BancFirst (BANF - Free Report) came out with quarterly earnings of $1.96 per share, beating the Zacks Consensus Estimate of $1.79 per share. This compares to earnings of $1.85 per share a year ago. These figures are adjusted for non-recurring items.
This quarterly report represents an earnings surprise of +9.50%. A quarter ago, it was expected that this Oklahoma financial services holding company would post earnings of $1.77 per share when it actually produced earnings of $1.85, delivering a surprise of +4.52%.
Over the last four quarters, the company has surpassed consensus EPS estimates two times.
BancFirst, which belongs to the Zacks Banks - Southwest industry, posted revenues of $187.49 million for the quarter ended June 2026, surpassing the Zacks Consensus Estimate by 4.80%. This compares to year-ago revenues of $169.3 million. The company has topped consensus revenue estimates four times over the last four quarters.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
BancFirst shares have added about 8.8% since the beginning of the year versus the S&P 500's gain of 9.6%.
What's Next for BancFirst?While BancFirst has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
Ahead of this earnings release, the estimate revisions trend for BancFirst was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.86 on $182.4 million in revenues for the coming quarter and $7.38 on $726.7 million in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Southwest is currently in the top 18% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
One other stock from the same industry, Banc of California (BANC - Free Report) , is yet to report results for the quarter ended June 2026. The results are expected to be released on July 29.
This banking service and lending company is expected to post quarterly earnings of $0.40 per share in its upcoming report, which represents a year-over-year change of +29%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.
Banc of California's revenues are expected to be $297.02 million, up 8.9% from the year-ago quarter.
, /PRNewswire/ -- BancFirst Corporation (NASDAQ GS: BANF) reported net income of $66.7 million, or $1.96 per diluted share, for the second quarter of 2026 compared to net income of $62.3 million, or $1.85 per diluted share, for the second quarter of 2025.
The Company's net interest income for the three-months ending June 30, 2026 increased to $133.5 million from $121.3 million for the same period in 2025. Higher loan volume and general growth in earning assets were the primary drivers of the change in net interest income. Net interest margin was 3.84% for the second quarter of 2026 compared to 3.75% for the second quarter of 2025. The Company recorded a provision for credit losses of $4.9 million and $1.4 million for the quarter ended June 30, 2026 and 2025, respectively.
Noninterest income for the quarter totaled $53.9 million compared to $48.0 million in the same quarter last year. Trust revenue, service charges on deposits, securities transactions, and treasury income each increased when compared to second quarter of 2025. The Company also recorded gains of $2.9 million related to bank owned life insurance claims during the quarter. The increase in noninterest income was partially offset by a decrease in insurance commissions.
Noninterest expense grew to $97.5 million for the quarter ended June 30, 2026 compared to $88.2 million in the same quarter in 2025. The increase in noninterest expense was primarily attributable to the growth in salaries and employee benefits of $5.2 million. The total salaries and employee benefits expenses recorded of $60.3 million is after a favorable adjustment to the funded employee benefit trust of $800,000. Also driving the increase in noninterest expense was net expense from other real estate owned, which increased $1.6 million period to period.
At June 30, 2026, the Company's total assets were $15.1 billion, an increase of $243.4 million from December 31, 2025. Loans grew $110.6 million from December 31, 2025, totaling $8.7 billion at June 30, 2026. Deposits totaled $12.8 billion, an increase of $155.9 million from year-end 2025. Sweep accounts totaled $5.0 billion at June 30, 2026, up $100.8 million from December 31, 2025. The Company's stockholders' equity stood at $2.0 billion, an increase of $103.0 million from the end of 2025.
Nonaccrual loans represented 0.94% of total loans at June 30, 2026, up from 0.72% at year-end 2025. Nonaccrual loans totaled $81.4 million at the end of the second quarter 2026. The allowance for credit losses to total loans was 1.25% at June 30, 2026 and 1.22% at December 31, 2025. Net charge-offs totaled $2.4 million for the quarter compared to $4.7 million for the second quarter last year.
BancFirst Corporation CEO David Harlow commented, "The Company enjoyed a record quarter fueled by an expanding margin and earning asset growth. Noninterest income growth was solid across most major categories and expenses were managed in line with plan. We announced the acquisition of SpiritBank during the quarter, adding the Tulsa MSA communities of Bristow and Sapulpa while expanding our presence in the Tulsa market. Pending regulatory approval, a fourth quarter close and conversion is anticipated. Our economic outlook continues to be guarded, although charge-offs remain at historically low levels. With a $4.9 million provision during the quarter, our allowance for credit losses remains at a healthy level."
BancFirst Corporation (the Company) is an Oklahoma based financial services holding company. The Company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank with 109 banking locations serving 62 communities across Oklahoma, Pegasus Bank, a Texas state-chartered bank with three banking locations in the Dallas Metroplex area, and Worthington Bank, a Texas state-chartered bank with three locations in the Fort Worth Metroplex area, one location in Arlington Texas and one location in Denton Texas. More information can be found at www.bancfirst.bank.
The Company may make forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 with respect to earnings, credit quality, corporate objectives, interest rates and other financial and business matters. Forward-looking statements include estimates and give management's current expectations or forecasts of future events. The Company cautions readers that these forward-looking statements are subject to numerous assumptions, risks and uncertainties, including economic conditions, the performance of financial markets and interest rates; legislative and regulatory actions and reforms; competition; as well as other factors, all of which change over time. Actual results may differ materially from forward-looking statements.
