Ally Financial zvýšila čtvrtletní dividendu z 0,30 USD na 0,35 USD na akcii; zároveň vykázala zisk na akcii (EPS) ve výši 1,34 USD a tržby 2,35 miliardy USD, čímž překonala očekávání analytiků.
Ally Financial Inc. (NYSE:ALLY – Get Free Report) has been assigned a consensus rating of “Moderate Buy” from the seventeen research firms that are presently covering the company, Marketbeat Ratings reports. One research analyst has rated the stock with a sell rating, four have assigned a hold rating, eleven have assigned a buy rating and one has issued a strong buy rating on the company. The average 12 month target price among analysts that have updated their coverage on the stock in the last year is $50.00.
Several brokerages have issued reports on ALLY. Raymond James Financial cut their price target on Ally Financial from $55.00 to $52.00 and set a “strong-buy” rating on the stock in a report on Tuesday, October 6th. Zacks Research downgraded Ally Financial from a “hold” rating to a “strong sell” rating in a report on Tuesday, October 13th. The Goldman Sachs Group set a $45.00 price objective on Ally Financial in a report on Tuesday, October 6th. UBS Group lowered their target price on Ally Financial from $54.00 to $50.00 and set a “buy” rating on the stock in a research report on Monday, October 5th. Finally, Citigroup cut their target price on Ally Financial from $58.00 to $50.00 and set a “buy” rating on the stock in a report on Friday, September 25th.
Read Our Latest Stock Analysis on Ally Financial
Ally Financial Stock Performance Shares of ALLY opened at $38.04 on Wednesday. The company has a debt-to-equity ratio of 1.26, a current ratio of 0.92 and a quick ratio of 0.92. The stock has a 50-day moving average of $40.57 and a 200-day moving average of $42.68. The company has a market cap of $11.57 billion, a PE ratio of 8.97, a P/E/G ratio of 0.28 and a beta of 1.11. Ally Financial has a one year low of $35.92 and a one year high of $47.29. Ally Financial (NYSE:ALLY – Get Free Report) last issued its earnings results on Tuesday, October 20th. The financial services provider reported $1.34 EPS for the quarter, beating analysts’ consensus estimates of $1.33 by $0.01. Ally Financial had a return on equity of 11.75% and a net margin of 16.75%. The business had revenue of $2.35 billion during the quarter, compared to analyst estimates of $2.31 billion. During the same period in the previous year, the company posted $1.15 EPS. The firm’s revenue was up 6.1% compared to the same quarter last year. On average, equities research analysts predict that Ally Financial will post 5.00 EPS for the current fiscal year.
Ally Financial Increases Dividend The firm also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Shareholders of record on Monday, November 2nd will be paid a dividend of $0.35 per share. This is a boost from Ally Financial’s previous quarterly dividend of $0.30. The ex-dividend date is Monday, November 2nd. This represents a $1.40 dividend on an annualized basis and a yield of 3.7%. Ally Financial’s dividend payout ratio (DPR) is presently 28.30%.
Insider Buying and Selling In other Ally Financial news, insider Stephanie Richard sold 5,000 shares of the company’s stock in a transaction on Tuesday, August 4th. The shares were sold at an average price of $44.23, for a total transaction of $221,150.00. Following the transaction, the insider owned 88,927 shares in the company, valued at approximately $3,933,241.21. This represents a 5.32% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is accessible through this hyperlink. Company insiders own 0.46% of the company’s stock.
Institutional Inflows and Outflows Large investors have recently made changes to their positions in the business. Pension & Wealth Management Advisors Inc. purchased a new stake in shares of Ally Financial in the third quarter worth approximately $27,000. Daytona Street Capital LLC boosted its position in shares of Ally Financial by 1.2% during the third quarter. Daytona Street Capital LLC now owns 81,416 shares of the financial services provider’s stock valued at $3,085,000 after buying an additional 952 shares during the last quarter. Mather Group LLC. boosted its position in shares of Ally Financial by 54.4% during the third quarter. Mather Group LLC. now owns 1,192 shares of the financial services provider’s stock valued at $45,000 after buying an additional 420 shares during the last quarter. Fortitude Family Office LLC boosted its position in shares of Ally Financial by 640.1% during the third quarter. Fortitude Family Office LLC now owns 1,384 shares of the financial services provider’s stock valued at $52,000 after buying an additional 1,197 shares during the last quarter. Finally, Krilogy Financial LLC grew its holdings in Ally Financial by 14.0% during the third quarter. Krilogy Financial LLC now owns 7,325 shares of the financial services provider’s stock worth $278,000 after buying an additional 897 shares in the last quarter. 88.76% of the stock is owned by institutional investors.
