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	Saved 2026-07-26 08:27 11h ago Published 2026-07-26 02:01 17h ago	Bank of Hawaii (NYSE:BOH) Reaches New 12-Month High – Still a Buy? BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Posted by Defense World Staff on Jul 26th, 2026 Bank of Hawaii Corporation (NYSE:BOH – Get Free Report) reached a new 52-week high during mid-day trading on Friday . The company traded as high as $88.26 and last traded at $88.26, with a volume of 202 shares traded. The stock had previously closed at $84.75. Analysts Set New Price Targets BOH has been the topic of several research reports. Keefe, Bruyette & Woods lifted their price objective on shares of Bank of Hawaii from $91.00 to $95.00 and gave the stock an “outperform” rating in a research report on Tuesday, April 21st. Weiss Ratings raised shares of Bank of Hawaii from a “buy (b-)” rating to a “buy (b)” rating in a research report on Wednesday, April 29th. Stephens raised their price target on shares of Bank of Hawaii from $82.00 to $86.00 and gave the stock an “overweight” rating in a research note on Tuesday, April 21st. Piper Sandler lowered their price target on shares of Bank of Hawaii from $84.00 to $78.00 and set a “neutral” rating on the stock in a report on Thursday, April 2nd. Finally, Wall Street Zen downgraded Bank of Hawaii from a “hold” rating to a “sell” rating in a research note on Saturday, April 25th. Three investment analysts have rated the stock with a Buy rating and five have issued a Hold rating to the stock. According to data from MarketBeat.com, the company has a consensus rating of “Hold” and an average price target of $85.80. View Our Latest Analysis on Bank of Hawaii Bank of Hawaii Trading Down 0.7% The firm has a fifty day moving average of $80.09 and a two-hundred day moving average of $77.23. The company has a market cap of $3.33 billion, a PE ratio of 16.99, a price-to-earnings-growth ratio of 0.89 and a beta of 0.70. The company has a current ratio of 0.69, a quick ratio of 0.69 and a debt-to-equity ratio of 0.37. Hedge Funds Weigh In On Bank of Hawaii A number of institutional investors and hedge funds have recently added to or reduced their stakes in BOH. Royal Bank of Canada raised its position in shares of Bank of Hawaii by 16.4% in the first quarter. Royal Bank of Canada now owns 26,241 shares of the bank’s stock valued at $1,808,000 after purchasing an additional 3,689 shares during the period. AQR Capital Management LLC boosted its holdings in Bank of Hawaii by 177.5% in the 1st quarter. AQR Capital Management LLC now owns 23,818 shares of the bank’s stock worth $1,617,000 after buying an additional 15,234 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its holdings in Bank of Hawaii by 4.6% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 23,272 shares of the bank’s stock worth $1,605,000 after buying an additional 1,027 shares during the period. Intech Investment Management LLC boosted its holdings in Bank of Hawaii by 35.8% in the 1st quarter. Intech Investment Management LLC now owns 19,808 shares of the bank’s stock worth $1,366,000 after buying an additional 5,227 shares during the period. Finally, Strs Ohio purchased a new position in Bank of Hawaii in the 1st quarter valued at approximately $41,000. Institutional investors own 82.18% of the company’s stock. Bank of Hawaii Company Profile (Get Free Report) Bank of Hawaii (NYSE: BOH) is a regional commercial bank headquartered in Honolulu, Hawaii, with roots tracing back to its founding in 1897 by Charles Montague Cooke and Peter Cushman Jones. As one of the oldest financial institutions in the U.S. West Coast region, the bank has built a reputation for stability and community focus. It operates as the principal subsidiary of Bank of Hawaii Corporation, a publicly traded company on the New York Stock Exchange. The bank offers a comprehensive suite of personal and business banking products and services. See Also Five stocks we like better than Bank of Hawaii Telecom Earnings Reveal a Sector That Finally Looks Healthier Defense Earnings Show Readiness Now and Modernization Ahead Why Palantir Investors Aren’t Panicking While the Rest of AI Sells Off MarketBeat Week in Review – 07/20- 07/24 Receive News & Ratings for Bank of Hawaii Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Bank of Hawaii and related companies with MarketBeat.com's FREE daily email newsletter. « PREVIOUS HEADLINEAnalysts Set Sea Limited Sponsored ADR (NYSE:SE) Target Price at $155.54 NEXT HEADLINE »PT Bank Negara Indonesia (Persero) Tbk (OTCMKTS:PBNNF) Short Interest Up 323,200.0% in July
	Saved 2026-07-20 15:28 6d ago Published 2026-07-20 11:01 6d ago	Bank of Hawaii (BOH) Earnings Expected to Grow: What to Know Ahead of Next Week's Release BOH Bank of Hawaii Corporation	FMP Stock News
Original source text The market expects Bank of Hawaii (BOH - Free Report) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates. The earnings report, which is expected to be released on July 27, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. Zacks Consensus EstimateThis bank holding company is expected to post quarterly earnings of $1.46 per share in its upcoming report, which represents a year-over-year change of +37.7%. Revenues are expected to be $198.31 million, up 13.7% from the year-ago quarter. Estimate Revisions TrendThe consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only. A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP. Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell). How Have the Numbers Shaped Up for Bank of Hawaii?For Bank of Hawaii, the Most Accurate Estimate is higher than the Zacks Consensus Estimate, suggesting that analysts have recently become bullish on the company's earnings prospects. This has resulted in an Earnings ESP of +1.37%. On the other hand, the stock currently carries a Zacks Rank of #4. So, this combination makes it difficult to conclusively predict that Bank of Hawaii will beat the consensus EPS estimate. Does Earnings Surprise History Hold Any Clue?While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number. For the last reported quarter, it was expected that Bank of Hawaii would post earnings of $1.33 per share when it actually produced earnings of $1.30, delivering a surprise of -2.26%. Over the last four quarters, the company has beaten consensus EPS estimates three times. Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss. That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported. Bank of Hawaii doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release. Expected Results of an Industry PlayerFirst Hawaiian (FHB - Free Report) , another stock in the Zacks Banks - West industry, is expected to report earnings per share of $0.6 for the quarter ended June 2026. This estimate points to a year-over-year change of +3.5%. Revenues for the quarter are expected to be $227.91 million, up 4.8% from the year-ago quarter. The consensus EPS estimate for First Hawaiian has been revised 1.3% higher over the last 30 days to the current level. However, a higher Most Accurate Estimate has resulted in an Earnings ESP of +0.84%. This Earnings ESP, combined with its Zacks Rank #1 (Strong Buy), suggests that First Hawaiian will most likely beat the consensus EPS estimate. The company beat consensus EPS estimates in each of the trailing four quarters. Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.
	Saved 2026-07-06 20:22 19d ago Published 2026-07-06 16:05 20d ago	Bank of Hawai‘i Corporation Conference Call to Discuss Second Quarter 2026 Financial Results and Board Declares Quarterly Preferred Stock Dividends BOH Bank of Hawaii Corporation	FMP Stock News
Original source text HONOLULU--(BUSINESS WIRE)--Bank of Hawai‘i Corporation (NYSE: BOH) (the “Company”) will release second quarter 2026 financial results on Monday, July 27, 2026 before the market opens and hold its quarterly conference call at 2:00 p.m. Eastern Time (8:00 a.m. Hawai‘i Time) on the same day. The live call, including a slide presentation, will be accessible on the investor relations link of the Company's website, www.boh.com. The webcast link is https://register-conf.media-server.com/register/BIbf8.
	Saved 2026-06-15 07:44 1mo ago Published 2026-06-15 02:18 1mo ago	Bank of Hawaii Preferreds: Series A Stands Superior To Newly Issued Series B BOH Bank of Hawaii Corporation	FMP Stock News
Original source text HomeDividends AnalysisDividend IdeasFinancials SummaryBank of Hawaii offers two preferred share series with distinct yield and risk profiles, favoring Series A over Series B.BOH.PR.A trades at a significant discount to par, offers a ~6.9% yield, and benefits from strong dividend coverage and potential capital appreciation.BOH.PR.B, despite a higher coupon (~8%), trades above par, faces negative convexity, and offers an inferior yield-to-call (~6.78%), slightly less than Series A's current yield.Given current interest rate dynamics and call risk, Series A preferreds present superior risk-reward for allocating to BOH preferred stock.The Series A is rated as a buy at present, possessing both standalone and relative appeal.Tom Werner/DigitalVision via Getty Images Bank of Hawaii (BOH) preferred shares possess an attractive yield at present. The company has two issues outstanding at present, with materially different economic profiles and underlying characteristics. The older series, BOH.PR.A was 290 Followers Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Readers are advised to fact-check thoroughly before making any investment-related decisions; this reflects the personal views of the author and should not be pursued as formal financial or investment advice in any manner. While every effort has been made to ensure accuracy, errors may exist in the data and financial projections presented. The author is not responsible for any financial gains or losses incurred from investments made based on this content. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
	Saved 2026-06-12 17:25 1mo ago Published 2026-03-23 16:15 4mo ago	South Plains Financial, Inc. and BOH Holdings, Inc. Announce All Required Regulatory and Shareholder Approvals Received for Proposed Merger BOH Bank of Hawaii Corporation	FMP Stock News
Original source text March 23, 2026 16:15 ET \| Source: South Plains Financial, Inc. LUBBOCK, Texas, March 23, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), and BOH Holdings, Inc. (“BOH”), the parent company of Bank of Houston, today jointly announced that, on March 20, 2026, the shareholders of BOH approved the previously announced proposed merger of BOH with and into South Plains, with South Plains continuing as the surviving corporation, followed by the proposed merger of Bank of Houston with and into City Bank, with City Bank continuing as the surviving bank. The Company has also received the required regulatory approvals and non-objections from the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation and the Texas Department of Banking regarding the proposed merger. All required regulatory and shareholder approvals to complete the proposed merger have now been received and the proposed merger is expected to be completed on April 1, 2026, subject to the satisfaction or waiver of the remaining customary closing conditions. About South Plains Financial, Inc. South Plains is the bank holding company for City Bank, a Texas state-chartered bank headquartered in Lubbock, Texas. City Bank is one of the largest independent banks in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. South Plains provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its principal business activities include commercial and retail banking, along with investment, trust and mortgage services. Please visit https://www.spfi.bank for more information. About BOH Holdings, Inc. BOH Holdings, Inc. is the bank holding company for Bank of Houston, a Texas state-chartered bank headquartered in Houston, Texas. Bank of Houston is a community-oriented, full service financial institution that provides a broad array of banking services to small and middle market companies, business owners, executives, entrepreneurs and families. Bank of Houston is a locally-owned, independent financial institution and is engaged in substantially all of the business operations (except for trust services) customarily conducted by independent financial institutions in Texas. Lending activities consist principally of residential real estate, commercial real estate, personal loans, and mortgage loans. Available Information The Company routinely posts important information for investors on its web site (under www.spfi.bank and, more specifically, under the News & Events tab at www.spfi.bank/news-events/press-releases). The Company intends to use its web site as a means of disclosing material non-public information and for complying with its disclosure obligations under Regulation FD (Fair Disclosure) promulgated by the U.S. Securities and Exchange Commission (the “SEC”). Accordingly, investors should monitor the Company’s web site, in addition to following the Company’s press releases, SEC filings, public conference calls, presentations and webcasts. The information contained on, or that may be accessed through, the Company’s web site is not incorporated by reference into, and is not a part of, this document. Forward-Looking Statements This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements reflect South Plains’ current views with respect to future events and South Plains’ performance. Any statements about South Plains’ expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. South Plains cautions that the forward-looking statements in this press release are based largely on South Plains’ expectations and are subject to a number of known and unknown risks and uncertainties that are subject to change based on factors which are, in many instances, beyond South Plains’ control. Factors that could cause such changes include, but are not limited to, the expected impact of the proposed transaction between South Plains and BOH and on the combined entities’ operations, financial condition, and financial results; the businesses of South Plains and BOH may not be combined successfully, or such combination may take longer to accomplish than expected; the cost savings from the proposed transaction may not be fully realized or may take longer to realize than expected; operating costs, customer loss and business disruption following the proposed transaction, including adverse effects on relationships with employees, may be greater than expected; the impact on South Plains and BOH, and their respective customers, of a decline in general economic conditions that would adversely affect credit quality and loan originations, and any regulatory responses thereto; slower economic growth rates or potential recession in the United States and South Plains’ and BOH’s market areas; the impacts related to or resulting from uncertainty in the banking industry as a whole; increased competition for deposits in our market areas among traditional and nontraditional financial services companies, and related changes in deposit customer behavior; the impact of changes in market interest rates, whether due to a continuation of the elevated interest rate environment or further reductions in interest rates and a resulting decline in net interest income; the lingering inflationary pressures, and the risk of the resurgence of elevated levels of inflation, in the United States and South Plains’ and BOH’s market areas; the uncertain impacts of ongoing quantitative tightening and current and future monetary policies of the Board of Governors of the Federal Reserve System; changes in unemployment rates in the United States and South Plains’ and BOH’s market areas; adverse changes in customer spending, borrowing and savings habits; declines in commercial real estate values and prices; a deterioration of the credit rating for U.S. long-term sovereign debt or the impact of uncertain or changing political conditions, including federal government shutdowns and uncertainty regarding United States fiscal debt, deficit and budget matters; cyber incidents or other failures, disruptions or breaches of our operational or security systems or infrastructure, or those of our third-party vendors or other service providers, including as a result of cyber-attacks; severe weather, natural disasters, acts of war or terrorism, geopolitical instability or other external events, including as a result of the policies of the current U.S. presidential administration or Congress; the impacts of tariffs, sanctions, and other trade policies of the United States and its global trading counterparts and the resulting impact on South Plains and its customers; competition and market expansion opportunities; changes in non-interest expenditures or in the anticipated benefits of such expenditures; the risks related to the development, implementation, use and management of emerging technologies, including artificial intelligence and machine learnings; potential costs related to the impacts of climate change; current or future litigation, regulatory examinations or other legal and/or regulatory actions; and changes in applicable laws and regulations. Additional information regarding these risks and uncertainties to which South Plains’ business and future financial performance are subject is contained in South Plains’ most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q on file with the SEC, including the sections entitled “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” of such documents, and other documents South Plains files or furnishes with the SEC from time to time, which are available on the SEC’s website, www.sec.gov. Actual results, performance or achievements could differ materially from those contemplated, expressed, or implied by the forward-looking statements due to additional risks and uncertainties of which South Plains is not currently aware or which it does not currently view as, but in the future may become, material to its business or operating results. Due to these and other possible uncertainties and risks, the Company can give no assurance that the results contemplated in the forward-looking statements will be realized and readers are cautioned not to place undue reliance on the forward-looking statements contained in this press release. Any forward-looking statements presented herein are made only as of the date of this press release, and South Plains does not undertake any obligation to update or revise any forward-looking statements to reflect changes in assumptions, new information, the occurrence of unanticipated events, or otherwise, except as required by applicable law. All forward-looking statements, express or implied, included in the press release are qualified in their entirety by this cautionary statement. Source: South Plains Financial, Inc.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-01 16:15 3mo ago	South Plains Financial, Inc. completes merger with BOH Holdings, Inc. BOH Bank of Hawaii Corporation	FMP Stock News
Original source text April 01, 2026 16:15 ET \| Source: South Plains Financial, Inc. LUBBOCK, Texas, April 01, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank”), today announced the completion of the merger of BOH Holdings, Inc. (“BOH”) with and into South Plains, with South Plains continuing as the surviving corporation, and the merger of BOH’s wholly-owned subsidiary, Bank of Houston, with and into City Bank, with City Bank continuing as the surviving bank. The mergers became effective on April 1, 2026. As of December 31, 2025, BOH had total assets of $744 million, total loans of $624 million, and total deposits of $603 million. Raymond James & Associates, Inc. served as financial advisor to South Plains and rendered a fairness opinion to its board of directors. Hunton Andrews Kurth LLP served as South Plains’ legal advisor. Hillworth Bank Partners served as financial advisor to BOH and rendered a fairness opinion to its board of directors. Fenimore Kay Harrison LLP served as BOH’s legal advisor. About South Plains Financial, Inc. South Plains is the bank holding company for City Bank, a Texas state-chartered bank headquartered in Lubbock, Texas. City Bank is one of the largest independent banks in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. South Plains provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its principal business activities include commercial and retail banking, along with investment, trust and mortgage services. Please visit https://www.spfi.bank for more information. Available Information The Company routinely posts important information for investors on its web site (under www.spfi.bank and, more specifically, under the News & Events tab at www.spfi.bank/news-events/press-releases). The Company intends to use its web site as a means of disclosing material non-public information and for complying with its disclosure obligations under Regulation FD (Fair Disclosure) promulgated by the U.S. Securities and Exchange Commission (the “SEC”). Accordingly, investors should monitor the Company’s web site, in addition to following the Company’s press releases, SEC filings, public conference calls, presentations and webcasts. The information contained on, or that may be accessed through, the Company’s web site is not incorporated by reference into, and is not a part of, this document. Source: South Plains Financial, Inc.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-03 16:30 3mo ago	Bank of Hawai‘i Corporation Conference Call to Discuss First Quarter 2026 Financial Results and Board Declares Quarterly Preferred Stock Dividends BOH Bank of Hawaii Corporation	FMP Stock News
Original source text - HONOLULU--(BUSINESS WIRE)--Bank of Hawai‘i Corporation (NYSE: BOH) (the “Company”) will release first quarter 2026 financial results on Monday, April 20, 2026 before the market opens and hold its quarterly conference call at 2:00 p.m. Eastern Time (8:00 a.m. Hawai‘i Time) on the same day. The live call, including a slide presentation, will be accessible on the investor relations link of the Company's website, www.boh.com. The webcast link is https://register-conf.media-server.com/register/BI42ddba51d0fa4b6dacb219e80a369fdb. A replay of the webcast will be available for one year beginning at approximately 11:00 a.m. Hawai‘i Time on Monday, April 20, 2026. The replay will be available on the Company's website, www.boh.com. Additionally, the Board of Directors declared a quarterly dividend payment of $10.94 per share, equivalent to $0.2735 per depositary share, of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, and a quarterly dividend payment of $20.00 per share, equivalent to $0.5000 per depositary share, of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series B. The depositary shares representing the Series A Preferred Stock and Series B Preferred Stock are traded on the NYSE under the symbol “BOH.PRA” and “BOH.PRB”, respectively. The dividends on the Series A Preferred Stock and Series B Preferred Stock will be payable on May 1, 2026 to shareholders of record of the preferred stock as of the close of business on April 16, 2026. Bank of Hawai‘i Corporation is a regional financial services company serving businesses, consumers and governments in Hawai‘i and the West Pacific. The Company’s principal subsidiary, Bank of Hawai‘i was founded in 1897. For more information about Bank of Hawai‘i Corporation, see the Company’s website, www.boh.com. Bank of Hawai‘i Corporation is a trade name of Bank of Hawaii Corporation. More News From Bank of Hawai‘i Corporation Back to Newsroom
