Clearpool has rolled out a redesigned version of its decentralized application. The new interface includes a dedicated swap tool that lets holders convert their CPOOL tokens into a new token called CLEAR at a 1:1 ratio.
The tool went live on October 5, 2026, at clearpool.finance/swap. It arrives three days after the protocol’s community voted to approve a broader strategic shift.
What changed and what holders get The migration follows a Snapshot governance vote held on October 2, 2026. According to the research findings, 97.16% of participants backed both the expansion to the XRP Ledger (XRPL) and the token migration.
The token economics are shifting along with the ticker. CLEAR will launch with a supply of 1.125 billion tokens, up from the 1 billion CPOOL tokens that existed before.
Of that new supply, 70% is set to go to existing CPOOL holders through the 1:1 conversion.
There is also a new value-return mechanism. Clearpool plans to direct 50% of protocol fees toward buying CLEAR on the open market and burning it.
Implementation of the broader plan is scheduled for the fourth quarter of 2026. The research findings note that comprehensive details are expected to be disclosed later.
The XRP Ledger pivot The token swap is the visible piece of a larger strategic move. Clearpool is pivoting toward institutional lending products on the XRP Ledger.
Those loans are set to be settled in RLUSD, the stablecoin issued by Ripple.
Clearpool is executing the initiative alongside several partners. Ripple is involved, as is Cicada Partners, while Hex Trust is handling custody services.
The protocol is not a newcomer. Clearpool launched on Ethereum in 2021 and has originated nearly $1 billion in loans since then.
Why the rebrand and migration matter For existing holders, the immediate question is practical. The 1:1 swap preserves their token count, but the supply increase to 1.125 billion means each token represents a slightly smaller share of the total than before.
Holders and observers should watch a few things over the coming months. The first is the remaining 30% of CLEAR supply, since how those tokens are allocated and released will shape the token’s dilution profile.
The second is the timeline. The plan is scheduled for Q4 2026, and further details are expected, so the specifics of the XRPL lending launch will clarify how quickly the new business can generate fees.
The third is participation in the swap itself. Migrations depend on holders actually showing up to convert, and a new dApp design with a dedicated swap page is clearly meant to make that step as frictionless as possible.
Disclosure: This article was edited by Estefano Gomez. For more information on how we create and review content, see our Editorial Policy.
In This Article What Changes in the CPOOL-to-CLEAR Migration?More Ledger Utility Does Not Automatically Mean More XRP Ripple DemandWhat Would Make the XRP Catalyst Stronger? Clearpool holders approved an expansion to the XRP Ripple Ledger with 97% support, backing a one-for-one conversion from CPOOL to the new CLEAR token.
But the institutional credit product tied to the move lends and repays in RLUSD, not XRP-a distinction that could lift activity on the ledger without creating much direct demand for XRP.
Governance vote passed ✅
The Clearpool community has approved expansion to the XRP Ledger and the 1:1 migration of CPOOL → CLEAR with 97.16% in favor.
Migration is targeted for Q4. More details on next steps to come 🙏 pic.twitter.com/fyb7hcg5eB
— Clearpool (@ClearpoolFin) October 5, 2026
According to multiple reports, the migration was reported on October 5, 2026, with the transition expected in the fourth quarter. XRP was about $1.51 that day, up 0.8% over 24 hours and 1.9% over seven days.
Clearpool is adding credit infrastructure to XRPL, but the announced product’s dollar-based settlement does not require borrowers to use XRP Ripple tokens, a caveat that investors should be taking note of.
What Changes in the CPOOL-to-CLEAR Migration? CPOOL, Clearpool’s token, will convert to CLEAR at a 1:1 ratio on the XRP Ledger, with an initial circulation of 1.1 billion CLEAR tokens. The token migration changes how transactions are recorded but does not affect Clearpool’s borrowers or loan sizes, as the Ethereum marketplace will continue to operate alongside the XRPL expansion.
Clearpool partners with Ripple and Cicada Partners: Clearpool provides lending infrastructure, Cicada assesses borrowers, and Ripple is a limited partner without loss guarantees. Target borrowers include fintechs and payment processors seeking working capital. Since 2021, Clearpool has facilitated over $930M in loans, while Cicada has underwritten over $ 860M.
Loans are processed in RLUSD, a dollar-pegged stablecoin, with XRP used for network fees that are burned. Clearpool plans to allocate half of its protocol fees to buy back and burn CLEAR, benefiting CLEAR holders but not creating direct demand for XRP. The distinction between RLUSD usage and XRP demand is significant, as using a dollar stablecoin does not equate to needing XRP for loans.
🔥 CLEARPOOL EXPANDS TO XRPL 🔥
Clearpool’s community has approved its expansion to the XRP Ledger with 97.16% support, alongside the migration from CPOOL to CLEAR.
