Algorand 31. srpna zpracoval za 24 hodin přes 584 000 transakcí, což byl nejrušnější den sítě za předchozích sedm dní. Aktivita na chainu letos dál roste.
Algorand Hits Weekly Transaction PeakThe Algorand network recorded a localized surge in activity on August 31, processing over 584,000 transactions in a single 24-hour window, according to @AlgoFoundation. The figure represents the busiest day on the network within the prior seven-day period, pointing to a meaningful short-term uptick in on-chain demand for the $ALGO-powered layer-1 blockchain.
While a single-day reading does not on its own signal a structural shift, it sits against a backdrop of steadily rising cumulative activity. Total transactions on the network rose to 3.64 billion as of June 2026, with node participation increasing by nearly 3% month-over-month. The network has added users and validators at a consistent pace throughout the year, and daily spikes of this kind tend to reflect bursts of activity tied to specific applications or ecosystem events.
Broader Activity Trends Support the MomentumThe single-day figure is consistent with a wider pattern of growing engagement on Algorand in 2026. USDC transacted volume on the network rose by more than 72% month-over-month to approximately $751 million in June, the highest monthly level recorded in the first half of 2026. Algorand also reported 1.8 million new smart contract deployments in a recent quarter, a 25.7% increase.
Builder activity has been a consistent contributor to on-chain volume. Builder activity saw a sharp recovery in May, with contracts deployed rising 47% and new asset creation more than tripling from April. Algorand's real-world asset ecosystem processed more than 23.2 million tokenized asset transactions during the second quarter, underscoring that the network's growth is tied to actual usage rather than speculation.
On the regulatory front, the network has also gained a clearer footing in the United States. In March and April 2026, both the Securities and Exchange Commission and the Commodity Futures Trading Commission jointly categorized $ALGO as a digital commodity. This official recognition removed significant compliance hurdles that had previously kept many large investors on the sidelines.
The August 31 transaction spike adds another data point to what has been a year of building momentum for the Algorand network, even as token price has lagged behind on-chain fundamentals.
Sources:
Algorand Foundation: June 2026 Algo Insights Report
Crypto Briefing: Algorand Sees 1.8M New Contract Deployments
Cryptonomist: Algorand Price Rally and Institutional Milestone
Algorand Foundation spustila AC2, otevřený protokol pro AI agenty, který umožňuje schvalovat podpisy ve vlastní peněžence bez předání privátních klíčů. Protokol je blockchain-agnostický.
AI agents are increasingly asked to make payments, sign code and manage digital operations, yet the channels they use offer no cryptographic identity and force users to hand over their private keys. The Algorand Foundation is trying to close that gap with AC2, an open protocol announced Aug. 25, according to a release from the foundation.
How AC2 works AC2, short for Agentic Communication and Control Protocol, establishes a direct, end-to-end encrypted WebRTC connection between a user’s wallet and an AI agent. When an agent needs to perform a signing operation, such as a payment, a git commit or an API authorization, it sends a request that the user reviews and approves in their own wallet, and the signature is delegated back. The private key never leaves the user’s control.
The protocol is designed to support a broad range of agentic workflows: a coding agent can draft code and ask the developer to approve the final signature, an assistant can route payment details to a wallet for approval, and a shopping agent can construct a mandate defining what it is authorized to buy and at what price.
The design choices The specification uses DIDComm v2.0 message formats, passkey authentication through Liquid Auth built on FIDO2 and WebAuthn, and supports real-time voice and text streaming as well as signing delegation. It requires no central message relay and no blockchain to operate, and the reference implementation is available on GitHub alongside an open-source wallet proof-of-concept and an OpenClaw plugin for testing.
“The answer is you don’t hand them the keys, you approve each use of them,” said Marc Vanlerberghe, the foundation’s chief strategy and marketing officer, describing how AC2 grants AI agents authority without the ability to act against a user’s interests.
Where it fits The launch builds on Algorand’s recent security-focused upgrades and lands as how exchanges are opening trading to AI agents becomes a live question across the industry. The foundation cautioned that the release contains forward-looking statements and that the protocol remains subject to change as it seeks design partners. The protocol is blockchain-agnostic, so wallets and agents across networks could adopt it rather than being tied to Algorand.