BancFirst Corporation
Summary Financial Information
(Dollars in thousands, except per share and share data - Unaudited)
(Dollars in thousands, except per share and share data - Unaudited)
2026
2026
2025
2025
2025
2nd Qtr
1st Qtr
4th Qtr
3rd Qtr
2nd Qtr
Balance Sheet Data:
Total assets
$ 15,082,243
$ 15,116,541
$ 14,838,893
$ 14,198,140
$ 14,045,780
Interest-bearing deposits with banks
4,164,678
4,430,751
4,177,406
3,849,736
3,737,763
Debt securities
1,113,240
886,519
924,948
1,015,941
1,104,604
Total loans
8,655,260
8,596,068
8,544,634
8,287,167
8,124,497
Allowance for credit losses
(107,810)
(105,330)
(104,299)
(99,511)
(96,988)
Noninterest-bearing demand deposits
4,162,306
4,105,840
3,897,613
3,816,389
3,967,626
Money market and interest-bearing checking deposits
5,442,757
5,605,932
5,610,882
5,393,791
5,301,439
Savings deposits
1,428,690
1,391,142
1,318,062
1,251,394
1,205,602
Time deposits
1,792,537
1,798,187
1,843,836
1,656,813
1,581,525
Total deposits
12,826,290
12,901,101
12,670,393
12,118,387
12,056,192
Stockholders' equity
1,957,097
1,901,912
1,854,125
1,782,801
1,728,038
Book value per common share
58.25
56.65
55.28
53.49
51.94
Tangible book value per common share (non-GAAP)(1)
52.21
50.58
49.20
47.71
46.12
Balance Sheet Ratios:
Average loans to deposits
67.02 %
67.02 %
66.43 %
67.32 %
67.11 %
Average earning assets to total assets
92.45
92.84
93.00
93.00
92.97
Average stockholders' equity to average assets
12.79
12.60
12.33
12.38
12.14
Asset Quality Data:
Past due loans
$ 7,077
$ 8,364
$ 8,115
$ 7,959
$ 7,515
Nonaccrual loans (3)
81,420
62,178
61,130
57,266
49,878
Other real estate owned and repossessed assets
61,703
53,649
49,134
53,233
53,022
Nonaccrual loans to total loans
0.94 %
0.72 %
0.72 %
0.69 %
0.61 %
Allowance to total loans
1.25
1.23
1.22
1.20
1.19
Allowance to nonaccrual loans
132.41
169.40
170.62
173.77
194.45
Net charge-offs to average loans
0.03
0.02
0.02
0.02
0.05
Reconciliation of Tangible Book Value Per Common Share (non-GAAP)(2):
Stockholders' equity
$ 1,957,097
$ 1,901,912
$ 1,854,125
$ 1,782,801
$ 1,728,038
Less goodwill
183,388
183,388
182,739
182,263
182,263
Less intangible assets, net
19,408
20,382
21,357
10,548
11,410
Tangible stockholders' equity (non-GAAP)
$ 1,754,301
$ 1,698,142
$ 1,650,029
$ 1,589,990
$ 1,534,365
Common shares outstanding
33,598,745
33,575,976
33,539,032
33,329,247
33,272,131
Tangible book value per common share (non-GAAP)
$ 52.21
$ 50.58
$ 49.20
$ 47.71
$ 46.12
(1) Refer to the "Reconciliation of Tangible Book Value per Common Share (non-GAAP)" Table.
(2) Tangible book value per common share is stockholders' equity less goodwill and intangible assets, net, divided by common shares outstanding. This amount is a non-GAAP financial measure but has been included as it is considered to be a critical metric with which to analyze and evaluate the financial condition and capital strength of the Company. This measure should not be considered a substitute for operating results determined in accordance with GAAP.
(3) Government Agencies guarantee approximately $7.9 million of nonaccrual loans at June 30, 2026.
BancFirst Corporation
Summary Financial Information
(Dollars in thousands, except per share and share data - Unaudited)
Six months ended
June 30,
2026
2025
Condensed Income Statements:
Net interest income
$ 261,141
$ 237,205
Provision for credit losses on loans
7,409
2,700
(Benefit from)/provision for off-balance sheet credit exposures
(387)
273
Noninterest income:
Trust revenue
12,135
11,334
Service charges on deposits
37,132
34,545
Securities transactions
1,629
(1,073)
Sales of loans
1,693
1,466
Insurance commissions
16,921
18,330
Cash management
21,488
20,624
Other
14,342
11,716
Total noninterest income
105,340
96,942
Noninterest expense:
Salaries and employee benefits
119,161
109,740
Occupancy expense, net
12,606
11,790
Depreciation
9,804
9,499
Amortization of intangible assets
1,949
1,748
Data processing services
6,438
5,877
Net expense from other real estate owned
8,172
5,599
Marketing and business promotion
4,718
4,786
Deposit insurance
3,489
3,400
Other
27,983
27,939
Total noninterest expense
194,320
180,378
Income before income taxes
165,139
150,796
Income tax expense
35,457
32,337
Net income
$ 129,682
$ 118,459
Per Common Share Data:
Net income-basic
$ 3.86
$ 3.56
Net income-diluted
3.81
3.51
Cash dividends declared
0.98
0.92
Common shares outstanding
33,598,745
33,272,131
Average common shares outstanding -
Basic
33,572,310
33,243,963
Diluted
34,040,322
33,782,069
Performance Ratios:
Return on average assets
1.74 %
1.73 %
Return on average stockholders' equity
13.72
14.31
Net interest margin
3.79
3.72
Efficiency ratio
53.02
53.98
BancFirst Corporation
Consolidated Average Balance Sheets
And Interest Margin Analysis
Taxable Equivalent Basis
(Dollars in thousands - Unaudited)
Three Months Ended
Six Months Ended
June 30, 2026
June 30, 2026
Interest
Average
Interest
Average
Average
Income/
Yield/
Average
Income/
Yield/
Balance
Expense
Rate
Balance
Expense
Rate
ASSETS
Earning assets:
Loans
$ 8,610,837
$ 148,013
6.89
%
$ 8,580,750
$ 292,330
6.87
%
Securities – taxable
999,677
7,413
2.97
950,975
13,286
2.82
Securities – tax exempt
6,756
68
4.01
7,148
134
3.77
Interest bearing deposits with banks and FFS
4,343,973
40,042
3.70
4,368,252
80,124
3.70
Total earning assets
13,961,243
195,536
5.62
13,907,125
385,874
5.60
Nonearning assets:
Cash and due from banks
217,300
221,400
Interest receivable and other assets
1,028,343
988,094
Allowance for credit losses
(105,148)
(104,780)
Total nonearning assets
1,140,495
1,104,714
Total assets
$ 15,101,738
15,011,839
LIABILITIES AND STOCKHOLDERS' EQUITY
Interest bearing liabilities:
Money market and interest-bearing checking deposits
Investors might want to bet on BancFirst (BANF - Free Report) , as it has been recently upgraded to a Zacks Rank #2 (Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.
