Güney Kore’nin en büyük kripto para borsalarından Upbit, yeni bir altcoin listelemesini daha duyurdu. Borsa tarafından yapılan resmi açıklamaya göre Morpho (MORPHO), 25 Temmuz itibarıyla Kore Wonu (KRW) işlem çiftiyle alım satıma açılacak. Güney Kore pazarına doğrudan erişim sağlayacak bu listelemenin, MORPHO’nun likiditesini artırması ve daha geniş bir yatırımcı kitlesine ulaşmasına katkı sağlaması bekleniyor. Duyurunun ardından tokene yönelik ilgi hızla artarken, yatırımcılar hem işlem hacmindeki değişimi hem de fiyat hareketlerini yakından takip etmeye başladı.
Upbit, MORPHO’yu KRW Pazarında Listeleyecek Upbit’in yayımladığı duyuruya göre MORPHO, 25 Temmuz saat 12.00 (TSI) itibarıyla KRW işlem çifti ile alım satıma açılacak. Güney Kore merkezli borsa, yeni listelemelerde olduğu gibi MORPHO için de belirli güvenlik prosedürlerinin uygulanacağını ve işlemlerin ağ doğrulamalarının tamamlanmasının ardından başlayacağını belirtti. Upbit’te gerçekleştirilen listelemeler, platformun yüksek işlem hacmi nedeniyle çoğu zaman ilgili altcoinlerde volatilitenin artmasına neden olabiliyor.
Morpho Nedir? Morpho, Ethereum ağı üzerine inşa edilmiş bir merkeziyetsiz finans (DeFi) protokolüdür. Ana hedefi, kullanıcıların daha optimize faiz oranlarıyla borç alma ve borç verme işlemlerini gerçekleştirmesini sağlamaktır. Protokol, özellikle Aave ve Compound gibi popüler DeFi protokolleri üzerinde çalışan bir optimizasyon katmanı olarak tasarlanmıştır. Platform, merkeziyetsiz bir kredi ve borç protokolüdür. Kullanıcılar, ERC-20 ve ERC-4626 token’larını teminat göstererek kredi alabilir veya borç verebilir. Morpho’nun benzersiz özelliği, “permissionless market creation” (izin gerektirmeyen pazar oluşturma) özelliğidir. Bu, kullanıcıların kendi risk ve faiz modellerini oluşturarak izole edilmiş pazarlar yaratmalarına olanak tanır.
İlginizi Çekebilir: Morpho Nedir?
Listeleme Sonrası Fiyat Hızla Yükseldi Upbit’in listeleme duyurusunun ardından MORPHO piyasasında alım ilgisi belirgin şekilde arttı. Açıklamanın ardından token fiyatı kısa sürede güçlü bir yükseliş kaydederek günün en dikkat çeken altcoin performanslarından birini sergiledi. Artan işlem hacmiyle birlikte yatırımcıların listeleme haberine olumlu tepki verdiği görülürken, Güney Kore pazarından gelebilecek yeni likidite beklentisi fiyat hareketini destekleyen başlıca unsurlar arasında yer aldı. Kripto para piyasasında Upbit gibi yüksek hacimli borsaların listeleme kararları, ilgili varlıklarda kısa vadeli fiyat artışlarını sıkça tetikleyebiliyor.
Kripto para piyasasında borsa listelemeleri genellikle fiyat üzerinde olumlu etki yaratsa da, kısa vadede sert dalgalanmalar görülebiliyor. Listeleme öncesinde yaşanan yükselişlerin ardından bazı yatırımcıların kar satışına yönelmesi, fiyatın hızlı şekilde geri çekilmesine neden olabiliyor. Bu nedenle uzmanlar, MORPHO işlemi yapmayı planlayan yatırımcıların listeleme sırasında oluşabilecek yüksek volatiliteyi göz önünde bulundurmaları ve risk yönetimine dikkat etmeleri gerektiğini belirtiyor.
Değerlendirme Upbit’in MORPHO’yu KRW işlem çiftiyle listeleyeceğini açıklaması, proje için önemli bir gelişme olarak öne çıkıyor. Güney Kore pazarına doğrudan erişim sağlayacak olan listeleme, tokenin işlem hacmini ve görünürlüğünü artırabilir. Ancak geçmiş listelemelerde görüldüğü gibi, yatırımcıların kısa vadeli fiyat dalgalanmalarına karşı temkinli hareket etmeleri önem taşıyor.
Son dakika kripto para haberleri için hemen tıkla
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Changxin's pre-IPO price drops to $6, corresponding to an RMB share price of 40.62 yuan on its first day of listing.
According to Hyperinsight’s monitoring, the Pre-IPO contract price of CXMT (Changxin Memory Technologies, whose listed entity is Changxin Technology) on Hyperliquid has fallen to $6, with a more than 5.7% drop in 24 hours. The corresponding RMB share price stands at 40.62 yuan. Calculated based on the post-issue total share count of 66.881 billion shares, the on-chain implied market capitalization is approximately $400 billion, equivalent to around 2.7 trillion yuan. At this valuation, the subscription cost per lot of 500 shares for retail investors who win the online application is 4,330 yuan. The estimated market value of 500 shares on the first day of listing is 20,310 yuan, translating to a profit of roughly 16,000 yuan per lot.
36 minutes ago
The latest draft of the CLARITY Act includes an incentive clause for white hat hackers, proposing to offer rewards to individuals who identify security vulnerabilities.
The latest draft of the U.S. Senate’s Cryptocurrency Market Structure Act (the CLARITY Act) includes provisions encouraging white hat hackers to responsibly disclose cybersecurity vulnerabilities, proposing to authorize rewards for individuals who identify and report such flaws to bolster protection for digital asset infrastructure before they are maliciously exploited. The provision incorporates the views of former CFTC Chairman J. Christopher Giancarlo, a long-time advocate for digital asset innovation.
36 minutes ago
US tech giants have cut nearly 140,000 jobs this year, with the four leading players' AI capital expenditure totaling $725 billion.
According to statistics from the Financial Times in partnership with Challenger, Gray & Christmas, U.S. tech industry layoffs since 2026 have accounted for more than one-third of all announced layoffs nationwide. Amazon, Oracle, Meta and Microsoft alone have cut nearly 50,000 jobs, roughly 6% of their total workforce. In sharp contrast, Amazon, Alphabet, Meta and Microsoft are projected to invest a combined $725 billion in AI infrastructure such as data centers this year. After laying off staff in March, Oracle’s total headcount dropped by 21,000 for the full year; this month, S&P downgraded its credit rating, citing weak cash flow and uncertain AI returns. Microsoft cut 4,800 jobs this month, mainly in its Xbox gaming division, essentially a full reset of its $75 billion acquisition of Activision Blizzard three years ago. The narrative that "AI causes layoffs" is met with skepticism in academic circles. Enrico Moretti, an economics professor at the University of California, Berkeley, notes that AI-related layoffs are more of an excuse for management to correct over-hiring during the pandemic. "Claiming AI-driven efficiency gains is easier than admitting to over-hiring back then," he said. Market pricing also contradicts this narrative: within 30 trading days of announcing layoffs, companies that attributed cuts to AI saw their stock prices underperform the Nasdaq by nearly 10%, while companies laying off for other reasons lagged by only around 4%. Amazon and Microsoft have explicitly stated that AI adoption is not a decisive factor in their layoffs. In contrast to the tech giants’ non-core business contractions, AI-native startups like Anthropic and OpenAI are still rapidly expanding their workforce, driving fast growth in AI sector employment. "What is being cut is merely all other non-core business segments."
36 minutes ago
Layer1 project Vanar will begin migrating its infrastructure to Base next Tuesday.
Layer 1 blockchain project Vanar announced that its infrastructure migration to Base will kick off next Tuesday. Users currently staking VANRY must first unstake, wait for the cooldown period to elapse before claiming their tokens. Earlier, Vanar stated that existing VANRY token holders can complete the migration at a 1:1 ratio, with their holding amounts remaining unchanged. Additionally, VANRY’s total supply will rise from 2.4 billion to 10 billion tokens, approximately 62% of which will stay locked during the migration. Once the migration is complete, staking for Vanarchain validators will be halted.
36 minutes ago
2035年数据中心将占美国电力消耗的约20%，成为下一个AI瓶颈
U.S. data center power demand is projected to surge by 253% from 2026 levels, reaching a record 194 gigawatts by 2035 — with 1 gigawatt roughly matching the capacity of a traditional nuclear reactor. Currently, data centers consume 6% of the U.S.’s annual electricity; that share is estimated to climb to around 12% by 2030, and will account for roughly 20% of total U.S. electricity consumption by 2035. Most of the growth in U.S. power demand is concentrated in a handful of grid regions, such as the PJM Interconnection, which serves Washington, D.C. and 13 states including Virginia, Pennsylvania and Ohio. Power will be the next AI bottleneck.
36 minutes ago
Robinhood Chain's 24-hour network fee revenue reached $350,000, ranking fourth among all blockchains.
According to DeFiLlama data, Robinhood EVM Chain generated $350,000 in 24-hour network fee revenue, ranking fourth among all blockchains, trailing only Canton, Tron, and Solana. Launched on July 1, the Robinhood EVM Chain has seen its total value locked (TVL) quickly rise to $315 million. Though originally designed for on-chain stocks and ETFs, it has emerged as a major hub for meme coin activity.
VanEck Head of Digital Assets Research Matthew Sigel believes the next crypto bull market will be driven not by meme coins or speculative trading, but by the convergence of blockchain technology and traditional finance.
• Robinhood Markets stock is under selling pressure. What’s driving HOOD stock lower?
HYPE, HOOD Early LeadersHe added that Hyperliquid is on pace to generate $800 million in annualized revenue while using 99% of protocol revenue to repurchase HYPE tokens, reducing circulating supply.
Despite the crypto downturn, Hyperliquid has climbed roughly 146% this year. Sigel said the token could still double in value while remaining reasonably valued.
Robinhood’s recently launched Layer-2 blockchain is one of the strongest examples of financial convergence. Within two weeks of launch, Robinhood Chain reportedly attracted more than $300 million in deposits while processing roughly 3.6 million daily transactions.
Although much of the early activity involved meme coins rather than equities, he believes the underlying infrastructure has already demonstrated meaningful adoption.
Winners In The Next CycleSigel said crypto is beginning to show signs of forming a market bottom.
Since July 1, Bitcoin has gained roughly 9% while the Nasdaq-100 has declined about 6%, spot ETF flows have turned positive and market sentiment has improved.
The second category includes established financial companies aggressively adopting blockchain infrastructure rather than limiting themselves to pilot programs.
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Aave v4 has officially entered the big leagues, hitting a new milestone with $300 million in deposits across Ethereum and Avalanche as of mid-July 2026. This surge underscores the protocol’s accelerating adoption and market appeal in a competitive DeFi landscape.
The Details For those keeping score at home, the $300 million in deposits is complemented by $100 million in active loans, demonstrating robust user engagement and capital flow. This deposit base has ballooned by 50% over the past month alone—a clear indication that the rollout strategy following Aave v4’s Ethereum launch is paying off.
After initially setting up shop on Ethereum’s mainnet on March 30, 2026, Aave expanded its reach by crossing over to Avalanche on July 15, 2026. The protocol’s move into Avalanche territory marks a deliberate effort to tap into a broader DeFi ecosystem, aligning with Aave’s longstanding multi-chain strategy.
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Background Aave, originally known for pioneering decentralized finance lending, has been on a relentless path of innovation. The v4 upgrade isn’t merely an incremental change; it’s a reimagining of what a lending protocol can be. With features like the Reinvestment Module and hub-and-spoke architecture, this latest version aims to enhance capital efficiency and user experience.
This commitment to innovation is embodied in the activity seen beyond financial metrics. Developer engagement, a key indicator of a protocol’s health, has surged. From May to July 2026, the number of core developers grew from around 10 to 15, mirroring the uptick in GitHub output and pointing to an increasingly vibrant development community.
What This Means for Investors For investors with a keen eye on DeFi, Aave v4’s performance could signify larger shifts underway. The nearly 8% rise in the AAVE token price, from $88 to $96, post-announcement, suggests market participants are buying into the platform’s promise. It signals a vote of confidence in Aave’s capability to not only advance technologically but also sustain momentum in the DeFi space.
Moreover, Aave is doubling down on its multi-chain integration strategy. This move could attract projects focused on tokenized real-world assets, a burgeoning aspect of the DeFi arena that could lead to an influx of liquidity. Given the current trajectory, Aave might soon find itself at the epicenter of transformative developments in decentralized finance.
As Aave continues to harness its robust feature set and attract developer talent, traders should keep a close watch on its developments. The platform’s trajectory could lead to increased transaction volumes and smart contract deployments, translating into impactful market trends and investment opportunities.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Not financial or tax advice. PANews content is strictly educational and informational and is not investment advice, financial advice, tax advice, legal advice, or a solicitation to buy or sell any digital asset, security, or financial product. Do your own research and consult qualified advisers.
Disclosure. PANews may publish sponsored content, partner content, advertisements, affiliate links, event promotions, and market commentary involving Web3 projects, service providers, or financial products. PANews personnel, contributors, or affiliates may hold digital assets or other interests related to covered topics. See our Terms of Service.
US Senator Cynthia Lummis: In the coming days, she will continue to push for a bipartisan agreement on the CLARITY Act to enact it into law.
US Senator Cynthia Lummis released a statement thanking her Democratic colleagues for their key contributions to the new draft of the CLARITY Act, and pledged to continue pushing for an agreement in the coming days to get the bill enacted into law. Lummis noted that consumer protection and supporting innovation are not mutually exclusive, adding that the draft demonstrates both goals can be achieved simultaneously. Earlier reports indicated that Senate Republicans unveiled the new version of the CLARITY Act following a briefing call with industry stakeholders. The revised text proposes to ban officials including the U.S. president, vice president, members of Congress, federal judges, and their spouses from receiving compensation via issuing or sponsoring digital assets while in office; the relevant provisions will remain in effect until January 20, 2029. Restricted officials must also sell their crypto assets and investments in crypto-related firms, or place them in blind trusts over which they have no control; sales of crypto assets exceeding $1,000 are required to be disclosed.
2 hours ago
The CLARITY Act adds, for the first time, provisions restricting the president and government officials from profiting through crypto assets.
According to CNBC, the new CLARITY Act under consideration by the U.S. Senate would ban the president and other federal officials from issuing or sponsoring cryptocurrencies and other digital assets. Republican lawmakers updated the bill’s text on Wednesday, adding for the first time provisions restricting the president from profiting from crypto assets, with the rules applying to both the president and other federal officials. The CLARITY Act is designed to be the U.S.’s first comprehensive piece of legislation regulating the digital asset market, and remains pending in the Senate.
2 hours ago
The revised CLARITY Act has been officially released, prohibiting the president and government officials from issuing or sponsoring crypto assets for profit.
