. Nasdaq Composite +0,05 % na 26834,15 b.

Přední americké indexy otevírají obchodování v blízkosti nuly. Pozornost trhu je nadále směřována k vývoji cen ropy a výnosů na státních amerických dluhopisech. Pozitivně trh hodnotí pokles cen ropy Brent, když Saúdská Arábie obnovila dodávky přes klíčový ropovod. Aktuální výnos na 10letém bondu je na úrovni 5,25 %, což je v blízkosti dvacetiletého maxima.  

Z korporátních zpráv zaujal trhy prospekt společnosti Anthropic, podle kterého výnosy vzrostly meziročně přibližně dvanáctinásobně na 4,6 mld. USD. Provozní ztráta činila 8 mld. USD a čistá ztráta 42 mld. USD. Společnost disponuje hotovostí ve výši 20,3 mld. USD. Společnost se v prospektu zabývala rovněž rizikovými faktory. Jedním z nich je i samotné existenciální riziko pro lidstvo. Právě rizika spojená s AI budou dnes diskutovat představitelé Nvidie, Anthropicu, Palantir Technologies, Mety a OpenAI s Donaldem Trumpem.

Z indexu S&P500 nejvíce posilují akcie společnosti Carnival (+14 %), když přistoupila ke zvýšení celoročního výhledu očištěného zisku na akcii. Provozovatel výletních lodí uvedl, že obsazenost na základě dosavadních rezervací i ceny pro rok 2027 dosahují rekordních úrovní. Naopak výrazně oslabují akcie Fair Isaac Corp (-23 %). Ředitel americké Federální agentury pro financování bydlení (FHFA) oznámil opatření, které poskytovatelům úvěrů usnadní přechod na konkurenční VantageScore.

Index S&P 500 -0,01 % na 7683,26 b. Nejsilnější sektory S&P Změna Nejslabší sektory S&P Změna Utility +0,6 % Energie -0,8 % Průmysl +0,4 % Nezbytná spotřeba -0,8 % Informační technologie +0,4 % Zdravotní péče -0,8 % Nejsilnější akcie S&P Změna Nejslabší akcie S&P Změna Bloom Energy Corp (BE) +13 % Fair Isaac Corp (FICO) -23 % Carnival Corp (CCL) +13 % Equifax (EFX) -2,7 % Lumentum Holdings (LITE) +6,7 % Cadence Design Systems (CDNS) -2,7 % Royal Caribbean Cruises (RCL) +6,5 % Nucor Corp (NUE) -2,7 % Carvana (CVNA) +6,4 % Palo Alto Networks (PANW) -2,6 % Zdroj: Bloomberg

Jakub Němec
Fio banka, a.s.
Prohlášení
2026-09-29 12:54 25d ago
2026-09-29 07:05 25d ago
Fair Isaac Stock Tumbles as FHFA's Pulte Moves to Simplify Mortgage Pricing
FICO Fair Isaac Corporation
FMP Stock News
Original source text
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2026-09-25 03:45 29d ago
2026-09-24 20:52 29d ago
Why Is FICO Stock Crashing, and is it a Generational Buying Opportunity?
FICO Fair Isaac Corporation
FMP Stock News
Original source text
The firm grip FICO (FICO -2.63%) holds in the marketplace is eroding.

*Stock prices used were the afternoon prices of Sept. 21, 2026. The video was published on Sept. 23, 2026.

Parkev Tatevosian, CFA has no position in any of the stocks mentioned. The Motley Fool recommends Fair Isaac. The Motley Fool has a disclosure policy. Parkev Tatevosian is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through his link, he will earn some extra money that supports his channel. His opinions remain his own and are unaffected by The Motley Fool.
2026-09-23 19:58 1mo ago
2026-09-23 13:00 1mo ago
FICO Named a Leader in the 2026 IDC MarketScape for Worldwide Decision Intelligence Platforms
FICO Fair Isaac Corporation
FMP Stock News
Original source text
FICO Named a Leader in the 2026 IDC MarketScape for Worldwide Decision Intelligence Platforms FICO NYSE:FICO, a global analytics software company, today announced it has been named a Leader in the IDC MarketScape: Worldwide Decision Intelligence Platforms 2026 Vendor Assessment. FICO is recognized for its strengths in dynamic profiling, an expanding ecosystem and marketplace, and agentic policy authoring.