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Entrepreneur and freelance writer based in Nakuru, Kenya. I cover cryptocurrency, the Blockchain technology, and financial topics. It’s my joy to transform the simplest phrases in a way they reach a reader’s heart to help them discover how crypto is disrupting the world as we have known it. I believe in transforming the world, one word at a time.
Algorand 5.0 přidává nativní podporu postkvantových podpisů pro transakce, počínaje Falcon-1024. Součástí jsou i nová, bezpečnější rozhraní pro podepisování v SDK.
The Algorand protocol engineering team has been cooking up a feast lately, and the Algorand 5.0 upgrade brings a wide variety of new capabilities and raises many of the protocol’s long-standing limits. In this four-part series, we’ll explore some of the most important ones through an extended metaphor using the core components of cooking: salt, fat, acid, and heat. Rather than cooking tasty food, though, we’re enhancing the flavor of the applications that can be built on Algorand.
Part 1 of the series (Salt) is below; stay tuned for parts 2-4 in the coming days. Part 1: Salt - Cryptographic capabilities Post-Quantum Signatures The single biggest addition to Algorand in this 5.0 upgrade is a framework enabling native post-quantum (PQ) signature schemes for transactions, beginning with the addition of Falcon-1024.
While it has been possible since late 2025 to create LogicSig smart contract accounts that will only authorize transactions after verifying a Falcon signature, the way this was achieved required combining multiple transactions together, which impeded DeFi composability with protocols that require using several transaction slots in the atomic group for their own calls. Smart contract accounts are also not the typical approach preferred by most Algorand wallets.
A better approach is to add first-class support for transactions to carry post-quantum signatures, and that’s what we’ve added now:
The new pqsig framework is a transaction signature envelope that allows arbitrary schemes to be added to the protocol in the future. Here we can indicate the scheme being used, and the first one we support is Falcon-1024, a lattice-based scheme that is suitable for long-lived accounts. In the future, support for additional schemes will be explored. Falcon-512 is already on Algorand’s roadmap as a variant of Falcon with smaller public key and signature sizes that can be suitable in situations where lightness is useful, and security requirements are somewhat less demanding.
Salt to taste Note that this signature object includes slt, an important salt value that is used to ensure that the Algorand address derived from a PQ public key does not correspond to a valid point on Curve Ed25519. If a PQ account address does not lie on the curve, then there is simply no corresponding Ed25519 private key that could ever be found by an attacker with a quantum computer. As a result, PQ accounts can only ever spend by signing with their PQ key.
Generally speaking, the Algorand technical community will consider the canonical salt to be the lowest value that results in an address that is off of Curve Ed25519. This will be the default approach used in our SDKs when handling accounts, in the algod REST API when submitting transactions, and in other tooling.
That said, the protocol itself will not enforce this canonical salting approach, and signatures will verify successfully even if a different salt has been used by a wallet to generate an account.
Astute readers will notice that the salt is only one byte, which provides 256 tries with roughly 50-50 odds each to find a point that isn’t on the Edwards curve. The probability of using all of those tries and failing to find a good address is extremely small, and if that should occur, a new PQ keypair should be generated.
Crypto-agile signing interfaces Alongside this protocol upgrade, we have introduced upgrades in our SDKs around handling and signing for Algorand accounts. This includes support for PQ signature schemes, support for hierarchical-deterministic (HD) accounts, support for integrating with key management systems (KMS), and more secure secret handling.
Throughout the libraries, you will find flexible interfaces for signing transactions that can be wired up to any signer, with the default approach being that this signing occurs somewhere secure rather than handling raw key material directly in the library.
The goal is to make it easier for developers to build secure, production-ready applications and avoid building infrastructure or even helper scripts that involve the use of secrets in cleartext that can fall victim to malware attacks against servers and developer machines.
These new interfaces also open the door to supporting more signature schemes in the future without requiring developers to update their SDK code to leverage new and different approaches to signing transactions.
Stay tuned for Part 2 in this series: “Fat: Fatter apps and transactions,” coming later this week. What do you want to build on Algorand 5.0? Join our Discord server to meet other developers building PQ solutions, fat apps, box families, and more.