The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.
The power of a changing earnings picture in determining near-term stock price movements makes the Zacks rating system highly useful for individual investors, since it can be difficult to make decisions based on rating upgrades by Wall Street analysts. These are mostly driven by subjective factors that are hard to see and measure in real time.
As such, the Zacks rating upgrade for BancFirst is essentially a positive comment on its earnings outlook that could have a favorable impact on its stock price.
Most Powerful Force Impacting Stock PricesThe change in a company's future earnings potential, as reflected in earnings estimate revisions, has proven to be strongly correlated with the near-term price movement of its stock. The influence of institutional investors has a partial contribution to this relationship, as these big professionals use earnings and earnings estimates to calculate the fair value of a company's shares. An increase or decrease in earnings estimates in their valuation models simply results in higher or lower fair value for a stock, and institutional investors typically buy or sell it. Their bulk investment action then leads to price movement for the stock.
For BancFirst, rising earnings estimates and the consequent rating upgrade fundamentally mean an improvement in the company's underlying business. And investors' appreciation of this improving business trend should push the stock higher.
Harnessing the Power of Earnings Estimate RevisionsAs empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock movements, tracking such revisions for making an investment decision could be truly rewarding. Here is where the tried-and-tested Zacks Rank stock-rating system plays an important role, as it effectively harnesses the power of earnings estimate revisions.
The Zacks Rank stock-rating system, which uses four factors related to earnings estimates to classify stocks into five groups, ranging from Zacks Rank #1 (Strong Buy) to Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record, with Zacks Rank #1 stocks generating an average annual return of +25% since 1988. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here >>>> .
Earnings Estimate Revisions for BancFirstFor the fiscal year ending December 2026, this Oklahoma financial services holding company is expected to earn $7.38 per share, which is unchanged compared with the year-ago reported number.
Analysts have been steadily raising their estimates for BancFirst. Over the past three months, the Zacks Consensus Estimate for the company has increased 3.9%.
Bottom LineUnlike the overly optimistic Wall Street analysts whose rating systems tend to be weighted toward favorable recommendations, the Zacks rating system maintains an equal proportion of "buy" and "sell" ratings for its entire universe of more than 4,000 stocks at any point in time. Irrespective of market conditions, only the top 5% of the Zacks-covered stocks get a "Strong Buy" rating and the next 15% get a "Buy" rating. So, the placement of a stock in the top 20% of the Zacks-covered stocks indicates its superior earnings estimate revision feature, making it a solid candidate for producing market-beating returns in the near term.
You can learn more about the Zacks Rank here >>>
The upgrade of BancFirst to a Zacks Rank #2 positions it in the top 20% of the Zacks-covered stocks in terms of estimate revisions, implying that the stock might move higher in the near term.
BancFirst Corporation (NASDAQ: BANF - Get Free Report) saw a large increase in short interest during the month of February. As of February 27th, there was short interest totaling 951,381 shares, an increase of 19.3% from the February 12th total of 797,171 shares. Currently, 4.2% of the shares of the company are short sold. Based on
SG Americas Securities LLC grew its holdings in shares of BancFirst Corporation (NASDAQ:BANF – Free Report) by 1,012.1% during the fourth quarter, according to the company in its most recent filing with the Securities & Exchange Commission. The institutional investor owned 11,722 shares of the bank’s stock after purchasing an additional 10,668 shares during the period. SG Americas Securities LLC’s holdings in BancFirst were worth $1,243,000 at the end of the most recent quarter.
A number of other institutional investors and hedge funds have also recently made changes to their positions in the business. BancFirst Trust & Investment Management boosted its position in shares of BancFirst by 0.8% during the 3rd quarter. BancFirst Trust & Investment Management now owns 886,571 shares of the bank’s stock worth $113,224,000 after acquiring an additional 7,056 shares in the last quarter. Invesco Ltd. boosted its position in shares of BancFirst by 73.4% during the 3rd quarter. Invesco Ltd. now owns 163,512 shares of the bank’s stock worth $20,676,000 after acquiring an additional 69,192 shares in the last quarter. Raymond James Financial Inc. boosted its position in shares of BancFirst by 33.5% during the 3rd quarter. Raymond James Financial Inc. now owns 134,175 shares of the bank’s stock worth $16,966,000 after acquiring an additional 33,636 shares in the last quarter. JPMorgan Chase & Co. boosted its position in shares of BancFirst by 6.8% during the 3rd quarter. JPMorgan Chase & Co. now owns 123,985 shares of the bank’s stock worth $15,678,000 after acquiring an additional 7,846 shares in the last quarter. Finally, Principal Financial Group Inc. boosted its position in shares of BancFirst by 14.5% during the 3rd quarter. Principal Financial Group Inc. now owns 113,346 shares of the bank’s stock worth $14,333,000 after acquiring an additional 14,333 shares in the last quarter. Institutional investors and hedge funds own 51.72% of the company’s stock.