Companies are recognizing the need for AI infrastructure that enables smarter, more consistent, and more transparent decisions. FICO® Platform is designed with governance built in and allows organizations to apply the right analytics to the right data, converting insight into a decision and operationalizing that decision at scale.

"Most enterprises already have AI models and tools. What they're missing is the platform that underpins their AI decisions," said Nikhil Behl, President of FICO Software. "The decision layer is what turns a model's output into a governed action and keeps a record of why. We designed FICO Platform around unified decisioning from day one, with governance built in rather than bolted on later, and this recognition tells us that approach is landing in the market."

FICO is named a Leader in this category due to strengths across:

Stateful, real-time profiling: FICO Platform capabilities allow enterprises to build always-on customer profiles that synthesize interactions continuously rather than treating each decision as a discrete, stateless event, supporting use cases such as high-volume payments fraud detection processed with sub-millisecond latency.Expanding ecosystem and marketplace: A growing marketplace for third-party data and model providers, long-standing relationships with payment processors, and recently formalized alliances with global systems integrators are intended to broaden distribution and accelerate implementation.Agentic policy authoring: Business users can upload strategy documents and layer in institutional expertise, after which the system generates decision assets with traceability back to the originating document section, along with testing and simulation tools to validate outcomes before deployment."The decision intelligence category has rapidly grown and garnered attention over the past few years. That’s because organizations are increasingly relying on software for insights and recommendations that support decision-making," said Megha Kumar, Research VP, Analytics and AI, at IDC. "As generative and agentic AI take on more of that process, the vendors we recognize as Leaders are the ones that can keep decisions governed, explainable, and grounded without slowing the business down."

To access the full IDC MarketScape report for Worldwide Decision Intelligence Platforms, visit: https://www.fico.com/en/latest-thinking/analyst-report/idc-marketscape-worldwide-decision-intelligence-platforms-2026-vendor-assessment

About IDC MarketScape

IDC MarketScape vendor assessment model is designed to provide an overview of the competitive fitness of technology and service suppliers in a given market. The research methodology utilizes a rigorous scoring methodology based on both qualitative and quantitative criteria that results in a single graphical illustration of each vendor’s position within a given market. IDC MarketScape provides a clear framework in which the product and service offerings, capabilities and strategies, and current and future market success factors of IT and telecommunications vendors can be meaningfully compared. The framework also provides technology buyers with a 360-degree assessment of the strengths and weaknesses of current and prospective vendors.

About FICO

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 U.S. and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 80 countries do everything from protecting 4 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top U.S. lenders, is the standard measure of consumer credit risk in the U.S. and has been made available in over 40 other countries, improving risk management, credit access and transparency.

Learn more at fico.com/en.

Join the conversation at x.com/FICO_corp & fico.com/blogs.

For FICO news and media resources, visit fico.com/en/newsroom.

FICO is a registered trademark of Fair Isaac Corporation in the U.S. and other countries.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260923472062/en/

Disclosures I/we have no positions in any stocks mentioned, and have no plans to buy any new positions in the stocks mentioned within the next 72 hours.

Click for the complete disclosure
2026-09-23 17:31 1mo ago
2026-09-23 12:00 1mo ago
FICO Named a Leader in the 2026 IDC MarketScape for Worldwide Decision Intelligence Platforms
FICO Fair Isaac Corporation
FMP Stock News
Original source text
BOZEMAN, Mont.--(BUSINESS WIRE)--FICO named a Leader in the 2026 IDC MarketScape for Worldwide Decision Intelligence Platforms, recognized for governed, real-time decisioning.
2026-09-21 11:21 1mo ago
2026-09-21 04:00 1mo ago
UK Consumers Rein In Credit Card Spending in July but Balances Hit Record High for Second Month
FICO Fair Isaac Corporation
FMP Stock News
Original source text
After an increase in spending on credit cards in June, data analysis by global analytics software leader [url="]FICO [/url](NYSE: FICO) shows a drop in July. Ho
2026-09-21 08:55 1mo ago
2026-09-21 04:00 1mo ago
UK Consumers Rein In Credit Card Spending in July but Balances Hit Record High for Second Month
FICO Fair Isaac Corporation
FMP Stock News
Original source text
LONDON--(BUSINESS WIRE)--After an increase in spending on credit cards in June, data analysis by global analytics software leader FICO (NYSE: FICO) shows a drop in July. However, despite lower spending, the average active balance climbed to a new record high for the second consecutive month. With payment rates displaying a modest month-on-month recovery but remaining below last year's levels, and late payments continuing to deteriorate year-on-year, risk teams will need to retain heightened mon.
2026-09-18 10:02 1mo ago
2026-09-18 03:14 1mo ago
Fair Isaac Corporation $FICO Position Reduced by Corient Private Wealth LP
FICO Fair Isaac Corporation
FMP Stock News
Original source text
Corient Private Wealth LP trimmed its position in Fair Isaac Corporation (NYSE:FICO – Free Report) by 11.9% in the 2nd quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm owned 5,973 shares of the technology company’s stock after selling 804 shares during the quarter. Corient Private Wealth LP’s holdings in Fair Isaac were worth $7,137,000 at the end of the most recent quarter.