Disclaimer: The content provided in this blog is for informational and educational purposes only. The information is provided by the Algorand Foundation and while we strive to keep it accurate and current, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the blog or the information contained in it for any purpose. Nothing in this blog is legal, financial, tax, or investment advice, nor an endorsement, guarantee, or investment recommendation. Technical descriptions are provided as of the date of publication and may change. Any statements about future plans, features, integrations, protocol or consensus upgrades, fees, or timelines are forward-looking and subject to change, including subject to community adoption, and are not commitments. You should conduct your own research and consult a qualified professional before acting on any information here; any reliance you place on it is strictly at your own risk. All third-party names and trademarks are the property of their respective owners, and their mention does not imply affiliation or endorsement.
Quantum-resilient accounts, smarter fees, and bigger smart contracts
Algorand v5.0.0 is now live on mainnet. It Is the largest protocol upgrade since staking rewards in January 2025. Quantum resilient accounts land natively for the first time. The network adopts a usage-based fee model as a first step toward a clearer path for long-term sustainability. And developers get a serious upgrade to what they can build, from bigger smart contracts to new cross-app capabilities.
Here's everything that's new:
Quantum-resilient accounts, now native
With v5.0.0, post-quantum accounts are now a native part of the Algorand protocol.
Almost all of today's crypto security relies on math that's currently unbreakable by any computer that is available today. Quantum computers, once powerful enough, could someday change that, and security researchers have long warned about "harvest now, decrypt later," the risk that encrypted data is being recorded today to crack later. That's why long term integrity matters now.
This isn't the Algorand protocol's first move on quantum security. In 2022, State Proofs signed using FALCON, a post-quantum signature scheme, were deployed to mainnet, , years before most blockchains started planning migrations. Those proofs already protect the chain's entire historical record by anchoring the chain's entire history back to genesis with quantum-resilient signatures.
In 2025, the first quantum-resilient transaction on the Algorand network was sent on mainnet. Then, in June 2026, Algorand Foundation published its post-quantum roadmap mapping out the next stages. Native Falcon-1024 accounts, arriving in this release, are a direct product of that roadmap, not a first step.
That first roadmap deliverable is now live, bringing native support for Falcon-1024 accounts.
You can now create an account protected by a quantum-resilient signature, built directly into the protocol.
Previously, this kind of protection required an extra layer of custom logic attached to your account. Now it's just how an account can work. Simple, native, built in.
These addresses are also built so a traditional classical key isn't a valid match for them, keeping them cleanly separated from today's account scheme.
Algorand Foundation is committed to continuous improvement and adaptation to emerging technologies. However, no system is ever completely future-proof, and neither the Algorand protocol nor Algorand Foundation is claiming otherwise. Other parts of the protocol are still migrating over time. Users should stay informed about ongoing developments and updates.
Why this matters for the network's future
Making post-quantum accounts native didn't happen in isolation. It was made possible by a bigger shift in this release: the network now charges fees based on what a transaction actually needs, not a flat rate for everyone. Quantum-resilient signatures are cheaper to verify than a standard signature, but they take up significantly more space in a block, and that added block space is what the extra fee accounts for. This approach aims to price the difference more fairly, which has enabled native support for quantum-resilient accounts.
This is also the first step toward a more sustainable, self-supporting network long term, part of the thinking being considered in the upcoming King Safety paper.
Here's how it works:
Transactions using more network resources, larger data, or heavier computations carry a higher fee.
Those fees flow into a shared pool that pays the people running the nodes that keep the network running.
More usage means more support for the infrastructure the whole network depends on.
Importantly, this isn't a fee hike for everyone. Everyday activity, simple payments, and basic transfers, stay exactly as affordable as they’ve always been. The network is pricing the specific things that actually cost more to process, not raising the bar for everyone else.
And now, for the builders
That same shift toward paying for what you actually use is also what makes a whole set of new developer capabilities possible in this release.
Until now, some of these upgrades simply weren't practical to offer, because there was no fair way to price them. Now there is.
Developers building on Algorand get a genuinely bigger toolkit with this release:
Bigger, more capable apps. The size limit on smart contracts has doubled. Developers can now build more sophisticated applications without hitting a wall, and existing apps can grow in place, without the painful process of rebuilding from scratch.
Apps that can share information with each other. Box storage, an app's dedicated data storage, was previously locked away, invisible to every other app. Other states, like global and local, have always been visible to other apps. Now, developers can choose to open that up, letting apps read from, or even collaborate with, other trusted apps. Think of it as apps being able to talk to each other in ways they simply couldn't before.