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-06 04:58 3mo ago	SG Americas Securities LLC Takes Position in Bank of Hawaii Corporation $BOH BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Posted by Defense World Staff on Apr 6th, 2026 SG Americas Securities LLC bought a new position in shares of Bank of Hawaii Corporation (NYSE:BOH – Free Report) in the 4th quarter, according to its most recent Form 13F filing with the Securities & Exchange Commission. The fund bought 29,602 shares of the bank’s stock, valued at approximately $2,024,000. SG Americas Securities LLC owned approximately 0.07% of Bank of Hawaii at the end of the most recent reporting period. Other large investors have also added to or reduced their stakes in the company. Balyasny Asset Management L.P. increased its holdings in Bank of Hawaii by 122.3% during the 3rd quarter. Balyasny Asset Management L.P. now owns 1,012,560 shares of the bank’s stock worth $66,464,000 after purchasing an additional 557,148 shares in the last quarter. Norges Bank bought a new position in shares of Bank of Hawaii in the second quarter valued at approximately $30,569,000. Verition Fund Management LLC boosted its position in shares of Bank of Hawaii by 1,699.7% during the third quarter. Verition Fund Management LLC now owns 265,834 shares of the bank’s stock valued at $17,449,000 after buying an additional 251,063 shares during the last quarter. Two Sigma Investments LP boosted its position in shares of Bank of Hawaii by 163.9% during the third quarter. Two Sigma Investments LP now owns 339,827 shares of the bank’s stock valued at $22,306,000 after buying an additional 211,076 shares during the last quarter. Finally, UBS Group AG grew its holdings in Bank of Hawaii by 199.5% during the third quarter. UBS Group AG now owns 195,454 shares of the bank’s stock worth $12,830,000 after buying an additional 130,188 shares in the last quarter. Institutional investors own 82.18% of the company’s stock. Analysts Set New Price Targets A number of equities research analysts recently commented on the company. Wall Street Zen raised Bank of Hawaii from a “sell” rating to a “hold” rating in a research report on Saturday, January 31st. Barclays upped their target price on shares of Bank of Hawaii from $75.00 to $83.00 and gave the stock an “equal weight” rating in a research note on Tuesday, January 27th. Weiss Ratings upgraded shares of Bank of Hawaii from a “hold (c+)” rating to a “buy (b-)” rating in a report on Monday, March 30th. Stephens reissued an “overweight” rating on shares of Bank of Hawaii in a research report on Tuesday, January 27th. Finally, Piper Sandler cut their price target on shares of Bank of Hawaii from $84.00 to $78.00 and set a “neutral” rating on the stock in a report on Thursday. One research analyst has rated the stock with a Strong Buy rating, three have assigned a Buy rating and three have assigned a Hold rating to the stock. Based on data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus price target of $83.20. Get Our Latest Research Report on Bank of Hawaii Bank of Hawaii Stock Up 0.0% BOH stock opened at $74.79 on Monday. The stock has a market cap of $2.97 billion, a P/E ratio of 16.19, a P/E/G ratio of 0.76 and a beta of 0.72. The company has a current ratio of 0.70, a quick ratio of 0.70 and a debt-to-equity ratio of 0.37. The stock’s fifty day simple moving average is $75.62 and its two-hundred day simple moving average is $69.94. Bank of Hawaii Corporation has a 1-year low of $57.44 and a 1-year high of $80.61. Bank of Hawaii (NYSE:BOH – Get Free Report) last announced its earnings results on Monday, January 26th. The bank reported $1.39 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.25 by $0.14. The firm had revenue of $189.65 million during the quarter, compared to analyst estimates of $184.83 million. Bank of Hawaii had a return on equity of 14.42% and a net margin of 19.30%.During the same period last year, the firm posted $0.85 EPS. Analysts expect that Bank of Hawaii Corporation will post 3.97 EPS for the current year. Bank of Hawaii Dividend Announcement The business also recently disclosed a quarterly dividend, which was paid on Friday, March 13th. Shareholders of record on Friday, February 27th were given a $0.70 dividend. The ex-dividend date of this dividend was Friday, February 27th. This represents a $2.80 annualized dividend and a yield of 3.7%. Bank of Hawaii’s payout ratio is currently 60.61%. Bank of Hawaii Company Profile (Free Report) Bank of Hawaii (NYSE: BOH) is a regional commercial bank headquartered in Honolulu, Hawaii, with roots tracing back to its founding in 1897 by Charles Montague Cooke and Peter Cushman Jones. As one of the oldest financial institutions in the U.S. West Coast region, the bank has built a reputation for stability and community focus. It operates as the principal subsidiary of Bank of Hawaii Corporation, a publicly traded company on the New York Stock Exchange. The bank offers a comprehensive suite of personal and business banking products and services. Featured Articles Five stocks we like better than Bank of Hawaii Want to see what other hedge funds are holding BOH? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Bank of Hawaii Corporation (NYSE:BOH – Free Report). Receive News & Ratings for Bank of Hawaii Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Bank of Hawaii and related companies with MarketBeat.com's FREE daily email newsletter. « PREVIOUS HEADLINEJPMorgan Chase & Co. Has $2.56 Million Stock Holdings in Invesco Solar ETF $TAN NEXT HEADLINE »119,091 Shares in CP High Yield Trend ETF $HYTR Purchased by JPMorgan Chase & Co.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-13 01:32 3mo ago	Bank of Hawaii (BOH) to Release Quarterly Earnings on Monday BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Posted by Defense World Staff on Apr 13th, 2026 Bank of Hawaii (NYSE:BOH – Get Free Report) is anticipated to announce its Q1 2026 results before the market opens on Monday, April 20th. Analysts expect the company to announce earnings of $1.34 per share and revenue of $193.5250 million for the quarter. Investors may review the information on the company’s upcoming Q1 2026 earning report for the latest details on the call scheduled for Monday, April 20, 2026 at 2:00 PM ET. Bank of Hawaii (NYSE:BOH – Get Free Report) last issued its quarterly earnings data on Monday, January 26th. The bank reported $1.39 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.25 by $0.14. Bank of Hawaii had a net margin of 19.30% and a return on equity of 14.42%. The company had revenue of $189.65 million for the quarter, compared to the consensus estimate of $184.83 million. During the same period last year, the firm posted $0.85 EPS. On average, analysts expect Bank of Hawaii to post $4 EPS for the current fiscal year and $5 EPS for the next fiscal year. Bank of Hawaii Trading Down 0.1% Shares of Bank of Hawaii stock opened at $78.49 on Monday. Bank of Hawaii has a 1 year low of $58.86 and a 1 year high of $80.61. The company has a debt-to-equity ratio of 0.37, a quick ratio of 0.70 and a current ratio of 0.70. The company has a market capitalization of $3.12 billion, a P/E ratio of 16.99, a PEG ratio of 0.73 and a beta of 0.72. The company’s fifty day moving average is $75.92 and its two-hundred day moving average is $70.34. Bank of Hawaii Dividend Announcement The firm also recently disclosed a quarterly dividend, which was paid on Friday, March 13th. Shareholders of record on Friday, February 27th were given a dividend of $0.70 per share. This represents a $2.80 annualized dividend and a yield of 3.6%. The ex-dividend date of this dividend was Friday, February 27th. Bank of Hawaii’s dividend payout ratio (DPR) is presently 60.61%. Institutional Trading of Bank of Hawaii Several hedge funds and other institutional investors have recently made changes to their positions in the company. Corient Private Wealth LLC boosted its holdings in shares of Bank of Hawaii by 16.8% in the fourth quarter. Corient Private Wealth LLC now owns 35,149 shares of the bank’s stock valued at $2,273,000 after acquiring an additional 5,053 shares in the last quarter. Mercer Global Advisors Inc. ADV boosted its holdings in shares of Bank of Hawaii by 36.4% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 8,409 shares of the bank’s stock valued at $575,000 after acquiring an additional 2,243 shares in the last quarter. Man Group plc purchased a new stake in shares of Bank of Hawaii in the fourth quarter valued at about $271,000. Engineers Gate Manager LP boosted its holdings in shares of Bank of Hawaii by 92.8% in the fourth quarter. Engineers Gate Manager LP now owns 21,104 shares of the bank’s stock valued at $1,443,000 after acquiring an additional 10,159 shares in the last quarter. Finally, Capitolis Liquid Global Markets LLC boosted its holdings in Bank of Hawaii by 1,416.4% during the fourth quarter. Capitolis Liquid Global Markets LLC now owns 101,600 shares of the bank’s stock worth $6,946,000 after buying an additional 94,900 shares in the last quarter. Hedge funds and other institutional investors own 82.18% of the company’s stock. Analyst Ratings Changes Several research analysts have issued reports on BOH shares. Zacks Research downgraded shares of Bank of Hawaii from a “strong-buy” rating to a “hold” rating in a research report on Monday, April 6th. Wall Street Zen raised shares of Bank of Hawaii from a “sell” rating to a “hold” rating in a research report on Saturday, January 31st. Piper Sandler lowered their target price on shares of Bank of Hawaii from $84.00 to $78.00 and set a “neutral” rating on the stock in a report on Thursday, April 2nd. Weiss Ratings raised shares of Bank of Hawaii from a “hold (c+)” rating to a “buy (b-)” rating in a report on Monday, March 30th. Finally, Stephens reaffirmed an “overweight” rating on shares of Bank of Hawaii in a report on Tuesday, January 27th. Three equities research analysts have rated the stock with a Buy rating and four have given a Hold rating to the stock. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and an average price target of $83.80. Read Our Latest Research Report on BOH About Bank of Hawaii (Get Free Report) Bank of Hawaii (NYSE: BOH) is a regional commercial bank headquartered in Honolulu, Hawaii, with roots tracing back to its founding in 1897 by Charles Montague Cooke and Peter Cushman Jones. As one of the oldest financial institutions in the U.S. West Coast region, the bank has built a reputation for stability and community focus. It operates as the principal subsidiary of Bank of Hawaii Corporation, a publicly traded company on the New York Stock Exchange. The bank offers a comprehensive suite of personal and business banking products and services. Further Reading Five stocks we like better than Bank of Hawaii Receive News & Ratings for Bank of Hawaii Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Bank of Hawaii and related companies with MarketBeat.com's FREE daily email newsletter. « PREVIOUS HEADLINEFirst United (FUNC) Projected to Post Earnings on Monday NEXT HEADLINE »MainStreet Bank (MNSB) Expected to Announce Quarterly Earnings on Monday
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-13 11:01 3mo ago	Bank of Hawaii (BOH) Reports Next Week: Wall Street Expects Earnings Growth BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Wall Street expects a year-over-year increase in earnings on higher revenues when Bank of Hawaii (BOH - Free Report) reports results for the quarter ended March 2026. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates. The earnings report, which is expected to be released on April 20, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. Zacks Consensus EstimateThis bank holding company is expected to post quarterly earnings of $1.33 per share in its upcoming report, which represents a year-over-year change of +37.1%. Revenues are expected to be $192.33 million, up 13.2% from the year-ago quarter. Estimate Revisions TrendThe consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only. A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP. Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell). How Have the Numbers Shaped Up for Bank of Hawaii?For Bank of Hawaii, the Most Accurate Estimate is the same as the Zacks Consensus Estimate, suggesting that there are no recent analyst views which differ from what have been considered to derive the consensus estimate. This has resulted in an Earnings ESP of 0%. On the other hand, the stock currently carries a Zacks Rank of #3. So, this combination makes it difficult to conclusively predict that Bank of Hawaii will beat the consensus EPS estimate. Does Earnings Surprise History Hold Any Clue?While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number. For the last reported quarter, it was expected that Bank of Hawaii would post earnings of $1.25 per share when it actually produced earnings of $1.39, delivering a surprise of +11.20%. Over the last four quarters, the company has beaten consensus EPS estimates four times. Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss. That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported. Bank of Hawaii doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release. Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-15 10:15 3mo ago	Exploring Analyst Estimates for Bank of Hawaii (BOH) Q1 Earnings, Beyond Revenue and EPS BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Wall Street analysts forecast that Bank of Hawaii (BOH - Free Report) will report quarterly earnings of $1.33 per share in its upcoming release, pointing to a year-over-year increase of 37.1%. It is anticipated that revenues will amount to $192.33 million, exhibiting an increase of 13.2% compared to the year-ago quarter. Over the past 30 days, the consensus EPS estimate for the quarter has remained unchanged. This demonstrates the covering analysts' collective reassessment of their initial projections during this period. Before a company reveals its earnings, it is vital to take into account any changes in earnings projections. These revisions play a pivotal role in predicting the possible reactions of investors toward the stock. Multiple empirical studies have consistently shown a strong association between trends in earnings estimates and the short-term price movements of a stock. While investors typically rely on consensus earnings and revenue estimates to gauge how the business may have fared during the quarter, examining analysts' projections for some of the company's key metrics often helps gain a deeper insight. Bearing this in mind, let's now explore the average estimates of specific Bank of Hawaii metrics that are commonly monitored and projected by Wall Street analysts. The consensus among analysts is that 'Total Non-Performing Assets' will reach $18.47 million. The estimate compares to the year-ago value of $17.45 million. Based on the collective assessment of analysts, 'Total Non-Accrual Loans and Leases' should arrive at $18.18 million. Compared to the present estimate, the company reported $16.09 million in the same quarter last year. Analysts predict that the 'Average Balance - Total earning assets' will reach $22.43 billion. Compared to the current estimate, the company reported $22.02 billion in the same quarter of the previous year. Analysts forecast 'Efficiency Ratio' to reach 58.9%. Compared to the current estimate, the company reported 65.0% in the same quarter of the previous year. According to the collective judgment of analysts, 'Net Interest Income (FTE)' should come in at $150.14 million. Compared to the present estimate, the company reported $127.30 million in the same quarter last year. The combined assessment of analysts suggests that 'Bank-Owned Life Insurance' will likely reach $3.78 million. Compared to the current estimate, the company reported $3.61 million in the same quarter of the previous year. The collective assessment of analysts points to an estimated 'Trust and Asset Management' of $12.42 million. The estimate compares to the year-ago value of $11.74 million. Analysts' assessment points toward 'Net Interest Income' reaching $148.57 million. The estimate compares to the year-ago value of $125.81 million. The consensus estimate for 'Total Non-Interest Income' stands at $43.00 million. Compared to the current estimate, the company reported $44.06 million in the same quarter of the previous year. It is projected by analysts that the 'Other non-interest income' will reach $4.49 million. Compared to the current estimate, the company reported $5.07 million in the same quarter of the previous year. The average prediction of analysts places 'Service Charges on Deposit Accounts' at $8.29 million. The estimate compares to the year-ago value of $8.26 million. Analysts expect 'Fees Exchange and Other Service Charges' to come in at $12.81 million. The estimate compares to the year-ago value of $14.44 million. View all Key Company Metrics for Bank of Hawaii here>>> Shares of Bank of Hawaii have demonstrated returns of +9.5% over the past month compared to the Zacks S&P 500 composite's +5.2% change. With a Zacks Rank #3 (Hold), BOH is expected to mirror the overall market performance in the near future. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>> .
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-20 06:45 3mo ago	Bank of Hawai‘i Corporation First Quarter 2026 Financial Results BOH Bank of Hawaii Corporation	FMP Stock News
Original source text HONOLULU--(BUSINESS WIRE)--Bank of Hawai‘i Corporation (NYSE: BOH) (the “Company”) today reported diluted earnings per common share of $1.30 for the first quarter of 2026, compared with $1.39 during the linked quarter. Net income for the quarter was $57.4 million, down 5.7% from the linked quarter. The return on average common equity for the first quarter of 2026 was 13.90% compared with 15.03% during the linked quarter. “Bank of Hawai‘i began the year on firm footing,” said Jim Polk, President and CEO. “This performance underscores the strength and resilience of our franchise. Net interest income and net interest margin continued to improve, supported by disciplined balance sheet management and a stable deposit base. Total loans and leases and average noninterest-bearing deposits increased compared to the prior quarter. Credit quality continues to be strong, and we remain focused on expense management. As I step into this role, we are committed to executing our strategy, supporting our customers and communities, and building on our strong, established foundation.” Financial Highlights Net interest income for the first quarter of 2026 was $151.0 million, an increase of 3.9% from the linked quarter. The increase was primarily driven by a 22 basis point decline in our interest‑bearing deposit rates following the FOMC interest rate cuts in late 2025, partially offset by a 4 basis point decline in earning asset yields as floating-rate assets repriced down more than the benefit from fixed-rate assets rolling off and being reinvested at higher rates (fixed asset repricing). Net interest margin was 2.74% in the first quarter of 2026, an increase of 13 basis points from the linked quarter, reflecting the same deposit cost and asset yield dynamics as previously mentioned. The average yield on total earning assets was 4.03% and the average yield on loans and leases was 4.75% in the first quarter of 2026, down 4 basis points and 6 basis points, respectively, from the linked quarter. As discussed above, the decrease in loan yield from the linked quarter was primarily driven by floating-rate assets repricing to lower current interest rates, partially offset by fixed asset repricing. The average rate of interest-bearing deposits was 1.72% and the average quarterly rate of total deposits, including noninterest-bearing deposits, was 1.26%, down 22 basis points and 17 basis points, respectively, from the linked quarter. As discussed above, the decreases were primarily due to the repricing down of our interest-bearing deposits following the FOMC interest rate cuts in late 2025. The deposit beta for the downward rate cycle was 36% as of the first quarter of 2026. Noninterest income was $41.3 million in the first quarter of 2026, a decrease of 6.6% from the linked quarter. Noninterest income in the first quarter of 2026 included a $0.2 million charge related to a Visa Class B share conversion ratio change. Noninterest income in the linked quarter included an $18.1 million gain related to the sale of our merchant services portfolio, a $16.8 million loss on the sale of investments, and a $0.8 million charge related to a Visa Class B share conversion ratio change. Adjusted for these items, noninterest income for the first quarter of 2026 was down 5.1% from the linked quarter. The decrease was primarily due to decreases in other loan fees, which were elevated in the fourth quarter of 2025, as well as lower swap fees and trust and management fees, partially offset by higher BOLI income and annuity and insurance fees. Noninterest expense was $116.1 million in the first quarter of 2026, an increase of 6.0% from the linked quarter. Noninterest expense in the first quarter included $3.5 million in expenses related to the accelerated vesting of restricted stock awards pursuant to the retirement provision of performance-based restricted stock granted in 2024 and 2025 and $0.7 million in separation expenses. Noninterest expense in the linked quarter included a $1.4 million reduction in our FDIC special assessment charge and a $1.1 million donation to the Bank of Hawai‘i Foundation. Adjusted for these items, noninterest expense for the first quarter of 2026 increased by 1.9% from the linked quarter. The increase was primarily due to higher seasonal payroll expenses, net occupancy, equipment expenses, and professional fees, partially offset by lower FDIC insurance and other expenses. The effective tax rate for the first quarter of 2026 was 22.91% compared to 21.50% during the linked quarter. The higher effective tax rate in the current quarter as compared to the linked quarter was primarily due to lower benefits from certain tax advantaged investments and an increase in tax expense from discrete items. Asset Quality The Company’s overall asset quality remained strong during the first quarter of 2026. Provision for credit losses for the first quarter of 2026 was $1.8 million, down $0.8 million from the linked quarter. Total non-performing assets were $12.1 million at March 31, 2026, down $2.1 million from December 31, 2025. Non-performing assets as a percentage of total loans and leases and foreclosed real estate were 0.09% at the end of the quarter, a decrease of 1 basis point from the linked quarter. Net loan and lease charge-offs during the first quarter of 2026 were $1.1 million or 3 basis points annualized of total average loans and leases outstanding. Gross charge-offs of $4.1 million were partially offset by gross recoveries of $3.0 million. Compared to the linked quarter, net loan and lease charge-offs decreased by $3.1 million or 9 basis points annualized on total average loans and leases outstanding. The allowance for credit losses on loans and leases was $147.0 million at March 31, 2026, an increase of $0.2 million from December 31, 2025. The ratio of the allowance for credit losses to total loans and leases outstanding was 1.04% at the end of the quarter, unchanged from December 31, 2025. Balance Sheet Total assets were $23.9 billion at March 31, 2026, a decrease of 1.1% from December 31, 2025. The decrease from December 31, 2025 was primarily due to a reduction in cash and cash equivalents, partially offset by increases in available-for-sale securities and loans and leases. The investment securities portfolio was $7.9 billion at March 31, 2026, an increase of 1.7% from December 31, 2025. The increase was primarily due to the purchases of available-for-sale investment securities, partially offset by the amortization of the portfolio. The investment securities portfolio remains largely comprised of securities issued by U.S. government agencies and U.S. government-sponsored enterprises. Total loans and leases were $14.2 billion at March 31, 2026, an increase of 0.8% from December 31, 2025. Total commercial loans were $6.2 billion at March 31, 2026, an increase of 2.0% from December 31, 2025. The increase was primarily due to commercial mortgage production. Total consumer loans were $8.0 billion at March 31, 2026, a decrease of 0.1% from December 31, 2025. The decrease was primarily due to amortization and paydowns, partially offset by increased production in the residential mortgage portfolio. Total deposits were $21.0 billion at March 31, 2026, a decrease of 1.1% from December 31, 2025. Noninterest-bearing deposits made up 27.0% of total deposit balances at March 31, 2026, down from 27.2% at December 31, 2025. Average total deposits were $20.9 billion for the first quarter of 2026, down 0.3% from December 31, 2025. Capital and Dividends The Company’s capital levels remain well above regulatory well-capitalized minimums. The Tier 1 Capital Ratio was 14.40% at March 31, 2026 compared with 14.49% at December 31, 2025. The decrease from December 31, 2025 was due to an increase in risk-weighted assets and share repurchases, as discussed below, partially offset by retained earnings growth. The Tier 1 Leverage Ratio was 8.62% at March 31, 2026, compared with 8.57% at December 31, 2025. The increase from December 31, 2025 was due to a decline in average assets and an increase in retained earnings. The Company repurchased 194.1 thousand shares of common stock at a total cost of $15.1 million under the share repurchase program in the first quarter of 2026. Total remaining buyback authority under the share repurchase program was $105.9 million at March 31, 2026. The Company’s Board of Directors declared a quarterly cash dividend of $0.70 per share on the Company’s outstanding common shares. The dividend will be payable on June 12, 2026 to shareholders of record at the close of business on May 29, 2026. On April 3, 2026, the Company announced that the Board of Directors declared a quarterly dividend payment of $10.94 per share, equivalent to $0.2735 per depositary share, of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, and a quarterly dividend payment of $20.00 per share, equivalent to $0.5000 per depositary share, of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series B. The depositary shares representing the Series A Preferred Stock and Series B Preferred Stock are traded on the NYSE under the symbol “BOH.PRA” and “BOH.PRB”, respectively. The dividends on the Series A Preferred Stock and Series B Preferred Stock will be payable on May 1, 2026 to shareholders of record of the preferred stock as of the close of business on April 16, 2026. Conference Call Information The Company will review its first quarter financial results today at 8:00 a.m. Hawai‘i Time (2:00 p.m. Eastern Time). The live call, including a slide presentation, will be accessible on the investor relations link of Bank of Hawai‘i Corporation's website, www.boh.com. The webcast can be accessed via the link: https://register-conf.media-server.com/register/BI42ddba51d0fa4b6dacb219e80a369fdb. A replay of the conference call will be available for one year beginning at approximately 11:00 a.m. Hawai‘i Time on Monday, April 20, 2026. The replay will be available on the Company's website, www.boh.com. Investor Announcements Investors and others should note that the Company intends to announce financial and other information to the Company’s investors using the Company’s investor relations website at https://ir.boh.com, social media channels, press releases, SEC filings and public conference calls and webcasts, all for purposes of complying with the Company’s disclosure obligations under Regulation FD. Accordingly, investors should monitor these channels, as information is updated, and new information is posted. Forward-Looking Statements This news release, and other statements made by the Company in connection with it may contain "forward-looking statements" (as defined in the Private Securities Litigation Reform Act of 1995) that involve risks and uncertainties that could cause results to be materially different from expectations. Forecasts of our financial results and condition, expectations for our operations and business prospects, and our assumptions used in those forecasts and expectations are examples of certain of these forward-looking statements. Do not unduly rely on forward-looking statements. Actual results might differ significantly from our forecasts and expectations because of a variety of factors. More information about these factors is contained in Bank of Hawai‘i Corporation's Annual Report on Form 10-K for the year ended December 31, 2025 which was filed with the U.S. Securities and Exchange Commission. These forward-looking statements are not guarantees of future performance and speak only as of the date made, and, except as required by law, the Company undertakes no obligation to update or revise any forward-looking statements to reflect subsequent events, new information or future circumstances. Bank of Hawai‘i Corporation is an independent regional financial services company serving businesses, consumers, and governments in Hawai‘i and the West Pacific. The Company's principal subsidiary, Bank of Hawai‘i, was founded in 1897. For more information about Bank of Hawai‘i Corporation, see the Company’s website, www.boh.com. Bank of Hawai‘i Corporation is a trade name of Bank of Hawaii Corporation. Bank of Hawai‘i Corporation and Subsidiaries Financial Highlights Table 1 Three Months Ended (dollars in thousands, except per share amounts) March 31, 2026 December 31, 2025 March 31, 2025 For the Period: Operating Results Net Interest Income $ 150,990 $ 145,374 $ 125,807 Provision for Credit Losses 1,750 2,500 3,250 Total Noninterest Income 41,332 44,271 44,058 Total Noninterest Expense 116,071 109,518 110,459 Pre-Provision Net Revenue 76,251 80,127 59,406 Net Income 57,432 60,935 43,985 Net Income Available to Common Shareholders 52,163 55,666 38,716 Basic Earnings Per Common Share 1.32 1.40 0.98 Diluted Earnings Per Common Share 1.30 1.39 0.97 Dividends Declared Per Common Share 0.70 0.70 0.70 Performance Ratios Return on Average Assets 0.97 % 1.01 % 0.75 % Return on Average Shareholders' Equity 12.47 13.33 10.65 Return on Average Common Equity 13.90 15.03 11.80 Efficiency Ratio 1 60.35 57.75 65.03 Net Interest Margin 2 2.74 2.61 2.32 Dividend Payout Ratio 3 53.03 50.00 71.43 Average Shareholders' Equity to Average Assets 7.81 7.57 7.09 Average Balances Average Loans and Leases $ 14,083,875 $ 14,013,532 $ 14,062,173 Average Assets 23,915,334 23,958,401 23,638,068 Average Deposits 20,915,443 20,980,199 20,669,539 Average Shareholders' Equity 1,867,165 1,814,000 1,675,571 Per Share of Common Stock Book Value $ 38.10 $ 37.92 $ 34.23 Tangible Book Value 37.31 37.12 33.43 Market Value Closing 74.25 68.37 68.97 High 80.61 71.85 76.00 Low 67.04 59.36 65.82 March 31, 2026 December 31, 2025 March 31, 2025 As of Period End: Balance Sheet Totals Loans and Leases $ 14,192,811 $ 14,082,050 $ 14,115,323 Total Assets 23,909,933 24,176,364 23,885,056 Total Deposits 20,957,930 21,188,495 21,008,217 Other Debt 558,150 558,176 558,250 Total Shareholders' Equity 1,854,563 1,851,212 1,704,935 Asset Quality Non-Performing Assets $ 12,090 $ 14,171 $ 17,451 Allowance for Credit Losses - Loans and Leases 146,962 146,766 147,707 Allowance to Loans and Leases Outstanding 4 1.04 % 1.04 % 1.05 % Capital Ratios 5 Common Equity Tier 1 Capital Ratio 6 12.06 % 12.14 % 11.58 % Tier 1 Capital Ratio 14.40 14.49 13.93 Total Capital Ratio 15.44 15.54 14.97 Tier 1 Leverage Ratio 8.62 8.57 8.36 Total Shareholders' Equity to Total Assets 7.76 7.66 7.14 Tangible Common Equity to Tangible Assets 7 6.19 6.11 5.57 Tangible Common Equity to Risk-Weighted Assets 7 10.28 10.35 9.28 Non-Financial Data Full-Time Equivalent Employees 1,866 1,877 1,876 Branches 52 51 50 ATMs 319 320 316 1 Efficiency ratio is defined as noninterest expense divided by total revenue (net interest income and total noninterest income). 