It doesn't matter your age or experience: taking full advantage of the stock market and investing with confidence are common goals for all investors. Luckily, Zacks Premium offers several different ways to do both.
The research service features daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, all of which will help you become a smarter, more confident investor.
It also includes access to the Zacks Style Scores.
What are the Zacks Style Scores? Developed alongside the Zacks Rank, the Zacks Style Scores are a group of complementary indicators that help investors pick stocks with the best chances of beating the market over the next 30 days.
Based on their value, growth, and momentum characteristics, each stock is assigned a rating of A, B, C, D, or F. The better the score, the better chance the stock will outperform; an A is better than a B, a B is better than a C, and so on.
The Style Scores are broken down into four categories:
Value ScoreFinding good stocks at good prices, and discovering which companies are trading under their true value, are what value investors like to focus on. So, the Value Style Score takes into account ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and a host of other multiples to highlight the most attractive and discounted stocks.
Growth ScoreGrowth investors, on the other hand, are more concerned with a company's financial strength and health, and its future outlook. The Growth Style Score examines things like projected and historic earnings, sales, and cash flow to find stocks that will experience sustainable growth over time.
Momentum ScoreMomentum investors, who live by the saying "the trend is your friend," are most interested in taking advantage of upward or downward trends in a stock's price or earnings outlook. Utilizing one-week price change and the monthly percentage change in earnings estimates, among other factors, the Momentum Style Score can help determine favorable times to buy high-momentum stocks.
VGM ScoreIf you want a combination of all three Style Scores, then the VGM Score will be your friend. It rates each stock on their combined weighted styles, helping you find the companies with the most attractive value, best growth forecast, and most promising momentum. It's also one of the best indicators to use with the Zacks Rank.
How Style Scores Work with the Zacks Rank The Zacks Rank, which is a proprietary stock-rating model, employs earnings estimate revisions, or changes to a company's earnings expectations, to make building a winning portfolio easier.
It's highly successful, with #1 (Strong Buy) stocks producing an unmatched +23.8% average annual return since 1988. That's more than double the S&P 500. But because of the large number of stocks we rate, there are over 200 companies with a Strong Buy rank, plus another 600 with a #2 (Buy) rank, on any given day.
With more than 800 top-rated stocks to choose from, it can certainly feel overwhelming to pick the ones that are right for you and your investing journey.
That's where the Style Scores come in.
You want to make sure you're buying stocks with the highest likelihood of success, and to do that, you'll need to pick stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B. If you like a stock that only has a #3 (Hold) rank, it should also have Scores of A or B to guarantee as much upside potential as possible.
The direction of a stock's earnings estimate revisions should always be a key factor when choosing which stocks to buy, since the Scores were created to work together with the Zacks Rank.
A stock with a #4 (Sell) or #5 (Strong Sell) rating, for instance, even one with Scores of A and B, will still have a declining earnings forecast, and a greater chance its share price will fall too.
Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.
Stock to Watch: Capital One (COF - Free Report) Headquartered in McLean, VA, Capital One Financial Corporation was founded in 1988 and primarily focuses on consumer and commercial lending, as well as deposit origination. The company offers a wide range of financial products and services to consumers, small businesses, and commercial clients across the United States through its banking and non-banking subsidiaries.
COF is a #3 (Hold) on the Zacks Rank, with a VGM Score of B.
Momentum investors should take note of this Finance stock. COF has a Momentum Style Score of B, and shares are up 0.3% over the past four weeks.
Eight analysts revised their earnings estimate higher in the last 60 days for fiscal 2026, while the Zacks Consensus Estimate has increased $0.74 to $20.29 per share. COF also boasts an average earnings surprise of +12.8%.
With a solid Zacks Rank and top-tier Momentum and VGM Style Scores, COF should be on investors' short list.
For new and old investors, taking full advantage of the stock market and investing with confidence are common goals. Zacks Premium provides lots of different ways to do both.
The popular research service can help you become a smarter, more self-assured investor, giving you access to daily updates of the Zacks Rank and Zacks Industry Rank, the Zacks #1 Rank List, Equity Research reports, and Premium stock screens.
It also includes access to the Zacks Style Scores.
What are the Zacks Style Scores? The Zacks Style Scores is a unique set of guidelines that rates stocks based on three popular investing types, and were developed as complementary indicators for the Zacks Rank. This combination helps investors choose securities with the highest chances of beating the market over the next 30 days.
Based on their value, growth, and momentum characteristics, each stock is assigned a rating of A, B, C, D, or F. The better the score, the better chance the stock will outperform; an A is better than a B, a B is better than a C, and so on.
The Style Scores are broken down into four categories:
Value ScoreFor value investors, it's all about finding good stocks at good prices, and discovering which companies are trading under their true value before the broader market catches on. The Value Style Score utilizes ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and a host of other multiples to help pick out the most attractive and discounted stocks.
Growth ScoreGrowth investors, on the other hand, are more concerned with a company's financial strength and health, and its future outlook. The Growth Style Score examines things like projected and historic earnings, sales, and cash flow to find stocks that will experience sustainable growth over time.
Momentum ScoreMomentum traders and investors live by the saying "the trend is your friend." This investing style is all about taking advantage of upward or downward trends in a stock's price or earnings outlook. Employing factors like one-week price change and the monthly percentage change in earnings estimates, the Momentum Style Score can indicate favorable times to build a position in high-momentum stocks.
VGM ScoreIf you want a combination of all three Style Scores, then the VGM Score will be your friend. It rates each stock on their combined weighted styles, helping you find the companies with the most attractive value, best growth forecast, and most promising momentum. It's also one of the best indicators to use with the Zacks Rank.
How Style Scores Work with the Zacks Rank A proprietary stock-rating model, the Zacks Rank utilizes the power of earnings estimate revisions, or changes to a company's earnings outlook, to help investors create a successful portfolio.
Investors can count on the Zacks Rank's success, with #1 (Strong Buy) stocks producing an unmatched +23.8% average annual return since 1988, more than double the S&P 500's performance. But the model rates a large number of stocks, and there are over 200 companies with a Strong Buy rank, plus another 600 with a #2 (Buy) rank, on any given day.
This totals more than 800 top-rated stocks, and it can be overwhelming to try and pick the best stocks for you and your portfolio.
That's where the Style Scores come in.
To maximize your returns, you want to buy stocks with the highest probability of success. This means picking stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B. If you find yourself looking at stocks with a #3 (Hold) rank, make sure they have Scores of A or B as well to ensure as much upside potential as possible.
As mentioned above, the Scores are designed to work with the Zacks Rank, so any change to a company's earnings outlook should be a deciding factor when picking which stocks to buy.
Here's an example: a stock with a #4 (Sell) or #5 (Strong Sell) rating, even one with Style Scores of A and B, still has a downward-trending earnings outlook, and a bigger chance its share price will decrease too.
Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.
Stock to Watch: Capital One (COF - Free Report) Headquartered in McLean, VA, Capital One Financial Corporation was founded in 1988 and primarily focuses on consumer and commercial lending, as well as deposit origination. The company offers a wide range of financial products and services to consumers, small businesses, and commercial clients across the United States through its banking and non-banking subsidiaries.
COF is a #3 (Hold) on the Zacks Rank, with a VGM Score of B.
It also boasts a Value Style Score of A thanks to attractive valuation metrics like a forward P/E ratio of 10.82; value investors should take notice.
Eight analysts revised their earnings estimate higher in the last 60 days for fiscal 2026, while the Zacks Consensus Estimate has increased $0.76 to $20.29 per share. COF also boasts an average earnings surprise of +12.8%.
With a solid Zacks Rank and top-tier Value and VGM Style Scores, COF should be on investors' short list.
Oportun Financial (NASDAQ:OPRT – Get Free Report) and Capital One Financial (NYSE:COF – Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, risk, profitability, dividends and earnings.
Analyst Ratings This is a breakdown of current ratings and price targets for Oportun Financial and Capital One Financial, as provided by MarketBeat.com.
Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Oportun Financial 1 2 2 0 2.20 Capital One Financial 0 3 21 0 2.88 Oportun Financial presently has a consensus target price of $7.33, indicating a potential downside of 6.82%. Capital One Financial has a consensus target price of $258.91, indicating a potential upside of 17.99%. Given Capital One Financial’s stronger consensus rating and higher possible upside, analysts clearly believe Capital One Financial is more favorable than Oportun Financial.
Earnings and Valuation This table compares Oportun Financial and Capital One Financial”s gross revenue, earnings per share (EPS) and valuation. Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Oportun Financial $956.70 million 0.38 $25.25 million $0.40 19.68 Capital One Financial $69.25 billion 1.94 $2.45 billion $16.16 13.58 Capital One Financial has higher revenue and earnings than Oportun Financial. Capital One Financial is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.
Profitability This table compares Oportun Financial and Capital One Financial’s net margins, return on equity and return on assets.
Net Margins Return on Equity Return on Assets Oportun Financial 2.05% 13.41% 1.66% Capital One Financial 13.37% 11.28% 1.90% Volatility & Risk Oportun Financial has a beta of 1.24, meaning that its stock price is 24% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.02, meaning that its stock price is 2% more volatile than the S&P 500.
Insider & Institutional Ownership 82.7% of Oportun Financial shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 1.6% of Oportun Financial shares are owned by company insiders. Comparatively, 0.8% of Capital One Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Summary Capital One Financial beats Oportun Financial on 10 of the 14 factors compared between the two stocks.
(Get Free Report)
Oportun Financial Corporation provides financial services. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Carlos, California.
About Capital One Financial (Get Free Report)
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and provides advisory, capital markets, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. The company was founded in 1988 and is headquartered in McLean, Virginia.
Receive News & Ratings for Oportun Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Oportun Financial and related companies with MarketBeat.com's FREE daily email newsletter.
B. Metzler seel. Sohn & Co. AG grew its stake in shares of Capital One Financial Corporation (NYSE:COF – Free Report) by 7.3% in the 2nd quarter, according to its most recent filing with the Securities & Exchange Commission. The firm owned 52,305 shares of the financial services provider’s stock after buying an additional 3,576 shares during the period. B. Metzler seel. Sohn & Co. AG’s holdings in Capital One Financial were worth $10,493,000 as of its most recent SEC filing.
A number of other institutional investors and hedge funds have also made changes to their positions in COF. First Command Advisory Services Inc. boosted its holdings in Capital One Financial by 4.5% in the fourth quarter. First Command Advisory Services Inc. now owns 1,067 shares of the financial services provider’s stock valued at $259,000 after acquiring an additional 46 shares during the last quarter. Dogwood Wealth Management LLC grew its position in Capital One Financial by 26.0% during the fourth quarter. Dogwood Wealth Management LLC now owns 228 shares of the financial services provider’s stock valued at $55,000 after acquiring an additional 47 shares during the period. High Note Wealth LLC increased its stake in Capital One Financial by 44.9% during the fourth quarter. High Note Wealth LLC now owns 155 shares of the financial services provider’s stock worth $38,000 after acquiring an additional 48 shares during the last quarter. Fiducient Advisors LLC raised its holdings in shares of Capital One Financial by 4.2% in the 4th quarter. Fiducient Advisors LLC now owns 1,196 shares of the financial services provider’s stock worth $290,000 after purchasing an additional 48 shares during the period. Finally, Nicholas Hoffman & Company LLC. raised its holdings in shares of Capital One Financial by 5.0% in the 4th quarter. Nicholas Hoffman & Company LLC. now owns 1,057 shares of the financial services provider’s stock worth $256,000 after purchasing an additional 50 shares during the period. 89.84% of the stock is currently owned by institutional investors and hedge funds.
Insider Activity In other Capital One Financial news, General Counsel Matthew W. Cooper sold 3,500 shares of the business’s stock in a transaction on Tuesday, September 1st. The shares were sold at an average price of $214.10, for a total value of $749,350.00. Following the transaction, the general counsel owned 83,194 shares in the company, valued at $17,811,835.40. The trade was a 4.04% decrease in their position. The sale was disclosed in a filing with the SEC, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Ravi Raghu sold 9,726 shares of the company’s stock in a transaction dated Friday, July 31st. The shares were sold at an average price of $209.78, for a total transaction of $2,040,320.28. Following the completion of the transaction, the insider directly owned 26,328 shares of the company’s stock, valued at approximately $5,523,087.84. The trade was a 26.98% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 29,767 shares of company stock worth $6,366,998 over the last three months. 0.78% of the stock is currently owned by corporate insiders.
Capital One Financial News Summary Here are the key news stories impacting Capital One Financial this week: Positive Sentiment: Higher Treasury yields and expectations for additional monetary tightening are supporting sentiment toward lenders, potentially improving net interest income and margins. Capital One’s latest results also showed $3.0 billion in net income, revenue growth, a lower provision for credit losses and an improved net interest margin. Capital One Gains as Higher Rates Help Financials and Recent Company Updates Stay Supportive Positive Sentiment: Management’s update that the Discover integration is progressing well approximately 14 months after closing reinforces expectations for future cost savings and strategic benefits. The redemption of all outstanding Series M preferred shares was also viewed as a modestly positive capital-structure cleanup. Capital One Gains as Higher Rates Help Financials and Recent Company Updates Stay Supportive Positive Sentiment: Capital One is among 21 financial institutions partnering on a planned stablecoin, giving COF potential exposure to faster payments and growing digital-asset infrastructure, although the financial impact is still uncertain. Wells, BofA, Citi back upcoming stablecoin Neutral Sentiment: Analysts remain constructive on the shares, with recently reported price targets generally above the current trading range; the median target cited was $254.50. Capital One: Resilient Consumer Trends Make Shares Attractive Negative Sentiment: Democratic Senator Maggie Hassan requested records on Capital One’s 2021 anti-money-laundering review and closure of accounts linked to President Trump and his businesses. The inquiry raises potential legal, regulatory and reputational risks, although Capital One denies politically motivated closures. Democratic US senator asks Capital One for details on Trump account anti-money laundering review Negative Sentiment: General Counsel Matthew W. Cooper sold 3,500 shares under a pre-arranged Rule 10b5-1 plan. The transaction was relatively small, but it adds to a pattern of reported insider selling without purchases. SEC insider transaction filing Negative Sentiment: Berkshire Hathaway reduced its Capital One position, adding pressure from a high-profile institutional investor and potentially signaling less conviction in the bank’s near-term risk-reward profile. Berkshire Hathaway Just Sold 3 Bank Stocks Capital One Financial Stock Up 2.5% NYSE COF opened at $216.69 on Thursday. The company has a quick ratio of 1.02, a current ratio of 1.02 and a debt-to-equity ratio of 0.39. Capital One Financial Corporation has a fifty-two week low of $174.24 and a fifty-two week high of $259.64. The business has a 50 day moving average price of $211.18 and a two-hundred day moving average price of $197.83. The stock has a market cap of $132.93 billion, a PE ratio of 13.41, a P/E/G ratio of 0.78 and a beta of 1.02.
Capital One Financial (NYSE:COF – Get Free Report) last posted its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $4.79 by $1.02. Capital One Financial had a net margin of 13.37% and a return on equity of 11.28%. The company had revenue of $15.83 billion for the quarter, compared to analyst estimates of $15.76 billion. During the same quarter last year, the firm posted $5.48 earnings per share. The business’s quarterly revenue was up 26.9% on a year-over-year basis. As a group, sell-side analysts predict that Capital One Financial Corporation will post 20.29 EPS for the current fiscal year.
Capital One Financial Announces Dividend The company also recently declared a quarterly dividend, which was paid on Tuesday, September 1st. Investors of record on Monday, August 17th were paid a dividend of $0.80 per share. The ex-dividend date of this dividend was Monday, August 17th. This represents a $3.20 annualized dividend and a yield of 1.5%. Capital One Financial’s payout ratio is 19.80%.
Analyst Ratings Changes A number of analysts have recently issued reports on the company. Deutsche Bank Aktiengesellschaft set a $245.00 target price on Capital One Financial in a report on Thursday, August 20th. TD Cowen reduced their price target on shares of Capital One Financial from $260.00 to $253.00 and set a “buy” rating on the stock in a research report on Tuesday, July 7th. Citigroup reduced their price target on shares of Capital One Financial from $310.00 to $295.00 and set a “buy” rating on the stock in a research report on Tuesday, July 28th. Barclays dropped their price objective on shares of Capital One Financial from $242.00 to $240.00 and set an “overweight” rating for the company in a research report on Wednesday, July 22nd. Finally, Weiss Ratings raised shares of Capital One Financial from a “hold (c+)” rating to a “buy (b-)” rating in a research note on Thursday, August 13th. Twenty-one investment analysts have rated the stock with a Buy rating and three have given a Hold rating to the stock. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and an average target price of $258.91.
Check Out Our Latest Report on Capital One Financial
Capital One Financial Company Profile (Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
Read More Five stocks we like better than Capital One Financial Striking Oil: How the U.S. Play for Venezuela Fuels Supermajors J.M. Smucker Stock’s Rally Has More Than Tariffs Behind It Wendy’s Rally Fades After Trian Steps Back: Was It Ever Real? GitLab’s Earnings Beat Just Gave Software Bulls a New SaaSpocalypse Test
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
Capital One Financial is rated a buy, supported by resilient consumer credit trends and strong earnings momentum. COF's Q2 net interest margin rose to 8.01% and earnings reached $5.81, beating expectations by $1.12. Reserve coverage remains robust at 5.02% of loans, and capital returns are strong with a 1.5% yield and aggressive buybacks.
Goldman Sachs just combed through $10 trillion in equity positions and found a surprising overlap between hedge fund and mutual fund portfolios, and the shared favorites reveal a clear conviction about where institutional money expects the biggest returns.
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them.
Whether your investments are in the hedge fund or mutual fund arena, one thing is for sure: it’s a good bet that the portfolio managers are fond of many of the same stocks. Goldman Sachs just published its Hedge Fund Trend Monitor and Mutual Fund Fundamentals reports, which analyzed $10 trillion in equity positions at the start of the third quarter of 2026. The report had this to say about the overall performance of the two:
Hedge fund portfolios remain closely tied to the AI trade while mutual funds are underweight the complex. The returns of hedge funds and their most popular holdings have been closely correlated with swings in the AI trade during the last few months. The weight of AI infrastructure stocks in mutual fund portfolios has risen sharply this year. Still, it has failed to keep pace with benchmark weights, leaving mutual funds significantly underweight the complex. Outside of AI, hedge funds and mutual funds generally agree on sector tilts. While hedge funds are not benchmarked, comparing their net sector positions to the Russell 3000 reveals tilts similar to mutual fund portfolios. Both groups carry large overweights in Health Care and large underweights in TMT. The most notable area of disagreement is in the consumer sectors, where hedge funds are overweight in Consumer Discretionary and underweight in Consumer Staples. In contrast, mutual funds hold the opposite tilts.
What we found interesting was the list of stocks Goldman Sachs held that were “shared favorites” of the two investment vehicles. Interestingly, four of the six were large-cap financial stocks that pay dividends. Two were popular money-center banks, and two were among the world’s largest credit card companies.
Here are the four financials that hedge fund and mutual fund portfolio managers share as favorites. Notably, Goldman Sachs rates all four companies a Buy.
Bank of America While Warren Buffett has trimmed his position significantly over the past two years, this quality financial giant remains an exceptional long-term holding with a solid 1.74% dividend yield. The dividend was raised from $0.26 to $0.28, then to $0.32 per quarter, with two increases over the past 12 months. Bank of America (NYSE:BAC | BAC Price Prediction) is a bank holding company and financial holding company that reported impressive Q2 results.
Its segments include:
Consumer Banking Global Wealth & Investment Management (GWIM) Global Banking Global Markets Consumer Banking segment offers a range of credit, banking, and investment products and services to consumers and small businesses.
Two businesses comprise GWIM:
Merrill Wealth Management offers tailored solutions to meet clients’ needs through a comprehensive suite of investment management, brokerage, banking, and retirement products. Bank of America Private Bank provides comprehensive wealth management solutions. The Global Banking segment offers a range of lending-related products and services, including integrated working capital management and treasury solutions, as well as underwriting and advisory services. The Global Markets segment offers sales and trading services, as well as research services, to institutional clients across fixed income, credit, currency, commodity, and equity markets.
Goldman Sachs has a $74 target price.
Capital One Financial The well-known banking giant has significant upside potential to the Goldman Sachs target. Capital One Financial (NYSE:COF) is a diversified financial services holding company with banking and non-banking subsidiaries. It offers a wide range of financial products and services to consumers, small businesses, and commercial clients through multiple channels.
It operates through three segments:
The Credit Card segment comprises domestic consumer and small business card lending, as well as international card businesses in the United Kingdom and Canada. The Consumer Banking segment includes deposit gathering and lending activities for consumers and small businesses, as well as national auto lending. The Commercial Banking segment provides treasury management services to commercial real estate and commercial and industrial customers. Its principal operating subsidiary is Capital One, National Association, which offers banking products and financial services.
Goldman Sachs has a target price of $247.
Mastercard The credit card giant remains a top holding for both hedge funds and mutual funds and pays a 0.59% dividend. Mastercard (NYSE:MA) is a technology company in the global payments industry. It connects consumers, financial institutions, merchants, governments, digital partners, businesses, and other organizations worldwide by enabling electronic payments and making those transactions secure and accessible.
Mastercard provides a range of payment solutions and services using its brands, including Mastercard, Maestro, and Cirrus.
The company operates a payments network that provides choice and flexibility for consumers, merchants, and their customers. Through its proprietary global payments network, it authorizes, clears, and settles payment transactions. Its additional payments capabilities include automated clearing house (ACH) transactions (both batch and real-time account-based payments). It offers security solutions, consumer acquisition and engagement, business and market insights, gateway, processing, and open banking, among other services.
The Goldman Sachs price target for the stock is $701.
Visa Coincidentally, Berkshire Hathaway CEO Greg Abel closed the entire holdings of Visa and Mastercard in the first quarter of 2026. Visa (NYSE:V) is a global payments technology company that pays a small 0.74% dividend. It facilitates global commerce and money movement across more than 200 countries and territories for consumers, merchants, financial institutions, and government entities through its technologies.
It operates through the Payment Services segment and provides transaction processing services (primarily authorization, clearing, and settlement) to its financial institution and merchant clients through VisaNet, its proprietary advanced transaction processing network.
The company offers a range of Visa-branded payment products that its clients, including nearly 14,500 financial institutions, use to develop and offer payment solutions or services, including credit, debit, prepaid and cash access programs for individual, business and government account holders.
Visa also provides value-added services to its clients, including issuing solutions, acceptance solutions, risk and identity solutions, open banking solutions and advisory services.
Goldman Sachs has set its target price at $438.
Contact [email protected] for any questions or corrections.
MCLEAN, Va.--(BUSINESS WIRE)--Capital One announced that its limited time travel credit offer for new Spark Cash Plus and Spark Cash business credit card customers will end on September 7, 2026. The new offer helps small business owners cut travel costs and simplify corporate booking, policies, and expense management. Customers can earn rewards on everyday business purchases while unlocking preferred rates and global inventory. Additionally, 24/7 support ensures seamless travel management and a.
When Capital One Financial (COF -0.46%) reported its second-quarter 2026 earnings, it posted a 30-day delinquency rate of 3.13%, down from the previous year and below the first-quarter rate. Given the high rate of inflation and concerns about stretched consumers, that's a good sign. But what should investors really take away from this data? A recent Federal Reserve report takes a deeper dive into the numbers.
Capital One isn't alone Capital One is a large bank and credit card company, with a focus on offering credit to lower-quality customers. But it generally doesn't delve into the higher-risk spaces of the industry. This is a key reason why Synchrony Financial (SYF -2.35%), which issues store cards, had a higher 30-day delinquency rate of 4.16%. Store cards tend to carry more credit risk. But, even here, the trends aren't bad. Like Capital One, Synchrony's 30-day delinquency rate was down sequentially and year over year.
Image source: Getty Images.