New tools for cutting-edge cryptography. This release adds support for hashing techniques that are especially well-suited to zero-knowledge proofs, a technology that lets you prove something is true without revealing the underlying data. It's a growing corner of the crypto world, and the Algorand protocol is now even better equipped for developers building in that space.
An early look at future network health signals. The upgrade also introduces a new way to measure how busy the network is at any given moment. It doesn't affect anything yet – think of it as a preview – but lays the groundwork for smarter systems down the road.
The bigger picture
The Algorand v5.0.0 upgrade is really one story told in three parts:
Accounts built to outlast the threats of tomorrow
a fee model built to sustain the network for the long run
and a developer toolkit built for what comes next
Taken together, these reinforce that Algorand isn't just reacting to what's coming – we’re ready for it.
This post describes planned work on the Algorand protocol. Any forward-looking statements are subject to change.
Disclaimer: The content provided in this blog is for informational and educational purposes only. The information is provided by the Algorand Foundation and while we strive to keep it accurate and current, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the blog or the information contained in it for any purpose. Nothing in this blog is legal, financial, tax, or investment advice, nor an endorsement, guarantee, or investment recommendation. Technical descriptions are provided as of the date of publication and may change. Any statements about future plans, features, integrations, protocol or consensus upgrades, fees, or timelines are forward-looking and subject to change, including subject to community adoption, and are not commitments. You should conduct your own research and consult a qualified professional before acting on any information here; any reliance you place on it is strictly at your own risk. All third-party names and trademarks are the property of their respective owners, and their mention does not imply affiliation or endorsement.
Algorand vydal go-algorand v5.0.0, který přímo do protokolu přidává postkvantové zabezpečení účtů. O aktivaci upgradu nyní rozhodnou hlasováním provozovatelé uzlů.
@Algorand has shipped go-algorand v5.0.0, a consensus upgrade release that embeds post-quantum account security directly into the protocol rather than layering it on top via workarounds.
Node Runners Decide What Happens NextThe release now moves to a governance step: node runners will vote on whether to activate the consensus upgrade. If the vote passes, accounts will be able to use Falcon-1024 signatures at addresses that no Ed25519 key could ever control, drawing a clean cryptographic boundary between legacy and quantum-resistant accounts.
That added security comes with trade-offs. Falcon-1024 transactions cost three times the standard minimum fee, and the signatures cannot be batch verified, meaning each one must be checked individually. Developers and users choosing post-quantum accounts should factor both costs into their workflows.
The v5.0.0 release also brings support for larger app sizes and AVM v13 , with the smart contract size limit doubling to 16,384 bytes. Crucially, live applications can grow into that expanded limit without being redeployed, which removes a significant operational burden for teams running production contracts.
Part of a Broader Quantum-Resistance Push The first post-quantum transaction hit Algorand's mainnet on November 3, 2025, using Falcon signatures. Since then, over 140,000 such transactions have been processed. The v5.0.0 upgrade represents the next logical step: moving from Falcon accounts backed by LogicSignatures to native protocol-level support.
The Q3 2026 protocol release introduces network-level support for multiple concurrent signature schemes, a foundational step toward cryptographic agility, while continuing to support traditional Ed25519 accounts alongside the new Falcon-1024 scheme.
In June 2026, Algorand announced a roadmap targeting broad quantum resilience by the end of 2027, covering native post-quantum accounts, post-quantum multisig for institutions and treasuries, and research into post-quantum-resilient VRF and signatures for consensus messaging.
Algorand Foundation a Flow Traders oznámily partnerství, které přináší ALGO 24/7 institucionální likviditu. Flow Traders ji zpřístupní prostřednictvím své globální exekuční infrastruktury.
The partnership delivers 24/7 liquidity to ALGO for institutional counterparties
, /PRNewswire/ -- Algorand Foundation and Flow Traders, a leading global liquidity provider, today announced a partnership to deepen institutional liquidity across the Algorand blockchain. As part of this collaboration, Flow Traders will provide liquidity to support institutional participation in the Algorand ecosystem and make ALGO available to institutional counterparties through its global execution infrastructure, with execution available via FIX, OMS/EMS, ECNs, or high-touch OTC, and settlement in fiat or stablecoins through established workflows.