Crypto journalist Eleanor Terrett reported that U.S. Senate Republicans have released a revised version of the CLARITY Act following a briefing call with industry stakeholders. The ethics framework in the revised bill was developed by the White House in consultation with Republican Senators Cynthia Lummis and Bernie Moreno, and has not yet secured Democratic backing. The new text would bar U.S. officials—including the president, vice president, members of Congress, federal judges—and their spouses from earning compensation during their terms via issuing or sponsoring digital assets; these provisions are set to expire on January 20, 2029. Covered officials must sell their crypto assets and investments in crypto firms, or place them in blind trusts over which they have no control, with sales of crypto assets exceeding $1,000 requiring disclosure. The U.S. Department of Justice would be granted civil enforcement authority for ethics violations, including prosecuting trading platforms that knowingly operate banned tokens. However, Democrats oppose granting the DOJ sole enforcement power without extending authority to state attorneys general, and the relevant provisions could still be adjusted in the coming days. The revised bill retains the BRCA and Keep Your Coins Act, clarifying that non-custodial software developers and blockchain infrastructure providers will not be classified as money transmitters solely for maintaining decentralized networks, while safeguarding individuals’ right to self-custody of crypto assets. Stablecoin provisions remain unchanged: interest on idle payment stablecoin balances is banned, but rewards tied to actual activities like trading or staking are permitted.
2 hours ago
Report: Crypto industry contributes $55 billion to U.S. economy, directly employs 34,000 people
The US National Cryptocurrency Association released a report stating that the US crypto industry directly employs 34,000 people; when including jobs supported by supplier industries and consumer spending of related workers, total employment in the sector is roughly 232,000. The report projects that by 2026, the industry will contribute over $55 billion to US GDP, with around $31 billion flowing to workers as labor income. Of the 232,000 supported jobs, approximately 75,000 come from supplier industries, and another 123,000 are driven by household spending of related employees. These figures are based on multiplier effects from input-output models and do not represent direct hires by crypto firms. Among the 34,000 direct roles, software, blockchain, and data engineering positions are the most numerous, at about 10,100. Regionally, California and New York support 57,649 and 53,766 jobs respectively, totaling over 111,000; Texas accounts for roughly 26,536 jobs. The 12 US heartland states defined in the report collectively support around 17,000 jobs. The report was commissioned and funded by the National Cryptocurrency Association, with analysis conducted by Pragmatic Policy Group. Its estimates are based on the US Bureau of Economic Analysis’ 2024 input-output tables and $23.22 billion in crypto industry revenue data, with model assumptions incorporated into occupational structure and industry mapping.
2 hours ago
The development company behind Pump.fun is hiring a Growth Marketing Lead, offering a base annual salary of up to $1 million.
Baton Corporation, the developer behind Pump.fun, is hiring a Head of Growth Marketing, with a base annual salary of $400,000 to $1,000,000 plus performance-based incentives. Pump.fun founder Alon noted that the platform has grown to become one of the largest in the crypto industry with almost no paid marketing. The company’s next goal is to transition Pump.fun from a crypto-native product to the mainstream market, targeting an application with hundreds of millions of users. The role requires candidates to have hands-on experience in consumer app growth, a proven track record managing multi-million dollar marketing budgets, and familiarity with strategies including digital advertising, user-generated content (UGC), and short-form video clips.
2 hours ago
灰度：若美联储不再加息，比特币或已触底
Zach Pandl, head of research at Grayscale, wrote in a post that the market currently holds two main views on when Bitcoin’s bear market will end: one is adherence to the "four-year cycle" theory, and the other is viewing Bitcoin as a mature asset driven by macroeconomic factors. The "four-year cycle" theory holds that halving events remain the core driver of Bitcoin’s price cycles. Historically, Bitcoin has typically bottomed roughly one year after a cycle peak and about 2.5 years after a halving, with an average cumulative drawdown of around 80%. Based on this pattern, Bitcoin could still decline further in the current cycle and form a bottom in September or October. The other view argues that Bitcoin’s price will, like other major assets, be more influenced by economic growth, real interest rates, and changes in Federal Reserve policy going forward. Past Bitcoin bear markets have typically coincided with slowing economic growth or rising real interest rates, and this current downturn has unfolded against a backdrop of rising rate hike expectations and climbing real interest rates. Pandl noted he leans more toward the macro-driven view. If the Fed stops raising interest rates and economic growth remains stable, Bitcoin’s price may have already bottomed.
Strata Markets, the DeFi protocol that slices yield strategies into risk tranches, has rolled out a new allocation strategy built around Lido Finance’s EarnUSD. The setup uses fixed-yield principal tokens on Strata’s senior tranche, loops them through Aave via Twyne, and opens up higher caps for users looking to park more capital.
How the EarnUSD strategy actually works The protocol operates a risk-tranching system that splits investment strategies into two buckets. Senior tranches, labeled srUSDe, are designed for investors who want lower risk and more predictable returns. Junior tranches absorb losses first, acting as a buffer — if something goes sideways, junior tranche holders take the hit before senior tranche holders feel anything.
The new EarnUSD strategy lives on the senior side. It allocates fixed-yield principal tokens, commonly called PT tokens, through the srUSDe tranche. These tokens represent a claim on a fixed return at maturity, similar to how a zero-coupon bond works in traditional finance.
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The strategy uses Aave’s lending protocol, accessed through Twyne, to loop those positions. Looping means depositing an asset as collateral, borrowing against it, and redeploying the borrowed funds back into the same or similar strategy. The result is a strategy that targets stable fixed yields with the junior tranche acting as first-loss capital underneath. Higher allocation caps mean users can deploy more capital into the strategy than previous offerings allowed.
Strata’s growing footprint in structured DeFi The protocol launched its first structured yield products on October 13, 2025, initially centered around Ethena’s USDe stablecoin. Since then, it has built up a total value locked of approximately $77 million as of July 2026.
The announcement of the EarnUSD integration was shared on Lido’s X account on July 22, 2026. Strata’s own X account, @strata_markets, has been active since April 2025 and has served as the primary communication channel for protocol updates.
Why this matters for DeFi investors The integration between Strata, Lido, and Aave highlights a pattern of major DeFi protocols building on top of each other through composability. But it also means risk is interconnected — a vulnerability in Aave’s lending markets could cascade through the Twyne leverage layer and into Strata’s tranches.
For investors weighing this strategy, the key questions are straightforward: What are the actual fixed yields being offered on the PT-srUSDe tokens? How much leverage is Twyne applying through Aave? And what happens to the junior tranche in a stress scenario where the underlying assets lose value quickly? The higher allocation caps allow larger depositors to concentrate more capital into a single strategy, but concentration risk is real, and smart contract risk doesn’t scale down just because the yield strategy is labeled “senior.”
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Not financial or tax advice. PANews content is strictly educational and informational and is not investment advice, financial advice, tax advice, legal advice, or a solicitation to buy or sell any digital asset, security, or financial product. Do your own research and consult qualified advisers.
Disclosure. PANews may publish sponsored content, partner content, advertisements, affiliate links, event promotions, and market commentary involving Web3 projects, service providers, or financial products. PANews personnel, contributors, or affiliates may hold digital assets or other interests related to covered topics. See our Terms of Service.
A new wallet withdrew 74,900 HYPE tokens from Galaxy Digital and transferred them to Coinbase.
According to on-chain monitoring, a newly created wallet address 0x448a withdrew 74,900 HYPE tokens from Galaxy Digital, valued at approximately $4.39 million, and subsequently transferred them to Coinbase.
5 minutes ago
OKX continues to upgrade its asset protection system, rolling out large withdrawal protection and night-time withdrawal protection.
According to official announcements, OKX has now launched large withdrawal protection and after-hours withdrawal protection. Large withdrawal protection allows users to independently set a 24-hour cross-channel cumulative withdrawal threshold, with a maximum equivalent of $10 million. After-hours withdrawal protection enables KYC-verified users to set a daily protection period of up to 12 hours, during which operations including on-chain withdrawals, C2C sales, API withdrawals, and Pay top-ups will be blocked. Users can configure these features in the "Security Center" → "Advanced Security Settings" section.
5 minutes ago
Summer Fi attacker transfers most of the stolen funds, leaving approximately $565,000 worth of ETH remaining.
According to monitoring by OnchainLens, following the Summer Fi attack on July 6, the attacker stole approximately 6.017 million DAI, and has since been converting and transferring funds via Tornado Cash. Currently, the remaining funds in the attacker’s wallets include: 11.3 ETH (valued at around $21,600) held in the original wallet, and 282.9 ETH (worth approximately $543,500) in a second wallet.
5 minutes ago
A certain whale has bought a total of 54,449 ETH and 600 WBTC since the end of June.
According to monitoring by The Data Nerd, wallet address 0x2684 has been steadily accumulating ETH and WBTC since June 30, with its current unrealized profit exceeding $12.5 million. The whale has purchased a total of 54,449 ETH (valued at roughly $94 million, at an average price of ~$1,726) and 600 WBTC (worth ~$38.37 million, with an average purchase price of ~$63,950). The position turned to unrealized profit after the whale added to its holdings during a market downturn.
5 minutes ago
Analysis: Bitcoin’s volatility falls to its lowest level since 2016, sustained deleveraging reduces liquidation risks
Crypto Quant analyst Axel Adler Jr noted in a post that Bitcoin has recently entered a low-volatility compression phase. The 30-day average of its 1-week realized volatility has fallen to 28.3, a roughly 31% drop from the June 25 peak of 41.6. The metric has also retreated to around the 8th percentile of its historical distribution since 2016, meaning 92% of past trading days saw higher volatility than current levels. Meanwhile, Bitcoin’s 30-day momentum of open interest (OI) relative to market capitalization has been negative for 21 consecutive days, signaling market leverage is continuing to decline rather than accumulating amid the low-volatility environment. The cryptocurrency’s current price has rebounded approximately 11.4% from its June low, but this uptick has not been paired with an expansion of derivative positions, reducing the risk of a large-scale liquidation cascade. However, Bitcoin remains below its 200-day moving average of $72,666. If volatility rises back above 35 while the price fails to hold above the long-term moving average, downside risks could increase.
5 minutes ago
Optical module and storage stocks pull back collectively in pre-market US stock trading.
According to BIT (Bit.com) market data, ahead of U.S. stock market opening, the optical module and storage sectors saw a slight pullback after rallying sharply yesterday, with pre-market funds showing signs of profit-taking. Optical module stocks: Coherent (COHR) closed up 11.15% at $317.220 yesterday, trading at $306.260 pre-market, down 3.46%; Lumentum Holdings (LITE) closed up 9.41% at $837.560, pre-market at $812.060, down 3.04%; Applied Optoelectronics (AAOI) closed up 15.76% at $119.260, pre-market at $115.940, down 2.78%; Nokia (NOK) closed up 5.46% at $10.630, pre-market at $10.530, down 0.94%; Marvell Technology (MRVL) closed up 6.68% at $207.960, pre-market at $202.720, down 2.52%. Storage stocks: Seagate Technology (STX) closed up 11.14% at $891.830 yesterday, pre-market at $864.500, down 3.06%; Western Digital (WDC) closed up 12.51% at $548.390, pre-market at $530.000, down 3.35%; SanDisk (SNDK) closed up 14.27% at $1589.400, pre-market at $1546.080, down 2.73%; Micron Technology (MU) closed up 12.17% at $970.820, pre-market at $944.550, down 2.71%. Pre-market, optical module and storage stocks generally pulled back 2%-3.5%, a technical adjustment following yesterday's sharp rally. Funds remain concentrated in the AI infrastructure chain, with storage and optical interconnection continuing to benefit from the expansion of AI server demand.
Not financial or tax advice. PANews content is strictly educational and informational and is not investment advice, financial advice, tax advice, legal advice, or a solicitation to buy or sell any digital asset, security, or financial product. Do your own research and consult qualified advisers.
Disclosure. PANews may publish sponsored content, partner content, advertisements, affiliate links, event promotions, and market commentary involving Web3 projects, service providers, or financial products. PANews personnel, contributors, or affiliates may hold digital assets or other interests related to covered topics. See our Terms of Service.
Telegram Founder: Will Integrate a Native Non-Custodial Gram Wallet for All Users
Telegram founder Pavel Durov announced in his personal channel that instant, zero-fee cryptocurrency transactions for its more than 1 billion users are set to become a reality. The platform is adding a native, non-custodial Gram wallet to every Telegram application.
3 minutes ago
GRAM surges past $1.5, gaining over 9% in 10 minutes.
According to HTX market data, GRAM has broken through $1.5, currently trading at $1.555, up over 9% in 10 minutes. Earlier reports stated that Telegram’s founder said the team is building native non-custodial Gram wallets into every Telegram application.
3 minutes ago
Crypto bank Augustus completes $180 million financing round, led by Tiger Global.
Augustus, a startup building a federally chartered clearing bank, announced it has raised $180 million to expand its U.S. dollar payment infrastructure amid stablecoins reshaping the global financial system. The funding round values Augustus at $1 billion. Tiger Global Management led the round, with participation from investors including Hummingbird Ventures, QED Investors, and founders of Nubank, Ramp, Circle, and Deel. The financing comes as banks, fintech firms, and crypto companies race to upgrade cross-border payment infrastructure. While much market focus has centered on stablecoin issuers, Augustus is targeting a less-discussed but critical segment of the financial system: the correspondent banking network. Augustus CEO Ferdinand Dabitz said in an interview: "We believe the distribution of financial services has hit a bottleneck at the clearing bank level." He pointed out that traditional clearing systems are "slow, not available around the clock, take two days to settle, and are closed on weekends."
3 minutes ago
Ondo Perps Launches Tokenized Stock Collateralization Feature
According to official announcements, Ondo Perps has launched a tokenized stock collateral feature, allowing all users to use Ondo Finance’s tokenized stocks as valid collateral assets for perpetual contract trading. The first supported assets include tokenized versions of the S&P 500 ETF (SPYon) and Nasdaq 100 ETF (QQQon). Ondo noted that its perpetual contract platform has processed over $3.8 billion in trading volume. As traders’ demand grows for on-platform hedging, deep liquidity, tight spreads, low slippage, exchange speeds comparable to centralized exchanges (CEXs), and 24/7 trading, the on-chain stock derivatives market is expanding rapidly. The tokenized stock collateral mechanism allows traders to gain exposure to other markets without locking funds in stablecoins or selling existing assets, thereby improving capital efficiency. This feature is part of Ondo’s "Productive Capital" strategy, designed to gradually align the liquidity and capital efficiency of tokenized stocks and stock perpetual contracts with those of traditional derivatives markets. The company added that the current trading and margin infrastructure built on tokenized assets is just the beginning of a broader on-chain prime brokerage ecosystem, with plans to launch additional markets, liquidity products, and innovative features in the future.