Bread Financial (BFH -2.12%), which, like Synchrony, offers private-label cards, had a delinquency rate of 5.25% in the second quarter. As with the other two card issuers above, that figure was lower than a year ago and than in the first quarter. Overall, based on results from these financial institutions, it looks like consumers are doing OK right now.
But inflation is running hot, with frequent media coverage of consumers being forced to tighten their belts. The Federal Reserve Bank of New York took a deeper dive into the numbers to get a read on what is going on. The big takeaway is that consumers are, in fact, doing OK. But there's still some risk to consider.
Premium Feature
Moneyball Superscore
76/100
Today's Change
(
-0.46
%) $
-1.00
Current Price
$
215.67
Nothing to worry about, yet In a Liberty Street Economics report, researchers examined trends in 30- and 90-day delinquency rates, which are loans that are seriously delinquent and likely to be charged off. To these, the researchers added a third measure, which they called "the flow." Essentially, without getting too deep into the details, these are the loans that have moved from 30-day to 90-day delinquent in a given period.
The bad news first: "between 2022:Q3 and 2026:Q1, the percentage of credit card balances 90+ days delinquent rose from 7.6 percent to 12.8 percent, prompting concerns that Americans are falling behind on their debt payments at rates not seen since the Great Recession." That sounds really bad, but "the flow" metric changes the story in an important way.
Premium Feature
Moneyball Superscore
68/100
Today's Change
(
-2.35
%) $
-1.88
Current Price
$
78.05
According to the researchers, "the flow delinquency rate--which captures the rate of new delinquencies--has remained relatively stable for almost two years." In other words, consumers are, for the most part, managing through a difficult period. The real trouble lies among those who are truly struggling. And a key part of the story here is that the researchers believe lenders appear to be reporting on delinquent debts longer before charging them off, which has inflated the 90-day delinquency rate.
Premium Feature
Moneyball Superscore
67/100
Today's Change
(
-2.12
%) $
-2.29
Current Price
$
105.51
This isn't a sign that there's no risk. Summing up their results, the Fed researches noted that "when the question is 'how are households doing right now?' the flow delinquency rates...provide a more accurate view of current consumer repayment behavior. By those measures, we find that the pace of credit card delinquency is elevated but has been largely stable since 2024." Given the inflation backdrop and concerns about consumer spending, that sounds about right.
Keep a close eye on credit card delinquency rates Credit card delinquency rates are often the first place where financial strain shows up. So you should continue to monitor the 30-day delinquency rate at companies like Capital One, Synchrony, and Bread Financial. Right now, consumers appear to be holding up reasonably well, but that doesn't mean the credit situation will remain this sanguine forever. And if you are concerned, you may consider trading into companies with better credit metrics, noting that Bread Financial's delinquency rate is more than two percentage points higher than Capital One's.
Ausdal Financial Partners Inc. bought a new position in shares of Capital One Financial Corporation (NYSE:COF – Free Report) during the second quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The fund bought 4,324 shares of the financial services provider’s stock, valued at approximately $867,000.
Other hedge funds and other institutional investors have also recently bought and sold shares of the company. Evolution Wealth Management Inc. boosted its position in shares of Capital One Financial by 529.4% during the 4th quarter. Evolution Wealth Management Inc. now owns 107 shares of the financial services provider’s stock valued at $26,000 after purchasing an additional 90 shares in the last quarter. Solstein Capital LLC acquired a new position in shares of Capital One Financial in the 2nd quarter worth approximately $26,000. VSM Wealth Advisory LLC bought a new stake in shares of Capital One Financial in the 4th quarter worth approximately $27,000. Cherry Tree Wealth Management LLC raised its holdings in shares of Capital One Financial by 1,312.5% in the 4th quarter. Cherry Tree Wealth Management LLC now owns 113 shares of the financial services provider’s stock worth $27,000 after purchasing an additional 105 shares in the last quarter. Finally, Ballast Advisors LLC acquired a new stake in Capital One Financial during the first quarter valued at approximately $27,000. 89.84% of the stock is currently owned by institutional investors.
Insider Activity In other news, CAO Timothy P. Golden sold 3,487 shares of the stock in a transaction that occurred on Wednesday, July 29th. The shares were sold at an average price of $211.00, for a total value of $735,757.00. Following the completion of the sale, the chief accounting officer directly owned 7,429 shares of the company’s stock, valued at $1,567,519. This represents a 31.94% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, insider Celia Karam sold 1,888 shares of the firm’s stock in a transaction that occurred on Monday, August 17th. The stock was sold at an average price of $225.52, for a total transaction of $425,781.76. Following the sale, the insider owned 59,708 shares of the company’s stock, valued at approximately $13,465,348.16. This represents a 3.07% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last three months, insiders sold 26,267 shares of company stock worth $5,617,648. Corporate insiders own 0.78% of the company’s stock.
Capital One Financial Trading Up 0.6% NYSE COF opened at $217.55 on Thursday. The firm’s 50 day moving average price is $209.74 and its two-hundred day moving average price is $197.92. The company has a debt-to-equity ratio of 0.39, a quick ratio of 1.02 and a current ratio of 1.02. Capital One Financial Corporation has a twelve month low of $174.24 and a twelve month high of $259.64. The stock has a market cap of $133.46 billion, a price-to-earnings ratio of 13.46, a PEG ratio of 0.79 and a beta of 1.02. Capital One Financial (NYSE:COF – Get Free Report) last issued its earnings results on Tuesday, July 21st. The financial services provider reported $5.81 EPS for the quarter, topping the consensus estimate of $4.79 by $1.02. Capital One Financial had a return on equity of 11.28% and a net margin of 13.37%.The business had revenue of $15.83 billion during the quarter, compared to analysts’ expectations of $15.76 billion. During the same quarter last year, the firm posted $5.48 earnings per share. Capital One Financial’s revenue was up 26.9% compared to the same quarter last year. Equities analysts anticipate that Capital One Financial Corporation will post 20.29 EPS for the current year.
Capital One Financial Announces Dividend The firm also recently disclosed a quarterly dividend, which will be paid on Tuesday, September 1st. Shareholders of record on Monday, August 17th will be given a dividend of $0.80 per share. The ex-dividend date is Monday, August 17th. This represents a $3.20 dividend on an annualized basis and a yield of 1.5%. Capital One Financial’s dividend payout ratio (DPR) is presently 19.80%.
Analysts Set New Price Targets Several research analysts have issued reports on COF shares. Bank of America decreased their price target on shares of Capital One Financial from $234.00 to $231.00 and set a “buy” rating on the stock in a research report on Thursday, July 9th. TD Cowen cut their price objective on Capital One Financial from $260.00 to $253.00 and set a “buy” rating for the company in a research report on Tuesday, July 7th. Wolfe Research raised their price objective on Capital One Financial from $255.00 to $275.00 and gave the stock an “outperform” rating in a research note on Tuesday. Deutsche Bank Aktiengesellschaft set a $245.00 target price on Capital One Financial in a report on Thursday, August 20th. Finally, Piper Sandler began coverage on Capital One Financial in a research report on Monday, June 29th. They set an “overweight” rating and a $254.00 target price on the stock. Twenty-one research analysts have rated the stock with a Buy rating and three have given a Hold rating to the stock. Based on data from MarketBeat, the company currently has an average rating of “Moderate Buy” and a consensus price target of $258.91.
Check Out Our Latest Report on Capital One Financial
(Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
See Also Five stocks we like better than Capital One Financial Williams-Sonoma’s Quarter Gave Bulls More Than Just a Beat-and-Raise Alcoa’s Gallium Project Opens a New Door Beyond Aluminum Oura’s $16 Billion IPO Could Put a New Price on Wearable Tech Can Tesla’s Flying Roadster Distract From Its Real Risks?
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
Algert Global LLC grew its holdings in shares of Capital One Financial Corporation (NYSE:COF) by 47.8% during the second quarter, according to the company in its most recent filing with the Securities & Exchange Commission. The firm owned 31,046 shares of the financial services provider’s stock after purchasing an additional 10,041 shares during the quarter. Algert Global LLC’s holdings in Capital One Financial were worth $6,228,000 at the end of the most recent quarter.
Several other hedge funds have also made changes to their positions in the business. Evolution Wealth Management Inc. grew its holdings in Capital One Financial by 529.4% in the 4th quarter. Evolution Wealth Management Inc. now owns 107 shares of the financial services provider’s stock valued at $26,000 after buying an additional 90 shares during the period. Solstein Capital LLC purchased a new position in Capital One Financial during the second quarter worth approximately $26,000. VSM Wealth Advisory LLC purchased a new position in Capital One Financial during the fourth quarter worth approximately $27,000. Cherry Tree Wealth Management LLC raised its stake in Capital One Financial by 1,312.5% during the fourth quarter. Cherry Tree Wealth Management LLC now owns 113 shares of the financial services provider’s stock worth $27,000 after purchasing an additional 105 shares during the period. Finally, Ballast Advisors LLC acquired a new position in shares of Capital One Financial in the 1st quarter valued at $27,000. Institutional investors and hedge funds own 89.84% of the company’s stock.
Insider Transactions at Capital One Financial In other news, CAO Timothy P. Golden sold 3,487 shares of Capital One Financial stock in a transaction that occurred on Wednesday, July 29th. The shares were sold at an average price of $211.00, for a total transaction of $735,757.00. Following the sale, the chief accounting officer owned 7,429 shares in the company, valued at $1,567,519. This trade represents a 31.94% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, insider Lia Dean sold 2,193 shares of the business’s stock in a transaction on Monday, August 17th. The stock was sold at an average price of $225.52, for a total transaction of $494,565.36. Following the transaction, the insider directly owned 63,261 shares in the company, valued at approximately $14,266,620.72. The trade was a 3.35% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 26,267 shares of company stock worth $5,617,648 over the last 90 days. 0.78% of the stock is owned by corporate insiders.
Capital One Financial Stock Up 0.6% Shares of Capital One Financial stock opened at $217.55 on Thursday. Capital One Financial Corporation has a twelve month low of $174.24 and a twelve month high of $259.64. The stock has a market cap of $133.46 billion, a price-to-earnings ratio of 13.46, a price-to-earnings-growth ratio of 0.79 and a beta of 1.02. The company has a current ratio of 1.02, a quick ratio of 1.02 and a debt-to-equity ratio of 0.39. The company has a fifty day moving average price of $209.74 and a 200 day moving average price of $197.92. Capital One Financial (NYSE:COF – Get Free Report) last released its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $5.81 EPS for the quarter, beating the consensus estimate of $4.79 by $1.02. Capital One Financial had a return on equity of 11.28% and a net margin of 13.37%.The company had revenue of $15.83 billion for the quarter, compared to analyst estimates of $15.76 billion. During the same period last year, the company posted $5.48 earnings per share. The firm’s revenue was up 26.9% compared to the same quarter last year. Equities research analysts forecast that Capital One Financial Corporation will post 20.29 earnings per share for the current fiscal year.
Capital One Financial Announces Dividend The business also recently declared a quarterly dividend, which will be paid on Tuesday, September 1st. Investors of record on Monday, August 17th will be given a dividend of $0.80 per share. The ex-dividend date of this dividend is Monday, August 17th. This represents a $3.20 annualized dividend and a yield of 1.5%. Capital One Financial’s payout ratio is 19.80%.
Analyst Ratings Changes COF has been the subject of several research reports. Deutsche Bank Aktiengesellschaft set a $245.00 price objective on shares of Capital One Financial in a research note on Thursday, August 20th. Weiss Ratings upgraded Capital One Financial from a “hold (c+)” rating to a “buy (b-)” rating in a report on Thursday, August 13th. Wall Street Zen cut Capital One Financial from a “buy” rating to a “hold” rating in a report on Sunday, August 2nd. Rothschild & Co Redburn lowered their price target on Capital One Financial from $290.00 to $275.00 and set a “buy” rating for the company in a research report on Wednesday, April 29th. Finally, Barclays dropped their price target on Capital One Financial from $242.00 to $240.00 and set an “overweight” rating for the company in a research note on Wednesday, July 22nd. Twenty-one equities research analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the stock. According to data from MarketBeat.com, the company has a consensus rating of “Moderate Buy” and a consensus target price of $258.91.
Read Our Latest Stock Report on Capital One Financial
Capital One Financial Company Profile (Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
See Also Five stocks we like better than Capital One Financial Williams-Sonoma’s Quarter Gave Bulls More Than Just a Beat-and-Raise Alcoa’s Gallium Project Opens a New Door Beyond Aluminum Oura’s $16 Billion IPO Could Put a New Price on Wearable Tech Can Tesla’s Flying Roadster Distract From Its Real Risks? Want to see what other hedge funds are holding COF? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Capital One Financial Corporation (NYSE:COF – Free Report).
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
Bank OZK acquired a new stake in shares of Capital One Financial Corporation (NYSE:COF – Free Report) in the 2nd quarter, according to its most recent 13F filing with the SEC. The fund acquired 4,945 shares of the financial services provider’s stock, valued at approximately $992,000.
Several other institutional investors also recently bought and sold shares of COF. BlackRock Inc. grew its stake in shares of Capital One Financial by 0.5% in the second quarter. BlackRock Inc. now owns 51,054,869 shares of the financial services provider’s stock worth $10,242,628,000 after acquiring an additional 236,643 shares in the last quarter. Franklin Resources Inc. boosted its stake in shares of Capital One Financial by 5.4% in the fourth quarter. Franklin Resources Inc. now owns 12,476,462 shares of the financial services provider’s stock valued at $3,023,795,000 after buying an additional 638,158 shares in the last quarter. Morgan Stanley grew its holdings in shares of Capital One Financial by 3.9% in the 4th quarter. Morgan Stanley now owns 8,677,981 shares of the financial services provider’s stock worth $2,103,196,000 after acquiring an additional 323,350 shares during the period. Norges Bank acquired a new position in shares of Capital One Financial during the 4th quarter worth approximately $2,089,803,000. Finally, Davis Selected Advisers grew its stake in Capital One Financial by 2.8% in the 4th quarter. Davis Selected Advisers now owns 8,614,766 shares of the financial services provider’s stock worth $2,087,878,000 after acquiring an additional 234,649 shares during the period. 89.84% of the stock is owned by institutional investors and hedge funds.
Analyst Upgrades and Downgrades Several research analysts have commented on COF shares. Wolfe Research raised their price objective on Capital One Financial from $255.00 to $275.00 and gave the company an “outperform” rating in a research report on Tuesday. Barclays reduced their price objective on shares of Capital One Financial from $242.00 to $240.00 and set an “overweight” rating for the company in a research report on Wednesday, July 22nd. Deutsche Bank Aktiengesellschaft set a $245.00 price target on shares of Capital One Financial in a report on Thursday, August 20th. Citigroup decreased their price objective on shares of Capital One Financial from $310.00 to $295.00 and set a “buy” rating for the company in a report on Tuesday, July 28th. Finally, Piper Sandler initiated coverage on Capital One Financial in a research note on Monday, June 29th. They issued an “overweight” rating and a $254.00 target price for the company. Twenty-one equities research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company. According to MarketBeat.com, the company has a consensus rating of “Moderate Buy” and an average price target of $258.91.
Read Our Latest Research Report on COF Insider Buying and Selling at Capital One Financial In other news, insider Ravi Raghu sold 9,726 shares of the firm’s stock in a transaction on Friday, July 31st. The stock was sold at an average price of $209.78, for a total value of $2,040,320.28. Following the completion of the transaction, the insider directly owned 26,328 shares of the company’s stock, valued at $5,523,087.84. This trade represents a 26.98% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Celia Karam sold 1,888 shares of the firm’s stock in a transaction that occurred on Monday, August 17th. The shares were sold at an average price of $225.52, for a total transaction of $425,781.76. Following the completion of the sale, the insider directly owned 59,708 shares in the company, valued at $13,465,348.16. This represents a 3.07% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last 90 days, insiders sold 26,267 shares of company stock valued at $5,617,648. Insiders own 0.78% of the company’s stock.
Capital One Financial Stock Performance Shares of COF stock opened at $216.91 on Friday. The company has a 50-day simple moving average of $210.04 and a 200 day simple moving average of $197.87. Capital One Financial Corporation has a 52 week low of $174.24 and a 52 week high of $259.64. The company has a debt-to-equity ratio of 0.39, a quick ratio of 1.02 and a current ratio of 1.02. The company has a market capitalization of $133.07 billion, a price-to-earnings ratio of 13.42, a PEG ratio of 0.80 and a beta of 1.02.
Capital One Financial (NYSE:COF – Get Free Report) last released its earnings results on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $4.79 by $1.02. The firm had revenue of $15.83 billion for the quarter, compared to analysts’ expectations of $15.76 billion. Capital One Financial had a return on equity of 11.28% and a net margin of 13.37%.The business’s revenue for the quarter was up 26.9% on a year-over-year basis. During the same quarter in the previous year, the business posted $5.48 earnings per share. On average, sell-side analysts predict that Capital One Financial Corporation will post 20.29 earnings per share for the current year.
Capital One Financial Dividend Announcement The firm also recently announced a quarterly dividend, which will be paid on Tuesday, September 1st. Stockholders of record on Monday, August 17th will be given a dividend of $0.80 per share. The ex-dividend date of this dividend is Monday, August 17th. This represents a $3.20 annualized dividend and a dividend yield of 1.5%. Capital One Financial’s dividend payout ratio (DPR) is currently 19.80%.
Capital One Financial Company Profile (Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
Recommended Stories Five stocks we like better than Capital One Financial Nutanix’s Rally Has a Bigger Story Than Earnings as AMD’s AI Bet Takes Shape SEC Probe Puts Wall Street Leverage Risk Back in Focus A Bearish-Dollar Options Surge Raises the Stakes for Warsh at Jackson Hole Five Below’s Turnaround Is Working—But Has the Stock Run Too Far?
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
Beacon Pointe Advisors LLC purchased a new stake in Capital One Financial Corporation (NYSE:COF – Free Report) during the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The fund purchased 67,023 shares of the financial services provider’s stock, valued at approximately $13,446,000.
Several other institutional investors have also modified their holdings of the company. BlackRock Inc. grew its position in shares of Capital One Financial by 0.5% in the second quarter. BlackRock Inc. now owns 51,054,869 shares of the financial services provider’s stock valued at $10,242,628,000 after purchasing an additional 236,643 shares during the period. Franklin Resources Inc. raised its stake in shares of Capital One Financial by 5.4% in the 4th quarter. Franklin Resources Inc. now owns 12,476,462 shares of the financial services provider’s stock valued at $3,023,795,000 after acquiring an additional 638,158 shares during the period. Morgan Stanley boosted its position in shares of Capital One Financial by 3.9% in the fourth quarter. Morgan Stanley now owns 8,677,981 shares of the financial services provider’s stock worth $2,103,196,000 after buying an additional 323,350 shares during the period. Norges Bank purchased a new stake in shares of Capital One Financial during the fourth quarter valued at approximately $2,089,803,000. Finally, Davis Selected Advisers grew its stake in shares of Capital One Financial by 2.8% during the fourth quarter. Davis Selected Advisers now owns 8,614,766 shares of the financial services provider’s stock valued at $2,087,878,000 after acquiring an additional 234,649 shares in the last quarter. Hedge funds and other institutional investors own 89.84% of the company’s stock.
Insider Buying and Selling In related news, insider Ravi Raghu sold 9,726 shares of the company’s stock in a transaction on Friday, July 31st. The shares were sold at an average price of $209.78, for a total value of $2,040,320.28. Following the completion of the sale, the insider owned 26,328 shares in the company, valued at $5,523,087.84. This represents a 26.98% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Lia Dean sold 2,193 shares of Capital One Financial stock in a transaction that occurred on Monday, August 17th. The shares were sold at an average price of $225.52, for a total transaction of $494,565.36. Following the completion of the transaction, the insider directly owned 63,261 shares in the company, valued at approximately $14,266,620.72. The trade was a 3.35% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 26,267 shares of company stock worth $5,617,648 over the last ninety days. Insiders own 0.78% of the company’s stock.
Capital One Financial Trading Down 0.4% Shares of COF stock opened at $215.81 on Friday. The firm has a 50-day moving average price of $210.32 and a 200 day moving average price of $198.00. The company has a quick ratio of 1.02, a current ratio of 1.02 and a debt-to-equity ratio of 0.39. The company has a market capitalization of $132.40 billion, a P/E ratio of 13.35, a P/E/G ratio of 0.80 and a beta of 1.02. Capital One Financial Corporation has a 12-month low of $174.24 and a 12-month high of $259.64. Capital One Financial (NYSE:COF – Get Free Report) last released its quarterly earnings results on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $4.79 by $1.02. Capital One Financial had a return on equity of 11.28% and a net margin of 13.37%.The business had revenue of $15.83 billion during the quarter, compared to analysts’ expectations of $15.76 billion. During the same period in the previous year, the business posted $5.48 earnings per share. The firm’s revenue for the quarter was up 26.9% compared to the same quarter last year. Research analysts forecast that Capital One Financial Corporation will post 20.29 earnings per share for the current fiscal year.
Capital One Financial Announces Dividend The business also recently announced a quarterly dividend, which will be paid on Tuesday, September 1st. Shareholders of record on Monday, August 17th will be paid a $0.80 dividend. The ex-dividend date of this dividend is Monday, August 17th. This represents a $3.20 annualized dividend and a yield of 1.5%. Capital One Financial’s dividend payout ratio is presently 19.80%.
Wall Street Analysts Forecast Growth A number of research analysts have commented on COF shares. HSBC upgraded shares of Capital One Financial from a “hold” rating to a “buy” rating and increased their price objective for the company from $226.00 to $229.00 in a research note on Sunday, July 12th. Citigroup cut their price objective on Capital One Financial from $310.00 to $295.00 and set a “buy” rating for the company in a report on Tuesday, July 28th. BTIG Research lifted their target price on shares of Capital One Financial from $224.00 to $259.00 and gave the stock a “buy” rating in a research report on Tuesday, June 30th. Wolfe Research boosted their target price on Capital One Financial from $255.00 to $275.00 and gave the company an “outperform” rating in a research note on Tuesday. Finally, Bank of America lowered their price target on Capital One Financial from $234.00 to $231.00 and set a “buy” rating on the stock in a report on Thursday, July 9th. Twenty-one analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company. According to data from MarketBeat.com, Capital One Financial has a consensus rating of “Moderate Buy” and a consensus target price of $258.91.
Check Out Our Latest Stock Report on Capital One Financial
(Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
Read More Five stocks we like better than Capital One Financial 3 Financial Stocks Positioned for the Fed’s Next Move After Jackson Hole IREN’s AI Pivot Looks Real, But the Market Wanted a Faster Payoff After Earnings Boeing’s $131B F-15 Win: Mach 1 Momentum or Just Altitude? Okta Stock Surges 29%—Is $200 the Next Stop?
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
Barrow Hanley Mewhinney & Strauss LLC purchased a new position in shares of Capital One Financial Corporation (NYSE:COF) during the 2nd quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The firm purchased 1,061,214 shares of the financial services provider’s stock, valued at approximately $212,901,000. Barrow Hanley Mewhinney & Strauss LLC owned approximately 0.17% of Capital One Financial at the end of the most recent quarter.
Other large investors have also recently modified their holdings of the company. First Command Advisory Services Inc. boosted its stake in Capital One Financial by 4.5% in the fourth quarter. First Command Advisory Services Inc. now owns 1,067 shares of the financial services provider’s stock valued at $259,000 after buying an additional 46 shares in the last quarter. Dogwood Wealth Management LLC lifted its holdings in shares of Capital One Financial by 26.0% in the fourth quarter. Dogwood Wealth Management LLC now owns 228 shares of the financial services provider’s stock worth $55,000 after acquiring an additional 47 shares during the last quarter. High Note Wealth LLC boosted its stake in shares of Capital One Financial by 44.9% in the 4th quarter. High Note Wealth LLC now owns 155 shares of the financial services provider’s stock valued at $38,000 after purchasing an additional 48 shares in the last quarter. Fiducient Advisors LLC boosted its stake in shares of Capital One Financial by 4.2% in the 4th quarter. Fiducient Advisors LLC now owns 1,196 shares of the financial services provider’s stock valued at $290,000 after purchasing an additional 48 shares in the last quarter. Finally, Nicholas Hoffman & Company LLC. grew its holdings in shares of Capital One Financial by 5.0% during the 4th quarter. Nicholas Hoffman & Company LLC. now owns 1,057 shares of the financial services provider’s stock valued at $256,000 after purchasing an additional 50 shares during the last quarter. Institutional investors and hedge funds own 89.84% of the company’s stock.