BancFirst Price Performance Shares of NASDAQ BANF opened at $110.66 on Wednesday. BancFirst Corporation has a twelve month low of $99.78 and a twelve month high of $138.77. The firm has a fifty day simple moving average of $111.28 and a 200 day simple moving average of $112.90. The company has a market capitalization of $3.71 billion, a PE ratio of 15.54 and a beta of 0.61. The company has a quick ratio of 1.03, a current ratio of 1.03 and a debt-to-equity ratio of 0.05.
BancFirst (NASDAQ:BANF – Get Free Report) last announced its earnings results on Thursday, January 22nd. The bank reported $1.75 earnings per share for the quarter, missing analysts’ consensus estimates of $1.78 by ($0.03). BancFirst had a return on equity of 13.68% and a net margin of 25.05%.The firm had revenue of $181.00 million for the quarter, compared to the consensus estimate of $173.76 million. On average, sell-side analysts forecast that BancFirst Corporation will post 6.52 EPS for the current year.
BancFirst Announces Dividend The business also recently declared a quarterly dividend, which will be paid on Wednesday, April 15th. Shareholders of record on Tuesday, March 31st will be paid a $0.49 dividend. This represents a $1.96 annualized dividend and a yield of 1.8%. The ex-dividend date of this dividend is Tuesday, March 31st. BancFirst’s payout ratio is 27.53%.
Wall Street Analysts Forecast Growth A number of brokerages have weighed in on BANF. Weiss Ratings lowered shares of BancFirst from a “buy (b-)” rating to a “hold (c+)” rating in a research report on Friday, March 27th. DA Davidson restated a “neutral” rating and issued a $125.00 target price on shares of BancFirst in a research report on Monday, March 9th. Finally, Keefe, Bruyette & Woods raised their target price on shares of BancFirst from $120.00 to $123.00 and gave the company a “market perform” rating in a research report on Friday, January 23rd. Four investment analysts have rated the stock with a Hold rating, Based on data from MarketBeat, BancFirst presently has an average rating of “Hold” and a consensus target price of $124.00.
Check Out Our Latest Stock Analysis on BancFirst
BancFirst Profile (Free Report)
BancFirst Corporation is a regional banking holding company based in Oklahoma City, Oklahoma. As the largest state‐chartered bank in Oklahoma, BancFirst offers a comprehensive suite of financial services to individuals, businesses and government entities. Its core business activities include commercial and consumer banking, mortgage lending, treasury management, equipment financing and electronic banking solutions.
The bank operates a network of more than 60 branches across Oklahoma, serving urban centers such as Oklahoma City and Tulsa, as well as rural communities throughout the state.
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The Finance group has plenty of great stocks, but investors should always be looking for companies that are outperforming their peers. Is BancFirst (BANF - Free Report) one of those stocks right now? Let's take a closer look at the stock's year-to-date performance to find out.
BancFirst is a member of our Finance group, which includes 837 different companies and currently sits at #5 in the Zacks Sector Rank. The Zacks Sector Rank includes 16 different groups and is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors.
The Zacks Rank is a proven model that highlights a variety of stocks with the right characteristics to outperform the market over the next one to three months. The system emphasizes earnings estimate revisions and favors companies with improving earnings outlooks. BancFirst is currently sporting a Zacks Rank of #2 (Buy).
Over the past 90 days, the Zacks Consensus Estimate for BANF's full-year earnings has moved 0.7% higher. This shows that analyst sentiment has improved and the company's earnings outlook is stronger.
Based on the most recent data, BANF has returned 7.3% so far this year. Meanwhile, the Finance sector has returned an average of -2.7% on a year-to-date basis. As we can see, BancFirst is performing better than its sector in the calendar year.
One other Finance stock that has outperformed the sector so far this year is Invesco Mortgage Capital (IVR - Free Report) . The stock is up 0.1% year-to-date.
In Invesco Mortgage Capital's case, the consensus EPS estimate for the current year increased 2.3% over the past three months. The stock currently has a Zacks Rank #2 (Buy).
Looking more specifically, BancFirst belongs to the Banks - Southwest industry, a group that includes 19 individual stocks and currently sits at #49 in the Zacks Industry Rank. This group has gained an average of 5.8% so far this year, so BANF is performing better in this area.
Invesco Mortgage Capital, however, belongs to the REIT and Equity Trust industry. Currently, this 27-stock industry is ranked #146. The industry has moved -1.9% so far this year.
Going forward, investors interested in Finance stocks should continue to pay close attention to BancFirst and Invesco Mortgage Capital as they could maintain their solid performance.
, /PRNewswire/ -- BancFirst Corporation (NASDAQ GS:BANF) reported net income of $63.0 million, or $1.85 per diluted share, for the first quarter of 2026 compared to net income of $56.1 million, or $1.66 per diluted share, for the first quarter of 2025.
The Company's net interest income for the three-months ended March 31, 2026 increased to $127.6 million compared to $115.9 million for the same period in 2025. Higher loan volume along with general growth in earning assets were the primary drivers of the change in net interest income. Net interest margin was 3.74% for the first quarter of 2026 compared to 3.70% for the first quarter of 2025. The Company recorded a provision for credit losses of $2.1 million and $1.6 million for the quarter-ended March 31, 2026 and 2025, respectively.
Noninterest income for the quarter totaled $51.4 million compared to $49.0 million in the same quarter last year. Trust revenue, services charges on deposits, treasury income, and securities transaction each increased when compared to first quarter of 2025 partially offset by a decrease in insurance commissions.