More Ally Financial News Here are the key news stories impacting Ally Financial this week:
Positive Sentiment: Quarterly earnings and revenue exceeded expectations. Ally reported adjusted earnings of $1.34 per share, above consensus estimates of $1.32–$1.33 and up from $1.15 a year earlier. Revenue reached $2.35 billion, surpassing the $2.30 billion estimate and increasing 6.1% year over year. Ally Financial reports third quarter 2026 financial results Positive Sentiment: Ally raised its common-stock dividend. The board declared a quarterly dividend of $0.35 per share, payable November 16 to shareholders of record November 2. The payment is approximately 17% higher than the previous $0.30 dividend and implies an annualized yield of about 3.7%, supporting the stock’s income appeal. Ally Financial declares dividend Neutral Sentiment: Management discussed the quarter and outlook with analysts. The earnings call focused on third-quarter performance, operating trends and investor questions, providing additional context for the results and the company’s expectations. Ally Financial Q3 2026 earnings call transcript Negative Sentiment: Higher loan-loss provisions highlighted continuing credit pressure. The earnings beat came even as Ally increased its provision for loan losses, a sign that deteriorating borrower performance—particularly in auto lending—could pressure future profitability. Analysts had also flagged rising credit risks and recent downgrades ahead of the report. Ally Financial Q3 earnings, revenue beat even as provision for loan losses rises Ally Financial Company Profile (Get Free Report)
Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.
Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.
The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.
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Ally Financial (ALLY - Free Report) came out with quarterly earnings of $1.34 per share, beating the Zacks Consensus Estimate of $1.32 per share. This compares to earnings of $1.15 per share a year ago. These figures are adjusted for non-recurring items.
This quarterly report represents an earnings surprise of +1.52%. A quarter ago, it was expected that this auto finance company and bank would post earnings of $1.25 per share when it actually produced earnings of $1.21, delivering a surprise of -3.2%.
Over the last four quarters, the company has surpassed consensus EPS estimates three times.
Ally Financial, which belongs to the Zacks Financial - Consumer Loans industry, posted revenues of $2.33 billion for the quarter ended September 2026, surpassing the Zacks Consensus Estimate by 2.32%. This compares to year-ago revenues of $2.17 billion. The company has topped consensus revenue estimates two times over the last four quarters.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
Ally Financial shares have lost about 17% since the beginning of the year versus the S&P 500's gain of 12.4%.
What's Next for Ally Financial?While Ally Financial has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
Ahead of this earnings release, the estimate revisions trend for Ally Financial was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #5 (Strong Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.43 on $2.32 billion in revenues for the coming quarter and $5.00 on $8.9 billion in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Financial - Consumer Loans is currently in the bottom 27% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
Navient (NAVI - Free Report) , another stock in the same industry, has yet to report results for the quarter ended September 2026. The results are expected to be released on November 4.
This student loan servicing company is expected to post quarterly earnings of $0.16 per share in its upcoming report, which represents a year-over-year change of -44.8%. The consensus EPS estimate for the quarter has been revised 12.8% lower over the last 30 days to the current level.
Navient's revenues are expected to be $124.63 million, down 14.6% from the year-ago quarter.
, /PRNewswire/ -- The board of directors of Ally Financial Inc. (NYSE: ALLY) declared a quarterly cash dividend of $0.35 per share of the company's common stock, representing a 17% increase compared to the company's prior quarterly cash dividend. The dividend will be payable on November 16, 2026, to shareholders of record on November 2, 2026. Ally's board of directors has also declared quarterly dividend payments for the company's Series C and Series D preferred stock securities, payable on November 15, 2026.