Other institutional investors have also made changes to their positions in the company. Amundi raised its position in Fair Isaac by 29.1% during the second quarter. Amundi now owns 78,880 shares of the technology company’s stock valued at $94,244,000 after buying an additional 17,762 shares during the period. VIRGINIA RETIREMENT SYSTEMS ET Al purchased a new stake in Fair Isaac in the 2nd quarter worth about $39,462,000. Wedmont Private Capital boosted its position in Fair Isaac by 17.7% during the 2nd quarter. Wedmont Private Capital now owns 279 shares of the technology company’s stock worth $349,000 after acquiring an additional 42 shares during the period. Saudi Central Bank boosted its position in Fair Isaac by 85.0% during the 2nd quarter. Saudi Central Bank now owns 1,619 shares of the technology company’s stock worth $1,934,000 after acquiring an additional 744 shares during the period. Finally, AlphaGrep UK Ltd purchased a new position in Fair Isaac during the 2nd quarter valued at about $210,000. 85.75% of the stock is owned by hedge funds and other institutional investors.

Insider Activity In related news, Director Eva Manolis sold 967 shares of the firm’s stock in a transaction that occurred on Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the transaction, the director directly owned 498 shares of the company’s stock, valued at approximately $697,200. This trade represents a 66.01% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Company insiders own 3.02% of the company’s stock.

Fair Isaac Stock Down 2.4% Shares of FICO opened at $967.18 on Friday. The firm has a market cap of $20.89 billion, a price-to-earnings ratio of 27.94, a price-to-earnings-growth ratio of 0.89 and a beta of 1.32. The company’s fifty day moving average is $1,119.16 and its 200-day moving average is $1,141.37. Fair Isaac Corporation has a 12 month low of $870.01 and a 12 month high of $1,998.01. Fair Isaac (NYSE:FICO – Get Free Report) last released its quarterly earnings data on Wednesday, July 29th. The technology company reported $12.18 earnings per share (EPS) for the quarter, beating the consensus estimate of $11.76 by $0.42. The business had revenue of $674.19 million during the quarter, compared to analyst estimates of $679.17 million. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. Fair Isaac’s quarterly revenue was up 25.7% compared to the same quarter last year. During the same quarter in the previous year, the business earned $8.57 EPS. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. As a group, research analysts predict that Fair Isaac Corporation will post 37.2 earnings per share for the current fiscal year.

Wall Street Analyst Weigh In FICO has been the subject of several research reports. Weiss Ratings cut shares of Fair Isaac from a “hold (c)” rating to a “hold (c-)” rating in a report on Monday. Raymond James Financial reiterated an “outperform” rating on shares of Fair Isaac in a research note on Wednesday, September 9th. Wells Fargo & Company increased their target price on shares of Fair Isaac from $1,400.00 to $1,450.00 and gave the stock an “overweight” rating in a research report on Thursday, July 30th. Barclays decreased their target price on shares of Fair Isaac from $1,950.00 to $1,700.00 and set an “overweight” rating for the company in a research note on Monday, August 10th. Finally, Royal Bank Of Canada lowered their price target on shares of Fair Isaac from $2,400.00 to $1,525.00 and set an “outperform” rating on the stock in a report on Thursday, July 30th. Eleven research analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company. Based on data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and an average target price of $1,553.69.

Get Our Latest Stock Analysis on FICO

About Fair Isaac (Free Report)

Fair Isaac Corp. (NYSE:FICO), commonly known as FICO, is an analytics and decision-management software company best known for developing the FICO Score. The company’s scoring and predictive analytics products help lenders and other businesses evaluate credit risk, manage customer relationships and make data-driven decisions.