Another institutional credit project is moving toward XRPL.
The infrastructure keeps expanding. pic.twitter.com/Du2sXKTzyC
— John Squire (@TheCryptoSquire) October 6, 2026
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More Ledger Utility Does Not Automatically Mean More XRP Ripple Demand Clearpool’s governance forum describes the XRPL initiative as part of a broader move toward institutional credit, with the lending infrastructure still subject to technical rollout. Its proposal says the product was being tested on XRPL Devnet and that the XLS-65 Single Asset Vaults and XLS-66 Lending Protocol were in the amendment process. Those details make execution-not just the vote-an important part of the story.
For the XRP price case, the primary article’s October 5 snapshot provides difficult context: XRP was down 50% over the prior year and about 59% below its reported $3.65 all-time high from July 2025. It put XRP’s market capitalization near $95 billion, with approximately 63.1 billion tokens circulating against a maximum supply of 100 billion.
A project migration alone is a small demand signal for an asset of that scale. The primary article also notes that Ripple continues to release XRP from escrow reserves over time, another supply factor investors may weigh alongside any new demand.
XRPL activity and XRP demand are related, but they are not interchangeable. The use of RLUSD across Ethereum and the XRP Ledger helps illustrate why a stablecoin can support ledger activity without making XRP the principal asset in a transaction.
(SOURCE: DefiLlama)
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What Would Make the XRP Catalyst Stronger? Bull case: Future Clearpool or Ripple products could use XRP as collateral, require XRP liquidity, or connect currencies through XRP. Those uses would create a more direct link between credit activity and demand for the token, but the current RLUSD-denominated product doesn’t establish them.
Base case: The migration brings a credit platform and more RLUSD activity to XRPL, while XRP’s role remains mainly transaction fees. In that scenario, the ledger gains utility but the price effect stays limited.
Bear case: Loans remain in RLUSD and protocol-fee buybacks support CLEAR, leaving little incremental reason for borrowers or lenders to hold XRP. That would reinforce the distinction between network growth and token demand highlighted by XRP Ledger activity and demand for XRP.
The 97% vote is meaningful evidence that Clearpool intends to expand institutional credit on XRPL. It is not, on its own, evidence of a strong XRP-price catalyst: the announced loans use RLUSD, while the planned fee buybacks target CLEAR.
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Clearpool chce rozšířit institucionální úvěrování na XRP Ledger a půjčky by měly být denominované v RLUSD. Spuštění závisí na schválení úprav XLS-65 a XLS-66 validátory XRPL.
Clearpool, a decentralized marketplace focused on on-chain institutional credit, has outlined plans to extend its lending stack to the XRP Ledger. The firm positions the move as its next growth chapter, arguing that XRPL is a mature network whose institutional credit market remains comparatively undeveloped.
Rather than simply porting existing products, Clearpool intends to build lending infrastructure that sits on the ledger’s own proposed primitives.
Those primitives are Single Asset Vaults (XLS-65) and the Lending Protocol (XLS-66).
Vaults would pool a single asset under defined management rules.
The lending standard would then use that pooled liquidity to originate, service, and repay fixed-term loans at the protocol level, with issuance, interest, repayment, and accounting handled as ledger operations rather than as conventional smart-contract logic.
Loans on the new stack are expected to be denominated in RLUSD, Ripple’s regulated dollar stablecoin, with institutional custody support from Hex Trust.
The XRPL effort builds on an earlier collaboration. Clearpool supplies the marketplace and vault infrastructure.
Ripple participates as a limited partner in the credit fund on the same terms as other investors, rather than as a backstop.
Clearpool says it has originated close to $1 billion in institutional loans since 2021, while Cicada cites more than $860 million in underwritten credit.
Together they present the XRPL deployment as a way to bring real-world, compliance-aware lending to a network that already embeds identity and permissioning features.
To fund incentives and expansion, Clearpool has put a governance proposal before tokenholders.
The plan pairs a treasury recapitalization with a 1:1 migration from CPOOL to a new token, CLEAR.
About 70 percent of the new supply would go to existing holders.
The remainder would be split among treasury, ecosystem, and contributors, lifting total supply modestly above the current one billion CPOOL.
Protocol fees would later support open-market buybacks and burns.
The vote is slated for Snapshot, and the company has framed the token change as inseparable from the XRPL product push rather than a standalone rebrand.
Mainnet launch still depends on XRPL validators approving the XLS-65 and XLS-66 amendments.
Related credit fund activity has already been tested on a development network.
Clearpool currently operates across several chains, including Ethereum, Optimism, Base, Arbitrum, Mantle, and Plume, and markets products ranging from T-bill-backed treasury pools to permissioned institutional credit and revolving facilities for real-world commerce.