A quarterly dividend payment was declared on Ally's 4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C, of approximately $11.8 million, or $11.75 per share, and is payable to shareholders of record as of October 31, 2026. Additionally, a dividend payment was declared on Ally's 7.100% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, of approximately $17.8 million, or $17.75 per share, and is payable to shareholders of record as of October 31, 2026.
About Ally Financial
Ally Financial Inc. (NYSE: ALLY) includes the nation's largest all-digital bank and an industry leading auto finance business, driven by a mission to "Do It Right" for its customers and communities. Ally is a U.S. financial holding company with $200 billion in assets and 9.6 million customers (June 30, 2026). Ally Bank, Member FDIC, offers online banking products, including high-yield savings and no hidden fee checking, and was the first major U.S. bank to eliminate overdraft fees. Ally also provides investing solutions through Ally Invest, including online brokerage, automated investing, IRAs and personal financial advice. As a leader in auto finance, Ally provides consumer and dealer financing, insurance, and vehicle remarketing services. Ally's seasoned corporate finance business provides capital to equity sponsors and middle-market companies. Visit ally.com.
Contacts:
Daniel Ignacio
Ally Investor Relations
704-444-5107
[email protected]
Peter Gilchrist
Ally Communications (Media)
704-644-6299
[email protected]
Analytici očekávají, že Ally Financial vykáže čtvrtletní zisk na akcii (EPS) ve výši 1,32 USD, což představuje meziroční nárůst o 14,8 %, při tržbách ve výši 2,28 mld. USD (+5,1 %).
Wall Street analysts expect Ally Financial (ALLY - Free Report) to post quarterly earnings of $1.32 per share in its upcoming report, which indicates a year-over-year increase of 14.8%. Revenues are expected to be $2.28 billion, up 5.1% from the year-ago quarter.
The current level reflects a downward revision of 5% in the consensus EPS estimate for the quarter over the past 30 days. This demonstrates how the analysts covering the stock have collectively reappraised their initial projections over this period.
Prior to a company's earnings announcement, it is crucial to consider revisions to earnings estimates. This serves as a significant indicator for predicting potential investor actions regarding the stock. Empirical research has consistently demonstrated a robust correlation between trends in earnings estimate revision and the short-term price performance of a stock.
While investors usually depend on consensus earnings and revenue estimates to assess the business performance for the quarter, delving into analysts' forecasts for certain key metrics often provides a more comprehensive understanding.
With that in mind, let's delve into the average projections of some Ally Financial metrics that are commonly tracked and projected by analysts on Wall Street.
According to the collective judgment of analysts, 'Total other revenue' should come in at $568.03 million. The estimate indicates a year-over-year change of -2.7%.
The average prediction of analysts places 'Insurance premiums and service revenue earned' at $373.73 million. The estimate indicates a year-over-year change of +3.5%.
Based on the collective assessment of analysts, 'Net financing revenue' should arrive at $1.71 billion. The estimate indicates a change of +7.8% from the prior-year quarter.
The consensus among analysts is that 'Net Financing Revenue (excluding Core OID)' will reach $1.74 billion. The estimate suggests a change of +8.5% year over year.
The collective assessment of analysts points to an estimated 'Net interest margin (as reported)' of 3.6%. Compared to the current estimate, the company reported 3.5% in the same quarter of the previous year.
The combined assessment of analysts suggests that 'Book value per share' will likely reach $44.92 . Compared to the present estimate, the company reported $41.56 in the same quarter last year.
Analysts forecast 'Total interest-earning assets (Average Balances)' to reach $190.31 billion. The estimate is in contrast to the year-ago figure of $178.73 billion.
The consensus estimate for 'Efficiency Ratio' stands at 53.2%. The estimate compares to the year-ago value of 57.2%.
Analysts predict that the 'Non-performing loans (NPLs)' will reach $1.11 billion. Compared to the current estimate, the company reported $1.35 billion in the same quarter of the previous year.
View all Key Company Metrics for Ally Financial here>>>
Shares of Ally Financial have demonstrated returns of -8.9% over the past month compared to the Zacks S&P 500 composite's +1.4% change. With a Zacks Rank #5 (Strong Sell), ALLY is expected to lag the overall market performance in the near future. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>> .