Noninterest expense grew to $96.8 million for the quarter-ended March 31, 2026 compared to $92.2 million in the same quarter in 2025. The increase in noninterest expense was primarily attributable to the growth in salaries and employee benefits of $4.3 million. The total salaries and benefits expenses recorded of $58.9 million for the period ended March 31, 2026 is after a favorable adjustment to the funded employee benefit trust of $1.8 million. Total noninterest expense for the first quarter of 2026 also reflects conversion expenses related to American Bank of Oklahoma. For the first quarter of 2025 the Company recorded a $4.4 million expense related to the disposition of certain equity investments no longer permissible under the Volcker rule, no such equivalent expense was recorded in 2026
At March 31, 2026, the Company's total assets were $15.1 billion, an increase of $277.6 million from December 31, 2025. Loans grew $51.4 million from December 31, 2025, totaling $8.6 billion at March 31, 2026. Deposits totaled $12.9 billion, an increase of $230.7 million from year-end 2025. Sweep accounts totaled $5.1 billion at March 31, 2026, up $160.2 million from December 31, 2025. The Company's total stockholders' equity was $1.9 billion, an increase of $47.8 million from the end of 2025.
Nonaccrual loans represented 0.72% of total loans at both March 31, 2026 and year-end 2025; nonaccrual loans totaled $62.2 million at the end of the first quarter 2026. The allowance for credit losses to total loans was 1.23% at March 31, 2026 and 1.22% at December 31, 2025. Net charge-offs were $1.5 million for the quarter compared to $503,000 for the first quarter last year.
BancFirst Corporation CEO David Harlow commented, "Strong deposit growth in the quarter, margin expansion, and increases in non-interest income compared to prior year combined to result in a strong quarter for the Company. We also successfully completed the conversion of American Bank of Oklahoma into BancFirst during the quarter. The economy in our region of the country continues to perform well and charge-offs for the quarter were in line with historical levels. Loans were up modestly from year end while credit quality remained solid. With so many variables in play at the macro level of the economy, our longer-term outlook remains a mixed bag and thus we continue to maintain a healthy allowance for credit losses as a percentage of loans."
BancFirst Corporation (the Company) is an Oklahoma based financial services holding company. The Company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank with 109 banking locations serving 62 communities across Oklahoma, Pegasus Bank, a Texas state-chartered bank with three banking locations in the Dallas Metroplex area, and Worthington Bank, a Texas state-chartered bank with three locations in the Fort Worth Metroplex area, one location in Arlington Texas and one location in Denton Texas. More information can be found at www.bancfirst.bank.
The Company may make forward-looking statements within the meaning of Section 27A of the securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 with respect to earnings, credit quality, corporate objectives, interest rates and other financial and business matters. Forward-looking statements include estimates and give management's current expectations or forecasts of future events. The Company cautions readers that these forward-looking statements are subject to numerous assumptions, risks and uncertainties, including economic conditions, the performance of financial markets and interest rates; legislative and regulatory actions and reforms; competition; as well as other factors, all of which change over time. Actual results may differ materially from forward-looking statements.
BancFirst Corporation
Summary Financial Information
(Dollars in thousands, except per share and share data - Unaudited)
2026
2025
2025
2025
2025
1st Qtr
4th Qtr
3rd Qtr
2nd Qtr
1st Qtr
Condensed Income Statements:
Net interest income
$ 127,605
$ 127,667
$ 125,615
$ 121,256
$ 115,949
Provision for credit losses on loans
2,578
(1,975)
4,222
1,239
1,461
(Benefit from)/provision for off-balance sheet credit exposures
(435)
234
216
148
125
Noninterest income:
Trust revenue
6,057
5,933
5,850
5,795
5,539
Service charges on deposits
18,042
18,393
18,131
17,741
16,804
Securities transactions
904
964
492
(740)
(333)
Sales of loans
780
781
916
830
636
Insurance commissions
9,440
7,643
8,954
7,920
10,410
Cash management
10,566
10,120
10,338
10,573
10,051
Other
5,602
9,499
5,185
5,929
5,787
Total noninterest income
51,391
53,333
49,866
48,048
48,894
Noninterest expense:
Salaries and employee benefits
58,855
58,570
57,681
55,147
54,593
Occupancy expense, net
6,286
6,946
6,434
6,037
5,753
Depreciation
4,816
4,872
4,725
4,691
4,808
Amortization of intangible assets
975
836
862
862
886
Data processing services
3,448
3,041
2,901
2,985
2,892
Net expense from other real estate owned
3,605
12,044
2,778
2,941
2,658
Marketing and business promotion
2,641
3,121
2,126
2,325
2,461
Deposit insurance
1,847
1,692
1,736
1,675
1,725
Other
14,316
16,268
12,829
11,536
16,403
Total noninterest expense
96,789
107,390
92,072
88,199
92,179
Income before income taxes
80,064
75,351
78,971
79,718
71,078
Income tax expense
17,069
15,854
16,317
17,371
14,966
Net income
$ 62,995
$ 59,497
$ 62,654
$ 62,347
$ 56,112
Per Common Share Data:
Net income-basic
$ 1.88
$ 1.78
$ 1.88
$ 1.87
$ 1.69
Net income-diluted
1.85
1.75
1.85
1.85
1.66
Cash dividends declared
0.49
0.49
0.49
0.46
0.46
Common shares outstanding
33,575,976
33,539,032
33,329,247
33,272,131
33,241,564
Average common shares outstanding -
Basic
33,557,536
33,423,922
33,310,290
33,255,015
33,232,788
Diluted
34,027,895
33,906,434
33,864,129
33,795,243
33,768,873
Performance Ratios:
Return on average assets
1.71 %
1.60 %
1.76 %
1.79 %
1.66 %
Return on average stockholders' equity
13.59
13.02
14.18
14.74