Key Capital One Financial News Here are the key news stories impacting Capital One Financial this week:
Positive Sentiment: COF’s latest quarterly results exceeded expectations, with earnings per share of $5.81 versus the $4.79 consensus and revenue of $15.83 billion. The company’s revenue increased 26.9% year over year, helping drive a roughly 9.6% gain since the earnings release. Capital One Up 9.6% Since Last Earnings Report Positive Sentiment: Analyst expectations remain constructive. The recent median price target cited for COF is $254.50, above the stock’s referenced trading level, while Bank of America reportedly maintained a Buy rating. Investors are also looking for continued earnings growth and potential valuation expansion. Bank of America Maintains Buy Rating Why Capital One Could See Earnings Growth and Multiple Expansion Neutral Sentiment: Capital One will redeem all 1 million outstanding shares of its Series M fixed-rate reset non-cumulative perpetual preferred stock on September 1, 2026. The action is a capital-management decision with limited direct impact on operating earnings, though investors may monitor its effect on the company’s capital structure. Capital One Announces Series M Preferred Stock Redemption Negative Sentiment: Consumer-credit concerns are weighing on the shares. Industry credit-card delinquencies remain elevated, and Capital One’s 30-plus-day delinquency rate reportedly edged up to 3.48% in July, despite an improvement in net charge-offs. This mixed data is particularly important because Capital One has substantial credit-card exposure. Capital One Falls as Investors Weigh Consumer Credit Pressure Negative Sentiment: Bank of America also noted slower card growth, adding to concerns that future loan and revenue growth could moderate. Separately, reported insider activity showed substantial selling and no open-market purchases during the past six months, a potentially cautious signal, although insider sales can reflect compensation or diversification. Bank of America Sends Message on Capital One Stock Insider Buying and Selling In related news, insider Ravi Raghu sold 9,726 shares of the business’s stock in a transaction on Friday, July 31st. The shares were sold at an average price of $209.78, for a total value of $2,040,320.28. Following the transaction, the insider owned 26,328 shares in the company, valued at $5,523,087.84. The trade was a 26.98% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Michael Zamsky sold 5,473 shares of the company’s stock in a transaction on Monday, August 10th. The shares were sold at an average price of $218.02, for a total transaction of $1,193,223.46. Following the sale, the insider directly owned 27,992 shares in the company, valued at $6,102,815.84. This trade represents a 16.35% decrease in their position. The SEC filing for this sale provides additional information. In the last 90 days, insiders sold 26,267 shares of company stock worth $5,617,648. Corporate insiders own 0.78% of the company’s stock. Analyst Ratings Changes A number of equities analysts recently issued reports on COF shares. BTIG Research upped their price objective on shares of Capital One Financial from $224.00 to $259.00 and gave the stock a “buy” rating in a research report on Tuesday, June 30th. UBS Group boosted their target price on shares of Capital One Financial from $275.00 to $280.00 and gave the stock a “buy” rating in a research note on Monday, August 3rd. HSBC upgraded shares of Capital One Financial from a “hold” rating to a “buy” rating and upped their price target for the stock from $226.00 to $229.00 in a report on Sunday, July 12th. Rothschild & Co Redburn cut their price objective on Capital One Financial from $290.00 to $275.00 and set a “buy” rating on the stock in a report on Wednesday, April 29th. Finally, Weiss Ratings upgraded Capital One Financial from a “hold (c+)” rating to a “buy (b-)” rating in a research report on Thursday, August 13th. Twenty-one research analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company’s stock. According to MarketBeat, Capital One Financial currently has an average rating of “Moderate Buy” and a consensus target price of $259.14.
Get Our Latest Research Report on Capital One Financial
Capital One Financial Stock Up 0.1% Shares of COF opened at $218.05 on Monday. The stock’s 50-day moving average price is $208.66 and its two-hundred day moving average price is $198.03. Capital One Financial Corporation has a 12 month low of $174.24 and a 12 month high of $259.64. The company has a market capitalization of $133.77 billion, a PE ratio of 13.49, a PEG ratio of 0.80 and a beta of 1.02. The company has a current ratio of 1.02, a quick ratio of 1.02 and a debt-to-equity ratio of 0.39.
Capital One Financial (NYSE:COF – Get Free Report) last issued its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $4.79 by $1.02. The company had revenue of $15.83 billion during the quarter, compared to the consensus estimate of $15.76 billion. Capital One Financial had a return on equity of 11.28% and a net margin of 13.37%.The firm’s revenue was up 26.9% compared to the same quarter last year. During the same period last year, the company earned $5.48 earnings per share. On average, analysts anticipate that Capital One Financial Corporation will post 20.29 EPS for the current year.
Capital One Financial Dividend Announcement The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, September 1st. Stockholders of record on Monday, August 17th will be paid a $0.80 dividend. This represents a $3.20 dividend on an annualized basis and a dividend yield of 1.5%. The ex-dividend date of this dividend is Monday, August 17th. Capital One Financial’s dividend payout ratio is currently 19.80%.
(Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
See Also Five stocks we like better than Capital One Financial VIG, VYM, and VYMI: Which Vanguard Dividend ETF Is Right for You? 3 Closed-End Funds to Maximize Dividend Payments Rocket Lab’s Sell-Off Is Fading—Is It Finally Safe to Buy? $27 Billion in Buybacks: 3 Stocks Betting Their Strong Runs Aren’t Over Want to see what other hedge funds are holding COF? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Capital One Financial Corporation (NYSE:COF – Free Report).
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
EP Wealth Advisors LLC bought a new position in shares of Capital One Financial Corporation (NYSE:COF – Free Report) during the 2nd quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund bought 12,130 shares of the financial services provider’s stock, valued at approximately $2,434,000.
A number of other large investors have also made changes to their positions in the stock. Brighton Jones LLC boosted its stake in Capital One Financial by 330.1% during the fourth quarter. Brighton Jones LLC now owns 13,587 shares of the financial services provider’s stock worth $2,423,000 after buying an additional 10,428 shares during the last quarter. Intech Investment Management LLC increased its stake in shares of Capital One Financial by 44.3% in the 1st quarter. Intech Investment Management LLC now owns 8,968 shares of the financial services provider’s stock worth $1,608,000 after acquiring an additional 2,753 shares during the last quarter. Sivia Capital Partners LLC increased its stake in shares of Capital One Financial by 118.3% in the 2nd quarter. Sivia Capital Partners LLC now owns 3,300 shares of the financial services provider’s stock worth $702,000 after acquiring an additional 1,788 shares during the last quarter. Flow Traders U.S. LLC purchased a new position in shares of Capital One Financial during the 2nd quarter worth $218,000. Finally, Jump Financial LLC purchased a new position in shares of Capital One Financial during the 2nd quarter worth $1,086,000. 89.84% of the stock is currently owned by hedge funds and other institutional investors.
Capital One Financial Stock Performance NYSE COF opened at $218.05 on Friday. The stock has a market cap of $133.77 billion, a PE ratio of 13.49, a P/E/G ratio of 0.80 and a beta of 1.02. The company has a current ratio of 1.02, a quick ratio of 1.02 and a debt-to-equity ratio of 0.39. Capital One Financial Corporation has a twelve month low of $174.24 and a twelve month high of $259.64. The stock has a fifty day simple moving average of $208.66 and a 200-day simple moving average of $198.21.
Capital One Financial (NYSE:COF – Get Free Report) last issued its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $4.79 by $1.02. The firm had revenue of $15.83 billion during the quarter, compared to the consensus estimate of $15.76 billion. Capital One Financial had a return on equity of 11.28% and a net margin of 13.37%.The company’s quarterly revenue was up 26.9% on a year-over-year basis. During the same period last year, the company earned $5.48 EPS. Equities analysts anticipate that Capital One Financial Corporation will post 20.29 earnings per share for the current year. Capital One Financial Dividend Announcement The business also recently declared a quarterly dividend, which will be paid on Tuesday, September 1st. Shareholders of record on Monday, August 17th will be given a dividend of $0.80 per share. The ex-dividend date is Monday, August 17th. This represents a $3.20 dividend on an annualized basis and a dividend yield of 1.5%. Capital One Financial’s dividend payout ratio (DPR) is currently 19.80%.
Key Capital One Financial News Here are the key news stories impacting Capital One Financial this week:
Positive Sentiment: COF’s latest quarterly results exceeded expectations, with earnings per share of $5.81 versus the $4.79 consensus and revenue of $15.83 billion. The company’s revenue increased 26.9% year over year, helping drive a roughly 9.6% gain since the earnings release. Capital One Up 9.6% Since Last Earnings Report Positive Sentiment: Analyst expectations remain constructive. The recent median price target cited for COF is $254.50, above the stock’s referenced trading level, while Bank of America reportedly maintained a Buy rating. Investors are also looking for continued earnings growth and potential valuation expansion. Bank of America Maintains Buy Rating Why Capital One Could See Earnings Growth and Multiple Expansion Neutral Sentiment: Capital One will redeem all 1 million outstanding shares of its Series M fixed-rate reset non-cumulative perpetual preferred stock on September 1, 2026. The action is a capital-management decision with limited direct impact on operating earnings, though investors may monitor its effect on the company’s capital structure. Capital One Announces Series M Preferred Stock Redemption Negative Sentiment: Consumer-credit concerns are weighing on the shares. Industry credit-card delinquencies remain elevated, and Capital One’s 30-plus-day delinquency rate reportedly edged up to 3.48% in July, despite an improvement in net charge-offs. This mixed data is particularly important because Capital One has substantial credit-card exposure. Capital One Falls as Investors Weigh Consumer Credit Pressure Negative Sentiment: Bank of America also noted slower card growth, adding to concerns that future loan and revenue growth could moderate. Separately, reported insider activity showed substantial selling and no open-market purchases during the past six months, a potentially cautious signal, although insider sales can reflect compensation or diversification. Bank of America Sends Message on Capital One Stock Insider Buying and Selling at Capital One Financial In other news, CAO Timothy P. Golden sold 3,487 shares of the company’s stock in a transaction that occurred on Wednesday, July 29th. The shares were sold at an average price of $211.00, for a total value of $735,757.00. Following the transaction, the chief accounting officer directly owned 7,429 shares in the company, valued at approximately $1,567,519. This represents a 31.94% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this hyperlink. Also, insider Celia Karam sold 1,888 shares of the stock in a transaction that occurred on Monday, August 17th. The stock was sold at an average price of $225.52, for a total transaction of $425,781.76. Following the transaction, the insider directly owned 59,708 shares of the company’s stock, valued at $13,465,348.16. The trade was a 3.07% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last quarter, insiders sold 26,267 shares of company stock valued at $5,617,648. 0.78% of the stock is currently owned by company insiders.
Wall Street Analyst Weigh In COF has been the topic of several recent research reports. Piper Sandler assumed coverage on shares of Capital One Financial in a research report on Monday, June 29th. They set an “overweight” rating and a $254.00 price target on the stock. Wall Street Zen cut shares of Capital One Financial from a “buy” rating to a “hold” rating in a research report on Sunday, August 2nd. Bank of America reduced their target price on shares of Capital One Financial from $234.00 to $231.00 and set a “buy” rating on the stock in a research note on Thursday, July 9th. UBS Group boosted their target price on shares of Capital One Financial from $275.00 to $280.00 and gave the company a “buy” rating in a report on Monday, August 3rd. Finally, Deutsche Bank Aktiengesellschaft set a $245.00 price target on shares of Capital One Financial in a research note on Thursday. Twenty-one analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company’s stock. According to data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of $259.14.
Check Out Our Latest Stock Analysis on COF
(Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
Further Reading Five stocks we like better than Capital One Financial 2 Biotech Stocks Shaping Up for Major Breakouts 3 Stocks Came Roaring Back—Now They’re Flashing Warning Signs 3 Beaten-Down Stocks That Haven’t Gotten the Message About the S&P 500’s Record Run Darden Restaurants Just Hit a 52-Week High–Is the Olive Garden Comeback Story Legit?
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
Advisors Capital Management LLC bought a new position in Capital One Financial Corporation (NYSE:COF) during the second quarter, according to its most recent Form 13F filing with the SEC. The firm bought 10,877 shares of the financial services provider’s stock, valued at approximately $2,182,000.
Other institutional investors and hedge funds have also made changes to their positions in the company. Brighton Jones LLC grew its position in shares of Capital One Financial by 330.1% during the fourth quarter. Brighton Jones LLC now owns 13,587 shares of the financial services provider’s stock worth $2,423,000 after buying an additional 10,428 shares in the last quarter. Intech Investment Management LLC lifted its position in Capital One Financial by 44.3% during the 1st quarter. Intech Investment Management LLC now owns 8,968 shares of the financial services provider’s stock worth $1,608,000 after acquiring an additional 2,753 shares during the period. Sivia Capital Partners LLC grew its stake in shares of Capital One Financial by 118.3% in the 2nd quarter. Sivia Capital Partners LLC now owns 3,300 shares of the financial services provider’s stock valued at $702,000 after purchasing an additional 1,788 shares during the last quarter. Flow Traders U.S. LLC purchased a new position in shares of Capital One Financial in the 2nd quarter valued at approximately $218,000. Finally, Jump Financial LLC purchased a new stake in shares of Capital One Financial during the second quarter worth approximately $1,086,000. 89.84% of the stock is currently owned by institutional investors and hedge funds.
Capital One Financial Trading Up 2.6% Shares of NYSE:COF opened at $218.05 on Friday. The company has a market cap of $133.77 billion, a PE ratio of 13.49, a P/E/G ratio of 0.78 and a beta of 1.02. The company’s 50-day moving average price is $208.66 and its 200 day moving average price is $198.21. Capital One Financial Corporation has a fifty-two week low of $174.24 and a fifty-two week high of $259.64. The company has a quick ratio of 1.02, a current ratio of 1.02 and a debt-to-equity ratio of 0.39.
Capital One Financial (NYSE:COF – Get Free Report) last released its quarterly earnings results on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, topping the consensus estimate of $4.79 by $1.02. The company had revenue of $15.83 billion during the quarter, compared to analysts’ expectations of $15.76 billion. Capital One Financial had a return on equity of 11.28% and a net margin of 13.37%.The company’s revenue for the quarter was up 26.9% compared to the same quarter last year. During the same quarter in the prior year, the business posted $5.48 earnings per share. Sell-side analysts anticipate that Capital One Financial Corporation will post 20.29 earnings per share for the current year. Capital One Financial Announces Dividend The firm also recently announced a quarterly dividend, which will be paid on Tuesday, September 1st. Stockholders of record on Monday, August 17th will be issued a $0.80 dividend. The ex-dividend date is Monday, August 17th. This represents a $3.20 dividend on an annualized basis and a dividend yield of 1.5%. Capital One Financial’s dividend payout ratio is currently 19.80%.
More Capital One Financial News Here are the key news stories impacting Capital One Financial this week:
Positive Sentiment: COF’s latest quarterly results exceeded expectations, with earnings per share of $5.81 versus the $4.79 consensus and revenue of $15.83 billion. The company’s revenue increased 26.9% year over year, helping drive a roughly 9.6% gain since the earnings release. Capital One Up 9.6% Since Last Earnings Report Positive Sentiment: Analyst expectations remain constructive. The recent median price target cited for COF is $254.50, above the stock’s referenced trading level, while Bank of America reportedly maintained a Buy rating. Investors are also looking for continued earnings growth and potential valuation expansion. Bank of America Maintains Buy Rating Why Capital One Could See Earnings Growth and Multiple Expansion Neutral Sentiment: Capital One will redeem all 1 million outstanding shares of its Series M fixed-rate reset non-cumulative perpetual preferred stock on September 1, 2026. The action is a capital-management decision with limited direct impact on operating earnings, though investors may monitor its effect on the company’s capital structure. Capital One Announces Series M Preferred Stock Redemption Negative Sentiment: Consumer-credit concerns are weighing on the shares. Industry credit-card delinquencies remain elevated, and Capital One’s 30-plus-day delinquency rate reportedly edged up to 3.48% in July, despite an improvement in net charge-offs. This mixed data is particularly important because Capital One has substantial credit-card exposure. Capital One Falls as Investors Weigh Consumer Credit Pressure Negative Sentiment: Bank of America also noted slower card growth, adding to concerns that future loan and revenue growth could moderate. Separately, reported insider activity showed substantial selling and no open-market purchases during the past six months, a potentially cautious signal, although insider sales can reflect compensation or diversification. Bank of America Sends Message on Capital One Stock Analysts Set New Price Targets Several research firms have recently commented on COF. Piper Sandler began coverage on shares of Capital One Financial in a research note on Monday, June 29th. They issued an “overweight” rating and a $254.00 target price for the company. UBS Group raised their price objective on shares of Capital One Financial from $275.00 to $280.00 and gave the company a “buy” rating in a research report on Monday, August 3rd. Barclays lowered their price objective on Capital One Financial from $242.00 to $240.00 and set an “overweight” rating on the stock in a report on Wednesday, July 22nd. Weiss Ratings upgraded Capital One Financial from a “hold (c+)” rating to a “buy (b-)” rating in a research report on Thursday, August 13th. Finally, JPMorgan Chase & Co. upped their price target on shares of Capital One Financial from $215.00 to $245.00 and gave the stock an “overweight” rating in a research note on Monday, July 13th. Twenty-one investment analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the stock. Based on data from MarketBeat.com, the company presently has an average rating of “Moderate Buy” and an average target price of $259.14.
Read Our Latest Stock Analysis on Capital One Financial
Insider Activity In other Capital One Financial news, General Counsel Matthew W. Cooper sold 3,500 shares of the stock in a transaction that occurred on Tuesday, July 7th. The shares were sold at an average price of $208.00, for a total value of $728,000.00. Following the completion of the sale, the general counsel owned 90,194 shares in the company, valued at $18,760,352. This represents a 3.74% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Ravi Raghu sold 9,726 shares of the business’s stock in a transaction dated Friday, July 31st. The shares were sold at an average price of $209.78, for a total value of $2,040,320.28. Following the completion of the transaction, the insider owned 26,328 shares in the company, valued at $5,523,087.84. This trade represents a 26.98% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 26,267 shares of company stock valued at $5,617,648 in the last three months. 0.78% of the stock is currently owned by insiders.
Capital One Financial Company Profile (Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
See Also Five stocks we like better than Capital One Financial Blueprint for a Boom: SEC Clears the Crypto Runway Ross Stores Just Flipped the Off-Price Retail Story After TJX’s Marmaxx Miss Advance Auto Parts Plunged, But Its Turnaround Is Still Working Is Palo Alto Networks Priced for Perfection Again as AI Security Demand Accelerates? Want to see what other hedge funds are holding COF? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Capital One Financial Corporation (NYSE:COF – Free Report).
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
Blue Owl Capital Holdings LP acquired a new stake in Capital One Financial Corporation (NYSE:COF – Free Report) during the 2nd quarter, according to the company in its most recent 13F filing with the Securities & Exchange Commission. The institutional investor acquired 119,757 shares of the financial services provider’s stock, valued at approximately $24,026,000. Capital One Financial accounts for approximately 3.6% of Blue Owl Capital Holdings LP’s holdings, making the stock its 7th largest holding.
Other hedge funds also recently made changes to their positions in the company. Evolution Wealth Management Inc. increased its holdings in shares of Capital One Financial by 529.4% during the 4th quarter. Evolution Wealth Management Inc. now owns 107 shares of the financial services provider’s stock worth $26,000 after acquiring an additional 90 shares during the last quarter. VSM Wealth Advisory LLC acquired a new stake in Capital One Financial during the 4th quarter valued at $27,000. Cherry Tree Wealth Management LLC boosted its position in Capital One Financial by 1,312.5% during the fourth quarter. Cherry Tree Wealth Management LLC now owns 113 shares of the financial services provider’s stock worth $27,000 after purchasing an additional 105 shares during the period. Ballast Advisors LLC bought a new position in Capital One Financial during the first quarter worth $27,000. Finally, Strive Asset Management LLC acquired a new position in shares of Capital One Financial in the third quarter valued at $28,000. 89.84% of the stock is owned by institutional investors and hedge funds.
Key Capital One Financial News Here are the key news stories impacting Capital One Financial this week:
Positive Sentiment: Capital One’s latest quarterly results exceeded expectations, with earnings per share of $5.81 versus the $4.79 consensus and revenue of $15.83 billion, up 26.9% year over year. The stock remains up about 9.6% since that report, while analysts continue to see upside, with reported price targets generally ranging from $231 to $275. Capital One Up 9.6% Since Last Earnings Report Positive Sentiment: Bank of America maintained a Buy rating despite slower card growth, indicating that the bank’s credit performance and longer-term outlook remain supportive. Capital One also continues to benefit from investor interest in potential earnings growth and valuation expansion. Bank of America Maintains Buy Rating Positive Sentiment: The company announced the full redemption of its Series M fixed-rate reset non-cumulative perpetual preferred stock on September 1, 2026. The move may simplify Capital One’s capital structure and reduce preferred-stock obligations, although the immediate effect on common-stock earnings is likely limited. Capital One Announces Series M Preferred Stock Redemption Neutral Sentiment: Capital One’s quarterly dividend remains $0.80 per share, or $3.20 annualized, representing an indicated yield of roughly 1.4%. The payout ratio is relatively modest at approximately 20%, leaving room for capital flexibility. Negative Sentiment: Renewed concerns about consumer credit are weighing on the stock. Industry credit-card delinquency rates remain elevated, and Capital One’s 30-plus-day delinquency rate reportedly edged up to 3.48% in July, even though net charge-offs improved. Because Capital One has significant credit-card exposure, investors remain cautious about whether credit normalization will continue. Investors Weigh Consumer Credit Pressure Negative Sentiment: Recent disclosures show extensive insider selling, with multiple executives selling shares and no reported insider purchases over the past six months. Several sales were conducted under pre-arranged Rule 10b5-1 plans, limiting their significance, but the pattern may still add to short-term investor caution. Analysts Set New Price Targets A number of analysts have recently issued reports on the stock. Rothschild & Co Redburn cut their target price on shares of Capital One Financial from $290.00 to $275.00 and set a “buy” rating for the company in a research note on Wednesday, April 29th. HSBC upgraded shares of Capital One Financial from a “hold” rating to a “buy” rating and upped their price target for the company from $226.00 to $229.00 in a research note on Sunday, July 12th. Wall Street Zen cut shares of Capital One Financial from a “buy” rating to a “hold” rating in a report on Sunday, August 2nd. Bank of America reduced their price objective on Capital One Financial from $234.00 to $231.00 and set a “buy” rating for the company in a report on Thursday, July 9th. Finally, JPMorgan Chase & Co. increased their target price on Capital One Financial from $215.00 to $245.00 and gave the stock an “overweight” rating in a research note on Monday, July 13th. Twenty-one investment analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the stock. Based on data from MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average price target of $259.14. Read Our Latest Research Report on Capital One Financial
Capital One Financial Price Performance Shares of Capital One Financial stock opened at $212.55 on Friday. Capital One Financial Corporation has a twelve month low of $174.24 and a twelve month high of $259.64. The company has a quick ratio of 1.02, a current ratio of 1.02 and a debt-to-equity ratio of 0.39. The company has a 50-day simple moving average of $207.98 and a two-hundred day simple moving average of $198.07. The stock has a market capitalization of $130.40 billion, a price-to-earnings ratio of 13.15, a price-to-earnings-growth ratio of 0.81 and a beta of 1.02.