2 Net interest margin is defined as net interest income, on a taxable-equivalent basis, as a percentage of average earning assets. 3 Dividend payout ratio is defined as dividends declared per common share divided by basic earnings per common share. 4 The numerator comprises the Allowance for Credit Losses - Loans and Leases. 5 Regulatory capital ratios as of March 31, 2026 are preliminary. 6 Capital Ratio as of December 31, 2025 has been updated to reflect final reported ratio. 7 Tangible common equity to tangible assets and tangible common equity to risk-weighted assets are Non-GAAP financial measures. Tangible common equity is defined by the Company as common shareholders' equity minus goodwill. See Table 2 “Reconciliation of Non-GAAP Financial Measures”. Bank of Hawai‘i Corporation and Subsidiaries Reconciliation of Non-GAAP Financial Measures Table 2 (dollars in thousands) March 31, 2026 December 31, 2025 March 31, 2025 Total Shareholders' Equity $ 1,854,563 $ 1,851,212 $ 1,704,935 Less: Preferred Stock 345,000 345,000 345,000 Goodwill 31,517 31,517 31,517 Tangible Common Equity $ 1,478,046 $ 1,474,695 $ 1,328,418 Total Assets $ 23,909,933 $ 24,176,364 $ 23,885,056 Less: Goodwill 31,517 31,517 31,517 Tangible Assets $ 23,878,416 $ 24,144,847 $ 23,853,539 Risk-Weighted Assets, determined in accordance with prescribed regulatory requirements 1, 2 $ 14,382,622 $ 14,246,238 $ 14,319,932 Total Shareholders' Equity to Total Assets 7.76% 7.66% 7.14% Tangible Common Equity to Tangible Assets (Non-GAAP) 6.19% 6.11% 5.57% Tier 1 Capital Ratio 1 14.40% 14.49% 13.93% Tangible Common Equity to Risk-Weighted Assets (Non-GAAP) 1 10.28% 10.35% 9.28% 1 Regulatory capital ratios as of March 31, 2026 are preliminary. 2 Capital Ratio as of December 31, 2025 has been updated to reflect final reported ratio. Bank of Hawai‘i Corporation and Subsidiaries Consolidated Statements of Income Table 3 Three Months Ended (dollars in thousands, except per share amounts) March 31, 2026 December 31, 2025 March 31, 2025 Interest Income Interest and Fees on Loans and Leases $ 164,469 $ 168,234 $ 163,082 Income on Investment Securities Available-for-Sale 34,575 32,950 24,368 Held-to-Maturity 18,541 18,929 20,291 Cash and Cash Equivalents 3,329 5,936 5,460 Other 1,293 1,245 1,085 Total Interest Income 222,207 227,294 214,286 Interest Expense Deposits 64,886 75,477 81,692 Securities Sold Under Agreements to Repurchase 486 496 744 Other Debt 5,845 5,947 6,043 Total Interest Expense 71,217 81,920 88,479 Net Interest Income 150,990 145,374 125,807 Provision for Credit Losses 1,750 2,500 3,250 Net Interest Income After Provision for Credit Losses 149,240 142,874 122,557 Noninterest Income Trust and Asset Management 12,445 12,883 11,741 Fees, Exchange, and Other Service Charges 10,928 12,298 14,437 Service Charges on Deposit Accounts 8,440 8,694 8,259 Bank-Owned Life Insurance 4,147 3,758 3,611 Annuity and Insurance 1,469 1,124 1,555 Mortgage Banking 876 917 988 Investment Securities Losses, Net (1,272 ) (18,717 ) (1,607 ) Other 4,299 23,314 5,074 Total Noninterest Income 41,332 44,271 44,058 Noninterest Expense Salaries and Benefits 68,457 61,675 62,884 Net Occupancy 10,782 10,029 10,559 Net Equipment 10,611 10,047 10,192 Data Processing 5,581 5,659 5,267 Professional Fees 4,226 3,682 4,264 FDIC Insurance 2,719 2,378 1,642 Other 13,695 16,048 15,651 Total Noninterest Expense 116,071 109,518 110,459 Income Before Provision for Income Taxes 74,501 77,627 56,156 Provision for Income Taxes 17,069 16,692 12,171 Net Income $ 57,432 $ 60,935 $ 43,985 Preferred Stock Dividends 5,269 5,269 5,269 Net Income Available to Common Shareholders $ 52,163 $ 55,666 $ 38,716 Basic Earnings Per Common Share $ 1.32 $ 1.40 $ 0.98 Diluted Earnings Per Common Share $ 1.30 $ 1.39 $ 0.97 Dividends Declared Per Common Share $ 0.70 $ 0.70 $ 0.70 Basic Weighted Average Common Shares 39,568,000 39,641,382 39,554,834 Diluted Weighted Average Common Shares 39,981,356 40,003,635 39,876,406 Bank of Hawai‘i Corporation and Subsidiaries Consolidated Statements of Comprehensive Income Table 4 Three Months Ended (dollars in thousands) March 31, 2026 December 31, 2025 March 31, 2025 Net Income $ 57,432 $ 60,935 $ 43,985 Other Comprehensive Income (Loss), Net of Tax: Net Change in Unrealized Gains (Losses) on Investment Securities (3,001 ) 29,367 24,760 Net Change in Defined Benefit Plans 222 2,446 232 Other Comprehensive Income (Loss) (2,779 ) 31,813 24,992 Comprehensive Income $ 54,653 $ 92,748 $ 68,977 Bank of Hawai‘i Corporation and Subsidiaries Consolidated Statements of Condition Table 5 (dollars in thousands, except per share amounts) March 31, 2026 December 31, 2025 March 31, 2025 Assets Cash and Cash Equivalents $ 425,080 $ 946,520 $ 935,200 Investment Securities Available-for-Sale 3,722,405 3,510,652 2,887,019 Held-to-Maturity (Fair Value of $3,549,687; $3,651,966; and $3,823,655) 4,163,261 4,245,681 4,535,108 Loans Held for Sale 3,609 4,369 2,640 Loans and Leases 14,192,811 14,082,050 14,115,323 Allowance for Credit Losses (146,962 ) (146,766 ) (147,707 ) Net Loans and Leases 14,045,849 13,935,284 13,967,616 Premises and Equipment, Net 215,859 199,747 187,858 Operating Lease Right-of-Use Assets 82,244 83,424 83,577 Accrued Interest Receivable 70,555 69,899 67,706 Mortgage Servicing Rights 17,036 17,455 18,770 Goodwill 31,517 31,517 31,517 Bank-Owned Life Insurance 499,681 499,795 481,260 Other Assets 632,837 632,021 686,785 Total Assets $ 23,909,933 $ 24,176,364 $ 23,885,056 Liabilities Deposits Noninterest-Bearing Demand $ 5,653,265 $ 5,755,371 $ 5,493,232 Interest-Bearing Demand 3,884,305 3,910,952 3,775,948 Savings 8,683,875 8,741,090 8,700,143 Time 2,736,485 2,781,082 3,038,894 Total Deposits 20,957,930 21,188,495 21,008,217 Securities Sold Under Agreements to Repurchase 50,000 50,000 50,000 Other Debt 558,150 558,176 558,250 Operating Lease Liabilities 91,213 92,402 92,267 Retirement Benefits Payable 25,686 20,139 23,640 Accrued Interest Payable 19,757 22,370 23,261 Other Liabilities 352,634 393,570 424,486 Total Liabilities 22,055,370 22,325,152 22,180,121 Shareholders’ Equity Preferred Stock (Series A, $.01 par value; authorized 180,000 shares issued and outstanding) 180,000 180,000 180,000 Preferred Stock (Series B, $.01 par value; authorized 165,000 shares issued and outstanding) 165,000 165,000 165,000 Common Stock ($.01 par value; authorized 500,000,000 shares; issued / outstanding: March 31, 2026 - 59,000,929 / 39,620,563; December 31, 2025 - 58,780,253 / 39,725,698; and March 31, 2025 - 58,765,864 / 39,734,304) 590 587 586 Capital Surplus 672,584 664,781 651,374 Accumulated Other Comprehensive Loss (247,217 ) (244,438 ) (318,397 ) Retained Earnings 2,229,539 2,205,707 2,144,326 Treasury Stock, at Cost (Shares: March 31, 2026 - 19,380,366; December 31, 2025 - 19,054,555; and March 31, 2025 - 19,031,560) (1,145,933 ) (1,120,425 ) (1,117,954 ) Total Shareholders’ Equity 1,854,563 1,851,212 1,704,935 Total Liabilities and Shareholders’ Equity $ 23,909,933 $ 24,176,364 $ 23,885,056 Bank of Hawai‘i Corporation and Subsidiaries Consolidated Statements of Shareholders' Equity Table 6 (dollars in thousands, except per share amounts) Preferred Shares Series A Outstanding Preferred Series A Stock Preferred Shares Series B Outstanding Preferred Series B Stock Common Shares Outstanding Common Stock Capital Surplus Accum. Other Comprehensive Income (Loss) Retained Earnings Treasury Stock Total Balance as of December 31, 2025 180,000 $ 180,000 165,000 $ 165,000 39,725,698 $ 587 $ 664,781 $ (244,438 ) $ 2,205,707 $ (1,120,425 ) $ 1,851,212 Net Income – – – – – – – – 57,432 – 57,432 Other Comprehensive Loss – – – – – – – (2,779 ) – – (2,779 ) Share-Based Compensation – – – – – – 7,459 – – – 7,459 Common Stock Issued Under Purchase and Equity Compensation Plans – – – – 237,399 3 344 – – 881 1,228 Common Stock Repurchased Under Share Repurchase Program – – – – (194,096 ) – – – – (15,109 ) (15,109 ) Equity Compensation Plan Common Stock Repurchases – – – – (148,438 ) – – – – (11,280 ) (11,280 ) Cash Dividends Declared Common Stock ($0.70 per share) – – – – – – – – (28,331 ) – (28,331 ) Cash Dividends Declared Preferred Stock – – – – – – – – (5,269 ) – (5,269 ) Balance as of March 31, 2026 180,000 $ 180,000 165,000 $ 165,000 39,620,563 $ 590 $ 672,584 $ (247,217 ) $ 2,229,539 $ (1,145,933 ) $ 1,854,563 Balance as of December 31, 2024 180,000 $ 180,000 165,000 $ 165,000 39,762,255 $ 585 $ 647,403 $ (343,389 ) $ 2,133,838 $ (1,115,663 ) $ 1,667,774 Net Income – – – – – – – – 43,985 – 43,985 Other Comprehensive Income – – – – – – – 24,992 – – 24,992 Share-Based Compensation – – – – – – 3,680 – – – 3,680 Common Stock Issued Under Purchase and Equity Compensation Plans – – – – 19,477 1 291 – – 1,023 1,315 Equity Compensation Plan Common Stock Repurchases – – – – (47,428 ) – – – – (3,314 ) (3,314 ) Cash Dividends Declared Common Stock ($0.70 per share) – – – – – – – – (28,228 ) – (28,228 ) Cash Dividends Declared Preferred Stock – – – – – – – – (5,269 ) – (5,269 ) Balance as of March 31, 2025 180,000 $ 180,000 165,000 $ 165,000 39,734,304 $ 586 $ 651,374 $ (318,397 ) $ 2,144,326 $ (1,117,954 ) $ 1,704,935 Bank of Hawai‘i Corporation and Subsidiaries Average Balances and Interest Rates - Taxable-Equivalent Basis 1 Table 7 Three Months Ended March 31, 2026 Three Months Ended December 31, 2025 Three Months Ended March 31, 2025 (dollars in millions) Average Balance Income/Expense 2 Yield/Rate Average Balance Income/Expense 2 Yield/Rate Average Balance Income/Expense 2 Yield/Rate Earning Assets Cash and Cash Equivalents $ 372.5 $ 3.3 3.58 % $ 604.5 $ 6.0 3.84 % $ 500.0 $ 5.5 4.37 % Investment Securities Available-for-Sale Taxable 3,598.1 34.2 3.82 3,363.4 32.5 3.86 2,790.3 24.1 3.47 Non-Taxable 32.1 0.4 5.07 32.0 0.5 5.80 21.3 0.3 5.68 Held-to-Maturity Taxable 4,175.4 18.4 1.76 4,265.7 18.8 1.76 4,548.6 20.2 1.77 Non-Taxable 33.5 0.2 2.10 33.7 0.2 2.10 34.1 0.2 2.09 Total Investment Securities 7,839.1 53.2 2.72 7,694.8 52.0 2.70 7,394.3 44.8 2.43 Loans Held for Sale 3.6 0.1 5.22 2.4 0.0 5.51 2.3 0.0 6.06 Loans and Leases 3 Commercial Mortgage 4,220.6 54.1 5.19 4,124.5 55.2 5.31 4,015.2 52.5 5.30 Commercial and Industrial 1,583.4 18.7 4.79 1,590.0 19.6 4.90 1,703.7 21.3 5.06 Construction 215.7 3.4 6.46 265.5 4.6 6.89 338.5 6.0 7.22 Commercial Lease Financing 86.9 0.9 4.29 89.7 0.9 4.19 91.1 0.9 3.83 Residential Mortgage 4,781.9 47.8 4.00 4,719.8 47.5 4.03 4,616.7 44.8 3.88 Home Equity 2,103.1 23.6 4.55 2,122.1 24.3 4.54 2,154.4 22.5 4.23 Automobile 684.6 9.4 5.57 692.7 9.6 5.49 752.6 9.3 5.02 Other 407.7 7.8 7.76 409.2 7.9 7.64 390.0 7.1 7.41 Total Loans and Leases 14,083.9 165.7 4.75 14,013.5 169.6 4.81 14,062.2 164.4 4.72 Other 81.9 1.3 6.31 82.2 1.2 6.06 65.1 1.1 6.67 Total Earning Assets 22,381.0 223.6 4.03 22,397.4 228.8 4.07 22,023.9 215.8 3.95 Non-Earning Assets 1,534.3 1,561.0 1,614.2 Total Assets $ 23,915.3 $ 23,958.4 $ 23,638.1 Interest-Bearing Liabilities Interest-Bearing Deposits Demand $ 3,839.0 $ 6.6 0.69 % $ 3,697.9 $ 7.3 0.78 % $ 3,773.4 $ 7.1 0.76 % Savings 8,668.4 38.7 1.81 8,738.2 44.3 2.01 8,544.5 47.1 2.23 Time 2,753.6 19.6 2.89 2,974.0 23.9 3.18 3,037.3 27.5 3.67 Total Interest-Bearing Deposits 15,261.0 64.9 1.72 15,410.1 75.5 1.94 15,355.2 81.7 2.16 Securities Sold Under Agreements to Repurchase 50.0 0.5 3.89 50.0 0.5 3.89 76.7 0.7 3.88 Other Debt 560.9 5.8 4.23 558.2 5.9 4.23 578.2 6.1 4.24 Total Interest-Bearing Liabilities 15,871.9 71.2 1.82 16,018.3 81.9 2.03 16,010.1 88.5 2.24 Net Interest Income $ 152.4 $ 146.9 $ 127.3 Interest Rate Spread 2.21 % 2.04 % 1.71 % Net Interest Margin 2.74 % 2.61 % 2.32 % Noninterest-Bearing Demand Deposits 5,654.4 5,570.1 5,314.3 Other Liabilities 521.8 556.0 638.1 Shareholders' Equity 1,867.2 1,814.0 1,675.6 Total Liabilities and Shareholders' Equity $ 23,915.3 $ 23,958.4 $ 23,638.1 1 Due to rounding, the amounts presented in this table may not tie to other amounts presented elsewhere in this report. 2 Interest income includes taxable-equivalent basis adjustments, based upon a federal statutory tax rate of 21%, of $1.4 million, $1.6 million, and $1.5 million for the three months ended March 31, 2026, December 31, 2025, and March 31, 2025, respectively. 3 Non-performing loans and leases are included in the respective average loan and lease balances. Bank of Hawai‘i Corporation and Subsidiaries Analysis of Change in Net Interest Income - Taxable-Equivalent Basis Table 8a Three Months Ended March 31, 2026 Compared to December 31, 2025 (dollars in millions) Volume 1 Rate 1 Total Change in Interest Income: Cash and Cash Equivalents $ (2.2 ) $ (0.4 ) $ (2.6 ) Investment Securities Available-for-Sale Taxable 2.1 (0.4 ) 1.7 Non-Taxable — (0.1 ) (0.1 ) Held-to-Maturity Taxable (0.4 ) 0.0 (0.4 ) Non-Taxable 0.0 — 0.0 Total Investment Securities 1.7 (0.5 ) 1.2 Loans Held for Sale 0.0 0.0 0.0 Loans and Leases Commercial Mortgage 0.6 (1.8 ) (1.2 ) Commercial and Industrial (0.1 ) (0.8 ) (0.9 ) Construction (0.9 ) (0.3 ) (1.2 ) Commercial Lease Financing 0.0 0.0 0.0 Residential Mortgage 0.6 (0.3 ) 0.3 Home Equity (0.5 ) (0.1 ) (0.6 ) Automobile (0.2 ) 0.0 (0.2 ) Other (0.1 ) 0.0 (0.1 ) Total Loans and Leases (0.6 ) (3.3 ) (3.9 ) Other 0.0 0.0 0.0 Total Change in Interest Income (1.1 ) (4.2 ) (5.3 ) Change in Interest Expense: Interest-Bearing Deposits Demand 0.2 (0.9 ) (0.7 ) Savings (0.4 ) (5.2 ) (5.6 ) Time (1.9 ) (2.4 ) (4.3 ) Total Interest-Bearing Deposits (2.1 ) (8.5 ) (10.6 ) Securities Sold Under Agreements to Repurchase — 0.0 0.0 Other Debt (0.1 ) 0.0 (0.1 ) Total Change in Interest Expense (2.2 ) (8.5 ) (10.7 ) Change in Net Interest Income $ 1.1 $ 4.3 $ 5.4 1 The change in interest income and expense due to both volume and rate has been allocated between the factors in proportion to the relationship of the absolute dollar amounts of the change in each. Bank of Hawai‘i Corporation and Subsidiaries Analysis of Change in Net Interest Income - Taxable-Equivalent Basis Table 8b Three Months Ended March 31, 2026 Compared to March 31, 2025 (dollars in millions) Volume 1 Rate 1 Total Change in Interest Income: Cash and Cash Equivalents $ (1.2 ) $ (0.9 ) $ (2.1 ) Investment Securities Available-for-Sale Taxable 7.5 2.6 10.1 Non-Taxable 0.1 0.0 0.1 Held-to-Maturity Taxable (1.6 ) (0.1 ) (1.7 ) Non-Taxable 0.0 — 0.0 Total Investment Securities 6.0 2.5 8.5 Loans Held for Sale 0.0 0.0 0.0 Loans and Leases Commercial Mortgage 2.7 (1.2 ) 1.5 Commercial and Industrial (1.5 ) (1.1 ) (2.6 ) Construction (2.0 ) (0.6 ) (2.6 ) Commercial Lease Financing 0.0 0.1 0.1 Residential Mortgage 1.6 1.4 3.0 Home Equity (0.5 ) 1.6 1.1 Automobile (0.9 ) 1.0 0.1 Other 0.3 0.4 0.7 Total Loans and Leases (0.3 ) 1.6 1.3 Other 0.4 (0.3 ) 0.1 Total Change in Interest Income 4.9 2.9 7.8 Change in Interest Expense: Interest-Bearing Deposits Demand 0.2 (0.7 ) (0.5 ) Savings 0.6 (9.0 ) (8.4 ) Time (2.4 ) (5.5 ) (7.9 ) Total Interest-Bearing Deposits (1.6 ) (15.2 ) (16.8 ) Securities Sold Under Agreements to Repurchase (0.3 ) 0.0 (0.3 ) Other Debt (0.2 ) 0.0 (0.2 ) Total Change in Interest Expense (2.1 ) (15.2 ) (17.3 ) Change in Net Interest Income $ 7.0 $ 18.1 $ 25.1 1 The change in interest income and expense due to both volume and rate has been allocated between the factors in proportion to the relationship of the absolute dollar amounts of the change in each. Bank of Hawai‘i Corporation and Subsidiaries Salaries and Benefits Table 9 Three Months Ended (dollars in thousands) March 31, 2026 December 31, 2025 March 31, 2025 Salaries $ 38,990 $ 39,915 $ 38,242 Share-Based Compensation 7,282 4,379 3,501 Incentive Compensation 6,083 4,535 5,573 Payroll Taxes 5,321 2,740 4,766 Retirement and Other Benefits 4,597 4,378 5,061 Medical, Dental, and Life Insurance 4,222 3,916 4,537 Commission Expense 1,213 1,670 1,123 Separation Expense 749 142 81 Total Salaries and Benefits $ 68,457 $ 61,675 $ 62,884 Bank of Hawai‘i Corporation and Subsidiaries Loan and Lease Portfolio Balances Table 10 (dollars in thousands) March 31, 2026 December 31, 2025 September 30, 2025 June 30, 2025 March 31, 2025 Commercial Commercial Mortgage $ 4,341,448 $ 4,205,791 $ 4,040,711 $ 4,038,956 $ 4,038,287 Commercial and Industrial 1,575,207 1,584,245 1,581,232 1,597,560 1,703,290 Construction 204,993 208,584 380,944 374,768 363,716 Lease Financing 84,651 88,303 92,213 92,842 92,456 Total Commercial 6,206,299 6,086,923 6,095,100 6,104,126 6,197,749 Consumer Residential Mortgage 4,800,256 4,775,502 4,685,214 4,637,014 4,630,876 Home Equity 2,095,521 2,114,809 2,129,599 2,139,025 2,144,955 Automobile 680,570 690,376 699,244 715,688 740,390 Other 410,165 414,440 412,422 406,325 401,353 Total Consumer 7,986,512 7,995,127 7,926,479 7,898,052 7,917,574 Total Loans and Leases $ 14,192,811 $ 14,082,050 $ 14,021,579 $ 14,002,178 $ 14,115,323 Deposits (dollars in thousands) March 31, 2026 December 31, 2025 September 30, 2025 June 30, 2025 March 31, 2025 Consumer $ 10,530,223 $ 10,466,617 $ 10,393,932 $ 10,429,271 $ 10,522,627 Commercial 8,340,279 8,597,265 8,348,396 8,243,898 8,411,838 Public and Other 2,087,428 2,124,613 2,338,341 2,125,745 2,073,752 Total Deposits $ 20,957,930 $ 21,188,495 $ 21,080,669 $ 20,798,914 $ 21,008,217 Average Deposits Three Months Ended (dollars in thousands) March 31, 2026 December 31, 2025 September 30, 2025 June 30, 2025 March 31, 2025 Consumer $ 10,461,004 $ 10,373,200 $ 10,387,715 $ 10,435,867 $ 10,408,747 Commercial 8,431,519 8,478,592 8,504,078 8,316,893 8,318,182 Public and Other 2,022,920 2,128,407 2,176,493 1,946,933 1,942,610 Total Deposits $ 20,915,443 $ 20,980,199 $ 21,068,286 $ 20,699,693 $ 20,669,539 Bank of Hawai‘i Corporation and Subsidiaries Non-Performing Assets and Accruing Loans and Leases Past Due 90 Days or More Table 11 (dollars in thousands) March 31, 2026 December 31, 2025 September 30, 2025 June 30, 2025 March 31, 2025 Non-Performing Assets Non-Accrual Loans and Leases Commercial Commercial Mortgage $ - $ 2,085 $ 2,498 $ 2,566 $ 2,195 Commercial and Industrial 1,860 1,940 3,506 3,744 3,451 Total Commercial 1,860 4,025 6,004 6,310 5,646 Consumer Residential Mortgage 5,410 5,382 5,628 5,842 4,686 Home Equity 4,525 4,469 5,107 5,387 5,759 Total Consumer 9,935 9,851 10,735 11,229 10,445 Total Non-Accrual Loans and Leases 11,795 13,876 16,739 17,539 16,091 Foreclosed Real Estate 295 295 125 342 1,360 Total Non-Performing Assets $ 12,090 $ 14,171 $ 16,864 $ 17,881 $ 17,451 Accruing Loans and Leases Past Due 90 Days or More Consumer Residential Mortgage $ 10,733 $ 8,834 $ 7,456 $ 9,070 $ 3,895 Home Equity 1,556 2,152 2,765 1,867 2,228 Automobile 672 520 525 680 486 Other 764 753 578 630 943 Total Consumer 13,725 12,259 11,324 12,247 7,552 Total Accruing Loans and Leases Past Due 90 Days or More $ 13,725 $ 12,259 $ 11,324 $ 12,247 $ 7,552 Total Loans and Leases $ 14,192,811 $ 14,082,050 $ 14,021,579 $ 14,002,178 $ 14,115,323 Ratio of Non-Accrual Loans and Leases to Total Loans and Leases 0.08 % 0.10 % 0.12 % 0.13 % 0.11 % Ratio of Non-Performing Assets to Total Loans and Leases and Foreclosed Real Estate 0.09 % 0.10 % 0.12 % 0.13 % 0.12 % Ratio of Non-Performing Assets to Total Assets 0.05 % 0.06 % 0.07 % 0.08 % 0.07 % Ratio of Commercial Non-Performing Assets to Total Commercial Loans and Leases and Commercial Foreclosed Real Estate 0.03 % 0.07 % 0.10 % 0.10 % 0.09 % Ratio of Consumer Non-Performing Assets to Total Consumer Loans and Leases and Consumer Foreclosed Real Estate 0.13 % 0.13 % 0.14 % 0.15 % 0.15 % Ratio of Non-Performing Assets and Accruing Loans and Leases Past Due 90 Days or More to Total Loans and Leases and Foreclosed Real Estate 0.18 % 0.19 % 0.20 % 0.22 % 0.18 % Quarter to Quarter Changes in Non-Performing Assets Balance at Beginning of Quarter $ 14,171 $ 16,864 $ 17,881 $ 17,451 $ 19,300 Additions 1 1,010 2,608 959 3,522 2,209 Reductions Payments (2,744 ) (2,631 ) (804 ) (1,424 ) (1,212 ) Return to Accrual Status (341 ) (1,217 ) (321 ) (574 ) (244 ) Sales of Foreclosed Real Estate - (120 ) (216 ) (1,040 ) (1,492 ) Charge-offs / Write-downs 1 (6 ) (1,333 ) (635 ) (54 ) (1,110 ) Total Reductions (3,091 ) (5,301 ) (1,976 ) (3,092 ) (4,058 ) Balance at End of Quarter $ 12,090 $ 14,171 $ 16,864 $ 17,881 $ 17,451 1 Excludes loans that are fully charged-off and placed on non-accrual status during the same period. Bank of Hawai‘i Corporation and Subsidiaries Reserve for Credit Losses Table 12 Three Months Ended (dollars in thousands) March 31, 2026 December 31, 2025 March 31, 2025 Balance at Beginning of Period $ 148,403 $ 150,051 $ 150,649 Loans and Leases Charged-Off Commercial Commercial and Industrial (230 ) (1,331 ) (1,399 ) Consumer Residential Mortgage (15 ) — — Home Equity (6 ) (165 ) (75 ) Automobile (1,417 ) (1,654 ) (1,751 ) Other (2,394 ) (2,192 ) (2,484 ) Total Loans and Leases Charged-Off (4,062 ) (5,342 ) (5,709 ) Recoveries on Loans and Leases Previously Charged-Off Commercial Commercial Mortgage 1,617 — — Commercial and Industrial 53 92 77 Consumer Residential Mortgage 11 11 11 Home Equity 137 88 128 Automobile 579 517 633 Other 590 486 457 Total Recoveries on Loans and Leases 2,987 1,194 1,306 Net Charged-Off - Loans and Leases (1,075 ) (4,148 ) (4,403 ) Provision for Credit Losses: Loans and Leases 1,271 2,136 3,582 Unfunded Commitments 479 364 (332 ) Total Provision for Credit Losses 1,750 2,500 3,250 Balance at End of Period $ 149,078 $ 148,403 $ 149,496 Components Allowance for Credit Losses - Loans and Leases $ 146,962 $ 146,766 $ 147,707 Reserve for Unfunded Commitments 2,116 1,637 1,789 Total Reserve for Credit Losses $ 149,078 $ 148,403 $ 149,496 Average Loans and Leases Outstanding $ 14,083,875 $ 14,013,532 $ 14,062,173 Ratio of Net Loans and Leases Charged-Off to Average Loans and Leases Outstanding (annualized) 0.03 % 0.12 % 0.13 % Ratio of Allowance for Credit Losses to Loans and Leases Outstanding 1 1.04 % 1.04 % 1.05 % 1 The numerator comprises the Allowance for Credit Losses - Loans and Leases. Bank of Hawai‘i Corporation and Subsidiaries Selected Quarterly Financial Data Table 13 Three Months Ended (dollars in thousands, except per share amounts) March 31, 2026 December 31, 2025 September 30, 2025 June 30, 2025 March 31, 2025 Quarterly Operating Results Interest Income Interest and Fees on Loans and Leases $ 164,469 $ 168,234 $ 169,411 $ 166,779 $ 163,082 Income on Investment Securities Available-for-Sale 34,575 32,950 29,702 27,007 24,368 Held-to-Maturity 18,541 18,929 19,332 19,835 20,291 Cash and Cash Equivalents 3,329 5,936 8,195 3,817 5,460 Other 1,293 1,245 1,068 1,097 1,085 Total Interest Income 222,207 227,294 227,708 218,535 214,286 Interest Expense Deposits 64,886 75,477 84,590 82,476 81,692 Securities Sold Under Agreements to Repurchase 486 496 496 491 744 Other Debt 5,845 5,947 5,947 5,885 6,043 Total Interest Expense 71,217 81,920 91,033 88,852 88,479 Net Interest Income 150,990 145,374 136,675 129,683 125,807 Provision for Credit Losses 1,750 2,500 2,500 3,250 3,250 Net Interest Income After Provision for Credit Losses 149,240 142,874 134,175 126,433 122,557 Noninterest Income Trust and Asset Management 12,445 12,883 12,598 12,097 11,741 Fees, Exchange, and Other Service Charges 10,928 12,298 15,219 14,383 14,437 Service Charges on Deposit Accounts 8,440 8,694 8,510 8,119 8,259 Bank-Owned Life Insurance 4,147 3,758 3,681 3,714 3,611 Annuity and Insurance 1,469 1,124 1,095 1,437 1,555 Mortgage Banking 876 917 906 849 988 Investment Securities Losses, Net (1,272 ) (18,717 ) (1,945 ) (1,126 ) (1,607 ) Other 4,299 23,314 5,902 5,322 5,074 Total Noninterest Income 41,332 44,271 45,966 44,795 44,058 Noninterest Expense Salaries and Benefits 68,457 61,675 62,905 61,308 62,884 Net Occupancy 10,782 10,029 10,932 10,499 10,559 Net Equipment 10,611 10,047 10,285 9,977 10,192 Data Processing 5,581 5,659 5,603 5,456 5,267 Professional Fees 4,226 3,682 4,022 4,263 4,264 FDIC Insurance 2,719 2,378 3,508 3,640 1,642 Other 13,695 16,048 15,132 15,640 15,651 Total Noninterest Expense 116,071 109,518 112,387 110,783 110,459 Income Before Provision for Income Taxes 74,501 77,627 67,754 60,445 56,156 Provision for Income Taxes 17,069 16,692 14,409 12,808 12,171 Net Income $ 57,432 $ 60,935 $ 53,345 $ 47,637 $ 43,985 Preferred Stock Dividends 5,269 5,269 5,269 5,269 5,269 Net Income Available to Common Shareholders $ 52,163 $ 55,666 $ 48,076 $ 42,368 $ 38,716 Basic Earnings Per Common Share $ 1.32 $ 1.40 $ 1.21 $ 1.07 $ 0.98 Diluted Earnings Per Common Share $ 1.30 $ 1.39 $ 1.20 $ 1.06 $ 0.97 Balance Sheet Totals Loans and Leases $ 14,192,811 $ 14,082,050 $ 14,021,579 $ 14,002,178 $ 14,115,323 Total Assets 23,909,933 24,176,364 24,014,609 23,709,752 23,885,056 Total Deposits 20,957,930 21,188,495 21,080,669 20,798,914 21,008,217 Total Shareholders' Equity 1,854,563 1,851,212 1,791,183 1,743,107 1,704,935 Performance Ratios Return on Average Assets 0.97 % 1.01 % 0.88 % 0.81 % 0.75 % Return on Average Shareholders' Equity 12.47 13.33 12.10 11.21 10.65 Return on Average Common Equity 13.90 15.03 13.59 12.50 11.80 Efficiency Ratio 1 60.35 57.75 61.53 63.49 65.03 Net Interest Margin 2 2.74 2.61 2.46 2.39 2.32 1 Efficiency ratio is defined as noninterest expense divided by total revenue (net interest income and total noninterest income). 