The XRPL work is presented as an extension of that multi-chain liquidity layer into a network where settlement, compliance, and lending can sit closer to the base protocol.
If the standards activate and the community approves the token plan, Clearpool would become one of the first teams to run institutional-grade credit rails natively on XRPL.
The pitch is straightforward: pair an established credit marketplace with ledger-level vaults and loans, settle in RLUSD, and open a channel for fintech and payments firms that need short-term working capital on a network built for institutional settlement.
Clearpool buduje na XRPL první institucionální úvěrový produkt nativní pro XRP Ledger s RLUSD pro provozní financování fintech a platebních firem. Projekt je zatím testován na XRPL Devnetu a čeká na schválení standardů XLS-65 a XLS-66.
Clearpool, a DeFi lending protocol that has originated over $965 million in loans since 2021, is building the first institutional credit product native to the XRP Ledger. The product will use Ripple’s RLUSD stablecoin to fund working capital loans for fintech and payments companies, with Cicada Partners handling credit management.
How the deal is structured The three-way partnership between Clearpool, Ripple, and Cicada Partners was announced on August 20-21, 2026. Clearpool provides the lending protocol infrastructure. Cicada Partners, which has over $860 million in credit underwriting experience, serves as the credit manager responsible for evaluating borrowers and managing risk. Ripple is participating as a limited partner, contributing capital for RLUSD yield products alongside technical support for integrating the stablecoin.
The loans themselves target fintech and payments companies that need working capital, and will be denominated in RLUSD, Ripple’s stablecoin that launched in December 2024 and has since grown to a market cap of roughly $2.37 billion.
The product is currently being tested on XRPL’s Devnet and has not gone live on the mainnet yet. Clearpool’s lending infrastructure on XRPL relies on two proposed standards: XLS-65, which covers Single Asset Vaults, and XLS-66, which handles the Lending Protocol. Both are still awaiting validator approval before they can be activated on the main network.
Why RLUSD matters for this product Unlike many stablecoins in the DeFi ecosystem, RLUSD operates under the supervision of the New York Department of Financial Services, with custody handled by BNY. The yield generated from these loans comes from actual economic activity—specifically companies borrowing to fund operations—rather than from token emissions or recursive DeFi strategies. Ripple’s dual role as both a technology provider and a capital contributor is structured to build utility for RLUSD beyond simple transfers.
Clearpool’s token migration and broader strategy Alongside the XRPL expansion, Clearpool published a governance proposal on September 11, 2026, for a 1:1 migration from its existing CPOOL token to a new token called CLEAR. The proposal includes increasing total token supply from 1 billion CPOOL to 1.125 billion CLEAR, with 70% of the new supply allocated to existing holders.
Clearpool’s current total value locked sits at approximately $30 million, against $965 million in cumulative loan originations, which reflects the nature of credit markets where loans are issued, repaid, and recycled rather than sitting locked in pools indefinitely.
What this means for XRPL and institutional DeFi If validators approve XLS-65 and XLS-66, the network would have native support for vault and lending primitives. Previous undercollateralized lending protocols in DeFi including Maple Finance and TrueFi have navigated defaults and liquidity crunches. Clearpool’s approach of using Cicada Partners as credit manager is designed to mitigate that risk. With RLUSD supervised by NYDFS and custodied by BNY, and with Cicada providing traditional credit underwriting, the product sits closer to the regulated end of the DeFi spectrum.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Clearpool rozšiřuje institucionální úvěrování na XRPL a plánuje migraci tokenu CPOOL na CLEAR. Ripple má podle dokumentu podpořit spuštění výnosových produktů pro XRP a RLUSD.
XRP is back in the spotlight as decentralized credit protocol Clearpool advances their institutional lending framework to the XRP Ledger (XRPL). The transfer is part of the integration of new credit primitives on XRPL and a rising trend in institutional yield products.
Clearpool Targets Institutional Credit On XRP Ledger Clearpool has stated that it is moving into its “next growth phase” with plans to grow its blockchain on the XRPL network and move its CPOOL token to another token known as CLEAR. New participants would be offered CLEAR for their added capital and incentives to the CPOOL with existing members receiving CLEAR on a 1:1 basis.
Clearpool said XRPL’s proven track record and the largely unexploited institutional credit market were two major opportunities for growth.
“XRPL is one of the most established networks, with institutional credit still largely untapped,” Clearpool said. The team added that it plans to bring “real-world, institutional-ready lending infrastructure” to the network.
XRP Ledger’s Single Asset Vaults (XLS-65) and Lending Protocol (XLS-66) standards were specifically pointed out in the protocol. Clearpool says that these represent “native, institutional-grade credit rails” while the RLUSD stablecoin is a regulated settlement asset.