"This partnership means Algorand's infrastructure now benefits from Flow Traders' continuous, institutional-grade liquidity," said Amar Odedra, Chief Commercial Officer at the Algorand Foundation. "As Algorand's real-world asset ecosystem grows, deep, reliable liquidity in ALGO gives institutional counterparties the confidence to engage with the network at scale."
"We look forward to making ALGO available to institutional counterparties through our global execution infrastructure," said Michael Lie, Global Head of Digital Assets at Flow Traders. "Deep and reliable liquidity is essential to supporting institutional participation in digital asset markets. By expanding our coverage to ALGO, we are improving access to the Algorand ecosystem as it continues to grow across payments, tokenized assets and other on-chain use cases."
Flow Traders brings two decades of ETF expertise to digital assets, operating at the intersection of traditional finance and on-chain infrastructure. As institutional participation in digital asset markets grows, the Algorand Foundation and Flow Traders are committed to expanding liquidity coverage across the Algorand ecosystem.
The Algorand blockchain supports an established RWA ecosystem spanning real estate, commodities, private credit, and stablecoins, with institutional participants including Lofty, Enel, Aberdeen, and Meld. In Q2 2026, the network recorded 23.2 million RWA transactions across 1.2 million monthly active addresses, with $1.61 billion in USDC transacted volume.
About Algorand
Algorand is a public layer-1 blockchain built for financial empowerment. Algorand offers tools to move money across borders, issue and manage assets, verify identity, and develop services that rely on dependable performance and instant settlement. Developers and organizations use Algorand to create practical tools for payments, identity, asset tokenization, public records, and other financial services. Algorand's all-in-one blockchain infrastructure powers financial apps that are easy to build, simple to use, and unlock economic opportunity for users.
Today, the Algorand ecosystem spans startups, developers, governments, and global partners building real-world financial and digital asset solutions. With Algorand, you decide where your money lives, how it moves, and who can access it. To learn more and join the financial empowerment movement, visit algorand.co.
About Flow Traders
Flow Traders is a leading global ETF and digital asset liquidity provider, on a mission to become the liquidity provider of choice in a 24/7 global financial ecosystem. Founded in 2004, Flow Traders has built on its heritage in European equity ETFs to provide liquidity across more than 25,000 products in ETFs, equities, fixed income, commodities, FX and digital assets, on over 150 venues globally. With more than EUR 7 trillion in annual value traded and over 1,600 active counterparties, Flow Traders plays a central role in ensuring markets remain resilient and transparent. The Company is investing in frontier technologies to drive innovation across traditional and digital asset markets. Operating from eight offices across Europe, the Americas and Asia, Flow Traders brings together over 600 professionals representing more than 60 nationalities.
Disclaimer: This press release is provided for informational purposes only. The information is provided by the Algorand Foundation and, while we strive to keep it accurate and current, we make no representations or warranties of any kind, express or implied, as to its completeness, accuracy, reliability, or suitability for any purpose. Nothing in this release constitutes legal, financial, tax, or investment advice, nor an endorsement, guarantee, or investment recommendation. References to third parties, including any organizations, agencies, products, or platforms, are for informational purposes only and do not imply any endorsement, affiliation, or partnership beyond what is expressly stated. All third-party names and trademarks are the property of their respective owners. Operational figures reflect information available as of the date of this release and may be subject to revision. Any statements regarding future plans, integrations, deployments, or timelines are forward-looking and subject to change. The Algorand Foundation undertakes no obligation to update these statements except as required.
Integrace x402 na Algorandu už přinesla přes 160 000 transakcí a objem přes 110 000 USD prostřednictvím GoPlausible. Algorand Foundation k tomu spustila Global x402 Challenge pro vývojáře na mainnetu.
@Algorand's x402 integration is generating real on-chain activity, with more than 160,000 transactions and over $110,000 in volume settled through the GoPlausible facilitator. The numbers underscore growing developer interest in the pay-per-request standard, which was originally built for Base but is now finding a foothold on Algorand.