3 minutes ago
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Telegram Founder: Will Integrate a Native Non-Custodial Gram Wallet for All Users
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Ondo Perps Launches Tokenized Stock Collateralization Feature
According to official announcements, Ondo Perps has launched a tokenized stock collateral feature, allowing all users to use Ondo Finance’s tokenized stocks as valid collateral assets for perpetual contract trading. The first supported assets include tokenized versions of the S&P 500 ETF (SPYon) and Nasdaq 100 ETF (QQQon). Ondo noted that its perpetual contract platform has processed over $3.8 billion in trading volume. As traders’ demand grows for on-platform hedging, deep liquidity, tight spreads, low slippage, exchange speeds comparable to centralized exchanges (CEXs), and 24/7 trading, the on-chain stock derivatives market is expanding rapidly. The tokenized stock collateral mechanism allows traders to gain exposure to other markets without locking funds in stablecoins or selling existing assets, thereby improving capital efficiency. This feature is part of Ondo’s "Productive Capital" strategy, designed to gradually align the liquidity and capital efficiency of tokenized stocks and stock perpetual contracts with those of traditional derivatives markets. The company added that the current trading and margin infrastructure built on tokenized assets is just the beginning of a broader on-chain prime brokerage ecosystem, with plans to launch additional markets, liquidity products, and innovative features in the future.
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Grayscale has appointed Sebastian Pulido to lead its newly established Onchain Asset Management division as the digital asset investment firm looks to capture rising institutional demand for tokenized assets and DeFi-based solutions.
Pulido brings a combination of crypto-native expertise and traditional capital markets experience, with more than 15 years across blockchain strategy, tokenization, and financial markets. His previous roles include leading institutional and DeFi strategy at Aave Labs, working on blockchain initiatives at JPMorgan’s Kinexys, and spending over a decade at Goldman Sachs.
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The appointment follows a period of expansion for Grayscale, which reported strong growth across its digital asset products and launched new offerings including staking-focused ETFs.
Pulido will work with the firm’s leadership team to develop long-term onchain investment strategies and strengthen Grayscale’s position at the intersection of traditional and decentralized finance.
“I am thrilled to join Grayscale at a time when institutional interest in digital assets continues to accelerate,” Pulido stated. “Grayscale has the scale, expertise, and track record to help define the next phase of this market, and I look forward to working with Steve and the broader team to further strengthen Grayscale’s role at the intersection of traditional and onchain finance.”
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
AAVE, the native token of the decentralized lending protocol Aave, has shown renewed strength in recent trading sessions as technical indicators and investor sentiment suggest the potential for a bullish reversal. Increased protocol activity, rising deposits, and higher lending capacities are contributing to the platform’s expanding role within the decentralized finance (DeFi) sector.
Technical Indicators Signal UptrendAt the time of writing, AAVE trades at $89.51 with a 24-hour trading volume of $167.6 million and a market capitalization of $1.37 billion. The token has exhibited signs of stability over the past day, with recent price movements and growing deposits pointing to an imminent reversal in its price trajectory.
Crypto analyst Michael van de Poppe noted that AAVE is demonstrating notable strength against Bitcoin after surpassing its daily moving averages. These averages, now acting as support levels, have historically signaled periods when buyers accumulate positions during pullbacks, leading to stronger upward trends in subsequent sessions.
AAVE recovering its daily moving averages and holding them as support has put the token in an accumulation zone, where buyers may increase their positions as market sentiment turns more optimistic.
Despite these technical improvements, many investors remain cautious, reflecting a broader sense of hesitation that has restrained aggressive buying even as signals turn positive. Market observers believe that sustained price action above key moving averages could spark renewed confidence and encourage greater participation.
The Aave protocol has reported that its latest version, Aave v4, is approaching a $300 million deposit milestone. This growth reflects expanding user interest in decentralized lending products and increased adoption across the DeFi ecosystem.
Aave has raised lending and borrowing limits for several supported tokens in response to rising platform demand. These adjustments are designed to facilitate greater activity and manage the influx of new users without causing instability within the protocol.
As liquidity and borrowing on Aave continue to rise, the platform solidifies its position as a leading DeFi player. The positive outlook for AAVE, underpinned by technical signals and user growth, could result in a price breakout if favorable conditions persist.
Future price movements for AAVE will depend on buyers’ willingness to support the token at critical technical thresholds. Sustained accumulation and heightened DeFi activity could power the next rally, especially as ongoing use of Aave v4, increasing liquidity, and rising lending demand continue to bolster market sentiment.
Mini dictionary: Aave is a decentralized, non-custodial lending protocol that allows users to earn interest on deposits and borrow assets against crypto collateral, playing a key role in the DeFi sector.
MetricCurrent ValueRecent ChangeAAVE Price$89.51Stable over 24 hoursAave v4 Deposits$300 million (approaching)RisingMarket Cap$1.37 billionStable While technical upgrades and ecosystem growth drive optimism, AAVE’s future movement will depend on sustained buyer support and continued DeFi adoption.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Aave Picks Chainlink CCIP As Default Standard For Cross-Chain sGHO Aave governance has moved to make Chainlink CCIP the default standard for cross-chain sGHO transfers, reinforcing the role of security-focused infrastructure in DeFi’s next phase.
The Aave governance proposal focuses on launching sGHO cross-chain and using Chainlink’s Cross-Chain Interoperability Protocol as the default option. The wider Delivery Infrastructure, known as a.DI, still uses a multi-bridge architecture for redundancy, but CCIP is positioned as the standard route for this specific cross-chain flow.
That distinction matters.
DeFi has spent years learning that bridges are one of the most sensitive parts of the stack. Cross-chain systems can unlock liquidity and improve user experience, but they also introduce risk. Aave’s decision shows that major protocols are increasingly treating cross-chain communication as a security decision, not just a convenience feature.
TL;DR Aave governance has selected Chainlink CCIP as the default standard for cross-chain sGHO. The proposal sits inside Aave’s broader a.DI cross-chain infrastructure. The move highlights DeFi’s growing focus on secure cross-chain messaging. Why Cross-Chain Infrastructure Matters For Aave Aave is one of DeFi’s most important lending protocols.
As DeFi spreads across multiple networks, Aave needs infrastructure that can move information and value safely between chains. That is especially important for GHO and sGHO, where liquidity, accounting, governance, and risk controls have to remain consistent across environments.
Cross-chain expansion is useful, but it is also dangerous if handled poorly.
Many of crypto’s largest exploits have involved bridges or cross-chain infrastructure. The reason is simple: bridges often sit between different consensus systems, custody models, liquidity pools, and message-passing mechanisms. If something goes wrong, the losses can be large and fast.
For a protocol like Aave, the bridge standard is therefore not a minor technical choice.
It affects user trust, governance execution, stablecoin liquidity, and the way the protocol expands beyond one network.
Why Chainlink CCIP Was Chosen Chainlink has positioned CCIP as a security-first cross-chain messaging and transfer standard.
The pitch is that major protocols need more than a basic bridge. They need risk controls, decentralized oracle infrastructure, and a model that can support large-scale cross-chain communication without relying on a single fragile route.
Aave’s proposal reflects that direction.
Using CCIP as the default route for sGHO suggests Aave wants a standard that can support cross-chain expansion while reducing operational risk. At the same time, the validation materials make clear that the broader a.DI system remains multi-bridge. That means CCIP is not the only infrastructure in the architecture, and alternative bridges are not simply being switched off.
That is the right nuance.
In complex DeFi systems, redundancy matters. A default route can provide consistency, while a multi-bridge design can help avoid dependence on one provider.
GHO Needs Stronger Distribution The GHO stablecoin has always needed distribution to grow.
A stablecoin’s success depends on more than minting. It needs liquidity, integrations, cross-chain availability, lending demand, and confidence in how it is managed. Making sGHO easier to move across networks can help expand its utility.
That is where CCIP can matter.
If users and protocols can move sGHO more safely between chains, Aave can support broader GHO adoption without forcing activity to remain concentrated in one environment. That can improve liquidity and make GHO more useful across DeFi.
But the stablecoin market is competitive.
USDC, USDT, DAI, and newer stablecoin models already dominate much of the liquidity conversation. GHO needs clear advantages to gain share. Cross-chain accessibility is one part of that, but not the whole story.
Aave still has to build demand for GHO itself.
DeFi Is Becoming More Infrastructure-Led The proposal also shows where DeFi is heading.
Early DeFi growth was often about yield, liquidity mining, and fast deployments. The next phase is more infrastructure-heavy. Protocols need safer cross-chain communication, more formal risk controls, better governance execution, and deeper integrations between networks.
That is a more mature market.
It may not produce the same kind of retail excitement as meme-token speculation, but it is the work required for DeFi to support larger amounts of capital.
Aave choosing CCIP as the default standard for sGHO is part of that shift. It shows that leading protocols are thinking carefully about how to expand without repeating the bridge failures of earlier cycles.
For Chainlink, the decision strengthens CCIP’s role as a core infrastructure product. For Aave, it gives sGHO a clearer cross-chain path. For DeFi users, it may eventually mean a smoother experience moving between networks.
The important point is not that every bridge problem is now solved. It is that major protocols are becoming more selective about the infrastructure they trust.
This article is based on the Aave governance forum and Chainlink CCIP materials.
This article was written by the News Desk and edited by Samuel Rae.
The boundaries between a crypto card and a DeFi yield aggregator are dissolving. Plasma One has introduced a stablecoin account that marries fee-free USDT spending with a cashback token and yield sourced directly from Aave, the largest lending protocol in decentralized finance.
According to the product launch details, the offering includes three membership tiers—Lite, Core, and Platinum—each unlocking higher XPL cashback rates on card transactions. The account is built around USDT0, a wrapped version of the USDT stablecoin that taps into Aave’s yield-generating markets. Plasma One is clear that it does not operate as a bank and that none of the balances enjoy deposit insurance protections. Yields are not fixed; they mirror the fluctuating rates on Aave’s lending pools.
How the Tiered Structure Works Users can earn XPL rewards on everyday spending while their idle stablecoins sit in Aave earning interest. The Lite tier is designed for casual users, offering a basic cashback percentage. Core and Platinum tiers raise the reward rate and bundle additional benefits, though specifics were not broken down in the initial material. The structure encourages users to hold more XPL or lock in higher deposits to climb tiers, creating an internal token economy that rewards loyalty.
Unlike a traditional bank account, the yield component comes entirely from decentralized finance. Plasma One routes deposits into Aave’s USDT0 market, which has historically offered annualized yields that range widely depending on supply and demand for stablecoin borrowing. During periods of high lending demand on Aave, yields can spike; when liquidity is flush, returns compress. This variability makes the product resemble a hybrid between a checking account and a liquidity provision strategy.
The Yield and the Risk The absence of deposit insurance is the most obvious difference from conventional banking. Plasma One explicitly warns that customer funds are not protected by any government-backed scheme. In practice, users bear smart contract risk from Aave, the custodian managing the card and wallets, and any bridges or wrapping mechanisms used to convert USDT into USDT0. While Aave has undergone multiple security audits and manages billions in total value locked, no DeFi protocol is immune to exploits or cascading liquidations.
This setup arrives at a time when regulators in the U.S. and elsewhere are wrestling with how to classify yield-bearing stablecoin products. A major crypto market structure bill is facing last-minute opposition from traditional banks, threatening the legislative clarity that would define which federal agency oversees products like Plasma One’s account. Without that framework, the offering occupies a grey zone—too crypto-native for banking regulators and too bank-like for securities regulators to ignore indefinitely.
Stablecoin Adoption Meets DeFi Distribution Plasma One’s move reflects a broader shift in how stablecoin issuers and fintech platforms are integrating DeFi rails. Rather than building proprietary yield strategies in the background like centralized lenders once did, newer products are simply surfacing on-chain money markets directly to consumers. This approach is more transparent—users can verify on-chain where yield comes from—but it also exposes them more directly to protocol-level risks that were previously hidden inside companies like Celsius or BlockFi.
The product also underscores the evolution of stablecoins from a trading-settlement instrument into a medium of exchange with built-in rewards. As card networks, payment processors, and mobile wallets support stablecoin transactions, accounts that merge spending with yield could attract users who would otherwise park funds in low-interest traditional accounts. However, the lack of deposit insurance remains a psychological hurdle for mass adoption.
The tokenized asset ecosystem is expanding rapidly. In just one week, the total value of real-world assets on-chain crossed $20 billion, driven by treasury tokenization and institutional settlement. Stablecoin accounts that route yield through protocols like Aave fit squarely into that trend, serving as a retail-facing distribution channel for on-chain fixed-income products.
The on-chain layer benefits from blockchains that continue to attract the highest developer activity. Ethereum and Polygon, for example, consistently top weekly rankings, which supports the security and innovation of the DeFi protocols that Plasma One relies upon.
What Comes Next Market observers will be watching whether Plasma One’s tiered rewards model can generate enough swipe volume and deposit stickiness to sustain the XPL token economy. The variable nature of Aave yields means the account competes not only with traditional savings accounts but also with other DeFi yield products that may offer higher returns for similar risk. Much depends on how the company curates the user experience—if depositing and spending feel close to a regular bank app, the lack of deposit insurance may fade for a segment of crypto-native consumers.
Still, the product exemplifies the ongoing convergence of fintech and DeFi, where a card, a token, and a money market are packed into one interface. The lack of a regulatory safety net is both a feature and a warning. While Plasma One is not a bank, its success or failure will be closely scanned by lawmakers weighing how to govern the next generation of stablecoin-powered financial products.
AUTHOR
Freelance writer and crypto enthusiast with a focus on Web3, delivering clear and engaging articles. Known for his well-researched articles and insightful analysis, Shayan covers a broad range of topics including market trends, blockchain technology, decentralized finance (DeFi), and emerging crypto projects. His writing aims to educate both beginners and experts, providing clear, engaging content that helps readers stay informed about the fast-evolving crypto space. Shayan's expertise and dedication make him a trusted voice in the blockchain community.
Not financial or tax advice. PANews content is strictly educational and informational and is not investment advice, financial advice, tax advice, legal advice, or a solicitation to buy or sell any digital asset, security, or financial product. Do your own research and consult qualified advisers.
Disclosure. PANews may publish sponsored content, partner content, advertisements, affiliate links, event promotions, and market commentary involving Web3 projects, service providers, or financial products. PANews personnel, contributors, or affiliates may hold digital assets or other interests related to covered topics. See our Terms of Service.
Not financial or tax advice. PANews content is strictly educational and informational and is not investment advice, financial advice, tax advice, legal advice, or a solicitation to buy or sell any digital asset, security, or financial product. Do your own research and consult qualified advisers.
Disclosure. PANews may publish sponsored content, partner content, advertisements, affiliate links, event promotions, and market commentary involving Web3 projects, service providers, or financial products. PANews personnel, contributors, or affiliates may hold digital assets or other interests related to covered topics. See our Terms of Service.
Aave DAO has just crossed a historic milestone by offering a consumer app integrating fiat, self-custody and DeFi lending. A breakthrough that could shake up the crypto ecosystem, by providing a simple, secure and decentralized alternative to giants like Binance. Is the platform war declared?