“The infrastructure for institutional credit is here. We intend to be the layer that runs on it,” the company said.
Clearpool is entering its next growth phase, expanding to the XRP Ledger.
XRPL is one of the most established networks, with institutional credit still largely untapped. We're bringing real-world, institutional-ready lending infrastructure, built natively on XRPL.
To power it,… pic.twitter.com/YZ2WW6NQE3
— Clearpool (@ClearpoolFin) September 11, 2026
Clearpool’s proposal also mentions Ripple’s participation in the ecosystem. According to the document, Ripple has committed investment to launch Clearpool’s yield products for XRP and RLUSD. Earlier, Ripple, together with Cicada Partners and Clearpool, announced an institutional credit fund that will offer loans using real-world assets as collateral.
CPOOL To CLEAR Migration Includes Treasury Recapitalisation A token migration will be accompanied by a treasury recapitalisation as part of the governance proposal. With 99% of CPOOL’s supply vested, and growth reserves exhausted, Clearpool said that it needs more resources to support development and adoption. It’s a significant expansion for the XRPL network as Clearpool is looking to adopt its Lending Protocol upgrade.
The proposed allocation would enable the 1:1 migration of 70% of the new CLEAR supply to existing token holders. Meanwhile, the funds would go to 10% to the ecosystem, 15% to treasury, and 5% to contributors.
Why XRPL, why now.
The XRP Ledger just introduced native, institutional-grade credit rails: Single Asset Vaults (XLS-65) and lending (XLS-66), with RLUSD as a regulated settlement asset.
The infrastructure for institutional credit is here. We intend to be the layer that runs on…
— Clearpool (@ClearpoolFin) September 11, 2026
The supply would increase from 1 billion CLEAR today to 1.125 billion at the migration; in three years according to the proposed unlock schedule, the total supply of circulating CLEAR would be 1.428 billion.
The buyback and burn mechanism is also included in the proposal. Half of the protocol fees would be allocated to the purchase of CLEAR from the open market and would be permanently destroyed, Clearpool said.
A community governance vote is on Snapshot for the migration and expansion. Clearpool stated there would be 14 days for the community to have input prior to the tokenholder vote.
The XRP Ledger is moving beyond payments and token transfers as Clearpool, Ripple, and Cicada work on a new institutional lending market. The project could bring corporate credit onto XRPL, with loans settled in RLUSD.
Vet, the XRPL Foundation community lead and dUNL validator, says institutional “lending is coming.”
But can institutional lending also create new utility and demand for XRP, XRPL?
Clearpool Builds Credit Market With Ripple and CicadaIn a recent announcement on X, Clearpool said it is building the credit infrastructure using XRPL’s XLS-65 Single Asset Vaults and XLS-66 Lending Protocol.
Clearpool said that it;
“Institutions were never missing on-chain yield. They were missing a venue built for credit.
Therefore, its new project with Ripple and Cicada aims to address that gap by building lending infrastructure directly on XRPL.
Most on-chain credit runs on smart contracts: flexible, composable, battle-tested. XRPL takes a different path, lending as a native ledger primitive.
XLS-65 (Single Asset Vault) and XLS-66 (Lending Protocol) build the vault and the loan into the ledger itself. pic.twitter.com/WOL6HCGss7
— Clearpool (@ClearpoolFin) August 31, 2026 Cicada will handle borrower’s financial position, cash flows, and credit history before determining how much they can borrow and what rate they should pay. Borrowers and lenders will also need to pass KYC and AML checks.
Meanwhile, Ripple will provide the XRPL and RLUSD for loan payments and settlements. Ripple will also participate as a liquidity provider.
The goal is to create lending pools where vetted businesses can borrow RLUSD from institutional lenders and repay the loans with interest.
However, these features are not live on XRPL Mainnet yet.
Could Lending Increase XRP Utility?The immediate benefit is expected to go into XRPL, but it may also create some additional demand for XRP. Clearpool’s lending platform is expected to connect with XRPL’s native AMM, giving institutions a way to move between RLUSD and other assets.
For example, market makers providing liquidity to XRP/RLUSD pools would need to hold both XRP and RLUSD. This could increase the use of XRP within the lending ecosystem and potentially reduce some XRP from the freely traded supply.
The XRP Ledger also burns 100% of its transaction fees. Every transaction requires a small fee in XRP, and that XRP is permanently removed from circulation.
XRPL Network Activity Continues to BoomThe XRPL network is already processing around 1.09 million transactions per day, although activity has recently fallen by 42.7% from earlier monthly levels.
At the current rate, about 117.83 XRP is burned daily, while the ledger has burned around 7,680.43 XRP over the past 30 days.