Capital One Financial (NYSE:COF – Get Free Report) last announced its earnings results on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $4.79 by $1.02. The firm had revenue of $15.83 billion for the quarter, compared to analyst estimates of $15.76 billion. Capital One Financial had a net margin of 13.37% and a return on equity of 11.28%. The business’s revenue was up 26.9% compared to the same quarter last year. During the same quarter in the prior year, the business posted $5.48 EPS. Analysts forecast that Capital One Financial Corporation will post 20.29 EPS for the current year.
Capital One Financial Announces Dividend The business also recently declared a quarterly dividend, which will be paid on Tuesday, September 1st. Investors of record on Monday, August 17th will be given a $0.80 dividend. The ex-dividend date is Monday, August 17th. This represents a $3.20 dividend on an annualized basis and a dividend yield of 1.5%. Capital One Financial’s dividend payout ratio (DPR) is presently 19.80%.
Insider Buying and Selling In related news, CAO Timothy P. Golden sold 3,487 shares of the business’s stock in a transaction dated Wednesday, July 29th. The stock was sold at an average price of $211.00, for a total value of $735,757.00. Following the completion of the transaction, the chief accounting officer owned 7,429 shares of the company’s stock, valued at $1,567,519. The trade was a 31.94% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Also, insider Lia Dean sold 2,193 shares of the company’s stock in a transaction dated Monday, August 17th. The stock was sold at an average price of $225.52, for a total transaction of $494,565.36. Following the sale, the insider directly owned 63,261 shares of the company’s stock, valued at $14,266,620.72. This represents a 3.35% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 26,267 shares of company stock valued at $5,617,648 in the last ninety days. Insiders own 0.78% of the company’s stock.
Capital One Financial Company Profile (Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
Featured Stories Five stocks we like better than Capital One Financial 3 Energy Stocks Raising Dividends as the Sector Surges 5 Reasons the S&P 500 Could Keep Rallying Through Year-End Walmart’s Post-Earnings Drop Could Be a Buying Opportunity The Trade Desk’s Earnings Miss Raises a Bigger Question About Its AI Future
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
Bank of New York Mellon Corp grew its stake in Capital One Financial Corporation (NYSE:COF) by 3.5% in the 2nd quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor owned 5,621,240 shares of the financial services provider’s stock after buying an additional 187,532 shares during the period. Bank of New York Mellon Corp owned 0.92% of Capital One Financial worth $1,127,733,000 at the end of the most recent reporting period.
Other hedge funds have also recently modified their holdings of the company. HighTower Advisors LLC lifted its holdings in shares of Capital One Financial by 18.1% in the 4th quarter. HighTower Advisors LLC now owns 353,767 shares of the financial services provider’s stock valued at $85,739,000 after purchasing an additional 54,263 shares during the last quarter. Swiss Life Asset Management Ltd grew its stake in Capital One Financial by 11.2% during the 4th quarter. Swiss Life Asset Management Ltd now owns 115,843 shares of the financial services provider’s stock worth $28,076,000 after buying an additional 11,651 shares during the last quarter. Vanguard Group Inc. increased its position in Capital One Financial by 0.6% during the fourth quarter. Vanguard Group Inc. now owns 56,897,238 shares of the financial services provider’s stock worth $13,789,615,000 after buying an additional 360,071 shares during the period. Nomura Asset Management Co. Ltd. increased its position in Capital One Financial by 2.9% during the fourth quarter. Nomura Asset Management Co. Ltd. now owns 223,977 shares of the financial services provider’s stock worth $54,283,000 after buying an additional 6,225 shares during the period. Finally, Truist Financial Corp lifted its stake in Capital One Financial by 2.5% in the fourth quarter. Truist Financial Corp now owns 640,050 shares of the financial services provider’s stock valued at $155,122,000 after buying an additional 15,644 shares during the last quarter. 89.84% of the stock is owned by hedge funds and other institutional investors.
Capital One Financial Trading Down 3.7% NYSE COF opened at $212.55 on Friday. The company has a quick ratio of 1.02, a current ratio of 1.02 and a debt-to-equity ratio of 0.39. The stock has a market capitalization of $130.40 billion, a P/E ratio of 13.15, a P/E/G ratio of 0.81 and a beta of 1.02. Capital One Financial Corporation has a 52-week low of $174.24 and a 52-week high of $259.64. The firm has a 50-day moving average price of $207.98 and a 200 day moving average price of $198.07.
Capital One Financial (NYSE:COF – Get Free Report) last announced its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share for the quarter, beating analysts’ consensus estimates of $4.79 by $1.02. Capital One Financial had a return on equity of 11.28% and a net margin of 13.37%.The company had revenue of $15.83 billion for the quarter, compared to analyst estimates of $15.76 billion. During the same quarter in the previous year, the company earned $5.48 EPS. The firm’s revenue for the quarter was up 26.9% compared to the same quarter last year. Equities research analysts expect that Capital One Financial Corporation will post 20.29 EPS for the current year. Capital One Financial Dividend Announcement The firm also recently declared a quarterly dividend, which will be paid on Tuesday, September 1st. Stockholders of record on Monday, August 17th will be issued a $0.80 dividend. This represents a $3.20 annualized dividend and a dividend yield of 1.5%. The ex-dividend date of this dividend is Monday, August 17th. Capital One Financial’s dividend payout ratio (DPR) is currently 19.80%.
Insider Transactions at Capital One Financial In related news, insider Lia Dean sold 2,193 shares of Capital One Financial stock in a transaction that occurred on Monday, August 17th. The stock was sold at an average price of $225.52, for a total value of $494,565.36. Following the sale, the insider directly owned 63,261 shares in the company, valued at $14,266,620.72. The trade was a 3.35% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Ravi Raghu sold 9,726 shares of the company’s stock in a transaction on Friday, July 31st. The stock was sold at an average price of $209.78, for a total value of $2,040,320.28. Following the transaction, the insider directly owned 26,328 shares in the company, valued at $5,523,087.84. This represents a 26.98% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last 90 days, insiders sold 26,267 shares of company stock valued at $5,617,648. 0.78% of the stock is owned by company insiders.
Key Headlines Impacting Capital One Financial Here are the key news stories impacting Capital One Financial this week:
Positive Sentiment: Capital One’s latest quarterly results exceeded expectations, with earnings per share of $5.81 versus the $4.79 consensus and revenue of $15.83 billion, up 26.9% year over year. The stock remains up about 9.6% since that report, while analysts continue to see upside, with reported price targets generally ranging from $231 to $275. Capital One Up 9.6% Since Last Earnings Report Positive Sentiment: Bank of America maintained a Buy rating despite slower card growth, indicating that the bank’s credit performance and longer-term outlook remain supportive. Capital One also continues to benefit from investor interest in potential earnings growth and valuation expansion. Bank of America Maintains Buy Rating Positive Sentiment: The company announced the full redemption of its Series M fixed-rate reset non-cumulative perpetual preferred stock on September 1, 2026. The move may simplify Capital One’s capital structure and reduce preferred-stock obligations, although the immediate effect on common-stock earnings is likely limited. Capital One Announces Series M Preferred Stock Redemption Neutral Sentiment: Capital One’s quarterly dividend remains $0.80 per share, or $3.20 annualized, representing an indicated yield of roughly 1.4%. The payout ratio is relatively modest at approximately 20%, leaving room for capital flexibility. Negative Sentiment: Renewed concerns about consumer credit are weighing on the stock. Industry credit-card delinquency rates remain elevated, and Capital One’s 30-plus-day delinquency rate reportedly edged up to 3.48% in July, even though net charge-offs improved. Because Capital One has significant credit-card exposure, investors remain cautious about whether credit normalization will continue. Investors Weigh Consumer Credit Pressure Negative Sentiment: Recent disclosures show extensive insider selling, with multiple executives selling shares and no reported insider purchases over the past six months. Several sales were conducted under pre-arranged Rule 10b5-1 plans, limiting their significance, but the pattern may still add to short-term investor caution. Analyst Ratings Changes COF has been the topic of a number of research reports. Wall Street Zen lowered shares of Capital One Financial from a “buy” rating to a “hold” rating in a research report on Sunday, August 2nd. HSBC upgraded shares of Capital One Financial from a “hold” rating to a “buy” rating and upped their price target for the company from $226.00 to $229.00 in a research report on Sunday, July 12th. Rothschild & Co Redburn decreased their price target on shares of Capital One Financial from $290.00 to $275.00 and set a “buy” rating for the company in a research note on Wednesday, April 29th. Barclays dropped their price objective on shares of Capital One Financial from $242.00 to $240.00 and set an “overweight” rating on the stock in a research note on Wednesday, July 22nd. Finally, TD Cowen reduced their target price on shares of Capital One Financial from $260.00 to $253.00 and set a “buy” rating for the company in a report on Tuesday, July 7th. Twenty-one equities research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company’s stock. According to MarketBeat, Capital One Financial currently has a consensus rating of “Moderate Buy” and an average price target of $259.14.
Get Our Latest Analysis on Capital One Financial
(Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
Recommended Stories Five stocks we like better than Capital One Financial 3 Energy Stocks Raising Dividends as the Sector Surges 5 Reasons the S&P 500 Could Keep Rallying Through Year-End Walmart’s Post-Earnings Drop Could Be a Buying Opportunity The Trade Desk’s Earnings Miss Raises a Bigger Question About Its AI Future Want to see what other hedge funds are holding COF? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Capital One Financial Corporation (NYSE:COF – Free Report).
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
B. Metzler seel. Sohn & Co. AG purchased a new stake in Capital One Financial Corporation (NYSE:COF – Free Report) in the 2nd quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The institutional investor purchased 52,305 shares of the financial services provider’s stock, valued at approximately $10,493,000.
Other hedge funds also recently modified their holdings of the company. Brighton Jones LLC increased its position in Capital One Financial by 330.1% during the 4th quarter. Brighton Jones LLC now owns 13,587 shares of the financial services provider’s stock valued at $2,423,000 after purchasing an additional 10,428 shares during the period. Intech Investment Management LLC lifted its position in shares of Capital One Financial by 44.3% in the 1st quarter. Intech Investment Management LLC now owns 8,968 shares of the financial services provider’s stock worth $1,608,000 after purchasing an additional 2,753 shares during the period. Sivia Capital Partners LLC boosted its stake in shares of Capital One Financial by 118.3% in the 2nd quarter. Sivia Capital Partners LLC now owns 3,300 shares of the financial services provider’s stock valued at $702,000 after purchasing an additional 1,788 shares during the last quarter. Flow Traders U.S. LLC bought a new stake in shares of Capital One Financial in the 2nd quarter valued at $218,000. Finally, Jump Financial LLC acquired a new stake in shares of Capital One Financial during the second quarter worth $1,086,000. Institutional investors and hedge funds own 89.84% of the company’s stock.
Capital One Financial Trading Down 3.7% COF opened at $212.55 on Friday. The company has a fifty day moving average price of $207.98 and a two-hundred day moving average price of $198.07. Capital One Financial Corporation has a 1-year low of $174.24 and a 1-year high of $259.64. The company has a market cap of $130.40 billion, a P/E ratio of 13.15, a price-to-earnings-growth ratio of 0.81 and a beta of 1.02. The company has a current ratio of 1.02, a quick ratio of 1.02 and a debt-to-equity ratio of 0.39.
Capital One Financial (NYSE:COF – Get Free Report) last released its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $4.79 by $1.02. Capital One Financial had a net margin of 13.37% and a return on equity of 11.28%. The company had revenue of $15.83 billion for the quarter, compared to analysts’ expectations of $15.76 billion. During the same quarter in the prior year, the firm earned $5.48 EPS. The business’s revenue was up 26.9% on a year-over-year basis. Analysts predict that Capital One Financial Corporation will post 20.29 EPS for the current fiscal year. Capital One Financial Announces Dividend The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, September 1st. Shareholders of record on Monday, August 17th will be paid a $0.80 dividend. This represents a $3.20 dividend on an annualized basis and a yield of 1.5%. The ex-dividend date of this dividend is Monday, August 17th. Capital One Financial’s dividend payout ratio (DPR) is 19.80%.
Trending Headlines about Capital One Financial Here are the key news stories impacting Capital One Financial this week:
Positive Sentiment: Capital One’s latest quarterly results exceeded expectations, with earnings per share of $5.81 versus the $4.79 consensus and revenue of $15.83 billion, up 26.9% year over year. The stock remains up about 9.6% since that report, while analysts continue to see upside, with reported price targets generally ranging from $231 to $275. Capital One Up 9.6% Since Last Earnings Report Positive Sentiment: Bank of America maintained a Buy rating despite slower card growth, indicating that the bank’s credit performance and longer-term outlook remain supportive. Capital One also continues to benefit from investor interest in potential earnings growth and valuation expansion. Bank of America Maintains Buy Rating Positive Sentiment: The company announced the full redemption of its Series M fixed-rate reset non-cumulative perpetual preferred stock on September 1, 2026. The move may simplify Capital One’s capital structure and reduce preferred-stock obligations, although the immediate effect on common-stock earnings is likely limited. Capital One Announces Series M Preferred Stock Redemption Neutral Sentiment: Capital One’s quarterly dividend remains $0.80 per share, or $3.20 annualized, representing an indicated yield of roughly 1.4%. The payout ratio is relatively modest at approximately 20%, leaving room for capital flexibility. Negative Sentiment: Renewed concerns about consumer credit are weighing on the stock. Industry credit-card delinquency rates remain elevated, and Capital One’s 30-plus-day delinquency rate reportedly edged up to 3.48% in July, even though net charge-offs improved. Because Capital One has significant credit-card exposure, investors remain cautious about whether credit normalization will continue. Investors Weigh Consumer Credit Pressure Negative Sentiment: Recent disclosures show extensive insider selling, with multiple executives selling shares and no reported insider purchases over the past six months. Several sales were conducted under pre-arranged Rule 10b5-1 plans, limiting their significance, but the pattern may still add to short-term investor caution. Wall Street Analysts Forecast Growth A number of brokerages recently weighed in on COF. HSBC raised shares of Capital One Financial from a “hold” rating to a “buy” rating and lifted their target price for the stock from $226.00 to $229.00 in a research note on Sunday, July 12th. JPMorgan Chase & Co. increased their price target on Capital One Financial from $215.00 to $245.00 and gave the stock an “overweight” rating in a report on Monday, July 13th. Deutsche Bank Aktiengesellschaft set a $245.00 price objective on Capital One Financial in a research report on Thursday. Weiss Ratings raised Capital One Financial from a “hold (c+)” rating to a “buy (b-)” rating in a research note on Thursday, August 13th. Finally, TD Cowen cut their target price on Capital One Financial from $260.00 to $253.00 and set a “buy” rating on the stock in a research report on Tuesday, July 7th. Twenty-one investment analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average target price of $259.14.
View Our Latest Research Report on Capital One Financial
Insider Activity In related news, CAO Timothy P. Golden sold 3,487 shares of Capital One Financial stock in a transaction on Wednesday, July 29th. The shares were sold at an average price of $211.00, for a total value of $735,757.00. Following the completion of the sale, the chief accounting officer owned 7,429 shares of the company’s stock, valued at approximately $1,567,519. This trade represents a 31.94% decrease in their position. The transaction was disclosed in a document filed with the SEC, which can be accessed through the SEC website. Also, insider Ravi Raghu sold 9,726 shares of the business’s stock in a transaction on Friday, July 31st. The shares were sold at an average price of $209.78, for a total transaction of $2,040,320.28. Following the sale, the insider owned 26,328 shares of the company’s stock, valued at $5,523,087.84. This trade represents a 26.98% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last 90 days, insiders have sold 26,267 shares of company stock valued at $5,617,648. Corporate insiders own 0.78% of the company’s stock.
(Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
Featured Stories Five stocks we like better than Capital One Financial 3 Energy Stocks Raising Dividends as the Sector Surges 5 Reasons the S&P 500 Could Keep Rallying Through Year-End Walmart’s Post-Earnings Drop Could Be a Buying Opportunity The Trade Desk’s Earnings Miss Raises a Bigger Question About Its AI Future
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
It has been about a month since the last earnings report for Capital One (COF - Free Report) . Shares have added about 9.6% in that time frame, outperforming the S&P 500.
Will the recent positive trend continue leading up to its next earnings release, or is Capital One due for a pullback? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at its latest earnings report in order to get a better handle on the important drivers.
Capital One's Q2 Earnings Beat on Higher Revenues, Lower ProvisionsCapital One’s second-quarter 2026 adjusted earnings of $5.81 per share significantly outpaced the Zacks Consensus Estimate of $4.85. The bottom line was up from $5.48 in the prior-year quarter.
Results benefited from a rise in NII and non-interest income, along with a substantial decline in provisions. Loan growth and improvement in NIM were other positives. However, higher expenses and a sequential decline in deposits were undermining factors.
Results excluded acquisition-related amortization expenses and Discover Financial and Brex integration costs. Including these, net income available to common stockholders (GAAP basis) was $2.94 billion or $4.73 per share against a net loss available to common stockholders of $4.34 billion or $8.58 per share in the prior-year quarter.
Revenues Increase, Expenses RiseTotal net revenues were $15.85 billion, rising 27% year over year. Also, the top line beat the Zacks Consensus Estimate of $15.7 billion.
NII was $12.37 billion, up 24% from the prior-year quarter. NIM expanded 39 basis points (bps) to 8.01%.
Non-interest income was $3.48 billion, jumping 39%. This was driven by higher net discount and interchange fees, service charges and other customer-related fees and other income.
Non-interest expense was $9.04 billion, up 29%. The increase reflected a rise in salaries and associate benefits, occupancy and equipment costs, marketing expenses, communications and data-processing costs, amortization of intangibles and other expenses.
The efficiency ratio was 57.05%, falling from 55.96% in the prior-year quarter. A rise in the efficiency ratio indicates lower profitability.
As of June 30, 2026, loans held for investment were $457.17 billion, up 2% from the prior quarter. Total deposits were $484.26 billion, down 1% sequentially.
Credit Quality ImprovesProvision for credit losses was $2.99 billion, down 74% year over year. The allowance for credit losses, as a percentage of loans held for investment, was 5.02%, down 41 bps.
The 30-plus-day performing delinquency rate was 2.91%, down 22 bps year over year. The 30-plus-day delinquency rate was 3.13%, down 19 bps. The quarter included a $662-million loan reserve release, primarily driven by favorable credit performance in Domestic Card.
On the other hand, net charge-offs (NCOs) were $3.64 billion, rising 19% year over year.
Capital Ratios DeclineAs of June 30, 2026, the common equity Tier 1 capital ratio was 13.7%, down from 14% in the prior-year quarter. The Tier 1 capital ratio was 14.8%, down from 15.1% a year ago.
Share Repurchase UpdateDuring the reported quarter, Capital One repurchased 14 million shares for $2.7 billion.
How Have Estimates Been Moving Since Then?In the past month, investors have witnessed a downward trend in estimates revision.
VGM ScoresCurrently, Capital One has a average Growth Score of C, a grade with the same score on the momentum front. However, the stock was allocated a score of A on the value side, putting it in the top quintile for this investment strategy.
Overall, the stock has an aggregate VGM Score of B. If you aren't focused on one strategy, this score is the one you should be interested in.
OutlookEstimates have been broadly trending downward for the stock, and the magnitude of these revisions indicates a downward shift. Interestingly, Capital One has a Zacks Rank #3 (Hold). We expect an in-line return from the stock in the next few months.
MCLEAN, Va.--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) today announced that it will redeem all outstanding shares of its Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M, $0.01 par value per share (“Series M Preferred Stock”) on September 1, 2026 (the “Series M Redemption Date”).
All one million outstanding shares of the Series M Preferred Stock (CUSIP: 14040HCF0) will be redeemed at a price of $1,000 per share of preferred stock on the Series M Redemption Date.
Regular dividends on the outstanding shares of the Series M Preferred Stock of $9.875 per share will be paid separately on the Series M Redemption Date, to holders of record as of the close of business on August 17, 2026, in the customary manner. Accordingly, the redemption price for the Series M Preferred Stock will not include any accrued and unpaid dividends. On and after the redemption date, all dividends on the shares of Series M Preferred Stock will cease to accrue.
The Series M Preferred Stock is held through The Depository Trust Company (“DTC”) and will be redeemed in accordance with the procedures of DTC. Payment to DTC for the Series M Preferred Stock will be made by Computershare Trust Company, N.A., as redemption agent, in accordance with the Transfer Agency and Service Agreement and the Redemption Agent Agreement that govern the redemption of the Series M Preferred Stock. The address for the redemption agent is as follows:
Computershare Trust Company, N.A.
Attn: Corporate Actions
150 Royall St.
Canton, MA 02021
Forward-Looking Statements
Certain statements in this release may constitute forward-looking statements, which involve a number of risks and uncertainties. Forward-looking statements often use words such as “will,” “anticipate,” “target,” “expect,” “think,” “estimate,” “intend,” “plan,” “goal,” “believe,” “forecast,” “outlook” or other words of similar meaning. Any forward-looking statements made by Capital One or on its behalf speak only as of the date they are made or as of the date indicated, and Capital One does not undertake any obligation to update forward-looking statements as a result of new information, future events or otherwise. Capital One cautions readers that any forward-looking information is not a guarantee of future performance and that actual results could differ materially from those contained in the forward-looking information due to a number of factors. For additional information on factors that could materially influence forward-looking statements included in this press release, see the risk factors set forth under “Part I—Item 1A. Risk Factors” in the Annual Report on Form 10-K for the year ended December 31, 2025 filed with the Securities and Exchange Commission (the “SEC”) and Quarterly Reports on Form 10-Q and Current Reports on Form 8-K filed with the SEC.
About Capital One
Capital One Financial Corporation (NYSE: COF) is a leading technology-based financial services company with $484.3 billion in deposits and $673.8 billion in total assets as of June 30, 2026. Headquartered in McLean, Virginia, the company operates as a premier global payments provider and diversified financial institution, delivering a broad suite of products and consumer lifestyle and shopping experiences through its Credit Card, Consumer Banking including its Global Payment Network, and Commercial Banking lines of business. As the only major U.S. bank to migrate entirely to the public cloud, Capital One leverages proprietary data and advanced analytics to democratize financial tools across its primary markets in the United States, Canada, and the United Kingdom.
Bell & Brown Wealth Advisors LLC bought a new stake in Capital One Financial Corporation (NYSE:COF – Free Report) in the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor bought 16,908 shares of the financial services provider’s stock, valued at approximately $3,392,000.
Several other large investors have also recently bought and sold shares of COF. First Command Advisory Services Inc. lifted its stake in shares of Capital One Financial by 4.5% in the 4th quarter. First Command Advisory Services Inc. now owns 1,067 shares of the financial services provider’s stock worth $259,000 after acquiring an additional 46 shares during the period. Dogwood Wealth Management LLC boosted its holdings in shares of Capital One Financial by 26.0% in the fourth quarter. Dogwood Wealth Management LLC now owns 228 shares of the financial services provider’s stock valued at $55,000 after acquiring an additional 47 shares in the last quarter. High Note Wealth LLC increased its stake in shares of Capital One Financial by 44.9% during the fourth quarter. High Note Wealth LLC now owns 155 shares of the financial services provider’s stock valued at $38,000 after acquiring an additional 48 shares during the period. Fiducient Advisors LLC increased its stake in shares of Capital One Financial by 4.2% during the fourth quarter. Fiducient Advisors LLC now owns 1,196 shares of the financial services provider’s stock valued at $290,000 after acquiring an additional 48 shares during the period. Finally, Nicholas Hoffman & Company LLC. raised its holdings in Capital One Financial by 5.0% during the fourth quarter. Nicholas Hoffman & Company LLC. now owns 1,057 shares of the financial services provider’s stock worth $256,000 after purchasing an additional 50 shares in the last quarter. Institutional investors and hedge funds own 89.84% of the company’s stock.