Ally Financial očekává za čtvrtletí EPS ve výši 1,34 USD, což představuje meziroční nárůst o 16,5 %, a výnosy ve výši 2,29 miliardy USD, meziročně o 5,6 % více.
Ally Financial (ALLY - Free Report) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended September 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.
The earnings report, which is expected to be released on October 20, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower.
While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise.
Zacks Consensus EstimateThis auto finance company and bank is expected to post quarterly earnings of $1.34 per share in its upcoming report, which represents a year-over-year change of +16.5%.
Revenues are expected to be $2.29 billion, up 5.6% from the year-ago quarter.
Estimate Revisions TrendThe consensus EPS estimate for the quarter has been revised 4.1% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.
Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts.
Price, Consensus and EPS Surprise
Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core.
The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.
Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.
A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.
Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).
How Have the Numbers Shaped Up for Ally Financial?For Ally Financial, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -1.50%.
On the other hand, the stock currently carries a Zacks Rank of #4.
So, this combination makes it difficult to conclusively predict that Ally Financial will beat the consensus EPS estimate.
Does Earnings Surprise History Hold Any Clue?While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.
For the last reported quarter, it was expected that Ally Financial would post earnings of $1.25 per share when it actually produced earnings of $1.21, delivering a surprise of -3.20%.
Over the last four quarters, the company has beaten consensus EPS estimates three times.
Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.
That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.
Ally Financial doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.
Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.
Ally Financial ve 2. čtvrtletí vykázala zisk na akcii 1,21 USD, což bylo pod odhadem 1,25 USD. Tržby 2,29 miliardy USD naopak překonaly očekávání o 3,44 %.
Ally Financial (ALLY - Free Report) came out with quarterly earnings of $1.21 per share, missing the Zacks Consensus Estimate of $1.25 per share. This compares to earnings of $0.99 per share a year ago. These figures are adjusted for non-recurring items.
This quarterly report represents an earnings surprise of -3.20%. A quarter ago, it was expected that this auto finance company and bank would post earnings of $0.93 per share when it actually produced earnings of $1.11, delivering a surprise of +19.35%.
Over the last four quarters, the company has surpassed consensus EPS estimates three times.
Ally Financial, which belongs to the Zacks Financial - Consumer Loans industry, posted revenues of $2.29 billion for the quarter ended June 2026, surpassing the Zacks Consensus Estimate by 3.44%. This compares to year-ago revenues of $2.08 billion. The company has topped consensus revenue estimates two times over the last four quarters.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
Ally Financial shares have added about 0.5% since the beginning of the year versus the S&P 500's gain of 8.7%.
What's Next for Ally Financial?While Ally Financial has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
Ahead of this earnings release, the estimate revisions trend for Ally Financial was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.46 on $2.3 billion in revenues for the coming quarter and $5.32 on $8.84 billion in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Financial - Consumer Loans is currently in the bottom 35% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
One other stock from the same industry, Navient (NAVI - Free Report) , is yet to report results for the quarter ended June 2026. The results are expected to be released on August 6.
This student loan servicing company is expected to post quarterly earnings of $0.19 per share in its upcoming report, which represents a year-over-year change of -9.5%. The consensus EPS estimate for the quarter has been revised 18.2% lower over the last 30 days to the current level.
Navient's revenues are expected to be $129.07 million, down 1.5% from the year-ago quarter.
Ally Financial oznámila hospodářské výsledky za 2. čtvrtletí 2026. Firma zároveň uvedla, že spravuje aktiva v objemu 200 miliard USD a má 9,6 milionu zákazníků.
, /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) today reported its second quarter 2026 results. View full press release in PDF.
The news release, presentation and financial supplement can be accessed in the following ways:
Ally Financial Press Room at https://media.ally.com Ally Financial Investor Relations website at https://ally.com/about/investor/ Ally will host a conference call at 9 a.m. ET to review the company's performance. The call will include a review of the results, followed by a question and answer session.
Conference Call Information: Conference call participation is available via webcast or dial-in. The webcast will be live on Ally's Investor Relations website in the Events & Presentations section (https://www.ally.com/about/investor/events-presentations/index.html).