These numbers show that XRPL already has strong network activity and a built-in XRP burn mechanism. However, the planned lending market is still under development, so it is too early to say how much additional XRP demand it could create.
For now, the key development is that institutional credit is being built directly around XRPL’s native features, potentially giving the network another major financial use case.
Story Ends Here
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Ripple chystá vstup do tokenizovaného privátního úvěrování na XRP Ledger s RLUSD pro institucionální půjčky. Projekt s Clearpool Finance a Cicada Partners čeká na schválení validátory.
Ripple plans to enter the tokenized private credit market through a new institutional lending system on the XRP Ledger. RippleX is developing the lending feature with Clearpool Finance and Cicada Partners for real-world business borrowers. Loans will use Ripple’s RLUSD stablecoin, while lending transactions will run directly on XRPL. The system will use the XLS-65 Single Asset Vaults and XLS-66 Lending Protocol amendments. XRP will remain necessary for transaction fees and wallet reserves, increasing its utility within the lending network. Ripple is preparing to expand XRP Ledger into institutional private credit through a new lending system built with Clearpool Finance and Cicada Partners. The plan aims to connect XRPL with a tokenized private credit market valued at above $10 billion while giving real-world businesses access to working capital across regulated institutional lending markets.
Unlike much of DeFi lending, where funds often circulate inside crypto markets, the proposed system will focus on fintech and payment companies. Borrowers will receive loans in RLUSD, Ripple’s regulated stablecoin, while XRPL will process lending activity on-chain.
Ripple Backs Native Lending Infrastructure RippleX developers plan to build the lending system directly into XRP Ledger through the XLS-65 Single Asset Vaults and XLS-66 Lending Protocol amendments. The design removes reliance on third-party smart contracts and places core lending functions inside XRPL’s base protocol.
Loan pools, issuance, repayments, and related activity will all run on XRPL. Each transaction will require XRP for network fees and wallet reserves, giving the token a direct role in the lending process as activity grows.
RLUSD Loans Target Real-World Borrowers The lending system will use RLUSD for loans to businesses seeking working capital. The stablecoin operates under New York Department of Financial Services oversight, while Bank of New York provides custody support.
Ripple will also invest in the lending fund under the same terms as other institutions. The company will not guarantee returns, and all investors will share the same rights and risks on a pari passu basis.
Validator Vote Will Decide Mainnet Launch Developers have added compliance tools designed for institutional use. These include digital participant identities and a Clawback feature that can return funds when required under set rules.
Clearpool is now testing end-to-end lending scenarios on XRPL Devnet. A Mainnet launch will depend on independent validators approving and activating the XLS-65 and XLS-66 amendments through the network’s amendment voting process.
Clearpool just rolled out a product that sounds almost quaint by crypto standards: a vault that funds actual invoices and purchase orders. The Trade Finance Vault, launched on July 28, lets USDC holders park their stablecoins into on-chain trade finance deals with a target yield of 15%.
How the vault actually works The Trade Finance Vault funds tokenized invoices, purchase orders, and letters of credit. Think of it as the crypto version of factoring, where a company sells its unpaid invoices at a discount to get cash now, and the buyer collects the full amount later.
Clearpool built this in partnership with two key players. Tradevu, a trade finance originator, handles the deal flow. Cicada Credit manages risk assessment and underwriting, acting as the vault’s portfolio manager.
USDC holders deposit into the vault, that capital gets deployed into trade finance deals, and yields flow back to depositors. The 15% target sits at the top end of Clearpool’s broader vault ecosystem, where yields typically range from 6% to 15% depending on the underlying funding source.
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Clearpool’s evolution from lending protocol to RWA infrastructure Clearpool launched in the 2021-2022 era, and the protocol has originated nearly $1 billion in loans since then. It operates across multiple blockchain networks including Ethereum, Polygon, and Avalanche.
The Trade Finance Vault represents the latest step in what’s been a deliberate march toward real-world asset integration. Earlier in 2025, Clearpool introduced PayFi Credit Pools and Fintech Vaults, both designed to connect on-chain capital with off-chain credit demand.
The CPOOL token serves as the protocol’s native governance and utility token, giving holders a stake in the direction of this expanding product suite.
What this means for investors The 15% target yield deserves some unpacking, because “target” is doing real work in that sentence. It’s not a guaranteed rate. Trade finance deals carry their own risk profile: counterparty risk from the companies issuing invoices, concentration risk if the portfolio leans too heavily on specific industries or geographies, and the operational risk inherent in bridging on-chain capital with off-chain commerce.
Trade finance has historically been one of the lower-default-rate segments of commercial lending. Invoices from creditworthy buyers tend to get paid, and the short duration of most trade finance deals, typically 30 to 120 days, limits exposure windows.