Insider Activity at Capital One Financial In related news, CAO Timothy P. Golden sold 3,487 shares of the business’s stock in a transaction that occurred on Wednesday, July 29th. The stock was sold at an average price of $211.00, for a total value of $735,757.00. Following the completion of the sale, the chief accounting officer directly owned 7,429 shares in the company, valued at approximately $1,567,519. The trade was a 31.94% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Also, General Counsel Matthew W. Cooper sold 3,500 shares of Capital One Financial stock in a transaction that occurred on Tuesday, July 7th. The shares were sold at an average price of $208.00, for a total transaction of $728,000.00. Following the completion of the transaction, the general counsel directly owned 90,194 shares in the company, valued at approximately $18,760,352. This represents a 3.74% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 26,267 shares of company stock worth $5,617,648 over the last quarter. 0.78% of the stock is currently owned by corporate insiders.
Capital One Financial Price Performance COF opened at $220.56 on Thursday. The firm has a market capitalization of $135.31 billion, a P/E ratio of 13.65, a PEG ratio of 0.81 and a beta of 1.02. Capital One Financial Corporation has a 12-month low of $174.24 and a 12-month high of $259.64. The company has a quick ratio of 1.02, a current ratio of 1.02 and a debt-to-equity ratio of 0.39. The stock has a fifty day moving average of $207.37 and a 200-day moving average of $198.11. Capital One Financial (NYSE:COF – Get Free Report) last posted its quarterly earnings results on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $4.79 by $1.02. The business had revenue of $15.83 billion during the quarter, compared to analyst estimates of $15.76 billion. Capital One Financial had a net margin of 13.37% and a return on equity of 11.28%. The firm’s revenue was up 26.9% compared to the same quarter last year. During the same period in the prior year, the firm earned $5.48 earnings per share. Equities analysts forecast that Capital One Financial Corporation will post 20.29 EPS for the current fiscal year.
Capital One Financial Dividend Announcement The company also recently announced a quarterly dividend, which will be paid on Tuesday, September 1st. Shareholders of record on Monday, August 17th will be given a $0.80 dividend. This represents a $3.20 annualized dividend and a yield of 1.5%. The ex-dividend date of this dividend is Monday, August 17th. Capital One Financial’s dividend payout ratio is presently 19.80%.
Analyst Ratings Changes A number of equities research analysts have weighed in on COF shares. Weiss Ratings upgraded Capital One Financial from a “hold (c+)” rating to a “buy (b-)” rating in a research report on Thursday, August 13th. TD Cowen lowered their price target on Capital One Financial from $260.00 to $253.00 and set a “buy” rating on the stock in a research report on Tuesday, July 7th. Citigroup dropped their price objective on Capital One Financial from $310.00 to $295.00 and set a “buy” rating on the stock in a research note on Tuesday, July 28th. Argus reduced their price objective on shares of Capital One Financial from $260.00 to $250.00 and set a “buy” rating for the company in a research report on Thursday, April 23rd. Finally, BTIG Research lifted their price objective on shares of Capital One Financial from $224.00 to $259.00 and gave the stock a “buy” rating in a research note on Tuesday, June 30th. Twenty-one investment analysts have rated the stock with a Buy rating and three have given a Hold rating to the company. Based on data from MarketBeat.com, Capital One Financial presently has a consensus rating of “Moderate Buy” and a consensus price target of $259.36.
Read Our Latest Stock Analysis on COF
Key Stories Impacting Capital One Financial Here are the key news stories impacting Capital One Financial this week:
Positive Sentiment: TD Cowen maintained a Buy rating on COF, signaling continued confidence in the company’s outlook and valuation. TD Cowen Remains a Buy on Capital One Financial Positive Sentiment: Recent coverage continues to highlight Capital One’s latest deals as potential drivers of growth and investor interest. The stock is also being promoted as a long-term value opportunity, supported by a relatively moderate valuation and expectations for approximately $20.29 in full-year earnings per share. What Is Driving Capital One After Its Latest Deals? Why Capital One Is a Top Value Stock for the Long-Term Positive Sentiment: Fundamentals remain supportive: Capital One recently exceeded quarterly EPS expectations, reported revenue growth of 26.9% year over year, and declared a quarterly dividend of $0.80 per share. Neutral Sentiment: Insiders Celia Karam and Lia Dean sold shares worth roughly $426,000 and $495,000, respectively. Both transactions were executed under pre-arranged Rule 10b5-1 plans, reducing their significance as a direct bearish signal. Celia Karam Sells Shares of Capital One Financial Negative Sentiment: A report says Capital One shut down 385 accounts associated with Donald Trump after identifying money-laundering flags, following the company’s $390 million FinCEN penalty. The episode could increase regulatory, political, reputational, and compliance concerns, creating the clearest source of near-term pressure on COF. Capital One Shut Down 385 Trump Accounts Capital One Financial Company Profile (Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
Read More Five stocks we like better than Capital One Financial Bloom Energy’s AI Surge Meets a Valuation Reality Check Target Is Winning Shoppers Back—Can the Rally Reach $180? IonQ’s Space Contract Points to a New Frontier for Quantum Investors Is Apple’s AI Strategy Smarter Than Skeptics Think?
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
Taking full advantage of the stock market and investing with confidence are common goals for new and old investors, and Zacks Premium offers many different ways to do both.
Featuring daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, the research service can help you become a smarter, more self-assured investor.
It also includes access to the Zacks Style Scores.
What are the Zacks Style Scores? Developed alongside the Zacks Rank, the Zacks Style Scores are a group of complementary indicators that help investors pick stocks with the best chances of beating the market over the next 30 days.
Based on their value, growth, and momentum characteristics, each stock is assigned a rating of A, B, C, D, or F. The better the score, the better chance the stock will outperform; an A is better than a B, a B is better than a C, and so on.
The Style Scores are broken down into four categories:
Value ScoreValue investors love finding good stocks at good prices, especially before the broader market catches on to a stock's true value. Utilizing ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and many other multiples, the Value Style Score identifies the most attractive and most discounted stocks.
Growth ScoreGrowth investors, on the other hand, are more concerned with a company's financial strength and health, and its future outlook. The Growth Style Score examines things like projected and historic earnings, sales, and cash flow to find stocks that will experience sustainable growth over time.
Momentum ScoreMomentum traders and investors live by the saying "the trend is your friend." This investing style is all about taking advantage of upward or downward trends in a stock's price or earnings outlook. Employing factors like one-week price change and the monthly percentage change in earnings estimates, the Momentum Style Score can indicate favorable times to build a position in high-momentum stocks.
VGM ScoreWhat if you like to use all three types of investing? The VGM Score is a combination of all Style Scores, making it one of the most comprehensive indicators to use with the Zacks Rank. It rates each stock on their combined weighted styles, which helps narrow down the companies with the most attractive value, best growth forecast, and most promising momentum.
How Style Scores Work with the Zacks Rank The Zacks Rank is a proprietary stock-rating model that harnesses the power of earnings estimate revisions, or changes to a company's earnings expectations, to help investors build a successful portfolio.
It's highly successful, with #1 (Strong Buy) stocks producing an unmatched +23.94% average annual return since 1988. That's more than double the S&P 500. But because of the large number of stocks we rate, there are over 200 companies with a Strong Buy rank, plus another 600 with a #2 (Buy) rank, on any given day.
But it can feel overwhelming to pick the right stocks for you and your investing goals with over 800 top-rated stocks to choose from.
That's where the Style Scores come in.
To have the best chance of big returns, you'll want to always consider stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B, which will give you the highest probability of success. If you're looking at stocks with a #3 (Hold) rank, it's important they have Scores of A or B as well to ensure as much upside potential as possible.
As mentioned above, the Scores are designed to work with the Zacks Rank, so any change to a company's earnings outlook should be a deciding factor when picking which stocks to buy.
Here's an example: a stock with a #4 (Sell) or #5 (Strong Sell) rating, even one with Style Scores of A and B, still has a downward-trending earnings outlook, and a bigger chance its share price will decrease too.
Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.
Stock to Watch: Capital One (COF - Free Report) Headquartered in McLean, VA, Capital One Financial Corporation was founded in 1988 and primarily focuses on consumer and commercial lending, as well as deposit origination. The company offers a wide range of financial products and services to consumers, small businesses, and commercial clients across the United States through its banking and non-banking subsidiaries.
COF is a #3 (Hold) on the Zacks Rank, with a VGM Score of B.
It also boasts a Value Style Score of A thanks to attractive valuation metrics like a forward P/E ratio of 10.92; value investors should take notice.
For fiscal 2026, seven analysts revised their earnings estimate upwards in the last 60 days, and the Zacks Consensus Estimate has increased $0.78 to $20.29 per share. COF boasts an average earnings surprise of +12.8%.
With a solid Zacks Rank and top-tier Value and VGM Style Scores, COF should be on investors' short list.
Capital One Financial offers five preferred shares, with Series I favored for its higher dividend and lower interest rate sensitivity. COF's acquisition of Discover Financial has been well integrated, supporting stable net interest income and improved yield spreads above 7% for five consecutive quarters. Loan growth remains robust at 4.5% year-over-year, while deposit growth and a stable 90% loan-to-deposit ratio underpin balance sheet strength.
BLB&B Advisors LLC grew its holdings in Capital One Financial Corporation (NYSE:COF – Free Report) by 5.5% during the second quarter, according to the company in its most recent filing with the SEC. The fund owned 52,480 shares of the financial services provider’s stock after acquiring an additional 2,719 shares during the quarter. BLB&B Advisors LLC’s holdings in Capital One Financial were worth $10,529,000 at the end of the most recent reporting period.
Several other hedge funds and other institutional investors have also made changes to their positions in the business. Vanguard Group Inc. increased its stake in Capital One Financial by 0.6% in the fourth quarter. Vanguard Group Inc. now owns 56,897,238 shares of the financial services provider’s stock valued at $13,789,615,000 after purchasing an additional 360,071 shares during the last quarter. Franklin Resources Inc. raised its holdings in Capital One Financial by 5.4% during the fourth quarter. Franklin Resources Inc. now owns 12,476,462 shares of the financial services provider’s stock worth $3,023,795,000 after purchasing an additional 638,158 shares in the last quarter. Morgan Stanley raised its holdings in Capital One Financial by 3.9% during the fourth quarter. Morgan Stanley now owns 8,677,981 shares of the financial services provider’s stock worth $2,103,196,000 after purchasing an additional 323,350 shares in the last quarter. Norges Bank purchased a new stake in shares of Capital One Financial during the 4th quarter worth approximately $2,089,803,000. Finally, Davis Selected Advisers lifted its position in shares of Capital One Financial by 2.8% during the 4th quarter. Davis Selected Advisers now owns 8,614,766 shares of the financial services provider’s stock worth $2,087,878,000 after buying an additional 234,649 shares during the last quarter. Institutional investors and hedge funds own 89.84% of the company’s stock.
Capital One Financial Stock Performance
Shares of COF opened at $227.19 on Friday. The company has a current ratio of 1.02, a quick ratio of 1.02 and a debt-to-equity ratio of 0.39. The firm has a market cap of $139.37 billion, a PE ratio of 14.06, a price-to-earnings-growth ratio of 0.84 and a beta of 1.02. The company’s 50 day simple moving average is $204.93 and its 200-day simple moving average is $198.21. Capital One Financial Corporation has a 12-month low of $174.24 and a 12-month high of $259.64.
Capital One Financial (NYSE:COF – Get Free Report) last announced its earnings results on Tuesday, July 21st. The financial services provider reported $5.81 EPS for the quarter, beating analysts’ consensus estimates of $4.79 by $1.02. Capital One Financial had a net margin of 13.37% and a return on equity of 11.28%. The business had revenue of $15.83 billion for the quarter, compared to analysts’ expectations of $15.76 billion. During the same period in the previous year, the company posted $5.48 EPS. The company’s quarterly revenue was up 26.9% on a year-over-year basis. As a group, equities analysts predict that Capital One Financial Corporation will post 20.19 EPS for the current year.
Capital One Financial Announces Dividend
The firm also recently disclosed a quarterly dividend, which will be paid on Tuesday, September 1st. Shareholders of record on Monday, August 17th will be given a dividend of $0.80 per share. This represents a $3.20 annualized dividend and a yield of 1.4%. The ex-dividend date of this dividend is Monday, August 17th. Capital One Financial’s dividend payout ratio (DPR) is presently 19.80%.
Wall Street Analyst Weigh In
COF has been the subject of several research analyst reports. Barclays lowered their target price on shares of Capital One Financial from $242.00 to $240.00 and set an “overweight” rating for the company in a report on Wednesday, July 22nd. UBS Group boosted their price target on shares of Capital One Financial from $275.00 to $280.00 and gave the company a “buy” rating in a research report on Monday, August 3rd. HSBC raised shares of Capital One Financial from a “hold” rating to a “buy” rating and boosted their price target for the company from $226.00 to $229.00 in a research report on Sunday, July 12th. Rothschild & Co Redburn dropped their price objective on Capital One Financial from $290.00 to $275.00 and set a “buy” rating on the stock in a report on Wednesday, April 29th. Finally, JPMorgan Chase & Co. raised their price objective on Capital One Financial from $215.00 to $245.00 and gave the stock an “overweight” rating in a report on Monday, July 13th. Twenty-one research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company. According to data from MarketBeat, Capital One Financial has an average rating of “Moderate Buy” and an average target price of $259.36.
Check Out Our Latest Stock Analysis on COF
Insider Buying and Selling at Capital One Financial
In other Capital One Financial news, insider Ravi Raghu sold 9,726 shares of Capital One Financial stock in a transaction on Friday, July 31st. The shares were sold at an average price of $209.78, for a total value of $2,040,320.28. Following the transaction, the insider directly owned 26,328 shares in the company, valued at approximately $5,523,087.84. The trade was a 26.98% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Timothy P. Golden sold 3,487 shares of the company’s stock in a transaction dated Wednesday, July 29th. The shares were sold at an average price of $211.00, for a total transaction of $735,757.00. Following the completion of the sale, the chief accounting officer directly owned 7,429 shares of the company’s stock, valued at $1,567,519. The trade was a 31.94% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Over the last 90 days, insiders sold 22,186 shares of company stock valued at $4,697,301. Company insiders own 0.78% of the company’s stock.
About Capital One Financial
(Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
Featured Stories
Five stocks we like better than Capital One Financial
Is Best Buy the AI Winner Hiding in the Electronics Aisle?
Applied Materials Beat Everything but Wall Street’s Expectations for Margins
Back From Orbit, Intuitive Machines’ Share Price Enters the Buy Zone
Texas Roadhouse and Brinker International Have the Recipe Rivals Are Missing
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
Softbank Group Corp. unveiled a new stake in Capital One and disclosed that it sold 71.5% of its stake in Taiwan Semiconductor Holdings during the second quarter in filings with the U.S. Securities and Exchange Commission.
20-year naming rights extension launches the next chapter of Capital One Arena as part of Capital One's continued commitment to its hometown; Monumental unveils fresh videos and renderings of a brand-new arena in downtown D.C.
, /PRNewswire/ -- Monumental Sports & Entertainment (MSE) and Capital One today unveiled the next chapter of Capital One Arena: a world-class, next-generation sports and entertainment destination built to bring fans, athletes, businesses, and the broader Washington community together in the nation's capital. The transformation represents a significant investment in the District, and a shared commitment by two organizations deeply rooted in the national capital region to create a lasting community asset that will serve residents and visitors for generations to come.
Capital One Arena exterior As part of the arena's next chapter, MSE and Capital One have entered into a 20-year naming rights extension for the reimagined Capital One Arena, reinforcing Capital One's long-term commitment to Washington, D.C. and the greater Washington area. With the completion of the arena transformation just over a year away, MSE has released new renderings showcasing the building's iconic new exterior and a first look at the upgraded experiences on the District Level (previous 100 Level) and Terrace Level (previous 400 Level) slated to debut ahead of the 2027 season.
"Washington is entering an extraordinary new era, and the completely reimagined Capital One Arena will reflect the ambition, energy, and global stature of the city it represents," said Jim Van Stone, President of Business Operations and Chief Commercial Officer at MSE. "From our unmatched collection of iconic teams to the storytelling power of Monumental Sports Network, we're creating an experience in the heart of the nation's capital that connects fans everywhere—whether they're visiting from around the world or just a Metro stop away. We're excited to partner with Capital One, a leading financial institution founded and headquartered right in our backyard, to bring this vision to life in the decades to come."
"Capital One has called the Washington region home for more than three decades, and we're proud to continue investing in its future," said Byron Daub, Vice President, Sponsorships and Experiential Marketing at Capital One. "Strong communities create economic opportunities for the people who live and work in them. This revitalization can help strengthen the surrounding neighborhood, support local businesses and create new opportunities across this important region.
Capital One Arena is more than a sports and entertainment venue — it's a place where people come together to create long-lasting memories and an anchor of Washington, D.C.'s economic and cultural vibrancy. We're excited to continue our partnership with Monumental and look forward to creating even more opportunities to deliver meaningful experiences for our customers and support the continued vitality of downtown Washington."
Transforming Capital One Arena
Capital One Arena anchors MSE and Capital One's shared vision for a dynamic sports, entertainment and business district in the heart of the nation's capital, created in partnership with the District. Once the $1 billion+ project is completed, the transformed Capital One Arena will host approximately 250 events annually, serving as the home of the NHL's Washington Capitals, the NBA's Washington Wizards and Georgetown men's basketball, while also hosting a slate of games for the WNBA's Washington Mystics and a world-class lineup of concerts, family shows and premier live entertainment. Notably, the venue is set to host the 2027 NCAA Division I Men's Ice Hockey Championship ("Frozen Four") and 2028 NCAA Division I Women's Basketball Regional ("Sweet 16" and "Elite 8") in coming years. With Phase Two of construction underway, the full transformation remains on schedule for completion ahead of the 2027–28 NBA and NHL seasons.
The arena's multi-phase transformation in partnership with the District will deliver a fully reimagined experience for all fans, bringing together thoughtful hospitality, innovative technology, and enhanced amenities to create a more connected, seamless, and inspiring destination. Upgrades include a reimagined District Level and Terrace Level, a premium culinary and beverage program for every guest, expanded entrances and easier-to-navigate connection points, and new gathering spaces within the arena complex. Additionally, the building's Capital One cardholder entrance will be relocated to F Street and will be accessible to cardholders for all events, expanding a benefit that was previously available only during Capitals and Wizards games.
Enhanced Concourse Experience: A completely reimagined fan experience that transforms the concourse from a place of passage into a destination in itself. The concourse is no longer what happens between the action of the event. At the transformed Capital One Arena, the concourse is part of the event. Premium for Every Guest: Elevated culinary experiences, destination bars, and refined hospitality extend premium-quality experiences beyond premium ticket holders, making exceptional food, beverage, and gathering spaces part of every visit. The Best View Belongs to Everyone: The new Visibowl creates an immersive, first-of-its-kind viewing experience, bringing fans closer to the action than ever before with dramatic sightlines directly into the arena from the heart of the concourse. One Connected Arena: Expanded entrances, new vertical circulation, and seamless connections between the District Level and Terrace Level create an intuitive, open experience where every level feels connected as one unified destination. A Place to Gather: Four distinct districts in the District Level, new social destinations, Center Stage Bars, as well as a Food Hall spanning the entire length of the F Street side of the building on the Terrace Level. A Foundational Partnership for a New Chapter
The long-term extension of the Capital One Arena naming rights partnership builds on nearly a decade of collaboration between Monumental Sports & Entertainment and Capital One, two organizations deeply invested in the District, its people, and its future.
The comprehensive partnership extends across MSE's integrated sports, entertainment and media platform, including the Capitals, Wizards, Mystics and Monumental Sports Network (MNMT). As part of the agreement, Capital One cardholders will enjoy exclusive access, benefits, and experiences at Capital One Arena, including a new and improved dedicated cardholder entrance open for all events at the arena beginning fall 2027, special discounts throughout the venue, and additional offerings to be announced in the future.
Beyond the arena, MSE and Capital One share a longstanding commitment to strengthening the Washington region. Capital One is proudly a significant regional employer, with more than 32,000 local associates who live, work, and commute across the DMV, and in 2025 alone, the company supported the Washington metro area with over $7.2 billion in community development financing targeting the areas of affordable housing, economic development, revitalization/stabilization, and community services. This funding included supporting the creation or preservation of over 31,000 affordable housing units. Additionally, Capital One provided $17.2 million in direct charitable contributions and 35,980 associate volunteer and pro bono hours. Through philanthropy, employee engagement, community partnerships and investments that expand economic opportunity, the organizations will continue supporting local neighborhoods, businesses and residents while contributing to the long-term vitality of downtown Washington.
For further information on the Capital One Arena transformation in partnership with the city of Washington, D.C., visit DistrictMomentum.com for the latest updates, renderings, behind-the-scenes previews and more.
About Monumental Sports & Entertainment
Monumental Sports & Entertainment (MSE) is one of the leading integrated sports and entertainment companies globally. MSE's portfolio spans premier professional sports teams, world-class venues, and next-generation media properties, with marquee assets including the NHL's Washington Capitals, NBA's Washington Wizards, WNBA's Washington Mystics, NBA G League's Capital City Go-Go, Capital One Arena, and Monumental Sports Network, along with an investment in Team Liquid.
Rooted in the nation's capital, MSE brings Washington, D.C's distinct influence, ambition, and leadership to the global sports and entertainment landscape. The company harnesses the power of its platform to drive continuous innovation and deliver extraordinary experiences that inspire and unite our community, our fans, and our people. For additional information on MSE, please visit monumentalsports.com.
About Capital One
Capital One Financial Corporation (NYSE: COF) is a leading technology-based financial services company with $484.3 billion in deposits and $673.8 billion in total assets as of June 30, 2026. Headquartered in McLean, Virginia, the company operates as a premier global payments provider and diversified financial institution, delivering a broad suite of products and consumer lifestyle and shopping experiences through its Credit Card, Consumer Banking including its Global Payment Network, and Commercial Banking lines of business. As the only major U.S. bank to migrate entirely to the public cloud, Capital One leverages proprietary data and advanced analytics to democratize financial tools across its primary markets in the United States, Canada, and the United Kingdom.
Trump’s family organization saw hundreds of accounts closed after a major bank found it was moving money around in a suspicious way.
In a new court filing, Capital One revealed that it closed the cluster of more than 300 bank accounts belonging to Trump and his family in 2021 after they were flagged over money-laundering concerns. The bank’s new disclosure only surfaced because the Trump Organization and Eric Trump sued the bank last year in federal court, claiming that it rejected the Trump family’s business for political reasons.
Capital One’s legal team is seeking to have the case against it dismissed, arguing that the Trump group’s lawsuit rests on “vague allegations of political discrimination,” ignoring the factual reasons behind the decision to terminate the accounts.
The bank’s latest legal filing cites “anti-money-laundering (‘AML’) reasons” as the justification for purging the accounts. “The closures were the result of months of analysis and a careful review by Capital One’s AML team in accordance with bank policies and regulatory guidance,” the filing states.
Subscribe to the Daily newsletter.Fast Company's trending stories delivered to you every day
A shifting political landscapeThe closures came in March 2021, a few months after the January 6 riot at the U.S. Capitol in Washington, D.C., during a phase when social media companies and other businesses rejected the then-former president, citing his involvement in inciting the day’s violence.
The Trump Organization noted this political atmosphere in its lawsuit against Capital One over the accounts, which it filed four years after the fact in March of last year. “Plaintiffs have reason to believe that Capital One’s unilateral decision came about as a result of political and social motivations and Capital One’s unsubstantiated, ‘woke’ beliefs that it needed to distance itself from President Trump and his conservative political views,” the lawsuit stated.