What is x402 and why does Algorand fit? x402 is an open protocol that embeds payment logic directly into HTTP requests. Originally developed by Coinbase, it enables AI agents and services to transact per call without API keys or billing infrastructure. Algorand's low fees, instant finality, and deterministic execution model allow HTTP payment requests to pair with on-chain settlement without breaking synchronous request-response patterns, making x402 practical not just as a concept but as an internet-native payment mechanism that can operate at scale.
Built by Coinbase around the HTTP 402 status code, the x402 protocol enables users to pay for resources via API without registration, emails, OAuth, or complex signatures, with Algorand support provided by the Algorand Foundation and GoPlausible.
Global x402 Challenge: what is at stake The Algorand Foundation launched the Global x402 Challenge, a five-month competition for developers building x402-powered, pay-per-request API services on Algorand mainnet. The top five finalists share $100,000 USD, with an additional 500,000 ALGO split across the top 20 endpoints on the leaderboard.
To enter, developers must deploy a paid x402 endpoint on Algorand Mainnet. Usage is tracked automatically via the GoPlausible facilitator on a public leaderboard, and the top 50 qualify for 10 finalist spots who will present live, in-person or virtually, at Devcon 8 India. Registration closes at 11:45 p.m. Eastern Standard Time on September 1, 2026.
The @AlgoFoundation is also hosting a Reddit AMA on the competition this Thursday, August 6, giving developers a direct line to the team behind the challenge. The competition follows a busy run of builder events: the Algorand Builders Berlin: Agentic Commerce x402 Hackathon in June drew more than 100 builders for a 36-hour sprint, with winning projects ranging from an agentic trust layer for regulated finance to a peer-to-peer energy market where an EV agent settles solar power purchases in real time.
Projects will be evaluated on real usage, use case quality, technical execution, and long-term potential. For builders still exploring ideas, the Algorand developer pages outline use cases including paid data access, autonomous agent tooling, and usage-based billing across microservices.
Sources
Algorand Foundation: Global x402 Challenge official page
Crypto Reporter: Algorand Foundation Launches Global x402 Challenge
Algorand Blog: x402, Unlocking the Agentic Commerce Era
Organizace CGAP spojená se Světovou bankou uvedla, že stablecoiny na sítích Stellar a Algorand pomáhají v humanitární pomoci. Jako příklady zmínila Súdán, Ukrajinu a Afghánistán.
A recent report from CGAP, a think tank associated with the World Bank, has turned the spotlight onto the use of stablecoins in international humanitarian aid. The report, frequently discussed by prominent crypto commentator All In Crypto, features real-world cases where Stellar- and Algorand-based platforms facilitate digital cash transfers in challenging regions.
Stablecoins in humanitarian relief effortsCGAP’s research investigates whether stablecoins can assist non-profit organizations in moving money across borders, particularly when traditional correspondent banks are slow, costly, or outright inaccessible. The analysis identifies a range of technical and regulatory barriers, including high transaction fees, lack of transparency in foreign exchange rates, delays of several days in payments, and the withdrawal of banks from jurisdictions labeled high-risk.
The report notes that stablecoins transact on blockchain networks, with the choice of network directly affecting costs, speed, and service availability. Stellar is highlighted as a blockchain supporting USDC, while both Stellar and Algorand are specifically identified as preferred low-fee networks in humanitarian cash transfer programs.
Field cases: Stellar and Algorand in actionIn Sudan, the Norwegian Refugee Council used KoalaPay, a digital payments platform, to distribute USDC—a major dollar-pegged stablecoin—to local partners handling aid disbursement. According to All In Crypto’s summary, KoalaPay runs on both Stellar and Base networks, with local organizations converting USDC into Sudanese pounds before transferring money to aid recipients.
A separate Ukraine initiative, launched in December 2022, relied on Stellar’s Aid Assist platform, MoneyGram, and self-managed digital wallets. This program delivered $4.6 million to more than 2,500 households during its first two years of operation.
CGAP described how, in Ukraine, digital stablecoin payments on Stellar and integration with major remittance networks enabled fast, traceable transactions to recipients in a highly volatile market.
Meanwhile, Algorand features in the Afghanistan-based case managed by Mercy Corps and HesabPay, a platform that sent a stablecoin denominated in afghani, the local currency, to users’ wallets. HesabPay allows recipients to receive digital funds directly, even in environments with limited banking infrastructure.