The presence of Cicada Credit as risk manager adds a layer of institutional underwriting that’s been conspicuously absent from many DeFi yield products.
Clearpool isn’t the only protocol chasing real-world yield. Centrifuge, Goldfinch, and Maple Finance have all carved out positions in the on-chain credit space, each with different approaches to underwriting, risk management, and asset selection.
Investors considering exposure should watch three things: actual realized yields versus the 15% target over the vault’s first few months, default rates within the trade finance portfolio, and the pace of capital inflows.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Clearpool spojil síly s Cicada, aby posílil řízení rizik v PayFi lendingu a přilákal institucionální hráče. Cicada už poskytl více než 850 mil. USD úvěrů s mírou defaultu 1,2 %.
Sujha has been recognised as 🟣 Women In Crypto 2024 🟣 by BeInCrypto for her leadership in crypto journalism.
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August 12, 2025
Clearpool, a decentralized capital markets ecosystem, has partnered with on-chain credit risk management company Cicada in a move to institutionalize PayFi lending with improved risk management.
In an announcement shared with Cryptonews on Monday, the partnership will boost Clearpool’s credibility and risk management in PayFi lending. Cicada will structure and underwrite PayFi lending opportunities and serve as the administrative agent for select Credit Pools.
Cicada has underwritten more than $850m in loans at a 1.2% default rate during the prior cycle.
🤝 Clearpool has partnered with Cicada to institutionalize PayFi lending with risk-managed Credit Pools
Cicada is an on-chain credit risk management company founded by a seasoned team of former buy- and sell-side credit professionals. Cicada’s co-founders have deep crypto… pic.twitter.com/JY79tNCVqE
— Clearpool (@ClearpoolFin) August 11, 2025 Clearpool’s partnership with Cicada could shake up the lending space, bringing more institutional players into the DeFi fold.
Clearpool Expands to Payment Financing or PayFiAccording to Jakob Kronbichler, CEO of Clearpool, Cicada’s risk management integration would strengthen Clearpool’s institutional infrastructure for PayFi lending.
“While stablecoin settlements are instant, underlying fiat flows are not, forcing fintechs to bridge liquidity gaps,” he said. “This partnership enhances our proven credit framework and supports the growth of the emerging trillion-dollar stablecoin payment ecosystem.”
Clearpool will be launching PayFi Credit Pools for users to access these highly liquid, real-world yield opportunities. This means facilitating credit to institutional lenders specializing in short-term stablecoin-based working capital to fintech operators.
It will also launch cpUSD, a permissionless, yield-bearing asset, which will enable retail to tap into real-world stablecoin payments.
Cicada offers Risk-as-a-Service (RaaS) Solutions to DeFi Protocols On the other hand, Cicada offers Risk-as-a-Service (RaaS) solutions, including third-party underwriting, pool management for DeFi protocols and risk structuring.
“Partnering with Clearpool allows us to elevate PayFi lending by combining our underwriting and risk management expertise with their innovative credit products,” said Sefton Kincaid, Managing Partner of Cicada Partners.
The partnership will accelerate the adoption of PayFi by laying the groundwork for more safer, transparent and scalable stablecoin ecosystem.
“Together, we’re advancing professionally managed Credit Pools and strengthening Clearpool’s offering to borrowers and lenders in the growing stablecoin economy,” Kincaid added.
Clearpool has announced its groundbreaking collaboration with Plasma, marking a significant step forward in redefining the landscape of global payments. This partnership aims to empower Plasma’s mainnet by building a flagship yield-bearing stablecoin, cpUSD. With this, the platform is set to pave the way for a scalable and credit-backed stablecoin liquidity among both emerging and developed markets.
Clearpool 🤝 @PlasmaFDN: Two Forces, One Vision
Clearpool is launching cpUSD on Plasma.
Our flagship yield-bearing asset is powered by PayFi Vaults, which finance short-term credit for stablecoin-settled payments from remittances to card processors.
This partnership scales… pic.twitter.com/LpsZ6rVed7
— Clearpool (@ClearpoolFin) September 24, 2025 Clearpool, a decentralized marketplace for unsecured liquidity, has announced the news through its official X account. The other partner, Plasma, is a purpose-built blockchain for stablecoin transactions.
Clearpool and Plasma to Bridge cpUSD with Plasma’s Payment Infrastructure With this partnership, Clearpool and Plasma are poised to expand their shared vision while laying the foundations for DeFi integrations. They both aim to scale stablecoin-powered liquidity to advance global payments. Clearpool’s cpUSD is powered by PayFi Vaults, offering yield-bearing opportunities to fulfill the short-term financial credit needs of institutional lenders, including remittances and card processors. These credit channels are infused with Plasma to execute a chain that is especially created for payment efficiency and scale.