In the suit, the Trump organization alleged that the banking woes caused it financial harm and claimed that the debanking incident was an example of a “systemic, subversive industry practice that aims to coerce the public to shift and re-align their political views” against conservatives. At the time, Capital One denied the accusation, asserting that it has never closed customer accounts over politics.
While we know few details of the kind of transactions that Capital One identified, the bank didn’t mince words about its rigorous investigation process. “Plaintiffs cannot meaningfully criticize the robust process undertaken by Capital One’s [anti-money-laundering] professionals with decades of law enforcement experience in deciding to close the accounts,” the filing states.
The early-rate deadline for the Most Innovative Companies Awards is Friday, September 4, at 11:59 p.m. PT. Apply today.
For new and old investors, taking full advantage of the stock market and investing with confidence are common goals. Zacks Premium provides lots of different ways to do both.
The research service features daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, all of which will help you become a smarter, more confident investor.
Zacks Premium also includes the Zacks Style Scores.
What are the Zacks Style Scores? Developed alongside the Zacks Rank, the Zacks Style Scores are a group of complementary indicators that help investors pick stocks with the best chances of beating the market over the next 30 days.
Each stock is assigned a rating of A, B, C, D, or F based on their value, growth, and momentum characteristics. Just like in school, an A is better than a B, a B is better than a C, and so on -- that means the better the score, the better chance the stock will outperform.
The Style Scores are broken down into four categories:
Value ScoreFinding good stocks at good prices, and discovering which companies are trading under their true value, are what value investors like to focus on. So, the Value Style Score takes into account ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and a host of other multiples to highlight the most attractive and discounted stocks.
Growth ScoreGrowth investors, on the other hand, are more concerned with a company's financial strength and health, and its future outlook. The Growth Style Score examines things like projected and historic earnings, sales, and cash flow to find stocks that will experience sustainable growth over time.
Momentum ScoreMomentum investors, who live by the saying "the trend is your friend," are most interested in taking advantage of upward or downward trends in a stock's price or earnings outlook. Utilizing one-week price change and the monthly percentage change in earnings estimates, among other factors, the Momentum Style Score can help determine favorable times to buy high-momentum stocks.
VGM ScoreIf you want a combination of all three Style Scores, then the VGM Score will be your friend. It rates each stock on their combined weighted styles, helping you find the companies with the most attractive value, best growth forecast, and most promising momentum. It's also one of the best indicators to use with the Zacks Rank.
How Style Scores Work with the Zacks Rank A proprietary stock-rating model, the Zacks Rank utilizes the power of earnings estimate revisions, or changes to a company's earnings outlook, to help investors create a successful portfolio.
It's highly successful, with #1 (Strong Buy) stocks producing an unmatched +23.94% average annual return since 1988. That's more than double the S&P 500. But because of the large number of stocks we rate, there are over 200 companies with a Strong Buy rank, plus another 600 with a #2 (Buy) rank, on any given day.
This totals more than 800 top-rated stocks, and it can be overwhelming to try and pick the best stocks for you and your portfolio.
That's where the Style Scores come in.
To maximize your returns, you want to buy stocks with the highest probability of success. This means picking stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B. If you find yourself looking at stocks with a #3 (Hold) rank, make sure they have Scores of A or B as well to ensure as much upside potential as possible.
The direction of a stock's earnings estimate revisions should always be a key factor when choosing which stocks to buy, since the Scores were created to work together with the Zacks Rank.
Here's an example: a stock with a #4 (Sell) or #5 (Strong Sell) rating, even one with Style Scores of A and B, still has a downward-trending earnings outlook, and a bigger chance its share price will decrease too.
Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.
Stock to Watch: Capital One (COF - Free Report) Headquartered in McLean, VA, Capital One Financial Corporation was founded in 1988 and focuses primarily on consumer and commercial lending, along with deposit origination. The company offers a wide range of financial products and services to consumers, small businesses, and commercial clients across the United States through its banking and non-banking subsidiaries.
COF is a #3 (Hold) on the Zacks Rank, with a VGM Score of A.
Momentum investors should take note of this Finance stock. COF has a Momentum Style Score of A, and shares are up 1.9% over the past four weeks.
Seven analysts revised their earnings estimate upwards in the last 60 days for fiscal 2026. The Zacks Consensus Estimate has increased $0.67 to $20.19 per share. COF boasts an average earnings surprise of +12.8%.
With a solid Zacks Rank and top-tier Momentum and VGM Style Scores, COF should be on investors' short list.
U.S. President Donald Trump gives thumbs-up as he walks to board Marine One following his arrival aboard Air Force One at Morristown Municipal Airport in Morristown, New Jersey, U.S., July 31,... Purchase Licensing Rights, opens new tab Read more
SummaryCompaniesCapital One says anti-money laundering review prompted closure of more than 300 Trump-affiliated accountsTrump Organization and Eric Trump sued in March 2025, alleging political debankingMiami federal court tossed two complaints but let plaintiffs file amended versionsSAN FRANCISCO, Aug 1 (Reuters) - Capital One Financial (COF.N), opens new tab hit back on Friday against a lawsuit over its decision to close the Trump Organization's bank accounts years ago, stating that it did so after a review by anti-money laundering experts.
The disclosure marks the first time a bank has formally tied money laundering concerns to U.S. President Donald Trump's family business. Capital One is seeking to dismiss the case by casting doubt on claims of illegally debanking — or denying services on religious or political grounds — the Trump Organization.
Jumpstart your morning with the latest legal news delivered straight to your inbox from The Daily Docket newsletter. Sign up here.
The Trump Organization and Capital One did not immediately respond to requests for comment.
Capital One has never accused the Trump Organization of illegal money laundering. But Friday's filing argues that "documents and Plaintiffs’ own allegations make clear that Capital One closed Plaintiffs’ accounts for anti-money laundering (“AML”) reasons. The closures were the result of months of analysis and a careful review by Capital One’s AML team in accordance with bank policies and regulatory guidance."
Capital One gave notice of its plans to close more than 300 Trump-affiliated bank accounts in March 2021. The Trump Organization and Eric Trump, the president’s son, filed a lawsuit in March 2025 in a Florida federal court, alleging the accounts were closed because of Capital One’s “woke” beliefs and its desire to benefit from the political mood after the January 6, 2021 riot at the U.S. Capitol.
'MISGUIDED' ALLEGATIONS: CAPITAL ONEThe federal court in Miami has tossed two complaints in the Capital One case, but gave the plaintiffs opportunities each time to submit an amended complaint. Capital One said that the latest version, filed in July, “suffers from the same fundamental flaws as their prior two pleadings.”
Capital One said in Friday’s filing that the Trump Organization’s allegations of political pretext were “misguided” and “based on cherry-picked quotations unsupported by the full context” of documents submitted to the court.
“The transaction patterns identified by Capital One are among the types of activity flagged by federal banking guidance,” the filing said.
Since the start of Trump's second term, his administration has put pressure on some large banks, echoing conservative complaints that the institutions are deliberately targeting the political right.
Trump signed an executive order in August 2025 barring discriminatory debanking. In January, Trump filed a suit against JPMorgan Chase (JPM.N), opens new tab on the same grounds, underscoring the fraught policy environment Wall Street is navigating during the president’s second term.
In 2019, during his first term, Trump sued Capital One and Deutsche Bank in an attempt to prevent them from sharing financial records with Congress as part of a probe led by Democratic lawmakers. Anti-money laundering professionals at Deutsche Bank reportedly flagged a set of transactions, but executives ignored them; Deutsche Bank denied the report at the time.
Reporting by Kenrick Cai; Editing by Sergio Non and Rod Nickel
Our Standards: The Thomson Reuters Trust Principles., opens new tab
Kenrick Cai is a correspondent for Reuters based in San Francisco. He covers Google, its parent company Alphabet and artificial intelligence. Cai joined Reuters in 2024. He previously worked at Forbes magazine, where he was a staff writer covering venture capital and startups. He received a Best in Business award from the Society for Advancing Business Editing and Writing in 2023. He is a graduate of Duke University. Reach him on Signal at @kenrick.01.
Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
Capital One (COF -0.54%) made a bold move by acquiring Discover. The big goal was to expand Capital One's transaction processing business, effectively taking on industry giants like Visa (V -0.04%) and Mastercard (MA -0.74%). But along with the processing business came Discover's other operations. There's an important interplay here that investors need to understand, summed up by one figure: Purchase volume.
The headline number is a little misleading Capital One's card business saw a 26% increase in purchase volume in the second quarter of 2026. That's a huge advance, but there are some important nuances to consider. The biggest nuance is highlighted by comparing the legacy Capital One business's purchase volume growth of 14% to the legacy Discover business's growth of about 2%. At first glance, that doesn't seem to square with the 26% overall increase. But the overall increase was driven by adding all of Discover's business to Capital One's existing business.
Image source: Getty Images.
Looking at the legacy businesses, meanwhile, may cause some concern. Sure, Capital One's card business remains strong, but Discover's looks like it is struggling, relatively speaking. That's not exactly the right takeaway. Capital One is busy integrating Discover's card operations into its own operations. Part of that process is upgrading the credit quality of Discover's customer base. Management has called the current lull in growth a "brownout."
The brownout is having the intended effect. Capital One's net charge-off rate for its card business fell 39 basis points between the first and second quarters. The 30-day delinquency rate fell 31 basis points. Hitting the pause button now will prepare Capital One to better deal with the next recession. It is just a matter of time before that recession arrives, so the brownout is really a wise business move.
Today's Change
(
-0.54
%) $
-1.13
Current Price
$
209.01
So far, Capital One's Discover deal is working out as planned Notably, the brownout is just one of many aspects of the Discover integration process. For example, Discover cards are currently being migrated to the Capital One customer system. Capital One debit transactions have been moved over to the Discover processing platform. There are many moving parts, and the process is nowhere near complete. In fact, the company expects the process to last until at least the second half of 2027.
So far, finance giant Capital One is executing well with what is a very complicated transaction. Shareholders should be pleased. That said, the headline growth number overstates the story, since it doesn't highlight the very important moves taking shape behind the scenes.
Reuben Gregg Brewer has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Mastercard and Visa. The Motley Fool recommends Capital One Financial. The Motley Fool has a disclosure policy.
MCLEAN, Va.--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) today announced a quarterly dividend of $0.80 per common share payable September 1, 2026, to stockholders of record at the close of business on August 17, 2026. The company has announced dividends on its common stock every quarter since it became an independent company on February 28, 1995. Dividends declared by the company are eligible for direct reinvestment in the company's common stock under its Dividend Reinvestmen.
Alua Capital Management LP cut its stake in shares of Capital One Financial Corporation (NYSE:COF – Free Report) by 20.6% in the 1st quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission (SEC). The fund owned 537,686 shares of the financial services provider’s stock after selling 139,400 shares during the quarter. Capital One Financial accounts for about 8.6% of Alua Capital Management LP’s holdings, making the stock its 5th biggest holding. Alua Capital Management LP owned approximately 0.09% of Capital One Financial worth $98,090,000 as of its most recent filing with the Securities and Exchange Commission (SEC).
A number of other hedge funds and other institutional investors have also recently modified their holdings of COF. Lombard Odier Asset Management Switzerland SA boosted its holdings in shares of Capital One Financial by 5.9% during the first quarter. Lombard Odier Asset Management Switzerland SA now owns 44,849 shares of the financial services provider’s stock worth $8,182,000 after purchasing an additional 2,500 shares during the period. Lombard Odier Asset Management USA Corp raised its position in Capital One Financial by 9.6% during the 1st quarter. Lombard Odier Asset Management USA Corp now owns 2,800 shares of the financial services provider’s stock valued at $511,000 after purchasing an additional 246 shares during the last quarter. Aristotle Atlantic Partners LLC bought a new position in Capital One Financial during the 1st quarter valued at approximately $744,000. Helix Partners Management LP lifted its holdings in Capital One Financial by 600.9% in the 1st quarter. Helix Partners Management LP now owns 77,100 shares of the financial services provider’s stock worth $14,065,000 after buying an additional 66,100 shares during the period. Finally, Entropy Technologies LP purchased a new stake in Capital One Financial in the 1st quarter worth approximately $7,232,000. 89.84% of the stock is currently owned by hedge funds and other institutional investors.
Capital One Financial Trading Up 1.3% NYSE:COF opened at $202.53 on Friday. The company has a debt-to-equity ratio of 0.39, a current ratio of 1.02 and a quick ratio of 1.03. The firm has a market capitalization of $126.03 billion, a price-to-earnings ratio of 12.53, a price-to-earnings-growth ratio of 0.76 and a beta of 1.02. Capital One Financial Corporation has a one year low of $174.24 and a one year high of $259.64. The business has a fifty day moving average price of $195.38 and a 200-day moving average price of $200.56.
Capital One Financial (NYSE:COF – Get Free Report) last released its earnings results on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share for the quarter, beating analysts’ consensus estimates of $4.79 by $1.02. The company had revenue of $15.83 billion for the quarter, compared to analysts’ expectations of $15.76 billion. Capital One Financial had a net margin of 13.37% and a return on equity of 11.28%. Capital One Financial’s revenue for the quarter was up 26.9% on a year-over-year basis. During the same quarter in the previous year, the company earned $5.48 EPS. Sell-side analysts forecast that Capital One Financial Corporation will post 20.13 EPS for the current year.
Capital One Financial Announces Dividend The company also recently disclosed a quarterly dividend, which was paid on Monday, June 1st. Shareholders of record on Tuesday, May 19th were paid a $0.80 dividend. The ex-dividend date of this dividend was Tuesday, May 19th. This represents a $3.20 dividend on an annualized basis and a yield of 1.6%. Capital One Financial’s payout ratio is presently 19.80%.
Key Headlines Impacting Capital One Financial Here are the key news stories impacting Capital One Financial this week:
Positive Sentiment: Capital One’s Q2 results showed improved profitability, with the company swinging back to net income and posting higher net interest income, reinforcing the view that its core business momentum remains solid. Positive Sentiment: Multiple reports highlighted bullish analyst sentiment, including Piper Sandler and Morgan Stanley maintaining buy ratings, while one note set a $260 price target, suggesting meaningful upside from current levels. Positive Sentiment: Several articles pointed to Capital One’s technology and AI advantages, including its cloud-native infrastructure and open-source security tool VulnHunter, which support the company’s long-term competitive positioning. Neutral Sentiment: Capital One is also being viewed as a value stock after earnings, with coverage noting that the shares trade at a discount to peers on forward earnings and tangible book value. Negative Sentiment: The stock is facing overhang from legal and regulatory headlines, including a Zelle fraud lawsuit, a Canada data-breach settlement, and reports that customer payouts from a separate $425 million settlement may be delayed after an appeal. Insider Buying and Selling In other news, General Counsel Matthew W. Cooper sold 3,500 shares of the firm’s stock in a transaction that occurred on Tuesday, July 7th. The stock was sold at an average price of $208.00, for a total value of $728,000.00. Following the completion of the sale, the general counsel directly owned 90,194 shares of the company’s stock, valued at $18,760,352. This trade represents a 3.74% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Celia Karam sold 1,749 shares of Capital One Financial stock in a transaction that occurred on Friday, May 1st. The stock was sold at an average price of $192.58, for a total value of $336,822.42. Following the completion of the transaction, the insider owned 61,579 shares of the company’s stock, valued at approximately $11,858,883.82. This trade represents a 2.76% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last ninety days, insiders sold 8,749 shares of company stock worth $1,708,577. Corporate insiders own 0.78% of the company’s stock.
Wall Street Analyst Weigh In Several analysts have weighed in on the company. BTIG Research lifted their price objective on Capital One Financial from $224.00 to $259.00 and gave the company a “buy” rating in a research report on Tuesday, June 30th. Bank of America decreased their target price on Capital One Financial from $234.00 to $231.00 and set a “buy” rating for the company in a research report on Thursday, July 9th. Wall Street Zen upgraded Capital One Financial from a “hold” rating to a “buy” rating in a research note on Saturday. Barclays dropped their price target on Capital One Financial from $242.00 to $240.00 and set an “overweight” rating on the stock in a research report on Wednesday. Finally, HSBC raised Capital One Financial from a “hold” rating to a “buy” rating and upped their price target for the stock from $226.00 to $229.00 in a research note on Sunday, July 12th. Twenty analysts have rated the stock with a Buy rating and four have given a Hold rating to the company’s stock. According to data from MarketBeat, the company currently has a consensus rating of “Moderate Buy” and a consensus target price of $259.82.
View Our Latest Research Report on COF
About Capital One Financial (Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
See Also Five stocks we like better than Capital One Financial Telecom Earnings Reveal a Sector That Finally Looks Healthier Defense Earnings Show Readiness Now and Modernization Ahead Why Palantir Investors Aren’t Panicking While the Rest of AI Sells Off MarketBeat Week in Review – 07/20- 07/24
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
« PREVIOUS HEADLINEScience Applications International Corporation $SAIC Shares Sold by California Public Employees Retirement System
NEXT HEADLINE »Dimensional Fund Advisors LP Raises Stake in Exelon Corporation $EXC
Capital One (COF +1.44%) provided Wall Street with a solid earnings update for the second quarter of 2026. But there was a lot of noise, given the company's ongoing integration of Discover. Here's the good news from the quarter, and a look at the ongoing integration effort that will determine how successful the Capital One-Discover tie-up will be.
Earnings numbers are all over the place Right now, the acquisition of Discover means Capital One will have very complicated financial results. For example, in the second quarter of 2026, the bank posted net income per share of $4.73, up from $3.34 in the first quarter of 2026 and a loss of $8.58 per share in the year-ago period. The second quarter of 2025 looks terrible in comparison, but don't get too excited about the improvement.
Image source: Getty Images.
Second-quarter 2026 adjusted earnings came in at $5.81, up from $5.48 in the second quarter of 2025. That's a solid uptick, but the difference between adjusted and GAAP earnings highlights that there are many moving parts right now. And the Discover acquisition is a big part of the story, as is the subsequent, though much smaller, purchase of Brex. For example, the loss in the second quarter of 2025 was driven by some large Discover acquisition costs. Removing those costs pushed adjusted earnings well into positive territory. In the second quarter of 2026, costs related to Discover and Brex weren't as large, but still totaled $1.08 per share.
These costs aren't going away anytime soon. So, for now, the Discover acquisition means continued earnings complexity. That's a clear negative, but there are positives to consider, too.
Today's Change
(
1.44
%) $
2.88
Current Price
$
202.84
The integration is going well The real story to watch today is the integration of the Discover business, which is still a work in progress. According to the company, things are going well. Capital one debit customers have been transitioned to the Discover network. And Discover's credit card customers are actively being transferred to Capital One's back-end systems. These are big, technically difficult moves that Capital One has to get right, or it could risk losing customers.
That said, Capital One is deliberately overhauling the Discover business to shift it toward a more conservative financing approach. That will likely depress Discover's performance for a bit. So there are many moving parts, but the end of the story is still a net positive for Capital One. For example, revenues increased 4% year over year, and credit quality metrics improved across the board. That's pretty much what investors should be hoping to see. So, if you can look beyond the earnings complexity, the Capital One-Discover tie-up is still moving the company in a good direction.
Capital One (COF) is rated Strong Buy with a $260 price target, 26% above current levels, driven by technology-led competitive advantages. COF's cloud-native infrastructure, AI leadership, and ownership of the Discover network position it for payments-grade returns on tangible equity. Despite low-20s% normalized ROTCE post-integration, COF trades at ~9.4x forward earnings and ~1.9x tangible book, a deep discount to peers like Amex.
Taking full advantage of the stock market and investing with confidence are common goals for new and old investors, and Zacks Premium offers many different ways to do both.
Featuring daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, the research service can help you become a smarter, more self-assured investor.
Zacks Premium includes access to the Zacks Style Scores as well.
What are the Zacks Style Scores? The Zacks Style Scores is a unique set of guidelines that rates stocks based on three popular investing types, and were developed as complementary indicators for the Zacks Rank. This combination helps investors choose securities with the highest chances of beating the market over the next 30 days.
Based on their value, growth, and momentum characteristics, each stock is assigned a rating of A, B, C, D, or F. The better the score, the better chance the stock will outperform; an A is better than a B, a B is better than a C, and so on.
The Style Scores are broken down into four categories:
Value ScoreFinding good stocks at good prices, and discovering which companies are trading under their true value, are what value investors like to focus on. So, the Value Style Score takes into account ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and a host of other multiples to highlight the most attractive and discounted stocks.
Growth ScoreGrowth investors are more concerned with a stock's future prospects, and the overall financial health and strength of a company. Thus, the Growth Style Score analyzes characteristics like projected and historic earnings, sales, and cash flow to find stocks that will see sustainable growth over time.
Momentum ScoreMomentum traders and investors live by the saying "the trend is your friend." This investing style is all about taking advantage of upward or downward trends in a stock's price or earnings outlook. Employing factors like one-week price change and the monthly percentage change in earnings estimates, the Momentum Style Score can indicate favorable times to build a position in high-momentum stocks.
VGM ScoreWhat if you like to use all three types of investing? The VGM Score is a combination of all Style Scores, making it one of the most comprehensive indicators to use with the Zacks Rank. It rates each stock on their combined weighted styles, which helps narrow down the companies with the most attractive value, best growth forecast, and most promising momentum.
How Style Scores Work with the Zacks Rank The Zacks Rank is a proprietary stock-rating model that harnesses the power of earnings estimate revisions, or changes to a company's earnings expectations, to help investors build a successful portfolio.
Investors can count on the Zacks Rank's success, with #1 (Strong Buy) stocks producing an unmatched +23.94% average annual return since 1988, more than double the S&P 500's performance. But the model rates a large number of stocks, and there are over 200 companies with a Strong Buy rank, plus another 600 with a #2 (Buy) rank, on any given day.
With more than 800 top-rated stocks to choose from, it can certainly feel overwhelming to pick the ones that are right for you and your investing journey.
That's where the Style Scores come in.
To maximize your returns, you want to buy stocks with the highest probability of success. This means picking stocks with a Zacks Rank #1 or #2 that also have Style Scores of A or B. If you find yourself looking at stocks with a #3 (Hold) rank, make sure they have Scores of A or B as well to ensure as much upside potential as possible.
The direction of a stock's earnings estimate revisions should always be a key factor when choosing which stocks to buy, since the Scores were created to work together with the Zacks Rank.
For instance, a stock with a #4 (Sell) or #5 (Strong Sell) rating, even one that boasts Scores of A and B, still has a downward-trending earnings forecast, and a much greater likelihood its share price will decline as well.
Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.
Stock to Watch: Capital One (COF - Free Report) Headquartered in McLean, VA, Capital One Financial Corporation was founded in 1988 and focuses primarily on consumer and commercial lending, along with deposit origination. The company offers a wide range of financial products and services to consumers, small businesses, and commercial clients across the United States through its banking and non-banking subsidiaries.
COF is a #3 (Hold) on the Zacks Rank, with a VGM Score of A.
It also boasts a Value Style Score of A thanks to attractive valuation metrics like a forward P/E ratio of 10.03; value investors should take notice.
Four analysts revised their earnings estimate upwards in the last 60 days for fiscal 2026. The Zacks Consensus Estimate has increased $0.41 to $19.93 per share. COF boasts an average earnings surprise of +12.8%.
With a solid Zacks Rank and top-tier Value and VGM Style Scores, COF should be on investors' short list.
Coastal Financial Corporation is rated a buy, leveraging a scalable Banking-as-a-Service (BaaS) model with 20+ fintech partners and accelerating fee-based growth. CCB's BaaS segment is driving over 30% net revenue growth, with management signaling continued expansion and disciplined partner onboarding. I assign CCB a $110 price target (19x PE, 0.7x PEG), reflecting its lower-risk, diversified fintech service profile and potential for 30%+ EPS growth.
Capital One has announced the open-source release of its in-house agentic AI security tool.
The banking giant’s VulnHunter is designed “to apply proactive, attacker-perspective analysis directly to the source code,” Capital One said in a news release.