In brief Aave App could soon see the light of day on Aave DAO’s proposal, merging fiat and DeFi for a simplified user experience. A direct challenge to Binance with superior yields and total decentralization. MiCA and regulators could limit its expansion in Europe and the United States. Aave DAO Provides Fiat, Self-Custody, and DeFi Lending in a Single Crypto App Aave DAO has officially presented its proposal for an all-in-one mobile application, designed to democratize DeFi by combining fiat on-ramp, self-custody and lending. A first in the crypto ecosystem, addressing a pressing need: making decentralized finance accessible to the general public. With Aave Push as a regulated partner, users will be able to deposit currencies directly from their bank accounts, without going through centralized exchanges.
Once the funds are converted into stablecoins (USDC, USDT, GHO), they are automatically allocated to Stable Vaults, generating returns via the Aave protocol. All without an external wallet. This is possible thanks to ERC-6900 smart accounts secured by multiple audits (Certora, ChainSecurity, etc.). But the real game-changer? Balance Protection, a DeFi insurance covering losses linked to security breaches or technical bugs. A direct response to crypto users’ fears after recent exploits (Kelp DAO, rsETH).
If Aave App Comes to Life, what About MiCA in Europe? The likely arrival of the Aave App raises a crucial question: how will it adapt to MiCA in Europe? Effective in 2024, it imposes strict obligations on crypto service providers, notably regarding KYC, transparency and stablecoin stability. With its fiat integration via Aave Push, the app will have to comply with AML (anti-money laundering) requirements and obtain specific licenses in each European country.
Moreover, additional tightening could limit its operation or force Aave to adapt its model. In the United States, for example, the SEC and FinCEN could also impose restrictions on fiat on-ramps, as they have done for Kraken or Coinbase. Will the Aave App then have to sacrifice its decentralization to survive?
The Aave App could launch and transform DeFi. But its success will depend on its adaptation to regulations like MiCA. Between innovation and compliance, the challenge is significant. And you, would you trust a 100% decentralized app against centralized crypto giants?
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Eddy S.
The world is evolving and adaptation is the best weapon to survive in this undulating universe. Originally a crypto community manager, I am interested in anything that is directly or indirectly related to blockchain and its derivatives. To share my experience and promote a field that I am passionate about, nothing is better than writing informative and relaxed articles.
DISCLAIMER
The views, thoughts, and opinions expressed in this article belong solely to the author, and should not be taken as investment advice. Do your own research before taking any investment decisions.
Two names are dominating the DeFi leaderboard right now, and neither of them is Ethereum, Solana, or Arbitrum. Stable, a blockchain most people haven’t heard of, posted the highest 30-day TVL growth of any chain tracked by DefiLlama. Meanwhile, Monad’s total value locked surged to $621 million, fueled largely by Aave’s decision to set up shop on the high-throughput Layer 1.
Stable’s quiet breakout Stable’s 30-day TVL growth clocked in at approximately 19.70%, enough to lead every blockchain on DefiLlama’s rankings. In absolute terms, the numbers are still modest: a DeFi TVL of around $33 million and a bridged TVL exceeding $129 million.
The gap between Stable’s DeFi TVL and its bridged TVL is worth noting. A bridged TVL of $129 million against $33 million in active DeFi usage suggests a significant amount of capital is parked on the chain but not yet deployed into protocols.
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Monad’s Aave-fueled surge Monad’s story is louder and more capital-intensive. The EVM-compatible Layer 1, which has positioned itself around high throughput and parallel execution, saw its TVL reach $621 million according to the latest figures. The catalyst was clear: Aave V3 launched on Monad on July 2, 2026.
The lending giant’s arrival wasn’t subtle. The Aave market on Monad attracted $83.5 million in deposits on its first day. Within 48 hours, that figure crossed $100 million. The Monad Foundation helped grease the wheels with $15 million in incentives for early adopters.
Aave V3 on Monad supports 12 assets, including major stablecoins like USDT and USDC, along with WETH, cbBTC, and Aave’s native stablecoin GHO.
On-chain data showed that initial utilization in the Aave Monad market sat around 38%, meaning roughly half of the deposits weren’t being actively borrowed against. One asset, syrupUSDC, accounted for about 43% of the total TVL in the Aave Monad market.
The growth trajectory Monad’s TVL trajectory has been steep even before Aave entered the picture. The chain went from roughly $80 million in TVL back in November 2025 to over $400 million by April 2026. The Aave deployment then pushed it to its current level of $621 million.
What this means for investors For Monad specifically, the 38% utilization rate is the number to watch. Healthy lending markets typically see utilization between 40% and 80% depending on the asset. If borrowing demand picks up as more protocols deploy on Monad, the ecosystem starts to look sustainable. If utilization stays low and syrupUSDC continues to dominate the deposit base, the $621 million TVL figure might be more fragile than it appears.
Stable presents a different risk profile. A $33 million DeFi TVL means the chain is early, possibly very early. Early-stage chains offer outsized growth potential but come with thinner liquidity, fewer audited protocols, and higher smart contract risk. The 19.70% monthly growth rate is impressive on a percentage basis, but it doesn’t take much capital movement to shift the numbers at that scale.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Key Highlights Avalanche becomes the inaugural non-Ethereum blockchain to receive Aave V4 deployment Hub & Spoke framework enables decentralized liquidity sharing with independent risk management per market Future lending markets will accommodate tokenized Treasury securities, money market instruments, private credit, and corporate debt Deployment decision influenced by Avalanche’s expanding tokenized asset ecosystem Token value declined more than 3% within 24 hours to $96.86 following deployment news The leading decentralized finance protocol Aave has introduced its V4 lending platform on the Avalanche blockchain, representing the protocol’s inaugural expansion beyond the Ethereum network. This strategic deployment emphasizes developing credit infrastructure for tokenized real-world assets.
JUST IN: Aave v4 goes live on Avalanche, marking its first expansion beyond Ethereum
The upgrade lets multiple lending markets share liquidity while keeping risk separated, laying the groundwork for institutional lending against tokenized real-world assets.
Avalanche committed… pic.twitter.com/zAVORcPGuS
— Coin Bureau (@coinbureau) July 16, 2026
The deployment implements Aave V4’s innovative Hub & Spoke framework. This architectural approach enables separate markets to maintain autonomous collateral parameters and risk management protocols while maintaining connectivity to unified liquidity pools throughout the ecosystem.
Stani Kulechov, Aave’s founder, explained that Avalanche was selected due to its established Aave presence and accelerating tokenization initiatives. According to Kulechov, “Aave V4 was designed to enable new credit markets at internet scale.”
Among the initial markets planned for Avalanche will be institutional lending facilities that accept tokenized collateral. The protocol envisions future markets encompassing US Treasury instruments, money market vehicles, private credit arrangements, and corporate bond securities.
John Wu, President of Ava Labs, positioned the deployment within a larger industry transformation. According to Wu, “The next phase of tokenization is about putting assets to work, not just bringing them onchain.”
Avalanche Selection Rationale Before the V4 enhancement, Aave V3 already managed billions in liquidity volume on Avalanche. The blockchain has additionally experienced substantial tokenization momentum recently.
On July 13, Bridgetower completed tokenization of over $11 billion in tangible production assets on Avalanche utilizing Chainlink technology. This initiative encompassed the Arizona Copper-Gold operation and elevated Avalanche to the fifth position in net RWA capital inflows on RWA.xyz within hours.
Aave maintains its position as the dominant decentralized lending platform by total value locked, controlling approximately $14 billion in assets distributed across 23 blockchain networks, based on DeFiLlama statistics.
RWA Tokenization Landscape Tokenized real-world assets have experienced remarkable expansion. Currently, over $34 billion in real-world assets exist in tokenized form on public blockchains, compared to $12.8 billion twelve months prior, according to RWA.xyz data.
Additional financial institutions are constructing comparable infrastructure. In May, DTCC announced plans to incorporate Chainlink technology into its tokenized collateral system before an anticipated Q4 deployment.
Market analyst Michaël van de Poppe published an optimistic technical assessment of AAVE’s price action on July 14, noting the token successfully converted both its 21-day and 50-day moving averages to support levels for the first occasion in twelve months. Van de Poppe suggested it was “just a matter of time” before the asset surpasses $100.
This remains a phenomenal chart for $AAVE.
For the first time in a year, it has flipped the 21-Day MA and 50-Day MA for support.
That would indicate that we're going to see a lot more strength going forward, and it's just a matter of time until this breaks $100. pic.twitter.com/AxYCe3QLpF
— Michaël van de Poppe (@CryptoMichNL) July 14, 2026
Notwithstanding the deployment announcement, AAVE decreased more than 3% across 24 hours to $96.86, influenced by wider Bitcoin market turbulence.
The rollout is the first time Aave’s new Hub and Spoke architecture has run on a chain other than Ethereum, though the tokenized-asset markets it is built for remain a stated plan.
Posted July 16, 2026 at 5:39 am EST.
Aave has deployed Aave V4, the newest version of its lending protocol, on Avalanche. This is the first time the software has run on a blockchain other than Ethereum.
The rollout extends Aave’s Hub and Spoke architecture, the redesign that launched on Ethereum in March, to a network where Aave’s older V3 markets have operated for years. Aave said the move is a template for expanding V4 to other chains where it already has users rather than copying identical markets everywhere.
What actually shipped The live deployment is the lending infrastructure itself. The feature Aave is promoting most heavily, a dedicated market for borrowing against tokenized real-world assets such as U.S. Treasuries, money market funds, private credit, and corporate bonds, is not yet running. Founder Stani Kulechov said it is on the way, not live.
“Avalanche is a natural destination for the first expansion of Aave V4 beyond Ethereum because it combines a mature Aave lending market with a rapidly growing ecosystem for tokenized assets,” Kulechov said in the announcement. “That’s exactly why one of the first markets we plan to launch on Avalanche is a dedicated credit market for tokenized assets.”
Why Avalanche Aave’s V4 design keeps each market’s collateral and risk rules separate while letting them draw on shared liquidity, an approach pitched at institutions that want tighter controls. Avalanche has courted that same audience, positioning itself as a network for institutional finance and tokenized assets.
“As more financial institutions adopt tokenized assets, they’ll need the infrastructure to borrow against them, access liquidity, and use them as effectively as they do in traditional markets,” said John Wu, president of Ava Labs, in the announcement.
Aave first brought V4 to Ethereum on March 30 after more than two years of development. Aave says the protocol has taken in more than $1 trillion in cumulative deposits over its history. Whether the Avalanche deployment draws meaningful borrowing will depend on the tokenized-asset markets Aave has yet to turn on.
Related Listen: Why Any DeFi Protocol ‘Lives and Dies by Its Oracle’ and How to Strengthen Them
AI-assisted content: This article was produced with the assistance of AI tools and was reviewed, edited, and fact-checked by a member of the Unchained editorial team before publication.
Aave V4 has officially gone live on the Avalanche network, marking the decentralized finance (DeFi) protocol’s first deployment outside of the Ethereum mainnet. Avalanche, a fast-growing layer-1 blockchain, announced that the launch sets the stage for a new generation of on-chain credit markets that could include tokenized and traditional assets in the future.
Aave brings Hub and Spoke model to AvalancheThe Aave V4 deployment introduces its Hub and Spoke framework to Avalanche. This architecture separates shared liquidity pools from individual lending markets, each operating with specialized risk parameters. By using this structure, Aave aims to improve capital efficiency and provide customized financial products for various types of borrowers and collateral.
Aave Labs stated that Avalanche was a natural fit for expansion due to its established DeFi environment and strong track record of supporting Aave V3 since 2022. The network has successfully managed liquidations, oracle updates, and periods of market stress, which helped build confidence in bringing V4 to the Avalanche ecosystem.
Avalanche Foundation has committed up to $15 million in milestone-based incentives to encourage rapid adoption and growth. These rewards are tied to the launch of new liquidity hubs and reaching specific market growth benchmarks.
The launch of Aave V4 on Avalanche introduces specialized lending infrastructure with robust risk controls and shared liquidity, setting a foundation for expanded credit markets that may include tokenized assets.
Details of the liquidity hub and spokesAave V4’s initial rollout on Avalanche features one central Liquidity Hub and three Spokes, each designed to facilitate different lending and borrowing arrangements. The main Liquidity Hub offers a shared pool of assets including wAVAX, sAVAX, BTC.b, USDC, USDT, wETH.e, and EURC. Users can supply or access liquidity with these core assets, connecting borrowers and lenders across the network.
The Main Spoke aligns with the hub’s asset list for both borrowing and collateral requirements, giving users seamless interaction with the most widely used cryptocurrencies and stablecoins. Additionally, the AVAX Correlated Spoke focuses on sAVAX and WAVAX as collateral options, with WAVAX as the key borrowable asset. Meanwhile, the Forex Spoke is designed for stablecoin trading and supports EURC, USDC, and USDT for both collateralization and loan origination.
SpokeCollateral AssetsBorrowable AssetsMain SpokewAVAX, sAVAX, BTC.b, USDC, USDT, wETH.e, EURCwAVAX, sAVAX, BTC.b, USDC, USDT, wETH.e, EURCAVAX Correlated SpokesAVAX, WAVAXWAVAXForex SpokeEURC, USDC, USDTEURC, USDC, USDTThis multi-layered structure aims to offer flexibility for different user needs while preserving the integrity and efficiency of liquidity across the protocol.
Planned RWA hub and governance stepsA proposal for a new RWA (real-world asset) Hub is expected following the initial launch. This hub would be focused on institutional-grade collateral sourced from tokenized real-world assets such as investment funds or traditional financial products, but placed entirely on-chain. The RWA Hub will be governed separately, with distinct asset lists, risk control parameters, and a dedicated oracle setup.
LlamaRisk, an independent risk consulting provider, will perform community feedback gathering and risk analysis before any final governance decisions are made. The process will proceed through the ARFC Snapshot phase before potentially reaching a full Aave Improvement Proposal (AIP) vote for affirmation.
Mini dictionary: RWA (Real World Assets): Refers to tangible or traditional financial products, such as investment funds or bonds, that are tokenized and represented on a blockchain for integration with decentralized finance protocols.
By isolating institutional-grade collateral from the main retail liquidity pools, the RWA Hub seeks to mitigate cross-market risks and facilitate greater participation from institutions.
Aave, one of the largest decentralized lending and borrowing protocols globally, continues to expand its reach by leveraging Avalanche’s robust DeFi infrastructure, signaling a potential shift for how on-chain credit markets develop in the coming years.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
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Aave, which operates one of the largest onchain lending markets, has launched Aave V4 on Avalanche as it looks to accelerate lending for tokenized assets and institutional finance, according to a Wednesday statement.
The move marks Aave V4’s first deployment beyond Ethereum. Avalanche is a high-performance blockchain network designed to support digital finance, including decentralized finance, real-world asset tokenization and institutional blockchain applications.
The launch aims to enable specialized credit markets backed by tokenized real-world assets and extends Aave’s long-standing presence on Avalanche, where its V3 protocol has facilitated billions of dollars in liquidity. It also serves as the blueprint for Aave V4’s multichain expansion strategy, with future deployments tailored to the strengths of individual blockchain ecosystems.