To join the conference via dial-in, please pre-register via the following link at least 15 minutes before the call begins: https://register-conf.media-server.com/register/BIe8c04604b04f45b8bfc92dc71d60682f. Upon registration, you will be provided with the conference dial-in number as well as a unique registrant ID.
A replay of the call will be available via webcast on the Ally Investor Relations website.
About Ally Financial
Ally Financial Inc. (NYSE: ALLY) includes the nation's largest all-digital bank and auto finance business, driven by a mission to "Do It Right" for its customers and communities. Ally is a U.S. financial holding company with $200 billion in assets and 9.6 million customers (June 30, 2026). Ally Bank, Member FDIC, offers online banking products, including high-yield savings and no hidden fee checking, and was the first major U.S. bank to eliminate overdraft fees. Ally also provides investing solutions through Ally Invest, including online brokerage, automated investing, IRAs and personal advice. As a leader in auto finance, Ally provides consumer and dealer financing, insurance, and vehicle remarketing services. Ally's seasoned corporate finance business provides capital to equity sponsors and middle-market companies. Visit ally.com.
Contacts:
Sean Leary
Ally Investor Relations
704-444-4830
[email protected]
Peter Gilchrist
Ally Communications (Media)
704-644-6299
[email protected]
, /PRNewswire/ -- The board of directors of Ally Financial Inc. (NYSE: ALLY) declared a quarterly cash dividend of $0.30 per share of the company's common stock, payable on August 14, 2026, to shareholders of record on July 31, 2026, as well as quarterly dividend payments for the company's Series C and Series D preferred stock securities, payable on August 15, 2026.
A quarterly dividend payment was declared on Ally's 4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C, of approximately $11.8 million, or $11.75 per share, and is payable to shareholders of record as of July 31, 2026. Additionally, a dividend payment was declared on Ally's 7.100% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, of approximately $20.5 million, or $20.51 per share, and is payable to shareholders of record as of July 31, 2026.
About Ally Financial
Ally Financial Inc. (NYSE: ALLY) includes the nation's largest all-digital bank and auto finance business, driven by a mission to "Do It Right" for its customers and communities. Ally is a U.S. financial holding company with $197 billion in assets and 9.5 million customers (March 31, 2026). Ally Bank, Member FDIC, offers online banking products, including high-yield savings and no hidden fee checking, and was the first major U.S. bank to eliminate overdraft fees. Ally also provides investing solutions through Ally Invest, including online brokerage, automated investing, IRAs and personal advice. As a leader in auto finance, Ally provides consumer and dealer financing, insurance, and vehicle remarketing services. Ally's seasoned corporate finance business provides capital to equity sponsors and middle-market companies. Visit ally.com.
Contacts:
Sean Leary
Ally Investor Relations
704-444-4830
[email protected]
Peter Gilchrist
Ally Communications (Media)
704-644-6299
[email protected]
Ally Financial čeká za 2. čtvrtletí zisk 1,23 USD na akcii a výnosy 2,22 miliardy USD, oba údaje nad loňskem. Akcie v pátek klesly o 2,5 % na 45,64 USD.
Ally Financial Inc. (NYSE:ALLY) will release its second quarter earnings report before the opening bell on Tuesday, July 21.
Analysts expect the Detroit, Michigan-based company to report quarterly earnings of $1.23 per share, up from 99 cents per share in the year-ago period. The consensus estimate for Ally Financial’s quarterly revenue is $2.22 billion. It reported $2.08 billion last year, according to Benzinga Pro.
On July 13, Ally Financial named Mark Mathewson as chief information and data officer.
Shares of Ally Financial fell 2.5% to close at $45.64 on Friday.
Benzinga readers can access the latest analyst ratings on the Analyst Stock Ratings page. Readers can sort by stock ticker, company name, analyst firm, rating change or other variables.
Let’s have a look at how Benzinga’s most-accurate analysts have rated the company in the recent period.
Considering buying ALLY stock? Here’s what analysts think:
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Wall Street čeká, že Ally Financial oznámí za čtvrtletí zisk 1,27 USD na akcii, meziročně o 28,3 % více, při výnosech 2,23 miliardy USD. Firma reportuje 21. července.