“Advanced AI models have dramatically lowered the barrier for bad actors to discover and exploit vulnerabilities in software,” the release said.
“What once required significant skill and time can now be automated, accelerated, and scaled. The world faces an increasingly short window of time before highly sophisticated, next-generation AI attack capabilities become affordable and accessible to virtually every adversary. Across the industry, organizations are racing to prepare for this paradigm shift.”
According to the release, VulnHunter introduces technical innovations designed to “minimize speculative alerts and maximize actionable repair.”
Among these is a falsification engine built to “challenge its own conclusions” and minimize false positives before they get to development. Upon surfacing a finding, VulnHunter runs a structured reasoning workflow to “disprove its own argument,” the company said.
“This falsification engine actively searches for assumptions that don’t hold, logical gaps in the exploit path, and conditions that would prevent the attack from succeeding. It is designed to immediately discard findings that rely on unsupported assumptions,” the release said.
“The result: what reaches a developer’s attention has already survived a rigorous internal challenge. Every flagged vulnerability is one the tool has tried and failed to rule out.”
VulnHunter is available now and requires access to Claude Opus 4.8 and a working Claude Code environment, the release said.
In other Capital One news, PYMNTS wrote this week about the company’s latest earnings, which spotlight a more segmented consumer credit market.
In this environment, the report said, “lenders are drawing finer distinctions within credit tiers, millions of new accounts are still being opened and card products are increasingly being matched to both a borrower’s credit profile and expected spending behavior.”
Capital One’s treatment of its Discover portfolio demonstrates how much can differ among borrowers within large credit categories, the report added. Discover began expanding credit in 2022 before scaling back originations and credit-line increases starting in late 2023.
“Since acquiring the company, Capital One has tightened further in areas where it is less comfortable with borrowers’ ability to withstand financial pressure, particularly among high-balance revolvers,” PYMNTS added.
Baader Bank Aktiengesellschaft cut its stake in Capital One Financial Corporation (NYSE:COF) by 70.6% in the 1st quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The firm owned 1,247 shares of the financial services provider’s stock after selling 2,989 shares during the period. Baader Bank Aktiengesellschaft’s holdings in Capital One Financial were worth $226,000 at the end of the most recent reporting period.
Several other large investors have also bought and sold shares of COF. Brighton Jones LLC boosted its position in shares of Capital One Financial by 330.1% during the fourth quarter. Brighton Jones LLC now owns 13,587 shares of the financial services provider’s stock valued at $2,423,000 after purchasing an additional 10,428 shares in the last quarter. Intech Investment Management LLC lifted its position in Capital One Financial by 44.3% during the first quarter. Intech Investment Management LLC now owns 8,968 shares of the financial services provider’s stock valued at $1,608,000 after buying an additional 2,753 shares during the period. Sivia Capital Partners LLC lifted its position in Capital One Financial by 118.3% during the second quarter. Sivia Capital Partners LLC now owns 3,300 shares of the financial services provider’s stock valued at $702,000 after buying an additional 1,788 shares during the period. Flow Traders U.S. LLC bought a new stake in shares of Capital One Financial during the 2nd quarter valued at $218,000. Finally, Jump Financial LLC bought a new stake in shares of Capital One Financial during the 2nd quarter valued at $1,086,000. 89.84% of the stock is owned by institutional investors.
Key Capital One Financial News Here are the key news stories impacting Capital One Financial this week:
Positive Sentiment: Capital One beat Q2 estimates with adjusted EPS of $5.81 and revenue of about $15.8 billion, helped by stronger net interest income, higher revenues, and lower provisions for credit losses. Capital One’s Q2 Earnings Beat on Higher Revenues, Lower Provisions Positive Sentiment: Management said the Discover integration remains on schedule, synergies are being captured, and card growth could reaccelerate after platform migrations. COF Q2 Earnings Call Tracks Discover Integration Progress Positive Sentiment: Unusual options activity leaned bullish, with call buying running well above normal volume ahead of the earnings reaction. Neutral Sentiment: Some coverage framed the stock as a potential value play after solid consumer-credit results, but with investors still waiting for clearer signs on the outlook. Negative Sentiment: Shares are under pressure because the earnings beat was boosted by a sharp drop in provisions and a reserve release, while charge-offs remained elevated and integration-related expenses rose. Negative Sentiment: Deposits were weaker, and non-interest expense increased, which may temper enthusiasm about the durability of earnings momentum. Negative Sentiment: A New York lawsuit involving Zelle’s parent, Early Warning Services, could add headline risk for Capital One because COF is one of the seven bank owners, though the case is not directly about Capital One’s core operations. Zelle must face New York attorney general lawsuit over ‘rampant’ fraud, judge rules Insiders Place Their Bets In other news, General Counsel Matthew W. Cooper sold 3,500 shares of the business’s stock in a transaction on Tuesday, July 7th. The stock was sold at an average price of $208.00, for a total value of $728,000.00. Following the completion of the transaction, the general counsel owned 90,194 shares in the company, valued at $18,760,352. The trade was a 3.74% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Celia Karam sold 1,749 shares of the stock in a transaction on Friday, May 1st. The shares were sold at an average price of $192.58, for a total value of $336,822.42. Following the sale, the insider directly owned 61,579 shares in the company, valued at $11,858,883.82. This trade represents a 2.76% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last three months, insiders sold 8,749 shares of company stock valued at $1,708,577. Corporate insiders own 0.78% of the company’s stock.
Wall Street Analyst Weigh In COF has been the topic of a number of recent research reports. Morgan Stanley reduced their target price on shares of Capital One Financial from $300.00 to $273.00 and set an “overweight” rating on the stock in a research report on Thursday, April 16th. Barclays dropped their price objective on shares of Capital One Financial from $242.00 to $240.00 and set an “overweight” rating on the stock in a research note on Wednesday. Evercore cut their price objective on shares of Capital One Financial from $265.00 to $222.00 and set an “outperform” rating on the stock in a report on Monday, April 6th. Royal Bank Of Canada decreased their target price on shares of Capital One Financial from $275.00 to $235.00 and set a “sector perform” rating for the company in a research note on Friday, April 10th. Finally, TD Cowen lowered their target price on shares of Capital One Financial from $260.00 to $253.00 and set a “buy” rating for the company in a report on Tuesday, July 7th. Twenty investment analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the stock. According to data from MarketBeat.com, the stock has an average rating of “Moderate Buy” and a consensus price target of $259.82.
Read Our Latest Stock Report on Capital One Financial
Capital One Financial Stock Performance Shares of COF stock opened at $201.84 on Thursday. The company has a market capitalization of $125.60 billion, a price-to-earnings ratio of 12.49, a price-to-earnings-growth ratio of 0.75 and a beta of 1.02. The company has a debt-to-equity ratio of 0.46, a quick ratio of 1.03 and a current ratio of 1.03. Capital One Financial Corporation has a one year low of $174.24 and a one year high of $259.64. The company’s 50-day moving average is $194.79 and its 200 day moving average is $200.88.
Capital One Financial (NYSE:COF – Get Free Report) last issued its earnings results on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share (EPS) for the quarter, topping the consensus estimate of $4.79 by $1.02. Capital One Financial had a net margin of 13.37% and a return on equity of 11.29%. The business had revenue of $15.83 billion during the quarter, compared to analysts’ expectations of $15.76 billion. During the same period in the previous year, the company earned $5.48 earnings per share. The business’s revenue for the quarter was up 26.9% compared to the same quarter last year. Sell-side analysts expect that Capital One Financial Corporation will post 19.54 EPS for the current fiscal year.
Capital One Financial Dividend Announcement The firm also recently announced a quarterly dividend, which was paid on Monday, June 1st. Shareholders of record on Tuesday, May 19th were paid a dividend of $0.80 per share. This represents a $3.20 annualized dividend and a yield of 1.6%. The ex-dividend date was Tuesday, May 19th. Capital One Financial’s dividend payout ratio (DPR) is currently 112.28%.
About Capital One Financial (Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
See Also Five stocks we like better than Capital One Financial Could Truth API Become Trump Media’s First Meaningful Revenue Driver? Small Caps Are Crushing the S&P 500—3 Stocks Still Worth Buying Moog Is More Than a Missile Maker, and Wall Street Is Noticing A Boring Dividend Growth Strategy Becomes a Solid Defensive Play Want to see what other hedge funds are holding COF? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Capital One Financial Corporation (NYSE:COF – Free Report).
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
« PREVIOUS HEADLINEAndra AP fonden Boosts Stock Holdings in KKR & Co. Inc. $KKR
NEXT HEADLINE »Carmel Capital Partners LLC Boosts Holdings in Amazon.com, Inc. $AMZN
ABN Amro Investment Solutions cut its holdings in Capital One Financial Corporation (NYSE:COF – Free Report) by 36.1% during the 1st quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The fund owned 49,834 shares of the financial services provider’s stock after selling 28,168 shares during the quarter. ABN Amro Investment Solutions’ holdings in Capital One Financial were worth $9,091,000 at the end of the most recent quarter.
Other institutional investors have also recently modified their holdings of the company. Evolution Wealth Management Inc. increased its position in Capital One Financial by 529.4% during the 4th quarter. Evolution Wealth Management Inc. now owns 107 shares of the financial services provider’s stock worth $26,000 after purchasing an additional 90 shares in the last quarter. VSM Wealth Advisory LLC acquired a new position in Capital One Financial in the 4th quarter valued at $27,000. Cherry Tree Wealth Management LLC raised its holdings in Capital One Financial by 1,312.5% in the 4th quarter. Cherry Tree Wealth Management LLC now owns 113 shares of the financial services provider’s stock valued at $27,000 after acquiring an additional 105 shares during the last quarter. Strive Asset Management LLC purchased a new position in shares of Capital One Financial during the 3rd quarter worth $28,000. Finally, Frazier Financial Advisors LLC purchased a new position in shares of Capital One Financial during the 1st quarter worth $29,000. 89.84% of the stock is currently owned by institutional investors and hedge funds.
Capital One Financial News Summary Here are the key news stories impacting Capital One Financial this week:
Positive Sentiment: Capital One beat Q2 estimates with adjusted EPS of $5.81 and revenue of about $15.8 billion, helped by stronger net interest income, higher revenues, and lower provisions for credit losses. Capital One’s Q2 Earnings Beat on Higher Revenues, Lower Provisions Positive Sentiment: Management said the Discover integration remains on schedule, synergies are being captured, and card growth could reaccelerate after platform migrations. COF Q2 Earnings Call Tracks Discover Integration Progress Positive Sentiment: Unusual options activity leaned bullish, with call buying running well above normal volume ahead of the earnings reaction. Neutral Sentiment: Some coverage framed the stock as a potential value play after solid consumer-credit results, but with investors still waiting for clearer signs on the outlook. Negative Sentiment: Shares are under pressure because the earnings beat was boosted by a sharp drop in provisions and a reserve release, while charge-offs remained elevated and integration-related expenses rose. Negative Sentiment: Deposits were weaker, and non-interest expense increased, which may temper enthusiasm about the durability of earnings momentum. Negative Sentiment: A New York lawsuit involving Zelle’s parent, Early Warning Services, could add headline risk for Capital One because COF is one of the seven bank owners, though the case is not directly about Capital One’s core operations. Zelle must face New York attorney general lawsuit over ‘rampant’ fraud, judge rules Analyst Upgrades and Downgrades A number of equities research analysts have recently commented on the company. TD Cowen lowered their price objective on Capital One Financial from $260.00 to $253.00 and set a “buy” rating for the company in a research report on Tuesday, July 7th. UBS Group increased their target price on Capital One Financial from $270.00 to $275.00 and gave the stock a “buy” rating in a research report on Tuesday, July 7th. Weiss Ratings reissued a “hold (c)” rating on shares of Capital One Financial in a research note on Wednesday, June 24th. JPMorgan Chase & Co. lifted their price target on Capital One Financial from $215.00 to $245.00 and gave the company an “overweight” rating in a report on Monday, July 13th. Finally, Rothschild & Co Redburn lowered their price target on Capital One Financial from $290.00 to $275.00 and set a “buy” rating for the company in a report on Wednesday, April 29th. Twenty research analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the company. Based on data from MarketBeat, Capital One Financial has a consensus rating of “Moderate Buy” and a consensus target price of $259.82.
View Our Latest Stock Report on Capital One Financial
Capital One Financial Price Performance COF stock opened at $201.84 on Thursday. The stock has a 50-day moving average price of $194.79 and a two-hundred day moving average price of $200.88. Capital One Financial Corporation has a 12-month low of $174.24 and a 12-month high of $259.64. The company has a current ratio of 1.03, a quick ratio of 1.03 and a debt-to-equity ratio of 0.46. The company has a market cap of $125.60 billion, a PE ratio of 12.49, a price-to-earnings-growth ratio of 0.75 and a beta of 1.02.
Capital One Financial (NYSE:COF – Get Free Report) last released its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $5.81 earnings per share for the quarter, beating the consensus estimate of $4.79 by $1.02. Capital One Financial had a return on equity of 11.29% and a net margin of 13.37%.The business had revenue of $15.83 billion for the quarter, compared to analyst estimates of $15.76 billion. During the same period in the previous year, the company posted $5.48 EPS. The company’s revenue was up 26.9% compared to the same quarter last year. As a group, research analysts predict that Capital One Financial Corporation will post 19.54 EPS for the current year.
Capital One Financial Announces Dividend The firm also recently disclosed a quarterly dividend, which was paid on Monday, June 1st. Shareholders of record on Tuesday, May 19th were paid a dividend of $0.80 per share. This represents a $3.20 annualized dividend and a yield of 1.6%. The ex-dividend date was Tuesday, May 19th. Capital One Financial’s payout ratio is currently 112.28%.
Insider Buying and Selling at Capital One Financial In other news, General Counsel Matthew W. Cooper sold 3,500 shares of the firm’s stock in a transaction on Tuesday, July 7th. The shares were sold at an average price of $208.00, for a total value of $728,000.00. Following the transaction, the general counsel owned 90,194 shares of the company’s stock, valued at approximately $18,760,352. This trade represents a 3.74% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Celia Karam sold 1,749 shares of the stock in a transaction on Friday, May 1st. The shares were sold at an average price of $192.58, for a total value of $336,822.42. Following the completion of the sale, the insider owned 61,579 shares of the company’s stock, valued at approximately $11,858,883.82. This represents a 2.76% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 8,749 shares of company stock valued at $1,708,577 in the last three months. Company insiders own 0.78% of the company’s stock.
Capital One Financial Company Profile (Free Report)
Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
Read More Five stocks we like better than Capital One Financial Could Truth API Become Trump Media’s First Meaningful Revenue Driver? Small Caps Are Crushing the S&P 500—3 Stocks Still Worth Buying Moog Is More Than a Missile Maker, and Wall Street Is Noticing A Boring Dividend Growth Strategy Becomes a Solid Defensive Play
Receive News & Ratings for Capital One Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Capital One Financial and related companies with MarketBeat.com's FREE daily email newsletter.
« PREVIOUS HEADLINEABN Amro Investment Solutions Raises Position in Fifth Third Bancorp $FITB
NEXT HEADLINE »Aureus Asset Management LLC Has $56.91 Million Position in The Charles Schwab Corporation $SCHW
Issuers are becoming more selective within credit tiers as they pursue growth across the credit spectrum.
New account growth remains strong, shifting the contest toward which cards consumers actually use once they are approved.
Private-label, co-branded and general-purpose cards are increasingly giving issuers different routes to the same consumer.
Capital One and Synchrony earnings results this week highlight a consumer credit market that is becoming more segmented: lenders are drawing finer distinctions within credit tiers, millions of new accounts are still being opened and card products are increasingly being matched to both a borrower’s credit profile and expected spending behavior.
Beyond the traditional measures of spending, balances and credit losses, the second-quarter earnings calls provide a closer view of how two of the largest card issuers are approaching consumers after several years of tightening, normalization and changes in household finances.
1. Prime Versus Subprime Capital One continues to originate across the spectrum, but its treatment of the Discover portfolio illustrates how much can differ among borrowers within broad credit categories. Discover expanded credit during 2022 and 2023 before reducing originations and credit-line increases beginning late in 2023. Since acquiring the company, Capital One has tightened further in areas where it is less comfortable with borrowers’ ability to withstand financial pressure, particularly among high-balance revolvers.
At the same time, Capital One is investing heavily at the other end of the market. Chairman and CEO Richard Fairbank said during the earnings call that the company continues to pursue its “heavy spender franchise at the top of the market,” while also pointing analysts toward its originated upmarket portfolio as a better comparison with issuers that do not deliberately originate subprime accounts.
PYMNTS Intelligence data shows why improving credit metrics do not erase pressure among subprime consumers. About 17% of U.S. consumers, or 44 million adults, are subprime, and 55% struggle to pay monthly bills. Yet their card behavior is changing: the share that always or usually revolves balances fell from roughly 50% in mid-2023 to 38% in January 2026, while 35% hold no credit or store card at all. For issuers, subprime remains a sizable market, but one increasingly defined by cash-flow pressure and changing credit use rather than FICO scores alone.
Synchrony has also experienced a change in its credit mix as it has added and renewed major partners. When an analyst asked about the implications of the portfolio moving toward higher-credit-quality consumers, CEO Brian Doubles said the company evaluates programs against its long-term return requirements, including newer and smaller programs.
A FICO score establishes an important measure of risk, but lenders also have to account for balance size, propensity to revolve, expected spending and the economics of acquiring and retaining that particular account.
2. Opening the Account Is Becoming Only Half the Job Synchrony generated more than 5.1 million new accounts during the second quarter and roughly 9.5 million to 10 million during the first half. CFO Brian Wenzel said that puts the company on a trajectory toward about 20 million new accounts for the year. The growth extends across partners and retail categories rather than depending on a single program.
Capital One next expansion could also come from Discover once the portfolio conversion is complete. Half of Discover’s new originations are already running on Capital One technology, with the front book expected to be fully converted by the end of the third quarter.
Digital Channels Raise the Stakes After Approval The large number of new accounts makes the post-approval relationship more consequential. PYMNTS Intelligence found that 70% of cardholders use their primary card’s mobile app and 69% say app quality influences which credit card becomes their most used card. That figure reaches 87% among Gen Z. Nearly one-third of app users said they increased spending on a card after adopting its app.
The digital channel therefore connects account acquisition to spending behavior. An issuer can approve a customer and still receive little economic value if another card captures most of that consumer’s transactions. Apps increasingly serve as the place where cardholders check balances, manage payments and rewards, and decide how actively to use the account.
3. One Consumer Can Now Fit Several Card Products The discussion on conference calls indicate that issuers are using different products to capture consumers with different credit and spending profiles.
Synchrony’s Lowe’s relationship provides a clear example. Its commercial co-branded card now operates alongside the retailer’s private-label program, creating another route for applicants who do not fit the underwriting requirements of the co-brand.
Wenzel said applicants who might otherwise receive nothing after applying for the co-brand can be “offered at least a private label card.”
The implications extend beyond Lowe’s. Private-label cards can be targeted around purchases with a particular retailer, while co-branded general-purpose cards can follow spending outside that merchant. Different underwriting criteria can consequently place consumers into different products rather than treating approval as a binary decision.
Capital One is approaching segmentation through its Discover integration. Fairbank said putting Discover originations onto Capital One technology will allow the company to deploy “full spectrum underwriting” alongside its spender capabilities, which it expects eventually to support more originations and purchase volume.
The earnings point toward a card business becoming more precise at several points in the consumer relationship. Issuers are differentiating more closely among borrowers, competing harder for spending after an account is opened and using multiple card products to accommodate different credit profiles.
Key Takeaways Capital One's adjusted Q2 earnings rose to $5.81 per share, beating the $4.85 estimate.Revenues climbed 27% as net interest income rose 24% and non-interest income jumped 39%.Provisions fell 74%, aided by favorable Domestic Card credit trends and a $662 million reserve release. Capital One Financial’s (COF - Free Report) second-quarter 2026 adjusted earnings of $5.81 per share significantly outpaced the Zacks Consensus Estimate of $4.85. The bottom line was up from $5.48 in the prior-year quarter.
Results benefited from a rise in net interest income (NII) and non-interest income, along with a substantial decline in provisions. Loan growth and improvement in net interest margin (NIM) were other positives. However, higher expenses and a sequential decline in deposits were undermining factors.
Results excluded acquisition-related amortization expenses and Discover Financial and Brex integration costs. Including these, net income available to common stockholders (GAAP basis) was $2.94 billion or $4.73 per share against a net loss available to common stockholders of $4.34 billion or $8.58 per share in the prior-year quarter.
Capital One’s Revenues Increase, Expenses RiseTotal net revenues were $15.85 billion, rising 27% year over year. Also, the top line beat the Zacks Consensus Estimate of $15.7 billion.
NII was $12.37 billion, up 24% from the prior-year quarter. NIM expanded 39 basis points (bps) to 8.01%.
Non-interest income was $3.48 billion, jumping 39%. This was driven by higher net discount and interchange fees, service charges and other customer-related fees and other income.
Non-interest expense was $9.04 billion, up 29%. The increase reflected a rise in salaries and associate benefits, occupancy and equipment costs, marketing expenses, communications and data-processing costs, amortization of intangibles and other expenses.
The efficiency ratio was 57.05%, falling from 55.96% in the prior-year quarter. A rise in the efficiency ratio indicates lower profitability.
As of June 30, 2026, loans held for investment were $457.17 billion, up 2% from the prior quarter. Total deposits were $484.26 billion, down 1% sequentially.
COF’s Credit Quality ImprovesProvision for credit losses was $2.99 billion, down 74% year over year. The allowance for credit losses, as a percentage of loans held for investment, was 5.02%, down 41 bps.
The 30-plus-day performing delinquency rate was 2.91%, down 22 bps year over year. The 30-plus-day delinquency rate was 3.13%, down 19 bps. The quarter included a $662-million loan reserve release, primarily driven by favorable credit performance in Domestic Card.
On the other hand, net charge-offs (NCOs) were $3.64 billion, rising 19% year over year.
COF’s Capital Ratios DeclineAs of June 30, 2026, the common equity Tier 1 capital ratio was 13.7%, down from 14% in the prior-year quarter. The Tier 1 capital ratio was 14.8%, down from 15.1% a year ago.
Capital One’s Share Repurchase UpdateDuring the reported quarter, Capital One repurchased 14 million shares for $2.7 billion.
Our Viewpoint on Capital OneStrategic expansion efforts, demand for consumer loans, favorable changes in interest rates and steady improvement in the card business are expected to support Capital One well for long-term growth. The integration of Discover is progressing, while the acquisition of Brex is expected to strengthen its credit card operations. However, elevated expenses and a tough macroeconomic backdrop are major near-term concerns.
Currently, Capital One carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Performance and Earnings Expectations of COF’s PeersAlly Financial’s (ALLY - Free Report) second-quarter 2026 adjusted earnings of $1.21 per share lagged the Zacks Consensus Estimate of $1.25. However, the bottom line reflected a 22% jump from the year-ago quarter.
Results were primarily hampered by higher expenses and provisions. However, growth in net financing revenues and other revenues, an increase in loan balances and an improvement in NIM offered support to some extent.
Navient (NAVI - Free Report) is scheduled to announce quarterly numbers on Aug. 6.
In the past seven days, the Zacks Consensus Estimate for Navient’s quarterly earnings has remained unchanged at 19 cents. This indicates a 9.5% decline from the prior-year reported number.
Key Takeaways Capital One is 14 months into its 24-month Discover integration and on track for $2.5B in synergies. Discover's loan brownout may bottom in Q4 as front- and back-book migrations advance. Capital One sees a third-quarter NIM catch-up, while Brex delivers early funding and lead-sharing benefits. Capital One Financial Corporation (COF - Free Report) used its second-quarter 2026 earnings call to keep investors focused on integration execution rather than headline earnings. Management’s central message was that Discover and Brex are already contributing, while the bigger payoff still sits on the other side of platform conversions.