2 Net interest margin is defined as net interest income, on a taxable-equivalent basis, as a percentage of average earning assets. Bank of Hawai‘i Corporation and Subsidiaries Hawaii Economic Trends Table 14 Year Ended (dollars in millions, jobs in thousands, 1-year percentage change) December 31, 2025 December 31, 2024 Hawaii Economic Trends General Excise and Use Tax Revenue 1 889.1 4.1 % 4,773.4 6.2 % 4,495.0 0.5 % Jobs 2 672.7 672.9 669.0 January 31, December 31, 2026 2025 2024 Unemployment, seasonally adjusted 2 Statewide 2.6 % 2.6 % 3.0 % Honolulu County 2.6 2.5 2.9 Hawaii County 2.9 3.1 3.5 Maui County 2.9 2.9 3.6 Kauai County 2.0 2.7 3.0 February 28, December 31, (1-year percentage change, except months of inventory) 2026 2025 2024 2023 Housing Trends (Single Family Oahu) 3 Median Home Price 0.9 % 3.5 % 4.8 % (5.0 )% Home Sales Volume (units) 2.2 % 3.5 % 9.1 % (26.3 )% Months of Inventory 2.8 2.6 2.9 2.8 (in thousands, except percentage change) Monthly Visitor Arrivals, Not Seasonally Adjusted Percentage Change from Previous Year Tourism 4 February 28, 2026 760.8 2.9 % January 31, 2026 858.7 11.1 December 31, 2025 850.3 (4.4 ) November 30, 2025 728.1 (3.7 ) October 31, 2025 727.2 (1.2 ) September 30, 2025 674.9 (2.2 ) August 31, 2025 806.8 (2.6 ) July 31, 2025 870.8 (4.6 ) June 30, 2025 855.7 (1.9 ) May 31, 2025 766.4 1.1 April 30, 2025 810.3 9.4 March 31, 2025 890.0 2.8 February 28, 2025 739.7 (1.7 ) January 31, 2025 773.1 3.7 December 31, 2024 889.6 5.0 November 30, 2024 755.8 4.8 October 31, 2024 736.1 5.1 September 30, 2024 690.2 6.5 August 31, 2024 828.3 8.1 July 31, 2024 912.8 (1.9 ) June 30, 2024 872.6 (1.5 ) May 31, 2024 757.8 (4.1 ) April 30, 2024 740.7 (8.1 ) March 31, 2024 865.8 (3.0 ) February 29, 2024 752.7 2.6 1 Source: Hawaii Department of Business, Economic Development & Tourism. Based on the latest complete available data for February 2026. 2 Source: U.S. Bureau of Labor Statistics. Based on the latest complete available data for January 2026. Prior period numbers most recently reported may differ from previously reported figures. 3 Source: Honolulu Board of Realtors. 4 Source: Hawaii Tourism Authority. Prior period numbers most recently reported may differ from previously reported figures.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-20 09:02 3mo ago	Bank of Hawaii (BOH) Misses Q1 Earnings Estimates BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Bank of Hawaii (BOH - Free Report) came out with quarterly earnings of $1.3 per share, missing the Zacks Consensus Estimate of $1.33 per share. This compares to earnings of $0.97 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -2.26%. A quarter ago, it was expected that this bank holding company would post earnings of $1.25 per share when it actually produced earnings of $1.39, delivering a surprise of +11.2%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Bank of Hawaii, which belongs to the Zacks Banks - West industry, posted revenues of $192.32 million for the quarter ended March 2026, in line with the Zacks Consensus Estimate. This compares to year-ago revenues of $169.87 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Bank of Hawaii shares have added about 17.1% since the beginning of the year versus the S&P 500's gain of 4.1%. What's Next for Bank of Hawaii?While Bank of Hawaii has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Bank of Hawaii was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.41 on $197.12 million in revenues for the coming quarter and $5.87 on $792.76 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - West is currently in the top 38% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Another stock from the same industry, Heritage Commerce , has yet to report results for the quarter ended March 2026. This holding company for Heritage Bank of Commerce is expected to post quarterly earnings of $0.23 per share in its upcoming report, which represents a year-over-year change of +21.1%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Heritage Commerce's revenues are expected to be $50.4 million, up 9.4% from the year-ago quarter.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-20 10:30 3mo ago	Bank of Hawaii (BOH) Reports Q1 Earnings: What Key Metrics Have to Say BOH Bank of Hawaii Corporation	FMP Stock News
Original source text For the quarter ended March 2026, Bank of Hawaii (BOH - Free Report) reported revenue of $192.32 million, up 13.2% over the same period last year. EPS came in at $1.30, compared to $0.97 in the year-ago quarter. The reported revenue compares to the Zacks Consensus Estimate of $192.33 million, representing no surprise. The company delivered an EPS surprise of -2.26%, with the consensus EPS estimate being $1.33. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Bank of Hawaii performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Total Non-Performing Assets: $12.09 million versus the two-analyst average estimate of $18.47 million.Total Non-Accrual Loans and Leases: $11.8 million compared to the $18.18 million average estimate based on two analysts.Net Interest Margin: 2.7% versus 2.7% estimated by two analysts on average.Average Balance - Total earning assets: $22.38 billion versus $22.43 billion estimated by two analysts on average.Net charge-offs to average loans: 0% versus 0.1% estimated by two analysts on average.Efficiency Ratio: 60.4% versus 58.9% estimated by two analysts on average.Net Interest Income (FTE): $152.4 million versus $150.14 million estimated by two analysts on average.Annuity and Insurance: $1.47 million versus $1.33 million estimated by two analysts on average.Bank-Owned Life Insurance: $4.15 million versus $3.78 million estimated by two analysts on average.Trust and Asset Management: $12.45 million versus $12.42 million estimated by two analysts on average.Mortgage Banking: $0.88 million versus the two-analyst average estimate of $0.93 million.Net Interest Income: $150.99 million versus the two-analyst average estimate of $148.57 million.View all Key Company Metrics for Bank of Hawaii here>>> Shares of Bank of Hawaii have returned +13.5% over the past month versus the Zacks S&P 500 composite's +6.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-20 13:24 3mo ago	Bank of Hawaii Stock Is Worth The Premium Valuation BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Bank of Hawaii Corporation offers a compelling Buy case, supported by robust capital, conservative underwriting, and visible earnings growth from fixed reinvestment. BOH's net interest margin is expanding due to declining deposit costs and fixed portfolio reinvestment, with NIM expected to approach 3% over the next year. Despite economic headwinds in Hawaii, BOH's strong reserves and capital buffer protect earnings, with run-rate EPS projected above $7.50 in 18 months.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-20 19:01 3mo ago	Bank of Hawaii Corporation (BOH) Q1 2026 Earnings Call Transcript BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Bank of Hawaii Corporation (BOH) Q1 2026 Earnings Call Transcript
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-21 07:57 3mo ago	Bank of Hawaii: Improved Earnings, But Series B Preferred Is Still The Best Investment BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Bank of Hawaii maintains a conservative loan-to-deposit ratio and stable external financing, supporting resilience amid interest rate shifts. Net interest margin has steadily improved, reaching 2.74% in Q1, while net interest income hit a cycle high despite sluggish loan and deposit growth. Risks include potential deterioration in loan performance and vulnerability to higher short-term rates from inflation shocks, given BOH's below-average net interest margin.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-21 09:06 3mo ago	These Analysts Increase Their Forecasts On Bank of Hawaii After Q1 Earnings BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Bank of Hawaii Corp (NYSE:BOH) on Monday posted weaker-than-expected results for the first quarter. The company reported quarterly earnings of $1.30 per share which missed the analyst consensus estimate of $1.33 per share. The company reported quarterly sales of $192.322 million which missed the analyst consensus estimate of $193.524 million. Bank of Hawaii shares closed at $80.06 on Monday. These analysts made changes to their price targets on Bank of Hawaii following earnings announcement. Keefe, Bruyette & Woods analyst Kelly Motta maintained Bank of Hawaii with an Outperform rating and raised the price target from $91 to $95. DA Davidson analyst Jeff Rulis maintained the stock with a Neutral and raised the price target from $77 to $82. Considering buying BOH stock? Here’s what analysts think: Photo via Shutterstock Market News and Data brought to you by Benzinga APIs © 2026 Benzinga.com. Benzinga does not provide investment advice. All rights reserved. To add Benzinga News as your preferred source on Google, click here.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-21 11:50 3mo ago	Bank of Hawaii Q1 Earnings Miss on Lower Fee Income, Expenses Rise Y/Y BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Key Takeaways BOH reported Q1 EPS of $1.30, missing estimates, as lower fee income and higher expenses hurt results.Bank of Hawaii's NII rose 20% Y/Y, supported by margin expansion and higher loan balances.BOH's credit quality improved with lower provisions and NPAs, though deposits declined sequentially. Bank of Hawaii Corporation (BOH - Free Report) reported first-quarter 2026 earnings per share (EPS) of $1.30, which missed the Zacks Consensus Estimate of $1.33. The bottom line compared favorably with 97 cents in the year-ago quarter. BOH’s results were affected by an increase in expenses and lower fee income. A decline in deposit balances also acted as a headwind. However, higher net interest income (NII), along with increased loan balances and lower provisions, offered some support. The company’s net income (GAAP basis) came in at $57.4 million, up 31% year over year. Bank of Hawaii’s Quarterly Revenues & Expenses RiseBOH’s quarterly revenues increased 13% year over year to $192.3 million. The top line matched the Zacks Consensus Estimate. NII was $150.9 million, up 20% year over year. NIM increased 42 basis points to 2.74%. Our estimate for NII and NIM was pegged at $146.3 million and 2.70%, respectively. Non-interest income came in at $41.3 million, down 6% year over year. The decline was mainly due to lower fees, exchange and other service charges, as well as reduced annuity and insurance fees and mortgage banking income. Our estimate for the metric was pinned at $43.2 million. Non-interest expenses rose 5% year over year to $116.1 million. The increase was mainly driven by higher salaries and benefits, occupancy and equipment expenses and data processing fees. Our estimate for the metric was pinned at $113.7 million. The efficiency ratio was 60.35%, down from 65.03% in the year-ago period. A fall in the efficiency ratio reflects increased profitability. BOH’s Loans Increase, Deposits DeclineAs of March 31, 2026, total loans and leases increased nearly 1% from the prior-quarter end to $14.2 billion. Our estimate for total loans and leases was $14.7 billion. Total deposits decreased 1% on a sequential basis to $21 billion. Our estimate for total deposits was $21.8 billion. Bank of Hawaii’s Credit Quality ImprovesAs of March 31, 2026, non-performing assets were $12.1 million, which declined 31% year over year. Our estimate for the metric was $18.5 million. Net loan and lease charge-offs were $1.1 million, down $3.3 million from the year-ago quarter. Our estimate for the metric was $4.3 million. Provision for credit losses was $1.7 million, down 46% from the year-ago quarter. Our estimate for the metric was $3.1 million. The allowance for credit losses declined marginally to $147 million. Our estimate for the metric was $145.5 million. BOH’s Capital Ratios ImproveAs of March 31, 2026, the Tier 1 capital ratio was 14.40%, up from 13.93% as of March 31, 2025. The total capital ratio was 15.44%, which rose from 14.97% in the year-ago period. The ratio of tangible common equity to risk-weighted assets was 10.28%, which increased from 9.28% at the end of the year-ago quarter. Bank of Hawaii’s Profitability Ratios ImproveReturn on average assets was 0.97% at the end of the first quarter of 2026, which increased from 0.75% in the prior-year quarter. Return on average shareholders' equity was 12.47%, up from 10.65% in the year-ago quarter. BOH's Share Repurchase UpdateIn the reported quarter, Bank of Hawaii repurchased 194.1 thousand shares of common stock at a total cost of $15.1 million. As of March 31, 2026, the total remaining buyback authority under the share repurchase program was $105.9 million. Our View on Bank of HawaiiA rise in NII and margin expansion will support revenue growth. Strong credit quality, a solid capital position and higher loan balances remain tailwinds. However, declining fee income, lower deposits and rising expenses are likely to weigh on overall performance. Bank of Hawaii Corporation Price, Consensus and EPS SurpriseRegions Financial Corporation (RF - Free Report) has posted first-quarter 2026 earnings of 62 cents per share, beating the Zacks Consensus Estimate of 61 cents. Also, this compares favorably with earnings of 54 cents per share in the year-ago quarter. Increases in non-interest income, NII, and higher deposit balances, along with lower provisions, supported RF’s results. However, higher non-interest expenses played spoilsport. U.S. Bancorp (USB - Free Report) has reported first-quarter 2026 earnings per share of $1.18, topping the Zacks Consensus Estimate by 3.4%. The bottom line increased 14.6% from $1.03 in the year-ago quarter. USB’s results were supported by higher NII and solid fee revenue growth, while the company has posted positive operating leverage of 440 basis points. However, a rise in provision was concerning.
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-24 02:10 3mo ago	Bank of Hawaii Corporation (NYSE:BOH) Receives $83.80 Consensus Target Price from Analysts BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Posted by Defense World Staff on Apr 24th, 2026 Shares of Bank of Hawaii Corporation (NYSE:BOH – Get Free Report) have received an average recommendation of “Hold” from the seven brokerages that are covering the firm, Marketbeat.com reports. Four research analysts have rated the stock with a hold recommendation and three have assigned a buy recommendation to the company. The average 12 month price objective among brokerages that have updated their coverage on the stock in the last year is $85.40. BOH has been the subject of a number of research reports. Piper Sandler cut their target price on shares of Bank of Hawaii from $84.00 to $78.00 and set a “neutral” rating for the company in a research report on Thursday, April 2nd. Keefe, Bruyette & Woods increased their target price on shares of Bank of Hawaii from $91.00 to $95.00 and gave the stock an “outperform” rating in a research report on Tuesday. DA Davidson increased their target price on shares of Bank of Hawaii from $77.00 to $82.00 and gave the stock a “neutral” rating in a research report on Tuesday. Wall Street Zen upgraded shares of Bank of Hawaii from a “sell” rating to a “hold” rating in a research report on Saturday, January 31st. Finally, Weiss Ratings upgraded shares of Bank of Hawaii from a “hold (c+)” rating to a “buy (b-)” rating in a research report on Monday, March 30th. Check Out Our Latest Report on Bank of Hawaii Hedge Funds Weigh In On Bank of Hawaii A number of large investors have recently modified their holdings of the company. Louisiana State Employees Retirement System bought a new position in shares of Bank of Hawaii in the first quarter valued at approximately $1,307,000. Hsbc Holdings PLC bought a new position in shares of Bank of Hawaii in the fourth quarter valued at approximately $6,164,000. Corient Private Wealth LLC boosted its position in shares of Bank of Hawaii by 10.2% in the fourth quarter. Corient Private Wealth LLC now owns 33,157 shares of the bank’s stock valued at $2,269,000 after acquiring an additional 3,061 shares during the period. SHP Wealth Management bought a new position in shares of Bank of Hawaii in the fourth quarter valued at approximately $34,000. Finally, Mercer Global Advisors Inc. ADV boosted its position in shares of Bank of Hawaii by 36.4% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 8,409 shares of the bank’s stock valued at $575,000 after acquiring an additional 2,243 shares during the period. 82.18% of the stock is currently owned by institutional investors. Bank of Hawaii Price Performance Shares of NYSE:BOH opened at $78.00 on Tuesday. The company has a quick ratio of 0.70, a current ratio of 0.69 and a debt-to-equity ratio of 0.37. The firm has a market capitalization of $3.10 billion, a PE ratio of 15.76, a P/E/G ratio of 0.73 and a beta of 0.72. Bank of Hawaii has a twelve month low of $59.36 and a twelve month high of $82.74. The company has a 50-day moving average price of $76.20 and a two-hundred day moving average price of $71.11. Bank of Hawaii (NYSE:BOH – Get Free Report) last issued its earnings results on Monday, April 20th. The bank reported $1.30 earnings per share for the quarter, missing analysts’ consensus estimates of $1.33 by ($0.03). The business had revenue of $192.32 million for the quarter, compared to the consensus estimate of $193.53 million. Bank of Hawaii had a return on equity of 14.97% and a net margin of 20.46%.During the same quarter in the prior year, the business earned $0.97 EPS. Equities analysts forecast that Bank of Hawaii will post 5.86 EPS for the current year. Bank of Hawaii Dividend Announcement The firm also recently announced a quarterly dividend, which will be paid on Friday, June 12th. Shareholders of record on Friday, May 29th will be given a dividend of $0.70 per share. This represents a $2.80 dividend on an annualized basis and a yield of 3.6%. The ex-dividend date is Friday, May 29th. Bank of Hawaii’s dividend payout ratio (DPR) is currently 56.57%. Bank of Hawaii Company Profile (Get Free Report) Bank of Hawaii (NYSE: BOH) is a regional commercial bank headquartered in Honolulu, Hawaii, with roots tracing back to its founding in 1897 by Charles Montague Cooke and Peter Cushman Jones. As one of the oldest financial institutions in the U.S. West Coast region, the bank has built a reputation for stability and community focus. It operates as the principal subsidiary of Bank of Hawaii Corporation, a publicly traded company on the New York Stock Exchange. The bank offers a comprehensive suite of personal and business banking products and services. Read More Five stocks we like better than Bank of Hawaii Receive News & Ratings for Bank of Hawaii Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Bank of Hawaii and related companies with MarketBeat.com's FREE daily email newsletter. « PREVIOUS HEADLINESTMicroelectronics (NYSE:STM) Shares Gap Up Following Analyst Upgrade NEXT HEADLINE »First Quantum Minerals Ltd. (OTCMKTS:FQVLF) Receives Consensus Recommendation of “Moderate Buy” from Brokerages
	Saved 2026-06-12 17:25 1mo ago Published 2026-04-24 16:01 3mo ago	Bank of Hawaii Corporation (BOH) Shareholder/Analyst Call Prepared Remarks Transcript BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Bank of Hawaii Corporation (BOH) Shareholder/Analyst Call Prepared Remarks Transcript
	Saved 2026-06-12 17:24 1mo ago Published 2026-05-04 09:30 2mo ago	Bank of Hawaii: The High-Yield Preferred Shares Offer The Best Value (Rating Downgrade) BOH Bank of Hawaii Corporation	FMP Stock News
Original source text Bank of Hawaii delivered robust Q1 results, with net interest income up 20% and loan loss provisions down over 40%. I see the Series A preferred shares, BOH.PR.A, as attractive, yielding nearly 6.8% due to a market discount. I am shifting to a 'hold' on BOH common stock, citing a valuation above 2x book and 3.6x tangible book value.
	Saved 2026-06-12 17:24 1mo ago Published 2026-05-20 12:31 2mo ago	Bank of Hawaii (BOH) Down 1.7% Since Last Earnings Report: Can It Rebound? BOH Bank of Hawaii Corporation	FMP Stock News
Original source text A month has gone by since the last earnings report for Bank of Hawaii (BOH - Free Report) . Shares have lost about 1.7% in that time frame, underperforming the S&P 500. Will the recent negative trend continue leading up to its next earnings release, or is Bank of Hawaii due for a breakout? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at the most recent earnings report in order to get a better handle on the important catalysts. Bank of Hawaii Q1 Earnings Miss on Lower Fee Income, Expenses Rise Y/YBank of Hawaii reported first-quarter 2026 earnings per share (EPS) of $1.30, which missed the Zacks Consensus Estimate of $1.33. The bottom line compared favorably with 97 cents in the year-ago quarter. Results were affected by an increase in expenses and lower fee income. A decline in deposit balances also acted as a headwind. However, higher net interest income, along with increased loan balances and lower provisions, offered some support. The company’s net income (GAAP basis) came in at $60.9 million, up 55.6% year over year. Quarterly Revenues & Expenses Rise The company’s quarterly revenues increased 13% year over year to $192.3 million. The top line matched the Zacks Consensus Estimate. NII was $150.9 million, up 20% year over year. NIM increased 42 basis points to 2.74%. Non-interest income came in at $41.3 million, down 6% year over year. The decline was mainly due to lower fees, exchange and other service charges, as well as reduced annuity and insurance fees and mortgage banking income. Non-interest expenses rose 5% year over year to $116.1 million. The increase was mainly driven by higher salaries and benefits, occupancy and equipment expenses and data processing fees. The efficiency ratio was 60.35%, down from 65.03% in the year-ago period. A fall in the efficiency ratio reflects increased profitability. Loans Increase, Deposits Decline As of March 31, 2026, total loans and leases increased nearly 1% from the prior-quarter end to $14.2 billion. Total deposits decreased 1% on a sequential basis to $21 billion. Credit Quality Improves As of March 31, 2026, non-performing assets were $12.1 million, which declined 31% year over year. Net loan and lease charge-offs were $1.1 million, down $3.3 million from the year-ago quarter. Provision for credit losses was $1.7 million, down 46% from the year-ago quarter. The allowance for credit losses declined marginally to $147 million. Capital Ratios Improve As of March 31, 2026, the Tier 1 capital ratio was 14.40%, up from 13.93% as of March 31, 2025. The total capital ratio was 15.44%, which rose from 14.97% in the year-ago period. The ratio of tangible common equity to risk-weighted assets was 10.28%, which increased from 9.28% at the end of the year-ago quarter. Profitability Ratios Improve Return on average assets was 0.97% at the end of the first quarter of 2026, which increased from 0.75% in the prior-year quarter. Return on average shareholders' equity was 12.47%, up from 10.65% in the year-ago quarter. OutlookQ2 2026 NIM is expected to continue expanding as deposit costs reprice lower and fixed asset repricing remains a steady contributor. Noninterest income is expected to be approximately $42 million. Normalized noninterest expense is expected to be approximately $112 million. 2026 Loans are expected to grow in the mid-single-digit range. NIM is projected to approach 2.90% by the end of 2026, driven by fixed asset repricing, improving deposit mix and benefits from prior rate cuts. Management is now expecting full-year overhead expense growth of 2.5% to 3.0% from the normalized 2025 base, compared with its previous 3.0% to 3.5% outlook. The effective tax rate is anticipated to be close to 23%. Share repurchases are expected to increase to $15–$20 million per quarter, subject to growth conditions and capital levels. How Have Estimates Been Moving Since Then?Since the earnings release, investors have witnessed a upward trend in estimates review. VGM ScoresCurrently, Bank of Hawaii has a subpar Growth Score of D, however its Momentum Score is doing a lot better with a B. Charting a somewhat similar path, the stock was allocated a grade of C on the value side, putting it in the middle 20% for value investors. Overall, the stock has an aggregate VGM Score of C. If you aren't focused on one strategy, this score is the one you should be interested in. OutlookEstimates have been trending upward for the stock, and the magnitude of this revision looks promising. Notably, Bank of Hawaii has a Zacks Rank #3 (Hold). We expect an in-line return from the stock in the next few months.