Plasma is supported by Founders Fund, Bitfinex, and Framework Ventures. At the time of launch, the network boasted more than $2 billion in stablecoin TVL. Plasma offers zero-fee USDT transfers, complete EVM compatibility, and partnerships with major DeFi protocols such as Aave and Euler.
With this, the platform strives to cement its position as a cornerstone for the stablecoin ecosystem. In this way, Plasma becomes the ideal home for Clearpool’s cpUSD. Through this integration, the platform is set to expand its utility for trading, lending, settlement, and collateralized DeFi applications.
Clearpool’s cpUSD is built to maximize utility along with stability, allocating 75% PayFi Vaults and 25% to liquid yield-bearing stablecoins for redemption flexibility. Plasma’s mission perfectly aligns with this structure, skimming high-volume stablecoin flows. Clearpool, by combining efforts with Plasma, aims to foster a vision for stablecoins to go beyond speculative use cases.
The CEO and Co-founder of Clearpool, Jakob Kronbichler, states that, “Plasma is creating the payments infrastructure that stablecoins have always needed.” Paul Faecks, the counterpart at Plasma, echoed the statement by saying, “By bringing cpUSD to Plasma, we’re ensuring that fintechs can access credit at scale on a chain built for their core use cases.”
The two platforms are poised to unite Clearpool’s credit solutions with Plasma’s payment infrastructure. With this, both strive to pave the way for the next level of stablecoin adoption. There, the stablecoins can move the world, not just a market.
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Crypto journalist with years of experience providing in-depth analysis and news on blockchain and decentralized finance. With a keen eye for detail, Shahzaib delivers insightful articles that explore the latest trends, market movements, and innovations within the crypto and blockchain ecosystem. His work focuses on educating readers while offering expert commentary on the evolving landscape of digital assets, DeFi protocols, and the broader impact of blockchain technology.
Clearpool obnovuje zpětné odkupy CPOOL z výnosů z Dynamic Pools, Clearpool Prime, Credit Vaults a USDX T-Pool. Polovina tokenů půjde do Clearpool Rewards, druhá do Clearpool Reserve.
TLDR: Clearpool will repurchase CPOOL using revenue from its pools, vaults, and Prime protocol operations. 50% of all repurchased CPOOL will go to Clearpool Rewards, supporting token holder incentives. The remaining 50% of tokens will strengthen the Clearpool Reserve for future ecosystem growth. Buybacks were paused as Clearpool prepared its Fintech Vault and PayFi product expansion.
Clearpool is reviving its buyback program, marking a fresh chapter for the DeFi lender’s growing ecosystem.
The protocol confirmed it will repurchase its native token, CPOOL, from the open market using revenue from recent quarters. This follows months of strategic pause as the team refined its direction and rolled out new products. The initiative signals a renewed commitment to value capture within its ecosystem.
CPOOL Buyback Program Resumes With New Funding Source According to Clearpool’s announcement, the buyback initiative will draw on revenue generated from Dynamic Pools, Clearpool Prime, Credit Vaults, and the USDX T-Pool. These sources have built consistent inflows since the protocol’s last operational update.
The company stated that buybacks had been paused in earlier quarters as it finalized a shift in product strategy.
That adjustment is now reflected in new launches such as the Fintech Vault and PayFi. These products extend the protocol’s lending capabilities to a wider market segment while diversifying its revenue base.
With these expansions live, Clearpool will begin acquiring CPOOL again in structured cycles. The buyback activity is expected to provide steady demand for the token while reflecting the project’s long-term growth approach.
The new plan formalizes a balance between ecosystem sustainability and holder incentives, two themes central to the project’s recent roadmap.
Clearpool is resuming its buyback program to purchase $CPOOL from the open market, initiating a series of planned buybacks.
The program will utilize revenue generated from recent quarters across the full Clearpool ecosystem, including Dynamic Pools, Clearpool Prime, Credit… pic.twitter.com/NOFWFnYopz
— Clearpool (@ClearpoolFin) October 20, 2025
Half of Purchased Tokens Head to Rewards and Reserve Funds Clearpool outlined that 50% of all repurchased CPOOL tokens will be deposited into Clearpool Rewards, a system designed to enhance community participation. The other half will be directed to the Clearpool Reserve, supporting ecosystem development and liquidity measures.
This split aims to ensure that both users and the protocol benefit from ongoing buybacks. It also positions Clearpool’s treasury to respond more flexibly to future market conditions.
Analysts observing the update suggested that this structure could add steady pressure on circulating supply while reinforcing protocol backing. While no timeline for completion was disclosed, the strategy implies buybacks will occur periodically as revenue accumulates.