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Aave said the deployment leverages Aave V4’s Hub and Spoke architecture to support future tokenized asset markets with dedicated borrowing markets, shared liquidity infrastructure, and tailored collateral and risk frameworks.
According to Aave Labs founder Stani Kulechov, Avalanche’s combination of an established Aave ecosystem and growing tokenization activity makes it the ideal first destination for expansion.
“Aave V4 was designed to enable new credit markets at internet scale. Avalanche is a natural destination for the first expansion of Aave V4 beyond Ethereum because it combines a mature Aave lending market with a rapidly growing ecosystem for tokenized assets,” Kulechov commented on the move.
“That combination creates new opportunities to deepen liquidity, improve capital efficiency, and expand access to borrowing against tokenized assets. That’s exactly why one of the first markets we plan to launch on Avalanche is a dedicated credit market for tokenized assets,” he added.
Ava Labs President John Wu said the integration advances the use of tokenized assets by giving institutions access to borrowing and liquidity infrastructure comparable to traditional financial markets.
“The next phase of tokenization is about putting assets to work, not just bringing them onchain,” Wu stated. “Aave V4 on Avalanche is an important step toward making that a reality and advancing the shift to a more efficient, onchain financial system.”
Aave said the platform is designed to support tokenized real-world assets including US Treasuries, money market funds, private credit, and corporate bonds.
The team added that one of the first planned deployments on Avalanche will be a dedicated market for tokenized assets, allowing institutions to borrow against tokenized collateral while accessing Aave’s shared liquidity network.
Disclosure: This article was edited by Vivian Nguyen. For more information on how we create and review content, see our Editorial Policy.
Aave V4 is now live on Avalanche, bringing V4’s all-new Hub and Spoke architecture to a network where Aave has a long track record of success. This is V4’s first multi-chain deployment, and it launches with one Core Liquidity Hub and a Main market, AVAX Correlated market, and Forex market.
Five Years on Avalanche Aave was first deployed on Avalanche in 2021, when V2 launched during the Avalanche Rush program and quickly became one of the network's largest protocols. Avalanche then became one of the early networks to run Aave V3 in 2022.
On Avalanche, Aave has held billions of dollars at its peaks and has processed more than $15 billion in all-time cumulative inflows across V2 and V3. Today the V3 market supports 18 assets, with stablecoin utilization running above 90 percent signaling the high borrow demand
Avalanche V4 Deployment The Core Liquidity Hub holds the deployment's shared liquidity in WAVAX, sAVAX, BTC.b, USDC, USDT, WETH.e, and EURC. Every market draws from this single pool, so liquidity stays deep instead of fragmenting across separate venues.
The Main market is the general-purpose venue for lending and borrowing, and it is expected to hold the majority of the deployment's liquidity. It accepts the broadest collateral set in the deployment, with users supplying WAVAX, BTC.b, USDC, USDT, or WETH.e and USDC, USDT, EURC, WAVAX, BTC.b, and WETH.e as borrowable assets.
The AVAX Correlated market is dedicated to AVAX liquid staking strategies. Users can supply sAVAX at a 95 percent collateral factor and borrow WAVAX as the only borrowable asset.
Lastly, the Forex market supports trading and hedging across fiat-pegged stablecoins. EURC, USDC, and USDT each serve as collateral and can be borrowed against one another, with conservative caps set at launch to account for EURC's limited secondary market liquidity.
Getting Started Avalanche users can supply and borrow on V4 today. Find the Avalanche market on Aave Pro to get started. The full deployment specification, including risk parameters and caps for every asset, is available on the Aave governance forum.
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Stani Kulechov has a number in mind, and it’s a big one. The Aave Labs founder and CEO told a panel discussion that the market for tokenized real-world assets could hit $100 billion by the end of 2026, with Aave gunning for $1 billion in RWA deposits on its own platform.
The conversation, which took place on July 15, centered on the deployment of Aave V4 on Avalanche, a move backed by a $15 million incentive commitment from the Avalanche ecosystem. That’s a KPI-tied package designed to accelerate the growth of a dedicated RWA hub on the network.
What Aave V4 actually does differently Aave V4 launched on Ethereum back in March 2026 after roughly two years of development. The upgrade introduces what’s called a hub-and-spoke architecture. Instead of pooling every type of collateral into one big liquidity pot where one bad asset can poison everything, V4 isolates risk across separate liquidity hubs. Each hub manages its own market-specific risk. This matters enormously when you start accepting non-crypto collateral like Treasury bills, real estate tokens, or private credit instruments.
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GHO and the stablecoin play Aave’s native overcollateralized stablecoin, GHO, sits at the center of the V4 strategy. Kulechov has positioned it not just as a borrowing tool but as a genuine revenue driver for the protocol.
The stablecoin’s savings variant, sGHO, functions as an on-chain savings product. DAOs have already approved GHO deployment on networks like Arbitrum, expanding its reach beyond Ethereum. The Avalanche deployment adds another chain to that footprint.
The $100 billion question Kulechov’s forecast that RWAs will reach $100 billion by the end of 2026 is ambitious but not outlandish. What makes Aave’s angle different from a simple tokenization play is the lending layer. Tokenizing a Treasury bill is useful. Being able to borrow against that tokenized Treasury bill at competitive rates within a decentralized protocol is a different value proposition entirely. That’s the gap Aave V4 is designed to fill.
Aave has historically processed over $3 trillion in cumulative deposits across its protocol versions. Avalanche’s $15 million incentive package is KPI-tied, meaning the money flows based on actual growth metrics, not just deployment promises.
What this means for investors For AAVE token holders, the expansion into RWAs could meaningfully change the protocol’s revenue composition. If Kulechov’s target of $1 billion in RWA deposits materializes, that’s a new revenue stream layered on top of existing crypto lending activity.
Integrating real-world assets introduces legal and regulatory complexity that pure DeFi protocols have historically avoided. Collateral that exists in the physical world can be seized, disputed, or devalued by forces entirely outside the blockchain’s control. V4’s risk isolation architecture mitigates some of that danger at the protocol level, but it doesn’t eliminate jurisdiction-specific regulatory risk.
Discussions about a consumer-facing Aave App add another dimension to the story, signaling that Aave’s ambitions extend beyond its current user base.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Aave has taken its V4 lending protocol beyond Ethereum for the first time, choosing Avalanche for its next growth phase. The launch is aimed at building dedicated credit markets for tokenized real-world assets and institutional finance.
Aave V4 Expands Beyond Ethereum Aave V4 is now live on Avalanche, marking the protocol’s first deployment outside Ethereum. The move extends the platforms lending infrastructure to a network already used for decentralized finance, tokenization, and institutional blockchain applications.
The launch builds on an earlier presence on Avalanche, where Aave V3 has handled billions of dollars in liquidity. Aave said the V4 deployment will support specialized borrowing markets backed by tokenized assets.
Aave V4 uses a Hub and Spoke design that can support shared liquidity and custom risk settings. The structure allows different markets to use dedicated collateral rules while still connecting to wider liquidity.
Avalanche RWA Growth Adds Context As reported by CoinGape, Avalanche’s latest RWA growth followed a July 13 announcement from Bridgetower. The firm tokenized more than $11 billion in real-world production assets, including the Arizona Copper-Gold project, on Avalanche using Chainlink infrastructure.
That transaction helped push Avalanche to fifth place in net RWA inflows on RWA.xyz overnight. The activity added fresh context to Aave’s decision to choose Avalanche for its first V4 expansion beyond Ethereum.
According to the announcement, the platform can support tokenized US Treasuries, money market funds, private credit, and corporate bonds. One planned market on Avalanche will allow institutions to borrow against tokenized collateral through Aave’s liquidity network.
Aave Targets Tokenized Credit Markets The founder, Stani Kulechov, said Avalanche was selected because of its existing Aave market and growing tokenization activity. He said, “Aave V4 was designed to enable new credit markets at internet scale.”
Kulechov added that Avalanche offers a strong base for tokenized asset lending. He said one of the first planned markets on Avalanche will focus on borrowing against tokenized assets.
Ava Labs President John Wu said tokenization is moving beyond bringing assets onchain. He said,
“The next phase of tokenization is about putting assets to work, not just bringing them onchain.”
The Avalanche launch is also expected to guide future Aave V4 deployments across other networks. Aave plans to tailor each rollout to the strengths of the selected blockchain ecosystem.
Despite the launch, the AAVE price has fallen over 3% in 24 hours to $96.86, after a week of bearish pressure caused by the fluctuating Bitcoin price trend.
If you want to know more about Real World Assets, check our Top Real World Asset (RWA) Issuers
Aave V4 is officially running on Avalanche, giving the largest DeFi lending protocol its first multi-chain footprint beyond Ethereum. The deployment, which went live on July 15, marks the beginning of what Aave envisions as a broader expansion strategy, one that puts tokenized real-world assets at the center of on-chain credit markets.
What Aave V4 on Avalanche actually does The core innovation here is Aave’s Hub-and-Spoke architecture, a modular system that allows the protocol to spin up specialized lending markets without cramming everything into a single monolithic pool. Instead of one giant pot where all assets mix together, Aave can now create purpose-built liquidity hubs tailored to specific asset types and risk profiles.
On Avalanche, those hubs are focused squarely on tokenized real-world assets. We’re talking US Treasuries, money market funds, private credit, and corporate bonds, the kind of collateral that makes traditional finance professionals perk up.
The practical implication is straightforward. Institutions holding tokenized versions of these assets can now borrow against them on-chain, accessing liquidity without selling their positions.
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Aave V4 first launched on Ethereum mainnet back on March 30, featuring initial Liquidity Hubs. The Avalanche deployment extends that infrastructure to a chain that has been aggressively courting institutional tokenization use cases for the past year.
Avalanche is putting $15 million behind the bet Avalanche has committed up to $15 million in performance-based incentives to support the Aave V4 rollout. Incentive payouts are tied to specific KPIs: total value locked, borrowing volume, and generated revenue.
The governance path to get here was methodical. A temperature check passed in late May, followed by a formal Aave Request for Comments in mid-June. Both steps demonstrated strong community support, effectively giving the Aave DAO’s blessing before the deployment moved forward.
Aave Labs founder Stani Kulechov has pointed to the synergies between Aave’s lending infrastructure and Avalanche’s growing ecosystem of tokenized assets. The argument is that Avalanche already has the institutional asset issuers, and Aave brings the lending rails that make those assets actually useful in a DeFi context.
Why RWAs are the centerpiece The Hub-and-Spoke model is particularly well-suited for RWA-focused markets. Different asset classes carry wildly different risk profiles, and the modular architecture lets Aave isolate those risks in separate hubs rather than exposing the entire protocol to contagion from a single asset blowup.
What this means for investors For Aave holders and DeFi participants, the Avalanche deployment establishes a repeatable playbook for multi-chain expansion. Governance discussions have already positioned Avalanche as a potential template for future V4 rollouts.
For Avalanche’s ecosystem, the deployment adds a high-profile DeFi primitive that could pull institutional capital onto the chain. The $15 million incentive program suggests the Avalanche Foundation views this as a strategic investment in ecosystem development rather than a marketing expense.
The risk factors include liquidity fragmentation across chains, especially if TVL doesn’t materialize quickly enough to make the credit markets efficient. Tokenized RWA collateral also introduces dependencies on off-chain asset custodians and issuers, adding layers of counterparty risk that don’t exist with purely crypto-native collateral.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Decentralized lending protocol Aave has launched V4 on Avalanche, marking the first expansion of its latest lending infrastructure beyond Ethereum and setting the stage for future lending markets backed by tokenized real-world assets.
The deployment introduces Aave V4’s Hub & Spoke architecture, which allows specialized lending markets to operate with their own collateral requirements and risk parameters while drawing on shared liquidity across the protocol.
According to Aave, one of the first planned markets on Avalanche will support borrowing against tokenized assets.
The architecture is designed to support a broader range of collateral than previous versions of the protocol, Aave’s statement said. As well, future specialized markets on Avalanche could support tokenized assets including US Treasurys, money market funds, private credit and corporate bonds, each with customized collateral requirements and risk parameters.
Aave is the largest decentralized lending protocol by total value locked, with nearly $14 billion in assets across 23 blockchains, according to DeFiLlama data.
Source: DefiLlama
Tokenized assets move beyond issuanceThe launch comes as financial institutions and blockchain firms are fast building infrastructure and partnerships that allow tokenized assets to be used as collateral across traditional and decentralized finance.
In February, Franklin Templeton partnered with Binance to let institutions use tokenized money market fund shares as off-exchange collateral while keeping the underlying assets in regulated custody.
The following month, Nasdaq announced plans to integrate its collateral management platform with Talos’ digital asset infrastructure to streamline institutional workflows for managing tokenized collateral. The integration is intended to combine collateral management, risk monitoring and trade surveillance within a single platform for institutional digital asset trading.
Market infrastructure providers have also entered the space. In May, DTCC said it would integrate Chainlink technology into its tokenized collateral platform to support near real-time movement, valuation and settlement of tokenized collateral ahead of a planned fourth-quarter launch.
More recently, the push has expanded into institutional lending. On Wednesday, Grove announced a $500 million warehouse lending facility with Galaxy Digital to finance institutional crypto-backed loans using blockchain-based infrastructure.
Tokenized real-world assets have become one of the fastest-growing sectors of the digital asset industry. According to RWA.xyz, more than $34 billion worth of real-world assets are currently tokenized on public blockchains, up from about $12.8 billion a year ago.
Magazine: Is Robinhood Chain’s success bullish or bearish for ETH the asset?
Cointelegraph is committed to independent, transparent journalism. This news article is produced in accordance with Cointelegraph’s Editorial Policy and aims to provide accurate and timely information. Readers are encouraged to verify information independently.
Decentralized lending protocol Aave has launched V4 on Avalanche, marking the first expansion of its latest lending infrastructure beyond Ethereum and setting the stage for future lending markets backed by tokenized real-world assets.
The deployment introduces Aave V4’s Hub & Spoke architecture, which allows specialized lending markets to operate with their own collateral requirements and risk parameters while drawing on shared liquidity across the protocol.
According to Aave, one of the first planned markets on Avalanche will support borrowing against tokenized assets.
The architecture is designed to support a broader range of collateral than previous versions of the protocol, Aave’s statement said. As well, future specialized markets on Avalanche could support tokenized assets including US Treasurys, money market funds, private credit and corporate bonds, each with customized collateral requirements and risk parameters.
Aave is the largest decentralized lending protocol by total value locked, with nearly $14 billion in assets across 23 blockchains, according to DeFiLlama data.
Source: DefiLlama
Tokenized assets move beyond issuanceThe launch comes as financial institutions and blockchain firms are fast building infrastructure and partnerships that allow tokenized assets to be used as collateral across traditional and decentralized finance.
In February, Franklin Templeton partnered with Binance to let institutions use tokenized money market fund shares as off-exchange collateral while keeping the underlying assets in regulated custody.