Original source text

Posted by Defense World Staff on Jul 26th, 2026

Bank of Hawaii Corporation (NYSE:BOH – Get Free Report) reached a new 52-week high during mid-day trading on Friday . The company traded as high as $88.26 and last traded at $88.26, with a volume of 202 shares traded. The stock had previously closed at $84.75.

Analysts Set New Price Targets BOH has been the topic of several research reports. Keefe, Bruyette & Woods lifted their price objective on shares of Bank of Hawaii from $91.00 to $95.00 and gave the stock an “outperform” rating in a research report on Tuesday, April 21st. Weiss Ratings raised shares of Bank of Hawaii from a “buy (b-)” rating to a “buy (b)” rating in a research report on Wednesday, April 29th. Stephens raised their price target on shares of Bank of Hawaii from $82.00 to $86.00 and gave the stock an “overweight” rating in a research note on Tuesday, April 21st. Piper Sandler lowered their price target on shares of Bank of Hawaii from $84.00 to $78.00 and set a “neutral” rating on the stock in a report on Thursday, April 2nd. Finally, Wall Street Zen downgraded Bank of Hawaii from a “hold” rating to a “sell” rating in a research note on Saturday, April 25th. Three investment analysts have rated the stock with a Buy rating and five have issued a Hold rating to the stock. According to data from MarketBeat.com, the company has a consensus rating of “Hold” and an average price target of $85.80.

View Our Latest Analysis on Bank of Hawaii

Bank of Hawaii Trading Down 0.7% The firm has a fifty day moving average of $80.09 and a two-hundred day moving average of $77.23. The company has a market cap of $3.33 billion, a PE ratio of 16.99, a price-to-earnings-growth ratio of 0.89 and a beta of 0.70. The company has a current ratio of 0.69, a quick ratio of 0.69 and a debt-to-equity ratio of 0.37.

Hedge Funds Weigh In On Bank of Hawaii A number of institutional investors and hedge funds have recently added to or reduced their stakes in BOH. Royal Bank of Canada raised its position in shares of Bank of Hawaii by 16.4% in the first quarter. Royal Bank of Canada now owns 26,241 shares of the bank’s stock valued at $1,808,000 after purchasing an additional 3,689 shares during the period. AQR Capital Management LLC boosted its holdings in Bank of Hawaii by 177.5% in the 1st quarter. AQR Capital Management LLC now owns 23,818 shares of the bank’s stock worth $1,617,000 after buying an additional 15,234 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its holdings in Bank of Hawaii by 4.6% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 23,272 shares of the bank’s stock worth $1,605,000 after buying an additional 1,027 shares during the period. Intech Investment Management LLC boosted its holdings in Bank of Hawaii by 35.8% in the 1st quarter. Intech Investment Management LLC now owns 19,808 shares of the bank’s stock worth $1,366,000 after buying an additional 5,227 shares during the period. Finally, Strs Ohio purchased a new position in Bank of Hawaii in the 1st quarter valued at approximately $41,000. Institutional investors own 82.18% of the company’s stock.

Bank of Hawaii Company Profile (Get Free Report)

Bank of Hawaii (NYSE: BOH) is a regional commercial bank headquartered in Honolulu, Hawaii, with roots tracing back to its founding in 1897 by Charles Montague Cooke and Peter Cushman Jones. As one of the oldest financial institutions in the U.S. West Coast region, the bank has built a reputation for stability and community focus. It operates as the principal subsidiary of Bank of Hawaii Corporation, a publicly traded company on the New York Stock Exchange.

The bank offers a comprehensive suite of personal and business banking products and services.

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Original source text

The market expects Bank of Hawaii (BOH - Free Report) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.

The earnings report, which is expected to be released on July 27, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower.

While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise.

Zacks Consensus EstimateThis bank holding company is expected to post quarterly earnings of $1.46 per share in its upcoming report, which represents a year-over-year change of +37.7%.

Revenues are expected to be $198.31 million, up 13.7% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for Bank of Hawaii?For Bank of Hawaii, the Most Accurate Estimate is higher than the Zacks Consensus Estimate, suggesting that analysts have recently become bullish on the company's earnings prospects. This has resulted in an Earnings ESP of +1.37%.

On the other hand, the stock currently carries a Zacks Rank of #4.

So, this combination makes it difficult to conclusively predict that Bank of Hawaii will beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that Bank of Hawaii would post earnings of $1.33 per share when it actually produced earnings of $1.30, delivering a surprise of -2.26%.

Over the last four quarters, the company has beaten consensus EPS estimates three times.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Bank of Hawaii doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

Expected Results of an Industry PlayerFirst Hawaiian (FHB - Free Report) , another stock in the Zacks Banks - West industry, is expected to report earnings per share of $0.6 for the quarter ended June 2026. This estimate points to a year-over-year change of +3.5%. Revenues for the quarter are expected to be $227.91 million, up 4.8% from the year-ago quarter.

The consensus EPS estimate for First Hawaiian has been revised 1.3% higher over the last 30 days to the current level. However, a higher Most Accurate Estimate has resulted in an Earnings ESP of +0.84%.

This Earnings ESP, combined with its Zacks Rank #1 (Strong Buy), suggests that First Hawaiian will most likely beat the consensus EPS estimate. The company beat consensus EPS estimates in each of the trailing four quarters.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.

Original source text

HONOLULU--(BUSINESS WIRE)--Bank of Hawai‘i Corporation (NYSE: BOH) (the “Company”) will release second quarter 2026 financial results on Monday, July 27, 2026 before the market opens and hold its quarterly conference call at 2:00 p.m. Eastern Time (8:00 a.m. Hawai‘i Time) on the same day. The live call, including a slide presentation, will be accessible on the investor relations link of the Company's website, www.boh.com. The webcast link is https://register-conf.media-server.com/register/BIbf8.

Original source text

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SummaryBank of Hawaii offers two preferred share series with distinct yield and risk profiles, favoring Series A over Series B.BOH.PR.A trades at a significant discount to par, offers a ~6.9% yield, and benefits from strong dividend coverage and potential capital appreciation.BOH.PR.B, despite a higher coupon (~8%), trades above par, faces negative convexity, and offers an inferior yield-to-call (~6.78%), slightly less than Series A's current yield.Given current interest rate dynamics and call risk, Series A preferreds present superior risk-reward for allocating to BOH preferred stock.The Series A is rated as a buy at present, possessing both standalone and relative appeal.Tom Werner/DigitalVision via Getty Images

Bank of Hawaii (BOH) preferred shares possess an attractive yield at present. The company has two issues outstanding at present, with materially different economic profiles and underlying characteristics. The older series, BOH.PR.A was

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Readers are advised to fact-check thoroughly before making any investment-related decisions; this reflects the personal views of the author and should not be pursued as formal financial or investment advice in any manner. While every effort has been made to ensure accuracy, errors may exist in the data and financial projections presented. The author is not responsible for any financial gains or losses incurred from investments made based on this content.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Original source text

March 23, 2026 16:15 ET | Source: South Plains Financial, Inc.

LUBBOCK, Texas, March 23, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), and BOH Holdings, Inc. (“BOH”), the parent company of Bank of Houston, today jointly announced that, on March 20, 2026, the shareholders of BOH approved the previously announced proposed merger of BOH with and into South Plains, with South Plains continuing as the surviving corporation, followed by the proposed merger of Bank of Houston with and into City Bank, with City Bank continuing as the surviving bank.

The Company has also received the required regulatory approvals and non-objections from the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation and the Texas Department of Banking regarding the proposed merger.

All required regulatory and shareholder approvals to complete the proposed merger have now been received and the proposed merger is expected to be completed on April 1, 2026, subject to the satisfaction or waiver of the remaining customary closing conditions.

About South Plains Financial, Inc.

South Plains is the bank holding company for City Bank, a Texas state-chartered bank headquartered in Lubbock, Texas. City Bank is one of the largest independent banks in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. South Plains provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its principal business activities include commercial and retail banking, along with investment, trust and mortgage services. Please visit https://www.spfi.bank for more information.

About BOH Holdings, Inc.

BOH Holdings, Inc. is the bank holding company for Bank of Houston, a Texas state-chartered bank headquartered in Houston, Texas. Bank of Houston is a community-oriented, full service financial institution that provides a broad array of banking services to small and middle market companies, business owners, executives, entrepreneurs and families. Bank of Houston is a locally-owned, independent financial institution and is engaged in substantially all of the business operations (except for trust services) customarily conducted by independent financial institutions in Texas. Lending activities consist principally of residential real estate, commercial real estate, personal loans, and mortgage loans.

Available Information

The Company routinely posts important information for investors on its web site (under www.spfi.bank and, more specifically, under the News & Events tab at www.spfi.bank/news-events/press-releases). The Company intends to use its web site as a means of disclosing material non-public information and for complying with its disclosure obligations under Regulation FD (Fair Disclosure) promulgated by the U.S. Securities and Exchange Commission (the “SEC”). Accordingly, investors should monitor the Company’s web site, in addition to following the Company’s press releases, SEC filings, public conference calls, presentations and webcasts.

The information contained on, or that may be accessed through, the Company’s web site is not incorporated by reference into, and is not a part of, this document.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements reflect South Plains’ current views with respect to future events and South Plains’ performance. Any statements about South Plains’ expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. South Plains cautions that the forward-looking statements in this press release are based largely on South Plains’ expectations and are subject to a number of known and unknown risks and uncertainties that are subject to change based on factors which are, in many instances, beyond South Plains’ control. Factors that could cause such changes include, but are not limited to, the expected impact of the proposed transaction between South Plains and BOH and on the combined entities’ operations, financial condition, and financial results; the businesses of South Plains and BOH may not be combined successfully, or such combination may take longer to accomplish than expected; the cost savings from the proposed transaction may not be fully realized or may take longer to realize than expected; operating costs, customer loss and business disruption following the proposed transaction, including adverse effects on relationships with employees, may be greater than expected; the impact on South Plains and BOH, and their respective customers, of a decline in general economic conditions that would adversely affect credit quality and loan originations, and any regulatory responses thereto; slower economic growth rates or potential recession in the United States and South Plains’ and BOH’s market areas; the impacts related to or resulting from uncertainty in the banking industry as a whole; increased competition for deposits in our market areas among traditional and nontraditional financial services companies, and related changes in deposit customer behavior; the impact of changes in market interest rates, whether due to a continuation of the elevated interest rate environment or further reductions in interest rates and a resulting decline in net interest income; the lingering inflationary pressures, and the risk of the resurgence of elevated levels of inflation, in the United States and South Plains’ and BOH’s market areas; the uncertain impacts of ongoing quantitative tightening and current and future monetary policies of the Board of Governors of the Federal Reserve System; changes in unemployment rates in the United States and South Plains’ and BOH’s market areas; adverse changes in customer spending, borrowing and savings habits; declines in commercial real estate values and prices; a deterioration of the credit rating for U.S. long-term sovereign debt or the impact of uncertain or changing political conditions, including federal government shutdowns and uncertainty regarding United States fiscal debt, deficit and budget matters; cyber incidents or other failures, disruptions or breaches of our operational or security systems or infrastructure, or those of our third-party vendors or other service providers, including as a result of cyber-attacks; severe weather, natural disasters, acts of war or terrorism, geopolitical instability or other external events, including as a result of the policies of the current U.S. presidential administration or Congress; the impacts of tariffs, sanctions, and other trade policies of the United States and its global trading counterparts and the resulting impact on South Plains and its customers; competition and market expansion opportunities; changes in non-interest expenditures or in the anticipated benefits of such expenditures; the risks related to the development, implementation, use and management of emerging technologies, including artificial intelligence and machine learnings; potential costs related to the impacts of climate change; current or future litigation, regulatory examinations or other legal and/or regulatory actions; and changes in applicable laws and regulations. Additional information regarding these risks and uncertainties to which South Plains’ business and future financial performance are subject is contained in South Plains’ most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q on file with the SEC, including the sections entitled “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” of such documents, and other documents South Plains files or furnishes with the SEC from time to time, which are available on the SEC’s website, www.sec.gov. Actual results, performance or achievements could differ materially from those contemplated, expressed, or implied by the forward-looking statements due to additional risks and uncertainties of which South Plains is not currently aware or which it does not currently view as, but in the future may become, material to its business or operating results. Due to these and other possible uncertainties and risks, the Company can give no assurance that the results contemplated in the forward-looking statements will be realized and readers are cautioned not to place undue reliance on the forward-looking statements contained in this press release. Any forward-looking statements presented herein are made only as of the date of this press release, and South Plains does not undertake any obligation to update or revise any forward-looking statements to reflect changes in assumptions, new information, the occurrence of unanticipated events, or otherwise, except as required by applicable law. All forward-looking statements, express or implied, included in the press release are qualified in their entirety by this cautionary statement.

Source: South Plains Financial, Inc.

Original source text

April 01, 2026 16:15 ET | Source: South Plains Financial, Inc.

LUBBOCK, Texas, April 01, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank”), today announced the completion of the merger of BOH Holdings, Inc. (“BOH”) with and into South Plains, with South Plains continuing as the surviving corporation, and the merger of BOH’s wholly-owned subsidiary, Bank of Houston, with and into City Bank, with City Bank continuing as the surviving bank. The mergers became effective on April 1, 2026. As of December 31, 2025, BOH had total assets of $744 million, total loans of $624 million, and total deposits of $603 million.

Raymond James & Associates, Inc. served as financial advisor to South Plains and rendered a fairness opinion to its board of directors. Hunton Andrews Kurth LLP served as South Plains’ legal advisor. Hillworth Bank Partners served as financial advisor to BOH and rendered a fairness opinion to its board of directors. Fenimore Kay Harrison LLP served as BOH’s legal advisor.

About South Plains Financial, Inc.

South Plains is the bank holding company for City Bank, a Texas state-chartered bank headquartered in Lubbock, Texas. City Bank is one of the largest independent banks in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. South Plains provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its principal business activities include commercial and retail banking, along with investment, trust and mortgage services. Please visit https://www.spfi.bank for more information.

Available Information

The Company routinely posts important information for investors on its web site (under www.spfi.bank and, more specifically, under the News & Events tab at www.spfi.bank/news-events/press-releases). The Company intends to use its web site as a means of disclosing material non-public information and for complying with its disclosure obligations under Regulation FD (Fair Disclosure) promulgated by the U.S. Securities and Exchange Commission (the “SEC”). Accordingly, investors should monitor the Company’s web site, in addition to following the Company’s press releases, SEC filings, public conference calls, presentations and webcasts.

The information contained on, or that may be accessed through, the Company’s web site is not incorporated by reference into, and is not a part of, this document.

Source: South Plains Financial, Inc.

Original source text

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HONOLULU--(BUSINESS WIRE)--Bank of Hawai‘i Corporation (NYSE: BOH) (the “Company”) will release first quarter 2026 financial results on Monday, April 20, 2026 before the market opens and hold its quarterly conference call at 2:00 p.m. Eastern Time (8:00 a.m. Hawai‘i Time) on the same day.

The live call, including a slide presentation, will be accessible on the investor relations link of the Company's website, www.boh.com. The webcast link is https://register-conf.media-server.com/register/BI42ddba51d0fa4b6dacb219e80a369fdb.

A replay of the webcast will be available for one year beginning at approximately 11:00 a.m. Hawai‘i Time on Monday, April 20, 2026. The replay will be available on the Company's website, www.boh.com.

Additionally, the Board of Directors declared a quarterly dividend payment of $10.94 per share, equivalent to $0.2735 per depositary share, of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, and a quarterly dividend payment of $20.00 per share, equivalent to $0.5000 per depositary share, of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series B. The depositary shares representing the Series A Preferred Stock and Series B Preferred Stock are traded on the NYSE under the symbol “BOH.PRA” and “BOH.PRB”, respectively. The dividends on the Series A Preferred Stock and Series B Preferred Stock will be payable on May 1, 2026 to shareholders of record of the preferred stock as of the close of business on April 16, 2026.

Bank of Hawai‘i Corporation is a regional financial services company serving businesses, consumers and governments in Hawai‘i and the West Pacific. The Company’s principal subsidiary, Bank of Hawai‘i was founded in 1897. For more information about Bank of Hawai‘i Corporation, see the Company’s website, www.boh.com. Bank of Hawai‘i Corporation is a trade name of Bank of Hawaii Corporation.

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Original source text

Posted by Defense World Staff on Apr 6th, 2026

SG Americas Securities LLC bought a new position in shares of Bank of Hawaii Corporation (NYSE:BOH – Free Report) in the 4th quarter, according to its most recent Form 13F filing with the Securities & Exchange Commission. The fund bought 29,602 shares of the bank’s stock, valued at approximately $2,024,000. SG Americas Securities LLC owned approximately 0.07% of Bank of Hawaii at the end of the most recent reporting period.

Other large investors have also added to or reduced their stakes in the company. Balyasny Asset Management L.P. increased its holdings in Bank of Hawaii by 122.3% during the 3rd quarter. Balyasny Asset Management L.P. now owns 1,012,560 shares of the bank’s stock worth $66,464,000 after purchasing an additional 557,148 shares in the last quarter. Norges Bank bought a new position in shares of Bank of Hawaii in the second quarter valued at approximately $30,569,000. Verition Fund Management LLC boosted its position in shares of Bank of Hawaii by 1,699.7% during the third quarter. Verition Fund Management LLC now owns 265,834 shares of the bank’s stock valued at $17,449,000 after buying an additional 251,063 shares during the last quarter. Two Sigma Investments LP boosted its position in shares of Bank of Hawaii by 163.9% during the third quarter. Two Sigma Investments LP now owns 339,827 shares of the bank’s stock valued at $22,306,000 after buying an additional 211,076 shares during the last quarter. Finally, UBS Group AG grew its holdings in Bank of Hawaii by 199.5% during the third quarter. UBS Group AG now owns 195,454 shares of the bank’s stock worth $12,830,000 after buying an additional 130,188 shares in the last quarter. Institutional investors own 82.18% of the company’s stock.

Analysts Set New Price Targets A number of equities research analysts recently commented on the company. Wall Street Zen raised Bank of Hawaii from a “sell” rating to a “hold” rating in a research report on Saturday, January 31st. Barclays upped their target price on shares of Bank of Hawaii from $75.00 to $83.00 and gave the stock an “equal weight” rating in a research note on Tuesday, January 27th. Weiss Ratings upgraded shares of Bank of Hawaii from a “hold (c+)” rating to a “buy (b-)” rating in a report on Monday, March 30th. Stephens reissued an “overweight” rating on shares of Bank of Hawaii in a research report on Tuesday, January 27th. Finally, Piper Sandler cut their price target on shares of Bank of Hawaii from $84.00 to $78.00 and set a “neutral” rating on the stock in a report on Thursday. One research analyst has rated the stock with a Strong Buy rating, three have assigned a Buy rating and three have assigned a Hold rating to the stock. Based on data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus price target of $83.20.

Get Our Latest Research Report on Bank of Hawaii

Bank of Hawaii Stock Up 0.0% BOH stock opened at $74.79 on Monday. The stock has a market cap of $2.97 billion, a P/E ratio of 16.19, a P/E/G ratio of 0.76 and a beta of 0.72. The company has a current ratio of 0.70, a quick ratio of 0.70 and a debt-to-equity ratio of 0.37. The stock’s fifty day simple moving average is $75.62 and its two-hundred day simple moving average is $69.94. Bank of Hawaii Corporation has a 1-year low of $57.44 and a 1-year high of $80.61.

Bank of Hawaii (NYSE:BOH – Get Free Report) last announced its earnings results on Monday, January 26th. The bank reported $1.39 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.25 by $0.14. The firm had revenue of $189.65 million during the quarter, compared to analyst estimates of $184.83 million. Bank of Hawaii had a return on equity of 14.42% and a net margin of 19.30%.During the same period last year, the firm posted $0.85 EPS. Analysts expect that Bank of Hawaii Corporation will post 3.97 EPS for the current year.

Bank of Hawaii Dividend Announcement The business also recently disclosed a quarterly dividend, which was paid on Friday, March 13th. Shareholders of record on Friday, February 27th were given a $0.70 dividend. The ex-dividend date of this dividend was Friday, February 27th. This represents a $2.80 annualized dividend and a yield of 3.7%. Bank of Hawaii’s payout ratio is currently 60.61%.

Bank of Hawaii Company Profile (Free Report)

Bank of Hawaii (NYSE: BOH) is a regional commercial bank headquartered in Honolulu, Hawaii, with roots tracing back to its founding in 1897 by Charles Montague Cooke and Peter Cushman Jones. As one of the oldest financial institutions in the U.S. West Coast region, the bank has built a reputation for stability and community focus. It operates as the principal subsidiary of Bank of Hawaii Corporation, a publicly traded company on the New York Stock Exchange.

The bank offers a comprehensive suite of personal and business banking products and services.

Featured Articles Five stocks we like better than Bank of Hawaii Want to see what other hedge funds are holding BOH? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Bank of Hawaii Corporation (NYSE:BOH – Free Report).

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Original source text

Posted by Defense World Staff on Apr 13th, 2026

Bank of Hawaii (NYSE:BOH – Get Free Report) is anticipated to announce its Q1 2026 results before the market opens on Monday, April 20th. Analysts expect the company to announce earnings of $1.34 per share and revenue of $193.5250 million for the quarter. Investors may review the information on the company’s upcoming Q1 2026 earning report for the latest details on the call scheduled for Monday, April 20, 2026 at 2:00 PM ET.

Bank of Hawaii (NYSE:BOH – Get Free Report) last issued its quarterly earnings data on Monday, January 26th. The bank reported $1.39 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.25 by $0.14. Bank of Hawaii had a net margin of 19.30% and a return on equity of 14.42%. The company had revenue of $189.65 million for the quarter, compared to the consensus estimate of $184.83 million. During the same period last year, the firm posted $0.85 EPS. On average, analysts expect Bank of Hawaii to post $4 EPS for the current fiscal year and $5 EPS for the next fiscal year.

Bank of Hawaii Trading Down 0.1% Shares of Bank of Hawaii stock opened at $78.49 on Monday. Bank of Hawaii has a 1 year low of $58.86 and a 1 year high of $80.61. The company has a debt-to-equity ratio of 0.37, a quick ratio of 0.70 and a current ratio of 0.70. The company has a market capitalization of $3.12 billion, a P/E ratio of 16.99, a PEG ratio of 0.73 and a beta of 0.72. The company’s fifty day moving average is $75.92 and its two-hundred day moving average is $70.34.