Mini dictionary: CGAP (Consultative Group to Assist the Poor) is a global partnership housed at the World Bank, focused on advancing financial inclusion in developing economies by researching digital financial services and innovative technologies.
CountryPlatformBlockchain UtilizedStablecoinImplementation PartnerReported ImpactSudanKoalaPayStellar, BaseUSDCNorwegian Refugee CouncilFunds converted to Sudanese pounds, distributed to local recipientsUkraineAid Assist, MoneyGramStellarUSDC (via wallets)Multiple partners$4.6M to 2,500 householdsAfghanistanHesabPayAlgorandAfghani-denominated stablecoinMercy CorpsDirect-to-recipient stablecoin aid deliveryChallenges remain for digital aid solutionsWhile CGAP affirms that stablecoins can enhance traceability and expand market access for cross-border aid, the report cautions that familiar hurdles remain. Currency exchange, cash withdrawal, and compliance all present continued challenges, even when on-chain transaction costs are negligible. The expense and availability of off-ramps—services that allow recipients to convert digital assets into local currency—still pose operational difficulties.
Another warning from CGAP is that direct-to-recipient models could shift foreign exchange risk, withdrawal fees, and digital literacy requirements to aid recipients. These risks are particularly significant for vulnerable populations in regions with limited access to merchant networks or digital infrastructure.
CGAP emphasizes that while blockchain-based transfers may cut transaction fees, practical access and inclusion barriers can persist in fragile environments where alternatives are scarce.
Stellar is an open-source blockchain designed for fast, low-cost cross-border payments and is widely used by financial institutions and non-profits for currency transfers. Algorand, launched in 2019, offers high-speed and scalable decentralized finance solutions and operates with a unique pure proof-of-stake protocol.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Coinbaseův Quantum Advisory Council označil Aptos a Algorand za sítě nejlépe připravené na éru po kvantových počítačích. U Aptosu vyzdvihl hlavně crypto-agility a možnost změnit podpisové schéma v jedné transakci.
On April 21, 2026, Coinbase’s Quantum Advisory Council released a position paper naming Aptos and Algorand as the two blockchain networks best positioned to handle the cryptographic challenges that quantum computers will eventually bring. Its advisory group includes Scott Aaronson from UT Austin and Dan Boneh from Stanford University, two of the most cited names in cryptography and quantum computing research.
What makes Aptos different here Most networks today secure wallets using elliptic curve cryptography. A sufficiently powerful quantum computer could, in theory, reverse-engineer private keys from public ones.
Aptos was built with this transition in mind from day one. Launched in 2022, it runs on the Move programming language and uses a modular cryptographic infrastructure. If Aptos needs to swap out its signature scheme, it can do that in a single transaction without asking users to create new accounts or move their assets anywhere.
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The Coinbase council’s paper specifically highlighted this crypto-agility as Aptos’s central advantage. Crypto-agility means a system’s ability to swap cryptographic primitives without disrupting the broader network.
In December 2025, the network proposed integrating SLH-DSA, a post-quantum signature scheme that has been formally standardized by the National Institute of Standards and Technology.
Algorand’s approach and why the council cited both Algorand earned its spot in the paper through a different but complementary set of choices. The network has implemented Falcon signatures within its State Proofs, and it offers native key rotation as a built-in feature. Falcon is a lattice-based cryptographic scheme, which is one of the algorithm families that NIST has identified as resistant to quantum attacks.
Researchers from the Ethereum Foundation were also listed among the advisory council’s contributors.
What this means for the market The council’s paper is explicit that immediate threats are not imminent. The point is about preparation time horizons, specifically that the window between “quantum computers become theoretically capable” and “quantum computers become practically deployable” may be shorter than the time required to retrofit major blockchain networks.
Being named in a paper co-authored by cryptographers from Stanford and UT Austin, distributed under Coinbase’s advisory brand, is a different category of validation than a marketing announcement or a partnership press release.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Algorand za poslední čtvrtletí zaznamenal více než 1,8 milionu nových nasazení chytrých kontraktů, což znamená růst aktivity o 25,7 %. Aktivita vývojářů roste, i když cena ALGO zůstává kolem 0,08 USD.
Algorand quietly racked up over 1.8 million new smart contract deployments in the past quarter, a 25.7% increase in activity that puts the Layer 1 blockchain in a peculiar position. Developer interest is clearly climbing. The token price, not so much.