The following month, Nasdaq announced plans to integrate its collateral management platform with Talos’ digital asset infrastructure to streamline institutional workflows for managing tokenized collateral. The integration is intended to combine collateral management, risk monitoring and trade surveillance within a single platform for institutional digital asset trading.
Market infrastructure providers have also entered the space. In May, DTCC said it would integrate Chainlink technology into its tokenized collateral platform to support near real-time movement, valuation and settlement of tokenized collateral ahead of a planned fourth-quarter launch.
More recently, the push has expanded into institutional lending. On Wednesday, Grove announced a $500 million warehouse lending facility with Galaxy Digital to finance institutional crypto-backed loans using blockchain-based infrastructure.
Tokenized real-world assets have become one of the fastest-growing sectors of the digital asset industry. According to RWA.xyz, more than $34 billion worth of real-world assets are currently tokenized on public blockchains, up from about $12.8 billion a year ago.
Magazine: Is Robinhood Chain’s success bullish or bearish for ETH the asset?
Cointelegraph is committed to independent, transparent journalism. This news article is produced in accordance with Cointelegraph’s Editorial Policy and aims to provide accurate and timely information. Readers are encouraged to verify information independently.
Aave, the leading decentralized lending protocol by total value locked, has launched its V4 protocol on Avalanche. This move marks the first major expansion of Aave’s latest lending infrastructure beyond the Ethereum ecosystem and paves the way for new lending markets based on tokenized real-world assets.
Hub & Spoke architecture debuts on AvalancheAave’s V4 deployment introduces a Hub & Spoke architecture, an upgrade designed to enable specialized lending markets to function independently, each with distinct collateral requirements and risk parameters. These markets access pooled liquidity from the broader Aave protocol, enhancing capital efficiency across the platform.
The protocol stated that the first markets on Avalanche will focus on enabling users to borrow against tokenized assets, which can include instruments like US Treasurys, money market funds, private credit, and corporate bonds. These assets will feature customized collateral frameworks and separate risk settings tailored for each asset class.
Aave’s latest version supports a wider spectrum of collateral types compared to its predecessors, supporting further growth in the rapidly evolving tokenized asset sector.
Mini dictionary: Avalanche is a high-throughput, layer-1 blockchain platform designed for fast and scalable decentralized applications, known for its low transaction fees and strong support for DeFi protocols.
Aave reported that its V4 deployment on Avalanche opens new possibilities for institutional and traditional finance assets to be integrated into decentralized lending, supporting tokenized versions of major financial products within distinct, risk-managed markets.
Expanding digital collateral infrastructureFinancial institutions and blockchain firms have increasingly focused on developing infrastructure for tokenized assets to be used as collateral, both in traditional and decentralized finance. In February, asset management giant Franklin Templeton partnered with Binance to enable institutions to use tokenized money market fund shares as off-exchange collateral. This arrangement let underlying assets remain in regulated custody while financially leveraging them on digital platforms.
In March, Nasdaq announced plans to integrate its collateral management system with Talos’ digital asset trading infrastructure. The platform aims to simplify institutional workflows by combining collateral management, risk monitoring, and trade surveillance into a single interface for digital asset trading.
Infrastructure providers have also stepped into the space. The Depository Trust & Clearing Corporation (DTCC), a central securities depository in the US, revealed in May that it would incorporate Chainlink technology to support real-time settlement, movement, and valuation of tokenized collateral on its forthcoming platform, with a launch anticipated in the fourth quarter of the year.
InstitutionInitiativeBlockchain/PlatformFocusFranklin Templeton & BinanceTokenized money market collateralBinance platformInstitutional off-exchange collateralNasdaq & TalosCollateral management integrationTalos infrastructureInstitutional trading workflowDTCC & ChainlinkTokenized collateral settlementChainlink technologyReal-time movement and valuation With the launch of Aave V4 on Avalanche, institutional lenders now have access to a broader set of tools that merge digital asset technology with traditional financial products, streamlining on-chain collateral usage and settlement.
Tokenized assets see rapid growthThe push for tokenization has quickly expanded into institutional lending. On Wednesday, Grove, a digital asset lending platform, announced a $500 million warehouse lending facility in collaboration with Galaxy Digital. This facility aims to fund institutional crypto-backed loans, utilizing blockchain infrastructure for both efficiency and transparency.
Tokenized real-world assets have emerged as one of the fastest-growing sectors within the digital asset industry. According to RWA.xyz, the total value of real-world assets currently tokenized on public blockchains has reached more than $34 billion, climbing from around $12.8 billion just one year ago.
Aave’s expansion to Avalanche illustrates the wider industry movement toward integrating tokenized assets into mainstream finance, suggesting a significant shift in how physical assets and digital platforms intersect in global markets.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Aave has expanded its V4 lending protocol beyond Ethereum for the first time by deploying it on Avalanche to support tokenized real-world asset lending and institutional credit markets.
Summary
Aave V4 has launched on Avalanche in its first deployment outside Ethereum. The rollout focuses on institutional lending backed by tokenized real-world assets. AAVE fell over 3% despite the launch as broader crypto market weakness persisted. According to an announcement from Aave, the deployment brings the protocol’s latest lending infrastructure to Avalanche, a network already used for decentralized finance, tokenization, and institutional blockchain applications.
BREAKING: Aave V4 has launched on Avalanche, marking its first expansion beyond Ethereum.
Laying the groundwork for dedicated credit markets for tokenized assets. pic.twitter.com/EkpaZqgQZz
— MSB Intel (@MSBIntel) July 15, 2026 The rollout follows Aave V3’s earlier presence on Avalanche, where the protocol has managed billions of dollars in liquidity, and introduces infrastructure designed for specialized lending markets backed by tokenized assets.
Avalanche becomes Aave’s first destination for V4 With the new deployment, Aave V4 introduces a Hub and Spoke architecture that allows separate lending markets to operate under their own collateral and risk settings while remaining connected to shared liquidity. According to Aave, the structure is intended to support institutional use cases without isolating liquidity across individual markets.
Among the planned applications are lending markets backed by tokenized U.S. Treasuries, money market funds, private credit, and corporate bonds. According to Aave, one of the first Avalanche-based markets will allow institutions to borrow against tokenized collateral through the protocol’s liquidity network.
Recent activity on Avalanche has added context to the decision. As previously reported by crypto.news, Aave expanded its use of Chainlink’s Cross-Chain Interoperability Protocol (CCIP), making it the default infrastructure for cross-chain operations across the Aave App and Stable Vaults.
According to Aave, CCIP now supports token transfers, vault management, governance execution, GHO stablecoin transfers, and governance messaging through a single interoperability layer.
Tokenized asset lending becomes the next focus Additional momentum for Avalanche’s tokenization ecosystem came from Bridgetower’s July 13 announcement. As reported by crypto.news, the company tokenized more than $11 billion in real-world production assets, including the Arizona Copper-Gold project, on Avalanche using Chainlink infrastructure. crypto.news also reported that the transaction lifted Avalanche to fifth place in net real-world asset inflows tracked by RWA.xyz.
Commenting on the deployment, Aave founder Stani Kulechov said Avalanche’s established Aave market and growing tokenization ecosystem made it a suitable network for the protocol’s first V4 expansion outside Ethereum.
“Aave V4 was designed to enable new credit markets at internet scale.”
Kulechov added that one of the first planned markets on Avalanche will focus on lending against tokenized assets, according to the announcement.
Ava Labs President John Wu also linked the launch to the next stage of asset tokenization, arguing that the technology is increasingly being used to unlock financial activity rather than simply represent assets on-chain.
“The next phase of tokenization is about putting assets to work, not just bringing them onchain.”
According to Aave, the Avalanche deployment will also serve as a reference for future V4 rollouts on other blockchain networks, with each implementation adapted to the characteristics of its host ecosystem.
Despite the product launch, AAVE has remained under pressure. The token traded at $96.66 after falling more than 2% over the past 24 hours, extending a week of weakness that has coincided with recent volatility in Bitcoin’s price.
Chainlink (LINK) sustained its recovery on Wednesday, July 15, 2026, with buyers driving the token higher. LINK tested a notable weekly support line while traders waited to see if the upward momentum would extend toward major resistance levels.
Price recovery and trading activityAt the time of reporting, Chainlink was trading at $8.44, reflecting a daily increase of 4.02%. Trading activity surged as volume jumped 53.49% to reach $311.4 million. Over the past week, Chainlink’s price advanced 11.22%, according to CoinMarketCap data.
Analysis from More Crypto Online outlined that Chainlink is charting a blue support trend line on the weekly chart. The analyst suggested that a break above the May high of $10.90 could trigger further gains toward the $13.93 to $20.63 region, identifying this band as the next key target zone for LINK.
More Crypto Online noted that Chainlink’s current wave structure may represent the D-wave in a blue triangle pattern. The analyst clarified that although this setup is forming, confirmation of a major low is still absent, and another micro-level low could materialize in either a white wave two or blue wave C scenario.
Futures and technical outlookCoinGlass pointed to significant activity in LINK futures. Futures trading volume rose 20.86% to $334.51 million, while open interest climbed 6.74% to $447.68 million. The OI-weighted funding rate stood at 0.0091%, highlighting increased trader participation in Chainlink’s futures markets.
MetricAmountChange (%)Spot Trading Volume$311.4 million+53.49Futures Volume$334.51 million+20.86Open Interest$447.68 million+6.74Funding Rate0.0091%Technically, Chainlink is trading above key short-term moving averages. The daily chart shows LINK above the 20-day EMA at $7.932 and the 50-day EMA at $8.122. The 100-day EMA is set at $8.630, currently just above LINK’s price. Meanwhile, the 200-day EMA remains higher at $9.930, with Chainlink still below this long-term indicator.
The Relative Strength Index (RSI) stands at 63.47, with its moving average at 52.86. The RSI is positioned below the overbought threshold of 70 but above the neutral mark of 50, suggesting there is ongoing bullish momentum without overheating market conditions.
Recent ecosystem integrationsBeyond price action, Aave, a leading decentralized lending protocol, expanded its integration of Chainlink’s infrastructure. On July 13, Aave announced adoption of the Cross-Chain Interoperability Protocol as the standard for cross-chain deposits, withdrawals, GHO transfers, and governance. This update affects all of Aave’s ecosystem operations.
Chainlink, recognized for its decentralized oracle and interoperability services in the blockchain sector, has also completed eight new integrations across four services and four blockchain networks within the past week. Notable participants include Aave, Commertize, Mantle, Poppie Finance, and YuzuMoney. These moves have further extended Chainlink’s live protocol usage in the multi-chain ecosystem.
Mini dictionary: Cross-Chain Interoperability Protocol (CCIP): CCIP is an infrastructure developed by Chainlink that enables seamless value and data transfers between different blockchain networks, supporting interoperability for decentralized applications and protocols.
Among the four networks involved were Mantle, Poppie Finance, and YuzuMoney. These implementations further extended Chainlink’s footprint, involving deployments of multiple Chainlink products across new chains.
Several Chainlink integrations across multiple networks, involving four different chains and four services, were completed in recent days, expanding the protocol’s reach throughout the blockchain ecosystem.
Disclaimer: The information contained in this article does not constitute investment advice. Investors should be aware that cryptocurrencies carry high volatility and therefore risk, and should conduct their own research.
Aave founder Stani Kulechov called the DeFi access point 'an OG' as its team said it would sunset the UI.
SummerFi, a DeFi access point operating for seven years, said it will wind down Summer.fi and sunset its user interface, attributing the decision to a recent exploit on its Lazy Summer Protocol.
"After 7 amazing years building in DeFi, the recent exploit on the Lazy Summer Protocol has forced us into the very difficult decision to wind down Summer.fi and sunset the UI," the company said Wednesday on its official X account. It added, "We want to thank all our users, the community and supporters - you made it worthwhile."
The post is the first statement from the operator tying its closure to the exploit. SummerFi did not state an effective wind-down date or address the status of user funds in the announcement.
The Defiant reported on July 6 that Summer Finance was drained of $6 million in a flash-loan exploit. SummerFi has separately characterized the incident as NAV manipulation rather than a flash-loan hack; that account has not been independently reconciled with the earlier description.
Stani Kulechov, founder of lending protocol Aave, reacted to the announcement on X, writing, "Sad to see as SummerFi has been an OG in DeFi. It also demonstrates the stakes and costs that go into providing high quality and secure DeFi access point." He added that the seven years "been a nice ride for their team" and that SummerFi "will be missed."
The closure follows other DeFi front-end shutdowns. Zapper, a portfolio and transaction interface, is set to close Aug. 3 after nearly seven years. Front ends that route users to onchain protocols carry operating and security costs that the underlying smart contracts do not, a point Kulechov underscored in his post.
SummerFi has not published a schedule for how or when users should move assets ahead of the UI sunset.
CoinShares noted that Open USD, a stablecoin project driven by a banking-backed consortium, could directly impact Circle’s USDC distribution economic model and profit margins, as it plans to allocate reserve revenues to participating partners rather than retaining them primarily with the issuer. This mechanism may raise USDC’s costs for maintaining its circulation network and, following its launch in the second half of 2026, exert more substantial competitive pressure on Circle. However, CoinShares also pointed out that Open USD has not yet officially launched, with key details such as its reserve structure and fee model still undisclosed. By contrast, USDC retains existing advantages including liquidity, exchange platform integration, decentralized finance (DeFi) and payment scenario integration. Thus, Open USD is currently viewed as a credible challenger to USDC, though its actual impact remains unproven. On July 1, Open Standard announced the launch of Open USD (OUSD), a new stablecoin for global fund transfers, adding that over 140 enterprises have joined its ecosystem, spanning financial, payment and crypto industry players including Visa, Stripe, Mastercard, American Express, BlackRock, BNY, DBS, Coinbase, OKX, MetaMask, Aave, Ripple, Fireblocks, Solana and Polygon. Open USD follows three core design principles: enabling zero-cost, large-scale minting and redemption for enterprises; returning all reserve asset yields to partners after deducting a small management fee; and being governed by a board comprising independent firm Open Standard and its partners, rather than controlled by a single issuer.
Crypto clearing startup Glacis Labs has closed a $6.8 million seed round. The round was led by Lightspeed Faction, with participation from Franklin Templeton, Coinbase Ventures, A.GAIN (formerly IDC Ventures), Protein Capital, and Techni Ventures, structured as an equity-plus-token warrant deal. The funding will primarily be used to expand its core product, the ZeroDelta platform, and support the growth of its engineering, compliance, and marketing teams. ZeroDelta is a multi-chain clearing platform that facilitates matching, netting, and final settlement of cross-chain digital assets. It currently focuses on serving stablecoins and has processed over $1 billion in cumulative trading volume to date.
3 hours ago
The United States will issue a $1 Trump gold coin to commemorate the 250th anniversary of its founding.