Bank of Hawaii Dividend Announcement The firm also recently disclosed a quarterly dividend, which was paid on Friday, March 13th. Shareholders of record on Friday, February 27th were given a dividend of $0.70 per share. This represents a $2.80 annualized dividend and a yield of 3.6%. The ex-dividend date of this dividend was Friday, February 27th. Bank of Hawaii’s dividend payout ratio (DPR) is presently 60.61%.

Institutional Trading of Bank of Hawaii Several hedge funds and other institutional investors have recently made changes to their positions in the company. Corient Private Wealth LLC boosted its holdings in shares of Bank of Hawaii by 16.8% in the fourth quarter. Corient Private Wealth LLC now owns 35,149 shares of the bank’s stock valued at $2,273,000 after acquiring an additional 5,053 shares in the last quarter. Mercer Global Advisors Inc. ADV boosted its holdings in shares of Bank of Hawaii by 36.4% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 8,409 shares of the bank’s stock valued at $575,000 after acquiring an additional 2,243 shares in the last quarter. Man Group plc purchased a new stake in shares of Bank of Hawaii in the fourth quarter valued at about $271,000. Engineers Gate Manager LP boosted its holdings in shares of Bank of Hawaii by 92.8% in the fourth quarter. Engineers Gate Manager LP now owns 21,104 shares of the bank’s stock valued at $1,443,000 after acquiring an additional 10,159 shares in the last quarter. Finally, Capitolis Liquid Global Markets LLC boosted its holdings in Bank of Hawaii by 1,416.4% during the fourth quarter. Capitolis Liquid Global Markets LLC now owns 101,600 shares of the bank’s stock worth $6,946,000 after buying an additional 94,900 shares in the last quarter. Hedge funds and other institutional investors own 82.18% of the company’s stock.

Analyst Ratings Changes Several research analysts have issued reports on BOH shares. Zacks Research downgraded shares of Bank of Hawaii from a “strong-buy” rating to a “hold” rating in a research report on Monday, April 6th. Wall Street Zen raised shares of Bank of Hawaii from a “sell” rating to a “hold” rating in a research report on Saturday, January 31st. Piper Sandler lowered their target price on shares of Bank of Hawaii from $84.00 to $78.00 and set a “neutral” rating on the stock in a report on Thursday, April 2nd. Weiss Ratings raised shares of Bank of Hawaii from a “hold (c+)” rating to a “buy (b-)” rating in a report on Monday, March 30th. Finally, Stephens reaffirmed an “overweight” rating on shares of Bank of Hawaii in a report on Tuesday, January 27th. Three equities research analysts have rated the stock with a Buy rating and four have given a Hold rating to the stock. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and an average price target of $83.80.

Read Our Latest Research Report on BOH

About Bank of Hawaii (Get Free Report)

Bank of Hawaii (NYSE: BOH) is a regional commercial bank headquartered in Honolulu, Hawaii, with roots tracing back to its founding in 1897 by Charles Montague Cooke and Peter Cushman Jones. As one of the oldest financial institutions in the U.S. West Coast region, the bank has built a reputation for stability and community focus. It operates as the principal subsidiary of Bank of Hawaii Corporation, a publicly traded company on the New York Stock Exchange.

The bank offers a comprehensive suite of personal and business banking products and services.

Further Reading Five stocks we like better than Bank of Hawaii

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Original source text

Wall Street expects a year-over-year increase in earnings on higher revenues when Bank of Hawaii (BOH - Free Report) reports results for the quarter ended March 2026. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.

The earnings report, which is expected to be released on April 20, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower.

While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise.

Zacks Consensus EstimateThis bank holding company is expected to post quarterly earnings of $1.33 per share in its upcoming report, which represents a year-over-year change of +37.1%.

Revenues are expected to be $192.33 million, up 13.2% from the year-ago quarter.

Estimate Revisions TrendThe consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.

Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change.

Price, Consensus and EPS Surprise

Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core.

The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.

Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.

A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.

Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).

How Have the Numbers Shaped Up for Bank of Hawaii?For Bank of Hawaii, the Most Accurate Estimate is the same as the Zacks Consensus Estimate, suggesting that there are no recent analyst views which differ from what have been considered to derive the consensus estimate. This has resulted in an Earnings ESP of 0%.

On the other hand, the stock currently carries a Zacks Rank of #3.

So, this combination makes it difficult to conclusively predict that Bank of Hawaii will beat the consensus EPS estimate.

Does Earnings Surprise History Hold Any Clue?While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.

For the last reported quarter, it was expected that Bank of Hawaii would post earnings of $1.25 per share when it actually produced earnings of $1.39, delivering a surprise of +11.20%.

Over the last four quarters, the company has beaten consensus EPS estimates four times.

Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.

That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.

Bank of Hawaii doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.

Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.

Original source text

Wall Street analysts forecast that Bank of Hawaii (BOH - Free Report) will report quarterly earnings of $1.33 per share in its upcoming release, pointing to a year-over-year increase of 37.1%. It is anticipated that revenues will amount to $192.33 million, exhibiting an increase of 13.2% compared to the year-ago quarter.

Over the past 30 days, the consensus EPS estimate for the quarter has remained unchanged. This demonstrates the covering analysts' collective reassessment of their initial projections during this period.

Before a company reveals its earnings, it is vital to take into account any changes in earnings projections. These revisions play a pivotal role in predicting the possible reactions of investors toward the stock. Multiple empirical studies have consistently shown a strong association between trends in earnings estimates and the short-term price movements of a stock.

While investors typically rely on consensus earnings and revenue estimates to gauge how the business may have fared during the quarter, examining analysts' projections for some of the company's key metrics often helps gain a deeper insight.

Bearing this in mind, let's now explore the average estimates of specific Bank of Hawaii metrics that are commonly monitored and projected by Wall Street analysts.

The consensus among analysts is that 'Total Non-Performing Assets' will reach $18.47 million. The estimate compares to the year-ago value of $17.45 million.

Based on the collective assessment of analysts, 'Total Non-Accrual Loans and Leases' should arrive at $18.18 million. Compared to the present estimate, the company reported $16.09 million in the same quarter last year.

Analysts predict that the 'Average Balance - Total earning assets' will reach $22.43 billion. Compared to the current estimate, the company reported $22.02 billion in the same quarter of the previous year.

Analysts forecast 'Efficiency Ratio' to reach 58.9%. Compared to the current estimate, the company reported 65.0% in the same quarter of the previous year.

According to the collective judgment of analysts, 'Net Interest Income (FTE)' should come in at $150.14 million. Compared to the present estimate, the company reported $127.30 million in the same quarter last year.

The combined assessment of analysts suggests that 'Bank-Owned Life Insurance' will likely reach $3.78 million. Compared to the current estimate, the company reported $3.61 million in the same quarter of the previous year.

The collective assessment of analysts points to an estimated 'Trust and Asset Management' of $12.42 million. The estimate compares to the year-ago value of $11.74 million.

Analysts' assessment points toward 'Net Interest Income' reaching $148.57 million. The estimate compares to the year-ago value of $125.81 million.

The consensus estimate for 'Total Non-Interest Income' stands at $43.00 million. Compared to the current estimate, the company reported $44.06 million in the same quarter of the previous year.

It is projected by analysts that the 'Other non-interest income' will reach $4.49 million. Compared to the current estimate, the company reported $5.07 million in the same quarter of the previous year.

The average prediction of analysts places 'Service Charges on Deposit Accounts' at $8.29 million. The estimate compares to the year-ago value of $8.26 million.

Analysts expect 'Fees Exchange and Other Service Charges' to come in at $12.81 million. The estimate compares to the year-ago value of $14.44 million.

View all Key Company Metrics for Bank of Hawaii here>>>

Shares of Bank of Hawaii have demonstrated returns of +9.5% over the past month compared to the Zacks S&P 500 composite's +5.2% change. With a Zacks Rank #3 (Hold), BOH is expected to mirror the overall market performance in the near future. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>> .

Original source text

HONOLULU--(BUSINESS WIRE)--Bank of Hawai‘i Corporation (NYSE: BOH) (the “Company”) today reported diluted earnings per common share of $1.30 for the first quarter of 2026, compared with $1.39 during the linked quarter. Net income for the quarter was $57.4 million, down 5.7% from the linked quarter. The return on average common equity for the first quarter of 2026 was 13.90% compared with 15.03% during the linked quarter.

“Bank of Hawai‘i began the year on firm footing,” said Jim Polk, President and CEO. “This performance underscores the strength and resilience of our franchise. Net interest income and net interest margin continued to improve, supported by disciplined balance sheet management and a stable deposit base. Total loans and leases and average noninterest-bearing deposits increased compared to the prior quarter. Credit quality continues to be strong, and we remain focused on expense management. As I step into this role, we are committed to executing our strategy, supporting our customers and communities, and building on our strong, established foundation.”

Financial Highlights

Net interest income for the first quarter of 2026 was $151.0 million, an increase of 3.9% from the linked quarter. The increase was primarily driven by a 22 basis point decline in our interest‑bearing deposit rates following the FOMC interest rate cuts in late 2025, partially offset by a 4 basis point decline in earning asset yields as floating-rate assets repriced down more than the benefit from fixed-rate assets rolling off and being reinvested at higher rates (fixed asset repricing).

Net interest margin was 2.74% in the first quarter of 2026, an increase of 13 basis points from the linked quarter, reflecting the same deposit cost and asset yield dynamics as previously mentioned.

The average yield on total earning assets was 4.03% and the average yield on loans and leases was 4.75% in the first quarter of 2026, down 4 basis points and 6 basis points, respectively, from the linked quarter. As discussed above, the decrease in loan yield from the linked quarter was primarily driven by floating-rate assets repricing to lower current interest rates, partially offset by fixed asset repricing.

The average rate of interest-bearing deposits was 1.72% and the average quarterly rate of total deposits, including noninterest-bearing deposits, was 1.26%, down 22 basis points and 17 basis points, respectively, from the linked quarter. As discussed above, the decreases were primarily due to the repricing down of our interest-bearing deposits following the FOMC interest rate cuts in late 2025. The deposit beta for the downward rate cycle was 36% as of the first quarter of 2026.

Noninterest income was $41.3 million in the first quarter of 2026, a decrease of 6.6% from the linked quarter. Noninterest income in the first quarter of 2026 included a $0.2 million charge related to a Visa Class B share conversion ratio change. Noninterest income in the linked quarter included an $18.1 million gain related to the sale of our merchant services portfolio, a $16.8 million loss on the sale of investments, and a $0.8 million charge related to a Visa Class B share conversion ratio change. Adjusted for these items, noninterest income for the first quarter of 2026 was down 5.1% from the linked quarter. The decrease was primarily due to decreases in other loan fees, which were elevated in the fourth quarter of 2025, as well as lower swap fees and trust and management fees, partially offset by higher BOLI income and annuity and insurance fees.

Noninterest expense was $116.1 million in the first quarter of 2026, an increase of 6.0% from the linked quarter. Noninterest expense in the first quarter included $3.5 million in expenses related to the accelerated vesting of restricted stock awards pursuant to the retirement provision of performance-based restricted stock granted in 2024 and 2025 and $0.7 million in separation expenses. Noninterest expense in the linked quarter included a $1.4 million reduction in our FDIC special assessment charge and a $1.1 million donation to the Bank of Hawai‘i Foundation. Adjusted for these items, noninterest expense for the first quarter of 2026 increased by 1.9% from the linked quarter. The increase was primarily due to higher seasonal payroll expenses, net occupancy, equipment expenses, and professional fees, partially offset by lower FDIC insurance and other expenses.

The effective tax rate for the first quarter of 2026 was 22.91% compared to 21.50% during the linked quarter. The higher effective tax rate in the current quarter as compared to the linked quarter was primarily due to lower benefits from certain tax advantaged investments and an increase in tax expense from discrete items.

Asset Quality

The Company’s overall asset quality remained strong during the first quarter of 2026. Provision for credit losses for the first quarter of 2026 was $1.8 million, down $0.8 million from the linked quarter.

Total non-performing assets were $12.1 million at March 31, 2026, down $2.1 million from December 31, 2025. Non-performing assets as a percentage of total loans and leases and foreclosed real estate were 0.09% at the end of the quarter, a decrease of 1 basis point from the linked quarter.

Net loan and lease charge-offs during the first quarter of 2026 were $1.1 million or 3 basis points annualized of total average loans and leases outstanding. Gross charge-offs of $4.1 million were partially offset by gross recoveries of $3.0 million. Compared to the linked quarter, net loan and lease charge-offs decreased by $3.1 million or 9 basis points annualized on total average loans and leases outstanding.

The allowance for credit losses on loans and leases was $147.0 million at March 31, 2026, an increase of $0.2 million from December 31, 2025. The ratio of the allowance for credit losses to total loans and leases outstanding was 1.04% at the end of the quarter, unchanged from December 31, 2025.

Balance Sheet

Total assets were $23.9 billion at March 31, 2026, a decrease of 1.1% from December 31, 2025. The decrease from December 31, 2025 was primarily due to a reduction in cash and cash equivalents, partially offset by increases in available-for-sale securities and loans and leases.

The investment securities portfolio was $7.9 billion at March 31, 2026, an increase of 1.7% from December 31, 2025. The increase was primarily due to the purchases of available-for-sale investment securities, partially offset by the amortization of the portfolio. The investment securities portfolio remains largely comprised of securities issued by U.S. government agencies and U.S. government-sponsored enterprises.

Total loans and leases were $14.2 billion at March 31, 2026, an increase of 0.8% from December 31, 2025. Total commercial loans were $6.2 billion at March 31, 2026, an increase of 2.0% from December 31, 2025. The increase was primarily due to commercial mortgage production. Total consumer loans were $8.0 billion at March 31, 2026, a decrease of 0.1% from December 31, 2025. The decrease was primarily due to amortization and paydowns, partially offset by increased production in the residential mortgage portfolio.

Total deposits were $21.0 billion at March 31, 2026, a decrease of 1.1% from December 31, 2025. Noninterest-bearing deposits made up 27.0% of total deposit balances at March 31, 2026, down from 27.2% at December 31, 2025. Average total deposits were $20.9 billion for the first quarter of 2026, down 0.3% from December 31, 2025.

Capital and Dividends

The Company’s capital levels remain well above regulatory well-capitalized minimums.

The Tier 1 Capital Ratio was 14.40% at March 31, 2026 compared with 14.49% at December 31, 2025. The decrease from December 31, 2025 was due to an increase in risk-weighted assets and share repurchases, as discussed below, partially offset by retained earnings growth. The Tier 1 Leverage Ratio was 8.62% at March 31, 2026, compared with 8.57% at December 31, 2025. The increase from December 31, 2025 was due to a decline in average assets and an increase in retained earnings.

The Company repurchased 194.1 thousand shares of common stock at a total cost of $15.1 million under the share repurchase program in the first quarter of 2026. Total remaining buyback authority under the share repurchase program was $105.9 million at March 31, 2026.

The Company’s Board of Directors declared a quarterly cash dividend of $0.70 per share on the Company’s outstanding common shares. The dividend will be payable on June 12, 2026 to shareholders of record at the close of business on May 29, 2026.

On April 3, 2026, the Company announced that the Board of Directors declared a quarterly dividend payment of $10.94 per share, equivalent to $0.2735 per depositary share, of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, and a quarterly dividend payment of $20.00 per share, equivalent to $0.5000 per depositary share, of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series B. The depositary shares representing the Series A Preferred Stock and Series B Preferred Stock are traded on the NYSE under the symbol “BOH.PRA” and “BOH.PRB”, respectively. The dividends on the Series A Preferred Stock and Series B Preferred Stock will be payable on May 1, 2026 to shareholders of record of the preferred stock as of the close of business on April 16, 2026.

Conference Call Information

The Company will review its first quarter financial results today at 8:00 a.m. Hawai‘i Time (2:00 p.m. Eastern Time). The live call, including a slide presentation, will be accessible on the investor relations link of Bank of Hawai‘i Corporation's website, www.boh.com. The webcast can be accessed via the link: https://register-conf.media-server.com/register/BI42ddba51d0fa4b6dacb219e80a369fdb. A replay of the conference call will be available for one year beginning at approximately 11:00 a.m. Hawai‘i Time on Monday, April 20, 2026. The replay will be available on the Company's website, www.boh.com.

Investor Announcements

Investors and others should note that the Company intends to announce financial and other information to the Company’s investors using the Company’s investor relations website at https://ir.boh.com, social media channels, press releases, SEC filings and public conference calls and webcasts, all for purposes of complying with the Company’s disclosure obligations under Regulation FD. Accordingly, investors should monitor these channels, as information is updated, and new information is posted.

Forward-Looking Statements

This news release, and other statements made by the Company in connection with it may contain "forward-looking statements" (as defined in the Private Securities Litigation Reform Act of 1995) that involve risks and uncertainties that could cause results to be materially different from expectations. Forecasts of our financial results and condition, expectations for our operations and business prospects, and our assumptions used in those forecasts and expectations are examples of certain of these forward-looking statements. Do not unduly rely on forward-looking statements. Actual results might differ significantly from our forecasts and expectations because of a variety of factors. More information about these factors is contained in Bank of Hawai‘i Corporation's Annual Report on Form 10-K for the year ended December 31, 2025 which was filed with the U.S. Securities and Exchange Commission. These forward-looking statements are not guarantees of future performance and speak only as of the date made, and, except as required by law, the Company undertakes no obligation to update or revise any forward-looking statements to reflect subsequent events, new information or future circumstances.

Bank of Hawai‘i Corporation is an independent regional financial services company serving businesses, consumers, and governments in Hawai‘i and the West Pacific. The Company's principal subsidiary, Bank of Hawai‘i, was founded in 1897. For more information about Bank of Hawai‘i Corporation, see the Company’s website, www.boh.com. Bank of Hawai‘i Corporation is a trade name of Bank of Hawaii Corporation.

Bank of Hawai‘i Corporation and Subsidiaries

Financial Highlights

Table 1

Three Months Ended

(dollars in thousands, except per share amounts)

March 31, 2026

December 31, 2025

March 31, 2025

For the Period:

Operating Results

Net Interest Income

$

150,990

$

145,374

$

125,807

Provision for Credit Losses

1,750

2,500

3,250

Total Noninterest Income

41,332

44,271

44,058

Total Noninterest Expense

116,071

109,518

110,459

Pre-Provision Net Revenue

76,251

80,127

59,406

Net Income

57,432

60,935

43,985

Net Income Available to Common Shareholders

52,163

55,666

38,716

Basic Earnings Per Common Share

1.32

1.40

0.98

Diluted Earnings Per Common Share

1.30

1.39

0.97

Dividends Declared Per Common Share

0.70

0.70

0.70

Performance Ratios

Return on Average Assets

0.97

%

1.01

%

0.75

%

Return on Average Shareholders' Equity

12.47

13.33

10.65

Return on Average Common Equity

13.90

15.03

11.80

Efficiency Ratio 1

60.35

57.75

65.03

Net Interest Margin 2

2.74

2.61

2.32

Dividend Payout Ratio 3

53.03

50.00

71.43

Average Shareholders' Equity to Average Assets

7.81

7.57

7.09

Average Balances

Average Loans and Leases

$

14,083,875

$

14,013,532

$

14,062,173

Average Assets

23,915,334

23,958,401

23,638,068

Average Deposits

20,915,443

20,980,199

20,669,539

Average Shareholders' Equity

1,867,165

1,814,000

1,675,571

Per Share of Common Stock

Book Value

$

38.10

$

37.92

$

34.23

Tangible Book Value

37.31

37.12

33.43

Market Value

Closing

74.25

68.37

68.97

High

80.61

71.85

76.00

Low

67.04

59.36

65.82

March 31, 2026

December 31, 2025

March 31, 2025

As of Period End:

Balance Sheet Totals

Loans and Leases

$

14,192,811

$

14,082,050

$

14,115,323

Total Assets

23,909,933

24,176,364

23,885,056

Total Deposits

20,957,930

21,188,495

21,008,217

Other Debt

558,150

558,176

558,250

Total Shareholders' Equity

1,854,563

1,851,212

1,704,935

Asset Quality

Non-Performing Assets

$

12,090

$

14,171

$

17,451

Allowance for Credit Losses - Loans and Leases

146,962

146,766

147,707

Allowance to Loans and Leases Outstanding 4

1.04

%

1.04

%

1.05

%

Capital Ratios 5

Common Equity Tier 1 Capital Ratio 6

12.06

%

12.14

%

11.58

%

Tier 1 Capital Ratio

14.40

14.49

13.93

Total Capital Ratio

15.44

15.54

14.97

Tier 1 Leverage Ratio

8.62

8.57

8.36

Total Shareholders' Equity to Total Assets

7.76

7.66

7.14

Tangible Common Equity to Tangible Assets 7

6.19

6.11

5.57

Tangible Common Equity to Risk-Weighted Assets 7

10.28

10.35

9.28

Non-Financial Data

Full-Time Equivalent Employees

1,866

1,877

1,876

Branches

52

51

50

ATMs

319

320

316

1 Efficiency ratio is defined as noninterest expense divided by total revenue (net interest income and total noninterest income).
2 Net interest margin is defined as net interest income, on a taxable-equivalent basis, as a percentage of average earning assets.
3 Dividend payout ratio is defined as dividends declared per common share divided by basic earnings per common share.
4 The numerator comprises the Allowance for Credit Losses - Loans and Leases.
5 Regulatory capital ratios as of March 31, 2026 are preliminary.
6 Capital Ratio as of December 31, 2025 has been updated to reflect final reported ratio.
7 Tangible common equity to tangible assets and tangible common equity to risk-weighted assets are Non-GAAP financial measures. Tangible common equity is defined by the Company as common shareholders' equity minus goodwill. See Table 2 “Reconciliation of Non-GAAP Financial Measures”.

Bank of Hawai‘i Corporation and Subsidiaries

Reconciliation of Non-GAAP Financial Measures

Table 2

(dollars in thousands)

March 31, 2026

December 31, 2025

March 31, 2025

Total Shareholders' Equity

$

1,854,563

$

1,851,212

$

1,704,935

Less: Preferred Stock

345,000

345,000

345,000

Goodwill

31,517

31,517

31,517

Tangible Common Equity

$

1,478,046

$

1,474,695

$

1,328,418

Total Assets

$

23,909,933

$

24,176,364

$

23,885,056

Less: Goodwill

31,517

31,517

31,517

Tangible Assets

$

23,878,416

$

24,144,847

$

23,853,539

Risk-Weighted Assets, determined in accordance with prescribed regulatory requirements 1, 2

$

14,382,622

$

14,246,238

$

14,319,932

Total Shareholders' Equity to Total Assets

7.76%

7.66%

7.14%

Tangible Common Equity to Tangible Assets (Non-GAAP)

6.19%

6.11%

5.57%

Tier 1 Capital Ratio 1

14.40%

14.49%

13.93%

Tangible Common Equity to Risk-Weighted Assets (Non-GAAP) 1

10.28%

10.35%

9.28%

1 Regulatory capital ratios as of March 31, 2026 are preliminary.
2 Capital Ratio as of December 31, 2025 has been updated to reflect final reported ratio.