By reinvesting operational income into its native token, Clearpool continues aligning revenue performance with community growth. The model reflects a tightening link between its ecosystem’s utility and the underlying asset’s activity.
South Korea-based cryptocurrency exchange Upbit has announced new market support for the digital asset Clearpool (CPOOL). The exchange announced that CPOOL will be listed on KRW (Korean Won), BTC (Bitcoin), and USDT (Tether) trading pairs.
Upbit Announces New Market Support for Clearpool (CPOOL) According to the statement, CPOOL deposits and withdrawals will become active within 1 hour and 30 minutes of the announcement. CPOOL spot transactions will begin at 4:30 PM on October 22nd.
CPOOL will be traded on the Ethereum network. Upbit emphasized that users should carefully select the correct network before depositing assets. It warned that assets sent via different networks may not be processed and that the refund process may take longer.
During the new listing, various trading restrictions will be implemented to counter market volatility:
Buy orders will be closed during the first 5 minutes after the trade is opened.
Sell orders cannot be placed 10% below the previous day's closing price.
Only limit orders will be accepted for 2 hours after the start of trading.
Clearpool operates as a decentralized lending marketplace offering collateral-free lending to institutional investors. The project aims to strengthen the bridge between traditional finance and DeFi (decentralized finance). The platform provides institutional lending infrastructure through various products, including PayFi Vault, USDX Treasury Pool, Dynamic, and Prime lending pools.
The CPOOL token is used for staking, governance, and incentive mechanisms on the network.
With this move, Upbit aims to expand access to DeFi-based lending protocols and increase liquidity options for institutional users.
*This is not investment advice.
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CPOOL, the native token of the DeFi institutional credit protocol Clearpool, went parabolic after Upbit announced its listing.
Summary
Clearpool price rose over 70% after Upbit announced support for the token. A descending parallel channel pattern has formed on the daily chart. A clean breakout from $0.172 level could potentially lead to over 40% upside for CPOOL. According to data from crypto.news, Clearpool (CPOOL) rallied 72% to an intraday high of $0.172 before settling at $0.134 at the time of writing.
CPOOL’s gains came along with a 780% surge in its daily trading volume in the spot market, hinting at robust demand from investors. Data from CoinGlass also pointed to a massive uptick in open interest in its futures market, with OI rising nearly 3,000% to $3.69 million, suggesting growing speculative interest.
A closer look at the long/short ratio across all exchanges also stood at 1.14. This means that a larger number of traders have leaned into bullish bets, a factor that could continue to drive positive sentiment among new investors.
Clearpool’s price shot up today shortly after the South Korean crypto exchange Upbit announced it would list the token on its platform. Listings on major exchanges like Upbit, which boasts the highest trading volume in South Korea, often enhance a token’s visibility and credibility, attracting a wave of new investors and triggering sharp price gains.
As earlier reported by crypto.news, ORCA, the native token of the Solana-based DEX Orca, rallied over 200% shortly after a similar listing announcement from Upbit.
However, investors should note that listing-based, community hype-driven rallies often face sharp pullbacks within days as traders start booking profits.
For the uninitiated, Clearpool is a decentralized institutional credit protocol that connects verified institutional borrowers with unsecured liquidity from DeFi lenders. The CPOOL token enables staking, governance, and incentivizes participants within the Clearpool protocol.
Clearpool price analysis On the daily chart, CPOOL price has broken out from the upper boundary of a descending parallel channel that had been forming since mid‑August.
Clearpool price has broken out of a descending parallel channel pattern on the daily chart — Oct. 22 | Source: crypto.news Descending parallel channel patterns usually show a token making lower highs and lower lows. The price moves within two downward-sloping, parallel lines, forming a steady downtrend. If the price breaks above the top line, it often signals a bullish reversal. But if it breaks below the bottom line, it usually means the downtrend will continue.
Technical indicators support the bullish picture at press time. Notably, the MACD line has crossed above the signal line, indicating momentum is continuing to shift in favor of bulls. Meanwhile, the RSI has climbed sharply to 57, moving above its neutral zone, which in turn suggests renewed buying pressure.
For now, the key resistance lies near $0.172, the intraday high formed earlier today. This level also coincides closely with the 61.8% Fibonacci retracement drawn from the Aug. 23 high to the Oct. 10 low, a critical zone that often acts as a major inflection point.
A decisive break above this resistance could instill bulls to target $0.190, a level where buying momentum had previously stalled, making it a key psychological barrier in the short term. The said level lies 42% above the current price level.
On the downside, a drop below $0.116, corresponding to the 23.6% Fibonacci retracement level, could invalidate the current rally and tilt momentum back in favor of the bears.
Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.