FICO provides software and services for a range of industries, including banking, insurance, telecommunications, retail and government. Its offerings include credit scoring solutions, fraud detection and prevention tools, customer engagement platforms, marketing analytics, and decision automation software designed to help organizations manage risk and improve operational efficiency.

The company was founded in 1956 by Bill Fair and Earl Isaac and originally operated as Fair, Isaac and Company.

See Also Five stocks we like better than Fair Isaac Aeluma’s Selloff Could Be Setting Up Its Next Big Move Crypto Bill Stalls, Smart Money Calls: Time to Buy the Dip? The September Scramble: Find Sanctuary in These 3 Defensive Dividend Stocks The Fed’s Rate Hike Could Backfire If Oil Prices Collapse Want to see what other hedge funds are holding FICO? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Fair Isaac Corporation (NYSE:FICO – Free Report).

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2026-09-15 11:05 1mo ago
2026-09-15 04:00 1mo ago
FICO European Fraud Map: UK Resilient as Other European Countries See Losses Climb by up to 21%
FICO Fair Isaac Corporation
FMP Stock News
Original source text
FICO European Fraud Map: UK Resilient as Other European Countries See Losses Climb by up to 21% The 2025 European Fraud Map from global analytics software leader FICO (NYSE: FICO) shows that the UK financial services sector is making good strides in preventing fraud, as card fraud losses rose by just 2% year-on-year. This is in stark contrast to many European countries, including Norway, Sweden, Poland, Hungary and Greece, where fraud losses have jumped by 15% or more year-on-year. Across the continent, card fraud losses have reached an all-time high of €1.69 billion.

More information: https://www.fico.com/en/europeanfraud

Reporting card fraud losses of £594.9 million in 2025, up slightly from £592.5 million in 2024, the UK remains below the peak of £620.6 million seen in 2019. Within these losses, Card-not-Present fraud increased slightly, from £412.5 million in 2024 to £423.5 million in 2025. The data for the map is provided by Euromonitor International, and for the UK by UK Finance.

“The biggest threat to the UK financial services ecosystem is the relentless use of social engineering tactics, requiring multiple strategies to thwart fraudsters across the full customer journey,” said Sarah Cassidy, senior fraud consultant at FICO in EMEA. “In particular, banks are seeing a concerning trend of consumers being tricked into divulging one-time passwords which allows fraudsters to connect the cards to their own devices and e-wallets. Once this ‘authentic’ token is created the fraudster can spend large amounts unchecked.”

Other highlights from the report for the UK:

ID fraud losses in the UK fell 12% from £61.5 million in 2024 to £54 million in 2025, despite the unprecedented acceleration in AI technology, which is allowing fraudsters to create increasingly convincing synthetic identitiesLosses from Card Lost or Stolen also decreased, from £111.7 million to £109.8 million year-on-yearAccording to UK Finance data, the number of fraud cases has risen along with the number of cards in circulation. The threat of cards being taken by a fraudster is significant, particularly as changes to regulation around contactless limits mean a stolen card could yield more money before being PIN locked.“While social engineering is a key concern across Europe, the UK has demonstrated its resilience against such attacks and has also made good strides in tackling ID fraud,” Cassidy said. “However, while fraud losses are under control for now, cases are still on the rise, and it is imperative that banks act. They must strengthen their fraud prevention across the full customer journey to successfully fight sophisticated fraud. AI tools, comprehensive customer profiling and monitoring of all transactional and non-transactional events will allow banks to detect patterns, pick up on warning signs and stop fraud and scams before losses occur.”

Intelligent decisioning across the account lifecycle is critical to understand how fraudsters target any link in the chain in order to exploit a bank account. Some UK banks are already utilising the award-winning Scam Signal solution, which is helping them identify the subtle markers of social engineering to intervene on scams before money leaves an account. The first real-time application bringing together telephony, customer and payment data to tackle the issue of APP fraud, the tool detects potential scam activity and enables banks to intervene with the customer if necessary.

Complementing Scam Signal, FICO’s fraud solutions portfolio includes the AI-powered FICO® Falcon® Fraud Manager, which protects more than 4 billion cards worldwide and its newest solution, FICO® Enterprise Fraud Solution, powered by FICO® Platform.

About FICO

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 80 countries do everything from protecting 4 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit access and transparency. Learn more at www.fico.com.

FICO and Falcon are registered trademarks of Fair Isaac Corporation in the United States and other countries.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260915059966/en/

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