Bank of Hawai‘i Corporation and Subsidiaries

Consolidated Statements of Income

Table 3

Three Months Ended

(dollars in thousands, except per share amounts)

March 31, 2026

December 31, 2025

March 31, 2025

Interest Income

Interest and Fees on Loans and Leases

$

164,469

$

168,234

$

163,082

Income on Investment Securities

Available-for-Sale

34,575

32,950

24,368

Held-to-Maturity

18,541

18,929

20,291

Cash and Cash Equivalents

3,329

5,936

5,460

Other

1,293

1,245

1,085

Total Interest Income

222,207

227,294

214,286

Interest Expense

Deposits

64,886

75,477

81,692

Securities Sold Under Agreements to Repurchase

486

496

744

Other Debt

5,845

5,947

6,043

Total Interest Expense

71,217

81,920

88,479

Net Interest Income

150,990

145,374

125,807

Provision for Credit Losses

1,750

2,500

3,250

Net Interest Income After Provision for Credit Losses

149,240

142,874

122,557

Noninterest Income

Trust and Asset Management

12,445

12,883

11,741

Fees, Exchange, and Other Service Charges

10,928

12,298

14,437

Service Charges on Deposit Accounts

8,440

8,694

8,259

Bank-Owned Life Insurance

4,147

3,758

3,611

Annuity and Insurance

1,469

1,124

1,555

Mortgage Banking

876

917

988

Investment Securities Losses, Net

(1,272

)

(18,717

)

(1,607

)

Other

4,299

23,314

5,074

Total Noninterest Income

41,332

44,271

44,058

Noninterest Expense

Salaries and Benefits

68,457

61,675

62,884

Net Occupancy

10,782

10,029

10,559

Net Equipment

10,611

10,047

10,192

Data Processing

5,581

5,659

5,267

Professional Fees

4,226

3,682

4,264

FDIC Insurance

2,719

2,378

1,642

Other

13,695

16,048

15,651

Total Noninterest Expense

116,071

109,518

110,459

Income Before Provision for Income Taxes

74,501

77,627

56,156

Provision for Income Taxes

17,069

16,692

12,171

Net Income

$

57,432

$

60,935

$

43,985

Preferred Stock Dividends

5,269

5,269

5,269

Net Income Available to Common Shareholders

$

52,163

$

55,666

$

38,716

Basic Earnings Per Common Share

$

1.32

$

1.40

$

0.98

Diluted Earnings Per Common Share

$

1.30

$

1.39

$

0.97

Dividends Declared Per Common Share

$

0.70

$

0.70

$

0.70

Basic Weighted Average Common Shares

39,568,000

39,641,382

39,554,834

Diluted Weighted Average Common Shares

39,981,356

40,003,635

39,876,406

Bank of Hawai‘i Corporation and Subsidiaries

Consolidated Statements of Comprehensive Income

Table 4

Three Months Ended

(dollars in thousands)

March 31, 2026

December 31, 2025

March 31, 2025

Net Income

$

57,432

$

60,935

$

43,985

Other Comprehensive Income (Loss), Net of Tax:

Net Change in Unrealized Gains (Losses) on Investment Securities

(3,001

)

29,367

24,760

Net Change in Defined Benefit Plans

222

2,446

232

Other Comprehensive Income (Loss)

(2,779

)

31,813

24,992

Comprehensive Income

$

54,653

$

92,748

$

68,977

Bank of Hawai‘i Corporation and Subsidiaries

Consolidated Statements of Condition

Table 5

(dollars in thousands, except per share amounts)

March 31, 2026

December 31, 2025

March 31, 2025

Assets

Cash and Cash Equivalents

$

425,080

$

946,520

$

935,200

Investment Securities

Available-for-Sale

3,722,405

3,510,652

2,887,019

Held-to-Maturity (Fair Value of $3,549,687; $3,651,966; and $3,823,655)

4,163,261

4,245,681

4,535,108

Loans Held for Sale

3,609

4,369

2,640

Loans and Leases

14,192,811

14,082,050

14,115,323

Allowance for Credit Losses

(146,962

)

(146,766

)

(147,707

)

Net Loans and Leases

14,045,849

13,935,284

13,967,616

Premises and Equipment, Net

215,859

199,747

187,858

Operating Lease Right-of-Use Assets

82,244

83,424

83,577

Accrued Interest Receivable

70,555

69,899

67,706

Mortgage Servicing Rights

17,036

17,455

18,770

Goodwill

31,517

31,517

31,517

Bank-Owned Life Insurance

499,681

499,795

481,260

Other Assets

632,837

632,021

686,785

Total Assets

$

23,909,933

$

24,176,364

$

23,885,056

Liabilities

Deposits

Noninterest-Bearing Demand

$

5,653,265

$

5,755,371

$

5,493,232

Interest-Bearing Demand

3,884,305

3,910,952

3,775,948

Savings

8,683,875

8,741,090

8,700,143

Time

2,736,485

2,781,082

3,038,894

Total Deposits

20,957,930

21,188,495

21,008,217

Securities Sold Under Agreements to Repurchase

50,000

50,000

50,000

Other Debt

558,150

558,176

558,250

Operating Lease Liabilities

91,213

92,402

92,267

Retirement Benefits Payable

25,686

20,139

23,640

Accrued Interest Payable

19,757

22,370

23,261

Other Liabilities

352,634

393,570

424,486

Total Liabilities

22,055,370

22,325,152

22,180,121

Shareholders’ Equity

Preferred Stock (Series A, $.01 par value; authorized 180,000 shares issued and outstanding)

180,000

180,000

180,000

Preferred Stock (Series B, $.01 par value; authorized 165,000 shares issued and outstanding)

165,000

165,000

165,000

Common Stock ($.01 par value; authorized 500,000,000 shares; issued / outstanding: March 31, 2026 - 59,000,929 / 39,620,563; December 31, 2025 - 58,780,253 / 39,725,698; and March 31, 2025 - 58,765,864 / 39,734,304)

590

587

586

Capital Surplus

672,584

664,781

651,374

Accumulated Other Comprehensive Loss

(247,217

)

(244,438

)

(318,397

)

Retained Earnings

2,229,539

2,205,707

2,144,326

Treasury Stock, at Cost (Shares: March 31, 2026 - 19,380,366; December 31, 2025 - 19,054,555; and March 31, 2025 - 19,031,560)

(1,145,933

)

(1,120,425

)

(1,117,954

)

Total Shareholders’ Equity

1,854,563

1,851,212

1,704,935

Total Liabilities and Shareholders’ Equity

$

23,909,933

$

24,176,364

$

23,885,056

Bank of Hawai‘i Corporation and Subsidiaries

Consolidated Statements of Shareholders' Equity

Table 6

(dollars in thousands, except per share amounts)

Preferred Shares Series A Outstanding

Preferred Series A Stock

Preferred Shares Series B Outstanding

Preferred Series B Stock

Common Shares Outstanding

Common Stock

Capital Surplus

Accum. Other Comprehensive Income (Loss)

Retained Earnings

Treasury Stock

Total

Balance as of December 31, 2025

180,000

$

180,000

165,000

$

165,000

39,725,698

$

587

$

664,781

$

(244,438

)

$

2,205,707

$

(1,120,425

)

$

1,851,212

Net Income

–

–

–

–

–

–

–

–

57,432

–

57,432

Other Comprehensive Loss

–

–

–

–

–

–

–

(2,779

)

–

–

(2,779

)

Share-Based Compensation

–

–

–

–

–

–

7,459

–

–

–

7,459

Common Stock Issued Under Purchase and Equity Compensation Plans

–

–

–

–

237,399

3

344

–

–

881

1,228

Common Stock Repurchased Under Share Repurchase Program

–

–

–

–

(194,096

)

–

–

–

–

(15,109

)

(15,109

)

Equity Compensation Plan Common Stock Repurchases

–

–

–

–

(148,438

)

–

–

–

–

(11,280

)

(11,280

)

Cash Dividends Declared Common Stock ($0.70 per share)

–

–

–

–

–

–

–

–

(28,331

)

–

(28,331

)

Cash Dividends Declared Preferred Stock

–

–

–

–

–

–

–

–

(5,269

)

–

(5,269

)

Balance as of March 31, 2026

180,000

$

180,000

165,000

$

165,000

39,620,563

$

590

$

672,584

$

(247,217

)

$

2,229,539

$

(1,145,933

)

$

1,854,563

Balance as of December 31, 2024

180,000

$

180,000

165,000

$

165,000

39,762,255

$

585

$

647,403

$

(343,389

)

$

2,133,838

$

(1,115,663

)

$

1,667,774

Net Income

–

–

–

–

–

–

–

–

43,985

–

43,985

Other Comprehensive Income

–

–

–

–

–

–

–

24,992

–

–

24,992

Share-Based Compensation

–

–

–

–

–

–

3,680

–

–

–

3,680

Common Stock Issued Under Purchase and Equity Compensation Plans

–

–

–

–

19,477

1

291

–

–

1,023

1,315

Equity Compensation Plan Common Stock Repurchases

–

–

–

–

(47,428

)

–

–

–

–

(3,314

)

(3,314

)

Cash Dividends Declared Common Stock ($0.70 per share)

–

–

–

–

–

–

–

–

(28,228

)

–

(28,228

)

Cash Dividends Declared Preferred Stock

–

–

–

–

–

–

–

–

(5,269

)

–

(5,269

)

Balance as of March 31, 2025

180,000

$

180,000

165,000

$

165,000

39,734,304

$

586

$

651,374

$

(318,397

)

$

2,144,326

$

(1,117,954

)

$

1,704,935

Bank of Hawai‘i Corporation and Subsidiaries

Average Balances and Interest Rates - Taxable-Equivalent Basis 1

Table 7

Three Months Ended March 31, 2026

Three Months Ended December 31, 2025

Three Months Ended March 31, 2025

(dollars in millions)

Average Balance

Income/Expense 2

Yield/Rate

Average Balance

Income/Expense 2

Yield/Rate

Average Balance

Income/Expense 2

Yield/Rate

Earning Assets

Cash and Cash Equivalents

$

372.5

$

3.3

3.58

%

$

604.5

$

6.0

3.84

%

$

500.0

$

5.5

4.37

%

Investment Securities

Available-for-Sale

Taxable

3,598.1

34.2

3.82

3,363.4

32.5

3.86

2,790.3

24.1

3.47

Non-Taxable

32.1

0.4

5.07

32.0

0.5

5.80

21.3

0.3

5.68

Held-to-Maturity

Taxable

4,175.4

18.4

1.76

4,265.7

18.8

1.76

4,548.6

20.2

1.77

Non-Taxable

33.5

0.2

2.10

33.7

0.2

2.10

34.1

0.2

2.09

Total Investment Securities

7,839.1

53.2

2.72

7,694.8

52.0

2.70

7,394.3

44.8

2.43

Loans Held for Sale

3.6

0.1

5.22

2.4

0.0

5.51

2.3

0.0

6.06

Loans and Leases 3

Commercial Mortgage

4,220.6

54.1

5.19

4,124.5

55.2

5.31

4,015.2

52.5

5.30

Commercial and Industrial

1,583.4

18.7

4.79

1,590.0

19.6

4.90

1,703.7

21.3

5.06

Construction

215.7

3.4

6.46

265.5

4.6

6.89

338.5

6.0

7.22

Commercial Lease Financing

86.9

0.9

4.29

89.7

0.9

4.19

91.1

0.9

3.83

Residential Mortgage

4,781.9

47.8

4.00

4,719.8

47.5

4.03

4,616.7

44.8

3.88

Home Equity

2,103.1

23.6

4.55

2,122.1

24.3

4.54

2,154.4

22.5

4.23

Automobile

684.6

9.4

5.57

692.7

9.6

5.49

752.6

9.3

5.02

Other

407.7

7.8

7.76

409.2

7.9

7.64

390.0

7.1

7.41

Total Loans and Leases

14,083.9

165.7

4.75

14,013.5

169.6

4.81

14,062.2

164.4

4.72

Other

81.9

1.3

6.31

82.2

1.2

6.06

65.1

1.1

6.67

Total Earning Assets

22,381.0

223.6

4.03

22,397.4

228.8

4.07

22,023.9

215.8

3.95

Non-Earning Assets

1,534.3

1,561.0

1,614.2

Total Assets

$

23,915.3

$

23,958.4

$

23,638.1

Interest-Bearing Liabilities

Interest-Bearing Deposits

Demand

$

3,839.0

$

6.6

0.69

%

$

3,697.9

$

7.3

0.78

%

$

3,773.4

$

7.1

0.76

%

Savings

8,668.4

38.7

1.81

8,738.2

44.3

2.01

8,544.5

47.1

2.23

Time

2,753.6

19.6

2.89

2,974.0

23.9

3.18

3,037.3

27.5

3.67

Total Interest-Bearing Deposits

15,261.0

64.9

1.72

15,410.1

75.5

1.94

15,355.2

81.7

2.16

Securities Sold Under Agreements to Repurchase

50.0

0.5

3.89

50.0

0.5

3.89

76.7

0.7

3.88

Other Debt

560.9

5.8

4.23

558.2

5.9

4.23

578.2

6.1

4.24

Total Interest-Bearing Liabilities

15,871.9

71.2

1.82

16,018.3

81.9

2.03

16,010.1

88.5

2.24

Net Interest Income

$

152.4

$

146.9

$

127.3

Interest Rate Spread

2.21

%

2.04

%

1.71

%

Net Interest Margin

2.74

%

2.61

%

2.32

%

Noninterest-Bearing Demand Deposits

5,654.4

5,570.1

5,314.3

Other Liabilities

521.8

556.0

638.1

Shareholders' Equity

1,867.2

1,814.0

1,675.6

Total Liabilities and Shareholders' Equity

$

23,915.3

$

23,958.4

$

23,638.1

1 Due to rounding, the amounts presented in this table may not tie to other amounts presented elsewhere in this report.
2 Interest income includes taxable-equivalent basis adjustments, based upon a federal statutory tax rate of 21%, of $1.4 million, $1.6 million, and $1.5 million for the three months ended March 31, 2026, December 31, 2025, and March 31, 2025, respectively.
3 Non-performing loans and leases are included in the respective average loan and lease balances.

Bank of Hawai‘i Corporation and Subsidiaries

Analysis of Change in Net Interest Income - Taxable-Equivalent Basis

Table 8a

Three Months Ended March 31, 2026

Compared to December 31, 2025

(dollars in millions)

Volume 1

Rate 1

Total

Change in Interest Income:

Cash and Cash Equivalents

$

(2.2

)

$

(0.4

)

$

(2.6

)

Investment Securities

Available-for-Sale

Taxable

2.1

(0.4

)

1.7

Non-Taxable

—

(0.1

)

(0.1

)

Held-to-Maturity

Taxable

(0.4

)

0.0

(0.4

)

Non-Taxable

0.0

—

0.0

Total Investment Securities

1.7

(0.5

)

1.2

Loans Held for Sale

0.0

0.0

0.0

Loans and Leases

Commercial Mortgage

0.6

(1.8

)

(1.2

)

Commercial and Industrial

(0.1

)

(0.8

)

(0.9

)

Construction

(0.9

)

(0.3

)

(1.2

)

Commercial Lease Financing

0.0

0.0

0.0

Residential Mortgage

0.6

(0.3

)

0.3

Home Equity

(0.5

)

(0.1

)

(0.6

)

Automobile

(0.2

)

0.0

(0.2

)

Other

(0.1

)

0.0

(0.1

)

Total Loans and Leases

(0.6

)

(3.3

)

(3.9

)

Other

0.0

0.0

0.0

Total Change in Interest Income

(1.1

)

(4.2

)

(5.3

)

Change in Interest Expense:

Interest-Bearing Deposits

Demand

0.2

(0.9

)

(0.7

)

Savings

(0.4

)

(5.2

)

(5.6

)

Time

(1.9

)

(2.4

)

(4.3

)

Total Interest-Bearing Deposits

(2.1

)

(8.5

)

(10.6

)

Securities Sold Under Agreements to Repurchase

—

0.0

0.0

Other Debt

(0.1

)

0.0

(0.1

)

Total Change in Interest Expense

(2.2

)

(8.5

)

(10.7

)

Change in Net Interest Income

$

1.1

$

4.3

$

5.4

1 The change in interest income and expense due to both volume and rate has been allocated between the factors in proportion to the relationship of the absolute dollar amounts of the change in each.

Bank of Hawai‘i Corporation and Subsidiaries

Analysis of Change in Net Interest Income - Taxable-Equivalent Basis

Table 8b

Three Months Ended March 31, 2026

Compared to March 31, 2025

(dollars in millions)

Volume 1

Rate 1

Total

Change in Interest Income:

Cash and Cash Equivalents

$

(1.2

)

$

(0.9

)

$

(2.1

)

Investment Securities

Available-for-Sale

Taxable

7.5

2.6

10.1

Non-Taxable

0.1

0.0

0.1

Held-to-Maturity

Taxable

(1.6

)

(0.1

)

(1.7

)

Non-Taxable

0.0

—

0.0

Total Investment Securities

6.0

2.5

8.5

Loans Held for Sale

0.0

0.0

0.0

Loans and Leases

Commercial Mortgage

2.7

(1.2

)

1.5

Commercial and Industrial

(1.5

)

(1.1

)

(2.6

)

Construction

(2.0

)

(0.6

)

(2.6

)

Commercial Lease Financing

0.0

0.1

0.1

Residential Mortgage

1.6

1.4

3.0

Home Equity

(0.5

)

1.6

1.1

Automobile

(0.9

)

1.0

0.1

Other

0.3

0.4

0.7

Total Loans and Leases

(0.3

)

1.6

1.3

Other

0.4

(0.3

)

0.1

Total Change in Interest Income

4.9

2.9

7.8

Change in Interest Expense:

Interest-Bearing Deposits

Demand

0.2

(0.7

)

(0.5

)

Savings

0.6

(9.0

)

(8.4

)

Time

(2.4

)

(5.5

)

(7.9

)

Total Interest-Bearing Deposits

(1.6

)

(15.2

)

(16.8

)

Securities Sold Under Agreements to Repurchase

(0.3

)

0.0

(0.3

)

Other Debt

(0.2

)

0.0

(0.2

)

Total Change in Interest Expense

(2.1

)

(15.2

)

(17.3

)

Change in Net Interest Income

$

7.0

$

18.1

$

25.1

1 The change in interest income and expense due to both volume and rate has been allocated between the factors in proportion to the relationship of the absolute dollar amounts of the change in each.

Bank of Hawai‘i Corporation and Subsidiaries

Salaries and Benefits

Table 9

Three Months Ended

(dollars in thousands)

March 31, 2026

December 31, 2025

March 31, 2025

Salaries

$

38,990

$

39,915

$

38,242

Share-Based Compensation

7,282

4,379

3,501

Incentive Compensation

6,083

4,535

5,573

Payroll Taxes

5,321

2,740

4,766

Retirement and Other Benefits

4,597

4,378

5,061

Medical, Dental, and Life Insurance

4,222

3,916

4,537

Commission Expense

1,213

1,670

1,123

Separation Expense

749

142

81

Total Salaries and Benefits

$

68,457

$

61,675

$

62,884

Bank of Hawai‘i Corporation and Subsidiaries

Loan and Lease Portfolio Balances

Table 10

(dollars in thousands)

March 31,
2026

December 31,
2025

September 30,
2025

June 30,
2025

March 31,
2025

Commercial

Commercial Mortgage

$

4,341,448

$

4,205,791

$

4,040,711

$

4,038,956

$

4,038,287

Commercial and Industrial

1,575,207

1,584,245

1,581,232

1,597,560

1,703,290

Construction

204,993

208,584

380,944

374,768

363,716

Lease Financing

84,651

88,303

92,213

92,842

92,456

Total Commercial

6,206,299

6,086,923

6,095,100

6,104,126

6,197,749

Consumer

Residential Mortgage

4,800,256

4,775,502

4,685,214

4,637,014

4,630,876

Home Equity

2,095,521

2,114,809

2,129,599

2,139,025

2,144,955

Automobile

680,570

690,376

699,244

715,688

740,390

Other

410,165

414,440

412,422

406,325

401,353

Total Consumer

7,986,512

7,995,127

7,926,479

7,898,052

7,917,574

Total Loans and Leases

$

14,192,811

$

14,082,050

$

14,021,579

$

14,002,178

$

14,115,323

Deposits

(dollars in thousands)

March 31,
2026

December 31,
2025

September 30,
2025

June 30,
2025

March 31,
2025

Consumer

$

10,530,223

$

10,466,617

$

10,393,932

$

10,429,271

$

10,522,627

Commercial

8,340,279

8,597,265

8,348,396

8,243,898

8,411,838

Public and Other

2,087,428

2,124,613

2,338,341

2,125,745

2,073,752

Total Deposits

$

20,957,930

$

21,188,495

$

21,080,669

$

20,798,914

$

21,008,217

Average Deposits

Three Months Ended

(dollars in thousands)

March 31,
2026

December 31,
2025

September 30,
2025

June 30,
2025

March 31,
2025

Consumer

$

10,461,004

$

10,373,200

$

10,387,715

$

10,435,867

$

10,408,747

Commercial

8,431,519

8,478,592

8,504,078

8,316,893

8,318,182

Public and Other

2,022,920

2,128,407

2,176,493

1,946,933

1,942,610

Total Deposits

$

20,915,443

$

20,980,199

$

21,068,286

$

20,699,693

$

20,669,539

Bank of Hawai‘i Corporation and Subsidiaries

Non-Performing Assets and Accruing Loans and Leases Past Due 90 Days or More

Table 11

(dollars in thousands)

March 31,
2026

December 31,
2025

September 30,
2025

June 30,
2025

March 31,
2025

Non-Performing Assets

Non-Accrual Loans and Leases

Commercial

Commercial Mortgage

$

-

$

2,085

$

2,498

$

2,566

$

2,195

Commercial and Industrial

1,860

1,940

3,506

3,744

3,451

Total Commercial

1,860

4,025

6,004

6,310

5,646

Consumer

Residential Mortgage

5,410

5,382

5,628

5,842

4,686

Home Equity

4,525

4,469

5,107

5,387

5,759

Total Consumer

9,935

9,851

10,735

11,229

10,445

Total Non-Accrual Loans and Leases

11,795

13,876

16,739

17,539

16,091

Foreclosed Real Estate

295

295

125

342

1,360

Total Non-Performing Assets

$

12,090

$

14,171

$

16,864

$

17,881

$

17,451

Accruing Loans and Leases Past Due 90 Days or More

Consumer

Residential Mortgage

$

10,733

$

8,834

$

7,456

$

9,070

$

3,895

Home Equity

1,556

2,152

2,765

1,867

2,228

Automobile

672

520

525

680

486

Other

764

753

578

630

943

Total Consumer

13,725

12,259

11,324

12,247

7,552

Total Accruing Loans and Leases Past Due 90 Days or More

$

13,725

$

12,259

$

11,324

$

12,247

$

7,552

Total Loans and Leases

$

14,192,811

$

14,082,050

$

14,021,579

$

14,002,178

$

14,115,323

Ratio of Non-Accrual Loans and Leases to Total Loans and Leases

0.08

%

0.10

%

0.12

%

0.13

%

0.11

%

Ratio of Non-Performing Assets to Total Loans and Leases and Foreclosed Real Estate

0.09

%

0.10

%

0.12

%

0.13

%

0.12

%

Ratio of Non-Performing Assets to Total Assets

0.05

%

0.06

%

0.07

%

0.08

%

0.07

%

Ratio of Commercial Non-Performing Assets to Total Commercial Loans and Leases and Commercial Foreclosed Real Estate

0.03

%

0.07

%

0.10

%

0.10

%

0.09

%

Ratio of Consumer Non-Performing Assets to Total Consumer Loans and Leases and Consumer Foreclosed Real Estate

0.13

%

0.13

%

0.14

%

0.15

%

0.15

%

Ratio of Non-Performing Assets and Accruing Loans and Leases Past Due 90 Days or More to Total Loans and Leases and Foreclosed Real Estate

0.18

%

0.19

%

0.20

%

0.22

%

0.18

%

Quarter to Quarter Changes in Non-Performing Assets Balance at Beginning of Quarter

$

14,171

$

16,864

$

17,881

$

17,451

$

19,300

Additions 1

1,010

2,608

959

3,522

2,209

Reductions

Payments

(2,744

)

(2,631

)

(804

)

(1,424

)

(1,212

)

Return to Accrual Status

(341

)

(1,217

)

(321

)

(574

)

(244

)

Sales of Foreclosed Real Estate

-

(120

)

(216

)

(1,040

)

(1,492

)

Charge-offs / Write-downs 1

(6

)

(1,333

)

(635

)

(54

)

(1,110

)

Total Reductions

(3,091

)

(5,301

)

(1,976

)

(3,092

)

(4,058

)

Balance at End of Quarter

$

12,090

$

14,171

$

16,864

$

17,881

$

17,451

1 Excludes loans that are fully charged-off and placed on non-accrual status during the same period.

Bank of Hawai‘i Corporation and Subsidiaries

Reserve for Credit Losses

Table 12

Three Months Ended

(dollars in thousands)

March 31, 2026

December 31, 2025

March 31, 2025

Balance at Beginning of Period

$

148,403

$

150,051

$

150,649

Loans and Leases Charged-Off

Commercial

Commercial and Industrial

(230

)

(1,331

)

(1,399

)

Consumer

Residential Mortgage

(15

)

—

—

Home Equity

(6

)

(165

)

(75

)

Automobile

(1,417

)

(1,654

)

(1,751

)

Other

(2,394

)

(2,192

)

(2,484

)

Total Loans and Leases Charged-Off

(4,062

)

(5,342

)

(5,709

)

Recoveries on Loans and Leases Previously Charged-Off

Commercial

Commercial Mortgage

1,617

—

—

Commercial and Industrial

53

92

77

Consumer

Residential Mortgage

11

11

11

Home Equity

137

88

128

Automobile

579

517

633

Other

590

486

457

Total Recoveries on Loans and Leases

2,987

1,194

1,306

Net Charged-Off - Loans and Leases

(1,075

)

(4,148

)

(4,403

)

Provision for Credit Losses:

Loans and Leases

1,271

2,136

3,582

Unfunded Commitments

479

364

(332

)

Total Provision for Credit Losses

1,750

2,500

3,250

Balance at End of Period

$

149,078

$

148,403

$

149,496

Components

Allowance for Credit Losses - Loans and Leases

$

146,962

$

146,766

$

147,707

Reserve for Unfunded Commitments

2,116

1,637

1,789

Total Reserve for Credit Losses

$

149,078

$

148,403

$

149,496

Average Loans and Leases Outstanding

$

14,083,875

$

14,013,532

$

14,062,173

Ratio of Net Loans and Leases Charged-Off to Average Loans and Leases Outstanding (annualized)

0.03

%

0.12

%

0.13

%

Ratio of Allowance for Credit Losses to Loans and Leases Outstanding 1

1.04

%

1.04

%

1.05

%

1 The numerator comprises the Allowance for Credit Losses - Loans and Leases.

Bank of Hawai‘i Corporation and Subsidiaries

Selected Quarterly Financial Data

Table 13

Three Months Ended

(dollars in thousands, except per share amounts)