That framing mattered because the quarter mixed strong credit, revenue growth and an earnings beat against a still-temporary Discover loan “brownout,” elevated investment spending and a lower capital ratio.
Second-quarter net income was $3 billion, or $4.73 per share. Adjusted earnings per share (EPS) were $5.81 after acquisition-related items. Adjusted EPS topped the Zacks Consensus Estimate of $4.85. Revenues rose 4% from the first quarter to $15.85 billion, beating the consensus estimate of $15.7 billion.
Richard Fairbank, founder, chairman, chief executive officer and president, kept the emphasis on Discover integration. He said Capital One is now 14 months into its planned 24-month integration, has completed the conversion of Capital One debit customers to the Discover network and has already captured the full quarterly run-rate of debit revenue synergies.
He added that second-quarter results included about one-third of the announced operating expense synergies and that the company remains on track for the full $2.5 billion target. That kept the call centered on timing and execution rather than on revisiting the strategic logic of the deal.
Capital One Balances Brownout and GrowthA Barclays analyst pressed management on when Discover card growth should reaccelerate. Fairbank said the current slowdown reflects Discover’s prior cutbacks in originations and line management, plus Capital One’s own tighter approach in parts of the portfolio, especially around high-balance revolvers.
He described that pressure as temporary and laid out the conversion schedule in more concrete terms than in prepared remarks. Fairbank said 50% of Discover originations are already on Capital One’s tech stack, with full front-book migration expected by the end of the third quarter.
The back book will move in waves during July, October and January, with full migration expected in the first quarter of next year. Fairbank said the bottom of the brownout should come around the fourth quarter of this year, after which Capital One expects its underwriting and spender-focused capabilities to support a return to growth.
COF Sees Early Brex BenefitsBrex was the other major strategic topic. Responding to Barclays, Fairbank said the company is more than 100 days into ownership and remains highly encouraged by Brex’s position in corporate cards, its infrastructure and its talent base.
He said Brex is already benefiting from Capital One’s brand, lower funding costs on the balance sheet and a new lead-sharing program across businesses. Management characterized the early results from that pipeline as promising, though the broader marketing and product push will take more integration work.
Fairbank also said Brex capabilities should eventually strengthen Capital One’s small-business card offering. For now, he framed most of the work as foundational, with more visible commercial impact still ahead.
Capital One Points to NIM Catch-UpChief financial officer Andrew Young gave one of the clearest pieces of near-term operating commentary in the Q&A. He said second-quarter net interest margin rose to 8.01%, helped by lower retail deposit costs and lower average cash, but ending cash fell much faster than average cash during the quarter.
That led him to point to a third-quarter “catch-up” in margin as average balances reflect the lower ending cash position. He also reminded investors that each quarter in the back half of the year carries one additional day, worth a 9-basis-point tailwind to NIM.
Young kept the outlook measured by noting that balance-sheet changes and rate moves can still affect margin in the short run. Even so, his comments gave investors a more specific bridge into the next quarter than most other parts of the call.
COF Defends Investment-Led EfficiencyQuestions from KBW and Goldman Sachs focused on whether heavier spending could erode the economics of the Discover deal. Fairbank’s answer was consistent. Efficiency will remain pressured by technology, AI, Brex and travel investments, but management still expects earnings power after integration to align with what it outlined when the Discover deal was announced.
That stance was backed by operating context from the quarter. Total non-interest expense rose 7% sequentially to $9.0 billion, including an 11% increase in marketing, while Domestic Card expense rose 38% from a year earlier and companywide marketing climbed to about $1.7 billion.
Management did not offer a tighter efficiency target. Instead, Fairbank argued that the better way to judge the combined company is by the earnings power and growth capacity that should emerge once the integrations and tech investments mature.
Capital One Sticks to Long-Term PrioritiesCapital management added another layer of restraint. A Goldman Sachs analyst asked whether buybacks could step up now that the major deal work is done, but Young said the company still views 11% as a long-term capital need, not a target to rush toward.
He said that view reflects internal modeling, growth plans, earnings accretion, regulatory uncertainty, stock price and macro conditions. The quarter ended with a common equity Tier 1 ratio of 13.7%, down 70 basis points from the first quarter, after buybacks, Brex and higher risk-weighted assets.
Taken together, the call left a clear impression of a company willing to accept near-term noise in exchange for integration, distribution and technology gains it believes will define the next leg of returns.
Zacks Signals for COFCOF carries a Zacks Rank #3 (Hold), along with a Value Score of A, Growth Score of C, Momentum Score of B and VGM Score of B, based on the provided Zacks data. That combination points to favorable value characteristics and decent all-around style traits, but a more neutral near-term earnings revision profile than a Zacks Rank #1 (Strong Buy) or Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.
The Style Score framework indicates that stronger letter grades are generally associated with better expected performance, and that VGM scores of A or B can be useful complements to the Zacks Rank over the next one to three months. Still, the Zacks Rank can change as analysts revise earnings estimates after the quarter, so the current setup should be viewed as a snapshot rather than a fixed signal.
Americká finanční společnost Capital One, která se po loňské akvizici společnosti Discover Financial Services stala jedním z největších vydavatelů kreditních karet v USA, včera po uzavření trhu oznámila své výsledky za druhý kvartál roku 2026. Očištěný zisk na akcii i výnosy překonaly očekávání analytiků, a to zejména díky výraznému meziročnímu poklesu nákladů na riziko a silné kreditní výkonnosti. Ve výsledcích se poprvé plně promítla dubnová akvizice fintechu Brex.
Výsledky společnosti Capital One Financial (COF) za 2Q 2026 2Q 2026 Konsensus 2Q 2026 2Q 2025 Čisté výnosy (mld. USD) 15,85 15,76 12,49 Čistý zisk (mld. USD) 3,02 -- -4,34 Očištěný zisk na akcii (EPS, USD/akcie) 5,81 4,68 5,48 Výsledky za 2Q Čisté výnosy vzrostly mezikvartálně o 4 % na 15,85 mld. USD. V meziročním srovnání zaznamenaly růst o 27 %.
Čisté úrokové výnosy meziročně vzrostly o 24 % a mezikvartálně o 2 % na 12,37 mld. USD, a to především díky plnému promítnutí akvizice Discover. Konsensus činil 12,46 mld. USD. Neúrokové výnosy zaznamenaly meziroční růst o 39 % na 3,48 mld. USD (mezikvartálně +13 %). Očekávalo se 3,27 mld. USD.
Čistá úroková marže mezikvartálně vzrostla o 14 bazických bodů na 8,01 %, meziročně pak o 39 bazických bodů. Růst byl tažen vyšším počtem dní v kvartálu, nižší sazbou placenou na retailových vkladech a nižšími průměrnými hotovostními zůstatky. Tržní konsensus přitom činil 8,05 %.
Náklady na riziko meziročně poklesly o 74 % na 2,99 mld. USD. Trh odhadoval 3,99 mld. USD.
Neúrokové náklady zaznamenaly mezikvartální růst o 7 % na 9,04 mld. USD (meziročně o 29 % výše). Očekávalo se 8,67 mld. USD. Náklady na marketing vzrostly meziročně o 23 % na 1,66 mld. USD při očekávání 1,7 mld. USD.
Celkové vklady ke konci kvartálu mezikvartálně poklesly o 1 % na 484,3 mld. USD, zatímco průměrné vklady vzrostly o 1 % na 486,8 mld. USD.
Delikvence kreditních karet (30+ dní) dosáhla 3,39 %, tedy mezikvartálně o 31 bazických bodů a meziročně o 21 bazických bodů méně.
Akvizice společnosti Brex Ve výsledcích se poprvé v plném rozsahu promítla akvizice fintechu Brex zaměřeného na správu firemních výdajů a účetnictví, kterou Capital One dokončil 7. dubna 2026. Konečná pořizovací cena dosáhla 4,52 mld. USD, a to zhruba z 2,63 mld. USD v hotovosti a 1,89 mld. USD v akciích. Z transakce vznikl goodwill ve výši 3,07 mld. USD. Náklady na integraci Brexu činily v kvartálu 96 mil. USD před zdaněním (dopad 0,12 USD na akcii).
Komentář CEO „Naše výsledky za druhý kvartál nadále odrážejí solidní růst výnosů a silnou kreditní výkonnost," uvedl zakladatel, předseda představenstva a generální ředitel Richard D. Fairbank. „Jsme nyní 14 měsíců od zahájení integrace společnosti Discover a integrace probíhá dobře," dodal Fairbank.
Vývoj akcie Akcie společnosti Capital One Financial (COF) v předburzovní fázi obchodování posilují o 0,55 % na 207,35 USD.
Akcie Capital One Financial (COF) před výsledky na 206,22 USD Ukazatel Ukazatel Kapitalizace (mld. USD) 128,3 P/E 11,0 Vývoj za letošní rok (%) -14,9 Očekávané P/E 10,4 52týdenní minimum (USD) 174,2 Prům. cílová cena (USD) 256,0 52týdenní maximum (USD) 259,6 Dividendový výnos (%) 1,5 Zdroj: Capital One Financial, Bloomberg
MCLEAN, Va.--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) today announced net income for the second quarter of 2026 of $3.0 billion, or $4.73 per diluted common share, compared with net income of $2.2 billion, or $3.34 per diluted common share in the first quarter of 2026, and with net loss of $4.3 billion, or $(8.58) per diluted common share in the second quarter of 2025. Adjusted net income(1) for the second quarter of 2026 was $5.81 per diluted common share. "Our results in.
Earnings: $3 billion or $4.73 per diluted common share.Adjusted Earnings Per Share: $5.81.Revenue Growth: Increased 4% quarter-over-quarter.Non-Interest Expens
Capital One Financial Corporation (COF) Q2 2026 Earnings Call July 21, 2026 5:00 PM EDT
Company Participants
Jeff Norris - Senior Vice President of Finance
Andrew Young - Chief Financial Officer
Richard Fairbank - Founder, Chairman, CEO & President
Conference Call Participants
Terry Ma - Barclays Bank PLC, Research Division
Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division
Ryan Nash - Goldman Sachs Group, Inc., Research Division
Darrin Peller - Wolfe Research, LLC
Richard Shane - JPMorgan Chase & Co, Research Division
Robert Wildhack - Autonomous Research US LP
Donald Fandetti - Wells Fargo Securities, LLC, Research Division
John Pancari - Evercore ISI Institutional Equities, Research Division
Mihir Bhatia - BofA Securities, Research Division
L. Erika Penala - UBS Investment Bank, Research Division
Moshe Orenbuch - TD Cowen, Research Division
Presentation
Operator
Good day, and thank you for standing by. Welcome to the Capital One Q2 2026 Earnings Call. Please be advised that today's conference is being recorded. [Operator Instructions]
I would now like to hand the conference over to your speaker today, Jeff Norris, Senior Vice President of Finance. Please go ahead.
Jeff Norris
Senior Vice President of Finance
Thanks very much, Josh, and welcome, everyone. To access the live webcast of this call, please go to the Investors section of Capital One's website, capitalone.com. A copy of the earnings presentation, press release and financial supplement can also be found in the Investors section of Capital One's website by selecting financials and then quarterly earnings release.
With me this evening are Mr. Richard Fairbank, Capital One's Chairman and Chief Executive Officer; and Mr. Andrew Young, Capital One's Chief Financial Officer. Rich and Andrew are going to walk you through this presentation, summarizing our second quarter results for 2026.
Please note that this presentation may contain forward-looking statements. Information regarding Capital One's financial performance and any forward-looking statements contained
For the quarter ended June 2026, Capital One (COF - Free Report) reported revenue of $15.85 billion, up 26.9% over the same period last year. EPS came in at $5.81, compared to $5.48 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $15.7 billion, representing a surprise of +0.96%. The company delivered an EPS surprise of +19.79%, with the consensus EPS estimate being $4.85.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Capital One performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Average Balance - Total interest-earning assets: $617.58 billion versus $614.5 billion estimated by four analysts on average.Net Interest Margin: 8% compared to the 8.1% average estimate based on four analysts.Efficiency Ratio: 57.1% versus the three-analyst average estimate of 53.4%.Net charge-off rate: 3.2% compared to the 3.3% average estimate based on three analysts.Net charge-off rate - Consumer Banking: 1.5% versus 1.6% estimated by two analysts on average.Net charge-off rate - Commercial Banking: 0.5% versus the two-analyst average estimate of 0.5%.Net charge-off rate - Credit Card - International card businesses: 5.8% versus the two-analyst average estimate of 5%.Total net revenue- Commercial Banking: $850 million versus the two-analyst average estimate of $873.05 million. The reported number represents a year-over-year change of -9.3%.Total net revenue- Consumer Banking: $3.21 billion versus $2.86 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +25.6% change.Total net revenue- Credit Card- Domestic: $11.1 billion versus $11.1 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +29.5% change.Total net revenue- Other: $26 million compared to the $127.41 million average estimate based on two analysts. The reported number represents a change of -127.1% year over year.Total net revenue- Credit Card: $11.77 billion versus $11.78 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +29.4% change.View all Key Company Metrics for Capital One here>>>
Shares of Capital One have returned +3% over the past month versus the Zacks S&P 500 composite's -0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Fiserv’s Debit Network Talks Raise a Bigger Question for Visa and MastercardCapital One Financial NYSE: COF reported second-quarter 2026 earnings of $3 billion, or $4.73 per diluted common share, as management said the company continued to generate top-line growth while advancing its Discover integration and adding Brex to its domestic card business.
Chief Financial Officer Andrew Young said results included several adjusting items tied to the Discover and Brex acquisitions. Excluding those items, Capital One earned $5.81 per share. Revenue rose 4% from the first quarter, while non-interest expense increased 7%, producing 1% growth in pre-provision earnings. On an adjusted basis, pre-provision earnings were flat quarter over quarter.
Get Capital One Financial alerts:
Synchrony’s Comeback Is Hiding in Plain SightThe company’s provision for credit losses declined $1.1 billion, or 27%, from the prior quarter to $3 billion. Young said the provision reflected $3.7 billion of net charge-offs and a $662 million allowance release, bringing the allowance balance to $23 billion. Capital One’s total portfolio coverage ratio fell 26 basis points to 5.02%.
Card Business Posts Growth, Credit Improves Chairman and Chief Executive Officer Richard Fairbank said Capital One’s domestic card business delivered “another quarter of top-line growth and strong credit results.” He noted that year-over-year comparisons now include Discover in period-end balances, while items such as purchase volume and revenue still reflect partial-quarter impacts from the acquisition.
Ally Financial Is Back to Basics—And Investors Are WatchingDomestic card purchase volume rose 26% year over year, primarily due to the addition of partial-quarter Discover volume. Fairbank said legacy Capital One purchase volume growth modestly accelerated, with additional tailwinds from Brex and a small legacy corporate card business that was moved from commercial banking into domestic card. Legacy Discover purchase volume grew just under 2%, while purchase volume for legacy Capital One businesses, including Brex and corporate card, rose about 14%.
Ending domestic card loan balances increased 2.6% year over year. Legacy Discover card loans declined 1.5%, which Fairbank said was in line with management’s expectations for a temporary “brownout” in Discover loan growth. Excluding Discover, ending loans rose about 5.3%.
Domestic card revenue increased 30% from the second quarter of 2025, largely reflecting the addition of Discover revenue. Excluding Discover, revenue rose 9.5%, driven mainly by organic growth in legacy Capital One purchase volume and loans. The domestic card charge-off rate was 4.71%, down 39 basis points from the first quarter and 54 basis points from a year earlier. The delinquency rate was 3.39%, down 31 basis points sequentially and 21 basis points year over year.
Discover Integration Remains on Track Fairbank said Capital One is 14 months into its planned 24-month Discover integration and that the process is “going well.” He said the company completed the conversion of Capital One debit customers to the Discover Network, and second-quarter results included the full quarterly run-rate debit revenue synergies from that milestone.
The company has realized about one-third of the quarterly run rate of announced operating expense synergies, Fairbank said, and remains on track to deliver the full $2.5 billion of announced synergies. In response to analyst questions, Young said operating expense synergies are more back-loaded and that Capital One remains on track to achieve the remaining operating expense synergies by the second half of 2027.
Fairbank said 50% of Discover originations are now on Capital One’s technology platform, with new originations expected to be fully on Capital One’s tech stack by the end of the third quarter. The Discover back book will move in waves, with major conversion activity beginning later in July and additional waves planned for October and January. Fairbank said the back book is expected to be fully on Capital One’s technology stack in the first quarter of next year.
Management said the Discover card loan growth brownout is temporary. Fairbank said Discover had dialed back origination programs and credit line management before the acquisition, and Capital One has made some additional trims in areas where it is less comfortable, particularly involving high-balance revolvers. He said those pullbacks have contributed to strong credit performance.
Consumer Banking, Auto and Commercial Trends In consumer banking, Fairbank said global payment network transaction volume was approximately $190 billion in the quarter. Network transaction volume increased 156% from the partial-quarter volume recorded in the second quarter of 2025, reflecting the Discover addition and the debit conversion. Sequentially, transaction volume rose about 9%.
Auto originations increased 19% from the prior-year quarter. Consumer banking ending loan balances rose $9.2 billion, or about 11%, year over year, while average loans also increased 11%. Ending consumer deposits grew about 5% from a year earlier, and average deposits rose 19%.
Consumer banking revenue rose about 26% year over year, driven mainly by the addition of partial-quarter Discover operations, Discover revenue synergies and growth in auto loans. Non-interest expense increased about 24%, reflecting Discover, higher marketing for the national consumer banking business, increased auto originations and technology investments. The auto charge-off rate was 1.43%, up 18 basis points year over year but down 21 basis points from the first quarter.
In commercial banking, ending and average loan balances each increased about 1% from the linked quarter. Ending deposits declined about 1%, while average deposits were essentially flat. The commercial banking net charge-off rate rose 24 basis points sequentially to 0.53%. The criticized performing loan rate declined to 4.4%, and the criticized non-performing loan rate decreased to 1.32%.
Liquidity, Margin and Capital Young said liquidity reserves ended the quarter at about $144 billion, down $21 billion from the prior quarter. Cash declined by about $22 billion to approximately $55 billion, primarily due to loan growth, wholesale funding maturities late in the quarter and the impacts from Brex. Capital One’s preliminary average liquidity coverage ratio was 165%, and its preliminary average net stable funding ratio was 136%.
Net interest margin was 8.01%, up 14 basis points from the first quarter. Young attributed nine basis points of the increase to one additional day in the quarter, with the remainder driven by a lower rate paid on retail deposits and a $5 billion decline in average cash balances.
Capital One’s common equity tier 1 capital ratio ended the quarter at 13.7%, down 70 basis points from the prior quarter. Young said $2.7 billion of share repurchases, an approximately 40-basis-point impact from the Brex transaction and an increase in risk-weighted assets more than offset quarterly net income.
Management Highlights Investment Priorities Fairbank said Capital One continues to invest in technology, data, artificial intelligence, premium card benefits, lounges, experiences, network acceptance and the buildout of a digital-first national bank. He said the company still expects earnings power after the Discover integration to be consistent with what it expected when the deal was announced, even after acquiring Brex and bringing in-house the technology supporting Capital One Travel.
On Brex, Fairbank said Capital One is “as excited as ever” more than 100 days after closing the deal. He said Brex is beginning to see early tailwinds from Capital One’s brand, balance sheet and lead-sharing efforts, while larger benefits will require technical integration and will be unlocked over time.
Asked about the consumer backdrop, Fairbank said the U.S. consumer and economy remain resilient. He said Capital One continues to see strong delinquency trends, high payment rates, healthy spending growth and stable revolve rates across major products and segments. He added that 2024 and 2025 card originations in legacy Capital One are performing better than 2022 and 2023 originations and are “a bit below pre-pandemic levels.”
About Capital One Financial (NYSE:COF)Capital One Financial Corporation NYSE: COF is a diversified bank holding company headquartered in McLean, Virginia. The company's core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.
Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.
This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected].
Should You Invest $1,000 in Capital One Financial Right Now?Before you consider Capital One Financial, you'll want to hear this.
MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Capital One Financial wasn't on the list.
While Capital One Financial currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys.
View The Five Stocks Here
With the proliferation of data centers and electric vehicles, the electric grid will only get more strained. Download this report to learn how energy stocks can play a role in your portfolio as the global demand for energy continues to grow.
Capital One card purchase volume reached $253.8 billion, while legacy Discover purchase volume increased just under 2%.
Capital One completed its debit conversion to the Discover network and is now testing Capital One credit cards on the network.
Domestic card charge-offs and delinquencies declined as payment rates remained above pre-pandemic levels.
Capital One’s Discover integration dominated discussion during the second-quarter earnings call, alongside new initiatives, with the bank testing Capital One credit cards on the Discover network while continuing to spend on technology and artificial intelligence (AI).
The company’s results on Tuesday (July 21) indicated that credit card purchase volume totaled $253.8 billion, increasing 15% sequentially and 26% from a year earlier. The year-over-year comparison includes the effect of Discover, which was present for only part of the second quarter of 2025.
Legacy Discover purchase volume increased just under 2% year over year. Purchase volume for legacy Capital One businesses, including Brex and the corporate card business transferred from commercial banking, increased about 14%. Management said most of that increase came from underlying organic growth.
Card loan growth was more restrained. Legacy Discover card loans declined 1.5% from a year earlier, while ending loans excluding Discover increased about 5.3%.
Chairman and CEO Richard Fairbank said Discover remains in what Capital One has called a “brownout” in loan growth during the integration. The company expects the constraint to continue for some time, although Fairbank said Capital One sees opportunities to increase Discover growth after the technology integration is completed.
Shares were up 0.2% in after hours trading Tuesday.
Discover Network Moves From Debit to Credit Capital One has completed the conversion of its debit cards to the Discover network, and the second quarter included the full quarterly run rate of the associated debit revenue synergies. Global Payment Network transaction volume reached approximately $190 billion, up about 9% sequentially.
The company is now testing credit card volume on the network.
“We are leaning hard into right now testing originating legacy Capital One branded accounts on the Discover network as well as testing the conversion of existing Capital One accounts to the Discover network,” Fairbank told analysts during the call.
Capital One has not announced how much credit card volume it will ultimately move or when. Fairbank said the company will make those decisions after evaluating the tests.
Network acceptance is part of that work. Capital One is addressing remaining domestic acceptance gaps and increasing international acceptance, with particular attention to Mexico, the Caribbean, Canada and the United Kingdom, which Fairbank identified as the four leading international destinations for its customers.
Technology and AI Spending Continues Capital One is carrying out the Discover integration alongside continued investment in its broader technology infrastructure.
Those investments continue to affect expenses. Domestic card non-interest expense increased 38% year over year, reflecting the addition of Discover as well as continuing technology investment.
Commentary during the call indicated that Capital One has realized about one-third of the announced Discover operating-expense synergies and expects to achieve the remainder by the second half of 2027.
Domestic card credit measures improved during the quarter. The net charge-off rate was 4.71%, down from 5.05% in the first quarter and 5.20% a year earlier.
The delinquency rate ended June at 3.39%, down 31 basis points sequentially and 21 basis points year over year. Management said credit trends were similar in the legacy Capital One and legacy Discover portfolios.
Capital One also released $662 million from its allowance for credit losses. CFO Andrew Young said the domestic card allowance reduction reflected “continued favorable observed credit in the quarter” and a modest reduction in the consideration given to economic uncertainty.
Consumers Continue to Spend and Pay Down Balances Capital One’s card results showed continued spending alongside relatively high payment rates.
Fairbank said spending growth was being driven by both account growth and “steady growth in spend per customer.” Payment rates remained “meaningfully above pre-pandemic levels across all of our customer segments,” while revolving rates have stabilized near pre-pandemic levels across the company’s major products and segments.
Those higher payment rates also help explain why loan balances are not growing as quickly as purchase volume. Fairbank said elevated payment rates “hold loan growth back a little bit,” while also associating them with stronger credit performance.