13.85
Net interest margin
3.74
3.71
3.79
3.75
3.70
Efficiency ratio
54.07
59.33
52.47
52.10
55.92
BancFirst Corporation
Summary Financial Information
(Dollars in thousands, except per share and share data - Unaudited)
2026
2025
2025
2025
2025
1st Qtr
4th Qtr
3rd Qtr
2nd Qtr
1st Qtr
Balance Sheet Data:
Total assets
$ 15,116,541
$ 14,838,893
$ 14,198,140
$ 14,045,780
$ 14,038,055
Interest-bearing deposits with banks
4,430,751
4,177,406
3,849,736
3,737,763
3,706,328
Debt securities
886,519
924,948
1,015,941
1,104,604
1,167,441
Total loans
8,596,068
8,544,634
8,287,167
8,124,497
8,102,810
Allowance for credit losses
(105,330)
(104,299)
(99,511)
(96,988)
(100,455)
Noninterest-bearing demand deposits
4,105,840
3,897,613
3,816,389
3,967,626
4,027,797
Money market and interest-bearing checking deposits
5,605,932
5,610,882
5,393,791
5,301,439
5,393,995
Savings deposits
1,391,142
1,318,062
1,251,394
1,205,602
1,174,685
Time deposits
1,798,187
1,843,836
1,656,813
1,581,525
1,530,273
Total deposits
12,901,101
12,670,393
12,118,387
12,056,192
12,126,750
Stockholders' equity
1,901,912
1,854,125
1,782,801
1,728,038
1,672,827
Book value per common share
56.65
55.28
53.49
51.94
50.32
Tangible book value per common share (non-GAAP)(1)
50.58
49.20
47.71
46.12
44.47
Balance Sheet Ratios:
Average loans to deposits
67.02 %
66.43 %
67.32 %
67.11 %
68.08 %
Average earning assets to total assets
92.84
93.00
93.00
92.97
93.10
Average stockholders' equity to average assets
12.60
12.33
12.38
12.14
12.00
Asset Quality Data:
Past due loans
$ 8,364
$ 8,115
$ 7,959
$ 7,515
$ 5,120
Nonaccrual loans (3)
62,178
61,130
57,266
49,878
56,371
Other real estate owned and repossessed assets
53,649
49,134
53,233
53,022
35,542
Nonaccrual loans to total loans
0.72 %
0.72 %
0.69 %
0.61 %
0.70 %
Allowance to total loans
1.23
1.22
1.20
1.19
1.24
Allowance to nonaccrual loans
169.40
170.62
173.77
194.45
178.20
Net charge-offs to average loans
0.02
0.02
0.02
0.05
0.01
Reconciliation of Tangible Book Value Per Common Share (non-GAAP)(2):
Stockholders' equity
$ 1,901,912
$ 1,854,125
$ 1,782,801
$ 1,728,038
$ 1,672,827
Less goodwill
183,388
182,739
182,263
182,263
182,263
Less intangible assets, net
20,382
21,357
10,548
11,410
12,272
Tangible stockholders' equity (non-GAAP)
$ 1,698,142
$ 1,650,029
$ 1,589,990
$ 1,534,365
$ 1,478,292
Common shares outstanding
33,575,976
33,539,032
33,329,247
33,272,131
33,241,564
Tangible book value per common share (non-GAAP)
$ 50.58
$ 49.20
$ 47.71
$ 46.12
$ 44.47
(1)
Refer to the "Reconciliation of Tangible Book Value per Common Share (non-GAAP)" Table.
(2)
Tangible book value per common share is stockholders' equity less goodwill and intangible assets, net, divided by common shares outstanding. This amount is a non-GAAP financial measure but has been included as it is considered to be a critical metric with which to analyze and evaluate the financial condition and capital strength of the Company. This measure should not be considered a substitute for operating results determined in accordance with GAAP.
(3)
Government Agencies guarantee approximately $10.8 million of nonaccrual loans at March 31, 2026.
BancFirst Corporation
Consolidated Average Balance Sheets
And Interest Margin Analysis
Taxable Equivalent Basis
(Dollars in thousands - Unaudited)
Three Months Ended
March 31, 2026
Interest
Average
Average
Income/
Yield/
Balance
Expense
Rate
ASSETS
Earning assets:
Loans
$ 8,550,328
$ 144,317
6.85
%
Securities – taxable
901,732
5,873
2.64
Securities – tax exempt
7,545
66
3.56
Interest bearing deposits with banks and FFS
4,392,801
40,082
3.70
Total earning assets
13,852,406
190,338
5.57
Nonearning assets:
Cash and due from banks
225,545
Interest receivable and other assets
947,400
Allowance for credit losses
(104,409)
Total nonearning assets
1,068,536
Total assets
$ 14,920,942
LIABILITIES AND STOCKHOLDERS' EQUITY
Interest bearing liabilities:
Money market and interest-bearing checking deposits
BancFirst (BANF - Free Report) came out with quarterly earnings of $1.85 per share, beating the Zacks Consensus Estimate of $1.77 per share. This compares to earnings of $1.67 per share a year ago. These figures are adjusted for non-recurring items.
This quarterly report represents an earnings surprise of +4.52%. A quarter ago, it was expected that this Oklahoma financial services holding company would post earnings of $1.78 per share when it actually produced earnings of $1.75, delivering a surprise of -1.69%.
Over the last four quarters, the company has surpassed consensus EPS estimates two times.
BancFirst, which belongs to the Zacks Banks - Southwest industry, posted revenues of $179 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 2.58%. This compares to year-ago revenues of $164.84 million. The company has topped consensus revenue estimates four times over the last four quarters.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
BancFirst shares have added about 6.5% since the beginning of the year versus the S&P 500's gain of 2.6%.
What's Next for BancFirst?While BancFirst has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
Ahead of this earnings release, the estimate revisions trend for BancFirst was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.71 on $175.3 million in revenues for the coming quarter and $7.14 on $707.9 million in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Southwest is currently in the top 22% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
GBank Financial Holdings Inc. (GBFH - Free Report) , another stock in the same industry, has yet to report results for the quarter ended March 2026.
This company is expected to post quarterly earnings of $0.50 per share in its upcoming report, which represents a year-over-year change of +61.3%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.
GBank Financial Holdings Inc.'s revenues are expected to be $21.6 million, up 24.4% from the year-ago quarter.