The contract deployment surge, tracked by Token Terminal, represents a meaningful acceleration for a network that many crypto observers had written off during the bear market doldrums. For context, Algorand’s January 2026 Algo Insights Report showed 808,000 smart contracts deployed at that point, marking a 31.5% increase at the time.
The numbers behind the builder boom On-chain asset creation on Algorand surged 239% month-over-month, according to the Algorand Foundation’s own evaluation. Contract deployments specifically grew 47% in a recent monthly period.
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The most tangible proof point might be Lofty AI, a real estate tokenization platform built on Algorand. As of early July 2026, Lofty crossed $100 million in total value locked. That’s capital flowing into tokenized real-world assets.
Active wallet growth and transaction volumes have also increased alongside the contract deployment numbers.
The quantum play The Algorand Foundation published a formal roadmap for post-quantum cryptography in June 2026, setting a target of comprehensive quantum resistance by the end of 2027. The initiative builds on work that started back in 2022.
The price disconnect investors should watch ALGO currently trades around $0.08. The disconnect between on-chain activity and token price isn’t unique to Algorand, but the gap here is particularly stark given that contract deployments more than doubled since January, asset creation exploded by 239%, a major DApp hit $100M in TVL, and the foundation is executing on a multi-year quantum security roadmap.
Algorand’s tokenomics have faced criticism over the years regarding early investor unlocks and foundation distributions, which may be suppressing price appreciation even as fundamentals improve. The real-world asset tokenization angle gives Algorand a differentiated narrative, with Lofty AI’s $100M TVL milestone as concrete evidence. Ethereum, Avalanche, and Polygon are all aggressively courting the RWA sector.
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Algorand zveřejnil plán přechodu na kvantově odolnou infrastrukturu: nativní postkvantové účty má spustit ve 3. čtvrtletí 2026 a plné odolnosti chce dosáhnout do konce roku 2027.
@Algorand has given the clearest timeline yet for its shift to quantum-resistant infrastructure, laying out a staged roadmap that runs from mid-2026 through to the protocol's consensus layer.
What the roadmap covers The Algorand Foundation plans to introduce post-quantum accounts, multisignature wallets, and staking support starting in 2026, before expanding protections to core protocol components. According to the Foundation's published roadmap, native post-quantum accounts are targeted for the Q3 2026 protocol release, with quantum-safe multisig and Falcon-512 support due by year-end. The consensus layer upgrade is slated to follow in a later phase.
The Foundation said its roadmap builds on work it began in 2022, with the goal of achieving broad quantum resilience by the end of 2027. It expects to reach that milestone before NIST retires certain legacy cryptographic standards, and three years ahead of a timeline set by the U.S. National Security Agency for national security systems.
Securing the consensus layer is the hardest step, as it requires research into a post-quantum replacement for the Verifiable Random Function at the heart of Algorand's Pure Proof-of-Stake protocol. The Foundation has been open about this gap, framing it as a multi-year research and engineering challenge rather than a near-term fix.
Google's endorsement and what Algorand has already shipped In March 2026, Google Quantum AI published a whitepaper showing that future quantum computers may break elliptic curve cryptography with fewer resources than previously thought, and cited Algorand among blockchains that have deployed post-quantum cryptography in practice. The paper established that the threshold for breaking blockchain signatures is roughly 20 times lower than prior estimates, adding urgency to migration timelines across the industry. It described Algorand as "an example of real-world deployment of PQC on an otherwise quantum-vulnerable blockchain."
Algorand chose Falcon, a lattice-based scheme, because it guarantees post-quantum security while remaining aligned with the network's design principles around performance and decentralization. Algorand executed its first PQC-secured transaction in 2025. It has since deployed post-quantum Falcon digital signatures for smart transactions and state proofs, which are cryptographic attestations of blockchain state used for cross-chain integrations. Algorand notes that migrating live blockchain infrastructure to post-quantum cryptography will take years and must begin well before "Q-Day."
Sources
Algorand Foundation: Post-Quantum Technology Overview
Algorand Foundation: Google Quantum AI Whitepaper Cites Algorand
CoinDesk: Algorand Unveils Roadmap for Post-Quantum Security by End-2027