US Treasury Secretary Scott Bessent announced today that the U.S. Mint will produce a $1 commemorative "gold coin" — gold in appearance but containing no actual gold or precious metals — to mark the 250th anniversary of the founding of the United States. The obverse features a portrait of President Trump in a suit and tie, paired with the inscriptions "LIBERTY," "IN GOD WE TRUST," and the dates 1776-2026; the reverse displays the U.S. Great Seal eagle, marked with "$1" and "250." The coin is expected to be released this fall. The move breaks the longstanding tradition that living presidents typically do not appear on U.S. currency, with Bessent describing it as a "lasting symbol of patriotism" and "a commemoration of the legacy of freedom."
3 hours ago
Trump: Data centers are a cash cow and one of the largest drivers of future job growth.
Trump posted that data centers are one of the biggest drivers of future job growth. They are large-scale, powerful, and have broad prospects, serving as cash cows for their respective states. However, for political reasons, the Governor of New York State terminated all data center projects under construction or planned in New York. These companies are now flocking to Alabama, Florida, Texas, Arizona, and many other states. The tax revenues and jobs brought by data centers are truly a huge source of wealth! New York State has made a bad decision. All this revenue and other benefits will flow to so-called "red states" (states dominated by the Republican Party) and some "blue states" (states dominated by the Democratic Party). These states not only have lower taxes but also can create record job opportunities. They will bear their own water and electricity costs, and the remaining funds will be returned to state governments and local communities. For the states and communities fortunate enough to secure data centers, these facilities are undoubtedly huge assets. New York State should immediately reverse its policy. We must never allow radical left-wing Democrats to make us lose data centers, artificial intelligence, and all these amazing new technologies, letting them fall into the hands of other countries!
3 hours ago
Goldman Sachs' View: Storage Market Shows Structural Shifts, Partial Replacement of DRAM by NAND for Cost Reduction Becomes a Practical Trend
Citirni analyst Jukan referenced Goldman Sachs’ monthly conference call remarks on the memory sector, noting clients’ strong resistance to DRAM price hikes approaching 30%, leading to a modest downward revision of third-quarter DRAM price growth expectations. Meanwhile, the outlook for NAND has grown more optimistic: AI-related KV cache offloading demand continues to exceed expectations, paired with an emerging trend of using NAND to replace expensive DRAM, further supporting NAND demand. The analyst holds a positive view on SK Hynix’s second-quarter performance, projecting revenue of approximately 85 trillion won and a gross margin of 63%. Relevant stocks include SK Hynix, Micron, and SanDisk. The commentary also reveals structural shifts in the memory market. Previously, explosive HBM demand from AI servers drove DRAM prices soaring, but once price increases hit the 30% threshold, clients began resisting further hikes, leading to a temporary slowdown in the pace of DRAM price growth. NAND is taking on a new role in AI infrastructure: KV cache is critical in inference scenarios, and using cheaper NAND to partially replace expensive DRAM to reduce costs is becoming a practical trend. This divergence also implies that internal capital rotation within the storage industry chain may continue; investors should exercise greater caution regarding short-term earnings expectations for DRAM-related stocks, while the fundamental improvement in the NAND segment may not yet be fully priced in.
3 hours ago
Kraken Launches Customized Crypto Vaults, Allowing Users to Earn Yields on Idle Bitcoin, Ethereum (ETH) and Stablecoins
Kraken Institutional has announced a partnership with on-chain yield platform Upshift, allowing qualified institutional clients to earn returns on idle Bitcoin, Ethereum, stablecoins and other crypto assets directly within Kraken’s compliant custody framework. Unlike traditional pooled vaults, Upshift will build dedicated, customized vaults for each client, fully tailored to their investment strategies, risk parameters, liquidity needs and asset portfolios. Assets will be allocated to these non-custodial vaults, then deployed to selected on-chain contracts, with clients’ segregated Kraken custody accounts receiving a receipt token.
3 hours ago
SpaceX falls below its $135 IPO price for the first time; US-listed space-related stocks decline across the board.
According to market data from BIT (bit.com), during U.S. stock intraday trading, SpaceX (SPCX) fell below its IPO price of $135 for the first time, currently trading at $133.6. U.S. space-related stocks declined across the board: AST SpaceMobile (ASTS) dropped 5.26%, Rocket Lab (RKLB) fell 3.4%, and Redwire (RDW) declined 3.4%.
Kraken Launches Customized Crypto Vaults, Allowing Users to Earn Yields on Idle Bitcoin, Ethereum (ETH) and Stablecoins
Kraken Institutional has announced a partnership with on-chain yield platform Upshift, allowing qualified institutional clients to earn returns on idle Bitcoin, Ethereum, stablecoins and other crypto assets directly within Kraken’s compliant custody framework. Unlike traditional pooled vaults, Upshift will build dedicated, customized vaults for each client, fully tailored to their investment strategies, risk parameters, liquidity needs and asset portfolios. Assets will be allocated to these non-custodial vaults, then deployed to selected on-chain contracts, with clients’ segregated Kraken custody accounts receiving a receipt token.
2 minutes ago
SpaceX falls below its $135 IPO price for the first time; US-listed space-related stocks decline across the board.
According to market data from BIT (bit.com), during U.S. stock intraday trading, SpaceX (SPCX) fell below its IPO price of $135 for the first time, currently trading at $133.6. U.S. space-related stocks declined across the board: AST SpaceMobile (ASTS) dropped 5.26%, Rocket Lab (RKLB) fell 3.4%, and Redwire (RDW) declined 3.4%.
2 minutes ago
A certain address profited 23.75 million USDC via the Ostium exploit, then exchanged the funds for 12,085 ETH.
According to EmberCN’s monitoring, an hour and a half ago, the DeBank address under the username musti_akrep exploited a vulnerability on Perp DEX Ostium to gain 23.75 million USDC, transferred the funds to the Arbitrum blockchain, and immediately converted the USDC into 12,085 ETH at a purchase price of $1,965.
2 minutes ago
Summer.fi to Gradually Cease Operations Following $6.1 Million Hack Loss
Summer.fi has released an announcement stating that following the July 6 attack on its Lazy Summer protocol, the team assessed there was no viable path to continue operations, so it will gradually wind down its business. The attack directly resulted in approximately $6.1 million in losses, and a significant portion of the team’s own assets were held in the targeted vaults, further depleting the operating capital needed for reconstruction. Per the announcement, the Summer.fi application will remain accessible until August 31, while the future of the Lazy Summer protocol will be determined by the Lazy Summer DAO. The DAO is currently working to restore withdrawal and redemption processes for all vaults, including the two previously impacted ones.
2 minutes ago
Iran: No negotiation plans at present, focusing on defense.
According to Iran's Tasnim News Agency, a spokesperson for Iran's Ministry of Foreign Affairs stated that the country's armed forces have made clear that any aggression against Iranian territory will inevitably be met with an equivalent response. There are currently no plans for negotiations, and Iran is focusing on defense. A memorandum of understanding is a set of mutual commitments; if the other party violates it, Iran will cease fulfilling its obligations, a principle that will be followed moving forward.
2 minutes ago
Aster DEX launches SKHYB "Hold-to-Use" campaign: Hold SKHYB tokens to serve as collateral for perpetual contract trading, with participants sharing a $15,000 prize pool.
Decentralized perpetual contract trading platform Aster DEX has announced the launch of its "Hold & Share" reward program for SKHYB, the SK Hynix token under Binance’s tokenized US stock product line bStocks, with a total prize pool of SKHYB worth $15,000. The program’s core mechanism is "Hold & Trade": after users deposit SKHYB into their Aster perpetual contract accounts and enable multi-asset mode, SKHYB can be used as collateral, with a maximum collateral value of 90% of its market value. This allows users to trade any perpetual contract market without selling their SKHYB holdings. Aster also announced that SKHYB spot trading is now live, enabling users to "hold stocks while trading with stocks". The program runs from 10:00 UTC on July 15 to 10:00 UTC on July 22, spanning 7 days. To participate, users must meet three requirements simultaneously: enable multi-asset mode, hold at least $100 worth of SKHYB in their perpetual contract accounts, and execute at least $1,000 in trades across any perpetual contract market during the program period. Rewards are distributed proportionally based on individual scores, calculated as SKHYB balance multiplied by holding hours (full hours only). The maximum individual reward is capped at 3% of the total prize pool, and rewards below $1 will not be issued.
Aave, the largest decentralized lending protocol, has designated Chainlink’s Cross-Chain Interoperability Protocol (CCIP) as its default infrastructure for all cross-chain operations. The decision caps a two-month stretch in which roughly $7.2 billion in liquidity has migrated away from LayerZero-powered bridges to Chainlink’s rival system.
LINK was trading near $8.32 following the announcement, reflecting what looks like a market endorsement of Chainlink’s growing grip on cross-chain plumbing.
What happened and why it matters On July 13, Aave formally expanded its Chainlink CCIP integration to cover essentially everything the protocol does across multiple blockchains. That includes deposits, withdrawals, Stable Vaults rebalancing, yield optimization, GHO stablecoin transfers, and governance execution through Aave’s Delivery Infrastructure, known as a.DI.
The relationship between the two protocols is not new. Aave first started using Chainlink Data Feeds back in January 2020, and CCIP was already handling GHO bridging and multi-chain governance tasks before this expansion. But making CCIP the default standard across the entire Aave ecosystem is a different magnitude of commitment.
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CCIP now facilitates GHO and Savings GHO transfers across 8 networks using Chainlink’s Cross-Chain Token standard.
The exploit that changed everything In April 2026, an exploit drained $292 million from a LayerZero-secured bridge connected to Kelp DAO. That single incident appears to have been the catalyst for a broad reassessment of cross-chain security across DeFi.
Since May, approximately $7.2 billion has relocated from LayerZero to Chainlink CCIP.
LlamaRisk’s Aave Risk Framework, which evaluates cross-chain solutions on security parameters, rated CCIP as the top option. Critically, the assessment found that CCIP introduces no new trust assumptions.
Aave’s decision to go with the framework’s recommendation signals something broader: major DeFi protocols are increasingly letting formal risk assessments, rather than partnerships or convenience, drive infrastructure choices.
The competitive fallout Mantle’s $2.5 billion Super Portal has also switched to CCIP, adding to the momentum.
For Chainlink, this is arguably the most significant validation of CCIP since its launch. The protocol has long been the dominant oracle provider in DeFi, but oracles and cross-chain messaging are different markets with different competitive dynamics. Winning Aave as a default client positions CCIP as the infrastructure layer that serious protocols trust with serious money.
What this means for investors LINK’s move to $8.32 after the announcement is worth watching in context. Chainlink has historically struggled to translate protocol adoption into sustained token price appreciation, partly because LINK’s tokenomics do not directly capture the full economic value of network usage in the way that, say, ETH captures gas fees.
If $7.2 billion in cross-chain activity is now flowing through Chainlink infrastructure, the fee revenue and staking demand implications could be meaningful. But investors should track the actual transaction volume through CCIP rather than taking the headline liquidity number at face value. Assets sitting in a protocol that uses CCIP and assets actively transacting through CCIP are different things.
Disclosure: This article was edited by Editorial Team. For more information on how we create and review content, see our Editorial Policy.
Aave (AAVE), a leading lending protocol in the decentralized finance (DeFi) ecosystem, has announced a significant strategic decision regarding its cross-chain infrastructure. According to the project’s statement, Aave has adopted Chainlink’s (LINK) Cross-Chain Interoperability Protocol (CCIP) as its official cross-chain standard. This step aims to make transactions between different blockchain networks more secure and efficient for Aave.
Currently, Chainlink CCIP supports cross-chain transfers of the decentralized stablecoin GHO within the Aave ecosystem and multi-chain governance operations via Aave Delivery Infrastructure (a.DI). With this new decision, the use case of CCIP will be further expanded, forming the core infrastructure for cross-chain functionality in the Aave application.
According to the announcement, the Stable Vaults system will allow users to more easily perform various transactions between the Ethereum, Base, and Arbitrum networks. These transactions include important functions such as vault rebalancing, yield optimization, asset deposits, and cross-chain transfers. The aim is to enable users to more effectively manage their assets across different blockchain networks through a single platform.
Aave management states that security, scalability, and interoperability were key factors in choosing Chainlink CCIP. In recent years, solutions that enable secure data and asset transfer between different blockchain networks have begun to play a critical role in the growth of the DeFi ecosystem. Therefore, cross-chain infrastructures are seen as one of the most important technological focus areas of the sector.
Experts point out that Aave’s adoption of CCIP as a standard is a significant development not only for the project but also for the Chainlink ecosystem. This integration is expected to contribute to the wider adoption of Chainlink’s interoperability solution.
According to market analysts, infrastructures that enable seamless transactions between different blockchain networks could become a fundamental component of decentralized finance applications in the future. Aave’s move is seen as a significant milestone that could accelerate the development of the multi-chain DeFi ecosystem.
*This is not investment advice.
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Decentralized finance has evolved into a multi-chain landscape where liquidity, applications, and participants spread across numerous blockchains. In this environment, the technology linking these networks has become just as vital as the smart contracts operating on individual chains.
Aave, a DeFi platform, has deepened its reliance on Chainlink’s Cross-Chain Interoperability Protocol (CCIP) to power seamless, secure operations across ecosystems. This integration now underpins key elements of the protocol and its intuitive mobile and web application.
CCIP already facilitates critical functions such as cross-chain transfers of GHO, Aave’s native stablecoin, and supports multi-chain governance via the Aave Delivery Infrastructure (a.DI).
The latest expansion extends CCIP’s role to the Aave App’s Stable Vaults feature.
This enables automated vault rebalancing, yield optimization, deposits, withdrawals, and asset transfers across networks like Ethereum, Base, and Arbitrum.
Users enjoy a streamlined experience reminiscent of traditional fintech apps, with complex cross-chain movements handled invisibly in the background.
GHO and Savings GHO benefit from consistent security through CCIP and the Cross-Chain Token (CCT) standard.
Currently deployed on eight networks, GHO serves as a significant business driver for Aave.
Governance proposals also execute reliably across chains using the same infrastructure, allowing the decentralized autonomous organization (DAO) to maintain efficient on-chain decision-making as the protocol scales.
Security remains paramount for Aave, the largest DeFi protocol by total value locked.
Every dependency undergoes thorough evaluation based on frameworks such as LlamaRisk’s Aave Risk Framework and Aave Labs’ Technical Asset Listing Framework. CCIP not only meets but surpasses these stringent criteria.
Its selection builds directly on Aave’s long-standing trust in Chainlink, whose decentralized oracle network has provided price feeds to the protocol since January 2020.
By leveraging the same underlying infrastructure, cross-chain operations avoid introducing new trust assumptions.
CCIP’s architecture delivers unified messaging and token transfers within single transactions, simplifying workflows that would otherwise require separate bridges or multi-step processes.
Each bridge lane benefits from a minimum of 16 independent node operators spread across diverse organizations, geographic regions, and infrastructure providers.
Native rate limits further mitigate risk by capping exposure based on historical average flows rather than temporary spikes, aligning perfectly with Aave’s conservative risk management philosophy since its inception.