Wall Street expects a year-over-year increase in earnings on higher revenues when Ally Financial (ALLY - Free Report) reports results for the quarter ended June 2026. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.
The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 21. On the other hand, if they miss, the stock may move lower.
While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise.
Zacks Consensus EstimateThis auto finance company and bank is expected to post quarterly earnings of $1.27 per share in its upcoming report, which represents a year-over-year change of +28.3%.
Revenues are expected to be $2.23 billion, up 6.9% from the year-ago quarter.
Estimate Revisions TrendThe consensus EPS estimate for the quarter has been revised 0.55% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.
Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts.
Price, Consensus and EPS Surprise
Earnings WhisperEstimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core.
The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.
Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.
A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.
Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).
How Have the Numbers Shaped Up for Ally Financial?For Ally Financial, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -2.41%.
On the other hand, the stock currently carries a Zacks Rank of #3.
So, this combination makes it difficult to conclusively predict that Ally Financial will beat the consensus EPS estimate.
Does Earnings Surprise History Hold Any Clue?Analysts often consider to what extent a company has been able to match consensus estimates in the past while calculating their estimates for its future earnings. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.
For the last reported quarter, it was expected that Ally Financial would post earnings of $0.93 per share when it actually produced earnings of $1.11, delivering a surprise of +19.35%.
Over the last four quarters, the company has beaten consensus EPS estimates four times.
Bottom LineAn earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.
That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.
Ally Financial doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.
Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.
Ally Financial v 1. čtvrtletí zvýšila čistý finanční výnos o 8 % na 1,6 miliardy USD a zisk činil 291 milionů USD, zatímco čistá úroková marže vzrostla na 3,5 %. Firma čeká další zlepšení, protože v roce 2026 jí splatí 18 miliard USD v CD s výnosem kolem 4 %.
Investors looking for a cheap stock with significant upside potential may want to consider Ally Financial (ALLY +1.42%). Ally is one of just a few dozen stocks in the Berkshire Hathaway portfolio, added several years ago by former CEO Warren Buffett. That says a lot right there.
Ally is also one of the first fully online banks, with its origins as General Motors' auto financing arm. While it is a full-service online bank, it is one of the largest auto loan lenders, and that segment of its business is the largest.
The stock has sputtered this year -- it's down 2.7% year to date and up about 9% over the past year. But it has a solid track record, averaging about 10.7% returns over the past 10 years.
But there are some strong reasons why Ally stock should be headed higher over the next year or so.
Image source: Getty Images.
Ally is seeing solid margin improvement Ally launched its "Focused. Forward" strategic plan in 2025, and the results of this effort to reduce complexity, refocus on core strengths, and enhance expense and capital discipline have started to pay off.
In the first quarter, Ally increased net financing revenue by 8% to $1.6 bilion and lowered noninterest expenses by 24%. That resulted in net income of $291 million, or $0.93 per share, up from a net loss of $253 million in Q1 of 2025.
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Further, its net interest margin (NIM) rose 17 basis points year over year to 3.5%. And management expects that to widen over the rest of the fiscal year. In its first-quarter guidance, Ally targeted a NIM of 3.6% to 3.7%, which would mark significant year-over-year growth from Q1.
This is due to several factors, including expense reduction and anticipated revenue gains. Ally had a record 4.4 million auto loan applications in Q1 and was selective, with originations of $11.5 billion, up 13% year over year. This resulted in improved credit quality, as net charge-off rates dropped year over year in Q1, and management expects them to move lower at the midpoint in 2026.
An underlying tailwind for Ally has been a boost in the average loan yield to 9.27%, up from 9.11% in the same quarter a year ago. Auto loan originations generated a robust 9.6% yield.
Looking forward, Ally should benefit from $18 billion in CDs maturing in 2026, management said on the Q1 earnings call. Those CDs carry a weighted average yield of close to 4%. So with deposit rates lower, Ally should be able to replace those higher-yield CDs with new, lower-rate funding.
In addition to this momentum, Ally stock is currently dirt cheap, trading at just 11 times earnings and 8 times forward earnings. That clearly makes it a good buy right now.