BancFirst Corporation (NASDAQ:BANF – Get Free Report) Director David Rainbolt sold 650 shares of the company’s stock in a transaction that occurred on Friday, April 24th. The shares were sold at an average price of $115.02, for a total value of $74,763.00. Following the completion of the transaction, the director directly owned 206,823 shares of the company’s stock, valued at $23,788,781.46. This trade represents a 0.31% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link.
BancFirst Stock Performance Shares of BANF opened at $113.53 on Monday. The stock has a 50 day moving average price of $111.05 and a 200 day moving average price of $111.65. The company has a quick ratio of 1.03, a current ratio of 1.03 and a debt-to-equity ratio of 0.05. The company has a market capitalization of $3.81 billion, a price-to-earnings ratio of 15.55 and a beta of 0.61. BancFirst Corporation has a 52-week low of $101.48 and a 52-week high of $138.77.
BancFirst (NASDAQ:BANF – Get Free Report) last announced its quarterly earnings results on Thursday, April 16th. The bank reported $1.85 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.77 by $0.08. The firm had revenue of $179.00 million during the quarter, compared to the consensus estimate of $177.19 million. BancFirst had a return on equity of 13.84% and a net margin of 31.71%.During the same period in the prior year, the company posted $1.66 earnings per share. Research analysts predict that BancFirst Corporation will post 7.36 EPS for the current fiscal year.
BancFirst Dividend Announcement The firm also recently declared a quarterly dividend, which was paid on Wednesday, April 15th. Investors of record on Tuesday, March 31st were issued a $0.49 dividend. This represents a $1.96 dividend on an annualized basis and a yield of 1.7%. The ex-dividend date of this dividend was Tuesday, March 31st. BancFirst’s dividend payout ratio is 26.85%.
Wall Street Analysts Forecast Growth BANF has been the subject of a number of research analyst reports. Weiss Ratings raised BancFirst from a “hold (c+)” rating to a “buy (b-)” rating in a report on Thursday, April 16th. Keefe, Bruyette & Woods increased their price objective on BancFirst from $120.00 to $123.00 and gave the company a “market perform” rating in a report on Friday, January 23rd. Finally, DA Davidson reissued a “neutral” rating and issued a $125.00 price objective on shares of BancFirst in a report on Monday, April 20th. One equities research analyst has rated the stock with a Buy rating and three have assigned a Hold rating to the company’s stock. Based on data from MarketBeat, the stock has a consensus rating of “Hold” and an average target price of $124.00.
View Our Latest Analysis on BANF
Institutional Investors Weigh In On BancFirst Large investors have recently modified their holdings of the company. Quarry LP boosted its holdings in shares of BancFirst by 531.4% in the third quarter. Quarry LP now owns 221 shares of the bank’s stock valued at $28,000 after acquiring an additional 186 shares during the period. Cullen Frost Bankers Inc. acquired a new stake in shares of BancFirst in the third quarter valued at approximately $35,000. Allworth Financial LP boosted its holdings in shares of BancFirst by 47.5% in the third quarter. Allworth Financial LP now owns 295 shares of the bank’s stock valued at $37,000 after acquiring an additional 95 shares during the period. Eagle Bay Advisors LLC acquired a new stake in shares of BancFirst in the fourth quarter valued at approximately $40,000. Finally, Kestra Advisory Services LLC acquired a new stake in shares of BancFirst in the fourth quarter valued at approximately $41,000. 51.72% of the stock is owned by institutional investors and hedge funds.
BancFirst Company Profile (Get Free Report)
BancFirst Corporation is a regional banking holding company based in Oklahoma City, Oklahoma. As the largest state‐chartered bank in Oklahoma, BancFirst offers a comprehensive suite of financial services to individuals, businesses and government entities. Its core business activities include commercial and consumer banking, mortgage lending, treasury management, equipment financing and electronic banking solutions.
The bank operates a network of more than 60 branches across Oklahoma, serving urban centers such as Oklahoma City and Tulsa, as well as rural communities throughout the state.
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The Finance group has plenty of great stocks, but investors should always be looking for companies that are outperforming their peers. BancFirst (BANF - Free Report) is a stock that can certainly grab the attention of many investors, but do its recent returns compare favorably to the sector as a whole? By taking a look at the stock's year-to-date performance in comparison to its Finance peers, we might be able to answer that question.
BancFirst is a member of our Finance group, which includes 833 different companies and currently sits at #3 in the Zacks Sector Rank. The Zacks Sector Rank gauges the strength of our 16 individual sector groups by measuring the average Zacks Rank of the individual stocks within the groups.
The Zacks Rank is a proven system that emphasizes earnings estimates and estimate revisions, highlighting a variety of stocks that are displaying the right characteristics to beat the market over the next one to three months. BancFirst is currently sporting a Zacks Rank of #2 (Buy).
The Zacks Consensus Estimate for BANF's full-year earnings has moved 3.4% higher within the past quarter. This shows that analyst sentiment has improved and the company's earnings outlook is stronger.
According to our latest data, BANF has moved about 1.7% on a year-to-date basis. Meanwhile, the Finance sector has returned an average of -0.3% on a year-to-date basis. This means that BancFirst is outperforming the sector as a whole this year.
Another stock in the Finance sector, Bar Harbor Bankshares (BHB - Free Report) , has outperformed the sector so far this year. The stock's year-to-date return is 10.2%.
In Bar Harbor Bankshares' case, the consensus EPS estimate for the current year increased 1.9% over the past three months. The stock currently has a Zacks Rank #2 (Buy).
To break things down more, BancFirst belongs to the Banks - Southwest industry, a group that includes 19 individual companies and currently sits at #74 in the Zacks Industry Rank. On average, stocks in this group have gained 3.3% this year, meaning that BANF is slightly underperforming its industry in terms of year-to-date returns.
On the other hand, Bar Harbor Bankshares belongs to the Banks - Northeast industry. This 69-stock industry is currently ranked #92. The industry has moved +7.9% year to date.