This integration positions CCIP as the foundational cross-chain standard throughout the Aave ecosystem.
It enables users to access optimized yields across chains without manual bridging, while developers and governance participants gain reliable execution guarantees.
As DeFi continues expanding across blockchains, interoperability solutions like CCIP play an essential role in delivering secure, user-friendly experiences at scale.
By extending an existing trusted relationship with Chainlink, Aave reinforces both the protocol’s technical resilience and its commitment to delivering accessible, high-quality DeFi products. The move underscores a broader industry trend where proven, battle-tested infrastructure becomes the backbone for innovation in multi-chain environments.
Chainlink’s (LINK) base of wallets is expanding on Ethereum (ETH) while its price continues to face market headwinds.
New Santiment data puts the count at a record 900,000, and a wave of fresh integrations suggests the growth is not accidental.
Chainlink Adoption Grows While Price LagsThe figure marks an all-time high for non-empty LINK wallets on Ethereum, with more than 20,000 added over the past month. Data from Santiment shows the additions came without a price breakout.
“That kind of holder growth is usually a sign of long-term confidence,” Santiment said.
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Chainlink Non-Empty Wallet Growth. Source: X/SantimentThe context makes the trend notable. LINK trades near $7.9, down roughly 49% over the past year and about 85% below its 2021 peak. Sentiment remains weak, yet the base of wallets continues to grow rather than shrink.
“LINK’s holder base growing during weak market conditions is a strong signal. Price may still need market-wide momentum, but adoption is clearly moving in the right direction,” Santiment added.
Chainlink (LINK) Price Performance. Source: BeInCrypto MarketsAave Deepens CCIP RelianceSantiment tied the growth to Chainlink’s widening role as market infrastructure, citing its use across DeFi, tokenized assets, data feeds, and cross-chain settlement. The firm said institutional tokenization, adoption of the Cross-Chain Interoperability Protocol (CCIP), and capital-market integrations are expanding.
Recently, Aave (AAVE) selected Chainlink’s CCIP to power vault rebalancing, deposits, and transfers inside its mobile app.
It is one of several recent adopters. Chainlink’s latest adoption update logged eight integrations of its standard across four services and four chains, with users including Commertize, Mantle, Poppie Finance, and YuzuMoney.
CCIP now spans 35 chains and supports 76 cross-chain tokens. Tokenized-asset value on the protocol climbed 36.5% to $330.21 million over 30 days, per RWA.xyz data recorded on July 14.
That tension defines the current setup. Adoption signals point one way, price points another, and the coming quarters will test whether usage eventually pulls the token with it.
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Aave Labs has launched Stable Vaults, a plug-and-play smart contract infrastructure that lets neobanks, wallets, payment apps, and fintechs offer fixed-rate stablecoin yield to their users, no custom DeFi backend required.
The product converts variable on-chain lending rates from Aave markets into predictable, advertised returns that any business can confidently publish to customers.
We've built the easiest way to bring DeFi into user-facing applications. Stable Vaults offer fixed yield, cross-chain access, multi-strategy allocation, tier-based rates, and more.
Stable Vaults power the Aave App's Earn experience and are now available to businesses looking to… https://t.co/bOBH9MEK4j
— Stani (@StaniKulechov) July 9, 2026
The timing is deliberate. As US stablecoin legislation advances and more consumer apps compete with traditional savings accounts on yield, Aave is positioning itself as the infrastructure layer powering that next wave of dollar-denominated financial products.
This news dropped as AAVE is trading at around $95, down -1.5% over the past 24 hours, with a daily trading volume of $178M. However, the leading DeFi token is up around +44% over the past thirty days.
$AAVE is breaking down from a symmetrical triangle after multiple failed attempts to reclaim the upper trendline 👀. Sellers have taken control, and the bearish breakout is now testing lower support levels.
A confirmed move below the triangle support suggests downside momentum… pic.twitter.com/pZ55KIzVEd
— Crypto With Gopal (@cryptowithgopal) July 13, 2026
How the Aave Stable Vaults Actually Work The core mechanic is straightforward: operators integrate once, then choose which stablecoins to accept, currently USDC, USDT, and Aave’s native GHO, and which yield strategies to deploy. Supported strategies include Aave V3 and V4 markets, as well as any ERC-4626-compliant vault, meaning operators are not locked into Aave-only liquidity sources.
The vault smooths out rate variability and delivers a fixed rate to end users. Any yield earned above that promised rate flows back to the operator as additional revenue – a spread model worth understanding if you are a user choosing between competing platforms built on the same infrastructure.
Operators can also tier their offerings: higher returns for loyal or premium customers, short-term promotional rate campaigns, and custom eligibility rules to match local regulations or risk appetite.
Users can deposit and redeem across any networks the operator supports, with cross-chain mechanics handled at the vault level rather than pushed down to individual users.
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Chainlink Does the Heavy Lifting on Infrastructure Aave's cross-chain GHO is officially live, #PoweredByChainlink CCIP starting with @arbitrum mainnet.
The @aave DAO voted for this integration with 100% approval.https://t.co/IkiAD597Vd pic.twitter.com/o0AvVSwiGt
— Chainlink (@chainlink) July 2, 2024
Chainlink CCIP (Cross-Chain Interoperability Protocol) enables secure transfers between chains, while Chainlink Price Feeds provide reliable price data across the system. The Aave App itself already runs on both, which Aave Labs cites as production-grade evidence rather than a pilot-stage claim.
The four named use cases from the launch cover the full spectrum of consumer finance: a neobank embedding Aave-powered savings directly in its app; a payment provider letting merchants earn on idle funds sitting between transfers; a wallet offering one-click earning via Savings GHO; and a fintech issuing its own stablecoin and building an enclosed earning loop through a tailored ERC-4626 vault.
That last case is particularly significant for stablecoin adoption; it gives any company launching a dollar-pegged token an instant yield layer without having to engineer a DeFi protocol from scratch.
The broader Aave protocol holds over $12Bn in total value locked, providing the underlying liquidity context that makes fixed-rate promises credible at scale. Stable Vaults draws on that pool rather than asking operators to source their own.
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What This Means for the Stablecoin Yield Landscape Stable Vaults is not competing with Aave’s own lending market; it is a distribution layer on top of it. Every neobank or fintech that integrates becomes a channel for routing user capital into Aave’s ecosystem, thereby deepening TVL and protocol revenue without Aave needing to own the customer relationship directly.
The operator-keeps-spread model is the nuance to watch. End users receive a fixed rate, but the economics strongly favor platform operators, at least until competitive pressure forces higher pass-through rates.
That dynamic is already visible in adjacent products; competing DeFi lending infrastructure like Morpho captured $90M in TVL in its first week partly by offering more aggressive yield pass-through to users.
For now, Stable Vaults offers something genuinely new: a path for any app to make stablecoin yield feel as ordinary as a savings account balance and for Aave to become the silent engine behind a significant share of the dollar-denominated DeFi economy.
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Decentralized finance now spans multiple blockchains. Liquidity, applications, and users (including Aave) are dispersing across networks, which makes the infrastructure connecting those networks as important as the smart contracts running on them.
Cross-chain infrastructure already underpins core parts of Aave such as GHO, Savings GHO, and governance. As the Aave grows, users need a simple experience backed by infrastructure that’s as robust as the protocol level.
Today, CCIP handles cross-chain GHO transfers and multi-chain governance through Aave Delivery Infrastructure (a.DI). It will now also support the Aave App's cross-chain logic via Stable Vaults (learn more here), covering vault rebalancing, yield optimization, deposits, and transfers. Aave applies rigorous security standards to every dependency, whether it’s a listed asset or the protocol itself. CCIP exceeds those standards and extends infrastructure Aave already trusts, making it the go-to cross-chain standard for the protocol.
Cross-Chain Layer Behind the Aave App, GHO, and Governance The Aave App is designed to make DeFi feel like a modern fintech application. Users earn Aave-powered yield across multiple chains without knowing it, and without dealing with the infrastructure underneath each action.
CCIP provides the cross-chain messaging and transfer capabilities that make this possible. Vault rebalancing, yield optimization, deposits, withdrawals, and transfers across Ethereum, Base, and Arbitrum all route through a shared infrastructure standard. Instead of manual bridge-and-deposit steps, the app handles cross-chain movement in the background.
GHO and Savings GHO transfers also run over CCIP using the Cross-Chain Token (CCT) standard. This gives Aave's stablecoin and savings products a consistent security model across networks. At time of writing, GHO is available on 8 different networks and plays an important role for Aave as a business.
Aave DAO governance uses CCIP through a.DI for cross-chain execution, allowing proposals to move securely between the networks where Aave operates. As a DAO, Aave governance needs to pass onchain proposals frequently, having reliable infrastructure for executing these proposal is essential.
Together, these integrations make CCIP the default cross-chain standard across the Aave ecosystem.
Why Aave Builds On CCIP Aave is the largest DeFi protocol in existence, and security is the top priority. The protocol holds infrastructure to high standards formalized in LlamaRisk's Aave Risk Framework and Aave Labs' Technical Asset Listing Framework. CCIP satisfies the requirements of both.
More importantly, it extends infrastructure Aave already trusts. Chainlink Data Feeds have served as Aave's oracle system since January 2020. CCIP runs on the same decentralized oracle network, which means cross-chain operations inherit an existing security relationship rather than create a new one.
Cross-chain actions on Aave, whether a deposit, withdrawal, Aave App vault rebalance, or governance execution, typically involve multi-step instructions delivered alongside the value being moved. CCIP handles messaging and token transfers in a single transaction, giving Aave one interface for all of these workflows rather than a separate system for each product or route.
Each bridge lane is secured by at least 16 independent node operators distributed across organizations, regions, and infrastructure providers. Native rate limits cap cross-chain exposure during abnormal conditions, sized to match sustained historical flows rather than peak bursts. These controls align with the conservative risk posture Aave has maintained since day one.
Aave has selected Chainlink’s Cross Chain Interoperability Protocol as the default infrastructure for cross chain activity across its ecosystem, expanding the integration to cover the Aave App and Stable Vaults.
CCIP already supports transfers of Aave’s GHO stablecoin and cross chain governance through the Aave Delivery Infrastructure, known as a.DI. The system will now also handle the Aave App’s cross chain operations, including deposits, withdrawals, vault rebalancing, yield optimization, and asset transfers.
The Aave App uses Stable Vaults to move deposits and optimize yield across Ethereum, Base, and Arbitrum. CCIP will process those actions in the background, removing the need for users to manually bridge assets before depositing them into another network.
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Aave Labs introduced Stable Vaults as an infrastructure product that allows businesses to add fixed rate stablecoin yield to their own applications. The same vault technology already powers savings products inside the Aave App.
GHO and Savings GHO also use CCIP through Chainlink’s Cross Chain Token standard. GHO is currently available across eight networks, with CCIP providing a shared system for moving the stablecoin between supported chains.
The system uses a lock and mint model when moving GHO from Ethereum to supported layer 2 networks. For transfers between other networks, CCIP can use a burn and mint structure designed to preserve GHO’s total supply and fungibility.
Aave governance uses the same infrastructure through a.DI, which allows proposals approved on Ethereum to be executed across other networks where the protocol operates.
The expanded integration gives Aave one system for handling token transfers and the instructions attached to them. This allows actions such as deposits, withdrawals, vault reallocations, and governance executions to move data and assets together instead of relying on separate infrastructure for each operation.
Aave said the decision builds on its existing relationship with Chainlink. Chainlink Data Feeds have served as the protocol’s oracle infrastructure since January 2020, while CCIP operates through the same broader decentralized oracle network.
Each CCIP bridge lane used by Aave is supported by at least 16 independent node operators distributed across different organizations, locations, and infrastructure providers. The system also applies rate limits that restrict the amount of value that can move between networks during abnormal conditions.
Disclosure: This article was edited by Estefano Gomez. For more information on how we create and review content, see our Editorial Policy.
Aave has expanded its use of Chainlink’s Cross-Chain Interoperability Protocol (CCIP), making it the default infrastructure for cross-chain activity across its ecosystem.
Summary
Aave has made Chainlink CCIP its default infrastructure for cross-chain operations. CCIP now powers deposits, withdrawals, Stable Vaults, GHO transfers, and governance. Chainlink continues expanding institutional adoption through Project Pangea and banking partnerships. According to an announcement from Aave, the protocol has selected Chainlink CCIP to power cross-chain functions across the Aave App and Stable Vaults, extending an integration that already supports GHO stablecoin transfers and governance messaging.
The update places a single interoperability layer behind token transfers, vault management, and governance execution instead of relying on separate systems for different tasks.
Previously, CCIP was already responsible for moving Aave’s GHO stablecoin across supported networks and for handling cross-chain governance through the Aave Delivery Infrastructure, or a.DI. With the latest expansion, the same infrastructure will now process deposits, withdrawals, vault rebalancing, yield optimization, and asset transfers carried out through the Aave App.
Cross-chain operations now run through one infrastructure Inside the Aave App, Stable Vaults automatically move deposits between Ethereum, Base, and Arbitrum to improve returns for users. Under the new setup, CCIP carries out those background transfers without requiring users to manually bridge assets before moving funds between supported networks.
Aave Labs introduced Stable Vaults as an infrastructure product that allows businesses to add fixed-rate stablecoin yield to their own applications. According to Aave, the same vault technology already supports savings products available through the Aave App.
GHO and Savings GHO also rely on CCIP through Chainlink’s Cross-Chain Token standard. According to Aave, GHO is now available across eight blockchain networks, with CCIP providing the infrastructure used to transfer the stablecoin between those supported chains.
The protocol explained that transfers from Ethereum to supported layer-2 networks use a lock-and-mint model. For transfers between other supported chains, CCIP switches to a burn-and-mint process designed to preserve GHO’s total supply while keeping the token interchangeable across networks.
Existing governance and institutional work expands Cross-chain governance also continues to operate through the Aave Delivery Infrastructure. According to Aave, proposals approved on Ethereum can be executed across other blockchain networks where the lending protocol is deployed, allowing governance instructions and asset transfers to move through the same communication layer.
Aave added that the decision extends a relationship that began in January 2020, when the protocol adopted Chainlink Data Feeds as its oracle infrastructure. CCIP now operates alongside those services through Chainlink’s decentralized oracle network.
Security remains part of the design. According to Aave, every CCIP bridge lane used by the protocol is secured by at least 16 independent node operators spread across different organizations, geographic regions, and infrastructure providers. The system also applies rate limits that restrict the amount of value that can move between networks during abnormal conditions.
The announcement comes as Chainlink continues to expand its institutional footprint. As previously reported by crypto.news, the network joined Project Pangea in June alongside FairSquareLab, UniKA, and Qivalis to test stablecoin-based foreign exchange settlement between Europe and South Korea.
Chainlink said the initiative involves more than 50 banks representing over $10 trillion in assets under management, while Qivalis is backed by 37 European banks and UniKA represents more than 10 Korean commercial banks.