March 31, 2026

December 31, 2025

September 30, 2025

June 30, 2025

March 31, 2025

Quarterly Operating Results

Interest Income

Interest and Fees on Loans and Leases

$

164,469

$

168,234

$

169,411

$

166,779

$

163,082

Income on Investment Securities

Available-for-Sale

34,575

32,950

29,702

27,007

24,368

Held-to-Maturity

18,541

18,929

19,332

19,835

20,291

Cash and Cash Equivalents

3,329

5,936

8,195

3,817

5,460

Other

1,293

1,245

1,068

1,097

1,085

Total Interest Income

222,207

227,294

227,708

218,535

214,286

Interest Expense

Deposits

64,886

75,477

84,590

82,476

81,692

Securities Sold Under Agreements to Repurchase

486

496

496

491

744

Other Debt

5,845

5,947

5,947

5,885

6,043

Total Interest Expense

71,217

81,920

91,033

88,852

88,479

Net Interest Income

150,990

145,374

136,675

129,683

125,807

Provision for Credit Losses

1,750

2,500

2,500

3,250

3,250

Net Interest Income After Provision for Credit Losses

149,240

142,874

134,175

126,433

122,557

Noninterest Income

Trust and Asset Management

12,445

12,883

12,598

12,097

11,741

Fees, Exchange, and Other Service Charges

10,928

12,298

15,219

14,383

14,437

Service Charges on Deposit Accounts

8,440

8,694

8,510

8,119

8,259

Bank-Owned Life Insurance

4,147

3,758

3,681

3,714

3,611

Annuity and Insurance

1,469

1,124

1,095

1,437

1,555

Mortgage Banking

876

917

906

849

988

Investment Securities Losses, Net

(1,272

)

(18,717

)

(1,945

)

(1,126

)

(1,607

)

Other

4,299

23,314

5,902

5,322

5,074

Total Noninterest Income

41,332

44,271

45,966

44,795

44,058

Noninterest Expense

Salaries and Benefits

68,457

61,675

62,905

61,308

62,884

Net Occupancy

10,782

10,029

10,932

10,499

10,559

Net Equipment

10,611

10,047

10,285

9,977

10,192

Data Processing

5,581

5,659

5,603

5,456

5,267

Professional Fees

4,226

3,682

4,022

4,263

4,264

FDIC Insurance

2,719

2,378

3,508

3,640

1,642

Other

13,695

16,048

15,132

15,640

15,651

Total Noninterest Expense

116,071

109,518

112,387

110,783

110,459

Income Before Provision for Income Taxes

74,501

77,627

67,754

60,445

56,156

Provision for Income Taxes

17,069

16,692

14,409

12,808

12,171

Net Income

$

57,432

$

60,935

$

53,345

$

47,637

$

43,985

Preferred Stock Dividends

5,269

5,269

5,269

5,269

5,269

Net Income Available to Common Shareholders

$

52,163

$

55,666

$

48,076

$

42,368

$

38,716

Basic Earnings Per Common Share

$

1.32

$

1.40

$

1.21

$

1.07

$

0.98

Diluted Earnings Per Common Share

$

1.30

$

1.39

$

1.20

$

1.06

$

0.97

Balance Sheet Totals

Loans and Leases

$

14,192,811

$

14,082,050

$

14,021,579

$

14,002,178

$

14,115,323

Total Assets

23,909,933

24,176,364

24,014,609

23,709,752

23,885,056

Total Deposits

20,957,930

21,188,495

21,080,669

20,798,914

21,008,217

Total Shareholders' Equity

1,854,563

1,851,212

1,791,183

1,743,107

1,704,935

Performance Ratios

Return on Average Assets

0.97

%

1.01

%

0.88

%

0.81

%

0.75

%

Return on Average Shareholders' Equity

12.47

13.33

12.10

11.21

10.65

Return on Average Common Equity

13.90

15.03

13.59

12.50

11.80

Efficiency Ratio 1

60.35

57.75

61.53

63.49

65.03

Net Interest Margin 2

2.74

2.61

2.46

2.39

2.32

1 Efficiency ratio is defined as noninterest expense divided by total revenue (net interest income and total noninterest income).
2 Net interest margin is defined as net interest income, on a taxable-equivalent basis, as a percentage of average earning assets.

Bank of Hawai‘i Corporation and Subsidiaries

Hawaii Economic Trends

Table 14

Year Ended

(dollars in millions, jobs in thousands, 1-year percentage change)

December 31, 2025

December 31, 2024

Hawaii Economic Trends

General Excise and Use Tax Revenue 1

889.1

4.1

%

4,773.4

6.2

%

4,495.0

0.5

%

Jobs 2

672.7

672.9

669.0

January 31,

December 31,

2026

2025

2024

Unemployment, seasonally adjusted 2

Statewide

2.6

%

2.6

%

3.0

%

Honolulu County

2.6

2.5

2.9

Hawaii County

2.9

3.1

3.5

Maui County

2.9

2.9

3.6

Kauai County

2.0

2.7

3.0

February 28,

December 31,

(1-year percentage change, except months of inventory)

2026

2025

2024

2023

Housing Trends (Single Family Oahu) 3

Median Home Price

0.9

%

3.5

%

4.8

%

(5.0

)%

Home Sales Volume (units)

2.2

%

3.5

%

9.1

%

(26.3

)%

Months of Inventory

2.8

2.6

2.9

2.8

(in thousands, except percentage change)

Monthly Visitor Arrivals,
Not Seasonally Adjusted

Percentage Change
from Previous Year

Tourism 4

February 28, 2026

760.8

2.9

%

January 31, 2026

858.7

11.1

December 31, 2025

850.3

(4.4

)

November 30, 2025

728.1

(3.7

)

October 31, 2025

727.2

(1.2

)

September 30, 2025

674.9

(2.2

)

August 31, 2025

806.8

(2.6

)

July 31, 2025

870.8

(4.6

)

June 30, 2025

855.7

(1.9

)

May 31, 2025

766.4

1.1

April 30, 2025

810.3

9.4

March 31, 2025

890.0

2.8

February 28, 2025

739.7

(1.7

)

January 31, 2025

773.1

3.7

December 31, 2024

889.6

5.0

November 30, 2024

755.8

4.8

October 31, 2024

736.1

5.1

September 30, 2024

690.2

6.5

August 31, 2024

828.3

8.1

July 31, 2024

912.8

(1.9

)

June 30, 2024

872.6

(1.5

)

May 31, 2024

757.8

(4.1

)

April 30, 2024

740.7

(8.1

)

March 31, 2024

865.8

(3.0

)

February 29, 2024

752.7

2.6

1 Source: Hawaii Department of Business, Economic Development & Tourism. Based on the latest complete available data for February 2026.
2 Source: U.S. Bureau of Labor Statistics. Based on the latest complete available data for January 2026. Prior period numbers most recently reported may differ from previously reported figures.
3 Source: Honolulu Board of Realtors.
4 Source: Hawaii Tourism Authority. Prior period numbers most recently reported may differ from previously reported figures.

Original source text

Bank of Hawaii (BOH - Free Report) came out with quarterly earnings of $1.3 per share, missing the Zacks Consensus Estimate of $1.33 per share. This compares to earnings of $0.97 per share a year ago. These figures are adjusted for non-recurring items.

This quarterly report represents an earnings surprise of -2.26%. A quarter ago, it was expected that this bank holding company would post earnings of $1.25 per share when it actually produced earnings of $1.39, delivering a surprise of +11.2%.

Over the last four quarters, the company has surpassed consensus EPS estimates three times.

Bank of Hawaii, which belongs to the Zacks Banks - West industry, posted revenues of $192.32 million for the quarter ended March 2026, in line with the Zacks Consensus Estimate. This compares to year-ago revenues of $169.87 million. The company has topped consensus revenue estimates three times over the last four quarters.

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.

Bank of Hawaii shares have added about 17.1% since the beginning of the year versus the S&P 500's gain of 4.1%.

What's Next for Bank of Hawaii?While Bank of Hawaii has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?

There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.

Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.

Ahead of this earnings release, the estimate revisions trend for Bank of Hawaii was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.

It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.41 on $197.12 million in revenues for the coming quarter and $5.87 on $792.76 million in revenues for the current fiscal year.

Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - West is currently in the top 38% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.

Another stock from the same industry, Heritage Commerce , has yet to report results for the quarter ended March 2026.

This holding company for Heritage Bank of Commerce is expected to post quarterly earnings of $0.23 per share in its upcoming report, which represents a year-over-year change of +21.1%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.

Heritage Commerce's revenues are expected to be $50.4 million, up 9.4% from the year-ago quarter.

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For the quarter ended March 2026, Bank of Hawaii (BOH - Free Report) reported revenue of $192.32 million, up 13.2% over the same period last year. EPS came in at $1.30, compared to $0.97 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $192.33 million, representing no surprise. The company delivered an EPS surprise of -2.26%, with the consensus EPS estimate being $1.33.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Bank of Hawaii performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Total Non-Performing Assets: $12.09 million versus the two-analyst average estimate of $18.47 million.Total Non-Accrual Loans and Leases: $11.8 million compared to the $18.18 million average estimate based on two analysts.Net Interest Margin: 2.7% versus 2.7% estimated by two analysts on average.Average Balance - Total earning assets: $22.38 billion versus $22.43 billion estimated by two analysts on average.Net charge-offs to average loans: 0% versus 0.1% estimated by two analysts on average.Efficiency Ratio: 60.4% versus 58.9% estimated by two analysts on average.Net Interest Income (FTE): $152.4 million versus $150.14 million estimated by two analysts on average.Annuity and Insurance: $1.47 million versus $1.33 million estimated by two analysts on average.Bank-Owned Life Insurance: $4.15 million versus $3.78 million estimated by two analysts on average.Trust and Asset Management: $12.45 million versus $12.42 million estimated by two analysts on average.Mortgage Banking: $0.88 million versus the two-analyst average estimate of $0.93 million.Net Interest Income: $150.99 million versus the two-analyst average estimate of $148.57 million.View all Key Company Metrics for Bank of Hawaii here>>>

Shares of Bank of Hawaii have returned +13.5% over the past month versus the Zacks S&P 500 composite's +6.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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Bank of Hawaii Corporation offers a compelling Buy case, supported by robust capital, conservative underwriting, and visible earnings growth from fixed reinvestment. BOH's net interest margin is expanding due to declining deposit costs and fixed portfolio reinvestment, with NIM expected to approach 3% over the next year. Despite economic headwinds in Hawaii, BOH's strong reserves and capital buffer protect earnings, with run-rate EPS projected above $7.50 in 18 months.

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Bank of Hawaii Corporation (BOH) Q1 2026 Earnings Call Transcript

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Bank of Hawaii maintains a conservative loan-to-deposit ratio and stable external financing, supporting resilience amid interest rate shifts. Net interest margin has steadily improved, reaching 2.74% in Q1, while net interest income hit a cycle high despite sluggish loan and deposit growth. Risks include potential deterioration in loan performance and vulnerability to higher short-term rates from inflation shocks, given BOH's below-average net interest margin.

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Bank of Hawaii Corp (NYSE:BOH) on Monday posted weaker-than-expected results for the first quarter.

The company reported quarterly earnings of $1.30 per share which missed the analyst consensus estimate of $1.33 per share. The company reported quarterly sales of $192.322 million which missed the analyst consensus estimate of $193.524 million.

Bank of Hawaii shares closed at $80.06 on Monday.

These analysts made changes to their price targets on Bank of Hawaii following earnings announcement.

Keefe, Bruyette & Woods analyst Kelly Motta maintained Bank of Hawaii with an Outperform rating and raised the price target from $91 to $95. DA Davidson analyst Jeff Rulis maintained the stock with a Neutral and raised the price target from $77 to $82. Considering buying BOH stock? Here’s what analysts think:

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Key Takeaways BOH reported Q1 EPS of $1.30, missing estimates, as lower fee income and higher expenses hurt results.Bank of Hawaii's NII rose 20% Y/Y, supported by margin expansion and higher loan balances.BOH's credit quality improved with lower provisions and NPAs, though deposits declined sequentially. Bank of Hawaii Corporation (BOH - Free Report) reported first-quarter 2026 earnings per share (EPS) of $1.30, which missed the Zacks Consensus Estimate of $1.33. The bottom line compared favorably with 97 cents in the year-ago quarter.

BOH’s results were affected by an increase in expenses and lower fee income. A decline in deposit balances also acted as a headwind. However, higher net interest income (NII), along with increased loan balances and lower provisions, offered some support.

The company’s net income (GAAP basis) came in at $57.4 million, up 31% year over year.

Bank of Hawaii’s Quarterly Revenues & Expenses RiseBOH’s quarterly revenues increased 13% year over year to $192.3 million. The top line matched the Zacks Consensus Estimate.

NII was $150.9 million, up 20% year over year. NIM increased 42 basis points to 2.74%. Our estimate for NII and NIM was pegged at $146.3 million and 2.70%, respectively.

Non-interest income came in at $41.3 million, down 6% year over year. The decline was mainly due to lower fees, exchange and other service charges, as well as reduced annuity and insurance fees and mortgage banking income. Our estimate for the metric was pinned at $43.2 million.

Non-interest expenses rose 5% year over year to $116.1 million. The increase was mainly driven by higher salaries and benefits, occupancy and equipment expenses and data processing fees. Our estimate for the metric was pinned at $113.7 million.

The efficiency ratio was 60.35%, down from 65.03% in the year-ago period. A fall in the efficiency ratio reflects increased profitability.

BOH’s Loans Increase, Deposits DeclineAs of March 31, 2026, total loans and leases increased nearly 1% from the prior-quarter end to $14.2 billion. Our estimate for total loans and leases was $14.7 billion.

Total deposits decreased 1% on a sequential basis to $21 billion. Our estimate for total deposits was $21.8 billion.

Bank of Hawaii’s Credit Quality ImprovesAs of March 31, 2026, non-performing assets were $12.1 million, which declined 31% year over year. Our estimate for the metric was $18.5 million.

Net loan and lease charge-offs were $1.1 million, down $3.3 million from the year-ago quarter. Our estimate for the metric was $4.3 million.

Provision for credit losses was $1.7 million, down 46% from the year-ago quarter. Our estimate for the metric was $3.1 million.

The allowance for credit losses declined marginally to $147 million. Our estimate for the metric was $145.5 million.

BOH’s Capital Ratios ImproveAs of March 31, 2026, the Tier 1 capital ratio was 14.40%, up from 13.93% as of March 31, 2025. The total capital ratio was 15.44%, which rose from 14.97% in the year-ago period.

The ratio of tangible common equity to risk-weighted assets was 10.28%, which increased from 9.28% at the end of the year-ago quarter.

Bank of Hawaii’s Profitability Ratios ImproveReturn on average assets was 0.97% at the end of the first quarter of 2026, which increased from 0.75% in the prior-year quarter. Return on average shareholders' equity was 12.47%, up from 10.65% in the year-ago quarter.

BOH's Share Repurchase UpdateIn the reported quarter, Bank of Hawaii repurchased 194.1 thousand shares of common stock at a total cost of $15.1 million. As of March 31, 2026, the total remaining buyback authority under the share repurchase program was $105.9 million.

Our View on Bank of HawaiiA rise in NII and margin expansion will support revenue growth. Strong credit quality, a solid capital position and higher loan balances remain tailwinds. However, declining fee income, lower deposits and rising expenses are likely to weigh on overall performance.

Bank of Hawaii Corporation Price, Consensus and EPS SurpriseRegions Financial Corporation (RF - Free Report) has posted first-quarter 2026 earnings of 62 cents per share, beating the Zacks Consensus Estimate of 61 cents. Also, this compares favorably with earnings of 54 cents per share in the year-ago quarter.

Increases in non-interest income, NII, and higher deposit balances, along with lower provisions, supported RF’s results. However, higher non-interest expenses played spoilsport.

U.S. Bancorp (USB - Free Report) has reported first-quarter 2026 earnings per share of $1.18, topping the Zacks Consensus Estimate by 3.4%. The bottom line increased 14.6% from $1.03 in the year-ago quarter.

USB’s results were supported by higher NII and solid fee revenue growth, while the company has posted positive operating leverage of 440 basis points. However, a rise in provision was concerning.

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Posted by Defense World Staff on Apr 24th, 2026

Shares of Bank of Hawaii Corporation (NYSE:BOH – Get Free Report) have received an average recommendation of “Hold” from the seven brokerages that are covering the firm, Marketbeat.com reports. Four research analysts have rated the stock with a hold recommendation and three have assigned a buy recommendation to the company. The average 12 month price objective among brokerages that have updated their coverage on the stock in the last year is $85.40.

BOH has been the subject of a number of research reports. Piper Sandler cut their target price on shares of Bank of Hawaii from $84.00 to $78.00 and set a “neutral” rating for the company in a research report on Thursday, April 2nd. Keefe, Bruyette & Woods increased their target price on shares of Bank of Hawaii from $91.00 to $95.00 and gave the stock an “outperform” rating in a research report on Tuesday. DA Davidson increased their target price on shares of Bank of Hawaii from $77.00 to $82.00 and gave the stock a “neutral” rating in a research report on Tuesday. Wall Street Zen upgraded shares of Bank of Hawaii from a “sell” rating to a “hold” rating in a research report on Saturday, January 31st. Finally, Weiss Ratings upgraded shares of Bank of Hawaii from a “hold (c+)” rating to a “buy (b-)” rating in a research report on Monday, March 30th.

Check Out Our Latest Report on Bank of Hawaii

Hedge Funds Weigh In On Bank of Hawaii A number of large investors have recently modified their holdings of the company. Louisiana State Employees Retirement System bought a new position in shares of Bank of Hawaii in the first quarter valued at approximately $1,307,000. Hsbc Holdings PLC bought a new position in shares of Bank of Hawaii in the fourth quarter valued at approximately $6,164,000. Corient Private Wealth LLC boosted its position in shares of Bank of Hawaii by 10.2% in the fourth quarter. Corient Private Wealth LLC now owns 33,157 shares of the bank’s stock valued at $2,269,000 after acquiring an additional 3,061 shares during the period. SHP Wealth Management bought a new position in shares of Bank of Hawaii in the fourth quarter valued at approximately $34,000. Finally, Mercer Global Advisors Inc. ADV boosted its position in shares of Bank of Hawaii by 36.4% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 8,409 shares of the bank’s stock valued at $575,000 after acquiring an additional 2,243 shares during the period. 82.18% of the stock is currently owned by institutional investors.

Bank of Hawaii Price Performance Shares of NYSE:BOH opened at $78.00 on Tuesday. The company has a quick ratio of 0.70, a current ratio of 0.69 and a debt-to-equity ratio of 0.37. The firm has a market capitalization of $3.10 billion, a PE ratio of 15.76, a P/E/G ratio of 0.73 and a beta of 0.72. Bank of Hawaii has a twelve month low of $59.36 and a twelve month high of $82.74. The company has a 50-day moving average price of $76.20 and a two-hundred day moving average price of $71.11.

Bank of Hawaii (NYSE:BOH – Get Free Report) last issued its earnings results on Monday, April 20th. The bank reported $1.30 earnings per share for the quarter, missing analysts’ consensus estimates of $1.33 by ($0.03). The business had revenue of $192.32 million for the quarter, compared to the consensus estimate of $193.53 million. Bank of Hawaii had a return on equity of 14.97% and a net margin of 20.46%.During the same quarter in the prior year, the business earned $0.97 EPS. Equities analysts forecast that Bank of Hawaii will post 5.86 EPS for the current year.

Bank of Hawaii Dividend Announcement The firm also recently announced a quarterly dividend, which will be paid on Friday, June 12th. Shareholders of record on Friday, May 29th will be given a dividend of $0.70 per share. This represents a $2.80 dividend on an annualized basis and a yield of 3.6%. The ex-dividend date is Friday, May 29th. Bank of Hawaii’s dividend payout ratio (DPR) is currently 56.57%.

Bank of Hawaii Company Profile (Get Free Report)

Bank of Hawaii (NYSE: BOH) is a regional commercial bank headquartered in Honolulu, Hawaii, with roots tracing back to its founding in 1897 by Charles Montague Cooke and Peter Cushman Jones. As one of the oldest financial institutions in the U.S. West Coast region, the bank has built a reputation for stability and community focus. It operates as the principal subsidiary of Bank of Hawaii Corporation, a publicly traded company on the New York Stock Exchange.

The bank offers a comprehensive suite of personal and business banking products and services.

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Bank of Hawaii Corporation (BOH) Shareholder/Analyst Call Prepared Remarks Transcript

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Bank of Hawaii delivered robust Q1 results, with net interest income up 20% and loan loss provisions down over 40%. I see the Series A preferred shares, BOH.PR.A, as attractive, yielding nearly 6.8% due to a market discount. I am shifting to a 'hold' on BOH common stock, citing a valuation above 2x book and 3.6x tangible book value.

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A month has gone by since the last earnings report for Bank of Hawaii (BOH - Free Report) . Shares have lost about 1.7% in that time frame, underperforming the S&P 500.

Will the recent negative trend continue leading up to its next earnings release, or is Bank of Hawaii due for a breakout? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at the most recent earnings report in order to get a better handle on the important catalysts.

Bank of Hawaii Q1 Earnings Miss on Lower Fee Income, Expenses Rise Y/YBank of Hawaii reported first-quarter 2026 earnings per share (EPS) of $1.30, which missed the Zacks Consensus Estimate of $1.33. The bottom line compared favorably with 97 cents in the year-ago quarter.

Results were affected by an increase in expenses and lower fee income. A decline in deposit balances also acted as a headwind. However, higher net interest income, along with increased loan balances and lower provisions, offered some support.

The company’s net income (GAAP basis) came in at $60.9 million, up 55.6% year over year.

Quarterly Revenues & Expenses Rise

The company’s quarterly revenues increased 13% year over year to $192.3 million. The top line matched the Zacks Consensus Estimate.

NII was $150.9 million, up 20% year over year. NIM increased 42 basis points to 2.74%.

Non-interest income came in at $41.3 million, down 6% year over year. The decline was mainly due to lower fees, exchange and other service charges, as well as reduced annuity and insurance fees and mortgage banking income.

Non-interest expenses rose 5% year over year to $116.1 million. The increase was mainly driven by higher salaries and benefits, occupancy and equipment expenses and data processing fees.

The efficiency ratio was 60.35%, down from 65.03% in the year-ago period. A fall in the efficiency ratio reflects increased profitability.

Loans Increase, Deposits Decline

As of March 31, 2026, total loans and leases increased nearly 1% from the prior-quarter end to $14.2 billion.

Total deposits decreased 1% on a sequential basis to $21 billion.

Credit Quality Improves

As of March 31, 2026, non-performing assets were $12.1 million, which declined 31% year over year.

Net loan and lease charge-offs were $1.1 million, down $3.3 million from the year-ago quarter.

Provision for credit losses was $1.7 million, down 46% from the year-ago quarter.

The allowance for credit losses declined marginally to $147 million.

Capital Ratios Improve

As of March 31, 2026, the Tier 1 capital ratio was 14.40%, up from 13.93% as of March 31, 2025. The total capital ratio was 15.44%, which rose from 14.97% in the year-ago period.

The ratio of tangible common equity to risk-weighted assets was 10.28%, which increased from 9.28% at the end of the year-ago quarter.

Profitability Ratios Improve

Return on average assets was 0.97% at the end of the first quarter of 2026, which increased from 0.75% in the prior-year quarter. Return on average shareholders' equity was 12.47%, up from 10.65% in the year-ago quarter.

OutlookQ2 2026

NIM is expected to continue expanding as deposit costs reprice lower and fixed asset repricing remains a steady contributor.

Noninterest income is expected to be approximately $42 million.

Normalized noninterest expense is expected to be approximately $112 million.

2026

Loans are expected to grow in the mid-single-digit range.

NIM is projected to approach 2.90% by the end of 2026, driven by fixed asset repricing, improving deposit mix and benefits from prior rate cuts.

Management is now expecting full-year overhead expense growth of 2.5% to 3.0% from the normalized 2025 base, compared with its previous 3.0% to 3.5% outlook.

The effective tax rate is anticipated to be close to 23%.

Share repurchases are expected to increase to $15–$20 million per quarter, subject to growth conditions and capital levels.

How Have Estimates Been Moving Since Then?Since the earnings release, investors have witnessed a upward trend in estimates review.

VGM ScoresCurrently, Bank of Hawaii has a subpar Growth Score of D, however its Momentum Score is doing a lot better with a B. Charting a somewhat similar path, the stock was allocated a grade of C on the value side, putting it in the middle 20% for value investors.

Overall, the stock has an aggregate VGM Score of C. If you aren't focused on one strategy, this score is the one you should be interested in.

OutlookEstimates have been trending upward for the stock, and the magnitude of this revision looks promising. Notably, Bank of Hawaii has a Zacks Rank #3 (Hold). We expect an in-line return from the stock in the next few months.

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