BancFirst and Bar Harbor Bankshares could continue their solid performance, so investors interested in Finance stocks should continue to pay close attention to these stocks.
Investors in BancFirst Corporation (BANF - Free Report) need to pay close attention to the stock based on moves in the options market lately. That is because the June 18, 2026 $65.00 Call had some of the highest implied volatility of all equity options today.
What is Implied Volatility?Implied volatility shows how much movement the market is expecting in the future. Options with high levels of implied volatility suggest that investors in the underlying stocks are expecting a big move in one direction or the other. It could also mean there is an event coming up soon that may cause a big rally or a huge sell-off. However, implied volatility is only one piece of the puzzle when putting together an options trading strategy.
What do the Analysts Think?Clearly, options traders are pricing in a big move for BancFirst shares, but what is the fundamental picture for the company? Currently, BancFirst is a Zacks Rank #2 (Buy) in the Banks - Southwest industry that ranks in the Top 30% of our Zacks Industry Rank. Over the last 60 days, one analyst has increased the earnings estimate for the current quarter, while none have dropped their estimates. The net effect has taken our Zacks Consensus Estimate for the current quarter from $1.71 per share to $1.82 in that period.
Given the way analysts feel about BancFirst right now, this huge implied volatility could mean there’s a trade developing. Oftentimes, options traders look for options with high levels of implied volatility to sell premium. This is a strategy many seasoned traders use because it captures decay. At expiration, the hope for these traders is that the underlying stock does not move as much as originally expected.
BancFirst (BANF - Free Report) could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 (Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.
The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.
The power of a changing earnings picture in determining near-term stock price movements makes the Zacks rating system highly useful for individual investors, since it can be difficult to make decisions based on rating upgrades by Wall Street analysts. These are mostly driven by subjective factors that are hard to see and measure in real time.
As such, the Zacks rating upgrade for BancFirst is essentially a positive comment on its earnings outlook that could have a favorable impact on its stock price.
Most Powerful Force Impacting Stock PricesThe change in a company's future earnings potential, as reflected in earnings estimate revisions, and the near-term price movement of its stock are proven to be strongly correlated. That's partly because of the influence of institutional investors that use earnings and earnings estimates for calculating the fair value of a company's shares. An increase or decrease in earnings estimates in their valuation models simply results in higher or lower fair value for a stock, and institutional investors typically buy or sell it. Their bulk investment action then leads to price movement for the stock.
Fundamentally speaking, rising earnings estimates and the consequent rating upgrade for BancFirst imply an improvement in the company's underlying business. Investors should show their appreciation for this improving business trend by pushing the stock higher.
Harnessing the Power of Earnings Estimate RevisionsAs empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock movements, tracking such revisions for making an investment decision could be truly rewarding. Here is where the tried-and-tested Zacks Rank stock-rating system plays an important role, as it effectively harnesses the power of earnings estimate revisions.
The Zacks Rank stock-rating system, which uses four factors related to earnings estimates to classify stocks into five groups, ranging from Zacks Rank #1 (Strong Buy) to Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record, with Zacks Rank #1 stocks generating an average annual return of +25% since 1988. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here >>>> .
Earnings Estimate Revisions for BancFirstFor the fiscal year ending December 2026, this Oklahoma financial services holding company is expected to earn $7.36 per share, which is unchanged compared with the year-ago reported number.
Analysts have been steadily raising their estimates for BancFirst. Over the past three months, the Zacks Consensus Estimate for the company has increased 3.4%.
Bottom LineUnlike the overly optimistic Wall Street analysts whose rating systems tend to be weighted toward favorable recommendations, the Zacks rating system maintains an equal proportion of "buy" and "sell" ratings for its entire universe of more than 4,000 stocks at any point in time. Irrespective of market conditions, only the top 5% of the Zacks-covered stocks get a "Strong Buy" rating and the next 15% get a "Buy" rating. So, the placement of a stock in the top 20% of the Zacks-covered stocks indicates its superior earnings estimate revision feature, making it a solid candidate for producing market-beating returns in the near term.
You can learn more about the Zacks Rank here >>>
The upgrade of BancFirst to a Zacks Rank #2 positions it in the top 20% of the Zacks-covered stocks in terms of estimate revisions, implying that the stock might move higher in the near term.
, /PRNewswire/ -- BancFirst Corporation (NASDAQ: BANF) today announced it has entered into an agreement to acquire Spirit BankCorp, Inc., an Oklahoma corporation and SpiritBank (Spirit), a privately held community bank headquartered in Tulsa, Oklahoma. Spirit has approximately $939.6 million in total assets, $618.4 million in loans, and $847.2 million in deposits. The transaction is expected to close in the fourth quarter of 2026, subject to regulatory approvals and customary closing conditions.
David Harlow, CEO of BancFirst Corporation, commented:
"Oklahoma is our home and we are excited to bring two outstanding communities, Bristow and Sapulpa, into our family. Expanding our Tulsa base is equally valuable."
Rick Harper, President & CEO of Spirit, added:
"We had choices for partners and chose BancFirst because they reflect our own customer and community commitment. This transaction will be a win-win for everyone."
Spirit will operate under its present name until it is merged into BancFirst. Customers will receive additional information in the coming months to ensure a seamless transition.
About BancFirst Corporation
BancFirst Corporation is an Oklahoma based financial services holding company with $15 billion in total assets as of 3/31/26. The Company conducts operating activities through its principal subsidiary bank, BancFirst, headquartered in Oklahoma City. BancFirst was ranked in the top 50 on Forbes' list of America's Best Banks of 2026 – the highest rated Oklahoma bank. The Company also owns 100% of BancFirst Insurance Services, an independent insurance agency. BancFirst Corporation is a publicly held company and is listed on the NASDAQ National Market System under the symbol BANF. More information can be found at www.bancfirst.bank.
